Prospectus Supplement (Sales Report) No. 53 dated August 21, 2012 to Prospectus dated August 15, 2011 |
Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-151827 |
LendingClub Corporation
Member Payment Dependent Notes
This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following Notes:
Member Payment Dependent Notes Series 58524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
58524 |
$7,200 |
$7,200 |
19.05% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 58524. Member loan 58524 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Arkwright | Debt-to-income ratio: | 2.05% |
Length of employment: | 9 years | Location: | West Warwick, RI |
Home town: | |||
Current & past employers: | Arkwright | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Credit cards are out of here, I am tired of being in debt. I have a girlfriend and her daughter, that I am starting a life with. I will pay all of this off one way or another, but I would rather do it with your help instead of the faceless bank! Can you help me?
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $3,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 774520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
774520 |
$6,000 |
$6,000 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 774520. Member loan 774520 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Alliant Capital | Debt-to-income ratio: | 20.86% |
Length of employment: | 9 years | Location: | North Hills, CA |
Home town: | |||
Current & past employers: | Alliant Capital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Looking for extra cash for our upcoming wedding. Would like this in case of unexpected expenses. Hoping I dont use too much so I can pay off as soon as possible. Thanks.<br>
A credit bureau reported the following information about this borrower member on July 18, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,371.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1030172
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1030172 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1030172. Member loan 1030172 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Trojan Energy Systems | Debt-to-income ratio: | 18.31% |
Length of employment: | 10+ years | Location: | Queensbury, NY |
Home town: | |||
Current & past employers: | Trojan Energy Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > The purpose of this loan is for consolidation of debt and in part, liberation from some unreasonable interest rates. A review of my tax returns will show consistent earnings. A review of my credit history will likewise show all debts are paid timely and without fail.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,377.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1164821
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1164821 |
$8,375 |
$8,375 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1164821. Member loan 1164821 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,781 / month |
Current employer: | Southside | Debt-to-income ratio: | 18.31% |
Length of employment: | 5 years | Location: | Versailles, KY |
Home town: | |||
Current & past employers: | Southside | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > We are working on a debt elimination plan and the first step is to get rid of some ridiculously high credit cards. We will use this loan to pay off some high cards and then snowball the savings into other loans. This will be a shot in the arm to get the ball rolling.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,476.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Like many people we have made mistakes in the past that we are now working on responsibly to rectify. We are paying off debts with a gazelle-like intensity and this loan will help us by paying off some 22% debts so we can attack those debts ASAP. We have paid off all our student loans in the last year with a second job and are now going after the revolving credit balance (which will be closed when paid!). |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We have three credit cards with high interest rates (22%) but relatively low principle ($3000) so we will pay all three cards. This will leave us with less interest and more money to apply to principle on the Lending Club loan and other debts. We have a debt elimination plan in effect, a great credit score (only marred by high debt ratio, not any blemishes) and have never missed a payment on any debt. |
Which debts do you plan to pay off with this loan? | We are paying off a Discover Card, a Barclay Card (used to buy a computer needed for my work; it's a zero interest for a year, so this will remove the debt with no interest) and an hhgregg card used to buy a washing machine (again, this is a zero interest for a year card). This will help us avoid a lot of interest and allow us to pay other debts with less going to interest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have about 16k in reasonable credit cards (9%) that we are attacking, we just paid off our last student loan last year with a second job, a 167k mortgage with a $1300 monthly payment, 5k in high interest cards (22%) that we want to get rid of with this loan. We are finally at a point where we can attack this debt and want to do all we can to get rid of the high interest loans first and start a snowball of debt repayment. We are excited to be responsibly taking control of our finances. |
Member Payment Dependent Notes Series 1214219
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1214219 |
$4,200 |
$4,200 |
11.14% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1214219. Member loan 1214219 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,292 / month |
Current employer: | Stryker | Debt-to-income ratio: | 18.94% |
Length of employment: | 5 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Stryker | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Trying to get my act together and fix stupid college mistakes. I'm using this loan to consolidate some of my credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,773.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | Sorry but I'm not sure why this was categorized under business. This loan is mainly to consolidate debt into a lower interest rate. |
Member Payment Dependent Notes Series 1237686
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1237686 |
$11,550 |
$11,550 |
13.11% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1237686. Member loan 1237686 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,185 / month |
Current employer: | pair Networks, Inc | Debt-to-income ratio: | 16.70% |
Length of employment: | 10+ years | Location: | Pittsburgh, PA |
Home town: | |||
Current & past employers: | pair Networks, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Consolidation of open credit accounts.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $23,278.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1306627
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1306627 |
$14,300 |
$14,300 |
21.49% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1306627. Member loan 1306627 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $20,833 / month |
Current employer: | CGI | Debt-to-income ratio: | 11.42% |
Length of employment: | 4 years | Location: | FREDERICKSBURG, VA |
Home town: | |||
Current & past employers: | CGI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $7,917.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no student loans or lines of credit. i am helping two of my children pay for college currently, one is a freshman and one is a sophomore. My mortgage is around $2500 + $1000 for utilities <br>I have several small credit cards ranging from $3000 to $300 with interest rates from 21-28%. I have 8 revolving accounts and my payment amount that I monthly dedicate to paying these 8 accounts is $800 (I always pay more than the minimum, but with such high interest rates, see very little progress) |
Which debts do you plan to pay off with this loan? | It is my plan to first pay off Juniper which is charging me 28% interest and then chase which is 24% and Barclay bank which is also 24%. Then i will pay off as many of my smaller credit cards off that are all at 21-23% interest as possible. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage payment is $2490.00 <br>My utilities run roughly another $1000 , gas, phone, electricity, trash, cable & internet<br>I have no home equity loans. |
If you have a delinquency in the last 2 years, please explain the reason. | In looking at my credit report the only delinquency i see, is with a creditor called merrick bank. I called them, sent in what was supposed to be the payoff amount of the loan, and asked for the account to be closed. I apparently transposed numbers and still owed .23 cents, which went 30 days without me noticing, since it was an online account, i believed myself to have paid off. I am not aware of any other delinquencies. |
If you have a delinquency in the last 2 years, please explain the reason. | In looking at my credit report the only delinquency i see, is with a creditor called merrick bank. I called them, sent in what was supposed to be the payoff amount of the loan, and asked for the account to be closed. I apparently transposed numbers and still owed .23 cents, which went 30 days without me noticing, since it was an online account, i believed myself to have paid off. I am not aware of any other delinquencies. |
If you have a delinquency in the last 2 years, please explain the reason. | In looking at my credit report the only delinquency i see, is with a creditor called merrick bank. I called them, sent in what was supposed to be the payoff amount of the loan, and asked for the account to be closed. I apparently transposed numbers and still owed .23 cents, which went 30 days without me noticing, since it was an online account, i believed myself to have paid off. I am not aware of any other delinquencies. |
Member Payment Dependent Notes Series 1336235
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1336235 |
$2,000 |
$2,000 |
15.80% |
1.00% |
August 21, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1336235. Member loan 1336235 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Wayfair | Debt-to-income ratio: | 25.62% |
Length of employment: | < 1 year | Location: | BLOOMSBURG, PA |
Home town: | |||
Current & past employers: | Wayfair | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $16,454.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1339435
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1339435 |
$25,000 |
$25,000 |
23.83% |
1.00% |
August 15, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1339435. Member loan 1339435 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | BoA | Debt-to-income ratio: | 20.37% |
Length of employment: | 10+ years | Location: | ROWLETT, TX |
Home town: | |||
Current & past employers: | BoA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $22,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff credit cards |
What is your intended use for the loan proceeds? | Payoff credit cards |
If you have a delinquency in the last 2 years, please explain the reason. | No |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3000 |
Member Payment Dependent Notes Series 1351081
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1351081 |
$5,100 |
$5,100 |
7.90% |
1.00% |
August 21, 2012 |
August 8, 2015 |
August 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1351081. Member loan 1351081 was requested on July 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | jerry sbarro | Debt-to-income ratio: | 6.29% |
Length of employment: | 6 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | jerry sbarro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > pay off my credit card bills,and deal with only lendingclub.<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1363876
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1363876 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 15, 2012 |
August 11, 2015 |
August 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1363876. Member loan 1363876 was requested on July 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | American Signature INC | Debt-to-income ratio: | 22.79% |
Length of employment: | 10+ years | Location: | Joliet, IL |
Home town: | |||
Current & past employers: | American Signature INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/28/12 > I have a couple high interest credit cards that I want to pay off. This will help me tremendously!!!!<br>
A credit bureau reported the following information about this borrower member on July 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,177.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 41.10% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one credit card with a $3,000.00 balance at a 29.99% interest rate that I really want to pay off. The interest rate changed with this card and I want to pay this off. <br>I have another credit card with a $2500.00 and $2700.00 at a 27.99% interest rate<br>I purchased a house about 2 years ago and the taxes increased considerably. I needed to pay the additional escrow and was unfortunetly not completely prepared for this. |
Member Payment Dependent Notes Series 1367201
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1367201 |
$6,975 |
$6,975 |
14.09% |
1.00% |
August 15, 2012 |
August 9, 2015 |
August 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1367201. Member loan 1367201 was requested on July 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.04% |
Length of employment: | n/a | Location: | ROTONDA WEST, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/29/12 > With this loan, I am going to pay off my credit card debt. As the interest rate with Lending Club is much lower, I will pay off the debt much faster this way.<br>
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1372871
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1372871 |
$16,000 |
$16,000 |
18.49% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1372871. Member loan 1372871 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,903 / month |
Current employer: | IRS Federal Gov | Debt-to-income ratio: | 25.57% |
Length of employment: | 10+ years | Location: | washington, DC |
Home town: | |||
Current & past employers: | IRS Federal Gov | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,936.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1374516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1374516 |
$10,000 |
$10,000 |
11.14% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1374516. Member loan 1374516 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Met Council | Debt-to-income ratio: | 25.86% |
Length of employment: | < 1 year | Location: | LONG ISLAND CITY, NY |
Home town: | |||
Current & past employers: | Met Council | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To pay off three credits cards and close them.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,845.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Discover $3,470.31 minimum monthly $94 <br> Old Navy/MasterCard $5,021.19 minimum monthly $177 <br> PayPal (VISA) $2,274.40 minimum monthly $66 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Since the loan is for $10,000, it will cover three credit cards, I still have three credits cards under $1,000. |
Member Payment Dependent Notes Series 1375065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1375065 |
$6,500 |
$6,500 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1375065. Member loan 1375065 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Pure Life Clinic | Debt-to-income ratio: | 20.40% |
Length of employment: | 2 years | Location: | Portland , OR |
Home town: | |||
Current & past employers: | Pure Life Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is for a new car. My 1988 Honda accord is finally ready for retirement after 307,500 miles rocking it on the road! Thanks Honda and thank you investors!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,514.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1379569
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1379569 |
$14,000 |
$14,000 |
15.31% |
1.00% |
August 15, 2012 |
August 3, 2015 |
August 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1379569. Member loan 1379569 was requested on July 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.76% |
Length of employment: | 8 years | Location: | HAMBURG, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/20/12 > consolidate credit cards<br><br> Borrower added on 07/20/12 > I always pay my bills on time and pay more them the minimum. I just want to consolidate this debt and save time and interest and spend my money more wisely.<br>
A credit bureau reported the following information about this borrower member on June 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card type Balance Interest rate Min Payment,Discover 2,988 23 73,MC 1,971 33 84,Mastercard 686 11 25,Mastercard 593 20 19,Visa 1,475 30 49,store card 1,527 28 46,visa 1,172 13 28,store card 743 25 47,store card 1,255 25 32,Visa 1,90919 38 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total mmp for cards included in the loan $441. Total mmp for all creditcards $548 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent $320 Electric Average $120. Gas average $50 Student loan $270. No mortgage, No vehicle payment Phone/cable/internet/cellphones$290 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card type Balance Interest rate Min Payment,Discover 2,988 23 73,MC 1,971 33 84,Mastercard 686 11 25,Mastercard 593 20 19,Visa 1,475 30 49,store card 1,527 28 46,visa 1,172 13 28,store card 743 25 47,store card 1,255 25 32,Visa 1,90919 38 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is 15932 with mmp of 548 interest rates vary from 10.9 to 30 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 320, Electric average 125, gas average 50, phone/cabel/internet/cells 290 insurances 100 month, food about 150 a week No vehicle payment, No mortgage |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card type Balance Interest rate Min Payment,Discover 2,988 23 73,MC 1,971 33 84,Mastercard 686 11 25,Mastercard 593 20 19,Visa 1,475 30 49,store card 1,527 28 46,visa 1,172 13 28,store card 743 25 47,store card 1,255 25 32,Visa 1,90919 38 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is 15932 with mmp of 548 interest rates vary from 10.9 to 30 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total mmp for cards included in the loan $441. Total mmp for all creditcards $548 |
Please explain the reason why you carry a large revolving credit balance. | Stupidity. That this why I am working to change that. We recently went on vacation and I was promised money to pay for it and the person did not follow through on promise. So a good bit is from the vacation. |
Member Payment Dependent Notes Series 1379782
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1379782 |
$35,000 |
$35,000 |
15.31% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1379782. Member loan 1379782 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | CIBER, Inc. | Debt-to-income ratio: | 25.90% |
Length of employment: | 5 years | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | CIBER, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > I would like to consolidate my credit card debt into one simple payment for a fixed period of time so I can pay it off quickly before my son goes to school.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $20,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1383624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1383624 |
$20,000 |
$20,000 |
19.72% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1383624. Member loan 1383624 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Bank of Newyork mellon | Debt-to-income ratio: | 12.24% |
Length of employment: | 4 years | Location: | BURLINGTON, MA |
Home town: | |||
Current & past employers: | Bank of Newyork mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > I am very hard worker,This loan brings me my first goal to achievement.<br>I will use this money very serious.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,873.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly cost of revenue $49000.00 |
If you have a delinquency in the last 2 years, please explain the reason. | No |
If you have a public record on file, please briefly explain the event and its resolution. | No record |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly cost of revenue $49000.00 |
What is your intended use for the loan proceeds? | Improve & expansion of business |
What type of business are you starting? | Car detailing. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly cost of revenue $49000.00 |
Please describe your experience/familiarity with the business you are starting/started? | Same business from last 6 years . I am looking to expand the business. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses.<br>rent include electric,heat,$1500.00,<br>cell phone $70.00<br>car Insurance $ 110.00<br>Food & house hold,car maintaince,gas etc $700.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses.<br>rent include electric,heat,$1500.00,<br>cell phone $70.00<br>car Insurance $ 110.00<br>Food & house hold,car maintaince,gas etc $700.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House rent include heat ,electric $1500.00 |
Please explain the reason why you carry a large revolving credit balance. | I bought equipment that equipment was run only 6 month.so I bought another equipment so too tight.that the only reason. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage . |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan I will pay my creditors which is behind $500.00 each<br>Rest use into business. |
Please describe your experience/familiarity with the business you are starting/started? | Same business from last 6 years . I am looking to expand the business. |
What do you project your monthly expenses for the first 6 months of your business? | For 6 months expense 2400.00 |
What will be the largest expense in the first six months? | To buy equipment |
What do you project your monthly revenues for the first 6 months to be? | Hoping 6 months revenue $30000.00 |
Member Payment Dependent Notes Series 1386344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1386344 |
$4,800 |
$4,800 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1386344. Member loan 1386344 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,083 / month |
Current employer: | CornerStone Real Estate, Inc. | Debt-to-income ratio: | 23.95% |
Length of employment: | 5 years | Location: | fayetteville, NC |
Home town: | |||
Current & past employers: | CornerStone Real Estate, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I'm trying to consolidate some debt, and make some improvements to my home I just bought.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $8,006.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1393806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1393806 |
$16,000 |
$16,000 |
17.27% |
1.00% |
August 21, 2012 |
August 9, 2017 |
August 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1393806. Member loan 1393806 was requested on July 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Gloucester Twp Fire District 4 | Debt-to-income ratio: | 17.94% |
Length of employment: | 8 years | Location: | Bellmawr, NJ |
Home town: | |||
Current & past employers: | Gloucester Twp Fire District 4 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/26/12 > This loan will help me successfully consolidate 4 other loans and/or credit card balances. This loan payment will be over 100$ less per month that what I am currently paying. I will utilize that money to make extra payments.<br>
A credit bureau reported the following information about this borrower member on July 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $11,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own a home, a vehicle, and pay related insurance, utilities and phone bills. My current credit card/loans totall approximately $590/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card/loans totall approximately $590/month. The range from 10%-20% interest. |
Which debts do you plan to pay off with this loan? | I plan on paying off 2 credit cards, one store account/credit card, and one bank personal loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card/loans totall approximately $590/month. The range from 10%-20% interest. |
Please explain the reason why you carry a large revolving credit balance. | I carry large debt due to the fact that my employment just reached a sustainable salary, I have been utilizing credit in order to balance bills/debt for the past few years. With this loan I plan to consolidate that debt and use the difference to make extra payments to make an early payoff. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own a home, a vehicle, and pay related insurance, utilities and phone bills. My current credit card/loans totall approximately $590/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card/loans totall approximately $590/month. The range from 10%-20% interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have an approximate expense amount of 3000 and an income of 3200 per month. Again this loan will assist me in lowering my expenses to approximately 2800/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card/loans totall approximately $590/month. The range from 10%-20% interest. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have an approximate expense amount of 3000 and an income of 3200 per month. Again this loan will assist me in lowering my expenses to approximately 2800/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit card/loans totall approximately $590/month. The range from 10%-20% interest. |
Member Payment Dependent Notes Series 1396752
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1396752 |
$35,000 |
$35,000 |
15.31% |
1.00% |
August 21, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1396752. Member loan 1396752 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,667 / month |
Current employer: | Superior Court of California | Debt-to-income ratio: | 4.54% |
Length of employment: | 10+ years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | Superior Court of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > We would like to put in a pool and patio for our backyard.<br>
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $3,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Housing Expenses include: Mortgage (includes ins. & tax) - 1550, Utilities - 500. No home equity loans or lines of credit. |
Is the improvement to your primary residence or an investment property? | This improvement is on our primary residence. |
If you have a delinquency in the last 2 years, please explain the reason. | I only have one delinquency in the last two years, and it was my daughter's school loan that I co-signed on. She was still in school, and we had provided proof, but something happened (still unclear to me). They were expecting a payment for three months, without sending me a statement. I just accidentally found out they were even expecting a payment by seeing a copy of my yearly free credit report where they reported I wasn't paying. They would not remove the negative report. |
Member Payment Dependent Notes Series 1400111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1400111 |
$19,600 |
$19,600 |
6.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1400111. Member loan 1400111 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Women's Community Clinic | Debt-to-income ratio: | 1.82% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Women's Community Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am building a shared work space for creative people. It provides creative “play” space – space to think, space to experiment, and space to collaborate. I need money to purchase some work tables, stools, and storage cabinets.<br><br> Borrower added on 08/07/12 > I am building a shared work space for creative people. It provides creative “play” space – space to think, space to experiment, and space to collaborate. I need money to purchase some work tables, stools, and storage cabinets.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,908.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | When fully operational - Monthly income $45K from members, Operating costs (utilities, maintenance, management, insurance, taxes, etc.) $10K, Debt service $10K, Net $25K. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Purchasing furniture: work tables, stools, chairs, storage cabinets, and lockers. |
Please describe your experience/familiarity with the business you are starting/started? | I am a creative person who excels at organizational management. I am an artist and author, have a BFA, have run a successful clothing design business, and have extensive experience in the arts community as staff, founder, and Board member of a number of arts organizations. Professionally I specialize in organizational development focusing on financial management. I work with organizations in transition (usually growing) who need systems and structures developed to increase their efficiency. |
Member Payment Dependent Notes Series 1400200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1400200 |
$16,000 |
$16,000 |
19.72% |
1.00% |
August 20, 2012 |
August 2, 2017 |
August 2, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1400200. Member loan 1400200 was requested on July 19, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Title Exchange & Pawn of Dublin, Inc. | Debt-to-income ratio: | 16.83% |
Length of employment: | 10+ years | Location: | DUBLIN, GA |
Home town: | |||
Current & past employers: | Title Exchange & Pawn of Dublin, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/21/12 > I need to consolidate some of my monthly payments, even if it cost more interest in the long run. I have worked for the same company for 19 years and manage my money wisely. I recently bought a home and need to restructure my budget.<br>
A credit bureau reported the following information about this borrower member on July 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approx $14,000 in credit card debt, ave. rate 15.99%, payments total around $325.00/month; mortgage $85,500 at 5%, $520 every month, car loan $7500 at 8.5%, $300/mo.; unsecured loan $9700 at 10%, $350/month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Including mortgage, between $2200-2600 per month. |
What is your intended use for the loan proceeds? | Some of these funds will be used as home imporvement and some to pay off some other bills. |
Member Payment Dependent Notes Series 1400324
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1400324 |
$13,000 |
$13,000 |
18.75% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1400324. Member loan 1400324 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Fundly | Debt-to-income ratio: | 13.53% |
Length of employment: | 2 years | Location: | St. George, UT |
Home town: | |||
Current & past employers: | Fundly | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Been paying on revolving credit for too long. Realized that through Lending Club we could lift this burden, close our revolving lines and provide better for our children instead of worrying about so many bills at once. Thanks for the opportunity, Lending Club members.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $12,720.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $830<br>Car: $300<br>Utilities: ~$160 (Water/Power)<br>Phone: $110 (Cell phones only)<br>Car Insurance: $38<br>Life Insurance (Family): $75<br>Food: ~$150 (Sometimes Less)<br>Internet: $35<br>TV: $50<br><br>We are also looking to pay the cancellation fee for our Dish and cut costs and move to something like Netflix until all of this is paid off to help pay it down quicker. |
Please explain the reason why you carry a large revolving credit balance. | At the time they were for needed repairs on our old vehicle (it has since been sold), as well as home repair i.e air conditioner and some school to cover expenses. That was around 3 years ago. |
Which debts do you plan to pay off with this loan? | Debts will literally be all revolving lines we currently have open. One line of credit, 4 credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | LOC: $5,000 at 15.49% - $110/mo<br>CC: $4,900 at 14.99% - $100/mo<br>CC: $3,600 at 6% - $100/mo<br>CC: $600 at 12% - $35/mo<br>Mortgage: $122,000 at 4.25% (30 yr note) - $830/mo<br><br>Let me know if more is need i.e. phone bills etc. I have posted about this already for your info. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | LOC: $5,000 at 15.49% - $110/mo<br>CC: $4,900 at 14.99% - $100/mo<br>CC: $3,600 at 6% - $100/mo<br>CC: $600 at 12% - $35/mo<br>Mortgage: $122,000 at 4.25% (30 yr note) - $830/mo<br><br>Let me know if more is need i.e. phone bills etc. I have posted about this already for your info. |
Member Payment Dependent Notes Series 1402473
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1402473 |
$8,650 |
$8,650 |
17.77% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1402473. Member loan 1402473 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | ERT | Debt-to-income ratio: | 17.42% |
Length of employment: | 9 years | Location: | West Deptford, NJ |
Home town: | |||
Current & past employers: | ERT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on July 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $12,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Had some personal things arise |
Member Payment Dependent Notes Series 1403202
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1403202 |
$23,500 |
$23,500 |
18.75% |
1.00% |
August 15, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1403202. Member loan 1403202 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | CHASE BRASS COPPER | Debt-to-income ratio: | 22.20% |
Length of employment: | 10+ years | Location: | WEST UNITY, OH |
Home town: | |||
Current & past employers: | CHASE BRASS COPPER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,637.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1407620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1407620 |
$10,000 |
$10,000 |
6.62% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1407620. Member loan 1407620 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Bongards | Debt-to-income ratio: | 13.62% |
Length of employment: | 7 years | Location: | glencoe , MN |
Home town: | |||
Current & past employers: | Bongards | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Loan is for debt consolidation and land investment.<br>
A credit bureau reported the following information about this borrower member on July 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $4,239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1407927
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1407927 |
$21,000 |
$21,000 |
11.14% |
1.00% |
August 16, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1407927. Member loan 1407927 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Supermedia | Debt-to-income ratio: | 1.96% |
Length of employment: | 6 years | Location: | Keizer, OR |
Home town: | |||
Current & past employers: | Supermedia | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > We are purchasing a 25 year established lawn care business as the current owner wants to retire. 90% of the contracts are year round providing steady income for the year.<br><br> Borrower added on 08/09/12 > Purchasing a 25 year established lawn care business as the current owner wants to retire. 90% of the clients are year round contracts. Loan includes all equipment/trailer and vehilce. All debt free.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,392.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | Been aprenticing for the past year with the owner who is selling the business to us. |
Member Payment Dependent Notes Series 1410563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1410563 |
$28,000 |
$28,000 |
23.76% |
1.00% |
August 15, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1410563. Member loan 1410563 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Hawthorne Drug Co. | Debt-to-income ratio: | 26.39% |
Length of employment: | 10+ years | Location: | Watkinsville, GA |
Home town: | |||
Current & past employers: | Hawthorne Drug Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $70,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | no delinquency |
Which debts do you plan to pay off with this loan? | credit card debts due to medical bills. |
Member Payment Dependent Notes Series 1412133
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1412133 |
$5,000 |
$5,000 |
7.90% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1412133. Member loan 1412133 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,963 / month |
Current employer: | Westminster School District | Debt-to-income ratio: | 21.43% |
Length of employment: | 9 years | Location: | HUNTINGTON BEACH, CA |
Home town: | |||
Current & past employers: | Westminster School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > This loan will help me pay off higher interst rate credit cards.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $4,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1412381
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1412381 |
$12,000 |
$12,000 |
11.14% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1412381. Member loan 1412381 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.28% |
Length of employment: | 2 years | Location: | BEVERLY HILLS, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,514.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1412565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1412565 |
$16,425 |
$16,425 |
22.95% |
1.00% |
August 17, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1412565. Member loan 1412565 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | NYS OPWDD | Debt-to-income ratio: | 29.69% |
Length of employment: | 10+ years | Location: | BINGHAMTON, NY |
Home town: | |||
Current & past employers: | NYS OPWDD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Debt consolidation to lower monthly payments<br><br> Borrower added on 08/08/12 > Debt consolidation. I was flooded in September 2011 and lost most of my belongings. In trying to replace things, I would like to now consolidate my payments into one and lower my monthly expenses.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total debt is about $24,000. One personal loan with a balance of approx 7800, the rest of my debt is credit cards with interest rates that range from 14% to 24%. I don't have a mortgage and have no lines of credit. I am trying to consolidate everything into one payment with a 5 year payment. I plan to pay off and close all except cards except my Discover card. My payments are as follows: $268/month for loan and a total of $611/month for the rest of my debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses are as follows: Phone, insurances, food, gas, utilities equal approx $700/month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total debt is about $24,000. One personal loan with a balance of approx 7800, the rest of my debt is credit cards with interest rates that range from 14% to 24%. I don't have a mortgage and have no lines of credit. I am trying to consolidate everything into one payment with a 5 year payment. I plan to pay off and close all except cards except my Discover card. My payments are as follows: $268/month for loan and a total of $611/month for the rest of my debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total debt is about $24,000. One personal loan with a balance of approx 7800, the rest of my debt is credit cards with interest rates that range from 14% to 24%. I don't have a mortgage and have no lines of credit. I am trying to consolidate everything into one payment with a 5 year payment. I plan to pay off and close all except cards except my Discover card. My payments are as follows: $268/month for loan and a total of $611/month for the rest of my debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total debt is about $24,000. One personal loan with a balance of approx 7800, the rest of my debt is credit cards with interest rates that range from 14% to 24%. I don't have a mortgage and have no lines of credit. I am trying to consolidate everything into one payment with a 5 year payment. I plan to pay off and close all except cards except my Discover card. My payments are as follows: $268/month for loan and a total of $611/month for the rest of my debt. |
Which debts do you plan to pay off with this loan? | If fully funded, the personal loan and all of my credit cards. I want to combine all into one payment with a definite payoff period. If not fully funded, I will pay off the personal loan and the two credit cards with the highest monthly payments and the highest rates. Thank you for the question. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current total debt is about $24,000. One personal loan with a balance of approx 7800, the rest of my debt is credit cards with interest rates that range from 14% to 24%. I don't have a mortgage and have no lines of credit. I am trying to consolidate everything into one payment with a 5 year payment. I plan to pay off and close all except cards except my Discover card. My payments are as follows: $268/month for loan and a total of $611/month for the rest of my debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be consolidating several credit card balances and a personal loan into one payment. If fully funded, I will be off and close 3 credit cards leaving one open for emergency purposes. This consolidation will lower my monthly expenses by aproximately $320.00. |
Please explain the reason why you carry a large revolving credit balance. | I was flooded last year in September from Hurricane Lee and lost almost all of my personal/household possessions. In trying to replace necessary things, my balances have gone up and I would like to consolidate with this loan and pay off/close out some of those revolving balances. |
Member Payment Dependent Notes Series 1415282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1415282 |
$35,000 |
$35,000 |
15.31% |
1.00% |
August 17, 2012 |
August 7, 2015 |
August 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1415282. Member loan 1415282 was requested on July 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $25,000 / month |
Current employer: | Thunder Road Films | Debt-to-income ratio: | 6.08% |
Length of employment: | < 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Thunder Road Films | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 20, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $19,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1415484
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1415484 |
$11,125 |
$11,125 |
16.29% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1415484. Member loan 1415484 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | NUK USA LLC | Debt-to-income ratio: | 20.17% |
Length of employment: | 10+ years | Location: | PORTAGE, WI |
Home town: | |||
Current & past employers: | NUK USA LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > To pay off credit cards with high rates.<br>
A credit bureau reported the following information about this borrower member on July 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $18,526.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - 2100<br>Transportation - 450 (Fuel,Insurance & Payment)<br>Utilities - 200 to 250<br>Phone - Employer Paid<br>Food - 300 to 400 |
Member Payment Dependent Notes Series 1416493
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1416493 |
$11,075 |
$11,075 |
7.62% |
1.00% |
August 15, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1416493. Member loan 1416493 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,805 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.44% |
Length of employment: | n/a | Location: | Tonopah, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Thank you investors, I want you all to know I've never filed bankruptsy, defaulted on a loan, I've never been deliquent.<br><br> Borrower added on 08/08/12 > I'd like to pay off a bill with a higher intrest rate and some dr. bills.<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $2,143.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2 houses no payment Utilities 369.00 month phone 75.00 month House Insurance 75.00 a month Car Insurnce 130.00 a month Direct TV 100.00 Taxes 400.00 a year all paid. First credit union 223.00 month and Ft Bayard Credit union 415.00 month I want to pay off Ft. Bayard and some Dr. bills not much. Food and gas are about 350.00 month. I'm retired and so is my husband., He has an old man he takes into town once a week and takes the man's truck and gas. |
Member Payment Dependent Notes Series 1421398
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1421398 |
$14,000 |
$14,000 |
7.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1421398. Member loan 1421398 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Friendship Public Charter School | Debt-to-income ratio: | 8.11% |
Length of employment: | 5 years | Location: | Arlington, VA |
Home town: | |||
Current & past employers: | Friendship Public Charter School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Card 1<br>Balance: $7,667.40<br>Interest Rate: 12.24%<br>Minimum Payment: $133.00<br><br>Card 2<br>Balance: $4360.00<br>Interest Rate: 11.99%<br>Minimum Payment: $65.00<br><br>Card 3<br>Balance: $1686.57<br>Interest Rate: 13.990% (0% until 1/2013)<br>Minimum Payment: $25.00<br><br>Card 4<br>Balance: $1,454.84<br>Interest Rate: 13.9%<br>Minimum Payment: $36.00<br>Balance: <br>Minimum Payment: $25.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current minimum monthly payment for all credit cards is $259, though I generally pay at least double this per month. My monthly payment with this loan will be $438.07. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are:<br>Rent/Utilities: $1500<br>Student Loans: $355<br>Phone: $90<br>Transportation: $100<br>Food: $250 |
Member Payment Dependent Notes Series 1422146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1422146 |
$14,000 |
$14,000 |
13.11% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1422146. Member loan 1422146 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,750 / month |
Current employer: | PIMCO | Debt-to-income ratio: | 12.95% |
Length of employment: | 10+ years | Location: | ALISO VIEJO, CA |
Home town: | |||
Current & past employers: | PIMCO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $17,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1423162
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1423162 |
$19,000 |
$19,000 |
19.72% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1423162. Member loan 1423162 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | PVS International | Debt-to-income ratio: | 19.45% |
Length of employment: | 3 years | Location: | ARLINGTON, VA |
Home town: | |||
Current & past employers: | PVS International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > payments<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 63 |
Revolving Credit Balance: | $17,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is US$19,000. Interest rates varies per credit card from 15.99% APR to 25.24%<br>Current monthly payments per card US$100.00 to US$150 |
Member Payment Dependent Notes Series 1423356
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1423356 |
$14,000 |
$14,000 |
8.90% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1423356. Member loan 1423356 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,750 / month |
Current employer: | Natures Products, Inc. | Debt-to-income ratio: | 18.97% |
Length of employment: | 1 year | Location: | Plantation, FL |
Home town: | |||
Current & past employers: | Natures Products, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Debt consolidation only<br>
A credit bureau reported the following information about this borrower member on July 15, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1424512
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1424512 |
$6,300 |
$6,300 |
16.29% |
1.00% |
August 16, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1424512. Member loan 1424512 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 23.60% |
Length of employment: | 10+ years | Location: | CARRBORO, NC |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,878.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1425193
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1425193 |
$7,200 |
$7,200 |
14.33% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1425193. Member loan 1425193 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | ADCO, CREDIT INC. | Debt-to-income ratio: | 10.61% |
Length of employment: | 7 years | Location: | TARZANA, CA |
Home town: | |||
Current & past employers: | ADCO, CREDIT INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 16, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,964.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1427521
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1427521 |
$11,150 |
$11,150 |
14.09% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1427521. Member loan 1427521 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Adelante Healthcare | Debt-to-income ratio: | 7.25% |
Length of employment: | < 1 year | Location: | Surprise, AZ |
Home town: | |||
Current & past employers: | Adelante Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $19,408.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | 88 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | Was a solo practitioner and hired the wrong person to manage an expansion. They disappeared with money and left behind agreements to pay that I was held responsible for. Had no choice but to start over and this was one motivation to move into employed position with more stability. |
Please explain the reason why you carry a large revolving credit balance. | The current balances mainly represent the costs associated with moving across the country, furnishing a new home and other one time costs of the move for a better employment opportunity. Now that we are through that phase it is time to get them paid off, hopefully at a lower interest rate. |
What is your intended use for the loan proceeds? | To pay off/consolidate credit card debt |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The total minimum monthly payment on the cards to be paid off would be $419.19 and that would give payoff dates at 25, 13 & 15 years. This loan would have a monthly payment of 381.57 and payoff in 3 years. Obviously the interest savings between those 2 options would be substantial. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage inc escrow for taxes and insurance is 2343 (15 yr fixed)<br>Transportation is small (4 mile commute in my Prius)<br>Utilities avg around 300<br>Phone 180<br>Insurance 200<br>Food 400 |
Please explain the reason why you carry a large revolving credit balance. | The current balances mainly represent the costs associated with moving across the country, furnishing a new home and other one time costs of the move for a better employment opportunity. Now that we are through that phase it is time to get them paid off, hopefully at a lower interest rate. |
Member Payment Dependent Notes Series 1427708
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1427708 |
$11,100 |
$11,100 |
11.14% |
1.00% |
August 15, 2012 |
August 3, 2015 |
August 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1427708. Member loan 1427708 was requested on July 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.49% |
Length of employment: | n/a | Location: | WASILLA, AK |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > This loan, when approved, will allow me to "Pay Off" 3 of my cards and being on a 3 year term, will actually be able to be "Debt Free" in 3 years or earlier. at present, with accumulating "Monthly Interest", "pay-off" would be almost impossible.This loan, allows me to "Debt Free" soon, thanks, .. me<br>
A credit bureau reported the following information about this borrower member on July 16, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,785.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1428387
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1428387 |
$23,500 |
$23,500 |
19.05% |
1.00% |
August 17, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1428387. Member loan 1428387 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Reis Law | Debt-to-income ratio: | 17.80% |
Length of employment: | 8 years | Location: | Concord, NH |
Home town: | |||
Current & past employers: | Reis Law | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > Credit card consolidation<br><br> Borrower added on 08/03/12 > credit card consolidation<br>
A credit bureau reported the following information about this borrower member on July 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $18,299.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1428660
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1428660 |
$11,400 |
$11,400 |
8.90% |
1.00% |
August 15, 2012 |
August 10, 2015 |
August 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1428660. Member loan 1428660 was requested on July 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Tulsa overhead door | Debt-to-income ratio: | 11.15% |
