The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 2,870 25,974 SH   SOLE   0 0 25,974
A F L A C INC COM 001055102 6,464 115,013 SH   SOLE   0 0 115,013
A T & T INC NEW COM 00206R102 2,119 138,165 SH   SOLE   0 0 138,165
ABBOTT LABORATORIES COM 002824100 2,607 26,944 SH   SOLE   0 0 26,944
ABBVIE INC COM 00287Y109 6,487 48,338 SH   SOLE   0 0 48,338
ACME UNITED CORP COM 004816104 332 14,425 SH   SOLE   0 0 14,425
ADVANSIX INC COM 00773T101 775 24,155 SH   SOLE   0 0 24,155
AFFILIATED MANAGERS GROUP COM 008252108 429 3,834 SH   SOLE   0 0 3,834
AKAMAI TECHNOLOGIES COM 00971T101 357 4,450 SH   SOLE   0 0 4,450
ALGONQUIN POWER & UTILITIES COM 015857105 617 56,545 SH   SOLE   0 0 56,545
ALLSTATE CORP COM 020002101 8,595 69,019 SH   SOLE   0 0 69,019
ALPHABET INC-CL A COM 38259P508 448 4,680 SH   SOLE   0 0 4,680
ALPHABET INC-CL C COM 02079K107 10,304 107,165 SH   SOLE   0 0 107,165
AMAZON.COM INC COM 023135106 1,945 17,210 SH   SOLE   0 0 17,210
AMCOR PLC COM G0250X107 2,238 208,531 SH   SOLE   0 0 208,531
AMERICAN EXPRESS CO COM 025816109 6,092 45,158 SH   SOLE   0 0 45,158
AMERICAS CAR-MART INC COM 03062T105 635 10,410 SH   SOLE   0 0 10,410
AMGEN INCORPORATED COM 031162100 228 1,010 SH   SOLE   0 0 1,010
ANALOG DEVICES INC COM 032654105 3,823 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 1,028 3,837 SH   SOLE   0 0 3,837
APOGEE ENTERPRISES COM 037598109 357 9,340 SH   SOLE   0 0 9,340
APPLE INC COM 037833100 1,815 13,131 SH   SOLE   0 0 13,131
APPLIED MATERIALS INC COM 038222105 2,625 32,042 SH   SOLE   0 0 32,042
ARES CAPITAL CORP COM 04010L103 3,189 188,925 SH   SOLE   0 0 188,925
ARGAN INC COM 04010E109 673 20,915 SH   SOLE   0 0 20,915
ASSOCIATED BANC-CORP COM 045487105 671 33,435 SH   SOLE   0 0 33,435
ASSURANT INC COM 04621X108 741 5,100 SH   SOLE   0 0 5,100
ASTRONICS CORP COM 046433108 119 15,120 SH   SOLE   0 0 15,120
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 276 2,885 SH   SOLE   0 0 2,885
AUTOMATIC DATA PROCESSING COM 053015103 318 1,407 SH   SOLE   0 0 1,407
AVNET INC COM 053807103 1,437 39,775 SH   SOLE   0 0 39,775
BANK OF AMERICA CORP COM 060505104 870 28,793 SH   SOLE   0 0 28,793
BANK OF NY MELLON CP NEW COM 064058100 2,104 54,615 SH   SOLE   0 0 54,615
BAXTER INTERNATIONAL COM 071813109 1,960 36,396 SH   SOLE   0 0 36,396
BECTON DICKINSON & CO COM 075887109 363 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 8,003 29,972 SH   SOLE   0 0 29,972
BERKSHIRE HATHAWAY CL-A COM 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 445 16,305 SH   SOLE   0 0 16,305
BOEING CO COM 097023105 4,049 33,443 SH   SOLE   0 0 33,443
