Sales Report: Supplement No.
1 dated
Sep 21, 2020 to Prospectus dated
Sep 16, 2020File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-225797 and 333-225797-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated
Sep 16, 2020
and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that
Prosper Funding LLC has recently sold. You should read this Sales Report supplement together
with the prospectus dated
Sep 16, 2020
to understand the terms and conditions of the Notes and how they are offered, as well as
the risks of investing in Notes. As described in the prospectus dated
Sep 16, 2020,
each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series
11353025
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-18-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 13.74% |
Borrower rate/APR:
| 14.74% /
18.41% |
Monthly payment:
| $449.00 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2012 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 680-699
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,305 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 79% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11408843
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $152.79 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 7% |
|
TU FICO range:
| 780-799
(Aug-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
10 |
Length of status:
| 12y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,936 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11408537
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.49% |
Borrower rate/APR:
| 11.49% /
15.08% |
Monthly payment:
| $659.43 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 700-719
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 27y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $25,604 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11391566
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $17,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 22.74% |
Borrower rate/APR:
| 23.74% /
27.61% |
Monthly payment:
| $664.64 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 640-659
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,481 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 100% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11381066
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
17.13% |
Monthly payment:
| $305.37 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 680-699
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $82,824 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11402054
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 13.99% |
Borrower rate/APR:
| 14.99% /
18.66% |
Monthly payment:
| $693.21 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 720-739
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,257 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 16% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11436650
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
19.94% |
Monthly payment:
| $264.57 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $25,003 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11430083
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
19.94% |
Monthly payment:
| $511.50 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 33% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,152 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 65% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11417888
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 17.40% |
Borrower rate/APR:
| 18.40% /
22.15% |
Monthly payment:
| $472.59 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2017 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Student - College Graduate Student |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,355 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11436944
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
19.94% |
Monthly payment:
| $141.10 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $123 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11426297
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $122.23 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 32% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,573 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $6,024 |
Combined debt/income ratio3:
| 7% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11358272
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 11.99% |
Borrower rate/APR:
| 12.99% /
16.62% |
Monthly payment:
| $77.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2010 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Other |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,192 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11435639
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-13-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 14.99% |
Borrower rate/APR:
| 15.99% /
18.37% |
Monthly payment:
| $121.56 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 4% |
|
TU FICO range:
| 720-739
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $973 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11434256
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-13-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 7.04% |
Borrower rate/APR:
| 8.04% /
11.56% |
Monthly payment:
| $282.19 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Military Enlisted |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,278 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11427011
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 30.82% |
Borrower rate/APR:
| 31.82% /
35.89% |
Monthly payment:
| $282.45 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.42% - 12.82% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,037 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 67% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438015
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $165.45 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jun-2011 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Nurse (LPN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $459 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11391161
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 13.99% |
Borrower rate/APR:
| 14.99% /
18.66% |
Monthly payment:
| $866.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 60% |
|
TU FICO range:
| 700-719
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 29
/
29 |
Length of status:
| 33y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $71,428 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11290652
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $328.52 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 32
/
32 |
Length of status:
| 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,450 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 7% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11435465
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 11.64% |
Borrower rate/APR:
| 12.64% /
16.26% |
Monthly payment:
| $268.17 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,085 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11435060
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 22.64% |
Borrower rate/APR:
| 23.64% /
27.51% |
Monthly payment:
| $585.66 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Dentist |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,384 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11434778
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 18.49% |
Borrower rate/APR:
| 19.49% /
23.26% |
Monthly payment:
| $553.56 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 47% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 21y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Social Worker |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,178 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 53% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11428874
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 18.49% |
Borrower rate/APR:
| 19.49% /
23.26% |
Monthly payment:
| $553.56 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 43% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,116 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11428952
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-09-2020 |
ListingEndDate:
| Sep-10-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $378.58 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 18y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $24,057 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 82% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11417831
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-03-2020 |
ListingEndDate:
| Sep-09-2020 |
|
|
Investor yield:
| 12.15% |
Borrower rate/APR:
| 13.15% /
15.46% |
Monthly payment:
| $570.75 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 58% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,470 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $12,500 |
Combined debt/income ratio3:
| 16% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11412332
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $19,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-01-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 17.74% |
Borrower rate/APR:
| 18.74% /
22.50% |
Monthly payment:
| $701.27 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 35
/
35 |
Length of status:
| 32y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,440 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 60% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447336
