The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERIAN MLP ETF Com 00162Q866 591 54,751 SH   SOLE 0 54,751 0 0
ALERIAN MLP ETF Com 00162Q866 75 6,948 SH   DFND 0 6,948 0 0
AT&T INC Com 00206R102 462 11,883 SH   SOLE 0 11,883 0 0
AT&T INC Com 00206R102 103 2,645 SH   DFND 0 2,645 0 0
ABBVIE INC Com 00287Y109 796 8,228 SH   SOLE 0 8,228 0 0
ABBVIE INC Com 00287Y109 611 6,315 SH   DFND 0 6,315 0 0
ADOBE SYSTEMS INC Com 00724F101 427 2,439 SH   SOLE 0 2,439 0 0
ALASKA AIR GROUP INC Com 011659109 361 4,914 SH   SOLE 0 4,914 0 0
ALPHABET INC-CL C Com 02079K107 160 153 SH   SOLE 0 153 0 0
ALPHABET INC-CL C Com 02079K107 42 40 SH   DFND 0 40 0 0
ALPHABET INC-CL A Com 02079K305 1,420 1,348 SH   SOLE 0 1,348 0 0
ALTRIA GROUP INC Com 02209S103 414 5,802 SH   SOLE 0 5,802 0 0
ALTRIA GROUP INC Com 02209S103 138 1,935 SH   DFND 0 1,935 0 0
AMERIPRISE FINANCIAL INC Com 03076C106 364 2,149 SH   SOLE 0 2,149 0 0
BIOGEN INC Com 09062X103 562 1,765 SH   SOLE 0 1,765 0 0
BIOGEN INC Com 09062X103 8 26 SH   DFND 0 26 0 0
BLACKROCK INC Com 09247X101 193 375 SH   SOLE 0 375 0 0
BLACKROCK INC Com 09247X101 15 29 SH   DFND 0 29 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 496 8,086 SH   SOLE 0 8,086 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 597 9,747 SH   DFND 0 9,747 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100 369 8,678 SH   SOLE 0 8,678 0 0
CVS HEALTH CORP Com 126650100 659 9,085 SH   SOLE 0 9,085 0 0
CVS HEALTH CORP Com 126650100 29 400 SH   DFND 0 400 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105 375 3,770 SH   SOLE 0 3,770 0 0
CATERPILLAR INC Com 149123101 459 2,911 SH   SOLE 0 2,911 0 0
CATERPILLAR INC Com 149123101 82 520 SH   DFND 0 520 0 0
CELGENE CORP Com 151020104 343 3,282 SH   SOLE 0 3,282 0 0
CHEVRON CORP Com 166764100 2,656 21,218 SH   SOLE 0 20,868 0 350
CHEVRON CORP Com 166764100 479 3,829 SH   DFND 0 3,829 0 0
CINEMARK HOLDINGS INC Com 17243V102 261 7,500 SH   SOLE 0 7,500 0 0
CISCO SYSTEMS INC Com 17275R102 585 15,266 SH   SOLE 0 15,266 0 0
CISCO SYSTEMS INC Com 17275R102 192 5,000 SH   DFND 0 5,000 0 0
CLOROX COMPANY Com 189054109 228 1,536 SH   SOLE 0 1,536 0 0
COCA-COLA CO/THE Com 191216100 5,781 126,000 SH   SOLE 0 125,300 0 700
COCA-COLA CO/THE Com 191216100 32 696 SH   DFND 0 696 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 38 534 SH   SOLE 0 534 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 304 4,279 SH   DFND 0 4,279 0 0
COMCAST CORP-CLASS A Com 20030N101 174 4,342 SH   SOLE 0 4,342 0 0
COMCAST CORP-CLASS A Com 20030N101 34 856 SH   DFND 0 856 0 0
CONOCOPHILLIPS Com 20825C104 788 14,354 SH   SOLE 0 14,354 0 0
CONOCOPHILLIPS Com 20825C104 31 565 SH   DFND 0 565 0 0
CONSOLIDATED EDISON INC Com 209115104 212 2,501 SH   SOLE 0 2,501 0 0
CONSTELLATION BRANDS INC-A Com 21036P108 411 1,800 SH   SOLE 0 1,800 0 0
COSTCO WHOLESALE CORP Com 22160K105 1,264 6,792 SH   SOLE 0 6,792 0 0
CYTOMX THERAPEUTICS INC Com 23284F105 540 25,602 SH   SOLE 0 25,602 0 0
DTE ENERGY COMPANY Com 233331107 325 2,967 SH   SOLE 0 2,967 0 0
DANAHER CORP Com 235851102 570 6,140 SH   SOLE 0 6,140 0 0
DANAHER CORP Com 235851102 2 22 SH   DFND 0 22 0 0
DARDEN RESTAURANTS INC Com 237194105 390 4,062 SH   SOLE 0 4,062 0 0
WALT DISNEY CO/THE Com 254687106 1,153 10,729 SH   SOLE 0 10,729 0 0
