0001419536-20-000083.txt : 20200810 0001419536-20-000083.hdr.sgml : 20200810 20200810160656 ACCESSION NUMBER: 0001419536-20-000083 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 72 CONFORMED PERIOD OF REPORT: 20200630 FILED AS OF DATE: 20200810 DATE AS OF CHANGE: 20200810 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Capital Bancorp Inc CENTRAL INDEX KEY: 0001419536 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 522083046 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-38671 FILM NUMBER: 201089389 BUSINESS ADDRESS: STREET 1: One Church Street STREET 2: Suite 300 CITY: Rockville STATE: MD ZIP: 20850 BUSINESS PHONE: (301) 868-8848 MAIL ADDRESS: STREET 1: One Church Street STREET 2: Suite 300 CITY: Rockville STATE: MD ZIP: 20850 10-Q 1 cbnk10-q.htm 10-Q Document
0.250.11125304000128655000459000976000295000678000P6YP1YP5Y16009000177340000.250.11false--12-31Q220200001419536us-gaap:AccountingStandardsUpdate201811Member2850000.010.01490000004900000013894842138182231389484213818223us-gaap:OtherLiabilities0.010.01100000010000000000P2Y<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Subsequent Events</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.</font></div></div> 0001419536 2020-01-01 2020-06-30 0001419536 cbnk:PaycheckProtectionProgramMember 2020-01-01 2020-06-30 0001419536 2020-08-06 0001419536 2019-12-31 0001419536 2020-06-30 0001419536 2019-04-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2020-01-01 2020-06-30 0001419536 2019-01-01 2019-06-30 0001419536 2020-04-01 2020-06-30 0001419536 us-gaap:CreditCardMember 2019-04-01 2019-06-30 0001419536 us-gaap:MortgageBankingMember 2019-04-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2020-04-01 2020-06-30 0001419536 us-gaap:MortgageBankingMember 2020-01-01 2020-06-30 0001419536 us-gaap:BankServicingMember 2019-01-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2019-04-01 2019-06-30 0001419536 us-gaap:MortgageBankingMember 2020-04-01 2020-06-30 0001419536 us-gaap:CreditCardMember 2019-01-01 2019-06-30 0001419536 us-gaap:CreditCardMember 2020-04-01 2020-06-30 0001419536 us-gaap:MortgageBankingMember 2019-01-01 2019-06-30 0001419536 us-gaap:CreditCardMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommonStockMember 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-04-01 2019-06-30 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001419536 2020-01-01 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-04-01 2020-06-30 0001419536 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-06-30 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-03-31 0001419536 us-gaap:RetainedEarningsMember 2020-06-30 0001419536 us-gaap:CommonStockMember 2020-01-01 2020-03-31 0001419536 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:RetainedEarningsMember 2018-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-01-01 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-04-01 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-01-01 2020-03-31 0001419536 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-04-01 2020-06-30 0001419536 us-gaap:CommonStockMember 2019-04-01 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2019-06-30 0001419536 us-gaap:CommonStockMember 2019-12-31 0001419536 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2020-03-31 0001419536 2019-03-31 0001419536 us-gaap:CommonStockMember 2019-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-04-01 2019-06-30 0001419536 2020-03-31 0001419536 us-gaap:RetainedEarningsMember 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2020-01-01 2020-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2020-04-01 2020-06-30 0001419536 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2019-04-01 2019-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2018-12-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-03-31 0001419536 us-gaap:CommonStockMember 2018-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2019-12-31 0001419536 2018-01-01 2018-12-31 0001419536 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2019-12-31 0001419536 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2020-06-30 0001419536 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-06-30 0001419536 us-gaap:EmployeeStockOptionMember 2020-01-01 2020-06-30 0001419536 srt:RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001419536 us-gaap:LeaseholdImprovementsMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:PaycheckProtectionProgramMember 2020-06-30 0001419536 us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:PaycheckProtectionProgramMember 2020-04-01 2020-06-30 0001419536 srt:MaximumMember cbnk:PremisesAndEquipmentMember 2020-01-01 2020-06-30 0001419536 srt:MinimumMember cbnk:PremisesAndEquipmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001419536 us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-01-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-04-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-04-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2018-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-01-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-01-01 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-04-01 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2018-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 cbnk:MortgageLoansSoldMember 2019-12-31 0001419536 cbnk:MortgageLoansSoldMember 2020-01-01 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-04-01 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2020-04-01 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-01-01 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2020-03-31 0001419536 cbnk:MortgageLoansSoldMember 2019-03-31 0001419536 cbnk:MortgageLoansSoldMember 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-03-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-03-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-12-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-04-01 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2018-12-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-01-01 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-04-01 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:AcquiredLoansMember 2019-01-01 2019-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember 2020-01-01 2020-06-30 0001419536 cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 srt:MaximumMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 cbnk:OwnerOccupiedRealEstateMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:InvestorRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:OwnerOccupiedRealEstateMember us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:InvestorRealEstateMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 srt:MinimumMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ResidentialRealEstateMember 2019-12-31 0001419536 us-gaap:ResidentialRealEstateMember 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 srt:MaximumMember cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:SpecialMentionMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:DoubtfulMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:DoubtfulMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-04-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-04-01 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-04-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-03-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember cbnk:PersonalLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember cbnk:LoansHeldForSaleMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember cbnk:LoansHeldForSaleMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember cbnk:PersonalLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 srt:MinimumMember cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:OpenMandatoryDeliveryCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 cbnk:OpenMandatoryDeliveryCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 us-gaap:InterestRateLockCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 cbnk:OpenForwardDeliverySalesAgreementMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 us-gaap:InterestRateLockCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 cbnk:OpenForwardDeliverySalesAgreementMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 2019-01-01 0001419536 srt:MaximumMember 2020-01-01 2020-06-30 0001419536 srt:MinimumMember 2020-01-01 2020-06-30 0001419536 us-gaap:ChangeDuringPeriodFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:ChangeDuringPeriodFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueConsensusPricingModelMember 2020-06-30 0001419536 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2020-06-30 0001419536 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2020-06-30 0001419536 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueConsensusPricingModelMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-04-01 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-04-01 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-04-01 2020-06-30 cbnk:segment iso4217:USD xbrli:shares cbnk:contract cbnk:security iso4217:USD xbrli:shares xbrli:pure cbnk:branch
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q
☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the Quarterly Period ended June 30, 2020         OR
☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (D) OF THE SECURITIES EXCHANGE ACT OF 1934
For the Transition Period from to
Commission file number 001-38671
capitalbancorplogoa19.jpg
CAPITAL BANCORP INC.
(Exact name of registrant as specified in its charter)
Maryland
 
52-2083046
(State or other jurisdiction of incorporation or organization)
 
(IRS Employer Identification No.)
2275 Research Boulevard
Suite 600
 
 
 
Rockville
Maryland
20850
 
20850
(Address of principal executive offices)
 
(Zip Code)
(301) 468-8848
Registrant’s telephone number, including area code
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.     Yes x No ¨

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).             Yes x No ¨
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large accelerated filer
¨
 
Accelerated Filer
☒
Non-accelerated filer
¨
 
Smaller reporting company
☒
 
 
 
Emerging growth company
☒
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.     ☒
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).         Yes ☐ No x



Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol(s)
Name of each exchange on which registered
Common Stock, par value $0.01 per share
CBNK
NASDAQ Stock Market
As of August 6, 2020, the Company had 13,820,223 shares of common stock, par value $0.01 per share, outstanding.

Capital Bancorp, Inc. and Subsidiaries
Form 10-Q
INDEX


PART I - CONSOLIDATED FINANCIAL INFORMATION
Page
Item 1.
Consolidated Financial Statements
 
 
 
 
 
 
 
Item 2.
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 3.
Quantitative and Qualitative Disclosures about Market Risk
Item 4.
Controls and Procedures
PART II - OTHER INFORMATION
 
Item 1.
Legal Proceedings
Item 1A.
Risk Factors
Item 2.
Unregistered Sales of Equity Securities and Use of Proceeds
Item 3.
Defaults upon Senior Securities
Item 4.
Mine Safety Disclosures
Item 5.
Other Information
Item 6.
Exhibits
 
 
 
 
 
 
 
 
 


PART I. CONSOLIDATED FINANCIAL INFORMATION
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
Capital Bancorp, Inc. and Subsidiaries
Consolidated Balance Sheets
(in thousands except share data)
June 30, 2020 (unaudited)
 
December 31, 2019 (audited)
Assets
 
 
 
Cash and due from banks
$
15,636

 
$
10,530

Interest bearing deposits at other financial institutions
180,379

 
102,447

Federal funds sold
3,698

 
1,847

Total cash and cash equivalents
199,713

 
114,824

Investment securities available for sale
56,796

 
60,828

Restricted investments
4,085

 
3,966

Loans held for sale
116,969

 
71,030

Small Business Administration Payroll Protection Program (“SBA-PPP”) loans receivable, net of fees
229,646

 
—

Portfolio loans receivable, net of deferred fees and costs and net of allowance for loan losses of $18,680 and $13,301 at June 30, 2020 and December 31, 2019, respectively
1,192,797

 
1,157,820

Premises and equipment, net
5,544

 
6,092

Accrued interest receivable
6,865

 
4,770

Deferred income taxes
3,599

 
4,263

Foreclosed real estate
3,326

 
2,384

Other assets
3,025

 
2,518

Total assets
$
1,822,365

 
$
1,428,495

 
 
 
 
Liabilities
 
 
 
Deposits
 
 
 
Noninterest-bearing, including related party balances of $17,734 and $16,009 at June 30, 2020 and December 31, 2019, respectively
$
563,995

 
$
291,777

Interest-bearing, including related party balances of $128,655 and $125,304 at June 30, 2020 and December 31, 2019, respectively
1,044,731

 
933,644

Total deposits
1,608,726

 
1,225,421

Federal Home Loan Bank advances
25,556

 
32,222

Other borrowed funds
17,392

 
15,423

Accrued interest payable
1,284

 
1,801

Other liabilities
27,299

 
20,297

Total liabilities
1,680,257

 
1,295,164

 
 
 
 
Stockholders' equity
 
 
 
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding at June 30, 2020 and December 31, 2019
—

 
—

Common stock, $.01 par value; 49,000,000 shares authorized; 13,818,223 and 13,894,842 issued and outstanding at June 30, 2020 and December 31, 2019, respectively
138

 
139

Additional paid-in capital
51,052

 
51,561

Retained earnings
89,151

 
81,618

Accumulated other comprehensive income
1,767

 
13

Total stockholders' equity
142,108

 
133,331

Total liabilities and stockholders' equity
$
1,822,365

 
$
1,428,495




See Notes to Consolidated Financial Statements
2



Capital Bancorp, Inc. and Subsidiaries
Consolidated Statements of Income
(unaudited)

 
Three Months Ended June 30,
 
Six Months Ended June 30,
(dollars in thousands except per share data)
2020
 
2019
 
2020
 
2019
Interest income
 
 
 
 
 
 
 
Loans, including fees
$
21,609

 
$
19,804

 
$
42,683

 
$
37,648

Investment securities available for sale
316

 
234

 
656

 
492

Federal funds sold and other
75

 
251

 
405

 
467

Total interest income
22,000

 
20,289

 
43,744

 
38,607

 
 
 
 
 
 
 
 
Interest expense

 

 
 
 
 
Deposits, includes payments to related parties of $295 and $678 for the three and six months ended June 30, 2020, respectively, and $459 and $976 for the three and six months ended June 30, 2019, respectively.
2,954

 
3,195

 
6,567

 
6,438

Borrowed funds
422

 
563

 
866

 
894

Total interest expense
3,376

 
3,758

 
7,433

 
7,332

 
 
 
 
 
 
 
 
Net interest income
18,624

 
16,531

 
36,311

 
31,275

Provision for loan losses
3,300

 
677

 
5,709

 
798

Net interest income after provision for loan losses
15,324

 
15,854

 
30,602

 
30,477

 
 
 
 
 
 
 
 
Noninterest income
 
 
 
 
 
 
 
Service charges on deposits
110

 
138

 
259

 
236

Credit card fees
2,912

 
1,970

 
4,921

 
3,462

Mortgage banking revenue
10,119

 
3,715

 
14,136

 
6,091

Gain on sale of investment securities available for sale
—

 
26

 
—

 
26

Other fees and charges
758

 
78

 
1,163

 
204

Total noninterest income
13,899

 
5,927

 
20,479

 
10,019

 
 
 
 
 
 
 
 
Noninterest expenses
 
 
 
 
 
 
 
Salaries and employee benefits
11,296

 
8,111

 
19,753

 
14,898

Occupancy and equipment
1,152

 
1,102

 
2,330

 
2,196

Professional fees
894

 
609

 
1,664

 
1,228

Data processing
5,667

 
3,716

 
9,784

 
7,029

Advertising
606

 
531

 
1,242

 
973

Loan processing
740

 
340

 
1,187

 
645

Foreclosed real estate expenses, net
82

 
28

 
128

 
50

Other operating
2,266

 
1,773

 
4,459

 
3,521

Total noninterest expenses
22,703

 
16,210

 
40,547

 
30,540

Income before income taxes
6,520

 
5,571

 
10,534

 
9,956

Income tax expense
1,759

 
1,548

 
2,839

 
2,614

Net income
$
4,761

 
$
4,023

 
$
7,695

 
$
7,342

 
 
 
 
 
 
 
 
Basic earnings per share
$
0.34

 
$
0.30

 
$
0.56

 
$
0.54

Diluted earnings per share
$
0.34

 
$
0.29

 
$
0.55

 
$
0.53

 
 
 
 
 
 
 
 
Weighted average common shares outstanding:
 
 
 
 
 
 
 
Basic
13,817,349

 
13,718,665

 
13,846,889

 
13,707,631

Diluted
13,817,349

 
13,914,042

 
13,877,326

 
13,888,050




See Notes to Consolidated Financial Statements
3

Capital Bancorp, Inc. and Subsidiaries
Consolidated Statements of Comprehensive Income
(unaudited)

 
Three Months Ended June 30,
 
Six Months Ended June 30,
(in thousands)
2020
 
2019
 
2020
 
2019
Net income
$
4,761

 
$
4,023

 
$
7,695

 
$
7,342

 
 
 
 
 
 
 
 
Other comprehensive income (loss):
 
 
 
 
 
 
 
Unrealized gain on investment securities available for sale
1,380

 
440

 
2,421

 
810

Reclassification of realized gain on sale of investment securities available for sale
—

 
(26
)
 
—

 
(26
)
Unrealized loss on cash flow hedging derivative
—

 
—

 
—

 
(5
)
 
1,380

 
414

 
2,421

 
779

Income tax expense relating to the items above
(380
)
 
(114
)
 
(667
)
 
(214
)
Other comprehensive income
1,000

 
300

 
1,754

 
565

Comprehensive income
$
5,761

 
$
4,323

 
$
9,449

 
$
7,907



See Notes to Consolidated Financial Statements
4

Capital Bancorp, Inc. and Subsidiaries
Consolidated Statements of Changes in Stockholders’ Equity
(unaudited)

 
Common Stock
 
Additional
Paid-in
Capital
 
Retained
Earnings
 
Accumulated Other Comprehensive Income (Loss)
 
Total
Stockholders'
Equity
(dollars in thousands)
Shares
 
Amount
 
 
 
 
Balance, December 31, 2018
13,672,479

 
$
137

 
$
49,321

 
$
65,701

 
$
(595
)
 
$
114,564

Adoption of ASC 842 Leases
—

 
—

 
—

 
(54
)
 
—

 
(54
)
Net income
—

 
—

 
—

 
3,319

 
—

 
3,319

Unrealized gain on investment securities available for sale, net of income taxes
—

 
—

 
—

 
—

 
270

 
270

Unrealized loss on cash flow hedging derivative, net of income taxes
—

 
—

 
—

 
—

 
(5
)
 
(5
)
Stock options exercised
21,706

 
—

 
155

 
(48
)
 
—

 
107

Shares issued as compensation
18,380

 
—

 
150

 
—

 
—

 
150

Stock-based compensation
—

 
—

 
199

 
—

 
—

 
199

Balance, March 31, 2019
13,712,565

 
$
137

 
$
49,825

 
$
68,918

 
$
(330
)
 
$
118,550

Net Income
—

 
$
—

 
$
—

 
$
4,023

 
$
—

 
$
4,023

Unrealized gain on investment securities available for sale, net of income taxes
—

 
—

 
—

 
—

 
300

 
300

Stock options exercised
6,100

 
—

 
47

 
(1
)
 
—

 
46

Stock-based compensation
—

 
—

 
199

 
—

 
—

 
199

Balance, June 30, 2019
13,718,665

 
$
137

 
$
50,071

 
$
72,940

 
$
(30
)
 
$
123,118

 
 
 
 
 
 
 
 
 
 
 
 
Balance, December 31, 2019
13,894,842

 
$
139

 
$
51,561

 
$
81,618

 
$
13

 
$
133,331

Net income
—

 
—

 
—

 
2,934

 
—

 
2,934

Unrealized gain on investment securities available for sale, net of income taxes
—

 
—

 
—

 
—

 
754

 
754

Stock options exercised
34,015

 
—

 
263

 
(163
)
 
—

 
100

Stock-based compensation
—

 
—

 
244

 
—

 
—

 
244

Shares repurchased and retired
(112,134
)
 
(1
)
 
(1,282
)
 
—

 
—

 
(1,283
)
Balance, March 31, 2020
13,816,723

 
$
138

 
$
50,786

 
$
84,389

 
$
767

 
$
136,080

Net income
—

 
$
—

 
$
—

 
$
4,761

 
$
—

 
$
4,761

Unrealized gain on investment securities available for sale, net of income taxes
—

 
—

 
—

 
—

 
1,000

 
1,000

Shares issued as compensation
3,000

 
—

 
37

 
—

 
—

 
37

Stock-based compensation
—

 
—

 
243

 
1

 
—

 
244

Shares repurchased and retired
(1,500
)
 
—

 
(14
)
 
—

 
—

 
(14
)
Balance, June 30, 2020
13,818,223

 
$
138

 
$
51,052

 
$
89,151

 
$
1,767

 
$
142,108




See Notes to Consolidated Financial Statements
5
Capital Bancorp, Inc. and Subsidiaries
Consolidated Statements of Cash Flows
(unaudited)


 
Six Months Ended June 30,
(in thousands)
2020
 
2019
Cash flows from operating activities
 
 
 
Net income
$
7,695

 
$
7,342

Adjustments to reconcile net income to net cash used by operating activities:
 
 
 
Provision for loan losses
5,709

 
798

Provision for losses on mortgage loans sold
262

 
67

Provision for off balance sheet credit risk
45

 
93

Net amortization on investments
136

 
63

Depreciation and amortization
878

 
569

Stock-based compensation expense
488

 
398

Director and employee compensation paid in stock
37

 
150

Deferred income tax benefit
(2
)
 
(64
)
Amortization of debt issuance expense
14

 
16

Gain on sale of securities available for sale
—

 
(26
)
Loss on sale of foreclosed real estate
75

 
—

Mortgage banking revenue
(14,136
)
 
(6,091
)
Proceeds from sales of loans held for sale
463,783

 
186,305

Originations of loans held for sale
(495,586
)
 
(209,432
)
Changes in assets and liabilities:
 
 
 
Accrued interest receivable
(2,095
)
 
(187
)
Prepaid income taxes and taxes payable
—

 
(178
)
Other assets
(507
)
 
(1,351
)
Accrued interest payable
(517
)
 
474

Other liabilities
6,695

 
1,357

Net cash used by operating activities
(27,026
)
 
(19,697
)
 
 
 
 
Cash flows from investing activities
 
 
 
Purchases of securities available for sale
—

 
(8,202
)
Maturities, calls and principal paydowns of securities available for sale
6,316

 
13,444

Proceeds from sale of securities available for sale
—

 
3,280

Purchases of restricted investments
(119
)
 
(1,634
)
Net increase in SBA-PPP loans receivable, net
(229,646
)
 
—

Net increase in portfolio loans receivable, net
(41,703
)
 
(56,272
)
Net disposals (purchases) of premises and equipment
(330
)
 
362

Proceeds from sales of foreclosed real estate
—

 
50

Net cash used by investing activities
(265,482
)
 
(48,972
)

See Notes to Consolidated Financial Statements
6
Capital Bancorp, Inc. and Subsidiaries
Consolidated Statements of Cash Flows
(unaudited)


 
Six Months Ended June 30,
(in thousands)
2020
 
2019
Cash flows from financing activities
 
 
 
Net increase (decrease) in:
 
 
 
Noninterest-bearing deposits
$
272,218

 
$
37,225

Interest-bearing deposits
111,087

 
44,539

Securities sold under agreements to repurchase
—

 
(3,332
)
Federal funds purchased
—

 
(2,000
)
Federal Home Loan Bank advances, net
(6,666
)
 
36,889

Other borrowed funds
1,955

 
—

Repurchase of common stock
(1,297
)
 
—

Proceeds from exercise of stock options
100

 
153

Net cash provided by financing activities
377,397

 
113,474

 
 
 
 
Net increase in cash and cash equivalents
84,889

 
44,805

 
 
 
 
Cash and cash equivalents, beginning of year
114,824

 
34,723

 
 
 
 
Cash and cash equivalents, end of period
$
199,713

 
$
79,528

 
 
 
 
Noncash activities:
 
 
 
Loans transferred to foreclosed real estate
$
1,017

 
$
57

Change in unrealized gains on investments
$
2,420

 
$
779

Change in fair value of cash flow hedging derivative
$
—

 
$
(5
)
Establishment of lease right-of-use asset
$
—

 
$
5,158

Establishment of lease liability
$
—

 
$
5,358

 
 
 
 
Cash paid during the period for:
 
 
 
Taxes
$
205

 
$
2,721

Interest
$
7,950

 
$
6,858


See Notes to Consolidated Financial Statements
7
Capital Bancorp, Inc. and Subsidiaries
Form 10-Q
INDEX


Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation
Nature of operations:
Capital Bancorp, Inc. is a Maryland corporation and bank holding company (the “Company”) for Capital Bank, N.A. (the “Bank”). The Company's primary operations are conducted by the Bank, which operates branches in Rockville, Columbia and North Bethesda, Maryland, Reston, Virginia, and the District of Columbia. The Bank is principally engaged in the business of investing in commercial, real estate, and credit card loans and attracting deposits. The Company originates residential mortgages for sale in the secondary market through Capital Bank Home Loans (“CBHL”), our residential mortgage banking arm, and issues credit cards through OpenSky®, a secured, digitally-driven nationwide credit card platform.
The Company formed Church Street Capital, LLC (“Church Street Capital”) in 2014 to provide short-term secured real estate financing to Washington, D.C. area investors and developers that may not meet all Bank credit criteria.
In addition, the Company owns all of the stock of Capital Bancorp (MD) Statutory Trust I (the “Trust”). The Trust is a special purpose non-consolidated entity organized for the sole purpose of issuing trust preferred securities.
Basis of presentation:
The accompanying consolidated financial statements include the activity of the Company and its wholly-owned subsidiaries, the Bank and Church Street Capital. All intercompany transactions have been eliminated in consolidation. The Company reports its activities as four business segments. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry.
Risks and Uncertainties
The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. In March 2020, the government and private sector responses to contain its spread began to significantly affect operations and continue to do so through the current period. It is likely operations will continue to be adversely affected, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic which are most likely to affect future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the concomitant impact on the customers' ability to fulfill their financial obligations to the Company; as well as the potential decline of real estate values resulting from market disruption which may impair the values of collateral-dependent loans. Accordingly, estimates used in the preparation of the financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic, the more likely that estimates will be materially impacted by its effects.

Significant Accounting Policies:
The preparation of consolidated financial statements in accordance with GAAP requires estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses and related

 
8
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

disclosures of contingent assets and liabilities. The primary reference point for the estimates is historical experience and assumptions believed to be reasonable regarding the carrying value of certain assets and liabilities that are not readily available from other sources. Estimates are evaluated on an ongoing basis. Actual results may materially differ from these estimates under different assumptions or conditions.
Cash and cash equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from financial institutions, interest bearing deposits with financial institutions and federal funds sold. Generally, federal funds are sold for one-day periods.
Investment securities
Investment securities are classified as available for sale and carried at fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. Premiums and discounts on investment securities are amortized or accreted using the interest method. Changes in the fair value of debt securities available for sale are included in stockholders’ equity as unrealized gains and losses, net of the related tax effect. Unrealized losses are periodically reviewed to determine whether the loss represents an other than temporary impairment. Any unrealized losses judged to be other than a temporary impairment are charged to income.
Loans held for sale
Mortgage loans originated and intended for sale are recorded at fair value, determined individually, as of the balance sheet date. Fair value is determined based on outstanding investor commitments, or in the absence of such commitments, based on current investor yield requirements. Gains and losses on loan sales are determined by the specific-identification method. The Company’s current practice is to sell residential mortgage loans on a servicing released basis, and, therefore, it has no servicing rights recorded for the value of such servicing. Interest on loans held for sale is credited to income based on the principal amounts outstanding.
Upon sale and delivery, loans are legally isolated from the Company and the Company has no ability to restrict or constrain the ability of third‑party investors to pledge or exchange the mortgage loans. The Company does not have the entitlement or ability to repurchase the mortgage loans or unilaterally cause third‑party investors to put the mortgage loans back to the Company. Unrealized and realized gains on loan sales are determined using the specific-identification method and are recognized through mortgage banking activity in the Consolidated Statements of Income.
The Company elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet.
Small Business Administration Paycheck Protection Program
The Small Business Administration Paycheck Protection Program (“SBA-PPP”) is one of the centerpieces of the Coronavirus Aid Relief and Economic Security Act (the “CARES Act”), which was passed on March 27, 2020 in response to the outbreak of coronavirus (“COVID-19”) and was supplemented with subsequent legislation. Overseen by the United States (“U.S.”) Treasury Department, the SBA-PPP offers cash-flow assistance to nonprofit and small business employers through guaranteed loans for expenses incurred between February 15, 2020, and August 8, 2020. Borrowers are eligible for forgiveness of principal and accrued interest on SBA-PPP loans to the extent that the proceeds are used to cover eligible payroll costs,

 
9
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

interest costs, rent, and utility costs over a period between eight and 24-weeks after the loan is made as long as the borrower retains its employees and their compensation levels. The CARES Act authorized the SBA to fully guarantee these loans.
Due to the unique nature of these provisions, SBA-PPP loans have been disclosed as a separate balance sheet item. Origination fees received by the SBA are capitalized into the carrying amount of the loans. The deferred fee income, net of origination costs, is recognized over the life of the loan as an adjustment to yield using the effective interest method. SBA-PPP loans receivable as of June 30, 2020 totaled $236.3 million with $6.7 million in unearned fees and generated $1.0 million of interest income during the second quarter of 2020.
Loans and the Allowance for Loan Losses
Loans are stated at the principal amount outstanding, adjusted for deferred origination fees and costs, discounts on loans acquired, and the allowance for loan losses. Interest is accrued based on the loan principal balances and stated interest rates. Origination fees and costs are recognized as an adjustment to the related loan yield using approximate interest methods. The Company discontinues the accrual of interest when any portion of the principal and interest is 90 days past due and collateral is insufficient to discharge the debt in full. Generally, interest payments on nonaccrual loans are recorded as a reduction of the principal balance.
Loans are considered impaired when, based on current information, management believes the Company will not collect all principal and interest payments according to contractual terms. Generally, loans are reviewed for impairment when the risk grade for a loan is downgraded to a classified asset category. The loans are evaluated for appropriate classification, accrual, impairment, and troubled debt restructure (“TDR”) status. If collection of principal is evaluated as doubtful, all payments are applied to principal. A modification of a loan is considered a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company may consider interest rate reductions, changes to payment terms, extensions of maturities and/or principal reductions.
Loans are generally charged-off in part or in full when management determines the loan to be uncollectible. Factors for charge-off that may be considered include: repayments deemed to be projected beyond reasonable time frames, client bankruptcy and lack of assets, and/or collateral deficiencies.
The allowance for loan losses is estimated to adequately provide for probable future losses on existing loans. The allowance consists of specific and general components. For loans that are classified as impaired, an allowance is established when the collateral value, if the loan is collateral dependent, or the discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers pools of nonclassified loans and is based on historical loss experience adjusted with qualitative factors such as: trends in volume and terms of loans; levels of, and trends in, delinquencies and non-accruals; effects of any changes in lending policies, experience, ability and depth of management; national and local economic trends and conditions (with a specific evaluation of COVID-19 impact); commitments and concentrations of credit; changes in the quality of the Company’s loan review system; and the volume of loans with identified incomplete financial documentation. Actual loan performance may differ materially from those estimates. A loss is recognized as a charge to the allowance when management believes that collection of the loan is unlikely. Collections of loans previously charged off are added to the allowance at the time of recovery.
The Company determines the allowance for loan losses based on the accumulation of various components that are calculated independently in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 450 for pools of loans, and ASC 310 for TDRs and for

 
10
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

individually evaluated loans. The process for determining an appropriate allowance for loan losses is based on a comprehensive and consistently applied analysis of the loan portfolio. The analysis considers all significant factors that affect the collectibility of the portfolio and supports the credit losses estimated by this process. It is important to recognize that the related process, methodology, and underlying assumptions require a substantial degree of judgment. Additional disclosure on the allowance for loan losses, qualitative factors, and the potential COVID-19 impact can be found in Part II, Item 1A - Risk Factors and Note 5 - Portfolio Loans Receivable.
The allowance for loan losses for SBA-PPP loans were separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.
Premises and equipment
Premises and equipment are stated at cost less accumulated depreciation and amortization over two to seven years. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the related property. Leasehold improvements are amortized over the estimated useful lives of the improvements, approximately ten years, or the term of the lease, whichever is less. Expenditures for maintenance, repairs, and minor replacements are charged to noninterest expenses as incurred.
Leases
During the first quarter of 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 applies a right-of-use (“ROU”) model that requires a lessee to record, for all leases with a lease term of more than 12 months, an asset representing its right to use the underlying asset and a liability to make lease payments. The Company elected to apply the package of practical expedients permitting entities to not reassess: 1) whether any expired or existing contracts are or contain leases; 2) the lease classification for any expired or existing leases; and 3) initial direct costs for any existing leases. Additionally, as provided by ASU 2016-02, the Company elected not to apply the recognition requirements of ASC 842 to short-term leases, defined as leases with a term of 12 months or less, and to recognize the lease payments in net income on short-term leases on a straight-line basis over the lease term.
The Company is largely accounting for existing operating leases consistent with prior guidance except for the incremental balance sheet recognition for leases. The adoption of this standard resulted in the Company recognizing lease right-of-use assets and related lease liabilities totaling $5.5 million and $5.6 million, respectively, as of January 1, 2019. The difference between the lease assets and the lease liabilities was $146 thousand of deferred rent, which was reclassified to lease liabilities, and the remainder was recorded as an adjustment to retained earnings in the amount of $54 thousand. The adoption of this ASU did not have a significant impact on the Company’s consolidated statement of income. Additional information is included in Note 7 - Leases.
Derivative Financial Instruments
The Company enters into commitments to fund residential mortgage loans (interest rate locks) with the intention of selling them in the secondary market. The Company also enters into forward sales agreements for certain funded loans and loan commitments. The Company records unfunded commitments intended for loans held for sale and forward sales agreements at fair value with changes in fair value recorded as a

 
11
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

component of mortgage banking revenue. Loans originated and intended for sale in the secondary market are carried at fair value. For pipeline loans which are not pre-sold to an investor, the Company endeavors to manage the interest rate risk on rate lock commitments by entering into forward sale contracts, whereby the Company obtains the right to deliver securities to investors in the future at a specified price. Such contracts are accounted for as derivatives and are recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage banking revenue.
The Company accounts for derivative instruments and hedging activities according to guidelines established in ASC 815-10, Accounting for Derivative Instruments and Hedging Activities, as amended. The Company recognizes all derivatives as either assets or liabilities on the balance sheet and measures those instruments at fair value. Changes in fair value of derivatives designated and accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in other comprehensive income, net of deferred taxes. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item.
Fair Value Measurements
Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. The degree of management judgment involved in determining the fair value of a financial instrument is dependent upon the availability of quoted market prices or observable market inputs. For financial instruments that are traded actively and have quoted market prices or observable market inputs, there is minimal subjectivity involved in measuring fair value. However, when quoted market prices or observable market inputs are not fully available, significant management judgment may be necessary to estimate fair value. In developing our fair value estimates, we endeavor to maximize the use of observable inputs and minimize the use of unobservable inputs.
The fair value hierarchy defines Level 1 valuations as those based on quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 valuations include inputs based on quoted prices for similar assets or liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 valuations are based on at least one significant assumption not observable in the market, or significant management judgment or estimation, some of which may be internally developed.
Financial assets that are recorded at fair value on a recurring basis include investment securities available for sale, loans held for sale, and derivative financial instruments. Financial liabilities that are recorded at fair value on a recurring basis are comprised of derivative financial instruments. Additional information is included in Note 8 - Fair Value.
Income Taxes
Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities, using enacted tax rates in effect for the year in which the differences are expected to reverse. Deferred tax assets are recognized when it is deemed more likely than not that the benefits of such deferred income taxes will be realized.
Earnings per share:
Earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding. Diluted earnings per share is computed by dividing net income by

 
12
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

the weighted average number of common shares outstanding, adjusted for the dilutive effect of stock options and restricted stock using the treasury stock method. At June 30, 2020 and 2019, there were 512,142 and 273,600 stock options, respectively, that were not included in the calculation as their effect would have been anti-dilutive.

Comprehensive income:
The Company reports as comprehensive income all changes in stockholders' equity during the year from sources other than stockholders. Other comprehensive income refers to all components (income, expenses, gains, and losses) of comprehensive income that are excluded from net income.
The Company's only component of other comprehensive income is unrealized gains and losses on investment securities available for sale, net of income taxes. Information concerning the Company's accumulated other comprehensive income as of June 30, 2020 and December 31, 2019 is as follows:
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unrealized gains on securities available for sale
 
$
2,438

 
$
18

Deferred tax expense
 
(671
)
 
(5
)
Total accumulated comprehensive income
 
$
1,767

 
$
13


Recently issued accounting pronouncements:
In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The FASB subsequently revised ASU 2019-10, which delayed implementation and the new standard is now effective for fiscal years beginning after December 15, 2022, including the interim periods within those fiscal years. The Company expects the provisions of this standard to impact the Company’s consolidated financial statements, in particular, the level of the reserve for credit losses. The Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected loan losses (“CECL”). The new effective dates will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. In addition, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, “Financial Instruments-loan losses (Topic 326): Measurement of Loan Losses on Financial Instruments.” The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. While the Company does not expect these amendments to have a material effect on its financial statements, the Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
The Company will apply the ASU through a cumulative-effect adjustment to beginning retained earnings in the year of adoption. While early adoption has been permitted since first quarter 2019, the Company does not expect to early adopt. In addition to the allowance for loan losses, the Company will also record an allowance for credit losses on debt securities instead of applying the impairment model currently utilized. The amount of the adjustments will be impacted by each portfolio’s composition and credit quality at the adoption date as well as economic conditions and forecasts at that time.

 
13
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

In April 2019, the FASB issued codification improvements to ASU Topic 326 - Financial Instruments - Credit Loss, Topic 815 - Derivatives and Hedging, and Subtopic 825-10 - Financial Instruments. This codification provides technical corrections and clarifies issues related to fair value hedges. The Company early adopted this guidance upon issuance, and it did not have a material impact on the Company’s consolidated financial statements.
In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements.
In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination.  Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met.  This amended guidance and the ability to elect its temporary optional expedients and exceptions are effective for the Company as of March 12, 2020 through December 31, 2022. The adoption of ASU 2020-04 Topic 848 is not expected to have a material impact on the financial statements.
In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” a restructuring of debt constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. Such modifications include short-term (e.g., six months) modifications that include payment deferrals of (i) principal and interest, (ii) interest only and (iii) principal only, fee waivers, extensions of repayment terms, or other delays in payment that are deemed insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of June 30, 2020, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to borrowers provided the borrower with payment relief in the form of reduced or deferred payments for up to 90 days (six months in selected instances) during which time interest is continuing to accrue.
This interagency guidance may have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.

 
14
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation (continued)

Reclassifications:
Certain reclassifications have been made to amounts reported in prior periods to conform to the current period presentation. The reclassifications had no material effect on net income or total stockholders' equity.
Subsequent Events:
Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management has reviewed events through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.
Note 2 - Cash and Cash Equivalents
Cash and cash equivalents include cash and amounts due from banks, interest bearing deposits and federal funds sold. The Bank is required by regulations to maintain an average cash reserve balance based on a percentage of deposits. At June 30, 2020 and December 31, 2019, the requirements were satisfied by amounts on deposit with the Federal Reserve Bank and cash on hand.
Note 3 - Investment Securities
The amortized cost and estimated fair value of investment securities at June 30, 2020 and December 31, 2019 are summarized as follows:
Investment Securities Available for Sale
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Amortized
Cost
 
Unrealized
Gains
 
Unrealized
Losses
 
Fair
Value
Available for sale
 
 
 
 
 
 
 
 
Municipal
 
513

 
30

 
—

 
543

Corporate
 
2,260

 
21

 
(44
)
 
2,237

Mortgage-backed securities
 
51,585

 
2,431

 
—

 
54,016

Total
 
$
54,358

 
$
2,482

 
$
(44
)
 
$
56,796

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
1,000

 
$
—

 
$
(1
)
 
$
999

Municipal
 
515

 
13

 
—

 
528

Corporate
 
2,542

 
46

 
(23
)
 
2,565

Mortgage-backed securities
 
56,754

 
117

 
(135
)
 
56,736

Total
 
$
60,811

 
$
176

 
$
(159
)
 
$
60,828


There were no securities sold during the six months ended June 30, 2020. Proceeds from sales of securities sold during the six months ended June 30, 2019 were $3.3 million. The investment sales resulted in realized gains of $26 thousand for the three and six months ended June 30, 2019.

 
15
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 3 - Investment Securities (continued)

Information related to unrealized losses in the investment portfolio as of June 30, 2020 and December 31, 2019 is summarized as follows:
Investment Securities Unrealized Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Less than 12 months
 
12 months or longer
 
Total
June 30, 2020
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
Corporate
 
993

 
(7
)
 
223

 
(37
)
 
1,216

 
(44
)
Total
 
$
993

 
$
(7
)
 
$
223

 
$
(37
)
 
$
1,216

 
$
(44
)
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
—

 
$
—

 
$
999

 
$
(1
)
 
$
999

 
$
(1
)
Corporate
 
—

 
—

 
519

 
(23
)
 
519

 
(23
)
Mortgage-backed securities
 
21,487

 
(78
)
 
5,246

 
(57
)
 
26,733

 
(135
)
Total
 
$
21,487

 
$
(78
)
 
$
6,764

 
$
(81
)
 
$
28,251

 
$
(159
)

At June 30, 2020, there was one corporate security that had been in an unrealized loss position for greater than twelve months. At December 31, 2019, there was one U.S. government-sponsored enterprises security, two corporate securities, and four mortgage-backed securities that had been in a loss position for greater than twelve months. Management believes that the unrealized loss at June 30, 2020 resulted from changes in the interest rates and current market conditions and not as a result of credit deterioration. Management has the ability and the intent to hold these investment securities until maturity or until they recover in value.
A summary of pledged securities at June 30, 2020 and December 31, 2019 is shown below:
Pledged Securities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Federal Home Loan Bank
 
$
52,098

 
$
54,558

 
$
1,508

 
$
1,522


Contractual maturities of U.S. government-sponsored enterprises, municipals and corporate securities at June 30, 2020 and December 31, 2019 are shown below. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call premiums or prepayment penalties.
Contractual Maturities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Within one year
 
$
—

 
$
—

 
$
1,542

 
$
1,518

Over one to five years
 
—

 
—

 
—

 
—

Over five to ten years
 
2,000

 
2,014

 
2,000

 
2,046

Over ten years
 
773

 
766

 
515

 
528

Mortgage-backed securities(1)
 
51,585

 
54,016

 
56,754

 
56,736

Total
 
$
54,358

 
$
56,796

 
$
60,811

 
$
60,828

_______________
(1) 
Mortgage-backed securities contractually repay in monthly installments.


 
16
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 4 - SBA-PPP Loans Receivable


Pursuant to the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), the Small Business Administration’s Paycheck Protection Program provides forgivable loans to small businesses to enable them to maintain payroll, hire back employees who have been laid off, and cover applicable overhead. SBA-PPP loans have an interest rate of 1%, have 2 and 5 year terms, and carry a 100% guarantee of the SBA.
The allowance for loan losses for SBA-PPP loans was separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.
At June 30, 2020, SBA-PPP loans receivable, which total $236.3 million, are all rated as pass credits, not past due, nonaccrual, TDR, or otherwise impaired. Unearned net fees associated with the SBA-PPP loans amount to $6.7 million. There were no outstanding commitments to extend additional SBA-PPP loans at June 30, 2020.
Note 5 - Portfolio Loans Receivable
Major classifications of portfolio loans as are as follows:
Portfolio Loan Categories
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Real estate:
 
 
 
 
Residential
 
$
437,429

 
$
427,926

Commercial
 
364,071

 
348,091

Construction
 
212,957

 
198,702

Commercial and Industrial
 
142,673

 
151,109

Credit card
 
54,732

 
46,412

Other consumer
 
947

 
1,285

Portfolio loans receivable, gross
 
1,212,809

 
1,173,525

Deferred origination fees, net
 
(1,332
)
 
(2,404
)
Allowance for loan losses
 
(18,680
)
 
(13,301
)
Portfolio loans receivable, net
 
$
1,192,797

 
$
1,157,820


The Company makes loans to customers located primarily in the Washington, D.C. and Baltimore, Maryland metropolitan areas. Although the loan portfolio is diversified, its performance is influenced by the regional economy. The Company’s loan categories, excluding SBA-PPP loans, previously discussed in Note 4, are described below.
Residential Real Estate Loans. One-to-four family mortgage loans are primarily secured by owner-occupied primary residences and, to a lesser extent, investor owned residences. Residential loans are originated through the commercial sales teams and Capital Bank Home Loans division. Residential loans also include home equity lines of credit. Owner-occupied residential real estate loans usually have fixed rates for five or seven years and adjust on an annual basis after the initial term based on a typical maturity of 30 years. Investor residential real estate loans are generally based on 25-year terms with a balloon payment due after five years. Generally, the required minimum debt service coverage ratio is 115%. Residential real estate loans have represented a stable and growing portion of our loan portfolio.
Commercial Real Estate Loans. Commercial real estate loans are originated on owner-occupied and non-owner-occupied properties. These loans may be more adversely affected by conditions in the real estate

 
17
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

markets or in the general economy. Commercial loans that are secured by owner-occupied commercial real estate and primarily collateralized by operating cash flows are also included in this category of loans. As of June 30, 2020, there were approximately $164.4 million of owner-occupied commercial real estate loans, representing approximately 45.1% of the commercial real estate portfolio. Commercial real estate loan terms are generally extended for 10 years or less and amortize generally over 25 years or less. The interest rates on commercial real estate loans generally have initial fixed rate terms that adjust typically at 5 years. Origination fees are routinely charged for services. Personal guarantees from the principal owners of the business are generally required, supported by a review of the principal owners’ personal financial statements and global debt service obligations. The properties securing the portfolio are somewhat diverse in terms and type. This diversity may help reduce the exposure to adverse economic events that affect any single industry.
Construction Loans. Construction loans are offered within the Company’s Washington, D.C. and Baltimore, Maryland metropolitan operating areas to builders primarily for the construction of single-family homes and condominium and townhouse conversions or renovations and, to a lesser extent, to individuals. Construction loans typically have terms of 12 to 18 months. The Company frequently transitions the end purchaser to permanent financing or re-underwriting and sale into the secondary market through Capital Bank Home Loans. According to underwriting standards, the ratio of loan principal to collateral value, as established by an independent appraisal, cannot exceed 75% for investor-owned and 80% for owner-occupied properties. Exceptions are sometimes made. Semi-annual stress testing of the construction loan portfolio is conducted, and underlying real estate conditions are closely monitored as well as trends of sales outcomes versus underwriting valuations as part of ongoing risk management efforts. The borrowers’ progress in construction buildout is closely monitored and the original underwriting guidelines for construction milestones and completion timelines are strictly enforced.
Commercial and Industrial. In addition to other loan products, general commercial loans, including commercial lines of credit, working capital loans, term loans, equipment financing, letters of credit and other loan products are offered, primarily in target markets, and underwritten based on each borrower’s ability to service debt from income. These loans are primarily made based on the identified cash flows of the borrower and secondarily, on the underlying collateral provided by the borrower. Most commercial business loans are secured by a lien on general business assets including, among other things, available real estate, accounts receivable, promissory notes, inventory and equipment. Personal guaranties from the borrower or other principal are generally obtained.
Credit Cards. Our OpenSky® credit card division provides credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores through a fully digital and mobile platform. Substantially all of the lines of credit are secured by a noninterest bearing demand account at the Bank in an amount equal to the full credit limit of the credit card. In addition, using a proprietary scoring model, which considers credit score and repayment history (typically a minimum of six months of on-time repayments, but ultimately determined on a case-by-case basis), the Bank has recently begun to offer certain customers an unsecured line in excess of their secured line of credit. Approximately $52.9 million and $43.3 million of the credit card balances were secured by savings deposits held by the Company as of June 30, 2020 and December 31, 2019, respectively.
Other Consumer Loans. To a limited extent and typically as an accommodation to existing customers, personal consumer loans such as term loans, car loans or boat loans are offered.
Loans acquired through acquisitions are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In estimating the fair value of loans acquired, certain factors were considered, including the remaining lives of the acquired loans, payment history, estimated

 
18
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

prepayments, estimated loss ratios, estimated value of the underlying collateral, and the net present value of cash flows expected. Discounts on loans that were not considered impaired at acquisition were recorded as an accretable discount, which will be recognized in interest income over the terms of the related loans. For loans considered to be impaired, the difference between the contractually required payments and expected cash flows was recorded as a nonaccretable discount. The remaining nonaccretable discounts on loans acquired was $285 thousand as of June 30, 2020 and December 31, 2019. Loans with nonaccretable discounts had carrying values of $864 thousand as of June 30, 2020 and December 31, 2019.
Accretable discounts on loans acquired is summarized as follows:
Accretable Discounts on Loans Acquired
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Accretable discount at beginning of period
 
$
233

 
$
430

 
$
429

 
$
438

  Less: Accretion and payoff of loans
 
(3
)
 
(6
)
 
(199
)
 
(14
)
Accretable discount at end of period
 
$
230

 
$
424

 
$
230

 
$
424


The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the three and six months ended June 30, 2020 and June 30, 2019.
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,971

 
$
1,273

 
$
—

 
$
—

 
$
6,244

Commercial
 
4,423

 
810

 
—

 
—

 
5,233

Construction
 
3,032

 
920

 
—

 
—

 
3,952

Commercial and Industrial
 
1,663

 
80

 
—

 
—

 
1,743

Credit card
 
1,414

 
217

 
(144
)
 
10

 
1,497

Other consumer
 
11

 
—

 
—

 
—

 
11

Total
 
$
15,514

 
$
3,300

 
$
(144
)
 
$
10

 
$
18,680

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,135

 
$
2,109

 
$
—

 
$
—

 
$
6,244

Commercial
 
3,573

 
1,660

 
—

 
—

 
5,233

Construction
 
2,668

 
1,284

 
—

 
—

 
3,952

Commercial and Industrial
 
1,548

 
221

 
(26
)
 
—

 
1,743

Credit card
 
1,367

 
434

 
(323
)
 
19

 
1,497

Other consumer
 
10

 
1

 
—

 
—

 
11

Total
 
$
13,301

 
$
5,709

 
$
(349
)
 
$
19

 
$
18,680


 
19
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2019
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,939

 
$
(24
)
 
$
—

 
$
—

 
$
3,915

Commercial
 
2,894

 
217

 
—

 
5

 
3,116

Construction
 
2,062

 
142

 
—

 
—

 
2,204

Commercial and Industrial
 
1,451

 
49

 
(28
)
 
—

 
1,472

Credit card
 
992

 
295

 
(90
)
 
2

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,347

 
$
677

 
$
(118
)
 
$
7

 
$
11,913

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,541

 
$
374

 
$
—

 
$
—

 
$
3,915

Commercial
 
3,003

 
106

 
—

 
7

 
3,116

Construction
 
2,093

 
111

 
—

 
—

 
2,204

Commercial and Industrial
 
1,578

 
(78
)
 
(28
)
 
—

 
1,472

Credit card
 
1,084

 
287

 
(183
)
 
11

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,308

 
$
798

 
$
(211
)
 
$
18

 
$
11,913


 
20
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.
Allowance for Loan Loss Composition
 
 
 
 
 
 
 
(in thousands)
Allowance for Loan Losses
Ending Balance Evaluated
for Impairment:
 
Outstanding Portfolio
Loan Balances Evaluated
for Impairment:
June 30, 2020
Individually
 
Collectively
 
Individually
 
Collectively
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
6,244

 
$
2,152

 
$
435,277

Commercial
—

 
5,233

 
974

 
363,097

Construction
—

 
3,952

 
1,479

 
211,478

Commercial and Industrial
88

 
1,655

 
435

 
142,238

Credit card
—

 
1,497

 
—

 
54,732

Other consumer
—

 
11

 
—

 
947

Total
$
88

 
$
18,592

 
$
5,040

 
$
1,207,769

 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
4,135

 
$
2,192

 
$
425,734

Commercial
—

 
3,572

 
1,433

 
346,658

Construction
—

 
2,668

 
—

 
198,702

Commercial and Industrial
119

 
1,429

 
474

 
150,635

Credit card
—

 
1,368

 
—

 
46,412

Other consumer
—

 
10

 
—

 
1,285

Total
$
119

 
$
13,182

 
$
4,099

 
$
1,169,426



 
21
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

Past due loans, segregated by age and class of loans, as of June 30, 2020 and December 31, 2019 were as follows:
Portfolio Loans Past Due
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
30-89 Days
Past Due
 
Loans
90 or More
Days
Past Due
 
Total Past
Due Loans
 
Current
Loans
 
Total
Portfolio
Loans
 
Accruing
Loans 90 or
More Days
Past Due
 
Non-accrual
Loans
(in thousands)
 
 
 
 
 
 
 
June 30, 2020
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,640

 
$
1,824

 
$
6,464

 
$
430,965

 
$
437,429

 
$
223

 
$
2,152

Commercial
 
404

 
1,240

 
1,644

 
362,427

 
364,071

 
266

 
974

Construction
 
1,383

 
352

 
1,735

 
211,222

 
212,957

 
297

 
1,479

Commercial and Industrial
 
3,378

 
364

 
3,742

 
138,931

 
142,673

 
41

 
435

Credit card
 
2,313

 
3

 
2,316

 
52,416

 
54,732

 
3

 
—

Other consumer
 
—

 
—

 
—

 
947

 
947

 
—

 
—

Total
 
$
12,118

 
$
3,783

 
$
15,901

 
$
1,196,908

 
$
1,212,809

 
$
830

 
$
5,040

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
119

 
$
840

 
$
959

 
$
4,845

 
$
5,804

 
$
489

 
$
400

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
704

 
$
2,436

 
$
3,140

 
$
424,786

 
$
427,926

 
$
374

 
$
2,192

Commercial
 
275

 
1,671

 
1,946

 
346,145

 
348,091

 
237

 
1,433

Construction
 
756

 
—

 
756

 
197,946

 
198,702

 
—

 
—

Commercial and Industrial
 
172

 
353

 
525

 
150,584

 
151,109

 
—

 
474

Credit card
 
5,526

 
8

 
5,534

 
40,878

 
46,412

 
9

 
—

Other consumer
 
—

 
—

 
—

 
1,285

 
1,285

 
—

 
—

Total
 
$
7,433

 
$
4,468

 
$
11,901

 
$
1,161,624

 
$
1,173,525

 
$
620

 
$
4,099

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
305

 
$
1,243

 
$
1,548

 
$
4,873

 
$
6,421

 
$
464

 
$
880


Loans secured by a one-to-four family residential property in the process of foreclosure at June 30, 2020 and December 31, 2019 was $12 thousand and $481 thousand, respectively.

 
22
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

Impaired loans were as follows:
Impaired Loans
 
 
 
 
 
 
 
 
 
 
 
 
Unpaid
Contractual
Principal
Balance
 
Recorded
Investment
With No
Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
(in thousands)
 
 
 
 
 
June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,369

 
$
2,152

 
$
—

 
$
2,152

 
$
—

Commercial
 
1,099

 
974

 
—

 
974

 
—

Construction
 
1,556

 
1,479

 
—

 
1,479

 
—

Commercial and Industrial
 
581

 
201

 
234

 
435

 
88

Total
 
$
5,605

 
$
4,806

 
$
234

 
$
5,040

 
$
88

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
555

 
$
400

 
$
—

 
$
400

 
$
—

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,309

 
$
2,192

 
$
—

 
$
2,192

 
$
—

Commercial
 
1,477

 
1,433

 
—

 
1,433

 
—

Commercial and Industrial
 
574

 
201

 
273

 
474

 
119

Total
 
$
4,360

 
$
3,826

 
$
273

 
$
4,099

 
$
119

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
1,148

 
$
880

 
$
—

 
$
880

 
$
—

The following tables summarize interest recognized on impaired loans:
Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2020
 
For the Six Months Ended June 30, 2020
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,373

 
$
4

 
$
2,376

 
$
4

Commercial
1,122

 
—

 
1,123

 
3

Construction
1,556

 
—

 
1,556

 
9

Commercial and Industrial
746

 
—

 
747

 
—

Total
$
5,797

 
$
4

 
$
5,802

 
$
16


 
23
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2019
 
For the Six Months Ended June 30, 2019
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,576

 
$
3

 
$
2,549

 
$
3

Commercial
1,573

 
—

 
1,573

 
—

Construction
2,175

 
1

 
2,175

 
1

Commercial and Industrial
1,517

 
1

 
1,517

 
1

Total
$
7,841

 
$
5

 
$
7,814

 
$
5


Impaired loans include loans acquired on which management has recorded a nonaccretable discount.
Credit quality indicators
As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grade of loans, the level of classified loans, net charge-offs, nonperforming loans, and the general economic conditions in the Company’s market.
The Company utilizes a risk grading matrix to assign a risk grade to each of its loans. A description of the general characteristics of loans characterized as classified is as follows:
Special Mention
A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.
Borrowers may exhibit poor liquidity and leverage positions resulting from generally negative cash flow or negative trends in earnings. Access to alternative financing may be limited to finance companies for business borrowers and may be unavailable for commercial real estate borrowers.
Substandard
A substandard loan is inadequately protected by the current financial condition and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Borrowers may exhibit recent or unexpected unprofitable operations, an inadequate debt service coverage ratio, or marginal liquidity and capitalization. These loans require more intense supervision by Company management.
Doubtful
A doubtful loan has all the weaknesses inherent as a substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

 
24
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:
Portfolio Loan Classifications
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Pass(1)
 
Special Mention
 
Substandard
 
Doubtful
 
Total
June 30, 2020
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
429,307

 
$
5,866

 
$
2,256

 
$
—

 
$
437,429

Commercial
 
353,473

 
9,624

 
974

 
—

 
364,071

Construction
 
205,266

 
6,213

 
1,478

 
—

 
212,957

Commercial and Industrial
 
133,916

 
7,475

 
1,282

 
—

 
142,673

Credit card
 
54,732

 
—

 
—

 
—

 
54,732

Other consumer
 
947

 
—

 
—

 
—

 
947

Portfolio loans receivable, gross
 
$
1,177,641

 
$
29,178

 
$
5,990

 
$
—

 
$
1,212,809

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
425,661

 
$
—

 
$
2,265

 
$
—

 
$
427,926

Commercial
 
340,313

 
6,345

 
1,433

 
—

 
348,091

Construction
 
198,702

 
—

 
—

 
—

 
198,702

Commercial and Industrial
 
145,178

 
4,505

 
1,426

 
—

 
151,109

Credit card
 
46,412

 
—

 
—

 
—

 
46,412

Other consumer
 
1,285

 
—

 
—

 
—

 
1,285

Portfolio loans receivable, gross
 
$
1,157,551

 
$
10,850

 
$
5,124

 
$
—

 
$
1,173,525

________________________
(1)  
Category includes loans graded exceptional, very good, good, satisfactory and pass/watch, in addition to credit cards and consumer credits that are not graded.

Impaired loans also include certain loans that have been modified in TDRs where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. The status of TDRs is as follows:

 
25
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

Troubled Debt Restructurings
 
 
 
 
 
 
 
 
(in thousands)
 
Number of
Contracts
 
Recorded Investment
June 30, 2020
 
Performing
 
Nonperforming
 
Total
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
305

 
305

Total
 
5

 
$
—

 
$
450

 
$
450

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
314

 
314

Total
 
5

 
$
—

 
$
459

 
$
459

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145


There were no new TDRs in the six months ended June 30, 2020. The Company had no defaulted TDR loans over the last twelve months.
Outstanding loan commitments were as follows:
Loan Commitments
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unused lines of credit
 
 
 
 
Real Estate:
 
 
 
 
Residential
 
$
13,320

 
$
13,754

Residential - Home Equity
 
28,234

 
26,407

Commercial
 
16,806

 
31,411

Construction
 
92,734

 
114,999

Commercial and Industrial
 
57,479

 
36,442

Secured credit card
 
81,755

 
37,517

Personal
 
571

 
43

Total
 
$
290,899

 
$
260,573

 
 
 
 
 
Commitments to originate residential loans held for sale
 
$
10,426

 
$
2,646

 
 
 
 
 
Letters of credit
 
$
5,260

 
$
5,305


Lines of credit are agreements to lend to a customer as long as there is no violation of any condition of the contract. Lines of credit generally have variable interest rates. Such lines do not represent future cash requirements because it is unlikely that all customers will draw upon their lines in full at any time. Loan commitments generally have variable interest rates, fixed expiration dates, and may require payment of a fee.

 
26
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 5 - Portfolio Loans Receivable (continued)

The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:
Off Balance Sheet Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
1,271

 
$
1,043

 
$
1,226

 
$
1,053

Provision for off balance sheet credit commitments
 
—

 
103

 
45

 
93

Balance at end of period
 
$
1,271

 
$
1,146

 
$
1,271

 
$
1,146

The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations.
The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:
Mortgage Loan Put-back Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
667

 
$
515

 
$
575

 
$
501

Provision for mortgage loan put backs
 
156

 
43

 
262

 
67

Charge-offs
 
—

 
(31
)
 
(14
)
 
(41
)
Balance at end of period
 
$
823

 
$
527

 
$
823

 
$
527




 
27
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 6 - Derivative Financial Instruments

As part of its mortgage banking activities, the Company enters into interest rate lock commitments, which are commitments to originate loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. The Company then either locks the loan and rate in with an investor and commits to deliver the loan if settlement occurs (Best Efforts) or commits to deliver the locked loan to an investor in a binding (Mandatory) delivery program. Certain loans under rate lock commitments are covered under forward sales contracts. Forward sales contracts are recorded at fair value with changes in fair value recorded in mortgage banking revenue. Interest rate lock commitments and commitments to deliver loans to investors are considered derivatives. The market value of interest rate lock commitments and best efforts contracts are not readily ascertainable with precision because they are not actively traded in stand-alone markets. The Company determines the fair value of rate lock commitments and delivery contracts by estimating the fair value of the underlying asset, which is impacted by current interest rates and takes into consideration the probability that the rate lock commitments will close or will be funded.
The following table reports the commitment and fair value amounts on the outstanding derivatives:
Derivatives
 
 
 
(in thousands)
 
June 30, 2020
December 31, 2019
Notional amount of open forward sales agreements
 
$
33,500

$
61,000

Fair value of open forward delivery sales agreements
 
(178
)
(125
)
Notional amount of open mandatory delivery commitments
 
2,082

22,888

Fair value of open mandatory delivery commitments
 
21

115

Notional amount of interest rate lock commitments
 
40,617

32,365

Fair value of interest rate lock commitments
 
227

122




 
28
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 7 - Leases

The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations and back office operations. As of January 1, 2019, the Company had leased five of its full service branches and five other locations for corporate/administration activities, operations, and loan production. All property leases under lease agreements have been been designated as operating leases. The Company does not have leases designated as finance leases.
The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (“ROU”) assets are included in premises and equipment, and operating lease liabilities are included as other liabilities in the consolidated balance sheets. ROU assets represent the right to use an underlying asset for the lease term and lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at commencement date in determining the present value of lease payments. The weighted average discount rate used was 2.26% at June 30, 2020 and 2.24% at December 31, 2019. The operating lease ROU asset also includes any lease pre-payments. The Company's lease terms may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately as the non-lease component amounts are readily determinable under most leases.
As of June 30, 2020, the Company’s lease ROU assets and related lease liabilities were $3.8 million and $4.2 million, respectively, compared to December 31, 2019 balances of $3.9 million of ROU assets and $4.3 million of lease liabilities, and have remaining terms ranging from 1 - 6 years, including extension options that the Company is reasonably certain will be exercised. As of June 30, 2020, the Company had not entered into any material leases that have not yet commenced. The Company’s lease information is summarized as follows:
Leases
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Lease Right of Use Asset:
 
 
 
 
Lease asset
 
$
5,462

 
$
5,158

Less: Accumulated amortization
 
(1,655
)
 
(1,238
)
Net lease asset
 
$
3,807

 
$
3,920

 
 
 
 
 
Lease Liability:
 
 
 
 
Lease liability
 
$
4,163

 
$
4,291




 
29
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 7 - Leases (continued)

Future minimum payments for operating leases with initial or remaining terms of one year or more are as follows:
Lease Payment Obligations
 
 
(in thousands)
 
June 30, 2020
Amounts due in:
 
 
2020
 
$
689

2021
 
1,408

2022
 
1,023

2023
 
777

2024
 
420

Total future lease payments
 
4,317

Discount of cash flows
 
(154
)
Present value of net future lease payments

 
$
4,163


Generally accepted accounting principles define fair value, establish a framework for measuring fair value, recommend disclosures about fair value, and establish a hierarchy for determining fair value measurement. The hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:
Level 1 - Inputs to the valuation method are quoted prices (unadjusted) for identical assets or liabilities in active markets;
Level 2 - Inputs to the valuation method include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and
Level 3 - Inputs to the valuation method are unobservable and significant to the fair value measurement.
Fair value measurements on a recurring basis
Investment securities available for sale - The fair values of the Company's investment securities available for sale are provided by an independent pricing service. The fair values of the Company's securities are determined based on quoted prices for similar securities under Level 2 inputs.
Loans held for sale - The fair value of loans held for sale is determined using Level 2 inputs of quoted prices for a similar asset, adjusted for specific attributes of that loan.
Derivative financial instruments - Derivative instruments used to hedge residential mortgage loans held for sale and the related interest rate lock commitments include forward commitments to sell mortgage loans and are reported at fair value utilizing Level 2 inputs. The fair values of derivative financial instruments are based on derivative market data inputs as of the valuation date and the underlying value of mortgage loans for rate lock commitments.

 
30
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 8 - Fair Value (continued)

The Company has categorized its financial instruments measured at fair value on a recurring basis as of June 30, 2020 and December 31, 2019 as follows:
Fair Value of Financial Instruments
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Total
 
Level 1 Inputs
 
Level 2 Inputs
 
Level 3 Inputs
Investment securities available for sale
 
 
 
 
 
 
 
 
Municipal
 
543

 
—

 
543

 
—

Corporate
 
2,237

 
—

 
2,237

 
—

Mortgage-backed securities
 
54,016

 
—

 
54,016

 
—

Total
 
$
56,796

 
$
—

 
$
56,796

 
$
—

Loans held for sale
 
$
116,969

 
$
—

 
$
116,969

 
$
—

Derivative assets
 
$
248

 
$
—

 
$
248

 
$
—

Derivative liabilities
 
$
178

 
$
—

 
$
178

 
$
—

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Investment securities available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
999

 
$
—

 
$
999

 
$
—

Municipal
 
528

 
—

 
528

 
—

Corporate
 
2,565

 
—

 
2,565

 
—

Mortgage-backed securities
 
56,736

 
—

 
56,736

 
—

Total
 
$
60,828

 
$
—

 
$
60,828

 
$
—

Loans held for sale
 
$
71,030

 
$
—

 
$
71,030

 
$
—

Derivative assets
 
$
237

 
$
—

 
$
237

 
$
—

Derivative liabilities
 
$
125

 
$
—

 
$
125

 
$
—


Financial instruments recorded using FASB ASC 825-10
Under FASB ASC 825-10, the Company may elect to report most financial instruments and certain other items at fair value on an instrument-by-instrument basis with changes in fair value reported in net income. After the initial adoption, the election is made at the acquisition of an eligible financial asset, financial liability or firm commitment or when certain specified reconsideration events occur. The fair value election, with respect to an item, may not be revoked once an election is made.
The following table reflects the difference between the fair value carrying amount of loans held for sale, measured at fair value under FASB ASC 825-10, and the aggregate unpaid principal amount the Company is contractually entitled to receive at maturity:
Fair Value of Loans Held for Sale
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Aggregate fair value
 
$
116,969

 
$
71,030

Contractual principal
 
109,945

 
67,118

Difference
 
$
7,024

 
$
3,912


The Company has elected to account for loans held for sale at fair value to eliminate the mismatch that would occur by recording changes in market value on derivative instruments used to hedge loans held for sale while carrying the loans at the lower of cost or market.

 
31
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 8 - Fair Value (continued)

Fair value measurements on a nonrecurring basis
Impaired loans - The Company has measured impairment generally based on the fair value of the loan's collateral and discounted cash flow analysis. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values. As of June 30, 2020 and December 31, 2019, the fair values consist of loan balances of $5.0 million and $4.1 million, with specific reserves of $88 thousand and $119 thousand, respectively.
Foreclosed real estate - The Company's foreclosed real estate is measured at fair value less cost to sell. Fair value was determined based on offers and/or appraisals. Cost to sell the real estate was based on standard market factors. The Company has categorized its foreclosed real estate as Level 3.
The Company has categorized its impaired loans and foreclosed real estate as follows:
Fair Value of Impaired Loans and Foreclosed Real Estate
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Impaired loans
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
4,952

 
3,980

Total
 
$
4,952

 
$
3,980

 
 
 
 
 
Foreclosed real estate
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
3,326

 
2,384

Total
 
$
3,326

 
$
2,384


The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at June 30, 2020 and December 31, 2019:
Unobservable Inputs
 
 
 
 
Valuation Technique
 
Unobservable Inputs
 
Range of Inputs
 
 
 
Impaired Loans
Appraised Value/Discounted Cash Flows
 
Discounts to appraisals or cash flows for estimated holding and/or selling costs
 
11 to 25%
Foreclosed Real Estate
Appraised Value/Comparable Sales
 
Discounts to appraisals for estimated holding and/or selling costs
 
11 to 25%

Fair value of financial instruments
Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity the contractual right or obligation to either receive or deliver cash for another financial instrument.

 
32
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 8 - Fair Value (continued)

The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.
The fair value of the Company’s loan portfolio has always included a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans, and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.
For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.
The fair value of cash and cash equivalents and investments in restricted stocks is the carrying amount. Restricted stock includes equity of the Federal Reserve and other banker’s banks.
The fair value of noninterest bearing deposits and securities sold under agreements to repurchase is the carrying amount.
The fair value of checking, savings, and money market deposits is the amount payable on demand at the reporting date. Fair value of fixed maturity term accounts and individual retirement accounts is estimated using rates currently offered for accounts of similar remaining maturities.
The fair value of certificates of deposit in other financial institutions is estimated based on interest rates currently offered for deposits of similar remaining maturities.
The fair value of borrowings is estimated by discounting the value of contractual cash flows using current market rates for borrowings with similar terms and remaining maturities.
The fair value of outstanding loan commitments, unused lines of credit, and letters of credit are not included in the table since the carrying value generally approximates fair value. These instruments generate fees that approximate those currently charged to originate similar commitments.
The table below presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments.

