The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 4,152 25,919 SH   SOLE   0 0 25,919
A F L A C INC COM 001055102 4,331 119,156 SH   SOLE   0 0 119,156
A T & T INC NEW COM 00206R102 3,830 134,351 SH   SOLE   0 0 134,351
ABBOTT LABORATORIES COM 002824100 3,054 28,066 SH   SOLE   0 0 28,066
ABBVIE INC COM 00287Y109 4,336 49,506 SH   SOLE   0 0 49,506
ACME UNITED CORP COM 004816104 359 15,600 SH   SOLE   0 0 15,600
ADVANSIX INC COM 00773T101 441 34,230 SH   SOLE   0 0 34,230
AFFILIATED MANAGERS GROUP COM 008252108 473 6,911 SH   SOLE   0 0 6,911
AKAMAI TECHNOLOGIES COM 00971T101 676 6,111 SH   SOLE   0 0 6,111
ALGONQUIN POWER & UTILITIES COM 015857105 481 33,100 SH   SOLE   0 0 33,100
ALLIANCE DATA SYSTEMS CORP COM 018581108 927 22,090 SH   SOLE   0 0 22,090
ALLSTATE CORP COM 020002101 6,855 72,821 SH   SOLE   0 0 72,821
ALPHABET INC-CL A COM 38259P508 322 220 SH   SOLE   0 0 220
ALPHABET INC-CL C COM 02079K107 8,411 5,723 SH   SOLE   0 0 5,723
AMERICAN EXPRESS CO COM 025816109 5,208 51,951 SH   SOLE   0 0 51,951
AMGEN INCORPORATED COM 031162100 261 1,028 SH   SOLE   0 0 1,028
ANALOG DEVICES INC COM 032654105 3,144 26,928 SH   SOLE   0 0 26,928
AON PLC COM G0408V102 881 4,272 SH   SOLE   0 0 4,272
APOLLO INVESTMENT CORP COM 03761U502 652 78,895 SH   SOLE   0 0 78,895
APPLIED MATERIALS INC COM 038222105 1,985 33,385 SH   SOLE   0 0 33,385
ARES CAPITAL CORP COM 04010L103 2,744 196,734 SH   SOLE   0 0 196,734
ARGAN INC COM 04010E109 1,363 32,530 SH   SOLE   0 0 32,530
ASSOCIATED BANC-CORP COM 045487105 291 23,095 SH   SOLE   0 0 23,095
ASSURANT INC COM 04621X108 619 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 4,255 69,873 SH   SOLE   0 0 69,873
BANK OF AMERICA CORP COM 060505104 593 24,601 SH   SOLE   0 0 24,601
BANK OF NY MELLON CP NEW COM 064058100 1,704 49,610 SH   SOLE   0 0 49,610
BAXTER INTERNATIONAL COM 071813109 2,996 37,260 SH   SOLE   0 0 37,260
BECTON DICKINSON & CO COM 075887109 379 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 6,554 30,777 SH   SOLE   0 0 30,777
BERKSHIRE HATHAWAY CL-A COM 084670108 320 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 187 18,530 SH   SOLE   0 0 18,530
BRISTOL-MYERS SQUIBB CO COM 110122108 3,166 52,512 SH   SOLE   0 0 52,512
CARDINAL HEALTH COM 14149Y108 389 8,285 SH   SOLE   0 0 8,285
CHEVRON CORPORATION COM 166764100 205 2,852 SH   SOLE   0 0 2,852
CIGNA CORP COM 125523100 2,333 13,774 SH   SOLE   0 0 13,774
CISCO SYSTEMS INC COM 17275R102 3,599 91,378 SH   SOLE   0 0 91,378
CITIGROUP INC COM 172967424 4,701 109,054 SH   SOLE   0 0 109,054
COCA COLA COMPANY COM 191216100 494 10,004 SH   SOLE   0 0 10,004