WALT DISNEY CO/THE Com 254687106 30 279 SH   DFND 0 279 0 0
DOWDUPONT INC Com 26078J100 747 10,493 SH   SOLE 0 10,493 0 0
DOWDUPONT INC Com 26078J100 79 1,111 SH   DFND 0 1,111 0 0
EOG RESOURCES INC Com 26875P101 202 1,868 SH   SOLE 0 1,868 0 0
EBAY INC Com 278642103 341 9,046 SH   SOLE 0 9,046 0 0
ECOLAB INC Com 278865100 1,025 7,641 SH   SOLE 0 7,641 0 0
EMERSON ELECTRIC CO Com 291011104 544 7,807 SH   SOLE 0 7,407 0 400
EMERSON ELECTRIC CO Com 291011104 192 2,752 SH   DFND 0 2,752 0 0
ENBRIDGE INC Com 29250N105 492 12,573 SH   SOLE 0 12,377 0 196
ENBRIDGE INC Com 29250N105 46 1,180 SH   DFND 0 1,180 0 0
ENTERPRISE PRODUCTS PARTNERS Com 293792107 718 27,088 SH   SOLE 0 27,088 0 0
EXXON MOBIL CORP Com 30231G102 1,729 20,669 SH   SOLE 0 20,669 0 0
EXXON MOBIL CORP Com 30231G102 1,098 13,132 SH   DFND 0 13,132 0 0
FACEBOOK INC-A Com 30303M102 1,150 6,518 SH   SOLE 0 6,518 0 0
FEDEX CORP Com 31428X106 769 3,080 SH   SOLE 0 3,080 0 0
FEDEX CORP Com 31428X106 485 1,944 SH   DFND 0 1,944 0 0
FISERV INC Com 337738108 736 5,612 SH   SOLE 0 5,612 0 0
FISERV INC Com 337738108 121 925 SH   DFND 0 925 0 0
GENERAL DYNAMICS CORP Com 369550108 535 2,630 SH   SOLE 0 2,630 0 0
GENERAL DYNAMICS CORP Com 369550108 20 100 SH   DFND 0 100 0 0
GENERAL ELECTRIC CO Com 369604103 205 11,748 SH   SOLE 0 10,548 0 1,200
GENERAL ELECTRIC CO Com 369604103 331 18,951 SH   DFND 0 18,951 0 0
GENERAL MILLS INC Com 370334104 291 4,912 SH   SOLE 0 4,912 0 0
GENERAL MILLS INC Com 370334104 164 2,769 SH   DFND 0 2,769 0 0
GILEAD SCIENCES INC Com 375558103 688 9,607 SH   SOLE 0 9,607 0 0
GILEAD SCIENCES INC Com 375558103 32 450 SH   DFND 0 450 0 0
GOLDMAN SACHS GROUP INC Com 38141G104 602 2,363 SH   SOLE 0 2,363 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503 575 10,778 SH   SOLE 0 10,778 0 0
WW GRAINGER INC Com 384802104 442 1,869 SH   DFND 0 1,869 0 0
HP INC Com 40434L105 338 16,088 SH   SOLE 0 16,088 0 0
HP INC Com 40434L105 57 2,700 SH   DFND 0 2,700 0 0
HOME DEPOT INC Com 437076102 152 800 SH   SOLE 0 800 0 0
HOME DEPOT INC Com 437076102 341 1,800 SH   DFND 0 1,800 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 781 5,091 SH   SOLE 0 5,091 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 107 700 SH   DFND 0 700 0 0
HOST HOTELS & RESORTS INC Com 44107P104 363 18,288 SH   SOLE 0 18,288 0 0
ILLINOIS TOOL WORKS Com 452308109 632 3,790 SH   SOLE 0 3,790 0 0
INTEL CORP Com 458140100 1,293 28,017 SH   SOLE 0 28,017 0 0
INTEL CORP Com 458140100 564 12,215 SH   DFND 0 12,215 0 0
INTL BUSINESS MACHINES CORP Com 459200101 460 3,000 SH   SOLE 0 2,650 0 350
INTL BUSINESS MACHINES CORP Com 459200101 398 2,592 SH   DFND 0 2,592 0 0
ISHARES MSCI PACIFIC EX-JAPAN ETF Com 464286665 245 5,135 SH   SOLE 0 5,135 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 907 9,207 SH   SOLE 0 9,207 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 79 802 SH   DFND 0 802 0 0
ISHARES CORE S&P 500 ETF Com 464287200 1,928 7,172 SH   SOLE 0 7,172 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 12,414 263,455 SH   SOLE 0 263,455 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 96 2,036 SH   DFND 0 2,036 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309 702 4,598 SH   SOLE 0 4,598 0 0
ISHARES S&P 500 VALUE ETF Com 464287408 480 4,199 SH   SOLE 0 4,199 0 0
