Listing Report: Supplement No.
28 dated
Jun 10, 2022 to Prospectus dated
May 06, 2022File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated
May 06, 2022
and provides information about each loan request (referred to as a "listing") and series of
Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering.
Prospective investors should read this Listing Report supplement together with the prospectus dated
May 06, 2022
to understand the terms and conditions of the Notes and how they are offered,
as well as the risks of investing in Notes. As described in the prospectus dated
May 06, 2022,
each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series
12631400
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.33% |
Borrower rate/APR:
| 16.33% /
18.71% |
Monthly payment:
| $489.87 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,196 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12631325
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 12.70% |
Borrower rate/APR:
| 13.70% /
17.34% |
Monthly payment:
| $68.06 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Jan-2016 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,753 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 73% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12631295
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.00% |
Borrower rate/APR:
| 27.00% /
30.95% |
Monthly payment:
| $81.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2017 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 600-619
(May-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,633 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 78% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12631205
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $17,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 17.00% |
Borrower rate/APR:
| 18.00% /
21.74% |
Monthly payment:
| $903.81 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 37
/
37 |
Length of status:
| 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $65,924 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 69% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12631199
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 28.60% |
Borrower rate/APR:
| 29.60% /
33.62% |
Monthly payment:
| $126.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Bus Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,032 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12631007
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $14,000 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.28% |
Borrower rate/APR:
| 16.28% /
18.66% |
Monthly payment:
| $489.34 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2010 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 37
/
37 |
Length of status:
| 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,950 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 30% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12630998
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 6.51% |
Borrower rate/APR:
| 7.51% /
11.02% |
Monthly payment:
| $311.11 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 10% |
|
TU FICO range:
| 780-799
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,457 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12627953
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,000 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 11.40% |
Borrower rate/APR:
| 12.40% /
16.01% |
Monthly payment:
| $334.06 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 760-779
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,545 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 4% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12627950
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.71% |
Borrower rate/APR:
| 11.71% /
15.31% |
Monthly payment:
| $330.76 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Feb-2013 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $26,840 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624932
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 6.66% |
Borrower rate/APR:
| 7.66% /
11.17% |
Monthly payment:
| $327.39 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $31,672 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624908
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.50% |
Borrower rate/APR:
| 16.50% /
20.20% |
Monthly payment:
| $177.02 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2019 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,464 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624875
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,200 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.80% |
Borrower rate/APR:
| 27.80% /
31.77% |
Monthly payment:
| $247.53 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2018 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,120 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 54% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624827
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 9.91% |
Borrower rate/APR:
| 10.91% /
14.49% |
Monthly payment:
| $326.96 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 31% |
|
TU FICO range:
| 760-779
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Nurse's Aide |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,217 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624818
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.25% |
Borrower rate/APR:
| 11.25% /
14.84% |
Monthly payment:
| $98.57 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2019 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Tradesman - Mechanic |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $725 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624755
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.63% |
Borrower rate/APR:
| 21.63% /
24.14% |
Monthly payment:
| $82.23 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| May-2011 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Food Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,434 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624713
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $75.35 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 32% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 24y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,834 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624617
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $9,450 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 8.65% |
Borrower rate/APR:
| 9.65% /
11.88% |
Monthly payment:
| $284.52 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2016 |
Debt/Income ratio:
| 10% |
|
TU FICO range:
| 740-759
(Jun-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,495 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624611
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,800 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 21.05% |
Borrower rate/APR:
| 22.05% /
24.58% |
Monthly payment:
| $110.59 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2016 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,393 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624554
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,700 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 28.48% |
Borrower rate/APR:
| 29.48% /
32.20% |
Monthly payment:
| $352.38 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 50% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
26 |
Length of status:
| 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,561 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 77% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624413
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,000 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $376.75 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
11 |
Length of status:
| 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,777 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 39% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624410
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 11.00% |
Borrower rate/APR:
| 12.00% /
15.60% |
Monthly payment:
| $66.43 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 6% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 32y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $938 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 23% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12624380
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $10,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $458.37 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 6% |
|
TU FICO range:
| 760-779
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $780 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12616874
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $24,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $16,800 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 17.50% |
Borrower rate/APR:
| 18.50% /
20.94% |
Monthly payment:
| $615.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| May-2012 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 680-699
(May-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,412 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12607595
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 24.08% |
Borrower rate/APR:
| 25.08% /
28.98% |
Monthly payment:
| $79.60 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 14.98% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 620-639
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,050 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12605699
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $24,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 14.00% |
Borrower rate/APR:
| 15.00% /
18.67% |
Monthly payment:
| $1,213.29 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.86% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 680-699
(May-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $69,557 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 84% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826549
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.80% |
Borrower rate/APR:
| 27.80% /
31.77% |
Monthly payment:
| $206.28 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 4% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 8 |
Employment status:
| Employed |
|
Current delinquencies:
| 2 |
Current / open credit lines:
| 18
/
20 |
Length of status:
| 1y 9m |
|
Amount delinquent:
| $105 |
Total credit lines:
| 27 |
Occupation:
| Other |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,216 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 3% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826528
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $8,400 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.40% |
Borrower rate/APR:
| 21.40% /
25.22% |
Monthly payment:
| $454.57 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,837 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 60% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826369
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,850 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.90% |
Borrower rate/APR:
| 11.90% /
14.18% |
Monthly payment:
| $122.07 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,727 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 44% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826336
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $16,800 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 14.40% |
Borrower rate/APR:
| 15.40% /
17.76% |
Monthly payment:
| $576.01 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $25,788 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826327
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $152.79 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 740-759
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Self Employed |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,914 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826273
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.80% |
Borrower rate/APR:
| 27.80% /
31.77% |
Monthly payment:
| $206.28 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jan-2014 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,796 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12823249
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 16.10% |
Borrower rate/APR:
| 17.10% /
20.82% |
Monthly payment:
| $71.41 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jul-2019 |
Debt/Income ratio:
| 7% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Student - College Senior |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,403 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12823056
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,150 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 22.70% |
Borrower rate/APR:
| 23.70% /
27.57% |
Monthly payment:
| $175.84 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2015 |
Debt/Income ratio:
| 36% |
|
TU FICO range:
| 640-659
(May-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,453 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12820108
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,800 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 23.40% |
Borrower rate/APR:
| 24.40% /
28.29% |
Monthly payment:
| $157.77 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2016 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 620-639
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,996 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 47% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819946
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,800 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.80% |
Borrower rate/APR:
| 11.80% /
15.40% |
Monthly payment:
| $132.48 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2019 |
Debt/Income ratio:
| 7% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $3,527 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819901
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,000 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 11.98% |
Borrower rate/APR:
| 12.98% /
16.61% |
Monthly payment:
| $336.84 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 22y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,551 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819772
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,150 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 17.50% |
Borrower rate/APR:
| 18.50% /
20.94% |
Monthly payment:
| $115.50 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Mar-2016 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,645 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 53% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819739
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $24,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 7.95% |
Borrower rate/APR:
| 8.95% /
12.49% |
Monthly payment:
| $1,112.18 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 46
/
48 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 82 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,065 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 31% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819682
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,450 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 28.60% |
Borrower rate/APR:
| 29.60% /
33.62% |
Monthly payment:
| $147.81 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 2 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 5y 11m |
|
Amount delinquent:
| $1,792 |
Total credit lines:
| 14 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,239 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 53% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12819676
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $5,950 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 12.30% |
Borrower rate/APR:
| 13.30% /
16.93% |
Monthly payment:
| $287.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-2017 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Administrative Assistant |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,309 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12818778
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $17,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
24.30% |
Monthly payment:
| $935.47 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 33% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
15 |
Length of status:
| 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,995 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12818196
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,900 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $263.73 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 14.98% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2017 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,206 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 92% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12817140
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $24,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 14.60% |
Borrower rate/APR:
| 15.60% /
19.28% |
Monthly payment:
| $1,223.60 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.86% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 680-699
(May-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,675 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12814611
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $5,600 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 13.00% |
Borrower rate/APR:
| 14.00% /
16.33% |
Monthly payment:
| $186.15 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.86% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Apr-2015 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Student - College Freshman |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,600 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12813565
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $8,400 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 8.63% |
Borrower rate/APR:
| 9.63% /
13.18% |
Monthly payment:
| $385.13 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2014 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Self Employed |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $448 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 4% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12813328
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,550 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.00% |
Borrower rate/APR:
| 27.00% /
30.95% |
Monthly payment:
| $265.36 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 620-639
(May-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,357 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 88% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12805090
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $26,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $18,200 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 6.20% |
Borrower rate/APR:
| 7.20% /
9.38% |
Monthly payment:
| $517.29 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.16% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2013 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 800-819
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,292 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12804622
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $10,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 13.60% |
Borrower rate/APR:
| 14.60% /
18.26% |
Monthly payment:
| $517.05 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.86% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jan-2020 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 740-759
(Jun-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $42 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12804304
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 18.50% |
Borrower rate/APR:
| 19.50% /
23.27% |
Monthly payment:
| $184.55 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 720-739
(May-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,653 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 15% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12780805
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,900 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.01% |
Borrower rate/APR:
| 21.01% /
24.82% |
Monthly payment:
| $263.76 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 50% |
|
TU FICO range:
| 700-719
(May-2022)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Tradesman - Mechanic |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,953 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839118
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.90% |
Borrower rate/APR:
| 16.90% /
19.30% |
Monthly payment:
| $185.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 45% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 24
/
24 |
Length of status:
| 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Car Dealer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,500 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12839040
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.21% |
Borrower rate/APR:
| 11.21% /
14.80% |
Monthly payment:
| $656.77 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jan-2011 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 19y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,768 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838950
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.20% |
Borrower rate/APR:
| 16.20% /
19.90% |
Monthly payment:
| $70.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.14% - 11.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jul-2020 |
Debt/Income ratio:
| 32% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,487 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838860
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 25.10% |
Borrower rate/APR:
| 26.10% /
30.03% |
Monthly payment:
| $201.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2018 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,367 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12838824
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $5,600 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 27.00% |
Borrower rate/APR:
| 28.00% /
31.98% |
Monthly payment:
| $330.91 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Dec-2015 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 620-639
(May-2022)
|
Inquiries last 6m:
| 6 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 29
/
29 |
Length of status:
| 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,528 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832686
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 6.66% |
Borrower rate/APR:
| 7.66% /
11.17% |
Monthly payment:
| $467.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 9% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,468 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832668
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 16.81% |
Borrower rate/APR:
| 17.81% /
21.54% |
Monthly payment:
| $1,262.00 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 720-739
(Jun-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
24 |
Length of status:
| 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $383,479 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832623
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.00% |
Borrower rate/APR:
| 27.00% /
30.95% |
Monthly payment:
| $81.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2020 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 620-639
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Self-employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,473 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832590
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $34,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $23,800 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 6.20% |
Borrower rate/APR:
| 7.20% /
9.38% |
Monthly payment:
| $676.45 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.38% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2012 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 800-819
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $408 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832578
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $30,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 14.18% |
Borrower rate/APR:
| 15.18% /
17.54% |
Monthly payment:
| $716.54 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 680-699
(May-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
23 |
Length of status:
| 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation:
| Attorney |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $127,200 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 76% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832530
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 26.80% |
Borrower rate/APR:
| 27.80% /
31.77% |
Monthly payment:
| $123.77 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 15.76% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,449 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832494
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 10.90% |
Borrower rate/APR:
| 11.90% /
14.18% |
Monthly payment:
| $66.58 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2013 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832479
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 15.31% |
Borrower rate/APR:
| 16.31% /
20.01% |
Monthly payment:
| $529.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.27% - 9.85% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Dec-2014 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Self-employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Self Employed |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,025 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832434
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $11,550 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 8.15% |
Borrower rate/APR:
| 9.15% /
11.37% |
Monthly payment:
| $343.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2013 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Engineer - Electrical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,036 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832242
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 9.31% |
Borrower rate/APR:
| 10.31% /
13.88% |
Monthly payment:
| $324.13 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Aug-2011 |
Debt/Income ratio:
| 9% |
|
TU FICO range:
| 720-739
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $285 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832218
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $8,400 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 11.00% |
Borrower rate/APR:
| 12.00% /
14.28% |
Monthly payment:
| $266.93 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 700-719
(Jun-2022)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Nurse (LPN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $201 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 1% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12832188
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 25.00% |
Borrower rate/APR:
| 26.00% /
29.93% |
Monthly payment:
| $120.87 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Oct-2019 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 600-619
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation:
| Tradesman - Mechanic |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,286 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826747
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 8.56% |
Borrower rate/APR:
| 9.56% /
13.11% |
Monthly payment:
| $64.12 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 720-739
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,169 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 59% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826729
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,200 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 8.85% |
Borrower rate/APR:
| 9.85% /
13.41% |
Monthly payment:
| $193.18 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.61% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2018 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 740-759
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826717
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 11.50% |
Borrower rate/APR:
| 12.50% /
16.12% |
Monthly payment:
| $83.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.75% - 8.04% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| May-2018 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 680-699
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,201 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 27% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826687
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $6,440 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 22.80% |
Borrower rate/APR:
| 23.80% /
27.67% |
Monthly payment:
| $359.98 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 2 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 620-639
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Tradesman - Mechanic |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $4 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826657
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,000 |
Term:
| 36
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 20.00% |
Borrower rate/APR:
| 21.00% /
24.81% |
Monthly payment:
| $376.75 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Feb-2010 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,739 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 78% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12826573
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $6,300 |
Term:
| 60
months
|
Initial Status:
| F |
| | | | |
|
|
Investor yield:
| 21.41% |
Borrower rate/APR:
| 22.41% /
24.94% |
Monthly payment:
| $250.67 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.87% - 15.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
May 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 1 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 36% |
|
TU FICO range:
| 640-659
(Jun-2022)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
5 |
Length of status:
| 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,550 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 93% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.