The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture PLC A cs G1151C101 1,875 5,560 SH   SOLE   5,560 0 0
Adobe Systems Inc cs 00724F101 7,276 15,969 SH   SOLE   15,969 0 0
Alphabet Inc A cs 02079K305 22,064 7,933 SH   SOLE   7,933 0 0
Alphabet Inc C cs 02079K107 302 108 SH   SOLE   108 0 0
Amazon.com Inc cs 023135106 17,134 5,256 SH   SOLE   5,256 0 0
Amerco Inc cs 023586100 5,916 9,911 SH   SOLE   9,911 0 0
American States Water Co cs 029899101 287 3,221 SH   SOLE   3,221 0 0
Amgen Inc cs 031162100 9,958 41,178 SH   SOLE   41,178 0 0
Apple Inc cs 037833100 38,989 223,289 SH   SOLE   223,289 0 0
ARK Innovation ETF cs 00214Q104 228 3,433 SH   SOLE   3,433 0 0
Bank of America Corporation cs 060505104 2,449 59,401 SH   SOLE   59,401 0 0
Berkshire Hat A 100th cs 084990175 529 100 SH   SOLE   100 0 0
Berkshire Hathaway Inc B cs 084670702 1,543 4,373 SH   SOLE   4,373 0 0
Bright Horizons Family Solutions Inc cs 109194100 2,358 17,770 SH   SOLE   17,770 0 0
Broadridge Financial Solutions Inc cs 11133T103 8,904 57,182 SH   SOLE   57,182 0 0
C.H. Robinson Worldwide Inc cs 12541W209 1,837 17,052 SH   SOLE   17,052 0 0
CarMax Inc cs 143130102 5,209 53,990 SH   SOLE   53,990 0 0
Chevron Corp cs 166764100 892 5,476 SH   SOLE   5,476 0 0
Cisco Systems Inc cs 17275R102 2,437 43,698 SH   SOLE   43,698 0 0
Coca-Cola Co cs 191216100 362 5,840 SH   SOLE   5,840 0 0
Cognizant Technology Solutions Corp A cs 192446102 3,453 38,510 SH   SOLE   38,510 0 0
Colgate-Palmolive Co cs 194162103 1,186 15,646 SH   SOLE   15,646 0 0
Costco Wholesale Corp cs 22160K105 9,701 16,847 SH   SOLE   16,847 0 0
CVS Health Corp cs 126650100 8,514 84,120 SH   SOLE   84,120 0 0
Danaher Corp Del Com cs 235851102 241 823 SH   SOLE   823 0 0
Discover Financial Services cs 254709108 9,778 88,740 SH   SOLE   88,740 0 0
Duke Energy Corp cs 26441C204 208 1,860 SH   SOLE   1,860 0 0
Electronic Arts Inc cs 285512109 2,914 23,037 SH   SOLE   23,037 0 0
Eli Lilly and Co cs 532457108 2,015 7,036 SH   SOLE   7,036 0 0
Exelon Corp cs 30161N101 200 4,207 SH   SOLE   4,207 0 0
F5 Networks Inc cs 315616102 3,495 16,727 SH   SOLE   16,727 0 0
Facebook Inc A cs 30303M102 352 1,584 SH   SOLE   1,584 0 0
Gilead Sciences Inc cs 375558103 1,119 18,825 SH   SOLE   18,825 0 0
HF Sinclair Ord cs 403949100 2,662 66,806 SH   SOLE   66,806 0 0
Honeywell International Inc cs 438516106 7,280 37,412 SH   SOLE   37,412 0 0
Illumina Inc cs 452327109 5,601 16,030 SH   SOLE   16,030 0 0
Intel Corp cs 458140100 280 5,646 SH   SOLE   5,646 0 0
Iqvia Hldgs Inc cs 46266C105 8,276 35,795 SH   SOLE   35,795 0 0
iShares 3-7 Year Trsy Bond ETF cs 464288661 2,375 19,462 SH   SOLE   19,462 0 0
iShares Core MSCI Intl Developed Mkts ETF cs 46435G326 8,791 138,162 SH   SOLE   138,162 0 0
iShares Core S&P 500 cs 464287200 52,639 116,024 SH   SOLE   116,024 0 0
iShares Core S&P Mid-Cap cs 464287507 22,833 85,091 SH   SOLE   85,091 0 0
iShares Core S&P Small-Cap cs 464287804 31,600 292,921 SH   SOLE   292,921 0 0
iShares ESG 1-5 Year USD Corp Bd ETF cs 46435G243 1,255 50,948 SH   SOLE   50,948 0 0
iShares ESG MSCI EM ETF cs 46434G863 659 17,948 SH   SOLE   17,948 0 0
iShares ESG MSCI USA ETF cs 46435G425 2,661 26,252 SH   SOLE   26,252 0 0
iShares Gold Trust cs 464285204 13,411 364,123 SH   SOLE   364,123 0 0
iShares Morningstar Large-Cap Growth ETF cs 464287119 438 6,740 SH   SOLE   6,740 0 0
iShares MSCI EAFE ESG Optimized ETF cs 46435G516 1,843 24,993 SH   SOLE   24,993 0 0
iShares MSCI USA Sml-Cp ESG Optmzd ETF cs 46435U663 1,366 35,918 SH   SOLE   35,918 0 0
iShares Russell 1000 cs 464287622 1,269 5,074 SH   SOLE   5,074 0 0
