The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERIAN MLP ETF Com 00162Q866 1,903 193,165 SH   SOLE 0 193,165 0 0
ALERIAN MLP ETF Com 00162Q866 26 2,675 SH   DFND 0 2,675 0 0
AT&T INC Com 00206R102 402 11,994 SH   SOLE 0 11,994 0 0
AT&T INC Com 00206R102 78 2,330 SH   DFND 0 2,330 0 0
ABBVIE INC Com 00287Y109 918 12,628 SH   SOLE 0 12,628 0 0
ABBVIE INC Com 00287Y109 396 5,448 SH   DFND 0 5,448 0 0
ADOBE SYSTEMS INC Com 00724F101 514 1,745 SH   SOLE 0 1,745 0 0
ALASKA AIR GROUP INC Com 011659109 360 5,631 SH   SOLE 0 5,631 0 0
ALASKA AIR GROUP INC Com 011659109 94 1,470 SH   DFND 0 1,470 0 0
ALPHABET INC-CL C Com 02079K107 793 734 SH   SOLE 0 734 0 0
ALPHABET INC-CL C Com 02079K107 43 40 SH   DFND 0 40 0 0
ALPHABET INC-CL A Com 02079K305 2,182 2,015 SH   SOLE 0 2,015 0 0
ALPHABET INC-CL A Com 02079K305 87 80 SH   DFND 0 80 0 0
ALTRIA GROUP INC Com 02209S103 413 8,727 SH   SOLE 0 8,727 0 0
ALTRIA GROUP INC Com 02209S103 92 1,935 SH   DFND 0 1,935 0 0
AMERIPRISE FINANCIAL INC Com 03076C106 468 3,227 SH   SOLE 0 3,227 0 0
AMERIPRISE FINANCIAL INC Com 03076C106 102 700 SH   DFND 0 700 0 0
BIOGEN INC Com 09062X103 262 1,119 SH   SOLE 0 1,119 0 0
BIOGEN INC Com 09062X103 6 26 SH   DFND 0 26 0 0
BLACKROCK INC Com 09247X101 363 773 SH   SOLE 0 773 0 0
BLACKROCK INC Com 09247X101 14 29 SH   DFND 0 29 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 532 11,722 SH   SOLE 0 11,722 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 411 9,055 SH   DFND 0 9,055 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100 397 8,491 SH   SOLE 0 8,491 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100 91 1,950 SH   DFND 0 1,950 0 0
CVS HEALTH CORP Com 126650100 679 12,468 SH   SOLE 0 12,468 0 0
CVS HEALTH CORP Com 126650100 15 283 SH   DFND 0 283 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105 385 4,247 SH   SOLE 0 4,247 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105 91 1,000 SH   DFND 0 1,000 0 0
CATERPILLAR INC Com 149123101 407 2,988 SH   SOLE 0 2,988 0 0
CATERPILLAR INC Com 149123101 71 520 SH   DFND 0 520 0 0
CELGENE CORP Com 151020104 340 3,677 SH   SOLE 0 3,677 0 0
CELGENE CORP Com 151020104 102 1,100 SH   DFND 0 1,100 0 0
CHEVRON CORP Com 166764100 2,497 20,062 SH   SOLE 0 19,712 0 350
CHEVRON CORP Com 166764100 249 2,003 SH   DFND 0 2,003 0 0
CINEMARK HOLDINGS INC Com 17243V102 433 12,000 SH   SOLE 0 12,000 0 0
CISCO SYSTEMS INC Com 17275R102 2,437 44,525 SH   SOLE 0 44,525 0 0
CISCO SYSTEMS INC Com 17275R102 389 7,100 SH   DFND 0 7,100 0 0
CLOROX COMPANY Com 189054109 721 4,712 SH   SOLE 0 4,712 0 0
COCA-COLA CO/THE Com 191216100 6,426 126,194 SH   SOLE 0 125,494 0 700
COCA-COLA CO/THE Com 191216100 35 696 SH   DFND 0 696 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 78 1,224 SH   SOLE 0 1,224 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 254 4,000 SH   DFND 0 4,000 0 0
COMCAST CORP-CLASS A Com 20030N101 185 4,373 SH   SOLE 0 4,373 0 0
COMCAST CORP-CLASS A Com 20030N101 36 856 SH   DFND 0 856 0 0
CONOCOPHILLIPS Com 20825C104 1,753 28,745 SH   SOLE 0 28,745 0 0
CONOCOPHILLIPS Com 20825C104 95 1,565 SH   DFND 0 1,565 0 0
CONSTELLATION BRANDS INC-A Com 21036P108 392 1,992 SH   SOLE 0 1,992 0 0
COSTCO WHOLESALE CORP Com 22160K105 2,247 8,503 SH   SOLE 0 8,503 0 0
