The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN FUNDS GROWTH FUND OF AMERICA CLASS A M 399874106 32 715 SH   SOLE   0 0 715
FIDELITY CASH RESERVE FUND RETAIL CLASS MM 316067107 67 67,377 SH   SOLE   0 0 67,377
FRANKLIN CUSTODIAN INCOME FUND CLASS A M 353496300 4 1,510 SH   SOLE   0 0 1,510
FRANKLIN GOLD & PRECIOUS METALS FUND CLASS A M 353535107 1 51 SH   SOLE   0 0 51
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 1,177 5,701 SH   SOLE   0 0 5,701
DEUTSCHE MON MKT PRIME SERIES- DEUTSCHE MONEY MARKET FUND MM 25159J104 67 67,377 SH   SOLE   0 0 67,377
PIMCO TOTAL RETURN FUND CLASS A M 693390445 2 151 SH   SOLE   0 0 151
FORD MOTOR COMPANY C 345370860 6 400 SH   SOLE   0 0 400
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 10,888 105,494 SH   SOLE   0 0 105,494
ISHARES TR RUSSELL 2000 ETF ETF 464287655 979 7,871 SH   SOLE   0 0 7,871
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 536 12,059 SH   SOLE   0 0 12,059
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 825 10,635 SH   SOLE   0 0 10,635
ISHARES TR S&P 500 VALUE ETF ETF 464287408 987 10,660 SH   SOLE   0 0 10,660
ISHARES S&P 500 GROWTH ETF ETF 464287309 209 1,835 SH   SOLE   0 0 1,835
ISHARES TR RUSSELL 1000 VALUE ETF ETF 464287598 34 325 SH   SOLE   0 0 325
PLUM CREEK TIMBER CO INC C 729251108 50 1,158 SH   SOLE   0 0 1,158
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 58 490 SH   SOLE   0 0 490
ISHARES TR MSCI EAFE ETF ETF 464287465 1,075 16,747 SH   SOLE   0 0 16,747
CONSUMER STAPLES SPDR ETF 81369Y308 1,445 29,646 SH   SOLE   0 0 29,646
ISHARES LATIN AMERICA 40 ETF ETF 464287390 33 1,110 SH   SOLE   0 0 1,110
ISHARES CORE S&P 500 ETF ETF 464287200 23,874 114,873 SH   SOLE   0 0 114,873
ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 1,718 45,752 SH   SOLE   0 0 45,752
ISHARES GLOBAL ENERGY ETF ETF 464287341 34 940 SH   SOLE   0 0 940
ISHARES TR RUSSELL 1000 GROWTH ETF ETF 464287614 38 385 SH   SOLE   0 0 385
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 2,862 21,993 SH   SOLE   0 0 21,993
ISHARES IBOXX $ INVESTMENT GRADE CO ETF ETF 464287242 15,450 126,945 SH   SOLE   0 0 126,945
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 1,392 16,404 SH   SOLE   0 0 16,404
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 120 1,110 SH   SOLE   0 0 1,110
ISHARES TR BARCLAYS 20+ YR TREAS BD ETF ETF 464287432 2,941 22,506 SH   SOLE   0 0 22,506
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 274 2,709 SH   SOLE   0 0 2,709
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 1,912 26,379 SH   SOLE   0 0 26,379
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 20 498 SH   SOLE   0 0 498
ISHARES CORE TOTAL US BOND MARKET ETF ETF 464287226 19,575 175,675 SH   SOLE   0 0 175,675
ISHARES TIPS BOND ETF ETF 464287176 2,168 19,082 SH   SOLE   0 0 19,082
ISHARES SELECT DIVIDEND ETF ETF 464287168 113 1,448 SH   SOLE   0 0 1,448
ISHARES TR CHINA LARGE CAP ETF ETF 464287184 5,826 131,208 SH   SOLE   0 0 131,208