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 20.34% |
Borrower rate/APR:
| 21.34% /
25.16% |
Monthly payment:
| $227.10 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $46,138 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447258
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 7.49% |
Borrower rate/APR:
| 8.49% /
10.70% |
Monthly payment:
| $184.61 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Administrative Assistant |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,593 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11445524
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 22.24% |
Borrower rate/APR:
| 23.24% /
27.10% |
Monthly payment:
| $194.17 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,670 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11444807
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
19.94% |
Monthly payment:
| $388.03 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 36% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 22y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $48,867 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438369
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $24,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 17.74% |
Borrower rate/APR:
| 18.74% /
22.50% |
Monthly payment:
| $876.59 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,503 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447192
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
22.24% |
Monthly payment:
| $363.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,879 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447066
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $330.90 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2015 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,192 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11446178
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 14.79% |
Borrower rate/APR:
| 15.79% /
19.48% |
Monthly payment:
| $245.37 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,631 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 33% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11442557
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $178.74 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jan-2013 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,332 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11442881
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $31,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 11.59% |
Borrower rate/APR:
| 12.59% /
14.89% |
Monthly payment:
| $698.86 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $33,170 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11442230
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.49% |
Borrower rate/APR:
| 11.49% /
15.08% |
Monthly payment:
| $494.57 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 42% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $49,837 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maine |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11439512
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $23,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $702.84 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,361 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11445173
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $26,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 8.14% |
Borrower rate/APR:
| 9.14% /
11.36% |
Monthly payment:
| $541.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,012 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 45% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11443295
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $81.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2014 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,065 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11442419
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 14.24% |
Borrower rate/APR:
| 15.24% /
18.92% |
Monthly payment:
| $400.00 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 640-659
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Military Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,668 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 51% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11440859
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 25.49% |
Borrower rate/APR:
| 26.49% /
30.43% |
Monthly payment:
| $202.76 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,075 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438975
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 25.50% |
Borrower rate/APR:
| 26.50% /
30.44% |
Monthly payment:
| $811.15 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
14 |
Length of status:
| 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,185 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 84% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11440286
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 17.74% |
Borrower rate/APR:
| 18.74% /
22.50% |
Monthly payment:
| $182.62 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 43y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $137,026 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11439950
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 13.24% |
Borrower rate/APR:
| 14.24% /
17.89% |
Monthly payment:
| $274.35 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,640 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11439929
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $456.62 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,303 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 23% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11439803
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 29.94% |
Borrower rate/APR:
| 30.94% /
34.99% |
Monthly payment:
| $300.78 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.83% - 11.14% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 51% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 4 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,075 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11439218
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
17.13% |
Monthly payment:
| $169.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jan-2013 |
Debt/Income ratio:
| 4% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $256 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 2% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438306
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $206.50 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 33y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,761 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438273
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 11.24% |
Borrower rate/APR:
| 12.24% /
15.85% |
Monthly payment:
| $83.32 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2018 |
Debt/Income ratio:
| 7% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,075 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11438240
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-13-2020 |
|
|
Investor yield:
| 12.74% |
Borrower rate/APR:
| 13.74% /
17.38% |
Monthly payment:
| $340.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 660-679
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,186 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 64% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11537601
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $357.48 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Psychologist |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,875 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11533881
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 8.99% |
Borrower rate/APR:
| 9.99% /
13.55% |
Monthly payment:
| $322.62 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Apr-2015 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,128 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11455394
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $164.26 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2016 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Food Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,606 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11455286
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 10.49% |
Borrower rate/APR:
| 11.49% /
15.08% |
Monthly payment:
| $428.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Administrative Assistant |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,093 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 66% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11452154
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $275.02 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
19 |
Length of status:
| 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $24,903 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 10% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11505541
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 14.49% |
Borrower rate/APR:
| 15.49% /
19.17% |
Monthly payment:
| $349.06 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 740-759
(Aug-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 25y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,463 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11451443
