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Business Acquisition - Summary of Balance Sheet Reclassification Adjustments (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Assets    
Cash and due from banks $ 35,670 $ 5,197
Interest-bearing deposits in banks 651,456 519,766
Total cash and cash equivalents 687,126 524,963
Restricted cash [1] 76,460 103,522
Securities available for sale at fair value 263,530 142,226
Loans held for sale at fair value 142,370 121,902
Retail and certificate loans held for investment at fair value [1] 229,719 636,686
Other loans held for investment at fair value [1] 21,240 49,954
Property, equipment and software, net 97,996 96,641
Operating lease assets 77,316 74,037
Intangible assets, net 21,181  
Other assets [1] 302,546 187,399
Total assets 4,900,319 1,863,293
Liabilities and Equity    
Operating lease liabilities 91,588 94,538
Payable to investors 22,187 40,286
Short-term borrowings 27,780 104,989
Retail notes, certificates and secured borrowings at fair value [1] 229,719 636,774
Payable on Structured Program borrowings [1] 65,451 152,808
Other liabilities [1] 303,951 244,551
Total liabilities 4,050,077 1,139,122
Equity    
Common stock 1,010 881
Additional paid-in capital 1,609,820 1,508,020
Accumulated deficit (767,634) (786,214)
Accumulated other comprehensive income 7,046 1,484
Total liabilities and equity 4,900,319 1,863,293
LendingClub    
Assets    
Cash and cash equivalents   0
Cash and due from banks 58,284 5,197
Interest-bearing deposits in banks 29,984 519,766
Total cash and cash equivalents 88,268 524,963
Restricted cash 76,540 103,522
Securities available for sale at fair value 57,800 142,226
Loans held for investment at fair value   0
Loans held for investment by the Company at fair value   0
Loans held for sale by the Company at fair value   0
Loans held for sale at fair value 55,799 121,902
Retail and certificate loans held for investment at fair value 229,719 636,686
Other loans held for investment at fair value 21,240 49,954
Accrued interest receivable   0
Property, equipment and software, net 61,572 96,641
Operating lease assets   0
Intangible assets, net   0
Other assets 168,042 187,399
Total assets 1,393,229 1,863,293
Liabilities and Equity    
Accounts payable   0
Accrued interest payable   0
Operating lease liabilities   0
Accrued expenses and other liabilities   0
Payable to investors   0
Credit facilities and securities sold under repurchase agreements   0
Short-term borrowings 27,615 104,989
Retail notes, certificates and secured borrowings at fair value 229,719 636,774
Payable on Structured Program borrowings 65,451 152,808
Other liabilities 150,727 244,551
Total liabilities 488,967 1,139,122
Equity    
Common stock 1,010 881
Additional paid-in capital 1,609,820 1,508,020
Accumulated deficit (714,586) (786,214)
Accumulated other comprehensive income 8,018 1,484
Total equity 904,262 724,171
Total liabilities and equity $ 1,393,229 1,863,293
LendingClub | LendingClub Historical Presentation    
Assets    
Cash and cash equivalents   524,963
Cash and due from banks   0
Interest-bearing deposits in banks   0
Total cash and cash equivalents   0
Restricted cash   103,522
Securities available for sale at fair value   142,226
Loans held for investment at fair value   636,686
Loans held for investment by the Company at fair value   49,954
Loans held for sale by the Company at fair value   121,902
Loans held for sale at fair value   0
Retail and certificate loans held for investment at fair value   0
Other loans held for investment at fair value   0
Accrued interest receivable   5,205
Property, equipment and software, net   96,641
Operating lease assets   74,037
Intangible assets, net   11,427
Other assets   96,730
Total assets   1,863,293
Liabilities and Equity    
Accounts payable   3,698
Accrued interest payable   4,572
Operating lease liabilities   94,538
Accrued expenses and other liabilities   101,457
Payable to investors   40,286
Credit facilities and securities sold under repurchase agreements   104,989
Short-term borrowings   0
Retail notes, certificates and secured borrowings at fair value   636,774
Payable on Structured Program borrowings   152,808
Other liabilities   0
Total liabilities   1,139,122
Equity    
Common stock   881
Additional paid-in capital   1,508,020
Accumulated deficit   (786,214)
Accumulated other comprehensive income   1,484
Total equity   724,171
Total liabilities and equity   1,863,293
LendingClub | Reclassification Adjustments    
Assets    
Cash and cash equivalents   (524,963)
Cash and due from banks   5,197
Interest-bearing deposits in banks   519,766
Total cash and cash equivalents   524,963
Restricted cash   0
Securities available for sale at fair value   0
Loans held for investment at fair value   (636,686)
Loans held for investment by the Company at fair value   (49,954)
Loans held for sale by the Company at fair value   (121,902)
Loans held for sale at fair value   121,902
Retail and certificate loans held for investment at fair value   636,686
Other loans held for investment at fair value   49,954
Accrued interest receivable   (5,205)
Property, equipment and software, net   0
Operating lease assets   (74,037)
Intangible assets, net   (11,427)
Other assets   90,669
Total assets   0
Liabilities and Equity    
Accounts payable   (3,698)
Accrued interest payable   (4,572)
Operating lease liabilities   (94,538)
Accrued expenses and other liabilities   (101,457)
Payable to investors   (40,286)
Credit facilities and securities sold under repurchase agreements   (104,989)
Short-term borrowings   104,989
Retail notes, certificates and secured borrowings at fair value   0
Payable on Structured Program borrowings   0
Other liabilities   244,551
Total liabilities   0
Equity    
Common stock   0
Additional paid-in capital   0
Accumulated deficit   0
Accumulated other comprehensive income   0
Total equity   0
Total liabilities and equity   $ 0
[1] Includes amounts in variable interest entities (VIEs) presented separately in the table below.
The following table presents the assets and liabilities of consolidated VIEs, which are included on the Consolidated Balance Sheets (Balance Sheet) above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation.
December 31,20212020
Assets of consolidated VIEs, included in total assets above
Restricted cash $13,462 $15,983 
Loans held for sale at fair value41,734 98,190 
 Retail and certificate loans held for investment at fair value 10,281 52,620 
Other loans held for investment at fair value20,929 50,102 
Other assets 584 1,270 
Total assets of consolidated VIEs$86,990 $218,165 
Liabilities of consolidated VIEs, included in total liabilities above
Retail notes, certificates and secured borrowings at fair value$10,281 $52,620 
Payable on Structured Program borrowings65,451 152,808 
Other liabilities467 729 
Total liabilities of consolidated VIEs$76,199 $206,157