ENERGY TRANSFER PART LP UNIT LTD PARTNERSHIP INT C 29273R109 17 296 SH   SOLE   0 0 296
ISHARES COMEX GOLD TR ISHARES WF 464285105 125 10,955 SH   SOLE   0 0 10,955
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 79 719 SH   SOLE   0 0 719
VANGUARD LARGE-CAP VIPERS ETF 922908637 1,203 12,640 SH   SOLE   0 0 12,640
ISHARES MSCI EAFE VALUE ETF ETF 464288877 10,486 196,801 SH   SOLE   0 0 196,801
VANGUARD REIT VIPERS ETF 922908553 3,057 36,258 SH   SOLE   0 0 36,258
VANGUARD GROWTH VIPERS ETF 922908736 60 577 SH   SOLE   0 0 577
SUNOCO LOGISTICS PARTNERS L.P. COMMON UNITS REP LIMITED PARTNERSHIP INTERESTS C 86764L108 18 447 SH   SOLE   0 0 447
VANGUARD VALUE VIPERS ETF 922908744 62 743 SH   SOLE   0 0 743
VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 4,592 42,812 SH   SOLE   0 0 42,812
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 202 4,951 SH   SOLE   0 0 4,951
POWERSHARES EXCHANGE TRADED FD TR S&P 500 HIGH QUALITY PORT C 73935X682 26 1,109 SH   SOLE   0 0 1,109
ISHARES SILVER TRUST WF 46428Q109 1,477 92,695 SH   SOLE   0 0 92,695
MARKET VECTORS GOLD MINERS ETF ETF 57060U100 87 4,755 SH   SOLE   0 0 4,755
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 13,929 173,098 SH   SOLE   0 0 173,098
MERK HARD CURRENCY FUND INV CLASS M 34984T402 512 53,934 SH   SOLE   0 0 53,934
WISDOMETREE TR HIGH YIELDING EQUITY FD ETF 97717W208 257 4,240 SH   SOLE   0 0 4,240
CURRENCYSHARES SWISS FRANC TR SWISS FRANC SHS ETF 23129V109 1,133 11,306 SH   SOLE   0 0 11,306
POWERSHARES DB COMMODITY INDEX TRACKING FD ETF 73935S105 25 1,449 SH   SOLE   0 0 1,449
VANGUARD MID-CAP VALUE ETF ETF 922908512 67 733 SH   SOLE   0 0 733
ISHARES GLOBAL MATERIALS ETF ETF 464288695 35 611 SH   SOLE   0 0 611
CURRENCYSHARES EURO TRUST EURO CURRENCY SHARES ETF 23130C108 2 18 SH   SOLE   0 0 18
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 6,277 45,300 SH   SOLE   0 0 45,300
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 909 7,319 SH   SOLE   0 0 7,319
VANGUARD HIGH DIVIDE ETF 921946406 2,093 30,649 SH   SOLE   0 0 30,649
ISHARES TR INTERMEDIATE CR BD ETF ETF 464288638 6,607 59,701 SH   SOLE   0 0 59,701
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF ETF 464288513 115 1,270 SH   SOLE   0 0 1,270
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 95 901 SH   SOLE   0 0 901
ISHARES US PREFERRED STOCK ETF ETF 464288687 419 10,451 SH   SOLE   0 0 10,451
FEDERATED PRIME CASH SERIES FUND MM 147551105 200 199,665 SH   SOLE   0 0 199,665
ISHARES RESIDENTIAL REAL ESTATE CAPPED ETF ETF 464288562 3,024 48,658 SH   SOLE   0 0 48,658
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 429 3,876 SH   SOLE   0 0 3,876
ST SPDR SP BRIC 40 ETF 78463X798 78 3,489 SH   SOLE   0 0 3,489
CLAYMORE EXCHANGE TRADED FD TR 2 CLAYMORE S&P GLOBAL WATER ETF 18383Q507 552 19,566 SH   SOLE   0 0 19,566
GUGGENHEIM TIMBER ETF ETF 18383Q879 11 441 SH   SOLE   0 0 441