COHEN & STEERS QUAL INC RLTY COM 19247L106 118 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 781 16,890 SH   SOLE   0 0 16,890
COMMERCIAL METALS CO COM 201723103 1,060 53,040 SH   SOLE   0 0 53,040
COMPASS MINERALS INTERNATIONAL COM 20451N101 3,124 52,643 SH   SOLE   0 0 52,643
CONAGRA FOODS INC COM 205887102 1,347 37,713 SH   SOLE   0 0 37,713
CONOCOPHILLIPS COM 20825C104 644 19,611 SH   SOLE   0 0 19,611
CONSOLIDATED EDISON INC COM 209115104 552 7,100 SH   SOLE   0 0 7,100
CRANE CO COM 224399105 776 15,479 SH   SOLE   0 0 15,479
CVS INC COM 126650100 5,205 89,128 SH   SOLE   0 0 89,128
DELTA AIRLINES INC COM 247361702 3,865 126,401 SH   SOLE   0 0 126,401
DELUXE CORPORATION COM 248019101 807 31,351 SH   SOLE   0 0 31,351
DEVON ENERGY CP NEW COM 25179M103 111 11,755 SH   SOLE   0 0 11,755
DISCOVERY, INC - A COM 25470F104 3,233 148,492 SH   SOLE   0 0 148,492
DOW INC COM 260557103 2,770 58,872 SH   SOLE   0 0 58,872
DR HORTON INC COM 23331A109 832 11,000 SH   SOLE   0 0 11,000
E O G RESOURCES INC COM 26875P101 230 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 253 1,707 SH   SOLE   0 0 1,707
EXXON MOBIL CORP COM 30231G102 829 24,136 SH   SOLE   0 0 24,136
FEDEX CORPORATION COM 31428X106 8,772 34,876 SH   SOLE   0 0 34,876
FERRO CORP COM 315405100 822 66,275 SH   SOLE   0 0 66,275
FIDELITY NATIONAL FINL-A COM 31620R303 609 19,450 SH   SOLE   0 0 19,450
FIFTH THIRD BANCORP COM 316773100 372 17,435 SH   SOLE   0 0 17,435
FIRST HORIZON NATIONAL CORP COM 320517105 1,258 133,390 SH   SOLE   0 0 133,390
FIVE POINT HOLDINGS LLC COM 33833Q106 63 15,100 SH   SOLE   0 0 15,100
GENTEX CORP COM 371901109 812 31,535 SH   SOLE   0 0 31,535
GENUINE PARTS CO COM 372460105 4,549 47,797 SH   SOLE   0 0 47,797
GILEAD SCIENCES INC COM 375558103 1,471 23,273 SH   SOLE   0 0 23,273
GOLDMAN SACHS GROUP INC COM 38141G104 4,647 23,122 SH   SOLE   0 0 23,122
GROUP 1 AUTOMOTIVE COM 398905109 2,012 22,767 SH   SOLE   0 0 22,767
HELEN OF TROY LTD COM G4388N106 714 3,688 SH   SOLE   0 0 3,688
HILLENBRAND INC COM 431571108 201 7,100 SH   SOLE   0 0 7,100
HONEYWELL INTERNATIONAL COM 438516106 345 2,093 SH   SOLE   0 0 2,093
II-VI INC COM 902104108 1,573 38,790 SH   SOLE   0 0 38,790
ILLINOIS TOOL WORKS INC COM 452308109 2,109 10,915 SH   SOLE   0 0 10,915
INTEL CORP COM 458140100 6,900 133,257 SH   SOLE   0 0 133,257
INTERNATIONAL PAPER COM 460146103 3,574 88,169 SH   SOLE   0 0 88,169
INTL BUSINESS MACHINES COM 459200101 2,564 21,072 SH   SOLE   0 0 21,072
ISHARES MSCI EAFE ETF COM 464287465 2,068 32,484 SH   SOLE   0 0 32,484
ISHARES RUSSELL 2000 VALUE COM 464287630 487 4,907 SH   SOLE   0 0 4,907
ISHARES RUSSELL 3000 INDEX COM 464287689 216 1,105 SH   SOLE   0 0 1,105
