SECRETARY/TREASURER/CHIEF COMPLIANCE OFFICER

0001398344-21-001109.txt : 20210121 0001398344-21-001109.hdr.sgml : 20210121 20210121105641 ACCESSION NUMBER: 0001398344-21-001109 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210121 DATE AS OF CHANGE: 20210121 EFFECTIVENESS DATE: 20210121 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Interactive Financial Advisors CENTRAL INDEX KEY: 0001419099 IRS NUMBER: 753100143 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12638 FILM NUMBER: 21540786 BUSINESS ADDRESS: STREET 1: 625 N. MICHIGAN AVE., #1710 CITY: CHICAGO STATE: IL ZIP: 60611 BUSINESS PHONE: (630)472-1300 MAIL ADDRESS: STREET 1: 625 N. MICHIGAN AVE., #1710 CITY: CHICAGO STATE: IL ZIP: 60611 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001419099 XXXXXXXX 12-31-2020 12-31-2020 false Interactive Financial Advisors

625 N. MICHIGAN AVE., #1710 CHICAGO IL 60611

13F HOLDINGS REPORT 028-12638 N Joanne Woiteshek SECRETARY/TREASURER/CHIEF COMPLIANCE OFFICER 630-472-1300-209 /s/ Joanne Woiteshek Chicago IL 01-19-2021 1 193 219791 1 028-18905 Belvedere Advisors LLC INFORMATION TABLE 2 fp0061417_13fhr-table.xml 13F INFORMATION TABLE LIBERTY BROADBAND CROP COM SER C C 530307305 2 11 SH SOLE 0 0 11 LIBERTY GLOBAL PLC SHS CL C C G5480U120 2 90 SH SOLE 0 0 90 MOTOROLA INC COM NEW C 620076307 3 20 SH SOLE 0 0 20 NAVIENT CORP COM C 63938C108 5 500 SH SOLE 0 0 500 CARNIVAL CORP C 143658300 6 300 SH SOLE 0 0 300 ALTRIA GROUP INC COM C 02209S103 8 200 SH SOLE 0 0 200 COCA-COLA EUROPEAN PARTNERS PLC C G25839104 10 200 SH SOLE 0 0 200 NORFOLK SOUTHERN CORP COM C 655844108 11 48 SH SOLE 0 0 48 FORD MOTOR COMPANY C 345370860 12 1400 SH SOLE 0 0 1400 OCCIDENTAL PETRO CORP C 674599105 12 718 SH OTR 1 0 0 718 CISCO SYSTEMS, INC. C 17275R102 13 300 SH SOLE 0 0 300 PLAINS ALL AMERICAN PIPELINE LP C 726503105 16 1889 SH OTR 1 0 0 1889 ENERGY TRANSFER OPERATING, LP. C 29273V100 16 2544 SH OTR 1 0 0 2544 TEXAS INSTRUMENTS INC. C 882508104 16 100 SH SOLE 0 0 100 AMERICAN EXPRESS C 025816109 18 150 SH SOLE 0 0 150 HASBRO INC C 418056107 19 200 SH SOLE 0 0 200 AT&T INC COM C 00206R102 19 664 SH SOLE 0 0 664 SNOWFLAKE INC C 833445109 21 75 SH SOLE 0 0 75 ELI LILLY & CO. C 532457108 22 130 SH SOLE 0 0 130 TRAVELERS COS INC COM C 89417E109 22 158 SH SOLE 0 0 158 CONSOLIDATED EDISON C 209115104 23 320 SH SOLE 0 0 320 UNILEVER PLC C 904767704 30 500 SH SOLE 0 0 500 PEPSICO INC C 713448108 33 225 SH SOLE 0 0 225 AMEREN CORP C 023608102 35 444 SH SOLE 0 0 444 BERKSHIRE HATHAWAY INC DEL CL B NEW C 084670702 35 150 SH SOLE 0 0 150 EXXON MOBIL CORP COM C 30231G102 37 900 SH SOLE 0 0 900 JOHNSON & JOHNSON C 478160104 39 250 SH SOLE 0 0 250 PROCTER & GAMBLE C 742718109 44 314 SH SOLE 0 0 314 DISNEY (WALT) CO C 254687106 54 300 SH SOLE 0 0 300 VISA INC COM CL A C 92826C839 63 288 SH SOLE 0 0 288 DOMINION ENERGY INC C 25746U109 74 985 SH SOLE 0 0 985 COSTCO WHOLESALE CORP C 22160K105 74 197 SH SOLE 0 0 197 DISCOVER FINL SVCS C 254709108 81 900 SH SOLE 0 0 900 MERCK & CO INC NEW C 58933Y105 82 1000 SH SOLE 0 0 1000 UNION PACIFIC CORP. C 907818108 83 400 SH SOLE 0 0 400 CHEVRON CORP NEW C 166764100 104 1236 SH SOLE 0 0 1236 ROPER TECHNOLGIES INC COM C 776696106 112 260 SH SOLE 0 0 260 MGE ENERGY INC. - COMMON STOCK C 55277P104 127 1820 SH SOLE 0 0 1820 SOUTHERN CO C 842587107 136 2208 SH SOLE 0 0 2208 MORGAN STANLEY CO C 617446448 137 2000 SH SOLE 0 0 2000 DTE ENERGY COMPANY C 233331107 168 1386 SH SOLE 0 0 1386 GILEAD SCIENCE INC. C 375558103 186 3200 SH SOLE 0 0 3200 NEXTERA ENERGY INC COM C 65339F101 204 2648 SH SOLE 0 0 2648 MICROSOFT CORP C 594918104 222 1000 SH SOLE 0 0 1000 ALLSTATE CORPORATION C 020002101 261 2376 SH SOLE 0 0 2376 AMERICAN ELECTRIC POWER CO