Length of employment: | 7 years | Location: | Tulsa, OK |
Home town: | |||
Current & past employers: | Tulsa overhead door | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/27/12 > I am paying off a bank loan that has my '04 ford explorer which is around 4 grand. Also paying off my first loan with lending club which is around 7 grand. The remaining balance would go to pay on my principal on my home mortgage so i can refinance. Lower my rate and go down to a 15 year note.<br>
A credit bureau reported the following information about this borrower member on July 17, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1428940
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1428940 |
$12,000 |
$12,000 |
16.29% |
1.00% |
August 17, 2012 |
July 31, 2015 |
July 31, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1428940. Member loan 1428940 was requested on July 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.21% |
Length of employment: | 10+ years | Location: | BALDWINSVILLE, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 17, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $10,300.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | None |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage & taxes 2800.00, utilities 250.00, food 400, |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA 7200 (250per month) 29%<br>home depot 4100 (100 per mont) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage & taxes 2800.00, utilities 250.00, food 400, |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA 7200 (250per month) 29%<br>home depot 4100 (100 per mont) |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 350.00, the VISA interest rate is to high |
If you have a delinquency in the last 2 years, please explain the reason. | None |
Member Payment Dependent Notes Series 1429348
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1429348 |
$2,900 |
$2,900 |
14.33% |
1.00% |
August 17, 2012 |
August 8, 2015 |
August 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1429348. Member loan 1429348 was requested on July 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Toddlers Park Day Care Center | Debt-to-income ratio: | 6.91% |
Length of employment: | 10+ years | Location: | Mount Vernon , NY |
Home town: | |||
Current & past employers: | Toddlers Park Day Care Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > Loan for daughter for surgery.<br>
A credit bureau reported the following information about this borrower member on July 18, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $850.00, Utilities $350, phone $100, Insurance $50, Food $200 |
Member Payment Dependent Notes Series 1430042
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1430042 |
$10,000 |
$10,000 |
13.11% |
1.00% |
August 16, 2012 |
August 11, 2015 |
August 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1430042. Member loan 1430042 was requested on July 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | kroger | Debt-to-income ratio: | 13.11% |
Length of employment: | 10+ years | Location: | NORTH TAZEWELL, VA |
Home town: | |||
Current & past employers: | kroger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/28/12 > need to payoff high interence credit cards<br>
A credit bureau reported the following information about this borrower member on July 17, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,465.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1430798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1430798 |
$35,000 |
$35,000 |
15.31% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1430798. Member loan 1430798 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Broadcasting Board of Govenors | Debt-to-income ratio: | 8.12% |
Length of employment: | 2 years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Broadcasting Board of Govenors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $61,016.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1431551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1431551 |
$8,875 |
$8,875 |
17.27% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1431551. Member loan 1431551 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Olive Garden | Debt-to-income ratio: | 15.38% |
Length of employment: | 1 year | Location: | OLYPHANT, PA |
Home town: | |||
Current & past employers: | Olive Garden | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > 7 years ago when I started college, I used credit cards as a way to stand on my feet. Now I just want them paid off. Due to high interest rates, I've had a hard time getting the balance down. I currently pay at least $800 a month in credit card payments, so affording $317 a month is not an issue!<br><br> Borrower added on 08/13/12 > Hello there....to everyone who has so far invested, thank you. To those of you who haven't, and are unsure, please take a chance on me. I'm in much need of this loan, and funding is going rather slow. I take great pride in my credit and am always working to improve it. I'm responsible and reliable.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $9,735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit card debt with this loan! I currently pay at least $800 a month in credit card payments, and this loan requires a payment of $317 a month. My plan is to make payments of $600 a month. I will still be paying less every month than I pay now, and I can pay the loan off in 1 1/2 years rather than 3 years!! It will be exciting to see a light at the end of the credit card debt tunnel and have a real plan to become debt free!!! I appreciate your time and help!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently owe a combined total of close to $9000 in credit card debt. This included 6 different credit cards, each with a different interest rate! My total line of credit combined is almost $20,000. I am currently in a rent to own situation, but do not hold a mortgage. I owe approx $14,000 in student loans that I currently pay on. Other than credit cards and student loans, I have no other debt. |
Member Payment Dependent Notes Series 1432446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1432446 |
$10,050 |
$10,050 |
6.62% |
1.00% |
August 15, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1432446. Member loan 1432446 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | Federal Government (FDIC) | Debt-to-income ratio: | 10.68% |
Length of employment: | 3 years | Location: | Rowlett, TX |
Home town: | |||
Current & past employers: | Federal Government (FDIC) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 18, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1432546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1432546 |
$1,200 |
$1,200 |
11.14% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1432546. Member loan 1432546 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Academy Sports and Outdoors | Debt-to-income ratio: | 20.83% |
Length of employment: | 4 years | Location: | ATHENS, GA |
Home town: | |||
Current & past employers: | Academy Sports and Outdoors | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > Im planning on taking my girlfriend on a little weekend getaway for her birthday.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $1,479.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1434161
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1434161 |
$9,175 |
$9,175 |
12.12% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1434161. Member loan 1434161 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,358 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.81% |
Length of employment: | n/a | Location: | SANTA ROSA, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I would like to be able payoff most of my credit card debts. I made some mistakes in the past and need to be wiser about my financial choices in the future. This loan would help me to reduce the stress of juggling different payments at various times during the month. Thanks for regarding my request!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,076.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1434857
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1434857 |
$12,000 |
$12,000 |
17.77% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1434857. Member loan 1434857 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | DSS, Inc | Debt-to-income ratio: | 29.97% |
Length of employment: | 5 years | Location: | North Palm Beach, FL |
Home town: | |||
Current & past employers: | DSS, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > I would like to use this loan for debt consolidation. I would like to pay off and close the following accounts. Lending Club 6,000 Barclay 2,000 Capital One 1,500 HSBC 750. Merrick 1,000 Walmart 300. Macy's 250.<br>
A credit bureau reported the following information about this borrower member on July 19, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $8,250.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | 52 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car 530 Ins 85.00 Food 400.00 |
If you have a public record on file, please briefly explain the event and its resolution. | To my knowledge, I do not have a public record on file. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I plan to use the loan for debt consolidation only.<br><br>Lending Club 6,019.00 Barclay 2,150.00 Capital One 1,500.00 HSBC 750.00 Merrick 1,180.00 <br><br>Walmart 256.00 Macy's 242.00 These are all of my debts, I would like to pay them all off, close them out and have one monthly payment. |
Which debts do you plan to pay off with this loan? | Lending Club 6,019.00 Barclay 2,150.00 Capital One 1,500.00 HSBC 750.00 Merrick 1,180.00 <br><br>Walmart 256.00 Macy's 242.00 These are all of my debts, I would like to pay them all off, close them out and have one monthly payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Lending Club 6,019.00 13% 232.00 Barclay 2,150.00 22% 48.00 Capital One 1,500.00 19% 54.00 HSBC 750.00 22% 22.00 Merrick 1,180.00 23% 59.00 Walmart 256.00 23% 11.00 Macy's 242.00 22% 9.00 These are all of my debts, I would like to pay them all off, close them out and have one monthly payment. I have no mortgage, the only other debt I have is my car and the interest rate is 1.9%. and I owe 32,000. |
Member Payment Dependent Notes Series 1435500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1435500 |
$8,575 |
$8,575 |
8.90% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1435500. Member loan 1435500 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | Lynchburg Steel & Specialty Co | Debt-to-income ratio: | 27.26% |
Length of employment: | 10+ years | Location: | AMHERST, VA |
Home town: | |||
Current & past employers: | Lynchburg Steel & Specialty Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > To pay off some bills that I have had for a long time<br>
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,036.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1435836
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1435836 |
$18,000 |
$18,000 |
19.72% |
1.00% |
August 15, 2012 |
August 3, 2017 |
August 3, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1435836. Member loan 1435836 was requested on July 20, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | DEPARTMENT OF VETERANS AFFAIRS | Debt-to-income ratio: | 6.89% |
Length of employment: | 10+ years | Location: | Washington, DC |
Home town: | |||
Current & past employers: | DEPARTMENT OF VETERANS AFFAIRS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 20, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,908.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | home repairs to a family owned property to rent it out |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2206 mortgage |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Interest rate 4.75%<br>payment 2206<br>owed balance 325,000 |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
What is your intended use for the loan proceeds? | home repairs to a family owned property to rent it out |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2206 mortgage |
What is the home improvement project you are planning? | rebuild driveway, repair family home for rental |
Is the improvement to your primary residence or an investment property? | both |
Is this for a home improvement you have already made, or one that you are planning to make? | both started the projects one rebuild portion of my driveway, and renovate family home to rent out. |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | Interest rate 4.75%<br>payment 2206<br>owed balance 325,000 |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
Is the improvement to your primary residence or an investment property? | both |
What is the home improvement project you are planning? | rebuild driveway, repair family home for rental |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 2206 mortgage<br>750 credit bard bills<br>600 groceries<br>50 gas |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | repair rebuild driveway/renovate family property to rent out |
What is the home improvement project you are planning? | rebuild driveway, repair family home for rental |
Is the improvement to your primary residence or an investment property? | both |
Please explain the reason why you carry a large revolving credit balance. | Not certain what you are referring to. Have some credit card debt due to some funeral expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2206 mortgage |
Is this for a home improvement you have already made, or one that you are planning to make? | both started the projects one rebuild portion of my driveway, and renovate family home to rent out. |
Member Payment Dependent Notes Series 1435858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1435858 |
$17,000 |
$17,000 |
19.05% |
1.00% |
August 21, 2012 |
August 7, 2017 |
August 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1435858. Member loan 1435858 was requested on July 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,833 / month |
Current employer: | McDonald's Corporation | Debt-to-income ratio: | 9.77% |
Length of employment: | 10+ years | Location: | PLAINFIELD, IL |
Home town: | |||
Current & past employers: | McDonald's Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 231,500. monthly 2150.<br>Credit cards 16,000 16 to 21% monthly 500.00 |
Member Payment Dependent Notes Series 1435984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1435984 |
$15,875 |
$15,875 |
18.49% |
1.00% |
August 15, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1435984. Member loan 1435984 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Qualcomm Inc | Debt-to-income ratio: | 22.07% |
Length of employment: | 7 years | Location: | IMPERIAL BEACH, CA |
Home town: | |||
Current & past employers: | Qualcomm Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > For Debt Consolidation with a fixed APR<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $14,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay no rent or mortgage as I live with my brother. $98 for Life insurance. No line of credit. |
Please explain the reason why you carry a large revolving credit balance. | I mostly use my revolging credit when I take vacations or large appliances or electronics. |
If you have a delinquency in the last 2 years, please explain the reason. | I´m sorry but according to my records I don´t have any. Can you please provide details? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The total of all is about 14K or 15K. The highest insterest rate is 35.90%. The reason for this loan is to have one loan, one payment under a fix rate. |
Member Payment Dependent Notes Series 1437307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1437307 |
$8,875 |
$8,875 |
17.27% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1437307. Member loan 1437307 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Dr. Ramin Cocoziello | Debt-to-income ratio: | 22.80% |
Length of employment: | 3 years | Location: | WALLINGTON, NJ |
Home town: | |||
Current & past employers: | Dr. Ramin Cocoziello | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I have been paying high interest rates on 2 credit cards. I would like to be able to pay them off and have only one payment instead of two high ones<br>
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,321.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My TARGET credit card and the CAPITAL ONE and also THE GAP. |
Member Payment Dependent Notes Series 1437427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1437427 |
$10,475 |
$10,475 |
14.09% |
1.00% |
August 17, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1437427. Member loan 1437427 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | King County DAJD | Debt-to-income ratio: | 33.98% |
Length of employment: | 6 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | King County DAJD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 23, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,031.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1437478
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1437478 |
$5,000 |
$5,000 |
17.27% |
1.00% |
August 15, 2012 |
August 4, 2015 |
August 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1437478. Member loan 1437478 was requested on July 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | kamco supply of boston | Debt-to-income ratio: | 19.58% |
Length of employment: | 5 years | Location: | WILLISTON, VT |
Home town: | |||
Current & past employers: | kamco supply of boston | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 21, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,704.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 rent. No phone. Electronics 60. Food I eat at work. INS paid mostly from work only 35 per week from me car payment 350 |
Which debts do you plan to pay off with this loan? | Credit card and old personal loan as well as debit consaladation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 rent. No phone. Electronics 60. Food I eat at work. INS paid mostly from work only 35 per week from me car payment 350 |
Which debts do you plan to pay off with this loan? | Credit card and old personal loan as well as debit consaladation |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 600 rent. No phone. Electronics 60. Food I eat at work. INS paid mostly from work only 35 per week from me car payment 350 |
What is your intended use for the loan proceeds? | Pay off debit |
What is your intended use for the loan proceeds? | Pay off debit |
Member Payment Dependent Notes Series 1437806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1437806 |
$20,000 |
$20,000 |
16.29% |
1.00% |
August 15, 2012 |
August 4, 2017 |
August 4, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1437806. Member loan 1437806 was requested on July 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Stericycle, Inc. | Debt-to-income ratio: | 23.82% |
Length of employment: | 10+ years | Location: | FINDLAY, OH |
Home town: | |||
Current & past employers: | Stericycle, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/21/12 > I am paying several different credit sources and a combined amount with interest was more than it could be. By consolidating it will put my family in a much better situation and may payment much more managable.<br>
A credit bureau reported the following information about this borrower member on July 21, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $23,588.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is $806 per month - 3% rate, Credit Cards total $15,000 and monthly payments on them is roughly $850 per month(I pay more than the minimum) - from 16.99% to 25.99%, Student Loan total is $20,000 with a monthly payment of $242 - 8%, Credit Line total is $4,000 and monthly payment is $150 (I pay more than minimum) - 12.99%, With payments going to so many places it just seems like I can't get anywhere with these. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is $806 per month - 3% rate, Credit Cards total $15,000 and monthly payments on them is roughly $850 per month(I pay more than the minimum) - from 16.99% to 25.99%, Student Loan total is $20,000 with a monthly payment of $242 - 8%, Credit Line total is $4,000 and monthly payment is $150 (I pay more than minimum) - 12.99%, With payments going to so many places it just seems like I can't get anywhere with these. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $1050<br>Student Loans - $242<br>Car Payment - $250<br>Insurances - $240<br>Phone, Internet, TV, and Cell Phone - $240<br>Electric, Gas, and Water - $230<br>Credit Cards & Line of Credit - $1000 (I pay more than the minimum)<br>Car Gas - $150 |
Please explain the reason why you carry a large revolving credit balance. | My wife lost her job while we were having our first child and it took awhile for us to stablize after the baby was born. The credit cards paid the medical bills plus some living expenses before we were able to get back on our feet. We no longer need to use the credit cards and I am now paying more than the minimum payments on the credit cards, but with payments going in so many places and high interst rates it is hard to get anywhere with the balances. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage is $806 per month - 3% rate, Credit Cards total $15,000 and monthly payments on them is roughly $850 per month(I pay more than the minimum) - from 16.99% to 25.99%, Student Loan total is $20,000 with a monthly payment of $242 - 8%, Credit Line total is $4,000 and monthly payment is $150 (I pay more than minimum) - 12.99%, With payments going to so many places it just seems like I can't get anywhere with these. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $1050<br>Student Loans - $242<br>Car Payment - $250<br>Insurances - $240<br>Phone, Internet, TV, and Cell Phone - $240<br>Electric, Gas, and Water - $230<br>Credit Cards & Line of Credit - $1000 (I pay more than the minimum)<br>Car Gas - $150 |
Member Payment Dependent Notes Series 1437904
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1437904 |
$35,000 |
$35,000 |
19.05% |
1.00% |
August 16, 2012 |
August 11, 2015 |
August 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1437904. Member loan 1437904 was requested on July 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $15,833 / month |
Current employer: | Advertising Agency | Debt-to-income ratio: | 8.83% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Advertising Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/28/12 > This loan is to pay off debt accumulated while caring for family.<br>
A credit bureau reported the following information about this borrower member on July 21, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $25,536.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | The loan I am asking for is to cover the only debt I have, split between 3 credit cards. I believe the interest rates range from 9%-15%. I don't have any student loans or a mortgage. I have several lines other lines of credit, but they all carry a zero balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are around 4200.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is only being used for credit card debt consolidation. There are no other needs for the money. |
Member Payment Dependent Notes Series 1438169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1438169 |
$5,000 |
$5,000 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1438169. Member loan 1438169 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Metropolitan Room | Debt-to-income ratio: | 8.34% |
Length of employment: | < 1 year | Location: | astoria, NY |
Home town: | |||
Current & past employers: | Metropolitan Room | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Im trying to start my own business. Thats so hard to do in this economy. Theres no way that Ill be able to do this and improve my life if I have too much money on my credit cards. Ive had to help out everyone in my life and now I am seeing the after affects. Please help me put my life back on track.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,213.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1438956
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1438956 |
$8,250 |
$8,250 |
15.31% |
1.00% |
August 20, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1438956. Member loan 1438956 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | texas solar power commpany | Debt-to-income ratio: | 1.78% |
Length of employment: | 2 years | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | texas solar power commpany | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,695.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Its for home renovations. |
Member Payment Dependent Notes Series 1439375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1439375 |
$1,000 |
$1,000 |
11.14% |
1.00% |
August 17, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1439375. Member loan 1439375 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,333 / month |
Current employer: | Applied Mechanical Systems | Debt-to-income ratio: | 8.78% |
Length of employment: | < 1 year | Location: | PLAINS, PA |
Home town: | |||
Current & past employers: | Applied Mechanical Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,293.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1439528
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1439528 |
$9,600 |
$9,600 |
7.90% |
1.00% |
August 20, 2012 |
August 5, 2015 |
August 5, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1439528. Member loan 1439528 was requested on July 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Law Office | Debt-to-income ratio: | 21.30% |
Length of employment: | 10+ years | Location: | SCOTTSDALE, AZ |
Home town: | |||
Current & past employers: | Law Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/22/12 > I have had a rough year with the passing of my mother I just want to reduce the amounts I owe as I promised her I would<br>
A credit bureau reported the following information about this borrower member on July 22, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off high interest loans/credit cards and close down whatever i can |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loans, already paid them off<br>mortgage,160000... in modification as now under 80% of original loan<br>credit cards, 12000 |
Member Payment Dependent Notes Series 1442019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1442019 |
$12,625 |
$12,625 |
19.05% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1442019. Member loan 1442019 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,467 / month |
Current employer: | Par Hospitality | Debt-to-income ratio: | 19.79% |
Length of employment: | 7 years | Location: | Watertown, MA |
Home town: | |||
Current & past employers: | Par Hospitality | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 52 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $8,748.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card balances are 15325, interest rates range from 18.9 to 29.45 and the monthly payments is around 525. I do not have a mortgage nor do I pay any rent. ( employer provides housing). |
Member Payment Dependent Notes Series 1442391
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1442391 |
$6,850 |
$6,850 |
7.90% |
1.00% |
August 17, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1442391. Member loan 1442391 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 34.08% |
Length of employment: | 10+ years | Location: | CROWN POINT, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > I would like to Refinance a credit card that currently has and apr of 17.90% I have good credit, and have never defaulted on a loan.<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1442864
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1442864 |
$4,875 |
$4,875 |
14.09% |
1.00% |
August 16, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1442864. Member loan 1442864 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.53% |
Length of employment: | n/a | Location: | HAINESPORT, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,855.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1443027
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1443027 |
$12,000 |
$12,000 |
18.75% |
1.00% |
August 16, 2012 |
August 7, 2015 |
August 7, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1443027. Member loan 1443027 was requested on July 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | BUREAU OF LAND MANAGMENT | Debt-to-income ratio: | 26.92% |
Length of employment: | 10+ years | Location: | LEWISTOWN, MT |
Home town: | |||
Current & past employers: | BUREAU OF LAND MANAGMENT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > to pay credit card bills<br><br> Borrower added on 07/25/12 > mortgage is about $1100 utilities $225<br><br> Borrower added on 07/25/12 > insurance and taxes are included with our mortgage we carry a lot of home depot, dell, target, kohls. It is over what we asked for but we asked't we don't use much for transportation. we live in town and i work 2 miles away.<br>
A credit bureau reported the following information about this borrower member on July 24, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $35,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1443189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1443189 |
$14,500 |
$14,500 |
12.12% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1443189. Member loan 1443189 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,067 / month |
Current employer: | Chase | Debt-to-income ratio: | 34.70% |
Length of employment: | 10+ years | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1443675
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1443675 |
$4,000 |
$4,000 |
7.90% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1443675. Member loan 1443675 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | US ARMY/ KCFD / St Lukes hospital EMT | Debt-to-income ratio: | 10.76% |
Length of employment: | 5 years | Location: | KANSAS CITY, MO |
Home town: | |||
Current & past employers: | US ARMY/ KCFD / St Lukes hospital EMT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > For a Motorcycle. I plan on having it paid off much faster than 36months<br><br> Borrower added on 08/09/12 > It's for a 2006 kawaskaki 636, I have enough in the bank to cover the bike in one payment but i like to keep a safety net so i am looking to make payments. i have over 10 years of credit. I pay all my bills early.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $44.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
How much money are you providing out of pocket as a down payment for this purchase? | around 2 thousand. I have enough cash in my bank account to pay it off in one payment but i dont like to use all of my saving just in case of emergency's. |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2006 kawasaki 636, 14xxx miles and Very good condition. |
If you have a public record on file, please briefly explain the event and its resolution. | No public Record on file. I pay all of my bills on time. I never over extend myself. And I keep a heafty reserve at all times for emergencies. |
Member Payment Dependent Notes Series 1443943
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1443943 |
$9,000 |
$9,000 |
14.33% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1443943. Member loan 1443943 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,167 / month |
Current employer: | Marvel Animation | Debt-to-income ratio: | 8.35% |
Length of employment: | 1 year | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Marvel Animation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Consolidating high rate credit cards into a lower rate loan to pay off more quickly.<br><br> Borrower added on 08/13/12 > Working toward putting my finances in order in anticipation of getting married sometime next year. I'd rather not bring a chunk of credit card debt into the house! This will help me pay it off more quickly and at a better rate.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $9,402.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have two credit cards I'm looking to consolidate: one is $4,484 at 29.99% interest, one is $3,488 at 21.99%interest. Monthly payments can be upwards of $400-500 per month. I have an American Express that I pay off each month. I have no student loans or mortgage, but my car payment is $217/month, just refinanced at 4.26%. Thanks! |
Member Payment Dependent Notes Series 1444005
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444005 |
$6,500 |
$6,500 |
11.14% |
1.00% |
August 20, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444005. Member loan 1444005 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,583 / month |
Current employer: | Chicago police dept | Debt-to-income ratio: | 22.82% |
Length of employment: | 8 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Chicago police dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $14,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Pay of my car |
Member Payment Dependent Notes Series 1444189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444189 |
$23,700 |
$23,700 |
14.09% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444189. Member loan 1444189 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,892 / month |
Current employer: | Target Corporation | Debt-to-income ratio: | 15.46% |
Length of employment: | 10+ years | Location: | Hoffman Estates, IL |
Home town: | |||
Current & past employers: | Target Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | We are opening a new business, we already have start up funds. The Lending Club funds would be used towards equipment for our daycare. Thank you for your question and consideration. |
Member Payment Dependent Notes Series 1444237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444237 |
$15,000 |
$15,000 |
14.33% |
1.00% |
August 21, 2012 |
August 8, 2015 |
August 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444237. Member loan 1444237 was requested on July 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Bear Wallow Cafe | Debt-to-income ratio: | 24.60% |
Length of employment: | 10+ years | Location: | Alpine, AZ |
Home town: | |||
Current & past employers: | Bear Wallow Cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > Paying off credit card debt<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $20,312.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1444342
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444342 |
$1,000 |
$1,000 |
7.90% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444342. Member loan 1444342 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,750 / month |
Current employer: | Magna Force- LEVX | Debt-to-income ratio: | 5.47% |
Length of employment: | 1 year | Location: | PORT ANGELES, WA |
Home town: | |||
Current & past employers: | Magna Force- LEVX | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1444596
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444596 |
$18,000 |
$18,000 |
12.12% |
1.00% |
August 16, 2012 |
August 8, 2017 |
August 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444596. Member loan 1444596 was requested on July 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 3.49% |
Length of employment: | 6 years | Location: | Walnut Creek, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/25/12 > Although I just paid off our present car loan, It's time to trade in our very useful truck for a more comfortable family car. We are downsizing and now would like to get a safer, family vehicle...thank you!<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $3,477.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1444677
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1444677 |
$8,575 |
$8,575 |
7.90% |
1.00% |
August 21, 2012 |
August 11, 2015 |
August 11, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1444677. Member loan 1444677 was requested on July 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,117 / month |
Current employer: | n/a | Debt-to-income ratio: | 31.22% |
Length of employment: | n/a | Location: | Beaver Falls, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > This loan is to re-pay a family member a loan they gave me some years back.<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $3,630.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I havd no balances on credit cards and have no student loans. |
Member Payment Dependent Notes Series 1445459
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1445459 |
$17,500 |
$17,500 |
8.90% |
1.00% |
August 21, 2012 |
August 8, 2015 |
August 8, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1445459. Member loan 1445459 was requested on July 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,667 / month |
Current employer: | paul revere transportation | Debt-to-income ratio: | 9.71% |
Length of employment: | 5 years | Location: | revere, MA |
Home town: | |||
Current & past employers: | paul revere transportation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/26/12 > pay off my high interst credit card<br><br> Borrower added on 07/30/12 > Trying to get all my debt under one monthly payment<br><br> Borrower added on 07/30/12 > I really want to save interest on my credit cards. Some of them are charging me a very high interest. I want to get rid of debts as soon as possible.<br>I would appreciate all your help and support in helping me getting out of debts<br>
A credit bureau reported the following information about this borrower member on July 25, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,381.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1446072
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1446072 |
$20,400 |
$20,400 |
18.75% |
1.00% |
August 20, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1446072. Member loan 1446072 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,655 / month |
Current employer: | Sowles Company | Debt-to-income ratio: | 12.24% |
Length of employment: | 10+ years | Location: | HAM LAKE, MN |
Home town: | |||
Current & past employers: | Sowles Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 26, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $12,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off some high interest cards and misc. bills I accumilated in 2010 and part of 2011 when work was slow. |
Please provide additional details regarding the purpose of the loan. | Pay for some bills that were accumilated during the economy hard times |
What is your intended use for the loan proceeds? | To pay off some high interest cards and misc. bills I accumilated in 2010 and part of 2011 when work was slow. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay 2600.00 dollars of the bills and my wife takes care of the rest of the bills and the company I work for pays for my gas. |
Member Payment Dependent Notes Series 1446203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1446203 |
$14,400 |
$14,400 |
22.47% |
1.00% |
August 17, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1446203. Member loan 1446203 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | nexteer automotive | Debt-to-income ratio: | 27.36% |
Length of employment: | 6 years | Location: | BIRCH RUN, MI |
Home town: | |||
Current & past employers: | nexteer automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Consolidation all of my debt into one<br>
A credit bureau reported the following information about this borrower member on July 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $4,421.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Own 5000 on a credit card 200 a month rate is 25. Car loan I own 6000 400 a month rate is 10 |
Which debts do you plan to pay off with this loan? | Two credit cards, and a car loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Own 5000 on a credit card 200 a month rate is 25. Car loan I own 6000 400 a month rate is 10 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Going to use it to pay off all of my credit cards and cancel them .going to use the rest to pay off car loan |
Member Payment Dependent Notes Series 1446223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1446223 |
$29,400 |
$29,400 |
19.72% |
1.00% |
August 16, 2012 |
August 12, 2017 |
August 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1446223. Member loan 1446223 was requested on July 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,583 / month |
Current employer: | army | Debt-to-income ratio: | 15.16% |
Length of employment: | 10+ years | Location: | RAEFORD, NC |
Home town: | |||
Current & past employers: | army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 28, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,134.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt Consolidation |
Please provide additional details regarding the purpose of the loan. | Debt Consolidation |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt Consolidation |
Please explain the reason why you carry a large revolving credit balance. | Always paying minimum amount due. |
Member Payment Dependent Notes Series 1446258
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1446258 |
$6,000 |
$6,000 |
10.16% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1446258. Member loan 1446258 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | New York City Health and Hosp. Corp. | Debt-to-income ratio: | 8.16% |
Length of employment: | 10+ years | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | New York City Health and Hosp. Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $19,626.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1447192
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1447192 |
$18,650 |
$18,650 |
20.49% |
1.00% |
August 15, 2012 |
August 9, 2015 |
August 9, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1447192. Member loan 1447192 was requested on July 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | kelloggs | Debt-to-income ratio: | 20.07% |
Length of employment: | 10+ years | Location: | ZANESVILLE, OH |
Home town: | |||
Current & past employers: | kelloggs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/26/12 > debt consolidation<br>
A credit bureau reported the following information about this borrower member on July 26, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All except mortgage |
What is your intended use for the loan proceeds? | Debt consolidation |
Please explain the reason why you carry a large revolving credit balance. | poor decisions |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay the highest intrest debts to make the debts more managable |
Member Payment Dependent Notes Series 1448053
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448053 |
$18,825 |
$18,825 |
14.09% |
1.00% |
August 15, 2012 |
August 10, 2015 |
August 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448053. Member loan 1448053 was requested on July 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | 24 hour fitness | Debt-to-income ratio: | 11.59% |
Length of employment: | 4 years | Location: | buena park , CA |
Home town: | |||
Current & past employers: | 24 hour fitness | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1448134
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448134 |
$12,250 |
$12,250 |
15.31% |
1.00% |
August 15, 2012 |
August 10, 2015 |
August 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448134. Member loan 1448134 was requested on July 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,996 / month |
Current employer: | n/a | Debt-to-income ratio: | 30.39% |
Length of employment: | n/a | Location: | Racine, WI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/27/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/27/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/27/12 > to consolidate past loan debt<br>
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1974 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1448173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448173 |
$15,000 |
$15,000 |
14.09% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448173. Member loan 1448173 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Moffatt & Nichol | Debt-to-income ratio: | 9.67% |
Length of employment: | 5 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | Moffatt & Nichol | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > Pay off 2 existing 401k loans in order to pull out more from my retirement and pay myself back. Lending Tree would be paid back in full in 2 months or less.<br>
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,930.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Large auto and home repairs that had to be put on credit cards in the last 5 years; single parent of 2 children / both in college. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Loan is to pay off (2) existing loans in my 401(k) in order to pull out funds to pay other debt. I also plan to pay Lending Club the balance in full once this transactions has transpired. |
Which debts do you plan to pay off with this loan? | (2) 401(k) loans / Lening Tree will be paid back in full in 2 months or less depending on how long it takes for the paperwork to process. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am unable to get my response to submit? |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am unable to get my response to submit? |
Member Payment Dependent Notes Series 1448237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448237 |
$22,000 |
$22,000 |
20.49% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448237. Member loan 1448237 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | western maryland hospital center | Debt-to-income ratio: | 25.39% |
Length of employment: | 2 years | Location: | HAGERSTOWN, MD |
Home town: | |||
Current & past employers: | western maryland hospital center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > My loan is to pay off 6 of my bills that I have and by doing this I will be able to save money. Cause my loan amount is less then what I pay on those 6 bills.<br>
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe 1,000 to one credit card. 2400 to another credit card. 2700 to vacation club. 8900 for a personal loan, 3800 to another loan that I didn't plan on getting but had unexpected death in family and used that money for that. 3000 to a student loan. Not sure of interest rates but they are between 11% to 20%monthly payments are as follows: $50,$70,$126,$332,$90,&$100. |
Member Payment Dependent Notes Series 1448302
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448302 |
$23,675 |
$23,675 |
17.77% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448302. Member loan 1448302 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,399 / month |
Current employer: | BMPC | Debt-to-income ratio: | 29.94% |
Length of employment: | 10+ years | Location: | GREENSBURG, PA |
Home town: | |||
Current & past employers: | BMPC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $21,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have any rent, mortgage or home equity loans. My family and I live in a home that is owned by another family member. We are responsible for upkeep, repairs/improvements etc. In exchange for this living arrangement, we care for aging relatives. Utilities ~ $200/mo. This figure includes electricity, water/sewage, trash, gas. I have two auto loans (~$500 ea/mo), student loan of $90/mo, tuition for a child of $500/mo, ~$600/mo is spent on food, $700/gas (long commutes to work). |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have any rent, mortgage or home equity loans. My family and I live in a home that is owned by another family member. We are responsible for upkeep, repairs/improvements etc. In exchange for this living arrangement, we care for aging relatives. Utilities ~ $200/mo. This figure includes electricity, water/sewage, trash, gas. I have two auto loans (~$500 ea/mo), student loan of $90/mo, tuition for a child of $500/mo, ~$600/mo is spent on food, $700/gas (long commutes to work). |
What is the total balance of your credit cards, interest rates and current monthly payments? | $22748.00, interest rates vary; payments per month are ~$900. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy's - $5379<br>JC Penney - $1153<br>Nordstrom - $919<br>Visa - $4697<br>Visa - $2072<br>Loft - $1454<br>Master Card - $487<br>Sam's Club - $3403<br>Visa $3184<br><br>Current monthly payments are ~$900/mo |
Please explain the reason why you carry a large revolving credit balance. | In the past few years there have been several large, unexpected expenditures (two vehicles, major appliances, higher-than-anticipated tuition increases) & unfortunate events (a loss of hours at work and a wage freeze). Department store debt accrued due to clothing purchases necessary to dress after a nearly 100 pound weight loss. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not have any rent, mortgage or home equity loans. My family and I live in a home that is owned by another family member. We are responsible for upkeep, repairs/improvements etc. In exchange for this living arrangement, we care for aging relatives. Utilities ~ $200/mo. This figure includes electricity, water/sewage, trash, gas. I have two auto loans (~$500 ea/mo), student loan of $90/mo, tuition for a child of $500/mo, ~$600/mo is spent on food, $700/gas (long commutes to work). |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have any rent, mortgage or home equity loans. My family and I live in a home that is owned by another family member. We are responsible for upkeep, repairs/improvements etc. In exchange for this living arrangement, we care for aging relatives. Utilities ~ $200/mo. This figure includes electricity, water/sewage, trash, gas. I have two auto loans (~$500 ea/mo), student loan of $90/mo, tuition for a child of $500/mo, ~$600/mo is spent on food, $700/gas (long commutes to work). |
Please explain the reason why you carry a large revolving credit balance. | In the past few years there have been several large, unexpected expenditures (two vehicles, major appliances, higher-than-anticipated tuition increases) & unfortunate events (a loss of hours at work and a wage freeze). Department store debt accrued due to clothing purchases necessary to dress after a nearly 100 pound weight loss. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Macy's - $5379<br>JC Penney - $1153<br>Nordstrom - $919<br>Visa - $4697<br>Visa - $2072<br>Loft - $1454<br>Master Card - $487<br>Sam's Club - $3403<br>Visa $3184<br><br>We are currently paying ~$1000/mo. This loan will reduce the monthly payment to ~$850/mo. While the reduced monthly amount is not enormous, we are looking at the long-term benefit of not owing money when this loan is paid off in ~3 years. |
What is your intended use for the loan proceeds? | The loan will be used to pay credit card debt that accrued during a time of unexpected expenditures (2 cars, appliances, tuition increases) & unfortunate events (a reduction in salary due to a loss of hours and a 3 year wage freeze). |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Macy's - $5379<br>JC Penney - $1153<br>Nordstrom - $919<br>Visa - $4697<br>Visa - $2072<br>Loft - $1454<br>Master Card - $487<br>Sam's Club - $3403<br>Visa $3184<br><br>Current monthly payments are ~$900/mo |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Macy's - $5379<br>JC Penney - $1153<br>Nordstrom - $919<br>Visa - $4697<br>Visa - $2072<br>Loft - $1454<br>Master Card - $487<br>Sam's Club - $3403<br>Visa $3184<br><br>We are currently paying ~$1000/mo. This loan will reduce the monthly payment to ~$850/mo. While the reduced monthly amount is not enormous, we are looking at the long-term benefit of not owing money when this loan is paid off in ~3 years. |
Member Payment Dependent Notes Series 1448414
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448414 |
$35,000 |
$35,000 |
17.27% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448414. Member loan 1448414 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | Innovative Turnaround Controls | Debt-to-income ratio: | 2.75% |
Length of employment: | 1 year | Location: | Freeport, TX |
Home town: | |||
Current & past employers: | Innovative Turnaround Controls | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > using money to expand my corporate safety business. I have owned it for 3 years and am growing, so need money for additional working capital, advertising, etc. I appreciate your help!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,193.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1448451
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448451 |
$3,500 |
$3,500 |
12.12% |
1.00% |
August 15, 2012 |
August 10, 2015 |
August 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448451. Member loan 1448451 was requested on July 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | lehigh valley hospital | Debt-to-income ratio: | 28.13% |
Length of employment: | 2 years | Location: | Allentown , PA |
Home town: | |||
Current & past employers: | lehigh valley hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1448762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448762 |
$23,000 |
$23,000 |
22.47% |
1.00% |
August 15, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448762. Member loan 1448762 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,292 / month |
Current employer: | Treasury Dept | Debt-to-income ratio: | 17.79% |
Length of employment: | 10+ years | Location: | bowie, MD |
Home town: | |||
