The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 4,171 26,737 SH   SOLE   0 0 26,737
A F L A C INC COM 001055102 4,292 119,117 SH   SOLE   0 0 119,117
A T & T INC NEW COM 00206R102 3,697 122,312 SH   SOLE   0 0 122,312
ABBOTT LABORATORIES COM 002824100 2,605 28,493 SH   SOLE   0 0 28,493
ABBVIE INC COM 00287Y109 4,670 47,567 SH   SOLE   0 0 47,567
ACME UNITED CORP COM 004816104 358 15,600 SH   SOLE   0 0 15,600
ADVANSIX INC COM 00773T101 431 36,690 SH   SOLE   0 0 36,690
AFFILIATED MANAGERS GROUP COM 008252108 530 7,111 SH   SOLE   0 0 7,111
AKAMAI TECHNOLOGIES COM 00971T101 641 5,986 SH   SOLE   0 0 5,986
ALGONQUIN POWER & UTILITIES COM 015857105 413 31,900 SH   SOLE   0 0 31,900
ALLIANCE DATA SYSTEMS CORP COM 018581108 997 22,090 SH   SOLE   0 0 22,090
ALLSTATE CORP COM 020002101 7,268 74,931 SH   SOLE   0 0 74,931
ALPHABET INC-CL A COM 38259P508 312 220 SH   SOLE   0 0 220
ALPHABET INC-CL C COM 02079K107 8,110 5,737 SH   SOLE   0 0 5,737
AMERICAN EXPRESS CO COM 025816109 5,082 53,386 SH   SOLE   0 0 53,386
AMGEN INCORPORATED COM 031162100 242 1,028 SH   SOLE   0 0 1,028
ANALOG DEVICES INC COM 032654105 3,370 27,478 SH   SOLE   0 0 27,478
AON PLC COM G0408V102 823 4,272 SH   SOLE   0 0 4,272
APOGEE ENTERPRISES COM 037598109 336 14,595 SH   SOLE   0 0 14,595
APOLLO INVESTMENT CORP COM 03761U502 780 81,508 SH   SOLE   0 0 81,508
APPLIED MATERIALS INC COM 038222105 2,018 33,385 SH   SOLE   0 0 33,385
ARES CAPITAL CORP COM 04010L103 2,831 195,934 SH   SOLE   0 0 195,934
ARGAN INC COM 04010E109 1,559 32,895 SH   SOLE   0 0 32,895
ASSOCIATED BANC-CORP COM 045487105 329 24,020 SH   SOLE   0 0 24,020
ASSURANT INC COM 04621X108 527 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 3,190 74,123 SH   SOLE   0 0 74,123
AUTOMATIC DATA PROCESSING COM 053015103 209 1,407 SH   SOLE   0 0 1,407
BANK OF AMERICA CORP COM 060505104 606 25,523 SH   SOLE   0 0 25,523
BANK OF NY MELLON CP NEW COM 064058100 1,958 50,660 SH   SOLE   0 0 50,660
BAXTER INTERNATIONAL COM 071813109 3,307 38,410 SH   SOLE   0 0 38,410
BECTON DICKINSON & CO COM 075887109 390 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 5,658 31,698 SH   SOLE   0 0 31,698
BERKSHIRE HATHAWAY CL-A COM 084670108 267 1 SH   SOLE   0 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108 2,911 49,512 SH   SOLE   0 0 49,512
CARDINAL HEALTH COM 14149Y108 247 4,725 SH   SOLE   0 0 4,725
CARRIER GLOBAL CORPORATION COM 14448C104 821 36,937 SH   SOLE   0 0 36,937
CHEVRON CORPORATION COM 166764100 259 2,902 SH   SOLE   0 0 2,902
CIGNA CORP COM 125523100 2,490 13,268 SH   SOLE   0 0 13,268
CISCO SYSTEMS INC COM 17275R102 4,280 91,758 SH   SOLE   0 0 91,758