CUMMINS INC Com 231021106 462 2,699 SH   SOLE 0 2,699 0 0
CUMMINS INC Com 231021106 77 450 SH   DFND 0 450 0 0
DTE ENERGY COMPANY Com 233331107 345 2,698 SH   SOLE 0 2,698 0 0
DTE ENERGY COMPANY Com 233331107 115 900 SH   DFND 0 900 0 0
DANAHER CORP Com 235851102 705 4,930 SH   SOLE 0 4,930 0 0
DANAHER CORP Com 235851102 142 992 SH   DFND 0 992 0 0
DARDEN RESTAURANTS INC Com 237194105 365 2,999 SH   SOLE 0 2,999 0 0
WALT DISNEY CO/THE Com 254687106 3,316 23,748 SH   SOLE 0 23,748 0 0
WALT DISNEY CO/THE Com 254687106 158 1,129 SH   DFND 0 1,129 0 0
DOMINION RESOURCES INC/VA Com 25746U109 949 12,268 SH   SOLE 0 12,268 0 0
ETFMG PRIME CYBER SECURITY ETF Com 26924G201 1,030 25,900 SH   SOLE 0 25,900 0 0
ECOLAB INC Com 278865100 1,521 7,706 SH   SOLE 0 7,706 0 0
EMERSON ELECTRIC CO Com 291011104 721 10,811 SH   SOLE 0 10,411 0 400
EMERSON ELECTRIC CO Com 291011104 189 2,830 SH   DFND 0 2,830 0 0
ENBRIDGE INC Com 29250N105 256 7,106 SH   SOLE 0 7,106 0 0
ENBRIDGE INC Com 29250N105 43 1,180 SH   DFND 0 1,180 0 0
ENTERPRISE PRODUCTS PARTNERS Com 293792107 759 26,288 SH   SOLE 0 26,288 0 0
EXXON MOBIL CORP Com 30231G102 1,493 19,479 SH   SOLE 0 19,479 0 0
EXXON MOBIL CORP Com 30231G102 910 11,870 SH   DFND 0 11,870 0 0
FACEBOOK INC-A Com 30303M102 575 2,980 SH   SOLE 0 2,980 0 0
FACEBOOK INC-A Com 30303M102 117 605 SH   DFND 0 605 0 0
FEDEX CORP Com 31428X106 512 3,120 SH   SOLE 0 3,120 0 0
FEDEX CORP Com 31428X106 299 1,820 SH   DFND 0 1,820 0 0
FIRST CLOUD COMPUTING ETF Com 33734X192 744 12,877 SH   SOLE 0 12,877 0 0
FISERV INC Com 337738108 1,031 11,313 SH   SOLE 0 11,313 0 0
FISERV INC Com 337738108 237 2,600 SH   DFND 0 2,600 0 0
FRANKLIN CALIF TAX FREE INCOME Com 352518104 1,686 222,751 SH   SOLE 0 222,751 0 0
GENERAL DYNAMICS CORP Com 369550108 438 2,410 SH   SOLE 0 2,410 0 0
GENERAL DYNAMICS CORP Com 369550108 18 100 SH   DFND 0 100 0 0
GENERAL ELECTRIC CO Com 369604103 70 6,650 SH   SOLE 0 6,650 0 0
GENERAL ELECTRIC CO Com 369604103 101 9,578 SH   DFND 0 9,578 0 0
GENERAL MILLS INC Com 370334104 855 16,287 SH   SOLE 0 16,287 0 0
GENERAL MILLS INC Com 370334104 122 2,324 SH   DFND 0 2,324 0 0
GILEAD SCIENCES INC Com 375558103 440 6,514 SH   SOLE 0 6,514 0 0
GILEAD SCIENCES INC Com 375558103 30 450 SH   DFND 0 450 0 0
GLOBAL X S&P 500 CATHOLIC VALUES ETF Com 37954Y889 229 6,400 SH   SOLE 0 6,400 0 0
GOLDMAN SACHS GROUP INC Com 38141G104 456 2,229 SH   SOLE 0 2,229 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503 586 9,968 SH   SOLE 0 9,968 0 0
WW GRAINGER INC Com 384802104 472 1,759 SH   DFND 0 1,759 0 0
HCP INC COM Com 40414L109 1,865 58,325 SH   SOLE 0 58,325 0 0
HP INC Com 40434L105 359 17,279 SH   SOLE 0 17,279 0 0
HP INC Com 40434L105 139 6,700 SH   DFND 0 6,700 0 0
HOME DEPOT INC Com 437076102 443 2,128 SH   SOLE 0 2,128 0 0
HOME DEPOT INC Com 437076102 371 1,785 SH   DFND 0 1,785 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 1,435 8,217 SH   SOLE 0 8,217 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 122 700 SH   DFND 0 700 0 0
HOST HOTELS & RESORTS INC Com 44107P104 352 19,331 SH   SOLE 0 19,331 0 0
HOST HOTELS & RESORTS INC Com 44107P104 86 4,700 SH   DFND 0 4,700 0 0
ILLINOIS TOOL WORKS Com 452308109 648 4,294 SH   SOLE 0 4,294 0 0
INTEL CORP Com 458140100 1,357 28,354 SH   SOLE 0 28,354 0 0
