The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRISTOL-MYERS SQUIBB CO COM 110122108 246 4,420 SH   SOLE   4,420 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 255 1,850 SH   SOLE   1,850 0 0
NETFLIX INC CS 64110L106 635 1,692 SH   SOLE   1,542 0 150
DOUBLELINE INCOME SOLUTIONS COM 258622109 228 17,061 SH   SOLE   14,561 0 2,500
CLOROX CO DEL COM 189054109 1,923 11,100 SH   SOLE   3,950 0 7,150
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 253 3,150 SH   SOLE   3,150 0 0
EATON VANCE LTD DUR INCOME F COM 27828H105 5,954 563,274 SH   SOLE   520,871 0 42,403
STARBUCKS CORP CS 855244109 935 14,223 SH   SOLE   13,423 0 800
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 126 37,300 SH   SOLE   37,300 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 201 3,200 SH   SOLE   3,200 0 0
CITIGROUP INC CS 172967424 264 6,271 SH   SOLE   6,271 0 0
BLACKROCK MUNIYIELD CALI QLT COM 09254N103 344 25,436 SH   SOLE   25,436 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,507 10,000 SH   SOLE   0 0 10,000
ALTAIR ENGR INC COM CL A 021369103 398 15,000 SH   SOLE   15,000 0 0
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 191 14,400 SH   SOLE   14,400 0 0
FIRST FNDTN INC COM 32026V104 204 20,000 SH   SOLE   20,000 0 0
MERCK & CO. INC COM 58933Y105 850 11,051 SH   SOLE   10,751 0 300
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 227 2,875 SH   SOLE   2,875 0 0
STRYKER CORP CS 863667101 10,636 63,882 SH   SOLE   61,169 0 2,713
PBF ENERGY INC CL A 69318G106 163 23,018 SH   SOLE   23,018 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 5,899 134,857 SH   SOLE   111,545 0 23,312
EXXON MOBIL CORP CS 30231G102 4,076 107,339 SH   SOLE   106,889 0 450
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 224 14,800 SH   SOLE   7,800 0 7,000
ALPHABET INC CAP STK CL A 02079K305 9,464 8,145 SH   SOLE   7,387 0 758
ABBVIE INC CS 00287Y109 794 10,418 SH   SOLE   9,093 0 1,325
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,016 19,460 SH   SOLE   19,460 0 0
UNITED TECHNOLOGIES CORP CS 913017109 3,879 41,118 SH   SOLE   35,943 0 5,175
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 39,976 652,674 SH   SOLE   610,859 0 41,815
MEDTRONIC PLC SHS G5960L103 11,675 129,462 SH   SOLE   116,630 0 12,832
ALLERGAN PLC SHS G0177J108 460 2,600 SH   SOLE   2,600 0 0
HONEYWELL INTL INC CS 438516106 393 2,937 SH   SOLE   2,937 0 0
DNP SELECT INCOME FD COM 23325P104 146 14,900 SH   SOLE   11,900 0 3,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,812 40,288 SH   SOLE   3,738 0 36,550
PFIZER INC CS 717081103 3,895 119,319 SH   SOLE   100,020 0 19,299
ADVANCED MICRO DEVICES INC COM 007903107 661 14,532 SH   SOLE   14,052 0 480
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 245 1,260 SH   SOLE   1,255 0 5
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 910 4,150 SH   SOLE   150 0 4,000
KLA CORPORATION COM NEW 482480100 6,101 42,444 SH   SOLE   35,494 0 6,950
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,039 73,379 SH   SOLE   67,679 0 5,700
EATON CORP PLC SHS G29183103 961 12,365 SH   SOLE   10,540 0 1,825
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 5,272 400,614 SH   SOLE   354,497 0 46,117
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 444 26,890 SH   SOLE   26,090 0 800
NAVIOS MARITIME HLDGS INC COM Y62197119 42 18,000 SH   SOLE   18,000 0 0
BIOGEN INC CS 09062X103 16,838 53,222 SH   SOLE   47,145 0 6,077
BLACKROCK CR ALLOCATION INCO COM 092508100 1,769 151,749 SH   SOLE   134,835 0 16,914
CHEVRON CORP NEW COM 166764100 637 8,790 SH   SOLE   8,292 0 498
FIRST TR SR FLG RTE INCM FD COM 33733U108 204 21,500 SH   SOLE   21,500 0 0
MICROSOFT CORP CS 594918104 1,600 10,148 SH   SOLE   5,204 0 4,944
DUKE ENERGY CORP NEW COM NEW 26441C204 249 3,075 SH   SOLE   3,075 0 0
NVIDIA CORP CS 67066G104 360 1,366 SH   SOLE   1,366 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 440 5,524 SH   SOLE   5,253 0 271
QUALCOMM INC CS 747525103 594 8,783 SH   SOLE   8,483 0 300
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,538 45,800 SH   SOLE   1,000 0 44,800
TESLA INC CS 88160R101 3,185 6,078 SH   SOLE   4,085 0 1,993
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 559 55,350 SH   SOLE   35,950 0 19,400
