Condensed Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 23,211	$ 35,670
Interest-bearing deposits in banks		929,630	651,456
Total cash and cash equivalents		952,841	687,126
Restricted cash	[1]	66,285	76,460
Securities available for sale at fair value ($415,726 and $256,170 at amortized cost, respectively)		359,157	263,530
Loans held for sale (includes $62,811 and $142,370 at fair value, respectively)	[1]	90,058	391,248
Loans and leases held for investment		4,806,927	2,899,126
Allowance for loan and lease losses		(303,201)	(144,389)
Loans and leases held for investment, net		4,503,726	2,754,737
Retail and certificate loans held for investment at fair value	[1]	87,144	229,719
Other loans held for investment at fair value	[1]	15,057	21,240
Property, equipment and software, net		129,957	97,996
Goodwill		75,717	75,717
Other assets	[1]	495,132	302,546
Total assets		6,775,074	4,900,319
Deposits:
Interest-bearing		4,868,132	2,919,203
Noninterest-bearing		255,374	216,585
Total deposits		5,123,506	3,135,788
Short-term borrowings		4,803	27,780
Advances from Paycheck Protection Program Liquidity Facility (PPPLF)		91,671	271,933
Retail notes, certificates and secured borrowings at fair value	[1]	87,144	229,719
Payable on Structured Program borrowings	[1]	11,185	65,451
Other long-term debt		15,300	15,455
Other liabilities	[1]	320,055	303,951
Total liabilities		5,653,664	4,050,077
Equity
Series A Preferred stock, $0.01 par value; 1,200,000 shares authorized; 0 shares issued and outstanding		0	0
Common stock, $0.01 par value; 180,000,000 shares authorized; 105,088,761 and 101,043,924 shares issued and outstanding, respectively		1,051	1,010
Additional paid-in capital		1,611,627	1,559,616
Accumulated deficit		(451,336)	(717,430)
Treasury stock, at cost; 7,751 and 0 shares, respectively		(98)	0
Accumulated other comprehensive income (loss)		(39,834)	7,046
Total equity		1,121,410	850,242
Total liabilities and equity		$ 6,775,074	$ 4,900,319

[1] Includes amounts in consolidated variable interest entities (VIEs) presented separately in the table below. The following table presents the assets and liabilities of consolidated VIEs, which are included in the Condensed Consolidated Balance Sheets (Balance Sheet) above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation. September 30, 2022December 31, 2021Assets of consolidated VIEs, included in total assets aboveRestricted cash$8,600 $13,462 Loans held for sale at fair value— 41,734  Retail and certificate loans held for investment at fair value 2,940 10,281 Other loans held for investment at fair value6,375 20,929 Other assets 218 584 Total assets of consolidated VIEs$18,133 $86,990 Liabilities of consolidated VIEs, included in total liabilities aboveRetail notes, certificates and secured borrowings at fair value$2,940 $10,281 Payable on Structured Program borrowings11,185 65,451 Other liabilities39 467 Total liabilities of consolidated VIEs$14,164 $76,199