ISHARES TR BARCLAYS TIPS BOND COM 464287176 757 5,984 SH   SOLE   0 0 5,984
ITT INC COM 45073V108 1,612 27,303 SH   SOLE   0 0 27,303
JEFFERIES FINANCIAL GROUP INC COM 47233W109 425 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 6,614 44,426 SH   SOLE   0 0 44,426
JOHNSON CONTROLS INC COM G51502105 616 15,078 SH   SOLE   0 0 15,078
JPMORGAN CHASE & CO COM 46625H100 604 6,270 SH   SOLE   0 0 6,270
KIMBERLY-CLARK CORP COM 494368103 4,997 33,843 SH   SOLE   0 0 33,843
KNOWLES CORP COM 49926D109 589 39,545 SH   SOLE   0 0 39,545
LABORATORY CRP OF AMER HLDGS COM 50540R409 846 4,495 SH   SOLE   0 0 4,495
LANDSTAR SYSTEM INC COM 515098101 1,162 9,260 SH   SOLE   0 0 9,260
LCI INDUSTRIES COM 50189K103 1,608 15,127 SH   SOLE   0 0 15,127
LENNAR CORP-A COM 526057104 498 6,100 SH   SOLE   0 0 6,100
LKQ CORP COM 501889208 4,670 168,393 SH   SOLE   0 0 168,393
LOCKHEED MARTIN CORP COM 539830109 998 2,605 SH   SOLE   0 0 2,605
MEDICAL PROPERTIES TRUST INC COM 58463J304 3,447 195,536 SH   SOLE   0 0 195,536
MEDTRONIC PLC COM G5960L103 5,041 48,505 SH   SOLE   0 0 48,505
MERCK & CO INC NEW COM 58933Y105 2,159 26,024 SH   SOLE   0 0 26,024
METLIFE INC COM 59156R108 1,121 30,166 SH   SOLE   0 0 30,166
MICROSOFT CORP COM 594918104 14,017 66,644 SH   SOLE   0 0 66,644
MILLER INDS INC TENN COM NEW COM 600551204 768 25,115 SH   SOLE   0 0 25,115
MKS INSTRUMENTS INC COM 55306N104 772 7,070 SH   SOLE   0 0 7,070
MODINE MANUFACTURING CO COM 607828100 114 18,195 SH   SOLE   0 0 18,195
MOTOROLA SOLUTIONS INC COM 620076307 694 4,428 SH   SOLE   0 0 4,428
NCR CORP NEW COM 62886E108 494 22,320 SH   SOLE   0 0 22,320
NEW YORK COMMUNITY BANCORP COM 649445103 590 71,340 SH   SOLE   0 0 71,340
NOMAD FOODS LTD COM G6564A105 1,012 39,725 SH   SOLE   0 0 39,725
NOVARTIS A G SPON ADR COM 66987V109 2,999 34,483 SH   SOLE   0 0 34,483
NUTRIEN LTD COM 67077M108 283 7,207 SH   SOLE   0 0 7,207
NYMOX PHARMACEUTICAL CORP COM P73398102 26 10,500 SH   SOLE   0 0 10,500
OMNICOM GROUP INC COM 681919106 3,994 80,677 SH   SOLE   0 0 80,677
ORACLE CORPORATION COM 68389X105 708 11,865 SH   SOLE   0 0 11,865
PARK HOTELS & RESORTS INC COM 700517105 395 39,587 SH   SOLE   0 0 39,587
PATTERSON COS INC COM 703395103 201 8,350 SH   SOLE   0 0 8,350
PBF ENERGY INC COM 69318G106 88 15,405 SH   SOLE   0 0 15,405
PENNANTPARK INVESTMENT CORP COM 708062104 62 19,375 SH   SOLE   0 0 19,375
PENTAIR PLC COM G7S00T104 1,172 25,610 SH   SOLE   0 0 25,610
PEPSICO INC COM 713448108 494 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 6,155 167,718 SH   SOLE   0 0 167,718
PIONEER NATURAL RES CO COM 723787107 402 4,676 SH   SOLE   0 0 4,676