INTEL CORP Com 458140100 512 10,697 SH   DFND 0 10,697 0 0
INTL BUSINESS MACHINES CORP Com 459200101 833 6,039 SH   SOLE 0 5,864 0 175
INTL BUSINESS MACHINES CORP Com 459200101 400 2,900 SH   DFND 0 2,900 0 0
INVESCO QQQ TRUST Com 46090E103 2,989 16,005 SH   SOLE 0 16,005 0 0
INVESCO RUSSELL MIDCAP PURE GROWTH ETF Com 46137V464 1,102 18,736 SH   SOLE 0 18,736 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 1,009 8,563 SH   SOLE 0 8,563 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 49 418 SH   DFND 0 418 0 0
INVESTMENT MANGERS SER TR WCM Com 461418444 389 22,373 SH   SOLE 0 22,373 0 0
ISHARES GOLD TRUST ISHARES Com 464285105 885 65,544 SH   SOLE 0 65,544 0 0
ISHARES MSCI PACIFIC EX-JAPAN ETF Com 464286665 243 5,135 SH   SOLE 0 5,135 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150 2,672 40,096 SH   SOLE 0 40,096 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 1,157 11,625 SH   SOLE 0 11,625 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 80 802 SH   DFND 0 802 0 0
ISHARES CORE S&P 500 ETF Com 464287200 4,438 15,058 SH   SOLE 0 15,058 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 1,943 45,291 SH   SOLE 0 45,291 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 147 3,424 SH   DFND 0 3,424 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309 779 4,348 SH   SOLE 0 4,348 0 0
ISHARES S&P 500 VALUE ETF Com 464287408 489 4,199 SH   SOLE 0 4,199 0 0
ISHARES MSCI EAFE ETF Com 464287465 7,618 115,897 SH   SOLE 0 115,897 0 0
ISHARES MSCI EAFE ETF Com 464287465 169 2,566 SH   DFND 0 2,566 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473 429 4,818 SH   SOLE 0 4,818 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 2,104 37,656 SH   SOLE 0 37,656 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 12,466 64,171 SH   SOLE 0 64,171 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 377 1,940 SH   DFND 0 1,940 0 0
ISHARES EXPANDED TECH- SOFTWARE SECTOR ETF Com 464287515 1,033 4,727 SH   SOLE 0 4,727 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 15,800 124,195 SH   SOLE 0 124,195 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 322 2,534 SH   DFND 0 2,534 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 913 4,034 SH   SOLE 0 4,034 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 23 100 SH   DFND 0 100 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 24,872 158,081 SH   SOLE 0 158,081 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 748 4,752 SH   DFND 0 4,752 0 0
ISHARES RUSSELL 1000 ETF Com 464287622 2,891 17,762 SH   SOLE 0 17,762 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 149 1,237 SH   SOLE 0 1,237 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 60 501 SH   DFND 0 501 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 4,597 22,885 SH   SOLE 0 22,885 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 126 625 SH   DFND 0 625 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 4,728 30,402 SH   SOLE 0 30,402 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 9 59 SH   DFND 0 59 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705 666 4,176 SH   SOLE 0 4,176 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 1,765 8,918 SH   SOLE 0 8,918 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 133 673 SH   DFND 0 673 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 4,676 59,734 SH   SOLE 0 59,734 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 554 7,076 SH   DFND 0 7,076 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879 425 2,860 SH   SOLE 0 2,860 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887 748 4,100 SH   SOLE 0 4,100 0 0
