The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Com 00287Y109   3,577,355 19,645 SH   SOLE 0 19,645 0 0
ABBVIE INC Com 00287Y109   1,305,111 7,167 SH   DFND 0 7,167 0 0
ADOBE SYSTEMS INC Com 00724F101   1,114,661 2,209 SH   SOLE 0 2,209 0 0
ADOBE SYSTEMS INC Com 00724F101   163,995 325 SH   DFND 0 325 0 0
ALPHABET INC-CL C Com 02079K107   1,298,778 8,530 SH   SOLE 0 8,530 0 0
ALPHABET INC-CL C Com 02079K107   1,248,532 8,200 SH   DFND 0 8,200 0 0
ALPHABET INC-CL A Com 02079K305   4,893,603 32,423 SH   SOLE 0 32,423 0 0
ALPHABET INC-CL A Com 02079K305   1,547,033 10,250 SH   DFND 0 10,250 0 0
ALTRIA GROUP INC Com 02209S103   205,014 4,700 SH   SOLE 0 4,700 0 0
ALTRIA GROUP INC Com 02209S103   223,814 5,131 SH   DFND 0 5,131 0 0
AMERIPRISE FINANCIAL INC Com 03076C106   1,630,997 3,720 SH   SOLE 0 3,720 0 0
AMPLIFY CYBERSECURITY ETF Com 032108664   455,822 7,110 SH   SOLE 0 7,110 0 0
AMPLIFY CYBERSECURITY ETF Com 032108664   91,677 1,430 SH   DFND 0 1,430 0 0
ANALOG DEVICES INC Com 032654105   180,780 914 SH   SOLE 0 914 0 0
ANALOG DEVICES INC Com 032654105   236,557 1,196 SH   DFND 0 1,196 0 0
ARISTA NETWORKS INC COM Com 040413106   452,369 1,560 SH   SOLE 0 1,560 0 0
ASTRAZENECA PLC ADR Com 046353108   209,348 3,090 SH   SOLE 0 3,090 0 0
Bank of America Pfd Stk 060505EH3   250,313 250,000 SH   SOLE 0 250,000 0 0
Bank Amer Corp Pfd Stk 060505EU4   99,997 100,000 SH   SOLE 0 100,000 0 0
BLACKROCK INC Com 09247X101   1,430,629 1,716 SH   SOLE 0 1,716 0 0
BLACKROCK INC Com 09247X101   172,576 207 SH   DFND 0 207 0 0
BLACKSTONE INC Com 09260D107   589,063 4,484 SH   SOLE 0 4,484 0 0
BOOKING HLDGS INC Com 09857L108   460,741 127 SH   SOLE 0 127 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108   179,718 3,314 SH   SOLE 0 3,314 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108   503,634 9,287 SH   DFND 0 9,287 0 0
BROADCOM INC Com 11135F101   1,744,240 1,316 SH   SOLE 0 1,316 0 0
BROADCOM INC Com 11135F101   550,045 415 SH   DFND 0 415 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100   661,769 7,953 SH   SOLE 0 7,953 0 0
CVS HEALTH CORP Com 126650100   1,106,032 13,867 SH   SOLE 0 13,867 0 0
CVS HEALTH CORP Com 126650100   103,688 1,300 SH   DFND 0 1,300 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105   443,990 2,982 SH   SOLE 0 2,982 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105   14,889 100 SH   DFND 0 100 0 0
CARLISLE COS INC Com 142339100   2,181,429 5,567 SH   SOLE 0 0 0 5,567
CARRIER GLOBAL CORPORATION Com 14448C104   394,819 6,792 SH   SOLE 0 5,120 0 1,672
CARRIER GLOBAL CORPORATION Com 14448C104   50,573 870 SH   DFND 0 870 0 0
CATERPILLAR INC Com 149123101   1,020,508 2,785 SH   SOLE 0 2,785 0 0
CATERPILLAR INC Com 149123101   164,894 450 SH   DFND 0 450 0 0
CHEVRON CORP Com 166764100   3,475,485 22,033 SH   SOLE 0 20,290 0 1,743
CHEVRON CORP Com 166764100   289,453 1,835 SH   DFND 0 1,835 0 0
CHIPOTLE MEXICAN GRILL INC COM Com 169656105   305,211 105 SH   SOLE 0 105 0 0
CISCO SYSTEMS INC Com 17275R102   1,309,539 26,238 SH   SOLE 0 26,238 0 0
CISCO SYSTEMS INC Com 17275R102   315,331 6,318 SH   DFND 0 6,318 0 0
CITIGROUP INC Com 172967424   385,511 6,096 SH   SOLE 0 6,096 0 0
CLOROX COMPANY Com 189054109   200,574 1,310 SH   SOLE 0 1,310 0 0
COCA-COLA CO/THE Com 191216100   6,706,001 109,611 SH   SOLE 0 109,611 0 0
COCA-COLA CO/THE Com 191216100   161,882 2,646 SH   DFND 0 2,646 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102   39,357 537 SH   SOLE 0 537 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102   269,707 3,680 SH   DFND 0 3,680 0 0
COLGATE-PALMOLIVE CO Com 194162103   343,000 3,809 SH   SOLE 0 3,809 0 0
COMCAST CORP-CLASS A Com 20030N101   268,597 6,196 SH   SOLE 0 6,196 0 0
COMCAST CORP-CLASS A Com 20030N101   29,305 676 SH   DFND 0 676 0 0
CONOCOPHILLIPS Com 20825C104   1,481,666 11,641 SH   SOLE 0 11,641 0 0
CONSOLIDATED EDISON INC Com 209115104   257,265 2,833 SH   SOLE 0 2,833 0 0
COSTCO WHOLESALE CORP Com 22160K105   6,027,347 8,227 SH   SOLE 0 8,227 0 0
COSTCO WHOLESALE CORP Com 22160K105   540,681 738 SH   DFND 0 738 0 0
CUMMINS INC Com 231021106   873,637 2,965 SH   SOLE 0 2,965 0 0
DTE ENERGY COMPANY Com 233331107   420,637 3,751 SH   SOLE 0 3,751 0 0
