The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 11,492 71,747 SH   SOLE   63,013 0 9,284
ABBOTT LABS COM 002824100 394 3,620 SH   SOLE   3,620 0 0
ABBVIE INC COM 00287Y109 1,253 14,306 SH   SOLE   13,424 0 1,325
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 145 36,300 SH   SOLE   36,300 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 232 12,800 SH   SOLE   7,150 0 6,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 282 1,249 SH   SOLE   1,249 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,282 15,642 SH   SOLE   15,512 0 330
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 428 1,457 SH   SOLE   1,692 0 5
ALPHABET INC CAP STK CL A 02079K305 11,561 7,888 SH   SOLE   7,264 0 684
ALPHABET INC CAP STK CL C 02079K107 532 362 SH   SOLE   397 0 0
ALTAIR ENGR INC COM CL A 021369103 628 14,965 SH   SOLE   14,965 0 0
AMAZON COM INC COM 023135106 16,786 5,331 SH   SOLE   4,595 0 742
AMGEN INC COM 031162100 635 2,497 SH   SOLE   2,557 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 143 20,100 SH   SOLE   19,475 0 625
APPLE INC COM 037833100 32,476 280,424 SH   SOLE   268,999 0 17,761
AT&T INC COM 00206R102 7,095 248,870 SH   SOLE   207,132 0 43,938
AUTOMATIC DATA PROCESSING IN COM 053015103 12,620 90,470 SH   SOLE   83,215 0 7,763
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,454 11,524 SH   SOLE   8,370 0 3,169
BERKSHIRE HATHAWAY INC DEL CL A 084670108 320 1 SH   SOLE   1 0 0
BIOGEN INC COM 09062X103 15,967 56,287 SH   SOLE   50,983 0 5,592
BK OF AMERICA CORP COM 060505104 2,748 114,067 SH   SOLE   109,382 0 6,755
BLACKROCK FLOATING RATE INCO COM 09255X100 557 48,421 SH   SOLE   46,521 0 2,700
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 208 15,000 SH   SOLE   15,000 0 0
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 352 24,536 SH   SOLE   24,786 0 200
BOEING CO COM 097023105 2,239 13,547 SH   SOLE   13,602 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 338 5,612 SH   SOLE   5,512 0 200
BROADCOM INC COM 11135F101 473 1,298 SH   SOLE   1,298 0 0
BROWN FORMAN CORP CL B 115637209 259 3,444 SH   SOLE   3,444 0 0
CHEVRON CORP NEW COM 166764100 582 8,079 SH   SOLE   7,378 0 701
CINTAS CORP COM 172908105 19,574 58,812 SH   SOLE   56,958 0 1,858
CISCO SYS INC COM 17275R102 3,840 97,480 SH   SOLE   85,829 0 12,908
CITIGROUP INC COM NEW 172967424 331 7,675 SH   SOLE   8,115 0 0
CLOROX CO DEL COM 189054109 357 1,700 SH   SOLE   1,700 0 0
CONSOLIDATED EDISON INC COM 209115104 1,589 20,418 SH   SOLE   9,768 0 10,750
COSTCO WHSL CORP NEW COM 22160K105 681 1,917 SH   SOLE   2,217 0 0
CVB FINL CORP COM 126600105 520 31,249 SH   SOLE   31,249 0 0
DISNEY WALT CO COM DISNEY 254687106 886 7,142 SH   SOLE   7,009 0 150
DNP SELECT INCOME FD INC COM 23325P104 150 14,900 SH   SOLE   11,900 0 3,000
DOMINION ENERGY INC COM 25746U109 235 2,977 SH   SOLE   3,077 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 318 19,820 SH   SOLE   18,820 0 3,500
DOUBLELINE OPPORTUNISTIC CR COM 258623107 509 26,700 SH   SOLE   26,400 0 700
DUKE ENERGY CORP NEW COM NEW 26441C204 281 3,175 SH   SOLE   3,175 0 0
EATON CORP PLC SHS G29183103 1,124 11,020 SH   SOLE   10,120 0 1,200
EATON VANCE LTD DURATION INC COM 27828H105 746 65,933 SH   SOLE   63,833 0 2,900
EMERSON ELEC CO COM 291011104 310 4,733 SH   SOLE   5,008 0 0
EXXON MOBIL CORP COM 30231G102 3,493 101,736 SH   SOLE   101,736 0 150
FACEBOOK INC CL A 30303M102 18,355 70,085 SH   SOLE   64,336 0 7,274
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 295 3,200 SH   SOLE   3,200 0 0
FIRST FNDTN INC COM 32026V104 261 20,000 SH   SOLE   20,000 0 0
FIRST TR SR FLG RTE INCM FD COM 33733U108 236 21,500 SH   SOLE   21,500 0 0
GENERAL ELECTRIC CO COM 369604103 74 11,798 SH   SOLE   12,908 0 246
GENERAL MLS INC COM 370334104 1,280 20,754 SH   SOLE   20,779 0 125
HOME DEPOT INC COM 437076102 719 2,589 SH   SOLE   2,654 0 0
HONEYWELL INTL INC COM 438516106 503 3,053 SH   SOLE   3,153 0 0
INTEL CORP COM 458140100 14,032 270,990 SH   SOLE   243,604 0 28,671
INTERNATIONAL BUSINESS MACHS COM 459200101 282 2,318 SH   SOLE   2,223 0 175
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 563 20,400 SH   SOLE   15,150 0 5,250
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,496 7,101 SH   SOLE   101 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 3,407 12,264 SH   SOLE   6,846 0 7,143
ISHARES TR NASDAQ BIOTECH 464287556 718 5,305 SH   SOLE   2,105 0 3,200
ISHARES TR RUS 1000 GRW ETF 464287614 2,181 10,056 SH   SOLE   56 0 10,000
ISHARES TR ISHS 5-10YR INVT 464288638 976 16,049 SH   SOLE   14,449 0 1,600
ISHARES TR US HLTHCARE ETF 464287762 909 4,000 SH   SOLE   0 0 4,150