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $366.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,106 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11450390
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 21.24% |
Borrower rate/APR:
| 22.24% /
26.08% |
Monthly payment:
| $76.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,605 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11450321
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
29.56% |
Monthly payment:
| $441.09 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2009 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,449 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 38% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11449364
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $97.85 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 7% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,784 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11584749
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 17.64% |
Borrower rate/APR:
| 18.64% /
22.39% |
Monthly payment:
| $131.31 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2017 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 740-759
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,565 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11449997
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $326.16 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,449 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 12% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11448470
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $458.37 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,909 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447993
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 8.89% |
Borrower rate/APR:
| 9.89% /
12.13% |
Monthly payment:
| $381.47 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 33% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,497 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11508015
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
29.56% |
Monthly payment:
| $300.74 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,091 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11448665
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $262.82 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $7,750 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 36% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maine |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11448497
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $409.47 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2011 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,291 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 66% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11448035
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $172.08 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 4% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,641 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11447867
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 22.74% |
Borrower rate/APR:
| 23.74% /
27.61% |
Monthly payment:
| $469.16 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 21y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,013 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11597160
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 27.64% |
Borrower rate/APR:
| 28.64% /
32.63% |
Monthly payment:
| $417.10 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2011 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 660-679
(Aug-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 2 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Landscaping |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,837 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 54% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11576148
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
22.24% |
Monthly payment:
| $363.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Feb-2015 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 680-699
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,954 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 36% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11596207
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 21.24% |
Borrower rate/APR:
| 22.24% /
26.08% |
Monthly payment:
| $76.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 51% |
|
TU FICO range:
| 660-679
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 26
/
26 |
Length of status:
| 26y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $28,553 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11482006
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $27,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $825.07 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $28,281 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11593045
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-10-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $137.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 780-799
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
18 |
Length of status:
| 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,960 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11533938
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-09-2020 |
ListingEndDate:
| Sep-11-2020 |
|
|
Investor yield:
| 22.24% |
Borrower rate/APR:
| 23.24% /
27.10% |
Monthly payment:
| $776.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 40% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Retail Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $148,986 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11634897
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
22.24% |
Monthly payment:
| $491.38 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 47% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,611 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11618773
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 29.64% |
Borrower rate/APR:
| 30.64% /
33.40% |
Monthly payment:
| $258.71 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 6% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Attorney |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,695 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11599579
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $162.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 660-679
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
9 |
Length of status:
| 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,262 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 28% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11633644
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $305.58 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
11 |
Length of status:
| 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,210 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 11% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11623335
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
15.81% |
Monthly payment:
| $460.09 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 720-739
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,961 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 31% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11633767
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 22.64% |
Borrower rate/APR:
| 23.64% /
27.51% |
Monthly payment:
| $312.35 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 39% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 70 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $103,012 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 96% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11615244
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $26,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 7.14% |
Borrower rate/APR:
| 8.14% /
11.66% |
Monthly payment:
| $832.13 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 780-799
(Aug-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Engineer - Mechanical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,899 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11617393
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $22,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-13-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 17.74% |
Borrower rate/APR:
| 18.74% /
21.18% |
Monthly payment:
| $567.55 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Nov-2012 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,261 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11634805
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $22,400.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 8.64% |
Borrower rate/APR:
| 9.64% /
11.87% |
Monthly payment:
| $471.98 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 21
/
21 |
Length of status:
| 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $30,154 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11631309
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 27.64% |
Borrower rate/APR:
| 28.64% /
31.34% |
Monthly payment:
| $236.42 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,315 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11619054
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 7.04% |
Borrower rate/APR:
| 8.04% /
11.56% |
Monthly payment:
| $219.48 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 36% |
|
TU FICO range:
| 740-759
