The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108 350 5,100 SH   SOLE   0 0 5,100
ALTRIA GROUP INC COM 02209S103 441 11,493 SH   SOLE   0 0 11,493
AMERICAN EXPRESS CO COM 025816109 241 2,660 SH   SOLE   0 0 2,660
AMGEN INC COM 031162100 434 3,800 SH   SOLE   0 0 3,800
APPLE INC COM 037833100 241 430 SH   SOLE   0 0 430
AT&T INC COM 00206R102 1,176 33,458 SH   SOLE   0 0 33,458
AUTOMATIC DATA PROCESSING IN COM 053015103 1,268 15,695 SH   SOLE   0 0 15,695
BRISTOL MYERS SQUIBB CO COM 110122108 2,482 46,704 SH   SOLE   0 0 46,704
BT GROUP PLC ADR 05577E101 565 8,950 SH   SOLE   0 0 8,950
CHEVRON CORP NEW COM 166764100 646 5,175 SH   SOLE   0 0 5,175
CONOCOPHILLIPS COM 20825C104 3,303 46,756 SH   SOLE   0 0 46,756
CONSOL ENERGY INC COM 20854P109 402 10,569 SH   SOLE   0 0 10,569
CULLEN FROST BANKERS INC COM 229899109 930 12,496 SH   SOLE   0 0 12,496
DOMINION RES INC VA NEW COM 25746U109 3,830 59,200 SH   SOLE   0 0 59,200
DUKE ENERGY CORP NEW COM NEW 26441C204 2,711 39,278 SH   SOLE   0 0 39,278
E M C CORP MASS COM 268648102 1,921 76,368 SH   SOLE   0 0 76,368
EXXON MOBIL CORP COM 30231G102 873 8,622 SH   SOLE   0 0 8,622
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 590 8,525 SH   SOLE   0 0 8,525
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 703 11,750 SH   SOLE   0 0 11,750
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 631 19,575 SH   SOLE   0 0 19,575
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 591 16,570 SH   SOLE   0 0 16,570
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 656 13,650 SH   SOLE   0 0 13,650
GANNETT INC COM 364730101 2,827 95,567 SH   SOLE   0 0 95,567
GENERAL ELECTRIC CO COM 369604103 5,403 192,774 SH   SOLE   0 0 192,774
GENERAL MLS INC COM 370334104 2,750 55,098 SH   SOLE   0 0 55,098
HASBRO INC COM 418056107 352 6,400 SH   SOLE   0 0 6,400
HOLLYFRONTIER CORP COM 436106108 914 18,400 SH   SOLE   0 0 18,400
INTERNATIONAL BUSINESS MACHS COM 459200101 560 2,984 SH   SOLE   0 0 2,984
INTL PAPER CO COM 460146103 316 6,450 SH   SOLE   0 0 6,450
ISHARES MSCI SZ CAP ETF 464286749 6,726 203,895 SH   SOLE   0 0 203,895
ISHARES MSCI SWEDEN ETF 464286756 7,843 218,900 SH   SOLE   0 0 218,900
ISHARES MSCI GERMANY ETF 464286806 7,694 242,255 SH   SOLE   0 0 242,255
ISHARES MSCI NETHERL ETF 464286814 4,122 158,966 SH   SOLE   0 0 158,966
ISHARES SELECT DIVID ETF 464287168 221 3,100 SH   SOLE   0 0 3,100
ISHARES TIPS BD ETF 464287176 28,032 255,065 SH   SOLE   0 0 255,065
ISHARES S&P 500 GRWT ETF 464287309 6,031 61,075 SH   SOLE   0 0 61,075
ISHARES MSCI EAFE ETF 464287465 11,817 176,123 SH   SOLE   0 0 176,123
ISHARES CORE S&P MCP ETF 464287507 5,462 40,820 SH   SOLE   0 0 40,820
ISHARES NA TEC-SFTWR ETF 464287515 4,307 52,485 SH   SOLE   0 0 52,485
ISHARES N AMER TECH ETF 464287549 5,082 56,735 SH   SOLE   0 0 56,735
ISHARES NASDQ BIOTEC ETF 464287556 4,686 20,636 SH   SOLE   0 0 20,636
ISHARES U.S. CNSM SV ETF 464287580 5,507 45,365 SH   SOLE   0 0 45,365
ISHARES S&P MC 400GR ETF 464287606 9,530 63,455 SH   SOLE   0 0 63,455
ISHARES S&P MC 400VL ETF 464287705 6,537 56,240 SH   SOLE   0 0 56,240
ISHARES U.S. INDS ETF 464287754 5,545 54,695 SH   SOLE   0 0 54,695
ISHARES U.S. FIN SVC ETF 464287770 7,742 92,450 SH   SOLE   0 0 92,450
ISHARES CORE S&P SCP ETF 464287804 1,003 9,195 SH   SOLE   0 0 9,195
ISHARES U.S. CNSM GD ETF 464287812 4,262 44,525 SH   SOLE   0 0 44,525
ISHARES DOW JONES US ETF 464287846 317 3,400 SH   SOLE   0 0 3,400
ISHARES SP SMCP600VL ETF 464287879 7,916 71,145 SH   SOLE   0 0 71,145
ISHARES SP SMCP600GR ETF 464287887 6,369 53,700 SH   SOLE   0 0 53,700