CITIGROUP INC COM 172967424 5,558 108,764 SH   SOLE   0 0 108,764
COCA COLA COMPANY COM 191216100 496 11,104 SH   SOLE   0 0 11,104
COHEN & STEERS QUAL INC RLTY COM 19247L106 116 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 719 18,440 SH   SOLE   0 0 18,440
COMMERCIAL METALS CO COM 201723103 1,227 60,140 SH   SOLE   0 0 60,140
COMPASS MINERALS INTERNATIONAL COM 20451N101 2,714 55,663 SH   SOLE   0 0 55,663
CONAGRA FOODS INC COM 205887102 1,372 39,013 SH   SOLE   0 0 39,013
CONOCOPHILLIPS COM 20825C104 824 19,611 SH   SOLE   0 0 19,611
CONSOLIDATED EDISON INC COM 209115104 511 7,100 SH   SOLE   0 0 7,100
CRANE CO COM 224399105 953 16,029 SH   SOLE   0 0 16,029
CVS INC COM 126650100 5,775 88,894 SH   SOLE   0 0 88,894
DELTA AIRLINES INC COM 247361702 3,645 129,960 SH   SOLE   0 0 129,960
DELUXE CORPORATION COM 248019101 792 33,638 SH   SOLE   0 0 33,638
DEVON ENERGY CP NEW COM 25179M103 133 11,755 SH   SOLE   0 0 11,755
DISCOVERY, INC - A COM 25470F104 3,227 152,947 SH   SOLE   0 0 152,947
DOW INC COM 260557103 2,390 58,648 SH   SOLE   0 0 58,648
DR HORTON INC COM 23331A109 621 11,200 SH   SOLE   0 0 11,200
E O G RESOURCES INC COM 26875P101 324 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 280 1,707 SH   SOLE   0 0 1,707
EXXON MOBIL CORP COM 30231G102 1,091 24,406 SH   SOLE   0 0 24,406
FEDEX CORPORATION COM 31428X106 4,949 35,296 SH   SOLE   0 0 35,296
FERRO CORP COM 315405100 843 70,625 SH   SOLE   0 0 70,625
FIDELITY NATIONAL FINL-A COM 31620R303 253 8,240 SH   SOLE   0 0 8,240
FIFTH THIRD BANCORP COM 316773100 365 18,935 SH   SOLE   0 0 18,935
FIRST HORIZON NATIONAL CORP COM 320517105 1,303 130,790 SH   SOLE   0 0 130,790
FIVE POINT HOLDINGS LLC COM 33833Q106 132 28,800 SH   SOLE   0 0 28,800
GENTEX CORP COM 371901109 469 18,200 SH   SOLE   0 0 18,200
GENUINE PARTS CO COM 372460105 4,213 48,451 SH   SOLE   0 0 48,451
GILEAD SCIENCES INC COM 375558103 1,976 25,686 SH   SOLE   0 0 25,686
GOLDMAN SACHS GROUP INC COM 38141G104 4,669 23,626 SH   SOLE   0 0 23,626
GP STRATEGIES CORP COM 36225V104 100 11,615 SH   SOLE   0 0 11,615
GROUP 1 AUTOMOTIVE COM 398905109 1,535 23,269 SH   SOLE   0 0 23,269
HELEN OF TROY LTD COM G4388N106 712 3,778 SH   SOLE   0 0 3,778
HILLENBRAND INC COM 431571108 220 8,125 SH   SOLE   0 0 8,125
HONEYWELL INTERNATIONAL COM 438516106 355 2,456 SH   SOLE   0 0 2,456
II-VI INC COM 902104108 1,859 39,375 SH   SOLE   0 0 39,375
ILLINOIS TOOL WORKS INC COM 452308109 1,944 11,118 SH   SOLE   0 0 11,118
INTEL CORP COM 458140100 8,107 135,496 SH   SOLE   0 0 135,496
INTERNATIONAL PAPER COM 460146103 3,161 89,787 SH   SOLE   0 0 89,787
INTL BUSINESS MACHINES COM 459200101 2,585 21,402 SH   SOLE   0 0 21,402
