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Business Acquisition - Summary of Income Statement Reclassification Adjustments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net fair value adjustments [1] $ 3,986 $ (105,002) $ (144,273)
Net interest income and fair value adjustments 212,831 [2] 59,328 [2] 98,041
Gain on sales of loans 70,116 30,812 67,716
Non-interest income      
Marketplace revenue 578,580 [2] 245,314 [2] 646,735
Other non-interest income 27,219 [2] 13,442 [2] 13,831
Total non-interest income 605,799 [2] 258,756 [2] 660,566
Interest income      
Interest on loans held for sale [2] 29,540 72,876 109,493
Interest on retail and certificate loans held for investment at fair value [2] 57,684 115,952 214,395
Interest on other loans held for investment at fair value [2] 4,436 7,688 1,104
Interest on securities available for sale [2] 11,025 12,125 14,351
Other interest income [2] 1,170 1,053 6,002
Total interest income 292,832 [2] 209,694 [2] 345,345
Interest expense      
Interest on short-term borrowings [2] 3,677 17,837 26,826
Interest on retail notes, certificates and secured borrowings [2] 57,684 115,952 214,395
Interest on Structured Program borrowings [2] 9,638 16,204 5,070
Interest on other long-term debt [2] 1,774 373 1,013
Total interest expense 80,001 [2] 150,366 [2] 247,304
Total net revenue 818,630 [2] 318,084 [2] 758,607
Provision for credit losses [1] 138,800 [2] 3,382 [2] 0
Non-interest expense      
Compensation and benefits [2] 288,390 252,517 333,628
Marketing [2] 156,142 51,518 235,337
Equipment and software [2] 39,490 26,842 24,927
Occupancy [2] 24,249 27,870 29,367
Depreciation and amortization [2] 44,285 54,030 59,152
Professional services [2] 47,572 41,780 43,010
Other non-interest expense [2] 61,258 47,762 64,077
Total non-interest expense 661,386 [2] 502,319 [2] 789,498
Income tax benefit (136) (79) (201)
Less: Income attributable to noncontrolling interests 0 0 55
LendingClub net income (loss) 18,580 (187,538) (30,745)
Transaction fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue 416,839 207,640 598,760
LendingClub      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Interest income   0 0
Interest expense   0 0
Net fair value adjustments 5,936 0 0
Net interest income and fair value adjustments 10,504 0 0
Gain on sales of loans   0 0
Net investor revenue   0 0
Other revenue   0 0
Total net revenue   0 0
Non-interest income      
Marketplace revenue 115,759 245,314 646,735
Other non-interest income 16,718 13,442 13,831
Total non-interest income 132,477 258,756 660,566
Interest income      
Interest on loans held for sale 11,025 72,876 109,493
Interest on retail and certificate loans held for investment at fair value 57,684 115,952 214,395
Interest on other loans held for investment at fair value 4,436 7,688 1,104
Interest on securities available for sale 8,922 12,125 14,351
Other interest income 26 1,053 6,002
Total interest income 82,093 209,694 345,345
Interest expense      
Interest on short-term borrowings 3,676 17,837 26,826
Interest on retail notes, certificates and secured borrowings 57,684 115,952 214,395
Interest on Structured Program borrowings 9,638 16,204 5,070
Interest on other long-term debt 591 373 1,013
Total interest expense 71,589 150,366 247,304
Net interest income   59,328 98,041
Total net revenue 142,981 318,084 758,607
Provision for credit losses (3,382) 3,382 0
Operating expenses      
Sales and marketing   0 0
Origination and servicing   0 0
Engineering and product development   0 0
Other general and administrative   0 0
Total non-interest expense   0 0
Non-interest expense      
Compensation and benefits 31,010 252,517 333,628
Marketing 5,460 51,518 235,337
Equipment and software 2,459 26,842 24,927
Occupancy 17,751 27,870 29,367
Depreciation and amortization 39,716 54,030 59,152
Professional services 14,666 41,780 43,010
Other non-interest expense 86,977 47,762 64,077
Total non-interest expense 198,039 502,319 789,498
Income (Loss) before income tax benefit   (187,617) (30,891)
Income tax benefit (44,013) (79) (201)
Consolidated net income (loss) (7,663) (187,538) (30,690)
Less: Income attributable to noncontrolling interests     55
LendingClub net income (loss) $ 71,628   (30,745)
LendingClub | Transaction fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   0 0
LendingClub | Investor fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   0 0
LendingClub | LendingClub Historical Presentation      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Interest income   209,694 345,345
Interest expense   (141,503) (246,587)
Net fair value adjustments   (117,247) (144,990)
Net interest income and fair value adjustments   (49,056) (46,232)
Gain on sales of loans   30,812 67,716
Net investor revenue   93,620 146,016
