Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Regulated Operations [Abstract]

Schedule of Regulatory Capital Amounts and Ratios

The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

	Actual				Minimum Capital Requirement				To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2022
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	274,134	13.69	%	$	90,114	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	367,278		18.34	%	160,202		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	343,275		17.14	%	120,152		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	343,275		14.74	%	93,152		4.0	%	N/A		N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)	$	336,853	16.82	%	$	90,111	4.5	%	$	130,160	6.5	%
Total capital (to risk-weighted assets)	360,856		18.02	%	160,196		8.0	%	200,246		10.0	%
Tier 1 capital (to risk-weighted assets)	336,853		16.82	%	120,147		6.0	%	160,196		8.0	%
Tier 1 capital (to average assets)	336,853		14.47	%	93,149		4.0	%	116,436		5.0	%
December 31, 2021
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	255,650	14.79	%	$	77,762	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	277,263		16.04	%	138,244		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	255,650		14.79	%	103,683		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	255,650		12.11	%	84,445		4.0	%	N/A		N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)	$	250,145	14.48	%	$	77,761	4.5	%	$	112,321	6.5	%
Total capital (to risk-weighted assets)	271,757		15.73	%	138,241		8.0	%	172,801		10.0	%
Tier 1 capital (to risk-weighted assets)	250,145		14.48	%	103,681		6.0	%	138,241		8.0	%
Tier 1 capital (to average assets)	250,145		11.85	%	84,443		4.0	%	105,554		5.0	%