Servicing Assets - Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value (Details) - USD ($) $ in Thousands |
9 Months Ended | 12 Months Ended | ||||
---|---|---|---|---|---|---|
Sep. 30, 2024 |
Dec. 31, 2023 |
Jun. 30, 2024 |
Sep. 30, 2023 |
Jun. 30, 2023 |
Dec. 31, 2022 |
|
Servicing Assets at Fair Value [Line Items] | ||||||
Carrying amount | $ 5,902 | $ 6,666 | $ 6,205 | $ 6,920 | $ 7,142 | $ 7,347 |
Fair value | 8,482 | 9,116 | ||||
Underlying loans being serviced | 527,062 | 532,231 | ||||
Residential Mortgage | ||||||
Servicing Assets at Fair Value [Line Items] | ||||||
Carrying amount | 43 | 49 | 45 | 51 | 55 | 64 |
Fair value | $ 95 | $ 104 | ||||
Discount rate | 7.85% | 9.93% | ||||
Prepayment speed | 14.62% | 12.75% | ||||
Weighted-average remaining life | 19 years | 19 years 9 months 18 days | ||||
Underlying loans being serviced | $ 9,560 | $ 10,666 | ||||
CRE SBA | ||||||
Servicing Assets at Fair Value [Line Items] | ||||||
Carrying amount | 5,343 | 6,135 | 5,656 | 6,434 | 6,655 | 6,831 |
Fair value | $ 7,580 | $ 8,284 | ||||
Discount rate | 12.14% | 12.30% | ||||
Prepayment speed | 18.46% | 16.71% | ||||
Weighted-average remaining life | 20 years 8 months 12 days | 21 years | ||||
Underlying loans being serviced | $ 453,823 | $ 461,300 | ||||
C&I SBA | ||||||
Servicing Assets at Fair Value [Line Items] | ||||||
Carrying amount | 516 | 482 | $ 504 | $ 435 | $ 432 | $ 452 |
Fair value | $ 807 | $ 728 | ||||
Discount rate | 15.85% | 15.46% | ||||
Prepayment speed | 14.10% | 13.97% | ||||
Weighted-average remaining life | 7 years 3 months 18 days | 7 years 1 month 6 days | ||||
Underlying loans being serviced | $ 63,679 | $ 60,265 |