Current & past employers: | Treasury Dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $108,072.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not aware of it. when u say delinquent, do u mean 60 or more days pass due. |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not aware of it. when u say delinquent, do u mean 60 or more days pass due. |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not aware of it. when u say delinquent, do u mean 60 or more days pass due. |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not aware of it. when u say delinquent, do u mean 60 or more days pass due. |
Member Payment Dependent Notes Series 1448877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1448877 |
$22,000 |
$22,000 |
13.11% |
1.00% |
August 21, 2012 |
August 10, 2015 |
August 10, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1448877. Member loan 1448877 was requested on July 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Olathe Medical Center | Debt-to-income ratio: | 15.79% |
Length of employment: | 5 years | Location: | Olathe, KS |
Home town: | |||
Current & past employers: | Olathe Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > Credit card refinance with lower interst rate and one monthly payment with an end in sight.<br>
A credit bureau reported the following information about this borrower member on July 27, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,751.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Critical life changing circumstances requring the use of credit to restructure my daily life. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $9600, interest rate 0% until Aug 2012, min payment $98<br>Visa, $2547, interest rate 0% until Fall 2012, min payment $76<br>Visa, $13,000, interest has varied from 14% to 19% to 24% over recent years, min payment $350. This is the card I want to pay off first, I have had it the longest, but it is not a benefit to me. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage $1800/mo<br>Gas $60-$200/mo depending on season<br>Electric $60-$200/mo depending on season<br>Water $60-120/mo depending on season<br>Car $438/mo<br>Car insurance $400/year<br>Daycare is my largest expense, $600/mo during school year and $1300/mo during summer months |
Please explain the reason why you carry a large revolving credit balance. | Unforseen life circumstances leading to a restructure of my life and needs for basic daily living. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I have already answered this question once....<br>Mortgage $1800<br>Car $438<br>Car Insurance $400/yr<br>Gas $60-$200 depending on season<br>Electric $60-200 depending on season<br>Water $60-120 depending on season<br>Day care is my greatest expense running $600/mo during school year and $1300/mo during summer months |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa, $9600, interest rate 0% until Aug 2012, min payment $98<br>Visa, $2547, interest rate 0% until Fall 2012, min payment $76<br>Visa, $13,000, interest has varied from 14% to 19% to 24% over recent years, min payment $350. This is the card I want to pay off first, I have had it the longest, but it is not a benefit to me. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimums is about $600 currently. This loan will allow me to consolidate and pay lower interest in one monthly payment. I like having the set payment structure with payment end in sight. I want to be out of debt as much as I can and as soon as possible. |
Member Payment Dependent Notes Series 1449021
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1449021 |
$17,000 |
$17,000 |
19.05% |
1.00% |
August 17, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1449021. Member loan 1449021 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Banner Estrella Medical Center | Debt-to-income ratio: | 15.80% |
Length of employment: | 5 years | Location: | GOODYEAR, AZ |
Home town: | |||
Current & past employers: | Banner Estrella Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $7,013.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1449088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1449088 |
$7,000 |
$7,000 |
12.12% |
1.00% |
August 17, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1449088. Member loan 1449088 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,248 / month |
Current employer: | Valdosta Flying Service | Debt-to-income ratio: | 21.31% |
Length of employment: | 2 years | Location: | Valdosta, GA |
Home town: | |||
Current & past employers: | Valdosta Flying Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $20,533.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1449333
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1449333 |
$35,000 |
$35,000 |
13.11% |
1.00% |
August 20, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1449333. Member loan 1449333 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.33% |
Length of employment: | 2 years | Location: | evans mills, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $37,033.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1449922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1449922 |
$8,000 |
$8,000 |
15.80% |
1.00% |
August 20, 2012 |
August 12, 2015 |
August 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1449922. Member loan 1449922 was requested on July 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Local Labors Union 91 | Debt-to-income ratio: | 15.66% |
Length of employment: | 10+ years | Location: | NIAGARA FALLS, NY |
Home town: | |||
Current & past employers: | Local Labors Union 91 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/30/12 > I would like to take out a loan to pay off multiple credit cards with high interest rates. I want to consolidate into one lower payment.<br>
A credit bureau reported the following information about this borrower member on July 29, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,249.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Me and my fiance did a lot of remolding in our house |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan to pay off high interest rate credit cards so that I have one monthly payment. |
Which debts do you plan to pay off with this loan? | I plan on paying off Home Depot Credit card, Walmart credit card, Bank of <br>America and Chase. They have high interest rates and I would like to consolidate into one payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any student loans. The interest rates on the credit cards that I would like to pay off are between 20 and 29% APR. I owe approx 10,000 in credit cards. I plan to use the loan to pay off as much of the credit cards as possible. I just want to lower the interest a little and bundle it into one monthly payment. I do not have any other lines of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $350 utilities<br>$200 gas/monthly<br>$300 food<br>$130 insurance<br>75 life insurance<br>$450-500 credit card payments (the purpose of the loan is to consolidate credit cards into one lower payment and get rid of this) |
Please explain the reason why you carry a large revolving credit balance. | Me and my fiance did a lot of remolding in our house |
Which debts do you plan to pay off with this loan? | I plan on paying off Home Depot Credit card, Walmart credit card, Bank of <br>America and Chase. They have high interest rates and I would like to consolidate into one payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have any student loans. The interest rates on the credit cards that I would like to pay off are between 20 and 29% APR. I owe approx 10,000 in credit cards. I plan to use the loan to pay off as much of the credit cards as possible. I just want to lower the interest a little and bundle it into one monthly payment. I do not have any other lines of credit. |
Member Payment Dependent Notes Series 1450010
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1450010 |
$16,000 |
$16,000 |
8.90% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1450010. Member loan 1450010 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | NewBay Media | Debt-to-income ratio: | 12.65% |
Length of employment: | 6 years | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | NewBay Media | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I intend to use the loan to refinance some consumer debt at a lower rate which incurred from home improvements and car repair over the past 12 months.<br>
A credit bureau reported the following information about this borrower member on July 28, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, I submitted an answer to this question including all of the specifics that you requested, but received a notice from Lending Club, that the financial information (I'm assuming the balances information?) was too specific and not in compliance with the Lending Club privacy policy. So, I'll try to be vague enough to be in compliance, and hopefully,specific enough for you. Basically, the amount of the loan I'm requesting, coupled with a bit of my savings will wipe out my consumer debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, I submitted an answer to this question including all of the specifics that you requested, but received a notice from Lending Club, that the financial information (I'm assuming the balances information?) was too specific and not in compliance with the Lending Club privacy policy. So, I'll try to be vague enough to be in compliance, and hopefully,specific enough for you. Basically, the amount of the loan I'm requesting, coupled with a bit of my savings will wipe out my consumer debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm not sure how specific I can be because when I have given specific examples in the past, they have been in violation of Lending Club policies, but my combined mortgage, maintenance and utilities are approximately 24% of monthly income. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, I submitted an answer to this question including all of the specifics that you requested, but received a notice from Lending Club, that the financial information (I'm assuming the balances information?) was too specific and not in compliance with the Lending Club privacy policy. So, I'll try to be vague enough to be in compliance, and hopefully,specific enough for you. Basically, the amount of the loan I'm requesting, coupled with a bit of my savings will wipe out my consumer debt. |
Which debts do you plan to pay off with this loan? | Just American express. It's the only significant balance I carry. I have another bank card that has a balance a zero interest until 6/2013, which I will pay with savings prior to that date. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I'm not sure how specific I can be because when I have given specific examples in the past, they have been in violation of Lending Club policies, but my combined mortgage, maintenance and utilities are approximately 24% of monthly income. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hi, I submitted an answer to this question including all of the specifics that you requested, but received a notice from Lending Club, that the financial information (I'm assuming the balances information?) was too specific and not in compliance with the Lending Club privacy policy. So, I'll try to be vague enough to be in compliance, and hopefully,specific enough for you. Basically, the amount of the loan I'm requesting, coupled with a bit of my savings will wipe out my consumer debt. |
Member Payment Dependent Notes Series 1450088
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1450088 |
$14,125 |
$14,125 |
15.31% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1450088. Member loan 1450088 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | Escarpment Business Company | Debt-to-income ratio: | 16.16% |
Length of employment: | 4 years | Location: | Lockport, NY |
Home town: | |||
Current & past employers: | Escarpment Business Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Pay bills and home improvement<br>
A credit bureau reported the following information about this borrower member on July 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,999.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 38.70% | Months Since Last Record: | 105 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Home improvement and pay some bills |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage or rent |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Bills and home improvement |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 100 for cable |
Please explain the reason why you carry a large revolving credit balance. | Wanted to build credit and have a partner of 12 years who's is involved as well |
If you have a public record on file, please briefly explain the event and its resolution. | Not sure what that means |
Member Payment Dependent Notes Series 1450322
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1450322 |
$10,750 |
$10,750 |
10.16% |
1.00% |
August 17, 2012 |
August 12, 2015 |
August 12, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1450322. Member loan 1450322 was requested on July 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | medical services of america | Debt-to-income ratio: | 19.03% |
Length of employment: | n/a | Location: | Martinez, GA |
Home town: | |||
Current & past employers: | medical services of america | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 29, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1451141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1451141 |
$6,250 |
$6,250 |
12.12% |
1.00% |
August 20, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1451141. Member loan 1451141 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,903 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.12% |
Length of employment: | n/a | Location: | STATENVILLE, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/30/12 > had a lot of emer gencies the last 2 years , therefore have a lot of credit card debt . would like to clear them all up n have just 1 payment so i can live better<br>
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 65 |
Revolving Credit Balance: | $12,769.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1451307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1451307 |
$9,000 |
$9,000 |
7.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1451307. Member loan 1451307 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | United States Air Force | Debt-to-income ratio: | 15.27% |
Length of employment: | 10+ years | Location: | Fort Walton Beach, FL |
Home town: | |||
Current & past employers: | United States Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Credit Card Consolidation. The Lending Club APR is much lower than all of my credit cards, so I received a loan and was paying a lower rate and paid all of my debt off much quicker.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,167.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have $7400 balance on a credit card with a $7500 limit. The APR on that is 12.95%. The minimum payment is $102/month, but I pay $200. I also used Bill Me Later for PayPal ( a revolving credit line) and currently have a $1000 balance on a $1500 limit with an APR of 19.99%. The payment is $35/month, but I pay $100. |
Member Payment Dependent Notes Series 1451587
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1451587 |
$14,575 |
$14,575 |
12.12% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1451587. Member loan 1451587 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | Dept of Corrections | Debt-to-income ratio: | 15.55% |
Length of employment: | 9 years | Location: | pendleton, OR |
Home town: | |||
Current & past employers: | Dept of Corrections | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1451749
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1451749 |
$20,000 |
$20,000 |
16.29% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1451749. Member loan 1451749 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 29.20% |
Length of employment: | n/a | Location: | Delano, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $24,190.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1451792
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1451792 |
$11,000 |
$11,000 |
6.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1451792. Member loan 1451792 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Beechar Carlsom | Debt-to-income ratio: | 7.28% |
Length of employment: | 2 years | Location: | Alpharetta, GA |
Home town: | |||
Current & past employers: | Beechar Carlsom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,488.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - Outstanding Balance $5292.71, Interest Rate 12.99%, Current Minimum monthly payment $118.00<br>Visa - Outstanding Balance $4915.08, Interest Rate 13.24%, Current Minimum monthly payment $97.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payments for all credit cards $215.00<br>Total mimimum monthly payment for this loan and payoff $337.75 |
Please explain the reason why you carry a large revolving credit balance. | Medical expenses not covered by insurance had caused me to use revolving credit as funding. |
Member Payment Dependent Notes Series 1452059
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452059 |
$9,600 |
$9,600 |
6.03% |
1.00% |
August 16, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452059. Member loan 1452059 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Diablo Construction | Debt-to-income ratio: | 9.00% |
Length of employment: | 10+ years | Location: | EL CAJON, CA |
Home town: | |||
Current & past employers: | Diablo Construction | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the loan for 1 purpose, to pay off a high interest credit card. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | It is a Visa with a monthly payment of almost $300.00. Can't seem to get out from under it because that payment is is almost all interest. |
What is the total balance of your credit cards, interest rates and current monthly payments? | This is the only credit card we carry a balance on, the rest get paid within a month or two of using them. The rate is 19% even though I have been with this company for over 15 years. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will allow me to payoff the only credit card i carry a balance on. If I use other cards I am always able to pay them in full each month (try not to charge purchases if possible). This payment will only be $50 more than my minimum payment on the existing credit card. As you know, my minimum balance doesn't reduce the principal very much so I just can't seem to get out from under this one. Thank you!! |
Member Payment Dependent Notes Series 1452061
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452061 |
$6,000 |
$6,000 |
15.31% |
1.00% |
August 15, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452061. Member loan 1452061 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Judy's on cherry | Debt-to-income ratio: | 26.01% |
Length of employment: | 10+ years | Location: | Reading, PA |
Home town: | |||
Current & past employers: | Judy's on cherry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/01/12 > My son is getting married on St.Patty,s day . His wife is a phys. ed teacher who was sadly laid off because of educ. budget cuts in our state. They are not planning a huge wedding, but this has put a real black cloud over them and their savings .I would so love to help them on this special day...<br>
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1452299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452299 |
$12,000 |
$12,000 |
11.14% |
1.00% |
August 15, 2012 |
August 14, 2017 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452299. Member loan 1452299 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,333 / month |
Current employer: | EMI | Debt-to-income ratio: | 20.88% |
Length of employment: | < 1 year | Location: | HOMESTEAD, FL |
Home town: | |||
Current & past employers: | EMI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/31/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/31/12 > I would like to purchase repairs on my sailboat and other things<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $60,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1452582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452582 |
$10,000 |
$10,000 |
14.09% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452582. Member loan 1452582 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,293 / month |
Current employer: | Kforce Staffing and Solutions | Debt-to-income ratio: | 28.30% |
Length of employment: | < 1 year | Location: | LITTLETON, CO |
Home town: | |||
Current & past employers: | Kforce Staffing and Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,226.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1452730
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452730 |
$14,000 |
$14,000 |
19.05% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452730. Member loan 1452730 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Sprouts Farmers Market | Debt-to-income ratio: | 25.43% |
Length of employment: | 5 years | Location: | TORRANCE, CA |
Home town: | |||
Current & past employers: | Sprouts Farmers Market | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I want to payoff higher interest accounts that I am only able to make minimum payments on, with a majority of the monthly payments only going towards high interest % rates. I love the lowered rate offered to me by LC in order to actually have my debt paid off very soon! :)<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CitiBank - $5500/29.99%<br>OneMain Financial - $4800/35%<br>Macys - $1200/24.5%<br>Target - $1000/22.9%<br>Capital One - $500/22.9% |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | In addition to these accounts I want to consolidate, I have a car payment I pay for. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using this money to pay off all high interest accounts and close completely. I have 4 credit cards and a personal loan I will be paying off. |
Which debts do you plan to pay off with this loan? | I am using this money to pay off all high interest accounts and close completely. I have 4 credit cards and a personal loan I will be paying off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CitiBank - $5500/29.99%<br>OneMain Financial - $4800/35%<br>Macys - $1200/24.5%<br>Target - $1000/22.9%<br>Capital One - $500/22.9% |
Member Payment Dependent Notes Series 1452737
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452737 |
$5,750 |
$5,750 |
12.12% |
1.00% |
August 21, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452737. Member loan 1452737 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Veneto West LLC | Debt-to-income ratio: | 7.63% |
Length of employment: | 4 years | Location: | FAIRFIELD, CA |
Home town: | |||
Current & past employers: | Veneto West LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1452797
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1452797 |
$7,000 |
$7,000 |
11.14% |
1.00% |
August 15, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1452797. Member loan 1452797 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 22.19% |
Length of employment: | 1 year | Location: | Henderson, NV |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,605.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1453030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453030 |
$10,000 |
$10,000 |
10.16% |
1.00% |
August 17, 2012 |
August 13, 2015 |
August 13, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453030. Member loan 1453030 was requested on July 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | JCPenney | Debt-to-income ratio: | 21.30% |
Length of employment: | < 1 year | Location: | Asheville, NC |
Home town: | |||
Current & past employers: | JCPenney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $9,879.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1453041
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453041 |
$13,000 |
$13,000 |
19.05% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453041. Member loan 1453041 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Bill Howe Plumbing | Debt-to-income ratio: | 20.05% |
Length of employment: | 3 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Bill Howe Plumbing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 30, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $17,155.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are rent, phone, insurance and food. They total a monthly expense of approx. $1200.00. |
Please explain the reason why you carry a large revolving credit balance. | Paying only the min. payment is not bringing the balance down. By getting this loan it is the same as my min. payment. However, I know that in three years it will be paid off. |
Which debts do you plan to pay off with this loan? | Discover card and Springleaf financial |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Discover card $8600 30% 250.00<br>Springleaf $4000 23% 200.00 |
Which debts do you plan to pay off with this loan? | Discover card and Springleaf financial |
Member Payment Dependent Notes Series 1453276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453276 |
$18,000 |
$18,000 |
18.49% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453276. Member loan 1453276 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Incisent Technologies | Debt-to-income ratio: | 14.38% |
Length of employment: | 2 years | Location: | FORT MYERS, FL |
Home town: | |||
Current & past employers: | Incisent Technologies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 53 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,243.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | 94 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards are 15-18%. This loan will be used to pay off the credit cards. Student loans will ramain as they are at 3% and balance is around 7000. Line of credit will remain as it is at 6.5%. Mortgage is 4% |
Member Payment Dependent Notes Series 1453520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453520 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 17, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453520. Member loan 1453520 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,500 / month |
Current employer: | BERLINE | Debt-to-income ratio: | 26.59% |
Length of employment: | 6 years | Location: | WASHINGTON, MI |
Home town: | |||
Current & past employers: | BERLINE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/31/12 > This loan is to consolidate credit card debt.<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $14,430.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One - Visa, Capital One Mastercard (2), Chase Visa, HSBC Mastercard and Wells Fargo Cash on Demand card. These all total approximately $11,435. I will get back to you with interest rates and monthly payments as soon as I look all of that up. As to mortgage, it is not in my name. In addition to these credit cards, I have two cars in my name, thru Ford Credit and the two monthly payments are: $479.92 and $716.93. They are both Lincolns. |
Which debts do you plan to pay off with this loan? | Capital One-Visa, Capital One- Mastercard (2), Chase Visa, HSBC Mastercard and a Wells Fargo Cash on Demand card. These all total approximately $11,435. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One - Visa, Capital One Mastercard (2), Chase Visa, HSBC Mastercard and Wells Fargo Cash on Demand card. These all total approximately $11,435. I will get back to you with interest rates and monthly payments as soon as I look all of that up. As to mortgage, it is not in my name. In addition to these credit cards, I have two cars in my name, thru Ford Credit and the two monthly payments are: $479.92 and $716.93. They are both Lincolns. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses consist of 6 credit cards, two cars and car insurance. The minimum amount that has to be paid on the cards totals $384. However, since at least January of this year, I have been paying more than the minimum. Monthly car payments for BOTH: $1,200.00. Car insurance I pay for: $300 per month. The mortgage and utilities are not in my name. So total payments I would HAVE to pay per month: $1,885. |
Member Payment Dependent Notes Series 1453619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453619 |
$18,000 |
$18,000 |
13.11% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453619. Member loan 1453619 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | United Way of Southwest New Mexico | Debt-to-income ratio: | 16.06% |
Length of employment: | 4 years | Location: | Organ, NM |
Home town: | |||
Current & past employers: | United Way of Southwest New Mexico | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > Consolidating a few outstanding credit card balances to get them paid off quicker and at a much better rate. Thank you so much for your consideration!<br>
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $9,874.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1453748
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453748 |
$9,500 |
$9,500 |
13.11% |
1.00% |
August 16, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453748. Member loan 1453748 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | Mia via | Debt-to-income ratio: | 22.16% |
Length of employment: | 5 years | Location: | TUCUMCARI, NM |
Home town: | |||
Current & past employers: | Mia via | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/31/12 > Pay off credit cards<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $15,009.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1453954
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1453954 |
$28,625 |
$28,625 |
21.98% |
1.00% |
August 16, 2012 |
August 14, 2017 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1453954. Member loan 1453954 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.68% |
Length of employment: | n/a | Location: | INGLEWOOD, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/31/12 > Pay off credit card bills & personal loans. also need so money to fall back on for unexpected expenences,<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $15,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1454169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454169 |
$7,200 |
$7,200 |
11.14% |
1.00% |
August 15, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454169. Member loan 1454169 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | WESTCHESTER GENERAL HOSPITAL | Debt-to-income ratio: | 18.96% |
Length of employment: | 2 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | WESTCHESTER GENERAL HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 07/31/12 > FOR HOME REPAIR<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $13,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the home you are purchasing your primary residence or an investment property? | Both at the same time, I'm trying to buy my first one but at the same time this needs some investment, that's why.<br>thanks |
Member Payment Dependent Notes Series 1454239
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454239 |
$6,000 |
$6,000 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454239. Member loan 1454239 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | SBCUSD | Debt-to-income ratio: | 20.83% |
Length of employment: | 10+ years | Location: | SAN BERNARDINO, CA |
Home town: | |||
Current & past employers: | SBCUSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $11,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1454243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454243 |
$20,000 |
$20,000 |
14.33% |
1.00% |
August 17, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454243. Member loan 1454243 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Childrens Medical Center of Dallas | Debt-to-income ratio: | 11.53% |
Length of employment: | 3 years | Location: | Little Elm, TX |
Home town: | |||
Current & past employers: | Childrens Medical Center of Dallas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $13,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To purchase additional equipment foran established transportation company. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Yes..I can provide numbers for the business. |
Member Payment Dependent Notes Series 1454276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454276 |
$10,000 |
$10,000 |
15.31% |
1.00% |
August 15, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454276. Member loan 1454276 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $25,833 / month |
Current employer: | Opus bank | Debt-to-income ratio: | 6.23% |
Length of employment: | 1 year | Location: | Pasadena, CA |
Home town: | |||
Current & past employers: | Opus bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/01/12 > Miscellaneous consolidation<br>
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $19,298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1454288
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454288 |
$9,250 |
$9,250 |
11.14% |
1.00% |
August 16, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454288. Member loan 1454288 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,073 / month |
Current employer: | Heffernan Insurance Brokers | Debt-to-income ratio: | 5.87% |
Length of employment: | 10+ years | Location: | ALAMEDA, CA |
Home town: | |||
Current & past employers: | Heffernan Insurance Brokers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,294.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1454492
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454492 |
$7,000 |
$7,000 |
10.16% |
1.00% |
August 20, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454492. Member loan 1454492 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Santa Cruz Biotechnology | Debt-to-income ratio: | 5.82% |
Length of employment: | 6 years | Location: | Santa Cruz, CA |
Home town: | |||
Current & past employers: | Santa Cruz Biotechnology | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > This loan will be used for relocation costs as well as reduction of current credit card balances.<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,863.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1454551
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454551 |
$9,100 |
$9,100 |
12.12% |
1.00% |
August 21, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454551. Member loan 1454551 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,773 / month |
Current employer: | City & County of Honolulu | Debt-to-income ratio: | 27.45% |
Length of employment: | 6 years | Location: | WAIPAHU, HI |
Home town: | |||
Current & past employers: | City & County of Honolulu | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $9,552.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1454780
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454780 |
$14,600 |
$14,600 |
12.12% |
1.00% |
August 15, 2012 |
August 14, 2015 |
August 14, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454780. Member loan 1454780 was requested on July 31, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.37% |
Length of employment: | n/a | Location: | FORT WASHINGTON, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on July 31, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $21,239.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1454796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454796 |
$13,000 |
$13,000 |
8.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454796. Member loan 1454796 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Frost, PLLC | Debt-to-income ratio: | 16.28% |
Length of employment: | 5 years | Location: | NORTH LITTLE ROCK, AR |
Home town: | |||
Current & past employers: | Frost, PLLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,656.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was unemployed several years ago and used the credit cards to pay bills. So that is reason the credit card balances are high. I rarely use them now so that is why i want to these balances off. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | VISA - 2200.00<br>MASTERCARD - 5000.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 7200.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I will have no minimum payments on the credit cards if I am approved this loan. This will be the only payment I have in regards to credit cards. |
Member Payment Dependent Notes Series 1454910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1454910 |
$30,000 |
$30,000 |
22.47% |
1.00% |
August 15, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1454910. Member loan 1454910 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Spring Valley Hospital | Debt-to-income ratio: | 11.20% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Spring Valley Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $23,883.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1455036
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455036 |
$22,800 |
$22,800 |
18.75% |
1.00% |
August 21, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455036. Member loan 1455036 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Warren County School District | Debt-to-income ratio: | 29.33% |
Length of employment: | 2 years | Location: | Saint Charles, MO |
Home town: | |||
Current & past employers: | Warren County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1455142
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455142 |
$14,675 |
$14,675 |
18.75% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455142. Member loan 1455142 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | Leesburg regional medical center | Debt-to-income ratio: | 30.83% |
Length of employment: | 8 years | Location: | Belleview, FL |
Home town: | |||
Current & past employers: | Leesburg regional medical center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $13,894.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is 959.00 a month. My water runs between$30 -$50 a month& my power runs 120-170 in the summer time. My taxes &insurance are tied into my mortgage. |
Which debts do you plan to pay off with this loan? | credit cards with higher aprs |
Member Payment Dependent Notes Series 1455164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455164 |
$20,500 |
$20,500 |
14.09% |
1.00% |
August 16, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455164. Member loan 1455164 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,417 / month |
Current employer: | Auto Club of Southern California | Debt-to-income ratio: | 4.85% |
Length of employment: | 1 year | Location: | GARDEN GROVE, CA |
Home town: | |||
Current & past employers: | Auto Club of Southern California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,263.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1455242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455242 |
$7,200 |
$7,200 |
7.62% |
1.00% |
August 15, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455242. Member loan 1455242 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,333 / month |
Current employer: | Mizkan Americas Inc | Debt-to-income ratio: | 7.93% |
Length of employment: | 7 years | Location: | Lyndonville, NY |
Home town: | |||
Current & past employers: | Mizkan Americas Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | my garage had high wind damage and it needs to be fixed |
Member Payment Dependent Notes Series 1455295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455295 |
$1,800 |
$1,800 |
7.62% |
1.00% |
August 21, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455295. Member loan 1455295 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.63% |
Length of employment: | n/a | Location: | budd lake, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,348.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | expense from home remodling |
What is your intended use for the loan proceeds? | fix automoblie and make some much needed repairs in the house |
Member Payment Dependent Notes Series 1455305
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455305 |
$7,000 |
$7,000 |
8.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455305. Member loan 1455305 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Barnes & Noble | Debt-to-income ratio: | 10.26% |
Length of employment: | 9 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Barnes & Noble | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I want this loan to help me achieve financial stability. Paying off my high interest debt will allow me flexibility and the opportunity to start saving for the future.<br>
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,301.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses come to around $1,260 for the month |
Member Payment Dependent Notes Series 1455394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455394 |
$9,600 |
$9,600 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455394. Member loan 1455394 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Marine Corps Community Services | Debt-to-income ratio: | 21.57% |
Length of employment: | 6 years | Location: | TWENTYNINE PALMS, CA |
Home town: | |||
Current & past employers: | Marine Corps Community Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $5,547.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My large revolving credit balance, are due to my lack of maturity when I was a younger, as well as my lack of credit understanding in my past years. |
Member Payment Dependent Notes Series 1455410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455410 |
$1,200 |
$1,200 |
14.33% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455410. Member loan 1455410 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | TELCO GROUP INC/STI INC | Debt-to-income ratio: | 3.75% |
Length of employment: | 10+ years | Location: | MASPETH, NY |
Home town: | |||
Current & past employers: | TELCO GROUP INC/STI INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2009 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,079.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1455481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455481 |
$23,850 |
$23,850 |
21.49% |
1.00% |
August 20, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455481. Member loan 1455481 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,996 / month |
Current employer: | NYSHESC | Debt-to-income ratio: | 17.08% |
Length of employment: | 10+ years | Location: | Watervliet , NY |
Home town: | |||
Current & past employers: | NYSHESC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,665.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was irresponsible with my credit in part due to some depression issues which are being treated. |
What is your intended use for the loan proceeds? | I plan to payoff and close accounts. |
Please explain the reason why you carry a large revolving credit balance. | I was irresponsible with my credit in part due to some depression issues which are being treated. |
Please explain the reason why you carry a large revolving credit balance. | I was irresponsible with my credit in part due to some depression issues which are being treated. |
Member Payment Dependent Notes Series 1455586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455586 |
$22,000 |
$22,000 |
14.33% |
1.00% |
August 17, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455586. Member loan 1455586 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Varian Medical Systems | Debt-to-income ratio: | 3.06% |
Length of employment: | 10+ years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | Varian Medical Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $10,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1455641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455641 |
$9,250 |
$9,250 |
12.12% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455641. Member loan 1455641 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Freeport-McMoRan Copper & Gold Inc. | Debt-to-income ratio: | 27.47% |
Length of employment: | 10+ years | Location: | Peoria, AZ |
Home town: | |||
Current & past employers: | Freeport-McMoRan Copper & Gold Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Debt consolidation. I have a few credit cards, I would like to combine under one and pay them all off sooner.<br><br> Borrower added on 08/13/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,530.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Intended to sell our home and move into something smaller a few years ago to reduce our payout but because the market would not allow us to do so, we have remained in a larger home than we need which includes hefty utility bills, and maintenance. Our intent is to sell in the next few years and will have all our debt paid at that time. |
Member Payment Dependent Notes Series 1455763
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455763 |
$16,950 |
$16,950 |
17.27% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455763. Member loan 1455763 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,625 / month |
Current employer: | Columbia Pipe & Supply | Debt-to-income ratio: | 25.30% |
Length of employment: | 7 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | Columbia Pipe & Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $17,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1455867
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455867 |
$12,250 |
$12,250 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455867. Member loan 1455867 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Red Hawk Casino | Debt-to-income ratio: | 29.42% |
Length of employment: | 4 years | Location: | PLACERVILLE, CA |
Home town: | |||
Current & past employers: | Red Hawk Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $25,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1455994
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1455994 |
$12,000 |
$12,000 |
12.12% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1455994. Member loan 1455994 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Veteran Health Administration | Debt-to-income ratio: | 13.08% |
Length of employment: | < 1 year | Location: | MUSKOGEE, OK |
Home town: | |||
Current & past employers: | Veteran Health Administration | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,527.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have about 11000 in credit card debt at an average interest rate of 22%. I have been consistently paying $425 monthly |
Member Payment Dependent Notes Series 1456087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456087 |
$35,000 |
$35,000 |
18.49% |
1.00% |
August 20, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456087. Member loan 1456087 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,690 / month |
Current employer: | n/a | Debt-to-income ratio: | 20.33% |
Length of employment: | n/a | Location: | Camarillo, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,831.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | With economical down turn & recent break up after long term relationship had to make adjustments to financial impact. No longer had supplemental financial income. Now making serious commitments to getting my finances in order & pay off my debt. |
Member Payment Dependent Notes Series 1456106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456106 |
$15,250 |
$15,250 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456106. Member loan 1456106 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,225 / month |
Current employer: | dimar | Debt-to-income ratio: | 16.96% |
Length of employment: | 10+ years | Location: | buffalo, NY |
Home town: | |||
Current & past employers: | dimar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > i want to get credit card free<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1456112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456112 |
$20,000 |
$20,000 |
16.29% |
1.00% |
August 17, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456112. Member loan 1456112 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | apria Healthcare | Debt-to-income ratio: | 20.95% |
Length of employment: | 5 years | Location: | santa clarita, CA |
Home town: | |||
Current & past employers: | apria Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/01/12 > It is for my wedding in April.<br>
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $13,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1456164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456164 |
$4,800 |
$4,800 |
15.31% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456164. Member loan 1456164 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,612 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.21% |
Length of employment: | n/a | Location: | RAWLINGS, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $4,144.00 | Public Records On File: | 3 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | 60 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1456178
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456178 |
$18,000 |
$18,000 |
17.27% |
1.00% |
August 15, 2012 |
August 15, 2017 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456178. Member loan 1456178 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | GPRM Prestress | Debt-to-income ratio: | 33.41% |
Length of employment: | 10+ years | Location: | WAIANAE, HI |
Home town: | |||
Current & past employers: | GPRM Prestress | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,283.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | AP FCU Personal Loan - $2921<br>Chase Slate - $5380<br>Sears - $2646<br>Discover - $4705<br><br>Would like to also take a vacation that is long overdue. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | AP FCU Visa - $8878 (8.00%)<br>AP FCU Personal Loan - $2921 (9.88%)<br>Chase Slate - $5380 (11.99%) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage - $1800<br>Electric - $440<br>Water - $280<br>Insurance - $27<br>Property Tax - $300 yrly |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | AP FCU Visa - $8878 (8.00%)<br>AP FCU Personal Loan - $2921 (9.88%)<br>Chase Slate - $5380 (11.99%) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1800<br>Gas $240<br>Electric $440<br>Water $280<br>Cable / phone / internet $157<br>Food $330<br>Home Ins $27 |
Member Payment Dependent Notes Series 1456276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456276 |
$14,125 |
$14,125 |
14.09% |
1.00% |
August 15, 2012 |
August 15, 2015 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456276. Member loan 1456276 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | OWRB | Debt-to-income ratio: | 20.01% |
Length of employment: | 10+ years | Location: | OKLAHOMA CITY, OK |
Home town: | |||
Current & past employers: | OWRB | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,903.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1456310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456310 |
$29,175 |
$29,175 |
21.49% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456310. Member loan 1456310 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | Time Warner Cable | Debt-to-income ratio: | 0.53% |
Length of employment: | 10+ years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Time Warner Cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $2,107.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1456487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456487 |
$18,550 |
$18,550 |
18.49% |
1.00% |
August 15, 2012 |
August 25, 2017 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456487. Member loan 1456487 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,471 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 19.68% |
Length of employment: | 10+ years | Location: | Brockton, MA |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > Debt Consolidation<br><br> Borrower added on 08/11/12 > Tell your story. What is your loan for?<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $26,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | My credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16,885.58, 24%, $400 to $445 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2038 total. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16,885.58, 24%, $400 to $445 |
Please explain the reason why you carry a large revolving credit balance. | It was increased over several years. Unless I pay off the balance, I cannot lower it. I cannot payoff the balance unless I get a loan. I will lower it or close it once I can payoff the outstanding balance. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2038 total. |
Which debts do you plan to pay off with this loan? | My credit cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2038 total. |
Which debts do you plan to pay off with this loan? | My credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $16,885.58, 24%, $400 to $445 |
Member Payment Dependent Notes Series 1456553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456553 |
$16,000 |
$16,000 |
7.90% |
1.00% |
August 17, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456553. Member loan 1456553 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | US Army | Debt-to-income ratio: | 19.49% |
Length of employment: | 10+ years | Location: | SPANAWAY, WA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > i have credit card debt on 3 different cards that doesn't eve seem to go down. I made decent money but for some reason I cant make any permanent headway on my credit cards. I have just about $20k in credit card debt but the APR was to high for the 20k loan so I will do what I can with the 16k.<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | $18,000, 9.9%, 9.9% and 12.9%. We currently pay $515 a month into our cards, but when we have extra at the end of the month we transfer that in as well. The original $20k we wanted would have paid off all three cards and given us enough extra to repair our deck. The $16k will pay off most our card debt. |