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
10 |
Length of status:
| 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $5,813 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 20% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11613985
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 7.14% |
Borrower rate/APR:
| 8.14% /
11.66% |
Monthly payment:
| $502.42 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2013 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,504 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11630533
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
17.13% |
Monthly payment:
| $644.68 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $36,866 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11628388
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
29.56% |
Monthly payment:
| $300.74 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 132% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,312 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $9,526 |
Combined debt/income ratio3:
| 42% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11635471
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 8.89% |
Borrower rate/APR:
| 9.89% /
12.13% |
Monthly payment:
| $423.86 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 16y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation:
| Retail Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,932 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11634001
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $21,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 25.49% |
Borrower rate/APR:
| 26.49% /
30.43% |
Monthly payment:
| $851.59 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,720 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11633836
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 13.24% |
Borrower rate/APR:
| 14.24% /
16.57% |
Monthly payment:
| $818.75 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Dec-2010 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,137 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 31% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11630919
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $27,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
20.93% |
Monthly payment:
| $692.84 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $34,284 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11625871
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-09-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
18.62% |
Monthly payment:
| $855.60 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $28,736 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11623756
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-06-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 23.49% |
Borrower rate/APR:
| 24.49% /
28.38% |
Monthly payment:
| $789.81 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 40% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 11
/
12 |
Length of status:
| 18y 8m |
|
Amount delinquent:
| $25 |
Total credit lines:
| 30 |
Occupation:
| Military Enlisted |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $27,333 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 61% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11630697
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-05-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 17.99% |
Borrower rate/APR:
| 18.99% /
21.44% |
Monthly payment:
| $907.73 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 38y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,703 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11622388
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-05-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
15.81% |
Monthly payment:
| $805.16 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 18
/
19 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,942 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11628111
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-04-2020 |
ListingEndDate:
| Sep-05-2020 |
|
|
Investor yield:
| 8.99% |
Borrower rate/APR:
| 9.99% /
13.55% |
Monthly payment:
| $225.84 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jul-2017 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 740-759
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,601 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11618268
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $23,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-04-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 25.49% |
Borrower rate/APR:
| 26.49% /
29.13% |
Monthly payment:
| $695.32 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Feb-2012 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,605 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 96% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11609038
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-01-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 17.74% |
Borrower rate/APR:
| 18.74% /
22.50% |
Monthly payment:
| $730.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 640-659
(Aug-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 2 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,373 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11643283
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 11.49% |
Borrower rate/APR:
| 12.49% /
16.11% |
Monthly payment:
| $200.69 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 32% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,084 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11639425
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
22.24% |
Monthly payment:
| $181.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2017 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,918 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11637054
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 17.24% |
Borrower rate/APR:
| 18.24% /
21.98% |
Monthly payment:
| $326.46 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 31% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $383 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11643589
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $106.95 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,587 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11637423
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 9.84% |
Borrower rate/APR:
| 10.84% /
14.42% |
Monthly payment:
| $310.30 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,132 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 14% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11643934
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $131.41 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Feb-2014 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,165 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636419
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 11.99% |
Borrower rate/APR:
| 12.99% /
15.30% |
Monthly payment:
| $147.86 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 25
/
25 |
Length of status:
| 29y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,414 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 9% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11643460
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $279.25 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2010 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,311 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 9% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11641092
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $22,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 25.49% |
Borrower rate/APR:
| 26.49% /
30.43% |
Monthly payment:
| $892.15 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 43% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $33,548 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11639248
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 22.99% |
Borrower rate/APR:
| 23.99% /
26.57% |
Monthly payment:
| $258.86 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,784 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636833
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-13-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 11.64% |
Borrower rate/APR:
| 12.64% /
16.26% |
Monthly payment:
| $167.60 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 9% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,071 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 35% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11639323
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,756.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 28.64% |
Borrower rate/APR:
| 29.64% /
33.66% |
Monthly payment:
| $496.75 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 47% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,976 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11639191
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $17,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 21.50% |
Borrower rate/APR:
| 22.50% /
26.34% |
Monthly payment:
| $653.64 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,689 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 83% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11638948
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 29.64% |
Borrower rate/APR:
| 30.64% /
34.68% |
Monthly payment:
| $428.03 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 41% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Other |
|
Current delinquencies:
| 2 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,891 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11638924
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
28.26% |
Monthly payment:
| $594.55 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $21,708 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11637130
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
29.56% |
Monthly payment:
| $200.50 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2013 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,049 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11638819
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 24.74% |
Borrower rate/APR:
| 25.74% /
28.36% |
Monthly payment:
| $417.01 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 19
/
19 |
Length of status:
| 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $846 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 2% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11638360
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 8.49% |
Borrower rate/APR:
| 9.49% /
13.04% |
Monthly payment:
| $480.42 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.35% - 4.90% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 54% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Medical Technician |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,146 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11637829
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 18.24% |
Borrower rate/APR:
| 19.24% /
23.01% |
Monthly payment:
| $441.33 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 39% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $32,972 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 94% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636617
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $516.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 41% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 30
/
30 |
Length of status:
| 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation:
| Medical Technician |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $19,432 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636542
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 12.79% |
Borrower rate/APR:
| 13.79% /
16.11% |
Monthly payment:
| $289.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 36
/
36 |
Length of status:
| 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,636 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 52% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636620
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $330.90 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2016 |
Debt/Income ratio:
| 33% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Food Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,242 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11635870
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 21.24% |
Borrower rate/APR:
| 22.24% /
26.08% |
Monthly payment:
| $574.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 32% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,306 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 86% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11640765
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-10-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 24.64% |
Borrower rate/APR:
| 25.64% /
29.56% |
Monthly payment:
| $801.98 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 56% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 30
/
30 |
Length of status:
| 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $61,277 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 71% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11636352
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-05-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
20.93% |
Monthly payment:
| $384.91 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $27,071 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11648899
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 18.84% |
Borrower rate/APR:
| 19.84% /
23.62% |
Monthly payment:
| $241.03 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 32y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $26,564 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 74% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647399
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $330.90 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 43% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Nurse's Aide |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,066 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 37% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649186
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 8.24% |
Borrower rate/APR:
| 9.24% /
12.79% |
Monthly payment:
| $319.12 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 31y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,135 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11648857
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $281.27 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Medical Technician |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,372 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 14% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11648665
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 22.74% |
Borrower rate/APR:
| 23.74% /
27.61% |
Monthly payment:
| $586.45 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 19y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $13,885 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647822
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 11.64% |
Borrower rate/APR:
| 12.64% /
16.26% |
Monthly payment:
| $469.29 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 10% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,263 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 3% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647696
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 9.84% |
Borrower rate/APR:
| 10.84% /
14.42% |
Monthly payment:
| $293.97 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 62% |
|
TU FICO range:
| 680-699
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Food Service Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $14,758 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $8,750 |
Combined debt/income ratio3:
| 8% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647666
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 17.99% |
Borrower rate/APR:
| 18.99% /
22.75% |
Monthly payment:
| $219.91 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2008 |
Debt/Income ratio:
| 5% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
6 |
Length of status:
| 34y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,692 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647405
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 17.40% |
Borrower rate/APR:
| 18.40% /
22.15% |
Monthly payment:
| $236.30 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2016 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Sales - Commission |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,642 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646988
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 13.19% |
Borrower rate/APR:
| 14.19% /
17.84% |
Monthly payment:
| $342.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 3
/
3 |
Length of status:
| 20y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Nurse's Aide |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,793 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646571
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $336.14 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Pilot - Private/Commercial |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,472 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11648713
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 18.49% |
Borrower rate/APR:
| 19.49% /
23.26% |
Monthly payment:
| $479.76 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2012 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,136 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11648677
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,100.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 28.74% |
Borrower rate/APR:
| 29.74% /
33.76% |
Monthly payment:
| $258.09 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.84% - 11.16% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Apr-2014 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,762 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647774
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 7.04% |
Borrower rate/APR:
| 8.04% /
11.56% |
Monthly payment:
| $470.32 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 41% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,639 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646697
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 7.14% |
Borrower rate/APR:
| 8.14% /
11.66% |
Monthly payment:
| $282.61 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $378 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646522
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
13.51% |
Monthly payment:
| $437.25 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 48% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $158,572 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11647119