ISHARES MSCI EAFE ETF Com 464287465 18,204 258,909 SH   SOLE 0 258,909 0 0
ISHARES MSCI EAFE ETF Com 464287465 77 1,100 SH   DFND 0 1,100 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473 561 6,290 SH   SOLE 0 6,290 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 1,854 8,907 SH   SOLE 0 8,907 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 2 12 SH   DFND 0 12 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 13,412 70,672 SH   SOLE 0 70,672 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 470 2,475 SH   DFND 0 2,475 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 17,052 137,139 SH   SOLE 0 137,139 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 350 2,817 SH   DFND 0 2,817 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 508 2,353 SH   SOLE 0 2,353 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 22 100 SH   DFND 0 100 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 21,613 160,480 SH   SOLE 0 160,480 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 738 5,480 SH   DFND 0 5,480 0 0
ISHARES RUSSELL 1000 ETF Com 464287622 325 2,185 SH   SOLE 0 2,185 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 307 2,445 SH   SOLE 0 2,445 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 63 501 SH   DFND 0 501 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 4,522 24,219 SH   SOLE 0 24,219 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 131 700 SH   DFND 0 700 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 6,352 41,661 SH   SOLE 0 41,661 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 510 3,344 SH   DFND 0 3,344 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705 325 2,028 SH   SOLE 0 2,028 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 1,589 9,762 SH   SOLE 0 9,762 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 121 741 SH   DFND 0 741 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 3,033 39,483 SH   SOLE 0 39,483 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 185 2,410 SH   DFND 0 2,410 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879 240 1,560 SH   SOLE 0 1,560 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887 449 2,641 SH   SOLE 0 2,641 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 2,346 36,372 SH   SOLE 0 36,372 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 113 1,755 SH   DFND 0 1,755 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 9,348 80,521 SH   SOLE 0 80,521 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 78 672 SH   DFND 0 672 0 0
ISHARES S&P PREF STK ETF Com 464288687 822 21,579 SH   SOLE 0 21,579 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF Com 464288760 253 1,343 SH   SOLE 0 1,343 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810 707 4,075 SH   SOLE 0 4,075 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339 1,820 21,949 SH   SOLE 0 21,949 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 11,838 179,117 SH   SOLE 0 179,117 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 880 13,310 SH   DFND 0 13,310 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 601 20,262 SH   SOLE 0 20,262 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 116 3,900 SH   DFND 0 3,900 0 0
ISHARES MORTGAGE REAL ESTATE ETF Com 46435G342 433 9,590 SH   SOLE 0 9,590 0 0