DANAHER CORP Com 235851102   999,130 4,001 SH   SOLE 0 4,001 0 0
DANAHER CORP Com 235851102   5,494 22 SH   DFND 0 22 0 0
DARDEN RESTAURANTS INC Com 237194105   309,060 1,849 SH   SOLE 0 1,849 0 0
DEERE & CO Com 244199105   869,947 2,118 SH   SOLE 0 2,118 0 0
DEERE & CO Com 244199105   266,981 650 SH   DFND 0 650 0 0
DIGITAL RLTY TR INC COM Com 253868103   662,872 4,602 SH   SOLE 0 4,602 0 0
DIGITAL RLTY TR INC COM Com 253868103   25,927 180 SH   DFND 0 180 0 0
WALT DISNEY CO/THE Com 254687106   1,996,181 16,314 SH   SOLE 0 16,314 0 0
WALT DISNEY CO/THE Com 254687106   204,953 1,675 SH   DFND 0 1,675 0 0
DUPONT DE NEMOURS INC COM Com 26614N102   243,887 3,181 SH   SOLE 0 3,053 0 128
EOG RESOURCES INC Com 26875P101   690,336 5,400 SH   SOLE 0 5,400 0 0
ECOLAB INC Com 278865100   1,501,774 6,504 SH   SOLE 0 6,504 0 0
ELECTRONIC ARTS INC Com 285512109   402,123 3,031 SH   SOLE 0 3,031 0 0
EMERSON ELECTRIC CO Com 291011104   855,073 7,539 SH   SOLE 0 7,539 0 0
EMERSON ELECTRIC CO Com 291011104   400,373 3,530 SH   DFND 0 3,530 0 0
ENBRIDGE INC Com 29250N105   791,872 21,887 SH   SOLE 0 21,887 0 0
ENBRIDGE INC Com 29250N105   240,308 6,642 SH   DFND 0 6,642 0 0
EXXON MOBIL CORP Com 30231G102   1,954,808 16,817 SH   SOLE 0 15,030 0 1,787
EXXON MOBIL CORP Com 30231G102   1,626,663 13,994 SH   DFND 0 13,994 0 0
META PLATFORMS INC Com 30303M102   1,578,621 3,251 SH   SOLE 0 3,251 0 0
FASTENAL CO Com 311900104   232,037 3,008 SH   SOLE 0 3,008 0 0
FEDEX CORP Com 31428X106   702,330 2,424 SH   SOLE 0 2,424 0 0
FEDEX CORP Com 31428X106   653,364 2,255 SH   DFND 0 2,255 0 0
FIDELITY NATL INFORMATION SVCS COM Com 31620M106   232,406 3,133 SH   SOLE 0 3,133 0 0
FIDELITY NATL INFORMATION SVCS COM Com 31620M106   11,869 160 SH   DFND 0 160 0 0
FISERV INC Com 337738108   1,558,245 9,750 SH   SOLE 0 9,750 0 0
FORD MOTOR CO Com 345370860   28,419 2,140 SH   SOLE 0 2,140 0 0
FORD MOTOR CO Com 345370860   339,968 25,600 SH   DFND 0 25,600 0 0
GENERAL DYNAMICS CORP Com 369550108   420,063 1,487 SH   SOLE 0 1,487 0 0
GENERAL MILLS INC Com 370334104   459,143 6,562 SH   SOLE 0 6,562 0 0
GENERAL MILLS INC Com 370334104   78,366 1,120 SH   DFND 0 1,120 0 0
GILEAD SCIENCES INC Com 375558103   444,921 6,074 SH   SOLE 0 6,074 0 0
GILEAD SCIENCES INC Com 375558103   30,399 415 SH   DFND 0 415 0 0
GLOBAL X S&P 500 CATHOLIC VALUES ETF Com 37954Y889   430,525 6,765 SH   SOLE 0 6,765 0 0
GOLDMAN SACHS GROUP INC Com 38141G104   987,001 2,363 SH   SOLE 0 2,363 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503   866,647 8,350 SH   SOLE 0 8,350 0 0
WW GRAINGER INC Com 384802104   32,554 32 SH   SOLE 0 32 0 0
WW GRAINGER INC Com 384802104   1,749,756 1,720 SH   DFND 0 1,720 0 0
HP INC Com 40434L105   389,838 12,900 SH   SOLE 0 12,900 0 0
HOME DEPOT INC Com 437076102   1,398,989 3,647 SH   SOLE 0 3,647 0 0
HOME DEPOT INC Com 437076102   746,486 1,946 SH   DFND 0 1,946 0 0
HONEYWELL INTERNATIONAL INC Com 438516106   867,592 4,227 SH   SOLE 0 4,227 0 0
HONEYWELL INTERNATIONAL INC Com 438516106   190,677 929 SH   DFND 0 929 0 0
ILLINOIS TOOL WORKS Com 452308109   1,133,694 4,225 SH   SOLE 0 4,225 0 0
ILLINOIS TOOL WORKS Com 452308109   18,783 70 SH   DFND 0 70 0 0
INTEL CORP Com 458140100   290,374 6,574 SH   SOLE 0 6,574 0 0
INTEL CORP Com 458140100   257,290 5,825 SH   DFND 0 5,825 0 0
INTL BUSINESS MACHINES CORP Com 459200101   1,165,238 6,102 SH   SOLE 0 5,702 0 400
INTL BUSINESS MACHINES CORP Com 459200101   486,948 2,550 SH   DFND 0 2,550 0 0
INVESCO QQQ TRUST Com 46090E103   4,383,711 9,873 SH   SOLE 0 9,873 0 0
INVESCO QQQ TRUST Com 46090E103   124,323 280 SH   DFND 0 280 0 0
INTUITIVE SURGICAL INC COM NEW Com 46120E602   324,460 813 SH   SOLE 0 813 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149   1,005,276 22,983 SH   SOLE 0 22,983 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149   89,754 2,052 SH   DFND 0 2,052 0 0
INVITATION HOMES INC Com 46187W107   267,217 7,504 SH   SOLE 0 7,504 0 0