C 025537101 291 3500 SH SOLE 0 0 3500 TESLA INC C 88160R101 297 421 SH SOLE 0 0 421 GATX CORP C 361448103 374 4500 SH SOLE 0 0 4500 US BANCORP DEL COM NEW C 902973304 627 13462 SH SOLE 0 0 13462 NETFLIX COM INC C 64110L106 1279 2365 SH OTR 1 0 0 2365 FACEBOOK INC CL A C 30303M102 1349 4937 SH OTR 1 0 0 4937 ALPHABET INC CAP STK CL A C 02079K305 1714 978 SH OTR 1 0 0 978 AMAZON.COM, INC C 023135106 1811 556 SH OTR 1 0 0 556 APPLE INC C 037833100 5220 39342 SH OTR 1 0 0 39342 TCW CONVERTABLE SEC FUND INC. CM 872340104 3 600 SH SOLE 0 0 600 FLEXSAHRES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L639 1 42 SH SOLE 0 0 42 UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1 23 SH SOLE 0 0 23 VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 1 12 SH SOLE 0 0 12 FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795 2 29 SH SOLE 0 0 29 FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD ETF 33939L787 2 29 SH SOLE 0 0 29 ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 2 12 SH SOLE 0 0 12 ETFMG ALTERNATIVE HARVEST ETF ETF 26924G508 2 133 SH SOLE 0 0 133 VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 2 21 SH SOLE 0 0 21 FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 2 78 SH SOLE 0 0 78 ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 2 16 SH SOLE 0 0 16 ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 2 25 SH SOLE 0 0 25 ISHARES TIPS BOND ETF ETF 464287176 2 17 SH SOLE 0 0 17 ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 3 16 SH SOLE 0 0 16 JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 3 71 SH SOLE 0 0 71 VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 3 10 SH SOLE 0 0 10 AMPLIFY ONLINE RETAIL ETF ETF 032108102 3 25 SH SOLE 0 0 25 ISHARES US TREASURY BOND ETF ETF 46429B267 5 195 SH SOLE 0 0 195 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L647 5 206 SH SOLE 0 0 206 ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 7 19 SH SOLE 0 0 19 ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 7 49 SH OTR 1 0 0 49 ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 8 84 SH SOLE 0 0 84 ISHARES LATIN AMERICA 40 ETF ETF 464287390 8 277 SH SOLE 0 0 277 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 8 77 SH SOLE 0 0 77 VANGUARD GROWTH VIPERS ETF 922908736 10 38 SH SOLE 0 0 38 ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 12 198 SH SOLE 0 0 198 ISHARES GLOBAL MATERIALS ETF ETF 464288695 16 201 SH SOLE 0 0 201 VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 17 285 SH SOLE 0 0 285 SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF ETF 808524706 17 559 SH SOLE 0 0 559 ISHARES MSCI EAFE VALUE ETF ETF 464288877 18 380 SH SOLE 0 0 380 SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF NEW ETF 78468R622 18 166 SH SOLE 0 0 166 ISHARES TR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 19 214 SH SOLE 0 0 214 ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 19 145 SH SOLE 0 0 145 FLEXSHARES STOXX US ESG IMPACT INDEX FUND ETF 33939L696 20 215 SH SOLE 0 0 215 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L654 23 505 SH SOLE 0 0 505 FLEXSAHRES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L639 26 965 SH SOLE 0 0 965 VANGUARD LARGE-CAP VIPERS ETF 922908637 28 159 SH SOLE 0 0 159 ARK INNOVATION ETF ETF 00214Q104 28 228 SH SOLE 0 0 228 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L761 32 591 SH SOLE 0 0 591 ISHARES GLOBAL ENERGY ETF ETF 464287341 33 1607 SH SOLE 0 0 1607 FLEXSHARES TRUST ETF ETF 33939L662 33 679 SH SOLE 0 0 679 FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795 37 693 SH SOLE 0 0 693 FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD ETF 33939L787 37 651 SH SOLE 0 0 651 SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF ETF 78463X541 39 863 SH OTR 1 0 0 863 ISHARES CORE S&P 500 ETF ETF 464287200 40 106 SH SOLE 0 0 106 VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 43 301 SH OTR 1 0 0 301 VANGUARD MID-CAP VALUE ETF ETF 922908512 45 380 SH OTR 1 0 0 380 ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 48 517 SH OTR 1 0 0 517 VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 49 897 SH SOLE 0 0 897 ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 53 438 SH SOLE 0 0 438 VANGUARD VALUE VIPERS ETF 922908744 53 445 SH OTR 1 0 0 445 ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 54 454 SH SOLE 0 0 454 SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 55 1229 SH OTR 1 0 0 1229 ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 56 489 SH OTR 1 0 0 489 SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 60 143 SH OTR 1 0 0 143 ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 61 1134 SH SOLE 0 0 1134 ISHARES INC MSCI GLOBAL SILVER AND METALS MINER ETF ETF 464286327 64 3729 SH OTR 1 0 0 3729 INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 64 4338 SH OTR 1 0 0 4338 JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 66 1133 SH SOLE 0 0 1133 JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 73 2033 SH SOLE 0 0 2033 ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 74 1342 SH SOLE 0 0 1342 SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 75 1271 SH SOLE 0 0 1271 VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 78 556 SH SOLE 0 0 556 INVESCO CLEANTECH ETF ETF 46137V407 101 1343 SH SOLE 0 0 1343 ISHARES US TREASURY BOND ETF ETF 46429B267 127 4657 SH SOLE 0 0 4657 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L647 130 4907 SH SOLE 0 0 4907 WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 140 5607 SH SOLE 0 0 5607 ISHARES FLOATING RATE BOND ETF ETF 46429B655 146 2872 SH SOLE 0 0 2872 SPDR BLOOMBERG BARCLAYS INTERNATIONAL TREASURY BOND ETF ETF 78464A516 154 4933 SH SOLE 0 0 4933 ISHARES S&P 500 GROWTH ETF ETF 464287309 154 2416 SH SOLE 0 0 2416 VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 179 2145 SH SOLE 0 0 2145 ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 210 5533 SH SOLE 0 0 5533 JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 280 3343 SH SOLE 0 0 3343 VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 280 2329 SH SOLE 0 0 2329 WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 289 6131 SH SOLE 0 0 6131 VANGUARD INTERMEDIATE TERM ETF 92206C870 312 3208 SH SOLE 0 0 3208 INVESCO SENIOR LOAN ETF ETF 46138G508 315 14125 SH OTR 1 0 0 14125 SSGA ACTIVE ETF TR BLACKSTONE/GSO SR LN ETF ETF 78467V608 321 7030 SH OTR 1 0 0 7030 PROSHARES TR S&P 500 ARISTOCRATS ETF ETF 74348A467 326 4075 SH OTR 1 0 0 4075 INVESCO TAXABLE MUNICIPAL BOND ETF ETF 46138G805 329 9807 SH OTR 1 0 0 9807 ISHARES TR S&P 500 VALUE ETF ETF 464287408 334 2609 SH SOLE 0 0 2609 ISHARES TR RUSSELL 2000 ETF ETF 464287655 337 1720 SH SOLE 0 0 1720 ISHARES MSCI ACWI EX US ETF ETF 464288240 342 6444 SH SOLE 0 0 6444 VANGUARD REAL ESTATE ETF ETF 922908553 352 4150 SH OTR 1 0 0 4150 FLEXSHARES STOXX US ESG IMPACT INDEX FUND ETF 33939L696 360 3937 SH SOLE 0 0 3937 ISHARES TR MSCI EAFE ETF ETF 464287465 368 5047 SH SOLE 0 0 5047 ISHARES SELECT DIVIDEND ETF ETF 464287168 390 4055 SH OTR 1 0 0 4055 WISDOMTREE TR HIGH DIVID FD ETF 97717W208 393 5668 SH SOLE 0 0 5668 ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 397 5406 SH OTR 1 0 0 5406 INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF ETF 46138E537 416 15335 SH OTR 1 0 0 15335 WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 479 8873 SH SOLE 0 0 8873 ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 