Condensed Consolidated Statements of Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Non-interest income:
Marketplace revenue		$ 82,783	$ 206,384	$ 178,417	$ 386,350
Other non-interest income		3,035	7,448	6,391	17,339
Total non-interest income		85,818	213,832	184,808	403,689
Interest income:
Interest on loans held for sale		4,433	7,130	10,190	14,580
Interest and fees on loans and leases held for investment		162,085	108,911	312,552	200,353
Interest on loans held for investment at fair value		21,692	631	48,584	1,224
Interest on retail and certificate loans held for investment at fair value		1,194	5,091	2,877	12,060
Interest on securities available for sale		5,948	4,426	9,848	8,937
Other interest income		19,134	2,279	32,848	2,967
Total interest income		214,486	128,468	416,899	240,121
Interest expense:
Interest on deposits		66,521	6,078	119,794	9,516
Interest on retail notes, certificates and secured borrowings		1,194	5,091	2,877	12,060
Other interest expense		119	1,073	872	2,639
Total interest expense		67,834	12,242	123,543	24,215
Net interest income		146,652	116,226	293,356	215,906
Total net revenue		232,470	330,058	478,164	619,595
Provision for credit losses		66,595	70,566	137,179	123,075
Non-interest expense:
Compensation and benefits		71,553	85,103	144,860	166,713
Marketing		23,940	61,497	50,820	116,577
Equipment and software		13,968	12,461	27,664	23,507
Depreciation and amortization		11,638	10,557	23,992	21,596
Professional services		9,974	16,138	19,032	28,544
Occupancy		4,684	6,209	8,994	12,228
Other non-interest expense		15,322	17,421	33,025	31,425
Total non-interest expense		151,079	209,386	308,387	400,590
Income before income tax benefit (expense)		14,796	50,106	32,598	95,930
Income tax benefit (expense)		(4,686)	131,954	(8,822)	126,966
Net income		$ 10,110	$ 182,060	$ 23,776	$ 222,896
Earnings per share:
Basic EPS ($ per share)	[1]	$ 0.09	$ 1.77	$ 0.22	$ 2.18
Diluted EPS ($ per share)	[1]	$ 0.09	$ 1.73	$ 0.22	$ 2.13
Weighted-average common shares – Basic (shares)	[1]	107,892,590	102,776,867	107,405,072	102,138,760
Weighted-average common shares – Diluted (shares)	[1]	107,895,072	105,042,626	107,409,129	104,644,825

[1] See “Notes to Condensed Consolidated Financial Statements – Note 3. Earnings Per Share” for additional information.