INVITATION HOMES INC Com 46187W107   92,586 2,600 SH   DFND 0 2,600 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150   2,800,522 24,289 SH   SOLE 0 24,289 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150   755,215 6,550 SH   DFND 0 6,550 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168   640,290 5,198 SH   SOLE 0 5,198 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168   51,736 420 SH   DFND 0 420 0 0
ISHARES CORE S&P 500 ETF Com 464287200   13,204,235 25,116 SH   SOLE 0 25,116 0 0
ISHARES CORE S&P 500 ETF Com 464287200   652,957 1,242 SH   DFND 0 1,242 0 0
ISHARES S&P GLOBAL TECHNOLOGY SECTOR Com 464287291   944,102 12,620 SH   SOLE 0 12,620 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309   2,204,644 26,109 SH   SOLE 0 26,109 0 0
ISHARES S&P 500 VALUE ETF Com 464287408   1,169,991 6,263 SH   SOLE 0 6,263 0 0
ISHARES MSCI EAFE ETF Com 464287465   2,325,603 29,121 SH   SOLE 0 29,121 0 0
ISHARES MSCI EAFE ETF Com 464287465   3,354 42 SH   DFND 0 42 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473   174,334 1,391 SH   SOLE 0 1,391 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473   97,256 776 SH   DFND 0 776 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499   1,511,434 17,974 SH   SOLE 0 17,974 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499   234,527 2,789 SH   DFND 0 2,789 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507   11,077,943 182,383 SH   SOLE 0 182,383 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507   520,542 8,570 SH   DFND 0 8,570 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598   10,380,320 57,955 SH   SOLE 0 57,955 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598   311,472 1,739 SH   DFND 0 1,739 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606   514,194 5,635 SH   SOLE 0 5,635 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606   278,495 3,052 SH   DFND 0 3,052 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614   27,305,095 81,012 SH   SOLE 0 81,012 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614   1,788,387 5,306 SH   DFND 0 5,306 0 0
ISHARES RUSSELL 1000 ETF Com 464287622   2,988,023 10,374 SH   SOLE 0 10,374 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630   191,525 1,206 SH   SOLE 0 1,206 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630   42,085 265 SH   DFND 0 265 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648   3,702,919 13,674 SH   SOLE 0 13,674 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648   81,240 300 SH   DFND 0 300 0 0
ISHARES RUSSELL 2000 ETF Com 464287655   1,514,160 7,200 SH   SOLE 0 7,200 0 0
ISHARES RUSSELL 2000 ETF Com 464287655   287,480 1,367 SH   DFND 0 1,367 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705   339,492 2,870 SH   SOLE 0 2,870 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705   227,117 1,920 SH   DFND 0 1,920 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721   3,783,031 28,010 SH   SOLE 0 28,010 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721   208,533 1,544 SH   DFND 0 1,544 0 0
ISHARES DOW JONES US ENERGY SECTOR FUND Com 464287796   591,911 11,982 SH   SOLE 0 11,982 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804   6,342,522 57,388 SH   SOLE 0 57,388 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804   248,228 2,246 SH   DFND 0 2,246 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879   161,847 1,575 SH   SOLE 0 1,575 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879   205,520 2,000 SH   DFND 0 2,000 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887   445,005 3,404 SH   SOLE 0 3,404 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887   277,671 2,124 SH   DFND 0 2,124 0 0
ISHARES TR AGENCY BOND ETF Com 464288166   250,352 2,317 SH   SOLE 0 2,317 0 0
ISHARES TR AGENCY BOND ETF Com 464288166   6,591 61 SH   DFND 0 61 0 0
ISHARES TR GL CLEAN ENERGY ETF Com 464288224   307,616 22,004 SH   SOLE 0 22,004 0 0
ISHARES MSCI ACWI ETF Com 464288257   1,207,906 10,968 SH   SOLE 0 10,968 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281   384,146 4,284 SH   SOLE 0 4,284 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281   15,692 175 SH   DFND 0 175 0 0
ISHARES S&P GLOBAL INFRASTRUCTURE INDEX FUND Com 464288372   435,009 9,135 SH   SOLE 0 9,135 0 0
ISHARES S&P GLOBAL INFRASTRUCTURE INDEX FUND Com 464288372   97,907 2,056 SH   DFND 0 2,056 0 0
