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Consolidated Statements of Cash Flows (Parenthetical) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Statement of Cash Flows [Abstract]        
Cash and cash equivalents $ 687,126 $ 524,963    
Restricted cash [1] 76,460 103,522    
Total cash, cash equivalents and restricted cash $ 763,586 $ 628,485 $ 487,122 $ 644,058
[1] Includes amounts in variable interest entities (VIEs) presented separately in the table below.
The following table presents the assets and liabilities of consolidated VIEs, which are included on the Consolidated Balance Sheets (Balance Sheet) above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation.
December 31,20212020
Assets of consolidated VIEs, included in total assets above
Restricted cash $13,462 $15,983 
Loans held for sale at fair value41,734 98,190 
 Retail and certificate loans held for investment at fair value 10,281 52,620 
Other loans held for investment at fair value20,929 50,102 
Other assets 584 1,270 
Total assets of consolidated VIEs$86,990 $218,165 
Liabilities of consolidated VIEs, included in total liabilities above
Retail notes, certificates and secured borrowings at fair value$10,281 $52,620 
Payable on Structured Program borrowings65,451 152,808 
Other liabilities467 729 
Total liabilities of consolidated VIEs$76,199 $206,157