The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES NORTH AMERICAN NATURAL RES ETF NA NAT RES 464287374 1,970,777 39,455 SH   SOLE NONE 0 0 39,455
ISHARES IBOXX $ INVESTMENT GRADE CO ETF IBOXX INV CP ETF 464287242 9,707,525 81,398 SH   SOLE NONE 0 0 81,398
VANGUARD TOTAL STOCK MARKET VIPERS TOTAL STK MKT 922908769 972,718 9,558 SH   SOLE NONE 0 0 9,558
ISHARES SILVER TRUST ISHARES 46428Q109 1,346,240 66,481 SH   SOLE NONE 0 0 66,481
CURRENCYSHARES SWISS FRANC TR SWISS FRANC SHS SWISS FRANC SH 23129V109 3,941,962 35,758 SH   SOLE NONE 0 0 35,758
VANGUARD MID-CAP VALUE ETF MCAP VL IDXVIP 922908512 1,140,740 13,121 SH   SOLE NONE 0 0 13,121
ISHARES TR 10-20 YR TREAS BD ETF 10-20 YR TRS ETF 464288653 4,311,942 33,369 SH   SOLE NONE 0 0 33,369
ISHARES RESIDENTIAL REAL ESTATE CAPPED ETF RESID RL EST CAP 464288562 2,018,876 37,857 SH   SOLE NONE 0 0 37,857
ISHARES MSCI ACWI EX US ETF MSCI ACWI US ETF 464288240 2,454,926 51,123 SH   SOLE NONE 0 0 51,123
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 1,514,073 11,825 SH   SOLE NONE 0 0 11,825
SCHWAB STRATEGIC TR US REIT ETF US REIT ETF 808524847 2,015,772 56,991 SH   SOLE NONE 0 0 56,991
FLEXSHARES TR READY ACCESS VAR INCOME FD READY ACC VARI 33939L886 3,019,407 39,876 SH   SOLE NONE 0 0 39,876
VANGUARD INDEX FDS S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363 2,996,302 16,699 SH   SOLE NONE 0 0 16,699
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103 1,263,568 6,456 SH   SOLE NONE 0 0 6,456
ISHARES TR RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 13,554,217 131,263 SH   SOLE NONE 0 0 131,263
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 30,282,643 153,719 SH   SOLE NONE 0 0 153,719
ISHARES TR BARCLAYS 1-3 TREAS BD ETF 1-3 YR TR BD ETF 464287457 1,618,563 19,141 SH   SOLE NONE 0 0 19,141
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF 7-10 Y TR BD ETF 464287440 72,817 703 SH   SOLE NONE 0 0 703
ISHARES TR BARCLAYS 20+ YR TREAS BD ETF 20+ YR TR BD ETF 464287432 56,419 497 SH   SOLE NONE 0 0 497
ISHARES CORE TOTAL US BOND MARKET ETF CORE TOTUSBD ETF 464287226 22,140,810 202,384 SH   SOLE NONE 0 0 202,384
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 2,508,965 21,749 SH   SOLE NONE 0 0 21,749
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877 12,510,318 213,596 SH   SOLE NONE 0 0 213,596
VANGUARD DIVIDEND APPRECIATION VIPERS DIV APP ETF 921908844 16,989,436 217,953 SH   SOLE NONE 0 0 217,953
ISHARES TR 3-7 YR TREAS BD ETF 3-7 YR TR BD ETF 464288661 992,183 8,146 SH   SOLE NONE 0 0 8,146
VANGUARD HIGH DIVIDE HIGH DIV YLD 921946406 2,501,271 37,718 SH   SOLE NONE 0 0 37,718
ISHARES TR INTERMEDIATE CR BD ETF INTERM CR BD ETF 464288638 6,986,046 63,400 SH   SOLE NONE 0 0 63,400
SPDR SER TR BARCLAYS INTL TREAS BD ETF BRCLYS INTL ETF 78464A516 7,919,590 130,235 SH   SOLE NONE 0 0 130,235
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF SHRT TRM CORP BD 92206C409 731,206 9,098 SH   SOLE NONE 0 0 9,098