PRICE T ROWE GROUP INC COM 74144T108 10,194 104,397 SH   SOLE   92,515 0 11,882
LAM RESEARCH CORP CS 512807108 338 1,410 SH   SOLE   1,410 0 0
APPLE INC CS 037833100 15,504 60,969 SH   SOLE   54,194 0 6,775
AMGEN INC COM 031162100 522 2,575 SH   SOLE   2,575 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106 509 22,354 SH   SOLE   17,104 0 5,250
CVB FINL CORP COM 126600105 811 40,461 SH   SOLE   40,461 0 0
GENERAL MLS INC COM 370334104 1,185 22,462 SH   SOLE   20,937 0 1,525
KIMBERLY CLARK CORP COM 494368103 285 2,225 SH   SOLE   1,825 0 400
EATON VANCE TAX ADVT DIV INC COM 27828G107 200 11,895 SH   SOLE   10,895 0 1,000
COMMERCE BANCSHARES INC COM 200525103 228 4,527 SH   SOLE   4,527 0 0
CISCO SYS INC COM 17275R102 5,371 136,637 SH   SOLE   120,025 0 16,612
JOHNSON & JOHNSON CS 478160104 11,765 89,723 SH   SOLE   78,049 0 11,674
PAYPAL HLDGS INC COM 70450Y103 535 5,585 SH   SOLE   5,435 0 150
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 206 3,999 SH   SOLE   3,977 0 22
CONSOLIDATED EDISON INC COM 209115104 2,321 29,751 SH   SOLE   22,075 0 7,676
DISNEY WALT CO COM DISNEY 254687106 714 7,391 SH   SOLE   7,276 0 115
BROWN FORMAN CORP CS 115637209 3,841 69,192 SH   SOLE   66,227 0 2,965
COSTCO WHSL CORP NEW COM 22160K105 581 2,036 SH   SOLE   2,036 0 0
AMAZON COM INC COM 023135106 10,837 5,558 SH   SOLE   4,762 0 796
UNION PAC CORP COM 907818108 366 2,596 SH   SOLE   2,596 0 0
XILINX INC CS 983919101 211 2,710 SH   SOLE   2,460 0 250
BOEING CO CS 097023105 1,929 12,932 SH   SOLE   12,932 0 0
DOUBLELINE OPPORTUNISTIC CR COM 258623107 218 12,750 SH   SOLE   12,050 0 700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 431 3,340 SH   SOLE   3,340 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 56,831 1,047,189 SH   SOLE   972,903 0 74,286
INVESCO QQQ TR UNIT SER 1 46090E103 2,425 12,736 SH   SOLE   6,521 0 6,215
AUTOMATIC DATA PROCESSING IN COM 053015103 10,641 77,855 SH   SOLE   71,089 0 6,766
FACEBOOK INC CS 30303M102 11,986 71,858 SH   SOLE   63,929 0 7,929
SPDR GOLD TRUST GOLD SHS 78463V107 281 1,900 SH   SOLE   1,900 0 0
HOME DEPOT INC CS 437076102 519 2,780 SH   SOLE   2,780 0 0
GENERAL ELECTRIC CO CS 369604103 132 16,599 SH   SOLE   16,048 0 551
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,417 61,500 SH   SOLE   1,500 0 60,000
ISHARES TR INTRM TR CRP ETF 464288638 1,018 18,540 SH   SOLE   14,940 0 3,600
ALPHABET INC CAP STK CL C 02079K107 431 371 SH   SOLE   371 0 0
ABBOTT LABS COM 002824100 239 3,024 SH   SOLE   3,024 0 0
ISHARES TR US HLTHCARE ETF 464287762 878 4,677 SH   SOLE   627 0 4,050
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,121 81,900 SH   SOLE   77,400 0 4,500
ANNALY CAPITAL MANAGEMENT IN COM 035710409 135 26,530 SH   SOLE   25,405 0 1,125
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   1 0 0
KINROSS GOLD CORP COM 496902404 299 75,000 SH   SOLE   0 0 75,000
INTERNATIONAL BUSINESS MACHS COM 459200101 287 2,587 SH   SOLE   2,412 0 175
ISHARES TR NASDAQ BIOTECH 464287556 621 5,765 SH   SOLE   2,565 0 3,200
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,440 32,531 SH   SOLE   11,831 0 20,700
INTEL CORP CS 458140100 12,340 228,018 SH   SOLE   201,444 0 26,574
BK OF AMERICA CORP COM 060505104 2,660 125,299 SH   SOLE   117,521 0 7,778
3M CO CS 88579Y101 10,029 73,466 SH   SOLE   63,522 0 9,944
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 28,184 1,090,706 SH   SOLE   999,394 0 91,312
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,110 11,539 SH   SOLE   7,870 0 3,669
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,110 392,000 SH   SOLE   314,738 0 77,262
AT&T INC COM 00206R102 7,610 261,047 SH   SOLE   217,876 0 43,171
VERIZON COMMUNICATIONS INC COM 92343V104 1,277 23,758 SH   SOLE   21,558 0 2,200
JPMORGAN CHASE & CO COM 46625H100 6,073 67,459 SH   SOLE   56,673 0 10,786
PROCTER & GAMBLE CO COM 742718109 320 2,911 SH   SOLE   2,611 0 300
SCHWAB CHARLES CORP COM 808513105 385 11,437 SH   SOLE   11,437 0 0
BLACKROCK FLOATING RATE INCO COM 09255X100 538 53,750 SH   SOLE   51,050 0 2,700
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,132 7,100 SH   SOLE   100 0 7,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,566 75,558 SH   SOLE   72,919 0 2,639
LOWES COS INC COM 548661107 9,350 108,656 SH   SOLE   93,837 0 14,819