0000898531-13-000370.txt : 20130820 0000898531-13-000370.hdr.sgml : 20130820 20130820122138 ACCESSION NUMBER: 0000898531-13-000370 CONFORMED SUBMISSION TYPE: N-CSRS PUBLIC DOCUMENT COUNT: 6 CONFORMED PERIOD OF REPORT: 20130630 FILED AS OF DATE: 20130820 DATE AS OF CHANGE: 20130820 EFFECTIVENESS DATE: 20130820 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BRIDGES INVESTMENT FUND INC CENTRAL INDEX KEY: 0000014170 IRS NUMBER: 476027880 STATE OF INCORPORATION: NE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: N-CSRS SEC ACT: 1940 Act SEC FILE NUMBER: 811-01209 FILM NUMBER: 131050217 BUSINESS ADDRESS: STREET 1: 8401 W DODGE RD STREET 2: SUITE 256 CITY: OMAHA STATE: NE ZIP: 68114 BUSINESS PHONE: 4023974700 MAIL ADDRESS: STREET 1: 8401 WEST DODGE ROAD STREET 2: SUITE 256 CITY: OMAHA STATE: NE ZIP: 68114 0000014170 S000006176 Bridges Investment Fund, Inc. C000017015 Bridges Investment Fund, Inc. BRGIX N-CSRS 1 bif-ncsrs.htm BRIDGES INVESTMENT FUND INC. SEMIANNUAL REPORT 6/30/13 bif-ncsrs.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM N-CSR

CERTIFIED SHAREHOLDER REPORT OF REGISTERED
MANAGEMENT INVESTMENT COMPANIES



Investment Company Act file number  811-01209



Bridges Investment Fund, Inc.
(Exact name of registrant as specified in charter)



8401 West Dodge Road, Suite 256
Omaha, NE 68114
(Address of principal executive offices) (Zip code)



Edson A. Bridges III
8401 West Dodge Road, Suite 256
Omaha, NE 68114
(Name and address of agent for service)



(402) 397-4700
Registrant's telephone number, including area code



Date of fiscal year end: December 31, 2013


Date of reporting period:  June 30, 2013


 
 

 

Item 1. Reports to Stockholders.


 
 
 
 








 
 
Semi-Annual

Shareholder Report

2013
 
 
 



8401 West Dodge Road - 256 Durham Plaza - Omaha, Nebraska 68114
voice: (402) 397-4700   fax: (402) 397-8617   www.bridgesfund.com
 
 
 
 
 

 
 

 


 
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Contents of Report


Page 1
Shareholder Letter
Exhibit 1
Portfolio Transactions During the
  Pages 3 – 4
Period from January 1, 2013 through
 
June 30, 2013
Exhibit 2
Selected Historical Financial Information
  Pages 5 – 6
 
Pages 7 – 8
Expense Example
Page 9
Allocation of Portfolio Holdings
Pages 10 – 24
Financial Statements
Pages 25 – 31
Additional Disclosures


 
IMPORTANT NOTICES

Must be preceded or accompanied by a Prospectus.
 
Opinions expressed herein are those of Edson L. Bridges III and are subject to change. They are not guarantees and should not be considered investment advice.
 
The Price to Earnings (P/E) Ratio is calculated by dividing current price of the stock by the company’s trailing 12 months’ earnings per share.  The S&P 500 Index is a broadly based unmanaged composite of 500 stocks which is widely recognized as representative of price changes for the U.S. equity market in general. The Russell 1000 Growth Index is an unmanaged composite of stocks that measures the performance of the stocks of companies with higher price-to-book ratios and higher forecasted growth values from a universe of the 1,000 largest U.S. companies based on total market capitalization. You cannot invest directly in a specific index.
 
Earnings growth for a Fund holding does not guarantee a corresponding increase in market value of the holding or the Fund.
 
Fund holdings are subject to change and should not be considered a recommendation to buy or sell any security. Please refer to the Schedule of Investments for complete information on holdings in the Fund.
 
Mutual fund investing involves risk. Principal loss is possible. Small- and medium-capitalization companies tend to have limited liquidity and greater price volatility than large-capitalization companies. Investments in debt securities typically decrease in value when interest rates rise. This risk is usually greater for longer-term debt securities. The Fund invests in foreign securities which involve political, economic and currency risks, greater volatility and differences in accounting methods.
 
The Bridges Investment Fund is distributed by Quasar Distributors, LLC.
 

 

 
 

 


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Bridges Investment Fund, Inc.
256 DURHAM PLAZA
8401 WEST DODGE ROAD
OMAHA, NEBRASKA 68114 - 3453

TELEPHONE 402 - 397 - 4700
FACSIMILE 402 - 397 - 8617

July 5, 2013
 
Dear Shareholder:
 
Bridges Investment Fund had a total return of 2.65% in the second quarter of 2013, which lagged the 2.91% total return for the S&P 500 and bettered the 2.06% total return for the Russell 1000 Growth Index over the same period. For the twelve month period ended June 30, 2013, the Fund had a total return of 16.68% versus 20.60% for the S&P 500 and 17.07% for the Russell 1000 Growth Index.  For the three year period ended June 30, 2013, the Fund had an average annual total return of 15.71% versus 18.45% for the S&P 500 and 18.68% for the Russell 1000 Growth Index.  For the five year period ended June 30, 2013, the Fund had an average annual total return of 6.02% versus 7.01% for the S&P 500 and 7.47% for the Russell 1000 Growth Index.  For the ten year period ended June 30, 2013, the Fund had an average annual total return of 5.72% versus 7.30% for the S&P 500 and 7.40% for the Russell 1000 Growth Index.  The Fund’s expense ratio is 0.90%.
 
Performance data quoted represents past performance.  Past performance does not guarantee future results.  The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.  Current performance of the Fund may be lower or higher than the performance stated above.  Performance data current to the most recent month end may be obtained by calling 866-934-4700.
 
During the second quarter, we sold FedEx and trimmed our holdings of Apache, Capital One, Caterpillar, Chesapeake Energy, General Electric, and Schlumberger.
 
We initiated new positions in Ecolab and J.P. Morgan, and added to our positions in Celgene, DaVita, Disney, eBay, Valmont, and Wells Fargo.
 
After a strong first quarter, stocks moved higher in the second quarter, during which the S&P 500 reached a new all time high of 1687 on May 22, before ending the quarter at 1606, up about 13% for the first half of 2013.
 
Despite strong performance over the past several years, both in absolute terms, and relative to bonds, we believe equities remain attractively valued.  The S&P 500 currently trades at about 14.6x estimated 2013 earnings of $110 per share, and 13.4x estimated 2014 earnings of $120 per share, versus average long term historic P/E multiples of 15-16x.
 
We believe the Fund’s portfolio holdings are also attractively valued.  The Fund’s portfolio ended the second quarter trading at 15.2x estimated 2013 earnings and 13.5x estimated 2014 earnings.  Wall Street analysts estimate that the Fund’s companies will grow their earnings at 12-13% annually over the next three to five years, versus consensus earnings growth of 6-7% for the S&P 500.
 

 
 

 
 
Shareholder Letter
July 5, 2013

 
We expect increased equity market volatility during the second half of 2013, but we remain constructive on the longer term outlook for both U.S. stocks in general and the Fund’s portfolio.
 
 
Sincerely,
   
 
   
 
Edson L. Bridges III, CFA
 
President and Chief Executive Officer

 

 
2

 

Exhibit 1

BRIDGES INVESTMENT FUND, INC.

PORTFOLIO TRANSACTIONS
DURING THE PERIOD FROM
JANUARY 1, 2013 THROUGH JUNE 30, 2013
(Unaudited)
 
 
Bought or
Held After
Securities
Received
Transactions
Common Stock Unless
$1,000 Par
$1,000 Par
Described Otherwise
Value (M)
Value (M)
 
or Shares
or Shares
     
Actavis Inc.(1)
5,000
15,000
Biogen Idec Inc.
2,000
  2,000
BlackRock, Inc.
2,000
  6,000
Capital One Financial Corporation
5,000
55,000
Celgene Corporation
7,000
20,000
Chicago Bridge & Iron Company N.V.
2,000
32,000
Cognizant Technology Solutions Corporation
3,000
18,000
DaVita HealthCare Partners Inc.
7,000
  7,000
DIRECTV
7,000
40,000
The Walt Disney Company
5,000
25,000
eBay, Inc.
2,000
25,000
Ecolab Inc.
8,000
  8,000
Express Scripts Holding Company
3,000
48,000
iShares Core S&P Mid Cap ETF
5,000
40,000
iShares Core S&P Small Cap ETF
5,000
35,000
JPMorgan Chase & Co.
15,000 
15,000
Priceline.com Incorporated
    300
  3,000
Union Pacific Corporation
 1,000
27,000
Valmont Industries, Inc.
 6,000
  6,000
Wells Fargo & Company
 5,000
70,000

(1)  Watson Pharmaceuticals Changed Their Name to Actavis on January 24, 2013
 

 

 
3

 

Exhibit 1
(Continued)

BRIDGES INVESTMENT FUND, INC.

