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Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2021
Regulated Operations [Abstract]  
Schedule of Regulatory Capital Amounts and Ratios The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
ActualMinimum Capital RequirementTo Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)AmountRatioAmountRatioAmountRatio
June 30, 2021
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$237,212 15.17 %$70,351 4.5 % N/A  N/A
Total capital (to risk-weighted assets)
256,823 16.43 %125,069 8.0 % N/A  N/A
Tier 1 capital (to risk-weighted assets)
237,212 15.17 %93,802 6.0 % N/A  N/A
Tier 1 capital (to average assets)
237,212 11.76 %80,673 4.0 % N/A  N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)
$232,575 14.88 %$70,349 4.5 %$101,615 6.5 %
Total capital (to risk-weighted assets)
252,185 16.13 %125,064 8.0 %156,330 10.0 %
Tier 1 capital (to risk-weighted assets)
232,575 14.88 %93,798 6.0 %125,064 8.0 %
Tier 1 capital (to average assets)
232,575 11.53 %80,670 4.0 %100,838 5.0 %
December 31, 2020
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$231,183 15.97 %$65,162 4.5 % N/A  N/A
Total capital (to risk-weighted assets)
249,391 17.22 %115,843 8.0 % N/A  N/A
Tier 1 capital (to risk-weighted assets)
231,183 15.97 %86,882 6.0 % N/A  N/A
Tier 1 capital (to average assets)
231,183 11.94 %77,452 4.0 % N/A  N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)
$227,268 15.70 %$65,160 4.5 %$94,120 6.5 %
Total capital (to risk-weighted assets)
245,474 16.95 %115,840 8.0 %144,800 10.0 %
Tier 1 capital (to risk-weighted assets)
227,268 15.70 %86,880 6.0 %115,840 8.0 %
Tier 1 capital (to average assets)
227,268 11.74 %77,450 4.0 %96,813 5.0 %