 
33
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 8 - Fair Value (continued)

Fair Value of Selected Financial Instruments
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
Carrying Amount
 
Fair Value
 
Carrying Amount
 
Fair Value
Financial assets
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Cash and due from banks
$
15,636

 
$
15,636

 
$
10,530

 
$
10,530

Interest bearing deposits at other financial institutions
180,379

 
180,379

 
102,447

 
102,447

Federal funds sold
3,698

 
3,698

 
1,847

 
1,847

Level 3
 
 
 
 
 
 
 
Loans receivable, net (1)
$
1,422,443

 
$
1,427,006

 
$
1,157,820

 
$
1,155,922

Restricted investments
4,085

 
4,085

 
3,966

 
3,966

 
 
 
 
 
 
 
 
Financial liabilities
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Noninterest bearing deposits
$
563,995

 
$
563,995

 
$
291,777

 
$
291,777

Level 3
 
 
 
 
 
 
 
Interest bearing deposits
$
1,044,731

 
$
1,047,975

 
$
933,644

 
$
934,349

FHLB advances and other borrowed funds
42,948

 
42,974

 
47,645

 
47,678

________________________
(1)  
Includes SBA-PPP loans and portfolio loans.

 
34
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 9 - Segments


The Company’s reportable segments represent product line divisions and are viewed separately for strategic planning purposes by management. The four segments include Commercial Banking, Capital Bank Home Loans (the Company’s mortgage loan division), OpenSky® (the Company’s credit card division) and the Corporate Office. The following schedule presents financial information for each reportable segment at June 30, 2020.
Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
16,345

 
$
690

 
$
4,375

 
$
5,318

 
$
(4,728
)
 
$
22,000

Interest expense
 
2,735

 
387

 
—

 
292

 
(38
)
 
3,376

Net interest income
 
13,610

 
303

 
4,375

 
5,026

 
(4,690
)
 
18,624

Provision for loan losses
 
3,083

 
—

 
217

 
—

 
—

 
3,300

Net interest income after provision
 
10,527

 
303

 
4,158

 
5,026

 
(4,690
)
 
15,324

Noninterest income
 
183

 
10,802

 
2,913

 
1

 
—

 
13,899

Noninterest expense
 
8,187

 
7,274

 
7,144

 
98

 
—

 
22,703

Net income before taxes
 
$
2,523

 
$
3,831

 
$
(73
)
 
$
4,929

 
$
(4,690
)
 
$
6,520

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
14,521

 
$
681

 
$
4,593

 
$
4,455

 
$
(3,961
)
 
$
20,289

Interest expense
 
3,321

 
172

 
—

 
268

 
(3
)
 
3,758

Net interest income
 
11,200


509


4,593


4,187


(3,958
)

16,531

Provision for loan losses
 
488

 
—

 
189

 
—

 
—

 
677

Net interest income after provision
 
10,712


509


4,404


4,187


(3,958
)
 
15,854

Noninterest income
 
149

 
3,805

 
1,972

 
1

 
—

 
5,927

Noninterest expense
 
7,793

 
3,459

 
4,873

 
85

 
—

 
16,210

Net income before taxes
 
$
3,068


$
855


$
1,503


$
4,103


$
(3,958
)
 
$
5,571

 
 
 
 
 
 
 
 
 
 
 
 


Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157


 
35
 

Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements
 
Note 9 - Segments (continued)


Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
32,452

 
$
1,055

 
$
9,081

 
$
8,780

 
$
(7,624
)
 
$
43,744

Interest expense
 
6,322

 
596

 
—

 
570

 
(55
)
 
7,433

Net interest income
 
26,130

 
459

 
9,081

 
8,210

 
(7,569
)
 
36,311

Provision for loan losses
 
5,275

 
—

 
434

 
—

 
—

 
5,709

Net interest income after provision
 
20,855

 
459

 
8,647

 
8,210

 
(7,569
)
 
30,602

Noninterest income
 
409

 
15,147

 
4,921

 
2

 
—

 
20,479

Noninterest expense
 
16,891

 
10,722

 
12,726

 
208

 
—

 
40,547

Net income before taxes
 
$
4,373

 
$
4,884

 
$
842

 
$
8,004

 
$
(7,569
)
 
$
10,534

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
28,432

 
$
1,032

 
$
8,182

 
$
8,264

 
(7,303
)
 
$
38,607

Interest expense
 
6,563

 
243

 
—

 
529

 
(3
)
 
7,332

Net interest income
 
21,869

 
789

 
8,182

 
7,735

 
(7,300
)
 
31,275

Provision for loan losses
 
400

 
—

 
348

 
50

 
—

 
798

Net interest income after provision
 
21,469

 
789

 
7,834

 
7,685

 
(7,300
)
 
30,477

Noninterest income
 
293

 
6,210

 
3,514

 
2

 
—

 
10,019

Noninterest expense
 
15,208

 
5,943

 
9,234

 
155

 
—

 
30,540

Net income before taxes
 
$
6,554

 
$
1,056

 
$
2,114

 
$
7,532

 
$
(7,300
)
 
$
9,956

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157



 
36
 

Item 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
 
The following discussion and analysis is intended as a review of significant factors affecting the Company’s financial condition and results of operations for the periods indicated. This discussion and analysis should be read in conjunction with the accompanying consolidated financial statements and the related notes and the Company’s Annual Report on Form 10-K for the year ended December 31, 2019.
PRIVATE SECURITIES LITIGATION REFORM ACT SAFE HARBOR STATEMENT
This Quarterly Report on Form 10-Q and oral statements made from time-to-time by our representatives contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 that are subject to risks and uncertainties. You should not place undue reliance on such statements because they are subject to numerous risks and uncertainties relating to our operations and the business environment in which we operate, all of which are difficult to predict and many of which are beyond our control. Forward-looking statements include information concerning our possible or assumed future results of operations, including descriptions of our business strategy, expectations, beliefs, projections, anticipated events or trends, growth prospects, financial performance, and similar expressions concerning matters that are not historical facts. These statements often include words such as “may,” “believe,” “expect,” “anticipate,” “potential,” “opportunity,” “intend,” “plan,” “estimate,” “could,” “project,” “seek,” “should,” “will,” or “would,” or the negative of these words and phrases or similar words and phrases.
In addition to the foregoing, the COVID-19 pandemic is adversely affecting us, our customers, counterparties, employees and third party service providers, and the ultimate extent of the impact on our business, financial position, results of operations, liquidity, and prospects is uncertain. Continued deterioration in general business and economic conditions, including further increases in unemployment rates, or turbulence in domestic or global financial markets could adversely affect our revenues and the values of our assets and liabilities, reduce the availability of funding, lead to a tightening of credit, and further increase stock price volatility, which could result in impairment to our goodwill in future periods. Changes to statutes, regulations, or regulatory policies or practices as a result of, or in response to COVID-19, could affect us in substantial and unpredictable ways, including the potential adverse impact of loan modifications and payment deferrals implemented consistent with recent regulatory guidance. The following factors, among others, could cause our financial performance to differ materially from that expressed in such forward-looking statements:
COVID-19 Pandemic
•
responsive actions related to the COVID-19 pandemic may adversely affect our business, financial condition, results of operations, liquidity, and cash flow. It is impossible to predict, with reliability, the extent of any such impact;
•
public health officials have recommended and mandated precautions to mitigate the spread of COVID-19, including prohibitions on congregating in heavily populated areas and shelter-in-place orders or similar measures. As a result, we have temporarily closed certain of our branches and other locations over the past several months. Our results could be adversely impacted by these closures and other actions taken to contain the impact of COVID-19, and the extent of such impact will depend on future developments, which are highly uncertain and cannot be reliably predicted;
•
while we expect the impacts of COVID-19 to have an adverse effect on our business, financial condition and results of operations, we are unable to predict, with any reliability, the extent or nature of these impacts at this time;
•
our residential mortgage banking, consumer credit card and commercial businesses may be adversely affected by the effect of the COVID-19 pandemic and other circumstances;

 
37
 

•
adequacy of reserves, including our allowance for loan losses, may be impacted by effects of the COVID-19 pandemic and other circumstances;    
•
asset quality within the Company’s loan portfolio and the value of collateral securing our loans may deteriorate and be adversely impacted by the effects and duration of the COVID-19 pandemic and other circumstances;
•
our allowance for loan losses may increase if borrowers experience financial difficulties, which will adversely affect our results of operations; the net worth and liquidity of loan guarantors may decline, impairing their ability to honor their commitments to us;
•
if the economy is unable to substantially reopen, and high levels of unemployment continue for an extended period of time, loan delinquencies, problem assets, and foreclosures may increase, resulting in increased charges and reduced income; collateral for loans, especially real estate, may decline in value, which could cause loan losses to increase;
•
liquidity risks associated with our business could be adversely affected by the COVID-19 pandemic and other circumstances;
•
our ability to maintain important deposit customer relationships and our reputation could be impacted by the COVID-19 pandemic and other circumstances;
•
the sufficiency of our capital, including sources of capital and the extent to which we may be required to raise additional capital to meet our goals may be impacted by the COVID-19 pandemic and other circumstances;
•
fluctuations in the fair value of our investment securities that are beyond our control could be impacted by the COVID-19 pandemic duration;
•
potential exposure to fraud, negligence, computer theft and cyber-crime as an effect of the COVID-19 pandemic and other circumstances could increase;
•
the adequacy of our risk management framework may be impacted by the COVID-19 pandemic as our cyber security risks are increased as the result of an increase in the number of employees working remotely;
General Economic Conditions
•
economic conditions (including interest rate environment, government economic and monetary policies, the strength of global financial markets and inflation and deflation) that impact the financial services industry as a whole and/or our business;
•
interest rate risk associated with our business, including sensitivity of our interest earning assets and interest bearing liabilities to interest rates, and the impact to our earnings from changes in interest rates;
•
the concentration of our business in the Washington, D.C. and Baltimore, Maryland metropolitan areas and the effect of changes in the economic, political and environmental conditions on these markets;
General Business Operations
•
our ability to prudently manage our growth and execute our strategy;

 
38
 

•
our plans to grow our commercial real estate and commercial business loan portfolios which may carry material risks of non-payment or other unfavorable consequences;
•
strategic acquisitions we may undertake to achieve our goals;
•
our dependence on our information technology and telecommunications systems and the potential for any systems failures or interruptions;
•
our dependence upon outside third parties for the processing and handling of our records and data;
•
our ability to adapt to technological change;
•
our engagement in derivative transactions;
•
volatility and direction of market interest rates;
•
the possible impact of uncertainty about the future of LIBOR on our net interest income;
•
due to the decline in the Federal Reserve Board’s target federal funds rate to near 0%, the yield on our assets may decline to a greater extent than the decline in our cost of interest-bearing liabilities, reducing our net interest margin and spread and reducing net income;
•
the effectiveness of our internal controls over financial reporting and our ability to remediate any future material weakness in our internal controls over financial reporting;
•
our dependence on our management team and board of directors and changes in management and board composition;
•
our involvement from time to time in legal proceedings, examinations and remedial actions by regulators;
•
risks associated with our OpenSky credit card division, including compliance with applicable consumer finance and fraud prevention regulations;
•
we may be required to repurchase loans originated for sale by our mortgage banking division;
•
results of examinations of us by our regulators, including the possibility that our regulators may, among other things, require us to increase our allowance for loan losses or to write-down assets;
•
changes in the laws, rules, regulations, interpretations or policies relating to financial institution, accounting, tax, trade, monetary and fiscal matters;
•
increased competition in the financial services industry, particularly from regional and national institutions;
•
the financial soundness of other financial institutions;
•
Federal Deposit Insurance Corporation premiums may increase if the agency experiences additional resolution costs;
•
further government intervention in the U.S. financial system;
•
natural disasters and adverse weather, acts of terrorism, an outbreak of hostilities or other international or domestic calamities, and other matters beyond our control; and

 
39
 

•
potential exposure to fraud, negligence, computer theft and cyber-crime.
As you read and consider forward-looking statements, you should understand that these statements are not guarantees of performance or results. They involve risks, uncertainties and assumptions and can change as a result of many possible events or factors, not all of which are known to us or in our control. Although we believe that these forward-looking statements are based on reasonable assumptions, beliefs, and expectations, if a change occurs or our beliefs, assumptions, or expectations were incorrect, our business, financial condition, liquidity or results of operations may vary materially from those expressed in our forward-looking statements. You should be aware that many factors could affect our actual financial results or results of operations and could cause actual results to differ materially from those in the forward-looking statements. These factors include those described under the heading “Risk Factors” under Item 1A in our Annual Report on Form 10-K for the year ended December 31, 2019 in addition to Part II, Item 1A - Risk Factors of this Quarterly Report on Form 10-Q and other reports as filed with the SEC.
You should keep in mind that any forward-looking statement made by us speaks only as of the date on which we make it. New risks and uncertainties arise from time to time, and it is impossible for us to predict these events or how they may affect us. We have no duty to, and do not intend to, and disclaim any obligation to, update or revise any industry information or forward-looking statements after the date on which they are made.
Overview
Capital Bancorp, Inc. (the “Company”) was incorporated in 1998 in Maryland to act as the bank holding company for Capital Bank, N.A. (the “Bank”) which received its charter in 1999 and began operations in 1999. The Bank is headquartered in Rockville, Maryland and serves the Washington, D.C. and Baltimore, Maryland metropolitan areas through five commercial bank branches, five mortgage offices, two loan production offices, a limited service branch and three corporate and operations facilities located in key markets throughout our operating area. We serve businesses, not-for-profit associations and entrepreneurs throughout the region by partnering with them to design tailored financial solutions supported by customized technology and “client first” advice.
The Company reports its activities in four business segments: commercial banking; mortgage lending; credit cards; and corporate activities. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry.
Our Commercial Banking division accounts for the majority of the Bank’s total assets. Our commercial bankers provide high quality service, customized solutions and tailored advice to commercial clients in our operating markets.
Our Capital Bank Home Loan (“CBHL”) division originates conventional and government-guaranteed residential mortgage loans on a nationwide basis primarily for sale into the secondary market and in certain, limited circumstances for the Bank’s loan portfolio.
Our OpenSky® division provides secured credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores. OpenSky® cards operate on a fully digital and mobile enabled platform with all marketing and application procedures conducted through website and mobile applications. A deposit equal to the full credit limit of the card is made into a noninterest-bearing demand account with the Bank when the account is opened and the deposit is required to be maintained throughout the life of the card. Using our proprietary scoring model, which considers credit score and repayment history (typically a minimum of six months of on-time repayments, but ultimately determined on a case-by-case basis), OpenSky® also offers certain existing customers an unsecured line in excess of their secured line of credit.

 
40
 

COVID-19 Pandemic
The recent outbreak of COVID-19, which was declared a pandemic by the World Health Organization on March 11, 2020, has led to adverse impacts on economic conditions and created uncertainty in financial markets. Correspondingly, in early March 2020, the Company began preparing for potential disruptions and government limitations on activity in the markets in which we serve. Our team activated our Business Continuity Program and was able to quickly execute on multiple initiatives to adjust our operations to protect the health and safety of our employees and clients. Currently, a significant portion of our our workforce is working remotely without materially impacting our productivity while continuing to provide a high level of customer service. Since the beginning of the crisis, we have been in close contact with our clients, assessing the level of impact on their businesses, and providing relief programs according to each client’s specific situation and qualifications. With the exception of one, the Company’s branches remain temporarily closed. We have enhanced awareness of digital banking offerings and limited the number of customers in the branch and have taken steps to comply with various government directives regarding “social distancing,” as well as enhanced cleaning and disinfecting of all surface areas to protect our clients and employees.
Small Business Administration’s Paycheck Protection Program
We were able to quickly establish our process for participating in the Small Business Administration’s Paycheck Protection Program that enabled our clients to utilize this valuable resource. SBA-PPP loans are designed to provide assistance for small businesses during the COVID-19 pandemic to help meet the costs associated with payroll, mortgage interest, rent and utilities. These loans are 100% guaranteed by the SBA and, under certain circumstances, forgiveness of the loan, by the SBA, is granted to the borrower. Forgiveness is also based on the small business maintaining or quickly rehiring their employees and maintaining salary levels for their employees. SBA-PPP loans do not require any collateral or personal guarantees. Through June 30, 2020, over 1,220 SBA-PPP loans have been processed for approximately $236.3 million in the first and second rounds of the program. These efforts have allowed us to further strengthen and deepen our client relationships, while positively impacting thousands of individuals and businesses. We are also closely monitoring the credit quality of the loan portfolio and we monitor line of credit draws for deviation from normal activity to improve loan performance and reduce credit risk.
Short-term Modifications for Borrowers
In keeping with regulatory guidance to work with borrowers during this unprecedented situation and as outlined in Section 4013 of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), the Company is providing loan modifications where appropriate, including potential interest only payments or payment deferrals for clients that are adversely affected by the COVID-19 pandemic. Section 4013 of the CARES Act also addressed COVID-19 related modifications and specified that such modifications made on loans that were current as of December 31, 2019 are not TDRs. In accordance with interagency guidance issued in April 2020, these short-term modifications made to a borrower affected by the COVID-19 pandemic and governmental shutdown orders, such as payment deferrals, fee waivers and extensions of repayment terms, do not need to be identified as TDRs if the loans were current at the time a modification plan was implemented. As of June 30, 2020, we deferred payments of principal and/or interest on a short-term basis for commercial and consumer loans with an aggregate balance of $144.4 million or approximately 11.9% of portfolio loans receivable.

 
41
 

Liquidity
We are monitoring our liquidity position on an ongoing basis as the circumstances surrounding the pandemic continue to evolve. The Company has several available sources of on and off-balance sheet liquidity. Currently, the Company has not needed to tap into these available liquidity sources . The potential for increased reliance on available liquidity sources may be required based on the effects of the pandemic and their impact on the level of deposits and other factors. Additional discussion on our liquidity as of the report date is reflected in the “Liquidity” section of management’s discussion and analysis.
Capital
As of June 30, 2020, the Bank exceeded all the capital requirements to which it was subject and based on the most recent notification from its primary federal regulator is considered to be well-capitalized. There are no conditions or events since that notification that management believes would change the Bank’s classification. We are closely monitoring our capital position and are taking appropriate steps to ensure our level of capital remains strong. Our capital, while significant, may deteriorate in future periods due to the impact of the pandemic and limit our ability to pay dividends.

 
42
 

Results of Operations
Net Income
The following table sets forth the principal components of net income for the periods indicated.
 
Three Months Ended June 30,
 
2020
 
2019
 
% Change
(in thousands)
 
 
 
Interest income
$
22,000

 
$
20,289

 
8.4
 %
Interest expense
3,376

 
3,758

 
(10.2
)%
Net interest income
18,624

 
16,531

 
12.7
 %
Provision for loan losses
3,300

 
677

 
387.4
 %
Net interest income after provision
15,324

 
15,854

 
(3.3
)%
Noninterest income
13,899

 
5,927

 
134.5
 %
Noninterest expenses
22,703

 
16,210

 
40.1
 %
Net income before income taxes
6,520

 
5,571

 
17.0
 %
Income tax expense
1,759

 
1,548

 
13.6
 %
Net income
$
4,761

 
$
4,023

 
18.3
 %
Net income for the three months ended June 30, 2020 increased 18.3 percent to $4.8 million from $4.0 million for the three months ended June 30, 2019. The increase was primarily the result of higher levels of interest income and mortgage banking revenue, included in noninterest income, offset by an increase in the loan loss provision of $3.3 million in the current quarter, which was the result of macro-economic deterioration from the COVID-19 worldwide pandemic. Noninterest expense was $22.7 million for the three months ended June 30, 2020, compared to $16.2 million for the three months ended June 30, 2019, an increase of $6.4 million or 40.1%. The increase was primarily driven by a $3.2 million, or 39.3%, increase in salaries and benefits period over period. In addition, there was an increase of $2.0 million in data processing expenses, resulting from the increase in credit cards and in the number of loan and deposits accounts as compared to the three months ended June 30, 2019.
 
Six Months Ended June 30,
 
2020
 
2019
 
% Change
(in thousands)
 
 
 
Interest income
$
43,744

 
$
38,607

 
13.3
%
Interest expense
7,433

 
7,332

 
1.4
%
Net interest income
36,311

 
31,275

 
16.1
%
Provision for loan losses
5,709

 
798

 
615.4
%
Net interest income after provision
30,602

 
30,477

 
0.4
%
Noninterest income
20,479

 
10,019

 
104.4
%
Noninterest expenses
40,547

 
30,540

 
32.8
%
Net income before income taxes
10,534

 
9,956

 
5.8
%
Income tax expense
2,839

 
2,614

 
8.6
%
Net income
$
7,695

 
$
7,342

 
4.8
%
Net income for the six months ended June 30, 2020 was $7.7 million, an increase of approximately $354 thousand, or 4.8%, from net income for the six months ended June 30, 2019 of $7.3 million. The increase was primarily due to increased interest and noninterest income, offset by higher noninterest expenses and an increased provision for loan losses of $5.7 million. Noninterest income increased $10.5 million over the period primarily due to increased mortgage banking revenue of $8.0 million and credit card fees of $1.5 million. Increases in noninterest income were offset by higher levels of mortgage origination commissions and data processing costs included in noninterest expense.
Net Interest Income and Net Margin Analysis
We analyze our ability to generate income from interest earning assets and control the interest expenses of our liabilities, measured as net interest income, through our net interest margin and net interest spread.

 
43
 

Net interest income is the difference between the interest and fees earned on interest earning assets, such as loans and securities, and the interest expense incurred in connection with interest bearing liabilities, such as deposits and borrowings, which are used to fund those assets. Net interest margin is a ratio calculated as net interest income divided by average interest earning assets for the same period. Net interest spread is the difference between average interest rates earned on interest earning assets and average interest rates paid on interest bearing liabilities.
Changes in market interest rates and the interest rates we earn on interest earning assets or pay on interest bearing liabilities, as well as in the volume and types of interest earning assets, interest bearing and noninterest bearing liabilities and stockholders’ equity, are usually the largest drivers of periodic changes in net interest income, net interest margin and net interest spread. Fluctuations in market interest rates are driven by many factors, including governmental monetary policies, inflation, deflation, macroeconomic developments, changes in unemployment, the money supply, political and international conditions and conditions in domestic and foreign financial markets. Periodic changes in the volume and types of loans in our loan portfolio are affected by, among other factors, economic and competitive conditions in the Washington, D.C. and Baltimore, Maryland metropolitan areas, as well as developments affecting the real estate, technology, government services, hospitality and tourism and financial services sectors within our target markets and throughout the Washington, D.C. and Baltimore, Maryland metropolitan areas. Our ability to respond to changes in these factors by using effective asset-liability management techniques is critical to maintaining the stability of our net interest income and net interest margin as our primary sources of earnings.

 
44
 

The following table shows the average outstanding balance of each principal category of our assets, liabilities and stockholders’ equity, together with the average yields on our assets and the average costs of our liabilities for the periods indicated. Such yields and costs are calculated by dividing income or expense by the average daily balances of the corresponding assets or liabilities for the same period.
AVERAGE BALANCE SHEET AND NET INTEREST ANALYSIS
 
Three Months Ended June 30,
 
2020
 
2019
 
Average
Outstanding
Balance
 
Interest Income/
Expense
 
Average
Yield/
Rate(1)
 
Average
Outstanding
Balance
 
Interest Income/
Expense
 
Average
Yield/
Rate(1)
($ in thousands)
 
Assets
 
 
 
 
 
 
 
 
 
 
 
Interest earning assets:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing deposits
$
79,854

 
$
19

 
0.09
%
 
$
38,573

 
$
198

 
2.06
%
Federal funds sold
1,889

 
—

 
0.05
%
 
2,111

 
12

 
2.20
%
Investment securities
58,860

 
316

 
2.16
%
 
42,031

 
234

 
2.23
%
Restricted investments
4,152

 
56

 
5.46
%
 
4,428

 
41

 
3.75
%
Loans held for sale
78,254

 
687

 
3.53
%
 
34,635

 
681

 
7.88
%
SBA-PPP loans receivable
166,033

 
1,011

 
2.45
%
 
—

 
—

 
—
%
Portfolio loans receivable(2)
1,199,338

 
19,911

 
6.68
%
 
1,024,306

 
19,123

 
7.49
%
Total interest earning assets
1,588,380

 
22,000

 
5.57
%
 
1,146,084

 
20,289

 
7.10
%
Noninterest earning assets
24,459

 
 
 
 
 
17,233

 
 
 
 
Total assets
$
1,612,839

 
 
 
 
 
$
1,163,317

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities and Stockholders’ Equity
 
 
 
 
 
 
 
 
 
 
 
Interest bearing liabilities:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing demand accounts
$
182,095

 
171

 
0.38
%
 
$
96,702

 
89

 
0.37
%
Savings
4,522

 
1

 
0.05
%
 
3,577

 
3

 
0.35
%
Money market accounts
472,802

 
1,279

 
1.09
%
 
333,248

 
1,434

 
1.73
%
Time deposits
282,695

 
1,503

 
2.14
%
 
277,402

 
1,669

 
2.41
%
Borrowed funds
44,672

 
422

 
3.80
%
 
63,083

 
563

 
3.58
%
Total interest bearing liabilities
986,786

 
3,376

 
1.38
%
 
774,012

 
3,758

 
1.95
%
Noninterest bearing liabilities:
 
 
 
 
 
 
 
 
 
 
 
Noninterest bearing liabilities
21,647

 
 
 
 
 
15,963

 
 
 
 
Noninterest bearing deposits
464,702

 
 
 
 
 
251,408

 
 
 
 
Stockholders’ equity
139,704

 
 
 
 
 
121,934

 
 
 
 
Total liabilities and stockholders’ equity
$
1,612,839

 
 
 
 
 
$
1,163,317

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net interest spread
 
 
 
 
4.19
%
 
 
 
 
 
5.15
%
Net interest income
 
 
$
18,624

 
 
 
 
 
$
16,531

 
 
Net interest margin (3)
 
 
 
 
4.72
%
 
 
 
 
 
5.79
%
_______________
(1) 
Annualized.
(2) 
Includes nonaccrual loans.
(3) 
For the three months ended June 30, 2019 and 2020, SBA-PPP loans and credit card loans collectively accounted for 142 and 76 basis points of the reported net interest margin, respectively.



 
45
 

The following table presents information regarding the dollar amount of changes in interest income and interest expense for the periods indicated for each major component of interest earning assets and interest bearing liabilities and distinguishes between the changes attributable to changes in volume and changes attributable to changes in interest rates. For purposes of this table, changes attributable to both rate and volume that cannot be segregated have been proportionately allocated to both volume and rate.
ANALYSIS OF CHANGES IN NET INTEREST INCOME
 
Three Months Ended June 30, 2020
 
Six Months Ended June 30, 2020
 
Compared to the
 
Compared to the
 
Three Months Ended June 30, 2019
 
Six Months Ended June 30, 2019
 
Change Due To
 
Interest Variance
 
Change Due To
 
Interest Variance
(in thousands)
Volume
 
Rate
 
 
Volume
 
Rate
 
Interest Income:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing deposits
$
(1,654
)
 
$
1,475

 
$
(179
)
 
$
(180
)
 
$
83

 
$
(97
)
Federal funds sold
(1
)
 
(11
)
 
(12
)
 
—

 
3

 
3

Investment securities
89

 
(7
)
 
82

 
171

 
(6
)
 
165

Restricted stock
(2
)
 
17

 
15

 
12

 
19

 
31

Loans held for sale
11

 
(5
)
 
6

 
35

 
(14
)
 
21

SBA-PPP loans receivable
1,011

 
—

 
1,011

 
1,011

 
—

 
1,011

Portfolio loans receivable
2,159

 
(1,371
)
 
788

 
5,968

 
(1,965
)
 
4,003

Total interest income
1,613

 
98

 
$
1,711

 
7,017

 
(1,880
)
 
5,137

 
 
 
 
 
 
 
 
 
 
 
 
Interest Expense:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing demand accounts
80

 
2

 
82

 
175

 
56

 
231

Savings
1

 
(3
)
 
(2
)
 
3

 
(5
)
 
(2
)
Money market accounts
(1,354
)
 
1,199

 
(155
)
 
517

 
(298
)
 
219

Time deposits
34

 
(200
)
 
(166
)
 
(61
)
 
(258
)
 
(319
)
Borrowed funds
(178
)
 
37

 
(141
)
 
12

 
(40
)
 
(28
)
Total interest expense
(1,417
)
 
1,035

 
(382
)
 
646

 
(545
)
 
101

Net interest income
$
3,030

 
$
(937
)
 
$
2,093

 
$
6,371

 
$
(1,335
)
 
$
5,036


Net interest income increased by $2.1 million, or 12.7%, for the second quarter of 2020 compared to the second quarter of 2019 as average total interest earning assets increased from $1.1 billion to $1.6 billion. The increase in average interest earning assets was primarily driven by an increase in average portfolio loan balances of $175.0 million, or 17.1%, from an average of $1.0 billion for the quarter ended June 30, 2019 to $1.2 billion for the quarter ended June 30, 2020. Average interest earning assets were also boosted by the SBA-PPP loans which averaged $166 million above the prior year period. Reflective of the decreasing interest rate environment beginning in the third quarter of 2019, the annualized yield on interest earning assets decreased 153 basis points, from 7.10% for the three months ended June 30, 2019 to 5.57% for the three months ended June 30, 2020.
Average interest bearing liabilities increased by $212.8 million, or 27.5%, from $774.0 million for the second quarter of 2019 to $986.8 million for the second quarter of 2020. The increase was due to growth of $231.2 million, or 32.5%, in the average balance of interest bearing deposits and an increase in the average balance of borrowed funds of $18.4 million, or 29%. The annualized average interest rate paid on interest bearing liabilities decreased 57 basis points to 1.38% for the second quarter of 2020 from 1.95% for the second quarter of 2019. The average annualized interest rate on interest bearing deposits and borrowed funds decreased by 197 basis points and 22 basis points, respectively. The decreases in the annualized average interest rates reflect interest rate decreases in 2019 and 2020.
The net interest margin decreased 107 basis points to 4.72% for the three months ended June 30, 2020, from 5.79% for the three months ended June 30, 2019. Excluding credit cards and SBA-PPP loans, the Company’s annualized net interest margin was 3.96% for the three months ended June 30, 2020, down 41 basis points from 4.37% for the three months ended June 30, 2019. The year over year net interest margin decrease of 107 basis points was primarily due to the decreasing rate environment. The Company’s net interest spread was 4.19% and 5.15% for the three months ended June 30, 2020 and 2019, respectively.

 
46
 

For the six months ended June 30, 2020, net interest income increased by $5.0 million, or 16.1%, from the six months ended June 30, 2019 as average total interest earning assets increased from $1.1 billion to $1.5 billion. The increase in average interest earning assets was primarily driven by an increase in average portfolio loan balances of $175.2 million, or 17.3%, from an average balance of $1.0 billion to $1.2 billion for the same period. Reflective of the decreasing interest rate environment beginning in the third quarter of 2019, the annualized yield on interest earning assets decreased 101 basis points, from 6.94% for the six months ended June 30, 2019 to 5.93% for the six months ended June 30, 2020.
For the six months ended June 30, 2020, average interest bearing liabilities increased by $206.4 million, or 27.2%, from $759.5 million to $965.9 million period over period . The increase was due to growth of $205.8 million, or 28.8%, in the average balance of interest bearing deposits and an increase in the average balance of borrowed funds of $611 thousand, or 1.4%. The annualized average interest rate paid on interest bearing liabilities decreased 40 basis points for the six months ended June 30, 2020 compared to the six months ended June 30, 2019. The average annualized interest rate on interest bearing deposits and borrowed funds decreased by 153 basis points and 19 basis points, respectively. The decreases in the annualized average interest rates reflect interest rate decreases in 2019 and 2020.
The net interest margin decreased 61 basis points to 4.38% for the six months ended June 30, 2020, from 4.99% for the six months ended June 30, 2019. Excluding credit cards and SBA-PPP loans, the annualized net interest margin was 3.96% for the six months ended June 30, 2020, down 38 basis points from 4.34% for the six months ended June 30, 2019. The year over year net interest margin decrease of 71 basis points resulted from the decreasing rate environment. Net interest spread was 4.38% and 4.99% for the six months ended June 30, 2020 and 2019, respectively.


 
47
 

AVERAGE BALANCE SHEET AND NET INTEREST ANALYSIS
 
Six Months Ended June 30,
 
2020
 
2019
 
Average
Outstanding
Balance
 
Interest Income/
Expense
 
Average
Yield/
Rate(1)
 
Average
Outstanding
Balance
 
Interest Income/
Expense
 
Average
Yield/
Rate(1)
(in thousands)
 
Assets
 
 
 
 
 
 
 
 
 
 
 
Interest earning assets:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing deposits
$
88,238

 
$
278

 
0.63
%
 
$
34,879

 
$
374

 
2.16
%
Federal funds sold
1,479

 
4

 
0.51
%
 
1,869

 
1

 
0.06
%
Investment securities
59,628

 
656

 
2.21
%
 
44,259

 
492

 
2.24
%
Restricted investments
4,035

 
123

 
6.15
%
 
3,588

 
92

 
5.17
%
Loans held for sale
60,180

 
1,053

 
3.52
%
 
24,519

 
1,032

 
8.49
%
SBA-PPP loans receivable
83,060

 
1,011

 
2.45
%
 
—

 
—

 
—
%
Portfolio loans receivable(2)
1,187,170

 
40,619

 
6.88
%
 
1,011,971

 
36,616

 
7.30
%
Total interest earning assets
1,483,790

 
43,744

 
5.93
%
 
1,121,085

 
38,607

 
6.94
%
Noninterest earning assets
21,279

 
 
 
 
 
14,712

 
 
 
 
Total assets
$
1,505,069

 
 
 
 
 
$
1,135,797

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Liabilities and Stockholders’ Equity
 
 
 
 
 
 
 
 
 
 
 
Interest bearing liabilities:
 
 
 
 
 
 
 
 
 
 
 
Interest bearing demand accounts
$
162,985

 
$
398

 
0.49
%
 
$
87,416

 
$
167

 
0.38
%
Savings
4,463

 
4

 
0.17
%
 
3,460

 
6

 
0.35
%
Money market accounts
459,865

 
2,967

 
1.30
%
 
325,173

 
2,748

 
1.70
%
Time deposits
293,374

 
3,198

 
2.19
%
 
298,805

 
3,517

 
2.37
%
Borrowed funds
45,214

 
866

 
3.85
%
 
44,603

 
894

 
4.04
%
Total interest bearing liabilities
965,901

 
7,433

 
1.55
%
 
759,457

 
7,332

 
1.95
%
Noninterest bearing liabilities:
 
 
 
 
 
 
 
 
 
 
 
Noninterest bearing liabilities
20,744

 
 
 
 
 
13,856

 
 
 
 
Noninterest bearing deposits
379,881

 
 
 
 
 
242,443

 
 
 
 
Stockholders’ equity
138,543

 
 
 
 
 
120,041

 
 
 
 
Total liabilities and stockholders’ equity
$
1,505,069

 
 
 
 
 
$
1,135,797

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net interest spread
 
 
 
 
4.38
%
 
 
 
 
 
4.99
%
Net interest income
 
 
$
36,311

 
 
 
 
 
$
31,275

 
 
Net interest margin (3)
 
 
 
 
4.92
%
 
 
 
 
 
5.63
%
_______________
(1) 
Annualized
(2) 
Includes nonaccrual loans.
(3) 
For the six months ended June 30, 2019 and 2020, SBA-PPP loans and credit card loans collectively accounted for 129 and 96 basis points of the reported net interest margin, respectively.

Provision for Loan Losses
The provision for loan losses is a charge to income in order to bring our allowance for loan losses to a level deemed appropriate by management. For a description of the factors taken into account by our management in determining the allowance for loan losses see “Financial Condition—Allowance for Loan Losses.”
The provision for loan losses was $3.3 million and $677 thousand for the three months ended June 30, 2020 and 2019, respectively. For the quarter ended June 30, 2020, uncertainty surrounding the deterioration of the macro-economic environment related to the COVID-19 pandemic resulted in a $3.3 million provision. Net charge-offs amounted to $134 thousand for the three months ended June 30, 2020, compared to $118 thousand for the three months ended June 30, 2019. The increase in net charge-offs for the three months ended June 30, 2020 was primarily due to increases in charge-offs of $55 thousand in the credit card portfolio, offset by a decrease in charge-offs in the commercial and industrial portfolio of $28 thousand.

 
48
 

The provision for loan losses was $5.7 million and $798 thousand for the six months ended June 30, 2020 and 2019, respectively. Net charge-offs amounted to $330 thousand for the six months ended June 30, 2020, compared to $192 thousand for the six months ended June 30, 2019. The increase in net charge-offs for the six months ended June 30, 2020 was primarily due to increases in charge-offs of $141 thousand in the credit card portfolio. Our allowance for loan losses as a percent of portfolio loans was 1.54% and 1.14% at June 30, 2020 and December 31, 2019, respectively.
Noninterest Income
Our primary sources of recurring noninterest income are service charges on deposit accounts, certain credit card fees, such as interchange fees and statement fees, and mortgage banking revenue. Noninterest income does not include (i) loan origination fees to the extent they exceed the direct loan origination costs, which are generally recognized over the life of the related loan as an adjustment to yield using the interest method or (ii) annual, renewal and late fees related to our credit card portfolio, which are generally recognized over the twelve month life of the related loan as an adjustment to yield using the interest method.
The following table presents, for the periods indicated, the major categories of noninterest income:
NONINTEREST INCOME
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2020
 
2019
 
% Change
 
2020
 
2019
 
% Change
(in thousands)
 
 
 
 
 
 
 
Noninterest income:
 
 
 
 
 
 
 
 
 
 
 
Service charges on deposit accounts
$
110

 
$
138

 
(20.3
)%
 
$
259

 
$
236

 
9.7
 %
Credit card fees
2,912

 
1,970

 
47.8
 %
 
4,921

 
3,462

 
42.1
 %
Mortgage banking revenue
10,119

 
3,715

 
172.4
 %
 
14,136

 
6,091

 
132.1
 %
Gain on sale of securities
—

 
26

 
(100.0
)%
 
—

 
26

 
(100.0
)%
Other fees and charges
758

 
78

 
871.8
 %
 
1,163

 
204

 
470.1
 %
Total noninterest income
$
13,899

 
$
5,927

 
134.5
 %
 
$
20,479

 
$
10,019

 
104.4
 %
Noninterest income increased $8.0 million, or 135%, to $13.9 million for the three months ended June 30, 2020 from $5.9 million for the three months ended June 30, 2019. The increase was primarily due to mortgage banking revenue, which increased by $6.4 million, or 172%, during the second quarter of 2020 compared to the second quarter of 2019. Due to the overall lower interest rate environment accelerating refinances in the current year, purchase volume as a percentage of loan originations declined to 31% for the second quarter of 2020, compared to 79.1% for the second quarter of 2019. Proceeds from the sale of loans held for sale amounted to $280.2 million for the three months ended June 30, 2020 compared to $109.1 million for the three months ended June 30, 2019.
OpenSky® credit card issuances continued at higher levels, totaling 172 thousand for the three months ended June 30, 2020, compared to 37 thousand for the three months ended June 30, 2019. Credit card fees correspondingly increased $943 thousand to $2.9 million for the three months ended June 30, 2020 from $2.0 million for the three months ended June 30, 2019.
Noninterest income increased $10.5 million, or 104%, to $20.5 million for the six months ended June 30, 2020 compared to $10.0 million for the six months ended June 30, 2019. The increase was primarily due to mortgage banking revenue, which increased by $8.0 million, or 132%, during the six months ended June 30, 2020 compared to the six months ended June 30, 2019. Purchase volume as a percentage of loan originations was 31.8% for the six months ended June 30, 2020, compared to 78.8% for the six months ended June 30, 2019. Proceeds from the sale of loans held for sale amounted to $462.3 million for the six months ended June 30, 2020 compared to $183.2 million for the six months ended June 30, 2019.
OpenSky® credit card fees increased $1.5 million to $4.9 million for the six months ended June 30, 2020 from $3.5 million for the six months ended June 30, 2019 primarily due to an increase in credit card accounts.

 
49
 

Noninterest Expense
Generally, noninterest expense is composed of all employee expenses and costs associated with operating our facilities, obtaining and retaining customer relationships and providing bank services. The largest component of noninterest expense is salaries and employee benefits. Noninterest expense also includes operational expenses, such as occupancy and equipment expenses, professional fees, advertising expenses, loan processing expenses and other general and administrative expenses, including FDIC assessments, communications, travel, meals, training, supplies and postage.
The following table presents, for the periods indicated, the major categories of noninterest expense:
NONINTEREST EXPENSE
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2020
 
2019
 
% Change
 
2020
 
2019
 
% Change
(in thousands)
 
 
 
 
 
 
 
Noninterest expense:
 
 
 
 
 
 
 
 
 
 
 
Salaries and employee benefits
$
11,296

 
$
8,111

 
39.3
 %
 
$
19,753

 
$
14,898

 
32.6
%
Occupancy and equipment
1,152

 
1,102

 
4.5
 %
 
2,330

 
2,196

 
6.1
%
Professional services
894

 
609

 
46.8
 %
 
1,664

 
1,228

 
35.5
%
Data processing
5,667

 
3,716

 
52.5
 %
 
9,784

 
7,029

 
39.2
%
Advertising
606

 
531

 
14.3
 %
 
1,242

 
973

 
27.6
%
Loan processing
740

 
340

 
117.6
 %
 
1,187

 
645

 
84.0
%
Other real estate expense, net
82

 
28

 
(71.4
)%
 
128

 
50

 
156.0
%
Other
2,266

 
1,773

 
27.7
 %
 
4,459

 
3,521

 
26.6
%
Total noninterest expense
$
22,703

 
$
16,210

 
39.6
 %
 
$
40,547

 
$
30,540

 
32.8
%
Noninterest expense amounted to $22.7 million for the three months ended June 30, 2020, an increase of $6.5 million, or 40.1%, compared to $16.2 million for the three months ended June 30, 2019. The increase was primarily due to increases in salaries and employee benefits, which include commissions paid on mortgage originations, data processing expenses, advertising, and other expenses. Commissions paid on mortgage originations increased 310.3% from $682 thousand to $2.8 million, reflective of significantly higher levels of mortgage originations. The increase in employees is reflective of the organic growth of the Company and includes 13 new employees in the revenue producing teams of the commercial banking and mortgage banking divisions. In addition, there was an increase of $2.0 million in data processing expense reflecting the higher volume of open credit cards and higher loan and deposit balances during the period.
Noninterest expense amounted to $40.5 million for the six months ended June 30, 2020, an increase of $10 million, or 32.8%, compared to $30.5 million for the six months ended June 30, 2019. The increase was primarily due to increases in salaries and employee benefits, which include commissions paid on mortgage originations, data processing expenses, advertising, and other expenses. Commissions paid on mortgage originations increased 88.5% from $2.8 million to $5.4 million, reflective of higher levels of mortgage originations. Another component of the increase in salary and employee benefits expense resulted from a 5.6% increase in employees to 244 at June 30, 2020, from 231 at June 30, 2019. The increase in employees is reflective of the organic growth of the Company and includes 13 new employees in the revenue producing teams of the commercial banking and mortgage banking divisions. In addition, there was an increase of $2.8 million in data processing expense reflecting the higher volume of open credit cards and higher loan and deposit balances during the period.
Income Tax Expense
The amount of income tax expense we incur is influenced by our pre-tax income and our other nondeductible expenses. Deferred tax assets and liabilities are reflected at current income tax rates in effect for the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Valuation allowances are established when necessary to reduce deferred tax assets to the amount expected to be realized.

 
50
 

Income tax expense was $1.8 million for the three months ended June 30, 2020 compared to $1.5 million for the three months ended June 30, 2019. Our effective tax rates were approximately 27.0% and 27.8% for the 2020 and 2019 periods, respectively. For the six months ended June 30, 2020, income tax expense was $2.8 million compared to $2.6 million for the six months ended June 30, 2019, with effective tax rates of 27.0% and 26.3% for 2020 and 2019, respectively.
Financial Condition
As of June 30, 2020, total assets increased $394 million from December 31, 2019 to approximately $1.8 billion. The increase was primarily attributable to the origination and funding of $236.3 million of SBA-PPP loans supplemented with strong organic deposit growth during the second quarter of 2020. Federal funds sold, loans receivable, interest bearing deposits at other financial institutions and loans held for sale increased. Premises and equipment and investment securities decreased over the period. Noninterest bearing deposits increased to $564 million at June 30, 2020 from $292 million at December 31, 2019 and interest bearing deposits increased to $1.0 billion from $934 million in the period. Stockholders’ equity increased $8.8 million, or 6.6%, to $142.1 million at June 30, 2020, primarily due to earnings.
Interest Bearing Deposits at Other Financial Institutions
As of June 30, 2020, interest bearing deposits at other financial institutions increased $77.9 million, or 76.1%, to $180.4 million from $102.4 million at December 31, 2019. The increase was primarily due to increased deposits from customer fiduciary accounts.
Securities
We use our securities portfolio to provide a source of liquidity, provide an appropriate return on funds invested, manage interest rate risk, meet collateral requirements and meet regulatory capital requirements.
Management classifies investment securities as either held to maturity or available for sale based on our intentions and the Company’s ability to hold such securities until maturity. In determining such classifications, securities that management has the positive intent and the Company has the ability to hold until maturity are classified as held to maturity and carried at amortized cost. All other securities are designated as available for sale and carried at estimated fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. For the years presented, all securities were classified as available for sale.
Our investment portfolio decreased by 6.6%, or approximately $4.0 million, from $60.8 million at December 31, 2019, to $56.8 million at June 30, 2020 primarily as a result of $5.0 million of paydowns received on mortgage-backed securities, offset by an increased unrealized gain on securities of $2.4 million. Year to date calls and maturities total $1.3 million. To supplement interest income earned on our loan portfolio, we invest in high quality mortgage-backed securities, government agency bonds, and high quality municipal and corporate bonds.

 
51
 

The following tables summarize the contractual maturities and weighted-average yields of investment securities at June 30, 2020 and the amortized cost and carrying value of those securities as of the indicated dates.
INVESTMENT MATURITIES
 
 
One Year or Less
 
More Than Five Years Through 10 Years
 
More Than 10 Years
 
Total
 
 
June 30, 2020
 
Book Value
 
Weighted Average Yield
 
Book Value
 
Weighted Average Yield
 
Book Value
 
Weighted Average Yield
 
Book Value
 
Fair Value
 
Weighted Average Yield
(in thousands)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Securities Available for Sale:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
U.S. government-sponsored agencies
 
$
—

 
—
%
 
$
—

 
—
%
 
$
—

 
—
%
 
$
—

 
$
—

 
—
%
Municipal
 
—

 
—
%
 
—

 
—
%
 
513

 
2.51
%
 
513

 
543

 
2.51
%
Corporate bonds
 
—

 
—
%
 
2,000

 
5.50
%
 
260

 
—
%
 
2,260

 
2,237

 
5.30
%
Mortgage-backed securities
 
—

 
—
%
 
17,198

 
2.07
%
 
34,387

 
2.09
%
 
51,585

 
54,016

 
1.92
%
Total
 
$
—

 
—
%
 
$
19,198

 
2.43
%
 
$
35,160

 
2.08
%
 
$
54,358

 
$
56,796

 
2.07
%
Portfolio Loans Receivable
Our primary source of income is derived from interest earned on loans. Our portfolio loans consists of loans secured by real estate as well as commercial business loans, credit card loans, substantially all of which are secured by corresponding deposits at the Bank and, to a very limited extent, other consumer loans. Our loan customers primarily consist of small- to medium-sized businesses, professionals, real estate investors, small residential builders and individuals. Our owner-occupied commercial real estate loans, residential construction loans and commercial business and investment loans provide us with higher risk-adjusted returns, shorter maturities and more sensitivity to interest rate fluctuations, and are complemented by our relatively lower risk residential real estate loans to individuals. To a lesser extent, our credit card portfolio supplements our traditional lending products with enhanced yields. Our lending activities are principally directed to our market area consisting of the Washington, D.C. and Baltimore, Maryland metropolitan areas.
The following table summarizes our loan portfolio by type of loan as of the dates indicated:
COMPOSITION OF PORTFOLIO LOANS
 
As of June 30, 2020
 
 
 
As of December 31, 2019
 
 
(in thousands)
Amount
 
Percent
 
Amount
 
Percent
Real estate:
 
 
 
 
 
 
 
Residential
$
437,429

 
36
%
 
$
427,926

 
36
%
Commercial
364,071

 
30
%
 
348,091

 
30
%
Construction
212,957

 
18
%
 
198,702

 
17
%
Commercial and Industrial
142,673

 
12
%
 
151,109

 
13
%
Credit card
54,732

 
4
%
 
46,412

 
4
%
Other consumer
947

 
—
%
 
1,285

 
—
%
Portfolio loans receivable, gross
$
1,212,809

 
100
%
 
$
1,173,525

 
100
%
Unearned income
$
(1,332
)
 
 
 
$
(2,404
)
 
 
Portfolio loans, net of unearned income
$
1,211,477

 
 
 
$
1,171,121

 
 
Allowance for loan losses
(18,680
)
 
 
 
(13,301
)
 
 
Total net portfolio loans
$
1,192,797

 
 
 
$
1,157,820

 
 

 
52
 


The repayment of loans is a source of additional liquidity for us. The following table details maturities and sensitivity to interest rate changes for our loan portfolio at June 30, 2020:
LOAN MATURITY AND SENSITIVITY TO CHANGES IN INTEREST RATES
 
As of June 30, 2020
(in thousands)
Due in One Year
or Less
 
Due in One to
Five Years
 
Due After
Five Years
 
Total
Real estate:
 
 
 
 
 
 
 
Residential
$
99,533

 
$
144,124

 
$
193,772

 
$
437,429

Commercial
72,155

 
179,068

 
112,848

 
364,071

Construction
193,928

 
17,873

 
1,156

 
212,957

Commercial and Industrial
71,692

 
43,657

 
27,324

 
142,673

Credit card
54,732

 
—

 
—

 
54,732

Other consumer
582

 
200

 
165

 
947

Portfolio loans receivable, gross
$
492,622

 
$
384,922

 
$
335,265

 
$
1,212,809

Amounts with fixed rates
$
122,210

 
$
287,378

 
$
78,106

 
$
487,694

Amounts with floating rates
$
370,412

 
$
97,544

 
$
257,159

 
$
725,115

In addition to the portfolio loans shown above, SBA-PPP loans receivable, which totaled $236.3 million at June 30, 2020, mature in the 1-5 year time-frame and carry a fixed rate of interest.
Nonperforming Assets
Nonperforming loans increased to $5.9 million, or 0.48% of total portfolio loans, at June 30, 2020 compared to $4.7 million, or 0.40% of total portfolio loans, at December 31, 2019. The $1.1 million, or 24.4%, increase during the six months ended June 30, 2020 was primarily due to an increase of $1.4 million in nonperforming construction loans. The increase was attributable to a single borrower relationship that we believe to be well secured and on which no impairment is currently expected. Included in the non-performing loans at June 30, 2020 are troubled debt restructurings of $450 thousand.
Foreclosed real estate increased to $3.3 million as of June 30, 2020 compared to $2.4 million as of December 31, 2019 due to the foreclosure of a residential loan.
Total nonperforming assets were $9.2 million at June 30, 2020 compared to $7.1 million at December 31, 2019, or 0.50% of corresponding total assets for both periods.
As a result of the COVID-19 pandemic, we anticipate that our commercial, commercial real estate, residential and consumer borrowers will continue to encounter economic difficulties, which could lead to increases in our levels of nonperforming assets, impaired loans and troubled debt restructurings.

 
53
 

The following table presents information regarding nonperforming assets at the dates indicated:
NONPERFORMING ASSETS(1) 
(in thousands)
June 30, 2020
 
December 31, 2019
Nonaccrual loans
 
 
 
Real Estate:
 
 
 
Residential
$
2,152

 
$
2,193

Commercial
974

 
1,433

Construction
1,479

 
—

Commercial and Industrial
435

 
474

Accruing loans 90 or more days past due
830

 
620

Total nonperforming portfolio loans
5,870

 
4,720

Foreclosed real estate
3,326

 
2,384

Total nonperforming assets
$
9,196

 
$
7,104

 
 
 
 
Restructured loans - nonaccrual
$
450

 
$
459

Restructured loans - accruing
$
—

 
$
—

Ratio of nonperforming loans to portfolio loans
0.48
%
 
0.40
%
Ratio of nonperforming assets to total assets
0.50
%
 
0.50
%
_______________
(1) 
Excludes SBA-PPP loans receivable, none of which were nonperforming.
The following table presents the loan balances by category as well as risk rating at the dates indicated. No assets were classified as loss during the periods presented.
PORTFOLIO LOAN CLASSIFICATION
 
Pass(1)
 
Special Mention
 
Substandard
 
Doubtful
 
Total
(in thousands)
 
June 30, 2020
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
Residential
$
429,307

 
$
5,866

 
$
2,256

 
$
—

 
$
437,429

Commercial
353,473

 
9,624

 
974

 
—

 
364,071

Construction
205,266

 
6,213

 
1,478

 
—

 
212,957

Commercial and Industrial
133,916

 
7,475

 
1,282

 
—

 
142,673

Credit card
54,732

 
—

 
—

 
—

 
54,732

Other consumer
947

 
—

 
—

 
—

 
947

Portfolio loans receivable, gross
$
1,177,641

 
$
29,178

 
$
5,990

 
$
—

 
$
1,212,809

 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
Residential
$
425,661

 
$
—

 
$
2,265

 
$
—

 
$
427,926

Commercial
340,313

 
6,345

 
1,433

 
—

 
348,091

Construction
198,702

 
—

 
—

 
—

 
198,702

Commercial and Industrial
145,178

 
4,505

 
1,426

 
—

 
151,109

Credit card
46,412

 
—

 
—

 
—

 
46,412

Other consumer
1,285

 
—

 
—

 
—

 
1,285

Portfolio loans receivable, gross
$
1,157,551

 
$
10,850

 
$
5,124

 
$
—

 
$
1,173,525

_______________
(1) 
Category includes loans graded exceptional, very good, good, satisfactory and pass / watch, in addition to credit cards and consumer credits that are not graded.

 
54
 

At June 30, 2020, the recorded investment in impaired loans was $5.0 million, of which $234 thousand required a specific reserve of $88 thousand. This compares to a recorded investment in impaired loans of $4.1 million at December 31, 2019, including $273 thousand which required a specific reserve of $119 thousand. The increase in impaired loans from the prior quarter relates to one relationship totaling $1.4 million that we believe to be well secured and on which no impairment is currently expected.
Impaired loans also include certain loans that have been modified as TDRs. The Company had five loans amounting to $450 thousand at June 30, 2020, and five loans totaling $459 thousand at December 31, 2019 that were considered to be TDRs.
Allowance for Loan Losses
We maintain an allowance for loan losses that represents management’s best estimate of the loan losses and risks inherent in our loan portfolio. The amount of the allowance for loan losses should not be interpreted as an indication that charge-offs in future periods will necessarily occur in those amounts, or at all. In determining the allowance for loan losses, we estimate losses on specific loans, or groups of loans, where the probable loss can be identified and reasonably determined. The balance of the allowance for loan losses is based on internally assigned risk classifications of loans, historical loan loss rates, changes in the nature of our loan portfolio, overall portfolio quality, industry concentrations, delinquency trends, current economic factors and the estimated impact of current economic conditions on certain historical loan loss rates. The following table presents a summary of changes in the allowance for loan losses for the periods and dates indicated:
ANALYSIS OF THE ALLOWANCE FOR LOAN LOSSES
 
For the Six Months Ended June 30, 2020
 
For the Year Ended December 31, 2019
(in thousands)
 
Allowance for loan losses at beginning of period
$
13,301

 
$
11,308

Charge-offs:
 
 
 
Residential
—

 
(40
)
Commercial and Industrial
(26
)
 
(331
)
Credit card
(323
)
 
(461
)
Total charge-offs
(349
)
 
(832
)
 
 
 
 
Recoveries:
 
 
 
Real estate:
 
 
 
Commercial
—

 
13

Commercial and Industrial
—

 
2

Credit card
19

 
19

Total recoveries
19

 
34

Net charge-offs
(330
)
 
(798
)
Provision for loan losses
5,709

 
2,791

Allowance for loan losses at period end
$
18,680

 
$
13,301

 
 
 
 
Portfolio loans outstanding, net of unearned income
$
1,211,477

 
$
1,171,121

Average portfolio loans outstanding, net of unearned income
$
1,187,170

 
$
1,064,421

 
 
 
 
Allowance for loan losses to period end portfolio loans
1.54
%
 
1.14
%
Annualized net charge-offs to average portfolio loans
0.06
%
 
0.10
%
Our allowance for loan losses at June 30, 2020 and December 31, 2019 was $18.7 million, or 1.54% of portfolio loans, and $13.3 million, or 1.14% of portfolio loans, respectively. The increase in the allowance

 
55
 

was the result of a $5.7 million provision for loan losses during the six months ended June 30, 2020 due to the uncertain economic impact of COVID-19. The allowance for loan losses for SBA-PPP loans were separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore these loans were assigned a zero expected credit loss in the allowance for loan losses. The allowance for loan losses at June 30, 2020 included specific reserves of $88 thousand set aside for impaired loans. Charge-offs for the six months ended June 30, 2020 were $349 thousand and were partially offset by recoveries of $19 thousand. The allowance for loan losses at December 31, 2019 included specific reserves of $119 thousand set aside for impaired loans. Our charge-offs for the year ended December 31, 2019 were $832 thousand and were partially offset by recoveries of $34 thousand. The charge-offs for the first six months ended June 30, 2020 and for the year ended December 31, 2019 were primarily due to credit card charge-offs.
Although we believe that we have established our allowance for loan losses in accordance with GAAP and that the allowance for loan losses was adequate to provide for known and inherent losses in the portfolio at all times shown above, future provisions for loan losses will be subject to ongoing evaluations of the risks in our loan portfolio.
The following table shows the allocation of the allowance for loan losses among loan categories and certain other information as of the dates indicated. The total allowance is available to absorb losses from any loan category.
ANALYSIS OF THE ALLOWANCE FOR LOAN LOSSES
 
June 30, 2020
 
December 31, 2019
 
Amount
 
Percent (1)
 
Amount
 
Percent (1)
(in thousands)
 
Real estate:
 
 
 
 
 
 
 
Residential
$
6,244

 
36
%
 
$
4,135

 
31
%
Commercial
5,233

 
30
%
 
3,572

 
27
%
Construction
3,952

 
18
%
 
2,668

 
20
%
Commercial and Industrial
1,743

 
12
%
 
1,548

 
12
%
Credit card
1,497

 
4
%
 
1,368

 
10
%
Other consumer
11

 
—
%
 
10

 
—
%
Total allowance for loan losses
$
18,680

 
100
%
 
$
13,301

 
100
%
_______________
(1)Loan category as a percentage of total portfolio loans.
Beginning in the first quarter of 2020, the COVID-19 pandemic impacted the U.S. economy. Management is actively monitoring the loan portfolio for industry concentrations that we believe are most likely to be impacted early by the pandemic. While the Company has negligible exposure to the energy sector, shared national credits or leveraged lending, other affected industries include hospitality, food service and retail business.

 
56
 

Loan Modifications (1)
 
 
 
 
 
 
 
 
 
(dollars in millions)
 
 
 
 
Deferred Loans
Sector
Total Loans Outstanding June 30, 2020 (2)
 
Balances with SBA 7(a) Guarantees (3)
 
Balance
 
# of Loans Deferred
 
SBA-PPP Loans Extended to Deferred Borrowers
Accommodation & Food Services
$
83.9

 
$
8.4

 
$
42.6

 
36

 
$
6.5

Real Estate and Rental Leasing
527.9

 
0.5

 
45.6

 
67

 
0.2

Other Services Including Private Households
193.8

 
0.6

 
17.3

 
36

 
0.2

Educational Services
20.4

 
0.6

 
9.8

 
6

 
0.6

Construction
220.4

 
3.6

 
4.2

 
6

 
2.4

Professional, Scientific, and Technical Services
88.4

 
1.8

 
5.0

 
11

 
0.3

Arts, Entertainment & Recreation
14.9

 
1.1

 
5.0

 
9

 
1.0

Retail Trade
25.5

 
0.8

 
3.0

 
8

 
—

Healthcare & Social Assistance
77.2

 
1.4

 
4.7

 
11

 
0.2

Wholesale Trade
13.0

 
2.5

 
0.9

 
1

 
—

All other (1)
175.7

 
6.0

 
5.9

 
13

 
1.5

  Total
$
1,441.1

 
$
27.3

 
$
144.0

 
204

 
$
12.9

_______________
(1)Excludes modifications and deferrals made for our OpenSky secured card customers.
(2)Total loans outstanding includes SBA-PPP loans and portfolio loans.
(3)Under the CARES Act, existing loans guaranteed by the SBA qualify for the payments to be made by the SBA for a period of six months.
The duration and severity of the pandemic will likely result in future credit challenges in these and other business sectors.
Deposits
Deposits are the major source of funding for the Company. We offer a variety of deposit products including interest bearing demand, savings, money market and time accounts all of which we actively market at competitive pricing. We generate deposits from our customers on a relationship basis and through the efforts of our commercial lending officers and our business banking officers. Our credit card customers are a significant source of noninterest bearing deposits and accounted for $131.9 million, or 23%, of our total noninterest bearing deposit balances as of June 30, 2020, an increase of $58.2 million from the first six months of 2019. At June 30, 2020, noninterest bearing deposits amounted to $564 million, an increase of $272.2 million, or 93.3%, compared to the level at December 31, 2019 due in large part to an increase of $78.2 million in fiduciary accounts and the above noted increase in deposits generated by our OpenSky secured credit card program. Opportunistically, we supplement our deposits with wholesale funding sources such as brokered deposits.
Interest bearing deposits increased $111.1 million, or 11.9%, from December 31, 2019 to June 30, 2020 and included increases in interest bearing demand and money market accounts, offset by a reduction in certificates of deposits. The Company continues to execute on its strategic initiative to improve the deposit portfolio mix from wholesale deposits to core deposits including noninterest bearing deposits. During the period, certificates of deposit decreased $62.7 million, or 19.2%, with brokered deposits representing a majority of that decrease. Interest bearing demand and money market accounts increased $94.0 million, or 54.0% and $78.4 million, or 18.3% from December 31, 2019 to June 30, 2020, respectively.
The average rate paid on interest bearing deposits decreased 37 basis points from 1.80% for the year ended December 31, 2019 to 1.43% for the six months ended June 30, 2020. Rates paid on certificates of deposit decreased 19 basis points over the same period. The decrease in the average rates reflects decreases in market interest rates which began in the third quarter of 2019.

 
57
 

The following table presents the average balances and average rates paid on deposits for the periods indicated:
COMPOSITION OF AVERAGE DEPOSITS
 
For the Six Months Ended June 30, 2020
 
For the Year Ended December 31, 2019
 
Average
Balance
 
Average
Rate
 
Average
Balance
 
Average
Rate
(in thousands)
 
Interest bearing demand accounts
$
162,985

 
0.49
%
 
$
109,977

 
0.61
%
Money market accounts
459,865

 
1.30
%
 
344,272

 
1.69
%
Savings accounts
4,463

 
0.17
%
 
3,597

 
0.36
%
Certificates of deposit
293,374

 
2.19
%
 
302,149

 
2.38
%
Total interest bearing deposits
920,687

 
1.43
%
 
759,995

 
1.80
%
Noninterest bearing demand accounts
379,881

 
 
 
260,726

 
 
Total deposits
$
1,300,568

 
1.02
%
 
$
1,020,721

 
1.34
%
The following table presents the maturities of our certificates of deposit as of June 30, 2020.
MATURITIES OF CERTIFICATES OF DEPOSIT
 
Three
Months or
Less
 
Over
Three
Through
Six
Months
 
Over Six
Through
Twelve
Months
 
Over
Twelve
Months
 
Total
(in thousands)
 
$100,000 or more
$
26,575

 
$
38,978

 
$
92,931

 
$
79,683

 
$
238,167

Less than $100,000
2,775

 
5,894

 
10,761

 
6,465

 
25,895

Total
$
29,350

 
$
44,872

 
$
103,692

 
$
86,148

 
$
264,062

Borrowings
We primarily utilize short-term and long-term borrowings to supplement deposits to fund our lending and investment activities, each of which is discussed below.
FHLB Advances. The FHLB allows us to borrow up to 25% of our assets on a blanket floating lien status collateralized by certain securities and loans. As of June 30, 2020, approximately $226.4 million in real estate loans and $53.0 million in investment securities were pledged as collateral to the FHLB supporting a $368.7 million line of credit. We utilize these borrowings to meet liquidity needs and to fund certain fixed rate loans in our portfolio. As of June 30, 2020, we had $25.6 million in outstanding advances and $12.5 million of collateral pledged against letters of credit. Our available borrowing capacity at the FHLB was $253.8 million at June 30, 2020. The $6.7 million decrease compared to $32.2 million of outstanding advances at December 31, 2019 resulted from principal paydowns on our long term FHLB advance.

 
58
 

The following table sets forth certain information on our FHLB borrowings during the periods presented:
FHLB ADVANCES
 
For the Six Months Ended June 30, 2020
 
For the Year Ended December 31, 2019
(in thousands)
 
Amount outstanding at period-end
$
25,556

 
$
32,222

Weighted average interest rate at period-end
2.40
%
 
2.40
%
Maximum month-end balance during the period
$
31,111

 
$
72,778

Average balance outstanding during the period
$
29,032

 
$
43,472

Weighted average interest rate during the period
2.41
%
 
2.47
%
Other borrowed funds. The Company has also issued junior subordinated debentures and other subordinated notes. At June 30, 2020, these other borrowings amounted to $17.4 million.
At June 30, 2020, our junior subordinated debentures amounted to $2.1 million. The junior subordinated debentures were issued in June of 2006, mature on June 15, 2036, and may be redeemed prior to that date under certain circumstances. The principal amount of the debentures has not changed since issuance, and they accrue interest at a floating rate equal to the three-month LIBOR plus 1.87%.
On November 24, 2015, the Company issued $13.5 million in aggregate principal amount of subordinated notes with a maturity date of December 1, 2025. The notes may be redeemed prior to the maturity date under certain circumstances. The notes bear interest at 6.95% for the first five years, then adjust to the three-month LIBOR plus 5.33%.
Federal Reserve Bank of Richmond. The Federal Reserve Bank of Richmond has an available borrower in custody arrangement which allows us to borrow on a collateralized basis. The Company’s borrowing capacity under the Federal Reserve’s discount window program was $15.5 million as of June 30, 2020. Certain commercial loans are pledged under this arrangement. We maintain this borrowing arrangement to meet liquidity needs pursuant to our contingency funding plan. No advances were outstanding under this facility as of June 30, 2020. The Bank has $1.95 million in borrowings under the Payroll Protection Program Liquidity Facility (“PPPLF”) whereby The Federal Reserve Bank of Richmond accepts SBA-PPP loans pledged as collateral and provides funding to the Bank at 0.35% for the term of the SBA-PPP loans which is generally 24 months.
The Company also has available lines of credit of $76.0 million with other correspondent banks at June 30, 2020, as well as access to certificate of deposit funding through a financial network and wholesale brokers. Our funding policy limits use of this funding source to 30% of the Bank’s deposits. These lines were not utilized at June 30, 2020.

 
59
 

Liquidity
Liquidity is defined as the Bank’s capacity to meet its cash and collateral obligations at a reasonable cost. Maintaining an adequate level of liquidity depends on the Bank’s ability to meet both expected and unexpected cash flows and collateral needs efficiently without adversely affecting either daily operations or the financial condition of the Bank. Liquidity risk is the risk that we will be unable to meet our obligations as they become due because of an inability to liquidate assets or obtain adequate funding. The Bank’s obligations, and the funding sources used to meet them, depend significantly on our business mix, balance sheet structure and the cash flow profiles of our on- and off-balance sheet obligations. In managing our cash flows, management regularly confronts situations that can give rise to increased liquidity risk. These include funding mismatches, market constraints on the ability to convert assets into cash or in accessing sources of funds (i.e., market liquidity) and contingent liquidity events. Changes in economic conditions or exposure to credit, market, operation, legal and reputational risks also could affect the Bank’s liquidity risk profile and are considered in the assessment of liquidity and asset/liability management.
Management has established a management process for identifying, measuring, monitoring and controlling liquidity risk. Because of its critical importance to the viability of the Bank, liquidity risk management is fully integrated into our risk management processes. Critical elements of our liquidity risk management include: corporate governance consisting of oversight by the board of directors and active involvement by management; strategies, policies, procedures, and limits used to manage and mitigate liquidity risk; liquidity risk measurement and monitoring systems (including assessments of the current and prospective cash flows or sources and uses of funds) that are believed to be commensurate with the complexity and business activities of the Bank; active management of intraday liquidity and collateral; a diverse mix of existing and potential future funding sources; holding liquid marketable securities, free of legal, regulatory or operational impediments, that can be used to meet liquidity needs in stressful situations; contingency funding plans that address potential adverse liquidity events and emergency cash flow requirements; and internal controls and internal audit processes believed to be sufficient to determine the adequacy of the institution’s liquidity risk management process.
We expect funds to be available from a number of basic banking activity sources, including the core deposit base, the repayment and maturity of loans and investment security cash flows. Other potential funding sources include brokered certificates of deposit, deposit listing services, CDARS, borrowings from the FHLB and other lines of credit.
As of June 30, 2020, we had $253.8 million of available borrowing capacity from the FHLB, $15.5 million of available borrowing capacity from the Federal Reserve Bank of Richmond and available lines of credit of $76 million with other correspondent banks. In addition, as a participant in the PPPLF, the Bank has funding available at the Federal Reserve Bank of Richmond upon the pledging of the SBA-PPP loans. SBA-PPP loans available for pledging amounted to $234.4 million at June 30, 2020. The funding facility is available to be drawn upon through December 31, 2020 at a rate of 0.35% for the corresponding term of the underlying SBA-PPP loan collateral. Cash and cash equivalents were $199.7 million at June 30, 2020 and $114.8 million at December 31, 2019. We believe our liquidity resources were at sufficient levels to fund loans and meet other cash needs as necessary.

 
60
 

Capital Resources
Stockholders’ equity increased $8.8 million at June 30, 2020 compared to December 31, 2019. Net income for the six months ended June 30, 2020 increased retained earnings by $7.7 million. Stock options exercised, shares issued as compensation, and stock-based compensation increased common stock and additional paid-in capital aggregately by $510 thousand. In addition to these increases, the change in net unrealized gains on available for sale securities of $1.8 million supplemented stockholders’ equity. As part of the Company’s stock repurchase program, shares repurchased and retired for the six months ended June 30, 2020 totaled 113,634 shares at a weighted average price of $11.39, for a total cost of $1.3 million, including commissions.
The Company uses several indicators of capital strength. The most commonly used measure is the Common Equity Tier 1 (“CET1”) capital ratio (common equity tier 1 capital divided by risk weighted assets), which was 11.10% at June 30, 2020 and 10.93% at December 31, 2019. The Company has above-average levels of capital and has taken steps to navigate COVID-19 related disruptions, including taking higher levels than normal of loan loss provisions and maintaining higher than normal levels of liquidity on the balance sheet.
The following table shows the return on average assets (computed as net income divided by average total assets), return on average equity (computed as net income divided by average equity) and common equity tier 1 capital ratios for the three and six months ended June 30, 2020 and for the year ended December 31, 2019.
 
 
 
For the Three Months Ended
 
For the Six Months Ended
 
For the Year Ended
 
 
 
June 30, 2020
 
June 30, 2020
 
December 31, 2019
Return on Average Assets(1)
 
 
1.19
%
 
1.03
%
 
1.38
%
Return on Average Equity(1)
 
 
13.71
%
 
11.17
%
 
13.66
%
Common Equity Tier 1 Capital
 
 
11.10
%
 
11.10
%
 
10.73
%
_______________
(1)These ratios are annualized for the three and six months ended June 30, 2020.
The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum ratios of Tier 1 Capital, Common Equity Tier 1 Capital, and Total Capital as a percentage of assets and off-balance sheet exposures, adjusted for risk weights ranging from 0% to 1250%. The Bank is also required to maintain capital at a minimum level based on quarterly average assets, which is known as the leverage ratio.
In July 2013, federal bank regulatory agencies issued a final rule that revised their risk-based capital requirements and the method for calculating risk-weighted assets to make them consistent with certain standards that were developed by Basel III and certain provisions of the Dodd-Frank Act. The final rule applied to all depository institutions and bank holding companies and savings and loan holding companies with total consolidated assets of more than $1 billion. The Bank was required to implement the new Basel III capital standards (subject to the phase-in for certain parts of the new rules) as of January 1, 2015. In

 
61
 

August of 2018 the Regulatory Relief Act directed the Federal Reserve Board to revise the Small BHC Policy Statement to raise the total consolidated asset limit in the Small BHC Policy Statement from $1 billion to $3 billion. The Company was previously required to comply with the minimum capital requirements on a consolidated basis; however, the Company continues to meet the conditions of the revised Small BHC Policy Statement and was exempt from the consolidated capital requirements for the periods reflected.
As of June 30, 2020, the Bank was in compliance with all applicable regulatory capital requirements to which it was subject, and the Bank was classified as “well capitalized” for purposes of the prompt corrective action regulations. As we deploy our capital and continue to grow our operations, our regulatory capital levels may decrease depending on our level of earnings. However, we intend to monitor and control our growth in order to remain in compliance with all regulatory capital standards applicable to us.
The following table presents the regulatory capital ratios for the Company(as if applicable to the Company) and the Bank as of the dates indicated.
(in thousands)
 
Actual
 
Minimum capital
adequacy
 
To be well
capitalized
June 30, 2020
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
The Company
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
 
$
142,403

 
8.85
%
 
$
64,374

 
4.00
%
 
N/A

 
N/A

Tier 1 capital (to risk-weighted assets)
 
142,403

 
12.58
%
 
96,256

 
8.50
%
 
N/A

 
N/A

Common equity tier 1 capital ratio (to risk-weighted assets)
 
140,341

 
12.39
%
 
79,269

 
7.00
%
 
N/A

 
N/A

Total capital ratio (to risk-weighted assets)
 
170,129

 
15.02
%
 
118,904

 
10.50
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
 
$
121,955

 
7.73
%
 
$
63,092

 
4.00
%
 
$
78,865

 
5.00
%
Tier 1 capital (to risk-weighted assets)
 
121,955

 
11.10
%
 
93,427

 
8.50
%
 
87,931

 
8.00
%
Common equity tier 1 capital ratio (to risk-weighted assets)
 
121,955

 
11.10
%
 
76,940

 
7.00
%
 
71,444

 
6.50
%
Total capital ratio (to risk-weighted assets)
 
135,767

 
12.35
%
 
115,410

 
10.50
%
 
109,914

 
10.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
The Company
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
 
135,380

 
9.96
%
 
54,397

 
4.00
%
 
N/A

 
N/A

Tier 1 capital (to risk-weighted assets)
 
135,380

 
12.31
%
 
66,011

 
6.00
%
 
N/A

 
N/A

Common equity tier 1 capital ratio (to risk-weighted assets)
 
133,318

 
12.12
%
 
49,508

 
4.50
%
 
N/A

 
N/A

Total capital ratio (to risk-weighted assets)
 
149,142

 
13.56
%
 
88,015

 
8.00
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
 
114,613

 
8.65
%
 
53,005

 
4.00
%
 
66,256

 
5.00
%
Tier 1 capital (to risk-weighted assets)
 
114,613

 
10.73
%
 
64,093

 
6.00
%
 
85,458

 
8.00
%
Common equity tier 1 capital ratio (to risk-weighted assets)
 
114,613

 
10.73
%
 
48,070

 
4.50
%
 
69,435

 
6.50
%
Total capital ratio (to risk-weighted assets)
 
127,976

 
11.98
%
 
85,458

 
8.00
%
 
106,822

 
10.00
%

Contractual Obligations
We have contractual obligations to make future payments on debt agreements. While our liquidity monitoring and management consider both present and future demands for and sources of liquidity, the following table of contractual commitments focuses only on future obligations and summarizes our contractual obligations as of June 30, 2020.

 
62
 

CONTRACTUAL OBLIGATIONS
 
As of June 30, 2020
(in thousands)
Due in One Year or Less
 
Due After One Through Three Years
 
Due After Three Through Five Years
 
Due After 5 Years
 
Total
FHLB advances
$
13,333

 
$
12,223

 
$
—

 
$
—

 
$
25,556

Certificates of deposit $100,000 or more
158,484

 
78,749

 
934

 
—

 
238,167

Certificates of deposit less than $100,000
19,430

 
5,992

 
453

 
20

 
25,895

FRB Borrowings
—

 
1,954

 
—

 
—

 
1,954

Lease payments
689

 
3,208

 
420

 
—

 
4,317

Subordinated debt
—

 
—

 
—

 
15,437

 
15,437

Total
$
191,936

 
$
102,126

 
$
1,807

 
$
15,457

 
$
311,326

Off-Balance Sheet Items
In the normal course of business, we enter into various transactions that, in accordance with GAAP, are not included in our consolidated balance sheets. We enter into these transactions to meet the financing needs of our customers. These transactions include commitments to extend credit and issue letters of credit, which involve, to varying degrees, elements of credit risk and interest rate risk in excess of the amounts recognized in our consolidated balance sheets. Our exposure to credit loss is represented by the contractual amounts of these commitments. The same credit policies and procedures are generally used in making these commitments as for on-balance sheet instruments. We are not aware of any accounting loss to be incurred by funding these commitments; however, we maintain an allowance for off-balance sheet credit risk which is recorded in other liabilities on the consolidated balance sheet.
Our commitments associated with outstanding letters of credit and commitments to extend credit expiring by period as of the date indicated are summarized below. Since commitments associated with letters of credit and commitments to extend credit may expire unused, the amounts shown do not necessarily reflect the actual future cash funding requirements.
CREDIT EXTENSION COMMITMENTS
 
As of June 30, 2020
 
As of December 31, 2019
(in thousands)
 
Unfunded lines of credit
$
290,899

 
$
260,573

Commitments to originate residential loans held for sale
10,426

 
2,646

Letters of credit
5,260

 
5,305

Total credit extension commitments
$
306,585

 
$
268,524

Unfunded lines of credit represent unused credit facilities to our current borrowers. Letters of credit are conditional commitments issued by us to guarantee the performance of a customer to a third party. Lines of credit generally have variable interest rates. In the event of nonperformance by the customer in accordance with the terms of the agreement with the third party, we would be required to fund the commitment. The maximum potential amount of future payments we could be required to make is represented by the contractual amount of the commitment. If the commitment is funded, we would be entitled to seek recovery from the client from the underlying collateral, which can include commercial real estate, physical plant and property, inventory, receivables, cash and/or marketable securities. Our policies generally require that letter of credit arrangements contain security and debt covenants similar to those contained in loan agreements. Our credit risk associated with issuing letters of credit is believed to be substantially the same as the risk involved in extending loan facilities to our customers.

 
63
 

We seek to minimize our exposure to loss under letters of credit and credit commitments by subjecting them to the same credit approval and monitoring procedures as we do for on-balance sheet instruments. The effect on our revenue, expenses, cash flows and liquidity of the unused portions of these letters of credit commitments cannot be precisely predicted because there is no guarantee that the lines of credit will be used.
Commitments to extend credit are agreements to lend funds to a customer, as long as there is no violation of any condition established in the contract, for a specific purpose. Commitments generally have variable interest rates, fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being fully drawn, the total commitment amounts disclosed above do not necessarily represent future cash requirements. We evaluate each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if considered necessary by us, upon extension of credit is based on management’s credit evaluation of the customer.
We enter into forward commitments for the delivery of mortgage loans in our current pipeline. Interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from our commitments to fund the loans. These commitments to fund mortgage loans to be sold into the secondary market, along with the interest rate lock commitments and forward commitments for the future delivery of mortgage loans to third party investors are considered derivatives.

 
64
 

Item 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Interest Rate Sensitivity and Market Risk
As a financial institution, our primary component of market risk is interest rate volatility. Our asset liability and funds management policy provides management with the guidelines for funds management, and we have established a measurement system for monitoring our net interest rate sensitivity position. We manage our sensitivity position within our established guidelines.
Fluctuations in interest rates will ultimately impact both the level of income and expense recorded on most of our assets and liabilities, and the market value of all interest earning assets and interest bearing liabilities, other than those that have a short term to maturity. Interest rate risk is the potential of economic losses due to future interest rate changes. These economic losses can be reflected as a loss of future net interest income and/or a loss of current fair market values. The objective is to measure the effect on net interest income and to adjust the balance sheet to minimize the inherent risk while at the same time maximizing income.
We endeavor to manage our exposure to interest rates by structuring our balance sheet in the ordinary course of business. We do not enter into instruments such as leveraged derivatives, financial options or financial futures contracts for the purpose of reducing interest rate risk. We hedge the interest rate risks of our available for sale mortgage pipeline by using mortgage-backed securities, and short positions. Based on the nature of our operations, we are not subject to foreign exchange or commodity price risk. We do not own any trading assets.
Our exposure to interest rate risk is managed by the Bank’s Asset/Liability Management Committee (“ALCO”) in accordance with policies approved by our board of directors. The committee formulates strategies based on perceived levels of interest rate risk. In determining the appropriate level of interest rate risk, the committee considers the impact on earnings and capital on the current outlook on interest rates, potential changes in interest rates, regional economies, liquidity, business strategies and other factors. The committee meets regularly to review, among other things, the sensitivity of assets and liabilities to interest rate changes, the book and market values of assets and liabilities, unrealized gains and losses, purchase and sale activities, commitments to originate loans and the maturities of investments and borrowings. Additionally, the committee reviews liquidity, cash flow flexibility, maturities of deposits and consumer and commercial deposit activity. Management employs methodologies to manage interest rate risk, which include an analysis of relationships between interest earning assets and interest bearing liabilities and an interest rate shock simulation model.
The following table indicates that, for periods less than one year, rate-sensitive assets exceeded rate-sensitive liabilities, resulting in an asset-sensitive position. For a bank with an asset-sensitive position, or positive gap, rising interest rates would generally be expected to have a positive effect on net interest income, and falling interest rates would generally be expected to have the opposite effect.