PORTFOLIO TRANSACTIONS
DURING THE PERIOD FROM
JANUARY 1, 2013 THROUGH JUNE 30, 2013
(Unaudited)
 
 
Sold or
Held After
Securities
Exchanged
Transactions
Common Stock Unless
$1,000 Par
$1,000 Par
Described Otherwise
Value (M)
Value (M)
 
or Shares
or Shares
     
Apache Corporation
  5,000
15,000
Capital One Financial Corporation
  5,000
50,000
Caterpillar Inc.
  3,000
20,000
Chesapeake Energy Corporation
  5,000
20,000
FedEx Corp.
10,000
      —
General Electric Company
15,000
50,000
MasterCard, Inc.
  1,700
  9,000
McDonald’s Corporation
  2,000
15,000
Nike, Inc. Class B
10,000
     —
PepsiCo, Inc.
  2,000
13,000
Perrigo Company
  6,000
      —
Philip Morris International Inc.
  2,000
18,000
Schlumberger Limited
  3,000
17,000
Visa Inc. Class A
  1,500
11,500


 

 

 

 
4

 

Exhibit 2

BRIDGES INVESTMENT FUND, INC.

SELECTED HISTORICAL FINANCIAL INFORMATION
(Unaudited)

– – – – – – – – – – – Year End Statistics – – – – – – – – – – –

Valuation
   
Net
   
Shares
   
Net Asset
   
Dividend/
   
Capital
 
Date
   
Assets
   
Outstanding
   
Value/Share
   
Share
   
Gains/Share
 
  07-01-63     $ 109,000       10,900     $ 10.00     $     $  
  12-31-63       159,187       15,510       10.13       .07        
  12-31-64       369,149       33,643       10.97       .28        
  12-31-65       621,241       51,607       12.04       .285       .028  
  12-31-66       651,282       59,365       10.97       .295        
  12-31-67       850,119       64,427       13.20       .295        
  12-31-68       1,103,734       74,502       14.81       .315        
  12-31-69       1,085,186       84,807       12.80       .36        
  12-31-70       1,054,162       90,941       11.59       .37        
  12-31-71       1,236,601       93,285       13.26       .37        
  12-31-72       1,272,570       93,673       13.59       .35       .08  
  12-31-73       1,025,521       100,282       10.23       .34       .07  
  12-31-74       757,545       106,909       7.09       .35        
  12-31-75       1,056,439       111,619       9.46       .35        
  12-31-76       1,402,661       124,264       11.29       .38        
  12-31-77       1,505,147       145,252       10.36       .428       .862  
  12-31-78       1,574,097       153,728       10.24       .481       .049  
  12-31-79       1,872,059       165,806       11.29       .474       .051  
  12-31-80       2,416,997       177,025       13.65       .55       .0525  
  12-31-81       2,315,441       185,009       12.52       .63       .0868  
  12-31-82       2,593,411       195,469       13.27       .78       .19123  
  12-31-83       3,345,988       229,238       14.60       .85       .25  
  12-31-84       3,727,899       278,241       13.40       .80       .50  
  12-31-85       4,962,325       318,589       15.58       .70       .68  
  12-31-86       6,701,786       407,265       16.46       .688       .86227  
  12-31-87       7,876,275       525,238       15.00       .656       1.03960  
  12-31-88       8,592,807       610,504       14.07       .85       1.10967  
  12-31-89       10,895,182       682,321       15.97       .67       .53769  
  12-31-90       11,283,448       744,734       15.15       .67       .40297  
  12-31-91       14,374,679       831,027       17.30       .66       .29292  
  12-31-92       17,006,789       971,502       17.51       .635       .15944  
  12-31-93       17,990,556       1,010,692       17.80       .6225       .17075  
  12-31-94       18,096,297       1,058,427       17.10       .59       .17874  
  12-31-95       24,052,746       1,116,620       21.54       .575       .19289  
  12-31-96       29,249,488       1,190,831       24.56       .55       .25730  
  12-31-97       36,647,535       1,262,818       29.02       .5075       .30571  
  12-31-98       48,433,113       1,413,731       34.26       .44       2.11648  




 
5

 

Exhibit 2
(Continued)

BRIDGES INVESTMENT FUND, INC.

SELECTED HISTORICAL FINANCIAL INFORMATION
(Unaudited)

– – – – – – – – – – – Year End Statistics – – – – – – – – – – –

Valuation
   
Net
   
Shares
   
Net Asset
   
Dividend/
   
Capital
 
Date
   
Assets
   
Outstanding
   
Value/Share
   
Share
   
Gains/Share
 
  12-31-99     $ 69,735,684       1,508,154     $ 46.24     $ .30     $ .91088  
  12-31-00       71,411,520       1,850,301       38.59       .40       .80880716  
  12-31-01       60,244,912       1,940,494       31.05       .26        
  12-31-02       45,854,541       1,989,769       23.05       .20        
  12-31-03       62,586,435       2,016,560       31.04       .24        
  12-31-04       74,281,648       2,230,038       33.31       .305        
  12-31-05       80,715,484       2,305,765       35.01       .2798        
  12-31-06       82,754,479       2,336,366       35.42       .2695        
  12-31-07       77,416,617       2,258,380       34.28       .2364       2.5735  
  12-31-08       49,448,417       2,257,410       21.91       .2603        
  12-31-09       67,435,343       2,303,377       29.28       .17        
  12-31-10       75,014,486       2,307,301       32.51       .126        
  12-31-11       73,779,028       2,266,478       32.55       .1586        
  12-31-12       83,361,384       2,256,216       36.95       .207        


– – – – Current Six Months Compared to Same Six Months in Prior Year – – – –
 
Valuation
   
Net
   
Shares
   
Net Asset
   
Dividend/
   
Capital
 
Date
   
Assets
   
Outstanding
   
Value/Share
   
Share
   
Gains/Share
 
  06-30-12     $ 79,224,905       2,242,474     $ 35.33     $ .08        
  06-30-13       93,082,924       2,271,697       40.98       .10        




 
6

 

BRIDGES INVESTMENT FUND, INC.

EXPENSE EXAMPLE

JUNE 30, 2013
(Unaudited)


As a shareholder of the Bridges Investment Fund, Inc., you incur ongoing costs, including management fees; services fees; and other Fund expenses.  This example is intended to help you understand your ongoing costs (in dollars) of investing in the Fund and to compare costs with the ongoing costs of investing in other mutual funds.
 
The Example is based on an investment of $1,000 invested at the beginning of the period and held the entire period (January 1, 2013 – June 30, 2013).
 
ACTUAL EXPENSES
 
The first line of the table below provides information about actual account values and actual expenses.  Although the Fund charges no sales load or transactions fees, you will be assessed fees for outgoing wire transfers, returned checks or stop payment orders at prevailing rates charged by U.S. Bancorp Fund Services, LLC, the Fund’s transfer agent.  If you request a redemption be made by wire transfer, currently a $15.00 fee is charged by the Fund’s transfer agent.  To the extent that the Fund invests in shares of other investment companies as part of its investment strategy, you will indirectly bear your proportionate share of any fees and expenses charged by the underlying funds in which a Fund invests in addition to the expenses of the Fund.  Actual expenses of the underlying funds are expected to vary among the various underlying funds.  These expenses are not included in the example below.  The example includes, but is not limited to, management fees, shareholder servicing fees, fund accounting, custody and transfer agent fees.  However, the example below does not include portfolio trading commissions and related expenses, interest expense or dividends on short positions taken by the Fund and other extraordinary expenses as determined under generally accepted accounting principles.  You may use the information in this line, together with the amount you invested, to estimate the expenses that you paid over the period.  Simply divide your account value by $1,000 (for example, an $8,600 account value divided by $1,000 = 8.6), then multiply the result by the number in the first line under the heading entitled “Expenses Paid During Period” to estimate the expenses you paid on your account during this period.
 
HYPOTHETICAL EXAMPLE FOR COMPARISON PURPOSES
 
The second line of the table below provides information about hypothetical account values and hypothetical expenses based on the Fund’s actual expense ratios and an assumed rate of return of 5% per year before expenses, which is not the Fund’s actual return.  The hypothetical account values and expenses may not be used to estimate the actual ending account balance or expenses you paid for the period.  You may use this information to compare the ongoing costs of investing in the Fund and other funds.  To do so, compare this 5% hypothetical example with the 5% hypothetical examples that appear in the shareholder reports of the other funds.
 

 

 

 
7

 
 
Please note that the expenses shown in the table are meant to highlight your ongoing costs only and do not reflect any transactional costs, such as sales charges (loads), redemption fees, or exchange fees.  Therefore, the second line of the table is useful in comparing ongoing costs only, and will not help you determine the relative costs of owning different funds.  In addition, if these transactional costs were included, your costs would have been higher.
 
     
Expenses Paid
 
Beginning
Ending
During Period*
 
Account Value
Account Value
January 1, 2013 –
 
January 1, 2013
June 30, 2013
June 30, 2013
Actual
$1,000.00
$1,111.80
$4.54
Hypothetical
     
  (5% return before expenses)
  1,000.00
  1,020.50
  4.34
 
*
Expenses are equal to the Fund’s annualized expense ratio of 0.87%, multiplied by the average account value over the period, multiplied by 181/365 to reflect the one-half year period.

 

 
8

 
 
BRIDGES INVESTMENT FUND, INC.