SPDR SER TR BARCLAYS INTL TREAS BD ETF ETF 78464A516 6,325 119,072 SH   SOLE   0 0 119,072
SPDR SER TR BARCLAYS HIGH YIELD ETF 78464A417 17 441 SH   SOLE   0 0 441
ISHARES TR INTL DEVELOPED REAL ESTATE ETF ETF 464288489 182 5,855 SH   SOLE   0 0 5,855
FRANKLIN TEMPLETON TEMPLETON BRIC FUND CLASS A M 88019R757 5 533 SH   SOLE   0 0 533
GENERAL ELEC CAP CORP MTN 6.75% DUE 03/15/32 B 36962GXZ2 17 12,000 SH   SOLE   0 0 12,000
VISA INC COM CL A C 92826C839 22 340 SH   SOLE   0 0 340
SPDR SERIES TRUST DB INT'L GOV'T INFLATION-PROTECTED BOND ETF ETF 78464A490 67 1,223 SH   SOLE   0 0 1,223
ISHARES MSCI ACWI EX US ETF ETF 464288240 3,543 79,256 SH   SOLE   0 0 79,256
SPDR GOLD TR GOLD SHS WF 78463V107 2,414 21,242 SH   SOLE   0 0 21,242
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 56 1,119 SH   SOLE   0 0 1,119
FEDERATED US TREASURY CASH RESERVES FUND INSTITUTIONAL CLASS MM 60934N682 67 67,374 SH   SOLE   0 0 67,374
ISHARES JP MORGAN USD EMERGING MKTS BD ETF ETF 464288281 93 832 SH   SOLE   0 0 832
ISHARES TR SHORT TERM NATL AMT FREE MUNI BD ETF ETF 464288158 57 540 SH   SOLE   0 0 540
PUTNAM ABSOLUTE RETURN 700 CLASS A M 746764315 31 2,507 SH   SOLE   0 0 2,507
VANGUARD SCOTTSDALE FDS VANGUARD LONG TERM GOVT BOND INDEX FD ETF 92206C847 47 584 SH   SOLE   0 0 584
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 645 8,039 SH   SOLE   0 0 8,039
VANGUARD INTERMEDIATE TERM ETF 92206C870 1,011 11,528 SH   SOLE   0 0 11,528
VANGUARD SCOTTSDALE FDS VANGUARD MORTAGE BACKED SECS INDEX FUND ETF 92206C771 33 623 SH   SOLE   0 0 623
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 5 53 SH   SOLE   0 0 53
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 65 233 SH   SOLE   0 0 233
ALPS ETF TR ALERIAN MLP ETF ETF 00162Q866 10 615 SH   SOLE   0 0 615
MOTOROLA INC COM NEW C 620076307 1 20 SH   SOLE   0 0 20
POWERSHARES EXCHANGE TRADED FD TR II SENIOR LN PORT ETF 73936Q769 179 7,411 SH   SOLE   0 0 7,411
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 2,994 73,836 SH   SOLE   0 0 73,836
FLEXSHARES TR MORNINGSTAR GLOBAL UPSTREAM NAT RES INDEX FD ETF 33939L407 42 1,421 SH   SOLE   0 0 1,421
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,242 24,535 SH   SOLE   0 0 24,535
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 1,718 70,435 SH   SOLE   0 0 70,435
AMERICAN FUNDS GLOBAL BALANCED FUND CLASS A M 02629W106 6 198 SH   SOLE   0 0 198
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 1,999 26,450 SH   SOLE   0 0 26,450
SSGA ACTIVE ETF TR BLACKSTONE/GSO SR LN ETF ETF 78467V608 165 3,354 SH   SOLE   0 0 3,354
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 7,998 42,272 SH   SOLE   0 0 42,272
ISHARES INC MSCI GLOBAL SILVER MINERS ETF ETF 464286327 98 12,055 SH   SOLE   0 0 12,055
AT&T INC GLOBAL NT 6.500% 09/01/2037 B/E DTD 08/31/2007 B 00206RAD4 11 9,000 SH   SOLE   0 0 9,000
LOWES COS INC FXD RT SR NT 5.800% 10/15/2036 B/E DTD 10/10/2006 B 548661CL9 13 10,000 SH   SOLE   0 0 10,000