JOHNSON & JOHNSON COM 478160104 12,925 86,813 SH   SOLE   76,631 0 10,582
JPMORGAN CHASE & CO COM 46625H100 6,591 68,464 SH   SOLE   58,703 0 10,161
KIMBERLY CLARK CORP COM 494368103 329 2,225 SH   SOLE   1,825 0 400
KINROSS GOLD CORP COM 496902404 882 100,000 SH   SOLE   0 0 100,000
KLA CORP COM NEW 482480100 8,091 41,763 SH   SOLE   35,419 0 6,710
LAM RESEARCH CORP COM 512807108 750 2,260 SH   SOLE   2,210 0 160
LOWES COS INC COM 548661107 17,267 104,104 SH   SOLE   91,038 0 13,451
LULULEMON ATHLETICA INC COM 550021109 379 1,150 SH   SOLE   1,150 0 0
MEDTRONIC PLC SHS G5960L103 14,439 138,939 SH   SOLE   127,119 0 11,831
MERCK & CO. INC COM 58933Y105 993 11,969 SH   SOLE   11,779 0 490
MICRON TECHNOLOGY INC COM 595112103 209 4,460 SH   SOLE   5,197 0 300
MICROSOFT CORP COM 594918104 2,801 13,316 SH   SOLE   7,410 0 6,383
NANOSTRING TECHNOLOGIES INC COM 63009R109 268 6,000 SH   SOLE   6,000 0 0
NAVIOS MARITIME HLDGS INC COM Y62197119 32 18,000 SH   SOLE   18,000 0 0
NETFLIX INC COM 64110L106 805 1,609 SH   SOLE   1,619 0 0
NORTHROP GRUMMAN CORP COM 666807102 223 706 SH   SOLE   934 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,148 78,820 SH   SOLE   75,070 0 4,200
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,130 74,009 SH   SOLE   68,809 0 5,200
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 594 52,675 SH   SOLE   33,675 0 19,000
NVIDIA CORPORATION COM 67066G104 692 1,278 SH   SOLE   1,286 0 40
PALO ALTO NETWORKS INC COM 697435105 247 1,010 SH   SOLE   885 0 200
PARKER-HANNIFIN CORP COM 701094104 242 1,196 SH   SOLE   1,196 0 0
PAYPAL HLDGS INC COM 70450Y103 877 4,450 SH   SOLE   4,300 0 150
PBF ENERGY INC CL A 69318G106 172 30,237 SH   SOLE   30,237 0 0
PEPSICO INC COM 713448108 401 2,896 SH   SOLE   3,076 0 0
PFIZER INC COM 717081103 4,289 116,863 SH   SOLE   103,117 0 14,553
PRICE T ROWE GROUP INC COM 74144T108 14,631 114,108 SH   SOLE   103,152 0 11,325
PROCTER AND GAMBLE CO COM 742718109 1,119 8,049 SH   SOLE   7,749 0 300
QUALCOMM INC COM 747525103 1,346 11,437 SH   SOLE   11,712 0 350
RAYTHEON TECHNOLOGIES CORP COM 75513E101 338 5,870 SH   SOLE   5,889 0 0
SCHWAB CHARLES CORP COM 808513105 483 13,332 SH   SOLE   13,332 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 214 3,128 SH   SOLE   3,128 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,377 499,890 SH   SOLE   423,311 0 79,529
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 40,739 1,297,416 SH   SOLE   1,213,316 0 93,394
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,752 33,579 SH   SOLE   12,929 0 23,250
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,890 73,963 SH   SOLE   84,375 0 3,850
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,242 40,540 SH   SOLE   4,340 0 40,965
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 505 4,383 SH   SOLE   4,258 0 275
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 60,069 1,071,131 SH   SOLE   1,014,785 0 58,271
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 59,229 734,578 SH   SOLE   695,644 0 42,987
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 368 3,150 SH   SOLE   3,150 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,703 45,525 SH   SOLE   1,225 0 47,030
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,152 4,150 SH   SOLE   150 0 4,000
SPDR GOLD TR GOLD SHS 78463V107 332 1,877 SH   SOLE   1,877 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,811 29,297 SH   SOLE   29,297 0 0
STARBUCKS CORP COM 855244109 1,349 15,699 SH   SOLE   15,524 0 800
STRYKER CORPORATION COM 863667101 13,422 64,416 SH   SOLE   62,390 0 2,032
TESLA INC COM 88160R101 13,132 30,611 SH   SOLE   21,577 0 9,038
UNION PAC CORP COM 907818108 504 2,561 SH   SOLE   2,661 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,369 60,500 SH   SOLE   900 0 60,000
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 460 24,000 SH   SOLE   23,200 0 800
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 7,949 145,616 SH   SOLE   123,045 0 24,346
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 471 1,531 SH   SOLE   2,666 0 90
VANGUARD INDEX FDS TOTAL STK MKT 922908769 365 2,145 SH   SOLE   2,145 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,464 41,805 SH   SOLE   38,755 0 3,050
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 302 1,850 SH   SOLE   1,850 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,304 21,912 SH   SOLE   20,012 0 2,200
XILINX INC COM 983919101 304 2,915 SH   SOLE   2,965 0 250
YAMANA GOLD INC COM 98462Y100 372 65,500 SH   SOLE   500 0 65,000
YUM BRANDS INC COM 988498101 239 2,613 SH   SOLE   2,613 0 0