ALLOCATION OF PORTFOLIO HOLDINGS

PERCENTAGE OF TOTAL INVESTMENTS

JUNE 30, 2013
(Unaudited)

 

 

 
COMPONENTS OF PORTFOLIO HOLDINGS
 
Common Stock
  $ 82,412,240  
Exchange Traded Funds
    8,551,550  
Corporate Bonds
    1,655,612  
Short Term Investments
    1,195,227  
Total
  $ 93,814,629  


 

 
9

 

BRIDGES INVESTMENT FUND, INC.

SCHEDULE OF INVESTMENTS

JUNE 30, 2013
(Unaudited)

 
Title of Security
 
Shares
   
Cost
   
Value
 
COMMON STOCKS – 88.54%
                 
Ambulatory Health Care Services – 0.91%
                 
DaVita Healthcare Partners, Inc. (a)
 
    7,000     $ 829,558     $ 845,600  
Amusement, Gambling, and
Recreation Industries – 1.70%
                       
                       
The Walt Disney Co.
 
    25,000     $ 1,095,036     $ 1,578,750  
Beverage and Tobacco
Product Manufacturing – 3.76%
                       
                       
Altria Group, Inc.
    25,000     $ 478,400     $ 874,750  
PepsiCo, Inc.
    13,000       632,331       1,063,270  
Philip Morris International, Inc.
    18,000       628,549       1,559,160  
            $ 1,739,280     $ 3,497,180  
Broadcasting (except Internet) – 2.65%
                       
DIRECTV (a)
 
    40,000     $ 1,657,230     $ 2,464,800  
Chemical Manufacturing – 3.67%
                       
Actavis, Inc. (a)
    15,000     $ 1,309,354     $ 1,893,300  
Allergan, Inc.
    10,000       412,855       842,400  
Ecolab, Inc.
    8,000       687,005       681,520  
            $ 2,409,214     $ 3,417,220  
Computer and Electronic
Product Manufacturing – 10.58%
                       
                       
Apple, Inc.
    11,000     $ 1,283,013     $ 4,356,880  
EMC Corp. (a)
    65,000       1,595,462       1,535,300  
QUALCOMM, Inc.
    50,000       2,174,726       3,054,000  
Waters Corp. (a)
    9,000       472,047       900,450  
            $ 5,525,248     $ 9,846,630  
Couriers and Messengers – 0.93%
                       
United Parcel Service, Inc. – Class B
 
    10,000     $ 671,348     $ 864,800  
Credit Intermediation and
Related Activities – 7.33%
                       
                       
Capital One Financial Corp.
    50,000     $ 1,579,084     $ 3,140,500  

See accompanying Notes to the Financial Statements.

Percentages are stated as a percent of the value of net assets.
(a)
Non Income Producing.


 
10

 

BRIDGES INVESTMENT FUND, INC.

SCHEDULE OF INVESTMENTS
(Continued)

JUNE 30, 2013
(Unaudited)

Title of Security
 
Shares
   
Cost
   
Value
 
COMMON STOCKS (Continued)
                 
Credit Intermediation and
Related Activities – 7.33% (Continued)
                 
                 
JPMorgan Chase & Co.
    15,000     $ 819,921     $ 791,850  
Wells Fargo & Co.
    70,000       1,821,947       2,888,900  
            $ 4,220,952     $ 6,821,250  
Food Services and Drinking Places – 2.65%
                       
McDonald’s Corp.
    15,000     $ 1,130,056     $ 1,485,000  
Starbucks Corp.
    15,000       561,001       982,350  
            $ 1,691,057     $ 2,467,350  
Health and Personal Care Stores – 3.18%
                       
Express Scripts Holding Co. (a)
 
    48,000     $ 1,210,860     $ 2,961,120  
Heavy and Civil
Engineering Construction – 2.05%
                       
                       
Chicago Bridge & Iron Co. N.V.
 
    32,000     $ 1,135,154     $ 1,909,120  
Insurance Carriers and Related Activities – 2.40%
                       
Berkshire Hathaway, Inc. – Class B (a)
 
    20,000     $ 678,649     $ 2,238,400  
Machinery Manufacturing – 4.62%
                       
Caterpillar, Inc.
    20,000     $ 1,126,404     $ 1,649,800  
General Electric Co.
    50,000       746,325       1,159,500  
Roper Industries, Inc.
    12,000       547,802       1,490,640  
            $ 2,420,531     $ 4,299,940  
Nonstore Retailers – 2.43%
                       
Amazon.com, Inc. (a)
    3,500     $ 565,147     $ 971,915  
eBay, Inc. (a)
    25,000       915,819       1,293,000  
            $ 1,480,966     $ 2,264,915  
Oil and Gas Extraction – 3.64%
                       
Anadarko Petroleum Corp.
    20,000     $ 1,335,558     $ 1,718,600  
Apache Corp.
    15,000       1,188,510       1,257,450  
Chesapeake Energy Corp.
    20,000       435,079       407,600  
            $ 2,959,147     $ 3,383,650  

See accompanying Notes to the Financial Statements.

Percentages are stated as a percent of the value of net assets.
(a)
Non Income Producing.




 
11

 

BRIDGES INVESTMENT FUND, INC.

SCHEDULE OF INVESTMENTS
(Continued)

JUNE 30, 2013
(Unaudited)

Title of Security
 
Shares
   
Cost
   
Value
 
COMMON STOCKS (Continued)
                 
Other Information Services – 3.78%
                 
 
Google, Inc. – Class A (a)
 
    4,000     $ 1,691,413     $ 3,521,480  
Petroleum and Coal
Products Manufacturing – 2.92%
                       
                       
 
Chevron Corp.
 
    23,000     $ 1,061,445     $ 2,721,820  
Professional, Scientific, and
Technical Services – 16.21%
                       
                       
 
Accenture PLC – Class A
    20,000     $ 1,123,676     $ 1,439,200  
 
Biogen Idec, Inc. (a)
    2,000       344,562       430,400  
 
Celgene Corp. (a)
    20,000       1,651,657       2,338,200  
 
Cognizant Technology
                       
 
  Solutions Corp. – Class A (a)
    18,000       1,245,560       1,126,980  
 
Mastercard, Inc.
    9,000       1,612,127       5,170,500  
 
priceline.com, Inc. (a)
    3,000       1,554,059       2,481,390  
 
Visa, Inc.
    11,500       838,573       2,101,625  
              $ 8,370,214     $ 15,088,295  
Publishing Industries (except Internet) – 1.11%
                       
 
Microsoft Corp.
 
    30,000     $ 921,971     $ 1,035,900  
Rail Transportation – 4.48%
                       
 
Union Pacific Corp.
    27,000     $ 1,725,558     $ 4,165,560  
Securities, Commodity Contracts,
and Other Financial Investments
and Related Activities – 2.83%
                       
                       
                       
 
Blackrock, Inc.
    6,000     $ 1,191,188     $ 1,541,100  
 
T. Rowe Price Group, Inc.
    15,000       725,747       1,097,250  
              $ 1,916,935     $ 2,638,350  
Support Activities for Mining – 1.31%
                       
 
Schlumberger Ltd.
 
    17,000     $ 1,345,023     $ 1,218,220  
Telecommunications – 0.92%
                       
 
Valmont Industries, Inc.
    6,000     $ 903,459     $ 858,540  

See accompanying Notes to the Financial Statements.

Percentages are stated as a percent of the value of net assets.
(a)
Non Income Producing.



 
12

 

BRIDGES INVESTMENT FUND, INC.

SCHEDULE OF INVESTMENTS
(Continued)

JUNE 30, 2013
(Unaudited)

Title of Security
 
Shares
   
Cost
   
Value
 
COMMON STOCKS (Continued)
                 
Transportation Equipment
Manufacturing – 2.48%
                 
                 
Eaton Corp. PLC
    35,000     $ 1,816,696     $ 2,303,350  
                         
    TOTAL COMMON STOCKS
                       
      (Cost $49,476,944)
          $ 49,476,944     $ 82,412,240  
                         
    EXCHANGE TRADED FUNDS – 9.19%
                       
Funds, Trusts, and Other
                       
Financial Vehicles – 9.19%
                       
iShares Core S&P Mid-Cap ETF
    40,000     $ 3,684,766     $ 4,620,000  
iShares Core S&P Small-Cap ETF
    35,000       2,407,647       3,160,150  
iShares MSCI Emerging Markets ETF
    20,000       827,798       771,400  
                         
    TOTAL EXCHANGE TRADED FUNDS
                       
      (Cost $6,920,211)
          $ 6,920,211     $ 8,551,550  
                         
     
Principal
                 
   
 Amount
   
Cost
     
Value
 
    CORPORATE BONDS – 1.78%
                       
Broadcasting (except Internet) – 0.25%
                       
Comcast Corp.
                       
  6.500%, 01/15/2017
 
    200,000     $ 199,592     $ 232,316  
Building Material and Garden
Equipment and Supplies Dealers – 0.24%
                       
                       
Home Depot, Inc.
                       
  5.400%, 03/01/2016
 
    200,000     $ 191,398     $ 222,857  
Funds, Trusts, and Other
Financial Vehicles – 0.34%
                       
                       
Spectra Energy Capital, LLC
                       
  8.000%, 10/01/2019
    250,000     $ 264,169     $ 316,401  


See accompanying Notes to the Financial Statements.

Percentages are stated as a percent of the value of net assets.



 
13

 

BRIDGES INVESTMENT FUND, INC.