Member Payment Dependent Notes Series 1456616
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456616 |
$23,000 |
$23,000 |
18.49% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456616. Member loan 1456616 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,208 / month |
Current employer: | GENTIVA home care | Debt-to-income ratio: | 22.21% |
Length of employment: | 1 year | Location: | tampa, FL |
Home town: | |||
Current & past employers: | GENTIVA home care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation. The loan will eliminate my credit card debt. |
Member Payment Dependent Notes Series 1456620
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1456620 |
$21,600 |
$21,600 |
23.63% |
1.00% |
August 16, 2012 |
August 15, 2017 |
August 15, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1456620. Member loan 1456620 was requested on August 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | OMD | Debt-to-income ratio: | 15.20% |
Length of employment: | 10+ years | Location: | Astoria, NY |
Home town: | |||
Current & past employers: | OMD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 1, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $17,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay Credit card debt |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses for (rent, transportation, utilities, phone, insurance, food total roughly $3,000 a month |
Member Payment Dependent Notes Series 1457063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457063 |
$22,800 |
$22,800 |
15.80% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457063. Member loan 1457063 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | NBC Sports Group | Debt-to-income ratio: | 15.32% |
Length of employment: | < 1 year | Location: | BRIDGEPORT, CT |
Home town: | |||
Current & past employers: | NBC Sports Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I'm a responsible individual, and although I do have debt, I have been making on-time payments on my credit cards (which amount to $1400 /month). This loan will allow me to pay off my debt, and save $600 / month. You won't find a better and trustworthy appreciative candidate for a loan. Thank you!<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 78 |
Revolving Credit Balance: | $19,268.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Barclay 22.99% $1,797, monthly $70<br>Bill Me Later 19.9% $2,158.84, monthly $90<br>Citicard 14.99% $1,820.81, monthly $75<br>Lord and Taylor 25.49% $1,623.36, monthly $200<br>Express 24.5% $506.94, monthly $35<br>West Elm 19% $2,440.49, monthly $150<br>Bob's 19% $1134.19, monthly $100<br>Orchard Bank 11.9% $1,300.59, monthly $100<br>Macy's 24.5% $4,631.93, monthly $180<br>Chase 27.24% $3,356.35, monthly $200<br>GM 19.9% $1,371.21, monthly $200 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using my loan for multiple purposes. This is strictly to pay off my credit card balances, so I can save money, and wipe away my debt in three years. It's important to me to have a clean slate and to get on the right track. I'd also like to buy a house after my debt is paid off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here are my monthly expenses:<br><br>Rent - $1000<br>Car - $450 (one more year of lease then planning on leasing a cheaper car, I also have an extra 10k miles added onto base, which is why payment is so high)<br>Gym - $32<br>Renter's Insurance - $40<br>Cable - $70<br>Electricity - $80<br>Gas - $75<br>Train - $130<br>Car Insurance - $129<br>College loan - $175<br>Food/Wine/needs - $450<br>Cell - $133<br>Benefits/401k - $280 |
Please explain the reason why you carry a large revolving credit balance. | There are a few reasons why I have accrued debt:<br>- I went from a high paying job to a lower paying job.<br>- I loaned my Mother some money at a less than ideal time for me.<br>- I have moved quite frequently<br>- I was laid off from my Advertising company (they are currently in the process of closing doors) so even though I am doing much better now, it takes a while to recover from being out of a job. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Here are my monthly expenses:<br><br>Rent - $1000<br>Car - $450 (one more year of lease then planning on leasing a cheaper car, I also have an extra 10k miles added onto base, which is why payment is so high)<br>Gym - $32<br>Renter's Insurance - $40<br>Cable - $70<br>Electricity - $80<br>Gas - $75<br>Train - $130<br>Car Insurance - $129<br>College loan - $175<br>Food/Wine/needs - $450<br>Cell - $133<br>Benefits/401k - $280 |
Member Payment Dependent Notes Series 1457065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457065 |
$4,800 |
$4,800 |
17.27% |
1.00% |
August 17, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457065. Member loan 1457065 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.97% |
Length of employment: | n/a | Location: | New York, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > the path to being debit free<br><br> Borrower added on 08/02/12 > Part of my loan is to pay off part of my student loan<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $22,861.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly rent is 1436.27, transportation for the month is 40.00,my utilities payment is about 135.00 a month my phone bill is about 250 insurance is 77.00 food is about 150.00 a month |
Which debts do you plan to pay off with this loan? | My student loan |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6077.00/intrest 3.5, 600/intrest 22, |
Member Payment Dependent Notes Series 1457227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457227 |
$9,600 |
$9,600 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457227. Member loan 1457227 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $12,500 / month |
Current employer: | Westgate Resorts | Debt-to-income ratio: | 4.31% |
Length of employment: | 5 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | Westgate Resorts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > credit card refinancing<br><br> Borrower added on 08/08/12 > credit card refinancing<br><br> Borrower added on 08/08/12 > credit card refinancing<br><br> Borrower added on 08/09/12 > I intend to use the funds to pay off the outstanding balances of my credit cards and thus reduce the interest I´m presently paying of 25% a year. I have paid punctually the minimum payments due.My monthly budget is $6,000. I have been employed in the same place for the last 4,5 years.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,038.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I tried to submit my answer with the required information and it kept getting the following message:<br>"It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live." |
What is the total balance of your credit cards, interest rates and current monthly payments? | I tried to submit my answer with the required information and it kept getting the following message:<br>"It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live." |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I tried to submit my answer with the required information and it kept getting the following message:<br>"It appears that you included information which might reveal your identity to potential investors. Please revise your entry to ensure that it doesn't include your name, Social Security Number, email address, or other information that could identify where you live." |
Member Payment Dependent Notes Series 1457293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457293 |
$25,000 |
$25,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457293. Member loan 1457293 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Tech Industry | Debt-to-income ratio: | 17.20% |
Length of employment: | 5 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Tech Industry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I will be consolidating credit card debt, student loans, and some back taxes that are owed. The only monthly expenses I will have are rent, utilities, insurance, and this loan payment. I will be able to budget all amounts owed while allowing for savings and spending money.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1457297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457297 |
$27,575 |
$27,575 |
15.80% |
1.00% |
August 17, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457297. Member loan 1457297 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Centerpoint Energy | Debt-to-income ratio: | 20.99% |
Length of employment: | 10+ years | Location: | DE QUEEN, AR |
Home town: | |||
Current & past employers: | Centerpoint Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $14,094.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately 1300.00 |
Member Payment Dependent Notes Series 1457326
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457326 |
$8,000 |
$8,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457326. Member loan 1457326 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | NMS Management, Inc. | Debt-to-income ratio: | 21.51% |
Length of employment: | 3 years | Location: | COLLEGE POINT, NY |
Home town: | |||
Current & past employers: | NMS Management, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I will pay all my credit card debt with higher interest rates<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1457340
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457340 |
$29,975 |
$29,975 |
20.49% |
1.00% |
August 15, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457340. Member loan 1457340 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,100 / month |
Current employer: | n/a | Debt-to-income ratio: | 21.48% |
Length of employment: | n/a | Location: | Willis, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > This loan is to combine my credit card monthly payments into one easy payment.<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $49,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1457437
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457437 |
$4,200 |
$4,200 |
8.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457437. Member loan 1457437 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Compupay inc | Debt-to-income ratio: | 24.96% |
Length of employment: | < 1 year | Location: | LAKEWOOD, CA |
Home town: | |||
Current & past employers: | Compupay inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > My loan is to consolidate my debt to lower interest rate.<br><br> Borrower added on 08/10/12 > Hello,<br><br>This loan is to consolidate my debt to lower interest rate. By diligently paying off my debt over the past couple of years, I have built my credit score to be approved for a lower interest rate. Thank you for your time.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1457705
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457705 |
$20,000 |
$20,000 |
12.12% |
1.00% |
August 20, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457705. Member loan 1457705 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Brown SHoe Co | Debt-to-income ratio: | 23.57% |
Length of employment: | 10+ years | Location: | Attleboro, MA |
Home town: | |||
Current & past employers: | Brown SHoe Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,572.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1457717
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457717 |
$21,250 |
$21,250 |
8.90% |
1.00% |
August 20, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457717. Member loan 1457717 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Sovereign Bank | Debt-to-income ratio: | 18.11% |
Length of employment: | < 1 year | Location: | Attleboro, MA |
Home town: | |||
Current & past employers: | Sovereign Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,749.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | All combined probably about $1000/mth |
Member Payment Dependent Notes Series 1457972
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457972 |
$6,250 |
$6,250 |
6.03% |
1.00% |
August 15, 2012 |
August 16, 2015 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457972. Member loan 1457972 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,800 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.89% |
Length of employment: | n/a | Location: | Buchanan, MI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1457984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457984 |
$19,075 |
$19,075 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457984. Member loan 1457984 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | American Water Co | Debt-to-income ratio: | 19.49% |
Length of employment: | 10+ years | Location: | Maryland Hts, MO |
Home town: | |||
Current & past employers: | American Water Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $15,354.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC 5500.00 %22 140.00PER MONTH<br>CC 5500.00 %21 140.00 PER MONTH<br>CC 4300.00 %21 130.00 PER MONTH<br>PRIVATE LOAN 4400.00 OWED |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1100.00 mortgage<br>500-700 food<br>500+ utilities<br>and more |
Please explain the reason why you carry a large revolving credit balance. | Unexpected expenses. Car repairs. Family illness |
Member Payment Dependent Notes Series 1457988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1457988 |
$17,500 |
$17,500 |
19.72% |
1.00% |
August 15, 2012 |
August 16, 2017 |
August 16, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1457988. Member loan 1457988 was requested on August 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | REA, Inc. | Debt-to-income ratio: | 12.86% |
Length of employment: | 6 years | Location: | MIDDLETON, WI |
Home town: | |||
Current & past employers: | REA, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/02/12 > This is a loan for debt consolidation.<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1458098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458098 |
$3,200 |
$3,200 |
6.62% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458098. Member loan 1458098 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Office of Congressman Mo Brooks | Debt-to-income ratio: | 21.98% |
Length of employment: | < 1 year | Location: | Washington, DC |
Home town: | |||
Current & past employers: | Office of Congressman Mo Brooks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I just got a new job in Washington, DC and I had to relocate. So I applied for this loan for moving expenses, security deposit, furniture, etc.<br><br> Borrower added on 08/08/12 > I have never been late for a credit card payment, rent or any other bill.<br><br> Borrower added on 08/08/12 > I am really happy that I was able to move to DC!<br><br> Borrower added on 08/08/12 > Utilities are included in my rent so I don't have to pay for water, electric or gas. This loan is for moving expenses and necessities only!<br><br> Borrower added on 08/09/12 > My monthly bills will be decreased by 150.00 if I get this loan fully funded.<br><br> Borrower added on 08/09/12 > If you have any questions please do not hesitate to ask.<br><br> Borrower added on 08/09/12 > Security deposits have gone up from what I remember. This loan will help me be able to move into my apartment in September.<br><br> Borrower added on 08/09/12 > I am a hard worker and I don't take anything forgranted. I will put the loan to good use and will always pay my bills on time.<br><br> Borrower added on 08/09/12 > The security deposit is equal to the first month's rent. That is the main reason I need this loan.<br><br> Borrower added on 08/10/12 > For rent, I just have to pay the monthly fee. I don't have to pay utilities, such as water, gas, electric, pet fees, etc.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,880.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1458280
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458280 |
$17,275 |
$17,275 |
13.11% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458280. Member loan 1458280 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | memorial hospital and St Luke Pharmacies | Debt-to-income ratio: | 0.65% |
Length of employment: | 2 years | Location: | irvine , CA |
Home town: | |||
Current & past employers: | memorial hospital and St Luke Pharmacies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Business investment<br><br> Borrower added on 08/08/12 > Business investment<br>
A credit bureau reported the following information about this borrower member on August 2, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $3,378.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Business Investment - As part of a team, I have bought a rental intended property that is in need of some restoration (former foreclosure). This loan is to help complete the repairs/remodelling. We want the property rented as soon as possible. Thank you. |
What do you project your monthly revenues for the first 6 months to be? | I estimate incoming revenue of minimum $10,000.00 per month for the next 6-months. |
Please describe your experience/familiarity with the business you are starting/started? | I have been a part time Real Estate investor for a few years but becoming more active again now that the market conditions are showing more stability. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The funds are being allocated to only having repairs/remodeling completed on an investment property bought below market value purchased through a foreclosre transaction. The property is to be rented as soon as the repairs are complete providing positive cash flow. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses total to about $3,000.00. |
What do you project your monthly revenues for the first 6 months to be? | I estimate incoming revenue of minimum $10,000.00 per month for the next 6-months. |
If you have a delinquency in the last 2 years, please explain the reason. | No deliquiencies other than having had a "Short Sale" almost 3-years ago on my personal residence. |
Member Payment Dependent Notes Series 1458293
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458293 |
$21,000 |
$21,000 |
19.05% |
1.00% |
August 20, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458293. Member loan 1458293 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | HPS - Noah Webster Magnet School | Debt-to-income ratio: | 2.47% |
Length of employment: | 7 years | Location: | East Hartford, CT |
Home town: | |||
Current & past employers: | HPS - Noah Webster Magnet School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Debt consolidation & assisting elderly parents.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 74 |
Revolving Credit Balance: | $9,864.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Debt consolidation & helping elderly parents |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $884 mortgage; $120 gasoline; $120 utilities/phone; $56 insurance; $175 food |
Member Payment Dependent Notes Series 1458519
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458519 |
$24,000 |
$24,000 |
24.89% |
1.00% |
August 15, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458519. Member loan 1458519 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | MERRILL LYNCH | Debt-to-income ratio: | 29.34% |
Length of employment: | 4 years | Location: | BROOKLYN, NY |
Home town: | |||
Current & past employers: | MERRILL LYNCH | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I will use this term loan to refinance my credit cards. The consolidation of debt will give me an opportunity to get a strong handle on my finances.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $58,061.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1250/$720. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $25000./26%/1250. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | AMEX $3500 26% $115<br>MC 2500 26% 75<br>VISA $5000 27%<br>VISA $4000 25%<br>VISA $3000 26%<br>VISA $3000 24% |
What is your intended use for the loan proceeds? | payoff higher rate credit cards. and with the consolidation of the cards I will have a more manageable payment plan. |
Please explain the reason why you carry a large revolving credit balance. | i appreciate your inquiry. but all i will say is with this term loan, i will get a better manage my finances. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $25000./26%/1250. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1250/$720. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | one purpose: payoff higher rate credit cards so that i can a better handle on my finances. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I don't have a mortgage. I pay rent at a rate of $1000/month. |
If you have a public record on file, please briefly explain the event and its resolution. | no public record. |
If you have a delinquency in the last 2 years, please explain the reason. | I have never had any delinquencies. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1250/$720. |
Please explain the reason why you carry a large revolving credit balance. | i appreciate your inquiry. but all i will say is with this term loan, i will get a better manage my finances. |
Member Payment Dependent Notes Series 1458744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458744 |
$25,475 |
$25,475 |
17.27% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458744. Member loan 1458744 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Churchill Downs, Inc. | Debt-to-income ratio: | 14.55% |
Length of employment: | 5 years | Location: | LOUISVILLE, KY |
Home town: | |||
Current & past employers: | Churchill Downs, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,207.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1458817
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458817 |
$25,000 |
$25,000 |
23.76% |
1.00% |
August 15, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458817. Member loan 1458817 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | Department of Education | Debt-to-income ratio: | 23.53% |
Length of employment: | 9 years | Location: | YONKERS, NY |
Home town: | |||
Current & past employers: | Department of Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I want to pay off several credit card debt as well as a personal loan.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $31,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Personal and emergency expenses |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently debt balance is approximately $25,000.00; interest rates vary from 19.24% to 29.95%; payments range from $55.00 to $215.00 monthly. |
Member Payment Dependent Notes Series 1458844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1458844 |
$7,000 |
$7,000 |
10.16% |
1.00% |
August 17, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1458844. Member loan 1458844 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Clearday Healthcare | Debt-to-income ratio: | 20.01% |
Length of employment: | < 1 year | Location: | King George, VA |
Home town: | |||
Current & past employers: | Clearday Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I own a daycare center and need to have a camera security system installed ASAP for the wellbeing of the children. This feature will allow parents to view their children while in our care in addition to securing our facility.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,532.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1459029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459029 |
$7,000 |
$7,000 |
6.62% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459029. Member loan 1459029 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Shape Tools NextEngine | Debt-to-income ratio: | 24.86% |
Length of employment: | 2 years | Location: | Simi Valley, CA |
Home town: | |||
Current & past employers: | Shape Tools NextEngine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Help purchase a vehicle |
Member Payment Dependent Notes Series 1459125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459125 |
$10,000 |
$10,000 |
14.09% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459125. Member loan 1459125 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,860 / month |
Current employer: | AGIA | Debt-to-income ratio: | 18.39% |
Length of employment: | 2 years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | AGIA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I developed debt by trying to pay for school on my own and by supporting my mother after the death of my father. Because of high credit card Apr and car payments ive never been able to get ahead which I would like to do.<br><br> Borrower added on 08/03/12 > I have never been late on a payment. My credit is one of the most important financial aspects of my life. I have been putting myself through college as well as support my mother, which contributed to this debt. I want to deplete my debit so I can have a better life for my own family.<br><br> Borrower added on 08/03/12 > I want to deplete the debt I have aquired by trying to support myself while in college and while I was supporting my mother. My financial well being is incredibly important to me. I never miss payments.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1459165
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459165 |
$6,000 |
$6,000 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459165. Member loan 1459165 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Nite Ize Inc. | Debt-to-income ratio: | 16.85% |
Length of employment: | 3 years | Location: | Lafayette, CO |
Home town: | |||
Current & past employers: | Nite Ize Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Struggling to pay off our medical bills from an early delivery, we put the debt on credit cards, and now the interest rates have nearly doubled. Please help!<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,218.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1459169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459169 |
$9,000 |
$9,000 |
7.62% |
1.00% |
August 17, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459169. Member loan 1459169 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Two Brothers Roundhouse | Debt-to-income ratio: | 18.18% |
Length of employment: | 10+ years | Location: | Aurora, IL |
Home town: | |||
Current & past employers: | Two Brothers Roundhouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1459203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459203 |
$20,000 |
$20,000 |
19.72% |
1.00% |
August 20, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459203. Member loan 1459203 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $11,250 / month |
Current employer: | Genral Atlantic | Debt-to-income ratio: | 14.30% |
Length of employment: | 10+ years | Location: | NEWARK, NJ |
Home town: | |||
Current & past employers: | Genral Atlantic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > After my husband died I was left with lots of bills and tax obligations so incurred alot of credit card debt. My goal is to pay off my of this loan with my bonus in march. Having this loan will make payments more manageable.<br><br> Borrower added on 08/06/12 > My loan is to pay off credit card debt incurred when a life altering situation happened a few years back. With this loan debts will be paid and I will have more income to save for the future.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $25,764.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card approx 20 K<br>Mortg 1665.00 per month |
Which debts do you plan to pay off with this loan? | I plan to pay off the highest credit cards with the loan which will give me approx 1700 per month extra cash to pay off a couple of other small balance credit cards as well as monthly payment to lending club if I get approved for the loan. |
Please explain the reason why you carry a large revolving credit balance. | I had something happen ( was not able to write about it) which I had to pay for those expenses up front |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Moetgage 1700<br>Car 320<br>Insurance 118<br>Homeowners 47<br>Gas/elec 150<br>Food approx 180<br>Train 130<br>ADT 45<br>Credit cards approx 1900 |
Member Payment Dependent Notes Series 1459374
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459374 |
$21,500 |
$21,500 |
16.29% |
1.00% |
August 16, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459374. Member loan 1459374 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | PAREXEL | Debt-to-income ratio: | 19.12% |
Length of employment: | < 1 year | Location: | CHAPEL HILL, NC |
Home town: | |||
Current & past employers: | PAREXEL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > We have an offer to sell our home, which we moved from due to job change & are renting. It nearly covers the principal but need to cover agents' & other fees to close & we can eliminate mortgage payments to save to buy a home in our current area. We need to fund very soon to accept the offer.<br><br> Borrower added on 08/04/12 > We moved and are renting and have our home for sale. We have an offer that nearly covers the principal but need to cover the difference and agents' fees. Once sold we can eliminate the mortgage and be able to save to buy a new home in our new town where we want to stay.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1459379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459379 |
$15,000 |
$15,000 |
15.31% |
1.00% |
August 15, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459379. Member loan 1459379 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | navilyst angiodynamics | Debt-to-income ratio: | 24.37% |
Length of employment: | 10+ years | Location: | glensfalls, NY |
Home town: | |||
Current & past employers: | navilyst angiodynamics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,687.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1459421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459421 |
$26,000 |
$26,000 |
24.70% |
1.00% |
August 15, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459421. Member loan 1459421 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,089 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.57% |
Length of employment: | 6 years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I would like to pay off all my credit cards and only have one monthly payment each month.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $20,953.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My total monthly expenses are 2150.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2,150 - 3,000 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance $19,512<br>Interest rates 24.99% - 29.99%<br>Monthly payments $636 |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving credit balance due to have multiple credit cards and only paying the minimum monthly payment every month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My strategic plan is to pay off all revolving accounts balances in full. In doing so, this one monthly payment will be less then what I pay now for all accounts put together. |
Member Payment Dependent Notes Series 1459426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459426 |
$9,925 |
$9,925 |
15.80% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459426. Member loan 1459426 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | New York Foundling Hospital | Debt-to-income ratio: | 17.90% |
Length of employment: | 2 years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | New York Foundling Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > Hi, All<br>I need this loan to pay and leave my credit cards because the interest is very high and even though I pay on time the interest remains the same.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $9,538.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa,Master Card |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $ 806.87, when I receive this loan I will pay all my credit card and I will be paying only this one. |
Member Payment Dependent Notes Series 1459511
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459511 |
$11,525 |
$11,525 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459511. Member loan 1459511 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,417 / month |
Current employer: | Washington Air Compressor Rental Co | Debt-to-income ratio: | 9.50% |
Length of employment: | 6 years | Location: | Kensington, MD |
Home town: | |||
Current & past employers: | Washington Air Compressor Rental Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I have two credit card balances: one is about $5800 and the rate is 29.99%. The other is around $4800 at 15.55%. I have been paying each in a timely manner for some time and through this loan can pay the same amount each month and have a rock solid plan to be at 0 balance in three years.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $96,288.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have two ongoing credit card balances. One balance is around $5800 and the rate is currently at 29% and the other is around 4800 at 15.99%. I have tried to get both lowered but neither seems willing even though I have been paying each one on time for a long time. I set my loan amount on Lending Club to where I will be paying the same each month but now I will have a rock solid plan to pay off this debt in 36 months instead of "indefinitely" and keep some cash on hand for my family. |
Member Payment Dependent Notes Series 1459560
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459560 |
$16,000 |
$16,000 |
14.33% |
1.00% |
August 16, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459560. Member loan 1459560 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Technical Metal Finishing | Debt-to-income ratio: | 15.69% |
Length of employment: | 5 years | Location: | Meriden, CT |
Home town: | |||
Current & past employers: | Technical Metal Finishing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > Pay off credit cards and all my debts. I would like to make one monthly payment<br><br> Borrower added on 08/04/12 > Pay off credit cards and all my debts. I would like to make one monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1459565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459565 |
$32,000 |
$32,000 |
20.49% |
1.00% |
August 21, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459565. Member loan 1459565 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $8,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.92% |
Length of employment: | 1 year | Location: | Elizabeth, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I took out a loan before and paid on time for 2 years. It's time to consolidate my other debts into one payment plan.<br><br>I plan to consolidate the existing LC Loan, Citi, Discover, Amex and CU credit cards under this plan. I will actually be saving over $500 a month in payments when consolidated.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $35,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I currently inherited a home outright with no mortgage responsibilities. Insurance and taxes account for 8,100 a year. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Two years ago I was in debt close to 130k and I've been able to bring that down to 70k. Majority of my debt was incurred with school expenses and family medical expenses. I graduated with my MBA attended NYU and certificate programs at Villanova. My phone expenses are reimbursed but my monthly living expenses are roughly $1,400 a month. My goal is to be debt free in three years. At this rate I will be seeing I paid off $60k of school debt in two years. |
If you have a delinquency in the last 2 years, please explain the reason. | There are no delinquencies in my credit report. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Two years ago I was in debt close to 130k and I've been able to bring that down to 70k. Majority of my debt was incurred with school expenses and family medical expenses. I graduated with my MBA attended NYU and certificate programs at Villanova. My phone expenses are reimbursed but my monthly living expenses are roughly $1,400 a month. My goal is to be debt free in three years. At this rate I will be seeing I paid off $60k of school debt in two years. |
Member Payment Dependent Notes Series 1459567
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459567 |
$6,000 |
$6,000 |
7.62% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459567. Member loan 1459567 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Lebanon's Cafe | Debt-to-income ratio: | 19.86% |
Length of employment: | < 1 year | Location: | New Orleans, LA |
Home town: | |||
Current & past employers: | Lebanon's Cafe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I'm relocating across the country and need a loan to help me make the move.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $1,598.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1459603
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459603 |
$22,000 |
$22,000 |
6.62% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459603. Member loan 1459603 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Pima County Sheriff Dept. | Debt-to-income ratio: | 12.60% |
Length of employment: | 8 years | Location: | AJO, AZ |
Home town: | |||
Current & past employers: | Pima County Sheriff Dept. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Cedit card <br>Citi Card <br>Balance 5843.25<br>Payment 87.00<br><br>Credit card<br>Citi Card<br>Balance 2392.05<br>payment 42.73<br><br>Credit card<br>Capital One<br>Balance 857.64<br>Payment 25.00<br><br>Credit Card<br>American Express<br>Balance 4384.93<br>Payment 100.00<br><br>Credit card<br>Citi Card<br>Balance 8150.43<br>Payment 122.00<br><br>I would like to make one payment and get it paid off sooner then later. <br>Thanks |
Please explain the reason why you carry a large revolving credit balance. | I have had several credit cards in the past. I put a lot on the cards with home inprovements and adding on to the residence. Property value is down so I used creditcards. I have also been transfering card to other cards for the 0% interest rate. I would like to make one payment instead of 5. |
Member Payment Dependent Notes Series 1459640
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459640 |
$2,800 |
$2,800 |
14.33% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459640. Member loan 1459640 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Kaneka | Debt-to-income ratio: | 12.82% |
Length of employment: | < 1 year | Location: | Pasadena, TX |
Home town: | |||
Current & past employers: | Kaneka | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > Paying off credit cards in one sweep.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $11,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1459724
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459724 |
$10,000 |
$10,000 |
14.33% |
1.00% |
August 16, 2012 |
August 17, 2017 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459724. Member loan 1459724 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,333 / month |
Current employer: | Monterey County Sheriff | Debt-to-income ratio: | 14.22% |
Length of employment: | 4 years | Location: | SALINAS, CA |
Home town: | |||
Current & past employers: | Monterey County Sheriff | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $7,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is 1470 i dont have line of credit;car pymnt 410 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 1470; credit cards 8000 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 1470; credit cards 8000 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is 1470 i dont have line of credit;car pymnt 410 |
Member Payment Dependent Notes Series 1459798
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459798 |
$15,000 |
$15,000 |
7.90% |
1.00% |
August 15, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459798. Member loan 1459798 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | joe t cook | Debt-to-income ratio: | 7.66% |
Length of employment: | 10+ years | Location: | corpus christi, TX |
Home town: | |||
Current & past employers: | joe t cook | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/03/12 > I would like to consolidate my credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,175.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | the reason being is that i wanted to convert my garage into an apartment. I'm happy to say that I did . |
Member Payment Dependent Notes Series 1459931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1459931 |
$6,000 |
$6,000 |
6.03% |
1.00% |
August 21, 2012 |
August 17, 2015 |
August 17, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1459931. Member loan 1459931 was requested on August 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Bank of America Merchant Sevrices | Debt-to-income ratio: | 7.71% |
Length of employment: | < 1 year | Location: | Walnut Creek, CA |
Home town: | |||
Current & past employers: | Bank of America Merchant Sevrices | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To pay off my last credit card then I'm debt free. :)<br>
A credit bureau reported the following information about this borrower member on August 3, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1460038
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460038 |
$33,950 |
$33,950 |
24.70% |
1.00% |
August 21, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460038. Member loan 1460038 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,118 / month |
Current employer: | Ford Motor Comapny | Debt-to-income ratio: | 19.65% |
Length of employment: | 10+ years | Location: | INKSTER, MI |
Home town: | |||
Current & past employers: | Ford Motor Comapny | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > i wanna to pay off my credit cards and like to get a new bathroom and back porch! thank!<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $11,030.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i would like to pay off my credit cards and roof payment,,,,get a new bathroom and back porch too |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I work same place for 20 yrs,,, still work over 40 hrs in week,,, i can pay back ! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage company $900 ea. month ,,,, Utilities $200 ea. month ,,,, food $300 ea. month ,,,, car and truck insurance $250 ea. month ,,,, Truck payment $760 ea.month,,,, life insurance $50 ea. month ,,,, cable & internet & video phone $175 ea. month,,, transportation to work $160 per week |
If you have a delinquency in the last 2 years, please explain the reason. | No,,,, dont have a delinquency in last 2 yrs,,,, :-) |
Member Payment Dependent Notes Series 1460244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460244 |
$25,000 |
$25,000 |
18.75% |
1.00% |
August 17, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460244. Member loan 1460244 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Morton Buildings Inc. | Debt-to-income ratio: | 25.10% |
Length of employment: | 10+ years | Location: | Holmesville, OH |
Home town: | |||
Current & past employers: | Morton Buildings Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I would like to considate some smaller loans into one loan with one payment.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $29,012.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses includes all bills listed above $1084.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Care credit $5400 $210 per month<br>Bill me Later $7040 $214 per month<br>First Knox Visa $5721 $113 per month<br>Chase Visa $16669 $384 per month |
Please explain the reason why you carry a large revolving credit balance. | My soon to be ex wife run up credit cards with out my knowledge and the divorce is final 8/23 at which time it is uncontested and I retain the house with I have for sale which with the equity I have in the house should pay most of this loan off. I am trying to get everything under a payment plan till the house sells. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Care credit $5400 $210 per month<br>Bill me Later $7040 $214 per month<br>First Knox Visa $5721 $113 per month<br>Chase Visa $16669 $384 per month |
Member Payment Dependent Notes Series 1460250
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460250 |
$18,000 |
$18,000 |
18.75% |
1.00% |
August 21, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460250. Member loan 1460250 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Karl's inc | Debt-to-income ratio: | 23.53% |
Length of employment: | 10+ years | Location: | GREGORY, SD |
Home town: | |||
Current & past employers: | Karl's inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $19,926.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | No i have not that i can recall. |
Which debts do you plan to pay off with this loan? | credit card, medical, tax bill, home & car repairs |
Member Payment Dependent Notes Series 1460251
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460251 |
$28,000 |
$28,000 |
7.62% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460251. Member loan 1460251 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Southcoast Hospitals Group | Debt-to-income ratio: | 14.24% |
Length of employment: | 4 years | Location: | Rochester, MA |
Home town: | |||
Current & past employers: | Southcoast Hospitals Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > This new loan will be used to refinance existing lending club loan and nearly cut the APR in half. Current balance of the LC loan is $20102, minus upcoming August payment. The remaining balance of this new loan will pay down my discover card currently at 12.99%. Thank you for considering!<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1460264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460264 |
$8,475 |
$8,475 |
7.62% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460264. Member loan 1460264 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,458 / month |
Current employer: | East High School | Debt-to-income ratio: | 15.05% |
Length of employment: | 1 year | Location: | BARTLETT, IL |
Home town: | |||
Current & past employers: | East High School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > A storm roll did damage to the house and I need to repair it. I would like to have a complete loan to roll in my credit cards at a lower rate and also repair the house. I currently pay over 400 dollars per month on my credit cards so this would consolidate and help save me some money while paying.<br><br> Borrower added on 08/09/12 > A storm did serious damage to the house and the insurance company will only pay so much. I also have some credit cards that I would like to roll into a loan to lower the APR. The payments that I currently pay the card companies would easily cover the payments for this loan. On time payer!!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
Member Payment Dependent Notes Series 1460327
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460327 |
$12,800 |
$12,800 |
7.90% |
1.00% |
August 16, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460327. Member loan 1460327 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,266 / month |
Current employer: | M.C. Smith Construction, Inc. | Debt-to-income ratio: | 20.18% |
Length of employment: | 1 year | Location: | BELLINGHAM, WA |
Home town: | |||
Current & past employers: | M.C. Smith Construction, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This loan will be for consolidating my credit cards, lowering my monthly payments, and paying off my debt quicker.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $13,578.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1460512
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460512 |
$16,000 |
$16,000 |
6.03% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460512. Member loan 1460512 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | State of California | Debt-to-income ratio: | 2.42% |
Length of employment: | 10+ years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | State of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage including tax and insurance ($2,684), Line of Credit $166, Utilities $300, No Car Payments, auto insurance $200 month, Credit Card $300 (gas and misc) , Food and Misc. $1,200 month, All Life Insurances total $150. |
Please explain the reason why you carry a large revolving credit balance. | I own a cottage home up in the mountains (Lake Gregory CA) that needed repairs and upgrades. |
What is the home improvement project you are planning? | To build a patio cover/enclosure and finish the back yard at my principal residence (Riverside, CA) and finish additional upgrades at my cottage home (Lake Gregory, CA). |
Is the improvement to your primary residence or an investment property? | The improvements will mainly be for my principal residence (Riverside CA), Patio Cover/Enclosure, back yard work, but some will be used to finish some upgrades to my cottage home (Lake Gregory CA), new floor heater furnace, water heater and minor plumbing). |
Please explain the reason why you carry a large revolving credit balance. | I own a cottage home up in the mountains (Lake Gregory CA) that needed repairs and upgrades. |
Member Payment Dependent Notes Series 1460576
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460576 |
$10,000 |
$10,000 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460576. Member loan 1460576 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,870 / month |
Current employer: | Command & General Staff College - SCP | Debt-to-income ratio: | 20.10% |
Length of employment: | 3 years | Location: | PLATTE CITY, MO |
Home town: | |||
Current & past employers: | Command & General Staff College - SCP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > This we help me pay off some medical expenses and because of a job I had to take; this assist me on bringing home the woman I love from Germany. We have been together for 15 years, but have been apart for the last 3 years, because of my job. We are looking forward to our life together again.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide additional details regarding the purpose of the loan. | Medical, Shipping & Transportation Expenses |
What is your intended use for the loan proceeds? | Medical Expenses / Shipping Household Goods / Travel Expenses |
Please explain the reason why you carry a large revolving credit balance. | Dear Sir or Ma'am; Reason for Large Revolving Credit Balance: Since I had no job and had to leave Germany; we only had enough funds available for my travel expenses to the USA; we did not have the funds available to set up a new household for myself. Additional funds were needed for a car, an apartment, furniture, household good, and food until I started working. Unfortunately, I had no choice but to apply for additional unsecured credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Medical Expenses / Shipping Household Goods / Travel Expenses |
Member Payment Dependent Notes Series 1460582
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460582 |
$10,175 |
$10,175 |
7.90% |
1.00% |
August 16, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460582. Member loan 1460582 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | St. Fabian Catholic Church | Debt-to-income ratio: | 6.78% |
Length of employment: | 10+ years | Location: | FARMINGTON HILLS, MI |
Home town: | |||
Current & past employers: | St. Fabian Catholic Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I'm trying to pay off my credit card debt, and a loan like this makes sense. The 7.9% interest rate is much more palatable than my card's interest rate. My monthly budget already includes a $300 payment towards my credit card debt. With this loan, I'd be able to get it paid off much more quickly.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,187.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses total approximately $1300:<br>Rent - $610, transportation - $100, utilities - $100, phone/internet - $200, insurance - $80, food - $200. |
Member Payment Dependent Notes Series 1460588
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460588 |
$12,000 |
$12,000 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460588. Member loan 1460588 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | N/A | Debt-to-income ratio: | 19.56% |
Length of employment: | 5 years | Location: | WAKEFIELD, MA |
Home town: | |||
Current & past employers: | N/A | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > This loan will be used to pay off higher interest credit cards, some of which were used for medical/educational purposes. Being debt free is a priority, and I've recently moved back home in order to save on expenses and expedite the process. Thank you for your part in helping me to reach my goal.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,145.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1460740
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460740 |
$10,000 |
$10,000 |
11.14% |
1.00% |
August 17, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460740. Member loan 1460740 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | chicago transit authority | Debt-to-income ratio: | 13.21% |
Length of employment: | 10+ years | Location: | Broadview, IL |