ISHARES MSCI EAFE ETF COM 464287465 2,432 39,951 SH   SOLE   0 0 39,951
ISHARES RUSSELL 2000 VALUE COM 464287630 480 4,923 SH   SOLE   0 0 4,923
ISHARES RUSSELL 3000 INDEX COM 464287689 213 1,185 SH   SOLE   0 0 1,185
ISHARES S&P 500 GROWTH INDEX COM 464287309 695 3,350 SH   SOLE   0 0 3,350
ISHARES TR BARCLAYS TIPS BOND COM 464287176 770 6,259 SH   SOLE   0 0 6,259
ITT INC COM 45073V108 1,791 30,498 SH   SOLE   0 0 30,498
JEFFERIES FINANCIAL GROUP INC COM 47233W109 454 29,190 SH   SOLE   0 0 29,190
JOHNSON & JOHNSON COM 478160104 6,323 44,965 SH   SOLE   0 0 44,965
JOHNSON CONTROLS INC COM G51502105 515 15,078 SH   SOLE   0 0 15,078
JPMORGAN CHASE & CO COM 46625H100 563 5,990 SH   SOLE   0 0 5,990
KIMBERLY-CLARK CORP COM 494368103 4,746 33,573 SH   SOLE   0 0 33,573
KNOWLES CORP COM 49926D109 603 39,545 SH   SOLE   0 0 39,545
LABORATORY CRP OF AMER HLDGS COM 50540R409 890 5,356 SH   SOLE   0 0 5,356
LANDSTAR SYSTEM INC COM 515098101 1,069 9,515 SH   SOLE   0 0 9,515
LCI INDUSTRIES COM 50189K103 1,756 15,277 SH   SOLE   0 0 15,277
LENNAR CORP-A COM 526057104 376 6,100 SH   SOLE   0 0 6,100
LKQ CORP COM 501889208 4,352 166,108 SH   SOLE   0 0 166,108
MEDICAL PROPERTIES TRUST INC COM 58463J304 3,711 197,397 SH   SOLE   0 0 197,397
MEDTRONIC PLC COM G5960L103 4,581 49,957 SH   SOLE   0 0 49,957
MERCK & CO INC NEW COM 58933Y105 2,084 26,946 SH   SOLE   0 0 26,946
METLIFE INC COM 59156R108 1,077 29,491 SH   SOLE   0 0 29,491
MICROSOFT CORP COM 594918104 14,307 70,301 SH   SOLE   0 0 70,301
MILLER INDS INC TENN COM NEW COM 600551204 767 25,755 SH   SOLE   0 0 25,755
MKS INSTRUMENTS INC COM 55306N104 821 7,250 SH   SOLE   0 0 7,250
MODINE MANUFACTURING CO COM 607828100 118 21,295 SH   SOLE   0 0 21,295
MOTOROLA SOLUTIONS INC COM 620076307 620 4,428 SH   SOLE   0 0 4,428
NCR CORP NEW COM 62886E108 385 22,220 SH   SOLE   0 0 22,220
NEW YORK COMMUNITY BANCORP COM 649445103 742 72,790 SH   SOLE   0 0 72,790
NOMAD FOODS LTD COM G6564A105 970 45,225 SH   SOLE   0 0 45,225
NOVARTIS A G SPON ADR COM 66987V109 3,065 35,093 SH   SOLE   0 0 35,093
NUTRIEN LTD COM 67077M108 233 7,267 SH   SOLE   0 0 7,267
OMNICOM GROUP INC COM 681919106 4,360 79,847 SH   SOLE   0 0 79,847
ORACLE CORPORATION COM 68389X105 675 12,215 SH   SOLE   0 0 12,215
OTIS WORLDWIDE CORPORATION COM 68902V107 1,007 17,705 SH   SOLE   0 0 17,705
PACKAGING CORP OF AMERICA COM 695156109 254 2,550 SH   SOLE   0 0 2,550
PARK HOTELS & RESORTS INC COM 700517105 397 40,183 SH   SOLE   0 0 40,183
PBF ENERGY INC COM 69318G106 309 30,180 SH   SOLE   0 0 30,180
PENNANTPARK INVESTMENT CORP COM 708062104 68 19,375 SH   SOLE   0 0 19,375
PENTAIR PLC COM G7S00T104 985 25,935 SH   SOLE   0 0 25,935
