Regulatory Requirements (Tables)

9 Months Ended

Sep. 30, 2021

Regulated Operations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table summarizes the Bank’s regulatory capital amounts and ratios at September 30, 2021 (in millions):

	LendingClub Bank				Required Minimum plus Required CCB for Non-Leverage Ratios
September 30, 2021	Amount		Ratio
CET1 capital	$	453.5	18.0	%	7.0	%
Tier 1 capital	$	453.5	18.0	%	8.5	%
Total capital	$	485.4	19.3	%	10.5	%
Tier 1 leverage	$	453.5	14.1	%	4.0	%
Risk-weighted assets	$	2,514.0	N/A		N/A
Quarterly adjusted average assets	$	3,223.9	N/A		N/A

N/A – Not applicable

The following table presents the regulatory capital and ratios of the Company at September 30, 2021 (in millions):

	LendingClub				Required Minimum plus Required CCB for Non-Leverage Ratios
September 30, 2021	Amount		Ratio
CET1 capital	$	656.2	22.8	%	7.0	%
Tier 1 capital	$	656.2	22.8	%	8.5	%
Total capital	$	708.2	24.6	%	10.5	%
Tier 1 leverage	$	656.2	16.2	%	4.0	%
Risk-weighted assets	$	2,881.1	N/A		N/A
Quarterly adjusted average assets	$	4,049.8	N/A		N/A

N/A – Not applicable