ISHARES MSCI ACWI ETF Com 464288257 705 9,564 SH   SOLE 0 9,564 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 779 13,578 SH   SOLE 0 13,578 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 128 2,238 SH   DFND 0 2,238 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 4,310 38,048 SH   SOLE 0 38,048 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 51 449 SH   DFND 0 449 0 0
ISHARES S&P PREF STK ETF Com 464288687 846 22,959 SH   SOLE 0 22,959 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810 870 3,614 SH   SOLE 0 3,614 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267 10,886 421,684 SH   SOLE 0 421,684 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267 140 5,422 SH   DFND 0 5,422 0 0
ISHARES TR FLTG RATE NT ETF Com 46429B655 1,745 34,266 SH   SOLE 0 34,266 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697 8,498 137,667 SH   SOLE 0 137,667 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697 146 2,367 SH   DFND 0 2,367 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507 2,195 43,616 SH   SOLE 0 43,616 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507 33 650 SH   DFND 0 650 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339 3,084 33,719 SH   SOLE 0 33,719 0 0
ISHARES EDGE MSCI USA MOMENT Com 46432F396 452 3,807 SH   SOLE 0 3,807 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 6,036 98,303 SH   SOLE 0 98,303 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 1,246 20,295 SH   DFND 0 20,295 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 1,169 22,716 SH   SOLE 0 22,716 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 507 9,863 SH   DFND 0 9,863 0 0
ISHARES MSCI EMESG OPTIMIZED Com 46434G863 309 9,075 SH   SOLE 0 9,075 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 492 16,485 SH   SOLE 0 16,485 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 94 3,150 SH   DFND 0 3,150 0 0
JPMORGAN CHASE & CO Com 46625H100 2,968 26,547 SH   SOLE 0 26,547 0 0
JPMORGAN CHASE & CO Com 46625H100 146 1,310 SH   DFND 0 1,310 0 0
JPMORGAN ALERIAN MLP INDEX ETN Com 46625H365 201 8,000 SH   SOLE 0 8,000 0 0
JOHNSON & JOHNSON Com 478160104 2,492 17,893 SH   SOLE 0 17,643 0 250
JOHNSON & JOHNSON Com 478160104 1,268 9,107 SH   DFND 0 9,107 0 0
KIMBERLY-CLARK CORP Com 494368103 578 4,337 SH   SOLE 0 4,062 0 275
KIMBERLY-CLARK CORP Com 494368103 135 1,010 SH   DFND 0 1,010 0 0
LKQ CORPORATION Com 501889208 332 12,473 SH   SOLE 0 12,473 0 0
LKQ CORPORATION Com 501889208 77 2,900 SH   DFND 0 2,900 0 0
ELI LILLY & CO Com 532457108 1,783 16,092 SH   SOLE 0 16,092 0 0
ELI LILLY & CO Com 532457108 32 285 SH   DFND 0 285 0 0
LOWE'S COS INC Com 548661107 417 4,129 SH   SOLE 0 4,129 0 0
LOWE'S COS INC Com 548661107 62 610 SH   DFND 0 610 0 0
MASTERCARD INC-CLASS A Com 57636Q104 493 1,865 SH   SOLE 0 1,865 0 0
MASTERCARD INC-CLASS A Com 57636Q104 151 570 SH   DFND 0 570 0 0
MCDONALD'S CORP Com 580135101 1,406 6,770 SH   SOLE 0 6,770 0 0