SCHEDULE OF INVESTMENTS
(Continued)

JUNE 30, 2013
(Unaudited)

   
Principal
             
Title of Security
 
Amount
   
Cost
   
Value
 
CORPORATE BONDS (Continued)
                 
General Merchandise Stores – 0.35%
                 
JC Penney Corp., Inc.
                 
  7.400%, 04/01/2037
 
    400,000     $ 400,851     $ 325,000  
Machinery Manufacturing – 0.32%
                       
Applied Materials, Inc.
                       
  7.125%, 10/15/2017
 
    250,000     $ 252,527     $ 297,432  
Oil and Gas Extraction – 0.28%
                       
Anadarko Petroleum Corp.
                       
  7.625%, 03/15/2014
    250,000     $ 247,953     $ 261,606  
                         
    TOTAL CORPORATE BONDS
                       
      (Cost $1,556,490)
          $ 1,556,490     $ 1,655,612  
                         
   
Shares
   
Cost
   
Value
 
    SHORT-TERM INVESTMENTS – 1.28%
                       
Mutual Fund – 1.28%
                       
SEI Daily Income Trust
                       
  Treasury Fund, 0.01% (b)
    1,195,227     $ 1,195,227     $ 1,195,227  
                         
    TOTAL SHORT-TERM INVESTMENTS
                       
      (Cost $1,195,227)
          $ 1,195,227     $ 1,195,227  
                         
TOTAL INVESTMENTS – 100.79%
          $ 59,148,872     $ 93,814,629  
LIABILITIES IN EXCESS
                       
  OF OTHER ASSETS – (0.79)%
                    (731,705 )
TOTAL NET ASSETS – 100.00%
                  $ 93,082,924  

See accompanying Notes to the Financial Statements.

Percentages are stated as a percent of the value of net assets.
(b)
Variable rate security: the rate shown is the effective rate as of June 30, 2013.


 
14

 
 
BRIDGES INVESTMENT FUND, INC.

STATEMENT OF ASSETS AND LIABILITIES

JUNE 30, 2013
(Unaudited)

 
ASSETS:
     
    Investments in securities, at fair value (cost: $59,148,872)
  $ 93,814,629  
    Receivables
       
        Investments sold
    269,069  
        Dividends and interest
    138,112  
        Fund shares issued
    2,879  
    Prepaid Expenses
    9,643  
         
TOTAL ASSETS
  $ 94,234,332  
         
LIABILITIES:
       
    Payables
       
        Investments purchased
  $ 951,954  
        Distribution to shareholders
    15,239  
        Advisory fees
    109,359  
        Payable to directors
    16,888  
        Withholding tax payable
    240  
    Accrued expenses
    57,728  
         
TOTAL LIABILITIES
  $ 1,151,408  
         
TOTAL NET ASSETS
  $ 93,082,924  
         
NET ASSETS CONSIST OF:
       
    Capital stock
  $ 56,378,563  
    Accumulated undistributed net investment income
    28,744  
    Accumulated undistributed net realized gain on investments
    2,009,860  
    Unrealized appreciation on investments
    34,665,757  
         
TOTAL NET ASSETS
  $ 93,082,924  
         
SHARES OUTSTANDING
       
  ($0.0001 par value; 100,000,000 shares authorized)
    2,271,697  
         
NET ASSET VALUE, OFFERING AND
       
  REDEMPTION PRICE PER SHARE
  $ 40.98  


See accompanying Notes to the Financial Statements.



 
15

 

BRIDGES INVESTMENT FUND, INC.

STATEMENT OF OPERATIONS

FOR THE SIX MONTHS ENDED JUNE 30, 2013
(Unaudited)



INVESTMENT INCOME:
     
    Dividend income (net of foreign tax withheld of $480)
  $ 578,438  
    Interest income
    56,831  
         
        Total investment income
  $ 635,269  
         
EXPENSES:
       
    Advisory fees
  $ 226,941  
    Administration fees
    55,133  
    Fund accounting fees
    24,255  
    Dividend disbursing and transfer agent fees
    21,869  
    Independent director’s expenses and fees
    16,888  
    Professional Services
    16,756  
    Other
    12,363  
    Printing and supplies
    7,717  
    Custody fees
    5,909  
    Taxes and licenses
    729  
         
        Total expenses
  $ 388,560  
            NET INVESTMENT INCOME
  $ 246,709  
         
NET REALIZED AND UNREALIZED GAIN ON INVESTMENTS
       
    Net realized gain on investments
    1,942,686  
         
    Net change in unrealized appreciation on investments
    7,143,187  
         
    NET REALIZED AND UNREALIZED GAIN ON INVESTMENTS
    9,085,873  
         
NET INCREASE IN NET ASSETS RESULTING FROM OPERATIONS
  $ 9,332,582  

See accompanying Notes to the Financial Statements.


 
16

 

BRIDGES INVESTMENT FUND, INC.

STATEMENTS OF CHANGES IN NET ASSETS

FOR THE SIX MONTHS ENDED JUNE 30, 2013 AND 2012
(Unaudited)

   
2013
   
2012
 
OPERATIONS:
           
    Net investment income
  $ 246,709     $ 191,789  
    Net realized gain on investments
    1,942,686       2,021,368  
    Net increase in unrealized
               
      appreciation on investments
    7,143,187       4,302,883  
                 
            Net increase in net assets
               
              resulting from operations
  $ 9,332,582     $ 6,516,040  
                 
Net equalization of debits/credits
    444       (2,069 )
                 
    Distributions to shareholders:
               
        From net investment income
    (226,861 )     (179,125 )
                 
            Total distributions
  $ (226,861 )   $ (179,125 )
    Capital Share Transactions:
               
        Net increase/(decrease) in net assets
               
          from capital share transactions
    615,375       (888,969 )
                 
            Total Increase in Net Assets
  $ 9,721,540     $ 5,445,877  
                 
NET ASSETS:
               
    Beginning of the Period
  $ 83,361,384     $ 73,779,028  
    End of the Period (including undistributed net
               
      investment income of $28,744 and $10,595 respectively)
  $ 93,082,924     $ 79,224,905  

See accompanying Notes to the Financial Statements.


 
17

 

BRIDGES INVESTMENT FUND, INC.

FINANCIAL HIGHLIGHTS

For a Fund share outstanding throughout the period
 
   
For the Six
                               
   
Months Ended
                               
   
June 30, 2013
   
Years Ended December 31,
 
   
(Unaudited)
   
2012
   
2011
   
2010
   
2009
   
2008
 
                                     
Net asset value,
                                   
  beginning of period
  $ 36.95     $ 32.55     $ 32.51     $ 29.28     $ 21.91     $ 34.28  
Income (loss) from investment operations:
                                               
    Net investment income1
    0.11       0.21       0.16       0.14       0.17       0.25  
    Net realized and unrealized
                                               
      gain/(loss) on investments
    4.02       4.40       0.04       3.22       7.37       (12.36 )
        Total from
                                               
          investment operations
    4.13       4.61       0.20       3.36       7.54       (12.11 )
                                                 
Less dividends and distributions:
                                               
    Dividends from net
                                               
      investment income
    (0.10 )     (0.21 )     (0.16 )     (0.13 )     (0.17 )     (0.25 )
    Distributions from
                                               
      net realized gains
                                   
    Distributions from
                                               
      tax return of capital
                                  (0.01 )
        Total dividends
                                               
          and distributions
    (0.10 )     (0.21 )     (0.16 )     (0.13 )     (0.17 )     (0.26 )
                                                 
Net asset value, end of period
  $ 40.98     $ 36.95     $ 32.55     $ 32.51     $ 29.28     $ 21.91  
                                                 
Total return
    11.18 %2     14.16 %     0.62 %     11.50 %     34.61 %     (35.47 %)
                                                 
Supplemental data and ratios:
                                               
Net assets, end of period
                                               
  (in thousands)
  $ 93,083     $ 83,361     $ 73,779     $ 75,014     $ 67,435     $ 49,448  
    Ratio of net expenses
                                               
      to average net assets:
    0.87 %3     0.88 %     0.88 %     0.90 %     1.02 %     0.77 %
    Ratio of net investment income
                                               
      to average net assets:
    0.55 %3     0.58 %     0.47 %     0.42 %     0.63 %     0.86 %
    Portfolio turnover rate
    6.2 %     17.0 %     26.6 %     26.3 %     18.2 %     23.4 %
                                                 
See accompanying Notes to the Financial Statements.

1
Net investment income per share is calculated using the ending balances prior to consideration or adjustment for permanent book-to-tax differences.
2
Not Annualized.
3
Annualized.

 

 
18

 

BRIDGES INVESTMENT FUND, INC.

NOTES TO FINANCIAL STATEMENTS

JUNE 30, 2013
(Unaudited)

(1)
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
 
 
Bridges Investment Fund, Inc. (the “Fund”) is registered under the Investment Company Act of 1940 as a diversified, open-end management investment company.  The primary investment objective of the Fund is long-term capital appreciation.  In pursuit of that objective, the Fund invests primarily in common stocks.  The following is a summary of significant accounting policies consistently followed by the Fund in the preparation of its financial statements.  The policies are in conformity with accounting principles generally accepted in the United States of America (“GAAP”).