ISHARES MSCI KLD 400 SOCIAL ETF Com 464288570   548,709 5,443 SH   SOLE 0 5,443 0 0
ISHARES TR MBS ETF Com 464288588   2,021,041 21,868 SH   SOLE 0 21,763 0 105
ISHARES TR MBS ETF Com 464288588   121,163 1,311 SH   DFND 0 1,311 0 0
ISHARES BROAD USD INVT GRADE CORP BD ETF Com 464288620   664,985 13,098 SH   SOLE 0 13,098 0 0
ISHARES BARCLAYS SHORT TREASURY BOND FUND Com 464288679   2,054,386 18,585 SH   SOLE 0 18,585 0 0
ISHARES BARCLAYS SHORT TREASURY BOND FUND Com 464288679   22,108 200 SH   DFND 0 200 0 0
ISHARES S&P PREF STK ETF Com 464288687   945,564 29,338 SH   SOLE 0 29,338 0 0
ISHARES S&P PREF STK ETF Com 464288687   392,529 12,179 SH   DFND 0 12,179 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810   1,571,794 26,827 SH   SOLE 0 26,827 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810   87,885 1,500 SH   DFND 0 1,500 0 0
ISHARES TR MSCI EAFE VALUE ETF Com 464288877   4,426,909 81,377 SH   SOLE 0 81,377 0 0
ISHARES TR EAFE GROWTH ETF Com 464288885   413,707 3,986 SH   SOLE 0 3,986 0 0
ISHARES TR EAFE GROWTH ETF Com 464288885   155,685 1,500 SH   DFND 0 1,500 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267   11,090,060 487,047 SH   SOLE 0 487,047 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267   699,654 30,727 SH   DFND 0 30,727 0 0
ISHARES AAA - A RATED CORPORATE BOND ETF Com 46429B291   492,035 10,363 SH   SOLE 0 10,363 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697   3,433,466 41,080 SH   SOLE 0 41,080 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697   773,951 9,260 SH   DFND 0 9,260 0 0
ISHARES US ETF TR BLACKROCK SHORT DURATION Com 46431W507   5,608,730 111,152 SH   SOLE 0 111,152 0 0
ISHARES US ETF TR BLACKROCK SHORT DURATION Com 46431W507   905,707 17,949 SH   DFND 0 17,949 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339   8,960,691 54,522 SH   SOLE 0 54,522 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339   203,630 1,239 SH   DFND 0 1,239 0 0
ISHARES EDGE MSCI USA VALUE FACTOR ETF Com 46432F388   1,148,086 10,600 SH   SOLE 0 10,600 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842   6,995,383 94,252 SH   SOLE 0 94,252 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842   1,334,105 17,975 SH   DFND 0 17,975 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103   564,504 10,940 SH   SOLE 0 10,940 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103   216,720 4,200 SH   DFND 0 4,200 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF Com 46434G764   4,052,295 70,389 SH   SOLE 0 70,389 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF Com 46434G764   317,441 5,514 SH   DFND 0 5,514 0 0
ISHARES MSCI EM ESG OPTIMIZED Com 46434G863   560,705 17,397 SH   SOLE 0 17,397 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP BOND ETF Com 46434V407   544,215 12,790 SH   SOLE 0 12,790 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP BOND ETF Com 46434V407   331,890 7,800 SH   DFND 0 7,800 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF Com 46434V613   2,089,116 45,824 SH   SOLE 0 45,824 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF Com 46434V613   413,501 9,070 SH   DFND 0 9,070 0 0
ISHARES TREASURY FLOATING RATE BOND ETF Com 46434V860   4,696,226 92,646 SH   SOLE 0 92,646 0 0
ISHARES TREASURY FLOATING RATE BOND ETF Com 46434V860   259,127 5,112 SH   DFND 0 5,112 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF Com 46434VBD1   343,147 13,831 SH   SOLE 0 13,831 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF Com 46434VBD1   61,057 2,461 SH   DFND 0 2,461 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF Com 46434VBG4   338,025 13,494 SH   SOLE 0 13,494 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF Com 46434VBG4   60,746 2,425 SH   DFND 0 2,425 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF Com 46435G425   4,740,950 41,240 SH   SOLE 0 41,240 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF Com 46435G425   80,472 700 SH   DFND 0 700 0 0