 
65
 

INTEREST SENSITIVITY GAP
June 30, 2020
Within One Month
 
After One Month Through Three Months
 
After Three Through Twelve Months
 
Within One Year
 
Greater Than One Year or Non-Sensitive
 
Total
(in thousands)
 
Assets
 
 
 
 
 
 
 
 
 
 
 
Interest earning assets
 
 
 
 
 
 
 
 
 
 
 
Loans (1)
$
722,819

 
$
79,228

 
$
312,302

 
1,114,349

 
$
443,743

 
1,558,092

Securities
985

 
—

 
—

 
985

 
55,811

 
56,796

Interest bearing deposits at other financial institutions
180,379

 
—

 
—

 
180,379

 
—

 
180,379

Federal funds sold
3,698

 
—

 
—

 
3,698

 
—

 
3,698

Total earning assets
$
907,881

 
$
79,228

 
$
312,302

 
$
1,299,411

 
$
499,554

 
$
1,798,965

 
 
 
 
 
 
 
 
 
 
 
 
Liabilities
 
 
 
 
 
 
 
 
 
 
 
Interest bearing liabilities
 
 
 
 
 
 
 
 
 
 
 
Interest bearing deposits
$
780,669

 
$
—

 
$
—

 
$
780,669

 
$
—

 
$
780,669

Time deposits
8,854

 
20,496

 
148,564

 
177,914

 
86,148

 
264,062

Total interest bearing deposits
789,523

 
20,496

 
148,564

 
958,583

 
86,148

 
1,044,731

FHLB Advances
3,014

 
2,127

 
9,675

 
14,816

 
10,740

 
25,556

Other borrowed funds
—

 
—

 
—

 
—

 
17,392

 
17,392

Total interest bearing liabilities
$
792,537

 
$
22,623

 
$
158,239

 
$
973,399

 
$
114,280

 
$
1,087,679

 
 
 
 
 
 
 
 
 
 
 
 
Period gap
$
115,344

 
$
56,605

 
$
154,063

 
$
326,012

 
$
385,274

 
$
711,286

Cumulative gap
$
115,344

 
$
171,949

 
$
326,012

 
$
326,012

 
$
711,286

 
 
Ratio of cumulative gap to total earning assets
6.41
%
 
9.56
%
 
18.12
%
 
18.12
%
 
39.54
%
 
 
_______________
(1) 
Includes loans held for sale and loans made under the SBA-PPP loan program.

We use quarterly Earnings at Risk (“EAR”) simulations to assess the impact of changing interest rates on our earnings under a variety of scenarios and time horizons. These simulations utilize both instantaneous and parallel changes in the level of interest rates, as well as non-parallel changes such as changing slopes and twists of the yield curve. Static simulation models are based on current exposures and assume a constant balance sheet with no new growth. Dynamic simulation models are also utilized that rely on assumptions regarding changes in existing lines of business, new business, and changes in management and client behavior.
We also use economic value-based methodologies to measure the degree to which the economic values of the Bank’s positions change under different interest rate scenarios. The economic-value approach focuses on a longer-term time horizon and captures all future cash flows expected from existing assets and liabilities. The economic value model utilizes a static approach in that the analysis does not incorporate new business; rather, the analysis shows a snapshot in time of the risk inherent in the balance sheet.

 
66
 

Many assumptions are used to calculate the impact of interest rate fluctuations on our net interest income, such as asset prepayments, non-maturity deposit price sensitivity and decay rates, and key rate drivers. Because of the inherent use of these estimates and assumptions in the model, our actual results may, and most likely will, differ from our static EAR results. In addition, static EAR results do not include actions that our management may undertake to manage the risks in response to anticipated changes in interest rates or client behavior. For example, as part of our asset/liability management strategy, management has the ability to increase asset duration and decrease liability duration in order to reduce asset sensitivity, or to decrease asset duration and increase liability duration in order to increase asset sensitivity.
The following table summarizes the results of our EAR analysis in simulating the change in net interest income and fair value of equity over a 12-month horizon as of June 30, 2020:
IMPACT ON NET INTEREST INCOME UNDER A STATIC BALANCE SHEET, PARALLEL INTEREST RATE SHOCK
Earnings at Risk
-200 bps
 
-100 bps
 
Flat
 
+100 bps
 
+200 bps
 
+300 bps
June 30, 2020
(4.8
)%
 
0.8
%
 
0.0
%
 
0.1
%
 
3.8
%
 
8.8
%
Utilizing an economic value of equity (“EVE”) approach, we analyze the risk to capital from the effects of various interest rate scenarios through a long-term discounted cash flow model. This measures the difference between the economic value of our assets and the economic value of our liabilities, which is a proxy for our liquidation value. While this provides some value as a risk measurement tool, management believes EAR is more appropriate in accordance with the going concern principle.
The following table illustrates the results of our EVE analysis as of June 30, 2020.
ECONOMIC VALUE OF EQUITY ANALYSIS UNDER A STATIC BALANCE SHEET, PARALLEL INTEREST RATE SHOCK
Economic Value of Equity
 
-200 bps
 
-100 bps
 
Flat
 
+100 bps
 
+200 bps
 
+300 bps
June 30, 2020
 
7.35
%
 
1.4
%
 
0.0
%
 
9.7
%
 
15.6
%
 
18.7
%

 
67
 

Item 4. CONTROLS AND PROCEDURES.
Evaluation of Disclosure Controls and Procedures
The Company’s management, including our Chief Executive Officer and Chief Financial Officer, have evaluated the effectiveness of our disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as of the end of the period covered by this report. Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures were effective to ensure that information required to be disclosed in the reports we file and submit under the Exchange Act is (i) recorded, processed, summarized and reported as and when required and (ii) accumulated and communicated to our management, including our Chief Executive Officer and the Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure.

Changes in Internal Control over Financial Reporting
There has been no change in the Company’s internal control over financial reporting (as such term is defined in Rule 13a-15(f) under the Exchange Act) during the fiscal quarter to which this report relates that has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting.


 
68
 

PART II. OTHER INFORMATION
Item 1. LEGAL PROCEEDINGS.

From time to time, we are a party to various litigation matters incidental to the ordinary conduct of our business. We are not presently a party to any material legal proceedings.
Item 1A. RISK FACTORS.

The section titled Risk Factors in Part I, Item 1A of our 2019 Form 10-K includes a discussion of the many risks and uncertainties we face, any one or more of which could have a material adverse effect on our business, results of operations, financial condition (including capital and liquidity), or prospects or the value of or return on an investment in the Company. The information presented below provides an update to, and should be read in conjunction with, the risk factors and other information contained in our 2019 Form 10-K.
The recent COVID-19 pandemic has led to periods of significant volatility in financial, commodities and other markets and could harm our business and results of operations.
In December 2019, COVID-19 was first reported in Wuhan, Hubei Province, China. Since then, COVID-19 infections have spread to additional countries including the United States. In March 2020, the World Health Organization declared COVID-19 to be a pandemic. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the impact of the coronavirus pandemic on our business, and there is no guarantee that our efforts to address or mitigate the adverse impacts of the coronavirus will be effective. The impact to date has included periods of significant volatility in financial, commodities and other markets. This volatility has had and, if it continues, could continue to have an adverse impact on our customers and on our business, financial condition and results of operations as well as our growth strategy.
Our business is dependent upon the willingness and ability of our customers to conduct banking and other financial transactions. The spread of COVID-19 has caused and could continue to cause severe disruptions in the U.S. economy at large, and has resulted and may continue to result in disruptions to our customers’ businesses, and a decrease in consumer confidence and business generally. In addition, recent actions by US federal, state and local governments to address the pandemic, including travel bans, stay-at-home orders and school, business and entertainment venue closures, have had and may continue to have a significant adverse effect on our customers and the markets in which we conduct our business. The extent of impacts resulting from the coronavirus pandemic and other events beyond our control will depend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus pandemic and actions taken to contain the coronavirus or its impact, among others.
Disruptions to our customers could result in increased risk of delinquencies, defaults, foreclosures and losses on our loans. The escalation of the pandemic may also negatively impact regional economic conditions for a period of time, resulting in declines in local loan demand, liquidity of loan guarantors, loan collateral (particularly in real estate), loan originations and deposit availability. If the global response to contain COVID-19 escalates or is unsuccessful, we could experience a material adverse effect on our business, financial condition, results of operations and cash flows.
The spread of the COVID-19 outbreak and the governmental responses may disrupt banking and other financial activity in the areas in which we operate and could potentially create widespread business continuity issues for us.
The outbreak of COVID-19 and the U.S. federal, state and local governmental responses may result in a disruption in the services we provide. We rely on our third-party vendors to conduct business and to process, record, and monitor transactions. If any of these vendors are unable to continue to provide us with these

 
69
 

services or experience interruptions in their ability to provide us with these services, it could negatively impact our ability to serve our customers. Furthermore, the coronavirus pandemic could negatively impact the ability of our employees and customers to engage in banking and other financial transactions in the geographic areas in which we operate and could create widespread business continuity issues for us. We also could be adversely affected if key personnel or a significant number of employees were to become unavailable due to infection, quarantine or other effects and restrictions of a COVID-19 outbreak in our market areas. Although we have business continuity plans and other safeguards in place, there is no assurance that such plans and safeguards will be effective. If we are unable to promptly recover from such business disruptions, our business and financial conditions and results of operations would be adversely affected. We also may incur additional costs to remedy damages caused by such disruptions, which could adversely affect our financial condition and results of operations.
Our participation in the SBA-PPP loan program exposes us to risks related to noncompliance with the SBA-PPP loan program, as well as litigation risk related to our administration of the SBA-PPP loan program, which could have a material adverse impact on our business, financial condition and results of operations.
The Company is a participating lender in the SBA-PPP, a loan program administered through the SBA, that was created to help eligible businesses, organizations and self-employed persons fund their operational costs during the COVID-19 pandemic. Under this program, the SBA guarantees 100% of the amounts loaned under the SBA-PPP. The SBA-PPP opened on April 3, 2020; however, because of the short window between the passing of the CARES Act and the opening of the SBA-PPP, there is some ambiguity in the laws, rules and guidance regarding the operation of the SBA-PPP, which exposes the Company to risks relating to noncompliance with the SBA-PPP. For instance, other financial institutions have experienced litigation related to their process and procedures used in processing applications for the SBA-PPP. Any financial liability, litigation costs or reputational damage caused by SBA-PPP related litigation could have a material adverse impact on our business, financial condition and results of operations. In addition, the Company may be exposed to credit risk on SBA-PPP loans if a determination is made by the SBA that there is a deficiency in the manner in which the loan was originated, funded, or serviced. If a deficiency is identified, the SBA may deny its liability under the guaranty, reduce the amount of the guaranty, or, if it has already paid under the guaranty, seek recovery of any loss related to the deficiency from the Company.
Interest rate volatility stemming from COVID-19 could negatively affect our net interest income, lending activities, deposits and profitability.
Our net interest income, lending activities, deposits and profitability could be negatively affected by volatility in interest rates caused by uncertainties stemming from COVID-19. In March 2020, the Federal Reserve lowered the target range for the federal funds rate to a range from 0 to 0.25 percent, citing concerns about the impact of COVID-19 on markets and stress in the energy sector. A prolonged period of extremely volatile and unstable market conditions would likely increase our funding costs and negatively affect market risk mitigation strategies. Higher income volatility from changes in interest rates and spreads to benchmark indices could cause a loss of future net interest income and a decrease in current fair market values of our assets. Fluctuations in interest rates will impact both the level of income and expense recorded on most of our assets and liabilities and the market value of all interest-earning assets and interest-bearing liabilities, which in turn could have a material adverse effect on our net income, operating results, or financial condition.
We are subject to increasing credit risk as a result of the COVID-19 pandemic, which could adversely impact our profitability.
Our business depends on our ability to successfully measure and manage credit risk. As a commercial lender, we are exposed to the risk that the principal of, or interest on, a loan will not be paid timely or at all or that the value of any collateral supporting a loan will be insufficient to cover our outstanding exposure. In addition, we are exposed to risks with respect to the risks resulting from changes in economic and industry conditions and risks inherent in dealing with individual loans and borrowers. As the overall economic climate

 
70
 

in the U.S., generally, and in our market areas specifically, experiences material disruption due to the COVID-19 pandemic, our borrowers may experience difficulties in repaying their loans and governmental actions may provide payment relief to borrowers affected by COVID-19 and preclude our ability to initiate foreclosure proceedings in certain circumstances and, as a result, the collateral we hold may decrease in value or become illiquid, and the level of our nonperforming loans, charge-offs and delinquencies could rise and require significant additional provisions for credit losses. Additional factors related to the credit quality of certain commercial real estate loans include the duration of state and local moratoriums on evictions for non-payment of rent or other fees. The payment on these loans that are secured by income producing properties are typically dependent on the successful operation of the related real estate property and may subject us to risks from adverse conditions in the real estate market or the general economy.
We are actively working to support our borrowers to mitigate the impact of the COVID-19 pandemic on them and on our loan portfolio, including through loan modifications that defer payments for those who experienced a hardship as a result of the COVID-19 pandemic. Although recent regulatory guidance provides that such loan modifications are exempt from the calculation and reporting of TDRs and loan delinquencies, we cannot predict whether such loan modifications may ultimately have an adverse impact on our profitability in future periods. Our inability to successfully manage the increased credit risk caused by the COVID-19 pandemic could have a material adverse effect on our business, financial condition and results of operations.
Unpredictable future developments related to or resulting from the COVID-19 pandemic could materially and adversely affect our business and results of operations.
Because there have been no comparable recent global pandemics that resulted in a similar global impact, we do not yet know the full extent of the COVID-19 pandemic’s effects on our business, operations, or the global economy as a whole. Any future development will be highly uncertain and cannot be predicted, including the scope and duration of the pandemic, the effectiveness of our work from home arrangements, third party providers’ ability to support our operation, and any actions taken by governmental authorities and other third parties in response to the pandemic. We are continuing to monitor the COVID-19 pandemic and related risks, although the rapid development and fluidity of the situation precludes any specific prediction as to its ultimate impact on us. However, if the pandemic continues to spread or otherwise results in a continuation or worsening of the current economic and commercial environments, our business, financial condition, results of operations and cash flows as well as our regulatory capital and liquidity ratios could be materially adversely affected and many of the risks described in our 2019 Form 10-K will be heightened.

Item 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS.

On April 25, 2019, the Company announced a stock repurchase program. The program enables the Company to repurchase up to $5.0 million of its outstanding common stock, and expires on December 31, 2020. During the year ended December 31, 2019 and the six months ended June 30, 2020, the Corporation repurchased shares under the stock repurchase program, as reflected in the following table.

 
71
 

Period
Total Number of Shares Purchased
 
Average price paid per share
 
Total Number of Shares Purchased as Part of Publicly Announced Plans or Programs
 
Maximum Dollar Value of Shares that May Yet Be Purchased Under the Plans or Programs
Through December 31, 2019
28,480

 
$
13.00

 
28,480

 
$
4,629,646

For the three months ended March 31, 2020
112,134

 
$
11.41

 
112,134

 
3,349,806

April 1, 2020 to April 30, 2020
—

 
—

 
—

 
3,349,806

May 1, 2020 to May 31, 2020
1,500

 
9.41

 
1,500

 
3,335,691

June 1, 2020 to June 30, 2020
—

 
—

 
—

 
3,335,691

For the three months ended June 30, 2020
1,500

 
$
9.41

 
1,500

 
3,335,691

For the six months ended June 30, 2020
113,634

 
$
11.39

 
113,634

 
3,335,691

Total
142,114

 
 
 
142,114

 


 
72
 

Item 3. DEFAULTS UPON SENIOR SECURITIES.

None.

Item 4. MINE SAFETY DISCLOSURES.

Not applicable.

Item 5. OTHER INFORMATION.

None.

Item 6. EXHIBITS.


Exhibit Number
 
Description
3.1

 
Amended and Restated Articles of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Form S-1 filed on August 31, 2018).
3.2

 
Amended and Restated Bylaws (incorporated by reference to Exhibit 3.2 to the Company’s Form S-1 filed on August 31, 2018).
31.1

 
31.2

 

32

 
101

 
The following materials from the Quarterly Report on Form 10-Q of Capital Bancorp, Inc. for the quarter ended June 30, 2020, formatted in eXtensible Business Reporting Language (XBRL): (i) Consolidated Balance Sheets, (ii) Consolidated Statements of Income, (iii) Consolidated Statements of Comprehensive Income, (iv) Consolidated Statement of Changes in Shareholders’ Equity, (v) Consolidated Statements of Cash Flows and (vi) Notes to Unaudited Consolidated Financial Statements.
104

 
Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

 
73
 

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
CAPITAL BANCORP, INC.    
Registrant
Date: August 10, 2020        /s/ Ed Barry            
Ed Barry
Chief Executive Officer (Principal Executive Officer)
Date: August 10, 2020        /s/ Alan W. Jackson        
Alan W. Jackson
Chief Financial Officer (Principal Financial and Accounting Officer)


 
74
 
 EX-31.1 2 ex311certofceoq22020.htm EXHIBIT 31.1 Exhibit


Section 2: EX-31.1 (RULE 13A-14(A) CERTIFICATION OF THE PRINCIPAL EXECUTIVE OFFICER)

Exhibit 31.1

Rule 13a-14(a) Certification of the Principal Executive Officer.
Exhibit 31.1

Rule 13a-14(a) Certification of the Principal Executive Officer.

I, Ed Barry, certify that:
1. I have reviewed this quarterly report on Form 10-Q of Capital Bancorp, Inc.;
2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and
5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
Date:    August 10, 2020            By: /s/ Ed Barry        
Ed Barry
Chief Executive Officer


 EX-31.2 3 ex312certofcfoq22020.htm EXHIBIT 31.2 Exhibit


Section 2: EX-31.2 (RULE 13A-14(A) CERTIFICATION OF THE PRINCIPAL FINANCIAL OFFICER)

Exhibit 31.2

Rule 13a-14(a) Certification of the Principal Financial Officer.
Exhibit 31.2
Rule 13a-14(a) Certification of the Principal Financial Officer.
I, Alan W. Jackson, certify that:
1. I have reviewed this quarterly report on Form 10-Q of Capital Bancorp, Inc.;
2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and
d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and
5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
Date: August 10, 2020                By: /s/ Alan W. Jackson    
Alan W. Jackson
Chief Financial Officer


 EX-32 4 ex32certofsoxq22020.htm EXHIBIT 32 Exhibit


Section 2: EX-32 (Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002)

Exhibit 32

Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
Exhibit 32
Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
In connection with the Quarterly Report of Capital Bancorp, Inc. (the “Company”) on Form 10-Q for the period ended June 30, 2020, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that to the undersigned’s best knowledge and belief:
1.
The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
2.
The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of the Company.

Date:    August 10, 2020            By: /s/ Ed Barry        
Ed Barry
Chief Executive Officer