BP PLC (ADR) COM 055622104 459 16,077 SH   SOLE   0 0 16,077
BREAD FINANCIAL HOLDINGS INC COM 018581108 435 13,837 SH   SOLE   0 0 13,837
BRISTOL-MYERS SQUIBB CO COM 110122108 3,762 52,912 SH   SOLE   0 0 52,912
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 221 5,400 SH   SOLE   0 0 5,400
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 287 4,307 SH   SOLE   0 0 4,307
CARDINAL HEALTH COM 14149Y108 933 13,990 SH   SOLE   0 0 13,990
CARTERS INC COM 146229109 245 3,745 SH   SOLE   0 0 3,745
CHEVRON CORPORATION COM 166764100 489 3,402 SH   SOLE   0 0 3,402
CIGNA CORP COM 125523100 3,817 13,757 SH   SOLE   0 0 13,757
CISCO SYSTEMS INC COM 17275R102 3,583 89,566 SH   SOLE   0 0 89,566
CITIGROUP INC COM 172967424 5,328 127,857 SH   SOLE   0 0 127,857
CLEVELAND-CLIFFS INC COM 185899101 229 17,000 SH   SOLE   0 0 17,000
CLOROX COMPANY COM 189054109 306 2,380 SH   SOLE   0 0 2,380
COCA COLA COMPANY COM 191216100 567 10,114 SH   SOLE   0 0 10,114
COHEN & STEERS QUAL INC RLTY COM 19247L106 119 10,600 SH   SOLE   0 0 10,600
COHERENT INC COM 19247G107 1,252 35,922 SH   SOLE   0 0 35,922
COMCAST CORP CL A COM 20030N101 2,520 85,930 SH   SOLE   0 0 85,930
COMMERCIAL METALS CO COM 201723103 4,047 114,070 SH   SOLE   0 0 114,070
COMPASS MINERALS INTERNATIONAL COM 20451N101 426 11,065 SH   SOLE   0 0 11,065
CONAGRA FOODS INC COM 205887102 1,170 35,863 SH   SOLE   0 0 35,863
CONOCOPHILLIPS COM 20825C104 1,789 17,484 SH   SOLE   0 0 17,484
CONSOLIDATED EDISON INC COM 209115104 594 6,925 SH   SOLE   0 0 6,925
CRANE HOLDINGS CO COM 224441105 1,303 14,879 SH   SOLE   0 0 14,879
CVS INC COM 126650100 8,374 87,803 SH   SOLE   0 0 87,803
DELTA AIRLINES INC COM 247361702 3,699 131,826 SH   SOLE   0 0 131,826
DELUXE CORPORATION COM 248019101 400 24,040 SH   SOLE   0 0 24,040
DEVON ENERGY CP NEW COM 25179M103 608 10,105 SH   SOLE   0 0 10,105
DOVER CORPORATION COM 260003108 204 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 2,572 58,550 SH   SOLE   0 0 58,550
DR HORTON INC COM 23331A109 741 11,000 SH   SOLE   0 0 11,000
DUKE ENERGY CORP NEW COM 26441C204 205 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 715 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 580 1,795 SH   SOLE   0 0 1,795
EXXON MOBIL CORP COM 30231G102 1,672 19,150 SH   SOLE   0 0 19,150
FEDERATED HERMES INC COM 314211103 569 17,185 SH   SOLE   0 0 17,185
FEDEX CORPORATION COM 31428X106 4,728 31,845 SH   SOLE   0 0 31,845
FIDELITY NATIONAL FINL-A COM 31620R303 676 18,665 SH   SOLE   0 0 18,665
FIFTH THIRD BANCORP COM 316773100 483 15,110 SH   SOLE   0 0 15,110
FREQUENCY THERAPEUTICS, INC COM 35803L108 20 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 1,084 14,150 SH   SOLE   0 0 14,150