ISHARES MSCI EAFE ESG SELECT ETF Com 46435G516   2,033,949 25,453 SH   SOLE 0 25,453 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF Com 46435GAA0   338,098 14,176 SH   SOLE 0 14,176 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF Com 46435GAA0   61,414 2,575 SH   DFND 0 2,575 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF Com 46435U515   319,133 12,814 SH   SOLE 0 12,814 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF Com 46435U515   62,387 2,505 SH   DFND 0 2,505 0 0
ISHARES MSCI USA SMALL-CAP ESG OPTIMIZED ETF Com 46435U663   604,694 15,016 SH   SOLE 0 15,016 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF Com 46435UAA9   333,319 14,005 SH   SOLE 0 14,005 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF Com 46435UAA9   61,880 2,600 SH   DFND 0 2,600 0 0
ISHARES IBONDS DEC 2033 TERM CORPORATE ETF Com 46436E130   299,186 11,742 SH   SOLE 0 11,742 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF Com 46436E205   314,551 13,784 SH   SOLE 0 13,784 0 0
ISHARES IBONDS DEC 2032 TERM CORPORATE ETF Com 46436E312   302,037 12,174 SH   SOLE 0 12,174 0 0
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF Com 46436E486   305,998 14,934 SH   SOLE 0 14,934 0 0
ISHARES ESG SCREENED S&P 500 ETF Com 46436E569   333,796 8,285 SH   SOLE 0 8,285 0 0
ISHARES IBONDS DEC 2030 TERM CORPORATE ETF Com 46436E726   310,214 14,496 SH   SOLE 0 14,496 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF Com 46436E841   1,119,390 50,514 SH   SOLE 0 50,514 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF Com 46436E858   1,113,494 49,031 SH   SOLE 0 49,031 0 0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF Com 46436E866   1,108,466 47,717 SH   SOLE 0 47,717 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF Com 46436E874   1,105,765 46,189 SH   SOLE 0 46,189 0 0
JPMORGAN CHASE & CO Com 46625H100   4,222,124 21,079 SH   SOLE 0 21,079 0 0
JPMORGAN CHASE & CO Com 46625H100   1,107,859 5,531 SH   DFND 0 5,531 0 0
JPMorgan Chase & Co Pfd Stk 46625HJQ4   350,398 350,000 SH   SOLE 0 350,000 0 0
JPMORGAN ULTRA-SHORT INCOME ETF Com 46641Q837   1,327,743 26,318 SH   SOLE 0 26,318 0 0
JPMORGAN ULTRA-SHORT INCOME ETF Com 46641Q837   20,180 400 SH   DFND 0 400 0 0
J.P. MORGAN NASDAQ EQUITY PREMIUM INCOME ETF Com 46654Q203   481,651 8,880 SH   SOLE 0 8,880 0 0
JACOBS SOLUTIONS INC Com 46982L108   229,519 1,493 SH   SOLE 0 1,493 0 0
JOHNSON & JOHNSON Com 478160104   1,963,296 12,411 SH   SOLE 0 12,411 0 0
JOHNSON & JOHNSON Com 478160104   1,424,026 9,002 SH   DFND 0 9,002 0 0
KLA CORPORATION Com 482480100   698,570 1,000 SH   SOLE 0 1,000 0 0
KIMBERLY-CLARK CORP Com 494368103   536,544 4,148 SH   SOLE 0 4,148 0 0
KIMBERLY-CLARK CORP Com 494368103   26,387 204 SH   DFND 0 204 0 0
LAM RESEARCH CORP Com 512807108   316,732 326 SH   SOLE 0 326 0 0
ELI LILLY & CO Com 532457108   7,009,420 9,010 SH   SOLE 0 9,010 0 0
ELI LILLY & CO Com 532457108   837,085 1,076 SH   DFND 0 1,076 0 0
LOCKHEED MARTIN CORP Com 539830109   227,435 500 SH   SOLE 0 500 0 0
LOCKHEED MARTIN CORP Com 539830109   49,581 109 SH   DFND 0 109 0 0
LOWE'S COS INC Com 548661107   1,278,999 5,021 SH   SOLE 0 5,021 0 0
LOWE'S COS INC Com 548661107   40,757 160 SH   DFND 0 160 0 0
LULULEMON ATHLETICA INC Com 550021109   464,483 1,189 SH   SOLE 0 1,189 0 0
MARRIOTT INTERNATIONAL -CL A Com 571903202   482,417 1,912 SH   SOLE 0 1,912 0 0
MARRIOTT INTERNATIONAL -CL A Com 571903202   16,400 65 SH   DFND 0 65 0 0
MASCO CORP Com 574599106   364,268 4,618 SH   SOLE 0 4,618 0 0
MASTERCARD INC-CLASS A Com 57636Q104   1,664,306 3,456 SH   SOLE 0 3,456 0 0
MCDONALD'S CORP Com 580135101   1,621,776 5,752 SH   SOLE 0 5,752 0 0
MCDONALD'S CORP Com 580135101   207,233 735 SH   DFND 0 735 0 0
MCKESSON CORP Com 58155Q103   1,410,305 2,627 SH   SOLE 0 2,627 0 0
MERCK & CO. INC. Com 58933Y105   1,458,971 11,057 SH   SOLE 0 11,057 0 0
MERCK & CO. INC. Com 58933Y105   1,288,228 9,763 SH   DFND 0 9,763 0 0
MICROSOFT CORP Com 594918104   13,128,568 31,205 SH   SOLE 0 31,205 0 0
MICROSOFT CORP Com 594918104   6,362,969 15,124 SH   DFND 0 15,124 0 0
MICRON TECHNOLOGY INC Com 595112103   663,956 5,632 SH   SOLE 0 5,632 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105   301,560 4,308 SH   SOLE 0 4,308 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105   306,950 4,385 SH   DFND 0 4,385 0 0
MOTOROLA SOLUTIONS INC Com 620076307   356,400 1,004 SH   SOLE 0 1,004 0 0