Home town: | |||
Current & past employers: | chicago transit authority | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > pay off credit cards.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $16,609.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1460780
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460780 |
$17,050 |
$17,050 |
23.28% |
1.00% |
August 15, 2012 |
August 18, 2017 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460780. Member loan 1460780 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | comcast | Debt-to-income ratio: | 12.05% |
Length of employment: | 10+ years | Location: | ALEXIS, IL |
Home town: | |||
Current & past employers: | comcast | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > To consolidate credit debt and to become debt free in 5 years. I currently only have cc debt no auto loans just house rental<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 600.00 for my monthly expenses. My ins is paid for I do that once a year. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay 200.00 in rent. I live on a farm so the only utility I have is power about 120.00. No taxes except what I purchase. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I owe about 25000 in credit card debt I am currently paying 900.00 in payments I was trying to get a loan to pay off all debt and have 1 payment. |
What is the total balance of your credit cards, interest rates and current monthly payments? | 20% 25000 8-9 hundred a month |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I will be paying off 4 cards with a total minimum payment of 500. 3 master 1 visa. Total balance on cards is roughly 20000. |
Member Payment Dependent Notes Series 1460832
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460832 |
$32,875 |
$32,875 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460832. Member loan 1460832 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,890 / month |
Current employer: | University of Illinois | Debt-to-income ratio: | 17.08% |
Length of employment: | 3 years | Location: | Monticello, IL |
Home town: | |||
Current & past employers: | University of Illinois | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,125.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Home improvement projects paid by credit card (new roof, carpet, 3-season room addition).<br>Major car repair paid by credit card. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1,267 per month, which includes property taxes and home insurance<br>Utilities: $350 per month, which includes gas, electric, water, sewer<br>no other housing expenses |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $24,670 (12.24% APR), $496 min payment<br>MasterCard: $14,455 (16.90% APR), $344 min payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1267 (includes taxes & insurance)<br>Utilities: $350 (gas, electric, water, sewer)<br>Car payment: $336<br>Car insurance: $60<br>Gasoline: $150<br>Grocery: $600<br>Mobile Phones: $130<br>Cable: $61 |
Please explain the reason why you carry a large revolving credit balance. | Home improvement projects paid by credit card (new roof, carpet, 3-season room addition).<br>Major car repair paid by credit card. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa: $24,670 (12.24% APR), $496 min payment<br>MasterCard: $14,455 (16.90% APR), $344 min payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1267 (includes taxes & insurance)<br>Utilities: $350 (gas, electric, water, sewer)<br>Car payment: $336<br>Car insurance: $60<br>Gasoline: $150<br>Grocery: $600<br>Mobile Phones: $130<br>Cable: $61 |
Member Payment Dependent Notes Series 1460899
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460899 |
$35,000 |
$35,000 |
19.72% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460899. Member loan 1460899 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | mccoys lawn equipment | Debt-to-income ratio: | 24.71% |
Length of employment: | 10+ years | Location: | delvalle, TX |
Home town: | |||
Current & past employers: | mccoys lawn equipment | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $19,937.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | tool loans,credit cards,personal loans |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | tools 24,000 monthly payments are1,200. personal loan 6,000 payment 250.00 monthly credit cards 5,000 monthly payment 500.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | tools 24,000 monthly payments are1,200. personal loan 6,000 payment 250.00 monthly credit cards 5,000 monthly payment 500.00 |
Which debts do you plan to pay off with this loan? | tool loans,credit cards,personal loans |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | to pay off tool lines of credit 25,000 personal loan 6,000credit cards 4,000 This will be to shorten payoff even though will be at higher intrest |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | housing and taxes are 350.00 a month also utilities are about 250.00 per month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 250.00 utilities 350.00 for housing,taxes and insurance |
Member Payment Dependent Notes Series 1460907
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460907 |
$5,000 |
$5,000 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460907. Member loan 1460907 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,293 / month |
Current employer: | Hawkeye Electric inc | Debt-to-income ratio: | 0.76% |
Length of employment: | < 1 year | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | Hawkeye Electric inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > This loan will allow me to make an auto purchase I have been dreaming about for awhile.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $212.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 10.60% | Months Since Last Record: | 93 |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1460914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460914 |
$18,450 |
$18,450 |
7.90% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460914. Member loan 1460914 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Geronimo's | Debt-to-income ratio: | 25.74% |
Length of employment: | 3 years | Location: | NANTUCKET, MA |
Home town: | |||
Current & past employers: | Geronimo's | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Pay off credit cards.<br><br> Borrower added on 08/08/12 > My monthly expenses average at about $900. I had recently earned my BA in Psychology which was paid for out of pocket. That in itself has reduced my expenses tremendously. My goal now is to pay my credit cards off and have a fresh start.<br>I thank you kindly for your consideration!<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,451.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses average at about $900. My health insurance is 65% covered by my employer. I had recently earned my BA in Psychology which was paid for out of pocket. That in itself has reduced my expenses tremendously. My goal now is to pay my credit cards off and have a fresh start.<br>I thank you kindly for your consideration! |
Member Payment Dependent Notes Series 1460924
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460924 |
$22,000 |
$22,000 |
16.29% |
1.00% |
August 16, 2012 |
August 25, 2017 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460924. Member loan 1460924 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,625 / month |
Current employer: | Spence, Marston, Bunch, Morris & Co | Debt-to-income ratio: | 10.40% |
Length of employment: | 5 years | Location: | Palmetto, FL |
Home town: | |||
Current & past employers: | Spence, Marston, Bunch, Morris & Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,129.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. I own my car and car insurance on it is less than $100. I have health insurance which my company reimburses me for. Student loans are $200 per month, food expenses usually do not exceed $200. Currently in the process of paying down debt on CCs and debt with a related party with all remaining funds. |
Please explain the reason why you carry a large revolving credit balance. | One credit card balance has 0% so focussing on paying down other debt with interest and one credit card is used for work travel and is reimbursed but due to $ amount of travel and time it takes to get reimbursed tends to range from $5k-$10k. Very little on card this card is my actual personal expenses and those that are, are paid off monthly. |
Which debts do you plan to pay off with this loan? | I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. I own my car and car insurance on it is less than $100. I have health insurance which my company reimburses me for. Student loans are $200 per month, food expenses usually do not exceed $200. Currently in the process of paying down debt on CCs and debt with a related party with all remaining funds. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
What is your intended use for the loan proceeds? | I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. I own my car and car insurance on it is less than $100. I have health insurance which my company reimburses me for. Student loans are $200 per month, food expenses usually do not exceed $200. Currently in the process of paying down debt on CCs and debt with a related party with all remaining funds. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. |
Please explain the reason why you carry a large revolving credit balance. | One credit card balance has 0% so focussing on paying down other debt with interest and one credit card is used for work travel and is reimbursed but due to $ amount of travel and time it takes to get reimbursed tends to range from $5k-$10k. Very little on card this card is my actual personal expenses and those that are, are paid off monthly. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using for multiple purposes. I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
Which debts do you plan to pay off with this loan? | I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
What is your intended use for the loan proceeds? | I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
What is your intended use for the loan proceeds? | I plan to pay off debt with a related party which I was paying a $1k monthly payment on. They have agreed to accept the present value of the payments using a discount rate equal to the return they average on their investments. This allows be to have a lower monthly payment through this loan I am applying for and actually saves me money as their average return rate used as the discount rate is less than the interest rate charged on this loan. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. I own my car and car insurance on it is less than $100. I have health insurance which my company reimburses me for. Student loans are $200 per month, food expenses usually do not exceed $200. Currently in the process of paying down debt on CCs and debt with a related party with all remaining funds. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
Please explain the reason why you carry a large revolving credit balance. | One credit card balance has 0% so focussing on paying down other debt with interest and one credit card is used for work travel and is reimbursed but due to $ amount of travel and time it takes to get reimbursed tends to range from $5k-$10k. Very little on card this card is my actual personal expenses and those that are, are paid off monthly. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is approximately $575 which includes my taxes and homeowners insurance, my electric is $100, cell phone is $65, water is around $50. I own my car and car insurance on it is less than $100. I have health insurance which my company reimburses me for. Student loans are $200 per month, food expenses usually do not exceed $200. Currently in the process of paying down debt on CCs and debt with a related party with all remaining funds. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages are $63k at 6% and $25k at 0%which is first time homebuyer that I do not pay on. Student loans are around $20k and I pay around $200 per month (interest varies). One credit card has balance of $10k at 0% and one currently has balance at $9k at 19.99%. I have a debt with a related party for $60k which I am using this loan to payoff as they have agreed to accept the present value of the payments using a discount rate equal to their average return on other investments. |
Member Payment Dependent Notes Series 1460944
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1460944 |
$15,300 |
$15,300 |
13.11% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1460944. Member loan 1460944 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Laser Kingdom of Mars Inc | Debt-to-income ratio: | 21.46% |
Length of employment: | 5 years | Location: | CORAM, NY |
Home town: | |||
Current & past employers: | Laser Kingdom of Mars Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > In the process of renovating the home and looking to simplify the whole process by finishing up the bathroom/kitchen and consolidating everything down to one monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,516.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1461037
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461037 |
$24,000 |
$24,000 |
8.90% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461037. Member loan 1461037 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Presidio | Debt-to-income ratio: | 14.74% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Presidio | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > Refinancing a credit card and personal loan with higher interest rates with this loan at a lower rate Majority of this debt occurred during a period of unemployment and a cross-country move in 2011.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,173.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1461059
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461059 |
$7,000 |
$7,000 |
19.72% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461059. Member loan 1461059 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,850 / month |
Current employer: | Campmor, Inc. | Debt-to-income ratio: | 2.50% |
Length of employment: | 10+ years | Location: | Prospect Park, NJ |
Home town: | |||
Current & past employers: | Campmor, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > My loan is to pay off my credit card bills<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $5,110.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | To my knowledge I can remember only one. Which was due to a suspected fraud on my debit card for an amount of $75. There might also be a lab bill that was delinquency due to hospital mistake in lab work being sent to the wrong lab and the insurance would not pay it. |
Member Payment Dependent Notes Series 1461179
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461179 |
$10,000 |
$10,000 |
6.62% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461179. Member loan 1461179 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | William Blair & Company | Debt-to-income ratio: | 3.35% |
Length of employment: | 9 years | Location: | BARTLETT, IL |
Home town: | |||
Current & past employers: | William Blair & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/04/12 > Hi I would like to get a personal loan to help pay off my debt. Thanks!<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,030.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We used zero percent credit card to put a patio in our backyard last fall and it is about to expire next month so I needed a lower interest rate to pay off that zero percent card. Just trying to take advantage of lower interest rate but we always pay off the credit cards. Let me know if this answers your question. Thank you. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This will be used to pay of a zero percent card that is expiring next month and it has high interest rate. |
Please provide additional details regarding the purpose of the loan. | This is for paying off a zero percent credit card that is expiring next month and has higher interest rate. |
Member Payment Dependent Notes Series 1461227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461227 |
$8,325 |
$8,325 |
12.12% |
1.00% |
August 21, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461227. Member loan 1461227 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | University of Southern California | Debt-to-income ratio: | 7.56% |
Length of employment: | 10+ years | Location: | LA PUENTE, CA |
Home town: | |||
Current & past employers: | University of Southern California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,539.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To consolidate credit cards balances into one easy payment / earlier payoff date. High interest / long term was not the best solution for extra cash / should have discover Lending Club prior / Goal is to close 7 accounts / having one payment will provide a savings and easier to manage |
Please explain the reason why you carry a large revolving credit balance. | USC Credit Union Credit Line / Auto Ded payroll / $25.00 / cl-$750 <br>MC USC CREDIT UNION / $910.52 / $35.00 mo / auto payroll ded / $1000 CL |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | BOA / $691.02 Balance / 8.9 / $15 mo / cl-$700<br>Barclaycard US / $694.48 / 22.9 / $20 mo / cl-$700<br>Citbank / $992.33 / / $20 mo / cl-$1100<br>Ge Capital / $1321.06 / 29.9 / $67 mo / lc-$1500<br>Home Depot / $235.29 / 25.9 / $25 mo / cl-$1000<br>Orchard Bank / $1396.92 / 14.9 / $34 mo / cl-$1400<br>Pay Pal / $2574.22 / 23.9 / $70 mo / cl-$3000<br>Total C/C-$7905.32 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Credit Line / USC Credit Union -87 / no mortgage/loan |
Member Payment Dependent Notes Series 1461310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461310 |
$15,000 |
$15,000 |
14.09% |
1.00% |
August 15, 2012 |
August 18, 2015 |
August 18, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461310. Member loan 1461310 was requested on August 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,833 / month |
Current employer: | Trion Worlds, Inc. | Debt-to-income ratio: | 19.59% |
Length of employment: | < 1 year | Location: | San Marcos, CA |
Home town: | |||
Current & past employers: | Trion Worlds, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Trying to consolidate my credit card debt at a lower overall interest rate so I can pay down my balances more quickly.<br>
A credit bureau reported the following information about this borrower member on August 4, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $26,380.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards:<br>$4,655 APR, 15.24%, Min $110<br>$4,895 APR, 14.90%, Min $230<br>$11,387 APR, 13.45%, Min $245<br>$4,763 APR, 9.00%, Min $120<br>$974 APR, 7.50%, Min $35<br><br>Car loan:<br>$45,551, 1.9%, Min $965 |
Member Payment Dependent Notes Series 1461577
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461577 |
$7,500 |
$7,500 |
14.33% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461577. Member loan 1461577 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,882 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.38% |
Length of employment: | n/a | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Consoladate several charge cards, place remainder in savings for future consoladation.<br><br> Borrower added on 08/05/12 > Loan will pay off several charge cards who interest is too high. The balance will go to helping my family.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $7,273.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards balances, covering three Visa's and one MasterCard would amount to $4,350. Several of these have interest rates much higher than your rates, one even as high as 22 percent. Other than those, I do have a line of credit with GE Capital Bank, for use only at H.H.Gregg, for $5,500. I currently owe them about $1,700. Other than my auto loan to Hyundai Credit, I have no other unusual debts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are roughly the following:<br>Rent - $900. Car Payment - $400. Utilities - $150. Cable (Including phone, interne, TV) - $145. Insurance for both auto and hom is $300. Food abviously varies greatly. That should be sufficient. |
Member Payment Dependent Notes Series 1461612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461612 |
$11,000 |
$11,000 |
10.16% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461612. Member loan 1461612 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,732 / month |
Current employer: | Capital Consultants Management Corp. | Debt-to-income ratio: | 19.59% |
Length of employment: | 10+ years | Location: | LEWISVILLE, TX |
Home town: | |||
Current & past employers: | Capital Consultants Management Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Credit Card Reduction<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | AT&T Univ. Master Card 26.97% Min Pmt. $85.42 (I pay $100); Kohl's $2,992.21 (don't know interest rate) Not sure of Min. Pmt. I pay $110 per month; Bank of America Nolan Ryan Plat. Plus MC $2428.78 (don't know interest rate) Min. Pmt $77.00 (Ipay $100) ; Capital One Visa $1,935.45 (don't know int. rate) Min. Pmt $53.00 (I pay $75-80 per month). |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total monthly payments I am paying in credit cards now is $810.00 (don't know what min. pmts required are as I pay over the min. monthly pmt amounts); If loan goes through I will be paying $325 in monthly payments plus the $355 per month for this loan payment. Not sure if this is the information you are asking for or not. |
Member Payment Dependent Notes Series 1461986
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1461986 |
$16,000 |
$16,000 |
6.03% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1461986. Member loan 1461986 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | White+Partners | Debt-to-income ratio: | 11.73% |
Length of employment: | 1 year | Location: | HERNDON, VA |
Home town: | |||
Current & past employers: | White+Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > This loan will be used for my upcoming wedding. As reflected in my credit score, I am a solid borrower. I pay every single bill on time, always. Thank you for your investment!<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462040
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462040 |
$11,500 |
$11,500 |
17.77% |
1.00% |
August 21, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462040. Member loan 1462040 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | tgky | Debt-to-income ratio: | 20.50% |
Length of employment: | 8 years | Location: | RAYWICK, KY |
Home town: | |||
Current & past employers: | tgky | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $8,295.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462108 |
$12,000 |
$12,000 |
8.90% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462108. Member loan 1462108 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,583 / month |
Current employer: | Ernst&Young | Debt-to-income ratio: | 13.72% |
Length of employment: | 10+ years | Location: | Centereach , NY |
Home town: | |||
Current & past employers: | Ernst&Young | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $46,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462117 |
$6,000 |
$6,000 |
14.09% |
1.00% |
August 20, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462117. Member loan 1462117 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,500 / month |
Current employer: | chase cash and carry | Debt-to-income ratio: | 6.59% |
Length of employment: | 5 years | Location: | DEARBORN HEIGHTS, MI |
Home town: | |||
Current & past employers: | chase cash and carry | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $5,248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards debts $6000 , 25 and 26 and29 % interest rates , capital one . hsbc charter one credit card and home depot white gardner, lines are 1500 , 1500 , 1000 ,1000 and 3500. monthly payment gardner white $140 capital one $50, hsbc $100, charterone $50 |
Member Payment Dependent Notes Series 1462131
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462131 |
$14,000 |
$14,000 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462131. Member loan 1462131 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Directv | Debt-to-income ratio: | 16.19% |
Length of employment: | 1 year | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Directv | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Loan will be used to consolidate high interest credit card and personal loans.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $11,935.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not believe I have had a delinquency in the last 2 years. I utilize automatic billing and direct debit as much as possible to limit any risk of missing a payment date. |
Member Payment Dependent Notes Series 1462141
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462141 |
$22,800 |
$22,800 |
6.62% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462141. Member loan 1462141 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Hancock County School System | Debt-to-income ratio: | 21.33% |
Length of employment: | 10+ years | Location: | eatonton, GA |
Home town: | |||
Current & past employers: | Hancock County School System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462157
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462157 |
$9,000 |
$9,000 |
6.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462157. Member loan 1462157 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $11,667 / month |
Current employer: | Northwestern mutual | Debt-to-income ratio: | 15.95% |
Length of employment: | 10+ years | Location: | Wawautosa, WI |
Home town: | |||
Current & past employers: | Northwestern mutual | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > To help consolidate some credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $102,743.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current debt balances in total approx 9K. My intension for the loan is to help reduce my monthly payment by consolidating. Interest rates on cards are higher then loan offer. |
Please explain the reason why you carry a large revolving credit balance. | I am fiscally responsible and credit was extended to me. I don't use even half of it. |
Please explain the reason why you carry a large revolving credit balance. | I am fiscally responsible and credit was extended to me. I don't use even half of it. |
Please explain the reason why you carry a large revolving credit balance. | I am fiscally responsible and credit was extended to me. I don't use even half of it. |
Which debts do you plan to pay off with this loan? | All credit card which have higher interest rates |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My overall expenses minus credi cards amount to approx 3500.00 a month |
Member Payment Dependent Notes Series 1462165
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462165 |
$4,500 |
$4,500 |
10.16% |
1.00% |
August 20, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462165. Member loan 1462165 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 29.18% |
Length of employment: | n/a | Location: | GOLDEN VALLEY, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Too much on credit cards...need to get them manageable.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,517.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1462182
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462182 |
$24,000 |
$24,000 |
20.49% |
1.00% |
August 16, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462182. Member loan 1462182 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,479 / month |
Current employer: | R&D Bus Company | Debt-to-income ratio: | 31.03% |
Length of employment: | < 1 year | Location: | HILLSIDE, IL |
Home town: | |||
Current & past employers: | R&D Bus Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,080.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Py off all high interest loans / credit cards |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1750 for credit cards and loans. $1180 for utilities, food insurance etc. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Answered in previous question |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | No multiple purpose use...just debt consolidation. |
Which debts do you plan to pay off with this loan? | All credit cards, Credit Union and Citi-Financial |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total debt balance- $26,059...interest rates vary from 14%-27%.....monthly payments total $1735 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Answered in previous question :) |
Member Payment Dependent Notes Series 1462185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462185 |
$3,000 |
$3,000 |
13.11% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462185. Member loan 1462185 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | ppg industries | Debt-to-income ratio: | 24.74% |
Length of employment: | 10+ years | Location: | lexington, NC |
Home town: | |||
Current & past employers: | ppg industries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > we will be useing money to consolidate a few credit cards to get payed off faster<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,220.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | unexpected repairs |
Which debts do you plan to pay off with this loan? | i have a credit card i plan to pay off to get a better interest rate |
Member Payment Dependent Notes Series 1462226
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462226 |
$6,500 |
$6,500 |
8.90% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462226. Member loan 1462226 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | Retail Merchandising Services | Debt-to-income ratio: | 24.45% |
Length of employment: | < 1 year | Location: | ROBBINSDALE, MN |
Home town: | |||
Current & past employers: | Retail Merchandising Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > Building costs of a commercial size BBQ Cooking Smoker and Grills Trailer for Catering and Cooking Competions. Costs will cover remaining parts to purchase and a professional paint.<br><br> Borrower added on 08/05/12 > SS Perf Plate including shearing-$1000,CS Perf Plate including shear & brakebends-$800,Aluminum shelves-$500,Sidekicks & hardware-$565,Chrome stacks-$335,BBQ Pits painted including blast & paint & reset on trailer-$2000,hardware&tools-$300,Montana Canvas-$800<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462263
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462263 |
$26,000 |
$26,000 |
21.98% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462263. Member loan 1462263 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,167 / month |
Current employer: | porter management services | Debt-to-income ratio: | 12.52% |
Length of employment: | 2 years | Location: | middlebury, VT |
Home town: | |||
Current & past employers: | porter management services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > the loan is to pay prior year taxes assessed by the IRS<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 29 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 59 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $30,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 5 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payment of IRS demand for prior year taxes |
Please provide additional details regarding the purpose of the loan. | the purpose is to pay back taxes assessed on my 2010 return. IRS has determined that all my income is taxable, The tax preparer interpreted the regulations as some income was non-taxable, The IRS won. |
If you have a delinquency in the last 2 years, please explain the reason. | delinquencies occured becuase i did not pay attention to my e-mails, Mortgage, taxes, utilities do not have any delinquincies. There have been credit card delinquencies and when discovered, they were paid immediately or as in the case of Chase set up with automatic payments. Most of my payments are set up for automatic payments delinquencies did not occur because of lack of funds. they ocurred because of inattention. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | current monthly expenses total $6,500. Mortgage, taxes and insurance $2,800; utilities$700; auto$680<br>food,(incl'd some misc.personal items)$500; credit cards$1,200; misc$620. |
Member Payment Dependent Notes Series 1462282
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462282 |
$25,000 |
$25,000 |
14.09% |
1.00% |
August 21, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462282. Member loan 1462282 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.84% |
Length of employment: | 9 years | Location: | Longview, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $24,555.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462304
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462304 |
$11,550 |
$11,550 |
13.11% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462304. Member loan 1462304 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | GENERAL DYNAMICS LAND SYSTEMS | Debt-to-income ratio: | 32.07% |
Length of employment: | 10+ years | Location: | COPPERAS COVE, TX |
Home town: | |||
Current & past employers: | GENERAL DYNAMICS LAND SYSTEMS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This is to consolidate all credit card bills in one great amount with lower interest that I may be able pay it off as soon as possible.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $7,808.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462323
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462323 |
$9,250 |
$9,250 |
14.09% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462323. Member loan 1462323 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | Convergys | Debt-to-income ratio: | 3.15% |
Length of employment: | < 1 year | Location: | Portage, MI |
Home town: | |||
Current & past employers: | Convergys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I intend to use the loan to help out a friend and possible buy some new furniture.<br><br> Borrower added on 08/15/12 > I have a really good friend who needs his car fixed. He has no money to buy another car and his car is vital for him to use to go to work. I will probably replace my couch in my living room. It is falling apart.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $2,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To loan some to a friend and possibly purchase some new furniture. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortagage: 1170. Transportation: 40. Utilities: 188+40. Phone: 100 (cell and home phone). Insurance: car: 413 every 6 months. Food: 300. |
Member Payment Dependent Notes Series 1462330
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462330 |
$11,700 |
$11,700 |
12.12% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462330. Member loan 1462330 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Law Office of Marshall Watson | Debt-to-income ratio: | 24.18% |
Length of employment: | 3 years | Location: | FORT MYERS, FL |
Home town: | |||
Current & past employers: | Law Office of Marshall Watson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,005.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462338
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462338 |
$21,000 |
$21,000 |
15.80% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462338. Member loan 1462338 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $11,667 / month |
Current employer: | Cherokee Nation Governament Solutions LL | Debt-to-income ratio: | 9.73% |
Length of employment: | < 1 year | Location: | SUISUN CITY, CA |
Home town: | |||
Current & past employers: | Cherokee Nation Governament Solutions LL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > This loan will pay off some higher interest loans that I used to do some repairs on a rental property. It also will be used to pay off some credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $12,199.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1462381
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462381 |
$11,200 |
$11,200 |
6.62% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462381. Member loan 1462381 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,000 / month |
Current employer: | U.S. Enviornmental Protection Agency | Debt-to-income ratio: | 11.31% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | U.S. Enviornmental Protection Agency | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > ZERO risk U.S. Gov job borrower: Unbelievably I inverted 2 numbers in a lowish balance Citi credit card payment and payed $13 less than ammount due. Citi bumped my APR from 9% to 29.99%. I am ditching this card. Please help! I pay you first with aggressive auto payment based on my 26 paydays, TY!<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,108.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462418 |
$30,000 |
$30,000 |
23.83% |
1.00% |
August 16, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462418. Member loan 1462418 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,908 / month |
Current employer: | Target | Debt-to-income ratio: | 19.63% |
Length of employment: | 10+ years | Location: | Otsego, MN |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > I would like to consolidate my debt into one monthly payment.<br><br> Borrower added on 08/05/12 > I would like to consolidate my debt into one payment and have it automatically deducted from my account. This way it will be done after my loan is completed. Thank you for your time.<br><br> Borrower added on 08/05/12 > I am looking to consolidate my debt to one loan and one payment that is automatically deducted from my checking account.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 5 |
Revolving Credit Balance: | $22,624.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, my interest rates vary from 8 to 24 %. I have credit cards that total up to around 29,000. |
If you have a delinquency in the last 2 years, please explain the reason. | My mother passed away and I took off of work to care for her. It was during that time when I just missed a few payments. It was very difficult time. |
Which debts do you plan to pay off with this loan? | Target, Barclays, captial one, american express, current loan from lending club |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Hello, my interest rates vary from 8 to 24 %. I have credit cards that total up to around 29,000. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expenses including rent, insurance, food, etc is 3850.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am paying off debt across a few credit cards starting with the highest interest rate and working my way to the lowest percentage. I want to eliminate to have one payment. |
Member Payment Dependent Notes Series 1462420
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462420 |
$8,000 |
$8,000 |
15.31% |
1.00% |
August 16, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462420. Member loan 1462420 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,039 / month |
Current employer: | Fred Meyer | Debt-to-income ratio: | 13.96% |
Length of employment: | 10+ years | Location: | Anchorage, AK |
Home town: | |||
Current & past employers: | Fred Meyer | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/05/12 > I am using this to pay off all credit cards so that I only have one payment to make monthly. My goal is to be debt free and be able to save more money for my retirement<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $5,347.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my debt balance is the amount that I am requesting this is for credit cards except for 225.00 to pay off my student loan interest rates run from 14.9 up to 29.9% interest my monthly payments are 409.00 per month and 52.00 for the student loan. Although I have been trying to pay more so that I can reduce my debt down. No mortgages or lines of credit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 1455.00 , water is 23.00, electric is 45.00 phone is 200.00 insurance is 69.00 food runs about 75.00 per week, meds for my diabetic is 250.00. transportation I have a car loan of 387 per month and gas runs about 40.00 every three weeks |
Member Payment Dependent Notes Series 1462516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462516 |
$27,400 |
$27,400 |
23.83% |
1.00% |
August 16, 2012 |
August 19, 2017 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462516. Member loan 1462516 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $22,500 / month |
Current employer: | Baptist Health South Florida | Debt-to-income ratio: | 15.76% |
Length of employment: | 2 years | Location: | MIAMI, FL |
Home town: | |||
Current & past employers: | Baptist Health South Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I would like to pay ALL credit cards off and have finite timeframe to be debt free. I've NEVER been late on any payment-I take my responsibilities very seriously. Monthly payments don't seem to make a dent in balances and it would be so wonderful to have one payment. All help is truly appreciated.<br><br> Borrower added on 08/09/12 > I am a sound investment - over 25 years in industry. Personal situation 2 1/2 years ago caused me to have to use my credit cards.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 61 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,765.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My plan is to consolidate all credit card debt into one payment with a single interest rate.<br><br>Visa 1265 (24.9 percent) 56 month<br>MC 8300 (29 percent) 282 month<br>Other 8651 (27.29 percent) 426 month<br>Discover 4147 (18.99 percent) 86 month<br>GE Capital 5700 (24.99 percent) 176 month<br> total 28,069.67 monthly 1,028.00<br><br>My plan is to consolidate all of the credit cards into one payment with a single interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Primary mortgage 2,611<br>electric 350<br>phone 250<br>water 60<br>insurance car 332<br>insurance life 129<br>Cars 1,500<br>mortgage 1,872 (this house is on market-relocated with job-was rented until 3 months ago)<br>dependent care 1,200<br>cable/tv/internet 252<br>student loan 298<br>food 1,000<br>credit cards 928<br>gasoline 400<br>medical 400 <br>401K 360 |
Please explain the reason why you carry a large revolving credit balance. | I never use to even use them but about 2 1/2 years ago I had a personal situation and needed to use them. The situation has resolved. Because of the high balances the companies raised my interest rates even though I have NEVER been late on ANY payment. My monthly payments don't seems to make a dent in the principal. I would like to consolidate to a single payment with one overall interest rate and ability to pay off in a finite time period. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My plan is to consolidate all credit card debt into one payment with a single interest rate.<br><br>Visa 1265 (24.9 percent) 56 month<br>MC 8300 (29 percent) 282 month<br>Other 8651 (27.29 percent) 426 month<br>Discover 4147 (18.99 percent) 86 month<br>GE Capital 5700 (24.99 percent) 176 month<br> total 28,069.67 monthly 1,028.00<br><br>My plan is to consolidate all of the credit cards into one payment with a single interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Primary mortgage 2,611<br>electric 350<br>phone 250<br>water 60<br>insurance car 332<br>insurance life 129<br>Cars 1,500<br>mortgage 1,872 (this house is on market-relocated with job-was rented until 3 months ago)<br>dependent care 1,200<br>cable/tv/internet 252<br>student loan 298<br>food 1,000<br>credit cards 928<br>gasoline 400<br>medical 400 <br>401K 360 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Primary mortgage 2,611<br>electric 350<br>phone 250<br>water 60<br>insurance car 332<br>insurance life 129<br>Cars 1,500<br>mortgage 1,872 (this house is on market-relocated with job-was rented until 3 months ago)<br>dependent care 1,200<br>cable/tv/internet 252<br>student loan 298<br>food 1,000<br>credit cards 928<br>gasoline 400<br>medical 400 <br>401K 360 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My apologies...I keep trying to answer this question and it is not allowing my answer to post. I will have to call them tomorrow to find out why :-( |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is $25k. The $27400 is enough to pay the loan fee and pay off all credit cards. The interest rates range from 18.99% to 29.99%. Current monthly payments total $1190. The monthly payment on this loan will be $758. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | My plan is to consolidate all credit card debt into one payment with a single interest rate.<br><br>Visa 1265 (24.9 percent) 56 month<br>MC 8300 (29 percent) 282 month<br>Other 8651 (27.29 percent) 426 month<br>Discover 4147 (18.99 percent) 86 month<br>GE Capital 5700 (24.99 percent) 176 month<br> total 28,069.67 monthly 1,028.00<br><br>My plan is to consolidate all of the credit cards into one payment with a single interest rate. |
Member Payment Dependent Notes Series 1462520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462520 |
$12,800 |
$12,800 |
6.03% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462520. Member loan 1462520 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Autologue Computer Systems | Debt-to-income ratio: | 33.25% |
Length of employment: | 1 year | Location: | Mentor, OH |
Home town: | |||
Current & past employers: | Autologue Computer Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,491.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462538 |
$15,000 |
$15,000 |
6.03% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462538. Member loan 1462538 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Capital Associates Incorporated | Debt-to-income ratio: | 10.64% |
Length of employment: | 2 years | Location: | Cary, NC |
Home town: | |||
Current & past employers: | Capital Associates Incorporated | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > To finish off the last of the debit and reach financial freedom through debt consolidation. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,352.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The sole purpose for the loan is to consolidate credit card debit in order to lower the interest rate and consolidate it to one payment for faster payoff. The loan amount will allow all credit card debit to be eliminated. The requested amount was selected specifically to meet this need without any extra amount added to overall debt amount. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total we have about right at around the 15K mark, this includes credit cards (3). The interest rates on the credit cards are around 18% this will cut our interest payments and allow to payoff of the loan faster. |
Please explain the reason why you carry a large revolving credit balance. | This is not typical, there have been unavoidable expenses that required the use of the credit cards to bridge the financial need. I believe in living within your means and not carrying credit card debt; however, I am thankful that credit is there for those unavoidable circumstances of life for those who are diligent and responsible. |
Member Payment Dependent Notes Series 1462589
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462589 |
$15,000 |
$15,000 |
6.03% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462589. Member loan 1462589 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Denver VA Health Care System | Debt-to-income ratio: | 6.20% |
Length of employment: | 10+ years | Location: | Centennial, CO |
Home town: | |||
Current & past employers: | Denver VA Health Care System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,427.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage piti 1744.53 Utilities 100-150 per month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would like to update my income as I received a raise in July my current salary is 64,498.00 per year. Also I rent out a room for 250.00 a month. |
Please explain the reason why you carry a large revolving credit balance. | I have any old house that has required a lot of repairs;new water heater, new furnace, large water pipe leak, and updating; 2 bathrooms remodeled and kitchen. I would like to sell and move into something smaller and newer. Also divorce 10yrs ago left a lot of debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I would like to update my income as I received a raise in July my current salary is 64,498.00 per year. Also I rent out a room for 250.00 a month. |
Member Payment Dependent Notes Series 1462643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462643 |
$11,400 |
$11,400 |
8.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462643. Member loan 1462643 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | ptc | Debt-to-income ratio: | 15.50% |
Length of employment: | 6 years | Location: | tampa, FL |
Home town: | |||
Current & past employers: | ptc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > It will be for consoles debts<br><br> Borrower added on 08/13/12 > hello, I ask ur help in this loan for $ 11,400.00 dollars to consolidate my credit cards, I have worked in the same company for 6 years I am a responsible person and if I help not let you down and I pay more than the quota allocated each month .... thanks. I need your help<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462712 |
$8,250 |
$8,250 |
7.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462712. Member loan 1462712 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | The Right Place | Debt-to-income ratio: | 28.53% |
Length of employment: | 6 years | Location: | Miami Beach, FL |
Home town: | |||
Current & past employers: | The Right Place | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > My husband and I developed a B2B software project, and we just got accepted into an incubator. This loan will allow us to concentrate exclusively on the business during the incubator period, so that we will soar at the end of the 3-month program. Thank you for your help!!!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,884.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1462727
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462727 |
$20,000 |
$20,000 |
19.72% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462727. Member loan 1462727 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Lifesynch | Debt-to-income ratio: | 22.78% |
Length of employment: | 5 years | Location: | MANSFIELD, TX |
Home town: | |||
Current & past employers: | Lifesynch | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Looking to remodel 2 bathrooms in my home and pay off several credit cards.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Will pay off 3 high interest totaling $5000.00 and the rest will be towards the remodel. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage is 1722.00, transportation 120.00, utilities 180, phone 40.00, insurance 160.00, Food 400.00. Thanks! |
What is your intended use for the loan proceeds? | planning to make. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage is 1722.00, transportation 120.00, utilities 180, phone 40.00, insurance 160.00, Food 400.00. Thanks! |
If you have a delinquency in the last 2 years, please explain the reason. | I have none. Thanks! |
If you have a public record on file, please briefly explain the event and its resolution. | I have none. Thanks! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Will pay off 3 high interest totaling $5000.00 and the rest will be towards the remodel. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage is 1722.00, transportation 120.00, utilities 180, phone 40.00, insurance 160.00, Food 400.00. Thanks! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage is 1722.00, transportation 120.00, utilities 180, phone 40.00, insurance 160.00, Food 400.00. Thanks! |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Will pay off 3 high interest totaling $5000.00 and the rest will be towards the remodel. Thanks! |
Member Payment Dependent Notes Series 1462750
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462750 |
$20,000 |
$20,000 |
11.14% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462750. Member loan 1462750 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | WakeMed Cary Hospital | Debt-to-income ratio: | 18.93% |
Length of employment: | 10+ years | Location: | APEX, NC |
Home town: | |||
Current & past employers: | WakeMed Cary Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > To consolodate bills from unexpected repairs, 2 new air conditioning units within a year of each other(Full house units)<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,216.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Hello. I had some financial set backs and I am working to eliminate all my debt over the next 3 years. I have not used credit cards in 18 months. |
Member Payment Dependent Notes Series 1462762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462762 |
$14,575 |
$14,575 |
6.03% |
1.00% |
August 15, 2012 |
August 19, 2015 |
August 19, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462762. Member loan 1462762 was requested on August 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,813 / month |
Current employer: | North American Tool | Debt-to-income ratio: | 24.20% |
Length of employment: | 10+ years | Location: | Beloit, WI |