JPMORGAN CHASE & CO Com 46625H100 1,591 14,876 SH   SOLE 0 14,876 0 0
JPMORGAN CHASE & CO Com 46625H100 114 1,070 SH   DFND 0 1,070 0 0
JOHNSON & JOHNSON Com 478160104 2,642 18,907 SH   SOLE 0 18,657 0 250
JOHNSON & JOHNSON Com 478160104 1,573 11,258 SH   DFND 0 11,258 0 0
KIMBERLY-CLARK CORP Com 494368103 463 3,834 SH   SOLE 0 3,559 0 275
KIMBERLY-CLARK CORP Com 494368103 72 600 SH   DFND 0 600 0 0
LKQ CORPORATION Com 501889208 350 8,610 SH   SOLE 0 8,610 0 0
ELI LILLY & CO Com 532457108 564 6,681 SH   SOLE 0 6,681 0 0
ELI LILLY & CO Com 532457108 20 232 SH   DFND 0 232 0 0
LOWE'S COS INC Com 548661107 463 4,981 SH   SOLE 0 4,981 0 0
LOWE'S COS INC Com 548661107 15 160 SH   DFND 0 160 0 0
LYDALL INC Com 550819106 609 11,994 SH   DFND 0 11,994 0 0
MASTERCARD INC-CLASS A Com 57636Q104 376 2,487 SH   SOLE 0 2,487 0 0
MCDONALD'S CORP Com 580135101 1,381 8,026 SH   SOLE 0 8,026 0 0
MCKESSON CORP Com 58155Q103 412 2,641 SH   SOLE 0 2,641 0 0
MERCK & CO. INC. Com 58933Y105 122 2,176 SH   SOLE 0 2,176 0 0
MERCK & CO. INC. Com 58933Y105 518 9,203 SH   DFND 0 9,203 0 0
MICROSOFT CORP Com 594918104 1,881 21,988 SH   SOLE 0 21,988 0 0
MICROSOFT CORP Com 594918104 1,391 16,256 SH   DFND 0 16,256 0 0
NATIONAL OILWELL VARCO INC Com 637071101 384 10,659 SH   SOLE 0 10,659 0 0
NIKE INC -CL B Com 654106103 213 3,400 SH   SOLE 0 3,400 0 0
NVIDIA CORP Com 67066G104 1,185 6,122 SH   SOLE 0 6,122 0 0
ORACLE CORP Com 68389X105 476 10,073 SH   SOLE 0 10,073 0 0
ORACLE CORP Com 68389X105 5 115 SH   DFND 0 115 0 0
P G & E CORP Com 69331C108 51 1,133 SH   SOLE 0 1,133 0 0
P G & E CORP Com 69331C108 196 4,366 SH   DFND 0 4,366 0 0
PEPSICO INC Com 713448108 1,202 10,022 SH   SOLE 0 9,847 0 175
PEPSICO INC Com 713448108 723 6,025 SH   DFND 0 6,025 0 0
PFIZER INC Com 717081103 1,335 36,857 SH   SOLE 0 36,857 0 0
PFIZER INC Com 717081103 350 9,653 SH   DFND 0 9,653 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 388 3,669 SH   SOLE 0 3,669 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 210 1,985 SH   DFND 0 1,985 0 0
PHILLIPS 66 Com 718546104 204 2,015 SH   SOLE 0 1,940 0 75
PHILLIPS 66 Com 718546104 19 184 SH   DFND 0 184 0 0
POWERSHARES QQQ TRUST Com 73935A104 3,599 23,103 SH   SOLE 0 23,103 0 0
POWERSHARES S&P SC HEALTH CARE Com 73937B886 983 9,975 SH   SOLE 0 9,975 0 0
POWERSHARES S&P SC HEALTH CARE Com 73937B886 49 502 SH   DFND 0 502 0 0
PROCTER & GAMBLE CO/THE Com 742718109 1,142 12,425 SH   SOLE 0 12,175 0 250
PROCTER & GAMBLE CO/THE Com 742718109 290 3,152 SH   DFND 0 3,152 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 384 7,452 SH   SOLE 0 7,452 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 32 616 SH   DFND 0 616 0 0
REGAL ENTERTAINMENT GROUP-A Com 758766109 276 12,000 SH   SOLE 0 12,000 0 0
ROPER TECHNOLOGIES INC Com 776696106 383 1,479 SH   SOLE 0 1,479 0 0
ROPER TECHNOLOGIES INC Com 776696106 109 419 SH   DFND 0 419 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 15,602 58,466 SH   SOLE 0 58,466 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 404 1,515 SH   DFND 0 1,515 0 0
SPDR GOLD TRUST Com 78463V107 1,389 11,235 SH   SOLE 0 11,235 0 0
SPDR DOW JONES GL REAL ESTATE ETF Com 78463X749 335 6,859 SH   SOLE 0 6,859 0 0
SPDR DOW JONES GL REAL ESTATE ETF Com 78463X749 148 3,035 SH   DFND 0 3,035 0 0
