The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101   411,072 2,376 SH   SOLE   0 0 2,376
AMAZON COM INC COM 023135106   346,690 1,922 SH   SOLE   0 0 1,922
AMERICAN ELEC PWR CO INC COM 025537101   301,350 3,500 SH   SOLE   0 0 3,500
AMPLIFY ETF TR ONLIN RETL ETF 032108102   466,856 8,040 SH   SOLE   0 0 8,040
APPLE INC COM 037833100   1,388,302 8,096 SH   SOLE   0 0 8,096
ARK ETF TR INNOVATION ETF 00214Q104   693,322 13,844 SH   SOLE   0 0 13,844
CHEVRON CORP NEW COM 166764100   232,824 1,476 SH   SOLE   0 0 1,476
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   1,743,871 17,080 SH   SOLE   0 0 17,080
FLEXSHARES TR FLEXSHARES ULTRA 33939L886   6,599,981 87,480 SH   SOLE   0 0 87,480
FLEXSHARES TR IBOXX 3R TARGT 33939L506   849,996 35,789 SH   SOLE   0 0 35,789
FLEXSHARES TR STOX US ESG SLCT 33939L696   4,636,480 36,627 SH   SOLE   0 0 36,627
GATX CORP COM 361448103   603,135 4,500 SH   SOLE   0 0 4,500
GILEAD SCIENCES INC COM 375558103   234,400 3,200 SH   SOLE   0 0 3,200
GLOBAL X FDS US INFR DEV ETF 37954Y673   631,944 15,874 SH   SOLE   0 0 15,874
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   275,904 11,578 SH   SOLE   0 0 11,578
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   1,128,832 36,805 SH   SOLE   0 0 36,805
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   741,463 16,699 SH   SOLE   0 0 16,699
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   401,634 9,503 SH   SOLE   0 0 9,503
INVESCO EXCHANGE TRADED FD T S&P500 EQL REL 46137V290   901,980 27,444 SH   SOLE   0 0 27,444
INVESCO QQQ TR UNIT SER 1 46090E103   3,344,419 7,532 SH   SOLE   0 0 7,532
ISHARES GOLD TR ISHARES NEW 464285204   943,671 22,463 SH   SOLE   0 0 22,463
ISHARES SILVER TR ISHARES 46428Q109   203,817 8,959 SH   SOLE   0 0 8,959
ISHARES TR 1 3 YR TREAS BD 464287457   391,054 4,781 SH   SOLE   0 0 4,781
ISHARES TR 20 YR TR BD ETF 464287432   520,928 5,505 SH   SOLE   0 0 5,505
ISHARES TR 3 7 YR TREAS BD 464288661   227,410 1,963 SH   SOLE   0 0 1,963
ISHARES TR CORE S&P500 ETF 464287200   26,010,725 49,475 SH   SOLE   0 0 49,475
ISHARES TR CORE US AGGBD ET 464287226   13,367,508 136,486 SH   SOLE   0 0 136,486
ISHARES TR EAFE VALUE ETF 464288877   3,614,183 66,437 SH   SOLE   0 0 66,437
ISHARES TR EXPND TEC SC ETF 464287549   3,548,790 41,178 SH   SOLE   0 0 41,178
ISHARES TR EXPONENTIAL TECH 46434V381   630,243 10,571 SH   SOLE   0 0 10,571
ISHARES TR FLTG RATE NT ETF 46429B655   248,862 4,873 SH   SOLE   0 0 4,873
ISHARES TR IBOXX INV CP ETF 464287242   2,827,369 25,958 SH   SOLE   0 0 25,958
ISHARES TR ISHS 5-10YR INVT 464288638   2,362,272 45,780 SH   SOLE   0 0 45,780
ISHARES TR MSCI ACWI EX US 464288240   376,265 7,047 SH   SOLE   0 0 7,047
ISHARES TR MSCI EAFE ETF 464287465   346,411 4,337 SH   SOLE   0 0 4,337
ISHARES TR MSCI EAFE MIN VL 46429B689   261,760 3,693 SH   SOLE   0 0 3,693
ISHARES TR MSCI USA QLT FCT 46432F339   9,355,413 56,923 SH   SOLE   0 0 56,923
ISHARES TR NATIONAL MUN ETF 464288414   421,146 3,914 SH   SOLE   0 0 3,914
ISHARES TR NORTH AMERN NAT 464287374   470,070 10,448 SH   SOLE   0 0 10,448
ISHARES TR PFD AND INCM SEC 464288687   388,146 12,043 SH   SOLE   0 0 12,043
ISHARES TR RESIDENTIAL MULT 464288562   631,051 8,756 SH   SOLE   0 0 8,756
ISHARES TR RUS 2000 VAL ETF 464287630   3,809,738 23,989 SH   SOLE   0 0 23,989
ISHARES TR RUSSELL 2000 ETF 464287655   285,842 1,359 SH   SOLE   0 0 1,359
ISHARES TR S&P 500 VAL ETF 464287408   374,840 2,006 SH   SOLE   0 0 2,006