MOTOROLA SOLUTIONS INC Com 620076307   57,507 162 SH   DFND 0 162 0 0
NETFLIX INC Com 64110L106   589,717 971 SH   SOLE 0 971 0 0
NETFLIX INC Com 64110L106   12,147 20 SH   DFND 0 20 0 0
NEXTERA ENERGY INC Com 65339F101   713,491 11,164 SH   SOLE 0 11,164 0 0
NEXTERA ENERGY INC Com 65339F101   348,949 5,460 SH   DFND 0 5,460 0 0
NIKE INC -CL B Com 654106103   1,117,798 11,894 SH   SOLE 0 11,894 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109   285,934 2,956 SH   SOLE 0 2,956 0 0
NOVO NORDISK ADR Com 670100205   412,164 3,210 SH   SOLE 0 3,210 0 0
NVIDIA CORP Com 67066G104   19,520,510 21,604 SH   SOLE 0 21,604 0 0
NVIDIA CORP Com 67066G104   1,553,220 1,719 SH   DFND 0 1,719 0 0
ORACLE CORP Com 68389X105   761,448 6,062 SH   SOLE 0 6,062 0 0
ORACLE CORP Com 68389X105   265,665 2,115 SH   DFND 0 2,115 0 0
PALO ALTO NETWORKS INC Com 697435105   1,280,858 4,508 SH   SOLE 0 4,508 0 0
PEPSICO INC Com 713448108   974,981 5,571 SH   SOLE 0 5,571 0 0
PEPSICO INC Com 713448108   1,236,096 7,063 SH   DFND 0 7,063 0 0
PFIZER INC Com 717081103   913,891 32,933 SH   SOLE 0 32,933 0 0
PFIZER INC Com 717081103   211,122 7,608 SH   DFND 0 7,608 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109   288,786 3,152 SH   SOLE 0 3,152 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109   422,643 4,613 SH   DFND 0 4,613 0 0
PHILLIPS 66 Com 718546104   701,055 4,292 SH   SOLE 0 4,292 0 0
PHILLIPS 66 Com 718546104   28,094 172 SH   DFND 0 172 0 0
PROCTER & GAMBLE CO/THE Com 742718109   2,579,775 15,900 SH   SOLE 0 15,900 0 0
PROCTER & GAMBLE CO/THE Com 742718109   1,331,424 8,206 SH   DFND 0 8,206 0 0
PROLOGIS INC Com 74340W103   659,955 5,068 SH   SOLE 0 5,068 0 0
PROLOGIS INC Com 74340W103   118,500 910 SH   DFND 0 910 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106   585,193 8,763 SH   SOLE 0 8,763 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106   41,136 616 SH   DFND 0 616 0 0
PUBLIC STORAGE Com 74460D109   331,249 1,142 SH   SOLE 0 1,142 0 0
PUBLIC STORAGE Com 74460D109   359,674 1,240 SH   DFND 0 1,240 0 0
QUALCOMM INC Com 747525103   805,022 4,755 SH   SOLE 0 4,755 0 0
QUALCOMM INC Com 747525103   89,390 528 SH   DFND 0 528 0 0
QUEST DIAGNOSTICS INC Com 74834L100   339,297 2,549 SH   SOLE 0 2,549 0 0
REGENERON PHARMACEUTICALS Com 75886F107   519,745 540 SH   SOLE 0 540 0 0
ROPER TECHNOLOGIES INC Com 776696106   459,889 820 SH   SOLE 0 820 0 0
SHELL PLC SPONSORED ADR Com 780259305   240,137 3,582 SH   SOLE 0 3,582 0 0
ROYCE PENNSYLVANIA MUTUAL FUND Com 780905840   148,090 15,158 SH   SOLE 0 15,158 0 0
S&P GLOBAL INC Com 78409V104   211,874 498 SH   SOLE 0 498 0 0
SPDR S&P 500 ETF TRUST Com 78462F103   11,178,529 21,371 SH   SOLE 0 21,371 0 0
SPDR S&P 500 ETF TRUST Com 78462F103   622,453 1,190 SH   DFND 0 1,190 0 0
SPDR GOLD TRUST Com 78463V107   1,132,283 5,504 SH   SOLE 0 5,504 0 0
SPDR MSCI ACWI EX-US Com 78463X848   3,994,006 140,634 SH   SOLE 0 140,634 0 0
SPDR MSCI ACWI EX-US Com 78463X848   122,858 4,326 SH   DFND 0 4,326 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF Com 78464A359   2,420,034 33,133 SH   SOLE 0 33,133 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF Com 78464A359   37,031 507 SH   DFND 0 507 0 0
KBW BANK ETF Com 78464A797   374,445 7,950 SH   SOLE 0 7,950 0 0
KBW BANK ETF Com 78464A797   25,434 540 SH   DFND 0 540 0 0
SPDR S&P BIOTECH ETF Com 78464A870   370,071 3,900 SH   SOLE 0 3,900 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107   1,336,473 2,402 SH   SOLE 0 2,402 0 0
SALESFORCE.COM INC Com 79466L302   603,565 2,004 SH   SOLE 0 2,004 0 0
SCHLUMBERGER LTD Com 806857108   208,223 3,799 SH   SOLE 0 3,799 0 0
SCHLUMBERGER LTD Com 806857108   54,810 1,000 SH   DFND 0 1,000 0 0
SCHWAB (CHARLES) CORP Com 808513105   1,283,167 17,738 SH   SOLE 0 17,738 0 0
CHARLES SCHWAB CORP Pfd Stk 808513BD6   99,288 100,000 SH   SOLE 0 100,000 0 0
MATERIALS SELECT SPDR FUND Com 81369Y100   484,421 5,215 SH   SOLE 0 5,215 0 0
MATERIALS SELECT SPDR FUND Com 81369Y100   120,757 1,300 SH   DFND 0 1,300 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209   2,622,946 17,755 SH   SOLE 0 17,755 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209   96,025 650 SH   DFND 0 650 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308   464,192 6,079 SH   SOLE 0 6,079 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407   1,396,461 7,594 SH   SOLE 0 7,594 0 0