By: /s/ Alan W. Jackson    
Alan W. Jackson
Chief Financial Officer




 EX-101.SCH 5 cbnk-20200630.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2102100 - Disclosure - Cash and Cash Equivalents link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - Consolidated Balance Sheets link:presentationLink link:calculationLink link:definitionLink 1001501 - Statement - Consolidated Balance Sheets (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 1005000 - Statement - Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - Consolidated Statements of Comprehensive Income (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - Consolidated Statements of Comprehensive Income (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - Consolidated Statements of Income (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1002501 - Statement - Consolidated Statements of Income (Unaudited) (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Cover Page link:presentationLink link:calculationLink link:definitionLink 2106100 - Disclosure - Derivative Financial Instruments link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Derivative Financial Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 2306301 - Disclosure - Derivative Financial Instruments (Tables) link:presentationLink link:calculationLink link:definitionLink 2108100 - Disclosure - Fair Value link:presentationLink link:calculationLink link:definitionLink 2408405 - Disclosure - Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details) link:presentationLink link:calculationLink link:definitionLink 2408402 - Disclosure - Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details) link:presentationLink link:calculationLink link:definitionLink 2408404 - Disclosure - Fair Value - Impaired Loans and Foreclosed Real Estate (Details) link:presentationLink link:calculationLink link:definitionLink 2408403 - Disclosure - Fair Value - Loans Held For Sale (Details) link:presentationLink link:calculationLink link:definitionLink 2308301 - Disclosure - Fair Value (Tables) link:presentationLink link:calculationLink link:definitionLink 2103100 - Disclosure - Investment Securities link:presentationLink link:calculationLink link:definitionLink 2403402 - Disclosure - Investment Securities - Amortized cost to Estimated Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 2403405 - Disclosure - Investment Securities - by Maturity Dates (Details) link:presentationLink link:calculationLink link:definitionLink 2403404 - Disclosure - Investment Securities - Pledged Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2303301 - Disclosure - Investment Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 2403403 - Disclosure - Investment Securities - Unrealized Losses (Details) link:presentationLink link:calculationLink link:definitionLink 2107100 - Disclosure - Leases link:presentationLink link:calculationLink link:definitionLink 2407402 - Disclosure - Leases - Additional Information (Details) link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Leases - Assets and Liabilities and Lease Payment Obligations (Details) link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Leases - Assets and Liabilities and Lease Payment Obligations (Details) link:presentationLink link:calculationLink link:definitionLink 2307301 - Disclosure - Leases (Tables) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Nature of Business and Basis of Presentation link:presentationLink link:calculationLink link:definitionLink 2401403 - Disclosure - Nature of Business and Basis of Presentation - Basis of presentation (Details) link:presentationLink link:calculationLink link:definitionLink 2401408 - Disclosure - Nature of Business and Basis of Presentation - Comprehensive Income (Details) link:presentationLink link:calculationLink link:definitionLink 2401407 - Disclosure - Nature of Business and Basis of Presentation - Earnings per Share (Details) link:presentationLink link:calculationLink link:definitionLink 2401406 - Disclosure - Nature of Business and Basis of Presentation - Leases (Details) link:presentationLink link:calculationLink link:definitionLink 2201201 - Disclosure - Nature of Business and Basis of Presentation (Policies) link:presentationLink link:calculationLink link:definitionLink 2401405 - Disclosure - Nature of Business and Basis of Presentation - Premises and equipment (Details) link:presentationLink link:calculationLink link:definitionLink 2401404 - Disclosure - Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details) link:presentationLink link:calculationLink link:definitionLink 2301302 - Disclosure - Nature of Business and Basis of Presentation (Tables) link:presentationLink link:calculationLink link:definitionLink 2105100 - Disclosure - Portfolio Loans Receivable link:presentationLink link:calculationLink link:definitionLink 2405403 - Disclosure - Portfolio Loans Receivable - Accretable Discount (Details) link:presentationLink link:calculationLink link:definitionLink 2405410 - Disclosure - Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details) link:presentationLink link:calculationLink link:definitionLink 2405404 - Disclosure - Portfolio Loans Receivable - Allowance for Loan Losses (Details) link:presentationLink link:calculationLink link:definitionLink 2405402 - Disclosure - Portfolio Loans Receivable - Classification of Loans (Details) link:presentationLink link:calculationLink link:definitionLink 2405407 - Disclosure - Portfolio Loans Receivable - Credit Quality Indicators (Details) link:presentationLink link:calculationLink link:definitionLink 2405406 - Disclosure - Portfolio Loans Receivable - Impaired Loans (Details) link:presentationLink link:calculationLink link:definitionLink 2405409 - Disclosure - Portfolio Loans Receivable - Outstanding Loan Commitments (Details) link:presentationLink link:calculationLink link:definitionLink 2405405 - Disclosure - Portfolio Loans Receivable - Past Due Financing Receivable (Details) link:presentationLink link:calculationLink link:definitionLink 2305301 - Disclosure - Portfolio Loans Receivable (Tables) link:presentationLink link:calculationLink link:definitionLink 2405408 - Disclosure - Portfolio Loans Receivable - Trouble Debt Restructuring (Details) link:presentationLink link:calculationLink link:definitionLink 2104100 - Disclosure - SBA-PPP Loans Receivable link:presentationLink link:calculationLink link:definitionLink 2404401 - Disclosure - SBA-PPP Loans Receivable (Details) link:presentationLink link:calculationLink link:definitionLink 2110100 - Disclosure - Segments link:presentationLink link:calculationLink link:definitionLink 2410402 - Disclosure - Segments (Details) link:presentationLink link:calculationLink link:definitionLink 2310301 - Disclosure - Segments (Tables) link:presentationLink link:calculationLink link:definitionLink 2111100 - Disclosure - Subsequent Events link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 6 cbnk-20200630_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 7 cbnk-20200630_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 8 cbnk-20200630_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Receivables [Abstract] Remaining nonaccretable discounts on loans acquired Certain Loans Acquired in Transfer, Nonaccretable Difference Carrying value of loans with nonaccretable discounts Loans And Leases Receivable, With Nonaccretable Discounts, Net Amount Loans And Leases Receivable, With Nonaccretable Discounts, Net Amount Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward] Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward] Accretable discount at beginning of period Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Less: Accretion and payoff of loans Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion Accretable discount at end of period Segment Reporting [Abstract] Schedule of Segment Reporting Information, by Segment Schedule of Segment Reporting Information, by Segment [Table Text Block] Accounting Policies [Abstract] Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table] Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table] Antidilutive Securities [Axis] Antidilutive Securities [Axis] Antidilutive Securities, Name [Domain] Antidilutive Securities, Name [Domain] Stock Options Share-based Payment Arrangement, Option [Member] Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] Antidilutive securities excluded from computation of earnings per share (in shares) Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Financing Receivable, Credit Quality Indicator [Table] Financing Receivable, Credit Quality Indicator [Table] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Domain] Financing Receivable Portfolio Segment [Domain] Residential Residential Portfolio Segment [Member] Commercial Commercial Portfolio Segment [Member] Construction Construction Portfolio Segment [Member] Construction Portfolio Segment [Member] Consumer Consumer Portfolio Segment [Member] Class of Financing Receivable [Axis] Class of Financing Receivable [Axis] Class of Financing Receivable [Domain] Class of Financing Receivable [Domain] Real estate: Real Estate Loan [Member] Credit card Credit Card Receivable [Member] Other consumer Other Consumer [Member] Other Consumer [Member] Internal Credit Assessment [Axis] Internal Credit Assessment [Axis] Internal Credit Assessment [Domain] Internal Credit Assessment [Domain] Pass Pass [Member] Special Mention Special Mention [Member] Substandard Substandard [Member] Doubtful Doubtful [Member] Financing Receivable, Credit Quality Indicator [Line Items] Financing Receivable, Credit Quality Indicator [Line Items] Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively Financing Receivable, before Allowance for Credit Loss Leases [Abstract] Leases Lessee, Operating Leases [Text Block] Portfolio Loans Receivable Financing Receivables [Text Block] Financing Receivable, Troubled Debt Restructuring [Table] Financing Receivable, Troubled Debt Restructuring [Table] Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Domain] Financial Instrument Performance Status [Domain] Performing Performing Financial Instruments [Member] Nonperforming Nonperforming Financial Instruments [Member] Acquired loans Acquired Loans [Member] Acquired Loans [Member] Financing Receivable, Troubled Debt Restructuring [Line Items] Financing Receivable, Troubled Debt Restructuring [Line Items] Number of Contracts Financing Receivable, Modifications, Number of Contracts Recorded Investment Financing Receivable, Troubled Debt Restructuring Segments Segment Reporting Disclosure [Text Block] Statement of Stockholders' Equity [Abstract] Statement [Table] Statement [Table] Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption [Domain] Cumulative Effect, Period of Adoption [Domain] Cumulative Effect, Period of Adoption, Adjustment Cumulative Effect, Period of Adoption, Adjustment [Member] Equity Components [Axis] Equity Components [Axis] Equity Component [Domain] Equity Component [Domain] Common Stock Common Stock [Member] Additional Paid-in Capital Additional Paid-in Capital [Member] Retained Earnings Retained Earnings [Member] Accumulated Other Comprehensive Income (Loss) AOCI Attributable to Parent [Member] Statement [Line Items] Statement [Line Items] Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Beginning balance (in shares) Common Stock, Shares, Outstanding Beginning balance Stockholders' Equity Attributable to Parent Accounting Standards Update [Extensible List] Accounting Standards Update [Extensible List] Net income Net Income (Loss) Attributable to Parent Unrealized gain on investment securities available for sale, net of income taxes Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent Unrealized loss on cash flow hedging derivative, net of income taxes Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax, Parent Stock options exercised (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period Stock options exercised Stock Issued During Period, Value, Stock Options Exercised Shares issued as compensation (in shares) Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture Shares issued as compensation Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture Stock-based compensation APIC, Share-based Payment Arrangement, Increase for Cost Recognition Shares repurchased and retired (in shares) Stock Repurchased and Retired During Period, Shares Shares repurchased and retired Stock Repurchased and Retired During Period, Value Ending balance (in shares) Ending balance Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Financial Instrument [Axis] Financial Instrument [Axis] Financial Instruments [Domain] Financial Instruments [Domain] Commitments to Extend Credit Commitments to Extend Credit [Member] Commercial Commercial real estate Commercial Real Estate Portfolio Segment [Member] Residential real estate Home equity Home Equity Loan [Member] Secured credit card Personal Personal Loan [Member] Personal Loan [Member] Construction commitments Construction Loans [Member] Residential loans held for sale Loans Held For Sale [Member] Loans Held For Sale [Member] Accounts, Notes, Loans and Financing Receivable [Line Items] Accounts, Notes, Loans and Financing Receivable [Line Items] Unused lines of credit Unused Commitments to Extend Credit Letters of credit Letters of Credit Outstanding, Amount Statement of Financial Position [Abstract] Assets Assets [Abstract] Cash and due from banks Cash and Due from Banks Interest bearing deposits at other financial institutions Interest-bearing Deposits in Banks and Other Financial Institutions Federal funds sold Federal Funds Sold Total cash and cash equivalents Cash, Cash Equivalents, and Federal Funds Sold Investment securities available for sale Debt Securities, Available-for-sale Restricted investments Restricted Investments Loans held for sale Loans Held-for-sale, Fair Value Disclosure Small Business Administration Payroll Protection Program (“SBA-PPP”) loans receivable, net of fees Financing Receivable, Small Business Administration, Paycheck Protection Program, Net Of Fees Financing Receivable, Small Business Administration, Paycheck Protection Program, Net Of Fees Portfolio loans receivable, net of deferred fees and costs and net of allowance for loan losses of $18,680 and $13,301 at June 30, 2020 and December 31, 2019, respectively Financing Receivable, after Allowance for Credit Loss Premises and equipment, net Property, Plant and Equipment, Net Accrued interest receivable Accrued Investment Income Receivable Deferred income taxes Deferred Income Tax Assets, Net Foreclosed real estate Real Estate Acquired Through Foreclosure Other assets Other Assets Total assets Assets Liabilities Liabilities [Abstract] Deposits Deposits, Interest-bearing and Noninterest-bearing, Alternative [Abstract] Noninterest-bearing, including related party balances of $17,734 and $16,009 at June 30, 2020 and December 31, 2019, respectively Noninterest-bearing Deposit Liabilities Interest-bearing, including related party balances of $128,655 and $125,304 at June 30, 2020 and December 31, 2019, respectively Interest-bearing Deposit Liabilities Total deposits Deposits Federal Home Loan Bank advances Long-term Federal Home Loan Bank Advances Other borrowed funds Other Borrowings Accrued interest payable Interest Payable Other liabilities Other Liabilities Total liabilities Liabilities Stockholders' equity Stockholders' Equity Attributable to Parent [Abstract] Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding at June 30, 2020 and December 31, 2019 Preferred Stock, Value, Issued Common stock, $.01 par value; 49,000,000 shares authorized; 13,818,223 and 13,894,842 issued and outstanding at June 30, 2020 and December 31, 2019, respectively Common Stock, Value, Issued Additional paid-in capital Additional Paid in Capital Retained earnings Retained Earnings (Accumulated Deficit) Accumulated other comprehensive income Accumulated Other Comprehensive Income (Loss), Net of Tax Total stockholders' equity Total liabilities and stockholders' equity Liabilities and Equity Fair Value Disclosures [Abstract] Fair Value, Recurring and Nonrecurring [Table] Fair Value, Recurring and Nonrecurring [Table] U.S. government-sponsored enterprises US Government-sponsored Enterprises Debt Securities [Member] Municipal Municipal Bonds [Member] Corporate Corporate Debt Securities [Member] Mortgage-backed securities Collateralized Mortgage Backed Securities [Member] Measurement Frequency [Axis] Measurement Frequency [Axis] Measurement Frequency [Domain] Measurement Frequency [Domain] Fair Value, Measurements, Recurring Fair Value, Recurring [Member] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Domain] Fair Value Hierarchy and NAV [Domain] Level 1 Inputs Fair Value, Inputs, Level 1 [Member] Level 2 Inputs Fair Value, Inputs, Level 2 [Member] Level 3 Inputs Fair Value, Inputs, Level 3 [Member] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Investment securities available for sale Loans held for sale Derivative assets Derivative Asset Derivative liabilities Derivative Liability Income Statement [Abstract] Deposits, related party Interest Expense, Deposits, Related Party Interest Expense, Deposits, Related Party Cash and Cash Equivalents [Abstract] Cash and Cash Equivalents Cash and Cash Equivalents Disclosure [Text Block] Loans and Leases Receivable Disclosure [Table] Loans and Leases Receivable Disclosure [Table] Type of Borrower [Axis] Type of Borrower [Axis] Class of Financing Receivable, Type of Borrower [Domain] Class of Financing Receivable, Type of Borrower [Domain] Owner Occupied Real Estate Owner Occupied Real Estate [Member] Owner Occupied Real Estate [Member] Investor Real Estate Investor Real Estate [Member] Investor Real Estate [Member] Statistical Measurement [Axis] Statistical Measurement [Axis] Statistical Measurement [Domain] Statistical Measurement [Domain] Minimum Minimum [Member] Maximum Maximum [Member] Paycheck Protection Program Paycheck Protection Program [Member] Paycheck Protection Program [Member] Collateral Held [Axis] Collateral Held [Axis] Collateral Held [Domain] Collateral Held [Domain] Savings Deposits Savings Deposits [Member] Savings Deposits [Member] Loans and Leases Receivable Disclosure [Line Items] Loans and Leases Receivable Disclosure [Line Items] Loans receivable, gross Deferred origination fees, net Loans and Leases Receivable, Deferred Income Allowance for loan losses Financing Receivable, Allowance for Credit Loss Portfolio loans receivable, net Fixed interest rate term Loans And Leases Receivable, Fixed Interest Rate Term Loans And Leases Receivable, Fixed Interest Rate Term Initial commitment term Loans And Leases Receivable, Initial Commitment Term Loans And Leases Receivable, Initial Commitment Term Balloon payment period Loans And Leases Receivable, Balloon Payment Period Loans And Leases Receivable, Balloon Payment Period Debt service coverage ratio Loans And Leases Receivable, Covenant Compliance, Debt Service Coverage Ratio Loans And Leases Receivable, Covenant Compliance, Debt Service Coverage Ratio Percent of real estate portfolio Loans And Leases Receivable, Percent Of Real Estate Portfolio Loans And Leases Receivable, Percent Of Real Estate Portfolio Amortization period Loans And Leases Receivable, Amortization Period Loans And Leases Receivable, Amortization Period Principal to collateral value ratio, percent Loans And Leases Receivable, Principal To Collateral Value Ratio, Percent Loans And Leases Receivable, Principal To Collateral Value Ratio, Percent Repayment history used for scoring model Loans And Leases Receivable, Repayment History Used For Scoring Model Loans And Leases Receivable, Repayment History Used For Scoring Model Lease asset Operating Lease, Right-of-Use Asset Less: Accumulated amortization Operating Lease, Right-Of-Use Asset, Accumulated Amortization Operating Lease, Right-Of-Use Asset, Accumulated Amortization Net lease asset Operating Lease, Right-Of-Use Asset, Net Operating Lease, Right-Of-Use Asset, Net Operating lease, liability Operating Lease, Liability Operating lease, liability, statement of financial position [Extensible List] Operating Lease, Liability, Statement of Financial Position [Extensible List] Amounts due in: Lessee, Operating Lease, Liability, Payment, Due [Abstract] 2020 Lessee, Operating Lease, Liability, to be Paid, Remainder of Fiscal Year 2021 Lessee, Operating Lease, Liability, to be Paid, Year One 2022 Lessee, Operating Lease, Liability, to be Paid, Year Two 2023 Lessee, Operating Lease, Liability, to be Paid, Year Three 2024 Lessee, Operating Lease, Liability, to be Paid, Year Four Total future lease payments Lessee, Operating Lease, Liability, to be Paid Discount of cash flows Lessee, Operating Lease, Liability, Undiscounted Excess Amount Present value of net future lease payments Schedule of Accumulated Other Comprehensive Income (Loss) Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Schedule of Loans Receivable Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Schedule Of Activity In Accretable Discounts On Loans Acquired Schedule Of Activity In Accretable Discounts On Loans Acquired [Table Text Block] Schedule Of Activity In Accretable Discounts On Loans Acquired [Table Text Block] Allowance for Credit Losses on Loans Receivables Financing Receivable, Allowance for Credit Loss [Table Text Block] Past Due Loans Receivables Financing Receivable, Past Due [Table Text Block] Impaired Loans Receivables Impaired Financing Receivables [Table Text Block] Loans Receivables Credit Quality Indicators Financing Receivable Credit Quality Indicators [Table Text Block] Troubled Debt Restructurings on Loans Receivables Financing Receivable, Troubled Debt Restructuring [Table Text Block] Schedule Of Outstanding Loan Commitments Other Commitments [Table Text Block] Schedule of Credit Losses for Financing Receivables Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] Derivative Instruments and Hedging Activities Disclosure [Abstract] Derivative Financial Instruments Derivative Instruments and Hedging Activities Disclosure [Text Block] Number of reportable segments Number of Reportable Segments Investments, Debt and Equity Securities [Abstract] Debt Securities, Available-for-sale [Table] Debt Securities, Available-for-sale [Table] U.S. government-sponsored enterprises Municipal Corporate Mortgage-backed securities Debt Securities, Available-for-sale [Line Items] Debt Securities, Available-for-sale [Line Items] Fair Value Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract] Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract] Less than 12 months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months 12 months or longer Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer Total Debt Securities, Available-for-sale, Unrealized Loss Position Unrealized Losses Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract] Less than 12 months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss 12 months or longer Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Total Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss Number of securities in a loss position for greater than twelve months Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions Schedule of Assets Sold under Agreements to Repurchase [Table] Schedule of Assets Sold under Agreements to Repurchase [Table] Federal Home Loan Bank Federal Home Loan Bank Advances [Member] Measurement Basis [Axis] Measurement Basis [Axis] Fair Value Measurement [Domain] Fair Value Measurement [Domain] Portion at Fair Value Measurement [Member] Portion at Fair Value Measurement [Member] Amortized Cost Reported Value Measurement [Member] Fair Value Estimate of Fair Value Measurement [Member] Assets Sold under Agreements to Repurchase [Line Items] Assets Sold under Agreements to Repurchase [Line Items] Securities pledged Security Owned and Pledged as Collateral, Fair Value Investment Securities Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Fair Value Fair Value Disclosures [Text Block] Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] Schedule of Fair Value of Loans Held For Sale Schedule Of Fair Value Of Loans Held For Sale [Table Text Block] Schedule Of Fair Value Of Loans Held For Sale [Table Text Block] Fair Value Measurements, Nonrecurring Fair Value Measurements, Nonrecurring [Table Text Block] Fair Value Measurement Inputs and Valuation Techniques Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] Fair Value Measurements, Recurring and Nonrecurring Fair Value, by Balance Sheet Grouping [Table Text Block] Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Hedging Designation [Axis] Hedging Designation [Axis] Hedging Designation [Domain] Hedging Designation [Domain] Designated as Hedging Instrument Designated as Hedging Instrument [Member] Derivative Instrument [Axis] Derivative Instrument [Axis] Derivative Contract [Domain] Derivative Contract [Domain] Open Forward Delivery Sales Agreements Open Forward Delivery Sales Agreement [Member] Open Forward Delivery Sales Agreement [Member] Open Mandatory Delivery Commitments Open Mandatory Delivery Commitments [Member] Open Mandatory Delivery Commitments [Member] Interest Rate Lock Commitments Interest Rate Lock Commitments [Member] Derivatives, Fair Value [Line Items] Derivatives, Fair Value [Line Items] Notional amount Derivative, Notional Amount Fair amounts, liabilities Fair value amounts, assets Amortized Cost Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract] Within one year Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One Over one to five years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five Over five to ten years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 Over ten years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 Amortized Cost Debt Securities, Available-for-sale, Amortized Cost Fair Value Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract] Within one year Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One Over one to five years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five Over five to ten years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 Over ten years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 Fair Value Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Aggregate fair value Contractual principal Difference Changes Measurement [Member] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Loans Held for Sale Schedule of Derivative Instruments Schedule of Derivative Instruments [Table Text Block] Accounting Standards Update and Change in Accounting Principle [Table] Accounting Standards Update and Change in Accounting Principle [Table] Accounting Standards Update [Axis] Accounting Standards Update [Axis] Accounting Standards Update [Domain] Accounting Standards Update [Domain] Accounting Standards Update 2016-02 Accounting Standards Update 2016-02 [Member] Revision of Prior Period [Axis] Revision of Prior Period [Axis] Revision of Prior Period [Domain] Revision of Prior Period [Domain] Revision of Prior Period, Accounting Standards Update, Adjustment Revision of Prior Period, Accounting Standards Update, Adjustment [Member] New Accounting Pronouncements or Change in Accounting Principle [Line Items] New Accounting Pronouncements or Change in Accounting Principle [Line Items] Right-of-use asset Reclassification of deferred rent Deferred Lease Income, after Accumulated Amortization Adjustment to retained earnings Statement of Comprehensive Income [Abstract] Other comprehensive income (loss) Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent [Abstract] Unrealized gain on investment securities available for sale OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax Reclassification of realized gain on sale of investment securities available for sale Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Unrealized loss on cash flow hedging derivative Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax, Parent Other comprehensive income (loss) Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent Income tax expense relating to the items above Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent Other comprehensive income Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Subsequent Events [Abstract] Subsequent Events Subsequent Events [Text Block] Unearned net fees Contract with Customer, Liability Fair Value, Measurements, Nonrecurring Fair Value, Nonrecurring [Member] Level 1 Inputs Measurement Input Type [Axis] Measurement Input Type [Axis] Measurement Input Type [Domain] Measurement Input Type [Domain] Measurement Input, Cost to Sell Measurement Input, Cost to Sell [Member] Valuation Approach and Technique [Axis] Valuation Approach and Technique [Axis] Valuation Approach and Technique [Domain] Valuation Approach and Technique [Domain] Valuation Technique, Discounted Cash Flow Valuation Technique, Discounted Cash Flow [Member] Valuation Technique, Consensus Pricing Model Valuation Technique, Consensus Pricing Model [Member] Impaired loans, net Impaired Financing Receivable, with Related Allowance, Recorded Investment Impaired loans, valuation allowance Impaired Financing Receivable, Related Allowance Impaired loans Impaired Financing Receivable, Recorded Investment Foreclosed real estate Discounts to appraisals or cash flows for estimated holding and/or selling costs (percent) Impaired Financing Receivable, Measurement Input Impaired Financing Receivable, Measurement Input Discounts to appraisals for estimated holding and/or selling costs (percent) Real Estate Acquired Through Foreclosure, Measurement Input Real Estate Acquired Through Foreclosure, Measurement Input Schedule of Impaired Financing Receivable [Table] Schedule of Impaired Financing Receivable [Table] Financing Receivable, Impaired [Line Items] Financing Receivable, Impaired [Line Items] Unpaid Contractual Principal Balance Impaired Financing Receivable, Unpaid Principal Balance Recorded Investment With No Allowance Impaired Financing Receivable, with No Related Allowance, Recorded Investment Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment Impaired Financing Receivable, Average Recorded Investment Interest Recognized Impaired Financing Receivable, Interest Income, Accrual Method Statement of Cash Flows [Abstract] Cash flows from operating activities Net Cash Provided by (Used in) Operating Activities [Abstract] Adjustments to reconcile net income to net cash used by operating activities: Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Provision for loan losses Financing Receivable, Credit Loss, Expense (Reversal) Provision for losses on mortgage loans sold Provision for Other Losses Provision for off balance sheet credit risk Provision for Other Credit Losses Net amortization on investments Accretion (Amortization) of Discounts and Premiums, Investments Depreciation and amortization Depreciation, Nonproduction Stock-based compensation expense Share-based Payment Arrangement, Noncash Expense Director and employee compensation paid in stock Share Based Payment Arrangement, Director And Employee Compensation Paid In Stock Share Based Payment Arrangement, Director And Employee Compensation Paid In Stock Deferred income tax benefit Deferred Income Tax Expense (Benefit) Amortization of debt issuance expense Amortization of Debt Issuance Costs Gain on sale of securities available for sale Gain (Loss) on Sale of Investments Loss on sale of foreclosed real estate Gains (Losses) on Sales of Other Real Estate Mortgage banking revenue Mortgage Banking And Servicing, Gain (Loss) Mortgage Banking And Servicing, Gain (Loss) Proceeds from sales of loans held for sale Proceeds from Sale of Loans Held-for-sale Originations of loans held for sale Payments for Origination of Mortgage Loans Held-for-sale Changes in assets and liabilities: Increase (Decrease) in Operating Capital [Abstract] Accrued interest receivable Increase (Decrease) in Accrued Interest Receivable, Net Prepaid income taxes and taxes payable Increase (Decrease) in Prepaid Taxes Other assets Increase (Decrease) in Other Operating Assets Accrued interest payable Increase (Decrease) in Interest Payable, Net Other liabilities Increase (Decrease) in Other Operating Liabilities Net cash used by operating activities Net Cash Provided by (Used in) Operating Activities Cash flows from investing activities Net Cash Provided by (Used in) Investing Activities [Abstract] Purchases of securities available for sale Payments to Acquire Debt Securities, Available-for-sale Maturities, calls and principal paydowns of securities available for sale Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale Proceeds from sale of securities available for sale Proceeds from Sale of Debt Securities, Available-for-sale Purchases of restricted investments Payments to Acquire Restricted Investments Net increase in SBA-PPP loans receivable, net Payments For (Proceeds From) Loans Receivable, Small Business Administration, Paycheck Protection Program Payments For (Proceeds From) Loans Receivable, Small Business Administration, Paycheck Protection Program Net increase in portfolio loans receivable, net Payments for (Proceeds from) Loans Receivable Net disposals (purchases) of premises and equipment Payments for (Proceeds from) Productive Assets Proceeds from sales of foreclosed real estate Proceeds from Sale of Foreclosed Assets Net cash used by investing activities Net Cash Provided by (Used in) Investing Activities Cash flows from financing activities Net Cash Provided by (Used in) Financing Activities [Abstract] Net increase (decrease) in: Increase (Decrease), Financing Activities, Net [Abstract] Increase (Decrease), Financing Activities, Net [Abstract] Noninterest-bearing deposits Net Change Noninterest-bearing Deposits, Domestic Interest-bearing deposits Net Change Interest-bearing Deposits, Domestic Securities sold under agreements to repurchase Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase Federal funds purchased Increase (Decrease) in Federal Funds Purchased Federal Home Loan Bank advances, net Increase (Decrease) in Loans from Federal Home Loan Banks Other borrowed funds Proceeds from (Repayments of) Other Debt Repurchase of common stock Payments for Repurchase of Common Stock Proceeds from exercise of stock options Proceeds from Stock Options Exercised Net cash provided by financing activities Net Cash Provided by (Used in) Financing Activities Net increase in cash and cash equivalents Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect Cash and cash equivalents, beginning of year Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents Cash and cash equivalents, end of period Noncash activities: Noncash Investing and Financing Items [Abstract] Loans transferred to foreclosed real estate Real Estate Owned, Transfer to Real Estate Owned Change in unrealized gains on investments Unrealized Gain (Loss) on Investments Change in fair value of cash flow hedging derivative Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments Establishment of lease right-of-use asset Right-of-Use Asset Obtained in Exchange for Operating Lease Liability Establishment of lease liability Establishment Of Lease Liability Establishment Of Lease Liability Cash paid during the period for: Supplemental Cash Flow Information [Abstract] Taxes Income Taxes Paid, Net Interest Interest Paid, Excluding Capitalized Interest, Operating Activities Property, Plant and Equipment [Table] Property, Plant and Equipment [Table] Long-Lived Tangible Asset [Axis] Long-Lived Tangible Asset [Axis] Long-Lived Tangible Asset [Domain] Long-Lived Tangible Asset [Domain] Premises and equipment Premises And Equipment [Member] Premises And Equipment [Member] Leasehold improvements Leasehold Improvements [Member] Property, Plant and Equipment [Line Items] Property, Plant and Equipment [Line Items] Property, plant and equipment, useful life Property, Plant and Equipment, Useful Life Nature of Business and Basis of Presentation Significant Accounting Policies [Text Block] Off Balance Sheet Reserve Unfunded Loan Commitment [Member] Mortgage Loan Put-back Reserve Mortgage Loans Sold [Member] Mortgage Loans Sold [Member] Financing Receivable, Allowance for Credit Loss [Roll Forward] Financing Receivable, Allowance for Credit Loss [Roll Forward] Balance at beginning of year Provision charged to operating expense Charge-offs Allowance for Loan and Lease Losses Write-offs, Net Balance at end of year Product and Service [Axis] Product and Service [Axis] Product and Service [Domain] Product and Service [Domain] Service charges on deposits Bank Servicing [Member] Credit card fees Credit Card [Member] Mortgage banking revenue Mortgage Banking [Member] Interest income Interest and Dividend Income, Operating [Abstract] Loans, including fees Interest and Fee Income, Loans and Leases Investment securities available for sale Interest Income, Debt Securities, Available-for-sale, Operating Federal funds sold and other Interest Income, Federal Funds Sold Total interest income Interest and Dividend Income, Operating Interest expense Interest Expense [Abstract] Deposits, includes payments to related parties of $295 and $678 for the three and six months ended June 30, 2020, respectively, and $459 and $976 for the three and six months ended June 30, 2019, respectively. Interest Expense, Deposits Borrowed funds Interest Expense, Borrowings Total interest expense Interest Expense Net interest income Interest Income (Expense), Net Provision for loan losses Net interest income after provision for loan losses Interest Income (Expense), after Provision for Loan Loss Noninterest income Noninterest Income [Abstract] Noninterest income Revenue from Contract with Customer, Including Assessed Tax Gain on sale of investment securities available for sale Debt Securities, Available-for-sale, Realized Gain (Loss) Other fees and charges Noninterest Income, Other Operating Income Total noninterest income Noninterest Income Noninterest expenses Noninterest Expense [Abstract] Salaries and employee benefits Labor and Related Expense Occupancy and equipment Occupancy And Equipment Expense Occupancy And Equipment Expense Professional fees Professional Fees Data processing Information Technology and Data Processing Advertising Advertising Expense Loan processing Loan Processing Fee Foreclosed real estate expenses, net Other Real Estate Expenses, Net Other Real Estate Expenses, Net Other operating Other Noninterest Expense Total noninterest expenses Noninterest Expense Income before income taxes Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Income tax expense Income Tax Expense (Benefit) Net income Basic earnings per share (in dollars per share) Earnings Per Share, Basic Diluted earnings per share (in dollars per share) Earnings Per Share, Diluted Weighted average common shares outstanding: Weighted Average Number of Shares Outstanding, Diluted [Abstract] Basic (in shares) Weighted Average Number of Shares Outstanding, Basic Diluted (in shares) Weighted Average Number of Shares Outstanding, Diluted Cover [Abstract] Document Type Document Type Document Quarterly Report Document Quarterly Report Document Period End Date Document Period End Date Document Transition Report Document Transition Report Entity File Number Entity File Number Entity Registrant Name Entity Registrant Name Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Two Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Entity Current Reporting Status Entity Current Reporting Status Entity Interactive Data Current Entity Interactive Data Current Entity Filer Category Entity Filer Category Entity Small Business Entity Small Business Entity Emerging Growth Company Entity Emerging Growth Company Entity Ex Transition Period Entity Ex Transition Period Entity Shell Company Entity Shell Company Title of 12(b) Security Title of 12(b) Security Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Common Stock, Shares Outstanding Entity Common Stock, Shares Outstanding Amendment Flag Amendment Flag Document Fiscal Year Focus Document Fiscal Year Focus Document Fiscal Period Focus Document Fiscal Period Focus Entity Central Index Key Entity Central Index Key Current Fiscal Year End Date Current Fiscal Year End Date Allowance for loan losses Noninterest-bearing deposits, related party Noninterest Bearing Deposit Liabilities, Related Party Noninterest Bearing Deposit Liabilities, Related Party Interest-bearing deposits, related party Interest Bearing Deposit Liabilities, Related Party Interest Bearing Deposit Liabilities, Related Party Preferred stock, par value (in dollars per share) Preferred Stock, Par or Stated Value Per Share Preferred stock, shares authorized (in shares) Preferred Stock, Shares Authorized Preferred stock, shares issued (in shares) Preferred Stock, Shares Issued Preferred stock, shares outstanding (in shares) Preferred Stock, Shares Outstanding Common stock, par value (in dollars per share) Common Stock, Par or Stated Value Per Share Common stock, shares authorized (in shares) Common Stock, Shares Authorized Common stock, shares issued (in shares) Common Stock, Shares, Issued Common stock, shares outstanding (in shares) Carrying Amount Fair Value Level 1 Level 3 Financial assets Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract] Cash and due from banks Interest bearing deposits at other financial institutions Federal funds sold Loans receivable, net (1) Loans Receivable, Fair Value Disclosure Restricted investments Restricted Investments, at Fair Value Financial liabilities Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract] Noninterest bearing deposits Noninterest Bearing Deposit Liabilities, Fair Value Disclosure Noninterest Bearing Deposit Liabilities, Fair Value Disclosure Interest bearing deposits Interest Bearing Deposit Liabilities, Fair Value Disclosure Interest Bearing Deposit Liabilities, Fair Value Disclosure FHLB advances and other borrowed funds Long Term Federal Home Loan Bank Advances And Other Borrowings, Fair Value Disclosure Long Term Federal Home Loan Bank Advances And Other Borrowings, Fair Value Disclosure Unrealized Gain (Loss) on Investments Unrealized Gain (Loss) on Investments [Table Text Block] Schedule of Investment Portfolio in Continuous Unrealized Loss Position, Fair Value Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Table Text Block] Schedule of Pledged Securities Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block] Investments Classified by Contractual Maturity Date Investments Classified by Contractual Maturity Date [Table Text Block] Allowance for Loan and Lease Losses [Roll Forward] Allowance for Loan and Lease Losses [Roll Forward] Charge-Offs Allowance for Loan and Lease Losses, Write-offs Recoveries Financing Receivable, Allowance for Credit Loss, Recovery Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment Outstanding Loan Balances Evaluated for Impairment: Individually Financing Receivable, Individually Evaluated for Impairment Outstanding Loan Balances Evaluated for Impairment: Collectively Financing Receivable, Collectively Evaluated for Impairment U.S. government-sponsored enterprises Municipal Corporate Mortgage-backed securities Amortized Cost Unrealized Gains Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax Unrealized Losses Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax Proceeds from sales of securities sold Realized gains on investment sales Number of full service branches Lessee, Operating Lease, Number Of Full Service Branches Lessee, Operating Lease, Number Of Full Service Branches Number of locations Lessee, Operating Lease, Number Of Locations Lessee, Operating Lease, Number Of Locations Weighted average discount rate Operating Lease, Weighted Average Discount Rate, Percent ROU assets Related lease liabilities Operating Lease, Liability, Net Operating Lease, Liability, Net Remaining term of contract Lessee, Operating Lease, Remaining Term Of Contract Lessee, Operating Lease, Remaining Term Of Contract Nature of operations Nature Of Operations [Policy Text Block] Nature Of Operations [Policy Text Block] Basis of presentation Basis of Accounting, Policy [Policy Text Block] Cash and cash equivalents Cash and Cash Equivalents, Policy [Policy Text Block] Investment securities Investment, Policy [Policy Text Block] Small Business Administration Paycheck Protection Program Small Business Administration Paycheck Protection Program [Policy Text Block] Small Business Administration Paycheck Protection Program [Policy Text Block] Loans held for sale Financing Receivable, Held-for-sale [Policy Text Block] Loans and Allowance for Loan Losses Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block] Premises and equipment Property, Plant and Equipment, Policy [Policy Text Block] Leases Lessee, Leases [Policy Text Block] Derivative Financial Instruments Derivatives, Policy [Policy Text Block] Fair Value Measurements Fair Value Measurement, Policy [Policy Text Block] Income Taxes Income Tax, Policy [Policy Text Block] Earnings per share Earnings Per Share, Policy [Policy Text Block] Comprehensive income Comprehensive Income, Policy [Policy Text Block] Recently issued accounting pronouncements New Accounting Pronouncements, Policy [Policy Text Block] Reclassifications Reclassification, Comparability Adjustment [Policy Text Block] Schedule of Segment Reporting Information, by Segment [Table] Schedule of Segment Reporting Information, by Segment [Table] Consolidation Items [Axis] Consolidation Items [Axis] Consolidation Items [Domain] Consolidation Items [Domain] Operating Segments Operating Segments [Member] Eliminations Intersegment Eliminations [Member] Segments [Axis] Segments [Axis] Segments [Domain] Segments [Domain] Commercial Bank Commercial Bank [Member] Commercial Bank [Member] CBHL Capital Bank Home Loans [Member] Capital Bank Home Loans [Member] OpenSky® Open Sky [Member] Open Sky [Member] Corporate Corporate Segment [Member] Segment Reporting Information [Line Items] Segment Reporting Information [Line Items] Interest income Interest expense Noninterest income Noninterest expense Total assets Accumulated Other Comprehensive Income (Loss) [Table] Accumulated Other Comprehensive Income (Loss) [Table] Accumulated Net Investment Gain (Loss) Attributable to Parent AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] Accumulated Other Comprehensive Loss Accumulated Other Comprehensive Income (Loss) [Line Items] Accumulated Other Comprehensive Income (Loss) [Line Items] Other comprehensive income (loss) before tax AOCI before Tax, Attributable to Parent Deferred tax benefit (expense) AOCI Tax, Attributable to Parent Total accumulated comprehensive income Financing Receivable, Past Due [Table] Financing Receivable, Past Due [Table] Financial Asset, Period Past Due [Axis] Financial Asset, Period Past Due [Axis] Financial Asset, Period Past Due [Domain] Financial Asset, Period Past Due [Domain] Loans 30-89 Days Past Due Financing Receivables, 30 To 89 Days Past Due [Member] Financing Receivables, 30 To 89 Days Past Due [Member] Loans 90 or More Days Past Due Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Residential Real Estate Residential Real Estate [Member] Financing Receivable, Past Due [Line Items] Financing Receivable, Past Due [Line Items] Portfolio Loans Past Due Financing Receivable, Past Due Current Loans Financing Receivable, Not Past Due Total Portfolio Loans Accruing Loans 90 or More Days Past Due Financing Receivable, 90 Days or More Past Due, Still Accruing Non-accrual Loans Financing Receivable, Nonaccrual Assets And Liabilities, Lessee Assets And Liabilities, Lessee [Table Text Block] Assets And Liabilities, Lessee [Table Text Block] Lessee, Operating Lease, Liability, Maturity Lessee, Operating Lease, Liability, Maturity [Table Text Block] Interest income Interest Income, Operating SBA-PPP Loans Receivable EX-101.PRE 9 cbnk-20200630_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 10 capitalbancorplogoa19.jpg begin 644 capitalbancorplogoa19.jpg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end XML 11 cbnk10-q_htm.xml IDEA: XBRL DOCUMENT 0001419536 2020-01-01 2020-06-30 0001419536 cbnk:PaycheckProtectionProgramMember 2020-01-01 2020-06-30 0001419536 2020-08-06 0001419536 2019-12-31 0001419536 2020-06-30 0001419536 2019-04-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2020-01-01 2020-06-30 0001419536 2019-01-01 2019-06-30 0001419536 2020-04-01 2020-06-30 0001419536 us-gaap:CreditCardMember 2019-04-01 2019-06-30 0001419536 us-gaap:MortgageBankingMember 2019-04-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2020-04-01 2020-06-30 0001419536 us-gaap:MortgageBankingMember 2020-01-01 2020-06-30 0001419536 us-gaap:BankServicingMember 2019-01-01 2019-06-30 0001419536 us-gaap:BankServicingMember 2019-04-01 2019-06-30 0001419536 us-gaap:MortgageBankingMember 2020-04-01 2020-06-30 0001419536 us-gaap:CreditCardMember 2019-01-01 2019-06-30 0001419536 us-gaap:CreditCardMember 2020-04-01 2020-06-30 0001419536 us-gaap:MortgageBankingMember 2019-01-01 2019-06-30 0001419536 us-gaap:CreditCardMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommonStockMember 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-04-01 2019-06-30 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001419536 2020-01-01 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-04-01 2020-06-30 0001419536 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-06-30 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-03-31 0001419536 us-gaap:RetainedEarningsMember 2020-06-30 0001419536 us-gaap:CommonStockMember 2020-01-01 2020-03-31 0001419536 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:RetainedEarningsMember 2018-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-01-01 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-04-01 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2020-01-01 2020-03-31 0001419536 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2019-01-01 2019-03-31 0001419536 us-gaap:CommonStockMember 2020-04-01 2020-06-30 0001419536 us-gaap:CommonStockMember 2019-04-01 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2019-06-30 0001419536 us-gaap:CommonStockMember 2019-12-31 0001419536 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2020-03-31 0001419536 2019-03-31 0001419536 us-gaap:CommonStockMember 2019-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-04-01 2019-06-30 0001419536 2020-03-31 0001419536 us-gaap:RetainedEarningsMember 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2020-01-01 2020-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2020-04-01 2020-06-30 0001419536 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2019-04-01 2019-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-06-30 0001419536 us-gaap:RetainedEarningsMember 2018-12-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-03-31 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-06-30 0001419536 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-03-31 0001419536 us-gaap:CommonStockMember 2018-12-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2019-03-31 0001419536 us-gaap:AdditionalPaidInCapitalMember 2018-12-31 0001419536 us-gaap:RetainedEarningsMember 2019-12-31 0001419536 2018-01-01 2018-12-31 0001419536 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2019-12-31 0001419536 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2020-06-30 0001419536 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-06-30 0001419536 us-gaap:EmployeeStockOptionMember 2020-01-01 2020-06-30 0001419536 srt:RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001419536 us-gaap:LeaseholdImprovementsMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:PaycheckProtectionProgramMember 2020-06-30 0001419536 us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:PaycheckProtectionProgramMember 2020-04-01 2020-06-30 0001419536 srt:MaximumMember cbnk:PremisesAndEquipmentMember 2020-01-01 2020-06-30 0001419536 srt:MinimumMember cbnk:PremisesAndEquipmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001419536 us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-01-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-04-01 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-04-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-01-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2018-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-01-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-01-01 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-04-01 2019-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-04-01 2019-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2018-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-03-31 0001419536 cbnk:MortgageLoansSoldMember 2019-12-31 0001419536 cbnk:MortgageLoansSoldMember 2020-01-01 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-04-01 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2020-04-01 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2019-01-01 2019-06-30 0001419536 cbnk:MortgageLoansSoldMember 2020-03-31 0001419536 cbnk:MortgageLoansSoldMember 2019-03-31 0001419536 cbnk:MortgageLoansSoldMember 2020-06-30 0001419536 cbnk:MortgageLoansSoldMember 2018-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-03-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-03-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-12-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-04-01 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2018-12-31 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-01-01 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2019-06-30 0001419536 us-gaap:UnfundedLoanCommitmentMember 2020-04-01 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:AcquiredLoansMember 2019-01-01 2019-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-01-01 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember cbnk:AcquiredLoansMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember cbnk:AcquiredLoansMember 2019-12-31 0001419536 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:NonperformingFinancingReceivableMember 2019-12-31 0001419536 us-gaap:PerformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember 2020-01-01 2020-06-30 0001419536 cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 srt:MaximumMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 cbnk:OwnerOccupiedRealEstateMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:InvestorRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:OwnerOccupiedRealEstateMember us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 cbnk:InvestorRealEstateMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 srt:MinimumMember cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ResidentialRealEstateMember 2019-12-31 0001419536 us-gaap:ResidentialRealEstateMember 2020-06-30 0001419536 cbnk:SavingsDepositsMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 srt:MaximumMember cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:PassMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:SpecialMentionMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001419536 us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:DoubtfulMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:DoubtfulMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:DoubtfulMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:DoubtfulMember 2019-12-31 0001419536 us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:SubstandardMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-04-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-04-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-04-01 2020-06-30 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember 2020-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-04-01 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-03-31 0001419536 us-gaap:CommercialPortfolioSegmentMember 2020-03-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-03-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-01-01 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember cbnk:PersonalLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember cbnk:LoansHeldForSaleMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember cbnk:LoansHeldForSaleMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember cbnk:PersonalLoanMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialPortfolioSegmentMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember 2020-06-30 0001419536 us-gaap:CommitmentsToExtendCreditMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001419536 cbnk:AcquiredLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:AcquiredLoansMember cbnk:FinancingReceivables30To89DaysPastDueMember 2020-06-30 0001419536 us-gaap:ConsumerPortfolioSegmentMember cbnk:OtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 us-gaap:CommercialPortfolioSegmentMember us-gaap:RealEstateLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2020-06-30 0001419536 cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 cbnk:ConstructionPortfolioSegmentMember us-gaap:RealEstateLoanMember cbnk:FinancingReceivables30To89DaysPastDueMember 2019-12-31 0001419536 srt:MinimumMember cbnk:OwnerOccupiedRealEstateMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:RealEstateLoanMember 2020-01-01 2020-06-30 0001419536 cbnk:OpenMandatoryDeliveryCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 cbnk:OpenMandatoryDeliveryCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 us-gaap:InterestRateLockCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 cbnk:OpenForwardDeliverySalesAgreementMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 us-gaap:InterestRateLockCommitmentsMember us-gaap:DesignatedAsHedgingInstrumentMember 2020-06-30 0001419536 cbnk:OpenForwardDeliverySalesAgreementMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001419536 2019-01-01 0001419536 srt:MaximumMember 2020-01-01 2020-06-30 0001419536 srt:MinimumMember 2020-01-01 2020-06-30 0001419536 us-gaap:ChangeDuringPeriodFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:ChangeDuringPeriodFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MunicipalBondsMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2020-06-30 0001419536 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001419536 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueConsensusPricingModelMember 2020-06-30 0001419536 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2020-06-30 0001419536 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2020-06-30 0001419536 srt:MaximumMember us-gaap:FairValueInputsLevel3Member us-gaap:MeasurementInputCostToSellMember us-gaap:ValuationTechniqueConsensusPricingModelMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-01-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-01-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember us-gaap:CorporateMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2020-04-01 2020-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2020-04-01 2020-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CommercialBankMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:OpenSkyMember 2019-04-01 2019-06-30 0001419536 us-gaap:OperatingSegmentsMember cbnk:CapitalBankHomeLoansMember 2019-04-01 2019-06-30 0001419536 us-gaap:IntersegmentEliminationMember 2020-04-01 2020-06-30 cbnk:segment iso4217:USD shares cbnk:contract cbnk:security iso4217:USD shares pure cbnk:branch 0.25 0.11 125304000 128655000 459000 976000 295000 678000 P6Y P1Y P5Y 16009000 17734000 0.25 0.11 false --12-31 Q2 2020 0001419536 us-gaap:AccountingStandardsUpdate201811Member 285000 0.01 0.01 49000000 49000000 13894842 13818223 13894842 13818223 us-gaap:OtherLiabilities 0.01 0.01 1000000 1000000 0 0 0 0 P2Y &lt;div style="font-family:Times New Roman;font-size:10pt;"&gt;&lt;div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;font-weight:bold;"&gt;Subsequent Events&lt;/font&gt;&lt;/div&gt;&lt;div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"&gt;&lt;font style="font-family:Arial;font-size:10pt;color:#000000;"&gt;Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.&lt;/font&gt;&lt;/div&gt;&lt;/div&gt; 10-Q true 2020-06-30 false 001-38671 CAPITAL BANCORP INC MD 52-2083046 2275 Research Boulevard Suite 600 Rockville MD 20850 301 468-8848 Yes Yes Accelerated Filer true true true false Common Stock, par value $0.01 per share CBNK NASDAQ 13820223 15636000 10530000 180379000 102447000 3698000 1847000 199713000 114824000 56796000 60828000 4085000 3966000 116969000 71030000 229646000 0 1192797000 1157820000 5544000 6092000 6865000 4770000 3599000 4263000 3326000 2384000 3025000 2518000 1822365000 1428495000 563995000 291777000 1044731000 933644000 1608726000 1225421000 25556000 32222000 17392000 15423000 1284000 1801000 27299000 20297000 1680257000 1295164000 0 0 138000 139000 51052000 51561000 89151000 81618000 1767000 13000 142108000 133331000 1822365000 1428495000 21609000 19804000 42683000 37648000 316000 234000 656000 492000 75000 251000 405000 467000 22000000 20289000 43744000 38607000 2954000 3195000 6567000 6438000 422000 563000 866000 894000 3376000 3758000 7433000 7332000 18624000 16531000 36311000 31275000 3300000 677000 5709000 798000 15324000 15854000 30602000 30477000 110000 138000 259000 236000 2912000 1970000 4921000 3462000 10119000 3715000 14136000 6091000 0 26000 0 26000 758000 78000 1163000 204000 13899000 5927000 20479000 10019000 11296000 8111000 19753000 14898000 1152000 1102000 2330000 2196000 894000 609000 1664000 1228000 5667000 3716000 9784000 7029000 606000 531000 1242000 973000 740000 340000 1187000 645000 82000 28000 128000 50000 2266000 1773000 4459000 3521000 22703000 16210000 40547000 30540000 6520000 5571000 10534000 9956000 1759000 1548000 2839000 2614000 4761000 4023000 7695000 7342000 0.34 0.30 0.56 0.54 0.34 0.29 0.55 0.53 13817349 13718665 13846889 13707631 13817349 13914042 13877326 13888050 4761000 4023000 7695000 7342000 1380000 440000 2421000 810000 0 26000 0 26000 0 0 0 -5000 1380000 414000 2421000 779000 380000 114000 667000 214000 1000000 300000 1754000 565000 5761000 4323000 9449000 7907000 13672479 137000 49321000 65701000 -595000 114564000 -54000 -54000 3319000 3319000 270000 270000 -5000 -5000 21706 0 155000 -48000 107000 18380 0 150000 150000 199000 199000 13712565 137000 49825000 68918000 -330000 118550000 4023000 4023000 300000 300000 6100 0 47000 -1000 46000 199000 199000 13718665 137000 50071000 72940000 -30000 123118000 13894842 139000 51561000 81618000 13000 133331000 2934000 2934000 754000 754000 34015 0 263000 -163000 100000 244000 244000 112134 1000 1282000 1283000 13816723 138000 50786000 84389000 767000 136080000 4761000 4761000 1000000 1000000 3000 0 37000 37000 243000 1000 244000 1500 0 14000 14000 13818223 138000 51052000 89151000 1767000 142108000 7695000 7342000 5709000 798000 262000 67000 45000 93000 -136000 -63000 878000 569000 488000 398000 37000 150000 -2000 -64000 14000 16000 0 26000 -75000 0 14136000 6091000 463783000 186305000 495586000 209432000 2095000 187000 0 178000 507000 1351000 -517000 474000 6695000 1357000 -27026000 -19697000 0 8202000 6316000 13444000 0 3280000 119000 1634000 229646000 0 41703000 56272000 330000 -362000 0 50000 -265482000 -48972000 272218000 37225000 111087000 44539000 0 -3332000 0 2000000 -6666000 36889000 1955000 0 1297000 0 100000 153000 377397000 113474000 84889000 44805000 114824000 34723000 199713000 79528000 1017000 57000 2420000 779000 0 -5000 0 5158000 0 5358000 205000 2721000 7950000 6858000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:center;font-size:14pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"/></tr><tr><td style="width:100%;"/></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="font-size:14pt;"><span style="font-family:Arial;font-size:14pt;font-weight:bold;">Capital Bancorp, Inc. and Subsidiaries</span></div><div style="font-size:11pt;"><span style="font-family:Arial;font-size:11pt;font-style:italic;font-weight:bold;">Notes to Consolidated Financial Statements</span></div><div style="font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:2px solid #000000;"><div style="overflow:hidden;height:20px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Note 1 - Nature of Business and Basis of Presentation</span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Nature of operations:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Capital Bancorp, Inc. is a Maryland corporation and bank holding company (the “Company”) for Capital Bank, N.A. (the “Bank”). The Company's primary operations are conducted by the Bank, which operates branches in Rockville, Columbia and North Bethesda, Maryland, Reston, Virginia, and the District of Columbia. The Bank is principally engaged in the business of investing in commercial, real estate, and credit card loans and attracting deposits. The Company originates residential mortgages for sale in the secondary market through Capital Bank Home Loans (“CBHL”), our residential mortgage banking arm, and issues credit cards through OpenSky</span><span style="font-family:Arial;font-size:10pt;color:#000000;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">®</sup></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, a secured, digitally-driven nationwide credit card platform.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company formed Church Street Capital, LLC (“Church Street Capital”) in 2014 to provide short-term secured real estate financing to Washington, D.C. area investors and developers that may not meet all Bank credit criteria. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In addition, the Company owns all of the stock of Capital Bancorp (MD) Statutory Trust I (the “Trust”). The Trust is a special purpose non-consolidated entity organized for the sole purpose of issuing trust preferred securities.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Basis of presentation:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The accompanying consolidated financial statements include the activity of the Company and its wholly-owned subsidiaries, the Bank and Church Street Capital. All intercompany transactions have been eliminated in consolidation. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company reports its activities as </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>four</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> business segments. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Risks and Uncertainties</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. In March 2020, the government and private sector responses to contain its spread began to significantly affect operations and continue to do so through the current period. It is likely operations will continue to be adversely affected, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic which are most likely to affect future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the concomitant impact on the customers' ability to fulfill their financial obligations to the Company; as well as the potential decline of real estate values resulting from market disruption which may impair the values of collateral-dependent loans. Accordingly, estimates used in the preparation of the financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic, the more likely that estimates will be materially impacted by its effects.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Significant Accounting Policies:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The preparation of consolidated financial statements in accordance with GAAP requires estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses and related </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">disclosures of contingent assets and liabilities. The primary reference point for the estimates is historical experience and assumptions believed to be reasonable regarding the carrying value of certain assets and liabilities that are not readily available from other sources. Estimates are evaluated on an ongoing basis. Actual results may materially differ from these estimates under different assumptions or conditions.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Cash and cash equivalents</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from financial institutions, interest bearing deposits with financial institutions and federal funds sold. Generally, federal funds are sold for one-day periods.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Investment securities</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Investment securities are classified as available for sale and carried at fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. Premiums and discounts on investment securities are amortized or accreted using the interest method. Changes in the fair value of debt securities available for sale are included in stockholders’ equity as unrealized gains and losses, net of the related tax effect. Unrealized losses are periodically reviewed to determine whether the loss represents an other than temporary impairment. Any unrealized losses judged to be other than a temporary impairment are charged to income.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Loans held for sale</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Mortgage loans originated and intended for sale are recorded at fair value, determined individually, as of the balance sheet date. Fair value is determined based on outstanding investor commitments, or in the absence of such commitments, based on current investor yield requirements. Gains and losses on loan sales are determined by the specific-identification method. The Company’s current practice is to sell residential mortgage loans on a servicing released basis, and, therefore, it has no servicing rights recorded for the value of such servicing. Interest on loans held for sale is credited to income based on the principal amounts outstanding.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Upon sale and delivery, loans are legally isolated from the Company and the Company has no ability to restrict or constrain the ability of third‑party investors to pledge or exchange the mortgage loans. The Company does not have the entitlement or ability to repurchase the mortgage loans or unilaterally cause third‑party investors to put the mortgage loans back to the Company. Unrealized and realized gains on loan sales are determined using the specific-identification method and are recognized through mortgage banking activity in the Consolidated Statements of Income.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Small Business Administration Paycheck Protection Program</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Small Business Administration Paycheck Protection Program (“SBA-PPP”) is one of the centerpieces of the Coronavirus Aid Relief and Economic Security Act (the “CARES Act”), which was passed on March 27, 2020 in response to the outbreak of coronavirus (“COVID-19”) and was supplemented with subsequent legislation. Overseen by the United States (“U.S.”) Treasury Department, the SBA-PPP offers cash-flow assistance to nonprofit and small business employers through guaranteed loans for expenses incurred between February 15, 2020, and August 8, 2020. Borrowers are eligible for forgiveness of principal and accrued interest on SBA-PPP loans to the extent that the proceeds are used to cover eligible payroll costs, </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">interest costs, rent, and utility costs over a period between eight and 24-weeks after the loan is made as long as the borrower retains its employees and their compensation levels. The CARES Act authorized the SBA to fully guarantee these loans.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Due to the unique nature of these provisions, SBA-PPP loans have been disclosed as a separate balance sheet item. Origination fees received by the SBA are capitalized into the carrying amount of the loans. The deferred fee income, net of origination costs, is recognized over the life of the loan as an adjustment to yield using the effective interest method. SBA-PPP loans receivable as of June 30, 2020 totaled </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$236.3 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> with </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$6.7 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> in unearned fees and generated </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$1.0 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of interest income during the second quarter of 2020.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Loans and the Allowance for Loan Losses</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are stated at the principal amount outstanding, adjusted for deferred origination fees and costs, discounts on loans acquired, and the allowance for loan losses. Interest is accrued based on the loan principal balances and stated interest rates. Origination fees and costs are recognized as an adjustment to the related loan yield using approximate interest methods. The Company discontinues the accrual of interest when any portion of the principal and interest is 90 days past due and collateral is insufficient to discharge the debt in full. Generally, interest payments on nonaccrual loans are recorded as a reduction of the principal balance. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are considered impaired when, based on current information, management believes the Company will not collect all principal and interest payments according to contractual terms. Generally, loans are reviewed for impairment when the risk grade for a loan is downgraded to a classified asset category. The loans are evaluated for appropriate classification, accrual, impairment, and troubled debt restructure (“TDR”) status. If collection of principal is evaluated as doubtful, all payments are applied to principal. </span><span style="font-family:Arial;font-size:10pt;color:#000000;"> A modification of a loan is considered a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company may consider interest rate reductions, changes to payment terms, extensions of maturities and/or principal reductions.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are generally charged-off in part or in full when management determines the loan to be uncollectible. Factors for charge-off that may be considered include: repayments deemed to be projected beyond reasonable time frames, client bankruptcy and lack of assets, and/or collateral deficiencies.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The allowance for loan losses is estimated to adequately provide for probable future losses on existing loans. The allowance consists of specific and general components. For loans that are classified as impaired, an allowance is established when the collateral value, if the loan is collateral dependent, or the discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers pools of nonclassified loans and is based on historical loss experience adjusted with qualitative factors such as: trends in volume and terms of loans; levels of, and trends in, delinquencies and non-accruals; effects of any changes in lending policies, experience, ability and depth of management; national and local economic trends and conditions (with a specific evaluation of COVID-19 impact); commitments and concentrations of credit; changes in the quality of the Company’s loan review system; and the volume of loans with identified incomplete financial documentation. Actual loan performance may differ materially from those estimates. A loss is recognized as a charge to the allowance when management believes that collection of the loan is unlikely. Collections of loans previously charged off are added to the allowance at the time of recovery.</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company determines the allowance for loan losses based on the accumulation of various components that are calculated independently in accordance with </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”)</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> 450 for pools of loans, and ASC 310 for TDRs and for </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">individually evaluated loans. The process for determining an appropriate allowance for loan losses is based on a comprehensive and consistently applied analysis of the loan portfolio. The analysis considers all significant factors that affect the collectibility of the portfolio and supports the credit losses estimated by this process. It is important to recognize that the related process, methodology, and underlying assumptions require a substantial degree of judgment. Additional disclosure on the allowance for loan losses, qualitative factors, and the potential COVID-19 impact can be found in Part II, Item 1A - Risk Factors and </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Note 5 - Portfolio Loans Receivable</span><span style="font-family:Arial;font-size:10pt;color:#000000;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The allowance for loan losses for SBA-PPP loans were separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Premises and equipment</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Premises and equipment are stated at cost less accumulated depreciation and amortization over </span><span style="font-family:Arial;font-size:10pt;color:#000000;">two</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> to </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>seven years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the related property. Leasehold improvements are amortized over the estimated useful lives of the improvements, approximately </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, or the term of the lease, whichever is less. Expenditures for maintenance, repairs, and minor replacements are charged to noninterest expenses as incurred.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Leases</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">During the first quarter of 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Leases (Topic 842) </span><span style="font-family:Arial;font-size:10pt;color:#000000;">(“ASU 2016-02”). ASU 2016-02 applies a right-of-use (“ROU”) model that requires a lessee to record, for all leases with a lease term of more than 12 months, an asset representing its right to use the underlying asset and a liability to make lease payments. The Company elected to apply the package of practical expedients permitting entities to not reassess: 1) whether any expired or existing contracts are or contain leases; 2) the lease classification for any expired or existing leases; and 3) initial direct costs for any existing leases. Additionally, as provided by ASU 2016-02, the Company elected not to apply the recognition requirements of ASC 842 to short-term leases, defined as leases with a term of 12 months or less, and to recognize the lease payments in net income on short-term leases on a straight-line basis over the lease term.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company is largely accounting for existing operating leases consistent with prior guidance except for the incremental balance sheet recognition for leases. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">The adoption of this standard resulted in the Company recognizing lease right-of-use assets and related lease liabilities totaling </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$5.5 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$5.6 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, as of January 1, 2019. The difference between the lease assets and the lease liabilities was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$146 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of deferred rent, which was reclassified to lease liabilities, and the remainder was recorded as an adjustment to retained earnings in the amount of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$54 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. The adoption of this ASU did not have a significant impact on the Company’s consolidated statement of income. Additional information is included in </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Note 7 - Leases</span><span style="font-family:Arial;font-size:10pt;color:#000000;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Derivative Financial Instruments</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company enters into commitments to fund residential mortgage loans (interest rate locks) with the intention of selling them in the secondary market. The Company also enters into forward sales agreements for certain funded loans and loan commitments. The Company records unfunded commitments intended for loans held for sale and forward sales agreements at fair value with changes in fair value recorded as a </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">component of mortgage banking revenue. Loans originated and intended for sale in the secondary market are carried at fair value. For pipeline loans which are not pre-sold to an investor, the Company endeavors</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span><span style="font-family:Arial;font-size:10pt;color:#000000;">to manage the interest rate risk on rate lock commitments by entering into forward sale contracts, whereby the Company obtains the right to deliver securities to investors in the future at a specified price. Such contracts are accounted for as derivatives and are recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage banking revenue. </span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company accounts for derivative instruments and hedging activities according to guidelines established in ASC 815-10, </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Accounting for Derivative Instruments and Hedging Activities</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, as amended. The Company recognizes all derivatives as either assets or liabilities on the balance sheet and measures those instruments at fair value. Changes in fair value of derivatives designated and accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in other comprehensive income, net of deferred taxes. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Fair Value Measurements </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. The degree of management judgment involved in determining the fair value of a financial instrument is dependent upon the availability of quoted market prices or observable market inputs. For financial instruments that are traded actively and have quoted market prices or observable market inputs, there is minimal subjectivity involved in measuring fair value. However, when quoted market prices or observable market inputs are not fully available, significant management judgment may be necessary to estimate fair value. In developing our fair value estimates, we endeavor to maximize the use of observable inputs and minimize the use of unobservable inputs.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value hierarchy defines Level 1 valuations as those based on quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 valuations include inputs based on quoted prices for similar assets or liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 valuations are based on at least one significant assumption not observable in the market, or significant management judgment or estimation, some of which may be internally developed.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Financial assets that are recorded at fair value on a recurring basis include investment securities available for sale, loans held for sale, and derivative financial instruments. Financial liabilities that are recorded at fair value on a recurring basis are comprised of derivative financial instruments. Additional information is included in </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Note 8 - Fair Value</span><span style="font-family:Arial;font-size:10pt;color:#000000;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Income Taxes</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities, using enacted tax rates in effect for the year in which the differences are expected to reverse. Deferred tax assets are recognized when it is deemed more likely than not that the benefits of such deferred income taxes will be realized. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Earnings per share:</span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding. Diluted earnings per share is computed by dividing net income by </span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">the weighted average number of common shares outstanding, adjusted for the dilutive effect of stock options and restricted stock using the treasury stock method. At </span><span style="font-family:Arial;font-size:10pt;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;">, there were </span><span style="font-family:Arial;font-size:10pt;"><span>512,142</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>273,600</span></span><span style="font-family:Arial;font-size:10pt;"> stock options, respectively, that were not included in the calculation as their effect would have been anti-dilutive. </span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Comprehensive income:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company reports as comprehensive income all changes in stockholders' equity during the year from sources other than stockholders. Other comprehensive income refers to all components (income, expenses, gains, and losses) of comprehensive income that are excluded from net income.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company's only component of other comprehensive income is unrealized gains and losses on investment securities available for sale, net of income taxes. Information concerning the Company's accumulated other comprehensive income as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is as follows:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.35897435897436%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized gains on securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>2,438</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(671</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total accumulated comprehensive income </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,767</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Recently issued accounting pronouncements:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The FASB subsequently revised ASU 2019-10, which delayed implementation and the new standard is now effective for fiscal years beginning after December 15, 2022, including the interim periods within those fiscal years. The Company expects the provisions of this standard to impact the Company’s consolidated financial statements, in particular, the level of the reserve for credit losses. The Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected loan losses (“CECL”). The new effective dates will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. In addition, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, “Financial Instruments-loan losses (Topic 326): Measurement of Loan Losses on Financial Instruments.” The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. While the Company does not expect these amendments to have a material effect on its financial statements, the </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company will apply the ASU through a cumulative-effect adjustment to beginning retained earnings in the year of adoption. While early adoption has been permitted since first quarter 2019, the Company does not expect to early adopt. In addition to the allowance for loan losses, the Company will also record an allowance for credit losses on debt securities instead of applying the impairment model currently utilized. The amount of the adjustments will be impacted by each portfolio’s composition and credit quality at the adoption date as well as economic conditions and forecasts at that time.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In April 2019, the FASB issued codification improvements to ASU Topic 326 - Financial Instruments - Credit Loss, Topic 815 - Derivatives and Hedging, and Subtopic 825-10 - Financial Instruments. This codification provides technical corrections and clarifies issues related to fair value hedges. The Company early adopted this guidance upon issuance, and it did not have a material impact on the Company’s consolidated financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination.  Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met.  This amended guidance and the ability to elect its temporary optional expedients and exceptions are effective for the Company as of March 12, 2020 through December 31, 2022. The adoption of ASU 2020-04 Topic 848 is not expected to have a material impact on the financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” a restructuring of debt constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. Such modifications include short-term (e.g., six months) modifications that include payment deferrals of (i) principal and interest, (ii) interest only and (iii) principal only, fee waivers, extensions of repayment terms, or other delays in payment that are deemed insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to borrowers provided the borrower with payment relief in the form of reduced or deferred payments for up to 90 days (six months in selected instances) during which time interest is continuing to accrue. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">This interagency guidance may have a material impact on the Company’s financial statements; however, this impact cannot</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> be quantified at this time. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Reclassifications:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Certain reclassifications have been made to amounts reported in prior periods to conform to the current period presentation. The reclassifications had no material effect on net income or total stockholders' equity.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Subsequent Events:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management has reviewed events through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Nature of operations:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Capital Bancorp, Inc. is a Maryland corporation and bank holding company (the “Company”) for Capital Bank, N.A. (the “Bank”). The Company's primary operations are conducted by the Bank, which operates branches in Rockville, Columbia and North Bethesda, Maryland, Reston, Virginia, and the District of Columbia. The Bank is principally engaged in the business of investing in commercial, real estate, and credit card loans and attracting deposits. The Company originates residential mortgages for sale in the secondary market through Capital Bank Home Loans (“CBHL”), our residential mortgage banking arm, and issues credit cards through OpenSky</span><span style="font-family:Arial;font-size:10pt;color:#000000;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">®</sup></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, a secured, digitally-driven nationwide credit card platform.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company formed Church Street Capital, LLC (“Church Street Capital”) in 2014 to provide short-term secured real estate financing to Washington, D.C. area investors and developers that may not meet all Bank credit criteria. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In addition, the Company owns all of the stock of Capital Bancorp (MD) Statutory Trust I (the “Trust”). The Trust is a special purpose non-consolidated entity organized for the sole purpose of issuing trust preferred securities.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Basis of presentation:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The accompanying consolidated financial statements include the activity of the Company and its wholly-owned subsidiaries, the Bank and Church Street Capital. All intercompany transactions have been eliminated in consolidation. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company reports its activities as </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>four</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> business segments. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Risks and Uncertainties</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. In March 2020, the government and private sector responses to contain its spread began to significantly affect operations and continue to do so through the current period. It is likely operations will continue to be adversely affected, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic which are most likely to affect future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the concomitant impact on the customers' ability to fulfill their financial obligations to the Company; as well as the potential decline of real estate values resulting from market disruption which may impair the values of collateral-dependent loans. Accordingly, estimates used in the preparation of the financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic, the more likely that estimates will be materially impacted by its effects.</span></div> 4 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Cash and cash equivalents</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from financial institutions, interest bearing deposits with financial institutions and federal funds sold. Generally, federal funds are sold for one-day periods.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Investment securities</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Investment securities are classified as available for sale and carried at fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. Premiums and discounts on investment securities are amortized or accreted using the interest method. Changes in the fair value of debt securities available for sale are included in stockholders’ equity as unrealized gains and losses, net of the related tax effect. Unrealized losses are periodically reviewed to determine whether the loss represents an other than temporary impairment. Any unrealized losses judged to be other than a temporary impairment are charged to income.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Loans held for sale</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Mortgage loans originated and intended for sale are recorded at fair value, determined individually, as of the balance sheet date. Fair value is determined based on outstanding investor commitments, or in the absence of such commitments, based on current investor yield requirements. Gains and losses on loan sales are determined by the specific-identification method. The Company’s current practice is to sell residential mortgage loans on a servicing released basis, and, therefore, it has no servicing rights recorded for the value of such servicing. Interest on loans held for sale is credited to income based on the principal amounts outstanding.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Upon sale and delivery, loans are legally isolated from the Company and the Company has no ability to restrict or constrain the ability of third‑party investors to pledge or exchange the mortgage loans. The Company does not have the entitlement or ability to repurchase the mortgage loans or unilaterally cause third‑party investors to put the mortgage loans back to the Company. Unrealized and realized gains on loan sales are determined using the specific-identification method and are recognized through mortgage banking activity in the Consolidated Statements of Income.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Small Business Administration Paycheck Protection Program</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Small Business Administration Paycheck Protection Program (“SBA-PPP”) is one of the centerpieces of the Coronavirus Aid Relief and Economic Security Act (the “CARES Act”), which was passed on March 27, 2020 in response to the outbreak of coronavirus (“COVID-19”) and was supplemented with subsequent legislation. Overseen by the United States (“U.S.”) Treasury Department, the SBA-PPP offers cash-flow assistance to nonprofit and small business employers through guaranteed loans for expenses incurred between February 15, 2020, and August 8, 2020. Borrowers are eligible for forgiveness of principal and accrued interest on SBA-PPP loans to the extent that the proceeds are used to cover eligible payroll costs, </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">interest costs, rent, and utility costs over a period between eight and 24-weeks after the loan is made as long as the borrower retains its employees and their compensation levels. The CARES Act authorized the SBA to fully guarantee these loans.</span></div>Due to the unique nature of these provisions, SBA-PPP loans have been disclosed as a separate balance sheet item. Origination fees received by the SBA are capitalized into the carrying amount of the loans. The deferred fee income, net of origination costs, is recognized over the life of the loan as an adjustment to yield using the effective interest method. 236300000 6700000 1000000.0 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Loans and the Allowance for Loan Losses</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are stated at the principal amount outstanding, adjusted for deferred origination fees and costs, discounts on loans acquired, and the allowance for loan losses. Interest is accrued based on the loan principal balances and stated interest rates. Origination fees and costs are recognized as an adjustment to the related loan yield using approximate interest methods. The Company discontinues the accrual of interest when any portion of the principal and interest is 90 days past due and collateral is insufficient to discharge the debt in full. Generally, interest payments on nonaccrual loans are recorded as a reduction of the principal balance. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are considered impaired when, based on current information, management believes the Company will not collect all principal and interest payments according to contractual terms. Generally, loans are reviewed for impairment when the risk grade for a loan is downgraded to a classified asset category. The loans are evaluated for appropriate classification, accrual, impairment, and troubled debt restructure (“TDR”) status. If collection of principal is evaluated as doubtful, all payments are applied to principal. </span><span style="font-family:Arial;font-size:10pt;color:#000000;"> A modification of a loan is considered a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company may consider interest rate reductions, changes to payment terms, extensions of maturities and/or principal reductions.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans are generally charged-off in part or in full when management determines the loan to be uncollectible. Factors for charge-off that may be considered include: repayments deemed to be projected beyond reasonable time frames, client bankruptcy and lack of assets, and/or collateral deficiencies.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The allowance for loan losses is estimated to adequately provide for probable future losses on existing loans. The allowance consists of specific and general components. For loans that are classified as impaired, an allowance is established when the collateral value, if the loan is collateral dependent, or the discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers pools of nonclassified loans and is based on historical loss experience adjusted with qualitative factors such as: trends in volume and terms of loans; levels of, and trends in, delinquencies and non-accruals; effects of any changes in lending policies, experience, ability and depth of management; national and local economic trends and conditions (with a specific evaluation of COVID-19 impact); commitments and concentrations of credit; changes in the quality of the Company’s loan review system; and the volume of loans with identified incomplete financial documentation. Actual loan performance may differ materially from those estimates. A loss is recognized as a charge to the allowance when management believes that collection of the loan is unlikely. Collections of loans previously charged off are added to the allowance at the time of recovery.</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company determines the allowance for loan losses based on the accumulation of various components that are calculated independently in accordance with </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”)</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> 450 for pools of loans, and ASC 310 for TDRs and for </span></div>individually evaluated loans. The process for determining an appropriate allowance for loan losses is based on a comprehensive and consistently applied analysis of the loan portfolio. The analysis considers all significant factors that affect the collectibility of the portfolio and supports the credit losses estimated by this process. It is important to recognize that the related process, methodology, and underlying assumptions require a substantial degree of judgment. <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Premises and equipment</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Premises and equipment are stated at cost less accumulated depreciation and amortization over </span><span style="font-family:Arial;font-size:10pt;color:#000000;">two</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> to </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>seven years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the related property. Leasehold improvements are amortized over the estimated useful lives of the improvements, approximately </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, or the term of the lease, whichever is less. Expenditures for maintenance, repairs, and minor replacements are charged to noninterest expenses as incurred.</span></div> P7Y P10Y <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:normal;">Leases</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">During the first quarter of 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Leases (Topic 842) </span><span style="font-family:Arial;font-size:10pt;color:#000000;">(“ASU 2016-02”). ASU 2016-02 applies a right-of-use (“ROU”) model that requires a lessee to record, for all leases with a lease term of more than 12 months, an asset representing its right to use the underlying asset and a liability to make lease payments. The Company elected to apply the package of practical expedients permitting entities to not reassess: 1) whether any expired or existing contracts are or contain leases; 2) the lease classification for any expired or existing leases; and 3) initial direct costs for any existing leases. Additionally, as provided by ASU 2016-02, the Company elected not to apply the recognition requirements of ASC 842 to short-term leases, defined as leases with a term of 12 months or less, and to recognize the lease payments in net income on short-term leases on a straight-line basis over the lease term.</span></div>The Company is largely accounting for existing operating leases consistent with prior guidance except for the incremental balance sheet recognition for leases. 5500000 5600000 146000 -54000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Derivative Financial Instruments</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company enters into commitments to fund residential mortgage loans (interest rate locks) with the intention of selling them in the secondary market. The Company also enters into forward sales agreements for certain funded loans and loan commitments. The Company records unfunded commitments intended for loans held for sale and forward sales agreements at fair value with changes in fair value recorded as a </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">component of mortgage banking revenue. Loans originated and intended for sale in the secondary market are carried at fair value. For pipeline loans which are not pre-sold to an investor, the Company endeavors</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span><span style="font-family:Arial;font-size:10pt;color:#000000;">to manage the interest rate risk on rate lock commitments by entering into forward sale contracts, whereby the Company obtains the right to deliver securities to investors in the future at a specified price. Such contracts are accounted for as derivatives and are recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage banking revenue. </span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company accounts for derivative instruments and hedging activities according to guidelines established in ASC 815-10, </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Accounting for Derivative Instruments and Hedging Activities</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, as amended. The Company recognizes all derivatives as either assets or liabilities on the balance sheet and measures those instruments at fair value. Changes in fair value of derivatives designated and accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in other comprehensive income, net of deferred taxes. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item. </span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Fair Value Measurements </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. The degree of management judgment involved in determining the fair value of a financial instrument is dependent upon the availability of quoted market prices or observable market inputs. For financial instruments that are traded actively and have quoted market prices or observable market inputs, there is minimal subjectivity involved in measuring fair value. However, when quoted market prices or observable market inputs are not fully available, significant management judgment may be necessary to estimate fair value. In developing our fair value estimates, we endeavor to maximize the use of observable inputs and minimize the use of unobservable inputs.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value hierarchy defines Level 1 valuations as those based on quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 valuations include inputs based on quoted prices for similar assets or liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 valuations are based on at least one significant assumption not observable in the market, or significant management judgment or estimation, some of which may be internally developed.</span></div>Financial assets that are recorded at fair value on a recurring basis include investment securities available for sale, loans held for sale, and derivative financial instruments. Financial liabilities that are recorded at fair value on a recurring basis are comprised of derivative financial instruments. <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">Income Taxes</span></div>Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities, using enacted tax rates in effect for the year in which the differences are expected to reverse. Deferred tax assets are recognized when it is deemed more likely than not that the benefits of such deferred income taxes will be realized. <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Earnings per share:</span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding. Diluted earnings per share is computed by dividing net income by </span></div>the weighted average number of common shares outstanding, adjusted for the dilutive effect of stock options and restricted stock using the treasury stock method. 512142 273600 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Comprehensive income:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company reports as comprehensive income all changes in stockholders' equity during the year from sources other than stockholders. Other comprehensive income refers to all components (income, expenses, gains, and losses) of comprehensive income that are excluded from net income.</span></div>The Company's only component of other comprehensive income is unrealized gains and losses on investment securities available for sale, net of income taxes. Information concerning the Company's accumulated other comprehensive income as of <span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is as follows:</span><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.35897435897436%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:59%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:18%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized gains on securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>2,438</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred tax expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(671</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total accumulated comprehensive income </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,767</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2438000 18000 671000 5000 1767000 13000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Recently issued accounting pronouncements:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The FASB subsequently revised ASU 2019-10, which delayed implementation and the new standard is now effective for fiscal years beginning after December 15, 2022, including the interim periods within those fiscal years. The Company expects the provisions of this standard to impact the Company’s consolidated financial statements, in particular, the level of the reserve for credit losses. The Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected loan losses (“CECL”). The new effective dates will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. In addition, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, “Financial Instruments-loan losses (Topic 326): Measurement of Loan Losses on Financial Instruments.” The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. While the Company does not expect these amendments to have a material effect on its financial statements, the </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company will apply the ASU through a cumulative-effect adjustment to beginning retained earnings in the year of adoption. While early adoption has been permitted since first quarter 2019, the Company does not expect to early adopt. In addition to the allowance for loan losses, the Company will also record an allowance for credit losses on debt securities instead of applying the impairment model currently utilized. The amount of the adjustments will be impacted by each portfolio’s composition and credit quality at the adoption date as well as economic conditions and forecasts at that time.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In April 2019, the FASB issued codification improvements to ASU Topic 326 - Financial Instruments - Credit Loss, Topic 815 - Derivatives and Hedging, and Subtopic 825-10 - Financial Instruments. This codification provides technical corrections and clarifies issues related to fair value hedges. The Company early adopted this guidance upon issuance, and it did not have a material impact on the Company’s consolidated financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination.  Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met.  This amended guidance and the ability to elect its temporary optional expedients and exceptions are effective for the Company as of March 12, 2020 through December 31, 2022. The adoption of ASU 2020-04 Topic 848 is not expected to have a material impact on the financial statements.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” a restructuring of debt constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. Such modifications include short-term (e.g., six months) modifications that include payment deferrals of (i) principal and interest, (ii) interest only and (iii) principal only, fee waivers, extensions of repayment terms, or other delays in payment that are deemed insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to borrowers provided the borrower with payment relief in the form of reduced or deferred payments for up to 90 days (six months in selected instances) during which time interest is continuing to accrue. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">This interagency guidance may have a material impact on the Company’s financial statements; however, this impact cannot</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> be quantified at this time. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Reclassifications:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Certain reclassifications have been made to amounts reported in prior periods to conform to the current period presentation. The reclassifications had no material effect on net income or total stockholders' equity.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Cash</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> and cash equivalents include cash and amounts due from banks, interest bearing deposits and federal funds sold. The Bank is required by regulations to maintain an average cash reserve balance based on a percentage of deposits. At </span><span style="font-family:Arial;font-size:10pt;font-weight:normal;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> and December 31, </span><span style="font-family:Arial;font-size:10pt;font-weight:normal;">2019</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;">, the requirements were satisfied by amounts on deposit with the Federal Reserve Bank and cash on hand.</span></div> Investment Securities<div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The amortized cost and estimated fair value of investment securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows: </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment Securities Available for Sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-style:italic;font-weight:bold;">Available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>513</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,260</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>51,585</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,431</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,482</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-style:italic;">Available for sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,542</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,754</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(135</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,811</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">There were </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> securities sold during the </span><span style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2020</span><span style="font-family:inherit;font-size:10pt;color:#000000;">. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Proceeds from sales of securities sold during the </span><span style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> were </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$3.3 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. The investment sales resulted in realized gains of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$26 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> for the three and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Information related to unrealized losses in the investment portfolio as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is summarized as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:34%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment Securities Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Less than 12 months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">12 months or longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>993</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,216</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>993</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(37</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>519</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>519</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,487</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,246</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,733</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(135</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,487</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,764</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(81</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>28,251</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">At </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, there was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> corporate security that had been in an unrealized loss position for greater than twelve months. At </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, there was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> U.S. government-sponsored enterprises security, </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>two</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> corporate securities, and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>four</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> mortgage-backed securities that had been in a loss position for greater than twelve months. Management believes that the unrealized loss at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> resulted from changes in the interest rates and current market conditions and not as a result of credit deterioration.</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> Management has the ability and the intent to hold these investment securities until maturity or until they recover in value.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">A summary of pledged securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is shown below:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Pledged Securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Federal Home Loan Bank </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>52,098</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,558</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,508</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Contractual maturities of U.S. government-sponsored enterprises, municipals and corporate securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> are shown below. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call premiums or prepayment penalties.</span></div><div style="line-height:120%;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Contractual Maturities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Within one year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,542</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,518</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over one to five years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over five to ten years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,014</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,046</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over ten years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>773</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>766</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>51,585</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,754</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,811</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;"> </span></div><div style="line-height:120%;padding-top:0px;text-align:justify;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">_______________</span></div><div style="line-height:120%;font-size:6pt;padding-left:0px;"><span style="font-family:Arial;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:4pt">(1)</sup> </span></div><div style="line-height:120%;text-align:justify;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">Mortgage-backed securities contractually repay in monthly installments.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The amortized cost and estimated fair value of investment securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> are summarized as follows: </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment Securities Available for Sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-style:italic;font-weight:bold;">Available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>513</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>30</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,260</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>21</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>51,585</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,431</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,482</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-style:italic;">Available for sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,542</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,754</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(135</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,811</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>176</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 513000 30000 0 543000 2260000 21000 44000 2237000 51585000 2431000 0 54016000 54358000 2482000 44000 56796000 1000000 0 1000 999000 515000 13000 0 528000 2542000 46000 23000 2565000 56754000 117000 135000 56736000 60811000 176000 159000 60828000 0 3300000 26000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Information related to unrealized losses in the investment portfolio as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is summarized as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:34%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Investment Securities Unrealized Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Less than 12 months</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">12 months or longer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unrealized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Losses</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>993</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(37</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,216</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>993</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(37</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(44</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>519</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>519</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,487</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,246</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(57</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,733</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(135</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,487</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,764</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(81</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>28,251</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 993000 7000 223000 37000 1216000 44000 993000 7000 223000 37000 1216000 44000 0 0 999000 1000 999000 1000 0 0 519000 23000 519000 23000 21487000 78000 5246000 57000 26733000 135000 21487000 78000 6764000 81000 28251000 159000 1 1 2 4 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">A summary of pledged securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> is shown below:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Pledged Securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Federal Home Loan Bank </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>52,098</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,558</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,508</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 52098000 54558000 1508000 1522000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Contractual maturities of U.S. government-sponsored enterprises, municipals and corporate securities at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> are shown below. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call premiums or prepayment penalties.</span></div><div style="line-height:120%;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Contractual Maturities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amortized</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Cost</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Value</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Within one year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,542</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,518</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over one to five years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over five to ten years</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,014</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,046</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Over ten years</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>773</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>766</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>51,585</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,754</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,811</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;"> </span></div><div style="line-height:120%;padding-top:0px;text-align:justify;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">_______________</span></div><div style="line-height:120%;font-size:6pt;padding-left:0px;"><span style="font-family:Arial;font-size:6pt;"><sup style="vertical-align:top;line-height:120%;font-size:4pt">(1)</sup> </span></div><div style="line-height:120%;text-align:justify;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">Mortgage-backed securities contractually repay in monthly installments.</span></div> 0 0 1542000 1518000 0 0 0 0 2000000 2014000 2000000 2046000 773000 766000 515000 528000 51585000 54016000 56754000 56736000 54358000 56796000 60811000 60828000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Pursuant to the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), th</span><span style="font-family:Arial;font-size:10pt;color:#000000;">e Small Business Administration’s Paycheck Protection Program provides forgivable loans to small businesses to enable them to maintain payroll, hire back employees who have been laid off, and cover applicable overhead. SBA-PPP loans have an interest rate of 1%, have 2 and 5 year terms, and carry a 100% guarantee of the SBA.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The allowance for loan losses for SBA-PPP loans was separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">At </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, SBA-PPP loans receivable, which total </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$236.3 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, are all rated as pass credits, not past due, nonaccrual, TDR, or otherwise impaired. Unearned net fees associated with the SBA-PPP loans amount to </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$6.7 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. There were no outstanding commitments to extend additional SBA-PPP loans at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">.</span></div> 236300000 6700000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Major classifications of portfolio loans as are as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio Loan Categories</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred origination fees, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(1,332</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,404</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Allowance for loan losses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(18,680</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13,301</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Portfolio loans receivable, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,192,797</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,157,820</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company makes loans to customers located primarily in the Washington, D.C. and Baltimore, Maryland metropolitan areas. Although the loan portfolio is diversified, its performance is influenced by the regional economy. The Company’s loan categories, excluding SBA-PPP loans, previously discussed in Note 4, are described below. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Residential Real Estate Loans</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. One-to-four family mortgage loans are primarily secured by owner-occupied primary residences and, to a lesser extent, investor owned residences. Residential loans are originated through the commercial sales teams and Capital Bank Home Loans division. Residential loans also include home equity lines of credit. Owner-occupied residential real estate loans usually have fixed rates for </span><span style="font-family:Arial;font-size:10pt;color:#000000;">five</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> or </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>seven years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and adjust on an annual basis after the initial term based on a typical maturity of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>30</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> years. Investor residential real estate loans are generally based on </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>25</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">-year terms with a balloon payment due after </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Generally, the required minimum debt service coverage ratio is </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>115%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Residential real estate loans have represented a stable and growing portion of our loan portfolio. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Commercial Real Estate Loans</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Commercial real estate loans are originated on owner-occupied and non-owner-occupied properties. These loans may be more adversely affected by conditions in the real estate </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">markets or in the general economy. Commercial loans that are secured by owner-occupied commercial real estate and primarily collateralized by operating cash flows are also included in this category of loans. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, there were approximately </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$164.4 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of owner-occupied commercial real estate loans, representing approximately </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>45.1%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of the commercial real estate portfolio. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Commercial real estate loan terms are generally extended for </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>10</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> years or less and amortize generally over </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>25</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> years or less. The interest rates on commercial real estate loans generally have initial fixed rate terms that adjust typically at </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>5</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> years. Origination fees are routinely charged for services. Personal guarantees from the principal owners of the business are generally required, supported by a review of the principal owners’ personal financial statements and global debt service obligations. The properties securing the portfolio are somewhat diverse in terms and type. This diversity may help reduce the exposure to adverse economic events that affect any single industry.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Construction Loans</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Construction loans are offered within the Company’s Washington, D.C. and Baltimore, Maryland metropolitan operating areas to builders primarily for the construction of single-family homes and condominium and townhouse conversions or renovations and, to a lesser extent, to individuals. Construction loans typically have terms of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>12</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> to </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>18</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> months. The Company frequently transitions the end purchaser to </span><span style="font-family:Arial;font-size:10pt;color:#000000;">permanent financing or re-underwriting and sale into the secondary market through Capital Bank Home Loans. According to underwriting standards, the ratio of loan principal to collateral value, as established by an independent appraisal, cannot exceed </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>75%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> for investor-owned and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>80%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> for owner-occupied properties. Exceptions are sometimes made. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">Semi-annual stress testing of the construction loan portfolio is conducted, and underlying real estate conditions are closely monitored as well as trends of sales outcomes versus underwriting valuations as part of ongoing risk management efforts. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">The borrowers’ progress in construction buildout is closely monitored and the original underwriting guidelines for construction milestones and completion timelines are strictly enforced.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Commercial and Industrial</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. In addition to other loan products, general commercial loans, including commercial lines of credit, working capital loans, term loans, equipment financing, letters of credit and other loan products are offered, primarily in target markets, and underwritten based on each borrower’s ability to service debt from income. These loans are primarily made based on the identified cash flows of the borrower and secondarily, on the underlying collateral provided by the borrower. Most commercial business loans are secured by a lien on general business assets including, among other things, available real estate, accounts receivable, promissory notes, inventory and equipment. Personal guaranties from the borrower or other principal are generally obtaine</span><span style="font-family:Arial;font-size:10pt;color:#000000;">d.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Credit Cards</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Our OpenSky® credit card division provides credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores through a fully digital and mobile platform. Substantially all of the lines of credit are secured by a noninterest bearing demand account at the Bank in an amount equal to the full credit limit of the credit card. In addition, using a proprietary scoring model, which considers credit score and repayment history</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> (typically a minimum of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>six months</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of on-time repayments, but ultimately determined on a case-by-case basis), the Bank has recently begun to offer </span><span style="font-family:Arial;font-size:10pt;color:#000000;">certain customers an unsecured line in excess of their secured line of credit. Approximately</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$52.9 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$43.3 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of the credit card balances were secured by savings deposits held by the Company as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, respectively.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Other Consumer Loans</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. To a limited extent and typically as an accommodation to existing customers, personal consumer loans such as term loans, car loans or boat loans are offered.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans acquired through acquisitions are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In estimating the fair value of loans acquired, certain factors were considered, including the remaining lives of the acquired loans, payment history, estimated </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">prepayments, estimated loss ratios, estimated value of the underlying collateral, and the net present value of cash flows expected. Discounts on loans that were not considered impaired at acquisition were recorded as an accretable discount, which will be recognized in interest income over the terms of the related loans. For loans considered to be impaired, the difference between the contractually required payments and expected cash flows was recorded as a nonaccretable discount. The remaining nonaccretable discounts on loans acquired was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$285 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. Loans with nonaccretable discounts had carrying values of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$864 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Accretable discounts on loans acquired is summarized as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Accretable Discounts on Loans Acquired</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended<br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretable discount at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>233</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>430</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>438</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">  Less: Accretion and payoff of loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(199</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretable discount at end of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>230</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>230</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-weight:normal;">three and six</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> months ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2019</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Beginning<br/>Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Provision for<br/>Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Charge-Offs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recoveries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Ending<br/>Balance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,971</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,273</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,423</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,032</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>920</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,663</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>80</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,743</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,414</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>217</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(144</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,514</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(144</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,680</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Six Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,660</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,668</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,284</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,548</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>221</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(26</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,743</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,367</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>434</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(323</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,301</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,709</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(349</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,680</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Beginning<br/>Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Provision for<br/>Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Charge-Offs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recoveries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Ending<br/>Balance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,939</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,915</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,894</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,116</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,062</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,204</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,451</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(28</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,472</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>992</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>295</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(90</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,199</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,347</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,913</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Six Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,541</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>374</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,915</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,003</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,116</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,093</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>111</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,204</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,578</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(28</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,472</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,084</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>287</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(183</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,199</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,308</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>798</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(211</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,913</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:45%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Loss Composition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance for Loan Losses</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Ending Balance Evaluated</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">for Impairment:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Outstanding Portfolio </span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loan Balances Evaluated</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">for Impairment:</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Individually</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Collectively</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Individually</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Collectively</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435,277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>363,097</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>211,478</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,655</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,238</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,592</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,207,769</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>425,734</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,572</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>346,658</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,668</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,429</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150,635</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,368</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,169,426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Past due loans, segregated by age and class of loans, as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="29"/></tr><tr><td style="width:27%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio Loans Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">30-89 Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">90 or More</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total Past</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Due Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Current</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Portfolio</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Accruing</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans 90 or</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">More Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Non-accrual</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,640</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,824</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,464</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>430,965</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>404</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,240</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,644</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>362,427</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,383</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>352</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,735</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>211,222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,378</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,742</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>138,931</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,316</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>52,416</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>12,118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,783</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,901</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,196,908</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>830</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>840</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>959</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,845</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,804</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>489</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>704</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,140</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424,786</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>374</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>275</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,671</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>346,145</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>197,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>353</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>525</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150,584</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,526</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,534</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>40,878</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,433</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,468</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,901</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,161,624</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>620</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>305</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,243</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,548</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,873</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,421</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>464</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Loans secured by a </span><span style="font-family:Arial;font-size:10pt;color:#000000;">one</span><span style="font-family:Arial;font-size:10pt;color:#000000;">-to-</span><span style="font-family:Arial;font-size:10pt;color:#000000;">four</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> family residential property in the process of foreclosure at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$12 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$481 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, respectively. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Impaired loans were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Impaired Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Unpaid</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Contractual</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Principal</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">With No</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">With</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Related</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,369</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,099</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>581</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>201</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>234</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,605</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,806</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>234</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>555</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,309</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,477</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>574</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>201</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>273</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,360</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,826</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>273</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included above</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,148</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following tables summarize interest recognized on impaired loans:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:98.50427350427351%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:57%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Recognized on Impaired Loans</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended June 30, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,373</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,376</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,122</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,123</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>746</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>747</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,797</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,802</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:98.50427350427351%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:57%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Recognized on Impaired Loans</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,576</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,549</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,841</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,814</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Impaired loans include loans acquired on which management has recorded a nonaccretable discount. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;text-decoration:underline;">Credit quality indicators</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grade of loans, the level of classified loans, net charge-offs, nonperforming loans, and the general economic conditions in the Company’s market.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company utilizes a risk grading matrix to assign a risk grade to each of its loans. A description of the general characteristics of loans characterized as classified is as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Special Mention </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Borrowers may exhibit poor liquidity and leverage positions resulting from generally negative cash flow or negative trends in earnings. Access to alternative financing may be limited to finance companies for business borrowers and may be unavailable for commercial real estate borrowers.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Substandard</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">A substandard loan is inadequately protected by the current financial condition and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Borrowers may exhibit recent or unexpected unprofitable operations, an inadequate debt service coverage ratio, or marginal liquidity and capitalization. These loans require more intense supervision by Company management.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Doubtful</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">A doubtful loan has all the weaknesses inherent as a substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:</span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Portfolio Loan Classifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Pass</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>429,307</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,256</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>353,473</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>205,266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,213</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,478</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>133,916</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,475</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,177,641</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>29,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,990</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>425,661</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>340,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,345</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,505</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,426</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,157,551</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,124</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">________________________</span></div><table cellpadding="0" cellspacing="0" style="padding-bottom:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:8pt;padding-left:0px;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1) </sup> </span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:6pt;">Category includes loans graded exceptional, very good, good, satisfactory and pass/watch, in addition to credit cards and consumer credits that are not graded.</span></div></td></tr></table><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Impaired loans also include certain loans that have been modified in TDRs where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. The status of TDRs is as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Troubled Debt Restructurings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Number of</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Performing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Nonperforming</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>305</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>305</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>450</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>450</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>314</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>314</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">There were no new TDRs in </span><span style="font-family:Arial;font-size:10pt;color:#000000;">the </span><span style="font-family:Arial;font-size:10pt;color:#000000;">six months ended June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. </span><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company had no defaulted TDR loans over the last twelve months.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Outstanding loan commitments were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Loan Commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unused lines of credit </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real Estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,320</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,754</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential - Home Equity</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>28,234</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,407</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31,411</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>92,734</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>114,999</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>57,479</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>36,442</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Secured credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>81,755</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>37,517</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Personal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>571</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>290,899</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>260,573</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commitments to originate residential loans held for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,646</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Letters of credit</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,305</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Lines of credit are agreements to lend to a customer as long as there is no violation of any condition of the contract. Lines of credit generally have variable interest rates. Such lines do not represent future cash requirements because it is unlikely that all customers will draw upon their lines in full at any time. Loan commitments generally have variable interest rates, fixed expiration dates, and may require payment of a fee.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Off Balance Sheet Reserve</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,226</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,053</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for off balance sheet credit commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>93</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Mortgage Loan Put-back Reserve</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>667</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>501</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for mortgage loan put backs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>262</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>67</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(41</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Major classifications of portfolio loans as are as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio Loan Categories</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred origination fees, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(1,332</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,404</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Allowance for loan losses</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(18,680</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13,301</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Portfolio loans receivable, net</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>1,192,797</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,157,820</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 437429000 427926000 364071000 348091000 212957000 198702000 142673000 151109000 54732000 46412000 947000 1285000 1212809000 1173525000 1332000 2404000 18680000 13301000 1192797000 1157820000 P7Y P30Y P25Y P5Y 1.15 164400000 0.451 P10Y P25Y P5Y P12M P18M 0.75 0.80 P6M 52900000 43300000 285000 864000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Accretable discounts on loans acquired is summarized as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Accretable Discounts on Loans Acquired</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended<br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretable discount at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>233</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>430</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>438</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">  Less: Accretion and payoff of loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(199</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretable discount at end of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>230</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>230</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 233000 430000 429000 438000 3000 6000 199000 14000 230000 424000 230000 424000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:normal;">The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-weight:normal;">three and six</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> months ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2019</span><span style="font-family:Arial;font-size:10pt;font-weight:normal;">.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Beginning<br/>Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Provision for<br/>Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Charge-Offs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recoveries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Ending<br/>Balance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,971</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,273</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,423</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,032</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>920</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,663</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>80</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,743</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,414</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>217</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(144</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,514</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(144</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,680</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Six Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,660</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,668</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,284</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,548</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>221</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(26</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,743</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,367</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>434</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(323</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>19</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,301</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,709</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(349</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>19</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,680</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Beginning<br/>Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Provision for<br/>Loan Losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Charge-Offs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recoveries</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Ending<br/>Balance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,939</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(24</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,915</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,894</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>217</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,116</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,062</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,204</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,451</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(28</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,472</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>992</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>295</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(90</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,199</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,347</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,913</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Six Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,541</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>374</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,915</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,003</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>106</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,116</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,093</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>111</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,204</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,578</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(28</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,472</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,084</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>287</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(183</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,199</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,308</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>798</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(211</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,913</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:45%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Allowance for Loan Loss Composition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance for Loan Losses</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Ending Balance Evaluated</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">for Impairment:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Outstanding Portfolio </span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loan Balances Evaluated</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">for Impairment:</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Individually</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Collectively</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Individually</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Collectively</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,244</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435,277</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,233</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>363,097</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>211,478</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,655</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,238</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,592</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,207,769</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,135</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>425,734</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,572</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>346,658</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,668</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,429</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150,635</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,368</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,169,426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 4971000 1273000 0 0 6244000 4423000 810000 0 0 5233000 3032000 920000 0 0 3952000 1663000 80000 0 0 1743000 1414000 217000 144000 10000 1497000 11000 0 0 0 11000 15514000 3300000 144000 10000 18680000 4135000 2109000 0 0 6244000 3573000 1660000 0 0 5233000 2668000 1284000 0 0 3952000 1548000 221000 26000 0 1743000 1367000 434000 323000 19000 1497000 10000 1000 0 0 11000 13301000 5709000 349000 19000 18680000 3939000 -24000 0 0 3915000 2894000 217000 0 5000 3116000 2062000 142000 0 0 2204000 1451000 49000 28000 0 1472000 992000 295000 90000 2000 1199000 9000 -2000 0 0 7000 11347000 677000 118000 7000 11913000 3541000 374000 0 0 3915000 3003000 106000 0 7000 3116000 2093000 111000 0 0 2204000 1578000 -78000 28000 0 1472000 1084000 287000 183000 11000 1199000 9000 -2000 0 0 7000 11308000 798000 211000 18000 11913000 0 6244000 2152000 435277000 0 5233000 974000 363097000 0 3952000 1479000 211478000 88000 1655000 435000 142238000 0 1497000 0 54732000 0 11000 0 947000 88000 18592000 5040000 1207769000 0 4135000 2192000 425734000 0 3572000 1433000 346658000 0 2668000 0 198702000 119000 1429000 474000 150635000 0 1368000 0 46412000 0 10000 0 1285000 119000 13182000 4099000 1169426000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Past due loans, segregated by age and class of loans, as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:center;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="29"/></tr><tr><td style="width:27%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Portfolio Loans Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">30-89 Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">90 or More</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total Past</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Due Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Current</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Portfolio</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Accruing</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans 90 or</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">More Days</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Past Due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Non-accrual</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Loans</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,640</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,824</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,464</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>430,965</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>223</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>404</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,240</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,644</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>362,427</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,383</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>352</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,735</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>211,222</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,378</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,742</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>138,931</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,316</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>52,416</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>12,118</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,783</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,901</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,196,908</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>830</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>840</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>959</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,845</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,804</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>489</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>704</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,140</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>424,786</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>374</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>275</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,671</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,946</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>346,145</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>197,946</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>353</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>525</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150,584</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,526</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,534</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>40,878</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,433</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,468</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,901</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,161,624</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>620</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>305</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,243</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,548</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,873</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,421</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>464</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 4640000 1824000 6464000 430965000 437429000 223000 2152000 404000 1240000 1644000 362427000 364071000 266000 974000 1383000 352000 1735000 211222000 212957000 297000 1479000 3378000 364000 3742000 138931000 142673000 41000 435000 2313000 3000 2316000 52416000 54732000 3000 0 0 0 0 947000 947000 0 0 12118000 3783000 15901000 1196908000 1212809000 830000 5040000 119000 840000 959000 4845000 5804000 489000 400000 704000 2436000 3140000 424786000 427926000 374000 2192000 275000 1671000 1946000 346145000 348091000 237000 1433000 756000 0 756000 197946000 198702000 0 0 172000 353000 525000 150584000 151109000 0 474000 5526000 8000 5534000 40878000 46412000 9000 0 0 0 0 1285000 1285000 0 0 7433000 4468000 11901000 1161624000 1173525000 620000 4099000 305000 1243000 1548000 4873000 6421000 464000 880000 12000 481000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Impaired loans were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Impaired Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Unpaid</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Contractual</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Principal</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">With No</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">With</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Total</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Recorded</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" rowspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Related</span></div><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Allowance</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,369</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,152</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,099</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,479</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>581</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>201</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>234</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>435</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,605</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,806</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>234</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,040</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>88</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>555</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,309</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,192</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,477</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>574</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>201</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>273</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>474</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,360</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,826</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>273</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,099</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>119</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included above</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,148</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>880</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following tables summarize interest recognized on impaired loans:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:98.50427350427351%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:57%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Recognized on Impaired Loans</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended June 30, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,373</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,376</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,122</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,123</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,556</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>746</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>747</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,797</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,802</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:98.50427350427351%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:57%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Interest Recognized on Impaired Loans</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Average<br/>Recorded<br/>Investment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;font-weight:bold;">Interest<br/>Recognized</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,576</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,549</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,573</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,841</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,814</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 2369000 2152000 0 2152000 0 1099000 974000 0 974000 0 1556000 1479000 0 1479000 0 581000 201000 234000 435000 88000 5605000 4806000 234000 5040000 88000 555000 400000 0 400000 0 2309000 2192000 0 2192000 0 1477000 1433000 0 1433000 0 574000 201000 273000 474000 119000 4360000 3826000 273000 4099000 119000 1148000 880000 0 880000 0 2373000 4000 2376000 4000 1122000 0 1123000 3000 1556000 0 1556000 9000 746000 0 747000 0 5797000 4000 5802000 16000 2576000 3000 2549000 3000 1573000 0 1573000 0 2175000 1000 2175000 1000 1517000 1000 1517000 1000 7841000 5000 7814000 5000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:</span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;text-decoration:underline;">Portfolio Loan Classifications</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Pass</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Special Mention</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Substandard</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Doubtful</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>429,307</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,866</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,256</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>437,429</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>353,473</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>974</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>364,071</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>205,266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,213</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,478</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>212,957</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>133,916</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,475</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>142,673</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>947</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,177,641</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>29,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,990</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,212,809</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>425,661</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>427,926</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>340,313</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,345</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,433</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348,091</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>198,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,505</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,426</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>151,109</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Credit card</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>46,412</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other consumer</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,285</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Portfolio loans receivable, gross</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,157,551</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,124</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,173,525</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">________________________</span></div><div style="line-height:120%;font-size:8pt;padding-left:0px;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1) </sup> </span></div>Category includes loans graded exceptional, very good, good, satisfactory and pass/watch 429307000 5866000 2256000 0 437429000 353473000 9624000 974000 0 364071000 205266000 6213000 1478000 0 212957000 133916000 7475000 1282000 0 142673000 54732000 0 0 0 54732000 947000 0 0 0 947000 1177641000 29178000 5990000 0 1212809000 425661000 0 2265000 0 427926000 340313000 6345000 1433000 0 348091000 198702000 0 0 0 198702000 145178000 4505000 1426000 0 151109000 46412000 0 0 0 46412000 1285000 0 0 0 1285000 1157551000 10850000 5124000 0 1173525000 The status of TDRs is as follows:<div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:40%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Troubled Debt Restructurings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Number of</span></div><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Contracts</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded Investment</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Performing</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Nonperforming</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>305</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>305</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>450</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>450</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real estate:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>314</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>314</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;text-indent:-24px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Acquired loans included in total above</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>145</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 3 0 145000 145000 2 0 305000 305000 5 0 450000 450000 3 0 145000 145000 3 0 145000 145000 2 0 314000 314000 5 0 459000 459000 3 0 145000 145000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Outstanding loan commitments were as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Loan Commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unused lines of credit </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Real Estate:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,320</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,754</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Residential - Home Equity</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>28,234</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,407</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31,411</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>92,734</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>114,999</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and Industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>57,479</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>36,442</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Secured credit card</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>81,755</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>37,517</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Personal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>571</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>290,899</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>260,573</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commitments to originate residential loans held for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,426</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,646</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Letters of credit</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,305</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 13320000 13754000 28234000 26407000 16806000 31411000 92734000 114999000 57479000 36442000 81755000 37517000 571000 43000 290899000 260573000 10426000 2646000 5260000 5305000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Off Balance Sheet Reserve</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,226</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,053</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for off balance sheet credit commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>93</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,271</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,146</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:44%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Mortgage Loan Put-back Reserve</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Three Months Ended</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">For the Six Months Ended</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>667</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>515</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>575</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>501</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for mortgage loan put backs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>43</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>262</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>67</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(31</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(41</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1271000 1043000 1226000 1053000 0 103000 45000 93000 1271000 1146000 1271000 1146000 667000 515000 575000 501000 156000 43000 262000 67000 0 31000 14000 41000 823000 527000 823000 527000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">As part of its mortgage banking activities, the Company enters into interest rate lock commitments, which are commitments to originate loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. The Company then either locks the loan and rate in with an investor and commits to deliver the loan if settlement occurs (Best Efforts) or commits to deliver the locked loan to an investor in a binding (Mandatory) delivery program. Certain loans under rate lock commitments are covered under forward sales contracts. Forward sales contracts are recorded at fair value with changes in fair value recorded in mortgage banking revenue. Interest rate lock commitments and commitments to deliver loans to investors are considered derivatives. The market value of interest rate lock commitments and best efforts contracts are not readily ascertainable with precision because they are not actively traded in stand-alone markets. The Company determines the fair value of rate lock commitments and delivery contracts by estimating the fair value of the underlying asset, which is impacted by current interest rates and takes into consideration the probability that the rate lock commitments will close or will be funded.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table reports the commitment and fair value amounts on the outstanding derivatives:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:63%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Derivatives</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of open forward sales agreements</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>33,500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of open forward delivery sales agreements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(178</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(125</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of open mandatory delivery commitments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,082</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22,888</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of open mandatory delivery commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of interest rate lock commitments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>40,617</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>32,365</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of interest rate lock commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>227</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>122</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table reports the commitment and fair value amounts on the outstanding derivatives:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:63%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Derivatives</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of open forward sales agreements</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>33,500</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of open forward delivery sales agreements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(178</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(125</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of open mandatory delivery commitments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,082</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22,888</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of open mandatory delivery commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>21</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Notional amount of interest rate lock commitments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>40,617</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>32,365</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Fair value of interest rate lock commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>227</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>122</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 33500000 61000000 178000 125000 2082000 22888000 21000 115000 40617000 32365000 227000 122000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations and back office operations. As of January 1, 2019, the Company had leased </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>five</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of its full service branches and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>five</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> other locations for corporate/administration activities, operations, and loan production. All property leases under lease agreements have been been designated as operating leases. The Company does not have leases designated as finance leases.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (“ROU”) assets are included in premises and equipment, and operating lease liabilities are included as other liabilities in the consolidated balance sheets. ROU assets represent the right to use an underlying asset for the lease term and lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at commencement date in determining the present value of lease payments. The weighted average discount rate used was </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>2.26%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>2.24%</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. The operating lease ROU asset also includes any lease pre-payments. The Company's lease terms may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately as the non-lease component amounts are readily determinable under most leases.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, the Company’s lease ROU assets and related lease liabilities were </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$3.8 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$4.2 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, respectively, compared to </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> balances of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$3.9 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of ROU assets and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$4.3 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> of lease liabilities, and have remaining terms ranging from </span><span style="font-family:Arial;font-size:10pt;color:#000000;">1 - 6 years</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, including extension options that the Company is reasonably certain will be exercised. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">, the Company had not entered into any material leases that have not yet commenced. The Company’s lease information is summarized as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:73%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Lease Right of Use Asset:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Lease asset</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,158</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Less: Accumulated amortization</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(1,655</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,238</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net lease asset</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,920</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Lease Liability:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Lease liability</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,163</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,291</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Future minimum payments for operating leases with initial or remaining terms of one year or more are as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Lease Payment Obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amounts due in:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>689</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2021</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,408</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2022</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,023</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2023</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>777</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2024</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>420</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total future lease payments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,317</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discount of cash flows</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(154</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Present value of net future lease payments</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,163</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5 5 0.0226 0.0224 3800000 4200000 3900000 4300000 The Company’s lease information is summarized as follows:<div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:73%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Leases</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Lease Right of Use Asset:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Lease asset</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,158</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Less: Accumulated amortization</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(1,655</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,238</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net lease asset</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,807</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,920</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Lease Liability:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Lease liability</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,163</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,291</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5462000 5158000 1655000 1238000 3807000 3920000 4163000 4291000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Future minimum payments for operating leases with initial or remaining terms of one year or more are as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:81%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-weight:bold;">Lease Payment Obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Amounts due in:</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>689</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2021</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,408</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2022</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,023</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2023</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>777</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">2024</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>420</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total future lease payments</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,317</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discount of cash flows</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(154</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Present value of net future lease payments</span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,163</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 689000 1408000 1023000 777000 420000 4317000 154000 4163000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Generally accepted accounting principles define fair value, establish a framework for measuring fair value, recommend disclosures about fair value, and establish a hierarchy for determining fair value measurement. The hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Level 1 - Inputs to the valuation method are quoted prices (unadjusted) for identical assets or liabilities in active markets;</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Level 2 - Inputs to the valuation method include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Level 3 - Inputs to the valuation method are unobservable and significant to the fair value measurement.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Fair value measurements on a recurring basi</span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;font-weight:bold;">s</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Investment securities available for sale</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> - The fair values of the Company's investment securities available for sale are provided by an independent pricing service. The fair values of the Company's securities are determined based on quoted prices for similar securities under Level 2 inputs. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Loans held for sale</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> - The fair value of loans held for sale is determined using Level 2 inputs of quoted prices for a similar asset, adjusted for specific attributes of that loan. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Derivative financial instruments</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> - Derivative instruments used to hedge residential mortgage loans held for sale and the related interest rate lock commitments include forward commitments to sell mortgage loans and are reported at fair value utilizing Level 2 inputs. The fair values of derivative financial instruments are based on derivative market data inputs as of the valuation date and the underlying value of mortgage loans for rate lock commitments.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company has categorized its financial instruments measured at fair value on a recurring basis as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> as follows:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Financial Instruments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 1 Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 2 Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 3 Inputs</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Investment securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans held for sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>248</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>248</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Investment securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans held for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative liabilities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Financial instruments recorded using FASB ASC 825-10</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Under FASB ASC 825-10, the Company may elect to report most financial instruments and certain other items at fair value on an instrument-by-instrument basis with changes in fair value reported in net income. After the initial adoption, the election is made at the acquisition of an eligible financial asset, financial liability or firm commitment or when certain specified reconsideration events occur. The fair value election, with respect to an item, may not be revoked once an election is made.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table reflects the difference between the fair value carrying amount of loans held for sale, measured at fair value under FASB ASC 825-10, and the aggregate unpaid principal amount the Company is contractually entitled to receive at maturity:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Loans Held for Sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Aggregate fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Contractual principal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>109,945</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>67,118</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Difference</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,912</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company has elected to account for loans held for sale at fair value to eliminate the mismatch that would occur by recording changes in market value on derivative instruments used to hedge loans held for sale while carrying the loans at the lower of cost or market. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Fair value measurements on a nonrecurring basis</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Impaired loans</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> - The Company has measured impairment generally based on the fair value of the loan's collateral and discounted cash flow analysis. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">,</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> the fair values consist of loan balances of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$5.0 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$4.1 million</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, with specific reserves of </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$88 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>$119 thousand</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;">, respectively.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:italic;">Foreclosed real estate</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> - The Company's foreclosed real estate is measured at fair value less cost to sell. Fair value was determined based on offers and/or appraisals. Cost to sell the real estate was based on standard market factors. The Company has categorized its foreclosed real estate as Level 3.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company has categorized its impaired loans and foreclosed real estate as follows:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Impaired Loans and Foreclosed Real Estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Impaired loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 2 inputs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,952</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,980</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,952</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,980</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Foreclosed real estate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 2 inputs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,326</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,384</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,326</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,384</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:19%;"/><td style="width:26%;"/><td style="width:1%;"/><td style="width:37%;"/><td style="width:1%;"/><td style="width:16%;"/></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unobservable Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Valuation Technique</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unobservable Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Range of Inputs</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Impaired Loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Appraised Value/Discounted Cash Flows</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discounts to appraisals or cash flows for estimated holding and/or selling costs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">11 to 25%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Foreclosed Real Estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Appraised Value/Comparable Sales</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discounts to appraisals for estimated holding and/or selling costs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">11 to 25%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Fair value of financial instruments</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity the contractual right or obligation to either receive or deliver cash for another financial instrument. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of the Company’s loan portfolio has always included a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans, and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of cash and cash equivalents and investments in restricted stocks is the carrying amount. Restricted stock includes equity of the Federal Reserve and other banker’s banks.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of noninterest bearing deposits and securities sold under agreements to repurchase is the carrying amount.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of checking, savings, and money market deposits is the amount payable on demand at the reporting date. Fair value of fixed maturity term accounts and individual retirement accounts is estimated using rates currently offered for accounts of similar remaining maturities. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of certificates of deposit in other financial institutions is estimated based on interest rates currently offered for deposits of similar remaining maturities.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of borrowings is estimated by discounting the value of contractual cash flows using current market rates for borrowings with similar terms and remaining maturities.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The fair value of outstanding loan commitments, unused lines of credit, and letters of credit are not included in the table since the carrying value generally approximates fair value. These instruments generate fees that approximate those currently charged to originate similar commitments.</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The table below presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments. </span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:49%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Selected Financial Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Financial assets</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,530</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,530</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest bearing deposits at other financial institutions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>180,379</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>180,379</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102,447</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102,447</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Federal funds sold</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,847</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,847</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans receivable, net </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,422,443</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,427,006</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,157,820</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,155,922</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Restricted investments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,085</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,085</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,966</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,966</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Financial liabilities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest bearing deposits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>563,995</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>563,995</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>291,777</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>291,777</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest bearing deposits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,044,731</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,047,975</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>933,644</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934,349</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">FHLB advances and other borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>42,948</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>42,974</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>47,645</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>47,678</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;">________________________</span></div><div style="line-height:120%;font-size:8pt;padding-left:0px;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1) </sup> </span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Includes SBA-PPP loans and portfolio loans.</span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company has categorized its financial instruments measured at fair value on a recurring basis as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> as follows:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17"/></tr><tr><td style="width:52%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Financial Instruments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 1 Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 2 Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Level 3 Inputs</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Investment securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>543</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,237</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>54,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>56,796</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans held for sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative assets</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>248</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>248</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Investment securities available for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">U.S. government-sponsored enterprises</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Municipal</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>528</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,565</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Mortgage-backed securities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>56,736</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>60,828</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans held for sale</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivative liabilities</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>125</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 543000 0 543000 0 2237000 0 2237000 0 54016000 0 54016000 0 56796000 0 56796000 0 116969000 0 116969000 0 248000 0 248000 0 178000 0 178000 0 999000 0 999000 0 528000 0 528000 0 2565000 0 2565000 0 56736000 0 56736000 0 60828000 0 60828000 0 71030000 0 71030000 0 237000 0 237000 0 125000 0 125000 0 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table reflects the difference between the fair value carrying amount of loans held for sale, measured at fair value under FASB ASC 825-10, and the aggregate unpaid principal amount the Company is contractually entitled to receive at maturity:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.78632478632478%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Loans Held for Sale</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Aggregate fair value</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>116,969</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71,030</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Contractual principal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>109,945</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>67,118</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Difference</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,912</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 116969000 71030000 109945000 67118000 7024000 3912000 5000000.0 4100000 88000 119000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company has categorized its impaired loans and foreclosed real estate as follows:</span></div><div style="line-height:120%;padding-bottom:16px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.57264957264957%;border-collapse:collapse;text-align:left;"><tr><td colspan="9"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Impaired Loans and Foreclosed Real Estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Impaired loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 2 inputs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,952</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,980</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,952</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,980</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Foreclosed real estate</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 2 inputs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3 inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,326</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,384</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,326</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,384</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 0 0 0 4952000 3980000 4952000 3980000 0 0 0 0 3326000 2384000 3326000 2384000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;color:#000000;">:</span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:19%;"/><td style="width:26%;"/><td style="width:1%;"/><td style="width:37%;"/><td style="width:1%;"/><td style="width:16%;"/></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unobservable Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Valuation Technique</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Unobservable Inputs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td rowspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Range of Inputs</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Impaired Loans</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Appraised Value/Discounted Cash Flows</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discounts to appraisals or cash flows for estimated holding and/or selling costs</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">11 to 25%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Foreclosed Real Estate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Appraised Value/Comparable Sales</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Discounts to appraisals for estimated holding and/or selling costs</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">11 to 25%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The table below presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments. </span></div><div style="line-height:120%;padding-bottom:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:49%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Fair Value of Selected Financial Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Carrying Amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Fair Value</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Financial assets</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash and due from banks</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,530</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,530</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest bearing deposits at other financial institutions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>180,379</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>180,379</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102,447</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102,447</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Federal funds sold</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,698</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,847</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,847</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Loans receivable, net </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,422,443</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,427,006</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,157,820</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,155,922</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Restricted investments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,085</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,085</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,966</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,966</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Financial liabilities</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 1</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest bearing deposits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>563,995</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>563,995</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>291,777</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>291,777</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Level 3</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest bearing deposits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,044,731</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,047,975</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>933,644</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934,349</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">FHLB advances and other borrowed funds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>42,948</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>42,974</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>47,645</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>47,678</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;">________________________</span></div><div style="line-height:120%;font-size:8pt;padding-left:0px;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1) </sup> </span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Includes SBA-PPP loans and portfolio loans.</span></div> 15636000 15636000 10530000 10530000 180379000 180379000 102447000 102447000 3698000 3698000 1847000 1847000 1422443000 1427006000 1157820000 1155922000 4085000 4085000 3966000 3966000 563995000 563995000 291777000 291777000 1044731000 1047975000 933644000 934349000 42948000 42974000 47645000 47678000 <div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;color:#000000;">The Company’s reportable segments represent product line divisions and are viewed separately for strategic planning purposes by management. The </span><span style="font-family:Arial;font-size:10pt;color:#000000;"><span>four</span></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> segments include Commercial Banking, Capital Bank Home Loans (the Company’s mortgage loan division), OpenSky</span><span style="font-family:Arial;font-size:10pt;color:#000000;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">®</sup></span><span style="font-family:Arial;font-size:10pt;color:#000000;"> (the Company’s credit card division) and the Corporate Office. The following schedule presents financial information for each reportable segment at </span><span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. </span></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Segments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Commercial Bank</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">CBHL</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">OpenSky</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">®</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Eliminations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Consolidated</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,345</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,375</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,318</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,728</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>22,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,735</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>387</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>292</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,376</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,610</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,375</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,026</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,083</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>217</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,527</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,026</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,324</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>183</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,802</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,913</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,899</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,187</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,274</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>98</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>22,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,523</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(73</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,929</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,520</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,608,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>118,026</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>62,823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>164,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(131,594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,822,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>14,521</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>681</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,455</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,961</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>20,289</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,321</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>268</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,758</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,200</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,187</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,531</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>488</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>677</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,712</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,404</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,187</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,854</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>149</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,805</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,972</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,927</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,793</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,873</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>85</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,068</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>855</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,503</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,103</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,571</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,106,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42,621</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(106,473</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,234,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Segments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Six Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Commercial Bank</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">CBHL</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">OpenSky</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">®</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Eliminations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Consolidated</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>32,452</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,055</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,780</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>43,744</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>596</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>570</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(55</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,433</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>26,130</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>36,311</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,275</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>434</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,709</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>20,855</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,647</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>30,602</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>409</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,147</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,921</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>20,479</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,891</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,722</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>12,726</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>208</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>40,547</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,373</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,884</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>842</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,004</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,608,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>118,026</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>62,823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>164,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(131,594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,822,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Six Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>28,432</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,032</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,264</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>38,607</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,563</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>529</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,332</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,869</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>789</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,735</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31,275</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>798</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,469</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>789</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,685</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>30,477</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>293</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,210</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,514</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,019</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,208</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,943</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,234</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>155</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>30,540</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,554</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,056</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,114</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,532</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,956</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,106,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42,621</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(106,473</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,234,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 4 The following schedule presents financial information for each reportable segment at <span style="font-family:Arial;font-size:10pt;color:#000000;">June 30, 2020</span><span style="font-family:Arial;font-size:10pt;color:#000000;">. </span><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Segments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Three Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Commercial Bank</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">CBHL</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">OpenSky</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">®</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Eliminations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Consolidated</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,345</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,375</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,318</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,728</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>22,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,735</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>387</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>292</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(38</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,376</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,610</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,375</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,026</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>18,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,083</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>217</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,527</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,158</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,026</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,324</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>183</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,802</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,913</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>13,899</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,187</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,274</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>98</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>22,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2,523</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>3,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(73</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,929</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(4,690</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,520</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,608,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>118,026</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>62,823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>164,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(131,594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,822,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Three Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>14,521</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>681</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,455</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,961</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>20,289</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,321</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>268</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,758</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,200</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,593</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,187</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,531</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>488</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>677</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,712</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>509</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,404</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,187</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,854</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>149</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,805</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,972</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,927</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,793</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,873</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>85</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,068</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>855</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,503</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,103</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,571</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,106,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42,621</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(106,473</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,234,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Segments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:13px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Six Months Ended June 30, 2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:6pt;"><span style="font-family:Arial;font-size:6pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Commercial Bank</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">CBHL</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">OpenSky</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">®</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Corporate</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Eliminations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Consolidated</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>32,452</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,055</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,780</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,624</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>43,744</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>6,322</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>596</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>570</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(55</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>7,433</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>26,130</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>9,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>36,311</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,275</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>434</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>5,709</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>20,855</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>459</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,647</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>30,602</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>409</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>15,147</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,921</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>20,479</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>16,891</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,722</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>12,726</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>208</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>40,547</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,373</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>4,884</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>842</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>8,004</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(7,569</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>10,534</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,608,651</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>118,026</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>62,823</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>164,459</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(131,594</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,822,365</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">For the Six Months Ended June 30, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>28,432</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,032</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,264</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,303</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>38,607</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest expense</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,563</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>243</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>529</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,332</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,869</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>789</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,182</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,735</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31,275</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision for loan losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>400</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>348</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>50</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>798</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net interest income after provision</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>21,469</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>789</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,834</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,685</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>30,477</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>293</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,210</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,514</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,019</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Noninterest expense</span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,208</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5,943</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,234</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>155</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>30,540</span></span></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Net income before taxes</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,554</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,056</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,114</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,532</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(7,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,956</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,106,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>49,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42,621</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>142,831</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(106,473</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,234,157</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 16345000 690000 4375000 5318000 -4728000 22000000 2735000 387000 0 292000 -38000 3376000 13610000 303000 4375000 5026000 -4690000 18624000 3083000 0 217000 0 0 3300000 10527000 303000 4158000 5026000 -4690000 15324000 183000 10802000 2913000 1000 0 13899000 8187000 7274000 7144000 98000 0 22703000 2523000 3831000 -73000 4929000 -4690000 6520000 1608651000 118026000 62823000 164459000 -131594000 1822365000 14521000 681000 4593000 4455000 -3961000 20289000 3321000 172000 0 268000 -3000 3758000 11200000 509000 4593000 4187000 -3958000 16531000 488000 0 189000 0 0 677000 10712000 509000 4404000 4187000 -3958000 15854000 149000 3805000 1972000 1000 0 5927000 7793000 3459000 4873000 85000 0 16210000 3068000 855000 1503000 4103000 -3958000 5571000 1106021000 49157000 42621000 142831000 -106473000 1234157000 32452000 1055000 9081000 8780000 -7624000 43744000 6322000 596000 0 570000 -55000 7433000 26130000 459000 9081000 8210000 -7569000 36311000 5275000 0 434000 0 0 5709000 20855000 459000 8647000 8210000 -7569000 30602000 409000 15147000 4921000 2000 0 20479000 16891000 10722000 12726000 208000 0 40547000 4373000 4884000 842000 8004000 -7569000 10534000 1608651000 118026000 62823000 164459000 -131594000 1822365000 28432000 1032000 8182000 8264000 -7303000 38607000 6563000 243000 0 529000 -3000 7332000 21869000 789000 8182000 7735000 -7300000 31275000 400000 0 348000 50000 0 798000 21469000 789000 7834000 7685000 -7300000 30477000 293000 6210000 3514000 2000 0 10019000 15208000 5943000 9234000 155000 0 30540000 6554000 1056000 2114000 7532000 -7300000 9956000 1106021000 49157000 42621000 142831000 -106473000 1234157000 XML 12 R1.htm IDEA: XBRL DOCUMENT v3.20.2
Cover Page - shares
 6 Months Ended
Jun. 30, 2020
Aug. 06, 2020
Cover [Abstract]    
Document Type 10-Q  
Document Quarterly Report true  
Document Period End Date Jun. 30, 2020  
Document Transition Report false  
Entity File Number 001-38671  
Entity Registrant Name CAPITAL BANCORP INC  
Entity Incorporation, State or Country Code MD  
Entity Tax Identification Number 52-2083046  
Entity Address, Address Line One 2275 Research Boulevard  
Entity Address, Address Line Two Suite 600  
Entity Address, City or Town Rockville  
Entity Address, State or Province MD  
Entity Address, Postal Zip Code 20850  
City Area Code 301  
Local Phone Number 468-8848  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Filer Category Accelerated Filer  
Entity Small Business true  
Entity Emerging Growth Company true  
Entity Ex Transition Period true  
Entity Shell Company false  
Title of 12(b) Security Common Stock, par value $0.01 per share  
Trading Symbol CBNK  
Security Exchange Name NASDAQ  
Entity Common Stock, Shares Outstanding   13,820,223
Amendment Flag false  
Document Fiscal Year Focus 2020  
Document Fiscal Period Focus Q2  
Entity Central Index Key 0001419536  
Current Fiscal Year End Date --12-31  