Home town: | |||
Current & past employers: | North American Tool | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 5, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1462989
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1462989 |
$8,000 |
$8,000 |
7.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1462989. Member loan 1462989 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | Bank of America | Debt-to-income ratio: | 12.05% |
Length of employment: | 3 years | Location: | MOORESVILLE, NC |
Home town: | |||
Current & past employers: | Bank of America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This loan is to pay for vet bills for my very sick 4 year old cat Devlin. He had routine surgery last week that went wrong. He is recovering slowly but incurring ~$500 per day in charges on top of the current $6,500 account balance. Thank you!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,360.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Please see the note I posted Aug 6th. Proceeds are to cover extensive vet bills. Thank you. |
Member Payment Dependent Notes Series 1463000
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463000 |
$35,000 |
$35,000 |
24.83% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463000. Member loan 1463000 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $9,750 / month |
Current employer: | Loudoun County Public School | Debt-to-income ratio: | 23.90% |
Length of employment: | 10+ years | Location: | Dickerson, MD |
Home town: | |||
Current & past employers: | Loudoun County Public School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 27 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 47 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $49,558.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage on my home. I owe about $1000 on my student loan and then have $43,000 in credit card debt that I am attempting to pay off with this loan. |
Please explain the reason why you carry a large revolving credit balance. | I have been in deep since college and have been taking care of my mom since my Dad died. I am hoping this loan will get everything paid off and allow me to save some money. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would pay off all major credit cards and all department store cards. I would only carry monthly payments of about $1700 including this loan payment which would allow me to save $3500 per month for retirement and to help my mom once she comes to live with me. |
What is your intended use for the loan proceeds? | To pay off high interest credit cards and pay down my debt so I can save money to make some improvements to my home so my 73 year old mother can come home to live with me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage on my home. I owe about $1000 on my student loan and then have $43,000 in credit card debt that I am attempting to pay off with this loan. |
Which debts do you plan to pay off with this loan? | I would pay off all major credit cards and all department store cards. I would only carry monthly payments of about $1700 including this loan payment which would allow me to save $3500 per month for retirement and to help my mom once she comes to live with me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just for debt consolidation so I can begin saving money to do some renovations to my house and get my mom home to live with me. She is 73 and living alone and needs my help. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I do not have a mortgage on my home. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record. |
Please explain the reason why you carry a large revolving credit balance. | I have been in deep since college and have been taking care of my mom since my Dad died. I am hoping this loan will get everything paid off and allow me to save some money. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage on my home. I owe about $1000 on my student loan and then have $43,000 in credit card debt that I am attempting to pay off with this loan. |
Please explain the reason why you carry a large revolving credit balance. | I have been in deep since college and have been taking care of my mom since my Dad died. I am hoping this loan will get everything paid off and allow me to save some money. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no mortgage payment, line of credit etc. I own my home free and clear. |
What is your intended use for the loan proceeds? | To pay off high interest credit cards and pay down my debt so I can save money to make some improvements to my home so my 73 year old mother can come home to live with me. |
Which debts do you plan to pay off with this loan? | I would pay off all major credit cards and all department store cards. I would only carry monthly payments of about $1700 including this loan payment which would allow me to save $3500 per month for retirement and to help my mom once she comes to live with me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage on my home. I owe about $1000 on my student loan and then have $43,000 in credit card debt that I am attempting to pay off with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not have a mortgage on my home. I owe about $1000 on my student loan and then have $43,000 in credit card debt that I am attempting to pay off with this loan. |
Please explain the reason why you carry a large revolving credit balance. | I have been in deep since college and have been taking care of my mom since my Dad died. I am hoping this loan will get everything paid off and allow me to save some money. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had a delinquency in the last 2 years. |
Please explain the reason why you carry a large revolving credit balance. | I have been in deep since college and have been taking care of my mom since my Dad died. I am hoping this loan will get everything paid off and allow me to save some money. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would pay off all major credit cards and all department store cards. I would only carry monthly payments of about $1700 including this loan payment which would allow me to save $3500 per month for retirement and to help my mom once she comes to live with me. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I would pay off all major credit cards and all department store cards. I would only carry monthly payments of about $1700 including this loan payment which would allow me to save $3500 per month for retirement and to help my mom once she comes to live with me. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Just for debt consolidation so I can begin saving money to do some renovations to my house and get my mom home to live with me. She is 73 and living alone and needs my help. |
Member Payment Dependent Notes Series 1463033
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463033 |
$4,975 |
$4,975 |
8.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463033. Member loan 1463033 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | Furman's Burger King | Debt-to-income ratio: | 17.53% |
Length of employment: | 2 years | Location: | ENGLEWOOD, FL |
Home town: | |||
Current & past employers: | Furman's Burger King | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Pay off dental work that was put on credit cards.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,083.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463039 |
$19,000 |
$19,000 |
17.77% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463039. Member loan 1463039 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,560 / month |
Current employer: | Sony Electronics | Debt-to-income ratio: | 18.46% |
Length of employment: | 10+ years | Location: | Novato, CA |
Home town: | |||
Current & past employers: | Sony Electronics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This loan is for consolidating existing debt wich occured because of school costs and car repairs.<br><br> Borrower added on 08/06/12 > This loan is for consolidating existing debt , which occured because of school expenses and car repairs.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $3,371.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463055
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463055 |
$6,175 |
$6,175 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463055. Member loan 1463055 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | New Your Police dept | Debt-to-income ratio: | 23.76% |
Length of employment: | 10+ years | Location: | East Elmhurst, NY |
Home town: | |||
Current & past employers: | New Your Police dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I want to consolidation of my bills<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,416.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was at a red light and a car hit me in the back I had to have my neck operated on in 2009 I was out of work for six months . |
Member Payment Dependent Notes Series 1463063
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463063 |
$19,425 |
$19,425 |
7.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463063. Member loan 1463063 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Riverside Unified School District | Debt-to-income ratio: | 19.96% |
Length of employment: | 7 years | Location: | Riverside, CA |
Home town: | |||
Current & past employers: | Riverside Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Payoff credit card debt associated with home improvement and finish project.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Payoff credit card debt associated with home improvement and finish the project. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx. 2900/3000 per month |
Member Payment Dependent Notes Series 1463067
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463067 |
$35,000 |
$35,000 |
22.95% |
1.00% |
August 17, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463067. Member loan 1463067 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,643 / month |
Current employer: | Department of Navy | Debt-to-income ratio: | 10.87% |
Length of employment: | 2 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Department of Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > To pay off the following loans/credit and use the remaining amount for closing costs for home purchase:<br>Loan 1: $10,806.97, 16.75%, $517/Monthly<br>CC 1: $2,9750.00, 15.75%, $200/Monthly<br>CC 2: $1,702.67, 19.00%, $115/Monthly<br>Total $15,483, $832/Monthly<br>Remaining $18k for home down/closing<br><br> Borrower added on 08/16/12 > There is a typo under CC 1; it should read $2,975.00, NOT "$2,9750.00". All revolving credit and the Loan will be paid off when the Lending Club loan is disbursed.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $12,082.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not currently paying a mortgage, but when I do my monthly payment will be approximately $1850 which includes property tax and insurance. I estimate an additional $150 in HOA fees and miscellaneous upkeep. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently have the following monthly expenses:<br>Rent - $800<br>Transportation (Gas) - $65<br>Utilities - $50<br>Phone (Cell) - $150<br>Insurance - $95<br>Food - $300<br>Cable/Internet - $165<br>TOTAL (Approx.) - $1,625 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently have the following monthly expenses:<br>Rent - $800<br>Transportation (Gas) - $65<br>Utilities - $50<br>Phone (Cell) - $150<br>Insurance - $95<br>Food - $300<br>Cable/Internet - $165<br>TOTAL (Approx.) - $1,625 |
If you have a delinquency in the last 2 years, please explain the reason. | I have no deliquencies in the last 2 years. |
Please explain the reason why you carry a large revolving credit balance. | My total revolving credit to be paid with this debt consolidation is $4,677.67. I don't consider this to be a large revolving credit balance; however they were used for vacations/trips this summer and the balances have been paid down half since then. Thanks for the question. |
Member Payment Dependent Notes Series 1463084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463084 |
$21,725 |
$21,725 |
16.29% |
1.00% |
August 17, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463084. Member loan 1463084 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,583 / month |
Current employer: | Advocate Life and Health LLC | Debt-to-income ratio: | 27.75% |
Length of employment: | 7 years | Location: | PEEKSKILL, NY |
Home town: | |||
Current & past employers: | Advocate Life and Health LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > My loan is to consolidate my credit cards that I had to use to pay for things because I got sick. If I get this loan I will be back on track and able to have a budget again by not paying high interest rates and living paycheck to paycheck.<br>Thank you.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,179.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1463085
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463085 |
$15,000 |
$15,000 |
7.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463085. Member loan 1463085 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,375 / month |
Current employer: | Sotheby's International Realty | Debt-to-income ratio: | 6.57% |
Length of employment: | 1 year | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Sotheby's International Realty | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > After many years of hard work, I've finally secured my dream job. I'm collecting funds to move closer to the office and make the most of this opportunity.<br><br> Borrower added on 08/06/12 > These funds will be used for moving materials and movers, deposits, supplies to fix up the living spaces. My monthly budget is balanced but moving is a huge undertaking. I have many years experience managing credit and payments and appreciate your help.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,842.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | Thanks for your interest. Some fees for brokers and deposits are required upfront and are the bulk of the large cost, this loan goes to the most immediate and non-negotiable price tags. Areas of cost such materials, moving/building labor, and doing work myself I will be covering, roughly 30-35% of the cost to relocate. |
Will some or all of your moving expenses be reimbursed, if so how much? | Hello, thanks for your interest! I can recoup up to 50% of these expenses within a couple of months. This loan is intended as a buffer to cover these 1-time costs without stretching my monthly resources. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan is largely for deposits and fees that require enormous amounts upfront in addition related materials and labor costs. As I mentioned I'm covering about 30% of the total move cost myself. Fees are about 65% of this loan, and materials, driving costs and labor are about 35% of this loan. |
Please explain the reason why you carry a large revolving credit balance. | As I've progressed in my career, a lot of equipment like computers, cameras, sewing machines, and travel have been needed to ensure my future success. One of the great benefits of my employment is my higher income that will allow me to pay off these balances over the next couple of years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1500, Food $600, Utilities $300, Transport $125-175, Insurance $300, Phone $80 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Student loans: $500, credit cards $500 |
Member Payment Dependent Notes Series 1463097
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463097 |
$8,250 |
$8,250 |
7.62% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463097. Member loan 1463097 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Nett Solutions | Debt-to-income ratio: | 9.51% |
Length of employment: | 1 year | Location: | Dana Point, CA |
Home town: | |||
Current & past employers: | Nett Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I have been working very hard to improve my credit (I'm succeeding!!) and pay down credit cards. I have a previous loan that I got through Lending Club that I have paid monthly and I was offered a better interest rate if I consolidated my debt, so I am giving it a shot!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 10.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $660<br>Other bills, phone, car insurance, etc come to about $300 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am going to be paying off another Lending Club loan for $6500 and credit cards totalling about $2000 or so. The interest rates on these vary from about 11%-19%. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I am going to be paying off another Lending Club loan for $6500 and credit cards totalling about $2000 or so. The interest rates on these vary from about 11%-19%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $660<br>Other bills, phone, car insurance, etc come to about $300 |
Which debts do you plan to pay off with this loan? | I am going to pay off my other LC loan, which had a higher interest rate. I also am going to pay off a credit card. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $660<br>Other bills, phone, car insurance, etc come to about $300 |
Member Payment Dependent Notes Series 1463107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463107 |
$7,500 |
$7,500 |
10.16% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463107. Member loan 1463107 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,542 / month |
Current employer: | atg shades | Debt-to-income ratio: | 7.52% |
Length of employment: | < 1 year | Location: | deerfeild beach, FL |
Home town: | |||
Current & past employers: | atg shades | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,408.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463111
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463111 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 20, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463111. Member loan 1463111 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,052 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.49% |
Length of employment: | n/a | Location: | Peoria, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This loan will allow me to pay off credit cards and allow me to purchase new appliances that are needed to replace 14 year old ones. By doing this at the same time it allows me to consolidate everything into one easy payment. It will also allow me control my finances better. Thank you for helping,.
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,551.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1463252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463252 |
$12,875 |
$12,875 |
17.77% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463252. Member loan 1463252 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | HOTEL DELANO | Debt-to-income ratio: | 2.61% |
Length of employment: | 5 years | Location: | MIAMI BEACH, FL |
Home town: | |||
Current & past employers: | HOTEL DELANO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,365.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I WANT TO USE THIS LOAN TO PAY OUT MY CREDIT CARDS( $ 6345 ) PAY MY IMMIGRATION LAWYER ( $2850 )AND I.R.S. ( $ 2619) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY DEBT BALANCE ON MY CREDITCARDS IS $ 6365 AND MY MINIMUM PAYMENT IS $ 167 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY DEBT BALANCE ON MY CREDITCARDS IS $ 6365 AND MY MINIMUM PAYMENT IS $ 167 |
Which debts do you plan to pay off with this loan? | I WANT TO USE THIS LOAN TO PAY OUT MY CREDIT CARDS( $ 6345 ) PAY MY IMMIGRATION LAWYER ( $2850 )AND I.R.S. ( $ 2619) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY DEBT BALANCE ON MY CREDITCARDS IS $ 6365 AND MY MINIMUM PAYMENT IS $ 167 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | MY DEBT BALANCE ON MY CREDITCARDS IS $ 6365 AND MY MINIMUM PAYMENT IS $ 167 |
Member Payment Dependent Notes Series 1463264
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463264 |
$19,050 |
$19,050 |
13.11% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463264. Member loan 1463264 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 25.18% |
Length of employment: | 10+ years | Location: | Great Barrington, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This loan along with savings I have will help me open a retail store to grow my business. Grew up in family upholstery business,Dad retired,I took over labor part in my home for past 10 yrs.very stable,consistently busy,workaholic,very detail oriented,close to completing business management degree.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $2,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am expanding my families furniture upholstery business that I grew up in.My father started the business 40 years ago,but retired,I took over 10 years ago.I have been doing just the labor part of the business in my home.I am looking to move into a larger space where I will have room to expand to larger projects, sell supplies to do it yourselfers, hire more help and teach upholstery lessons. Upholstery is a dying art,it is my niche,I do it well, I am booked always a month to two months advance. |
Please describe your experience/familiarity with the business you are starting/started? | Please see answer to previous question,I answered this one in with that answer. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Please see answer to previous questions,I answered Revenue & Expenses there.I can also add that National average is about $15 per hour for Upholsterers.Because my business focuses on the more custom aspects,I average $25 per hour. |
What do you project your monthly expenses for the first 6 months of your business? | About $3500 per month. |
What do you project your monthly revenues for the first 6 months to be? | About $6000 per month |
Member Payment Dependent Notes Series 1463267
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463267 |
$12,000 |
$12,000 |
17.27% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463267. Member loan 1463267 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,083 / month |
Current employer: | City of Durham | Debt-to-income ratio: | 9.94% |
Length of employment: | 4 years | Location: | Timberlake, NC |
Home town: | |||
Current & past employers: | City of Durham | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > debt consolidation and auto repair<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $5,067.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 300 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Debt consolidation, auto repair , pay off my girlfriend personal loan |
Which debts do you plan to pay off with this loan? | Walmart oldnavy |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 5700 on credit cards monthly payments on credit are 300 month with 29.99 rate, 325 month Mortgage bit I only pay half of it |
Member Payment Dependent Notes Series 1463306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463306 |
$10,000 |
$10,000 |
7.62% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463306. Member loan 1463306 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,417 / month |
Current employer: | York County Sheriff's Office | Debt-to-income ratio: | 8.15% |
Length of employment: | 10+ years | Location: | York, PA |
Home town: | |||
Current & past employers: | York County Sheriff's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I have just purchased a new beach trailer, I would like to be able to purchase a few items for outside, and also I plan to pay off the Best Buy Card, Only $1,700.00 buy I only want one extra bill right now. I have locked up all my credit cards and don't plan to use them at all.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $53,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The Last year has brought major changes in my life, At this time I'm only paying the mortgage and second mortgage. The Taxes and insurance are part of the first mortgage payment. I pay no utilities at this time. It's inportant to know that I have always paid my obligations on time and in full. |
Please explain the reason why you carry a large revolving credit balance. | I recently paid off all my credit cards, however, I'm in the process of cancelling some of these. I have been trying to find the right balance between my revolving credit and credit score as well. However, I have always been responsible about my credit, I have paid all my debts on time. |
Please explain the reason why you carry a large revolving credit balance. | I recently paid off all my credit cards, however, I'm in the process of cancelling some of these. I have been trying to find the right balance between my revolving credit and credit score as well. However, I have always been responsible about my credit, I have paid all my debts on time. |
Member Payment Dependent Notes Series 1463334
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463334 |
$16,000 |
$16,000 |
21.00% |
1.00% |
August 17, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463334. Member loan 1463334 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Longo Toyota | Debt-to-income ratio: | 6.11% |
Length of employment: | 10+ years | Location: | RANCHO CUCAMONGA, CA |
Home town: | |||
Current & past employers: | Longo Toyota | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > To consolidate bills into 1 payment<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $7,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1463446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463446 |
$7,000 |
$7,000 |
7.90% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463446. Member loan 1463446 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,000 / month |
Current employer: | Kelly Services | Debt-to-income ratio: | 11.64% |
Length of employment: | < 1 year | Location: | Tomball, TX |
Home town: | |||
Current & past employers: | Kelly Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,372.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463460
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463460 |
$8,000 |
$8,000 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463460. Member loan 1463460 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,392 / month |
Current employer: | Dept of Veteran Affairs | Debt-to-income ratio: | 13.62% |
Length of employment: | 6 years | Location: | TOPEKA, KS |
Home town: | |||
Current & past employers: | Dept of Veteran Affairs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This will pay off several credit cards and a couple department store cards. I have not missed a payment on any of them. I have a very stable job working for the government for over 6 years now.<br><br> Borrower added on 08/09/12 > The payment for this loan would be less than what I am paying monthly for my credit cards. If you have any questions, feel free to ask.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $5,282.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of $6,400 in credit card debt (includes an Amazon line of credit and Bill Me Later). <br>The interest rates are all around 21%. <br>I have a loan with OneMain financial of about $2000 and the interest is very high - about 30%<br>I do not have any student loans. I purchased my home 3 years ago and my mortgage payment is $725. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $725 month; I am currently leasing my 2011 vehicle and the payment on that is $159. <br>I work from home so I do not have a daily commute or gas expense. Utilites are about $300/month.<br>My insurance and taxes are figured into my mortgage. |
Please explain the reason why you carry a large revolving credit balance. | My main goal is to improve my credit rating and for that to happen you must have a balance and make consistent payments on time. Every year when I get my tax refund I generally pay off a large portion of my debt. I have not missed a single payment in over 6 years. |
If you have a delinquency in the last 2 years, please explain the reason. | I have not had any deliquency in at least 6 years now. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of $6,400 in credit card debt (includes an Amazon line of credit and Bill Me Later). <br>The interest rates are all around 21%. <br>I have a loan with OneMain financial of about $2000 and the interest is very high - about 30%<br>I do not have any student loans. I purchased my home 3 years ago and my mortgage payment is $725. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $725 month; I am currently leasing my 2011 vehicle and the payment on that is $159. <br>I work from home so I do not have a daily commute or gas expense. Utilites are about $300/month.<br>My insurance and taxes are figured into my mortgage. |
Member Payment Dependent Notes Series 1463464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463464 |
$22,500 |
$22,500 |
14.33% |
1.00% |
August 21, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463464. Member loan 1463464 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,500 / month |
Current employer: | Angel Management Group | Debt-to-income ratio: | 16.38% |
Length of employment: | 1 year | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Angel Management Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > This loan is to consolidate my credit card bills into one monthly payment, and the remaining will be used as a deposit on a home.<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,980.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 64.20% | Months Since Last Record: | 90 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463474
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463474 |
$25,000 |
$25,000 |
7.90% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463474. Member loan 1463474 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $16,667 / month |
Current employer: | Genzyme Corp | Debt-to-income ratio: | 3.58% |
Length of employment: | 5 years | Location: | Long Island City, NY |
Home town: | |||
Current & past employers: | Genzyme Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,896.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | This is a electronic gadget repair business Franchise that will have capabilities to repair every type of cell phone, smartphone, tablet, including iPad and gamining system on the US market. Our customer base will include the everyday retail customer as well as eventually build a B2B market. In addition, unlike the local competition the realm of repairs are unlimited due to the training, and accessibility to parts. Finally, we have the ability to guarantee our work and provide service contracts. |
What is your intended use for the loan proceeds? | I intend to use the proceeds towards the initial training of new employees as well as their first several months of salary. In addition, I will purchase necessary repair equipment and parts necessary for the first 3 months of launch. |
What do you project your monthly expenses for the first 6 months of your business? | In total my monthly expenses are expected to be 18k for the first 6 months. |
What will be the largest expense in the first six months? | The largest expense for the first 6 months will be human capital and lease space. |
What do you project your monthly revenues for the first 6 months to be? | My projected revenue for the first month will be 30K with a gradual increase to 65k by the 6th month. Because of the B2B opportunities this concept has the potential of doing well over 100,00 per month. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Unfortunately I can not, I have not finalized the staff structure and pay scale or committed to a leased retail space. |
What is your intended use for the loan proceeds? | I intend to use the proceeds towards the initial training of new employees as well as their first several months of salary. In addition, I will purchase necessary repair equipment and parts necessary for the first 3 months of launch. |
What do you project your monthly revenues for the first 6 months to be? | My projected revenue for the first month will be 30K with a gradual increase to 65k by the 6th month. Because of the B2B opportunities this concept has the potential of doing well over 100,00 per month. |
What is your intended use for the loan proceeds? | I intend to use the proceeds towards the initial training of new employees as well as their first several months of salary. In addition, I will purchase necessary repair equipment and parts necessary for the first 3 months of launch. |
Please explain the reason why you carry a large revolving credit balance. | I guess the best answer I can give you is that I recently sold some property and paid off some credit cards which was advised by my financial advisors. |
What type of business are you starting? | This is a electronic gadget repair business Franchise that will have capabilities to repair every type of cell phone, smartphone, tablet, including iPad and gamining system on the US market. Our customer base will include the everyday retail customer as well as eventually build a B2B market. In addition, unlike the local competition the realm of repairs are unlimited due to the training, and accessibility to parts. Finally, we have the ability to guarantee our work and provide service contracts. |
Please describe your experience/familiarity with the business you are starting/started? | I am very familiar with the consumer electronic business as I am a consumer and an invester in many relevant companies in this space. However; that is the benefit of purchasing a Franchise, I am now a business partner with an organization that has over 22 year experience in this field. I also have 8 years of successful management experience as well as over 14 years of successful sales experience. |
What is your intended use for the loan proceeds? | I intend to use the proceeds towards the initial training of new employees as well as their first several months of salary. In addition, I will purchase necessary repair equipment and parts necessary for the first 3 months of launch. |
What type of business are you starting? | This is a electronic gadget repair business Franchise that will have capabilities to repair every type of cell phone, smartphone, tablet, including iPad and gamining system on the US market. Our customer base will include the everyday retail customer as well as eventually build a B2B market. In addition, unlike the local competition the realm of repairs are unlimited due to the training, and accessibility to parts. Finally, we have the ability to guarantee our work and provide service contracts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Since we are still in the early stages most of the expenses you are asking for are not solidified. However; we are budgeting for $5,500 rent, $500 for utilities and phone, $250 for insurance. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 3000 |
If you have a delinquency in the last 2 years, please explain the reason. | No I do not. |
If you have a public record on file, please briefly explain the event and its resolution. | N/A |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not paying a mortgage. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | My loan if for the start up cost of the Franchise focusing mainly on hiring and Training of new employees (5) |
Member Payment Dependent Notes Series 1463494
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463494 |
$25,975 |
$25,975 |
24.89% |
1.00% |
August 17, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463494. Member loan 1463494 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | South Florida Workforce | Debt-to-income ratio: | 9.19% |
Length of employment: | 10+ years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | South Florida Workforce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Pay credit cards Paid to fix the house.<br><br> Borrower added on 08/07/12 > This will help me to consolidate my acct and pay my margage. Thank you for your help<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $27,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Morgage 1,079.00 Monthly Include Taxes and Insurance, |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car Insurance $250.00 Monthly <br>Average no more that 300.00 Water and Electricity<br>Cable $176.00 Included Phone , Internet TV<br>Food average of $500.00 Monthly <br>Transportation average $500.00 monthy in Gas<br>No cars payments Cars are payoff |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Car Insurance $250.00 Monthly <br>Average no more that 300.00 Water and Electricity<br>Cable $176.00 Included Phone , Internet TV<br>Food average of $500.00 Monthly <br>Transportation average $500.00 monthy in Gas<br>No cars payments Cars are payoff |
If you have a delinquency in the last 2 years, please explain the reason. | No delinquency in the last 2 year |
Please explain the reason why you carry a large revolving credit balance. | It was no speific reason I know the I need to get them pay and cancelled. This is not the way of handeling my finance |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 1 pay all credit cards and cancelled them complete the money the I need to fix my roof and improve my house also will sent some to my morgage and since I am only will have one payment I will have aportunity to pay my morgage faster |
Member Payment Dependent Notes Series 1463499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463499 |
$17,000 |
$17,000 |
18.49% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463499. Member loan 1463499 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | Saputo Cheese USA | Debt-to-income ratio: | 30.10% |
Length of employment: | 6 years | Location: | LINDSAY, CA |
Home town: | |||
Current & past employers: | Saputo Cheese USA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,801.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1463504
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463504 |
$10,050 |
$10,050 |
12.12% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463504. Member loan 1463504 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,400 / month |
Current employer: | Dr. Bryan Beebe | Debt-to-income ratio: | 28.67% |
Length of employment: | 5 years | Location: | Sarasota, FL |
Home town: | |||
Current & past employers: | Dr. Bryan Beebe | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am requesting this loan to help consolidate my credit cards. Thank You :)<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,571.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463506
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463506 |
$4,000 |
$4,000 |
12.12% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463506. Member loan 1463506 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | fritolay | Debt-to-income ratio: | 18.29% |
Length of employment: | 6 years | Location: | surprise, AZ |
Home town: | |||
Current & past employers: | fritolay | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > start up small side business ,<br><br> Borrower added on 08/07/12 > I plan to use the money to buy storage lockers that have come to auction and sell the contents on craigslist and ebay for profit<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,876.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please describe your experience/familiarity with the business you are starting/started? | ive been using this method for a couple months to test market. first I started with things around the house now i need more inventory. that is why I need the loan |
Member Payment Dependent Notes Series 1463509
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463509 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463509. Member loan 1463509 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 18.67% |
Length of employment: | 10+ years | Location: | PHOENIX, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1972 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,499.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463569
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463569 |
$25,000 |
$25,000 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463569. Member loan 1463569 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Parker Hudson Rainer & Dobbs | Debt-to-income ratio: | 12.69% |
Length of employment: | 8 years | Location: | MOUNTAIN HOME, AR |
Home town: | |||
Current & past employers: | Parker Hudson Rainer & Dobbs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Consolidate bills so that I only have 1 payment a month rather than multiple.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card $5,200 11.99 %<br>Credit Card $7,000 13.99%<br>IRS $6,000 (not sure) (due to accidental oversight)<br>Car $7,000 (not sure)<br>Student Loan $26000 (approx) (low not including in debt consolidation as low payment and low interest) |
Member Payment Dependent Notes Series 1463666
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463666 |
$5,000 |
$5,000 |
15.80% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463666. Member loan 1463666 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,500 / month |
Current employer: | State of Michigan (DHS) | Debt-to-income ratio: | 31.07% |
Length of employment: | 1 year | Location: | BELLEVILLE, MI |
Home town: | |||
Current & past employers: | State of Michigan (DHS) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $5,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | The last time I checked my credit report, I did not note any delinquencies in the past two years. |
Please explain the reason why you carry a large revolving credit balance. | I was in a situation where I had recently given birth, had surgery, and unexpectantly lost my husband. I had dropped to a part time position while I was pregnant and there was no way I could keep up with monthly and new expenses with my income. I used my credit cards to pay utilities, medical bills, and whatever else was due. I have since obtained a full time position and been promoted, but it has been difficult to pay off the credit card balances. Hence, why I am applying for this loan. |
Member Payment Dependent Notes Series 1463681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463681 |
$6,075 |
$6,075 |
7.90% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463681. Member loan 1463681 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,833 / month |
Current employer: | Christian Heritage Ministries | Debt-to-income ratio: | 24.44% |
Length of employment: | 2 years | Location: | KISSIMMEE, FL |
Home town: | |||
Current & past employers: | Christian Heritage Ministries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,733.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1463695
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463695 |
$12,000 |
$12,000 |
17.27% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463695. Member loan 1463695 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Factset | Debt-to-income ratio: | 8.72% |
Length of employment: | 6 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Factset | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,995.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2k/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2k/month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 2k/month |
If you have a delinquency in the last 2 years, please explain the reason. | I never had a delinquency before |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2k/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2k/month |
Please explain the reason why you carry a large revolving credit balance. | To help build up my credit, I could pay of 90% of the total debt I have right now if needed. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Consolidating debts |
Which debts do you plan to pay off with this loan? | Credit Cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2k/month |
Member Payment Dependent Notes Series 1463709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463709 |
$30,000 |
$30,000 |
18.49% |
1.00% |
August 20, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463709. Member loan 1463709 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,300 / month |
Current employer: | You Young Co, Ltd. | Debt-to-income ratio: | 17.31% |
Length of employment: | 2 years | Location: | Portland, OR |
Home town: | |||
Current & past employers: | You Young Co, Ltd. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Time to eliminate debt and save some dollars with a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $52,595.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is $47,000 and I have been paying $2,600 per month. The average interest rate is 19.8% for these cards. This loan will allow me to pay off over half and then still take $1000 per month to eliminate the rest of the debt faster than I am now able to. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have been currently paying $2,600 per month for all the credit card bills, which is more than the minimum. With this loan, it will allow me to still continue to pay $1,000 towards my remaining balance monthly, but it will eliminate this debt much faster than I am able to eliminate it now. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $13135 will pay balance $13135, interest rate 16.5%, current monthly payment $333 <br>Visa $1602 will pay balance $1602, interest rate 22%, current monthly payment $31<br>Am Ex $18717 will pay $6000, interest rate 14.5%, current monthly payment $423<br>Visa $3546 will pay $1300 , interest rate 22, current monthly payment $146<br>Visa $10000 will pay off $6,000, interest rate 22%, current monthly payment $231 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have been currently paying $2,600 per month for all the credit card bills, which is more than the minimum. With this loan, it will allow me to still continue to pay $1,000 towards my remaining balance monthly, but it will eliminate this debt much faster than I am able to eliminate it now. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is $47,000 and I have been paying $2,600 per month. The average interest rate is 19.8% for these cards. This loan will allow me to pay off over half and then still take $1000 per month to eliminate the rest of the debt faster than I am now able to. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa $13135 will pay balance $13135, interest rate 16.5%, current monthly payment $333 <br>Visa $1602 will pay balance $1602, interest rate 22%, current monthly payment $31<br>Am Ex $18717 will pay $6000, interest rate 14.5%, current monthly payment $423<br>Visa $3546 will pay $1300 , interest rate 22, current monthly payment $146<br>Visa $10000 will pay off $6,000, interest rate 22%, current monthly payment $231 |
Please explain the reason why you carry a large revolving credit balance. | This large balance is due to my transition to working for a company that does not deduct my taxes, and in my learnings since 2010, I have ended up paying a large sum of taxes each year. Now I understand how much I need to be paying in taxes each month, and am setting that aside to avoid this problem, but I am still left with the tax debt from 2010 and 2011 that I had to pay. I want to eliminate this within 3 years, and this loan will help me to accomplish this. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have been currently paying $2,600 per month for all the credit card bills, which is more than the minimum. With this loan, it will allow me to still continue to pay $1,000 towards my remaining balance monthly, but it will eliminate this debt much faster than I am able to eliminate it now. |
Member Payment Dependent Notes Series 1463971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1463971 |
$35,000 |
$35,000 |
21.49% |
1.00% |
August 16, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1463971. Member loan 1463971 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,542 / month |
Current employer: | cryogenic transportation inc | Debt-to-income ratio: | 10.91% |
Length of employment: | < 1 year | Location: | Waterford, CT |
Home town: | |||
Current & past employers: | cryogenic transportation inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > We live in a very high cost of living state and took a hit during the recession with wage reductions and company I worked at 22+ years was sold. We had obligations and funded them with credit cards. We want to use this money to become debt free in the next 60 months.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,115.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1464005
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464005 |
$18,825 |
$18,825 |
16.29% |
1.00% |
August 20, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464005. Member loan 1464005 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Holiday Inn airport | Debt-to-income ratio: | 25.10% |
Length of employment: | 10+ years | Location: | hebron , KY |
Home town: | |||
Current & past employers: | Holiday Inn airport | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > pay off credit cards<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards |
Member Payment Dependent Notes Series 1464110
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464110 |
$17,500 |
$17,500 |
14.33% |
1.00% |
August 17, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464110. Member loan 1464110 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | VVF | Debt-to-income ratio: | 16.08% |
Length of employment: | 5 years | Location: | Bristol, IL |
Home town: | |||
Current & past employers: | VVF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $6,300.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464116
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464116 |
$7,125 |
$7,125 |
16.29% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464116. Member loan 1464116 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | BETHANY HOME CARE,INC. | Debt-to-income ratio: | 11.50% |
Length of employment: | 5 years | Location: | CANOGA Park, , CA |
Home town: | |||
Current & past employers: | BETHANY HOME CARE,INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay at once some of my credit cards.... |
Member Payment Dependent Notes Series 1464130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464130 |
$7,000 |
$7,000 |
11.14% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464130. Member loan 1464130 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | Yadkin Valley Bank & Trust | Debt-to-income ratio: | 12.88% |
Length of employment: | 10+ years | Location: | Jefferson, NC |
Home town: | |||
Current & past employers: | Yadkin Valley Bank & Trust | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $23,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464203
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464203 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 20, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464203. Member loan 1464203 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 28.85% |
Length of employment: | n/a | Location: | Grand Prairie, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 55 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $3,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | I am paying off a timeshare |
Member Payment Dependent Notes Series 1464221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464221 |
$10,800 |
$10,800 |
6.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464221. Member loan 1464221 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | growmark fs llc | Debt-to-income ratio: | 25.25% |
Length of employment: | < 1 year | Location: | belleville, PA |
Home town: | |||
Current & past employers: | growmark fs llc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > home purchase consolidations<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,802.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 14.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1464223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464223 |
$12,000 |
$12,000 |
15.31% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464223. Member loan 1464223 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Farmers Insurance Group | Debt-to-income ratio: | 32.95% |
Length of employment: | < 1 year | Location: | Joppa, MD |
Home town: | |||
Current & past employers: | Farmers Insurance Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I am consolidating my debt and looking to eliminate revolving debt.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,194.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Do you want $ amounts? If so, I can provide that. My monthly expenses are transportation, phone, insurance, groceries, internet/cable bill. |
Which debts do you plan to pay off with this loan? | I plan on paying off my revolving credit and loans in a three year period. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my debt including credit cards and loans have interest rates no lower than 25%, I am looking to pay all these off in a three year period. <br>Lendmark 3700<br>Citi 1300<br>Visa 2500<br>Chase 4500 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Using loan to pay off revolving debt and loans. |
Member Payment Dependent Notes Series 1464236
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464236 |
$24,000 |
$24,000 |
12.12% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464236. Member loan 1464236 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,375 / month |
Current employer: | Fluor | Debt-to-income ratio: | 10.30% |
