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Income Taxes - Deferred Tax Assets and Liabilities (Detail) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Deferred tax assets:    
Net operating loss (NOL) carryforwards $ 144,510 $ 163,381
Allowance for loan and lease losses 41,170 0
Stock-based compensation 11,721 10,218
Reserves and accruals 13,051 15,652
Operating lease liabilities 25,807 28,032
Goodwill 14,737 17,375
Intangible assets 0 3,151
Tax credit carryforwards 19,339 18,215
Other 3,492 868
Total deferred tax assets 273,827 256,892
Valuation allowance (223,367) (211,228)
Deferred tax assets – net of valuation allowance 50,460 45,664
Deferred tax liabilities:    
Internally developed software (17,431) (16,956)
Servicing fees (2,452) (2,780)
Operating lease assets (21,614) (22,048)
Leases (6,961) 0
Intangible assets (440) 0
Change in tax method 0 (1,769)
Other (1,562) (2,111)
Total deferred tax liabilities (50,460) (45,664)
Deferred tax asset (liability) – net $ 0 $ 0