Consolidated Balance Sheets - USD ($) $ in Thousands	Apr. 30, 2021	Jan. 31, 2021
Current:
Cash and cash equivalents	$ 450,680	$ 218,781
Settlement assets	16,788	15,488
Accounts receivable, net of allowance for doubtful accounts of $666 and $699 as of April 30, 2021 and January 31, 2021, respectively	29,964	29,052
Deferred contract acquisition costs	1,895	1,693
Prepaid expenses and other current assets	7,906	7,254
Total current assets	507,233	272,268
Property and equipment, net of accumulated depreciation and amortization of $43,442 and $40,148 as of April 30, 2021 and January 31, 2021, respectively	25,068	26,660
Capitalized internal-use software, net of accumulated amortization of $26,998 and $25,476 as of April 30, 2021 and January 31, 2021, respectively	11,225	10,476
Operating lease right-of-use assets	2,497	2,654
Deferred contract acquisition costs	2,438	1,248
Intangible assets, net of accumulated amortization of $653 and $525 as of April 30, 2021 and January 31, 2021, respectively	2,597	2,725
Deferred tax asset	533	658
Goodwill	8,211	8,307
Other assets	1,401	1,670
Total assets	561,203	326,666
Current:
Settlement obligations	16,788	15,488
Current portion of debt and finance lease liabilities	4,103	4,864
Current portion of operating lease liabilities	1,153	1,087
Accounts payable	313	4,389
Accrued expenses	15,116	18,324
Deferred revenue	13,223	10,838
Total current liabilities	50,696	54,990
Long term debt and finance lease liabilities	5,532	6,471
Operating lease liabilities, non-current	1,701	1,899
Total liabilities	57,929	63,360
Commitments and contingencies (Note 11)
Stockholders’ Equity:
Common stock, $0.01 par value - 500,000,000 shares authorized as of April 30, 2021 and January 31, 2021, respectively; 50,270,229 and 44,880,883 shares issued as of April 30, 2021 and January 31, 2021, respectively	503	449
Additional paid-in capital	831,632	579,599
Accumulated deficit	(322,751)	(311,777)
Treasury stock, at cost, 119,138 and 99,520 shares at April 30, 2021 and January 31, 2021, respectively	(6,110)	(4,965)
Total Stockholders’ Equity	503,274	263,306
Total Liabilities and Stockholders’ Equity	$ 561,203	$ 326,666