Length of employment: | 2 years | Location: | APPLE VALLEY, CA |
Home town: | |||
Current & past employers: | Fluor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,886.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was helping out family members that hit hard times - I am currently reducing my credit debt |
What is the home improvement project you are planning? | My home kitchen and living rooms need updated |
Is the improvement to your primary residence or an investment property? | These improvement are to my Primary residence |
Is this for a home improvement you have already made, or one that you are planning to make? | These are improvement I wish to make |
What is your intended use for the loan proceeds? | To update home and lower some of debt interest rates |
Is the improvement to your primary residence or an investment property? | These improvement are to my Primary residence |
Member Payment Dependent Notes Series 1464265
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464265 |
$35,000 |
$35,000 |
23.76% |
1.00% |
August 17, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464265. Member loan 1464265 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,250 / month |
Current employer: | Kaiser Permanente | Debt-to-income ratio: | 16.46% |
Length of employment: | 10+ years | Location: | FAIRFIELD, CA |
Home town: | |||
Current & past employers: | Kaiser Permanente | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I will use my loan for backyard landscaping.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,020.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am in control and aware of what I charge. I manage my finances extremely well and pay all my creditors on time. |
Please explain the reason why you carry a large revolving credit balance. | I am in control and aware of what I charge. I manage my finances extremely well and pay all my creditors on time. |
What is the home improvement project you are planning? | I am planning to landscape my backyard. |
Member Payment Dependent Notes Series 1464304
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464304 |
$5,350 |
$5,350 |
15.31% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464304. Member loan 1464304 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | STARBUCKS COFFEE COMPANY | Debt-to-income ratio: | 6.62% |
Length of employment: | 1 year | Location: | VISALIA, CA |
Home town: | |||
Current & past employers: | STARBUCKS COFFEE COMPANY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I'm looking at consolidating all my credit cards to just one payment and this would help take care of all of them!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 46 |
Revolving Credit Balance: | $6,447.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464362
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464362 |
$5,000 |
$5,000 |
18.75% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464362. Member loan 1464362 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | USAF | Debt-to-income ratio: | 25.04% |
Length of employment: | 10+ years | Location: | menifee, CA |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > The loan is for the actual meal and room charge, I have to pay this before the wedding can take place, thank you all for your help its very much appreciated.<br><br> Borrower added on 08/08/12 > The wedding. Is comin up pretty quick so thank you to everyone for your help it is very much appreciated thank you very much<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,007.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | the wedding meal the total for all the guests |
How are you paying for other wedding expenses not covered by this loan? | From my regular pay check |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage- $808.00, utilities-$300.00, Insurance- $250.00, line of credit-$276.00 |
Member Payment Dependent Notes Series 1464364
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464364 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464364. Member loan 1464364 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,500 / month |
Current employer: | Carr Properties | Debt-to-income ratio: | 15.22% |
Length of employment: | 5 years | Location: | Stafford, VA |
Home town: | |||
Current & past employers: | Carr Properties | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > This loan is for an anniversary vacation since my wife of 25 years and I never had a honeymoon. I had wanted to do something really special and do not want money to be an issue. I will also pay off some minor store credit cards<br><br> Borrower added on 08/13/12 > I have been working for the same employer over 5 years and have been paying off all revolving debt. We have 3 vehicles all paid off and have a monthly surplus of $4000, which I have been using to pay off remaining credit.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464379
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464379 |
$9,000 |
$9,000 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464379. Member loan 1464379 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Ampac Trading International | Debt-to-income ratio: | 14.40% |
Length of employment: | 10+ years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Ampac Trading International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I want to consolidate the following cards so that I can make similiar monthly payment and payoff asap with lower APR.<br><br>AMEX: $3,448.76 APR 24.50 Min payment: $ 113.00<br>Visa: $3,974.78 APR 16.45 Min Payment: $ 93.00<br>Visa: $682.96 APR 22.24 Min Payment: $25.00<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,853.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have three credit cards that I want to consolidate.<br>American Express: $3,448.76 APR 24.50 Min payment: $ 113.00<br>Visa: $3,974.78 APR 16.45 Min Payment: $ 93.00<br>Visa: $682.96 APR 22.24 Min Payment: $25.00<br><br>The cards were used for dental bills, home improvements, auto repair, etc.<br><br>With the minimum and some additional payment, it's taking longer than expected to pay off the cards.<br>I want to consolidate these cards so that I can make similiar monthly payment and payoff asap.<br><br>Thanks |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have three credit cards that I want to consolidate.<br>American Express: $3,448.76 APR 24.50 Min payment: $ 113.00<br>Visa: $3,974.78 APR 16.45 Min Payment: $ 93.00<br>Visa: $682.96 APR 22.24 Min Payment: $25.00<br><br>With the minimum and some additional payment, it's taking longer than expected to pay off the cards.<br>I want to consolidate these cards so that I can make similiar monthly payment and payoff asap.<br><br>Thanks |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have three credit cards that I want to consolidate.<br>American Express: $3,448.76 APR 24.50 Min payment: $ 113.00<br>Visa: $3,974.78 APR 16.45 Min Payment: $ 93.00<br>Visa: $682.96 APR 22.24 Min Payment: $25.00<br><br>The cards were used for dental bills, home improvements, auto repair, etc.<br><br>With the minimum and some additional payment, it's taking longer than expected to pay off the cards.<br>I want to consolidate these cards so that I can make similiar monthly payment and payoff asap.<br><br>Thanks |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I have three credit cards that I want to consolidate.<br>American Express: $3,448.76 APR 24.50 Min payment: $ 113.00<br>Visa: $3,974.78 APR 16.45 Min Payment: $ 93.00<br>Visa: $682.96 APR 22.24 Min Payment: $25.00<br><br>With the minimum and some additional payment, it's taking longer than expected to pay off the cards.<br>I want to consolidate these cards so that I can make similiar monthly payment and payoff asap.<br><br>Thanks |
Member Payment Dependent Notes Series 1464382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464382 |
$11,500 |
$11,500 |
18.49% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464382. Member loan 1464382 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Central Minnesota Senior Care | Debt-to-income ratio: | 12.31% |
Length of employment: | 5 years | Location: | LITCHFIELD, MN |
Home town: | |||
Current & past employers: | Central Minnesota Senior Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am requesting a loan to consolidate my debt into one monthly payment. If I receive the loan, once it is paid in full, I hope to greatly improve my credit score and buy my own home. I have never been late on a payment and won't start now! Feel free to ask any questions. Thank you<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances include 5 seperate credit cards and a small line of credit, with interest rates ranging from 17.74% - 29.99% amounting to $10,688.28. The purpose of this request for a single loan is to have all debt consolodated into one monthly payment. I am hoping to make double payments, if I recieve the loan, and once paid off buy a home. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include, Rent 300, Transportation 200, no utilities as they are included in rent, Phone 75, Insurance (medical, life and auto) 245, Food 300, Internet 20, Satellite 30, Water Softner 20, Misc. 150. totalling 1340. In addition I presently have been making payments towards the credit cards and small loan amounting to 800 monthly. Totalling 2140.00 Approx. per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses include, Rent 300, Transportation 200, no utilities as they are included in rent, Phone 75, Insurance (medical, life and auto) 245, Food 300, Internet 20, Satellite 30, Water Softner 20, Misc. 150. totalling 1340. In addition I presently have been making payments towards the credit cards and small loan amounting to 800 monthly. Totalling 2140.00 Approx. per month. |
Which debts do you plan to pay off with this loan? | If I receive the 11,500 I requested, I will pay off all debt to have one monthly payment. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances include 5 seperate credit cards and a small line of credit, with interest rates ranging from 17.74% - 29.99% amounting to $10,688.28. The purpose of this request for a single loan is to have all debt consolodated into one monthly payment. I am hoping to make double payments, if I recieve the loan, and once paid off buy a home. |
Please explain the reason why you carry a large revolving credit balance. | I had just started a new job five years ago and did not recieve health insurance. I had a gallbladder attack and became very sick requiring emergency surgery and a four day hospital stay. Needless to say the hospital bills were enormous and had to be paid. The remaining amount is what I continue to pay. I very much would like to purchase a home in the next few years and want to increase my credit rating and pay off all debt so that I can meet my goal. |
Member Payment Dependent Notes Series 1464384
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464384 |
$6,950 |
$6,950 |
18.49% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464384. Member loan 1464384 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | Primo Pizza Parlor | Debt-to-income ratio: | 5.30% |
Length of employment: | 2 years | Location: | SEATTLE, WA |
Home town: | |||
Current & past employers: | Primo Pizza Parlor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I would use this loan for consolidating credit cards allowing me to make just one payment, much more manageable as I continue to build my credit and continue building for my future.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $5,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: car insurance $120, gas $100, phone $100, the rest is minimal, my rent is subsidized by my employment as a resident manager of an apartment building, which takes care of any other living utilities and expenses. Other than that I don't have much. I'm trying to consolidate my credit cards into 1 payment, so I can make sure that I am paying them off in a timely manner and that I continue building my credit positively. |
Which debts do you plan to pay off with this loan? | I'd like to immediately pay off my credit cards and consolidate them with this loan so I am making 1 timely payment to continue building my credit without any late pays. |
What is your intended use for the loan proceeds? | My intended use for the proceeds would be to consolidate my credit card debt so I am making 1 timely payment to continue good standing with building my credit history. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: car insurance $120, gas $100, phone $100, the rest is minimal, my rent is subsidized by my employment as a resident manager of an apartment building, which takes care of any other living utilities and expenses. Other than that I don't have much. I'm trying to consolidate my credit cards into 1 payment, so I can make sure that I am paying them off in a timely manner and that I continue building my credit positively. |
Which debts do you plan to pay off with this loan? | I'd like to immediately pay off my credit cards and consolidate them with this loan so I am making 1 timely payment to continue building my credit without any late pays. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are: car insurance $120, gas $100, phone $100, the rest is minimal, my rent is subsidized by my employment as a resident manager of an apartment building, which takes care of any other living utilities and expenses. Other than that I don't have much. I'm trying to consolidate my credit cards into 1 payment, so I can make sure that I am paying them off in a timely manner and that I continue building my credit positively. |
Member Payment Dependent Notes Series 1464396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464396 |
$4,375 |
$4,375 |
12.12% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464396. Member loan 1464396 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,333 / month |
Current employer: | center for ent | Debt-to-income ratio: | 16.03% |
Length of employment: | 5 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | center for ent | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > reduce my credit card debt, I'm wanting to go back to school and don't want the burden of debt to slow me down. It would mean so much to be to be able to do that.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464409 |
$5,000 |
$5,000 |
14.09% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464409. Member loan 1464409 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Smileworks Center | Debt-to-income ratio: | 15.36% |
Length of employment: | 6 years | Location: | SKOKIE, IL |
Home town: | |||
Current & past employers: | Smileworks Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1464416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464416 |
$19,000 |
$19,000 |
7.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464416. Member loan 1464416 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Bank of New York Mellon | Debt-to-income ratio: | 23.90% |
Length of employment: | 7 years | Location: | North Attleboro, MA |
Home town: | |||
Current & past employers: | Bank of New York Mellon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Hi, we are looking to pay off 2 cards and take money out to install hardwood floors in our bedrooms. I have been in the finance industry for over 10 years and have never made a late payment. Feel free to ask any questions.<br><br> Borrower added on 08/13/12 > In addition to re-doing our bedroom floors. Today our heat pump/ac condenser died and our entire system will need to be replaced. This will cost approximately $5,000. With the proceeds of this loan we will be able to replace it and complete our floor upgrade.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,018.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1464423
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464423 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464423. Member loan 1464423 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Everett Police Dept | Debt-to-income ratio: | 12.09% |
Length of employment: | 10+ years | Location: | Everett, MA |
Home town: | |||
Current & past employers: | Everett Police Dept | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > This loan is for debt concolidation. It will put me in a much better financial position and allow me to rebuild.<br><br> Borrower added on 08/13/12 > Thank You so much for your support.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $8,227.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Citicards balance is $4017.66 at 28.99% payment is 229.00/mo<br>AAA/BOA card is $2834.46 at 19.99% payment is $110/mo<br><br>Capital One (1) is 3776.37 at 17.90 payment is 110/mo<br>Capital One (2) is 2148.86 at 17.90 payment is 70/mo<br>BOA is 1301.68 at 19.99 payment is 60/mo |
Member Payment Dependent Notes Series 1464435
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464435 |
$4,500 |
$4,500 |
13.11% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464435. Member loan 1464435 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,250 / month |
Current employer: | Perfect look | Debt-to-income ratio: | 19.04% |
Length of employment: | 1 year | Location: | HILLSBORO, OR |
Home town: | |||
Current & past employers: | Perfect look | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To get my debt paid off and only have one payment<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,688.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464456
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464456 |
$14,000 |
$14,000 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464456. Member loan 1464456 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | AAMCO Car Care | Debt-to-income ratio: | 7.68% |
Length of employment: | 8 years | Location: | POMONA, CA |
Home town: | |||
Current & past employers: | AAMCO Car Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > trying to make sound financial decision in order to pay higher interest credit cards and spead some of the profit to other companies that are willing to provide loan. My payment history is very good if not excellent in regards to paying my debts. Thank You.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,128.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1464457
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464457 |
$10,925 |
$10,925 |
15.31% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464457. Member loan 1464457 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Eastern International Bank | Debt-to-income ratio: | 12.41% |
Length of employment: | 3 years | Location: | EL MONTE, CA |
Home town: | |||
Current & past employers: | Eastern International Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1464458
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464458 |
$21,725 |
$21,725 |
10.16% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464458. Member loan 1464458 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Home Based Travel Experts | Debt-to-income ratio: | 20.27% |
Length of employment: | 2 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Home Based Travel Experts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,290.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses are about 4500 per month.<br><br>Thank you. |
What is your intended use for the loan proceeds? | Business start-up. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around 4500 |
Please provide additional details regarding the purpose of the loan. | I would like to make some home improvements. |
Member Payment Dependent Notes Series 1464463
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464463 |
$7,000 |
$7,000 |
14.33% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464463. Member loan 1464463 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Enterprise Rent A Car | Debt-to-income ratio: | 20.38% |
Length of employment: | 2 years | Location: | DESOTO, TX |
Home town: | |||
Current & past employers: | Enterprise Rent A Car | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,211.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have no mortage payment. I live in the home house. My line of credit is 1,000. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | N/A |
Please provide general details of the cost of your vacation. | Round Trip Ticket to Florida for two and a 7 day cruise to Jamaica. |
Member Payment Dependent Notes Series 1464464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464464 |
$12,250 |
$12,250 |
15.80% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464464. Member loan 1464464 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | garden city inc dba matrix casino | Debt-to-income ratio: | 8.35% |
Length of employment: | 4 years | Location: | SUNNYVALE, CA |
Home town: | |||
Current & past employers: | garden city inc dba matrix casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't need to pay rent. I live 10 miles away from my work. My phone bill is $50 a month and car insurance is $300 a year. I just buy some food from supermarket sometimes when I want to cook at home on my weekends. Pretty much less than $500 expenses for me. |
Please explain the reason why you carry a large revolving credit balance. | Spend all cash to buy a house in China. Also decorations fees, too. |
What type of business are you starting? | I consider invest a house in China now is a kind of good business. |
Please describe your experience/familiarity with the business you are starting/started? | My old house I bought in China before worth 10 times more than when I bought it. |
What do you project your monthly expenses for the first 6 months of your business? | Decoration fees is about 20k-30k. |
What will be the largest expense in the first six months? | buy decoration materials and funitures, electronics. |
What do you project your monthly revenues for the first 6 months to be? | pay back my loans. |
Can you provide some high level financials on the monthly costs / revenue of your business? | Not much cost after the decoration is done, just collect rental after then. |
Member Payment Dependent Notes Series 1464470
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464470 |
$10,825 |
$10,825 |
17.27% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464470. Member loan 1464470 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Headway | Debt-to-income ratio: | 13.63% |
Length of employment: | 4 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Headway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I'm trying to consolidate a small amount of credit card debt at a lower interest rate. I appreciate your investment consideration!<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,750.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Phone,Cable & Internet - $100<br>Transportation - $104<br>Rent - $400<br>Food - $150 |
Which debts do you plan to pay off with this loan? | My credit card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Card - $5,500 - APR 19.24% - Monthly Payment - $150<br>Eye Surgery - $4,500 - Monthly Payment - $200 |
Please explain the reason why you carry a large revolving credit balance. | High monthly travel expenses. This loan would help me with sustaining cash flow as we move forward.<br>The large revolving credit balance is due to the unexpected eye surgery I've incurred thus far. It offers one year to pay the balance; interest free. |
Member Payment Dependent Notes Series 1464476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464476 |
$7,200 |
$7,200 |
11.14% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464476. Member loan 1464476 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | PACIFIC COLLEGE OF ORIENTAL MEDICINE | Debt-to-income ratio: | 20.83% |
Length of employment: | 1 year | Location: | JERSEY CITY, NJ |
Home town: | |||
Current & past employers: | PACIFIC COLLEGE OF ORIENTAL MEDICINE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I will use these funds to pay the balance on 3 credit cards that are charging very high interest rates and amounting to $800 in monthly payments. Then I will close these credit card accounts and hoping to improve my credit score.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $8,285.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464487
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464487 |
$13,200 |
$13,200 |
10.16% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464487. Member loan 1464487 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Bergstrom Automotive | Debt-to-income ratio: | 11.79% |
Length of employment: | 8 years | Location: | GREENVILLE, WI |
Home town: | |||
Current & past employers: | Bergstrom Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Pay off 2 Bank of America credit cards with high rates<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1979 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,169.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total is $20800 $10300 of that is at 19.24% $10500 of that is at 9.99%<br>Current min mo is $455 , I pay 650 mo |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | M/C 1 is $3900 at 19.24% and $105 mo min<br>M/C 2 is $6400 at 19.24% and $158 mo min<br>I pay $200 on each per mo. I want to pay these off, bank wont budge on % rate. Thanks |
Member Payment Dependent Notes Series 1464499
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464499 |
$5,750 |
$5,750 |
15.80% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464499. Member loan 1464499 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,625 / month |
Current employer: | Best Buy | Debt-to-income ratio: | 19.18% |
Length of employment: | 2 years | Location: | SEVEN HILLS, OH |
Home town: | |||
Current & past employers: | Best Buy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,667.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I don't pay rent for I still live with my parents. I was given a hand me down car that was already paid off 2 years ago, so all I'm paying for is gas and insurance. I have a cell phone bill and I also pay for all my food. All I will have left on a monthly basis to pay is my car insurance which is pretty good and a cell phone bill.. Not to mention food and I'll be able to pay off my last credit card on my own with the help of this loan |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit cards that I used when I got laid off for 2 years to buy the basic essentials.. Before my lay off my credit was immaculate and I'm trying to get back my credit score back up to 750+ |
Please explain the reason why you carry a large revolving credit balance. | I got laid off for 2 years and had to buy the basic essentials to live life.. Got a job that doesn't pay anywhere near what I was making and it's hard to pay my bills down and still buy my basic essentials.. The stress of realizing I was not going to pay off my credit cards at the pay I'm at now is why I have decided to get the loan. I will pay off almost all of my credit cards but 1. Which will help tremendously getting back on my feet and in the right direction. |
Member Payment Dependent Notes Series 1464518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464518 |
$8,000 |
$8,000 |
18.49% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464518. Member loan 1464518 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Metrobank | Debt-to-income ratio: | 13.48% |
Length of employment: | 4 years | Location: | CICERO, IL |
Home town: | |||
Current & past employers: | Metrobank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | In total I owe a little over 7800 in credit card debit. I am currently paying on avg 350-400 a month towards that. My interest rates are high 20's to low 30's. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent I live at home with my parents. My car is paid off, for Insurance I pay 50 a month, and gas is 40. Cell phone is 100 and food on avg 100 a month. |
Which debts do you plan to pay off with this loan? | Credit card debt. I have very high interest rates on my credit cards so more then half of my payment goes to interest and the principle stays about the same. I would like to pay them all off and only have one payment to worry about with a lower interest rate than I currently have. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | In total I owe a little over 7800 in credit card debit. I am currently paying on avg 350-400 a month towards that. My interest rates are high 20's to low 30's. |
Please explain the reason why you carry a large revolving credit balance. | I spent the money foolishly growing up, I now am focusing on paying down my debt with one payment to a lower interest rate. This will also help build my credit for the time when I need to purchase my first home. |
Member Payment Dependent Notes Series 1464520
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464520 |
$16,000 |
$16,000 |
15.31% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464520. Member loan 1464520 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Metropolitan Transit Authority Police | Debt-to-income ratio: | 14.11% |
Length of employment: | 3 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Metropolitan Transit Authority Police | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | I have three credit cards. One credit is chase with a balance of 5053.29, interest 29.99%, payment $167.00. Second credit is a chase with a balance of 5280.73, interest 4.65%, payment $73.00. Third is wells fargo with a balance of 6108.22, interest 19.99%, payment $185.00 |
Member Payment Dependent Notes Series 1464525
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464525 |
$14,825 |
$14,825 |
6.03% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464525. Member loan 1464525 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,750 / month |
Current employer: | Xantrion Inc | Debt-to-income ratio: | 9.18% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Xantrion Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $634.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 5.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $15000, 29%, $450 per month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The current minimum is $450. After the load the minimum will $450, but the minimum will actually allow us to pay off the debt in three years. If we pay the minimum on the Mastercard it will take forty years to pay off the debt. |
Member Payment Dependent Notes Series 1464547
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464547 |
$10,000 |
$10,000 |
15.31% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464547. Member loan 1464547 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | HAMASAKU | Debt-to-income ratio: | 16.04% |
Length of employment: | 8 years | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | HAMASAKU | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,200. Car Payment $500. Ins. $125. Gas $350. Utilities $300. Phone $75. Food $600. etc. $300. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $800.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $1,200. Car Payment $500. Ins. $125. Gas $350. Utilities $300. Phone $75. Food $600. etc. $300. |
Member Payment Dependent Notes Series 1464553
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464553 |
$11,750 |
$11,750 |
17.77% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464553. Member loan 1464553 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | The Homedepot | Debt-to-income ratio: | 23.97% |
Length of employment: | 5 years | Location: | REYNOLDSBURG, OH |
Home town: | |||
Current & past employers: | The Homedepot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I would like to pay off my credit cards and have just one loan to pay instead of a few different cards. Plus the interest rate is much better than my cards.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,329.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 visa cards balances $4050, $3800, $800<br>Interest rates 19.75, 22.50, 22.00<br>2 MasterCards balances $1800, $900<br>Interest rates 23.50, 19.50<br>Total minimum payment for all cards is $363 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payment for all cards is $ 363<br>Loan payment would be $ 423 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 visa cards balances $4050, $3800, $800<br>Interest rates 19.75, 22.50, 22.00<br>2 MasterCards balances $1800, $900<br>Interest rates 23.50, 19.50<br>Total minimum payment for all cards is $363 |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance is just about $ 13000.00<br>The rates vary from 19.75% up to 23.50%<br>My current total minimum monthly payment is $ 363 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Minimum monthly payment for all cards is $ 363<br>Loan payment would be $ 423 |
Please explain the reason why you carry a large revolving credit balance. | I have a large balance because of a vehicle purchase & repair. Also home repairs ( washer & dryer & refrigerator ) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses for all are $1000 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 visa cards balances $4050, $3800, $800<br>Interest rates 19.75, 22.50, 22.00<br>2 MasterCards balances $1800, $900<br>Interest rates 23.50, 19.50<br>Total minimum payment for all cards is $363 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 visa cards balances $4050, $3800, $800<br>Interest rates 19.75, 22.50, 22.00<br>2 MasterCards balances $1800, $900<br>Interest rates 23.50, 19.50<br>Total minimum payment for all cards is $363 |
What is your intended use for the loan proceeds? | Better interest rate on my credit cards |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any |
If you have a public record on file, please briefly explain the event and its resolution. | I do not have one |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I have no mortgage, my monthly expenses are $1000 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using the loan to refinance my credit cards at a better interest rate. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 3 visa cards balances $4050, $3800, $800<br>Interest rates 19.75, 22.50, 22.00<br>2 MasterCards balances $1800, $900<br>Interest rates 23.50, 19.50<br>Total minimum payment for all cards is $363 |
Member Payment Dependent Notes Series 1464765
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464765 |
$15,000 |
$15,000 |
11.14% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464765. Member loan 1464765 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,917 / month |
Current employer: | UCLA School of Medicine | Debt-to-income ratio: | 14.54% |
Length of employment: | 6 years | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | UCLA School of Medicine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I would like to consolidate to save money to buy a home.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,738.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $3847 APR 19.99 (v) $82.00 mo<br>$2016 APR 25.99 (v) $60.00 mo<br>$1800 APR 22.09 (v) $88.00 mo<br>$730 APR 24.5 (v) $25.00 mo<br>$900 APR 12.9 (v) $50.00 mo<br>$3273 APR 22.0 (v) $95.00 mo<br>Appr. $2300 bal at $174.00 mo I don't know the interest rate<br>I also have student loans and a car loan |
Which debts do you plan to pay off with this loan? | Revolving CC's and what's left will go towards my student loans. Once I've paid all CC's off - all the money that was going towards those bills will go towards savings and student loan payoff. |
Please explain the reason why you carry a large revolving credit balance. | The majority of my debt has gone to recent purchases of photography equipment and study. I also had to take an unplanned emergency trip to see my father who had open heart surgery. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I had only planned on using the loan to pay off CC debt. The money saved each month will go towards student loan payoff and saving for a home. |
Which debts do you plan to pay off with this loan? | Revolving CC's and what's left will go towards my student loans. Once I've paid all CC's off - all the money that was going towards those bills will go towards savings and student loan payoff. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $3847 APR 19.99 (v) $82.00 mo<br>$2016 APR 25.99 (v) $60.00 mo<br>$1800 APR 22.09 (v) $88.00 mo<br>$730 APR 24.5 (v) $25.00 mo<br>$900 APR 12.9 (v) $50.00 mo<br>$3273 APR 22.0 (v) $95.00 mo<br>Appr. $2300 bal at $174.00 mo I don't know the interest rate<br>I also have student loans and a car loan |
Member Payment Dependent Notes Series 1464767
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464767 |
$27,575 |
$27,575 |
13.11% |
1.00% |
August 15, 2012 |
August 20, 2017 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464767. Member loan 1464767 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | Beechmont Ford | Debt-to-income ratio: | 18.59% |
Length of employment: | 10+ years | Location: | CINCINNATI, OH |
Home town: | |||
Current & past employers: | Beechmont Ford | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > We ran into some trouble back in 2009 and 2010 with the market down and lived off credit cards for awhile.Trying to pay them down now with the snowball effect but thought it would be easier to pay down if everything was in one low payment. Tried to get them all covered but got all but one hopefully<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 9937 186payment 10.99 interest rate $1415 $35 payment 9.99 interest rate $5383 $133 payment 13.99% 5692 $159 payment 15.99 interest rate 2747 $35 payment 10.99 interest rate |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1800 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1800 |
Member Payment Dependent Notes Series 1464788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464788 |
$9,325 |
$9,325 |
8.90% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464788. Member loan 1464788 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Dr. David Kim D.M.D. | Debt-to-income ratio: | 30.80% |
Length of employment: | 4 years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | Dr. David Kim D.M.D. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I want to pay-off a few high-interest credit cards in order to achieve my goal to be debt-free by fall of 2014. In the 2014, I will be attending graduate school to obtain my Masters.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,203.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464789 |
$25,000 |
$25,000 |
13.11% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464789. Member loan 1464789 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Montgomery Coscia Greilich, LLP | Debt-to-income ratio: | 15.97% |
Length of employment: | 5 years | Location: | Carrollton, TX |
Home town: | |||
Current & past employers: | Montgomery Coscia Greilich, LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,459.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I would like to use the loan for home improvements to my current residence. In the process I plan to increase the value to potentially sell in the future. Thanks. |
Is the improvement to your primary residence or an investment property? | This is my primary residence currently, I plan to make several improvements for current use and to increase value to potentially sell in the future. Thanks |
Member Payment Dependent Notes Series 1464829
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464829 |
$5,000 |
$5,000 |
14.33% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464829. Member loan 1464829 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,126 / month |
Current employer: | n/a | Debt-to-income ratio: | 28.27% |
Length of employment: | n/a | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I need to bring my son home from Arizona (with his furniture and auto). Without this loan I will run into financial problems.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464837
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464837 |
$4,950 |
$4,950 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464837. Member loan 1464837 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | mass precision inc. | Debt-to-income ratio: | 9.57% |
Length of employment: | 6 years | Location: | san jose, CA |
Home town: | |||
Current & past employers: | mass precision inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $7,551.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464873 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464873. Member loan 1464873 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 26.69% |
Length of employment: | n/a | Location: | SAN ANGELO, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > get my major credit card payments under control because no matter how much i pay monthly the late fees,annual fees and different due dates keep my payoff amounts getting higher and higher.the bills get higher instead of going down whether i use the card or not.it's like a no win situation.thank you.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 63 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,010.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | 1.AARP,$2425,13.24%,$48mth.(V) 2)HSBC,$1695,17.90%,$60mth(mc)3.SWRR,$3861,14.24%,$100(v) 4.NAACP,$2434,11.99%,$55mth.(v) 5.Paypal,$934,23.99%,$40mth(mc) 6.Diam.Pfr.,$628,25.490%,$25mth.(mc) |
Member Payment Dependent Notes Series 1464910
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464910 |
$11,100 |
$11,100 |
15.31% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464910. Member loan 1464910 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Nuuanu Memorial Park & Mortuary | Debt-to-income ratio: | 21.90% |
Length of employment: | 10+ years | Location: | Waipahu, HI |
Home town: | |||
Current & past employers: | Nuuanu Memorial Park & Mortuary | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I want to pay off my credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My montly rent is 600.00 included ultilities; cell phone 92.26; car insurance 230.00 every 6months; food 250.00 a month; 80.00 transportation gas for my car. |
Please explain the reason why you carry a large revolving credit balance. | I went on a 1 month trip to visit family and friends to release my stress from my mom's passing who i took care of for 15years and miss dearly. And use to my fix & repair my vehicle. |
Which debts do you plan to pay off with this loan? | BANK OF AMERICA |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America-18,000.00 Balance 15 949.30 APR 11.24% Intrest rate 151.23 Monthly I pay 310.00<br>Bank of America 3,500.00 Balance 2,212.20 APR 10.24% Intrest rate 19.81 Monthly I pay 50.00<br>Discover-3,000.00 Balance 2,390.07 APR 10.99% Intrest rate 21.64 Monthly I pay 50.00<br>That's why i am trying to consoledate my debt & pay only one credit person. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My montly rent is 600.00 included ultilities; cell phone 92.26; car insurance 230.00 every 6months; food 250.00 a month; 80.00 transportation gas for my car. |
Which debts do you plan to pay off with this loan? | BANK OF AMERICA |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Bank of America-18,000.00 Balance 15 949.30 APR 11.24% Intrest rate 151.23 Monthly I pay 310.00<br>Bank of America 3,500.00 Balance 2,212.20 APR 10.24% Intrest rate 19.81 Monthly I pay 50.00<br>Discover-3,000.00 Balance 2,390.07 APR 10.99% Intrest rate 21.64 Monthly I pay 50.00<br>That's why i am trying to consoledate my debt & pay only one credit person. |
Member Payment Dependent Notes Series 1464920
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464920 |
$23,675 |
$23,675 |
14.33% |
1.00% |
August 20, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464920. Member loan 1464920 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Our Lady of Angels Catholic Church | Debt-to-income ratio: | 27.02% |
Length of employment: | 9 years | Location: | Plano, TX |
Home town: | |||
Current & past employers: | Our Lady of Angels Catholic Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1977 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $55,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidation of expenses incurred through education. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 2800 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2800 per month |
Member Payment Dependent Notes Series 1464946
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464946 |
$11,200 |
$11,200 |
19.05% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464946. Member loan 1464946 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,142 / month |
Current employer: | Pacific Paper Tube | Debt-to-income ratio: | 24.89% |
Length of employment: | 5 years | Location: | STOCKTON, CA |
Home town: | |||
Current & past employers: | Pacific Paper Tube | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Extremely stable job. - Want to pay off a loan that has a very high APR, taking up to 6 yrs to pay off - Very reliable paying bills, thats the reason I want to consolidate, to make easier w 1 payment and to be caught up sooner. Thank you.<br><br> Borrower added on 08/09/12 > I'd really appreciate the help and would not miss any payments. I do not go into this lightly, and wouldn't do this if I had any doubt that I couldn't handle it. I do not have any other payments other then the debt. Just w/ the interest rates I have its going to take a lot longer then I'd like. Thx.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,396.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Main one is a loan for over $8,000, APR 35.6%, $300 payments 72 mos. Credit Card - $900 at 26.9%. Credit Card $400 at 24.99%. 2 smaller ones, both $300 one at 24.99% and the other at 22.99%. These 2 are both low monthly payments both of $30 but I'd like to consolidate and get rid of all of the little payments and be done paying sooner. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay the rent. I have car ins ($50) car is paid off - cel phone bill $170 Water $115 - misc. (gas & food) $300 |
Which debts do you plan to pay off with this loan? | A over $8000 loan. I have payments of only $300 month but every month between $27 - $30 actually go towards paying it off. The rest is all interest. It will take me forever to pay it off that way. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Main one is a loan for over $8,000, APR 35.6%, $300 payments 72 mos. Credit Card - $900 at 26.9%. Credit Card $400 at 24.99%. 2 smaller ones, both $300 one at 24.99% and the other at 22.99%. These 2 are both low monthly payments both of $30 but I'd like to consolidate and get rid of all of the little payments and be done paying sooner. |
Please explain the reason why you carry a large revolving credit balance. | Very naive about credit a long time ago. Most are closed accounts that I have just been focusing on paying off. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay the rent. I have car ins ($50) car is paid off - cel phone bill $170 Water $115 - misc. (gas & food) $300 |
Please explain the reason why you carry a large revolving credit balance. | Very naive about credit a long time ago. Most are closed accounts that I have just been focusing on paying off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Main one is a loan for over $8,000, APR 35.6%, $300 payments 72 mos. Credit Card - $900 at 26.9%. Credit Card $400 at 24.99%. 2 smaller ones, both $300 one at 24.99% and the other at 22.99%. These 2 are both low monthly payments both of $30 but I'd like to consolidate and get rid of all of the little payments and be done paying sooner. |
Member Payment Dependent Notes Series 1464955
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464955 |
$28,000 |
$28,000 |
7.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464955. Member loan 1464955 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,833 / month |
Current employer: | Parkland H&HS | Debt-to-income ratio: | 13.65% |
Length of employment: | 10+ years | Location: | Dallas, TX |
Home town: | |||
Current & past employers: | Parkland H&HS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > In a recent "life event" I got the short end of the stick! I plan to close the credit cards that I had to take over and start fresh with less burden on my shoulders. I work hard and with this loan I will still be able to pay all my bills and support the important people in my life :)<br><br> Borrower added on 08/16/12 > Hard worker with good income - need to consolidate credit card debt - and simplify my life :)<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $36,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 25.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1464978
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464978 |
$11,000 |
$11,000 |
16.29% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464978. Member loan 1464978 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Comcast Cable Communications | Debt-to-income ratio: | 29.90% |
Length of employment: | 3 years | Location: | Elk Grove, CA |
Home town: | |||
Current & past employers: | Comcast Cable Communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Trying to pay off all my credit cards and get rid of my high interest on all the cards and be able to sleep at night knowing I no longer have any more debt that I have to worry over. I would love to be able to purchase a home soon but want to clean up my debt first.<br><br> Borrower added on 08/06/12 > Wanting to catch up on all my bills and consolidate all my debt to one place. Wanting to get rid of my debt off my high interest credit cards and be able to sleep and live stress free knowing my debt has been consolidated and I can manage everything much easier.<br><br> Borrower added on 08/14/12 > Just wanted to take a few minutes and grant heavy thanks to all who are helping me thus far and for those about to. I am already feeling more confident and find the stress starting to melt. I cannot begin to give enough thanks to all but from deep down, thank you.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $11,390.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently not counting what I pay on the credit cards, between fuel, food, utilities, etc, I pay roughly $400-$500 per month. My auto insurance I pay off yearly and set money aside out of each pay check into my savings to have registration and insurance covered upon the arrival of the bill. |
Which debts do you plan to pay off with this loan? | Upon finding a home to rent, I made purchases for all my appliances and a couple pieces of furniture. My credit cards at the time were low interest down around 9-10% and within the year have dramatically increased to roughly 20% without missing any payments. I have already locked these three (3) cards in my safe midway last year to make sure I can pay them off without making more unwanted debt. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have three (3) credit cards I am trying to pay off. Their balances are as fallows: CC1-$4500, CC2-4400 and CC3-1700. These all consist of me purchasing appliances and a couple pieces of furniture upon moving into my home over two years ago. One card has an insurance payment in full I made because I purchased a vehicle through Carmax. My current monthly payments are roughly $400-$500 and then my vehicle payment roughly is $500. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large revolving balance due to some purchases upon moving into my home. Those purchases included appliances and a few pieces of furniture and an insurance payment I made for my vehicle. My cards were roughly around 9-10% two (2) years ago and jumped dramatically to roughly 20% and my monthly payments have dropped my debt but seems like very little in comparison to what I am paying month to month for all the cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $300, utilities varies with SMUD and PG&E but stays under $100, I have a monthly payment to Carmax for $550, gas is about $150-$200 and the rest of my income goes to paying for the CC's with the high interest. I have had a few things come about for repair on the house, maintenance on the truck (oil, fluid changes, brake repairs, alignment, etc(not monthly just things that have come about in the past)) |
Member Payment Dependent Notes Series 1464980
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464980 |
$8,400 |
$8,400 |
7.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464980. Member loan 1464980 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | The Young American Bindery | Debt-to-income ratio: | 15.86% |
Length of employment: | 10+ years | Location: | LYNWOOD, CA |
Home town: | |||
Current & past employers: | The Young American Bindery | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Loan is for a vacation.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,770.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1464999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1464999 |
$18,000 |
$18,000 |
7.90% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1464999. Member loan 1464999 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | United States Department of Justice | Debt-to-income ratio: | 10.18% |
Length of employment: | 2 years | Location: | Sacramento, CA |
Home town: | |||
Current & past employers: | United States Department of Justice | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Got a better interest rate than my revolving accounts here, so chose to go this route. In my entire life I have never had a late payment or a negative mark on my credit report. I have had two previous Lending Club loans which were all paid back in full and early. I have a very secure career.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,693.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I pay $700 total in mortgage/insurance/taxes. This would encompass all my outstanding debt. I don't have any other obligations. |
