The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 43,242 120,568 SH   SOLE   0 0 120,568
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 40,685 1,118,939 SH   SOLE   0 0 1,118,939
APPLE INC COM 037833100 30,851 223,235 SH   SOLE   0 0 223,235
ISHARES TR CORE S&P SCP ETF 464287804 18,923 217,030 SH   SOLE   0 0 217,030
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,053 494,736 SH   SOLE   0 0 494,736
MICROSOFT CORP COM 594918104 16,095 69,109 SH   SOLE   0 0 69,109
ALPHABET INC CAP STK CL A 02079K305 15,304 160,003 SH   SOLE   0 0 160,003
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,465 69,003 SH   SOLE   0 0 69,003
ISHARES TR IBOXX INV CP ETF 464287242 12,363 120,669 SH   SOLE   0 0 120,669
AMAZON COM INC COM 023135106 11,940 105,668 SH   SOLE   0 0 105,668
ISHARES GOLD TR ISHARES NEW 464285204 11,724 371,846 SH   SOLE   0 0 371,846
ISHARES TR CORE S&P MCP ETF 464287507 10,605 48,366 SH   SOLE   0 0 48,366
JOHNSON & JOHNSON COM 478160104 8,677 53,118 SH   SOLE   0 0 53,118
AMGEN INC COM 031162100 8,586 38,094 SH   SOLE   0 0 38,094
SHERWIN WILLIAMS CO COM 824348106 8,522 41,619 SH   SOLE   0 0 41,619
AMERCO COM 023586100 8,235 16,171 SH   SOLE   0 0 16,171
STARBUCKS CORP COM 855244109 8,120 96,364 SH   SOLE   0 0 96,364
ISHARES TR CORE MSCI INTL 46435G326 7,514 155,544 SH   SOLE   0 0 155,544
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 7,482 51,841 SH   SOLE   0 0 51,841
NIKE INC CL B 654106103 7,427 89,349 SH   SOLE   0 0 89,349
CVS HEALTH CORP COM 126650100 7,420 77,804 SH   SOLE   0 0 77,804
DISCOVER FINL SVCS COM 254709108 7,388 81,253 SH   SOLE   0 0 81,253
HONEYWELL INTL INC COM 438516106 7,346 43,995 SH   SOLE   0 0 43,995
VISA INC COM CL A 92826C839 7,052 39,695 SH   SOLE   0 0 39,695
DISNEY WALT CO COM 254687106 7,047 74,708 SH   SOLE   0 0 74,708
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,967 247,676 SH   SOLE   0 0 247,676
NEXTERA ENERGY INC COM 65339F101 6,628 84,526 SH   SOLE   0 0 84,526
IQVIA HLDGS INC COM 46266C105 6,559 36,212 SH   SOLE   0 0 36,212
COSTCO WHSL CORP NEW COM 22160K105 6,052 12,814 SH   SOLE   0 0 12,814
ZOETIS INC CL A 98978V103 5,772 38,924 SH   SOLE   0 0 38,924
UNITED PARCEL SERVICE INC CL B 911312106 5,534 34,257 SH   SOLE   0 0 34,257
LAUDER ESTEE COS INC CL A 518439104 5,399 25,009 SH   SOLE   0 0 25,009
WATSCO INC COM 942622200 5,121 19,891 SH   SOLE   0 0 19,891
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,093 15,512 SH   SOLE   0 0 15,512
LOWES COS INC COM 548661107 4,039 21,504 SH   SOLE   0 0 21,504
SCHLUMBERGER LTD COM STK 806857108 3,931 109,497 SH   SOLE   0 0 109,497
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,775 13,718 SH   SOLE   0 0 13,718
HF SINCLAIR CORP COM 403949100 3,684 68,422 SH   SOLE   0 0 68,422
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,226 103,928 SH   SOLE   0 0 103,928
SALESFORCE INC COM 79466L302 3,107 21,602 SH   SOLE   0 0 21,602
CARMAX INC COM 143130102 3,029 45,880 SH   SOLE   0 0 45,880
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,538 67,155 SH   SOLE   0 0 67,155
PAYPAL HLDGS INC COM 70450Y103 2,527 29,364 SH   SOLE   0 0 29,364
ISHARES TR RUSSELL 2000 ETF 464287655 2,504 15,185 SH   SOLE   0 0 15,185