XML 13 R2.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Balance Sheets - USD ($)
Jun. 30, 2020
Dec. 31, 2019
Assets    
Cash and due from banks $ 15,636,000 $ 10,530,000
Interest bearing deposits at other financial institutions 180,379,000 102,447,000
Federal funds sold 3,698,000 1,847,000
Total cash and cash equivalents 199,713,000 114,824,000
Investment securities available for sale 56,796,000 60,828,000
Restricted investments 4,085,000 3,966,000
Loans held for sale 116,969,000 71,030,000
Small Business Administration Payroll Protection Program (“SBA-PPP”) loans receivable, net of fees 229,646,000 0
Portfolio loans receivable, net of deferred fees and costs and net of allowance for loan losses of $18,680 and $13,301 at June 30, 2020 and December 31, 2019, respectively 1,192,797,000 1,157,820,000
Premises and equipment, net 5,544,000 6,092,000
Accrued interest receivable 6,865,000 4,770,000
Deferred income taxes 3,599,000 4,263,000
Foreclosed real estate 3,326,000 2,384,000
Other assets 3,025,000 2,518,000
Total assets 1,822,365,000 1,428,495,000
Deposits    
Noninterest-bearing, including related party balances of $17,734 and $16,009 at June 30, 2020 and December 31, 2019, respectively 563,995,000 291,777,000
Interest-bearing, including related party balances of $128,655 and $125,304 at June 30, 2020 and December 31, 2019, respectively 1,044,731,000 933,644,000
Total deposits 1,608,726,000 1,225,421,000
Federal Home Loan Bank advances 25,556,000 32,222,000
Other borrowed funds 17,392,000 15,423,000
Accrued interest payable 1,284,000 1,801,000
Other liabilities 27,299,000 20,297,000
Total liabilities 1,680,257,000 1,295,164,000
Stockholders' equity    
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding at June 30, 2020 and December 31, 2019 0 0
Common stock, $.01 par value; 49,000,000 shares authorized; 13,818,223 and 13,894,842 issued and outstanding at June 30, 2020 and December 31, 2019, respectively 138,000 139,000
Additional paid-in capital 51,052,000 51,561,000
Retained earnings 89,151,000 81,618,000
Accumulated other comprehensive income 1,767,000 13,000
Total stockholders' equity 142,108,000 133,331,000
Total liabilities and stockholders' equity $ 1,822,365,000 $ 1,428,495,000
XML 14 R3.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Balance Sheets (Parenthetical) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Statement of Financial Position [Abstract]    
Allowance for loan losses $ 18,680 $ 13,301
Noninterest-bearing deposits, related party 17,734 16,009
Interest-bearing deposits, related party $ 128,655 $ 125,304
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01
Preferred stock, shares authorized (in shares) 1,000,000 1,000,000
Preferred stock, shares issued (in shares) 0 0
Preferred stock, shares outstanding (in shares) 0 0
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock, shares authorized (in shares) 49,000,000 49,000,000
Common stock, shares issued (in shares) 13,818,223 13,894,842
Common stock, shares outstanding (in shares) 13,818,223 13,894,842
XML 15 R4.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Interest income        
Loans, including fees $ 21,609 $ 19,804 $ 42,683 $ 37,648
Investment securities available for sale 316 234 656 492
Federal funds sold and other 75 251 405 467
Total interest income 22,000 20,289 43,744 38,607
Interest expense        
Deposits, includes payments to related parties of $295 and $678 for the three and six months ended June 30, 2020, respectively, and $459 and $976 for the three and six months ended June 30, 2019, respectively. 2,954 3,195 6,567 6,438
Borrowed funds 422 563 866 894
Total interest expense 3,376 3,758 7,433 7,332
Net interest income 18,624 16,531 36,311 31,275
Provision for loan losses 3,300 677 5,709 798
Net interest income after provision for loan losses 15,324 15,854 30,602 30,477
Noninterest income        
Gain on sale of investment securities available for sale 0 26 0 26
Other fees and charges 758 78 1,163 204
Total noninterest income 13,899 5,927 20,479 10,019
Noninterest expenses        
Salaries and employee benefits 11,296 8,111 19,753 14,898
Occupancy and equipment 1,152 1,102 2,330 2,196
Professional fees 894 609 1,664 1,228
Data processing 5,667 3,716 9,784 7,029
Advertising 606 531 1,242 973
Loan processing 740 340 1,187 645
Foreclosed real estate expenses, net 82 28 128 50
Other operating 2,266 1,773 4,459 3,521
Total noninterest expenses 22,703 16,210 40,547 30,540
Income before income taxes 6,520 5,571 10,534 9,956
Income tax expense 1,759 1,548 2,839 2,614
Net income $ 4,761 $ 4,023 $ 7,695 $ 7,342
Basic earnings per share (in dollars per share) $ 0.34 $ 0.30 $ 0.56 $ 0.54
Diluted earnings per share (in dollars per share) $ 0.34 $ 0.29 $ 0.55 $ 0.53
Weighted average common shares outstanding:        
Basic (in shares) 13,817,349 13,718,665 13,846,889 13,707,631
Diluted (in shares) 13,817,349 13,914,042 13,877,326 13,888,050
Service charges on deposits        
Noninterest income        
Noninterest income $ 110 $ 138 $ 259 $ 236
Credit card fees        
Noninterest income        
Noninterest income 2,912 1,970 4,921 3,462
Mortgage banking revenue        
Noninterest income        
Noninterest income $ 10,119 $ 3,715 $ 14,136 $ 6,091
XML 16 R5.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Statements of Income (Unaudited) (Parenthetical) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Income Statement [Abstract]        
Deposits, related party $ 295 $ 459 $ 678 $ 976
XML 17 R6.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Statement of Comprehensive Income [Abstract]        
Net income $ 4,761 $ 4,023 $ 7,695 $ 7,342
Other comprehensive income (loss)        
Unrealized gain on investment securities available for sale 1,380 440 2,421 810
Reclassification of realized gain on sale of investment securities available for sale 0 (26) 0 (26)
Unrealized loss on cash flow hedging derivative 0 0 0 (5)
Other comprehensive income (loss) 1,380 414 2,421 779
Income tax expense relating to the items above (380) (114) (667) (214)
Other comprehensive income 1,000 300 1,754 565
Comprehensive income $ 5,761 $ 4,323 $ 9,449 $ 7,907
XML 18 R7.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)
$ in Thousands
Total
Common Stock
Additional Paid-in Capital
Retained Earnings
Accumulated Other Comprehensive Income (Loss)
Cumulative Effect, Period of Adoption, Adjustment
Cumulative Effect, Period of Adoption, Adjustment
Retained Earnings
Beginning balance (in shares) at Dec. 31, 2018   13,672,479          
Beginning balance at Dec. 31, 2018 $ 114,564 $ 137 $ 49,321 $ 65,701 $ (595) $ (54) $ (54)
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income 3,319     3,319      
Unrealized gain on investment securities available for sale, net of income taxes 270       270    
Unrealized loss on cash flow hedging derivative, net of income taxes (5)       (5)    
Stock options exercised (in shares)   21,706          
Stock options exercised 107 $ 0 155 (48)      
Shares issued as compensation (in shares)   18,380          
Shares issued as compensation 150 $ 0 150        
Stock-based compensation 199   199        
Ending balance (in shares) at Mar. 31, 2019   13,712,565          
Ending balance at Mar. 31, 2019 118,550 $ 137 49,825 68,918 (330)    
Beginning balance (in shares) at Dec. 31, 2018   13,672,479          
Beginning balance at Dec. 31, 2018 114,564 $ 137 49,321 65,701 (595) $ (54) $ (54)
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income 7,342            
Ending balance (in shares) at Jun. 30, 2019   13,718,665          
Ending balance at Jun. 30, 2019 123,118 $ 137 50,071 72,940 (30)    
Beginning balance (in shares) at Mar. 31, 2019   13,712,565          
Beginning balance at Mar. 31, 2019 118,550 $ 137 49,825 68,918 (330)    
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income 4,023     4,023      
Unrealized gain on investment securities available for sale, net of income taxes 300       300    
Stock options exercised (in shares)   6,100          
Stock options exercised 46 $ 0 47 (1)      
Stock-based compensation 199   199        
Ending balance (in shares) at Jun. 30, 2019   13,718,665          
Ending balance at Jun. 30, 2019 $ 123,118 $ 137 50,071 72,940 (30)    
Beginning balance (in shares) at Dec. 31, 2019 13,894,842 13,894,842          
Beginning balance at Dec. 31, 2019 $ 133,331 $ 139 51,561 81,618 13    
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income 2,934     2,934      
Unrealized gain on investment securities available for sale, net of income taxes 754       754    
Stock options exercised (in shares)   34,015          
Stock options exercised 100 $ 0 263 (163)      
Stock-based compensation 244   244        
Shares repurchased and retired (in shares)   (112,134)          
Shares repurchased and retired (1,283) $ (1) (1,282)        
Ending balance (in shares) at Mar. 31, 2020   13,816,723          
Ending balance at Mar. 31, 2020 $ 136,080 $ 138 50,786 84,389 767    
Beginning balance (in shares) at Dec. 31, 2019 13,894,842 13,894,842          
Beginning balance at Dec. 31, 2019 $ 133,331 $ 139 51,561 81,618 13    
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income $ 7,695            
Ending balance (in shares) at Jun. 30, 2020 13,818,223 13,818,223          
Ending balance at Jun. 30, 2020 $ 142,108 $ 138 51,052 89,151 1,767    
Beginning balance (in shares) at Mar. 31, 2020   13,816,723          
Beginning balance at Mar. 31, 2020 136,080 $ 138 50,786 84,389 767    
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income 4,761     4,761      
Unrealized gain on investment securities available for sale, net of income taxes 1,000       1,000    
Shares issued as compensation (in shares)   3,000          
Shares issued as compensation 37 $ 0 37        
Stock-based compensation 244   243 1      
Shares repurchased and retired (in shares)   (1,500)          
Shares repurchased and retired $ (14) $ 0 (14)        
Ending balance (in shares) at Jun. 30, 2020 13,818,223 13,818,223          
Ending balance at Jun. 30, 2020 $ 142,108 $ 138 $ 51,052 $ 89,151 $ 1,767    
XML 19 R8.htm IDEA: XBRL DOCUMENT v3.20.2
Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Cash flows from operating activities    
Net income $ 7,695,000 $ 7,342,000
Adjustments to reconcile net income to net cash used by operating activities:    
Provision for loan losses 5,709,000 798,000
Provision for losses on mortgage loans sold 262,000 67,000
Provision for off balance sheet credit risk 45,000 93,000
Net amortization on investments 136,000 63,000
Depreciation and amortization 878,000 569,000
Stock-based compensation expense 488,000 398,000
Director and employee compensation paid in stock 37,000 150,000
Deferred income tax benefit (2,000) (64,000)
Amortization of debt issuance expense 14,000 16,000
Gain on sale of securities available for sale 0 (26,000)
Loss on sale of foreclosed real estate 75,000 0
Mortgage banking revenue (14,136,000) (6,091,000)
Proceeds from sales of loans held for sale 463,783,000 186,305,000
Originations of loans held for sale (495,586,000) (209,432,000)
Changes in assets and liabilities:    
Accrued interest receivable (2,095,000) (187,000)
Prepaid income taxes and taxes payable 0 (178,000)
Other assets (507,000) (1,351,000)
Accrued interest payable (517,000) 474,000
Other liabilities 6,695,000 1,357,000
Net cash used by operating activities (27,026,000) (19,697,000)
Cash flows from investing activities    
Purchases of securities available for sale 0 (8,202,000)
Maturities, calls and principal paydowns of securities available for sale 6,316,000 13,444,000
Proceeds from sale of securities available for sale 0 3,280,000
Purchases of restricted investments (119,000) (1,634,000)
Net increase in SBA-PPP loans receivable, net (229,646,000) 0
Net increase in portfolio loans receivable, net (41,703,000) (56,272,000)
Net disposals (purchases) of premises and equipment (330,000) 362,000
Proceeds from sales of foreclosed real estate 0 50,000
Net cash used by investing activities (265,482,000) (48,972,000)
Net increase (decrease) in:    
Noninterest-bearing deposits 272,218,000 37,225,000
Interest-bearing deposits 111,087,000 44,539,000
Securities sold under agreements to repurchase 0 (3,332,000)
Federal funds purchased 0 (2,000,000)
Federal Home Loan Bank advances, net (6,666,000) 36,889,000
Other borrowed funds 1,955,000 0
Repurchase of common stock (1,297,000) 0
Proceeds from exercise of stock options 100,000 153,000
Net cash provided by financing activities 377,397,000 113,474,000
Net increase in cash and cash equivalents 84,889,000 44,805,000
Cash and cash equivalents, beginning of year 114,824,000 34,723,000
Cash and cash equivalents, end of period 199,713,000 79,528,000
Noncash activities:    
Loans transferred to foreclosed real estate 1,017,000 57,000
Change in unrealized gains on investments 2,420,000 779,000
Change in fair value of cash flow hedging derivative 0 (5,000)
Establishment of lease right-of-use asset 0 5,158,000
Establishment of lease liability 0 5,358,000
Cash paid during the period for:    
Taxes 205,000 2,721,000
Interest $ 7,950,000 $ 6,858,000
XML 20 R9.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation
 6 Months Ended
Jun. 30, 2020
Accounting Policies [Abstract]  
Nature of Business and Basis of Presentation
Capital Bancorp, Inc. and Subsidiaries
Notes to Consolidated Financial Statements

 
Note 1 - Nature of Business and Basis of Presentation
Nature of operations:
Capital Bancorp, Inc. is a Maryland corporation and bank holding company (the “Company”) for Capital Bank, N.A. (the “Bank”). The Company's primary operations are conducted by the Bank, which operates branches in Rockville, Columbia and North Bethesda, Maryland, Reston, Virginia, and the District of Columbia. The Bank is principally engaged in the business of investing in commercial, real estate, and credit card loans and attracting deposits. The Company originates residential mortgages for sale in the secondary market through Capital Bank Home Loans (“CBHL”), our residential mortgage banking arm, and issues credit cards through OpenSky®, a secured, digitally-driven nationwide credit card platform.
The Company formed Church Street Capital, LLC (“Church Street Capital”) in 2014 to provide short-term secured real estate financing to Washington, D.C. area investors and developers that may not meet all Bank credit criteria.
In addition, the Company owns all of the stock of Capital Bancorp (MD) Statutory Trust I (the “Trust”). The Trust is a special purpose non-consolidated entity organized for the sole purpose of issuing trust preferred securities.
Basis of presentation:
The accompanying consolidated financial statements include the activity of the Company and its wholly-owned subsidiaries, the Bank and Church Street Capital. All intercompany transactions have been eliminated in consolidation. The Company reports its activities as four business segments. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry.
Risks and Uncertainties
The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. In March 2020, the government and private sector responses to contain its spread began to significantly affect operations and continue to do so through the current period. It is likely operations will continue to be adversely affected, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic which are most likely to affect future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the concomitant impact on the customers' ability to fulfill their financial obligations to the Company; as well as the potential decline of real estate values resulting from market disruption which may impair the values of collateral-dependent loans. Accordingly, estimates used in the preparation of the financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic, the more likely that estimates will be materially impacted by its effects.

Significant Accounting Policies:
The preparation of consolidated financial statements in accordance with GAAP requires estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses and related
disclosures of contingent assets and liabilities. The primary reference point for the estimates is historical experience and assumptions believed to be reasonable regarding the carrying value of certain assets and liabilities that are not readily available from other sources. Estimates are evaluated on an ongoing basis. Actual results may materially differ from these estimates under different assumptions or conditions.
Cash and cash equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from financial institutions, interest bearing deposits with financial institutions and federal funds sold. Generally, federal funds are sold for one-day periods.
Investment securities
Investment securities are classified as available for sale and carried at fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. Premiums and discounts on investment securities are amortized or accreted using the interest method. Changes in the fair value of debt securities available for sale are included in stockholders’ equity as unrealized gains and losses, net of the related tax effect. Unrealized losses are periodically reviewed to determine whether the loss represents an other than temporary impairment. Any unrealized losses judged to be other than a temporary impairment are charged to income.
Loans held for sale
Mortgage loans originated and intended for sale are recorded at fair value, determined individually, as of the balance sheet date. Fair value is determined based on outstanding investor commitments, or in the absence of such commitments, based on current investor yield requirements. Gains and losses on loan sales are determined by the specific-identification method. The Company’s current practice is to sell residential mortgage loans on a servicing released basis, and, therefore, it has no servicing rights recorded for the value of such servicing. Interest on loans held for sale is credited to income based on the principal amounts outstanding.
Upon sale and delivery, loans are legally isolated from the Company and the Company has no ability to restrict or constrain the ability of third‑party investors to pledge or exchange the mortgage loans. The Company does not have the entitlement or ability to repurchase the mortgage loans or unilaterally cause third‑party investors to put the mortgage loans back to the Company. Unrealized and realized gains on loan sales are determined using the specific-identification method and are recognized through mortgage banking activity in the Consolidated Statements of Income.
The Company elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet.
Small Business Administration Paycheck Protection Program
The Small Business Administration Paycheck Protection Program (“SBA-PPP”) is one of the centerpieces of the Coronavirus Aid Relief and Economic Security Act (the “CARES Act”), which was passed on March 27, 2020 in response to the outbreak of coronavirus (“COVID-19”) and was supplemented with subsequent legislation. Overseen by the United States (“U.S.”) Treasury Department, the SBA-PPP offers cash-flow assistance to nonprofit and small business employers through guaranteed loans for expenses incurred between February 15, 2020, and August 8, 2020. Borrowers are eligible for forgiveness of principal and accrued interest on SBA-PPP loans to the extent that the proceeds are used to cover eligible payroll costs,
interest costs, rent, and utility costs over a period between eight and 24-weeks after the loan is made as long as the borrower retains its employees and their compensation levels. The CARES Act authorized the SBA to fully guarantee these loans.
Due to the unique nature of these provisions, SBA-PPP loans have been disclosed as a separate balance sheet item. Origination fees received by the SBA are capitalized into the carrying amount of the loans. The deferred fee income, net of origination costs, is recognized over the life of the loan as an adjustment to yield using the effective interest method. SBA-PPP loans receivable as of June 30, 2020 totaled $236.3 million with $6.7 million in unearned fees and generated $1.0 million of interest income during the second quarter of 2020.
Loans and the Allowance for Loan Losses
Loans are stated at the principal amount outstanding, adjusted for deferred origination fees and costs, discounts on loans acquired, and the allowance for loan losses. Interest is accrued based on the loan principal balances and stated interest rates. Origination fees and costs are recognized as an adjustment to the related loan yield using approximate interest methods. The Company discontinues the accrual of interest when any portion of the principal and interest is 90 days past due and collateral is insufficient to discharge the debt in full. Generally, interest payments on nonaccrual loans are recorded as a reduction of the principal balance.
Loans are considered impaired when, based on current information, management believes the Company will not collect all principal and interest payments according to contractual terms. Generally, loans are reviewed for impairment when the risk grade for a loan is downgraded to a classified asset category. The loans are evaluated for appropriate classification, accrual, impairment, and troubled debt restructure (“TDR”) status. If collection of principal is evaluated as doubtful, all payments are applied to principal. A modification of a loan is considered a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company may consider interest rate reductions, changes to payment terms, extensions of maturities and/or principal reductions.
Loans are generally charged-off in part or in full when management determines the loan to be uncollectible. Factors for charge-off that may be considered include: repayments deemed to be projected beyond reasonable time frames, client bankruptcy and lack of assets, and/or collateral deficiencies.
The allowance for loan losses is estimated to adequately provide for probable future losses on existing loans. The allowance consists of specific and general components. For loans that are classified as impaired, an allowance is established when the collateral value, if the loan is collateral dependent, or the discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers pools of nonclassified loans and is based on historical loss experience adjusted with qualitative factors such as: trends in volume and terms of loans; levels of, and trends in, delinquencies and non-accruals; effects of any changes in lending policies, experience, ability and depth of management; national and local economic trends and conditions (with a specific evaluation of COVID-19 impact); commitments and concentrations of credit; changes in the quality of the Company’s loan review system; and the volume of loans with identified incomplete financial documentation. Actual loan performance may differ materially from those estimates. A loss is recognized as a charge to the allowance when management believes that collection of the loan is unlikely. Collections of loans previously charged off are added to the allowance at the time of recovery.
The Company determines the allowance for loan losses based on the accumulation of various components that are calculated independently in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 450 for pools of loans, and ASC 310 for TDRs and for
individually evaluated loans. The process for determining an appropriate allowance for loan losses is based on a comprehensive and consistently applied analysis of the loan portfolio. The analysis considers all significant factors that affect the collectibility of the portfolio and supports the credit losses estimated by this process. It is important to recognize that the related process, methodology, and underlying assumptions require a substantial degree of judgment. Additional disclosure on the allowance for loan losses, qualitative factors, and the potential COVID-19 impact can be found in Part II, Item 1A - Risk Factors and Note 5 - Portfolio Loans Receivable.
The allowance for loan losses for SBA-PPP loans were separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.
Premises and equipment
Premises and equipment are stated at cost less accumulated depreciation and amortization over two to seven years. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the related property. Leasehold improvements are amortized over the estimated useful lives of the improvements, approximately ten years, or the term of the lease, whichever is less. Expenditures for maintenance, repairs, and minor replacements are charged to noninterest expenses as incurred.
Leases
During the first quarter of 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 applies a right-of-use (“ROU”) model that requires a lessee to record, for all leases with a lease term of more than 12 months, an asset representing its right to use the underlying asset and a liability to make lease payments. The Company elected to apply the package of practical expedients permitting entities to not reassess: 1) whether any expired or existing contracts are or contain leases; 2) the lease classification for any expired or existing leases; and 3) initial direct costs for any existing leases. Additionally, as provided by ASU 2016-02, the Company elected not to apply the recognition requirements of ASC 842 to short-term leases, defined as leases with a term of 12 months or less, and to recognize the lease payments in net income on short-term leases on a straight-line basis over the lease term.
The Company is largely accounting for existing operating leases consistent with prior guidance except for the incremental balance sheet recognition for leases. The adoption of this standard resulted in the Company recognizing lease right-of-use assets and related lease liabilities totaling $5.5 million and $5.6 million, respectively, as of January 1, 2019. The difference between the lease assets and the lease liabilities was $146 thousand of deferred rent, which was reclassified to lease liabilities, and the remainder was recorded as an adjustment to retained earnings in the amount of $54 thousand. The adoption of this ASU did not have a significant impact on the Company’s consolidated statement of income. Additional information is included in Note 7 - Leases.
Derivative Financial Instruments
The Company enters into commitments to fund residential mortgage loans (interest rate locks) with the intention of selling them in the secondary market. The Company also enters into forward sales agreements for certain funded loans and loan commitments. The Company records unfunded commitments intended for loans held for sale and forward sales agreements at fair value with changes in fair value recorded as a
component of mortgage banking revenue. Loans originated and intended for sale in the secondary market are carried at fair value. For pipeline loans which are not pre-sold to an investor, the Company endeavors to manage the interest rate risk on rate lock commitments by entering into forward sale contracts, whereby the Company obtains the right to deliver securities to investors in the future at a specified price. Such contracts are accounted for as derivatives and are recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage banking revenue.
The Company accounts for derivative instruments and hedging activities according to guidelines established in ASC 815-10, Accounting for Derivative Instruments and Hedging Activities, as amended. The Company recognizes all derivatives as either assets or liabilities on the balance sheet and measures those instruments at fair value. Changes in fair value of derivatives designated and accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in other comprehensive income, net of deferred taxes. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item.
Fair Value Measurements
Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. The degree of management judgment involved in determining the fair value of a financial instrument is dependent upon the availability of quoted market prices or observable market inputs. For financial instruments that are traded actively and have quoted market prices or observable market inputs, there is minimal subjectivity involved in measuring fair value. However, when quoted market prices or observable market inputs are not fully available, significant management judgment may be necessary to estimate fair value. In developing our fair value estimates, we endeavor to maximize the use of observable inputs and minimize the use of unobservable inputs.
The fair value hierarchy defines Level 1 valuations as those based on quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 valuations include inputs based on quoted prices for similar assets or liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 valuations are based on at least one significant assumption not observable in the market, or significant management judgment or estimation, some of which may be internally developed.
Financial assets that are recorded at fair value on a recurring basis include investment securities available for sale, loans held for sale, and derivative financial instruments. Financial liabilities that are recorded at fair value on a recurring basis are comprised of derivative financial instruments. Additional information is included in Note 8 - Fair Value.
Income Taxes
Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities, using enacted tax rates in effect for the year in which the differences are expected to reverse. Deferred tax assets are recognized when it is deemed more likely than not that the benefits of such deferred income taxes will be realized.
Earnings per share:
Earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding. Diluted earnings per share is computed by dividing net income by
the weighted average number of common shares outstanding, adjusted for the dilutive effect of stock options and restricted stock using the treasury stock method. At June 30, 2020 and 2019, there were 512,142 and 273,600 stock options, respectively, that were not included in the calculation as their effect would have been anti-dilutive.

Comprehensive income:
The Company reports as comprehensive income all changes in stockholders' equity during the year from sources other than stockholders. Other comprehensive income refers to all components (income, expenses, gains, and losses) of comprehensive income that are excluded from net income.
The Company's only component of other comprehensive income is unrealized gains and losses on investment securities available for sale, net of income taxes. Information concerning the Company's accumulated other comprehensive income as of June 30, 2020 and December 31, 2019 is as follows:
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unrealized gains on securities available for sale
 
$
2,438

 
$
18

Deferred tax expense
 
(671
)
 
(5
)
Total accumulated comprehensive income
 
$
1,767

 
$
13


Recently issued accounting pronouncements:
In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The FASB subsequently revised ASU 2019-10, which delayed implementation and the new standard is now effective for fiscal years beginning after December 15, 2022, including the interim periods within those fiscal years. The Company expects the provisions of this standard to impact the Company’s consolidated financial statements, in particular, the level of the reserve for credit losses. The Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected loan losses (“CECL”). The new effective dates will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. In addition, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, “Financial Instruments-loan losses (Topic 326): Measurement of Loan Losses on Financial Instruments.” The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. While the Company does not expect these amendments to have a material effect on its financial statements, the Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
The Company will apply the ASU through a cumulative-effect adjustment to beginning retained earnings in the year of adoption. While early adoption has been permitted since first quarter 2019, the Company does not expect to early adopt. In addition to the allowance for loan losses, the Company will also record an allowance for credit losses on debt securities instead of applying the impairment model currently utilized. The amount of the adjustments will be impacted by each portfolio’s composition and credit quality at the adoption date as well as economic conditions and forecasts at that time.
In April 2019, the FASB issued codification improvements to ASU Topic 326 - Financial Instruments - Credit Loss, Topic 815 - Derivatives and Hedging, and Subtopic 825-10 - Financial Instruments. This codification provides technical corrections and clarifies issues related to fair value hedges. The Company early adopted this guidance upon issuance, and it did not have a material impact on the Company’s consolidated financial statements.
In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements.
In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination.  Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met.  This amended guidance and the ability to elect its temporary optional expedients and exceptions are effective for the Company as of March 12, 2020 through December 31, 2022. The adoption of ASU 2020-04 Topic 848 is not expected to have a material impact on the financial statements.
In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” a restructuring of debt constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. Such modifications include short-term (e.g., six months) modifications that include payment deferrals of (i) principal and interest, (ii) interest only and (iii) principal only, fee waivers, extensions of repayment terms, or other delays in payment that are deemed insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of June 30, 2020, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to borrowers provided the borrower with payment relief in the form of reduced or deferred payments for up to 90 days (six months in selected instances) during which time interest is continuing to accrue.
This interagency guidance may have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.
Reclassifications:
Certain reclassifications have been made to amounts reported in prior periods to conform to the current period presentation. The reclassifications had no material effect on net income or total stockholders' equity.
Subsequent Events:
Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management has reviewed events through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.
XML 21 R10.htm IDEA: XBRL DOCUMENT v3.20.2
Cash and Cash Equivalents
 6 Months Ended
Jun. 30, 2020
Cash and Cash Equivalents [Abstract]  
Cash and Cash Equivalents
Cash and cash equivalents include cash and amounts due from banks, interest bearing deposits and federal funds sold. The Bank is required by regulations to maintain an average cash reserve balance based on a percentage of deposits. At June 30, 2020 and December 31, 2019, the requirements were satisfied by amounts on deposit with the Federal Reserve Bank and cash on hand.
XML 22 R11.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities
 6 Months Ended
Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]  
Investment Securities Investment Securities
The amortized cost and estimated fair value of investment securities at June 30, 2020 and December 31, 2019 are summarized as follows:
Investment Securities Available for Sale
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Amortized
Cost
 
Unrealized
Gains
 
Unrealized
Losses
 
Fair
Value
Available for sale
 
 
 
 
 
 
 
 
Municipal
 
513

 
30

 
—

 
543

Corporate
 
2,260

 
21

 
(44
)
 
2,237

Mortgage-backed securities
 
51,585

 
2,431

 
—

 
54,016

Total
 
$
54,358

 
$
2,482

 
$
(44
)
 
$
56,796

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
1,000

 
$
—

 
$
(1
)
 
$
999

Municipal
 
515

 
13

 
—

 
528

Corporate
 
2,542

 
46

 
(23
)
 
2,565

Mortgage-backed securities
 
56,754

 
117

 
(135
)
 
56,736

Total
 
$
60,811

 
$
176

 
$
(159
)
 
$
60,828


There were no securities sold during the six months ended June 30, 2020. Proceeds from sales of securities sold during the six months ended June 30, 2019 were $3.3 million. The investment sales resulted in realized gains of $26 thousand for the three and six months ended June 30, 2019.
Information related to unrealized losses in the investment portfolio as of June 30, 2020 and December 31, 2019 is summarized as follows:
Investment Securities Unrealized Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Less than 12 months
 
12 months or longer
 
Total
June 30, 2020
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
Corporate
 
993

 
(7
)
 
223

 
(37
)
 
1,216

 
(44
)
Total
 
$
993

 
$
(7
)
 
$
223

 
$
(37
)
 
$
1,216

 
$
(44
)
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
—

 
$
—

 
$
999

 
$
(1
)
 
$
999

 
$
(1
)
Corporate
 
—

 
—

 
519

 
(23
)
 
519

 
(23
)
Mortgage-backed securities
 
21,487

 
(78
)
 
5,246

 
(57
)
 
26,733

 
(135
)
Total
 
$
21,487

 
$
(78
)
 
$
6,764

 
$
(81
)
 
$
28,251

 
$
(159
)

At June 30, 2020, there was one corporate security that had been in an unrealized loss position for greater than twelve months. At December 31, 2019, there was one U.S. government-sponsored enterprises security, two corporate securities, and four mortgage-backed securities that had been in a loss position for greater than twelve months. Management believes that the unrealized loss at June 30, 2020 resulted from changes in the interest rates and current market conditions and not as a result of credit deterioration. Management has the ability and the intent to hold these investment securities until maturity or until they recover in value.
A summary of pledged securities at June 30, 2020 and December 31, 2019 is shown below:
Pledged Securities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Federal Home Loan Bank
 
$
52,098

 
$
54,558

 
$
1,508

 
$
1,522


Contractual maturities of U.S. government-sponsored enterprises, municipals and corporate securities at June 30, 2020 and December 31, 2019 are shown below. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call premiums or prepayment penalties.
Contractual Maturities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Within one year
 
$
—

 
$
—

 
$
1,542

 
$
1,518

Over one to five years
 
—

 
—

 
—

 
—

Over five to ten years
 
2,000

 
2,014

 
2,000

 
2,046

Over ten years
 
773

 
766

 
515

 
528

Mortgage-backed securities(1)
 
51,585

 
54,016

 
56,754

 
56,736

Total
 
$
54,358

 
$
56,796

 
$
60,811

 
$
60,828

_______________
(1) 
Mortgage-backed securities contractually repay in monthly installments.
XML 23 R12.htm IDEA: XBRL DOCUMENT v3.20.2
SBA-PPP Loans Receivable
 6 Months Ended
Jun. 30, 2020
Loans and Leases Receivable Disclosure [Line Items]  
SBA-PPP Loans Receivable
Major classifications of portfolio loans as are as follows:
Portfolio Loan Categories
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Real estate:
 
 
 
 
Residential
 
$
437,429

 
$
427,926

Commercial
 
364,071

 
348,091

Construction
 
212,957

 
198,702

Commercial and Industrial
 
142,673

 
151,109

Credit card
 
54,732

 
46,412

Other consumer
 
947

 
1,285

Portfolio loans receivable, gross
 
1,212,809

 
1,173,525

Deferred origination fees, net
 
(1,332
)
 
(2,404
)
Allowance for loan losses
 
(18,680
)
 
(13,301
)
Portfolio loans receivable, net
 
$
1,192,797

 
$
1,157,820


The Company makes loans to customers located primarily in the Washington, D.C. and Baltimore, Maryland metropolitan areas. Although the loan portfolio is diversified, its performance is influenced by the regional economy. The Company’s loan categories, excluding SBA-PPP loans, previously discussed in Note 4, are described below.
Residential Real Estate Loans. One-to-four family mortgage loans are primarily secured by owner-occupied primary residences and, to a lesser extent, investor owned residences. Residential loans are originated through the commercial sales teams and Capital Bank Home Loans division. Residential loans also include home equity lines of credit. Owner-occupied residential real estate loans usually have fixed rates for five or seven years and adjust on an annual basis after the initial term based on a typical maturity of 30 years. Investor residential real estate loans are generally based on 25-year terms with a balloon payment due after five years. Generally, the required minimum debt service coverage ratio is 115%. Residential real estate loans have represented a stable and growing portion of our loan portfolio.
Commercial Real Estate Loans. Commercial real estate loans are originated on owner-occupied and non-owner-occupied properties. These loans may be more adversely affected by conditions in the real estate
markets or in the general economy. Commercial loans that are secured by owner-occupied commercial real estate and primarily collateralized by operating cash flows are also included in this category of loans. As of June 30, 2020, there were approximately $164.4 million of owner-occupied commercial real estate loans, representing approximately 45.1% of the commercial real estate portfolio. Commercial real estate loan terms are generally extended for 10 years or less and amortize generally over 25 years or less. The interest rates on commercial real estate loans generally have initial fixed rate terms that adjust typically at 5 years. Origination fees are routinely charged for services. Personal guarantees from the principal owners of the business are generally required, supported by a review of the principal owners’ personal financial statements and global debt service obligations. The properties securing the portfolio are somewhat diverse in terms and type. This diversity may help reduce the exposure to adverse economic events that affect any single industry.
Construction Loans. Construction loans are offered within the Company’s Washington, D.C. and Baltimore, Maryland metropolitan operating areas to builders primarily for the construction of single-family homes and condominium and townhouse conversions or renovations and, to a lesser extent, to individuals. Construction loans typically have terms of 12 to 18 months. The Company frequently transitions the end purchaser to permanent financing or re-underwriting and sale into the secondary market through Capital Bank Home Loans. According to underwriting standards, the ratio of loan principal to collateral value, as established by an independent appraisal, cannot exceed 75% for investor-owned and 80% for owner-occupied properties. Exceptions are sometimes made. Semi-annual stress testing of the construction loan portfolio is conducted, and underlying real estate conditions are closely monitored as well as trends of sales outcomes versus underwriting valuations as part of ongoing risk management efforts. The borrowers’ progress in construction buildout is closely monitored and the original underwriting guidelines for construction milestones and completion timelines are strictly enforced.
Commercial and Industrial. In addition to other loan products, general commercial loans, including commercial lines of credit, working capital loans, term loans, equipment financing, letters of credit and other loan products are offered, primarily in target markets, and underwritten based on each borrower’s ability to service debt from income. These loans are primarily made based on the identified cash flows of the borrower and secondarily, on the underlying collateral provided by the borrower. Most commercial business loans are secured by a lien on general business assets including, among other things, available real estate, accounts receivable, promissory notes, inventory and equipment. Personal guaranties from the borrower or other principal are generally obtained.
Credit Cards. Our OpenSky® credit card division provides credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores through a fully digital and mobile platform. Substantially all of the lines of credit are secured by a noninterest bearing demand account at the Bank in an amount equal to the full credit limit of the credit card. In addition, using a proprietary scoring model, which considers credit score and repayment history (typically a minimum of six months of on-time repayments, but ultimately determined on a case-by-case basis), the Bank has recently begun to offer certain customers an unsecured line in excess of their secured line of credit. Approximately $52.9 million and $43.3 million of the credit card balances were secured by savings deposits held by the Company as of June 30, 2020 and December 31, 2019, respectively.
Other Consumer Loans. To a limited extent and typically as an accommodation to existing customers, personal consumer loans such as term loans, car loans or boat loans are offered.
Loans acquired through acquisitions are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In estimating the fair value of loans acquired, certain factors were considered, including the remaining lives of the acquired loans, payment history, estimated
prepayments, estimated loss ratios, estimated value of the underlying collateral, and the net present value of cash flows expected. Discounts on loans that were not considered impaired at acquisition were recorded as an accretable discount, which will be recognized in interest income over the terms of the related loans. For loans considered to be impaired, the difference between the contractually required payments and expected cash flows was recorded as a nonaccretable discount. The remaining nonaccretable discounts on loans acquired was $285 thousand as of June 30, 2020 and December 31, 2019. Loans with nonaccretable discounts had carrying values of $864 thousand as of June 30, 2020 and December 31, 2019.
Accretable discounts on loans acquired is summarized as follows:
Accretable Discounts on Loans Acquired
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Accretable discount at beginning of period
 
$
233

 
$
430

 
$
429

 
$
438

  Less: Accretion and payoff of loans
 
(3
)
 
(6
)
 
(199
)
 
(14
)
Accretable discount at end of period
 
$
230

 
$
424

 
$
230

 
$
424


The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the three and six months ended June 30, 2020 and June 30, 2019.
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,971

 
$
1,273

 
$
—

 
$
—

 
$
6,244

Commercial
 
4,423

 
810

 
—

 
—

 
5,233

Construction
 
3,032

 
920

 
—

 
—

 
3,952

Commercial and Industrial
 
1,663

 
80

 
—

 
—

 
1,743

Credit card
 
1,414

 
217

 
(144
)
 
10

 
1,497

Other consumer
 
11

 
—

 
—

 
—

 
11

Total
 
$
15,514

 
$
3,300

 
$
(144
)
 
$
10

 
$
18,680

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,135

 
$
2,109

 
$
—

 
$
—

 
$
6,244

Commercial
 
3,573

 
1,660

 
—

 
—

 
5,233

Construction
 
2,668

 
1,284

 
—

 
—

 
3,952

Commercial and Industrial
 
1,548

 
221

 
(26
)
 
—

 
1,743

Credit card
 
1,367

 
434

 
(323
)
 
19

 
1,497

Other consumer
 
10

 
1

 
—

 
—

 
11

Total
 
$
13,301

 
$
5,709

 
$
(349
)
 
$
19

 
$
18,680

Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2019
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,939

 
$
(24
)
 
$
—

 
$
—

 
$
3,915

Commercial
 
2,894

 
217

 
—

 
5

 
3,116

Construction
 
2,062

 
142

 
—

 
—

 
2,204

Commercial and Industrial
 
1,451

 
49

 
(28
)
 
—

 
1,472

Credit card
 
992

 
295

 
(90
)
 
2

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,347

 
$
677

 
$
(118
)
 
$
7

 
$
11,913

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,541

 
$
374

 
$
—

 
$
—

 
$
3,915

Commercial
 
3,003

 
106

 
—

 
7

 
3,116

Construction
 
2,093

 
111

 
—

 
—

 
2,204

Commercial and Industrial
 
1,578

 
(78
)
 
(28
)
 
—

 
1,472

Credit card
 
1,084

 
287

 
(183
)
 
11

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,308

 
$
798

 
$
(211
)
 
$
18

 
$
11,913

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.
Allowance for Loan Loss Composition
 
 
 
 
 
 
 
(in thousands)
Allowance for Loan Losses
Ending Balance Evaluated
for Impairment:
 
Outstanding Portfolio
Loan Balances Evaluated
for Impairment:
June 30, 2020
Individually
 
Collectively
 
Individually
 
Collectively
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
6,244

 
$
2,152

 
$
435,277

Commercial
—

 
5,233

 
974

 
363,097

Construction
—

 
3,952

 
1,479

 
211,478

Commercial and Industrial
88

 
1,655

 
435

 
142,238

Credit card
—

 
1,497

 
—

 
54,732

Other consumer
—

 
11

 
—

 
947

Total
$
88

 
$
18,592

 
$
5,040

 
$
1,207,769

 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
4,135

 
$
2,192

 
$
425,734

Commercial
—

 
3,572

 
1,433

 
346,658

Construction
—

 
2,668

 
—

 
198,702

Commercial and Industrial
119

 
1,429

 
474

 
150,635

Credit card
—

 
1,368

 
—

 
46,412

Other consumer
—

 
10

 
—

 
1,285

Total
$
119

 
$
13,182

 
$
4,099

 
$
1,169,426


Past due loans, segregated by age and class of loans, as of June 30, 2020 and December 31, 2019 were as follows:
Portfolio Loans Past Due
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
30-89 Days
Past Due
 
Loans
90 or More
Days
Past Due
 
Total Past
Due Loans
 
Current
Loans
 
Total
Portfolio
Loans
 
Accruing
Loans 90 or
More Days
Past Due
 
Non-accrual
Loans
(in thousands)
 
 
 
 
 
 
 
June 30, 2020
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,640

 
$
1,824

 
$
6,464

 
$
430,965

 
$
437,429

 
$
223

 
$
2,152

Commercial
 
404

 
1,240

 
1,644

 
362,427

 
364,071

 
266

 
974

Construction
 
1,383

 
352

 
1,735

 
211,222

 
212,957

 
297

 
1,479

Commercial and Industrial
 
3,378

 
364

 
3,742

 
138,931

 
142,673

 
41

 
435

Credit card
 
2,313

 
3

 
2,316

 
52,416

 
54,732

 
3

 
—

Other consumer
 
—

 
—

 
—

 
947

 
947

 
—

 
—

Total
 
$
12,118

 
$
3,783

 
$
15,901

 
$
1,196,908

 
$
1,212,809

 
$
830

 
$
5,040

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
119

 
$
840

 
$
959

 
$
4,845

 
$
5,804

 
$
489

 
$
400

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
704

 
$
2,436

 
$
3,140

 
$
424,786

 
$
427,926

 
$
374

 
$
2,192

Commercial
 
275

 
1,671

 
1,946

 
346,145

 
348,091

 
237

 
1,433

Construction
 
756

 
—

 
756

 
197,946

 
198,702

 
—

 
—

Commercial and Industrial
 
172

 
353

 
525

 
150,584

 
151,109

 
—

 
474

Credit card
 
5,526

 
8

 
5,534

 
40,878

 
46,412

 
9

 
—

Other consumer
 
—

 
—

 
—

 
1,285

 
1,285

 
—

 
—

Total
 
$
7,433

 
$
4,468

 
$
11,901

 
$
1,161,624

 
$
1,173,525

 
$
620

 
$
4,099

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
305

 
$
1,243

 
$
1,548

 
$
4,873

 
$
6,421

 
$
464

 
$
880


Loans secured by a one-to-four family residential property in the process of foreclosure at June 30, 2020 and December 31, 2019 was $12 thousand and $481 thousand, respectively.
Impaired loans were as follows:
Impaired Loans
 
 
 
 
 
 
 
 
 
 
 
 
Unpaid
Contractual
Principal
Balance
 
Recorded
Investment
With No
Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
(in thousands)
 
 
 
 
 
June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,369

 
$
2,152

 
$
—

 
$
2,152

 
$
—

Commercial
 
1,099

 
974

 
—

 
974

 
—

Construction
 
1,556

 
1,479

 
—

 
1,479

 
—

Commercial and Industrial
 
581

 
201

 
234

 
435

 
88

Total
 
$
5,605

 
$
4,806

 
$
234

 
$
5,040

 
$
88

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
555

 
$
400

 
$
—

 
$
400

 
$
—

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,309

 
$
2,192

 
$
—

 
$
2,192

 
$
—

Commercial
 
1,477

 
1,433

 
—

 
1,433

 
—

Commercial and Industrial
 
574

 
201

 
273

 
474

 
119

Total
 
$
4,360

 
$
3,826

 
$
273

 
$
4,099

 
$
119

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
1,148

 
$
880

 
$
—

 
$
880

 
$
—

The following tables summarize interest recognized on impaired loans:
Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2020
 
For the Six Months Ended June 30, 2020
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,373

 
$
4

 
$
2,376

 
$
4

Commercial
1,122

 
—

 
1,123

 
3

Construction
1,556

 
—

 
1,556

 
9

Commercial and Industrial
746

 
—

 
747

 
—

Total
$
5,797

 
$
4

 
$
5,802

 
$
16

Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2019
 
For the Six Months Ended June 30, 2019
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,576

 
$
3

 
$
2,549

 
$
3

Commercial
1,573

 
—

 
1,573

 
—

Construction
2,175

 
1

 
2,175

 
1

Commercial and Industrial
1,517

 
1

 
1,517

 
1

Total
$
7,841

 
$
5

 
$
7,814

 
$
5


Impaired loans include loans acquired on which management has recorded a nonaccretable discount.
Credit quality indicators
As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grade of loans, the level of classified loans, net charge-offs, nonperforming loans, and the general economic conditions in the Company’s market.
The Company utilizes a risk grading matrix to assign a risk grade to each of its loans. A description of the general characteristics of loans characterized as classified is as follows:
Special Mention
A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.
Borrowers may exhibit poor liquidity and leverage positions resulting from generally negative cash flow or negative trends in earnings. Access to alternative financing may be limited to finance companies for business borrowers and may be unavailable for commercial real estate borrowers.
Substandard
A substandard loan is inadequately protected by the current financial condition and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Borrowers may exhibit recent or unexpected unprofitable operations, an inadequate debt service coverage ratio, or marginal liquidity and capitalization. These loans require more intense supervision by Company management.
Doubtful
A doubtful loan has all the weaknesses inherent as a substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:
Portfolio Loan Classifications
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Pass(1)
 
Special Mention
 
Substandard
 
Doubtful
 
Total
June 30, 2020
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
429,307

 
$
5,866

 
$
2,256

 
$
—

 
$
437,429

Commercial
 
353,473

 
9,624

 
974

 
—

 
364,071

Construction
 
205,266

 
6,213

 
1,478

 
—

 
212,957

Commercial and Industrial
 
133,916

 
7,475

 
1,282

 
—

 
142,673

Credit card
 
54,732

 
—

 
—

 
—

 
54,732

Other consumer
 
947

 
—

 
—

 
—

 
947

Portfolio loans receivable, gross
 
$
1,177,641

 
$
29,178

 
$
5,990

 
$
—

 
$
1,212,809

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
425,661

 
$
—

 
$
2,265

 
$
—

 
$
427,926

Commercial
 
340,313

 
6,345

 
1,433

 
—

 
348,091

Construction
 
198,702

 
—

 
—

 
—

 
198,702

Commercial and Industrial
 
145,178

 
4,505

 
1,426

 
—

 
151,109

Credit card
 
46,412

 
—

 
—

 
—

 
46,412

Other consumer
 
1,285

 
—

 
—

 
—

 
1,285

Portfolio loans receivable, gross
 
$
1,157,551

 
$
10,850

 
$
5,124

 
$
—

 
$
1,173,525

________________________
(1)  
Category includes loans graded exceptional, very good, good, satisfactory and pass/watch, in addition to credit cards and consumer credits that are not graded.

Impaired loans also include certain loans that have been modified in TDRs where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. The status of TDRs is as follows:
Troubled Debt Restructurings
 
 
 
 
 
 
 
 
(in thousands)
 
Number of
Contracts
 
Recorded Investment
June 30, 2020
 
Performing
 
Nonperforming
 
Total
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
305

 
305

Total
 
5

 
$
—

 
$
450

 
$
450

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
314

 
314

Total
 
5

 
$
—

 
$
459

 
$
459

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145


There were no new TDRs in the six months ended June 30, 2020. The Company had no defaulted TDR loans over the last twelve months.
Outstanding loan commitments were as follows:
Loan Commitments
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unused lines of credit
 
 
 
 
Real Estate:
 
 
 
 
Residential
 
$
13,320

 
$
13,754

Residential - Home Equity
 
28,234

 
26,407

Commercial
 
16,806

 
31,411

Construction
 
92,734

 
114,999

Commercial and Industrial
 
57,479

 
36,442

Secured credit card
 
81,755

 
37,517

Personal
 
571

 
43

Total
 
$
290,899

 
$
260,573

 
 
 
 
 
Commitments to originate residential loans held for sale
 
$
10,426

 
$
2,646

 
 
 
 
 
Letters of credit
 
$
5,260

 
$
5,305


Lines of credit are agreements to lend to a customer as long as there is no violation of any condition of the contract. Lines of credit generally have variable interest rates. Such lines do not represent future cash requirements because it is unlikely that all customers will draw upon their lines in full at any time. Loan commitments generally have variable interest rates, fixed expiration dates, and may require payment of a fee.
The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:
Off Balance Sheet Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
1,271

 
$
1,043

 
$
1,226

 
$
1,053

Provision for off balance sheet credit commitments
 
—

 
103

 
45

 
93

Balance at end of period
 
$
1,271

 
$
1,146

 
$
1,271

 
$
1,146

The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations.
The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:
Mortgage Loan Put-back Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
667

 
$
515

 
$
575

 
$
501

Provision for mortgage loan put backs
 
156

 
43

 
262

 
67

Charge-offs
 
—

 
(31
)
 
(14
)
 
(41
)
Balance at end of period
 
$
823

 
$
527

 
$
823

 
$
527
Paycheck Protection Program  
Loans and Leases Receivable Disclosure [Line Items]  
SBA-PPP Loans Receivable
Pursuant to the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), the Small Business Administration’s Paycheck Protection Program provides forgivable loans to small businesses to enable them to maintain payroll, hire back employees who have been laid off, and cover applicable overhead. SBA-PPP loans have an interest rate of 1%, have 2 and 5 year terms, and carry a 100% guarantee of the SBA.
The allowance for loan losses for SBA-PPP loans was separately evaluated given the explicit government guarantee. This analysis, which incorporated historical experience with similar SBA guarantees and underwriting, concluded the likelihood of loss was remote and therefore no allowance for loan losses was assigned to these loans.
At June 30, 2020, SBA-PPP loans receivable, which total $236.3 million, are all rated as pass credits, not past due, nonaccrual, TDR, or otherwise impaired. Unearned net fees associated with the SBA-PPP loans amount to $6.7 million. There were no outstanding commitments to extend additional SBA-PPP loans at June 30, 2020.
XML 24 R13.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable
 6 Months Ended
Jun. 30, 2020
Receivables [Abstract]  
Portfolio Loans Receivable
Major classifications of portfolio loans as are as follows:
Portfolio Loan Categories
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Real estate:
 
 
 
 
Residential
 
$
437,429

 
$
427,926

Commercial
 
364,071

 
348,091

Construction
 
212,957

 
198,702

Commercial and Industrial
 
142,673

 
151,109

Credit card
 
54,732

 
46,412

Other consumer
 
947

 
1,285

Portfolio loans receivable, gross
 
1,212,809

 
1,173,525

Deferred origination fees, net
 
(1,332
)
 
(2,404
)
Allowance for loan losses
 
(18,680
)
 
(13,301
)
Portfolio loans receivable, net
 
$
1,192,797

 
$
1,157,820


The Company makes loans to customers located primarily in the Washington, D.C. and Baltimore, Maryland metropolitan areas. Although the loan portfolio is diversified, its performance is influenced by the regional economy. The Company’s loan categories, excluding SBA-PPP loans, previously discussed in Note 4, are described below.
Residential Real Estate Loans. One-to-four family mortgage loans are primarily secured by owner-occupied primary residences and, to a lesser extent, investor owned residences. Residential loans are originated through the commercial sales teams and Capital Bank Home Loans division. Residential loans also include home equity lines of credit. Owner-occupied residential real estate loans usually have fixed rates for five or seven years and adjust on an annual basis after the initial term based on a typical maturity of 30 years. Investor residential real estate loans are generally based on 25-year terms with a balloon payment due after five years. Generally, the required minimum debt service coverage ratio is 115%. Residential real estate loans have represented a stable and growing portion of our loan portfolio.
Commercial Real Estate Loans. Commercial real estate loans are originated on owner-occupied and non-owner-occupied properties. These loans may be more adversely affected by conditions in the real estate
markets or in the general economy. Commercial loans that are secured by owner-occupied commercial real estate and primarily collateralized by operating cash flows are also included in this category of loans. As of June 30, 2020, there were approximately $164.4 million of owner-occupied commercial real estate loans, representing approximately 45.1% of the commercial real estate portfolio. Commercial real estate loan terms are generally extended for 10 years or less and amortize generally over 25 years or less. The interest rates on commercial real estate loans generally have initial fixed rate terms that adjust typically at 5 years. Origination fees are routinely charged for services. Personal guarantees from the principal owners of the business are generally required, supported by a review of the principal owners’ personal financial statements and global debt service obligations. The properties securing the portfolio are somewhat diverse in terms and type. This diversity may help reduce the exposure to adverse economic events that affect any single industry.
Construction Loans. Construction loans are offered within the Company’s Washington, D.C. and Baltimore, Maryland metropolitan operating areas to builders primarily for the construction of single-family homes and condominium and townhouse conversions or renovations and, to a lesser extent, to individuals. Construction loans typically have terms of 12 to 18 months. The Company frequently transitions the end purchaser to permanent financing or re-underwriting and sale into the secondary market through Capital Bank Home Loans. According to underwriting standards, the ratio of loan principal to collateral value, as established by an independent appraisal, cannot exceed 75% for investor-owned and 80% for owner-occupied properties. Exceptions are sometimes made. Semi-annual stress testing of the construction loan portfolio is conducted, and underlying real estate conditions are closely monitored as well as trends of sales outcomes versus underwriting valuations as part of ongoing risk management efforts. The borrowers’ progress in construction buildout is closely monitored and the original underwriting guidelines for construction milestones and completion timelines are strictly enforced.
Commercial and Industrial. In addition to other loan products, general commercial loans, including commercial lines of credit, working capital loans, term loans, equipment financing, letters of credit and other loan products are offered, primarily in target markets, and underwritten based on each borrower’s ability to service debt from income. These loans are primarily made based on the identified cash flows of the borrower and secondarily, on the underlying collateral provided by the borrower. Most commercial business loans are secured by a lien on general business assets including, among other things, available real estate, accounts receivable, promissory notes, inventory and equipment. Personal guaranties from the borrower or other principal are generally obtained.
Credit Cards. Our OpenSky® credit card division provides credit cards on a nationwide basis to under-banked populations and those looking to rebuild their credit scores through a fully digital and mobile platform. Substantially all of the lines of credit are secured by a noninterest bearing demand account at the Bank in an amount equal to the full credit limit of the credit card. In addition, using a proprietary scoring model, which considers credit score and repayment history (typically a minimum of six months of on-time repayments, but ultimately determined on a case-by-case basis), the Bank has recently begun to offer certain customers an unsecured line in excess of their secured line of credit. Approximately $52.9 million and $43.3 million of the credit card balances were secured by savings deposits held by the Company as of June 30, 2020 and December 31, 2019, respectively.
Other Consumer Loans. To a limited extent and typically as an accommodation to existing customers, personal consumer loans such as term loans, car loans or boat loans are offered.
Loans acquired through acquisitions are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan losses. In estimating the fair value of loans acquired, certain factors were considered, including the remaining lives of the acquired loans, payment history, estimated
prepayments, estimated loss ratios, estimated value of the underlying collateral, and the net present value of cash flows expected. Discounts on loans that were not considered impaired at acquisition were recorded as an accretable discount, which will be recognized in interest income over the terms of the related loans. For loans considered to be impaired, the difference between the contractually required payments and expected cash flows was recorded as a nonaccretable discount. The remaining nonaccretable discounts on loans acquired was $285 thousand as of June 30, 2020 and December 31, 2019. Loans with nonaccretable discounts had carrying values of $864 thousand as of June 30, 2020 and December 31, 2019.
Accretable discounts on loans acquired is summarized as follows:
Accretable Discounts on Loans Acquired
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Accretable discount at beginning of period
 
$
233

 
$
430

 
$
429

 
$
438

  Less: Accretion and payoff of loans
 
(3
)
 
(6
)
 
(199
)
 
(14
)
Accretable discount at end of period
 
$
230

 
$
424

 
$
230

 
$
424


The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the three and six months ended June 30, 2020 and June 30, 2019.
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,971

 
$
1,273

 
$
—

 
$
—

 
$
6,244

Commercial
 
4,423

 
810

 
—

 
—

 
5,233

Construction
 
3,032

 
920

 
—

 
—

 
3,952

Commercial and Industrial
 
1,663

 
80

 
—

 
—

 
1,743

Credit card
 
1,414

 
217

 
(144
)
 
10

 
1,497

Other consumer
 
11

 
—

 
—

 
—

 
11

Total
 
$
15,514

 
$
3,300

 
$
(144
)
 
$
10

 
$
18,680

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,135

 
$
2,109

 
$
—

 
$
—

 
$
6,244

Commercial
 
3,573

 
1,660

 
—

 
—

 
5,233

Construction
 
2,668

 
1,284

 
—

 
—

 
3,952

Commercial and Industrial
 
1,548

 
221

 
(26
)
 
—

 
1,743

Credit card
 
1,367

 
434

 
(323
)
 
19

 
1,497

Other consumer
 
10

 
1

 
—

 
—

 
11

Total
 
$
13,301

 
$
5,709

 
$
(349
)
 
$
19

 
$
18,680

Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2019
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,939

 
$
(24
)
 
$
—

 
$
—

 
$
3,915

Commercial
 
2,894

 
217

 
—

 
5

 
3,116

Construction
 
2,062

 
142

 
—

 
—

 
2,204

Commercial and Industrial
 
1,451

 
49

 
(28
)
 
—

 
1,472

Credit card
 
992

 
295

 
(90
)
 
2

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,347

 
$
677

 
$
(118
)
 
$
7

 
$
11,913

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,541

 
$
374

 
$
—

 
$
—

 
$
3,915

Commercial
 
3,003

 
106

 
—

 
7

 
3,116

Construction
 
2,093

 
111

 
—

 
—

 
2,204

Commercial and Industrial
 
1,578

 
(78
)
 
(28
)
 
—

 
1,472

Credit card
 
1,084

 
287

 
(183
)
 
11

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,308

 
$
798

 
$
(211
)
 
$
18

 
$
11,913

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.
Allowance for Loan Loss Composition
 
 
 
 
 
 
 
(in thousands)
Allowance for Loan Losses
Ending Balance Evaluated
for Impairment:
 
Outstanding Portfolio
Loan Balances Evaluated
for Impairment:
June 30, 2020
Individually
 
Collectively
 
Individually
 
Collectively
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
6,244

 
$
2,152

 
$
435,277

Commercial
—

 
5,233

 
974

 
363,097

Construction
—

 
3,952

 
1,479

 
211,478

Commercial and Industrial
88

 
1,655

 
435

 
142,238

Credit card
—

 
1,497

 
—

 
54,732

Other consumer
—

 
11

 
—

 
947

Total
$
88

 
$
18,592

 
$
5,040

 
$
1,207,769

 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
4,135

 
$
2,192

 
$
425,734

Commercial
—

 
3,572

 
1,433

 
346,658

Construction
—

 
2,668

 
—

 
198,702

Commercial and Industrial
119

 
1,429

 
474

 
150,635

Credit card
—

 
1,368

 
—

 
46,412

Other consumer
—

 
10

 
—

 
1,285

Total
$
119

 
$
13,182

 
$
4,099

 
$
1,169,426


Past due loans, segregated by age and class of loans, as of June 30, 2020 and December 31, 2019 were as follows:
Portfolio Loans Past Due
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
30-89 Days
Past Due
 
Loans
90 or More
Days
Past Due
 
Total Past
Due Loans
 
Current
Loans
 
Total
Portfolio
Loans
 
Accruing
Loans 90 or
More Days
Past Due
 
Non-accrual
Loans
(in thousands)
 
 
 
 
 
 
 
June 30, 2020
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,640

 
$
1,824

 
$
6,464

 
$
430,965

 
$
437,429

 
$
223

 
$
2,152

Commercial
 
404

 
1,240

 
1,644

 
362,427

 
364,071

 
266

 
974

Construction
 
1,383

 
352

 
1,735

 
211,222

 
212,957

 
297

 
1,479

Commercial and Industrial
 
3,378

 
364

 
3,742

 
138,931

 
142,673

 
41

 
435

Credit card
 
2,313

 
3

 
2,316

 
52,416

 
54,732

 
3

 
—

Other consumer
 
—

 
—

 
—

 
947

 
947

 
—

 
—

Total
 
$
12,118

 
$
3,783

 
$
15,901

 
$
1,196,908

 
$
1,212,809

 
$
830

 
$
5,040

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
119

 
$
840

 
$
959

 
$
4,845

 
$
5,804

 
$
489

 
$
400

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
704

 
$
2,436

 
$
3,140

 
$
424,786

 
$
427,926

 
$
374

 
$
2,192

Commercial
 
275

 
1,671

 
1,946

 
346,145

 
348,091

 
237

 
1,433

Construction
 
756

 
—

 
756

 
197,946

 
198,702

 
—

 
—

Commercial and Industrial
 
172

 
353

 
525

 
150,584

 
151,109

 
—

 
474

Credit card
 
5,526

 
8

 
5,534

 
40,878

 
46,412

 
9

 
—

Other consumer
 
—

 
—

 
—

 
1,285

 
1,285

 
—

 
—

Total
 
$
7,433

 
$
4,468

 
$
11,901

 
$
1,161,624

 
$
1,173,525

 
$
620

 
$
4,099

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
305

 
$
1,243

 
$
1,548

 
$
4,873

 
$
6,421

 
$
464

 
$
880


Loans secured by a one-to-four family residential property in the process of foreclosure at June 30, 2020 and December 31, 2019 was $12 thousand and $481 thousand, respectively.
Impaired loans were as follows:
Impaired Loans
 
 
 
 
 
 
 
 
 
 
 
 
Unpaid
Contractual
Principal
Balance
 
Recorded
Investment
With No
Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
(in thousands)
 
 
 
 
 
June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,369

 
$
2,152

 
$
—

 
$
2,152

 
$
—

Commercial
 
1,099

 
974

 
—

 
974

 
—

Construction
 
1,556

 
1,479

 
—

 
1,479

 
—

Commercial and Industrial
 
581

 
201

 
234

 
435

 
88

Total
 
$
5,605

 
$
4,806

 
$
234

 
$
5,040

 
$
88

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
555

 
$
400

 
$
—

 
$
400

 
$
—

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,309

 
$
2,192

 
$
—

 
$
2,192

 
$
—

Commercial
 
1,477

 
1,433

 
—

 
1,433

 
—

Commercial and Industrial
 
574

 
201

 
273

 
474

 
119

Total
 
$
4,360

 
$
3,826

 
$
273

 
$
4,099

 
$
119

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
1,148

 
$
880

 
$
—

 
$
880

 
$
—

The following tables summarize interest recognized on impaired loans:
Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2020
 
For the Six Months Ended June 30, 2020
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,373

 
$
4

 
$
2,376

 
$
4

Commercial
1,122

 
—

 
1,123

 
3

Construction
1,556

 
—

 
1,556

 
9

Commercial and Industrial
746

 
—

 
747

 
—

Total
$
5,797

 
$
4

 
$
5,802

 
$
16

Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2019
 
For the Six Months Ended June 30, 2019
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,576

 
$
3

 
$
2,549

 
$
3

Commercial
1,573

 
—

 
1,573

 
—

Construction
2,175

 
1

 
2,175

 
1

Commercial and Industrial
1,517

 
1

 
1,517

 
1

Total
$
7,841

 
$
5

 
$
7,814

 
$
5


Impaired loans include loans acquired on which management has recorded a nonaccretable discount.
Credit quality indicators
As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grade of loans, the level of classified loans, net charge-offs, nonperforming loans, and the general economic conditions in the Company’s market.
The Company utilizes a risk grading matrix to assign a risk grade to each of its loans. A description of the general characteristics of loans characterized as classified is as follows:
Special Mention
A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification.
Borrowers may exhibit poor liquidity and leverage positions resulting from generally negative cash flow or negative trends in earnings. Access to alternative financing may be limited to finance companies for business borrowers and may be unavailable for commercial real estate borrowers.
Substandard
A substandard loan is inadequately protected by the current financial condition and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
Borrowers may exhibit recent or unexpected unprofitable operations, an inadequate debt service coverage ratio, or marginal liquidity and capitalization. These loans require more intense supervision by Company management.
Doubtful
A doubtful loan has all the weaknesses inherent as a substandard loan with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:
Portfolio Loan Classifications
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Pass(1)
 
Special Mention
 
Substandard
 
Doubtful
 
Total
June 30, 2020
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
429,307

 
$
5,866

 
$
2,256

 
$
—

 
$
437,429

Commercial
 
353,473

 
9,624

 
974

 
—

 
364,071

Construction
 
205,266

 
6,213

 
1,478

 
—

 
212,957

Commercial and Industrial
 
133,916

 
7,475

 
1,282

 
—

 
142,673

Credit card
 
54,732

 
—

 
—

 
—

 
54,732

Other consumer
 
947

 
—

 
—

 
—

 
947

Portfolio loans receivable, gross
 
$
1,177,641

 
$
29,178

 
$
5,990

 
$
—

 
$
1,212,809

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
425,661

 
$
—

 
$
2,265

 
$
—

 
$
427,926

Commercial
 
340,313

 
6,345

 
1,433

 
—

 
348,091

Construction
 
198,702

 
—

 
—

 
—

 
198,702

Commercial and Industrial
 
145,178

 
4,505

 
1,426

 
—

 
151,109

Credit card
 
46,412

 
—

 
—

 
—

 
46,412

Other consumer
 
1,285

 
—

 
—

 
—

 
1,285

Portfolio loans receivable, gross
 
$
1,157,551

 
$
10,850

 
$
5,124

 
$
—

 
$
1,173,525

________________________
(1)  
Category includes loans graded exceptional, very good, good, satisfactory and pass/watch, in addition to credit cards and consumer credits that are not graded.