ISHARES MRNGSTR LG-CP VL 464288109 6,073 75,540 SH   SOLE   0 0 75,540
ISHARES US HLTHCR PR ETF 464288828 4,393 47,105 SH   SOLE   0 0 47,105
ISHARES U.S. PHARMA ETF 464288836 7,052 59,710 SH   SOLE   0 0 59,710
ISHARES NW ZEALND CP ETF 464289123 288 7,700 SH   SOLE   0 0 7,700
JOHNSON & JOHNSON COM 478160104 353 3,855 SH   SOLE   0 0 3,855
LOCKHEED MARTIN CORP COM 539830109 201 1,350 SH   SOLE   0 0 1,350
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,344 41,650 SH   SOLE   0 0 41,650
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 461 21,800 SH   SOLE   0 0 21,800
MARRIOTT INTL INC NEW CL A 571903202 268 5,430 SH   SOLE   0 0 5,430
MCDONALDS CORP COM 580135101 1,169 12,046 SH   SOLE   0 0 12,046
MICROSOFT CORP COM 594918104 844 22,555 SH   SOLE   0 0 22,555
NUCOR CORP COM 670346105 3,639 68,178 SH   SOLE   0 0 68,178
ORACLE CORP COM 68389X105 3,336 87,189 SH   SOLE   0 0 87,189
PEPSICO INC COM 713448108 657 7,922 SH   SOLE   0 0 7,922
PHILIP MORRIS INTL INC COM 718172109 251 2,877 SH   SOLE   0 0 2,877
PITNEY BOWES INC COM 724479100 3,988 171,150 SH   SOLE   0 0 171,150
POWERSHARES ETF TRUST II DWA DEVMKTMOM PT 73936Q108 10,452 394,415 SH   SOLE   0 0 394,415
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 5,851 66,523 SH   SOLE   0 0 66,523
PROCTER & GAMBLE CO COM 742718109 491 6,026 SH   SOLE   0 0 6,026
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,355 42,278 SH   SOLE   0 0 42,278
QUALCOMM INC COM 747525103 767 10,331 SH   SOLE   0 0 10,331
REYNOLDS AMERICAN INC COM 761713106 321 6,425 SH   SOLE   0 0 6,425
ROYAL BK CDA MONTREAL QUE COM 780087102 296 4,400 SH   SOLE   0 0 4,400
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,439 34,225 SH   SOLE   0 0 34,225
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 31,106 436,575 SH   SOLE   0 0 436,575
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 4,121 58,620 SH   SOLE   0 0 58,620
SMUCKER J M CO COM NEW 832696405 800 7,720 SH   SOLE   0 0 7,720
SPDR S&P 500 ETF TR TR UNIT 78462F103 675 3,656 SH   SOLE   0 0 3,656
SUSQUEHANNA BANCSHARES INC P COM 869099101 485 37,803 SH   SOLE   0 0 37,803
TRONOX LTD SHS CL A Q9235V101 1,250 54,175 SH   SOLE   0 0 54,175
TUPPERWARE BRANDS CORP COM 899896104 1,097 11,600 SH   SOLE   0 0 11,600
UDR INC COM 902653104 655 28,048 SH   SOLE   0 0 28,048
VALERO ENERGY CORP NEW COM 91913Y100 3,344 66,350 SH   SOLE   0 0 66,350
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,274 28,500 SH   SOLE   0 0 28,500
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,462 28,310 SH   SOLE   0 0 28,310
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,197 26,565 SH   SOLE   0 0 26,565
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,139 28,545 SH   SOLE   0 0 28,545
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 391 7,700 SH   SOLE   0 0 7,700
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,079 143,500 SH   SOLE   0 0 143,500
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 375 9,542 SH   SOLE   0 0 9,542
WELLS FARGO & CO NEW COM 949746101 431 9,496 SH   SOLE   0 0 9,496
WENDYS CO COM 95058W100 2,238 256,650 SH   SOLE   0 0 256,650
WEYERHAEUSER CO COM 962166104 1,825 57,811 SH   SOLE   0 0 57,811
WHOLE FOODS MKT INC COM 966837106 1,102 19,054 SH   SOLE   0 0 19,054
WISCONSIN ENERGY CORP COM 976657106 1,840 44,497 SH   SOLE   0 0 44,497
WISDOMTREE TR LARGECAP DIVID 97717W307 4,689 70,475 SH   SOLE   0 0 70,475
WISDOMTREE TR DIV EX-FINL FD 97717W406 1,573 22,870 SH   SOLE   0 0 22,870
YUM BRANDS INC COM 988498101 416 5,496 SH   SOLE   0 0 5,496