Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks		$ 14,993	$ 23,125
Interest-bearing deposits in banks		1,237,511	1,033,905
Total cash and cash equivalents		1,252,504	1,057,030
Restricted cash	[1]	41,644	67,454
Securities available for sale at fair value ($1,663,990 and $399,668 at amortized cost, respectively)		1,620,262	345,702
Loans held for sale at fair value		407,773	110,400
Loans and leases held for investment		4,850,302	5,033,154
Allowance for loan and lease losses		(310,387)	(327,852)
Loans and leases held for investment, net		4,539,915	4,705,302
Loans held for investment at fair value		262,190	925,938
Retail and certificate loans held for investment at fair value	[1]	10,488	55,425
Property, equipment and software, net		161,517	136,473
Goodwill		75,717	75,717
Other assets	[1]	455,453	500,306
Total assets		8,827,463	7,979,747
Deposits:
Interest-bearing		7,001,680	6,158,560
Noninterest-bearing		331,806	233,993
Total deposits		7,333,486	6,392,553
Borrowings	[1]	8,866	74,858
Retail notes and certificates at fair value	[1]	10,488	55,425
Other liabilities	[1]	222,801	292,617
Total liabilities		7,575,641	6,815,453
Equity
Common stock, $0.01 par value; 180,000,000 shares authorized; 110,410,602 and 106,546,995 shares issued and outstanding, respectively		1,104	1,065
Additional paid-in capital		1,669,828	1,628,590
Accumulated deficit		(388,806)	(427,745)
Accumulated other comprehensive loss		(30,304)	(37,616)
Total equity		1,251,822	1,164,294
Total liabilities and equity		$ 8,827,463	$ 7,979,747

[1] Includes amounts in consolidated variable interest entities (VIEs). See “Notes to Consolidated Financial Statements – Note 7. Securitizations and Variable Interest Entities.”