Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Operating activities
Net income	$ 21,719	$ 18,629
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,987	1,284
Provision for mortgage put-back reserve, net	2	210
Reversal of provision for off balance sheet credit commitments	(105)	(30)
Amortization on investments, net	532	217
Depreciation and amortization	749	986
Increase in cash surrender value of bank-owned life insurance policies	(505)	(4)
Stock-based compensation expense	832	631
Employee compensation paid in Company stock	201	26
Deferred income tax expense	946	243
Gain on sale of securities available for sale	0	(153)
Valuation allowance on derivatives	39	(221)
(Gain) loss on sale of foreclosed real estate	(20)	28
Increase in valuation of loans held for sale carried at fair value	(3,318)	(13,013)
Proceeds from sales of loans held for sale	203,103	691,510
Originations of loans held for sale	(195,504)	(619,277)
Changes in assets and liabilities:
Decrease in accrued interest receivable	625	348
(Increase) decrease in other assets	(1,191)	730
Decrease in accrued interest payable	(173)	(175)
Decrease in other liabilities	(1,391)	(5,845)
Net cash provided by operating activities	29,528	76,124
Investing activities
Purchases of securities available for sale	(62,542)	(139,318)
Proceeds from maturities, calls and principal paydowns of securities available for sale	3,614	9,617
Proceeds from sale of securities available for sale	0	66,534
(Purchases) sales of restricted investments	(117)	235
Purchases of bank-owned life insurance	0	(35,000)
Decrease (increase) in SBA-PPP loans receivable, net	92,421	(1,745)
Increase in portfolio loans receivable, net	(85,444)	(77,608)
Purchases of premises and equipment, net	(782)	(656)
Proceeds from sales of foreclosed real estate	106	61
Net cash used for investing activities	(52,744)	(177,880)
Net increase (decrease) in:
Noninterest-bearing deposits	54,713	219,749
Interest-bearing deposits	37,070	45,542
Repayment of advances from Federal Reserve Bank	0	(1,954)
Dividends paid	(1,400)	0
Net proceeds from exercise of stock options	321	175
Net cash provided by financing activities	90,704	263,512
Net increase in cash and cash equivalents	67,488	161,756
Cash and cash equivalents, beginning of year	183,396	146,910
Cash and cash equivalents, end of period	250,884	308,666
Noncash activities:
Change in unrealized losses on investments	(16,342)	(2,117)
Cash paid during the period for:
Taxes	5,179	9,140
Interest	$ 2,399	$ 4,139