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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2021
Dec. 31, 2020
Assets    
Cash and due from banks $ 22,604 $ 5,197
Interest-bearing deposits in banks 839,547 519,766
Total cash and cash equivalents 862,151 524,963
Restricted cash [1] 77,577 103,522
Securities available for sale at fair value (includes $268,732 and $159,164 at amortized cost, respectively) 274,930 142,226
Loans held for sale at fair value [1] 152,160 121,902
Loans and leases held for investment 2,707,992 0
Allowance for loan and lease losses (104,736) 0
Loans and leases held for investment, net 2,603,256 0
Retail and certificate loans held for investment at fair value [1] 298,541 636,686
Other loans held for investment at fair value [1] 27,229 49,954
Property, equipment and software, net 96,073 96,641
Goodwill 75,717 0
Other assets [1] 283,126 187,399
Total assets 4,750,760 1,863,293
Deposits:    
Interest-bearing 2,614,663 0
Noninterest-bearing 224,056 0
Total deposits 2,838,719 0
Short-term borrowings 46,110 104,989
Advances from Paycheck Protection Program Liquidity Facility (PPPLF) 391,945 0
Retail notes, certificates and secured borrowings at fair value [1] 298,541 636,774
Payable on Structured Program borrowings [1] 89,252 152,808
Other long-term debt 15,563 0
Other liabilities [1] 265,840 244,551
Total liabilities 3,945,970 1,139,122
Equity    
Series A Preferred stock, $0.01 par value; 1,200,000 shares authorized; 0 and 43,000 shares issued and outstanding, respectively 0 0
Common stock, $0.01 par value; 180,000,000 shares authorized; 99,782,192 and 88,149,510 shares issued and outstanding, respectively 998 881
Additional paid-in capital 1,594,646 1,508,020
Accumulated deficit (796,742) (786,214)
Treasury stock, at cost; 4,251 and 0 shares, respectively (92) 0
Accumulated other comprehensive income 5,980 1,484
Total equity 804,790 724,171
Total liabilities and equity $ 4,750,760 $ 1,863,293
[1] Includes amounts in consolidated variable interest entities (VIEs) presented separately in the table below.