Other revenue   13,442 13,831
Total net revenue   314,702 758,607
Non-interest income      
Marketplace revenue   0 0
Other non-interest income   0 0
Total non-interest income   0 0
Interest income      
Interest on loans held for sale   0 0
Interest on retail and certificate loans held for investment at fair value   0 0
Interest on other loans held for investment at fair value   0 0
Interest on securities available for sale   0 0
Other interest income   0 0
Total interest income   0 0
Interest expense      
Interest on short-term borrowings   0 0
Interest on retail notes, certificates and secured borrowings   0 0
Interest on Structured Program borrowings   0 0
Interest on other long-term debt   0 0
Total interest expense   0 0
Net interest income   0 0
Total net revenue   0 0
Provision for credit losses   0 0
Operating expenses      
Sales and marketing   79,055 279,423
Origination and servicing   71,193 103,403
Engineering and product development   139,050 168,380
Other general and administrative   213,021 238,292
Total non-interest expense   502,319 789,498
Non-interest expense      
Compensation and benefits   0 0
Marketing   0 0
Equipment and software   0 0
Occupancy   0 0
Depreciation and amortization   0 0
Professional services   0 0
Other non-interest expense   0 0
Total non-interest expense   0 0
Income (Loss) before income tax benefit   (187,617) (30,891)
Income tax benefit   (79) (201)
Consolidated net income (loss)   (187,538) (30,690)
Less: Income attributable to noncontrolling interests     55
LendingClub net income (loss)     (30,745)
LendingClub | LendingClub Historical Presentation | Transaction fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   207,640 598,760
LendingClub | LendingClub Historical Presentation | Investor fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   111,864 124,532
LendingClub | Reclassification Adjustments      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Interest income   (209,694) (345,345)
Interest expense   141,503 246,587
Net fair value adjustments   117,247 144,990
Net interest income and fair value adjustments   49,056 46,232
Gain on sales of loans   (30,812) (67,716)
Net investor revenue   (93,620) (146,016)
Other revenue   (13,442) (13,831)
Total net revenue   (314,702) (758,607)
Non-interest income      
Marketplace revenue   245,314 646,735
Other non-interest income   13,442 13,831
Total non-interest income   258,756 660,566
Interest income      
Interest on loans held for sale   72,876 109,493
Interest on retail and certificate loans held for investment at fair value   115,952 214,395
Interest on other loans held for investment at fair value   7,688 1,104
Interest on securities available for sale   12,125 14,351
Other interest income   1,053 6,002
Total interest income   209,694 345,345
Interest expense      
Interest on short-term borrowings   17,837 26,826
Interest on retail notes, certificates and secured borrowings   115,952 214,395
Interest on Structured Program borrowings   16,204 5,070
Interest on other long-term debt   373 1,013
Total interest expense   150,366 247,304
Net interest income   59,328 98,041
Total net revenue   318,084 758,607
Provision for credit losses   3,382 0
Operating expenses      
Sales and marketing   (79,055) (279,423)
Origination and servicing   (71,193) (103,403)
Engineering and product development   (139,050) (168,380)
Other general and administrative   (213,021) (238,292)
Total non-interest expense   (502,319) (789,498)
Non-interest expense      
Compensation and benefits   252,517 333,628
Marketing   51,518 235,337
Equipment and software   26,842 24,927
Occupancy   27,870 29,367
Depreciation and amortization   54,030 59,152
Professional services   41,780 43,010
Other non-interest expense   47,762 64,077
Total non-interest expense   502,319 789,498
Income (Loss) before income tax benefit   0 0
Income tax benefit   0 0
Consolidated net income (loss)   0 0
Less: Income attributable to noncontrolling interests     0
LendingClub net income (loss)     0
LendingClub | Reclassification Adjustments | Transaction fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   (207,640) (598,760)
LendingClub | Reclassification Adjustments | Investor fees      
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]      
Net Revenue   $ (111,864) $ (124,532)
[1] Prior period amounts have been reclassified to conform to the current period presentation. See “Notes to Consolidated Financial Statements Note 1. Summary of Significant Accounting Policies” for additional information.
[2] Prior period amounts have been reclassified to conform to the current period presentation. See “Notes to Consolidated Financial Statements Note 1. Summary of Significant Accounting Policies” for additional information.