Impaired loans also include certain loans that have been modified in TDRs where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. The status of TDRs is as follows:
Troubled Debt Restructurings
 
 
 
 
 
 
 
 
(in thousands)
 
Number of
Contracts
 
Recorded Investment
June 30, 2020
 
Performing
 
Nonperforming
 
Total
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
305

 
305

Total
 
5

 
$
—

 
$
450

 
$
450

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
314

 
314

Total
 
5

 
$
—

 
$
459

 
$
459

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145


There were no new TDRs in the six months ended June 30, 2020. The Company had no defaulted TDR loans over the last twelve months.
Outstanding loan commitments were as follows:
Loan Commitments
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unused lines of credit
 
 
 
 
Real Estate:
 
 
 
 
Residential
 
$
13,320

 
$
13,754

Residential - Home Equity
 
28,234

 
26,407

Commercial
 
16,806

 
31,411

Construction
 
92,734

 
114,999

Commercial and Industrial
 
57,479

 
36,442

Secured credit card
 
81,755

 
37,517

Personal
 
571

 
43

Total
 
$
290,899

 
$
260,573

 
 
 
 
 
Commitments to originate residential loans held for sale
 
$
10,426

 
$
2,646

 
 
 
 
 
Letters of credit
 
$
5,260

 
$
5,305


Lines of credit are agreements to lend to a customer as long as there is no violation of any condition of the contract. Lines of credit generally have variable interest rates. Such lines do not represent future cash requirements because it is unlikely that all customers will draw upon their lines in full at any time. Loan commitments generally have variable interest rates, fixed expiration dates, and may require payment of a fee.
The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:
Off Balance Sheet Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
1,271

 
$
1,043

 
$
1,226

 
$
1,053

Provision for off balance sheet credit commitments
 
—

 
103

 
45

 
93

Balance at end of period
 
$
1,271

 
$
1,146

 
$
1,271

 
$
1,146

The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations.
The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:
Mortgage Loan Put-back Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
667

 
$
515

 
$
575

 
$
501

Provision for mortgage loan put backs
 
156

 
43

 
262

 
67

Charge-offs
 
—

 
(31
)
 
(14
)
 
(41
)
Balance at end of period
 
$
823

 
$
527

 
$
823

 
$
527
XML 25 R14.htm IDEA: XBRL DOCUMENT v3.20.2
Derivative Financial Instruments
 6 Months Ended
Jun. 30, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Financial Instruments
As part of its mortgage banking activities, the Company enters into interest rate lock commitments, which are commitments to originate loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. The Company then either locks the loan and rate in with an investor and commits to deliver the loan if settlement occurs (Best Efforts) or commits to deliver the locked loan to an investor in a binding (Mandatory) delivery program. Certain loans under rate lock commitments are covered under forward sales contracts. Forward sales contracts are recorded at fair value with changes in fair value recorded in mortgage banking revenue. Interest rate lock commitments and commitments to deliver loans to investors are considered derivatives. The market value of interest rate lock commitments and best efforts contracts are not readily ascertainable with precision because they are not actively traded in stand-alone markets. The Company determines the fair value of rate lock commitments and delivery contracts by estimating the fair value of the underlying asset, which is impacted by current interest rates and takes into consideration the probability that the rate lock commitments will close or will be funded.
The following table reports the commitment and fair value amounts on the outstanding derivatives:
Derivatives
 
 
 
(in thousands)
 
June 30, 2020
December 31, 2019
Notional amount of open forward sales agreements
 
$
33,500

$
61,000

Fair value of open forward delivery sales agreements
 
(178
)
(125
)
Notional amount of open mandatory delivery commitments
 
2,082

22,888

Fair value of open mandatory delivery commitments
 
21

115

Notional amount of interest rate lock commitments
 
40,617

32,365

Fair value of interest rate lock commitments
 
227

122
XML 26 R15.htm IDEA: XBRL DOCUMENT v3.20.2
Leases
 6 Months Ended
Jun. 30, 2020
Leases [Abstract]  
Leases
The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations and back office operations. As of January 1, 2019, the Company had leased five of its full service branches and five other locations for corporate/administration activities, operations, and loan production. All property leases under lease agreements have been been designated as operating leases. The Company does not have leases designated as finance leases.
The Company determines if an arrangement is a lease at inception. Operating lease right-of-use (“ROU”) assets are included in premises and equipment, and operating lease liabilities are included as other liabilities in the consolidated balance sheets. ROU assets represent the right to use an underlying asset for the lease term and lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at commencement date in determining the present value of lease payments. The weighted average discount rate used was 2.26% at June 30, 2020 and 2.24% at December 31, 2019. The operating lease ROU asset also includes any lease pre-payments. The Company's lease terms may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately as the non-lease component amounts are readily determinable under most leases.
As of June 30, 2020, the Company’s lease ROU assets and related lease liabilities were $3.8 million and $4.2 million, respectively, compared to December 31, 2019 balances of $3.9 million of ROU assets and $4.3 million of lease liabilities, and have remaining terms ranging from 1 - 6 years, including extension options that the Company is reasonably certain will be exercised. As of June 30, 2020, the Company had not entered into any material leases that have not yet commenced. The Company’s lease information is summarized as follows:
Leases
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Lease Right of Use Asset:
 
 
 
 
Lease asset
 
$
5,462

 
$
5,158

Less: Accumulated amortization
 
(1,655
)
 
(1,238
)
Net lease asset
 
$
3,807

 
$
3,920

 
 
 
 
 
Lease Liability:
 
 
 
 
Lease liability
 
$
4,163

 
$
4,291



Future minimum payments for operating leases with initial or remaining terms of one year or more are as follows:
Lease Payment Obligations
 
 
(in thousands)
 
June 30, 2020
Amounts due in:
 
 
2020
 
$
689

2021
 
1,408

2022
 
1,023

2023
 
777

2024
 
420

Total future lease payments
 
4,317

Discount of cash flows
 
(154
)
Present value of net future lease payments

 
$
4,163
XML 27 R16.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value
 6 Months Ended
Jun. 30, 2020
Fair Value Disclosures [Abstract]  
Fair Value
Generally accepted accounting principles define fair value, establish a framework for measuring fair value, recommend disclosures about fair value, and establish a hierarchy for determining fair value measurement. The hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows:
Level 1 - Inputs to the valuation method are quoted prices (unadjusted) for identical assets or liabilities in active markets;
Level 2 - Inputs to the valuation method include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and
Level 3 - Inputs to the valuation method are unobservable and significant to the fair value measurement.
Fair value measurements on a recurring basis
Investment securities available for sale - The fair values of the Company's investment securities available for sale are provided by an independent pricing service. The fair values of the Company's securities are determined based on quoted prices for similar securities under Level 2 inputs.
Loans held for sale - The fair value of loans held for sale is determined using Level 2 inputs of quoted prices for a similar asset, adjusted for specific attributes of that loan.
Derivative financial instruments - Derivative instruments used to hedge residential mortgage loans held for sale and the related interest rate lock commitments include forward commitments to sell mortgage loans and are reported at fair value utilizing Level 2 inputs. The fair values of derivative financial instruments are based on derivative market data inputs as of the valuation date and the underlying value of mortgage loans for rate lock commitments.
The Company has categorized its financial instruments measured at fair value on a recurring basis as of June 30, 2020 and December 31, 2019 as follows:
Fair Value of Financial Instruments
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Total
 
Level 1 Inputs
 
Level 2 Inputs
 
Level 3 Inputs
Investment securities available for sale
 
 
 
 
 
 
 
 
Municipal
 
543

 
—

 
543

 
—

Corporate
 
2,237

 
—

 
2,237

 
—

Mortgage-backed securities
 
54,016

 
—

 
54,016

 
—

Total
 
$
56,796

 
$
—

 
$
56,796

 
$
—

Loans held for sale
 
$
116,969

 
$
—

 
$
116,969

 
$
—

Derivative assets
 
$
248

 
$
—

 
$
248

 
$
—

Derivative liabilities
 
$
178

 
$
—

 
$
178

 
$
—

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Investment securities available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
999

 
$
—

 
$
999

 
$
—

Municipal
 
528

 
—

 
528

 
—

Corporate
 
2,565

 
—

 
2,565

 
—

Mortgage-backed securities
 
56,736

 
—

 
56,736

 
—

Total
 
$
60,828

 
$
—

 
$
60,828

 
$
—

Loans held for sale
 
$
71,030

 
$
—

 
$
71,030

 
$
—

Derivative assets
 
$
237

 
$
—

 
$
237

 
$
—

Derivative liabilities
 
$
125

 
$
—

 
$
125

 
$
—


Financial instruments recorded using FASB ASC 825-10
Under FASB ASC 825-10, the Company may elect to report most financial instruments and certain other items at fair value on an instrument-by-instrument basis with changes in fair value reported in net income. After the initial adoption, the election is made at the acquisition of an eligible financial asset, financial liability or firm commitment or when certain specified reconsideration events occur. The fair value election, with respect to an item, may not be revoked once an election is made.
The following table reflects the difference between the fair value carrying amount of loans held for sale, measured at fair value under FASB ASC 825-10, and the aggregate unpaid principal amount the Company is contractually entitled to receive at maturity:
Fair Value of Loans Held for Sale
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Aggregate fair value
 
$
116,969

 
$
71,030

Contractual principal
 
109,945

 
67,118

Difference
 
$
7,024

 
$
3,912


The Company has elected to account for loans held for sale at fair value to eliminate the mismatch that would occur by recording changes in market value on derivative instruments used to hedge loans held for sale while carrying the loans at the lower of cost or market.
Fair value measurements on a nonrecurring basis
Impaired loans - The Company has measured impairment generally based on the fair value of the loan's collateral and discounted cash flow analysis. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values. As of June 30, 2020 and December 31, 2019, the fair values consist of loan balances of $5.0 million and $4.1 million, with specific reserves of $88 thousand and $119 thousand, respectively.
Foreclosed real estate - The Company's foreclosed real estate is measured at fair value less cost to sell. Fair value was determined based on offers and/or appraisals. Cost to sell the real estate was based on standard market factors. The Company has categorized its foreclosed real estate as Level 3.
The Company has categorized its impaired loans and foreclosed real estate as follows:
Fair Value of Impaired Loans and Foreclosed Real Estate
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Impaired loans
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
4,952

 
3,980

Total
 
$
4,952

 
$
3,980

 
 
 
 
 
Foreclosed real estate
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
3,326

 
2,384

Total
 
$
3,326

 
$
2,384


The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at June 30, 2020 and December 31, 2019:
Unobservable Inputs
 
 
 
 
Valuation Technique
 
Unobservable Inputs
 
Range of Inputs
 
 
 
Impaired Loans
Appraised Value/Discounted Cash Flows
 
Discounts to appraisals or cash flows for estimated holding and/or selling costs
 
11 to 25%
Foreclosed Real Estate
Appraised Value/Comparable Sales
 
Discounts to appraisals for estimated holding and/or selling costs
 
11 to 25%

Fair value of financial instruments
Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity the contractual right or obligation to either receive or deliver cash for another financial instrument.
The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different.
The fair value of the Company’s loan portfolio has always included a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans, and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.
For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.
The fair value of cash and cash equivalents and investments in restricted stocks is the carrying amount. Restricted stock includes equity of the Federal Reserve and other banker’s banks.
The fair value of noninterest bearing deposits and securities sold under agreements to repurchase is the carrying amount.
The fair value of checking, savings, and money market deposits is the amount payable on demand at the reporting date. Fair value of fixed maturity term accounts and individual retirement accounts is estimated using rates currently offered for accounts of similar remaining maturities.
The fair value of certificates of deposit in other financial institutions is estimated based on interest rates currently offered for deposits of similar remaining maturities.
The fair value of borrowings is estimated by discounting the value of contractual cash flows using current market rates for borrowings with similar terms and remaining maturities.
The fair value of outstanding loan commitments, unused lines of credit, and letters of credit are not included in the table since the carrying value generally approximates fair value. These instruments generate fees that approximate those currently charged to originate similar commitments.
The table below presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments.
Fair Value of Selected Financial Instruments
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
Carrying Amount
 
Fair Value
 
Carrying Amount
 
Fair Value
Financial assets
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Cash and due from banks
$
15,636

 
$
15,636

 
$
10,530

 
$
10,530

Interest bearing deposits at other financial institutions
180,379

 
180,379

 
102,447

 
102,447

Federal funds sold
3,698

 
3,698

 
1,847

 
1,847

Level 3
 
 
 
 
 
 
 
Loans receivable, net (1)
$
1,422,443

 
$
1,427,006

 
$
1,157,820

 
$
1,155,922

Restricted investments
4,085

 
4,085

 
3,966

 
3,966

 
 
 
 
 
 
 
 
Financial liabilities
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Noninterest bearing deposits
$
563,995

 
$
563,995

 
$
291,777

 
$
291,777

Level 3
 
 
 
 
 
 
 
Interest bearing deposits
$
1,044,731

 
$
1,047,975

 
$
933,644

 
$
934,349

FHLB advances and other borrowed funds
42,948

 
42,974

 
47,645

 
47,678

________________________
(1)  
Includes SBA-PPP loans and portfolio loans.
XML 28 R17.htm IDEA: XBRL DOCUMENT v3.20.2
Segments
 6 Months Ended
Jun. 30, 2020
Segment Reporting [Abstract]  
Segments
The Company’s reportable segments represent product line divisions and are viewed separately for strategic planning purposes by management. The four segments include Commercial Banking, Capital Bank Home Loans (the Company’s mortgage loan division), OpenSky® (the Company’s credit card division) and the Corporate Office. The following schedule presents financial information for each reportable segment at June 30, 2020.
Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
16,345

 
$
690

 
$
4,375

 
$
5,318

 
$
(4,728
)
 
$
22,000

Interest expense
 
2,735

 
387

 
—

 
292

 
(38
)
 
3,376

Net interest income
 
13,610

 
303

 
4,375

 
5,026

 
(4,690
)
 
18,624

Provision for loan losses
 
3,083

 
—

 
217

 
—

 
—

 
3,300

Net interest income after provision
 
10,527

 
303

 
4,158

 
5,026

 
(4,690
)
 
15,324

Noninterest income
 
183

 
10,802

 
2,913

 
1

 
—

 
13,899

Noninterest expense
 
8,187

 
7,274

 
7,144

 
98

 
—

 
22,703

Net income before taxes
 
$
2,523

 
$
3,831

 
$
(73
)
 
$
4,929

 
$
(4,690
)
 
$
6,520

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
14,521

 
$
681

 
$
4,593

 
$
4,455

 
$
(3,961
)
 
$
20,289

Interest expense
 
3,321

 
172

 
—

 
268

 
(3
)
 
3,758

Net interest income
 
11,200


509


4,593


4,187


(3,958
)

16,531

Provision for loan losses
 
488

 
—

 
189

 
—

 
—

 
677

Net interest income after provision
 
10,712


509


4,404


4,187


(3,958
)
 
15,854

Noninterest income
 
149

 
3,805

 
1,972

 
1

 
—

 
5,927

Noninterest expense
 
7,793

 
3,459

 
4,873

 
85

 
—

 
16,210

Net income before taxes
 
$
3,068


$
855


$
1,503


$
4,103


$
(3,958
)
 
$
5,571

 
 
 
 
 
 
 
 
 
 
 
 


Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157

Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
32,452

 
$
1,055

 
$
9,081

 
$
8,780

 
$
(7,624
)
 
$
43,744

Interest expense
 
6,322

 
596

 
—

 
570

 
(55
)
 
7,433

Net interest income
 
26,130

 
459

 
9,081

 
8,210

 
(7,569
)
 
36,311

Provision for loan losses
 
5,275

 
—

 
434

 
—

 
—

 
5,709

Net interest income after provision
 
20,855

 
459

 
8,647

 
8,210

 
(7,569
)
 
30,602

Noninterest income
 
409

 
15,147

 
4,921

 
2

 
—

 
20,479

Noninterest expense
 
16,891

 
10,722

 
12,726

 
208

 
—

 
40,547

Net income before taxes
 
$
4,373

 
$
4,884

 
$
842

 
$
8,004

 
$
(7,569
)
 
$
10,534

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
28,432

 
$
1,032

 
$
8,182

 
$
8,264

 
(7,303
)
 
$
38,607

Interest expense
 
6,563

 
243

 
—

 
529

 
(3
)
 
7,332

Net interest income
 
21,869

 
789

 
8,182

 
7,735

 
(7,300
)
 
31,275

Provision for loan losses
 
400

 
—

 
348

 
50

 
—

 
798

Net interest income after provision
 
21,469

 
789

 
7,834

 
7,685

 
(7,300
)
 
30,477

Noninterest income
 
293

 
6,210

 
3,514

 
2

 
—

 
10,019

Noninterest expense
 
15,208

 
5,943

 
9,234

 
155

 
—

 
30,540

Net income before taxes
 
$
6,554

 
$
1,056

 
$
2,114

 
$
7,532

 
$
(7,300
)
 
$
9,956

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157
XML 29 R18.htm IDEA: XBRL DOCUMENT v3.20.2
Subsequent Events
 6 Months Ended
Jun. 30, 2020
Subsequent Events [Abstract]  
Subsequent Events <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Subsequent Events</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:0px;text-align:justify;padding-left:0px;text-indent:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#000000;">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.</font></div></div>
XML 30 R19.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation (Policies)
 6 Months Ended
Jun. 30, 2020
Accounting Policies [Abstract]  
Nature of operations
Nature of operations:
Capital Bancorp, Inc. is a Maryland corporation and bank holding company (the “Company”) for Capital Bank, N.A. (the “Bank”). The Company's primary operations are conducted by the Bank, which operates branches in Rockville, Columbia and North Bethesda, Maryland, Reston, Virginia, and the District of Columbia. The Bank is principally engaged in the business of investing in commercial, real estate, and credit card loans and attracting deposits. The Company originates residential mortgages for sale in the secondary market through Capital Bank Home Loans (“CBHL”), our residential mortgage banking arm, and issues credit cards through OpenSky®, a secured, digitally-driven nationwide credit card platform.
The Company formed Church Street Capital, LLC (“Church Street Capital”) in 2014 to provide short-term secured real estate financing to Washington, D.C. area investors and developers that may not meet all Bank credit criteria.
In addition, the Company owns all of the stock of Capital Bancorp (MD) Statutory Trust I (the “Trust”). The Trust is a special purpose non-consolidated entity organized for the sole purpose of issuing trust preferred securities.
Basis of presentation
Basis of presentation:
The accompanying consolidated financial statements include the activity of the Company and its wholly-owned subsidiaries, the Bank and Church Street Capital. All intercompany transactions have been eliminated in consolidation. The Company reports its activities as four business segments. In determining the appropriateness of segment definition, the Company considers components of the business about which financial information is available and regularly evaluated relative to resource allocation and performance assessment. The accompanying consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”), and conform to general practices within the banking industry.
Risks and Uncertainties
The novel coronavirus (“COVID-19”) spread rapidly across the world in the first quarter of 2020 and was declared a pandemic by the World Health Organization. In March 2020, the government and private sector responses to contain its spread began to significantly affect operations and continue to do so through the current period. It is likely operations will continue to be adversely affected, although such effects may vary significantly. The duration and extent of the effects over longer terms cannot be reasonably estimated at this time. The risks and uncertainties resulting from the pandemic which are most likely to affect future earnings, cash flows and financial condition in future quarters primarily include the nature and duration of the financial effects felt by our customers and the concomitant impact on the customers' ability to fulfill their financial obligations to the Company; as well as the potential decline of real estate values resulting from market disruption which may impair the values of collateral-dependent loans. Accordingly, estimates used in the preparation of the financial statements may be subject to significant adjustments in future periods. The greater the duration and severity of the pandemic, the more likely that estimates will be materially impacted by its effects.
Cash and cash equivalents
Cash and cash equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from financial institutions, interest bearing deposits with financial institutions and federal funds sold. Generally, federal funds are sold for one-day periods.
Investment securities
Investment securities
Investment securities are classified as available for sale and carried at fair value with unrealized gains and losses included in stockholders’ equity on an after-tax basis. Premiums and discounts on investment securities are amortized or accreted using the interest method. Changes in the fair value of debt securities available for sale are included in stockholders’ equity as unrealized gains and losses, net of the related tax effect. Unrealized losses are periodically reviewed to determine whether the loss represents an other than temporary impairment. Any unrealized losses judged to be other than a temporary impairment are charged to income.
Small Business Administration Paycheck Protection Program
Small Business Administration Paycheck Protection Program
The Small Business Administration Paycheck Protection Program (“SBA-PPP”) is one of the centerpieces of the Coronavirus Aid Relief and Economic Security Act (the “CARES Act”), which was passed on March 27, 2020 in response to the outbreak of coronavirus (“COVID-19”) and was supplemented with subsequent legislation. Overseen by the United States (“U.S.”) Treasury Department, the SBA-PPP offers cash-flow assistance to nonprofit and small business employers through guaranteed loans for expenses incurred between February 15, 2020, and August 8, 2020. Borrowers are eligible for forgiveness of principal and accrued interest on SBA-PPP loans to the extent that the proceeds are used to cover eligible payroll costs,
interest costs, rent, and utility costs over a period between eight and 24-weeks after the loan is made as long as the borrower retains its employees and their compensation levels. The CARES Act authorized the SBA to fully guarantee these loans.
Due to the unique nature of these provisions, SBA-PPP loans have been disclosed as a separate balance sheet item. Origination fees received by the SBA are capitalized into the carrying amount of the loans. The deferred fee income, net of origination costs, is recognized over the life of the loan as an adjustment to yield using the effective interest method.
Loans held for sale
Loans held for sale
Mortgage loans originated and intended for sale are recorded at fair value, determined individually, as of the balance sheet date. Fair value is determined based on outstanding investor commitments, or in the absence of such commitments, based on current investor yield requirements. Gains and losses on loan sales are determined by the specific-identification method. The Company’s current practice is to sell residential mortgage loans on a servicing released basis, and, therefore, it has no servicing rights recorded for the value of such servicing. Interest on loans held for sale is credited to income based on the principal amounts outstanding.
Upon sale and delivery, loans are legally isolated from the Company and the Company has no ability to restrict or constrain the ability of third‑party investors to pledge or exchange the mortgage loans. The Company does not have the entitlement or ability to repurchase the mortgage loans or unilaterally cause third‑party investors to put the mortgage loans back to the Company. Unrealized and realized gains on loan sales are determined using the specific-identification method and are recognized through mortgage banking activity in the Consolidated Statements of Income.
The Company elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet.
Loans and Allowance for Loan Losses
Loans and the Allowance for Loan Losses
Loans are stated at the principal amount outstanding, adjusted for deferred origination fees and costs, discounts on loans acquired, and the allowance for loan losses. Interest is accrued based on the loan principal balances and stated interest rates. Origination fees and costs are recognized as an adjustment to the related loan yield using approximate interest methods. The Company discontinues the accrual of interest when any portion of the principal and interest is 90 days past due and collateral is insufficient to discharge the debt in full. Generally, interest payments on nonaccrual loans are recorded as a reduction of the principal balance.
Loans are considered impaired when, based on current information, management believes the Company will not collect all principal and interest payments according to contractual terms. Generally, loans are reviewed for impairment when the risk grade for a loan is downgraded to a classified asset category. The loans are evaluated for appropriate classification, accrual, impairment, and troubled debt restructure (“TDR”) status. If collection of principal is evaluated as doubtful, all payments are applied to principal. A modification of a loan is considered a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Company may consider interest rate reductions, changes to payment terms, extensions of maturities and/or principal reductions.
Loans are generally charged-off in part or in full when management determines the loan to be uncollectible. Factors for charge-off that may be considered include: repayments deemed to be projected beyond reasonable time frames, client bankruptcy and lack of assets, and/or collateral deficiencies.
The allowance for loan losses is estimated to adequately provide for probable future losses on existing loans. The allowance consists of specific and general components. For loans that are classified as impaired, an allowance is established when the collateral value, if the loan is collateral dependent, or the discounted cash flows of the impaired loan is lower than the carrying value of that loan. The general component covers pools of nonclassified loans and is based on historical loss experience adjusted with qualitative factors such as: trends in volume and terms of loans; levels of, and trends in, delinquencies and non-accruals; effects of any changes in lending policies, experience, ability and depth of management; national and local economic trends and conditions (with a specific evaluation of COVID-19 impact); commitments and concentrations of credit; changes in the quality of the Company’s loan review system; and the volume of loans with identified incomplete financial documentation. Actual loan performance may differ materially from those estimates. A loss is recognized as a charge to the allowance when management believes that collection of the loan is unlikely. Collections of loans previously charged off are added to the allowance at the time of recovery.
The Company determines the allowance for loan losses based on the accumulation of various components that are calculated independently in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 450 for pools of loans, and ASC 310 for TDRs and for
individually evaluated loans. The process for determining an appropriate allowance for loan losses is based on a comprehensive and consistently applied analysis of the loan portfolio. The analysis considers all significant factors that affect the collectibility of the portfolio and supports the credit losses estimated by this process. It is important to recognize that the related process, methodology, and underlying assumptions require a substantial degree of judgment.
Premises and equipment
Premises and equipment
Premises and equipment are stated at cost less accumulated depreciation and amortization over two to seven years. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the related property. Leasehold improvements are amortized over the estimated useful lives of the improvements, approximately ten years, or the term of the lease, whichever is less. Expenditures for maintenance, repairs, and minor replacements are charged to noninterest expenses as incurred.
Leases
Leases
During the first quarter of 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 applies a right-of-use (“ROU”) model that requires a lessee to record, for all leases with a lease term of more than 12 months, an asset representing its right to use the underlying asset and a liability to make lease payments. The Company elected to apply the package of practical expedients permitting entities to not reassess: 1) whether any expired or existing contracts are or contain leases; 2) the lease classification for any expired or existing leases; and 3) initial direct costs for any existing leases. Additionally, as provided by ASU 2016-02, the Company elected not to apply the recognition requirements of ASC 842 to short-term leases, defined as leases with a term of 12 months or less, and to recognize the lease payments in net income on short-term leases on a straight-line basis over the lease term.
The Company is largely accounting for existing operating leases consistent with prior guidance except for the incremental balance sheet recognition for leases.
Derivative Financial Instruments
Derivative Financial Instruments
The Company enters into commitments to fund residential mortgage loans (interest rate locks) with the intention of selling them in the secondary market. The Company also enters into forward sales agreements for certain funded loans and loan commitments. The Company records unfunded commitments intended for loans held for sale and forward sales agreements at fair value with changes in fair value recorded as a
component of mortgage banking revenue. Loans originated and intended for sale in the secondary market are carried at fair value. For pipeline loans which are not pre-sold to an investor, the Company endeavors to manage the interest rate risk on rate lock commitments by entering into forward sale contracts, whereby the Company obtains the right to deliver securities to investors in the future at a specified price. Such contracts are accounted for as derivatives and are recorded at fair value as derivative assets or liabilities, with changes in fair value recorded in mortgage banking revenue.
The Company accounts for derivative instruments and hedging activities according to guidelines established in ASC 815-10, Accounting for Derivative Instruments and Hedging Activities, as amended. The Company recognizes all derivatives as either assets or liabilities on the balance sheet and measures those instruments at fair value. Changes in fair value of derivatives designated and accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in other comprehensive income, net of deferred taxes. Any hedge ineffectiveness would be recognized in the income statement line item pertaining to the hedged item.
Fair Value Measurements
Fair Value Measurements
Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. The degree of management judgment involved in determining the fair value of a financial instrument is dependent upon the availability of quoted market prices or observable market inputs. For financial instruments that are traded actively and have quoted market prices or observable market inputs, there is minimal subjectivity involved in measuring fair value. However, when quoted market prices or observable market inputs are not fully available, significant management judgment may be necessary to estimate fair value. In developing our fair value estimates, we endeavor to maximize the use of observable inputs and minimize the use of unobservable inputs.
The fair value hierarchy defines Level 1 valuations as those based on quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 valuations include inputs based on quoted prices for similar assets or liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. Level 3 valuations are based on at least one significant assumption not observable in the market, or significant management judgment or estimation, some of which may be internally developed.
Financial assets that are recorded at fair value on a recurring basis include investment securities available for sale, loans held for sale, and derivative financial instruments. Financial liabilities that are recorded at fair value on a recurring basis are comprised of derivative financial instruments.
Income Taxes
Income Taxes
Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities, using enacted tax rates in effect for the year in which the differences are expected to reverse. Deferred tax assets are recognized when it is deemed more likely than not that the benefits of such deferred income taxes will be realized.
Earnings per share
Earnings per share:
Earnings per share is computed by dividing net income available to common stockholders by the weighted average number of shares outstanding. Diluted earnings per share is computed by dividing net income by
the weighted average number of common shares outstanding, adjusted for the dilutive effect of stock options and restricted stock using the treasury stock method.
Comprehensive income
Comprehensive income:
The Company reports as comprehensive income all changes in stockholders' equity during the year from sources other than stockholders. Other comprehensive income refers to all components (income, expenses, gains, and losses) of comprehensive income that are excluded from net income.
The Company's only component of other comprehensive income is unrealized gains and losses on investment securities available for sale, net of income taxes.
Recently issued accounting pronouncements
Recently issued accounting pronouncements:
In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The FASB subsequently revised ASU 2019-10, which delayed implementation and the new standard is now effective for fiscal years beginning after December 15, 2022, including the interim periods within those fiscal years. The Company expects the provisions of this standard to impact the Company’s consolidated financial statements, in particular, the level of the reserve for credit losses. The Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected loan losses (“CECL”). The new effective dates will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. In addition, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, “Financial Instruments-loan losses (Topic 326): Measurement of Loan Losses on Financial Instruments.” The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. While the Company does not expect these amendments to have a material effect on its financial statements, the Company is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.
The Company will apply the ASU through a cumulative-effect adjustment to beginning retained earnings in the year of adoption. While early adoption has been permitted since first quarter 2019, the Company does not expect to early adopt. In addition to the allowance for loan losses, the Company will also record an allowance for credit losses on debt securities instead of applying the impairment model currently utilized. The amount of the adjustments will be impacted by each portfolio’s composition and credit quality at the adoption date as well as economic conditions and forecasts at that time.
In April 2019, the FASB issued codification improvements to ASU Topic 326 - Financial Instruments - Credit Loss, Topic 815 - Derivatives and Hedging, and Subtopic 825-10 - Financial Instruments. This codification provides technical corrections and clarifies issues related to fair value hedges. The Company early adopted this guidance upon issuance, and it did not have a material impact on the Company’s consolidated financial statements.
In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements.
In March 2020, the FASB issued ASU 2020-04, ‘‘Reference Rate Reform (Topic 848), Facilitation of the Effects of Reference Rate Reform on Financial Reporting.” This new ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. Entities can elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. Entities that make such elections would not have to remeasure contracts at the modification date or reassess a previous accounting determination.  Entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met.  This amended guidance and the ability to elect its temporary optional expedients and exceptions are effective for the Company as of March 12, 2020 through December 31, 2022. The adoption of ASU 2020-04 Topic 848 is not expected to have a material impact on the financial statements.
In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by COVID-19. The interagency statement was effective immediately and impacted accounting for loan modifications. Under ASC 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” a restructuring of debt constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. Such modifications include short-term (e.g., six months) modifications that include payment deferrals of (i) principal and interest, (ii) interest only and (iii) principal only, fee waivers, extensions of repayment terms, or other delays in payment that are deemed insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of June 30, 2020, the Company has offered payment deferrals for commercial and consumer customers for up to six months. The loan modifications offered to borrowers provided the borrower with payment relief in the form of reduced or deferred payments for up to 90 days (six months in selected instances) during which time interest is continuing to accrue.
This interagency guidance may have a material impact on the Company’s financial statements; however, this impact cannot be quantified at this time. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company's financial position, results of operations or cash flows.
Reclassifications
Reclassifications:
Certain reclassifications have been made to amounts reported in prior periods to conform to the current period presentation. The reclassifications had no material effect on net income or total stockholders' equity.
XML 31 R20.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation (Tables)
 6 Months Ended
Jun. 30, 2020
Accounting Policies [Abstract]  
Schedule of Accumulated Other Comprehensive Income (Loss) Information concerning the Company's accumulated other comprehensive income as of June 30, 2020 and December 31, 2019 is as follows:
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unrealized gains on securities available for sale
 
$
2,438

 
$
18

Deferred tax expense
 
(671
)
 
(5
)
Total accumulated comprehensive income
 
$
1,767

 
$
13
XML 32 R21.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities (Tables)
 6 Months Ended
Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]  
Unrealized Gain (Loss) on Investments
The amortized cost and estimated fair value of investment securities at June 30, 2020 and December 31, 2019 are summarized as follows:
Investment Securities Available for Sale
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Amortized
Cost
 
Unrealized
Gains
 
Unrealized
Losses
 
Fair
Value
Available for sale
 
 
 
 
 
 
 
 
Municipal
 
513

 
30

 
—

 
543

Corporate
 
2,260

 
21

 
(44
)
 
2,237

Mortgage-backed securities
 
51,585

 
2,431

 
—

 
54,016

Total
 
$
54,358

 
$
2,482

 
$
(44
)
 
$
56,796

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
1,000

 
$
—

 
$
(1
)
 
$
999

Municipal
 
515

 
13

 
—

 
528

Corporate
 
2,542

 
46

 
(23
)
 
2,565

Mortgage-backed securities
 
56,754

 
117

 
(135
)
 
56,736

Total
 
$
60,811

 
$
176

 
$
(159
)
 
$
60,828
Schedule of Investment Portfolio in Continuous Unrealized Loss Position, Fair Value
Information related to unrealized losses in the investment portfolio as of June 30, 2020 and December 31, 2019 is summarized as follows:
Investment Securities Unrealized Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Less than 12 months
 
12 months or longer
 
Total
June 30, 2020
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
 
Fair
Value
 
Unrealized
Losses
Corporate
 
993

 
(7
)
 
223

 
(37
)
 
1,216

 
(44
)
Total
 
$
993

 
$
(7
)
 
$
223

 
$
(37
)
 
$
1,216

 
$
(44
)
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
—

 
$
—

 
$
999

 
$
(1
)
 
$
999

 
$
(1
)
Corporate
 
—

 
—

 
519

 
(23
)
 
519

 
(23
)
Mortgage-backed securities
 
21,487

 
(78
)
 
5,246

 
(57
)
 
26,733

 
(135
)
Total
 
$
21,487

 
$
(78
)
 
$
6,764

 
$
(81
)
 
$
28,251

 
$
(159
)
Schedule of Pledged Securities
A summary of pledged securities at June 30, 2020 and December 31, 2019 is shown below:
Pledged Securities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Federal Home Loan Bank
 
$
52,098

 
$
54,558

 
$
1,508

 
$
1,522
Investments Classified by Contractual Maturity Date
Contractual maturities of U.S. government-sponsored enterprises, municipals and corporate securities at June 30, 2020 and December 31, 2019 are shown below. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call premiums or prepayment penalties.
Contractual Maturities
 
 
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
 
Amortized
Cost
 
Fair
Value
 
Amortized
Cost
 
Fair
Value
Within one year
 
$
—

 
$
—

 
$
1,542

 
$
1,518

Over one to five years
 
—

 
—

 
—

 
—

Over five to ten years
 
2,000

 
2,014

 
2,000

 
2,046

Over ten years
 
773

 
766

 
515

 
528

Mortgage-backed securities(1)
 
51,585

 
54,016

 
56,754

 
56,736

Total
 
$
54,358

 
$
56,796

 
$
60,811

 
$
60,828

_______________
(1) 
Mortgage-backed securities contractually repay in monthly installments.
XML 33 R22.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable (Tables)
 6 Months Ended
Jun. 30, 2020
Receivables [Abstract]  
Schedule of Loans Receivable
Major classifications of portfolio loans as are as follows:
Portfolio Loan Categories
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Real estate:
 
 
 
 
Residential
 
$
437,429

 
$
427,926

Commercial
 
364,071

 
348,091

Construction
 
212,957

 
198,702

Commercial and Industrial
 
142,673

 
151,109

Credit card
 
54,732

 
46,412

Other consumer
 
947

 
1,285

Portfolio loans receivable, gross
 
1,212,809

 
1,173,525

Deferred origination fees, net
 
(1,332
)
 
(2,404
)
Allowance for loan losses
 
(18,680
)
 
(13,301
)
Portfolio loans receivable, net
 
$
1,192,797

 
$
1,157,820
Schedule Of Activity In Accretable Discounts On Loans Acquired
Accretable discounts on loans acquired is summarized as follows:
Accretable Discounts on Loans Acquired
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Accretable discount at beginning of period
 
$
233

 
$
430

 
$
429

 
$
438

  Less: Accretion and payoff of loans
 
(3
)
 
(6
)
 
(199
)
 
(14
)
Accretable discount at end of period
 
$
230

 
$
424

 
$
230

 
$
424
Allowance for Credit Losses on Loans Receivables
The following tables set forth the changes in the allowance for loan losses and an allocation of the allowance for loan losses by class for the three and six months ended June 30, 2020 and June 30, 2019.
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,971

 
$
1,273

 
$
—

 
$
—

 
$
6,244

Commercial
 
4,423

 
810

 
—

 
—

 
5,233

Construction
 
3,032

 
920

 
—

 
—

 
3,952

Commercial and Industrial
 
1,663

 
80

 
—

 
—

 
1,743

Credit card
 
1,414

 
217

 
(144
)
 
10

 
1,497

Other consumer
 
11

 
—

 
—

 
—

 
11

Total
 
$
15,514

 
$
3,300

 
$
(144
)
 
$
10

 
$
18,680

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,135

 
$
2,109

 
$
—

 
$
—

 
$
6,244

Commercial
 
3,573

 
1,660

 
—

 
—

 
5,233

Construction
 
2,668

 
1,284

 
—

 
—

 
3,952

Commercial and Industrial
 
1,548

 
221

 
(26
)
 
—

 
1,743

Credit card
 
1,367

 
434

 
(323
)
 
19

 
1,497

Other consumer
 
10

 
1

 
—

 
—

 
11

Total
 
$
13,301

 
$
5,709

 
$
(349
)
 
$
19

 
$
18,680

Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Beginning
Balance
 
Provision for
Loan Losses
 
Charge-Offs
 
Recoveries
 
Ending
Balance
Three Months Ended June 30, 2019
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,939

 
$
(24
)
 
$
—

 
$
—

 
$
3,915

Commercial
 
2,894

 
217

 
—

 
5

 
3,116

Construction
 
2,062

 
142

 
—

 
—

 
2,204

Commercial and Industrial
 
1,451

 
49

 
(28
)
 
—

 
1,472

Credit card
 
992

 
295

 
(90
)
 
2

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,347

 
$
677

 
$
(118
)
 
$
7

 
$
11,913

 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
3,541

 
$
374

 
$
—

 
$
—

 
$
3,915

Commercial
 
3,003

 
106

 
—

 
7

 
3,116

Construction
 
2,093

 
111

 
—

 
—

 
2,204

Commercial and Industrial
 
1,578

 
(78
)
 
(28
)
 
—

 
1,472

Credit card
 
1,084

 
287

 
(183
)
 
11

 
1,199

Other consumer
 
9

 
(2
)
 
—

 
—

 
7

Total
 
$
11,308

 
$
798

 
$
(211
)
 
$
18

 
$
11,913

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.
Allowance for Loan Loss Composition
 
 
 
 
 
 
 
(in thousands)
Allowance for Loan Losses
Ending Balance Evaluated
for Impairment:
 
Outstanding Portfolio
Loan Balances Evaluated
for Impairment:
June 30, 2020
Individually
 
Collectively
 
Individually
 
Collectively
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
6,244

 
$
2,152

 
$
435,277

Commercial
—

 
5,233

 
974

 
363,097

Construction
—

 
3,952

 
1,479

 
211,478

Commercial and Industrial
88

 
1,655

 
435

 
142,238

Credit card
—

 
1,497

 
—

 
54,732

Other consumer
—

 
11

 
—

 
947

Total
$
88

 
$
18,592

 
$
5,040

 
$
1,207,769

 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
Residential
$
—

 
$
4,135

 
$
2,192

 
$
425,734

Commercial
—

 
3,572

 
1,433

 
346,658

Construction
—

 
2,668

 
—

 
198,702

Commercial and Industrial
119

 
1,429

 
474

 
150,635

Credit card
—

 
1,368

 
—

 
46,412

Other consumer
—

 
10

 
—

 
1,285

Total
$
119

 
$
13,182

 
$
4,099

 
$
1,169,426
Past Due Loans Receivables
Past due loans, segregated by age and class of loans, as of June 30, 2020 and December 31, 2019 were as follows:
Portfolio Loans Past Due
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
30-89 Days
Past Due
 
Loans
90 or More
Days
Past Due
 
Total Past
Due Loans
 
Current
Loans
 
Total
Portfolio
Loans
 
Accruing
Loans 90 or
More Days
Past Due
 
Non-accrual
Loans
(in thousands)
 
 
 
 
 
 
 
June 30, 2020
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
4,640

 
$
1,824

 
$
6,464

 
$
430,965

 
$
437,429

 
$
223

 
$
2,152

Commercial
 
404

 
1,240

 
1,644

 
362,427

 
364,071

 
266

 
974

Construction
 
1,383

 
352

 
1,735

 
211,222

 
212,957

 
297

 
1,479

Commercial and Industrial
 
3,378

 
364

 
3,742

 
138,931

 
142,673

 
41

 
435

Credit card
 
2,313

 
3

 
2,316

 
52,416

 
54,732

 
3

 
—

Other consumer
 
—

 
—

 
—

 
947

 
947

 
—

 
—

Total
 
$
12,118

 
$
3,783

 
$
15,901

 
$
1,196,908

 
$
1,212,809

 
$
830

 
$
5,040

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
119

 
$
840

 
$
959

 
$
4,845

 
$
5,804

 
$
489

 
$
400

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Residential
 
$
704

 
$
2,436

 
$
3,140

 
$
424,786

 
$
427,926

 
$
374

 
$
2,192

Commercial
 
275

 
1,671

 
1,946

 
346,145

 
348,091

 
237

 
1,433

Construction
 
756

 
—

 
756

 
197,946

 
198,702

 
—

 
—

Commercial and Industrial
 
172

 
353

 
525

 
150,584

 
151,109

 
—

 
474

Credit card
 
5,526

 
8

 
5,534

 
40,878

 
46,412

 
9

 
—

Other consumer
 
—

 
—

 
—

 
1,285

 
1,285

 
—

 
—

Total
 
$
7,433

 
$
4,468

 
$
11,901

 
$
1,161,624

 
$
1,173,525

 
$
620

 
$
4,099

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
$
305

 
$
1,243

 
$
1,548

 
$
4,873

 
$
6,421

 
$
464

 
$
880
Impaired Loans Receivables
Impaired loans were as follows:
Impaired Loans
 
 
 
 
 
 
 
 
 
 
 
 
Unpaid
Contractual
Principal
Balance
 
Recorded
Investment
With No
Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
(in thousands)
 
 
 
 
 
June 30, 2020
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,369

 
$
2,152

 
$
—

 
$
2,152

 
$
—

Commercial
 
1,099

 
974

 
—

 
974

 
—

Construction
 
1,556

 
1,479

 
—

 
1,479

 
—

Commercial and Industrial
 
581

 
201

 
234

 
435

 
88

Total
 
$
5,605

 
$
4,806

 
$
234

 
$
5,040

 
$
88

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
555

 
$
400

 
$
—

 
$
400

 
$
—

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
2,309

 
$
2,192

 
$
—

 
$
2,192

 
$
—

Commercial
 
1,477

 
1,433

 
—

 
1,433

 
—

Commercial and Industrial
 
574

 
201

 
273

 
474

 
119

Total
 
$
4,360

 
$
3,826

 
$
273

 
$
4,099

 
$
119

 
 
 
 
 
 
 
 
 
 
 
Acquired loans included above
 
$
1,148

 
$
880

 
$
—

 
$
880

 
$
—

The following tables summarize interest recognized on impaired loans:
Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2020
 
For the Six Months Ended June 30, 2020
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,373

 
$
4

 
$
2,376

 
$
4

Commercial
1,122

 
—

 
1,123

 
3

Construction
1,556

 
—

 
1,556

 
9

Commercial and Industrial
746

 
—

 
747

 
—

Total
$
5,797

 
$
4

 
$
5,802

 
$
16

Interest Recognized on Impaired Loans
 
 
 
 
For the Three Months Ended June 30, 2019
 
For the Six Months Ended June 30, 2019
(in thousands)
Average
Recorded
Investment
 
Interest
Recognized
 
Average
Recorded
Investment
 
Interest
Recognized
Real estate:
 
 
 
 
 
 
 
Residential
$
2,576

 
$
3

 
$
2,549

 
$
3

Commercial
1,573

 
—

 
1,573

 
—

Construction
2,175

 
1

 
2,175

 
1

Commercial and Industrial
1,517

 
1

 
1,517

 
1

Total
$
7,841

 
$
5

 
$
7,814

 
$
5
Loans Receivables Credit Quality Indicators
The following table presents the balances of classified loans based on the risk grade. Classified loans include Special Mention, Substandard, and Doubtful loans:
Portfolio Loan Classifications
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Pass(1)
 
Special Mention
 
Substandard
 
Doubtful
 
Total
June 30, 2020
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
429,307

 
$
5,866

 
$
2,256

 
$
—

 
$
437,429

Commercial
 
353,473

 
9,624

 
974

 
—

 
364,071

Construction
 
205,266

 
6,213

 
1,478

 
—

 
212,957

Commercial and Industrial
 
133,916

 
7,475

 
1,282

 
—

 
142,673

Credit card
 
54,732

 
—

 
—

 
—

 
54,732

Other consumer
 
947

 
—

 
—

 
—

 
947

Portfolio loans receivable, gross
 
$
1,177,641

 
$
29,178

 
$
5,990

 
$
—

 
$
1,212,809

 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
 
 
Residential
 
$
425,661

 
$
—

 
$
2,265

 
$
—

 
$
427,926

Commercial
 
340,313

 
6,345

 
1,433

 
—

 
348,091

Construction
 
198,702

 
—

 
—

 
—

 
198,702

Commercial and Industrial
 
145,178

 
4,505

 
1,426

 
—

 
151,109

Credit card
 
46,412

 
—

 
—

 
—

 
46,412

Other consumer
 
1,285

 
—

 
—

 
—

 
1,285

Portfolio loans receivable, gross
 
$
1,157,551

 
$
10,850

 
$
5,124

 
$
—

 
$
1,173,525

________________________
(1)  
Category includes loans graded exceptional, very good, good, satisfactory and pass/watch
Troubled Debt Restructurings on Loans Receivables The status of TDRs is as follows:
Troubled Debt Restructurings
 
 
 
 
 
 
 
 
(in thousands)
 
Number of
Contracts
 
Recorded Investment
June 30, 2020
 
Performing
 
Nonperforming
 
Total
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
305

 
305

Total
 
5

 
$
—

 
$
450

 
$
450

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Real estate:
 
 
 
 
 
 
 
 
Residential
 
3

 
$
—

 
$
145

 
$
145

Commercial and Industrial
 
2

 
—

 
314

 
314

Total
 
5

 
$
—

 
$
459

 
$
459

 
 
 
 
 
 
 
 
 
Acquired loans included in total above
 
3

 
$
—

 
$
145

 
$
145
Schedule Of Outstanding Loan Commitments
Outstanding loan commitments were as follows:
Loan Commitments
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Unused lines of credit
 
 
 
 
Real Estate:
 
 
 
 
Residential
 
$
13,320

 
$
13,754

Residential - Home Equity
 
28,234

 
26,407

Commercial
 
16,806

 
31,411

Construction
 
92,734

 
114,999

Commercial and Industrial
 
57,479

 
36,442

Secured credit card
 
81,755

 
37,517

Personal
 
571

 
43

Total
 
$
290,899

 
$
260,573

 
 
 
 
 
Commitments to originate residential loans held for sale
 
$
10,426

 
$
2,646

 
 
 
 
 
Letters of credit
 
$
5,260

 
$
5,305
Schedule of Credit Losses for Financing Receivables
The Company's maximum exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the credit commitment. Loan commitments and lines of credit are generally made on the same terms, including collateral, as outstanding loans. Management is not aware of any accounting loss to be incurred by funding these loan commitments. The Company maintains an estimated reserve for off balance sheet items such as unfunded lines of credit, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity for this account is as follows for the periods presented:
Off Balance Sheet Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
1,271

 
$
1,043

 
$
1,226

 
$
1,053

Provision for off balance sheet credit commitments
 
—

 
103

 
45

 
93

Balance at end of period
 
$
1,271

 
$
1,146

 
$
1,271

 
$
1,146

The Company makes representations and warranties that loans sold to investors meet their program's guidelines and that the information provided by the borrowers is accurate and complete. In the event of a default on a loan sold, the investor may have the right to make a claim for losses due to document deficiencies, program compliance, early payment default, and fraud or borrower misrepresentations.
The Company maintains an estimated reserve for potential losses on mortgage loans sold, which is reflected in other liabilities, with changes being charged to or released from operating expense. Activity in this reserve is as follows for the periods presented:
Mortgage Loan Put-back Reserve
 
 
 
 
 
 
 
 
(in thousands)
 
For the Three Months Ended
 
For the Six Months Ended
 
 
June 30, 2020
 
June 30, 2019
 
June 30, 2020
 
June 30, 2019
Balance at beginning of period
 
$
667

 
$
515

 
$
575

 
$
501

Provision for mortgage loan put backs
 
156

 
43

 
262

 
67

Charge-offs
 
—

 
(31
)
 
(14
)
 
(41
)
Balance at end of period
 
$
823

 
$
527

 
$
823

 
$
527
XML 34 R23.htm IDEA: XBRL DOCUMENT v3.20.2
Derivative Financial Instruments (Tables)
 6 Months Ended
Jun. 30, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Schedule of Derivative Instruments
The following table reports the commitment and fair value amounts on the outstanding derivatives:
Derivatives
 
 
 
(in thousands)
 
June 30, 2020
December 31, 2019
Notional amount of open forward sales agreements
 
$
33,500

$
61,000

Fair value of open forward delivery sales agreements
 
(178
)
(125
)
Notional amount of open mandatory delivery commitments
 
2,082

22,888

Fair value of open mandatory delivery commitments
 
21

115

Notional amount of interest rate lock commitments
 
40,617

32,365

Fair value of interest rate lock commitments
 
227

122
XML 35 R24.htm IDEA: XBRL DOCUMENT v3.20.2
Leases (Tables)
 6 Months Ended
Jun. 30, 2020
Leases [Abstract]  
Assets And Liabilities, Lessee The Company’s lease information is summarized as follows:
Leases
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Lease Right of Use Asset:
 
 
 
 
Lease asset
 
$
5,462

 
$
5,158

Less: Accumulated amortization
 
(1,655
)
 
(1,238
)
Net lease asset
 
$
3,807

 
$
3,920

 
 
 
 
 
Lease Liability:
 
 
 
 
Lease liability
 
$
4,163

 
$
4,291
Lessee, Operating Lease, Liability, Maturity
Future minimum payments for operating leases with initial or remaining terms of one year or more are as follows:
Lease Payment Obligations
 
 
(in thousands)
 
June 30, 2020
Amounts due in:
 
 
2020
 
$
689

2021
 
1,408

2022
 
1,023

2023
 
777

2024
 
420

Total future lease payments
 
4,317

Discount of cash flows
 
(154
)
Present value of net future lease payments

 
$
4,163
XML 36 R25.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value (Tables)
 6 Months Ended
Jun. 30, 2020
Fair Value Disclosures [Abstract]  
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis
The Company has categorized its financial instruments measured at fair value on a recurring basis as of June 30, 2020 and December 31, 2019 as follows:
Fair Value of Financial Instruments
 
 
 
 
 
 
 
 
(in thousands)
 
 
 
 
 
 
 
 
June 30, 2020
 
Total
 
Level 1 Inputs
 
Level 2 Inputs
 
Level 3 Inputs
Investment securities available for sale
 
 
 
 
 
 
 
 
Municipal
 
543

 
—

 
543

 
—

Corporate
 
2,237

 
—

 
2,237

 
—

Mortgage-backed securities
 
54,016

 
—

 
54,016

 
—

Total
 
$
56,796

 
$
—

 
$
56,796

 
$
—

Loans held for sale
 
$
116,969

 
$
—

 
$
116,969

 
$
—

Derivative assets
 
$
248

 
$
—

 
$
248

 
$
—

Derivative liabilities
 
$
178

 
$
—

 
$
178

 
$
—

 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
Investment securities available for sale
 
 
 
 
 
 
 
 
U.S. government-sponsored enterprises
 
$
999

 
$
—

 
$
999

 
$
—

Municipal
 
528

 
—

 
528

 
—

Corporate
 
2,565

 
—

 
2,565

 
—

Mortgage-backed securities
 
56,736

 
—

 
56,736

 
—

Total
 
$
60,828

 
$
—

 
$
60,828

 
$
—

Loans held for sale
 
$
71,030

 
$
—

 
$
71,030

 
$
—

Derivative assets
 
$
237

 
$
—

 
$
237

 
$
—

Derivative liabilities
 
$
125

 
$
—

 
$
125

 
$
—
Schedule of Fair Value of Loans Held For Sale
The following table reflects the difference between the fair value carrying amount of loans held for sale, measured at fair value under FASB ASC 825-10, and the aggregate unpaid principal amount the Company is contractually entitled to receive at maturity:
Fair Value of Loans Held for Sale
 
 
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Aggregate fair value
 
$
116,969

 
$
71,030

Contractual principal
 
109,945

 
67,118

Difference
 
$
7,024

 
$
3,912
Fair Value Measurements, Nonrecurring
The Company has categorized its impaired loans and foreclosed real estate as follows:
Fair Value of Impaired Loans and Foreclosed Real Estate
 
 
(in thousands)
 
June 30, 2020
 
December 31, 2019
Impaired loans
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
4,952

 
3,980

Total
 
$
4,952

 
$
3,980

 
 
 
 
 
Foreclosed real estate
 
 
 
 
Level 1 inputs
 
$
—

 
$
—

Level 2 inputs
 
—

 
—

Level 3 inputs
 
3,326

 
2,384

Total
 
$
3,326

 
$
2,384
Fair Value Measurement Inputs and Valuation Techniques
The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at June 30, 2020 and December 31, 2019:
Unobservable Inputs
 
 
 
 
Valuation Technique
 
Unobservable Inputs
 
Range of Inputs
 
 
 
Impaired Loans
Appraised Value/Discounted Cash Flows
 
Discounts to appraisals or cash flows for estimated holding and/or selling costs
 
11 to 25%
Foreclosed Real Estate
Appraised Value/Comparable Sales
 
Discounts to appraisals for estimated holding and/or selling costs
 
11 to 25%
Fair Value Measurements, Recurring and Nonrecurring
The table below presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments.
Fair Value of Selected Financial Instruments
 
 
 
 
 
 
 
 
June 30, 2020
 
December 31, 2019
(in thousands)
Carrying Amount
 
Fair Value
 
Carrying Amount
 
Fair Value
Financial assets
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Cash and due from banks
$
15,636

 
$
15,636

 
$
10,530

 
$
10,530

Interest bearing deposits at other financial institutions
180,379

 
180,379

 
102,447

 
102,447

Federal funds sold
3,698

 
3,698

 
1,847

 
1,847

Level 3
 
 
 
 
 
 
 
Loans receivable, net (1)
$
1,422,443

 
$
1,427,006

 
$
1,157,820

 
$
1,155,922

Restricted investments
4,085

 
4,085

 
3,966

 
3,966

 
 
 
 
 
 
 
 
Financial liabilities
 
 
 
 
 
 
 
Level 1
 
 
 
 
 
 
 
Noninterest bearing deposits
$
563,995

 
$
563,995

 
$
291,777

 
$
291,777

Level 3
 
 
 
 
 
 
 
Interest bearing deposits
$
1,044,731

 
$
1,047,975

 
$
933,644

 
$
934,349

FHLB advances and other borrowed funds
42,948

 
42,974

 
47,645

 
47,678

________________________
(1)  
Includes SBA-PPP loans and portfolio loans.
XML 37 R26.htm IDEA: XBRL DOCUMENT v3.20.2
Segments (Tables)
 6 Months Ended
Jun. 30, 2020
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment The following schedule presents financial information for each reportable segment at June 30, 2020.
Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
16,345

 
$
690

 
$
4,375

 
$
5,318

 
$
(4,728
)
 
$
22,000

Interest expense
 
2,735

 
387

 
—

 
292

 
(38
)
 
3,376

Net interest income
 
13,610

 
303

 
4,375

 
5,026

 
(4,690
)
 
18,624

Provision for loan losses
 
3,083

 
—

 
217

 
—

 
—

 
3,300

Net interest income after provision
 
10,527

 
303

 
4,158

 
5,026

 
(4,690
)
 
15,324

Noninterest income
 
183

 
10,802

 
2,913

 
1

 
—

 
13,899

Noninterest expense
 
8,187

 
7,274

 
7,144

 
98

 
—

 
22,703

Net income before taxes
 
$
2,523

 
$
3,831

 
$
(73
)
 
$
4,929

 
$
(4,690
)
 
$
6,520

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
14,521

 
$
681

 
$
4,593

 
$
4,455

 
$
(3,961
)
 
$
20,289

Interest expense
 
3,321

 
172

 
—

 
268

 
(3
)
 
3,758

Net interest income
 
11,200


509


4,593


4,187


(3,958
)

16,531

Provision for loan losses
 
488

 
—

 
189

 
—

 
—

 
677

Net interest income after provision
 
10,712


509


4,404


4,187


(3,958
)
 
15,854

Noninterest income
 
149

 
3,805

 
1,972

 
1

 
—

 
5,927

Noninterest expense
 
7,793

 
3,459

 
4,873

 
85

 
—

 
16,210

Net income before taxes
 
$
3,068


$
855


$
1,503


$
4,103


$
(3,958
)
 
$
5,571

 
 
 
 
 
 
 
 
 
 
 
 


Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157

Segments
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2020
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial Bank
 
CBHL
 
OpenSky®
 
Corporate
 
Eliminations
 
Consolidated
Interest income
 
$
32,452

 
$
1,055

 
$
9,081

 
$
8,780

 
$
(7,624
)
 
$
43,744

Interest expense
 
6,322

 
596

 
—

 
570

 
(55
)
 
7,433

Net interest income
 
26,130

 
459

 
9,081

 
8,210

 
(7,569
)
 
36,311

Provision for loan losses
 
5,275

 
—

 
434

 
—

 
—

 
5,709

Net interest income after provision
 
20,855

 
459

 
8,647

 
8,210

 
(7,569
)
 
30,602

Noninterest income
 
409

 
15,147

 
4,921

 
2

 
—

 
20,479

Noninterest expense
 
16,891

 
10,722

 
12,726

 
208

 
—

 
40,547

Net income before taxes
 
$
4,373

 
$
4,884

 
$
842

 
$
8,004

 
$
(7,569
)
 
$
10,534

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,608,651

 
$
118,026

 
$
62,823

 
$
164,459

 
$
(131,594
)
 
$
1,822,365

 
 
 
 
 
 
 
 
 
 
 
 
 
For the Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
 
 
Interest income
 
$
28,432

 
$
1,032

 
$
8,182

 
$
8,264

 
(7,303
)
 
$
38,607

Interest expense
 
6,563

 
243

 
—

 
529

 
(3
)
 
7,332

Net interest income
 
21,869

 
789

 
8,182

 
7,735

 
(7,300
)
 
31,275

Provision for loan losses
 
400

 
—

 
348

 
50

 
—

 
798

Net interest income after provision
 
21,469

 
789

 
7,834

 
7,685

 
(7,300
)
 
30,477

Noninterest income
 
293

 
6,210

 
3,514

 
2

 
—

 
10,019

Noninterest expense
 
15,208

 
5,943

 
9,234

 
155

 
—

 
30,540

Net income before taxes
 
$
6,554

 
$
1,056

 
$
2,114

 
$
7,532

 
$
(7,300
)
 
$
9,956

 
 
 
 
 
 
 
 
 
 
 
 
 
Total assets
 
$
1,106,021

 
$
49,157

 
$
42,621

 
$
142,831

 
$
(106,473
)
 
