Grand
River Commerce, Inc.
Free
Writing Prospectus
Filed
pursuant to Rule 433
Registration
Statement No. 333-147456
October
16, 2008
From:
Robert Bilotti
To:
Various Recipients
Subject:
Message from the Chairman of Grand River Bank (IO)
The
Dow
Industrials closed down 733
points
this afternoon. Yesterday it was -76, Monday
+936,
Friday
-128, Thursday
last -678,
-189
and so
on. The range of volatility over the past month has ranged from a high of
11,438 to
a low of 7882.
The government is doing everything it can to ease market fears from the
President to Congress, the Federal Reserve and the Treasury Dept.
However, anxiety has not lessened.
As
many
analysts have indicated, the benefits of the bailout will take
time. So, what will you do with your money between now and then?
Many have said, "Right now it's just a paper loss." That may be true, but
it's a long road back. We think it's worth taking a look at a local
company poised to provide exactly what our market needs at exactly the
right time.
Grand
River Bank (IO) is coming to market with a clean balance sheet, no bad
loans, strong experienced management and capital to lend at a time when every
leader from Wall Street to Washington acknowledges a credit crunch and
liquidity crisis. We will provide local decision making for businesses
with good credit and experienced management along with all of the
traditional services you've come to know and expect from a local bank.
We're
here to help and we're ready for the challenge. Isn't it time to get off
the roller coaster, invest in your own community and become a part of its
growth?
If
you
would like to invest, proper disclosure of our prospectus* is
necessary. Please visit our website at: www.grandriverbank.com for
more information.
We
can
also be reached in person.
4471
Wilson Avenue in Grandville across from the D&W Market or by calling our
offices at 531-1943.
We
hope
you'll join us.
With
kindest regards,
Robert
Bilotti
President
& CEO
Grand
River Commerce, Inc.
4471
Wilson Ave., SW
Grandville,
MI 49418
616-531-1943
rbilotti@grandriverbank.com
*Grand
River Commerce, Inc. (the "Issuer"), the proposed holding company for Grand
River Bank (IO), has filed a registration statement (including a prospectus)
with the SEC for the offering to which this communication relates. Before
you invest, you should read the prospectus in that registration statement and
other documents the Issuer has filed with the SEC for more complete information
about the Issuer and its offering. You may get these documents for free by
visiting EDGAR of the SEC website at www.sec.gov.
Alternatively, the Issuer will arrange to send you the prospectus if you send
a
request by email to rbilotti@grandriverbank.com