ENERGY SELECT SECTOR SPDR Com 81369Y506   314,857 3,335 SH   SOLE 0 3,335 0 0
ENERGY SELECT SECTOR SPDR Com 81369Y506   195,995 2,076 SH   DFND 0 2,076 0 0
FINANCIAL SELECT SECTOR SPDR Com 81369Y605   725,854 17,233 SH   SOLE 0 17,233 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704   310,491 2,465 SH   SOLE 0 2,465 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR ETF Com 81369Y852   196,801 2,410 SH   SOLE 0 2,410 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR ETF Com 81369Y852   48,016 588 SH   DFND 0 588 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886   694,905 10,585 SH   SOLE 0 10,585 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886   310,853 4,735 SH   DFND 0 4,735 0 0
SOUTHERN CO/THE Com 842587107   478,649 6,672 SH   SOLE 0 6,672 0 0
SOUTHERN CO/THE Com 842587107   140,682 1,961 SH   DFND 0 1,961 0 0
STARBUCKS CORP Com 855244109   691,640 7,568 SH   SOLE 0 7,568 0 0
Alta Properties, Inc. Com 863012544   181,626 24,544 SH   DFND 0 24,544 0 0
STRYKER CORP Com 863667101   710,014 1,984 SH   SOLE 0 1,984 0 0
TJX COMPANIES INC Com 872540109   1,036,715 10,222 SH   SOLE 0 10,222 0 0
T-MOBILE US INC Com 872590104   474,807 2,909 SH   SOLE 0 2,909 0 0
TAIWAN SEMICONDUCTOR-SP ADR Com 874039100   1,395,873 10,260 SH   SOLE 0 10,260 0 0
TAIWAN SEMICONDUCTOR-SP ADR Com 874039100   47,073 346 SH   DFND 0 346 0 0
TEXAS INSTRUMENTS INC Com 882508104   226,473 1,300 SH   SOLE 0 1,300 0 0
TEXAS INSTRUMENTS INC Com 882508104   127,522 732 SH   DFND 0 732 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102   2,063,877 3,551 SH   SOLE 0 3,551 0 0
3M CO Com 88579Y101   168,439 1,588 SH   SOLE 0 1,588 0 0
3M CO Com 88579Y101   329,559 3,107 SH   DFND 0 3,107 0 0
TOYOTA MOTOR CORP -SPON ADR Com 892331307   983,817 3,909 SH   SOLE 0 3,909 0 0
TOYOTA MOTOR CORP -SPON ADR Com 892331307   27,685 110 SH   DFND 0 110 0 0
UNION PACIFIC CORP Com 907818108   2,147,953 8,734 SH   SOLE 0 8,734 0 0
UNION PACIFIC CORP Com 907818108   766,072 3,115 SH   DFND 0 3,115 0 0
UNITED PARCEL SERVICE-CL B Com 911312106   311,528 2,096 SH   SOLE 0 2,096 0 0
UNITED PARCEL SERVICE-CL B Com 911312106   21,997 148 SH   DFND 0 148 0 0
UNITEDHEALTH GROUP INC Com 91324P102   1,077,951 2,179 SH   SOLE 0 2,179 0 0
UNITEDHEALTH GROUP INC Com 91324P102   83,604 169 SH   DFND 0 169 0 0
VALERO ENERGY CORP Com 91913Y100   651,012 3,814 SH   SOLE 0 3,814 0 0
VALERO ENERGY CORP Com 91913Y100   56,328 330 SH   DFND 0 330 0 0
VANECK VECTORS SEMICONDUCTOR ETF Com 92189F676   440,980 1,960 SH   SOLE 0 1,960 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844   5,460,769 29,904 SH   SOLE 0 29,904 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844   58,435 320 SH   DFND 0 320 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858   1,953,118 38,930 SH   SOLE 0 38,930 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858   50,170 1,000 SH   DFND 0 1,000 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406   3,189,175 26,359 SH   SOLE 0 26,359 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406   405,558 3,352 SH   DFND 0 3,352 0 0
VANGUARD INTL HIGH DIVIDEND YIELD ETF Com 921946794   2,501,774 36,363 SH   SOLE 0 36,363 0 0
VANGUARD INTL HIGH DIVIDEND YIELD ETF Com 921946794   49,054 713 SH   DFND 0 713 0 0
VANGUARD INTL DIVIDEND APPRECIATION ETF Com 921946810   9,016,729 110,594 SH   SOLE 0 110,594 0 0
VANGUARD INTL DIVIDEND APPRECIATION ETF Com 921946810   190,617 2,338 SH   DFND 0 2,338 0 0
VANGUARD GLBL EX-US REAL EST Com 922042676   394,430 9,360 SH   SOLE 0 9,360 0 0
VANGUARD GLBL EX-US REAL EST Com 922042676   1,306 31 SH   DFND 0 31 0 0
VANGUARD FTSE ALL-WORLD EX-US Com 922042775   1,487,716 25,366 SH   SOLE 0 25,366 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858   616,734 14,765 SH   SOLE 0 14,765 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858   48,036 1,150 SH   DFND 0 1,150 0 0
VANGUARD INTL EQUITY INDEX PACIFIC ETF Com 922042866   1,214,275 15,971 SH   SOLE 0 15,971 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EUROPE ETF Com 922042874   1,289,696 19,152 SH   SOLE 0 19,152 0 0