MCDONALD'S CORP Com 580135101 21 100 SH   DFND 0 100 0 0
MCKESSON CORP Com 58155Q103 393 2,921 SH   SOLE 0 2,921 0 0
MCKESSON CORP Com 58155Q103 108 800 SH   DFND 0 800 0 0
MERCK & CO. INC. Com 58933Y105 159 1,896 SH   SOLE 0 1,896 0 0
MERCK & CO. INC. Com 58933Y105 718 8,560 SH   DFND 0 8,560 0 0
MICROSOFT CORP Com 594918104 3,965 29,602 SH   SOLE 0 29,602 0 0
MICROSOFT CORP Com 594918104 1,982 14,797 SH   DFND 0 14,797 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105 483 8,965 SH   SOLE 0 8,965 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105 182 3,370 SH   DFND 0 3,370 0 0
MOTOROLA SOLUTIONS INC Com 620076307 1,005 6,029 SH   SOLE 0 6,029 0 0
NATIONAL OILWELL VARCO INC Com 637071101 324 14,572 SH   SOLE 0 14,572 0 0
NATIONAL OILWELL VARCO INC Com 637071101 48 2,150 SH   DFND 0 2,150 0 0
NEXTERA ENERGY INC Com 65339F101 287 1,401 SH   SOLE 0 1,401 0 0
NEXTERA ENERGY INC Com 65339F101 21 102 SH   DFND 0 102 0 0
NIKE INC -CL B Com 654106103 338 4,032 SH   SOLE 0 4,032 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109 392 4,292 SH   SOLE 0 4,292 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109 39 430 SH   DFND 0 430 0 0
NVIDIA CORP Com 67066G104 1,386 8,441 SH   SOLE 0 8,441 0 0
NVIDIA CORP Com 67066G104 57 350 SH   DFND 0 350 0 0
ORACLE CORP Com 68389X105 506 8,877 SH   SOLE 0 8,877 0 0
ORACLE CORP Com 68389X105 7 115 SH   DFND 0 115 0 0
PNC FINANCIAL SERVICES GROUP Com 693475105 155 1,130 SH   SOLE 0 1,130 0 0
PNC FINANCIAL SERVICES GROUP Com 693475105 58 420 SH   DFND 0 420 0 0
PALO ALTO NETWORKS INC Com 697435105 227 1,112 SH   SOLE 0 1,112 0 0
PAYPAL HOLDINGS INC Com 70450Y103 990 8,649 SH   SOLE 0 8,649 0 0
PEPSICO INC Com 713448108 1,033 7,879 SH   SOLE 0 7,704 0 175
PEPSICO INC Com 713448108 764 5,826 SH   DFND 0 5,826 0 0
PFIZER INC Com 717081103 1,836 42,386 SH   SOLE 0 42,386 0 0
PFIZER INC Com 717081103 518 11,947 SH   DFND 0 11,947 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 479 6,096 SH   SOLE 0 6,096 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 156 1,985 SH   DFND 0 1,985 0 0
PHILLIPS 66 Com 718546104 233 2,495 SH   SOLE 0 2,420 0 75
PHILLIPS 66 Com 718546104 17 184 SH   DFND 0 184 0 0
PROCTER & GAMBLE CO/THE Com 742718109 1,856 16,925 SH   SOLE 0 16,675 0 250
PROCTER & GAMBLE CO/THE Com 742718109 326 2,974 SH   DFND 0 2,974 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 392 6,669 SH   SOLE 0 6,669 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 148 2,516 SH   DFND 0 2,516 0 0
QUALCOMM INC Com 747525103 235 3,083 SH   SOLE 0 3,083 0 0
QUALCOMM INC Com 747525103 33 428 SH   DFND 0 428 0 0
ROPER TECHNOLOGIES INC Com 776696106 391 1,067 SH   SOLE 0 1,067 0 0
ROPER TECHNOLOGIES INC Com 776696106 171 468 SH   DFND 0 468 0 0
ROYCE PENNSYLVANIA MUTUAL FUND Com 780905840 266 29,162 SH   SOLE 0 29,162 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 10,678 36,445 SH   SOLE 0 36,445 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 52 177 SH   DFND 0 177 0 0
SPDR GOLD TRUST Com 78463V107 994 7,461 SH   SOLE 0 7,461 0 0
SPDR MSCI ACWI EX-US Com 78463X848 12,859 350,656 SH   SOLE 0 350,656 0 0
SPDR DJ WILSHIRE INTL REAL ESTATE Com 78463X863 362 9,343 SH   SOLE 0 9,343 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 4,879 92,274 SH   SOLE 0 92,274 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 285 5,400 SH   DFND 0 5,400 0 0