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $516.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 41% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,793 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646865
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $366.70 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Military Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,003 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646706
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 8.04% |
Borrower rate/APR:
| 9.04% /
12.58% |
Monthly payment:
| $477.28 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,524 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646685
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 13.49% |
Borrower rate/APR:
| 14.49% /
18.15% |
Monthly payment:
| $516.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,139 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646004
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $264.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Aug-2014 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 720-739
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,418 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11645920
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
17.13% |
Monthly payment:
| $203.58 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 800-819
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 31y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,571 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11644891
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $264.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,275 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11644840
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 14.99% |
Borrower rate/APR:
| 15.99% /
19.68% |
Monthly payment:
| $140.61 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 18y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,442 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11646186
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-09-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 21.74% |
Borrower rate/APR:
| 22.74% /
26.59% |
Monthly payment:
| $964.36 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 50% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 26y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $50,617 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651011
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $427.81 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 33
/
33 |
Length of status:
| 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,438 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652988
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.99% |
Borrower rate/APR:
| 11.99% /
15.60% |
Monthly payment:
| $332.10 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,354 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652187
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $21,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 25.50% |
Borrower rate/APR:
| 26.50% /
30.44% |
Monthly payment:
| $851.71 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,248 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 52% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651020
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $212.00 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,567 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650674
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $330.90 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,884 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652184
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 15.74% |
Borrower rate/APR:
| 16.74% /
20.45% |
Monthly payment:
| $266.43 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 40% |
|
TU FICO range:
| 680-699
(Aug-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 15y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Military Enlisted |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,540 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 88% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651998
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 14.74% |
Borrower rate/APR:
| 15.74% /
19.43% |
Monthly payment:
| $245.20 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $31,737 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651779
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 28.49% |
Borrower rate/APR:
| 29.49% /
32.22% |
Monthly payment:
| $83.31 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.84% - 11.16% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2010 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,205 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 96% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650729
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 22.99% |
Borrower rate/APR:
| 23.99% /
27.87% |
Monthly payment:
| $86.30 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Mar-2015 |
Debt/Income ratio:
| 16% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Medical Technician |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,873 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650591
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.74% |
Borrower rate/APR:
| 11.74% /
15.34% |
Monthly payment:
| $191.92 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 24% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Social Worker |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,167 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650263
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 22.24% |
Borrower rate/APR:
| 23.24% /
27.10% |
Monthly payment:
| $233.01 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Accountant/CPA |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $22,328 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649922
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 10.24% |
Borrower rate/APR:
| 11.24% /
14.83% |
Monthly payment:
| $213.54 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2019 |
Debt/Income ratio:
| 6% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $533 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649811
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 19.50% |
Borrower rate/APR:
| 20.50% /
24.30% |
Monthly payment:
| $355.48 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Oct-2013 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,141 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649727
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 17.99% |
Borrower rate/APR:
| 18.99% /
22.75% |
Monthly payment:
| $91.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jan-2012 |
Debt/Income ratio:
| 8% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,387 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649721
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $152.79 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Food Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $147,377 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652708
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,100.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 17.99% |
Borrower rate/APR:
| 18.99% /
22.75% |
Monthly payment:
| $150.27 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Apr-2015 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,782 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652810
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 18.74% |
Borrower rate/APR:
| 19.74% /
23.52% |
Monthly payment:
| $370.31 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $13,757 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 21% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652786
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-13-2020 |
|
|
Investor yield:
| 18.74% |
Borrower rate/APR:
| 19.74% /
23.52% |
Monthly payment:
| $174.05 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Judge |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $17,040 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 87% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651232
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-12-2020 |
ListingEndDate:
| Sep-13-2020 |
|
|
Investor yield:
| 11.03% |
Borrower rate/APR:
| 12.03% /
15.64% |
Monthly payment:
| $515.04 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 720-739
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,609 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 11% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11652513
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $97.85 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2013 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 19y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Tradesman - Mechanic |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $1,814 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651766
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 11.24% |
Borrower rate/APR:
| 12.24% /
15.85% |
Monthly payment:
| $116.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation:
| Administrative Assistant |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,605 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 20% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11651259
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 14.74% |