VANGUARD HEALTH CARE ETF Com 92204A504   212,088 784 SH   SOLE 0 784 0 0
VANGUARD SHORT TERM GOVERNMENT BOND ETF Com 92206C102   10,408,002 179,232 SH   SOLE 0 179,232 0 0
VANGUARD SHORT TERM GOVERNMENT BOND ETF Com 92206C102   1,010,999 17,410 SH   DFND 0 17,410 0 0
VANGUARD SHORT-TERM CORP BO Com 92206C409   8,782,029 113,595 SH   SOLE 0 113,555 0 40
VANGUARD SHORT-TERM CORP BO Com 92206C409   1,139,472 14,739 SH   DFND 0 14,739 0 0
VANGUARD INTERMEDIATE TERM GOVERNMENT BOND ET Com 92206C706   2,699,448 46,105 SH   SOLE 0 46,105 0 0
VANGUARD INTERMEDIATE TERM GOVERNMENT BOND ET Com 92206C706   19,907 340 SH   DFND 0 340 0 0
Vanguard Long-Term Treasury Index Fund ETF Com 92206C847   219,721 3,709 SH   SOLE 0 3,709 0 0
VANGUARD S&P 500 ETF Com 922908363   1,958,853 4,075 SH   SOLE 0 4,075 0 0
VANGUARD S&P 500 ETF Com 922908363   255,252 531 SH   DFND 0 531 0 0
VANGUARD REAL ESTATE ETF Com 922908553   687,430 7,949 SH   SOLE 0 7,884 0 65
VANGUARD REAL ESTATE ETF Com 922908553   48,775 564 SH   DFND 0 564 0 0
VANGUARD IND FD MID-CAP Com 922908629   1,111,877 4,450 SH   SOLE 0 4,450 0 0
VANGUARD EXTENDED MARKET ETF Com 922908652   644,117 3,675 SH   SOLE 0 3,675 0 0
VANGUARD EXTENDED MARKET ETF Com 922908652   71,861 410 SH   DFND 0 410 0 0
VANGUARD GROWTH INDEX FUND Com 922908736   311,501 905 SH   SOLE 0 905 0 0
VANGUARD VALUE INDEX FUND ETF Com 922908744   999,960 6,140 SH   SOLE 0 6,140 0 0
VANGUARD VALUE INDEX FUND ETF Com 922908744   11,400 70 SH   DFND 0 70 0 0
VANGUARD SMALL-CAP ETF Com 922908751   602,563 2,636 SH   SOLE 0 2,636 0 0
VANGUARD TOTAL STOCK MARKET ETF Com 922908769   404,145 1,555 SH   SOLE 0 1,555 0 0
VERIZON COMMUNICATIONS INC Com 92343V104   1,317,922 31,409 SH   SOLE 0 31,409 0 0
VERIZON COMMUNICATIONS INC Com 92343V104   143,881 3,429 SH   DFND 0 3,429 0 0
VISA INC-CLASS A SHARES Com 92826C839   3,222,537 11,547 SH   SOLE 0 11,547 0 0
VISA INC-CLASS A SHARES Com 92826C839   18,140 65 SH   DFND 0 65 0 0
WALMART INC Com 931142103   1,137,875 18,911 SH   SOLE 0 18,911 0 0
WALMART INC Com 931142103   433,043 7,197 SH   DFND 0 7,197 0 0
WASTE MGMT INC Com 94106L109   853,879 4,006 SH   SOLE 0 4,006 0 0
WASTE MGMT INC Com 94106L109   20,676 97 SH   DFND 0 97 0 0
WELLS FARGO & CO Com 949746101   502,223 8,665 SH   SOLE 0 8,665 0 0
WELLS FARGO & CO Com 949746101   118,238 2,040 SH   DFND 0 2,040 0 0
WELLS FARGO CO NEW PERP PFD CNV A Pfd Stk 949746804   225,674 185 SH   SOLE 0 185 0 0
WISDOMTREE EMERGING MARKETS Com 97717W315   502,875 12,019 SH   SOLE 0 12,019 0 0
WISDOM TREE SMALL CAP DIVIDEND Com 97717W604   1,303,311 39,881 SH   SOLE 0 39,881 0 0
WISDOMTREE EM EX-STATE-OWNED ENTERPRISES Com 97717X578   1,301,101 44,165 SH   SOLE 0 44,165 0 0
WISDOMTREE EM EX-STATE-OWNED ENTERPRISES Com 97717X578   73,945 2,510 SH   DFND 0 2,510 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669   912,528 11,977 SH   SOLE 0 11,977 0 0
XYLEM INC Com 98419M100   218,416 1,690 SH   SOLE 0 1,690 0 0
ZIMMER BIOMET HOLDINGS INC Com 98956P102   221,990 1,682 SH   SOLE 0 1,682 0 0
ZIMMER BIOMET HOLDINGS INC Com 98956P102   47,513 360 SH   DFND 0 360 0 0
ZOETIS INC CL A Com 98978V103   475,311 2,809 SH   SOLE 0 2,809 0 0
ACCENTURE PLC-CL A Com G1151C101   1,851,244 5,341 SH   SOLE 0 5,341 0 0
ACCENTURE PLC-CL A Com G1151C101   228,763 660 SH   DFND 0 660 0 0
EATON CORP PLC Com G29183103   709,158 2,268 SH   SOLE 0 2,268 0 0
EATON CORP PLC Com G29183103   1,175,989 3,761 SH   DFND 0 3,761 0 0
JOHNSON CONTROLS INTERNATIONAL Com G51502105   235,609 3,607 SH   SOLE 0 3,607 0 0
JOHNSON CONTROLS INTERNATIONAL Com G51502105   114,571 1,754 SH   DFND 0 1,754 0 0
MEDTRONIC PLC Com G5960L103   214,128 2,457 SH   SOLE 0 2,457 0 0
MEDTRONIC PLC Com G5960L103   30,415 349 SH   DFND 0 349 0 0
TRANE TECHNOLOGIES PLC Com G8994E103   1,325,083 4,414 SH   SOLE 0 4,414 0 0
TRANE TECHNOLOGIES PLC Com G8994E103   372,248 1,240 SH   DFND 0 1,240 0 0
CHUBB LTD Com H1467J104   675,552 2,607 SH   SOLE 0 2,607 0 0
CHUBB LTD Com H1467J104   20,730 80 SH   DFND 0 80 0 0
NXP SEMICONDUCTORS Com N6596X109   270,069 1,090 SH   SOLE 0 1,090 0 0