Condensed Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks		$ 19,220	$ 23,125
Interest-bearing deposits in banks		1,288,550	1,033,905
Total cash and cash equivalents		1,307,770	1,057,030
Restricted cash	[1]	42,487	67,454
Securities available for sale at fair value ($872,341 and $399,668 at amortized cost, respectively)		795,669	345,702
Loans held for sale at fair value		362,789	110,400
Loans and leases held for investment		5,237,277	5,033,154
Allowance for loan and lease losses		(350,495)	(327,852)
Loans and leases held for investment, net		4,886,782	4,705,302
Loans held for investment at fair value	[1]	326,299	925,938
Retail and certificate loans held for investment at fair value	[1]	18,118	55,425
Property, equipment and software, net		159,768	136,473
Goodwill		75,717	75,717
Other assets	[1]	496,952	500,306
Total assets		8,472,351	7,979,747
Deposits:
Interest-bearing		6,687,069	6,158,560
Noninterest-bearing		313,194	233,993
Total deposits		7,000,263	6,392,553
Borrowings	[1]	10,717	74,858
Retail notes, certificates and secured borrowings at fair value	[1]	18,118	55,425
Other liabilities	[1]	235,034	292,617
Total liabilities		7,264,132	6,815,453
Equity
Common stock, $0.01 par value; 180,000,000 shares authorized; 109,648,769 and 106,546,995 shares issued and outstanding, respectively		1,096	1,065
Additional paid-in capital		1,660,236	1,628,590
Accumulated deficit		(398,961)	(427,745)
Accumulated other comprehensive loss		(54,152)	(37,616)
Total equity		1,208,219	1,164,294
Total liabilities and equity		$ 8,472,351	$ 7,979,747

[1] Includes amounts in consolidated variable interest entities (VIEs). See “Notes to Condensed Consolidated Financial Statements – Note 6. Securitizations and Variable Interest Entities.”