SPDR MSCI ACWI EX-US Com 78463X848 11,847 303,767 SH   SOLE 0 303,767 0 0
SPDR MSCI ACWI EX-US Com 78463X848 465 11,920 SH   DFND 0 11,920 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 12,320 243,473 SH   SOLE 0 243,473 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 447 8,843 SH   DFND 0 8,843 0 0
SPDR DOW JONES REIT ETF Com 78464A607 617 6,582 SH   SOLE 0 6,582 0 0
SPDR DOW JONES REIT ETF Com 78464A607 42 444 SH   DFND 0 444 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 491 8,347 SH   SOLE 0 8,347 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 19 316 SH   DFND 0 316 0 0
KBW BANK ETF Com 78464A797 388 8,191 SH   SOLE 0 8,191 0 0
KBW BANK ETF Com 78464A797 33 690 SH   DFND 0 690 0 0
SPDR S&P BIOTECH ETF Com 78464A870 415 4,893 SH   SOLE 0 4,893 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1,535 4,443 SH   SOLE 0 4,443 0 0
SVB FINANCIAL GROUP Com 78486Q101 468 2,000 SH   SOLE 0 2,000 0 0
SCHWAB (CHARLES) CORP Com 808513105 359 6,991 SH   SOLE 0 6,991 0 0
SEALED AIR CORP Com 81211K100 296 6,000 SH   DFND 0 6,000 0 0
MATERIALS SELECT SPDR FUND Com 81369Y100 241 3,981 SH   SOLE 0 3,981 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 1,928 23,317 SH   SOLE 0 23,317 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 37 450 SH   DFND 0 450 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 455 8,004 SH   SOLE 0 8,004 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 24 425 SH   DFND 0 425 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407 1,531 15,509 SH   SOLE 0 15,509 0 0
ENERGY SELECT SECTOR SPDR Com 81369Y506 373 5,162 SH   SOLE 0 5,162 0 0
FINANCIAL SELECT SECTOR SPDR Com 81369Y605 1,206 43,194 SH   SOLE 0 43,194 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704 588 7,776 SH   SOLE 0 7,776 0 0
TECHNOLOGY SELECT SECT SPDR Com 81369Y803 1,465 22,916 SH   SOLE 0 22,916 0 0
SOUTHERN CO/THE Com 842587107 259 5,381 SH   SOLE 0 5,381 0 0
SOUTHERN CO/THE Com 842587107 98 2,038 SH   DFND 0 2,038 0 0
STANLEY BLACK & DECKER INC Com 854502101 629 3,707 SH   SOLE 0 3,707 0 0
STERICYCLE INC Com 858912108 349 5,135 SH   SOLE 0 5,135 0 0
TEXAS INSTRUMENTS INC Com 882508104 472 4,521 SH   SOLE 0 4,521 0 0
TEXAS INSTRUMENTS INC Com 882508104 73 700 SH   DFND 0 700 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 584 3,075 SH   SOLE 0 3,075 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 23 120 SH   DFND 0 120 0 0
3M CO Com 88579Y101 757 3,218 SH   SOLE 0 3,218 0 0
3M CO Com 88579Y101 778 3,304 SH   DFND 0 3,304 0 0
TYSON FOODS INC-CL A Com 902494103 341 4,208 SH   SOLE 0 4,208 0 0
TYSON FOODS INC-CL A Com 902494103 4 45 SH   DFND 0 45 0 0
US BANCORP Com 902973304 229 4,283 SH   SOLE 0 4,283 0 0
US BANCORP Com 902973304 44 820 SH   DFND 0 820 0 0
UNION PACIFIC CORP Com 907818108 883 6,584 SH   SOLE 0 6,584 0 0
UNION PACIFIC CORP Com 907818108 310 2,309 SH   DFND 0 2,309 0 0
UNITED TECHNOLOGIES CORP Com 913017109 418 3,276 SH   SOLE 0 3,276 0 0
UNITED TECHNOLOGIES CORP Com 913017109 165 1,295 SH   DFND 0 1,295 0 0
UNUM GROUP Com 91529Y106 356 6,482 SH   SOLE 0 6,482 0 0
VALERO ENERGY CORP Com 91913Y100 432 4,703 SH   SOLE 0 4,703 0 0