PLANTRONICS INC NEW COM COM 727493108 136 11,458 SH   SOLE   0 0 11,458
PNC FINANCIAL SERVICES GROUP COM 693475105 6,832 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,313 9,450 SH   SOLE   0 0 9,450
PROGRESSIVE CORP COM 743315103 739 7,809 SH   SOLE   0 0 7,809
PRUDENTIAL FINANCIAL INC COM 744320102 407 6,400 SH   SOLE   0 0 6,400
PURE TECH HEALTH PLC COM GB00BY2Z0 329 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 2,153 37,419 SH   SOLE   0 0 37,419
S P D R S&P 500 COM 78462F103 2,319 6,926 SH   SOLE   0 0 6,926
SAFEGUARD SCIENT INC NEW COM 786449207 172 31,450 SH   SOLE   0 0 31,450
SAFETY INSURANCE GROUP INC COM 78648T100 294 4,257 SH   SOLE   0 0 4,257
SCH US TIPS ETF COM 808524870 368 5,979 SH   SOLE   0 0 5,979
SCHLUMBERGER LTD COM 806857108 323 20,760 SH   SOLE   0 0 20,760
SCHWAB US BROAD MARKET ETF COM 808524102 234 2,935 SH   SOLE   0 0 2,935
SCHWAB US LARGE-CAP GROWTH COM 808524300 314 2,725 SH   SOLE   0 0 2,725
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,109 19,215 SH   SOLE   0 0 19,215
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 2,754 48,175 SH   SOLE   0 0 48,175
STAG INDUSTRIAL INC COM 85254J102 257 8,430 SH   SOLE   0 0 8,430
STANDEX INTERNATIONAL CORP COM 854231107 565 9,550 SH   SOLE   0 0 9,550
STRYKER CORP COM 863667101 524 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 1,408 115,148 SH   SOLE   0 0 115,148
TAYLOR MORRISON HOME CORP COM 87724P106 717 29,146 SH   SOLE   0 0 29,146
TE CONNECTIVITY LTD F COM H84989104 4,296 43,957 SH   SOLE   0 0 43,957
TERRITORIAL BANCORP INC COM COM 88145X108 763 37,740 SH   SOLE   0 0 37,740
TRAVELERS COMPANIES INC COM 89417E109 757 6,996 SH   SOLE   0 0 6,996
UFP TECHNOLOGIES INC COM 902673102 279 6,730 SH   SOLE   0 0 6,730
UNITEDHEALTH GROUP INC COM 91324P102 6,259 20,075 SH   SOLE   0 0 20,075
UNIVERSAL ELECTRONICS INC COM 913483103 384 10,180 SH   SOLE   0 0 10,180
VANGUARD FTSE EUROPE ETF COM 922042874 501 9,559 SH   SOLE   0 0 9,559
VANGUARD SMALL CAP VALUE COM 922908611 236 2,135 SH   SOLE   0 0 2,135
VANGUARD TOTAL INTERNATIONAL S COM 921909768 326 6,247 SH   SOLE   0 0 6,247
VENTAS INC COM 92276F100 217 5,170 SH   SOLE   0 0 5,170
VERIZON COMMUNICATIONS COM 92343V104 4,186 70,358 SH   SOLE   0 0 70,358
VERTEX PHARMACEUTICALS COM 92532F100 871 3,200 SH   SOLE   0 0 3,200
VISA INC-CLASS A COM 92826C839 522 2,611 SH   SOLE   0 0 2,611
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,134 8,330 SH   SOLE   0 0 8,330
iSHARES BARCLAYS AGGREGATE BON COM 464287226 427 3,619 SH   SOLE   0 0 3,619
iSHARES MSCI EMERGING MARKET I COM 464287234 222 5,029 SH   SOLE   0 0 5,029
iSHARES RUSSELL MIDCAP VALUE COM 464287473 454 5,610 SH   SOLE   0 0 5,610