GENERAL MOTORS CO. COM 37045V100 722 22,490 SH   SOLE   0 0 22,490
GENTEX CORP COM 371901109 745 31,250 SH   SOLE   0 0 31,250
GENUINE PARTS CO COM 372460105 6,836 45,778 SH   SOLE   0 0 45,778
GILEAD SCIENCES INC COM 375558103 1,284 20,811 SH   SOLE   0 0 20,811
GOLDMAN SACHS GROUP INC COM 38141G104 6,409 21,870 SH   SOLE   0 0 21,870
GROUP 1 AUTOMOTIVE COM 398905109 3,074 21,519 SH   SOLE   0 0 21,519
HEIDRICK & STRUGGLES INC COM 422819102 202 7,770 SH   SOLE   0 0 7,770
HELEN OF TROY LTD COM G4388N106 337 3,498 SH   SOLE   0 0 3,498
HILLENBRAND INC COM 431571108 286 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 330 1,976 SH   SOLE   0 0 1,976
HUNTSMAN CORPORATION COM 447011107 399 16,275 SH   SOLE   0 0 16,275
ICONIC BRANDS INC COM 45107V306 3 18,000 SH   SOLE   0 0 18,000
INTEL CORP COM 458140100 3,470 134,634 SH   SOLE   0 0 134,634
INTERNATIONAL PAPER COM 460146103 2,749 86,719 SH   SOLE   0 0 86,719
INTL BUSINESS MACHINES COM 459200101 3,253 27,382 SH   SOLE   0 0 27,382
INVESCO S&P EQUAL WEIGHT COM 46137V357 365 2,868 SH   SOLE   0 0 2,868
IRON MOUNTAIN INC COM 46284V101 1,218 27,705 SH   SOLE   0 0 27,705
ISHARES MSCI EAFE ETF COM 464287465 1,485 26,513 SH   SOLE   0 0 26,513
ISHARES RUSSELL 2000 VALUE COM 464287630 665 5,160 SH   SOLE   0 0 5,160
ISHARES RUSSELL 3000 INDEX COM 464287689 237 1,145 SH   SOLE   0 0 1,145
ISHARES TR BARCLAYS TIPS BOND COM 464287176 586 5,589 SH   SOLE   0 0 5,589
ITT INC COM 45073V108 1,679 25,698 SH   SOLE   0 0 25,698
JEFFERIES FINANCIAL GROUP INC COM 47233W109 696 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,018 42,960 SH   SOLE   0 0 42,960
JOHNSON CONTROLS INC COM G51502105 724 14,704 SH   SOLE   0 0 14,704
JPMORGAN CHASE & CO COM 46625H100 759 7,260 SH   SOLE   0 0 7,260
KIMBERLY-CLARK CORP COM 494368103 3,752 33,338 SH   SOLE   0 0 33,338
KINDER MORGAN INC COM 49456B101 183 10,995 SH   SOLE   0 0 10,995
KINROSS GOLD CORP NEW COM 496902404 601 159,870 SH   SOLE   0 0 159,870
KNOWLES CORP COM 49926D109 436 35,845 SH   SOLE   0 0 35,845
LABORATORY CRP OF AMER HLDGS COM 50540R409 861 4,205 SH   SOLE   0 0 4,205
LANDSTAR SYSTEM INC COM 515098101 1,275 8,830 SH   SOLE   0 0 8,830
LCI INDUSTRIES COM 50189K103 1,527 15,052 SH   SOLE   0 0 15,052
LEGGETT & PLATT INC COM 524660107 1,479 44,512 SH   SOLE   0 0 44,512
LENNAR CORP-A COM 526057104 455 6,100 SH   SOLE   0 0 6,100
LIGHTNING EMOTORS, INC COM 53228T101 362 233,303 SH   SOLE   0 0 233,303
LKQ CORP COM 501889208 7,495 158,955 SH   SOLE   0 0 158,955
LOWE'S COS INC COM 548661107 6,387 34,008 SH   SOLE   0 0 34,008