ISHARES TR SELECT DIVID ETF 464287168   233,057 1,892 SH   SOLE   0 0 1,892
ISHARES TR TIPS BD ETF 464287176   1,258,656 11,718 SH   SOLE   0 0 11,718
ISHARES TR US AER DEF ETF 464288760   2,717,455 20,597 SH   SOLE   0 0 20,597
ISHARES TR US TREAS BD ETF 46429B267   4,227,999 185,682 SH   SOLE   0 0 185,682
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   723,022 15,996 SH   SOLE   0 0 15,996
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   661,283 5,904 SH   SOLE   0 0 5,904
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   540,226 10,218 SH   SOLE   0 0 10,218
MICROSOFT CORP COM 594918104   431,659 1,026 SH   SOLE   0 0 1,026
SCHWAB STRATEGIC TR US REIT ETF 808524847   689,261 33,953 SH   SOLE   0 0 33,953
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,491,873 15,802 SH   SOLE   0 0 15,802
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,223,384 29,117 SH   SOLE   0 0 29,117
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,893,442 19,586 SH   SOLE   0 0 19,586
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,628,895 24,811 SH   SOLE   0 0 24,811
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   547,772 5,897 SH   SOLE   0 0 5,897
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,970,201 9,459 SH   SOLE   0 0 9,459
SPDR GOLD TR GOLD SHS 78463V107   340,878 1,657 SH   SOLE   0 0 1,657
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   2,801,049 46,934 SH   SOLE   0 0 46,934
SPDR S&P 500 ETF TR TR UNIT 78462F103   659,557 1,260 SH   SOLE   0 0 1,260
SPDR SER TR PORTFOLIO INTRMD 78464A375   5,521,720 168,911 SH   SOLE   0 0 168,911
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,532,617 51,961 SH   SOLE   0 0 51,961
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,400,142 53,032 SH   SOLE   0 0 53,032
SPDR SER TR S&P BIOTECH 78464A870   711,676 7,500 SH   SOLE   0 0 7,500
US BANCORP DEL COM NEW 902973304   601,751 13,462 SH   SOLE   0 0 13,462
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   784,834 3,488 SH   SOLE   0 0 3,488
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,902,645 119,996 SH   SOLE   0 0 119,996
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,021,848 16,774 SH   SOLE   0 0 16,774
VANGUARD INDEX FDS MID CAP ETF 922908629   1,819,307 7,281 SH   SOLE   0 0 7,281
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   855,069 1,778 SH   SOLE   0 0 1,778
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   812,771 10,095 SH   SOLE   0 0 10,095
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   279,384 3,613 SH   SOLE   0 0 3,613
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,149,815 61,058 SH   SOLE   0 0 61,058
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,641,983 192,186 SH   SOLE   0 0 192,186
VANGUARD WELLINGTON FD US QUALITY 921935706   1,179,104 8,611 SH   SOLE   0 0 8,611
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,502,571 12,418 SH   SOLE   0 0 12,418
VANGUARD WORLD FD COMM SRVC ETF 92204A884   285,535 2,176 SH   SOLE   0 0 2,176
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   452,378 1,423 SH   SOLE   0 0 1,423
VANGUARD WORLD FD UTILITIES ETF 92204A876   678,396 4,758 SH   SOLE   0 0 4,758
WISDOMTREE TR BLMBG US BULL 97717W471   249,987 9,541 SH   SOLE   0 0 9,541
WISDOMTREE TR INTRST RATE HDGE 97717W380   503,440 22,800 SH   SOLE   0 0 22,800
WISDOMTREE TR US HIGH DIVIDEND 97717W208   589,106 6,797 SH   SOLE   0 0 6,797
WISDOMTREE TR US QTLY DIV GRT 97717X669   833,505 10,939 SH   SOLE   0 0 10,939