$
1,234,157
XML 38 R27.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - Basis of presentation (Details) - segment
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Accounting Policies [Abstract]    
Number of reportable segments 4 4
XML 39 R28.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details) - USD ($)
$ in Thousands
 3 Months Ended
Jun. 30, 2020
Dec. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross $ 1,212,809 $ 1,173,525
Commercial    
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross 142,673 $ 151,109
Commercial | Paycheck Protection Program    
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross 236,300  
Unearned net fees (6,700)  
Interest income $ 1,000  
XML 40 R29.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - Premises and equipment (Details)
 6 Months Ended
Jun. 30, 2020
Premises and equipment | Minimum  
Property, Plant and Equipment [Line Items]  
Property, plant and equipment, useful life 2 years
Premises and equipment | Maximum  
Property, Plant and Equipment [Line Items]  
Property, plant and equipment, useful life 7 years
Leasehold improvements  
Property, Plant and Equipment [Line Items]  
Property, plant and equipment, useful life 10 years
XML 41 R30.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - Leases (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Jan. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Right-of-use asset $ 5,462 $ 5,158  
Operating lease, liability 4,163 4,291  
Adjustment to retained earnings $ (89,151) $ (81,618)  
Accounting Standards Update 2016-02      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Right-of-use asset     $ 5,500
Operating lease, liability     5,600
Accounting Standards Update 2016-02 | Revision of Prior Period, Accounting Standards Update, Adjustment      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Reclassification of deferred rent     146
Adjustment to retained earnings     $ 54
XML 42 R31.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - Earnings per Share (Details) - shares
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Stock Options    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Antidilutive securities excluded from computation of earnings per share (in shares) 512,142 273,600
XML 43 R32.htm IDEA: XBRL DOCUMENT v3.20.2
Nature of Business and Basis of Presentation - Comprehensive Income (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Total accumulated comprehensive income $ 1,767 $ 13
Accumulated Net Investment Gain (Loss) Attributable to Parent    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Other comprehensive income (loss) before tax 2,438 18
Deferred tax benefit (expense) (671) (5)
Accumulated Other Comprehensive Loss    
Accumulated Other Comprehensive Income (Loss) [Line Items]    
Total accumulated comprehensive income $ 1,767 $ 13
XML 44 R33.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities - Amortized cost to Estimated Fair Value (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]          
Amortized Cost $ 54,358,000   $ 54,358,000   $ 60,811,000
Unrealized Gains 2,482,000   2,482,000   176,000
Unrealized Losses (44,000)   (44,000)   (159,000)
Fair Value 56,796,000   56,796,000   60,828,000
Proceeds from sales of securities sold     0 $ 3,280,000  
Realized gains on investment sales 0 $ 26,000 0 $ 26,000  
U.S. government-sponsored enterprises          
Debt Securities, Available-for-sale [Line Items]          
Amortized Cost         1,000,000
Unrealized Gains         0
Unrealized Losses         (1,000)
Fair Value         999,000
Municipal          
Debt Securities, Available-for-sale [Line Items]          
Amortized Cost 513,000   513,000   515,000
Unrealized Gains 30,000   30,000   13,000
Unrealized Losses 0   0   0
Fair Value 543,000   543,000   528,000
Corporate          
Debt Securities, Available-for-sale [Line Items]          
Amortized Cost 2,260,000   2,260,000   2,542,000
Unrealized Gains 21,000   21,000   46,000
Unrealized Losses (44,000)   (44,000)   (23,000)
Fair Value 2,237,000   2,237,000   2,565,000
Mortgage-backed securities          
Debt Securities, Available-for-sale [Line Items]          
Amortized Cost 51,585,000   51,585,000   56,754,000
Unrealized Gains 2,431,000   2,431,000   117,000
Unrealized Losses 0   0   (135,000)
Fair Value $ 54,016,000   $ 54,016,000   $ 56,736,000
XML 45 R34.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities - Unrealized Losses (Details)
$ in Thousands
Jun. 30, 2020
USD ($)
security
Dec. 31, 2019
USD ($)
security
Fair Value    
Less than 12 months $ 993 $ 21,487
12 months or longer 223 6,764
Total 1,216 28,251
Unrealized Losses    
Less than 12 months (7) (78)
12 months or longer (37) (81)
Total (44) (159)
U.S. government-sponsored enterprises    
Fair Value    
Less than 12 months   0
12 months or longer   999
Total   999
Unrealized Losses    
Less than 12 months   0
12 months or longer   (1)
Total   $ (1)
Number of securities in a loss position for greater than twelve months | security   1
Corporate    
Fair Value    
Less than 12 months 993 $ 0
12 months or longer 223 519
Total 1,216 519
Unrealized Losses    
Less than 12 months (7) 0
12 months or longer (37) (23)
Total $ (44) $ (23)
Number of securities in a loss position for greater than twelve months | security 1 2
Mortgage-backed securities    
Fair Value    
Less than 12 months   $ 21,487
12 months or longer   5,246
Total   26,733
Unrealized Losses    
Less than 12 months   (78)
12 months or longer   (57)
Total   $ (135)
Number of securities in a loss position for greater than twelve months | security   4
XML 46 R35.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities - Pledged Securities (Details) - Federal Home Loan Bank - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Amortized Cost    
Assets Sold under Agreements to Repurchase [Line Items]    
Securities pledged $ 52,098 $ 1,508
Fair Value    
Assets Sold under Agreements to Repurchase [Line Items]    
Securities pledged $ 54,558 $ 1,522
XML 47 R36.htm IDEA: XBRL DOCUMENT v3.20.2
Investment Securities - by Maturity Dates (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Amortized Cost    
Within one year $ 0 $ 1,542
Over one to five years 0 0
Over five to ten years 2,000 2,000
Over ten years 773 515
Amortized Cost 54,358 60,811
Fair Value    
Within one year 0 1,518
Over one to five years 0 0
Over five to ten years 2,014 2,046
Over ten years 766 528
Fair Value 56,796 60,828
Mortgage-backed securities    
Amortized Cost    
Amortized Cost 51,585 56,754
Fair Value    
Fair Value $ 54,016 $ 56,736
XML 48 R37.htm IDEA: XBRL DOCUMENT v3.20.2
SBA-PPP Loans Receivable (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross $ 1,212,809 $ 1,173,525
Commercial    
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross 142,673 $ 151,109
Commercial | Paycheck Protection Program    
Loans and Leases Receivable Disclosure [Line Items]    
Loans receivable, gross 236,300  
Unearned net fees $ (6,700)  
XML 49 R38.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Classification of Loans (Details)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
USD ($)
Mar. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Jun. 30, 2019
USD ($)
Mar. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross $ 1,212,809   $ 1,173,525      
Deferred origination fees, net (1,332)   (2,404)      
Allowance for loan losses (18,680) $ (15,514) (13,301) $ (11,913) $ (11,347) $ (11,308)
Portfolio loans receivable, net 1,192,797   1,157,820      
Residential | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross 437,429   427,926      
Allowance for loan losses (6,244) (4,971) (4,135) (3,915) (3,939) (3,541)
Commercial            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross 142,673   151,109      
Allowance for loan losses (1,743) (1,663) (1,548) (1,472) (1,451) (1,578)
Commercial | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross 364,071   348,091      
Allowance for loan losses $ (5,233) (4,423) (3,573) (3,116) (2,894) (3,003)
Fixed interest rate term 5 years          
Initial commitment term 10 years          
Amortization period 25 years          
Commercial | Paycheck Protection Program            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross $ 236,300          
Construction | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross 212,957   198,702      
Allowance for loan losses (3,952) (3,032) (2,668) (2,204) (2,062) (2,093)
Consumer | Credit card            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross 54,732   46,412      
Allowance for loan losses (1,497) (1,414) (1,367) (1,199) (992) (1,084)
Consumer | Credit card | Savings Deposits            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross $ 52,900   43,300      
Repayment history used for scoring model 6 months          
Consumer | Other consumer            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross $ 947   1,285      
Allowance for loan losses $ (11) $ (11) $ (10) $ (7) $ (9) $ (9)
Minimum | Construction | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Initial commitment term 12 months          
Maximum | Construction | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Initial commitment term 18 months          
Owner Occupied Real Estate | Residential | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Initial commitment term 30 years          
Owner Occupied Real Estate | Commercial | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Loans receivable, gross $ 164,400          
Percent of real estate portfolio 45.10%          
Owner Occupied Real Estate | Construction | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Principal to collateral value ratio, percent 80.00%          
Owner Occupied Real Estate | Minimum | Residential | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Fixed interest rate term 5 years          
Owner Occupied Real Estate | Maximum | Residential | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Fixed interest rate term 7 years          
Investor Real Estate | Residential | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Initial commitment term 25 years          
Balloon payment period 5 years          
Debt service coverage ratio 1.15          
Investor Real Estate | Construction | Real estate:            
Loans and Leases Receivable Disclosure [Line Items]            
Principal to collateral value ratio, percent 75.00%          
XML 50 R39.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Accretable Discount (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
Receivables [Abstract]          
Remaining nonaccretable discounts on loans acquired $ 285   $ 285   $ 285
Carrying value of loans with nonaccretable discounts         $ 864
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]          
Accretable discount at beginning of period 233 $ 430 429 $ 438  
Less: Accretion and payoff of loans (3) (6) (199) (14)  
Accretable discount at end of period $ 230 $ 424 $ 230 $ 424  
XML 51 R40.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year $ 15,514 $ 11,347 $ 13,301 $ 11,308  
Provision for loan losses 3,300 677 5,709 798  
Charge-Offs (144) (118) (349) (211)  
Recoveries 10 7 19 18  
Balance at end of year 18,680 11,913 18,680 11,913  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 88   88   $ 119
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 18,592   18,592   13,182
Outstanding Loan Balances Evaluated for Impairment: Individually 5,040   5,040   4,099
Outstanding Loan Balances Evaluated for Impairment: Collectively 1,207,769   1,207,769   1,169,426
Residential | Real estate:          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 4,971 3,939 4,135 3,541  
Provision for loan losses 1,273 (24) 2,109 374  
Charge-Offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of year 6,244 3,915 6,244 3,915  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 0   0   0
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 6,244   6,244   4,135
Outstanding Loan Balances Evaluated for Impairment: Individually 2,152   2,152   2,192
Outstanding Loan Balances Evaluated for Impairment: Collectively 435,277   435,277   425,734
Commercial          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 1,663 1,451 1,548 1,578  
Provision for loan losses 80 49 221 (78)  
Charge-Offs 0 (28) (26) (28)  
Recoveries 0 0 0 0  
Balance at end of year 1,743 1,472 1,743 1,472  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 88   88   119
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 1,655   1,655   1,429
Outstanding Loan Balances Evaluated for Impairment: Individually 435   435   474
Outstanding Loan Balances Evaluated for Impairment: Collectively 142,238   142,238   150,635
Commercial | Real estate:          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 4,423 2,894 3,573 3,003  
Provision for loan losses 810 217 1,660 106  
Charge-Offs 0 0 0 0  
Recoveries 0 5 0 7  
Balance at end of year 5,233 3,116 5,233 3,116  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 0   0   0
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 5,233   5,233   3,572
Outstanding Loan Balances Evaluated for Impairment: Individually 974   974   1,433
Outstanding Loan Balances Evaluated for Impairment: Collectively 363,097   363,097   346,658
Construction | Real estate:          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 3,032 2,062 2,668 2,093  
Provision for loan losses 920 142 1,284 111  
Charge-Offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of year 3,952 2,204 3,952 2,204  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 0   0   0
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 3,952   3,952   2,668
Outstanding Loan Balances Evaluated for Impairment: Individually 1,479   1,479   0
Outstanding Loan Balances Evaluated for Impairment: Collectively 211,478   211,478   198,702
Consumer | Credit card          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 1,414 992 1,367 1,084  
Provision for loan losses 217 295 434 287  
Charge-Offs (144) (90) (323) (183)  
Recoveries 10 2 19 11  
Balance at end of year 1,497 1,199 1,497 1,199  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 0   0   0
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 1,497   1,497   1,368
Outstanding Loan Balances Evaluated for Impairment: Individually 0   0   0
Outstanding Loan Balances Evaluated for Impairment: Collectively 54,732   54,732   46,412
Consumer | Other consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Balance at beginning of year 11 9 10 9  
Provision for loan losses 0 (2) 1 (2)  
Charge-Offs 0 0 0 0  
Recoveries 0 0 0 0  
Balance at end of year 11 $ 7 11 $ 7  
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually 0   0   0
Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively 11   11   10
Outstanding Loan Balances Evaluated for Impairment: Individually 0   0   0
Outstanding Loan Balances Evaluated for Impairment: Collectively $ 947   $ 947   $ 1,285
XML 52 R41.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Past Due Financing Receivable (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due $ 15,901 $ 11,901
Current Loans 1,196,908 1,161,624
Total Portfolio Loans 1,212,809 1,173,525
Accruing Loans 90 or More Days Past Due 830 620
Non-accrual Loans 5,040 4,099
Residential Real Estate    
Financing Receivable, Past Due [Line Items]    
Total Portfolio Loans 12 481
Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 12,118 7,433
Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 3,783 4,468
Acquired loans    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 959 1,548
Current Loans 4,845 4,873
Total Portfolio Loans 5,804 6,421
Accruing Loans 90 or More Days Past Due 489 464
Non-accrual Loans 400 880
Acquired loans | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 119 305
Acquired loans | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 840 1,243
Residential | Real estate:    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 6,464 3,140
Current Loans 430,965 424,786
Total Portfolio Loans 437,429 427,926
Accruing Loans 90 or More Days Past Due 223 374
Non-accrual Loans 2,152 2,192
Residential | Real estate: | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 4,640 704
Residential | Real estate: | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 1,824 2,436
Commercial    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 3,742 525
Current Loans 138,931 150,584
Total Portfolio Loans 142,673 151,109
Accruing Loans 90 or More Days Past Due 41 0
Non-accrual Loans 435 474
Commercial | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 3,378 172
Commercial | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 364 353
Commercial | Real estate:    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 1,644 1,946
Current Loans 362,427 346,145
Total Portfolio Loans 364,071 348,091
Accruing Loans 90 or More Days Past Due 266 237
Non-accrual Loans 974 1,433
Commercial | Real estate: | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 404 275
Commercial | Real estate: | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 1,240 1,671
Construction | Real estate:    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 1,735 756
Current Loans 211,222 197,946
Total Portfolio Loans 212,957 198,702
Accruing Loans 90 or More Days Past Due 297 0
Non-accrual Loans 1,479 0
Construction | Real estate: | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 1,383 756
Construction | Real estate: | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 352 0
Consumer | Credit card    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 2,316 5,534
Current Loans 52,416 40,878
Total Portfolio Loans 54,732 46,412
Accruing Loans 90 or More Days Past Due 3 9
Non-accrual Loans 0 0
Consumer | Credit card | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 2,313 5,526
Consumer | Credit card | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 3 8
Consumer | Other consumer    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 0 0
Current Loans 947 1,285
Total Portfolio Loans 947 1,285
Accruing Loans 90 or More Days Past Due 0 0
Non-accrual Loans 0 0
Consumer | Other consumer | Loans 30-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due 0 0
Consumer | Other consumer | Loans 90 or More Days Past Due    
Financing Receivable, Past Due [Line Items]    
Portfolio Loans Past Due $ 0 $ 0
XML 53 R42.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Impaired Loans (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Dec. 31, 2019
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance $ 5,605   $ 5,605   $ 4,360
Recorded Investment With No Allowance 4,806   4,806   3,826
Recorded Investment With Allowance 234   234   273
Total Recorded Investment 5,040   5,040   4,099
Related Allowance 88   88   119
Average Recorded Investment 5,797 $ 7,841 5,802 $ 7,814  
Interest Recognized 4 5 16 5  
Acquired loans          
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance 555   555   1,148
Recorded Investment With No Allowance 400   400   880
Recorded Investment With Allowance 0   0   0
Total Recorded Investment 400   400   880
Related Allowance 0   0   0
Residential | Real estate:          
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance 2,369   2,369   2,309
Recorded Investment With No Allowance 2,152   2,152   2,192
Recorded Investment With Allowance 0   0   0
Total Recorded Investment 2,152   2,152   2,192
Related Allowance 0   0   0
Average Recorded Investment 2,373 2,576 2,376 2,549  
Interest Recognized 4 3 4 3  
Commercial          
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance 581   581   574
Recorded Investment With No Allowance 201   201   201
Recorded Investment With Allowance 234   234   273
Total Recorded Investment 435   435   474
Related Allowance 88   88   119
Average Recorded Investment 746 1,517 747 1,517  
Interest Recognized 0 1 0 1  
Commercial | Real estate:          
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance 1,099   1,099   1,477
Recorded Investment With No Allowance 974   974   1,433
Recorded Investment With Allowance 0   0   0
Total Recorded Investment 974   974   1,433
Related Allowance 0   0   $ 0
Average Recorded Investment 1,122 1,573 1,123 1,573  
Interest Recognized 0 0 3 0  
Construction | Real estate:          
Financing Receivable, Impaired [Line Items]          
Unpaid Contractual Principal Balance 1,556   1,556    
Recorded Investment With No Allowance 1,479   1,479    
Recorded Investment With Allowance 0   0    
Total Recorded Investment 1,479   1,479    
Related Allowance 0   0    
Average Recorded Investment 1,556 2,175 1,556 2,175  
Interest Recognized $ 0 $ 1 $ 9 $ 1  
XML 54 R43.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively $ 1,212,809 $ 1,173,525
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 1,177,641 1,157,551
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 29,178 10,850
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 5,990 5,124
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Residential | Real estate:    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 437,429 427,926
Residential | Real estate: | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 429,307 425,661
Residential | Real estate: | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 5,866 0
Residential | Real estate: | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 2,256 2,265
Residential | Real estate: | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 142,673 151,109
Commercial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 133,916 145,178
Commercial | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 7,475 4,505
Commercial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 1,282 1,426
Commercial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Commercial | Real estate:    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 364,071 348,091
Commercial | Real estate: | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 353,473 340,313
Commercial | Real estate: | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 9,624 6,345
Commercial | Real estate: | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 974 1,433
Commercial | Real estate: | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Construction | Real estate:    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 212,957 198,702
Construction | Real estate: | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 205,266 198,702
Construction | Real estate: | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 6,213 0
Construction | Real estate: | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 1,478 0
Construction | Real estate: | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Credit card    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 54,732 46,412
Consumer | Credit card | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 54,732 46,412
Consumer | Credit card | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Credit card | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Credit card | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 947 1,285
Consumer | Other consumer | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 947 1,285
Consumer | Other consumer | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Other consumer | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively 0 0
Consumer | Other consumer | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively $ 0 $ 0
XML 55 R44.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Trouble Debt Restructuring (Details)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
USD ($)
contract
Jun. 30, 2019
contract
Dec. 31, 2019
USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Number of Contracts | contract 5 5  
Recorded Investment $ 450   $ 459
Acquired loans      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Number of Contracts | contract 3 3  
Recorded Investment $ 145   145
Residential | Real estate:      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Number of Contracts | contract 3 3  
Recorded Investment $ 145   145
Commercial      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Number of Contracts | contract 2 2  
Recorded Investment $ 305   314
Performing      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 0   0
Performing | Acquired loans      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 0   0
Performing | Residential | Real estate:      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 0   0
Performing | Commercial      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 0   0
Nonperforming      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 450   459
Nonperforming | Acquired loans      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 145   145
Nonperforming | Residential | Real estate:      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment 145   145
Nonperforming | Commercial      
Financing Receivable, Troubled Debt Restructuring [Line Items]      
Recorded Investment $ 305   $ 314
XML 56 R45.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Outstanding Loan Commitments (Details) - Commitments to Extend Credit - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit $ 290,899 $ 260,573
Letters of credit 5,260 5,305
Commercial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 57,479 36,442
Commercial real estate | Real estate:    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 16,806 31,411
Commercial real estate | Construction commitments    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 92,734 114,999
Residential real estate | Real estate:    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 13,320 13,754
Residential real estate | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 28,234 26,407
Residential real estate | Residential loans held for sale    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 10,426 2,646
Consumer | Secured credit card    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit 81,755 37,517
Consumer | Personal    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unused lines of credit $ 571 $ 43
XML 57 R46.htm IDEA: XBRL DOCUMENT v3.20.2
Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of year $ 15,514 $ 11,347 $ 13,301 $ 11,308
Provision charged to operating expense 3,300 677 5,709 798
Balance at end of year 18,680 11,913 18,680 11,913
Off Balance Sheet Reserve        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of year 1,271 1,043 1,226 1,053
Provision charged to operating expense 0 103 45 93
Balance at end of year 1,271 1,146 1,271 1,146
Mortgage Loan Put-back Reserve        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of year 667 515 575 501
Provision charged to operating expense 156 43 262 67
Charge-offs 0 (31) (14) (41)
Balance at end of year $ 823 $ 527 $ 823 $ 527
XML 58 R47.htm IDEA: XBRL DOCUMENT v3.20.2
Derivative Financial Instruments (Details) - Designated as Hedging Instrument - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Open Forward Delivery Sales Agreements    
Derivatives, Fair Value [Line Items]    
Notional amount $ 33,500 $ 61,000
Fair amounts, liabilities (178) (125)
Open Mandatory Delivery Commitments    
Derivatives, Fair Value [Line Items]    
Notional amount 2,082 22,888
Fair value amounts, assets 21 115
Interest Rate Lock Commitments    
Derivatives, Fair Value [Line Items]    
Notional amount 40,617 32,365
Fair value amounts, assets $ 227 $ 122
XML 59 R48.htm IDEA: XBRL DOCUMENT v3.20.2
Leases - Additional Information (Details)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
USD ($)
branch
Dec. 31, 2019
USD ($)
Jan. 01, 2019
branch
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Number of full service branches | branch     5
Number of locations | branch 5    
Weighted average discount rate 2.26% 2.24%  
ROU assets | $ $ 3,807 $ 3,920  
Related lease liabilities | $ $ 4,200 $ 4,300  
Minimum      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Remaining term of contract 1 year    
Maximum      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Remaining term of contract 6 years    
XML 60 R49.htm IDEA: XBRL DOCUMENT v3.20.2
Leases - Assets and Liabilities and Lease Payment Obligations (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Leases [Abstract]    
Lease asset $ 5,462 $ 5,158
Less: Accumulated amortization (1,655) (1,238)
Net lease asset 3,807 3,920
Operating lease, liability $ 4,163 4,291
Operating lease, liability, statement of financial position [Extensible List] us-gaap:OtherLiabilities  
Amounts due in:    
2020 $ 689  
2021 1,408  
2022 1,023  
2023 777  
2024 420  
Total future lease payments 4,317  
Discount of cash flows (154)  
Present value of net future lease payments $ 4,163 $ 4,291
XML 61 R50.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale $ 56,796 $ 60,828
Loans held for sale 116,969 71,030
Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 56,796 60,828
Loans held for sale 116,969 71,030
Derivative assets 248 237
Derivative liabilities 178 125
Fair Value, Measurements, Recurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Loans held for sale 0 0
Derivative assets 0 0
Derivative liabilities 0 0
Fair Value, Measurements, Recurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 56,796 60,828
Loans held for sale 116,969 71,030
Derivative assets 248 237
Derivative liabilities 178 125
Fair Value, Measurements, Recurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Loans held for sale 0 0
Derivative assets 0 0
Derivative liabilities 0 0
U.S. government-sponsored enterprises    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale   999
U.S. government-sponsored enterprises | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale   999
U.S. government-sponsored enterprises | Fair Value, Measurements, Recurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale   0
U.S. government-sponsored enterprises | Fair Value, Measurements, Recurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale   999
U.S. government-sponsored enterprises | Fair Value, Measurements, Recurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale   0
Municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 543 528
Municipal | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 543 528
Municipal | Fair Value, Measurements, Recurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Municipal | Fair Value, Measurements, Recurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 543 528
Municipal | Fair Value, Measurements, Recurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Corporate    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 2,237 2,565
Corporate | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 2,237 2,565
Corporate | Fair Value, Measurements, Recurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Corporate | Fair Value, Measurements, Recurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 2,237 2,565
Corporate | Fair Value, Measurements, Recurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 54,016 56,736
Mortgage-backed securities | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 54,016 56,736
Mortgage-backed securities | Fair Value, Measurements, Recurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 0 0
Mortgage-backed securities | Fair Value, Measurements, Recurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 54,016 56,736
Mortgage-backed securities | Fair Value, Measurements, Recurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale $ 0 $ 0
XML 62 R51.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value - Loans Held For Sale (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale $ 116,969 $ 71,030
Aggregate fair value    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale 116,969 71,030
Contractual principal    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale 109,945 67,118
Difference    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Loans Held for Sale $ 7,024 $ 3,912
XML 63 R52.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value - Impaired Loans and Foreclosed Real Estate (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans, net $ 234 $ 273
Impaired loans, valuation allowance 88 119
Impaired loans 5,040 4,099
Foreclosed real estate 3,326 2,384
Fair Value, Measurements, Nonrecurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 4,952 3,980
Foreclosed real estate 3,326 2,384
Fair Value, Measurements, Nonrecurring | Level 1 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 0 0
Foreclosed real estate 0 0
Fair Value, Measurements, Nonrecurring | Level 2 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 0 0
Foreclosed real estate 0 0
Fair Value, Measurements, Nonrecurring | Level 3 Inputs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans, net 5,000 4,100
Impaired loans, valuation allowance 88 119
Impaired loans 4,952 3,980
Foreclosed real estate $ 3,326 $ 2,384
Minimum | Level 3 Inputs | Measurement Input, Cost to Sell | Valuation Technique, Discounted Cash Flow    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Discounts to appraisals or cash flows for estimated holding and/or selling costs (percent) 11.00%  
Minimum | Level 3 Inputs | Measurement Input, Cost to Sell | Valuation Technique, Consensus Pricing Model    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Discounts to appraisals for estimated holding and/or selling costs (percent) 11.00%  
Maximum | Level 3 Inputs | Measurement Input, Cost to Sell | Valuation Technique, Discounted Cash Flow    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Discounts to appraisals or cash flows for estimated holding and/or selling costs (percent) 25.00%  
Maximum | Level 3 Inputs | Measurement Input, Cost to Sell | Valuation Technique, Consensus Pricing Model    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Discounts to appraisals for estimated holding and/or selling costs (percent) 25.00%  
XML 64 R53.htm IDEA: XBRL DOCUMENT v3.20.2
Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Financial assets    
Cash and due from banks $ 15,636 $ 10,530
Interest bearing deposits at other financial institutions 180,379 102,447
Federal funds sold 3,698 1,847
Carrying Amount | Level 1    
Financial assets    
Cash and due from banks 15,636 10,530
Interest bearing deposits at other financial institutions 180,379 102,447
Federal funds sold 3,698 1,847
Restricted investments 4,085 3,966
Financial liabilities    
Noninterest bearing deposits 563,995 291,777
Carrying Amount | Level 3    
Financial assets    
Loans receivable, net (1) 1,422,443 1,157,820
Financial liabilities    
Interest bearing deposits 1,044,731 933,644
FHLB advances and other borrowed funds 42,948 47,645
Fair Value | Level 1    
Financial assets    
Cash and due from banks 15,636 10,530
Interest bearing deposits at other financial institutions 180,379 102,447
Federal funds sold 3,698 1,847
Restricted investments 4,085 3,966
Financial liabilities    
Noninterest bearing deposits 563,995 291,777
Fair Value | Level 3    
Financial assets    
Loans receivable, net (1) 1,427,006 1,155,922
Financial liabilities    
Interest bearing deposits 1,047,975 934,349
FHLB advances and other borrowed funds $ 42,974 $ 47,678
XML 65 R54.htm IDEA: XBRL DOCUMENT v3.20.2
Segments (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
USD ($)
Jun. 30, 2019
USD ($)
Jun. 30, 2020
USD ($)
segment
Jun. 30, 2019
USD ($)
segment
Dec. 31, 2019
USD ($)
Segment Reporting Information [Line Items]          
Number of reportable segments | segment     4 4  
Interest income $ 22,000 $ 20,289 $ 43,744 $ 38,607  
Interest expense 3,376 3,758 7,433 7,332  
Net interest income 18,624 16,531 36,311 31,275  
Provision charged to operating expense 3,300 677 5,709 798  
Net interest income after provision for loan losses 15,324 15,854 30,602 30,477  
Noninterest income 13,899 5,927 20,479 10,019  
Noninterest expense 22,703 16,210 40,547 30,540  
Income before income taxes 6,520 5,571 10,534 9,956  
Total assets 1,822,365 1,234,157 1,822,365 1,234,157 $ 1,428,495
Operating Segments | Commercial Bank          
Segment Reporting Information [Line Items]          
Interest income 16,345 14,521 32,452 28,432  
Interest expense 2,735 3,321 6,322 6,563  
Net interest income 13,610 11,200 26,130 21,869  
Provision charged to operating expense 3,083 488 5,275 400  
Net interest income after provision for loan losses 10,527 10,712 20,855 21,469  
Noninterest income 183 149 409 293  
Noninterest expense 8,187 7,793 16,891 15,208  
Income before income taxes 2,523 3,068 4,373 6,554  
Total assets 1,608,651 1,106,021 1,608,651 1,106,021  
Operating Segments | CBHL          
Segment Reporting Information [Line Items]          
Interest income 690 681 1,055 1,032  
Interest expense 387 172 596 243  
Net interest income 303 509 459 789  
Provision charged to operating expense 0 0 0 0  
Net interest income after provision for loan losses 303 509 459 789  
Noninterest income 10,802 3,805 15,147 6,210  
Noninterest expense 7,274 3,459 10,722 5,943  
Income before income taxes 3,831 855 4,884 1,056  
Total assets 118,026 49,157 118,026 49,157  
Operating Segments | OpenSky®          
Segment Reporting Information [Line Items]          
Interest income 4,375 4,593 9,081 8,182  
Interest expense 0 0 0 0  
Net interest income 4,375 4,593 9,081 8,182  
Provision charged to operating expense 217 189 434 348  
Net interest income after provision for loan losses 4,158 4,404 8,647 7,834  
Noninterest income 2,913 1,972 4,921 3,514  
Noninterest expense 7,144 4,873 12,726 9,234  
Income before income taxes (73) 1,503 842 2,114  
Total assets 62,823 42,621 62,823 42,621  
Operating Segments | Corporate          
Segment Reporting Information [Line Items]          
Interest income 5,318 4,455 8,780 8,264  
Interest expense 292 268 570 529  
Net interest income 5,026 4,187 8,210 7,735  
Provision charged to operating expense 0 0 0 50  
Net interest income after provision for loan losses 5,026 4,187 8,210 7,685  
Noninterest income 1 1 2 2  
Noninterest expense 98 85 208 155  
Income before income taxes 4,929 4,103 8,004 7,532  
Total assets 164,459 142,831 164,459 142,831  
Eliminations          
Segment Reporting Information [Line Items]          
Interest income (4,728) (3,961) (7,624) (7,303)  
Interest expense (38) (3) (55) (3)  
Net interest income (4,690) (3,958) (7,569) (7,300)  
Provision charged to operating expense 0 0 0 0  
Net interest income after provision for loan losses (4,690) (3,958) (7,569) (7,300)  
Noninterest income 0 0 0 0  
Noninterest expense 0 0 0 0  
Income before income taxes (4,690) (3,958) (7,569) (7,300)  
Total assets $ (131,594) $ (106,473) $ (131,594) $ (106,473)  
XML 66 R9999.htm IDEA: XBRL DOCUMENT v3.20.2
Label Element Value
Accounting Standards Update [Extensible List] us-gaap_AccountingStandardsUpdateExtensibleList us-gaap:AccountingStandardsUpdate201811Member
EXCEL 67 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 68 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 69 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 70 FilingSummary.xml IDEA: XBRL DOCUMENT 3.20.2 html 412 368 1 false 71 0 false 8 false false R1.htm 0001000 - Document - Cover Page Sheet http://capitalbankmd.com/role/CoverPage Cover Page Cover 1 false false R2.htm 1001000 - Statement - Consolidated Balance Sheets Sheet http://capitalbankmd.com/role/ConsolidatedBalanceSheets Consolidated Balance Sheets Statements 2 false false R3.htm 1001501 - Statement - Consolidated Balance Sheets (Parenthetical) Sheet http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical Consolidated Balance Sheets (Parenthetical) Statements 3 false false R4.htm 1002000 - Statement - Consolidated Statements of Income (Unaudited) Sheet http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited Consolidated Statements of Income (Unaudited) Statements 4 false false R5.htm 1002501 - Statement - Consolidated Statements of Income (Unaudited) (Parenthetical) Sheet http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnauditedParenthetical Consolidated Statements of Income (Unaudited) (Parenthetical) Statements 5 false false R6.htm 1003000 - Statement - Consolidated Statements of Comprehensive Income (Unaudited) Sheet http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited Consolidated Statements of Comprehensive Income (Unaudited) Statements 6 false false R7.htm 1004000 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited) Sheet http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited Consolidated Statements of Changes in Shareholders' Equity (Unaudited) Statements 7 false false R8.htm 1005000 - Statement - Consolidated Statements of Cash Flows (Unaudited) Sheet http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited Consolidated Statements of Cash Flows (Unaudited) Statements 8 false false R9.htm 2101100 - Disclosure - Nature of Business and Basis of Presentation Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentation Nature of Business and Basis of Presentation Notes 9 false false R10.htm 2102100 - Disclosure - Cash and Cash Equivalents Sheet http://capitalbankmd.com/role/CashAndCashEquivalents Cash and Cash Equivalents Notes 10 false false R11.htm 2103100 - Disclosure - Investment Securities Sheet http://capitalbankmd.com/role/InvestmentSecurities Investment Securities Notes 11 false false R12.htm 2104100 - Disclosure - SBA-PPP Loans Receivable Sheet http://capitalbankmd.com/role/SbaPppLoansReceivable SBA-PPP Loans Receivable Notes 12 false false R13.htm 2105100 - Disclosure - Portfolio Loans Receivable Sheet http://capitalbankmd.com/role/PortfolioLoansReceivable Portfolio Loans Receivable Notes 13 false false R14.htm 2106100 - Disclosure - Derivative Financial Instruments Sheet http://capitalbankmd.com/role/DerivativeFinancialInstruments Derivative Financial Instruments Notes 14 false false R15.htm 2107100 - Disclosure - Leases Sheet http://capitalbankmd.com/role/Leases Leases Notes 15 false false R16.htm 2108100 - Disclosure - Fair Value Sheet http://capitalbankmd.com/role/FairValue Fair Value Notes 16 false false R17.htm 2110100 - Disclosure - Segments Sheet http://capitalbankmd.com/role/Segments Segments Notes 17 false false R18.htm 2111100 - Disclosure - Subsequent Events Sheet http://capitalbankmd.com/role/SubsequentEvents Subsequent Events Notes 18 false false R19.htm 2201201 - Disclosure - Nature of Business and Basis of Presentation (Policies) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies Nature of Business and Basis of Presentation (Policies) Policies 19 false false R20.htm 2301302 - Disclosure - Nature of Business and Basis of Presentation (Tables) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationTables Nature of Business and Basis of Presentation (Tables) Tables http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentation 20 false false R21.htm 2303301 - Disclosure - Investment Securities (Tables) Sheet http://capitalbankmd.com/role/InvestmentSecuritiesTables Investment Securities (Tables) Tables http://capitalbankmd.com/role/InvestmentSecurities 21 false false R22.htm 2305301 - Disclosure - Portfolio Loans Receivable (Tables) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableTables Portfolio Loans Receivable (Tables) Tables http://capitalbankmd.com/role/PortfolioLoansReceivable 22 false false R23.htm 2306301 - Disclosure - Derivative Financial Instruments (Tables) Sheet http://capitalbankmd.com/role/DerivativeFinancialInstrumentsTables Derivative Financial Instruments (Tables) Tables http://capitalbankmd.com/role/DerivativeFinancialInstruments 23 false false R24.htm 2307301 - Disclosure - Leases (Tables) Sheet http://capitalbankmd.com/role/LeasesTables Leases (Tables) Tables http://capitalbankmd.com/role/Leases 24 false false R25.htm 2308301 - Disclosure - Fair Value (Tables) Sheet http://capitalbankmd.com/role/FairValueTables Fair Value (Tables) Tables http://capitalbankmd.com/role/FairValue 25 false false R26.htm 2310301 - Disclosure - Segments (Tables) Sheet http://capitalbankmd.com/role/SegmentsTables Segments (Tables) Tables http://capitalbankmd.com/role/Segments 26 false false R27.htm 2401403 - Disclosure - Nature of Business and Basis of Presentation - Basis of presentation (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationBasisOfPresentationDetails Nature of Business and Basis of Presentation - Basis of presentation (Details) Details 27 false false R28.htm 2401404 - Disclosure - Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details) Details 28 false false R29.htm 2401405 - Disclosure - Nature of Business and Basis of Presentation - Premises and equipment (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails Nature of Business and Basis of Presentation - Premises and equipment (Details) Details 29 false false R30.htm 2401406 - Disclosure - Nature of Business and Basis of Presentation - Leases (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails Nature of Business and Basis of Presentation - Leases (Details) Details http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationTables 30 false false R31.htm 2401407 - Disclosure - Nature of Business and Basis of Presentation - Earnings per Share (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails Nature of Business and Basis of Presentation - Earnings per Share (Details) Details 31 false false R32.htm 2401408 - Disclosure - Nature of Business and Basis of Presentation - Comprehensive Income (Details) Sheet http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails Nature of Business and Basis of Presentation - Comprehensive Income (Details) Details 32 false false R33.htm 2403402 - Disclosure - Investment Securities - Amortized cost to Estimated Fair Value (Details) Sheet http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails Investment Securities - Amortized cost to Estimated Fair Value (Details) Details 33 false false R34.htm 2403403 - Disclosure - Investment Securities - Unrealized Losses (Details) Sheet http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails Investment Securities - Unrealized Losses (Details) Details 34 false false R35.htm 2403404 - Disclosure - Investment Securities - Pledged Securities (Details) Sheet http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails Investment Securities - Pledged Securities (Details) Details 35 false false R36.htm 2403405 - Disclosure - Investment Securities - by Maturity Dates (Details) Sheet http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails Investment Securities - by Maturity Dates (Details) Details 36 false false R37.htm 2404401 - Disclosure - SBA-PPP Loans Receivable (Details) Sheet http://capitalbankmd.com/role/SbaPppLoansReceivableDetails SBA-PPP Loans Receivable (Details) Details http://capitalbankmd.com/role/SbaPppLoansReceivable 37 false false R38.htm 2405402 - Disclosure - Portfolio Loans Receivable - Classification of Loans (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails Portfolio Loans Receivable - Classification of Loans (Details) Details 38 false false R39.htm 2405403 - Disclosure - Portfolio Loans Receivable - Accretable Discount (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails Portfolio Loans Receivable - Accretable Discount (Details) Details 39 false false R40.htm 2405404 - Disclosure - Portfolio Loans Receivable - Allowance for Loan Losses (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails Portfolio Loans Receivable - Allowance for Loan Losses (Details) Details 40 false false R41.htm 2405405 - Disclosure - Portfolio Loans Receivable - Past Due Financing Receivable (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails Portfolio Loans Receivable - Past Due Financing Receivable (Details) Details 41 false false R42.htm 2405406 - Disclosure - Portfolio Loans Receivable - Impaired Loans (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails Portfolio Loans Receivable - Impaired Loans (Details) Details 42 false false R43.htm 2405407 - Disclosure - Portfolio Loans Receivable - Credit Quality Indicators (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails Portfolio Loans Receivable - Credit Quality Indicators (Details) Details 43 false false R44.htm 2405408 - Disclosure - Portfolio Loans Receivable - Trouble Debt Restructuring (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails Portfolio Loans Receivable - Trouble Debt Restructuring (Details) Details 44 false false R45.htm 2405409 - Disclosure - Portfolio Loans Receivable - Outstanding Loan Commitments (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails Portfolio Loans Receivable - Outstanding Loan Commitments (Details) Details 45 false false R46.htm 2405410 - Disclosure - Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details) Sheet http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details) Details 46 false false R47.htm 2406402 - Disclosure - Derivative Financial Instruments (Details) Sheet http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails Derivative Financial Instruments (Details) Details http://capitalbankmd.com/role/DerivativeFinancialInstrumentsTables 47 false false R48.htm 2407402 - Disclosure - Leases - Additional Information (Details) Sheet http://capitalbankmd.com/role/LeasesAdditionalInformationDetails Leases - Additional Information (Details) Details 48 false false R49.htm 2407403 - Disclosure - Leases - Assets and Liabilities and Lease Payment Obligations (Details) Sheet http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails Leases - Assets and Liabilities and Lease Payment Obligations (Details) Details 49 false false R50.htm 2408402 - Disclosure - Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details) Sheet http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details) Details 50 false false R51.htm 2408403 - Disclosure - Fair Value - Loans Held For Sale (Details) Sheet http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails Fair Value - Loans Held For Sale (Details) Details 51 false false R52.htm 2408404 - Disclosure - Fair Value - Impaired Loans and Foreclosed Real Estate (Details) Sheet http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails Fair Value - Impaired Loans and Foreclosed Real Estate (Details) Details 52 false false R53.htm 2408405 - Disclosure - Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details) Sheet http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details) Details 53 false false R54.htm 2410402 - Disclosure - Segments (Details) Sheet http://capitalbankmd.com/role/SegmentsDetails Segments (Details) Details http://capitalbankmd.com/role/SegmentsTables 54 false false R9999.htm Uncategorized Items - cbnk10-q.htm Sheet http://xbrl.sec.gov/role/uncategorizedFacts Uncategorized Items - cbnk10-q.htm Cover 55 false false All Reports Book All Reports cbnk10-q.htm cbnk-20200630.xsd cbnk-20200630_cal.xml cbnk-20200630_def.xml cbnk-20200630_lab.xml cbnk-20200630_pre.xml ex311certofceoq22020.htm ex312certofcfoq22020.htm ex32certofsoxq22020.htm capitalbancorplogoa19.jpg http://fasb.org/srt/2020-01-31 http://xbrl.sec.gov/dei/2020-01-31 http://fasb.org/us-gaap/2020-01-31 true true JSON 73 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "cbnk10-q.htm": { "axisCustom": 0, "axisStandard": 25, "contextCount": 412, "dts": { "calculationLink": { "local": [ "cbnk-20200630_cal.xml" ] }, "definitionLink": { "local": [ "cbnk-20200630_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "cbnk10-q.htm" ] }, "labelLink": { "local": [ "cbnk-20200630_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-doc-2020-01-31.xml" ] }, "presentationLink": { "local": [ "cbnk-20200630_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-ref-2020-01-31.xml" ] }, "schema": { "local": [ "cbnk-20200630.xsd" ], "remote": [ "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.sec.gov/currency/2020/currency-2020-01-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd", "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd", "https://xbrl.sec.gov/sic/2020/sic-2020-01-31.xsd", "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-parts-codification-2020-01-31.xsd" ] } }, "elementCount": 504, "entityCount": 1, "hidden": { "http://capitalbankmd.com/20200630": 15, "http://fasb.org/us-gaap/2020-01-31": 21, "http://xbrl.sec.gov/dei/2020-01-31": 5, "total": 41 }, "keyCustom": 35, "keyStandard": 333, "memberCustom": 17, "memberStandard": 54, "nsprefix": "cbnk", "nsuri": "http://capitalbankmd.com/20200630", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001000 - Document - Cover Page", "role": "http://capitalbankmd.com/role/CoverPage", "shortName": "Cover Page", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2102100 - Disclosure - Cash and Cash Equivalents", "role": "http://capitalbankmd.com/role/CashAndCashEquivalents", "shortName": "Cash and Cash Equivalents", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2103100 - Disclosure - Investment Securities", "role": "http://capitalbankmd.com/role/InvestmentSecurities", "shortName": "Investment Securities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FinancingReceivablesTextBlock", "reportCount": 1, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2104100 - Disclosure - SBA-PPP Loans Receivable", "role": "http://capitalbankmd.com/role/SbaPppLoansReceivable", "shortName": "SBA-PPP Loans Receivable", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cbnk_PaycheckProtectionProgramMember", "decimals": null, "lang": "en-US", "name": "us-gaap:FinancingReceivablesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FinancingReceivablesTextBlock", "reportCount": 1, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2105100 - Disclosure - Portfolio Loans Receivable", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivable", "shortName": "Portfolio Loans Receivable", "subGroupType": "", "uniqueAnchor": null }, "R14": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2106100 - Disclosure - Derivative Financial Instruments", "role": "http://capitalbankmd.com/role/DerivativeFinancialInstruments", "shortName": "Derivative Financial Instruments", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2107100 - Disclosure - Leases", "role": "http://capitalbankmd.com/role/Leases", "shortName": "Leases", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2108100 - Disclosure - Fair Value", "role": "http://capitalbankmd.com/role/FairValue", "shortName": "Fair Value", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2110100 - Disclosure - Segments", "role": "http://capitalbankmd.com/role/Segments", "shortName": "Segments", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": null, "groupType": "disclosure", "isDefault": "false", "longName": "2111100 - Disclosure - Subsequent Events", "role": "http://capitalbankmd.com/role/SubsequentEvents", "shortName": "Subsequent Events", "subGroupType": "", "uniqueAnchor": null }, "R19": { "firstAnchor": { "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "cbnk:NatureOfOperationsPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2201201 - Disclosure - Nature of Business and Basis of Presentation (Policies)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies", "shortName": "Nature of Business and Basis of Presentation (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "cbnk:NatureOfOperationsPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001000 - Statement - Consolidated Balance Sheets", "role": "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "shortName": "Consolidated Balance Sheets", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "lang": null, "name": "us-gaap:CashCashEquivalentsAndFederalFundsSold", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2301302 - Disclosure - Nature of Business and Basis of Presentation (Tables)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationTables", "shortName": "Nature of Business and Basis of Presentation (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2303301 - Disclosure - Investment Securities (Tables)", "role": "http://capitalbankmd.com/role/InvestmentSecuritiesTables", "shortName": "Investment Securities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2305301 - Disclosure - Portfolio Loans Receivable (Tables)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableTables", "shortName": "Portfolio Loans Receivable (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDerivativeInstrumentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2306301 - Disclosure - Derivative Financial Instruments (Tables)", "role": "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsTables", "shortName": "Derivative Financial Instruments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDerivativeInstrumentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "span", "div", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "cbnk:AssetsAndLiabilitiesLesseeTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2307301 - Disclosure - Leases (Tables)", "role": "http://capitalbankmd.com/role/LeasesTables", "shortName": "Leases (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "cbnk:AssetsAndLiabilitiesLesseeTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2308301 - Disclosure - Fair Value (Tables)", "role": "http://capitalbankmd.com/role/FairValueTables", "shortName": "Fair Value (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "span", "div", "us-gaap:SegmentReportingDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2310301 - Disclosure - Segments (Tables)", "role": "http://capitalbankmd.com/role/SegmentsTables", "shortName": "Segments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "us-gaap:SegmentReportingDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:SegmentReportingDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unitRef": "segment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401403 - Disclosure - Nature of Business and Basis of Presentation - Basis of presentation (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationBasisOfPresentationDetails", "shortName": "Nature of Business and Basis of Presentation - Basis of presentation (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R28": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401404 - Disclosure - Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "shortName": "Nature of Business and Basis of Presentation - SBA Paycheck Protection Program (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_cbnk_PaycheckProtectionProgramMember", "decimals": "-5", "lang": null, "name": "us-gaap:InterestIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R29": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:PropertyPlantAndEquipmentPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cbnk_PremisesAndEquipmentMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401405 - Disclosure - Nature of Business and Basis of Presentation - Premises and equipment (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails", "shortName": "Nature of Business and Basis of Presentation - Premises and equipment (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:PropertyPlantAndEquipmentPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD_srt_RangeAxis_srt_MaximumMember_us-gaap_PropertyPlantAndEquipmentByTypeAxis_cbnk_PremisesAndEquipmentMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001501 - Statement - Consolidated Balance Sheets (Parenthetical)", "role": "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical", "shortName": "Consolidated Balance Sheets (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R30": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401406 - Disclosure - Nature of Business and Basis of Presentation - Leases (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails", "shortName": "Nature of Business and Basis of Presentation - Leases (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "I2019Q1Jan1_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_us-gaap_AccountingStandardsUpdate201602Member", "decimals": "-5", "lang": null, "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_EmployeeStockOptionMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401407 - Disclosure - Nature of Business and Basis of Presentation - Earnings per Share (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails", "shortName": "Nature of Business and Basis of Presentation - Earnings per Share (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_EmployeeStockOptionMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401408 - Disclosure - Nature of Business and Basis of Presentation - Comprehensive Income (Details)", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails", "shortName": "Nature of Business and Basis of Presentation - Comprehensive Income (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember", "decimals": "-3", "lang": null, "name": "us-gaap:AociBeforeTaxAttributableToParent", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2403402 - Disclosure - Investment Securities - Amortized cost to Estimated Fair Value (Details)", "role": "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "shortName": "Investment Securities - Amortized cost to Estimated Fair Value (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2403403 - Disclosure - Investment Securities - Unrealized Losses (Details)", "role": "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails", "shortName": "Investment Securities - Unrealized Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember_us-gaap_FinancialInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:SecurityOwnedAndPledgedAsCollateralFairValue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2403404 - Disclosure - Investment Securities - Pledged Securities (Details)", "role": "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails", "shortName": "Investment Securities - Pledged Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember_us-gaap_FinancialInstrumentAxis_us-gaap_FederalHomeLoanBankAdvancesMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:SecurityOwnedAndPledgedAsCollateralFairValue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2403405 - Disclosure - Investment Securities - by Maturity Dates (Details)", "role": "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "shortName": "Investment Securities - by Maturity Dates (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404401 - Disclosure - SBA-PPP Loans Receivable (Details)", "role": "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails", "shortName": "SBA-PPP Loans Receivable (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R38": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405402 - Disclosure - Portfolio Loans Receivable - Classification of Loans (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "shortName": "Portfolio Loans Receivable - Classification of Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CertainLoansAcquiredInTransferNonaccretableDifference", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405403 - Disclosure - Portfolio Loans Receivable - Accretable Discount (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails", "shortName": "Portfolio Loans Receivable - Accretable Discount (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "cbnk:LoansAndLeasesReceivableWithNonaccretableDiscountsNetAmount", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1002000 - Statement - Consolidated Statements of Income (Unaudited)", "role": "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "shortName": "Consolidated Statements of Income (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q1", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405404 - Disclosure - Portfolio Loans Receivable - Allowance for Loan Losses (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "shortName": "Portfolio Loans Receivable - Allowance for Loan Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD", "decimals": "-3", "lang": null, "name": "us-gaap:AllowanceForLoanAndLeaseLossesWriteOffs", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405405 - Disclosure - Portfolio Loans Receivable - Past Due Financing Receivable (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "shortName": "Portfolio Loans Receivable - Past Due Financing Receivable (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405406 - Disclosure - Portfolio Loans Receivable - Impaired Loans (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "shortName": "Portfolio Loans Receivable - Impaired Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405407 - Disclosure - Portfolio Loans Receivable - Credit Quality Indicators (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "shortName": "Portfolio Loans Receivable - Credit Quality Indicators (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember", "decimals": "-3", "lang": null, "name": "us-gaap:NotesReceivableGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R44": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsNumberOfContracts2", "reportCount": 1, "unique": true, "unitRef": "contract", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405408 - Disclosure - Portfolio Loans Receivable - Trouble Debt Restructuring (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "shortName": "Portfolio Loans Receivable - Trouble Debt Restructuring (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsNumberOfContracts2", "reportCount": 1, "unique": true, "unitRef": "contract", "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:OtherCommitmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FinancialInstrumentAxis_us-gaap_CommitmentsToExtendCreditMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:UnusedCommitmentsToExtendCredit", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405409 - Disclosure - Portfolio Loans Receivable - Outstanding Loan Commitments (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "shortName": "Portfolio Loans Receivable - Outstanding Loan Commitments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:OtherCommitmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FinancialInstrumentAxis_us-gaap_CommitmentsToExtendCreditMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:UnusedCommitmentsToExtendCredit", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q1", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405410 - Disclosure - Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details)", "role": "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "shortName": "Portfolio Loans Receivable - Activity in Allowance for Loan Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q1_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_UnfundedLoanCommitmentMember", "decimals": "-3", "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfDerivativeInstrumentsTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_DerivativeInstrumentRiskAxis_cbnk_OpenForwardDeliverySalesAgreementMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2406402 - Disclosure - Derivative Financial Instruments (Details)", "role": "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails", "shortName": "Derivative Financial Instruments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfDerivativeInstrumentsTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_DerivativeInstrumentRiskAxis_cbnk_OpenForwardDeliverySalesAgreementMember_us-gaap_HedgingDesignationAxis_us-gaap_DesignatedAsHedgingInstrumentMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeNotionalAmount", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "I2019Q1Jan1", "decimals": "INF", "first": true, "lang": null, "name": "cbnk:LesseeOperatingLeaseNumberOfFullServiceBranches", "reportCount": 1, "unique": true, "unitRef": "branch", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2407402 - Disclosure - Leases - Additional Information (Details)", "role": "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "shortName": "Leases - Additional Information (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "I2019Q1Jan1", "decimals": "INF", "first": true, "lang": null, "name": "cbnk:LesseeOperatingLeaseNumberOfFullServiceBranches", "reportCount": 1, "unique": true, "unitRef": "branch", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2407403 - Disclosure - Leases - Assets and Liabilities and Lease Payment Obligations (Details)", "role": "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails", "shortName": "Leases - Assets and Liabilities and Lease Payment Obligations (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:LesseeOperatingLeasesTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "lang": null, "name": "cbnk:OperatingLeaseRightOfUseAssetAccumulatedAmortization", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R5": { "firstAnchor": null, "groupType": "statement", "isDefault": "false", "longName": "1002501 - Statement - Consolidated Statements of Income (Unaudited) (Parenthetical)", "role": "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnauditedParenthetical", "shortName": "Consolidated Statements of Income (Unaudited) (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R50": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2408402 - Disclosure - Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details)", "role": "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "shortName": "Fair Value - Financial Instruments Measured at FV on Recurring Basis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember", "decimals": "-3", "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LoansHeldForSaleFairValueDisclosure", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2408403 - Disclosure - Fair Value - Loans Held For Sale (Details)", "role": "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "shortName": "Fair Value - Loans Held For Sale (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "cbnk:ScheduleOfFairValueOfLoansHeldForSaleTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember", "decimals": "-3", "lang": null, "name": "us-gaap:LoansHeldForSaleFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2408404 - Disclosure - Fair Value - Impaired Loans and Foreclosed Real Estate (Details)", "role": "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "shortName": "Fair Value - Impaired Loans and Foreclosed Real Estate (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember", "decimals": "-3", "lang": null, "name": "us-gaap:ImpairedFinancingReceivableRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2408405 - Disclosure - Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details)", "role": "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "shortName": "Fair Value - Financial Instruments Carrying Amount, FV and Placement (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2020Q2_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember", "decimals": "-3", "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R54": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:SegmentReportingDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unitRef": "segment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2410402 - Disclosure - Segments (Details)", "role": "http://capitalbankmd.com/role/SegmentsDetails", "shortName": "Segments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:SegmentReportingDisclosureTextBlock", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD_srt_ConsolidationItemsAxis_us-gaap_OperatingSegmentsMember_us-gaap_StatementBusinessSegmentsAxis_cbnk_CommercialBankMember", "decimals": "-3", "lang": null, "name": "us-gaap:InterestAndDividendIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1003000 - Statement - Consolidated Statements of Comprehensive Income (Unaudited)", "role": "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited", "shortName": "Consolidated Statements of Comprehensive Income (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2QTD", "decimals": "-3", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R7": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FI2018Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockSharesOutstanding", "reportCount": 1, "unitRef": "shares", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1004000 - Statement - Consolidated Statements of Changes in Shareholders' Equity (Unaudited)", "role": "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "shortName": "Consolidated Statements of Changes in Shareholders' Equity (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2019Q1QTD_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember", "decimals": "-3", "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R8": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1005000 - Statement - Consolidated Statements of Cash Flows (Unaudited)", "role": "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited", "shortName": "Consolidated Statements of Cash Flows (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": "-3", "lang": null, "name": "us-gaap:ProvisionForOtherLosses", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R9": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2101100 - Disclosure - Nature of Business and Basis of Presentation", "role": "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentation", "shortName": "Nature of Business and Basis of Presentation", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "cbnk10-q.htm", "contextRef": "FD2020Q2YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R9999": { "firstAnchor": null, "groupType": "", "isDefault": "false", "longName": "Uncategorized Items - cbnk10-q.htm", "role": "http://xbrl.sec.gov/role/uncategorizedFacts", "shortName": "Uncategorized Items - cbnk10-q.htm", "subGroupType": "", "uniqueAnchor": null } }, "segmentCount": 71, "tag": { "cbnk_AcquiredLoansMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Acquired Loans [Member]", "label": "Acquired Loans [Member]", "terseLabel": "Acquired loans" } } }, "localname": "AcquiredLoansMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "cbnk_AssetsAndLiabilitiesLesseeTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Assets And Liabilities, Lessee [Table Text Block]", "label": "Assets And Liabilities, Lessee [Table Text Block]", "terseLabel": "Assets And Liabilities, Lessee" } } }, "localname": "AssetsAndLiabilitiesLesseeTableTextBlock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesTables" ], "xbrltype": "textBlockItemType" }, "cbnk_CapitalBankHomeLoansMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Capital Bank Home Loans [Member]", "label": "Capital Bank Home Loans [Member]", "terseLabel": "CBHL" } } }, "localname": "CapitalBankHomeLoansMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_CommercialBankMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commercial Bank [Member]", "label": "Commercial Bank [Member]", "terseLabel": "Commercial Bank" } } }, "localname": "CommercialBankMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_ConstructionPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Construction Portfolio Segment [Member]", "label": "Construction Portfolio Segment [Member]", "terseLabel": "Construction" } } }, "localname": "ConstructionPortfolioSegmentMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "cbnk_DebtSecuritiesAvailableforsaleUnrealizedLossPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position [Abstract]", "terseLabel": "Fair Value" } } }, "localname": "DebtSecuritiesAvailableforsaleUnrealizedLossPositionAbstract", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "stringItemType" }, "cbnk_EstablishmentOfLeaseLiability": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Establishment Of Lease Liability", "label": "Establishment Of Lease Liability", "terseLabel": "Establishment of lease liability" } } }, "localname": "EstablishmentOfLeaseLiability", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_FinancingReceivableSmallBusinessAdministrationPaycheckProtectionProgramNetOfFees": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 11.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Financing Receivable, Small Business Administration, Paycheck Protection Program, Net Of Fees", "label": "Financing Receivable, Small Business Administration, Paycheck Protection Program, Net Of Fees", "terseLabel": "Small Business Administration Payroll Protection Program (\u201cSBA-PPP\u201d) loans receivable, net of fees" } } }, "localname": "FinancingReceivableSmallBusinessAdministrationPaycheckProtectionProgramNetOfFees", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "cbnk_FinancingReceivables30To89DaysPastDueMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financing Receivables, 30 To 89 Days Past Due [Member]", "label": "Financing Receivables, 30 To 89 Days Past Due [Member]", "terseLabel": "Loans 30-89 Days Past Due" } } }, "localname": "FinancingReceivables30To89DaysPastDueMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "cbnk_ImpairedFinancingReceivableMeasurementInput": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Impaired Financing Receivable, Measurement Input", "label": "Impaired Financing Receivable, Measurement Input", "terseLabel": "Discounts to appraisals or cash flows for estimated holding and/or selling costs (percent)" } } }, "localname": "ImpairedFinancingReceivableMeasurementInput", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "percentItemType" }, "cbnk_IncreaseDecreaseFinancingActivitiesNetAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Increase (Decrease), Financing Activities, Net [Abstract]", "label": "Increase (Decrease), Financing Activities, Net [Abstract]", "terseLabel": "Net increase (decrease) in:" } } }, "localname": "IncreaseDecreaseFinancingActivitiesNetAbstract", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "cbnk_InterestBearingDepositLiabilitiesFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Interest Bearing Deposit Liabilities, Fair Value Disclosure", "label": "Interest Bearing Deposit Liabilities, Fair Value Disclosure", "verboseLabel": "Interest bearing deposits" } } }, "localname": "InterestBearingDepositLiabilitiesFairValueDisclosure", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_InterestBearingDepositLiabilitiesRelatedParty": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Interest Bearing Deposit Liabilities, Related Party", "label": "Interest Bearing Deposit Liabilities, Related Party", "terseLabel": "Interest-bearing deposits, related party" } } }, "localname": "InterestBearingDepositLiabilitiesRelatedParty", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "monetaryItemType" }, "cbnk_InterestExpenseDepositsRelatedParty": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest Expense, Deposits, Related Party", "label": "Interest Expense, Deposits, Related Party", "terseLabel": "Deposits, related party" } } }, "localname": "InterestExpenseDepositsRelatedParty", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnauditedParenthetical" ], "xbrltype": "monetaryItemType" }, "cbnk_InvestorRealEstateMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investor Real Estate [Member]", "label": "Investor Real Estate [Member]", "terseLabel": "Investor Real Estate" } } }, "localname": "InvestorRealEstateMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "cbnk_LesseeOperatingLeaseNumberOfFullServiceBranches": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lessee, Operating Lease, Number Of Full Service Branches", "label": "Lessee, Operating Lease, Number Of Full Service Branches", "terseLabel": "Number of full service branches" } } }, "localname": "LesseeOperatingLeaseNumberOfFullServiceBranches", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails" ], "xbrltype": "integerItemType" }, "cbnk_LesseeOperatingLeaseNumberOfLocations": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lessee, Operating Lease, Number Of Locations", "label": "Lessee, Operating Lease, Number Of Locations", "terseLabel": "Number of locations" } } }, "localname": "LesseeOperatingLeaseNumberOfLocations", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails" ], "xbrltype": "integerItemType" }, "cbnk_LesseeOperatingLeaseRemainingTermOfContract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lessee, Operating Lease, Remaining Term Of Contract", "label": "Lessee, Operating Lease, Remaining Term Of Contract", "terseLabel": "Remaining term of contract" } } }, "localname": "LesseeOperatingLeaseRemainingTermOfContract", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivableAmortizationPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Amortization Period", "label": "Loans And Leases Receivable, Amortization Period", "terseLabel": "Amortization period" } } }, "localname": "LoansAndLeasesReceivableAmortizationPeriod", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivableBalloonPaymentPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Balloon Payment Period", "label": "Loans And Leases Receivable, Balloon Payment Period", "terseLabel": "Balloon payment period" } } }, "localname": "LoansAndLeasesReceivableBalloonPaymentPeriod", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivableCovenantComplianceDebtServiceCoverageRatio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Covenant Compliance, Debt Service Coverage Ratio", "label": "Loans And Leases Receivable, Covenant Compliance, Debt Service Coverage Ratio", "terseLabel": "Debt service coverage ratio" } } }, "localname": "LoansAndLeasesReceivableCovenantComplianceDebtServiceCoverageRatio", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "pureItemType" }, "cbnk_LoansAndLeasesReceivableFixedInterestRateTerm": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Fixed Interest Rate Term", "label": "Loans And Leases Receivable, Fixed Interest Rate Term", "terseLabel": "Fixed interest rate term" } } }, "localname": "LoansAndLeasesReceivableFixedInterestRateTerm", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivableInitialCommitmentTerm": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Initial Commitment Term", "label": "Loans And Leases Receivable, Initial Commitment Term", "terseLabel": "Initial commitment term" } } }, "localname": "LoansAndLeasesReceivableInitialCommitmentTerm", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivablePercentOfRealEstatePortfolio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Percent Of Real Estate Portfolio", "label": "Loans And Leases Receivable, Percent Of Real Estate Portfolio", "terseLabel": "Percent of real estate portfolio" } } }, "localname": "LoansAndLeasesReceivablePercentOfRealEstatePortfolio", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "percentItemType" }, "cbnk_LoansAndLeasesReceivablePrincipalToCollateralValueRatioPercent": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Principal To Collateral Value Ratio, Percent", "label": "Loans And Leases Receivable, Principal To Collateral Value Ratio, Percent", "terseLabel": "Principal to collateral value ratio, percent" } } }, "localname": "LoansAndLeasesReceivablePrincipalToCollateralValueRatioPercent", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "percentItemType" }, "cbnk_LoansAndLeasesReceivableRepaymentHistoryUsedForScoringModel": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, Repayment History Used For Scoring Model", "label": "Loans And Leases Receivable, Repayment History Used For Scoring Model", "terseLabel": "Repayment history used for scoring model" } } }, "localname": "LoansAndLeasesReceivableRepaymentHistoryUsedForScoringModel", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "durationItemType" }, "cbnk_LoansAndLeasesReceivableWithNonaccretableDiscountsNetAmount": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Loans And Leases Receivable, With Nonaccretable Discounts, Net Amount", "label": "Loans And Leases Receivable, With Nonaccretable Discounts, Net Amount", "verboseLabel": "Carrying value of loans with nonaccretable discounts" } } }, "localname": "LoansAndLeasesReceivableWithNonaccretableDiscountsNetAmount", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_LoansHeldForSaleMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans Held For Sale [Member]", "label": "Loans Held For Sale [Member]", "terseLabel": "Residential loans held for sale" } } }, "localname": "LoansHeldForSaleMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_LongTermFederalHomeLoanBankAdvancesAndOtherBorrowingsFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Long Term Federal Home Loan Bank Advances And Other Borrowings, Fair Value Disclosure", "label": "Long Term Federal Home Loan Bank Advances And Other Borrowings, Fair Value Disclosure", "terseLabel": "FHLB advances and other borrowed funds" } } }, "localname": "LongTermFederalHomeLoanBankAdvancesAndOtherBorrowingsFairValueDisclosure", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_MortgageBankingAndServicingGainLoss": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 18.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Mortgage Banking And Servicing, Gain (Loss)", "label": "Mortgage Banking And Servicing, Gain (Loss)", "negatedTerseLabel": "Mortgage banking revenue" } } }, "localname": "MortgageBankingAndServicingGainLoss", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_MortgageLoansSoldMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Mortgage Loans Sold [Member]", "label": "Mortgage Loans Sold [Member]", "terseLabel": "Mortgage Loan Put-back Reserve" } } }, "localname": "MortgageLoansSoldMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails" ], "xbrltype": "domainItemType" }, "cbnk_NatureOfOperationsPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Nature Of Operations [Policy Text Block]", "label": "Nature Of Operations [Policy Text Block]", "terseLabel": "Nature of operations" } } }, "localname": "NatureOfOperationsPolicyTextBlock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "cbnk_NoninterestBearingDepositLiabilitiesFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Noninterest Bearing Deposit Liabilities, Fair Value Disclosure", "label": "Noninterest Bearing Deposit Liabilities, Fair Value Disclosure", "verboseLabel": "Noninterest bearing deposits" } } }, "localname": "NoninterestBearingDepositLiabilitiesFairValueDisclosure", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_NoninterestBearingDepositLiabilitiesRelatedParty": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Noninterest Bearing Deposit Liabilities, Related Party", "label": "Noninterest Bearing Deposit Liabilities, Related Party", "terseLabel": "Noninterest-bearing deposits, related party" } } }, "localname": "NoninterestBearingDepositLiabilitiesRelatedParty", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "monetaryItemType" }, "cbnk_OccupancyAndEquipmentExpense": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Occupancy And Equipment Expense", "label": "Occupancy And Equipment Expense", "terseLabel": "Occupancy and equipment" } } }, "localname": "OccupancyAndEquipmentExpense", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_OpenForwardDeliverySalesAgreementMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Open Forward Delivery Sales Agreement [Member]", "label": "Open Forward Delivery Sales Agreement [Member]", "terseLabel": "Open Forward Delivery Sales Agreements" } } }, "localname": "OpenForwardDeliverySalesAgreementMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_OpenMandatoryDeliveryCommitmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Open Mandatory Delivery Commitments [Member]", "label": "Open Mandatory Delivery Commitments [Member]", "terseLabel": "Open Mandatory Delivery Commitments" } } }, "localname": "OpenMandatoryDeliveryCommitmentsMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_OpenSkyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Open Sky [Member]", "label": "Open Sky [Member]", "terseLabel": "OpenSky\u00ae" } } }, "localname": "OpenSkyMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_OperatingLeaseLiabilityNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Operating Lease, Liability, Net", "label": "Operating Lease, Liability, Net", "terseLabel": "Related lease liabilities" } } }, "localname": "OperatingLeaseLiabilityNet", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_OperatingLeaseRightOfUseAssetAccumulatedAmortization": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 2.0, "parentTag": "cbnk_OperatingLeaseRightOfUseAssetNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Operating Lease, Right-Of-Use Asset, Accumulated Amortization", "label": "Operating Lease, Right-Of-Use Asset, Accumulated Amortization", "negatedTerseLabel": "Less: Accumulated amortization" } } }, "localname": "OperatingLeaseRightOfUseAssetAccumulatedAmortization", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_OperatingLeaseRightOfUseAssetNet": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Operating Lease, Right-Of-Use Asset, Net", "label": "Operating Lease, Right-Of-Use Asset, Net", "terseLabel": "ROU assets", "totalLabel": "Net lease asset" } } }, "localname": "OperatingLeaseRightOfUseAssetNet", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "cbnk_OtherConsumerMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Other Consumer [Member]", "label": "Other Consumer [Member]", "terseLabel": "Other consumer" } } }, "localname": "OtherConsumerMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "cbnk_OtherRealEstateExpensesNet": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 7.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Real Estate Expenses, Net", "label": "Other Real Estate Expenses, Net", "terseLabel": "Foreclosed real estate expenses, net" } } }, "localname": "OtherRealEstateExpensesNet", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_OwnerOccupiedRealEstateMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Owner Occupied Real Estate [Member]", "label": "Owner Occupied Real Estate [Member]", "terseLabel": "Owner Occupied Real Estate" } } }, "localname": "OwnerOccupiedRealEstateMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "cbnk_PaycheckProtectionProgramMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Paycheck Protection Program [Member]", "label": "Paycheck Protection Program [Member]", "terseLabel": "Paycheck Protection Program" } } }, "localname": "PaycheckProtectionProgramMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "domainItemType" }, "cbnk_PaymentsForProceedsFromLoansReceivableSmallBusinessAdministrationPaycheckProtectionProgram": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Payments For (Proceeds From) Loans Receivable, Small Business Administration, Paycheck Protection Program", "label": "Payments For (Proceeds From) Loans Receivable, Small Business Administration, Paycheck Protection Program", "negatedLabel": "Net increase in SBA-PPP loans receivable, net" } } }, "localname": "PaymentsForProceedsFromLoansReceivableSmallBusinessAdministrationPaycheckProtectionProgram", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_PersonalLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Personal Loan [Member]", "label": "Personal Loan [Member]", "terseLabel": "Personal" } } }, "localname": "PersonalLoanMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "cbnk_PremisesAndEquipmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Premises And Equipment [Member]", "label": "Premises And Equipment [Member]", "terseLabel": "Premises and equipment" } } }, "localname": "PremisesAndEquipmentMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "cbnk_RealEstateAcquiredThroughForeclosureMeasurementInput": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Real Estate Acquired Through Foreclosure, Measurement Input", "label": "Real Estate Acquired Through Foreclosure, Measurement Input", "terseLabel": "Discounts to appraisals for estimated holding and/or selling costs (percent)" } } }, "localname": "RealEstateAcquiredThroughForeclosureMeasurementInput", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "percentItemType" }, "cbnk_SavingsDepositsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Savings Deposits [Member]", "label": "Savings Deposits [Member]", "terseLabel": "Savings Deposits" } } }, "localname": "SavingsDepositsMember", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "cbnk_ScheduleOfActivityInAccretableDiscountsOnLoansAcquiredTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule Of Activity In Accretable Discounts On Loans Acquired [Table Text Block]", "label": "Schedule Of Activity In Accretable Discounts On Loans Acquired [Table Text Block]", "terseLabel": "Schedule Of Activity In Accretable Discounts On Loans Acquired" } } }, "localname": "ScheduleOfActivityInAccretableDiscountsOnLoansAcquiredTableTextBlock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "cbnk_ScheduleOfFairValueOfLoansHeldForSaleTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule Of Fair Value Of Loans Held For Sale [Table Text Block]", "label": "Schedule Of Fair Value Of Loans Held For Sale [Table Text Block]", "terseLabel": "Schedule of Fair Value of Loans Held For Sale" } } }, "localname": "ScheduleOfFairValueOfLoansHeldForSaleTableTextBlock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/FairValueTables" ], "xbrltype": "textBlockItemType" }, "cbnk_ShareBasedPaymentArrangementDirectorAndEmployeeCompensationPaidInStock": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Share Based Payment Arrangement, Director And Employee Compensation Paid In Stock", "label": "Share Based Payment Arrangement, Director And Employee Compensation Paid In Stock", "terseLabel": "Director and employee compensation paid in stock" } } }, "localname": "ShareBasedPaymentArrangementDirectorAndEmployeeCompensationPaidInStock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "cbnk_SmallBusinessAdministrationPaycheckProtectionProgramPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Small Business Administration Paycheck Protection Program [Policy Text Block]", "label": "Small Business Administration Paycheck Protection Program [Policy Text Block]", "terseLabel": "Small Business Administration Paycheck Protection Program" } } }, "localname": "SmallBusinessAdministrationPaycheckProtectionProgramPolicyTextBlock", "nsuri": "http://capitalbankmd.com/20200630", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date", "terseLabel": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r505" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report", "terseLabel": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r506" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report", "terseLabel": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two", "terseLabel": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding", "terseLabel": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status", "terseLabel": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntityExTransitionPeriod": { "auth_ref": [ "r509" ], "lang": { "en-US": { "role": { "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.", "label": "Entity Ex Transition Period", "terseLabel": "Entity Ex Transition Period" } } }, "localname": "EntityExTransitionPeriod", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category", "terseLabel": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r508" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current", "terseLabel": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "yesNoItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company", "terseLabel": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business", "terseLabel": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r507" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "normalizedStringItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r503" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r504" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CoverPage" ], "xbrltype": "tradingSymbolItemType" }, "srt_ConsolidationItemsAxis": { "auth_ref": [ "r121", "r134", "r135", "r136", "r137", "r139", "r141", "r145" ], "lang": { "en-US": { "role": { "label": "Consolidation Items [Axis]", "terseLabel": "Consolidation Items [Axis]" } } }, "localname": "ConsolidationItemsAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidationItemsDomain": { "auth_ref": [ "r121", "r134", "r135", "r136", "r137", "r139", "r141", "r145" ], "lang": { "en-US": { "role": { "label": "Consolidation Items [Domain]", "terseLabel": "Consolidation Items [Domain]" } } }, "localname": "ConsolidationItemsDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "auth_ref": [ "r89", "r97", "r216", "r288", "r289", "r290", "r307", "r308" ], "lang": { "en-US": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]", "terseLabel": "Cumulative Effect, Period of Adoption, Adjustment" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "auth_ref": [ "r89", "r97", "r216", "r288", "r289", "r290", "r307", "r308" ], "lang": { "en-US": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]", "terseLabel": "Cumulative Effect, Period of Adoption [Axis]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "stringItemType" }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "auth_ref": [ "r89", "r97", "r216", "r288", "r289", "r290", "r307", "r308" ], "lang": { "en-US": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]", "terseLabel": "Cumulative Effect, Period of Adoption [Domain]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [ "r275", "r276", "r388", "r389", "r390", "r391", "r392", "r393", "r414", "r478", "r480" ], "lang": { "en-US": { "role": { "label": "Maximum [Member]", "terseLabel": "Maximum" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [ "r275", "r276", "r388", "r389", "r390", "r391", "r392", "r393", "r414", "r478", "r480" ], "lang": { "en-US": { "role": { "label": "Minimum [Member]", "terseLabel": "Minimum" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "srt_ProductOrServiceAxis": { "auth_ref": [ "r147", "r263", "r265", "r415", "r477", "r479" ], "lang": { "en-US": { "role": { "label": "Product and Service [Axis]", "terseLabel": "Product and Service [Axis]" } } }, "localname": "ProductOrServiceAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "srt_ProductsAndServicesDomain": { "auth_ref": [ "r147", "r263", "r265", "r415", "r477", "r479" ], "lang": { "en-US": { "role": { "label": "Product and Service [Domain]", "terseLabel": "Product and Service [Domain]" } } }, "localname": "ProductsAndServicesDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [ "r266", "r275", "r276", "r388", "r389", "r390", "r391", "r392", "r393", "r414", "r478", "r480" ], "lang": { "en-US": { "role": { "label": "Statistical Measurement [Axis]", "terseLabel": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [ "r266", "r275", "r276", "r388", "r389", "r390", "r391", "r392", "r393", "r414", "r478", "r480" ], "lang": { "en-US": { "role": { "label": "Statistical Measurement [Domain]", "terseLabel": "Statistical Measurement [Domain]" } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "srt_RestatementAxis": { "auth_ref": [ "r85", "r86", "r87", "r88", "r90", "r91", "r95", "r96", "r97", "r99", "r100", "r101", "r102", "r103", "r113", "r217", "r218", "r291", "r308", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "label": "Revision of Prior Period [Axis]", "terseLabel": "Revision of Prior Period [Axis]" } } }, "localname": "RestatementAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "stringItemType" }, "srt_RestatementDomain": { "auth_ref": [ "r85", "r86", "r87", "r88", "r90", "r91", "r95", "r96", "r97", "r99", "r100", "r101", "r102", "r103", "r113", "r217", "r218", "r291", "r308", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "label": "Revision of Prior Period [Domain]", "terseLabel": "Revision of Prior Period [Domain]" } } }, "localname": "RestatementDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "domainItemType" }, "srt_RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember": { "auth_ref": [ "r90", "r91", "r97", "r217", "r218", "r291", "r308", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "label": "Revision of Prior Period, Accounting Standards Update, Adjustment [Member]", "terseLabel": "Revision of Prior Period, Accounting Standards Update, Adjustment" } } }, "localname": "RevisionOfPriorPeriodAccountingStandardsUpdateAdjustmentMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Accounting Policies [Abstract]" } } }, "localname": "AccountingPoliciesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_AccountingStandardsUpdate201602Member": { "auth_ref": [ "r370" ], "lang": { "en-US": { "role": { "documentation": "Accounting Standards Update 2016-02 Leases (Topic 842).", "label": "Accounting Standards Update 2016-02 [Member]", "terseLabel": "Accounting Standards Update 2016-02" } } }, "localname": "AccountingStandardsUpdate201602Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingStandardsUpdateExtensibleList": { "auth_ref": [ "r90", "r91", "r92", "r93", "r213", "r214", "r215", "r216", "r217", "r218", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r307", "r308", "r481", "r482", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "documentation": "Indicates amendment to accounting standards.", "label": "Accounting Standards Update [Extensible List]", "terseLabel": "Accounting Standards Update [Extensible List]" } } }, "localname": "AccountingStandardsUpdateExtensibleList", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "extensibleListItemType" }, "us-gaap_AccountsNotesAndLoansReceivableLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]", "terseLabel": "Accounts, Notes, Loans and Financing Receivable [Line Items]" } } }, "localname": "AccountsNotesAndLoansReceivableLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "auth_ref": [ "r66" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "negatedTerseLabel": "Net amortization on investments" } } }, "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccruedInvestmentIncomeReceivable": { "auth_ref": [ "r9", "r422", "r467" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.", "label": "Accrued Investment Income Receivable", "terseLabel": "Accrued interest receivable" } } }, "localname": "AccruedInvestmentIncomeReceivable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": { "auth_ref": [ "r23", "r24", "r25", "r29", "r32" ], "lang": { "en-US": { "role": { "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent.", "label": "AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]", "terseLabel": "Accumulated Net Investment Gain (Loss) Attributable to Parent" } } }, "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accumulated Other Comprehensive Income (Loss) [Line Items]", "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Line Items]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r12", "r27", "r28", "r29", "r464", "r488", "r492" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 }, "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax", "terseLabel": "Accumulated other comprehensive income", "totalLabel": "Total accumulated comprehensive income" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossTable": { "auth_ref": [ "r360", "r361", "r362", "r363", "r364", "r366" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about components of accumulated other comprehensive income (loss).", "label": "Accumulated Other Comprehensive Income (Loss) [Table]", "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Table]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r26", "r29", "r32", "r85", "r86", "r88", "r319", "r483", "r484" ], "lang": { "en-US": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]", "terseLabel": "Accumulated Other Comprehensive Income (Loss)", "verboseLabel": "Accumulated Other Comprehensive Loss" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AdditionalPaidInCapital": { "auth_ref": [ "r10", "r291" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.", "label": "Additional Paid in Capital", "terseLabel": "Additional paid-in capital" } } }, "localname": "AdditionalPaidInCapital", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalMember": { "auth_ref": [ "r85", "r86", "r88", "r288", "r289", "r290" ], "lang": { "en-US": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.", "label": "Additional Paid-in Capital [Member]", "terseLabel": "Additional Paid-in Capital" } } }, "localname": "AdditionalPaidInCapitalMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "auth_ref": [ "r90", "r91", "r92", "r93", "r213", "r214", "r215", "r216", "r217", "r218", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r305", "r306", "r307", "r308", "r416", "r417", "r418", "r481", "r482", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "documentation": "Information by amendment to accounting standards.", "label": "Accounting Standards Update [Axis]", "terseLabel": "Accounting Standards Update [Axis]" } } }, "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "auth_ref": [ "r277", "r278", "r292", "r293" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.", "label": "APIC, Share-based Payment Arrangement, Increase for Cost Recognition", "terseLabel": "Stock-based compensation" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Adjustments to reconcile net income to net cash used by operating activities:" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_AdvertisingExpense": { "auth_ref": [ "r294" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 5.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.", "label": "Advertising Expense", "terseLabel": "Advertising" } } }, "localname": "AdvertisingExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r163", "r225" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of allowance for credit loss on financing receivable.", "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]", "terseLabel": "Allowance for Credit Losses on Loans Receivables" } } }, "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossesRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Allowance for Loan and Lease Losses [Roll Forward]", "terseLabel": "Allowance for Loan and Lease Losses [Roll Forward]" } } }, "localname": "AllowanceForLoanAndLeaseLossesRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs": { "auth_ref": [ "r159" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.", "label": "Allowance for Loan and Lease Losses, Write-offs", "negatedTerseLabel": "Charge-Offs" } } }, "localname": "AllowanceForLoanAndLeaseLossesWriteOffs", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after recoveries, of loans and leases that have been written-off.", "label": "Allowance for Loan and Lease Losses Write-offs, Net", "negatedTerseLabel": "Charge-offs" } } }, "localname": "AllowanceForLoanAndLeaseLossesWriteoffsNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfFinancingCosts": { "auth_ref": [ "r46", "r65", "r368" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 17.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense attributable to debt issuance costs.", "label": "Amortization of Debt Issuance Costs", "terseLabel": "Amortization of debt issuance expense" } } }, "localname": "AmortizationOfFinancingCosts", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.", "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount", "terseLabel": "Antidilutive securities excluded from computation of earnings per share (in shares)" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Information by type of antidilutive security.", "label": "Antidilutive Securities [Axis]", "terseLabel": "Antidilutive Securities [Axis]" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]", "terseLabel": "Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AntidilutiveSecuritiesNameDomain": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Incremental common shares attributable to securities that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented.", "label": "Antidilutive Securities, Name [Domain]", "terseLabel": "Antidilutive Securities, Name [Domain]" } } }, "localname": "AntidilutiveSecuritiesNameDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AociBeforeTaxAttributableToParent": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of increase (decrease) in accumulated equity from transactions and other events and circumstances from non-owner sources, attributable to parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners (distributions to owners).", "label": "AOCI before Tax, Attributable to Parent", "terseLabel": "Other comprehensive income (loss) before tax" } } }, "localname": "AociBeforeTaxAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AociTaxAttributableToParent": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) allocated to accumulated other comprehensive income (loss) attributable to parent.", "label": "AOCI Tax, Attributable to Parent", "negatedLabel": "Deferred tax benefit (expense)" } } }, "localname": "AociTaxAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Assets": { "auth_ref": [ "r78", "r129", "r136", "r143", "r212", "r316", "r320", "r357", "r423", "r463" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets", "terseLabel": "Total assets", "totalLabel": "Total assets" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Assets [Abstract]", "terseLabel": "Assets" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Assets Sold under Agreements to Repurchase [Line Items]", "terseLabel": "Assets Sold under Agreements to Repurchase [Line Items]" } } }, "localname": "AssetsSoldUnderAgreementsToRepurchaseLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r195" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Unrealized Gains" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [ "r196" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax", "negatedTerseLabel": "Unrealized Losses" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r193", "r241" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Amortized Cost", "terseLabel": "Amortized Cost", "totalLabel": "Amortized Cost" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss [Abstract]", "terseLabel": "Unrealized Losses" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r200" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10", "terseLabel": "Over five to ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r197", "r200", "r457" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10", "terseLabel": "Over five to ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r199" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five", "terseLabel": "Over one to five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r197", "r199", "r456" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five", "terseLabel": "Over one to five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r201" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10", "terseLabel": "Over ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r197", "r201", "r458" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10", "terseLabel": "Over ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract]", "terseLabel": "Amortized Cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract]", "terseLabel": "Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r198" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One", "terseLabel": "Within one year" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r197", "r198", "r455" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One", "terseLabel": "Within one year" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r190", "r194", "r241", "r425" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale", "netLabel": "Investment securities available for sale", "terseLabel": "Investment securities available for sale", "verboseLabel": "Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_BankServicingMember": { "auth_ref": [ "r265" ], "lang": { "en-US": { "role": { "documentation": "Collection and processing of payment on mortgage, credit card and other financial asset held by others.", "label": "Bank Servicing [Member]", "terseLabel": "Service charges on deposits" } } }, "localname": "BankServicingMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "Basis of Accounting, Policy [Policy Text Block]", "terseLabel": "Basis of presentation" } } }, "localname": "BasisOfAccountingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "auth_ref": [ "r355", "r356" ], "lang": { "en-US": { "role": { "documentation": "Measured as reported on the statement of financial position (balance sheet).", "label": "Reported Value Measurement [Member]", "netLabel": "Carrying Amount", "terseLabel": "Contractual principal", "verboseLabel": "Amortized Cost" } } }, "localname": "CarryingReportedAmountFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CashAndCashEquivalentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Cash and Cash Equivalents [Abstract]" } } }, "localname": "CashAndCashEquivalentsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_CashAndCashEquivalentsDisclosureTextBlock": { "auth_ref": [ "r3" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.", "label": "Cash and Cash Equivalents Disclosure [Text Block]", "terseLabel": "Cash and Cash Equivalents" } } }, "localname": "CashAndCashEquivalentsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/CashAndCashEquivalents" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "auth_ref": [ "r3", "r71", "r77" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.", "label": "Cash and Cash Equivalents, Policy [Policy Text Block]", "terseLabel": "Cash and cash equivalents" } } }, "localname": "CashAndCashEquivalentsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashAndDueFromBanks": { "auth_ref": [ "r421" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.", "label": "Cash and Due from Banks", "terseLabel": "Cash and due from banks", "verboseLabel": "Cash and due from banks" } } }, "localname": "CashAndDueFromBanks", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsAndFederalFundsSold": { "auth_ref": [ "r427" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.", "label": "Cash, Cash Equivalents, and Federal Funds Sold", "totalLabel": "Total cash and cash equivalents" } } }, "localname": "CashCashEquivalentsAndFederalFundsSold", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "auth_ref": [ "r60", "r67", "r76" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents", "periodEndLabel": "Cash and cash equivalents, end of period", "periodStartLabel": "Cash and cash equivalents, beginning of year" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r60", "r359" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect", "totalLabel": "Net increase in cash and cash equivalents" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNonaccretableDifference": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of the loan's contractually required payments receivable in excess of the amount of its cash flows expected to be collected. This relates to loans with deteriorating of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.", "label": "Certain Loans Acquired in Transfer, Nonaccretable Difference", "terseLabel": "Remaining nonaccretable discounts on loans acquired" } } }, "localname": "CertainLoansAcquiredInTransferNonaccretableDifference", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield": { "auth_ref": [ "r187", "r188" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities with evidence of deterioration of credit quality.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield", "periodEndLabel": "Accretable discount at end of period", "periodStartLabel": "Accretable discount at beginning of period" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion": { "auth_ref": [ "r187", "r188" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accretion recognized for the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities, with evidence of deterioration of credit quality.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion", "negatedTerseLabel": "Less: Accretion and payoff of loans" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]", "terseLabel": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAccretableDiscountDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ChangeDuringPeriodFairValueDisclosureMember": { "auth_ref": [ "r358" ], "lang": { "en-US": { "role": { "documentation": "Measure of change in fair value.", "label": "Changes Measurement [Member]", "terseLabel": "Difference" } } }, "localname": "ChangeDuringPeriodFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ClassOfFinancingReceivableTypeOfBorrowerAxis": { "auth_ref": [ "r234" ], "lang": { "en-US": { "role": { "documentation": "Information by type of borrower determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Type of Borrower [Axis]", "terseLabel": "Type of Borrower [Axis]" } } }, "localname": "ClassOfFinancingReceivableTypeOfBorrowerAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ClassOfFinancingReceivableTypeOfBorrowerDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Category of entity or individual who borrows funds.", "label": "Class of Financing Receivable, Type of Borrower [Domain]", "terseLabel": "Class of Financing Receivable, Type of Borrower [Domain]" } } }, "localname": "ClassOfFinancingReceivableTypeOfBorrowerDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CollateralAxis": { "auth_ref": [ "r236" ], "lang": { "en-US": { "role": { "documentation": "Information by category of collateral or no collateral, from lender's perspective.", "label": "Collateral Held [Axis]", "terseLabel": "Collateral Held [Axis]" } } }, "localname": "CollateralAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CollateralDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Category of collateral or no collateral, from lender's perspective.", "label": "Collateral Held [Domain]", "terseLabel": "Collateral Held [Domain]" } } }, "localname": "CollateralDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables.", "label": "Commercial Portfolio Segment [Member]", "terseLabel": "Commercial", "verboseLabel": "Commercial" } } }, "localname": "CommercialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate.", "label": "Commercial Real Estate Portfolio Segment [Member]", "terseLabel": "Commercial real estate" } } }, "localname": "CommercialRealEstatePortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsToExtendCreditMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions.", "label": "Commitments to Extend Credit [Member]", "terseLabel": "Commitments to Extend Credit" } } }, "localname": "CommitmentsToExtendCreditMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [ "r85", "r86" ], "lang": { "en-US": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]", "terseLabel": "Common Stock" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockParOrStatedValuePerShare": { "auth_ref": [ "r8" ], "lang": { "en-US": { "role": { "documentation": "Face amount or stated value per share of common stock.", "label": "Common Stock, Par or Stated Value Per Share", "terseLabel": "Common stock, par value (in dollars per share)" } } }, "localname": "CommonStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r8" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common Stock, Shares Authorized", "terseLabel": "Common stock, shares authorized (in shares)" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r8" ], "lang": { "en-US": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common Stock, Shares, Issued", "terseLabel": "Common stock, shares issued (in shares)" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r8", "r258" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common Stock, Shares, Outstanding", "periodEndLabel": "Ending balance (in shares)", "periodStartLabel": "Beginning balance (in shares)", "terseLabel": "Common stock, shares outstanding (in shares)" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical", "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r8" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common Stock, Value, Issued", "terseLabel": "Common stock, $.01 par value; 49,000,000 shares authorized; 13,818,223 and 13,894,842 issued and outstanding at June 30, 2020 and December 31, 2019, respectively" } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r35", "r37", "r38", "r43", "r441", "r472" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "totalLabel": "Comprehensive income" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for comprehensive income.", "label": "Comprehensive Income, Policy [Policy Text Block]", "terseLabel": "Comprehensive income" } } }, "localname": "ComprehensiveIncomePolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConstructionLoansMember": { "auth_ref": [ "r499" ], "lang": { "en-US": { "role": { "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis.", "label": "Construction Loans [Member]", "terseLabel": "Construction commitments" } } }, "localname": "ConstructionLoansMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ConsumerPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables.", "label": "Consumer Portfolio Segment [Member]", "terseLabel": "Consumer" } } }, "localname": "ConsumerPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ContractWithCustomerLiability": { "auth_ref": [ "r260", "r261", "r264" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of obligation to transfer good or service to customer for which consideration has been received or is receivable.", "label": "Contract with Customer, Liability", "negatedTerseLabel": "Unearned net fees" } } }, "localname": "ContractWithCustomerLiability", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CorporateDebtSecuritiesMember": { "auth_ref": [ "r267", "r274", "r493" ], "lang": { "en-US": { "role": { "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment.", "label": "Corporate Debt Securities [Member]", "netLabel": "Corporate", "terseLabel": "Corporate", "verboseLabel": "Corporate" } } }, "localname": "CorporateDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CorporateMember": { "auth_ref": [ "r116" ], "lang": { "en-US": { "role": { "documentation": "Component of an entity that usually provides financial, operational and administrative support and is considered an operating segment. Excludes intersegment elimination and reconciling items.", "label": "Corporate Segment [Member]", "terseLabel": "Corporate" } } }, "localname": "CorporateMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CreditCardMember": { "auth_ref": [ "r265" ], "lang": { "en-US": { "role": { "documentation": "Card issued to user to facilitate payment for purchase of product and service, paid directly to merchant by card issuer, and later paid by cardholder to card issuer.", "label": "Credit Card [Member]", "terseLabel": "Credit card fees" } } }, "localname": "CreditCardMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_CreditCardReceivablesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Amounts receivable from issuing a card to individuals or businesses that allows someone to make a purchase on borrowed money.", "label": "Credit Card Receivable [Member]", "terseLabel": "Secured credit card", "verboseLabel": "Credit card" } } }, "localname": "CreditCardReceivablesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "auth_ref": [ "r207", "r246", "r249" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": 2.0, "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer", "terseLabel": "12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r207", "r246" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": 2.0, "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedTerseLabel": "12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "auth_ref": [ "r244" ], "lang": { "en-US": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions", "terseLabel": "Number of securities in a loss position for greater than twelve months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "auth_ref": [ "r207", "r246", "r249" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": 1.0, "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months", "terseLabel": "Less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r207", "r246" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": 1.0, "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedTerseLabel": "Less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss": { "auth_ref": [ "r208" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Realized Gain (Loss)", "terseLabel": "Realized gains on investment sales", "verboseLabel": "Gain on sale of investment securities available for sale" } } }, "localname": "DebtSecuritiesAvailableForSaleRealizedGainLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleTable": { "auth_ref": [ "r210" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale [Table]", "terseLabel": "Debt Securities, Available-for-sale [Table]" } } }, "localname": "DebtSecuritiesAvailableForSaleTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "auth_ref": [ "r205", "r242", "r249" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position", "totalLabel": "Total" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [ "r206", "r243" ], "calculation": { "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss", "negatedTotalLabel": "Total" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": { "auth_ref": [ "r204", "r245", "r249" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Table Text Block]", "terseLabel": "Schedule of Investment Portfolio in Continuous Unrealized Loss Position, Fair Value" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DeferredIncomeTaxAssetsNet": { "auth_ref": [ "r297", "r298" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 8.