PEPSICO INC COM 713448108 471 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 5,509 168,478 SH   SOLE   0 0 168,478
PIMCO TOTAL RETURN ETF COM 72201R775 418 3,745 SH   SOLE   0 0 3,745
PIONEER NATURAL RES CO COM 723787107 520 5,326 SH   SOLE   0 0 5,326
PLANTRONICS INC NEW COM COM 727493108 471 32,113 SH   SOLE   0 0 32,113
PNC FINANCIAL SERVICES GROUP COM 693475105 6,540 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,160 9,700 SH   SOLE   0 0 9,700
PROGRESSIVE CORP COM 743315103 626 7,809 SH   SOLE   0 0 7,809
PRUDENTIAL FINANCIAL INC COM 744320102 390 6,400 SH   SOLE   0 0 6,400
PURE TECH HEALTH PLC COM GB00BY2Z0 492 150,000 SH   SOLE   0 0 150,000
RAYTHEON TECHNOLOGIES COM 75513E101 2,335 37,892 SH   SOLE   0 0 37,892
S P D R S&P 500 COM 78462F103 2,167 7,029 SH   SOLE   0 0 7,029
SAFEGUARD SCIENT INC NEW COM 786449207 510 72,850 SH   SOLE   0 0 72,850
SAFETY INSURANCE GROUP INC COM 78648T100 313 4,102 SH   SOLE   0 0 4,102
SCH US TIPS ETF COM 808524870 343 5,723 SH   SOLE   0 0 5,723
SCHLUMBERGER LTD COM 806857108 375 20,395 SH   SOLE   0 0 20,395
SCHWAB US LARGE-CAP GROWTH COM 808524300 292 2,875 SH   SOLE   0 0 2,875
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,018 19,515 SH   SOLE   0 0 19,515
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 2,271 49,468 SH   SOLE   0 0 49,468
STAG INDUSTRIAL INC COM 85254J102 247 8,430 SH   SOLE   0 0 8,430
STRYKER CORP COM 863667101 471 2,616 SH   SOLE   0 0 2,616
SUNCOR ENERGY INC NEW F COM 867224107 2,029 120,328 SH   SOLE   0 0 120,328
TAYLOR MORRISON HOME CORP COM 87724P106 585 30,346 SH   SOLE   0 0 30,346
TE CONNECTIVITY LTD F COM H84989104 3,673 45,042 SH   SOLE   0 0 45,042
TERRITORIAL BANCORP INC COM COM 88145X108 914 38,440 SH   SOLE   0 0 38,440
THE WALT DISNEY CO COM 254687106 4,977 44,629 SH   SOLE   0 0 44,629
TRAVELERS COMPANIES INC COM 89417E109 799 7,006 SH   SOLE   0 0 7,006
UFP TECHNOLOGIES INC COM 902673102 326 7,405 SH   SOLE   0 0 7,405
UNITEDHEALTH GROUP INC COM 91324P102 6,079 20,610 SH   SOLE   0 0 20,610
UNIVERSAL ELECTRONICS INC COM 913483103 468 10,005 SH   SOLE   0 0 10,005
VANGUARD FTSE EUROPE ETF COM 922042874 481 9,559 SH   SOLE   0 0 9,559
VERIZON COMMUNICATIONS COM 92343V104 3,688 66,903 SH   SOLE   0 0 66,903
VERTEX PHARMACEUTICALS COM 92532F100 929 3,200 SH   SOLE   0 0 3,200
VISA INC-CLASS A COM 92826C839 287 1,486 SH   SOLE   0 0 1,486
ZIMMER BIOMET HOLDINGS INC COM 98956P102 994 8,330 SH   SOLE   0 0 8,330
iSHARES BARCLAYS AGGREGATE BON COM 464287226 428 3,619 SH   SOLE   0 0 3,619
iSHARES MSCI EMERGING MARKET I COM 464287234 421 10,529 SH   SOLE   0 0 10,529
iSHARES RUSSELL MIDCAP VALUE COM 464287473 430 5,619 SH   SOLE   0 0 5,619