VALERO ENERGY CORP Com 91913Y100 60 650 SH   DFND 0 650 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844 237 2,323 SH   SOLE 0 2,323 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858 357 7,969 SH   SOLE 0 7,969 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406 792 9,251 SH   SOLE 0 9,251 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406 36 425 SH   DFND 0 425 0 0
VANGUARD FTSE ALL-WORLD EX-US Com 922042775 1,509 27,572 SH   SOLE 0 27,572 0 0
VANGUARD FTSE ALL-WORLD EX-US Com 922042775 551 10,075 SH   DFND 0 10,075 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 304 6,630 SH   SOLE 0 6,630 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 11 243 SH   DFND 0 243 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EUROPE ETF Com 922042874 9,045 152,921 SH   SOLE 0 152,921 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EUROPE ETF Com 922042874 4 69 SH   DFND 0 69 0 0
VANGUARD CONSUMER DISCRE ETF Com 92204A108 484 3,105 SH   SOLE 0 3,105 0 0
VANGUARD CONSUMER STAPLE ETF Com 92204A207 326 2,235 SH   SOLE 0 2,235 0 0
VANGUARD ENERGY ETF Com 92204A306 203 2,055 SH   SOLE 0 2,055 0 0
VANGUARD ENERGY ETF Com 92204A306 32 320 SH   DFND 0 320 0 0
VANGUARD FINANCIALS ETF Com 92204A405 669 9,552 SH   SOLE 0 9,552 0 0
VANGUARD HEALTH CARE ETF Com 92204A504 693 4,496 SH   SOLE 0 4,496 0 0
VANGUARD INDUSTRIES ETF Com 92204A603 447 3,138 SH   SOLE 0 3,138 0 0
VANGUARD INFO TECH ETF Com 92204A702 1,008 6,117 SH   SOLE 0 6,117 0 0
VANGUARD S&P 500 ETF Com 922908363 995 4,055 SH   SOLE 0 4,055 0 0
VANGUARD REAL ESTATE ETF Com 922908553 625 7,536 SH   SOLE 0 7,536 0 0
VANGUARD REAL ESTATE ETF Com 922908553 25 300 SH   DFND 0 300 0 0
VANGUARD IND FD MID-CAP Com 922908629 219 1,418 SH   SOLE 0 1,418 0 0
VANGUARD IND FD MID-CAP Com 922908629 212 1,370 SH   DFND 0 1,370 0 0
VANGUARD SMALL-CAP ETF Com 922908751 145 980 SH   SOLE 0 980 0 0
VANGUARD SMALL-CAP ETF Com 922908751 118 800 SH   DFND 0 800 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 1,395 26,356 SH   SOLE 0 26,356 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 118 2,235 SH   DFND 0 2,235 0 0
VISA INC-CLASS A SHARES Com 92826C839 1,448 12,696 SH   SOLE 0 12,096 0 600
VISA INC-CLASS A SHARES Com 92826C839 34 300 SH   DFND 0 300 0 0
WALMART INC Com 931142103 672 6,805 SH   SOLE 0 6,805 0 0
WALMART INC Com 931142103 128 1,300 SH   DFND 0 1,300 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 636 8,757 SH   SOLE 0 8,757 0 0
WELLS FARGO & CO Com 949746101 1,129 18,614 SH   SOLE 0 18,614 0 0
WELLS FARGO & CO Com 949746101 765 12,615 SH   DFND 0 12,615 0 0
WISDOMTREE EMERGING MKTS S/C DIV FD Com 97717W281 110 2,108 SH   SOLE 0 2,108 0 0
WISDOMTREE EMERGING MKTS S/C DIV FD Com 97717W281 112 2,147 SH   DFND 0 2,147 0 0
WISDOMTREE EMERGING MARKETS Com 97717W315 1,373 30,270 SH   SOLE 0 30,270 0 0
WISDOMTREE EMERGING MARKETS Com 97717W315 26 575 SH   DFND 0 575 0 0
WISDOM TREE MID CAP DIVIDEND Com 97717W505 358 10,143 SH   SOLE 0 10,143 0 0
WISDOM TREE SMALL CAP DIVIDEND Com 97717W604 614 21,141 SH   SOLE 0 21,141 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669 2,011 48,542 SH   SOLE 0 48,542 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669 95 2,290 SH   DFND 0 2,290 0 0
WISDOMTREE EUROPE HEDGED EQU Com 97717X701 134 2,100 SH   SOLE 0 2,100 0 0
WISDOMTREE EUROPE HEDGED EQU Com 97717X701 67 1,050 SH   DFND 0 1,050 0 0