 
A.
Investments
   
Security transactions are recorded on trade date.  Dividend income is recognized on the ex-dividend date, and interest income is recognized on an accrual basis.  Discount and premium on fixed income securities is accreted or amortized into interest income using the effective interest method.
 
   
The net realized gain (loss) from the sales of securities is determined for income tax and accounting purposes on the basis of the cost of specific securities.
 
   
Securities owned are reflected in the accompanying statement of assets and liabilities and the schedule of investments at fair value based on quoted market prices. Bonds and other fixed-income securities (other than the short-term securities) are valued using the bid price provided by an independent pricing service.  Other securities traded on a national securities exchange are valued at the last reported sale price at the close of regular trading on each day the exchange is open for trading. Securities listed on the NASDAQ National Market System for which market quotations are readily available are valued using the NASDAQ Official Closing Price (“NOCP”).  If no sales were reported on that day, quoted market price represents the closing bid price.
 
   
Securities for which prices are not readily available were valued by the Fund’s valuation committee (the “Valuation Committee”) at a fair value determined in good faith under procedures established by and under the general supervision of the Fund’s Board of Directors.
 
   
The Valuation Committee concluded that a price determined under the Fund’s valuation procedures was not readily available if, among other things, the Valuation Committee believed that the value of the security might have been materially affected by an intervening significant event.  A significant event may be related to a single issuer, to an entire market sector, or to the entire market.  These events may include, among other things: issuer–specific events including rating agency action, earnings announcements and corporate actions, significant fluctuations in domestic or foreign markets, natural disasters, armed conflicts, and government actions.  In the event that the market quotations are not readily available, the fair value of such securities will be
 

 
 
 
19

 
 
   
determined in good faith, taking into consideration: (i) fundamental analytical data relating to the investment; (ii) the nature and duration of restrictions on disposition of the securities; and (iii) an evaluation of the forces which influence the market in which these securities are purchased and sold.  The members of the Valuation Committee shall continuously monitor for significant events that might necessitate the use of fair value procedures.
 
 
B.
Federal Income Taxes
     
   
It is the Fund’s policy to comply with the requirements of the Internal Revenue Code applicable to Regulated Investment Companies (“RICs”) to distribute all of its taxable income to shareholders.  Therefore, no Federal income tax provision for the Fund is required.  Under applicable foreign tax law, a withholding tax may be imposed on interest, dividends, and capital gains earned on foreign securities.
 
   
The character of distributions made during the year from net investment income or net realized gains may differ from its ultimate characterization for federal income tax purposes.  In addition, due to the timing of dividend distributions, the fiscal year in which amounts are distributed may differ from the year that the income or realized gains or losses were recorded by the Fund.  The Fund has reclassified the components of its capital accounts for the year ended December 31, 2012 by increasing accumulated investment income by $2,333 and decreasing capital stock by $2,333.
 
   
The Fund has not recorded any liability for material unrecognized tax benefits as of June 30, 2013.  It is the Fund’s policy to recognize accrued interest and penalties related to uncertain benefits in income taxes as appropriate.  Tax years that remain open to examination by major jurisdiction include tax years ended December 31, 2009 through December 31, 2012.
 
 
C.
Distribution To Shareholders
   
 
The Fund pays dividends to shareholders on a quarterly basis on the ex-dividend date.  Distribution of net realized gains, if any, are made on an annual basis to shareholders on the ex-dividend date.
 
 
D.
Equalization
   
The Fund uses the accounting practice of equalization by which a portion of the proceeds from sales and costs of redemption of capital shares, equivalent on a per share basis to the amount of undistributed net investment income on the date of the transactions, is credited or charged to undistributed income.  As a result, undistributed net investment income per share is unaffected by sales or redemption of capital shares.
 
 
E.
Use of Estimates
 
   
The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of increases and decreases in net assets from operations during the reporting period.  Actual results could differ from those estimates.
 
   
In preparing these financial statements, the Fund has evaluated events and transactions for potential recognition or disclosure through the date the financial statements were issued.

 

 

 
20

 
 
 
F.
Fair Value Measurements
 
   
GAAP defines fair value as the price that each Fund would receive upon selling an investment in a timely transaction to an independent buyer in the principal or most advantageous market of the investment.  A three-tier hierarchy is used to maximize the use of observable market data “inputs” and minimize the use of unobservable “inputs” and to establish classification of fair value measurements for disclosure purposes.  Inputs refer broadly to the assumptions that market participants would use in pricing the asset or liability, including assumptions about risk.  Inputs may be observable or unobservable.  Observable inputs are inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity.  Unobservable inputs are inputs that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.  The three-tier hierarchy of inputs is summarized in the three broad Levels listed below:

 
Level 1 –
Unadjusted quoted prices in active markets for identical investments.
     
 
Level 2 –
Observable inputs other than quoted prices included in level 1 that are observable for the asset or liability, either directly or indirectly.  These inputs may include quoted prices for the identical instrument on an inactive market, prices for similar instruments, interest rates, prepayment speeds, credit risk, yield curves, default rates and similar data.
     
 
Level 3 –
Unobservable inputs for the asset or liability, to the extent relevant observable inputs are not available; representing the Fund’s own assumptions about the assumptions a market participant would use in valuing the asset or liability, and would be based on the best information available.
 
   
The valuation techniques used by the Fund to measure fair value for the six months ended June 30, 2013 maximized the use of observable inputs and minimized the use of unobservable inputs.  During the six months ended June 30, 2013, no securities held by the fund were deemed as Level 3.
 
   
The following is a summary of the inputs used as of June 30, 2013 in valuing the Fund’s investments carried at fair value:

     
Level 1
   
Level 2
   
Level 3
   
Total
 
 
Investments
                       
 
  Common Stock
  $ 82,412,240     $     $     $ 82,412,240  
 
  Exchange Traded Funds
    8,551,550                   8,551,550  
 
  Corporate Bonds
          1,655,612             1,655,612  
 
  Short-Term Investments
    1,195,227                   1,195,227  
 
Total Investments
                               
 
  in Securities
  $ 92,159,017     $ 1,655,612     $     $ 93,814,629  
 
   
There were no transfers between Levels 1 and 2 during the six months ended June 30, 2013.  Transfers between levels are recognized at the end of the reporting period. Refer to the Schedule of Investments for further information on the classification of investments.

 

 

 
21

 
 
(2)
INVESTMENT ADVISORY CONTRACT AND
 
OTHER TRANSACTIONS WITH AFFILIATES
 
 
Under an Investment Advisory Contract, Bridges Investment Management, Inc. (the “Investment Adviser”) furnishes investment advisory services for the Fund.  In return, the Fund has agreed to pay the Investment Adviser a management fee computed on a quarterly basis at the rate of 1/8 of 1% of the average month-end net asset value of the Fund during the quarter, equivalent to 1/2 of 1% per annum.  Certain officers and directors of the Fund are also officers and directors of the Investment Adviser.  These officers do not receive any compensation from the Fund other than that which is received indirectly through the Investment Adviser.  For the six months ended June 30, 2013, the Fund incurred $226,941 in advisory fees.
 
 
The contract between the Fund and the Investment Adviser provides that total expenses of the Fund in any year, exclusive of taxes, but including fees paid to the Investment Adviser, shall not exceed, in total, a maximum of 1 and 1/2% of the average month end net asset value of the Fund for the year.  Amounts, if any, expended in excess of this limitation are reimbursed by the Investment Adviser as specifically identified in the Investment Advisory Contract.  There were no amounts reimbursed during the six months ended June 30, 2013.
 
 
The Fund has entered into a Board-approved contract with the Investment Adviser in which the Investment Adviser acts as primary administrator to the Fund at an annual rate of $42,000.  U.S. Bancorp Fund Services, LLC acts as sub-administrator to the Fund, and for its services, receives an annual fee at the rate of 0.065% for the first $50 million of the Fund’s average net assets, 0.050% on the next $50 million of average net assets, and 0.04% on the balance, subject to an annual minimum of $40,000.  These administrative expenses are shown as Administration Fees on the Statement of Operations.
 
 
 
Quasar Distributors, LLC (the “Distributor”), a registered broker-dealer, acts as the Fund’s principal underwriter in a continuous public offering of the Fund’s shares.  The Distributor is an affiliate of U.S. Bancorp Fund Services, LLC.
 
 
(3)
SECURITY TRANSACTIONS
 
 
The cost of long-term investment purchases during the six months ended June 30, 2013 and 2012, was:

     
2013
   
2012
 
 
Non U.S. government securities
  $ 8,248,371     $ 8,381,282  

   
Net proceeds from sales of long-term investments during the six months ended June 30, 2013 and 2012, were:

     
2013
   
2012
 
 
Non U.S. government securities
  $ 5,499,820     $ 9,911,649  
 
 
There were no long-term U.S. government transactions for the six months ended June 30, 2013 and 2012.
 
(4)
NET ASSET VALUE
 
 
The net asset value per share represents the effective price for all subscription and redemptions.

