Condensed Consolidated Statements of Operations - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021		Jun. 30, 2020
Non-interest income
Marketplace revenue	[1]	$ 151,735,000	$ 18,881,000	$ 233,462,000		$ 121,358,000
Other non-interest income	[1]	6,741,000	2,540,000	12,348,000		7,051,000
Total non-interest income	[1]	158,476,000	21,421,000	245,810,000		128,409,000
Interest income
Interest on loans held for sale	[1]	8,694,000	25,287,000	13,851,000		52,663,000
Interest and fees on loans and leases held for investment	[1]	39,068,000	0	54,369,000		0
Interest on retail and certificate loans held for investment at fair value	[1]	16,014,000	29,700,000	36,276,000		65,076,000
Interest on other loans held for investment at fair value	[1]	1,222,000	2,074,000	2,701,000		4,073,000
Interest on securities available for sale	[1]	2,539,000	3,397,000	4,774,000		7,176,000
Other interest income	[1]	190,000	102,000	346,000		983,000
Total interest income	[1]	67,727,000	60,560,000	112,317,000		129,971,000
Interest expense
Interest on deposits	[1]	1,699,000	0	2,713,000		0
Interest on short-term borrowings	[1]	1,003,000	5,755,000	2,267,000		13,153,000
Interest on retail notes, certificates and secured borrowings	[1]	16,014,000	29,700,000	36,276,000		65,076,000
Interest on Structured Program borrowings	[1]	2,668,000	6,073,000	5,876,000		8,372,000
Interest on other long-term debt	[1]	438,000	95,000	774,000		235,000
Total interest expense	[1]	21,822,000	41,623,000	47,906,000		86,836,000
Net interest income	[1]	45,905,000	18,937,000	64,411,000		43,135,000
Total net revenue	[1]	204,381,000	40,358,000	310,221,000		171,544,000
Provision for (reversal of) credit losses	[1]	34,634,000	(3,511,000)	56,127,000	[2]	7,469,000	[2]
Non-interest expense
Compensation and benefits	[1]	71,925,000	65,797,000	136,345,000		141,342,000
Marketing	[1]	35,107,000	1,814,000	54,652,000		40,895,000
Equipment and software	[1]	9,281,000	8,011,000	17,174,000		14,501,000
Occupancy	[1]	6,157,000	8,962,000	13,057,000		15,775,000
Depreciation and amortization	[1]	11,508,000	16,611,000	23,274,000		29,484,000
Professional services	[1]	11,520,000	9,765,000	23,123,000		23,906,000
Other non-interest expense	[1]	14,641,000	11,380,000	26,766,000		24,411,000
Total non-interest expense	[1]	160,139,000	122,340,000	294,391,000		290,314,000
Income (Loss) before income tax expense		9,608,000	(78,471,000)	(40,297,000)		(126,239,000)
Income tax expense (benefit)		237,000	0	(2,584,000)		319,000
Consolidated net income (loss)		$ 9,371,000	$ (78,471,000)	$ (37,713,000)	[2]	$ (126,558,000)	[2]
Common Stock
Non-interest expense
Net income (loss) per share attributable to common stockholders – Basic ($ per share)	[3]	$ 0.10	$ (0.87)	$ (0.39)		$ (1.98)
Net income (loss) per share attributable to common stockholders – Diluted ($ per share)	[3]	$ 0.09	$ (0.87)	$ (0.39)		$ (1.98)
Weighted-average shares – Basic (shares)	[3]	97,785,089	70,304,166	95,239,769		78,406,162
Weighted-average shares – Diluted (shares)	[3]	102,031,088	70,304,166	95,239,769		78,406,162
Preferred stock
Non-interest expense
Net income (loss) per share attributable to common stockholders – Basic ($ per share)	[3]	$ 0.00	$ (0.87)	$ (0.39)		$ 2.56
Net income (loss) per share attributable to common stockholders – Diluted ($ per share)	[3]	$ 0.00	$ (0.87)	$ (0.39)		$ 2.56
Weighted-average shares – Basic (shares)	[3]	0	19,562,714	1,317,062		11,071,212
Weighted-average shares – Diluted (shares)	[3]	0	19,562,714	1,317,062		11,071,212

[1] Prior period amounts have been reclassified to conform to the current period presentation. See “Notes to Condensed Consolidated Financial Statements – Note 1. Summary of Significant Accounting Policies” for additional information.

[2] Prior period amounts have been reclassified to conform to the current period presentation. See “Notes to Condensed Consolidated Financial Statements – Note 1. Summary of Significant Accounting Policies” for additional information.

[3] See “Notes to Condensed Consolidated Financial Statements – Note 4. Net Income (Loss) Per Share” for additional information.