VANGUARD INTERMEDIATE TERM INT-TERM CORP 92206C870 1,187,170 13,715 SH   SOLE NONE 0 0 13,715
ISHARES FLOATING RATE BOND ETF FLTG RATE BD ETF 46429B655 1,411,884 27,793 SH   SOLE NONE 0 0 27,793
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD IBOXX 3R TARGT 33939L506 2,016,970 79,880 SH   SOLE NONE 0 0 79,880
ENERGY SELECT SECTOR SPDR FUND SBI INT-ENERGY 81369Y506 1,433,532 14,321 SH   SOLE NONE 0 0 14,321
ISHARES COMEX GOLD TR ISHARES ISHARES 464285105 190,560 14,795 SH   SOLE NONE 0 0 14,795
CONSUMER STAPLES SPDR SBI CONS STPLS 81369Y308 1,636,528 36,677 SH   SOLE NONE 0 0 36,677
ISHARES LATIN AMERICA 40 ETF LATN AMER 40 ETF 464287390 44,485 1,163 SH   SOLE NONE 0 0 1,163
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS FTSE EMR MKT ETF 922042858 203,401 4,716 SH   SOLE NONE 0 0 4,716
ISHARES TR COHEN & STEERS REIT ETF COHEN&STEER REIT 464287564 275,439 3,154 SH   SOLE NONE 0 0 3,154
ISHARES TR 1-3 YR CR BD ETF 1-3 YR CR BD ETF 464288646 132,628 1,255 SH   SOLE NONE 0 0 1,255
ISHARES JP MORGAN USD EMERGING MKTS BD ETF JP MOR EM MK ETF 464288281 44,494 386 SH   SOLE NONE 0 0 386
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS FTSE SMCAP ETF 922042718 7,003 63 SH   SOLE NONE 0 0 63
SELECT SECTOR SPDR FD HEALTH CARE SBI HEALTHCARE 81369Y209 1,609,683 26,462 SH   SOLE NONE 0 0 26,462
VANGUARD REIT VIPERS REIT ETF 922908553 234,698 3,136 SH   SOLE NONE 0 0 3,136
ISHARES TR INTL DEVELOPED REAL ESTATE ETF INTL DEV RE ETF 464288489 216,428 6,736 SH   SOLE NONE 0 0 6,736
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 1,236,471 18,085 SH   SOLE NONE 0 0 18,085
ST SPDR SP BRIC 40 S&P BRIC 40ETF 78463X798 90,820 3,824 SH   SOLE NONE 0 0 3,824
CLAYMORE EXCHANGE TRADED FD TR 2 CLAYMORE S&P GLOBAL WATER GUGG S&P GBL WTR 18383Q507 693,050 23,002 SH   SOLE NONE 0 0 23,002
WISDOMETREE TR HIGH YIELDING EQUITY FD EQTY INC FD 97717W208 308,701 5,197 SH   SOLE NONE 0 0 5,197
ISHARES US PREFERRED STOCK ETF U.S. PFD STK ETF 464288687 338,118 8,472 SH   SOLE NONE 0 0 8,472
SPDR SERIES TRUST DB INT'L GOV'T INFLATION-PROTECTED BOND ETF DB INT GVT ETF 78464A490 88,364 1,425 SH   SOLE NONE 0 0 1,425
FORD MOTOR COMPANY COM PAR $0.01 345370860 6,896 400 SH   SOLE NONE 0 0 400
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 497,925 11,250 SH   SOLE NONE 0 0 11,250
ISHARES TR RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,321,999 11,127 SH   SOLE NONE 0 0 11,127
ISHARES TR S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,358,985 15,053 SH   SOLE NONE 0 0 15,053
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 344,918 3,279 SH   SOLE NONE 0 0 3,279
VISA INC COM CL A COM CL A 92826C839 17,910 85 SH   SOLE NONE 0 0 85
CURRENCYSHARES EURO TRUST EURO CURRENCY SHARES EURO SHS 23130C108 946 7 SH   SOLE NONE 0 0 7
ISHARES TR CHINA LARGE CAP ETF CHINA LG-CAP ETF 464287184 18,150 490 SH   SOLE NONE 0 0 490