491 3084 SH SOLE 0 0 3084 INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 541 14408 SH OTR 1 0 0 14408 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L654 550 12069 SH SOLE 0 0 12069 FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 595 7806 SH SOLE 0 0 7806 ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 601 15595 SH OTR 1 0 0 15595 ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 715 6098 SH OTR 1 0 0 6098 FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L761 776 14140 SH SOLE 0 0 14140 FLEXSHARES TRUST ETF ETF 33939L662 799 16262 SH SOLE 0 0 16262 SPDR SER TR S&P BIOTECH ETF ETF 78464A870 867 6155 SH SOLE 0 0 6155 ISHARES TIPS BOND ETF ETF 464287176 906 7097 SH SOLE 0 0 7097 ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 1013 7619 SH SOLE 0 0 7619 CONSUMER STAPLES SPDR ETF 81369Y308 1114 16517 SH SOLE 0 0 16517 FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 1149 44058 SH SOLE 0 0 44058 UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1203 19193 SH SOLE 0 0 19193 VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1216 13283 SH SOLE 0 0 13283 ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 1252 14499 SH SOLE 0 0 14499 VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 1305 4742 SH SOLE 0 0 4742 FIRST TRUST WATER ETF ETF 33733B100 1403 19453 SH SOLE 0 0 19453 AMPLIFY ONLINE RETAIL ETF ETF 032108102 1467 12836 SH SOLE 0 0 12836 ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 2014 86464 SH OTR 1 0 0 86464 ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 2259 23849 SH SOLE 0 0 23849 ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 2447 36062 SH OTR 1 0 0 36062 VANGUARD LARGE-CAP VIPERS ETF 922908637 2697 15347 SH SOLE 0 0 15347 SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 2899 76338 SH OTR 1 0 0 76338 ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 2989 8544 SH SOLE 0 0 8544 VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 3355 9763 SH OTR 1 0 0 9763 SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 3405 30020 SH OTR 1 0 0 30020 VANGUARD TAX MANAGED INTL FD MSCI ETF 921943858 3671 77769 SH OTR 1 0 0 77769 ARK INNOVATION ETF ETF 00214Q104 4778 38384 SH SOLE 0 0 38384 ISHARES JP MORGAN USD EMERGING MKTS BD ETF ETF 464288281 4800 41411 SH OTR 1 0 0 41411 ISHARES MORTGAGE REAL ESTATE CAPPED ETF NEW ETF 46435G342 4856 152415 SH OTR 1 0 0 152415 ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 5403 87439 SH OTR 1 0 0 87439 VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 5529 94429 SH SOLE 0 0 94429 SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 6633 17742 SH OTR 1 0 0 17742 VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 6833 35107 SH OTR 1 0 0 35107 ISHARES MSCI EAFE VALUE ETF ETF 464288877 8548 181110 SH SOLE 0 0 181110 ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 9470 71881 SH SOLE 0 0 71881 VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 10676 213051 SH OTR 1 0 0 213051 VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 13110 92866 SH OTR 1 0 0 92866 INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 13872 134719 SH OTR 1 0 0 134719 ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 14844 107464 SH OTR 1 0 0 107464 ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 15470 130887 SH SOLE 0 0 130887 ISHARES CORE S&P 500 ETF ETF 464287200 19662 52378 SH SOLE 0 0 52378 UNIVERSAL HEALTH RLTY TR SBI RHTA 91359E105 36 560 SH SOLE 0 0 560 WEYERHAEUSER CO RHTA 962166104 50 1500 SH OTR 1 0 0 1500 ISHARES COMEX GOLD TR ISHARES WF 464285105 505 27831 SH SOLE 0 0 27831 ISHARES SILVER TRUST WF 46428Q109 1867 75997 SH OTR 1 0 0 75997 SPDR GOLD TR GOLD SHS WF 78463V107 3849 21581 SH OTR 1 0 0 21581