 

 

 
22

 
 
(5)
CAPITAL STOCK
 
 
Shares of capital stock issued and redeemed during the six months ended June 30, 2013 and 2012, were as follows:

     
2013
   
2012
 
 
Shares sold
    49,956       36,114  
 
Shares issued to shareholders in
               
 
  reinvestment of net investment income
    4,962       4,337  
        54,918       40,451  
 
Shares redeemed
    (39,437 )     (64,455 )
 
    Net increase/(decrease)
    15,481       (24,004 )
 
 
Value of capital stock issued and redeemed during the six months ended June 30, 2013 and 2012, was as follows:
 
     
2013
   
2012
 
 
Shares sold
  $ 1,985,414     $ 1,299,283  
 
Shares issued to shareholders in
               
 
  reinvestment of net investment income
    201,313       157,619  
                2,186,727  
        1,456,902          
 
Shares redeemed
    (1,571,352 )     (2,345,871 )
 
    Net increase/(decrease)
  $ 615,375     $ (888,969 )
 
(6)
DISTRIBUTIONS TO SHAREHOLDERS
 
 
On March 28, 2013 and June 28, 2013, cash distributions were declared from net investment income accrued through March 28, 2013 and June 28, 2013, respectively.  These distributions were calculated as $0.04 and $0.06 per share.  The dividends were paid on March 28, 2013 and June 28, 2013, to shareholders of record on March 27, 2013 and June 27, 2013.
 
(7)
FEDERAL INCOME TAX INFORMATION
 
 
The tax character of distributions during the years ended December 31, 2012 and 2011 were as follows:

     
Ordinary
   
Long-Term
 
     
Income
   
Capital Gain
 
 
12/31/12
    $465,276       $—  
 
12/31/11
    $363,000         —  

 
 
23

 
 
 
As of December 31, 2012, the components of the tax basis cost of investments and net unrealized appreciation were as follows:

 
Federal tax cost of investments
  $ 55,930,186  
 
Unrealized appreciation
  $ 28,377,683  
 
Unrealized depreciation
    (882,914 )
 
Net unrealized appreciation
  $ 27,494,769  
 
 
As of December 31, 2012, the components of distributable earnings on a tax basis were as follows:

 
Net unrealized appreciation
  $ 27,494,769  
 
Undistributed ordinary income
  $ 8,452  
 
Undistributed long term gains
    94,975  
 
Distributable earnings
    103,427  
 
Other accumulated loss
     
 
Total accumulated capital earnings
  $ 27,598,196  
 
 
The Fund utilized $835,256 of prior capital loss carryovers during the year ended December 31, 2012 and has no remaining capital loss carryovers.  At December 31, 2012, the Fund did not defer any post-October losses.
 
(8)
RESULTS OF THE MEETING OF SHAREHOLDERS OF THE FUND
   
 
A special meeting of the Fund’s shareholders was held on March 26, 2013.  The matter voted on by the shareholders and the results of the vote at the shareholders meeting were as follows:

           
% of Fund’s
         
% of
Outstanding
       
Shares
Shares
Shares
       
Voted
Voted
Voted
 
1.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Edson L. Bridges to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
2.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Robert W. Bridges to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
3.
To ratify the prior appointment of
For
1,613,603
99.95%
71.07%
   
Nathan P. Dodge III to the Board of Directors.
Withheld
827
  0.05%
  0.04%
             
 
4.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Adam M. Koslosky to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
5.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Michael C. Meyer to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
6.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Gary L. Peterson to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
7.
To ratify the prior appointment of
For
1,613,830
99.96%
71.08%
   
Robert Slezak to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
8.
To approve the appointment of
For
1,613,830
99.96%
71.08%
   
Kelly A. Walters to the Board of Directors.
Withheld
600
  0.04%
  0.03%
             
 
9.
To approve the appointment of
For
1,612,425
99.88%
71.02%
   
Lyn Wallin Ziegenbein to the
       
   
  Board of Directors.
Withheld
2,005
  0.12%
  0.09%



 
24

 
 
ADDITIONAL DISCLOSURES
(Unaudited)
 
Shareholder Notification of Federal Tax Status
 
The Bridges Investment Fund designated 100% of dividends declared during the fiscal year ended December 31, 2012 as dividends qualifying for the dividends received deduction available to corporate shareholders.
 
Availability of Quarterly Portfolio Holdings Schedules
 
The Fund files its complete schedule of portfolio holdings with the SEC for the First and Third Quarters of each fiscal year on Form N-Q, which is available on the SEC’s website at http://www.sec.gov or can be reviewed and copied at the SEC’s Public Reference Room in Washington, D.C. (information on the operation of the Public Reference Room may be obtained by calling 1-800-SEC-0330.) These reports can also be obtained from the Fund by sending an e-mail to fund@bridgesinv.com or calling 1-800-939-8401.
 
Proxy Voting Policies and Procedures and Proxy Voting Record
 
A description of the policies and/procedures that the Fund uses to determine how to vote proxies relating to portfolio securities, and a report on how the Fund voted such proxies during the 12-month period ended June 30, 2012 can be obtained by request and without charge from the Fund by sending an e-mail to fund@bridgesinv.com or calling 1-800-939-8401, or from the SEC’s website at http://www.sec.gov.
 
Disclosure Regarding Fund Trustees and Officers
 

**Disinterested Persons
Also Known As Independent Directors**
Name, Age,
 
Position with
 
Fund and Term
 
of Office
Principal Occupation(s) and Directorships*
 
Nathan Phillips
Mr. Dodge is the Executive Vice President of N.P. Dodge Company.  
Dodge III
He has worked at N.P. Dodge Company since October, 1993.  Mr.
Age:  49
Dodge is also a principal officer and director of a number of subsidiary
 
and affiliated companies in the property management, insurance, and
Director
real estate syndication fields.  Mr. Dodge became a Director of
(2010 – present)
Lauritzen Corp. in 2008 and of First State Bank of Loomis in 2003.



 
25

 
 
Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Adam M. Koslosky
Mr. Koslosky is the President and Chief Executive Officer of Magnolia
 
Age:  56
Metal Corporation.  Magnolia Metal Corporation is a bronze bearing
 
 
manufacturer located in Omaha, Nebraska.  Mr.  Koslosky commenced
 
Director
his career with Magnolia Metal Corporation in 1978.  Mr. Koslosky
 
(2007 – present)
also is a general partner of Mack Investments, Ltd., a privately held
 
 
investment company located in Omaha, Nebraska.  He has been a
 
 
Director of Nebraska Methodist Hospital Foundation since 1993.  Mr.
 
 
Koslosky has been determined to be an “audit committee financial
 
 
expert” within the meaning of the Sarbanes Oxley Act of 2002 and the
 
 
regulations related thereto by the Fund’s Board of Directors.  Mr.
 
 
Koslosky serves as the Chairman of the Fund’s Audit Committee.
 
     
Michael C. Meyer
Michael C. Meyer was elected Chairman of the Board on
 
Age:  54
April 10, 2012.  Beginning March 1, 2013, Mr. Meyer transitioned to
 
 
Vice President of Finance at Tenaska, Inc., on a part-time basis, and
 
Director
joined McCarthy Capital Corporation as Operating Partner.  McCarthy
 
(2008 – present)
Capital is an Omaha based private equity firm focused on lower middle
 
 
market companies.  Prior to his current positions, Mr. Meyer was Vice
 
Chairman
President of Asset Management at Tenaska and has held several
 
(2012 – present)
positions at Tenaska since commencing employment there in 1995.  
 
 
Tenaska is a privately held energy company that develops, constructs, owns, and operates large-scale non-utility power plants.  Tenaska also markets natural gas, electricity and biofuels products and provides associated energy risk management services; provides management and operation services to private equity partnerships; and engages in natural gas exploration, production and associated transportation systems.  In his 30-plus years of financial and operations management experience in the banking and energy industries, Mr. Meyer has held positions with the United States Treasury Department’s Office of the Comptroller of the Currency, the Farm Credit System and the First National Bank of Omaha.
 
     
Gary L. Petersen
Mr. Petersen is the retired President of Petersen Manufacturing Co.
 
Age:  70
Inc. of DeWitt, Nebraska.  Mr. Petersen commenced employment with
 
 
the company in February, 1966.  He became President in May, 1979,
 
Director
and retired in June, 1986.  Petersen Manufacturing Co. Inc. produced a
 
(1987 – present)
broad line of hand tools for national and worldwide distribution under
 
 
the brand names Vise-Grip, Unibit, Prosnip, and Punch Puller.  Mr.
 
 
Petersen serves as Chairman of the Fund’s Administration and
 
 
Nominating Committee.
 



 
26

 
 
Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Robert Slezak
Mr. Slezak was elected Vice Chairman on April 10, 2012.  Mr. Slezak
 
Age:  55
is currently an independent management consultant, and has been since
 
 
November 1999.  Prior to that, Mr. Slezak served as Vice President,
 
Director
Chief Financial Officer and Treasurer of the Ameritrade Holding
 
(2008 – present)
Corporation from January 1989 to November 1999 and as a director
 
 
from October 1996 to September 2002.  Mr. Slezak currently serves as
 
Vice Chairman
a member of the board of directors of United Western Bancorp, Inc.
 
(2012 – present)
and Xanadoo Company, a provider of wireless communication
 
 
services.  Mr. Slezak has been determined to be an “audit committee
 
 
financial expert” within the meaning of the Sarbanes Oxley Act of 2002
 
 
and the regulations related thereto by the Fund’s Board of Directors.
 