SPDR INDEX SHS FDS S&P EMERGING ASIA PAC ETF ASIA PACIF ETF 78463X301 44,247 535 SH   SOLE NONE 0 0 535
EGA EMERGING GLOBAL SHS TR EMERGING GLOBAL SHS INDXX CHINA INFRASTRUCTURE EGS CHIN INF ETF 268461837 10,786 639 SH   SOLE NONE 0 0 639
OCCIDENTAL PETRO CORP COM 674599105 16,216 158 SH   SOLE NONE 0 0 158
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 15,020 134 SH   SOLE NONE 0 0 134
PLAINS ALL AMERICAN PIPELINE LP UNIT LTD PARTN 726503105 11,710 195 SH   SOLE NONE 0 0 195
ISHARES S&P SMALLCAP 600 GROWTH ETF SP SMCP600GR ETF 464287887 17,998 149 SH   SOLE NONE 0 0 149
ENERGY TRANSFER PART LP UNIT LTD PARTNERSHIP INT UNIT LTD PARTN 29273R109 11,826 204 SH   SOLE NONE 0 0 204
VANGUARD SMALL-CAP VALUE VIPERS SM CP VAL ETF 922908611 28,274 268 SH   SOLE NONE 0 0 268
VANGUARD GROWTH VIPERS GROWTH ETF 922908736 36,791 372 SH   SOLE NONE 0 0 372
SUNOCO LOGISTICS PARTNERS L.P. COMMON UNITS REP LIMITED PARTNERSHIP INTERESTS COM UNITS 86764L108 10,647 226 SH   SOLE NONE 0 0 226
VANGUARD VALUE VIPERS VALUE ETF 922908744 25,823 319 SH   SOLE NONE 0 0 319
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF IBOXX HI YD ETF 464288513 75,684 795 SH   SOLE NONE 0 0 795
ISHARES TR NATL AMT FREE MUNI BD ETF NAT AMT FREE BD 464288414 177,860 1,637 SH   SOLE NONE 0 0 1,637
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 26,311 564 SH   SOLE NONE 0 0 564
ISHARES TR SHORT TERM NATL AMT FREE MUNI BD ETF SHT NTLAMTFR ETF 464288158 36,019 339 SH   SOLE NONE 0 0 339
VANGUARD SCOTTSDALE FDS VANGUARD LONG TERM GOVT BOND INDEX FD LONG-TERM GOV 92206C847 20,289 286 SH   SOLE NONE 0 0 286
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT UTSER1 S&PDCRP 78467Y107 18,239 70 SH   SOLE NONE 0 0 70
POWERSHARES EXCHANGE TRADED FD TR II SENIOR LN PORT SENIOR LN PORT 73936Q769 92,740 3,729 SH   SOLE NONE 0 0 3,729
SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF GLB NAT RESRCE 78463X541 27,271 516 SH   SOLE NONE 0 0 516
SSGA ACTIVE ETF TR BLACKSTONE/GSO SR LN ETF BLKSTN GSOSRLN 78467V608 90,150 1,803 SH   SOLE NONE 0 0 1,803
ISHARES GLOBAL MATERIALS ETF GLOBAL MATER ETF 464288695 63,101 978 SH   SOLE NONE 0 0 978
VANGUARD LARGE-CAP VIPERS LARGE CAP ETF 922908637 1,320,177 14,667 SH   SOLE NONE 0 0 14,667
FLEXSHARES TR MORNINGSTAR GLOBAL UPSTREAM NAT RES INDEX FD MORNSTAR UPSTR 33939L407 11,700 313 SH   SOLE NONE 0 0 313
ISHARES GLOBAL ENERGY ETF GLOBAL ENERG ETF 464287341 47,841 986 SH   SOLE NONE 0 0 986
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 107,387 1,395 SH   SOLE NONE 0 0 1,395
SPDR SER TR BARCLAYS HIGH YIELD BD ETF BRC HGH YLD BD 78464A417 17,694 424 SH   SOLE NONE 0 0 424
ISHARES MSCI PACIFIC EX-JAPAN ETF MSCI PAC JP ETF 464286665 6,550 133 SH   SOLE NONE 0 0 133
ISHARES TR S&P MIDCAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 4,084 26 SH   SOLE NONE 0 0 26
MOTOROLA INC COM NEW COM NEW 620076307 1,331 20 SH   SOLE NONE 0 0 20