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.", "label": "Deferred Income Tax Assets, Net", "terseLabel": "Deferred income taxes" } } }, "localname": "DeferredIncomeTaxAssetsNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "auth_ref": [ "r65", "r79", "r303", "r310", "r311", "r312" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred Income Tax Expense (Benefit)", "terseLabel": "Deferred income tax benefit" } } }, "localname": "DeferredIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredRevenueLeasesNet": { "auth_ref": [ "r470" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after accumulated amortization, of deferred lease income. Includes, but is not limited to, amount paid in advance by lessee.", "label": "Deferred Lease Income, after Accumulated Amortization", "terseLabel": "Reclassification of deferred rent" } } }, "localname": "DeferredRevenueLeasesNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Deposits": { "auth_ref": [ "r428" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.", "label": "Deposits", "totalLabel": "Total deposits" } } }, "localname": "Deposits", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deposits, Interest-bearing and Noninterest-bearing, Alternative [Abstract]", "terseLabel": "Deposits" } } }, "localname": "DepositsInterestBearingAndNoninterestBearingAlternativeAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_DepreciationNonproduction": { "auth_ref": [ "r65", "r251" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.", "label": "Depreciation, Nonproduction", "terseLabel": "Depreciation and amortization" } } }, "localname": "DepreciationNonproduction", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssets": { "auth_ref": [ "r21", "r22", "r354" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Asset", "terseLabel": "Derivative assets", "verboseLabel": "Fair value amounts, assets" } } }, "localname": "DerivativeAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeContractTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.", "label": "Derivative Contract [Domain]", "terseLabel": "Derivative Contract [Domain]" } } }, "localname": "DerivativeContractTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DerivativeInstrumentRiskAxis": { "auth_ref": [ "r329", "r330", "r333", "r334" ], "lang": { "en-US": { "role": { "documentation": "Information by type of derivative contract.", "label": "Derivative Instrument [Axis]", "terseLabel": "Derivative Instrument [Axis]" } } }, "localname": "DerivativeInstrumentRiskAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Derivative Instruments and Hedging Activities Disclosure [Abstract]" } } }, "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": { "auth_ref": [ "r341" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.", "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]", "terseLabel": "Derivative Financial Instruments" } } }, "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstruments" ], "xbrltype": "textBlockItemType" }, "us-gaap_DerivativeLiabilities": { "auth_ref": [ "r21", "r22", "r354" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Liability", "negatedTerseLabel": "Fair amounts, liabilities", "verboseLabel": "Derivative liabilities" } } }, "localname": "DerivativeLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeNotionalAmount": { "auth_ref": [ "r323", "r325" ], "lang": { "en-US": { "role": { "documentation": "Nominal or face amount used to calculate payment on derivative.", "label": "Derivative, Notional Amount", "terseLabel": "Notional amount" } } }, "localname": "DerivativeNotionalAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativesFairValueLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Derivatives, Fair Value [Line Items]", "terseLabel": "Derivatives, Fair Value [Line Items]" } } }, "localname": "DerivativesFairValueLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativesPolicyTextBlock": { "auth_ref": [ "r77", "r82", "r322", "r324", "r326", "r327", "r338" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities.", "label": "Derivatives, Policy [Policy Text Block]", "terseLabel": "Derivative Financial Instruments" } } }, "localname": "DerivativesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_DesignatedAsHedgingInstrumentMember": { "auth_ref": [ "r326" ], "lang": { "en-US": { "role": { "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP).", "label": "Designated as Hedging Instrument [Member]", "terseLabel": "Designated as Hedging Instrument" } } }, "localname": "DesignatedAsHedgingInstrumentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DoubtfulMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.", "label": "Doubtful [Member]", "terseLabel": "Doubtful" } } }, "localname": "DoubtfulMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r44", "r95", "r96", "r97", "r98", "r99", "r104", "r106", "r108", "r109", "r110", "r113", "r114", "r442", "r473" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Earnings Per Share, Basic", "terseLabel": "Basic earnings per share (in dollars per share)" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r44", "r95", "r96", "r97", "r98", "r99", "r106", "r108", "r109", "r110", "r113", "r114", "r442", "r473" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Earnings Per Share, Diluted", "terseLabel": "Diluted earnings per share (in dollars per share)" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerSharePolicyTextBlock": { "auth_ref": [ "r77", "r111", "r112" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.", "label": "Earnings Per Share, Policy [Policy Text Block]", "terseLabel": "Earnings per share" } } }, "localname": "EarningsPerSharePolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_EmployeeStockOptionMember": { "auth_ref": [ "r282" ], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time.", "label": "Share-based Payment Arrangement, Option [Member]", "terseLabel": "Stock Options" } } }, "localname": "EmployeeStockOptionMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r85", "r86", "r88", "r91", "r100", "r103", "r115", "r216", "r258", "r259", "r288", "r289", "r290", "r307", "r308", "r360", "r361", "r362", "r363", "r364", "r366", "r483", "r484", "r485" ], "lang": { "en-US": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.", "label": "Equity Component [Domain]", "terseLabel": "Equity Component [Domain]" } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r354" ], "lang": { "en-US": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]", "netLabel": "Fair Value", "terseLabel": "Aggregate fair value", "verboseLabel": "Fair Value" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "auth_ref": [ "r342", "r343", "r344", "r350" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.", "label": "Fair Value, Recurring and Nonrecurring [Table]", "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis.", "label": "Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]", "terseLabel": "Fair Value Measurement Inputs and Valuation Techniques" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": { "auth_ref": [ "r342", "r343", "r345" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).", "label": "Fair Value Measurements, Nonrecurring [Table Text Block]", "terseLabel": "Fair Value Measurements, Nonrecurring" } } }, "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "terseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]" } } }, "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "auth_ref": [ "r342", "r355", "r356" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table]", "terseLabel": "Fair Value, by Balance Sheet Grouping [Table]" } } }, "localname": "FairValueByBalanceSheetGroupingTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r342", "r355" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "terseLabel": "Fair Value Measurements, Recurring and Nonrecurring" } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r267", "r268", "r269", "r270", "r271", "r272", "r273", "r274", "r343", "r385", "r386", "r387" ], "lang": { "en-US": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]", "terseLabel": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r342", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]", "terseLabel": "Measurement Basis [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r342", "r343", "r346", "r347", "r352" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]", "terseLabel": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosureItemAmountsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value.", "label": "Fair Value Measurement [Domain]", "terseLabel": "Fair Value Measurement [Domain]" } } }, "localname": "FairValueDisclosureItemAmountsDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueDisclosuresAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Fair Value Disclosures [Abstract]" } } }, "localname": "FairValueDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r349" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "Fair Value Disclosures [Text Block]", "terseLabel": "Fair Value" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValue" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r267", "r268", "r273", "r274", "r343", "r385" ], "lang": { "en-US": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]", "netLabel": "Level 1", "terseLabel": "Level 1 Inputs", "verboseLabel": "Level 1 Inputs" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r267", "r268", "r273", "r274", "r343", "r386" ], "lang": { "en-US": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]", "terseLabel": "Level 2 Inputs" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r267", "r268", "r269", "r270", "r271", "r272", "r273", "r274", "r343", "r387" ], "lang": { "en-US": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]", "netLabel": "Level 3", "verboseLabel": "Level 3 Inputs" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement frequency.", "label": "Measurement Frequency [Domain]", "terseLabel": "Measurement Frequency [Domain]" } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.", "label": "Fair Value Measurement, Policy [Policy Text Block]", "terseLabel": "Fair Value Measurements" } } }, "localname": "FairValueMeasurementPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [ "r267", "r268", "r269", "r270", "r271", "r272", "r273", "r274", "r385", "r386", "r387" ], "lang": { "en-US": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.", "label": "Fair Value Hierarchy and NAV [Domain]", "terseLabel": "Fair Value Hierarchy and NAV [Domain]" } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "auth_ref": [ "r342", "r343", "r346", "r347", "r348", "r352" ], "lang": { "en-US": { "role": { "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value.", "label": "Fair Value, Nonrecurring [Member]", "terseLabel": "Fair Value, Measurements, Nonrecurring" } } }, "localname": "FairValueMeasurementsNonrecurringMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r349", "r352" ], "lang": { "en-US": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]", "terseLabel": "Fair Value, Measurements, Recurring" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable": { "auth_ref": [ "r328", "r331", "r340" ], "lang": { "en-US": { "role": { "documentation": "Schedule that discloses the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.", "label": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]", "terseLabel": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]" } } }, "localname": "FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FederalFundsSold": { "auth_ref": [ "r435" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.", "label": "Federal Funds Sold", "terseLabel": "Federal funds sold", "verboseLabel": "Federal funds sold" } } }, "localname": "FederalFundsSold", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanBankAdvancesLongTerm": { "auth_ref": [ "r433", "r460", "r461" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.", "label": "Long-term Federal Home Loan Bank Advances", "terseLabel": "Federal Home Loan Bank advances" } } }, "localname": "FederalHomeLoanBankAdvancesLongTerm", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanBankAdvancesMember": { "auth_ref": [ "r429" ], "lang": { "en-US": { "role": { "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans.", "label": "Federal Home Loan Bank Advances [Member]", "terseLabel": "Federal Home Loan Bank" } } }, "localname": "FederalHomeLoanBankAdvancesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy": { "auth_ref": [ "r156", "r171", "r177", "r184" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for financing receivables classified as held-for-sale.", "label": "Financing Receivable, Held-for-sale [Policy Text Block]", "terseLabel": "Loans held for sale" } } }, "localname": "FinanceLoanAndLeaseReceivablesHeldForSalePolicy", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r202", "r203", "r220", "r225", "r226", "r229", "r231", "r245", "r247", "r248", "r249", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r395", "r398", "r399", "r400", "r401", "r402", "r403", "r404", "r405", "r406", "r407", "r408", "r409", "r410", "r411", "r412", "r413" ], "lang": { "en-US": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]", "terseLabel": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentPerformanceStatusAxis": { "auth_ref": [ "r231" ], "lang": { "en-US": { "role": { "documentation": "Information by category of performance or non-performance status of financial instruments.", "label": "Financial Instrument Performance Status [Axis]", "terseLabel": "Financial Instrument Performance Status [Axis]" } } }, "localname": "FinancialInstrumentPerformanceStatusAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentPerformanceStatusDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Category of performance or non-performance status of financial instruments, including but not limited to, financing receivables, loans, debt, and investments.", "label": "Financial Instrument Performance Status [Domain]", "terseLabel": "Financial Instrument Performance Status [Domain]" } } }, "localname": "FinancialInstrumentPerformanceStatusDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial assets" } } }, "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial liabilities" } } }, "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "auth_ref": [ "r158", "r219", "r221", "r224", "r426" ], "calculation": { "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails": { "order": 3.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.", "label": "Financing Receivable, Allowance for Credit Loss", "negatedTerseLabel": "Allowance for loan losses", "periodEndLabel": "Balance at end of year", "periodStartLabel": "Balance at beginning of year", "terseLabel": "Allowance for loan losses" } } }, "localname": "FinancingReceivableAllowanceForCreditLosses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical", "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r161" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.", "label": "Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment", "terseLabel": "Allowance for Loan Losses Ending Balance Evaluated for Impairment: Collectively" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1": { "auth_ref": [ "r161" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.", "label": "Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment", "terseLabel": "Allowance for Loan Losses Ending Balance Evaluated for Impairment: Individually" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts": { "auth_ref": [ "r155" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for charging off uncollectible financing receivables, including, but not limited to, factors and methodologies used in estimating the allowance for credit loss.", "label": "Financing Receivable, Allowance for Credit Losses, Policy for Uncollectible Amounts [Policy Text Block]", "terseLabel": "Loans and Allowance for Loan Losses" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "auth_ref": [ "r160", "r223", "r239" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery.", "label": "Financing Receivable, Allowance for Credit Loss, Recovery", "verboseLabel": "Recoveries" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Financing Receivable, Allowance for Credit Loss [Roll Forward]", "terseLabel": "Financing Receivable, Allowance for Credit Loss [Roll Forward]" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r162" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The balance of financing receivables that were collectively evaluated for impairment.", "label": "Financing Receivable, Collectively Evaluated for Impairment", "terseLabel": "Outstanding Loan Balances Evaluated for Impairment: Collectively" } } }, "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.", "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "terseLabel": "Loans Receivables Credit Quality Indicators" } } }, "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableImpairedLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Impaired [Line Items]", "terseLabel": "Financing Receivable, Impaired [Line Items]" } } }, "localname": "FinancingReceivableImpairedLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": { "auth_ref": [ "r162" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The balance of financing receivables that were individually evaluated for impairment.", "label": "Financing Receivable, Individually Evaluated for Impairment", "terseLabel": "Outstanding Loan Balances Evaluated for Impairment: Individually" } } }, "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Troubled Debt Restructuring [Line Items]", "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Line Items]" } } }, "localname": "FinancingReceivableModificationsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableModificationsNumberOfContracts2": { "auth_ref": [ "r174" ], "lang": { "en-US": { "role": { "documentation": "Number of financing receivables that have been modified by troubled debt restructurings.", "label": "Financing Receivable, Modifications, Number of Contracts", "terseLabel": "Number of Contracts" } } }, "localname": "FinancingReceivableModificationsNumberOfContracts2", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "integerItemType" }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "auth_ref": [ "r174", "r189" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring", "terseLabel": "Recorded Investment" } } }, "localname": "FinancingReceivableModificationsRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "auth_ref": [ "r220", "r225", "r232" ], "lang": { "en-US": { "role": { "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Axis]", "terseLabel": "Financing Receivable Portfolio Segment [Axis]" } } }, "localname": "FinancingReceivablePortfolioSegmentAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Domain]", "terseLabel": "Financing Receivable Portfolio Segment [Domain]" } } }, "localname": "FinancingReceivablePortfolioSegmentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "auth_ref": [ "r179", "r228", "r240" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable 90 days or more past due and still accruing.", "label": "Financing Receivable, 90 Days or More Past Due, Still Accruing", "terseLabel": "Accruing Loans 90 or More Days Past Due" } } }, "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "auth_ref": [ "r173", "r180", "r181", "r226", "r229", "r231", "r233", "r235", "r239", "r240" ], "lang": { "en-US": { "role": { "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Axis]", "terseLabel": "Class of Financing Receivable [Axis]" } } }, "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Domain]", "terseLabel": "Class of Financing Receivable [Domain]" } } }, "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentCurrent": { "auth_ref": [ "r181", "r226", "r240" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable not past due.", "label": "Financing Receivable, Not Past Due", "terseLabel": "Current Loans" } } }, "localname": "FinancingReceivableRecordedInvestmentCurrent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Credit Quality Indicator [Line Items]", "terseLabel": "Financing Receivable, Credit Quality Indicator [Line Items]" } } }, "localname": "FinancingReceivableRecordedInvestmentLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "auth_ref": [ "r178", "r227" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable on nonaccrual status.", "label": "Financing Receivable, Nonaccrual", "terseLabel": "Non-accrual Loans" } } }, "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentPastDue": { "auth_ref": [ "r181", "r226", "r240" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable past due.", "label": "Financing Receivable, Past Due", "terseLabel": "Portfolio Loans Past Due" } } }, "localname": "FinancingReceivableRecordedInvestmentPastDue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Past Due [Line Items]", "terseLabel": "Financing Receivable, Past Due [Line Items]" } } }, "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "auth_ref": [ "r240" ], "lang": { "en-US": { "role": { "documentation": "Financial asset equal to or greater than 90 days past due.", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "terseLabel": "Loans 90 or More Days Past Due" } } }, "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "auth_ref": [ "r226", "r240" ], "lang": { "en-US": { "role": { "documentation": "Information by time period financial asset is past due.", "label": "Financial Asset, Period Past Due [Axis]", "terseLabel": "Financial Asset, Period Past Due [Axis]" } } }, "localname": "FinancingReceivablesPeriodPastDueAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Period in which financial asset is past due. Element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater Than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less Than [high end numeric value] [date measure] Past Due [Member] formats.", "label": "Financial Asset, Period Past Due [Domain]", "terseLabel": "Financial Asset, Period Past Due [Domain]" } } }, "localname": "FinancingReceivablesPeriodPastDueDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesTextBlock": { "auth_ref": [ "r183", "r186" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for financing receivable.", "label": "Financing Receivables [Text Block]", "terseLabel": "Portfolio Loans Receivable", "verboseLabel": "SBA-PPP Loans Receivable" } } }, "localname": "FinancingReceivablesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivable" ], "xbrltype": "textBlockItemType" }, "us-gaap_GainLossOnSaleOfInvestments": { "auth_ref": [ "r65" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 19.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.", "label": "Gain (Loss) on Sale of Investments", "negatedLabel": "Gain on sale of securities available for sale" } } }, "localname": "GainLossOnSaleOfInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "auth_ref": [ "r448" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 20.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.", "label": "Gains (Losses) on Sales of Other Real Estate", "negatedLabel": "Loss on sale of foreclosed real estate" } } }, "localname": "GainsLossesOnSalesOfOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgingDesignationAxis": { "auth_ref": [ "r326", "r335" ], "lang": { "en-US": { "role": { "documentation": "Information by designation of purpose of derivative instrument.", "label": "Hedging Designation [Axis]", "terseLabel": "Hedging Designation [Axis]" } } }, "localname": "HedgingDesignationAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_HedgingDesignationDomain": { "auth_ref": [ "r326" ], "lang": { "en-US": { "role": { "documentation": "Designation of purpose of derivative instrument.", "label": "Hedging Designation [Domain]", "terseLabel": "Hedging Designation [Domain]" } } }, "localname": "HedgingDesignationDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_HomeEquityLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit.", "label": "Home Equity Loan [Member]", "terseLabel": "Home equity" } } }, "localname": "HomeEquityLoanMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "auth_ref": [ "r167", "r170" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Average Recorded Investment", "terseLabel": "Average Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": { "auth_ref": [ "r168" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.", "label": "Impaired Financing Receivable, Interest Income, Accrual Method", "terseLabel": "Interest Recognized" } } }, "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "auth_ref": [ "r164" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Recorded Investment", "terseLabel": "Impaired loans", "verboseLabel": "Total Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "auth_ref": [ "r165" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit losses related to recorded investment.", "label": "Impaired Financing Receivable, Related Allowance", "terseLabel": "Related Allowance", "verboseLabel": "Impaired loans, valuation allowance" } } }, "localname": "ImpairedFinancingReceivableRelatedAllowance", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "auth_ref": [ "r166" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.", "label": "Impaired Financing Receivable, Unpaid Principal Balance", "terseLabel": "Unpaid Contractual Principal Balance" } } }, "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r164" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.", "label": "Impaired Financing Receivable, with No Related Allowance, Recorded Investment", "terseLabel": "Recorded Investment With No Allowance" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r164" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.", "label": "Impaired Financing Receivable, with Related Allowance, Recorded Investment", "terseLabel": "Impaired loans, net", "verboseLabel": "Recorded Investment With Allowance" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivablesTableTextBlock": { "auth_ref": [ "r169" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of impaired financing receivables.", "label": "Impaired Financing Receivables [Table Text Block]", "terseLabel": "Impaired Loans Receivables" } } }, "localname": "ImpairedFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": { "auth_ref": [ "r80", "r129", "r135", "r139", "r142", "r145" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.", "label": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest", "totalLabel": "Income before income taxes" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeStatementAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Statement [Abstract]" } } }, "localname": "IncomeStatementAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r79", "r102", "r103", "r127", "r299", "r309", "r313", "r476" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income Tax Expense (Benefit)", "terseLabel": "Income tax expense" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxPolicyTextBlock": { "auth_ref": [ "r39", "r77", "r295", "r296", "r300", "r301", "r302", "r304", "r500" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.", "label": "Income Tax, Policy [Policy Text Block]", "terseLabel": "Income Taxes" } } }, "localname": "IncomeTaxPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxesPaidNet": { "auth_ref": [ "r72" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.", "label": "Income Taxes Paid, Net", "terseLabel": "Taxes" } } }, "localname": "IncomeTaxesPaidNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 12.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.", "label": "Increase (Decrease) in Accrued Interest Receivable, Net", "negatedTerseLabel": "Accrued interest receivable" } } }, "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1": { "auth_ref": [ "r329", "r332" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) related to the fair value of interest rate derivatives designated as fair value hedging instruments, as offset by the gain (loss) on the hedged item to the extent that the fair value hedge is determined to be effective.", "label": "Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments", "terseLabel": "Change in fair value of cash flow hedging derivative" } } }, "localname": "IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInFederalFundsPurchased": { "auth_ref": [ "r68", "r70" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net cash inflow or outflow from the fund borrowed from other financial institution arising from the insufficient reserve deposited at Federal Reserve Bank to meet legal requirement. This borrowing is usually contracted on an overnight basis at an agreed rate of interest.", "label": "Increase (Decrease) in Federal Funds Purchased", "negatedTerseLabel": "Federal funds purchased" } } }, "localname": "IncreaseDecreaseInFederalFundsPurchased", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInInterestPayableNet": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 15.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.", "label": "Increase (Decrease) in Interest Payable, Net", "terseLabel": "Accrued interest payable" } } }, "localname": "IncreaseDecreaseInInterestPayableNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in loans from another Federal Home Loan Bank (FHLBank).", "label": "Increase (Decrease) in Loans from Federal Home Loan Banks", "terseLabel": "Federal Home Loan Bank advances, net" } } }, "localname": "IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Increase (Decrease) in Operating Capital [Abstract]", "terseLabel": "Changes in assets and liabilities:" } } }, "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 14.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating assets classified as other.", "label": "Increase (Decrease) in Other Operating Assets", "negatedTerseLabel": "Other assets" } } }, "localname": "IncreaseDecreaseInOtherOperatingAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 16.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating liabilities classified as other.", "label": "Increase (Decrease) in Other Operating Liabilities", "terseLabel": "Other liabilities" } } }, "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInPrepaidTaxes": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 13.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) of consideration paid in advance for income and other taxes that provide economic benefits in future periods.", "label": "Increase (Decrease) in Prepaid Taxes", "negatedTerseLabel": "Prepaid income taxes and taxes payable" } } }, "localname": "IncreaseDecreaseInPrepaidTaxes", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]", "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]" } } }, "localname": "IncreaseDecreaseInStockholdersEquityRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_InformationTechnologyAndDataProcessing": { "auth_ref": [ "r49" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 4.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services.", "label": "Information Technology and Data Processing", "terseLabel": "Data processing" } } }, "localname": "InformationTechnologyAndDataProcessing", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperating": { "auth_ref": [ "r444" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.", "label": "Interest and Dividend Income, Operating", "terseLabel": "Interest income", "totalLabel": "Total interest income" } } }, "localname": "InterestAndDividendIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Interest and Dividend Income, Operating [Abstract]", "terseLabel": "Interest income" } } }, "localname": "InterestAndDividendIncomeOperatingAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "auth_ref": [ "r443" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.", "label": "Interest and Fee Income, Loans and Leases", "terseLabel": "Loans, including fees" } } }, "localname": "InterestAndFeeIncomeLoansAndLeases", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDepositLiabilities": { "auth_ref": [ "r428" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities.", "label": "Interest-bearing Deposit Liabilities", "terseLabel": "Interest-bearing, including related party balances of $128,655 and $125,304 at June 30, 2020 and December 31, 2019, respectively" } } }, "localname": "InterestBearingDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDepositsInBanks": { "auth_ref": [ "r420", "r434" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.", "label": "Interest-bearing Deposits in Banks and Other Financial Institutions", "terseLabel": "Interest bearing deposits at other financial institutions", "verboseLabel": "Interest bearing deposits at other financial institutions" } } }, "localname": "InterestBearingDepositsInBanks", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r41", "r123", "r367", "r368", "r453" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "Interest Expense", "terseLabel": "Interest expense", "totalLabel": "Total interest expense" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Interest Expense [Abstract]", "terseLabel": "Interest expense" } } }, "localname": "InterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpenseBorrowings": { "auth_ref": [ "r452" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Aggregate amount of interest expense on all borrowings.", "label": "Interest Expense, Borrowings", "terseLabel": "Borrowed funds" } } }, "localname": "InterestExpenseBorrowings", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseDeposits": { "auth_ref": [ "r451" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Aggregate amount of interest expense on all deposits.", "label": "Interest Expense, Deposits", "terseLabel": "Deposits, includes payments to related parties of $295 and $678 for the three and six months ended June 30, 2020, respectively, and $459 and $976 for the three and six months ended June 30, 2019, respectively." } } }, "localname": "InterestExpenseDeposits", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeDebtSecuritiesAvailableForSaleOperating": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income, amortization of premium and accretion of discount on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale); classified as operating.", "label": "Interest Income, Debt Securities, Available-for-sale, Operating", "terseLabel": "Investment securities available for sale" } } }, "localname": "InterestIncomeDebtSecuritiesAvailableForSaleOperating", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "auth_ref": [ "r446" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 3.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.", "label": "Interest Income (Expense), after Provision for Loan Loss", "totalLabel": "Net interest income after provision for loan losses" } } }, "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseNet": { "auth_ref": [ "r445" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net amount of operating interest income (expense).", "label": "Interest Income (Expense), Net", "totalLabel": "Net interest income" } } }, "localname": "InterestIncomeExpenseNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeFederalFundsSold": { "auth_ref": [ "r450" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 3.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight).", "label": "Interest Income, Federal Funds Sold", "terseLabel": "Federal funds sold and other" } } }, "localname": "InterestIncomeFederalFundsSold", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeOperating": { "auth_ref": [ "r48" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.", "label": "Interest Income, Operating", "terseLabel": "Interest income" } } }, "localname": "InterestIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPaidNet": { "auth_ref": [ "r58", "r61", "r72" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.", "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities", "terseLabel": "Interest" } } }, "localname": "InterestPaidNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPayableCurrentAndNoncurrent": { "auth_ref": [ "r431", "r469" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest payable on debt, including, but not limited to, trade payables.", "label": "Interest Payable", "terseLabel": "Accrued interest payable" } } }, "localname": "InterestPayableCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestRateLockCommitmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commitments to extend credit where the interest rate is locked in advance of funds being disbursed for a specified period of time.", "label": "Interest Rate Lock Commitments [Member]", "terseLabel": "Interest Rate Lock Commitments" } } }, "localname": "InterestRateLockCommitmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InternalCreditAssessmentAxis": { "auth_ref": [ "r172", "r231", "r238", "r239", "r257", "r336" ], "lang": { "en-US": { "role": { "documentation": "Information by entity-defined rating.", "label": "Internal Credit Assessment [Axis]", "terseLabel": "Internal Credit Assessment [Axis]" } } }, "localname": "InternalCreditAssessmentAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InternalCreditAssessmentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Entity defined credit risk rating.", "label": "Internal Credit Assessment [Domain]", "terseLabel": "Internal Credit Assessment [Domain]" } } }, "localname": "InternalCreditAssessmentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IntersegmentEliminationMember": { "auth_ref": [ "r121", "r134", "r135", "r136", "r137", "r139", "r141", "r145" ], "lang": { "en-US": { "role": { "documentation": "Eliminating entries used in operating segment consolidation.", "label": "Intersegment Eliminations [Member]", "terseLabel": "Eliminations" } } }, "localname": "IntersegmentEliminationMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r211", "r474" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment, Policy [Policy Text Block]", "terseLabel": "Investment securities" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "terseLabel": "Investments Classified by Contractual Maturity Date" } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]" } } }, "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r210", "r419", "r459", "r498" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "terseLabel": "Investment Securities" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecurities" ], "xbrltype": "textBlockItemType" }, "us-gaap_LaborAndRelatedExpense": { "auth_ref": [ "r47" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.", "label": "Labor and Related Expense", "terseLabel": "Salaries and employee benefits" } } }, "localname": "LaborAndRelatedExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_LeaseholdImprovementsMember": { "auth_ref": [ "r252" ], "lang": { "en-US": { "role": { "documentation": "Additions or improvements to assets held under a lease arrangement.", "label": "Leasehold Improvements [Member]", "terseLabel": "Leasehold improvements" } } }, "localname": "LeaseholdImprovementsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LeasesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Leases [Abstract]" } } }, "localname": "LeasesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_LesseeLeasesPolicyTextBlock": { "auth_ref": [ "r374" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee.", "label": "Lessee, Leases [Policy Text Block]", "terseLabel": "Leases" } } }, "localname": "LesseeLeasesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": { "auth_ref": [ "r377" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.", "label": "Lessee, Operating Lease, Liability, Maturity [Table Text Block]", "terseLabel": "Lessee, Operating Lease, Liability, Maturity" } } }, "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetailsCalc2": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease.", "label": "Lessee, Operating Lease, Liability, to be Paid", "totalLabel": "Total future lease payments" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 2.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Lessee, Operating Lease, Liability, to be Paid, Year One", "terseLabel": "2021" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 5.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Lessee, Operating Lease, Liability, to be Paid, Year Four", "terseLabel": "2024" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 4.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Lessee, Operating Lease, Liability, to be Paid, Year Three", "terseLabel": "2023" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 3.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Lessee, Operating Lease, Liability, to be Paid, Year Two", "terseLabel": "2022" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 1.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease having initial or remaining lease term in excess of one year to be paid in remainder of current fiscal year.", "label": "Lessee, Operating Lease, Liability, to be Paid, Remainder of Fiscal Year", "terseLabel": "2020" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r377" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetailsCalc2": { "order": 1.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount", "negatedLabel": "Discount of cash flows" } } }, "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeasesTextBlock": { "auth_ref": [ "r379" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.", "label": "Lessee, Operating Leases [Text Block]", "terseLabel": "Leases" } } }, "localname": "LesseeOperatingLeasesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/Leases" ], "xbrltype": "textBlockItemType" }, "us-gaap_LettersOfCreditOutstandingAmount": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The total amount of the contingent obligation under letters of credit outstanding as of the reporting date.", "label": "Letters of Credit Outstanding, Amount", "terseLabel": "Letters of credit" } } }, "localname": "LettersOfCreditOutstandingAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r18", "r78", "r137", "r212", "r317", "r320", "r321", "r357" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "Liabilities", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liabilities [Abstract]", "terseLabel": "Liabilities" } } }, "localname": "LiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r15", "r78", "r212", "r357", "r424", "r466" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "Liabilities and Equity", "totalLabel": "Total liabilities and stockholders' equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoanProcessingFee": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 6.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Expenses paid for obtaining loans which includes expenses such as application and origination fees.", "label": "Loan Processing Fee", "terseLabel": "Loan processing" } } }, "localname": "LoanProcessingFee", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableDeferredIncome": { "auth_ref": [ "r176", "r185", "r369", "r436" ], "calculation": { "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails": { "order": 2.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.", "label": "Loans and Leases Receivable, Deferred Income", "negatedTerseLabel": "Deferred origination fees, net" } } }, "localname": "LoansAndLeasesReceivableDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableDisclosureLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Loans and Leases Receivable Disclosure [Line Items]", "terseLabel": "Loans and Leases Receivable Disclosure [Line Items]" } } }, "localname": "LoansAndLeasesReceivableDisclosureLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LoansAndLeasesReceivableDisclosureTable": { "auth_ref": [ "r152" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about loans and leases receivable.", "label": "Loans and Leases Receivable Disclosure [Table]", "terseLabel": "Loans and Leases Receivable Disclosure [Table]" } } }, "localname": "LoansAndLeasesReceivableDisclosureTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivable", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LoansHeldForSaleFairValueDisclosure": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.", "label": "Loans Held-for-sale, Fair Value Disclosure", "netLabel": "Loans held for sale", "terseLabel": "Loans held for sale", "verboseLabel": "Loans Held for Sale" } } }, "localname": "LoansHeldForSaleFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableFairValueDisclosure": { "auth_ref": [ "r183" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.", "label": "Loans Receivable, Fair Value Disclosure", "verboseLabel": "Loans receivable, net (1)" } } }, "localname": "LoansReceivableFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_MeasurementInputCostToSellMember": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Measurement input using expense incurred to sell asset.", "label": "Measurement Input, Cost to Sell [Member]", "terseLabel": "Measurement Input, Cost to Sell" } } }, "localname": "MeasurementInputCostToSellMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MeasurementInputTypeAxis": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Information by type of measurement input used to determine value of asset and liability.", "label": "Measurement Input Type [Axis]", "terseLabel": "Measurement Input Type [Axis]" } } }, "localname": "MeasurementInputTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MeasurementInputTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement input used to determine value of asset and liability.", "label": "Measurement Input Type [Domain]", "terseLabel": "Measurement Input Type [Domain]" } } }, "localname": "MeasurementInputTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MortgageBackedSecuritiesMember": { "auth_ref": [ "r192", "r267", "r268", "r274", "r493" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by mortgage loans.", "label": "Collateralized Mortgage Backed Securities [Member]", "netLabel": "Mortgage-backed securities", "terseLabel": "Mortgage-backed securities", "verboseLabel": "Mortgage-backed securities" } } }, "localname": "MortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MortgageBankingMember": { "auth_ref": [ "r265" ], "lang": { "en-US": { "role": { "documentation": "Origination or servicing of loan secured by real property.", "label": "Mortgage Banking [Member]", "terseLabel": "Mortgage banking revenue" } } }, "localname": "MortgageBankingMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_MunicipalBondsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Long-term debt securities issued by state, city or local governments or the agencies operated by state, city or local governments.", "label": "Municipal Bonds [Member]", "netLabel": "Municipal", "terseLabel": "Municipal", "verboseLabel": "Municipal" } } }, "localname": "MunicipalBondsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r60" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "Net Cash Provided by (Used in) Financing Activities", "totalLabel": "Net cash provided by financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]", "terseLabel": "Cash flows from financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r60" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "Net Cash Provided by (Used in) Investing Activities", "totalLabel": "Net cash used by investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]", "terseLabel": "Cash flows from investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r60", "r63", "r66" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "Net Cash Provided by (Used in) Operating Activities", "totalLabel": "Net cash used by operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Cash flows from operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetChangeInterestBearingDepositsDomestic": { "auth_ref": [ "r68" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) in interest-bearing deposits domestic.", "label": "Net Change Interest-bearing Deposits, Domestic", "terseLabel": "Interest-bearing deposits" } } }, "localname": "NetChangeInterestBearingDepositsDomestic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetChangeNoninterestBearingDepositsDomestic": { "auth_ref": [ "r68" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) in domestic noninterest bearing deposits.", "label": "Net Change Noninterest-bearing Deposits, Domestic", "terseLabel": "Noninterest-bearing deposits" } } }, "localname": "NetChangeNoninterestBearingDepositsDomestic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r2", "r33", "r36", "r42", "r66", "r78", "r90", "r95", "r96", "r97", "r98", "r102", "r103", "r107", "r129", "r135", "r139", "r142", "r145", "r212", "r357", "r440", "r471" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 }, "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "Net Income (Loss) Attributable to Parent", "terseLabel": "Net income", "totalLabel": "Net income" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]", "terseLabel": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]" } } }, "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable": { "auth_ref": [ "r89", "r90", "r91", "r92", "r93", "r94", "r97", "r113", "r213", "r214", "r215", "r216", "r217", "r218", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r305", "r306", "r307", "r308", "r416", "r417", "r418", "r481", "r482", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "documentation": "Summarization of the changes in an accounting principle or a new accounting pronouncement, including the line items affected by the change and the financial effects of the change on those particular line items.", "label": "Accounting Standards Update and Change in Accounting Principle [Table]", "terseLabel": "Accounting Standards Update and Change in Accounting Principle [Table]" } } }, "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.", "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "terseLabel": "Recently issued accounting pronouncements" } } }, "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noncash Investing and Financing Items [Abstract]", "terseLabel": "Noncash activities:" } } }, "localname": "NoncashInvestingAndFinancingItemsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestBearingDepositLiabilities": { "auth_ref": [ "r428" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.", "label": "Noninterest-bearing Deposit Liabilities", "terseLabel": "Noninterest-bearing, including related party balances of $17,734 and $16,009 at June 30, 2020 and December 31, 2019, respectively" } } }, "localname": "NoninterestBearingDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpense": { "auth_ref": [ "r449" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total aggregate amount of all noninterest expense.", "label": "Noninterest Expense", "terseLabel": "Noninterest expense", "totalLabel": "Total noninterest expenses" } } }, "localname": "NoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpenseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noninterest Expense [Abstract]", "terseLabel": "Noninterest expenses" } } }, "localname": "NoninterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncome": { "auth_ref": [ "r447" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.", "label": "Noninterest Income", "terseLabel": "Noninterest income", "totalLabel": "Total noninterest income" } } }, "localname": "NoninterestIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noninterest Income [Abstract]", "terseLabel": "Noninterest income" } } }, "localname": "NoninterestIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "auth_ref": [ "r40", "r438", "r475" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue earned, classified as other, excluding interest income.", "label": "Noninterest Income, Other Operating Income", "terseLabel": "Other fees and charges" } } }, "localname": "NoninterestIncomeOtherOperatingIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NonperformingFinancingReceivableMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "Category status of financial instruments in which payments are past due in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt, and investments.", "label": "Nonperforming Financial Instruments [Member]", "terseLabel": "Nonperforming" } } }, "localname": "NonperformingFinancingReceivableMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "us-gaap_NotesReceivableGross": { "auth_ref": [ "r230", "r239", "r240" ], "calculation": { "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails": { "order": 1.0, "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before allowance for credit loss, of financing receivable.", "label": "Financing Receivable, before Allowance for Credit Loss", "netLabel": "Loans receivable, net of allowance for loan losses of $15,514 and $13,301 at March 31, 2020 and December 31, 2019, respectively", "terseLabel": "Total Portfolio Loans", "verboseLabel": "Loans receivable, gross" } } }, "localname": "NotesReceivableGross", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationSbaPaycheckProtectionProgramDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/SbaPppLoansReceivableDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesReceivableNet": { "auth_ref": [ "r9", "r152", "r230" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.", "label": "Financing Receivable, after Allowance for Credit Loss", "terseLabel": "Portfolio loans receivable, net of deferred fees and costs and net of allowance for loan losses of $18,680 and $13,301 at June 30, 2020 and December 31, 2019, respectively", "totalLabel": "Portfolio loans receivable, net" } } }, "localname": "NotesReceivableNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NumberOfReportableSegments": { "auth_ref": [ "r117" ], "lang": { "en-US": { "role": { "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.", "label": "Number of Reportable Segments", "terseLabel": "Number of reportable segments" } } }, "localname": "NumberOfReportableSegments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationBasisOfPresentationDetails", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "integerItemType" }, "us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Lessee, Operating Lease, Liability, Payment, Due [Abstract]", "terseLabel": "Amounts due in:" } } }, "localname": "OperatingLeaseLiabilitiesPaymentsDueAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OperatingLeaseLiability": { "auth_ref": [ "r372" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetailsCalc2": { "order": 2.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.", "label": "Operating Lease, Liability", "terseLabel": "Present value of net future lease payments", "verboseLabel": "Operating lease, liability" } } }, "localname": "OperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList": { "auth_ref": [ "r373" ], "lang": { "en-US": { "role": { "documentation": "Indicates line item in statement of financial position that includes operating lease liability.", "label": "Operating Lease, Liability, Statement of Financial Position [Extensible List]", "terseLabel": "Operating lease, liability, statement of financial position [Extensible List]" } } }, "localname": "OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails" ], "xbrltype": "extensibleListItemType" }, "us-gaap_OperatingLeaseRightOfUseAsset": { "auth_ref": [ "r371" ], "calculation": { "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails": { "order": 1.0, "parentTag": "cbnk_OperatingLeaseRightOfUseAssetNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's right to use underlying asset under operating lease.", "label": "Operating Lease, Right-of-Use Asset", "terseLabel": "Right-of-use asset", "verboseLabel": "Lease asset" } } }, "localname": "OperatingLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAssetsAndLiabilitiesAndLeasePaymentObligationsDetails", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r376", "r378" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for operating lease calculated at point in time.", "label": "Operating Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Weighted average discount rate" } } }, "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/LeasesAdditionalInformationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_OperatingSegmentsMember": { "auth_ref": [ "r134", "r135", "r136", "r137", "r139", "r145" ], "lang": { "en-US": { "role": { "documentation": "Identifies components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Operating Segments [Member]", "terseLabel": "Operating Segments" } } }, "localname": "OperatingSegmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherAssets": { "auth_ref": [ "r6", "r422", "r462" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 10.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of assets classified as other.", "label": "Other Assets", "terseLabel": "Other assets" } } }, "localname": "OtherAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherBorrowings": { "auth_ref": [ "r430" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.", "label": "Other Borrowings", "terseLabel": "Other borrowed funds" } } }, "localname": "OtherBorrowings", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherCommitmentsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of information about obligations resulting from other commitments.", "label": "Other Commitments [Table Text Block]", "terseLabel": "Schedule Of Outstanding Loan Commitments" } } }, "localname": "OtherCommitmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent": { "auth_ref": [ "r314", "r315", "r318" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.", "label": "Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent", "terseLabel": "Unrealized gain on investment securities available for sale, net of income taxes" } } }, "localname": "OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent": { "auth_ref": [ "r314", "r315", "r318" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent", "totalLabel": "Other comprehensive income (loss)" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent [Abstract]", "terseLabel": "Other comprehensive income (loss)" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTaxParent": { "auth_ref": [ "r27" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after tax and reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent.", "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax, Parent", "terseLabel": "Unrealized loss on cash flow hedging derivative, net of income taxes" } } }, "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTaxParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTaxParent": { "auth_ref": [ "r27" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax and after reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness, attributable to parent.", "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax, Parent", "terseLabel": "Unrealized loss on cash flow hedging derivative" } } }, "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTaxParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "auth_ref": [ "r34", "r37", "r314", "r315", "r318" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent", "totalLabel": "Other comprehensive income" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r27", "r30", "r31", "r209" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 3.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "negatedLabel": "Reclassification of realized gain on sale of investment securities available for sale" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1": { "auth_ref": [ "r314", "r315", "r318" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent", "negatedTerseLabel": "Income tax expense relating to the items above" } } }, "localname": "OtherComprehensiveIncomeLossTaxPortionAttributableToParent1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "auth_ref": [ "r23", "r27", "r209" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax", "terseLabel": "Unrealized gain on investment securities available for sale" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherLiabilities": { "auth_ref": [ "r432" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities classified as other.", "label": "Other Liabilities", "terseLabel": "Other liabilities" } } }, "localname": "OtherLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherNoninterestExpense": { "auth_ref": [ "r449" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 8.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noninterest expense classified as other.", "label": "Other Noninterest Expense", "terseLabel": "Other operating" } } }, "localname": "OtherNoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PassMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.", "label": "Pass [Member]", "terseLabel": "Pass" } } }, "localname": "PassMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "auth_ref": [ "r180", "r181", "r226", "r240" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of aging analysis for financing receivable.", "label": "Financing Receivable, Past Due [Table Text Block]", "terseLabel": "Past Due Loans Receivables" } } }, "localname": "PastDueFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale": { "auth_ref": [ "r59", "r62" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of cash paid for the origination of mortgages that are held for sale.", "label": "Payments for Origination of Mortgage Loans Held-for-sale", "negatedTerseLabel": "Originations of loans held for sale" } } }, "localname": "PaymentsForOriginationOfMortgageLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromLoansReceivable": { "auth_ref": [ "r68", "r69" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net amount paid or received by the reporting entity associated with purchase (sale or collection) of loans receivable arising from the financing of goods and services.", "label": "Payments for (Proceeds from) Loans Receivable", "negatedTerseLabel": "Net increase in portfolio loans receivable, net" } } }, "localname": "PaymentsForProceedsFromLoansReceivable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromProductiveAssets": { "auth_ref": [ "r83" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net cash outflow or inflow from purchases, sales and disposals of property, plant and equipment and other productive assets, including intangibles.", "label": "Payments for (Proceeds from) Productive Assets", "negatedTerseLabel": "Net disposals (purchases) of premises and equipment" } } }, "localname": "PaymentsForProceedsFromProductiveAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "auth_ref": [ "r56" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to reacquire common stock during the period.", "label": "Payments for Repurchase of Common Stock", "negatedLabel": "Repurchase of common stock" } } }, "localname": "PaymentsForRepurchaseOfCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r50", "r53", "r191" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Payments to Acquire Debt Securities, Available-for-sale", "negatedLabel": "Purchases of securities available for sale" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireRestrictedInvestments": { "auth_ref": [ "r54" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to acquire investments (not to include restricted cash) that are pledged or subject to withdrawal restrictions.", "label": "Payments to Acquire Restricted Investments", "negatedTerseLabel": "Purchases of restricted investments" } } }, "localname": "PaymentsToAcquireRestrictedInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PerformingFinancingReceivableMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "Category status of financial instruments in which payments are received or paid on a timely basis in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt instruments, and investments.", "label": "Performing Financial Instruments [Member]", "terseLabel": "Performing" } } }, "localname": "PerformingFinancingReceivableMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r353" ], "lang": { "en-US": { "role": { "documentation": "Measured at fair value for financial reporting purposes.", "label": "Portion at Fair Value Measurement [Member]", "terseLabel": "Portion at Fair Value Measurement [Member]" } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails", "http://capitalbankmd.com/role/FairValueLoansHeldForSaleDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PreferredStockParOrStatedValuePerShare": { "auth_ref": [ "r7" ], "lang": { "en-US": { "role": { "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.", "label": "Preferred Stock, Par or Stated Value Per Share", "terseLabel": "Preferred stock, par value (in dollars per share)" } } }, "localname": "PreferredStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "perShareItemType" }, "us-gaap_PreferredStockSharesAuthorized": { "auth_ref": [ "r7" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.", "label": "Preferred Stock, Shares Authorized", "terseLabel": "Preferred stock, shares authorized (in shares)" } } }, "localname": "PreferredStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockSharesIssued": { "auth_ref": [ "r7" ], "lang": { "en-US": { "role": { "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.", "label": "Preferred Stock, Shares Issued", "terseLabel": "Preferred stock, shares issued (in shares)" } } }, "localname": "PreferredStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockSharesOutstanding": { "auth_ref": [ "r7" ], "lang": { "en-US": { "role": { "documentation": "Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.", "label": "Preferred Stock, Shares Outstanding", "terseLabel": "Preferred stock, shares outstanding (in shares)" } } }, "localname": "PreferredStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockValue": { "auth_ref": [ "r7" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Preferred Stock, Value, Issued", "terseLabel": "Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding at June 30, 2020 and December 31, 2019" } } }, "localname": "PreferredStockValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "auth_ref": [ "r0" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error.", "label": "Reclassification, Comparability Adjustment [Policy Text Block]", "terseLabel": "Reclassifications" } } }, "localname": "PriorPeriodReclassificationAdjustmentDescription", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r50", "r51", "r191" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale", "terseLabel": "Maturities, calls and principal paydowns of securities available for sale" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase": { "auth_ref": [ "r68", "r70" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash flow from investments sold under the agreement to repurchase such investment.", "label": "Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase", "terseLabel": "Securities sold under agreements to repurchase" } } }, "localname": "ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromRepaymentsOfOtherDebt": { "auth_ref": [ "r83" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) for debt classified as other.", "label": "Proceeds from (Repayments of) Other Debt", "terseLabel": "Other borrowed funds" } } }, "localname": "ProceedsFromRepaymentsOfOtherDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r50", "r51", "r191" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Sale of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from sale of securities available for sale", "verboseLabel": "Proceeds from sales of securities sold" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfForeclosedAssets": { "auth_ref": [ "r52" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.", "label": "Proceeds from Sale of Foreclosed Assets", "terseLabel": "Proceeds from sales of foreclosed real estate" } } }, "localname": "ProceedsFromSaleOfForeclosedAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "auth_ref": [ "r57", "r59" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.", "label": "Proceeds from Sale of Loans Held-for-sale", "terseLabel": "Proceeds from sales of loans held for sale" } } }, "localname": "ProceedsFromSaleOfLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromStockOptionsExercised": { "auth_ref": [ "r55", "r283" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement.", "label": "Proceeds from Stock Options Exercised", "terseLabel": "Proceeds from exercise of stock options" } } }, "localname": "ProceedsFromStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProfessionalFees": { "auth_ref": [ "r494", "r495" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 3.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.", "label": "Professional Fees", "terseLabel": "Professional fees" } } }, "localname": "ProfessionalFees", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "auth_ref": [ "r17", "r253" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale.", "label": "Long-Lived Tangible Asset [Axis]", "terseLabel": "Long-Lived Tangible Asset [Axis]" } } }, "localname": "PropertyPlantAndEquipmentByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Property, Plant and Equipment [Line Items]", "terseLabel": "Property, Plant and Equipment [Line Items]" } } }, "localname": "PropertyPlantAndEquipmentLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r4", "r5", "r253", "r468" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Net", "terseLabel": "Premises and equipment, net" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "auth_ref": [ "r16", "r77", "r253", "r501", "r502" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.", "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "terseLabel": "Premises and equipment" } } }, "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "auth_ref": [ "r4", "r252" ], "lang": { "en-US": { "role": { "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.", "label": "Long-Lived Tangible Asset [Domain]", "terseLabel": "Long-Lived Tangible Asset [Domain]" } } }, "localname": "PropertyPlantAndEquipmentTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.", "label": "Property, Plant and Equipment, Useful Life", "terseLabel": "Property, plant and equipment, useful life" } } }, "localname": "PropertyPlantAndEquipmentUsefulLife", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ProvisionForLoanLossesExpensed": { "auth_ref": [ "r222", "r437" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable.", "label": "Financing Receivable, Credit Loss, Expense (Reversal)", "netLabel": "Provision for loan losses", "terseLabel": "Provision for loan losses", "verboseLabel": "Provision charged to operating expense" } } }, "localname": "ProvisionForLoanLossesExpensed", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited", "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProvisionForOtherCreditLosses": { "auth_ref": [ "r64", "r437" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense related to credit loss from transactions other than loan and lease transactions.", "label": "Provision for Other Credit Losses", "terseLabel": "Provision for off balance sheet credit risk" } } }, "localname": "ProvisionForOtherCreditLosses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProvisionForOtherLosses": { "auth_ref": [ "r45", "r64", "r439" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense related to other loss.", "label": "Provision for Other Losses", "terseLabel": "Provision for losses on mortgage loans sold" } } }, "localname": "ProvisionForOtherLosses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_RealEstateAcquiredThroughForeclosure": { "auth_ref": [ "r153", "r154" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 9.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.", "label": "Real Estate Acquired Through Foreclosure", "terseLabel": "Foreclosed real estate", "verboseLabel": "Foreclosed real estate" } } }, "localname": "RealEstateAcquiredThroughForeclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RealEstateLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan to finance the purchase of real estate, including but not limited to, land or building.", "label": "Real Estate Loan [Member]", "verboseLabel": "Real estate:" } } }, "localname": "RealEstateLoanMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ReceivablesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Receivables [Abstract]" } } }, "localname": "ReceivablesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_ResidentialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to residential financing receivables.", "label": "Residential Portfolio Segment [Member]", "terseLabel": "Residential real estate", "verboseLabel": "Residential" } } }, "localname": "ResidentialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableClassificationOfLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ResidentialRealEstateMember": { "auth_ref": [ "r237", "r267" ], "lang": { "en-US": { "role": { "documentation": "Property that is used as a home.", "label": "Residential Real Estate [Member]", "terseLabel": "Residential Real Estate" } } }, "localname": "ResidentialRealEstateMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedInvestments": { "auth_ref": [], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Investments which are not defined as or included in marketable (debt, equity, or other) securities whose use is restricted in whole or in part, generally by contractual agreements or regulatory requirements. For use in an unclassified balance sheet.", "label": "Restricted Investments", "terseLabel": "Restricted investments" } } }, "localname": "RestrictedInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_RestrictedInvestmentsAtFairValue": { "auth_ref": [ "r496", "r497" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate value of all restricted investments.", "label": "Restricted Investments, at Fair Value", "terseLabel": "Restricted investments" } } }, "localname": "RestrictedInvestmentsAtFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsCarryingAmountFvAndPlacementDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r11", "r259", "r291", "r465", "r487", "r492" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings (Accumulated Deficit)", "negatedLabel": "Adjustment to retained earnings", "terseLabel": "Retained earnings" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [ "r85", "r86", "r88", "r91", "r100", "r103", "r216", "r288", "r289", "r290", "r307", "r308", "r483", "r485" ], "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]", "terseLabel": "Retained Earnings" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax": { "auth_ref": [ "r120", "r121", "r134", "r140", "r141", "r147", "r148", "r150", "r262", "r263", "r415" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited": { "order": 3.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise.", "label": "Revenue from Contract with Customer, Including Assessed Tax", "terseLabel": "Noninterest income" } } }, "localname": "RevenueFromContractWithCustomerIncludingAssessedTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability": { "auth_ref": [ "r375", "r378" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in right-of-use asset obtained in exchange for operating lease liability.", "label": "Right-of-Use Asset Obtained in Exchange for Operating Lease Liability", "terseLabel": "Establishment of lease right-of-use asset" } } }, "localname": "RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": { "auth_ref": [ "r20" ], "lang": { "en-US": { "role": { "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]", "terseLabel": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "auth_ref": [ "r20" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]", "terseLabel": "Schedule of Loans Receivable" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "auth_ref": [ "r29", "r365", "r366" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss).", "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "terseLabel": "Schedule of Accumulated Other Comprehensive Income (Loss)" } } }, "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable": { "auth_ref": [ "r111" ], "lang": { "en-US": { "role": { "documentation": "Schedule for securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) in the future that were not included in the computation of diluted EPS because to do so would increase EPS amounts or decrease loss per share amounts for the period presented, by Antidilutive Securities.", "label": "Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]", "terseLabel": "Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]" } } }, "localname": "ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable": { "auth_ref": [ "r81" ], "lang": { "en-US": { "role": { "documentation": "Schedule, as of the most recent balance sheet date, of securities or other assets sold under repurchase agreements when this amount exceeds 10 percent of total assets. Disclosure may include the following: the type of securities or assets sold under agreements to repurchase, the carrying amount, market value (including accrued interest plus any cash or other assets on deposit. The information is segregated into securities maturing (1) overnight; (2) term up to 30 days; (3) term of 30 to 90 days; (4) term over 90 days; (5) demand.", "label": "Schedule of Assets Sold under Agreements to Repurchase [Table]", "terseLabel": "Schedule of Assets Sold under Agreements to Repurchase [Table]" } } }, "localname": "ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Securities, Available-for-sale [Line Items]", "terseLabel": "Debt Securities, Available-for-sale [Line Items]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock": { "auth_ref": [ "r157", "r225" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of allowance for credit loss of financing receivable, classified as current.", "label": "Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]", "terseLabel": "Schedule of Credit Losses for Financing Receivables" } } }, "localname": "ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDerivativeInstrumentsTextBlock": { "auth_ref": [ "r322", "r324", "r325", "r326", "r327", "r331", "r333", "r337", "r339" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.", "label": "Schedule of Derivative Instruments [Table Text Block]", "terseLabel": "Schedule of Derivative Instruments" } } }, "localname": "ScheduleOfDerivativeInstrumentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/DerivativeFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "auth_ref": [ "r342", "r343" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]", "terseLabel": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis" } } }, "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock": { "auth_ref": [ "r395", "r397" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities.", "label": "Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]", "terseLabel": "Schedule of Pledged Securities" } } }, "localname": "ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": { "auth_ref": [ "r231", "r239" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about credit quality indicator for financing receivable.", "label": "Financing Receivable, Credit Quality Indicator [Table]", "terseLabel": "Financing Receivable, Credit Quality Indicator [Table]" } } }, "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": { "auth_ref": [ "r174", "r175" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring [Table]", "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Table]" } } }, "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTroubleDebtRestructuringDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": { "auth_ref": [ "r226", "r240" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about aging analysis for financing receivable.", "label": "Financing Receivable, Past Due [Table]", "terseLabel": "Financing Receivable, Past Due [Table]" } } }, "localname": "ScheduleOfFinancingReceivablesPastDueTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivablePastDueFinancingReceivableDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfImpairedFinancingReceivableTable": { "auth_ref": [ "r169" ], "lang": { "en-US": { "role": { "documentation": "Schedule of the recorded investment, unpaid principal balance, associated allowance, average recorded investment, accounting policies, and interest income recognized on the accrual and cash basis for impaired financing receivables by class of financing receivable.", "label": "Schedule of Impaired Financing Receivable [Table]", "terseLabel": "Schedule of Impaired Financing Receivable [Table]" } } }, "localname": "ScheduleOfImpairedFinancingReceivableTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableImpairedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": { "auth_ref": [ "r17", "r253" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table]", "terseLabel": "Property, Plant and Equipment [Table]" } } }, "localname": "ScheduleOfPropertyPlantAndEquipmentTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable": { "auth_ref": [ "r129", "r132", "r138", "r250" ], "lang": { "en-US": { "role": { "documentation": "A table disclosing the profit or loss and total assets for each reportable segment of the entity. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.", "label": "Schedule of Segment Reporting Information, by Segment [Table]", "terseLabel": "Schedule of Segment Reporting Information, by Segment [Table]" } } }, "localname": "ScheduleOfSegmentReportingInformationBySegmentTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock": { "auth_ref": [ "r129", "r132", "r138", "r250" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.", "label": "Schedule of Segment Reporting Information, by Segment [Table Text Block]", "terseLabel": "Schedule of Segment Reporting Information, by Segment" } } }, "localname": "ScheduleOfSegmentReportingInformationBySegmentTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SecurityOwnedAndPledgedAsCollateralFairValue": { "auth_ref": [ "r395", "r396" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of financial instrument held by the entity for its own account (proprietary securities) for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions.", "label": "Security Owned and Pledged as Collateral, Fair Value", "terseLabel": "Securities pledged" } } }, "localname": "SecurityOwnedAndPledgedAsCollateralFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SegmentDomain": { "auth_ref": [ "r116", "r120", "r121", "r122", "r123", "r124", "r125", "r126", "r127", "r128", "r129", "r130", "r131", "r134", "r135", "r136", "r137", "r139", "r140", "r141", "r142", "r143", "r145", "r150", "r477" ], "lang": { "en-US": { "role": { "documentation": "Components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Segments [Domain]", "terseLabel": "Segments [Domain]" } } }, "localname": "SegmentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SegmentReportingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Segment Reporting [Abstract]" } } }, "localname": "SegmentReportingAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_SegmentReportingDisclosureTextBlock": { "auth_ref": [ "r116", "r118", "r119", "r129", "r133", "r139", "r143", "r144", "r145", "r146", "r147", "r149", "r150", "r151" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.", "label": "Segment Reporting Disclosure [Text Block]", "terseLabel": "Segments" } } }, "localname": "SegmentReportingDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/Segments" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentReportingInformationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Segment Reporting Information [Line Items]", "terseLabel": "Segment Reporting Information [Line Items]" } } }, "localname": "SegmentReportingInformationLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensation": { "auth_ref": [ "r64" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noncash expense for share-based payment arrangement.", "label": "Share-based Payment Arrangement, Noncash Expense", "terseLabel": "Stock-based compensation expense" } } }, "localname": "ShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r84" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for all significant accounting policies of the reporting entity.", "label": "Significant Accounting Policies [Text Block]", "terseLabel": "Nature of Business and Basis of Presentation" } } }, "localname": "SignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentation" ], "xbrltype": "textBlockItemType" }, "us-gaap_SpecialMentionMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.", "label": "Special Mention [Member]", "terseLabel": "Special Mention" } } }, "localname": "SpecialMentionMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_StatementBusinessSegmentsAxis": { "auth_ref": [ "r1", "r116", "r120", "r121", "r122", "r123", "r124", "r125", "r126", "r127", "r128", "r129", "r130", "r131", "r134", "r135", "r136", "r137", "r139", "r140", "r141", "r142", "r143", "r145", "r150", "r250", "r254", "r255", "r256", "r477" ], "lang": { "en-US": { "role": { "documentation": "Information by business segments.", "label": "Segments [Axis]", "terseLabel": "Segments [Axis]" } } }, "localname": "StatementBusinessSegmentsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SegmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r19", "r85", "r86", "r88", "r91", "r100", "r103", "r115", "r216", "r258", "r259", "r288", "r289", "r290", "r307", "r308", "r360", "r361", "r362", "r363", "r364", "r366", "r483", "r484", "r485" ], "lang": { "en-US": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]", "terseLabel": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationComprehensiveIncomeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]", "terseLabel": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_StatementOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "localname": "StatementOfCashFlowsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfFinancialPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "localname": "StatementOfFinancialPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "localname": "StatementOfStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [ "r85", "r86", "r88", "r115", "r415" ], "lang": { "en-US": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]", "terseLabel": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited", "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation": { "auth_ref": [ "r7", "r8", "r258", "r259" ], "lang": { "en-US": { "role": { "documentation": "Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP).", "label": "Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture", "terseLabel": "Shares issued as compensation (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "auth_ref": [ "r7", "r8", "r258", "r259", "r280" ], "lang": { "en-US": { "role": { "documentation": "Number of share options (or share units) exercised during the current period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period", "terseLabel": "Stock options exercised (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": { "auth_ref": [ "r7", "r8", "r259", "r279", "r281" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP).", "label": "Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture", "terseLabel": "Shares issued as compensation" } } }, "localname": "StockIssuedDuringPeriodValueShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "auth_ref": [ "r19", "r258", "r259" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value of stock issued as a result of the exercise of stock options.", "label": "Stock Issued During Period, Value, Stock Options Exercised", "terseLabel": "Stock options exercised" } } }, "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchasedAndRetiredDuringPeriodShares": { "auth_ref": [ "r7", "r8", "r258", "r259" ], "lang": { "en-US": { "role": { "documentation": "Number of shares that have been repurchased and retired during the period.", "label": "Stock Repurchased and Retired During Period, Shares", "negatedLabel": "Shares repurchased and retired (in shares)" } } }, "localname": "StockRepurchasedAndRetiredDuringPeriodShares", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "sharesItemType" }, "us-gaap_StockRepurchasedAndRetiredDuringPeriodValue": { "auth_ref": [ "r7", "r8", "r258", "r259" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the value of stock that has been repurchased and retired during the period. The excess of the purchase price over par value can be charged against retained earnings (once the excess is fully allocated to additional paid in capital).", "label": "Stock Repurchased and Retired During Period, Value", "negatedLabel": "Shares repurchased and retired" } } }, "localname": "StockRepurchasedAndRetiredDuringPeriodValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquity": { "auth_ref": [ "r8", "r13", "r14", "r78", "r182", "r212", "r357" ], "calculation": { "http://capitalbankmd.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.", "label": "Stockholders' Equity Attributable to Parent", "periodEndLabel": "Ending balance", "periodStartLabel": "Beginning balance", "totalLabel": "Total stockholders' equity" } } }, "localname": "StockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets", "http://capitalbankmd.com/role/ConsolidatedStatementsOfChangesInShareholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity Attributable to Parent [Abstract]", "terseLabel": "Stockholders' equity" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_SubsequentEventsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Subsequent Events [Abstract]" } } }, "localname": "SubsequentEventsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_SubsequentEventsTextBlock": { "auth_ref": [ "r380", "r381" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.", "label": "Subsequent Events [Text Block]", "terseLabel": "Subsequent Events" } } }, "localname": "SubsequentEventsTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/SubsequentEvents" ], "xbrltype": "textBlockItemType" }, "us-gaap_SubstandardMember": { "auth_ref": [ "r172", "r231" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.", "label": "Substandard [Member]", "terseLabel": "Substandard" } } }, "localname": "SubstandardMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableCreditQualityIndicatorsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SupplementalCashFlowInformationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Supplemental Cash Flow Information [Abstract]", "terseLabel": "Cash paid during the period for:" } } }, "localname": "SupplementalCashFlowInformationAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_TransferToOtherRealEstate": { "auth_ref": [ "r73", "r74", "r75" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Value transferred from mortgage loans to real estate owned (REO) in noncash transactions.", "label": "Real Estate Owned, Transfer to Real Estate Owned", "terseLabel": "Loans transferred to foreclosed real estate" } } }, "localname": "TransferToOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r202", "r203", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r395", "r398", "r399", "r400", "r401", "r402", "r403", "r404", "r405", "r406", "r407", "r408", "r409", "r410", "r411", "r412", "r413" ], "lang": { "en-US": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.", "label": "Financial Instruments [Domain]", "terseLabel": "Financial Instruments [Domain]" } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesByMaturityDatesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesPledgedSecuritiesDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails", "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r174", "r175" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring [Table Text Block]", "terseLabel": "Troubled Debt Restructurings on Loans Receivables" } } }, "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_TypeOfAdoptionMember": { "auth_ref": [ "r90", "r91", "r92", "r93", "r213", "r214", "r215", "r216", "r217", "r218", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r305", "r306", "r307", "r308", "r416", "r417", "r418", "r481", "r482", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492" ], "lang": { "en-US": { "role": { "documentation": "Amendment to accounting standards.", "label": "Accounting Standards Update [Domain]", "terseLabel": "Accounting Standards Update [Domain]" } } }, "localname": "TypeOfAdoptionMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/NatureOfBusinessAndBasisOfPresentationLeasesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember": { "auth_ref": [ "r267", "r454" ], "lang": { "en-US": { "role": { "documentation": "Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).", "label": "US Government-sponsored Enterprises Debt Securities [Member]", "netLabel": "U.S. government-sponsored enterprises", "terseLabel": "U.S. government-sponsored enterprises", "verboseLabel": "U.S. government-sponsored enterprises" } } }, "localname": "USGovernmentSponsoredEnterprisesDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueFinancialInstrumentsMeasuredAtFvOnRecurringBasisDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesAmortizedCostToEstimatedFairValueDetails", "http://capitalbankmd.com/role/InvestmentSecuritiesUnrealizedLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnfundedLoanCommitmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon.", "label": "Unfunded Loan Commitment [Member]", "terseLabel": "Off Balance Sheet Reserve" } } }, "localname": "UnfundedLoanCommitmentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableActivityInAllowanceForLoanLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnrealizedGainLossOnInvestments": { "auth_ref": [ "r65" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) on investment.", "label": "Unrealized Gain (Loss) on Investments", "terseLabel": "Change in unrealized gains on investments" } } }, "localname": "UnrealizedGainLossOnInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of unrealized gains and losses on investments.", "label": "Unrealized Gain (Loss) on Investments [Table Text Block]", "terseLabel": "Unrealized Gain (Loss) on Investments" } } }, "localname": "UnrealizedGainLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_UnusedCommitmentsToExtendCredit": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Unused amount of commitments to extend credit to customers.", "label": "Unused Commitments to Extend Credit", "terseLabel": "Unused lines of credit" } } }, "localname": "UnusedCommitmentsToExtendCredit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/PortfolioLoansReceivableOutstandingLoanCommitmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ValuationTechniqueAxis": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Information by valuation approach and technique.", "label": "Valuation Approach and Technique [Axis]", "terseLabel": "Valuation Approach and Technique [Axis]" } } }, "localname": "ValuationTechniqueAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ValuationTechniqueConsensusPricingModelMember": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Valuation technique combining analyst price estimates.", "label": "Valuation Technique, Consensus Pricing Model [Member]", "terseLabel": "Valuation Technique, Consensus Pricing Model" } } }, "localname": "ValuationTechniqueConsensusPricingModelMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ValuationTechniqueDiscountedCashFlowMember": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Valuation technique calculating present value of future cash flows.", "label": "Valuation Technique, Discounted Cash Flow [Member]", "terseLabel": "Valuation Technique, Discounted Cash Flow" } } }, "localname": "ValuationTechniqueDiscountedCashFlowMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ValuationTechniqueDomain": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Valuation approach and technique.", "label": "Valuation Approach and Technique [Domain]", "terseLabel": "Valuation Approach and Technique [Domain]" } } }, "localname": "ValuationTechniqueDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/FairValueImpairedLoansAndForeclosedRealEstateDetails" ], "xbrltype": "domainItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r105", "r110" ], "lang": { "en-US": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Weighted Average Number of Shares Outstanding, Diluted", "terseLabel": "Diluted (in shares)" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Weighted Average Number of Shares Outstanding, Diluted [Abstract]", "terseLabel": "Weighted average common shares outstanding:" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r104", "r110" ], "lang": { "en-US": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Weighted Average Number of Shares Outstanding, Basic", "terseLabel": "Basic (in shares)" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://capitalbankmd.com/role/ConsolidatedStatementsOfIncomeUnaudited" ], "xbrltype": "sharesItemType" } }, "unitCount": 8 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=6359566&loc=d3e326-107755" }, "r1": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=d3e1361-107760" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22644-107794" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22644-107794" }, "r102": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22658-107794" }, "r103": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22663-107794" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1448-109256" }, "r105": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1505-109256" }, "r106": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1252-109256" }, "r107": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=SL5780133-109256" }, "r108": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=SL5780133-109256" }, "r109": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1337-109256" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r112": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3630-109257" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=120380238&loc=d3e3842-109258" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=120380238&loc=d3e4984-109258" }, "r115": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "272", "URI": "http://asc.fasb.org/extlink&oid=6828210&loc=d3e70191-108054" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8657-108599" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8672-108599" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8721-108599" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8721-108599" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r124": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r125": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r126": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r128": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(j)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r129": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r130": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "26", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8844-108599" }, "r134": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8924-108599" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(31))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r146": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8981-108599" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9031-108599" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "42", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9054-108599" }, "r151": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "280", "URI": "http://asc.fasb.org/topic&trid=2134510" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121593590&loc=d3e4437-111522" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5162-111524" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a,b)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.13(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r160": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(4)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953550-111524" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524" }, "r168": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.14)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5258-111524" }, "r171": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5033-111524" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5066-111524" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524" }, "r175": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5093-111524" }, "r178": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 4.E)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707" }, "r183": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/subtopic&trid=2196772" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=84159169&loc=d3e10133-111534" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534" }, "r186": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "20", "Topic": "310", "URI": "http://asc.fasb.org/subtopic&trid=2196816" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "15", "SubTopic": "30", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121585399&loc=d3e13503-111538" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121553693&loc=d3e26610-111562" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121553693&loc=d3e26853-111562" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=SL6283291-111563" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r196": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=SL51721683-107760" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3,4)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r202": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27232-111563" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "5A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=SL120269820-111563" }, "r204": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27290-111563" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27290-111563" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27290-111563" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27337-111563" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27357-111563" }, "r209": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27357-111563" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r210": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "http://asc.fasb.org/topic&trid=2196928" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r212": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r216": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(3)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(4)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r219": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226008-175313" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919244-210447" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r223": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(e)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(f)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r230": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447" }, "r231": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921830-210448" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921833-210448" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921835-210448" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921835-210448" }, "r236": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921835-210448" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(d)(1)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921835-210448" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82921842-210448" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "79", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r240": { "Name": "Accounting Standards Codification", "Paragraph": "80", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121558606&loc=SL82898722-210454" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922888-210455" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922888-210455" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922888-210455" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922888-210455" }, "r246": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922890-210455" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922895-210455" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121590138&loc=SL82922954-210456" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r250": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r253": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r254": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 5.P.4(d))", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=115931487&loc=d3e140904-122747" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=121555522&loc=d3e12069-110248" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r260": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121556615&loc=SL49130531-203044" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121556615&loc=SL49130532-203044" }, "r262": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121604090&loc=SL49130543-203045" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121604090&loc=SL49130545-203045" }, "r264": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121604090&loc=SL49130549-203045" }, "r265": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121551570&loc=SL49130690-203046-203046" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(i)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e637-108580" }, "r270": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(A)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(B)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r272": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(C)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(03)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118257860&loc=d3e4179-114921" }, "r275": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(d)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "80", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=35742348&loc=SL14450788-114948" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121326096&loc=d3e4534-113899" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e681-108580" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r282": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "2A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=SL79508275-113901" }, "r284": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r285": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r286": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669686-108580" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(g)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120383193&loc=d3e11149-113907" }, "r293": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120383193&loc=d3e11178-113907" }, "r294": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "35", "Subparagraph": "(b)", "Topic": "720", "URI": "http://asc.fasb.org/extlink&oid=6420018&loc=d3e36677-107848" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e32247-109318" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e32280-109318" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e31917-109318" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e31931-109318" }, "r299": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32672-109319" }, "r3": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e689-108580" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32809-109319" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32840-109319" }, "r302": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32847-109319" }, "r303": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "740" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(3)", "Topic": "740" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL34724391-108580" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r312": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120385591&loc=d3e38679-109324" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569616-111683" }, "r315": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569643-111683" }, "r316": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r317": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "17B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL34724394-108580" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=121559654&loc=d3e5710-111685" }, "r321": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=121559654&loc=d3e5710-111685" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5579240-113959" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5579245-113959" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5579245-113959" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5580258-113959" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=d3e41620-113959" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=d3e41638-113959" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5618551-113959" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5618551-113959" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624163-113959" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624163-113959" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624171-113959" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624171-113959" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624177-113959" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "4E", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624181-113959" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "4K", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5708775-113959" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=d3e41641-113959" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=d3e41675-113959" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=d3e41678-113959" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "182", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121582272&loc=SL5629052-113961" }, "r341": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "815", "URI": "http://asc.fasb.org/topic&trid=2229140" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19279-110258" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=116690757&loc=d3e13220-108610" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13433-108611" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13467-108611" }, "r356": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13476-108611" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14064-108612" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14172-108612" }, "r359": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=98513438&loc=d3e33268-110906" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669625-108580" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32136-110900" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=6450520&loc=d3e32583-110901" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=119993939&loc=d3e28555-108399" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(4)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=121568338&loc=d3e45377-112738" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669625-108580" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121329987&loc=SL77916155-209984" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121603541&loc=SL77918627-209977" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121603541&loc=SL77918627-209977" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121603541&loc=SL77918631-209977" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918666-209980" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(2)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918686-209980" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(4)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918686-209980" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918701-209980" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121568110&loc=SL77918982-209971" }, "r379": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/subtopic&trid=77888251" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e557-108580" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314017-165662" }, "r381": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "855", "URI": "http://asc.fasb.org/topic&trid=2122774" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(ii)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r384": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r386": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r387": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116657188&loc=SL116659661-227067" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r395": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL34722452-111729" }, "r399": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(13))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(1)(e))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868656-224227" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(5)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(6)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(7)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "910", "URI": "http://asc.fasb.org/extlink&oid=119991564&loc=SL119991595-234733" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.L)", "Topic": "924", "URI": "http://asc.fasb.org/extlink&oid=6472922&loc=d3e499488-122856" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r419": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "http://asc.fasb.org/subtopic&trid=2176304" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117340910&loc=d3e59706-112781" }, "r421": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r423": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(2))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.1,2,3)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.12)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(24))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r430": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13,16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15(5))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.2)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.3)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(11))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(14))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(25))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(26))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(27))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r444": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1-5)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.10)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.12)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14(d))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(5))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.4)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.6)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.7,8)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=d3e62557-112803" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r459": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/subtopic&trid=2209399" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(8))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r460": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64702-112823" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r47": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(b)(4))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(22))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(23))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(3)(b))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r475": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(9))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "4H", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671331-158438" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121643868&loc=SL117782755-158439" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "13H", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121639165&loc=SL117783719-158441" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.1(e))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "29F", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121639165&loc=SL117819544-158441" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(i)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(ii)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r489": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iii)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.6)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iv)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121641442&loc=d3e19393-158473" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "220", "Subparagraph": "(k)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262090&loc=SL114874205-224268" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.6-07.2(a),(b),(c),(d))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401555&loc=SL114874292-224272" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12.6(c))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611133-123010" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Footnote 11(c)))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r498": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "http://asc.fasb.org/subtopic&trid=2324412" }, "r499": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "310", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=120402547&loc=d3e617274-123014" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(14))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r50": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3151-108585" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Topic": "954", "URI": "http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Subparagraph": "(d)", "Topic": "958", "URI": "http://asc.fasb.org/extlink&oid=120429125&loc=d3e99779-112916" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Topic": "958", "URI": "http://asc.fasb.org/extlink&oid=120429125&loc=d3e99893-112916" }, "r503": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r504": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r505": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r506": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r507": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r508": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r509": { "Name": "Securities Act", "Number": "7A", "Publisher": "SEC", "Section": "B", "Subsection": "2" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3179-108585" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3179-108585" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3255-108585" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3291-108585" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3337-108585" }, "r58": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3367-108585" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3461-108585" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(17))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3521-108585" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3536-108585" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3536-108585" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3536-108585" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3044-108585" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3095-108585" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3098-108585" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3098-108585" }, "r71": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=d3e4273-108586" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=d3e4297-108586" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=d3e4304-108586" }, "r74": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=d3e4313-108586" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=d3e4332-108586" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=SL98516268-108586" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(h)(1)(i))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r81": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(m)(1)(i)(A))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(n))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(a))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e24072-122690" }, "r84": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "http://asc.fasb.org/topic&trid=2122369" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21914-107793" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21930-107793" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "27", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e22044-107793" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21711-107793" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21728-107793" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(2)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r92": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(4)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r97": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22583-107794" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22595-107794" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22644-107794" } }, "version": "2.1" } ZIP 74 0001419536-20-000083-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001419536-20-000083-xbrl.zip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�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end

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�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