XML 65 R55.htm IDEA: XBRL DOCUMENT v3.23.2
Loans and Leases Held for Investment at Amortized Cost, Net of Allowance for Loan and Lease Losses - Allowance For Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for loan and lease losses, beginning of period $ 348,857 $ 187,985 $ 327,852 $ 144,389
Credit loss expense for loans and leases held for investment 66,190 70,053 137,040 122,281
Charge-offs (64,269) (15,852) (116,832) (24,941)
Recoveries 4,385 1,074 7,103 1,531
Allowance for loan and lease losses, end of period 355,163 243,260 355,163 243,260
Unfunded Loan Commitment        
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 1,612 1,512 1,878 1,231
Credit loss expense for unfunded lending commitments 405 513 139 794
Reserve for unfunded lending commitments, end of period 2,017 2,025 2,017 2,025
Unfunded Loan Commitment, Commitments To Extend Credit        
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period     138,000  
Reserve for unfunded lending commitments, end of period 108,900 132,600 108,900 132,600
Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for loan and lease losses, beginning of period 333,546 173,857 312,489 128,812
Credit loss expense for loans and leases held for investment 66,874 68,314 137,558 122,032
Charge-offs (63,345) (14,707) (115,557) (23,724)
Recoveries 4,086 720 6,671 1,064
Allowance for loan and lease losses, end of period 341,161 228,184 341,161 228,184
Consumer Portfolio Segment | Unfunded Loan Commitment        
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 67 0 18 0
Credit loss expense for unfunded lending commitments (67) 136 (18) 136
Reserve for unfunded lending commitments, end of period 0 136 0 136
Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Allowance for loan and lease losses, beginning of period 15,311 14,128 15,363 15,577
Credit loss expense for loans and leases held for investment (684) 1,739 (518) 249
Charge-offs (924) (1,145) (1,275) (1,217)
Recoveries 299 354 432 467
Allowance for loan and lease losses, end of period 14,002 15,076 14,002 15,076
Commercial Portfolio Segment | Unfunded Loan Commitment        
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 1,545 1,512 1,860 1,231
Credit loss expense for unfunded lending commitments 472 377 157 658
Reserve for unfunded lending commitments, end of period $ 2,017 $ 1,889 $ 2,017 $ 1,889