Borrower rate/APR:
| 15.74% /
19.43% |
Monthly payment:
| $280.23 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2017 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Retail Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,684 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650686
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 29.64% |
Borrower rate/APR:
| 30.64% /
34.68% |
Monthly payment:
| $1,070.07 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.32% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $69,720 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11650233
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 18.84% |
Borrower rate/APR:
| 19.84% /
23.62% |
Monthly payment:
| $482.07 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 33% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,661 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11649843
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-11-2020 |
ListingEndDate:
| Sep-12-2020 |
|
|
Investor yield:
| 10.04% |
Borrower rate/APR:
| 11.04% /
14.63% |
Monthly payment:
| $491.36 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 25
/
25 |
Length of status:
| 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $33,431 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11655718
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 7.14% |
Borrower rate/APR:
| 8.14% /
11.66% |
Monthly payment:
| $219.81 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 9% |
|
TU FICO range:
| 780-799
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 18y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,310 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11654494
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.99% |
Borrower rate/APR:
| 11.99% /
15.60% |
Monthly payment:
| $99.63 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-2015 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 5
/
5 |
Length of status:
| 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,017 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11653104
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 15.49% |
Borrower rate/APR:
| 16.49% /
20.19% |
Monthly payment:
| $637.19 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 38% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 36y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Administrative Assistant |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $50,099 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11658603
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 18.74% |
Borrower rate/APR:
| 19.74% /
22.21% |
Monthly payment:
| $658.74 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 640-659
(Aug-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Other |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $8,938 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 83% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11660709
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 11.90% |
Borrower rate/APR:
| 12.90% /
16.53% |
Monthly payment:
| $336.46 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Nurse (LPN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,090 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 34% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11660145
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $19,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 14.74% |
Borrower rate/APR:
| 15.74% /
18.11% |
Monthly payment:
| $471.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 48% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,794 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11659161
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 14.24% |
Borrower rate/APR:
| 15.24% /
18.92% |
Monthly payment:
| $347.83 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,746 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 54% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11660697
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $243.73 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $20,855 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11659443
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 22.24% |
Borrower rate/APR:
| 23.24% /
27.10% |
Monthly payment:
| $194.17 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| May-2011 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
11 |
Length of status:
| 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,459 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 44% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11660118
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 9.54% |
Borrower rate/APR:
| 10.54% /
14.12% |
Monthly payment:
| $113.82 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 110% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,491 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Mexico |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $2,385 |
Combined debt/income ratio3:
| 25% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11659530
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 12.49% |
Borrower rate/APR:
| 13.49% /
17.13% |
Monthly payment:
| $135.72 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Feb-2009 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,875 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 12% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11658885
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 15.24% |
Borrower rate/APR:
| 16.24% /
19.94% |
Monthly payment:
| $352.76 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $461 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 5% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11658120
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $489.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 13
/
13 |
Length of status:
| 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,195 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 41% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11657205
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 9.74% |
Borrower rate/APR:
| 10.74% /
14.32% |
Monthly payment:
| $326.16 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,027 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 21% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11656089
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.99% |
Borrower rate/APR:
| 11.99% /
14.27% |
Monthly payment:
| $555.98 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 12% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,161 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 6% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11658612
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,300.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 12.99% |
Borrower rate/APR:
| 13.99% /
17.64% |
Monthly payment:
| $78.60 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 27% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,315 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 53% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11658513
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 24.74% |
Borrower rate/APR:
| 25.74% /
29.66% |
Monthly payment:
| $602.28 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| 44% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 9
/
9 |
Length of status:
| 20y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,897 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11656215
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 15.39% |
Borrower rate/APR:
| 16.39% /
20.09% |
Monthly payment:
| $265.12 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 43
/
43 |
Length of status:
| 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 70 |
Occupation:
| Attorney |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $64,529 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11655987
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 13.24% |
Borrower rate/APR:
| 14.24% /
17.89% |
Monthly payment:
| $274.35 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Mar-2017 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,856 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11654688
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 18.99% |
Borrower rate/APR:
| 19.99% /
23.77% |
Monthly payment:
| $297.27 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 31% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 17
/
17 |
Length of status:
| 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $17,547 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 50% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11654625
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 29.64% |
Borrower rate/APR:
| 30.64% /
34.68% |
Monthly payment:
| $428.03 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 48% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 23
/
24 |
Length of status:
| 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,230 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11654439
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $31,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-15-2020 |
|
|
Investor yield:
| 10.49% |
Borrower rate/APR:
| 11.49% /
15.08% |
Monthly payment:
| $1,022.11 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $30,790 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11653686
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 18.84% |
Borrower rate/APR:
| 19.84% /
23.62% |
Monthly payment:
| $556.23 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.05% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Feb-2017 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,999 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11653446
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 9.49% |
Borrower rate/APR:
| 10.49% /
14.06% |
Monthly payment:
| $162.49 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Apr-2016 |
Debt/Income ratio:
| 14% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Laborer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $6,776 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11653221
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-14-2020 |
ListingEndDate:
| Sep-14-2020 |
|
|
Investor yield:
| 10.49% |
Borrower rate/APR:
| 11.49% /
15.08% |
Monthly payment:
| $296.74 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.20% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,310 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 59% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11669835
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-18-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 17.49% |
Borrower rate/APR:
| 18.49% /
22.24% |
Monthly payment:
| $363.99 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2011 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 21y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Truck Driver |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,927 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 20% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11669724
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-18-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 11.24% |
Borrower rate/APR:
| 12.24% /
15.85% |
Monthly payment:
| $116.65 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
17 |
Length of status:
| 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation:
| Pharmacist |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,248 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11669589
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-18-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 17.99% |
Borrower rate/APR:
| 18.99% /
22.75% |
Monthly payment:
| $219.91 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,210 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 37% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11668212
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-18-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 11.99% |
Borrower rate/APR:
| 12.99% /
16.62% |
Monthly payment:
| $101.07 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 41% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,321 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11668713
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 8.04% |
Borrower rate/APR:
| 9.04% /
12.58% |
Monthly payment:
| $159.09 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,053 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11666313
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-18-2020 |
|
|
Investor yield:
| 11.99% |
Borrower rate/APR:
| 12.99% /
16.62% |
Monthly payment:
| $269.51 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 28% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 20y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $8,996 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11666847
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 29.24% |
Borrower rate/APR:
| 30.24% /
34.27% |
Monthly payment:
| $425.83 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.84% - 11.16% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-2011 |
Debt/Income ratio:
| 58% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation:
| Construction |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $15,782 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11666736
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 15.99% |
Borrower rate/APR:
| 16.99% /
20.71% |
Monthly payment:
| $178.24 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 34% |
|
TU FICO range:
| 680-699
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
12 |
Length of status:
| 13y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $7,806 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11666388
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 9.99% |
Borrower rate/APR:
| 10.99% /
14.57% |
Monthly payment:
| $163.67 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 640-659
(Sep-2020)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 4
/
4 |
Length of status:
| 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $3,722 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| Not available | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11665500
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-17-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 14.24% |
Borrower rate/APR:
| 15.24% /
18.92% |
Monthly payment:
| $69.57 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 26% |
|
TU FICO range:
| 700-719
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 12
/
12 |
Length of status:
| 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $2,488 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 94% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11664006
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 11.99% |
Borrower rate/APR:
| 12.99% /
15.30% |
Monthly payment:
| $204.73 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 760-779
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 20
/
20 |
Length of status:
| 24y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,717 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11663538
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 18.49% |
Borrower rate/APR:
| 19.49% /
23.26% |
Monthly payment:
| $369.04 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.25% - 8.22% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 18% |
|
TU FICO range:
| 660-679
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 1 |
Current / open credit lines:
| 10
/
11 |
Length of status:
| 20y 1m |
|
Amount delinquent:
| $9,579 |
Total credit lines:
| 17 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,401 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 29% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11662419
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Partially Funded:
| No |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 10.99% |
Borrower rate/APR:
| 11.99% /
15.60% |
Monthly payment:
| $498.14 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.56% - 6.19% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 35% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| Not available |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 15
/
15 |
Length of status:
| 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $18,035 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 45% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11661825
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 60
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-16-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 27.64% |
Borrower rate/APR:
| 28.64% /
31.35% |
Monthly payment:
| $157.62 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.11% - 9.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 75% |
|
TU FICO range:
| 740-759
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation:
| Clerical |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,124 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 56% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Co-borrower Application1 Additional Information
|
Combined stated monthly income2:
| $11,500 |
Combined debt/income ratio3:
| 21% |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11662449
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 5.30% |
Borrower rate/APR:
| 6.30% /
7.95% |
Monthly payment:
| $305.58 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.36% - 5.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 11% |
|
TU FICO range:
| 780-799
(Aug-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation:
| Skilled Labor |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,515 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11662197
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-16-2020 |
|
|
Investor yield:
| 12.79% |
Borrower rate/APR:
| 13.79% /
17.43% |
Monthly payment:
| $408.91 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jan-2017 |
Debt/Income ratio:
| 13% |
|
TU FICO range:
| 720-739
(Sep-2020)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Computer Programmer |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,328 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
11661930
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Partially Funded:
| Yes |
Term:
| 36
months
|
Initial Status:
| F |
|
ListingStartDate:
| Sep-15-2020 |
ListingEndDate:
| Sep-17-2020 |
|
|
Investor yield:
| 14.49% |
Borrower rate/APR:
| 15.49% /
19.17% |
Monthly payment:
| $523.59 |
| |
|
Investor servicing fee:
| 1.00% |
Historical Return*:
| 3.73% - 7.55% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
August 31, 2020.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 40% |
|
TU FICO range:
| 700-719
(Sep-2020)
|
Inquiries last 6m:
| 2 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
23 |
Length of status:
| 36y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,818 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.