ISHARES TR RUS MD CP GR ETF 464287481 2,477 31,586 SH   SOLE   0 0 31,586
F5 INC COM 315616102 2,451 16,936 SH   SOLE   0 0 16,936
ISHARES TR 7-10 YR TRSY BD 464287440 2,451 25,532 SH   SOLE   0 0 25,532
NVR INC COM 62944T105 2,388 599 SH   SOLE   0 0 599
LILLY ELI & CO COM 532457108 2,370 7,330 SH   SOLE   0 0 7,330
NVIDIA CORPORATION COM 67066G104 2,290 18,861 SH   SOLE   0 0 18,861
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,239 38,986 SH   SOLE   0 0 38,986
TFS FINL CORP COM 87240R107 2,097 161,289 SH   SOLE   0 0 161,289
ISHARES TR ESG AWR MSCI USA 46435G425 2,070 26,065 SH   SOLE   0 0 26,065
PINTEREST INC CL A 72352L106 1,906 81,801 SH   SOLE   0 0 81,801
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,862 7,236 SH   SOLE   0 0 7,236
BK OF AMERICA CORP COM 060505104 1,823 60,374 SH   SOLE   0 0 60,374
ISHARES TR ESG AW MSCI EAFE 46435G516 1,774 31,612 SH   SOLE   0 0 31,612
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,741 41,098 SH   SOLE   0 0 41,098
CISCO SYS INC COM 17275R102 1,732 43,296 SH   SOLE   0 0 43,296
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,665 17,291 SH   SOLE   0 0 17,291
QUALCOMM INC COM 747525103 1,651 14,610 SH   SOLE   0 0 14,610
ILLUMINA INC COM 452327109 1,521 7,974 SH   SOLE   0 0 7,974
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,498 24,751 SH   SOLE   0 0 24,751
ISHARES TR ESG AWARE MSCI 46435U663 1,497 48,795 SH   SOLE   0 0 48,795
WILLIAMS SONOMA INC COM 969904101 1,435 12,178 SH   SOLE   0 0 12,178
ISHARES TR ESG AWRE USD ETF 46435G193 1,264 58,030 SH   SOLE   0 0 58,030
SYSCO CORP COM 871829107 1,201 16,986 SH   SOLE   0 0 16,986
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,168 4,373 SH   SOLE   0 0 4,373
ISHARES TR RUS 1000 ETF 464287622 1,001 5,074 SH   SOLE   0 0 5,074
TEXAS INSTRS INC COM 882508104 825 5,327 SH   SOLE   0 0 5,327
GILEAD SCIENCES INC COM 375558103 737 11,954 SH   SOLE   0 0 11,954
CHEVRON CORP NEW COM 166764100 651 4,530 SH   SOLE   0 0 4,530
JPMORGAN CHASE & CO COM 46625H100 621 5,946 SH   SOLE   0 0 5,946
ISHARES INC ESG AWR MSCI EM 46434G863 594 21,455 SH   SOLE   0 0 21,455
TESLA INC COM 88160R101 573 2,162 SH   SOLE   0 0 2,162
VANGUARD INDEX FDS SMALL CP ETF 922908751 464 2,713 SH   SOLE   0 0 2,713
HOME DEPOT INC COM 437076102 440 1,593 SH   SOLE   0 0 1,593
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 431 8,765 SH   SOLE   0 0 8,765
US BANCORP DEL COM NEW 902973304 396 9,831 SH   SOLE   0 0 9,831
VANGUARD INDEX FDS GROWTH ETF 922908736 370 1,729 SH   SOLE   0 0 1,729
NEW RELIC INC COM 64829B100 367 6,393 SH   SOLE   0 0 6,393
PEPSICO INC COM 713448108 352 2,155 SH   SOLE   0 0 2,155
ISHARES TR MORNINGSTAR GRWT 464287119 325 6,740 SH   SOLE   0 0 6,740
COCA COLA CO COM 191216100 296 5,288 SH   SOLE   0 0 5,288
VANGUARD INDEX FDS VALUE ETF 922908744 283 2,290 SH   SOLE   0 0 2,290
SPDR S&P 500 ETF TR TR UNIT 78462F103 278 778 SH   SOLE   0 0 778
UNION PAC CORP COM 907818108 262 1,343 SH   SOLE   0 0 1,343
AMER STATES WTR CO COM 029899101 251 3,221 SH   SOLE   0 0 3,221
MARRIOTT INTL INC NEW CL A 571903202 245 1,746 SH   SOLE   0 0 1,746
V F CORP COM 918204108 239 8,005 SH   SOLE   0 0 8,005
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 226 5,105 SH   SOLE   0 0 5,105