     
Kelly A. Walters
Mr. Walters  is currently Director, President and Chief Executive
 
Age:  52
Officer (“CEO”) of Supertel Hospitality, Inc. (“Supertel”), a NASDAQ
 
 
listed hospitality real estate investment trust based in Norfolk,
 
Director
Nebraska. Mr. Walters joined Supertel in April 2009 as President and
 
(2013 – present)
CEO, and was elected to the Supertel Board of Directors in April 2010. Prior to joining Supertel, Mr. Walters was the Senior Vice President of Capital Markets at Investors Real Estate Trust (“IRET”) from October 2006 to March 2009. Prior to IRET, Mr. Walters was a Senior Vice President and Chief Investment Officer of Magnum Resources, Inc. (“Magnum”), a privately held real estate investment and operating company, from 1996 to 2006. Prior to Magnum, Mr. Walters was a Deputy Manager of Brown Brother Harriman from 1993 to 1996, an Investment Manager at Peter Kiewit Sons, Inc. from 1985 to 1993, and a stockbroker at Piper, Jaffrey and Hopwood from 1983 to 1985.
 
     
Lyn Wallin Ziegenbein
Lyn Wallin Ziegenbein is an attorney, and from March 1983 until May
 
Age:  61
of 2013 served as the Executive Director of the Peter Kiewit
 
 
Foundation, a private foundation awarding charitable grants throughout
 
Director
Nebraska and portions of Iowa and Wyoming.  She now serves in an
 
(2013 – present)
emerita position at the Foundation and continues to work on active and special projects for the Foundation. Ms. Ziegenbein has served on the Board of Directors of Assurity Life Insurance Company since 1984.  She also served on the Federal Reserve Bank of Kansas City’s Omaha Branch Board of Directors from 2006 to 2011, the last year as Chair.  Ms. Ziegenbein’s prior experience also includes serving as a director of Norwest Bank Nebraska and Lincoln Telephone and Telegraph.  Ms. Wallin Ziegenbein served as an Assistant United States Attorney for Nebraska from 1978 to 1982.
 

*
Except as otherwise indicated, each individual has held the position shown or other positions in the same company for the last five years.

The address for all Fund Directors is 256 Durham Plaza, 8401 West Dodge Road, Omaha, Nebraska 68114.



 
27

 
Interested Person Directors and Officers
 
The following Directors and Officers are interested persons of the Fund.  The determination of an interested person is based on the definition in Section 2(a)(19) of the Investment Company Act of 1940 and Securities and Exchange Commission Release (Release No. IC-24083, dated October 14, 1999), providing additional guidance to investment companies about the types of professional and business relationships that may be considered to be material for purposes of Section 2(a)(19).
 
Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Edson L.
Since December 2000, Mr. Bridges has been President, Chief
 
Bridges III, CFA
Executive Officer, and Director of Bridges Investment Management,
 
Age:  55
Inc.  Since August of 1983, Mr. Bridges was a full-time member of the
 
 
professional staff of Bridges Investment Counsel, Inc. where he has
 
President
served as Executive Vice President since 1993.  Mr. Bridges is also a
 
(1997 – present)
Director of that firm.  Mr. Bridges has been responsible for securities
 
 
research and the investment management for an expanding base of
 
Chief Executive
discretionary management accounts, including the Fund, for more than
 
Officer
15 years.  Mr. Bridges was elected President of Bridges Investment
 
(2004 – present)
Fund, Inc. on April 11, 1997, and he assumed the position of Portfolio
 
 
Manager at the close of business on that date.  Mr. Bridges became
 
Director
Chief Executive and Investment Officer of the Fund on April 13, 2004.
 
(1991 – present)
Mr. Bridges is Chairman and a director of Bridges Investor Services,
 
 
Inc. and Chairman of the Board and a director of Provident Trust
 
 
Company.  Mr. Bridges became a Director of Stratus Fund, Inc., an
 
 
open-end, regulated investment company located in Lincoln, Nebraska,
 
 
in October, 1990 and is Chairman of the Audit Committee of the
 
 
Stratus Fund.
 
     
Robert W.
Mr. Bridges is a Director and Senior Equity Analyst at Sterling Capital
 
Bridges, CFA
Management LLC.  Sterling Capital Management LLC, located in
 
Age:  47
Charlotte, North Carolina, is an investment management company
 
 
founded in 1970.  Mr. Bridges commenced his career with Sterling
 
Director
Capital Management, LLC in 1996 and served in a variety of
 
(2007 – present)
capacities including client service, systems integration, and
 
 
compliance before assuming his current position in 2000.  Mr. Bridges
 
 
has been a Director of Bridges Investment Counsel, Inc. since
 
 
December 2006, and a Director of Provident Trust Company since
 
 
2007.  Prior to joining Sterling, Mr. Bridges served in accounting,
 
 
research analysis and several other roles for Bridges Investment
 
 
Counsel, Inc. for six years.  Mr. Bridges earned his B.S. in Business
 
 
from Wake Forest University, and became a CFA charter holder in
 
 
2003.
 



 
28

 

Additional Officers of the Fund
Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Edson L.
Mr. Bridges was elected Chairman Emeritus on April 15, 2006.  Mr.
 
Bridges II, CFA
Bridges had previously served as Chairman, Vice-Chairman, Chief
 
Age:  81
Executive Officer, and President of the Fund.  Mr. Bridges was
 
 
replaced by Edson L. Bridges III as Chief Executive Officer of the
 
Chairman Emeritus
Fund on April 13, 2004.  Since December 2000, Mr. Bridges has
 
(2006 – present)
served as a director of Bridges Investment Management, Inc. In
 
 
September, 1959, Mr. Bridges became associated with the predecessor
 
Vice-Chairman
firm to Bridges Investment Counsel, Inc. and is presently the President,
 
(2005 – 2006)
Director, CEO, and Chief Compliance Officer of Bridges Investment
 
 
Counsel, Inc.  Mr. Bridges is also President and Director of Bridges
 
Chairman
Investor Services, Inc., and is President, Director, and Chief Executive
 
(1997 – 2005)
Officer of Provident Trust Company, chartered to conduct business on
 
 
March 11, 1992.
 
Chief Executive
   
Officer
   
(1997 – 2004)
   
     
President
   
(1970 – 1997)
   
     
Director
   
(1963 – 2007)
   
     
Nancy K. Dodge
Ms. Dodge has been an employee of Bridges Investment Management,
 
Age:  52
Inc. since 1994, where she serves as a Senior Vice President.  After
 
 
joining Bridges Investment Counsel, Inc. in January of 1980, her
 
Treasurer
career progressed through the accounting department of that Firm, to
 
(1986 – present)
her present position as Senior Vice President of Investor Support and
 
 
Fund Services.  Ms. Dodge is the person primarily responsible for
 
Chief Compliance
overseeing day to day operations for the Fund, and she is also the key
 
Officer
person for handling relations with shareholders, the custodian bank,
 
(2006 – present)
transfer agent, and the auditor.  She was appointed Chief Compliance
 
 
Officer of the Fund, as of November 21, 2006.  Ms. Dodge is a Senior
 
 
Vice President and Director of Bridges Investor Services, Inc., and a
 
 
Vice President and Trust Officer for Provident Trust Company.
 



 
29

 


Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Brian
Mr. Kirkpatrick has been an employee of Bridges Investment
 
Kirkpatrick, CFA
Management since 1994.  Mr. Kirkpatrick serves as a Senior Vice
 
Age:  41
President, Director of Research, Chief Compliance Officer, and
 
 
Director of Bridges Investment Management.  Having joined Bridges
 
Executive Vice
Investment Counsel, Inc. on August 24, 1992, He is a Senior Vice
 
President
President of Bridges Investment Counsel, and has been a full-time
 
(2006 – present)
member of the professional staff of Bridges Investment Counsel, Inc.,
 
 
responsible for securities research, and the investment management for
 
Vice President
an expanding base of discretionary management accounts, including
 
(2000 – 2006)
the Fund, for more than 15 years.  Mr. Kirkpatrick was appointed Sub
 
 
Portfolio Manager of the Fund on April 12, 2005.  Mr. Kirkpatrick also
 
 
serves as a Vice President for Provident Trust Company.
 
     
Mary Ann Mason
Ms. Mason has been an employee of Bridges Investment Management
 
Age:  61
since 1994, where she currently serves as Senior Vice President,
 
 
Corporate Secretary, and Treasurer.  She joined Bridges Investment
 
Secretary
Counsel, Inc. in June 1981, and currently is Senior Vice President,
 
(1987 – present)
Corporate Secretary and Treasurer of such entity, and the Secretary, Treasurer and Director of Bridges Investor Services, Inc.  Ms. Mason also acts as Vice President, Secretary and Treasurer for Provident Trust
 
 
Company.
 
     
Linda Morris
Ms. Morris has been an employee of Bridges Investment Management,
 
Age:  46
Inc. since 1994.  Having joined Bridges Investment Counsel, Inc. in
 
 
August 1992, her career has been largely in the client accounting area
 
Assistant Treasurer
where she currently serves as Associate Director of Accounting.  
 
(1999 – present)
Ms. Morris was elected Assistant Treasurer of the Fund in April 1999.  Ms. Morris is also a Trust Assistant for Provident Trust Company.
 



 
30

 
 
Name, Age,
   
Position with
   
Fund and Term
   
of Office
Principal Occupation(s) and Directorships*
 
     
Trinh Wu
Ms. Wu has been an employee of Bridges Investment Management and
 
Age:  56
has served Bridges Investment Counsel, Inc. since February 1, 1997.  
 