iShares Russell 2000 cs 464287655 3,174 15,465 SH   SOLE   15,465 0 0
iShares Russell Mid-Cap Growth ETF cs 464287481 3,378 33,616 SH   SOLE   33,616 0 0
iShares Short Term Corporate Bond ETF cs 464288646 12,367 239,124 SH   SOLE   239,124 0 0
Johnson & Johnson cs 478160104 4,704 26,542 SH   SOLE   26,542 0 0
JPMorgan Chase & Co cs 46625H100 863 6,330 SH   SOLE   6,330 0 0
Kite Realty Group Trust cs 49803T300 273 11,986 SH   SOLE   11,986 0 0
Lowe's Companies Inc cs 548661107 4,519 22,351 SH   SOLE   22,351 0 0
Marriott International Inc cs 571903202 1,890 10,753 SH   SOLE   10,753 0 0
Microsoft Corp cs 594918104 18,690 60,622 SH   SOLE   60,622 0 0
New Relic Inc cs 64829B100 426 6,363 SH   SOLE   6,363 0 0
NextEra Energy Inc cs 65339F101 9,368 110,594 SH   SOLE   110,594 0 0
Nike Inc B cs 654106103 9,041 67,190 SH   SOLE   67,190 0 0
NVR Inc cs 62944T105 2,680 600 SH   SOLE   600 0 0
PayPal Holdings Inc cs 70450Y103 6,288 54,374 SH   SOLE   54,374 0 0
PepsiCo Inc cs 713448108 333 1,991 SH   SOLE   1,991 0 0
Pinterest Inc cs 72352L106 2,476 100,628 SH   SOLE   100,628 0 0
QUALCOMM Inc cs 747525103 2,135 13,971 SH   SOLE   13,971 0 0
Salesforce.com Inc cs 79466L302 3,243 15,276 SH   SOLE   15,276 0 0
Schlumberger Ltd cs 806857108 3,440 83,267 SH   SOLE   83,267 0 0
SCHWAB 1 5 YEAR CORP BOND ETF cs 808524714 515 10,599 SH   SOLE   10,599 0 0
Schwab Intermediate-Term US Trs ETF cs 808524854 483 9,076 SH   SOLE   9,076 0 0
Schwab International Equity ETF cs 808524805 9,394 255,828 SH   SOLE   255,828 0 0
Schwab US Large-Cap ETF cs 808524201 1,352 25,114 SH   SOLE   25,114 0 0
Schwab US Mid-Cap ETF cs 808524508 2,002 26,392 SH   SOLE   26,392 0 0
Schwab US Small-Cap ETF cs 808524607 3,286 69,382 SH   SOLE   69,382 0 0
Sherwin-Williams Co cs 824348106 11,444 45,846 SH   SOLE   45,846 0 0
SPDR S&P 500 ETF cs 78462F103 350 775 SH   SOLE   775 0 0
SPDR S&P Emerging Markets ETF cs 78463X509 3,749 97,030 SH   SOLE   97,030 0 0
SPDR S&P MidCap 400 ETF cs 78467Y107 201 410 SH   SOLE   410 0 0
Starbucks Corp cs 855244109 8,316 91,414 SH   SOLE   91,414 0 0
Sysco Corp cs 871829107 1,399 17,136 SH   SOLE   17,136 0 0
Tesla Motors Inc cs 88160R101 1,258 1,167 SH   SOLE   1,167 0 0
Texas Instruments Inc cs 882508104 1,075 5,861 SH   SOLE   5,861 0 0
TFS Financial Corp cs 87240R107 2,619 157,747 SH   SOLE   157,747 0 0
The Estee Lauder Companies Inc Class A cs 518439104 7,684 28,218 SH   SOLE   28,218 0 0
The Home Depot Inc cs 437076102 445 1,488 SH   SOLE   1,488 0 0
Union Pacific Corp cs 907818108 367 1,343 SH   SOLE   1,343 0 0
United Parcel Service Inc Class B cs 911312106 8,204 38,252 SH   SOLE   38,252 0 0
US Bancorp cs 902973304 523 9,831 SH   SOLE   9,831 0 0
Vanguard 500 ETF cs 922908363 6,751 16,262 SH   SOLE   16,262 0 0
Vanguard FTSE All World Ex-US ETF cs 922042775 294 5,105 SH   SOLE   5,105 0 0
Vanguard FTSE Developed Markets ETF cs 921943858 51,638 1,075,116 SH   SOLE   1,075,116 0 0
Vanguard FTSE Emerging Markets ETF cs 922042858 21,342 462,644 SH   SOLE   462,644 0 0
Vanguard Growth ETF cs 922908736 449 1,560 SH   SOLE   1,560 0 0
Vanguard Small Cap Growth ETF cs 922908595 2,865 11,548 SH   SOLE   11,548 0 0
Vanguard Small-Cap ETF cs 922908751 399 1,878 SH   SOLE   1,878 0 0
VF Corp cs 918204108 1,224 21,532 SH   SOLE   21,532 0 0
Visa Inc Class A cs 92826C839 8,855 39,928 SH   SOLE   39,928 0 0
Walt Disney Co cs 254687106 8,219 59,921 SH   SOLE   59,921 0 0
Watsco Inc cs 942622200 4,387 14,401 SH   SOLE   14,401 0 0
Williams-Sonoma Inc cs 969904101 1,737 11,977 SH   SOLE   11,977 0 0
Zoetis Inc cs 98978V103 7,256 38,473 SH   SOLE   38,473 0 0