M/I HOMES INC COM 55305B101 857 23,665 SH   SOLE   0 0 23,665
MANPOWERGROUP INC COM 56418H100 863 13,345 SH   SOLE   0 0 13,345
MEDICAL PROPERTIES TRUST INC COM 58463J304 2,313 195,036 SH   SOLE   0 0 195,036
MEDIFAST INC COM 58470H101 414 3,825 SH   SOLE   0 0 3,825
MEDTRONIC PLC COM G5960L103 2,456 30,417 SH   SOLE   0 0 30,417
MERCK & CO INC NEW COM 58933Y105 2,627 30,507 SH   SOLE   0 0 30,507
META PLATFORMS INC-A COM 30303M102 3,981 29,338 SH   SOLE   0 0 29,338
METLIFE INC COM 59156R108 1,653 27,204 SH   SOLE   0 0 27,204
MICROSOFT CORP COM 594918104 12,718 54,608 SH   SOLE   0 0 54,608
MIDCAP FINANCIAL INVESTMENT CO COM 03761U502 813 79,564 SH   SOLE   0 0 79,564
MILLER INDS INC TENN COM NEW COM 600551204 528 24,785 SH   SOLE   0 0 24,785
MKS INSTRUMENTS INC COM 55306N104 575 6,960 SH   SOLE   0 0 6,960
MODINE MANUFACTURING CO COM 607828100 233 18,035 SH   SOLE   0 0 18,035
MOHAWK INDUSTRIES INC COM 608190104 366 4,015 SH   SOLE   0 0 4,015
MOTOROLA SOLUTIONS INC COM 620076307 930 4,153 SH   SOLE   0 0 4,153
NCR CORP NEW COM 62886E108 420 22,070 SH   SOLE   0 0 22,070
NEW YORK COMMUNITY BANCORP COM 649445103 893 104,725 SH   SOLE   0 0 104,725
NOMAD FOODS LTD COM G6564A105 527 37,105 SH   SOLE   0 0 37,105
NOVARTIS A G SPON ADR COM 66987V109 2,569 33,793 SH   SOLE   0 0 33,793
NUTRIEN LTD COM 67077M108 347 4,157 SH   SOLE   0 0 4,157
NVIDIA CORP COM 67066G104 618 5,090 SH   SOLE   0 0 5,090
NYMOX PHARMACEUTICAL CORP COM P73398102 6 14,000 SH   SOLE   0 0 14,000
OMNICOM GROUP INC COM 681919106 5,366 85,047 SH   SOLE   0 0 85,047
ONEMAIN HOLDINGS, INC COM 68268W103 541 18,330 SH   SOLE   0 0 18,330
ORACLE CORPORATION COM 68389X105 725 11,865 SH   SOLE   0 0 11,865
OTTER TAIL POWER COM 689648100 258 4,200 SH   SOLE   0 0 4,200
PARAMOUNT GLOBAL COM 92556H206 754 39,580 SH   SOLE   0 0 39,580
PARK HOTELS & RESORTS INC COM 700517105 390 34,634 SH   SOLE   0 0 34,634
PAYCHEX INC COM 704326107 224 2,000 SH   SOLE   0 0 2,000
PENNANTPARK INVESTMENT CORP COM 708062104 106 19,375 SH   SOLE   0 0 19,375
PEPSICO INC COM 713448108 581 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 7,131 162,966 SH   SOLE   0 0 162,966
PIONEER NATURAL RES CO COM 723787107 1,012 4,676 SH   SOLE   0 0 4,676
PNC FINANCIAL SERVICES GROUP COM 693475105 9,288 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,167 9,240 SH   SOLE   0 0 9,240
PROGRESSIVE CORP COM 743315103 907 7,809 SH   SOLE   0 0 7,809
PURE TECH HEALTH PLC COM GB00BY2Z0 275 100,000 SH   SOLE   0 0 100,000
RANGER OIL CORP COM 70788V102 511 16,250 SH   SOLE   0 0 16,250
RAYTHEON TECHNOLOGIES COM 75513E101 3,107 37,951 SH   SOLE   0 0 37,951