SPDR DOW JONES REIT ETF Com 78464A607 444 4,498 SH   SOLE 0 4,498 0 0
SPDR DOW JONES REIT ETF Com 78464A607 6 60 SH   DFND 0 60 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 398 7,445 SH   SOLE 0 7,445 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 17 316 SH   DFND 0 316 0 0
KBW BANK ETF Com 78464A797 355 8,191 SH   SOLE 0 8,191 0 0
KBW BANK ETF Com 78464A797 30 690 SH   DFND 0 690 0 0
SPDR S&P BIOTECH ETF Com 78464A870 342 3,900 SH   SOLE 0 3,900 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1,342 3,785 SH   SOLE 0 3,785 0 0
SVB FINANCIAL GROUP Com 78486Q101 449 2,000 SH   SOLE 0 2,000 0 0
SCHLUMBERGER LTD Com 806857108 217 5,468 SH   SOLE 0 5,468 0 0
SCHLUMBERGER LTD Com 806857108 56 1,400 SH   DFND 0 1,400 0 0
SCHWAB (CHARLES) CORP Com 808513105 231 5,736 SH   SOLE 0 5,736 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 1,912 20,637 SH   SOLE 0 20,637 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 42 450 SH   DFND 0 450 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 285 4,911 SH   SOLE 0 4,911 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 25 425 SH   DFND 0 425 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407 1,402 11,759 SH   SOLE 0 11,759 0 0
FINANCIAL SELECT SECTOR SPDR Com 81369Y605 454 16,454 SH   SOLE 0 16,454 0 0
TECHNOLOGY SELECT SECT SPDR Com 81369Y803 1,285 16,460 SH   SOLE 0 16,460 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886 1,284 21,537 SH   SOLE 0 21,537 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886 17 280 SH   DFND 0 280 0 0
SOUTHERN CO/THE Com 842587107 282 5,097 SH   SOLE 0 5,097 0 0
SOUTHERN CO/THE Com 842587107 113 2,038 SH   DFND 0 2,038 0 0
STANLEY BLACK & DECKER INC Com 854502101 594 4,111 SH   SOLE 0 4,111 0 0
STANLEY BLACK & DECKER INC Com 854502101 103 710 SH   DFND 0 710 0 0
STARBUCKS CORP Com 855244109 202 2,415 SH   SOLE 0 2,415 0 0
STARBUCKS CORP Com 855244109 75 900 SH   DFND 0 900 0 0
Alta Properties, Inc. Com 863012544 93 12,544 SH   SOLE 0 12,544 0 0
Alta Properties, Inc. Com 863112000 89 12,000 SH   SOLE 0 12,000 0 0
SYSCO CORP Com 871829107 284 4,020 SH   SOLE 0 4,020 0 0
TJX COMPANIES INC Com 872540109 270 5,110 SH   SOLE 0 5,110 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 1,427 4,859 SH   SOLE 0 4,859 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 159 540 SH   DFND 0 540 0 0
3M CO Com 88579Y101 679 3,920 SH   SOLE 0 3,920 0 0
3M CO Com 88579Y101 549 3,170 SH   DFND 0 3,170 0 0
TOYOTA MOTOR CORP -SPON ADR Com 892331307 319 2,575 SH   SOLE 0 2,575 0 0
TYSON FOODS INC-CL A Com 902494103 344 4,261 SH   SOLE 0 4,261 0 0
TYSON FOODS INC-CL A Com 902494103 133 1,645 SH   DFND 0 1,645 0 0
US BANCORP Com 902973304 184 3,508 SH   SOLE 0 3,508 0 0
US BANCORP Com 902973304 43 820 SH   DFND 0 820 0 0
UNION PACIFIC CORP Com 907818108 1,114 6,589 SH   SOLE 0 6,589 0 0
UNION PACIFIC CORP Com 907818108 499 2,949 SH   DFND 0 2,949 0 0
UNITED PARCEL SERVICE-CL B Com 911312106 222 2,148 SH   SOLE 0 2,148 0 0
UNITED TECHNOLOGIES CORP Com 913017109 326 2,507 SH   SOLE 0 2,507 0 0
UNITED TECHNOLOGIES CORP Com 913017109 169 1,295 SH   DFND 0 1,295 0 0
UNITEDHEALTH GROUP INC Com 91324P102 255 1,043 SH   SOLE 0 1,043 0 0
