8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 17, 2018

MidWestOne Financial Group, Inc.

(Exact name of registrant as specified in its charter)

Commission file number 001-35968

Iowa	42-1206172
(State or other jurisdiction of incorporation)	(I.R.S. Employer Identification Number)

102 South Clinton Street

Iowa City, Iowa 52240

(Address of principal executive offices, including zip code)

(319) 356-5800

(Registrant's telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 7.01.     Regulation FD Disclosure.

On April 19, 2018, the presentation attached as Exhibit 99.1 will be given at the Company's Annual Meeting of Shareholders. This report should not be deemed an admission as to the materiality of any information contained in the presentation. The full text of the presentation is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

The information furnished in this Item 7.01 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.

Item 9.01.Financial Statements and Exhibits.

(d)    Exhibits. The following exhibits are filed herewith:

99.1Annual Meeting of Shareholders Slide Presentation, April 19, 2018.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		MIDWESTONE FINANCIAL GROUP, INC.
Dated:	April 17, 2018	By:	/s/ JAMES M. CANTRELL
			James M. Cantrell
			Vice President and Interim Chief Financial Officer

EX-99.1

Annual Shareholders Meeting April 19, 2018

2 Net Income (000s) $16,534 $18,607 $18,522 $25,118 $20,391 $18,699 2012 2013 2014 2015 2016 2017 * Non-GAAP, excludes deferred tax adjustment $21,911*

3 Basic Earnings per Share 2000 – 2017 $1.04 $1.47 $1.95 $2.19 $2.20 $2.42 $1.78 $1.82 $0.00 $0.50 $1.00 $1.50 $2.00 $2.50 $3.00 # Non-GAAP; excludes goodwill impairment charge *EPS excludes deferred tax adjustment

4 Provision for Loan Losses (000s) $4,366 $7,725 $5,950 $3,350 $2,379 $1,350 $1,200 $5,132 $7,983 $17,334 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

5 Net Loans Charged Off to Average Loans 0.21% 0.11% 0.09% 0.11% 0.26% 0.51% 2012 2013 2014 2015 2016 2017

6 Nonperforming Assets/Total Loans 1.35% 1.43% 1.32% 0.95% 1.41% 1.13% 2012 2013 2014 2015 2016 2017

7 MOFG Total Deposits (000s) $1,399,733 $1,374,942 $1,408,542 $2,463,521 $2,480,448 $2,605,319 2012 2013 2014 2015 2016 2017

8 MOFG Total Loans (000s) $1,035,284 $1,088,412 $1,132,519 $2,151,942 $2,165,143 $2,286,695 2012 2013 2014 2015 2016 2017

9 MidWestOne Footprint

10 Denver Market

11 Ft. Myers new office

12 Florida Markets – Ft. Myers and Naples

13 Trust, Investment and Insurance Fees (000s) $5,345 $5,771 $6,005 $5,574 $6,189 2013 2014 2015 2016 2017

14 Fintech Initiatives • Mobile friendly website • Zelle launch – banking’s answer to Venmo • Mobile loan and deposit application functionality

15 Community Involvement

16 Dividends $0.36 $0.50 $0.58 $0.60 $0.64 $0.67 $0.78 2012 2013 2014 2015 2016 2017 2018* *projected

17 Our Operating Principles 1. Take good care of our customers 2. Hire and retain excellent employees 3. Always conduct yourself with the utmost integrity 4. Work as one team 5. Learn constantly so we can continually improve

18 Employee Engagement Top Bank Workplace In Iowa in Mid-Sized Category Des Moines Register