S P D R S&P 500 COM 78462F103 2,483 6,953 SH   SOLE   0 0 6,953
SABRA HEALTH CARE REIT COM 78573L106 136 10,360 SH   SOLE   0 0 10,360
SAFETY INSURANCE GROUP INC COM 78648T100 343 4,202 SH   SOLE   0 0 4,202
SALESFORCE.COM COM 79466L302 259 1,800 SH   SOLE   0 0 1,800
SCH US TIPS ETF COM 808524870 366 7,071 SH   SOLE   0 0 7,071
SCHLUMBERGER LTD COM 806857108 792 22,050 SH   SOLE   0 0 22,050
SCHWAB US BROAD MARKET ETF COM 808524102 241 5,747 SH   SOLE   0 0 5,747
SCHWAB US LARGE-CAP GROWTH COM 808524300 304 5,450 SH   SOLE   0 0 5,450
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,187 17,115 SH   SOLE   0 0 17,115
SHELL PLC COM 780259305 348 6,997 SH   SOLE   0 0 6,997
SNAP ON INC COM 833034101 2,345 11,647 SH   SOLE   0 0 11,647
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 1,168 29,920 SH   SOLE   0 0 29,920
STAG INDUSTRIAL INC COM 85254J102 289 10,180 SH   SOLE   0 0 10,180
STANDARD MOTOR PRODUCTS INC COM 853666105 984 30,285 SH   SOLE   0 0 30,285
STRYKER CORP COM 863667101 510 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 2,401 85,280 SH   SOLE   0 0 85,280
TAYLOR MORRISON HOME CORP COM 87724P106 534 22,914 SH   SOLE   0 0 22,914
TE CONNECTIVITY LTD F COM H84989104 3,306 29,957 SH   SOLE   0 0 29,957
TENET HEALTHCARE CORP COM 88033G407 279 5,410 SH   SOLE   0 0 5,410
TERRITORIAL BANCORP INC COM COM 88145X108 579 31,240 SH   SOLE   0 0 31,240
THE WALT DISNEY CO COM 254687106 4,600 48,761 SH   SOLE   0 0 48,761
TJX COMPANIES COM 872540109 929 14,960 SH   SOLE   0 0 14,960
TRAVELERS COMPANIES INC COM 89417E109 980 6,396 SH   SOLE   0 0 6,396
U S BANCORP DEL NEW COM 902973304 2,348 58,235 SH   SOLE   0 0 58,235
UFP INDUSTRIES, INC COM 90278Q108 1,054 14,605 SH   SOLE   0 0 14,605
UFP TECHNOLOGIES INC COM 902673102 549 6,395 SH   SOLE   0 0 6,395
UNITEDHEALTH GROUP INC COM 91324P102 7,807 15,458 SH   SOLE   0 0 15,458
UNIVERSAL ELECTRONICS INC COM 913483103 199 10,140 SH   SOLE   0 0 10,140
VANGUARD TOTAL INTERNATIONAL S COM 921909768 326 7,131 SH   SOLE   0 0 7,131
VERIZON COMMUNICATIONS COM 92343V104 3,036 79,954 SH   SOLE   0 0 79,954
VERTEX PHARMACEUTICALS COM 92532F100 927 3,200 SH   SOLE   0 0 3,200
VISA INC-CLASS A COM 92826C839 2,242 12,619 SH   SOLE   0 0 12,619
WARNER BROS DISCOVERY INC COM 934423104 422 36,680 SH   SOLE   0 0 36,680
ZIMMER BIOMET HOLDINGS INC COM 98956P102 867 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 332 3,441 SH   SOLE   0 0 3,441
iSHARES RUSSELL MIDCAP VALUE COM 464287473 542 5,646 SH   SOLE   0 0 5,646
GOLDMAN SACHS GROUP INC PRFD COM 38143Y665 286 14,340 SH   SOLE   0 0 14,340
JP MORGAN CHASE PFRD COM 48128B523 259 14,340 SH   SOLE   0 0 14,340