 
Ms. Wu has functioned as the lead accountant for the day to day
 
Controller
operation of the Fund.  Ms. Wu currently is the Senior Accountant of
 
(2001 – present)
Bridges Investment Counsel, Inc.  Prior to her employment at Bridges
 
 
Investment Management, Inc., Ms. Wu performed operating and
 
 
accounting activities for 17 years in the Estate and Trust Department of
 
 
the predecessor institutions to U.S. Bank, N.A. Nebraska.  Ms. Wu was
 
 
elected to the position of Controller of the Fund at the October 16,
 
 
2001 meeting of the Board of Directors.
 
 
*
Except as otherwise indicated, each individual has held the position shown or other positions in the same company for the last five years.
 
The address for all Fund Officers is 256 Durham Plaza, 8401 West Dodge Road, Omaha, Nebraska 68114.
 
The Statement of Additional Information (SAI) includes additional information about Fund directors and is available at the Fund’s website, www.bridgesfund.com, or by calling 1-800-939-8401.
 

 

 

 
31

 

 
 
 
 
 
BRIDGES INVESTMENT FUND, INC.
8401 West Dodge Road
Omaha, Nebraska 68114
 
Telephone  402-397-4700
Facsimile  402-397-8617

Directors
Edson L. Bridges III
Gary L. Petersen
Robert W. Bridges
Robert Slezak
Nathan Phillips Dodge III
Kelly A. Walters
Adam M. Koslosky
Lyn Wallin Ziegenbein
Michael C. Meyer
 
   
 
  Officers
Michael C. Meyer
Chairman and Lead Independent Director
Edson L. Bridges II
Chairman Emeritus
Edson L. Bridges III
President and Chief Executive and
 
  Investment Officer
Brian M. Kirkpatrick
Executive Vice President
Mary Ann Mason
Secretary
Nancy K. Dodge
Treasurer and Chief Compliance Officer
Linda J. Morris
Assistant Treasurer
Trinh Wu
Controller
   
 
Independent Registered Public Accounting Firm
Cohen Fund Audit Services, Ltd.
1350 Euclid Avenue, Suite 800     
Cleveland, Ohio 44115                    
   
Corporate Counsel
Counsel to Independent Directors
Baird, Holm, LLP
Koley Jessen P.C.
Attorneys at Law
Attorneys at Law
1500 Woodmen Tower
One Pacific Place, Suite 800
Omaha, Nebraska 68102
1125 South 103 Street
 
Omaha, Nebraska 68124
   
Special Counsel
Distributor
Ballard, Spahr, Andrews & Ingersoll, LLP
Quasar Distributors, LLC
1225 Seventeenth Street, Suite 2300
615 East Michigan Street
Denver, Colorado 80202
Milwaukee, Wisconsin 53202

 
 
 
 

 
 

 
Item 2. Code of Ethics.

Not applicable for semi-annual reports.

Item 3. Audit Committee Financial Expert.

Not applicable for semi-annual reports.

Item 4. Principal Accountant Fees and Services.

Not applicable for semi-annual reports.

Item 5. Audit Committee of Listed Registrants.

Not applicable to registrants who are not listed issuers (as defined in Rule 10A-3 under the Securities Exchange Act of 1934).

Item 6. Investments.

(a) Schedule of Investments is included as part of the report to shareholders filed under Item 1      of this Form.

(b) Not Applicable.

Item 7. Disclosure of Proxy Voting Policies and Procedures for Closed-End Management Investment Companies.

Not applicable to open-end investment companies.

Item 8. Portfolio Managers of Closed-End Management Investment Companies.

Not applicable to open-end investment companies.

Item 9. Purchases of Equity Securities by Closed-End Management Investment Company and Affiliated Purchasers.

Not applicable to open-end investment companies.

Item 10. Submission of Matters to a Vote of Security Holders.

There have been no material changes to the procedures by which shareholders may recommend nominees to the registrant’s board of directors.

Item 11. Controls and Procedures.

(a)  
The Registrant’s President and Treasurer have reviewed the Registrant's disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940 (the “Act”)) as of a date within 90 days of the filing of this report, as required by Rule 30a-3(b) under the Act and Rules 13a-15(b) or 15d-15(b) under the Securities Exchange Act of 1934.  Based on their review, such officers have concluded that the disclosure controls and procedures are effective in ensuring that information required to be disclosed in this report is appropriately recorded, processed, summarized and reported and made known to them by others within the Registrant and by the Registrant’s service provider.

(b)  
There were no changes in the Registrant's internal control over financial reporting (as defined in Rule 30a-3(d) under the Act) that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the Registrant's internal control over financial reporting.

Item 12. Exhibits.

(a)  
(1) Any code of ethics or amendment thereto, that is the subject of the disclosure required by Item 2, to the extent that the registrant intends to satisfy Item 2 requirements through filing an exhibit.  Incorporated by reference to the Registrant’s Form N-CSR filed March 3, 2008.

(2) A separate certification for each principal executive and principal financial officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.  Filed herewith.

(3) Any written solicitation to purchase securities under Rule 23c-1 under the Act sent or given during the period covered by the report by or on behalf of the registrant to 10 or more persons.  Not applicable to open-end investment companies.

(b)  
Certifications pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.  Furnished herewith.

 
 

 
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


(Registrant)  Bridges Investment Fund, Inc.                    

By (Signature and Title)*                    /s/ Edson L. Bridges III
Edson L. Bridges III, President, CEO, CIO

Date     8/16/2013

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

By (Signature and Title)*                    /s/ Edson L. Bridges III
Edson L. Bridges III, President, CEO, CIO

Date     8/16/2013


By (Signature and Title)*                    /s/ Brian M. Kirkpatrick
Brian M. Kirkpatrick, Executive Vice President

Date     8/16/2013


By (Signature and Title)*                    /s/ Nancy K. Dodge
Nancy K. Dodge, Treasurer, CCO

Date     8/16/2013


* Print the name and title of each signing officer under his or her signature.

 
EX-99.CERT 2 bif-ex99cert302.htm CERTIFICATION302 bif-ex99cert302.htm
CERTIFICATIONS

I, Edson L. Bridges III, certify that:

 
1.  
I have reviewed this report on Form N-CSR of Bridges Investment Fund, Inc.;
 
2.  
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
 
3.  
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;
 
4.  
The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:
 
(a)  
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
 
(b)  
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
 
(c)  
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and
 
(d)  
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
 
5.  
The registrant’s other certifying officer(s) and I have disclosed to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
 
(a)  
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and
 
(b)  
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date:     8/16/2013
 
/s/ Edson L. Bridges III
Edson L. Bridges III
President, Chief Executive Officer, Chief Investment Officer

 
 
 

 
CERTIFICATIONS
I, Brian M. Kirkpatrick, certify that:

 
1.  
I have reviewed this report on Form N-CSR of Bridges Investment Fund, Inc.;
 
2.  
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
 
3.  
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;
 
4.  
The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:
 
(a)  
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
 
(b)  
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
 
(c)  
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and
 
(d)  
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
 
5.  
The registrant’s other certifying officer(s) and I have disclosed to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
 
(a)  
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and
 
(b)  
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date:     8/16/2013
 
/s/ Brian M. Kirkpatrick
Brian M. Kirkpatrick
Executive Vice President


 
 

 
CERTIFICATIONS
I, Nancy K. Dodge, certify that:

 
1.  
I have reviewed this report on Form N-CSR of Bridges Investment Fund, Inc.;
 
2.  
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
 
3.  
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;
 
4.  
The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:
 
(a)  
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
 
(b)  
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
 
(c)  
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and
 
(d)  
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
 
5.  
The registrant’s other certifying officer(s) and I have disclosed to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):
 
(a)  
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize, and report financial information; and
 
(b)  
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date:     8/16/2013
 
 
/s/ Nancy K. Dodge
Nancy K. Dodge
Treasurer, Chief Compliance Officer

 
EX-99.906 CERT 3 bif-ex99cert906.htm CERTIFICATION 906 bif-ex99cert906.htm
Certification Pursuant to Section 906 of the Sarbanes-Oxley Act

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, each of the undersigned officers of the Bridges Investment Fund, Inc., does hereby certify, to such officer’s knowledge, that the report on Form N-CSR of the Bridges Investment Fund, Inc. for the period ended June 30, 2013 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as applicable, and that the information contained in the Form N-CSR fairly presents, in all material respects, the financial condition and results of operations of the Bridges Investment Fund, Inc. for the stated period.


/s/ Edson L. Bridges III
Edson L. Bridges III
President, CEO, CIO
Bridges Investment Fund, Inc.
 
/s/ Brian M. Kirkpatrick
Brian M. Kirkpatrick
Executive Vice President
Bridges Investment Fund, Inc.
 
Dated:     8/16/2013
Dated:     8/16/2013

/s/ Nancy K. Dodge
Nancy K. Dodge
Treasurer, CCO
Bridges Investment Fund, Inc.
 
Dated:     8/16/2013

This statement accompanies this report on Form N-CSR pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and shall not be deemed as filed by Bridges Investment Fund, Inc. for purposes of Section 18 of the Securities Exchange Act of 1934.

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