Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2021

Regulated Operations [Abstract]

Schedule of Regulatory Capital Amounts and Ratios

The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

	Actual				Minimum Capital Requirement				To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2021
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	246,341	15.07	%	$	73,553	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	266,817		16.32	%	130,762		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	246,341		15.07	%	98,071		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	246,341		11.91	%	82,728		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	241,177	14.76	%	$	73,550	4.5	%	$	106,239	6.5	%
Total capital (to risk-weighted assets)	261,652		16.01	%	130,756		8.0	%	163,445		10.0	%
Tier 1 capital (to risk-weighted assets)	241,177		14.76	%	98,067		6.0	%	130,756		8.0	%
Tier 1 capital (to average assets)	241,177		11.66	%	82,725		4.0	%	103,407		5.0	%
December 31, 2020
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	231,183	15.97	%	$	65,162	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	249,391		17.22	%	115,843		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	231,183		15.97	%	86,882		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	231,183		11.94	%	77,452		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	227,268	15.70	%	$	65,160	4.5	%	$	94,120	6.5	%
Total capital (to risk-weighted assets)	245,474		16.95	%	115,840		8.0	%	144,800		10.0	%
Tier 1 capital (to risk-weighted assets)	227,268		15.70	%	86,880		6.0	%	115,840		8.0	%
Tier 1 capital (to average assets)	227,268		11.74	%	77,450		4.0	%	96,813		5.0	%