UNITEDHEALTH GROUP INC Com 91324P102 41 170 SH   DFND 0 170 0 0
UNUM GROUP Com 91529Y106 332 9,890 SH   SOLE 0 9,890 0 0
UNUM GROUP Com 91529Y106 91 2,700 SH   DFND 0 2,700 0 0
VF CORP Com 918204108 1,302 14,909 SH   SOLE 0 14,909 0 0
VALERO ENERGY CORP Com 91913Y100 398 4,652 SH   SOLE 0 4,652 0 0
VALERO ENERGY CORP Com 91913Y100 127 1,480 SH   DFND 0 1,480 0 0
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VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858 333 7,980 SH   SOLE 0 7,980 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406 535 6,126 SH   SOLE 0 6,126 0 0
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VANGUARD FTSE ALL-WORLD EX-US Com 922042775 980 19,229 SH   SOLE 0 19,229 0 0
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VANGUARD INTL EQUITY INDEX PACIFIC ETF Com 922042866 339 5,134 SH   SOLE 0 5,134 0 0
VANGUARD SHORT-TERM CORP BO Com 92206C409 2,499 30,977 SH   SOLE 0 30,977 0 0
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VANGUARD S&P 500 ETF Com 922908363 725 2,695 SH   SOLE 0 2,695 0 0
VANGUARD REAL ESTATE ETF Com 922908553 1,479 16,917 SH   SOLE 0 16,917 0 0
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VANGUARD VALUE INDEX FUND ETF Com 922908744 121 1,091 SH   DFND 0 1,091 0 0
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VERIZON COMMUNICATIONS INC Com 92343V104 3,210 56,182 SH   SOLE 0 56,182 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 241 4,215 SH   DFND 0 4,215 0 0
VISA INC-CLASS A SHARES Com 92826C839 2,310 13,311 SH   SOLE 0 12,861 0 450
VISA INC-CLASS A SHARES Com 92826C839 52 300 SH   DFND 0 300 0 0
WALMART INC Com 931142103 1,467 13,277 SH   SOLE 0 13,277 0 0
WALMART INC Com 931142103 199 1,800 SH   DFND 0 1,800 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 661 12,090 SH   SOLE 0 12,090 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 81 1,480 SH   DFND 0 1,480 0 0
WELLS FARGO & CO Com 949746101 691 14,600 SH   SOLE 0 14,600 0 0
WELLS FARGO & CO Com 949746101 408 8,615 SH   DFND 0 8,615 0 0
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WISDOM TREE SMALL CAP DIVIDEND Com 97717W604 632 23,309 SH   SOLE 0 23,309 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669 1,327 30,411 SH   SOLE 0 30,411 0 0
XILINX INC Com 983919101 427 3,625 SH   SOLE 0 3,625 0 0
XYLEM INC Com 98419M100 248 2,961 SH   SOLE 0 2,961 0 0
INFINEON TECHNOLOG ORD NPV Pfd Stk D58895059 285 11,900 SH   SOLE 0 11,900 0 0
ALLERGAN PLC Com G0177J108 429 2,564 SH   SOLE 0 2,564 0 0
ALLERGAN PLC Com G0177J108 87 520 SH   DFND 0 520 0 0
ACCENTURE PLC-CL A Com G1151C101 484 2,619 SH   SOLE 0 2,619 0 0
ACCENTURE PLC-CL A Com G1151C101 86 467 SH   DFND 0 467 0 0
EATON CORP PLC Com G29183103 372 4,466 SH   SOLE 0 4,466 0 0
EATON CORP PLC Com G29183103 37 440 SH   DFND 0 440 0 0
INGERSOLL-RAND PLC SHS Com G47791101 941 7,427 SH   SOLE 0 7,427 0 0
INGERSOLL-RAND PLC SHS Com G47791101 13 101 SH   DFND 0 101 0 0
MEDTRONIC PLC Com G5960L103 445 4,565 SH   SOLE 0 4,565 0 0
MEDTRONIC PLC Com G5960L103 15 156 SH   DFND 0 156 0 0
APTIV PLC Com G6095L109 431 5,336 SH   SOLE 0 5,336 0 0
APTIV PLC Com G6095L109 93 1,150 SH   DFND 0 1,150 0 0
CHUBB LTD Com H1467J104 592 4,018 SH   SOLE 0 4,018 0 0
CHUBB LTD Com H1467J104 12 79 SH   DFND 0 79 0 0