Member Payment Dependent Notes Series 1465013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465013 |
$18,000 |
$18,000 |
13.11% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465013. Member loan 1465013 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | Del Norte County Unified School District | Debt-to-income ratio: | 24.11% |
Length of employment: | 10+ years | Location: | CRESCENT CITY, CA |
Home town: | |||
Current & past employers: | Del Norte County Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,302.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Per your request, here is the following information:<br><br>Monthly Payments <br> mortgage - $1650 - 3.875%<br> student loan - $210 - 5.5%<br> auto payment - $150 - 8.99% ($2700/$5000 original loan)<br> credit cards - $100 - 22.99% ($400/$1200 limit), $100 - 19.99% ($1100/$2000 limit), $100 - 21.24% ($1750/$2000 limit), $150 -19.9% ($4700/$5000 limit), $150 - 19.99% ($7400/$11,000 limit)<br><br>Thank you! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Per your request, my current monthly expenses are as follows:<br>Mortgage - $1650<br>Transportation - $300 ($150 auto payment + $150 gas)<br>Utilities - $210<br>Phone - $80<br>Insurance - $50<br>Food - $300 |
Member Payment Dependent Notes Series 1465015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465015 |
$10,000 |
$10,000 |
17.27% |
1.00% |
August 16, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465015. Member loan 1465015 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Hoerbiger Service | Debt-to-income ratio: | 15.83% |
Length of employment: | 8 years | Location: | VALENCIA, CA |
Home town: | |||
Current & past employers: | Hoerbiger Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is for paying off my credit card debt and improving my credit score. I am making all of my credit card monthly payments on time. I have been at my job for eight years now.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off credit cards and close accounts and then pay off this loan |
Please explain the reason why you carry a large revolving credit balance. | Can only afford to pay monthly minimums. Would like to pay more just can't afford to. |
Member Payment Dependent Notes Series 1465022
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465022 |
$10,575 |
$10,575 |
14.09% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465022. Member loan 1465022 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | ION Geophysical Corp. | Debt-to-income ratio: | 21.81% |
Length of employment: | 5 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | ION Geophysical Corp. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > The loan is for home improvement and miscellaneous items. Add a tile floor to kitchen, granite counter, a patio, new carpet and for debt consoloditaiton of credit cards.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1200, food 800, car 650, insurance 100, phone 100, utilities 600, credit cards 500. It is around 4000. |
Member Payment Dependent Notes Series 1465026
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465026 |
$17,000 |
$17,000 |
11.14% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465026. Member loan 1465026 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | macys | Debt-to-income ratio: | 12.68% |
Length of employment: | 10+ years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | macys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I am paying off a few credit cards that got out of hand, and have higher interest rates. Then looking to close all but one for emergencies. Looking forward to getting this paid of quicker too.<br><br> Borrower added on 08/13/12 > Thank you for taking the time to invest in my debt consolidation. I do always pay my bills and have never missed any payments. I hope this gives the investors a little bit of peace of mind, that their money is being put to good use and will paid back. That is a guarantee<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,041.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465048
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465048 |
$10,000 |
$10,000 |
16.29% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465048. Member loan 1465048 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,167 / month |
Current employer: | okinawa | Debt-to-income ratio: | 3.94% |
Length of employment: | 2 years | Location: | aurora, CO |
Home town: | |||
Current & past employers: | okinawa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > the loan is to consolidate my credit card payments into one payment.<br><br> Borrower added on 08/12/12 > am using this loan to pay off my credit cards. I never miss a payment on any of my accounts in the last 7 years and have gotten to a point where I am financially able to pay for things with cash instead of utilizing credit.<br><br> Borrower added on 08/12/12 > i have three credit card which i try to consolidate<br>first one is baraclays $3000 at 22.99%<br>second one is capitalone one $2000 at 24.99%<br>third one is citi $4500 at 20.99%<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $7,253.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 20.90% | Months Since Last Record: | 82 |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | i own my house so no rent or mortgage payment<br>only expenses are taxes and insurance, about 150 a month |
Which debts do you plan to pay off with this loan? | i try to consolidate all my credit card debt into one payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card about 8000 dollars with interest rate about 20% |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | i do own my house, so i do not have mortgage payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | about 1000 dollars <br>no rent or mortgage, i own the house |
Which debts do you plan to pay off with this loan? | i try to consolidate all my credit card debt into one payment |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit card about 8000 dollars with interest rate about 20% |
If you have a public record on file, please briefly explain the event and its resolution. | it happens seven years ago when i was in college, i owe my room mate some money, and he put me up to court. it was about 1300 dollars, i pay the amount right away through court. Since then, i make my payment on time every time, and try to be on top of my credit. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | consolidate credit card debt into one payment |
If you have a public record on file, please briefly explain the event and its resolution. | it happens seven years ago when i was in college, i owe my room mate some money, and he put me up to court. it was about 1300 dollars, i pay the amount right away through court. Since then, i make my payment on time every time, and try to be on top of my credit. |
Member Payment Dependent Notes Series 1465076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465076 |
$19,750 |
$19,750 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465076. Member loan 1465076 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | The center for family support | Debt-to-income ratio: | 0.92% |
Length of employment: | 6 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | The center for family support | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,237.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What portion of your wedding expenses does this loan represent? | Hi,<br>The loan will be use for general expenses such as Venue, Photography, Dress, Music, Food and Honeymoon.<br><br>Thank you, |
Please explain the reason why you carry a large revolving credit balance. | The reason for the large revolving credit that you have noticed, is to make sure that I have enough funds to cover all the expenses involving my wedding. Further, I wanted to purchase a family car. The good news is, between my full and part-time job, my gross yearly income is $69,000.00, and I am comfortable making all the monthly payments on time on all of my loans. I have sat down and calculated my monthly income versus my monthly expenses, and I am very comfortable with the results.Thank you. |
Member Payment Dependent Notes Series 1465082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465082 |
$2,000 |
$2,000 |
6.03% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465082. Member loan 1465082 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,620 / month |
Current employer: | Bank of America Home Loans Servicing | Debt-to-income ratio: | 11.41% |
Length of employment: | 10+ years | Location: | Carnegie , PA |
Home town: | |||
Current & past employers: | Bank of America Home Loans Servicing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Loan will be used for moving expenses and new appliances for new residence. The new place of residence will be a long term home for myself.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $394.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Will some or all of your moving expenses be reimbursed, if so how much? | They will not be reimbursed. |
Member Payment Dependent Notes Series 1465084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465084 |
$21,850 |
$21,850 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465084. Member loan 1465084 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | FSI | Debt-to-income ratio: | 18.31% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | FSI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > The loan will be used to pay off my credit cards. Ive never missed any payments but it's been difficult to catch up with the higher interest rates. I would really like to get on track and move on from credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,455.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465094
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465094 |
$28,000 |
$28,000 |
13.11% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465094. Member loan 1465094 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | Dennys | Debt-to-income ratio: | 16.83% |
Length of employment: | 6 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Dennys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,470.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses 2900.00. Thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses 2900.00. Thank you |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is 26,900. The interest rates vary but my total amount of payment each month is 930.00. Thank you |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My minimum monthly payments is a total of 930.00 and including this loan I will owe 638.00 a month.Thank you |
Member Payment Dependent Notes Series 1465098
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465098 |
$7,000 |
$7,000 |
7.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465098. Member loan 1465098 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,000 / month |
Current employer: | TMNA Services | Debt-to-income ratio: | 15.69% |
Length of employment: | < 1 year | Location: | King of Prussia, PA |
Home town: | |||
Current & past employers: | TMNA Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am remodeling the bathroom on my home.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approximately $3500 |
Member Payment Dependent Notes Series 1465107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465107 |
$29,700 |
$29,700 |
18.75% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465107. Member loan 1465107 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | Wells Fargo | Debt-to-income ratio: | 29.82% |
Length of employment: | 5 years | Location: | Minneapolis, MN |
Home town: | |||
Current & past employers: | Wells Fargo | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Debt incurred around funding a recent wedding/reception and honeymoon. Would like to wrap up and get that debt off of credit cards and resolve in through the term of this loan.<br><br> Borrower added on 08/08/12 > Loan to pay off several high interest (18% - 22%) credit cards with high balances. A peer to peer loan puts the interest I will pay in your pocket while reducing my overall interest expense in the long run. Paying each card incrementally would cost me thousands more in the long run.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 45 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $33,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1440 Mortgage, I telecommute 100%, $200 Utilites (Electric, Water/Trash, Gas), $200 food, $70 Vehilce Insurance, $150 Fuel. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $35k in revolving credit debt, my mortage is at $169k, I have $20k in Student Loans not in repayment status. Interest rates are high. If I continue to pay the same $1100 per month towards these debts as I currently do, it will take years plus thousands in interest. With your loan, it would be done in 3 years and the interest savings would be astounding. |
Which debts do you plan to pay off with this loan? | All high balance/high interest credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | American Express, Citibank, Bank of America, US Bank Visa - Revolving Credit accounts. Paying them off at once and paying you interest saves me a boatload of interest in the long run. |
What is your intended use for the loan proceeds? | As my post says, I'm paying off high interest high balance cards. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I've previously answered this question. Do all investors see other questions/answers that have already been submitted? |
If you have a delinquency in the last 2 years, please explain the reason. | No deliquency. |
Please explain the reason why you carry a large revolving credit balance. | As my post says, to pay off a wedding, reception, and honeymoon I funded. |
If you have a public record on file, please briefly explain the event and its resolution. | n/a |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | 1444.00 per month covers principal, interest, escrow, insurance, taxes etc. |
Member Payment Dependent Notes Series 1465115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465115 |
$12,000 |
$12,000 |
16.29% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465115. Member loan 1465115 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Quintiles Transnational Corp | Debt-to-income ratio: | 20.52% |
Length of employment: | 4 years | Location: | Somerville, MA |
Home town: | |||
Current & past employers: | Quintiles Transnational Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Paid for graduate school using credit cards due to not being full time and not able to qualify for a federal loan. Need to consolidate to free up credit and save on interest payments.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,445.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $3000 <br>rent:1,825<br>transportation: 100<br>utilities: 50<br>phone: 0<br>cable: 89<br>insurance: 70<br>dog: 100<br>food: 400<br>credit cards (minimum): 350 |
Which debts do you plan to pay off with this loan? | Credit debt related mainly to graduate school tuition and also my 2011 IRS tax payment. |
Member Payment Dependent Notes Series 1465148
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465148 |
$16,000 |
$16,000 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465148. Member loan 1465148 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Becker & Associates, P.A. | Debt-to-income ratio: | 16.13% |
Length of employment: | 3 years | Location: | Boynton Beach, FL |
Home town: | |||
Current & past employers: | Becker & Associates, P.A. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am requesting this loan to consolidate my credit card debt. Thank you for your attention.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $19,154.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465152 |
$10,375 |
$10,375 |
13.11% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465152. Member loan 1465152 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,569 / month |
Current employer: | n/a | Debt-to-income ratio: | 13.95% |
Length of employment: | n/a | Location: | pueblo, CO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > pay off some credit cards,that would otherwise take many years to pay off.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $14,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1465164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465164 |
$14,300 |
$14,300 |
10.16% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465164. Member loan 1465164 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | Arbor tech services | Debt-to-income ratio: | 4.43% |
Length of employment: | 3 years | Location: | ELK GROVE, CA |
Home town: | |||
Current & past employers: | Arbor tech services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I would like to pay off some of my higher interest credit cards and close those accounts. My 1994 ford truck is having trouble passingc Smog. I would like to get it fixed or maybe trade it in for something with better gas millage. I spend $400-$500 in gas a month right now just to go to work.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,524.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465167
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465167 |
$12,000 |
$12,000 |
15.31% |
1.00% |
August 15, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465167. Member loan 1465167 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | TLK Steel | Debt-to-income ratio: | 4.99% |
Length of employment: | 2 years | Location: | SAN JOSE, CA |
Home town: | |||
Current & past employers: | TLK Steel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $5,374.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $2000 a month |
Which debts do you plan to pay off with this loan? | Credit card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All credit card debt ($12,000)<br>Interest rate more than 20% <br>I have been paying more than $400.00 per month for 2 years and my balance is still the same. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan amount can cover all my debts |
Member Payment Dependent Notes Series 1465173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465173 |
$35,000 |
$35,000 |
22.95% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465173. Member loan 1465173 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $27,083 / month |
Current employer: | CBS | Debt-to-income ratio: | 13.91% |
Length of employment: | 3 years | Location: | sherman oaks, CA |
Home town: | |||
Current & past employers: | CBS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > I received a very unexpected State of California tax bill and need to pay it asap. I don't have sufficient liquid assets but my income and current debt load is more than sufficient to pay the amount off over the next year or so but isn't good enough for the FTB in California.<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $61,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off a tax debt I owe to the State of California. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | HOUSING, $4,800 which covers mortgage, insurance, taxes, and maintenance<br>TRANSPORTATION, $1,200<br>UTILITIES, $400<br>PHONE, $100<br>FOOD, $600 which covers the entire family of 4 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $5200, which covers mortgage payment, taxes, homeowners insurance, maintenance, and utilities |
Please explain the reason why you carry a large revolving credit balance. | I had a side business that turned sour and I suffered the financial consequences of its failure. My savings and newly incurred debt went to pay off fellow investors as well as the IRS and the California Franchise Tax Board. I'm fortunate that I have the income level to payback the debt + the additional amount I'm applying for, I simply ran into a situation where my creditors needed payment immediately. Hence my high (but manageable) debt load. |
Which debts do you plan to pay off with this loan? | A State of California tax debt. |
Please explain the reason why you carry a large revolving credit balance. | I had a side business that turned sour and I suffered the financial consequences of its failure. My savings and newly incurred debt went to pay off fellow investors as well as the IRS and the California Franchise Tax Board. I'm fortunate that I have the income level to payback the debt + the additional amount I'm applying for, I simply ran into a situation where my creditors needed payment immediately. Hence my high (but manageable) debt load. |
If you have a delinquency in the last 2 years, please explain the reason. | I don't have a delinquency in the last two years. |
Member Payment Dependent Notes Series 1465174
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465174 |
$12,000 |
$12,000 |
7.62% |
1.00% |
August 17, 2012 |
August 20, 2015 |
August 20, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465174. Member loan 1465174 was requested on August 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | US Navy | Debt-to-income ratio: | 31.23% |
Length of employment: | 3 years | Location: | Andrews AFB, MD |
Home town: | |||
Current & past employers: | US Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/06/12 > Paying off some high interest credit cards<br>
A credit bureau reported the following information about this borrower member on August 6, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $6,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | bank of america credit card 4k and school first personal loan 8k at 15% apr |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expense is around $2350 |
Member Payment Dependent Notes Series 1465190
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465190 |
$8,000 |
$8,000 |
15.31% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465190. Member loan 1465190 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | GGM | Debt-to-income ratio: | 27.94% |
Length of employment: | 5 years | Location: | OPHIEM, IL |
Home town: | |||
Current & past employers: | GGM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > The loan will be used to pay off kays card where i pay $395 a month but also to combine other credit cards having one payment.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | The mortgage payment is $565 . I spend about $10 a week on gas as i ride a bike to work. Utilities are $110 a month and insurance is paid for a full year as i just pay $600 a year and i have already paid that this year. I spend about $300 a month on groceries. My phone is $80 a month. Then i have kays card with $395 a mo pymnt. I have s personal loan with my grandpa that i pay $50 a week. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Current menards bal $1500 int 24%, kays $7100and int 27%24% and personal aut loan through grandpa with bal $9000$1500 and pay $200 a mo. Gas card with $200 left but that full payment was just mailed. |
Please explain the reason why you carry a large revolving credit balance. | We were just married and i bought her wedding ring that off course was overpriced. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | The mortgage payment is in my grandpas name and I pay him $565out which includes escrow and insurance. |
Member Payment Dependent Notes Series 1465241
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465241 |
$10,000 |
$10,000 |
7.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465241. Member loan 1465241 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Baker Hughes, Inc | Debt-to-income ratio: | 6.43% |
Length of employment: | 2 years | Location: | Richmond, TX |
Home town: | |||
Current & past employers: | Baker Hughes, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Looking to consolidate several accounts in one lower interest payment, with the goal to completely eliminate debt.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,335.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I will be paying off higher interest credit card debt in order to make my payments more effective. My ultimate goal is total debt elimination within 5 years. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Primarily high interest credit card debt. If the loan amount exceeds the balance of my credit cards at the time of issue the balance will be paid back directly. My primary goal is to make the money I'm paying back more effective by lowering my effective interest rate. |
Which debts do you plan to pay off with this loan? | Primarily high interest credit card debt. If the loan amount exceeds the balance of my credit cards at the time of issue the balance will be paid back directly. My primary goal is to make the money I'm paying back more effective by lowering my effective interest rate. |
Member Payment Dependent Notes Series 1465247
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465247 |
$9,000 |
$9,000 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465247. Member loan 1465247 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Eaton Corporation | Debt-to-income ratio: | 21.28% |
Length of employment: | 2 years | Location: | Raleigh, NC |
Home town: | |||
Current & past employers: | Eaton Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am working toward paying off all of my outstanding debt. This is the last portion that needs to be addressed. I feel like the best and fastest way to pay it off is by acquiring a loan thru the Lending Club. Thank you for your consideration and assistance!!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,789.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $9,000 - 11.9% - $160 minimum payment |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payment is $160 - my goal is to pay off the loan quickly and not incur any more credit card debt that cannot be paid off at the end of the next month. |
Member Payment Dependent Notes Series 1465249
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465249 |
$8,325 |
$8,325 |
11.14% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465249. Member loan 1465249 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,000 / month |
Current employer: | Americanf Mini Storage | Debt-to-income ratio: | 30.50% |
Length of employment: | < 1 year | Location: | Plano, TX |
Home town: | |||
Current & past employers: | Americanf Mini Storage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Pay off a credit card with Bank of America<br><br> Borrower added on 08/07/12 > Tell your story. What is your loan for?<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $12,394.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 300 dollars a month is what i've been paying. I only have one card that im paying off. |
Member Payment Dependent Notes Series 1465253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465253 |
$5,000 |
$5,000 |
15.80% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465253. Member loan 1465253 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | North Dallas Family Dental | Debt-to-income ratio: | 13.05% |
Length of employment: | 10+ years | Location: | LUCAS, TX |
Home town: | |||
Current & past employers: | North Dallas Family Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > need to fix my air conditioner and I would like to pay off a credit card.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $6,676.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I need a new air conditioning unit that shuld be about 3500. and i want to pay off a credit card. I am going to pay one off tht has a balance of about 1800.00. |
If you have a delinquency in the last 2 years, please explain the reason. | i had surgery and was out of work for a few weeks and right after that my father fell ill and passed away and i was off work for a few weeks. If i am not there I don't get paid. |
Please explain the reason why you carry a large revolving credit balance. | i had hospital bills and had to help pay for some funeral expenses. |
Member Payment Dependent Notes Series 1465287
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465287 |
$18,000 |
$18,000 |
11.14% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465287. Member loan 1465287 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,583 / month |
Current employer: | Drilling Info, Inc. | Debt-to-income ratio: | 12.19% |
Length of employment: | < 1 year | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | Drilling Info, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > We want to buy a house in a few years. I want to be debt free by that time. With this loan, I can make it happen.<br><br> Borrower added on 08/15/12 > We want to buy a house in a few years. I want to be debt free by that time. With this loan, I can make it happen. THANK YOU EVERYONE FOR GETTING US TO 70%! ONLY 30% TO GO!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $14,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465299
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465299 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465299. Member loan 1465299 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | TEXAS CHILDREN'S HOSPITAL | Debt-to-income ratio: | 23.37% |
Length of employment: | 6 years | Location: | HUMBLE, TX |
Home town: | |||
Current & past employers: | TEXAS CHILDREN'S HOSPITAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Finally making good money and in the process of getting the last bit of debt paid off. This is just a better option because I would be paying the money back at a better interest rate than the credit card that the debt is currently on.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $15,220.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465301 |
$6,500 |
$6,500 |
18.75% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465301. Member loan 1465301 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Staff R Us | Debt-to-income ratio: | 11.62% |
Length of employment: | 4 years | Location: | Wareen, MI |
Home town: | |||
Current & past employers: | Staff R Us | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > for paying off my debt<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $8,058.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | A friend used my credit card to purchase his laptop promising me that he'll pay off the amount but he wasn't able to do so as he promised, so i paid the whole balance myself by transferring that acct balance to my other credit card and that amount has been paid in full already. |
Member Payment Dependent Notes Series 1465312
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465312 |
$25,000 |
$25,000 |
15.31% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465312. Member loan 1465312 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | uams | Debt-to-income ratio: | 18.97% |
Length of employment: | 9 years | Location: | north little rock, AR |
Home town: | |||
Current & past employers: | uams | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > Will use for bill consolidation<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $15,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1465316
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465316 |
$30,000 |
$30,000 |
17.27% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465316. Member loan 1465316 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Rush Enterprises | Debt-to-income ratio: | 16.89% |
Length of employment: | < 1 year | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | Rush Enterprises | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Because I've committed myself to completing my graduate degree, I've accummulated some debt that I would like to pay off. This will include some credit cards, student loans, and lines of credit. This will allow me to manage funds better<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $24,737.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1465338
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465338 |
$16,000 |
$16,000 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465338. Member loan 1465338 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Fas Machining LLC | Debt-to-income ratio: | 10.17% |
Length of employment: | 5 years | Location: | Grandville, MI |
Home town: | |||
Current & past employers: | Fas Machining LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,851.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1465344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465344 |
$10,625 |
$10,625 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465344. Member loan 1465344 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | Reger Rizzo Darnall LLP | Debt-to-income ratio: | 16.45% |
Length of employment: | 5 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Reger Rizzo Darnall LLP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $286, transportation $78, cell phone $50, insurance $62 these are my monthly expenses.my husband picks up utilies, food and any other miscellanous things |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $286 dollars, credit cards $250 dollars a month. |
Member Payment Dependent Notes Series 1465345
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465345 |
$16,000 |
$16,000 |
18.49% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465345. Member loan 1465345 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Eagle Engineering, Inc. | Debt-to-income ratio: | 20.02% |
Length of employment: | 7 years | Location: | Monroe, NC |
Home town: | |||
Current & past employers: | Eagle Engineering, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I want to consolidate all my credit card debt and debt from a personal loan into one monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1465347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465347 |
$3,300 |
$3,300 |
14.33% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465347. Member loan 1465347 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,725 / month |
Current employer: | Target | Debt-to-income ratio: | 34.74% |
Length of employment: | 10+ years | Location: | Richmond, VA |
Home town: | |||
Current & past employers: | Target | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 70 |
Revolving Credit Balance: | $32,070.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I have a son who is finishing his final year at James Madison University. I have use my own finances to help him get through without a large debt. |
Member Payment Dependent Notes Series 1465359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465359 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465359. Member loan 1465359 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Luverne Public Schools | Debt-to-income ratio: | 30.38% |
Length of employment: | 10+ years | Location: | Sioux Falls, SD |
Home town: | |||
Current & past employers: | Luverne Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $6,617.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1465360
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465360 |
$8,000 |
$8,000 |
15.31% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465360. Member loan 1465360 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Palm Beach County School District | Debt-to-income ratio: | 20.85% |
Length of employment: | 7 years | Location: | DELRAY BEACH, FL |
Home town: | |||
Current & past employers: | Palm Beach County School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Hi! I read about Lending Club in Real Simple magazine. When I did the math this was the best choice for me to get out of credit card debt. I am hoping to get a new start with this opportunity. Thanks to all the investors!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $12,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. Although I am in debt I make all payments in full and on time. Thank you! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards I am looking to pay off with the loan. The combined total is $8,000. I pay $540 a month (well over minimum payment). <br>I have student loans for undergrad/graduate degrees. Those payments are $600 a month. <br>I have no other debt but listed above. Thank you. |
Member Payment Dependent Notes Series 1465361
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465361 |
$20,000 |
$20,000 |
19.72% |
1.00% |
August 16, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465361. Member loan 1465361 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | EvaluMed | Debt-to-income ratio: | 19.73% |
Length of employment: | 10+ years | Location: | Eagan, MN |
Home town: | |||
Current & past employers: | EvaluMed | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am finally growing up and becoming fiscally responsible. I want to get out from under credit card debt. Thank you.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $62,929.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Unsecured credit cards. It will not cover all of them but I will be paying those off with the highest interest rates and payments. Allowing me to put more cash to those remaining. Hoping to have all accounts paid off and closed in 3 years. Thanks. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I thought this was provided via my credit report. I will have to pull this information together as I don't know the interest rates off hand. I don't know if you have access to other lenders' questions but I will be using this loan to pay off high interest unsecured credit card debt. This loan would allow me to put additional cash toward remaining debt. My goal is to have everything paid off and accounts closed within three years. |
Member Payment Dependent Notes Series 1465394
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465394 |
$6,000 |
$6,000 |
7.90% |
1.00% |
August 15, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465394. Member loan 1465394 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Caterpillar | Debt-to-income ratio: | 1.78% |
Length of employment: | 8 years | Location: | NAPERVILLE, IL |
Home town: | |||
Current & past employers: | Caterpillar | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Purchase of a 2003 Brenderup Baron One horse trailer<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3600 |
What is your intended use for the loan proceeds? | Horse trailer |
Please explain the reason why you carry a large revolving credit balance. | Large credit balance on credit card is paid off monthly. Used to generate points. |
Member Payment Dependent Notes Series 1465413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465413 |
$13,225 |
$13,225 |
6.62% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465413. Member loan 1465413 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,947 / month |
Current employer: | Continental Gaming Associates, Inc. | Debt-to-income ratio: | 8.62% |
Length of employment: | 10+ years | Location: | Bourbonnais, IL |
Home town: | |||
Current & past employers: | Continental Gaming Associates, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > money will be used as cash flow for my business<br><br> Borrower added on 08/13/12 > cash to be kept as cash on company balance sheet<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1465418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465418 |
$20,000 |
$20,000 |
19.05% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465418. Member loan 1465418 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,250 / month |
Current employer: | Town of Wilmington | Debt-to-income ratio: | 10.85% |
Length of employment: | 10+ years | Location: | WILMINGTON, MA |
Home town: | |||
Current & past employers: | Town of Wilmington | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I have been paying off credit cards forever. Most of these were opened in college, some recently due to my stupidity. I want them gone and with my income, I have the ability to pay this loan! Please help!!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $15,152.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my debit is credit cards. I have no student loans, no car loan, and no mortgage or rent. I pay car insurance, heat, electric, and tv/internet/phone. I owe 19,000 at a 30% interest rate. My monthly payments for that total $600 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All of my debit is credit cards. I have no student loans, no car loan, and no mortgage or rent. I pay car insurance, heat, electric, and tv/internet/phone. I owe 19,000 at a 30% interest rate. My monthly payments for that total $600 per month. |
If you have a public record on file, please briefly explain the event and its resolution. | Actually, I don't know what a public record is, but my credit report says that I don't have any. Hope that helps explain. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not pay rent, but there was no option for that. I also own my car. My monthy bills include phone, utilities, gas, food and total $1700 a month. I'm mainly looking to lower my interest rate. |
Member Payment Dependent Notes Series 1465426
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465426 |
$16,750 |
$16,750 |
13.11% |
1.00% |
August 21, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465426. Member loan 1465426 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Ft. Worth ISD | Debt-to-income ratio: | 34.15% |
Length of employment: | 10+ years | Location: | Fort Worth, TX |
Home town: | |||
Current & past employers: | Ft. Worth ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > My loan is for debt consolidation.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,116.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Circumstances beyond my control have prevented me from making larger payments. I continued to have to add to the balances to complete home repair/remodel. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARD 1: balance $5.000, limit $15,000, APR 15.24%, monthly payment: $200, CREDIT CARD 2: balance $10,023, limit $11,000, APR 15%, monthly payment: $200 LOAN: balance- $6,500 Payment: $500/mo; MORTGAGE: $960 |
Member Payment Dependent Notes Series 1465430
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465430 |
$14,125 |
$14,125 |
13.11% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465430. Member loan 1465430 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.28% |
Length of employment: | n/a | Location: | MADISON, WI |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,364.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Honda Financial Services $5280.79 $391.92/mo forgot interest rate<br>Visa $4902.43 $95.00/mo 9.24% and 15.99%<br>Visa $2686.48 $65.00 13.99%<br>Care Credit $$1437.10 $47.00 26.99% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $678.00 before<br>$476.00 after |
Member Payment Dependent Notes Series 1465436
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465436 |
$15,000 |
$15,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465436. Member loan 1465436 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,292 / month |
Current employer: | LAUSD | Debt-to-income ratio: | 11.86% |
Length of employment: | 6 years | Location: | Northridge, CA |
Home town: | |||
Current & past employers: | LAUSD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465465 |
$24,575 |
$24,575 |
18.49% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465465. Member loan 1465465 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | City of Santa Ana Police Department | Debt-to-income ratio: | 12.26% |
Length of employment: | 5 years | Location: | REDLANDS, CA |
Home town: | |||
Current & past employers: | City of Santa Ana Police Department | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Paying off 7 credit cards and 1 personal, secured loan. Thank you so much!<br><br> Borrower added on 08/07/12 > Will be able to payoff 7 credit cards and a personal loan with this application. I've got great credit score and a great job! Thank You!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This is what I want to payoff: <br>Credit Card 1 $2000<br>Credit Card 2 $9700<br>Retail Card 3 $2700 (Sameas cash purchase, no interest 18 mos)<br>Retail Card 4 $2200 (Same as cash purchase no interest 18 mos)<br>Retail Card5 $1700 (same as cash purchase, 1 year left)<br>Credit Card 6 $2400<br>Loan from Credit Union $7500<br>Last 4 Above Paid Jointly with another <br>No student loans, I pay half mortgage, no lines of credit |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1300 my half<br>Transportation ?? I have a car $200 gas/mth<br>Utilies $395 [cable, gas, electric, water/trash pickup] shared expense<br>Phone $90 <br>Insurance $600/year shared expense<br>Groceries $250/mth shared expense<br>Total $2835 |
Please explain the reason why you carry a large revolving credit balance. | I began using my credit cards or credit in general to furnish my home. I pay all my bills on time. As life has progressed and emergencies arose, I needed to depend on my credit cards to pay for things when I absolutely didn't have enough cash to cover emergency expenses. I know the high credit debt is preventing my credit score to be even higher than it already is and my credit and score are very important to me. I review my report for accuracy once a year. Thank you |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1300 my half<br>Transportation ?? I have a car $200 gas/mth<br>Utilies $395 [cable, gas, electric, water/trash pickup] shared expense<br>Phone $90 <br>Insurance $600/year shared expense<br>Groceries $250/mth shared expense<br>Total $2835 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Everything us included in one payment. My lender pays out taxes and home insurance for me. |
Member Payment Dependent Notes Series 1465472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465472 |
$17,050 |
$17,050 |
15.31% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465472. Member loan 1465472 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | US Army | Debt-to-income ratio: | 28.46% |
Length of employment: | 10+ years | Location: | KILLEEN, TX |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I'm in the US Army and i'm the only one working in my household. This loan is to free up a little more money for my family.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,327.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | mortgage is 1100, utilities are around 250, insurance is 75, credit takes up the most with around 850, with this loan it will drop it down to 590. thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards will be completely paid off, as well as a high interest loan, that amount to be paid off, are 3000, 1000, and 8000 on the credit cards and the loan amount is 4000. My mortgage on my house runs about 1100 dollars a month and everything is already rolled up into that amount as of insurance and taxes. |
What is your intended use for the loan proceeds? | The plan for the loan proceeds will to be to pay off three credit cards, and a high interest personal loan. My current monthly payments that are being made are around $850 dollars monthly and with this loan my payment wold drop down to 590 and free up around $250 dollars monthly for me family. |
Please explain the reason why you carry a large revolving credit balance. | When I was younger and in my first years of a relationship, I had a really bad problem with credit cards. Now I'm regretting it and trying to get my self in a better financial situation. Thank you |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 3 credit cards will be completely paid off, as well as a high interest loan, that amount to be paid off, are 3000, 1000, and 8000 on the credit cards and the loan amount is 4000. My mortgage on my house runs about 1100 dollars a month and everything is already rolled up into that amount as of insurance and taxes. |
Which debts do you plan to pay off with this loan? | With this loan I plan to pay off 3 credit cards with balances of 1000, 3000, and 8000, and a High interest personal loan on 4000. my current payments total are around 850, and this loan will help me free up around $250 a month dropping my payments to 590. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan will be used to payoff 3 credit cards and a personal loan. The amounts of the credit cards are 1000, 3000, and 8000, and the personal loan is 4000. I'm using it more for a debt consolidation to free up money for my family and I. My current monthly payment are around 850 a month and this loan will drop my payment to around 590 freeing up $250 dollars. Thank you |
Member Payment Dependent Notes Series 1465488
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465488 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465488. Member loan 1465488 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.18% |
Length of employment: | n/a | Location: | Arlington, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Payoff credit card and do some home improvement<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1975 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,309.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465509
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465509 |
$10,000 |
$10,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465509. Member loan 1465509 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | WideOrbit | Debt-to-income ratio: | 7.84% |
Length of employment: | 1 year | Location: | KIRKLAND, WA |
Home town: | |||
Current & past employers: | WideOrbit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Mainly to pay off high interest credit cards and bring down expenses. I have never missed monthly payments over that and will employ investing wisely.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $19,982.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | American Express<br>Balance: $13,847.58<br>APR: 17.24%<br>Minimum Payment expected: $331<br>Current Monthly payments: $2000<br><br>Mastercard<br>Balance: $5,644.33<br>Minimum Payment expected: $189<br>APR: 25.24%<br>Current Monthly payments: $1000<br><br>Mastercard<br>Balance: $1750.08<br>APR: 17.24%<br>Minimum Payment expected: $39<br>Current Montly payments: $250 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I use my income to pay off credit cards but expenses like home renovation, vacations and others add back to my balance. I usually pay $2000 a month to my American Express, $500 and $250 to my outstanding Mastercard balances. The minimum payments expected are $331, $180 and $30 towards my active credit cards. I want to use this loan to pay off my high interest Mastercard loan (balance due $5,644.33) fully, and use the remaining to bring down my outstanding balance on the American Express card |
Member Payment Dependent Notes Series 1465524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465524 |
$2,800 |
$2,800 |
18.75% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465524. Member loan 1465524 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,225 / month |
Current employer: | University of Michigan | Debt-to-income ratio: | 21.33% |
Length of employment: | 1 year | Location: | Ypsilanti, MI |
Home town: | |||
Current & past employers: | University of Michigan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > I just got done with college and trying to get my life in order as much as possible when I got hit with car repairs. These are in addition to the ones I was putting off fixing. I've got no choice, I have to fix this so I can get to work everyday. As it is, it's dangerous to drive.<br><br> Borrower added on 08/14/12 > I just got done with school and I'm already paying on some of my school loans. I'm trying to get everything in order before full repayment. Then I get hit with expensive car repairs. I was already putting some of them off, now it's just dangerous. I need to be able to get to work. Thank you.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,766.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1465530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465530 |
$7,200 |
$7,200 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465530. Member loan 1465530 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | southwest general hospital | Debt-to-income ratio: | 11.69% |
Length of employment: | 10+ years | Location: | olmsted falls, OH |
Home town: | |||
Current & past employers: | southwest general hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > to consolidate my debt and pay it off<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,848.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465535
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465535 |
$14,700 |
$14,700 |
18.75% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465535. Member loan 1465535 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | PNC Bank | Debt-to-income ratio: | 28.59% |
Length of employment: | 1 year | Location: | Minneola, FL |
Home town: | |||
Current & past employers: | PNC Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Consolidating Credit cards totaling ~$12k into the lower Lending Club Interest Rate. <br>All accounts are current and 'more than minimum' has been getting paid monthly on every account. Just a simple consolidation. Thanks<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $690 (PITI & HOA)<br>Two leased vehicles - $360/month<br>Phone - $65/month<br>Utilities - $90/month<br>Insurance - $90/month<br>Food - est. $250/month |
Which debts do you plan to pay off with this loan? | All credit card debt. Namely 5 credit cards totaling around $12k. (I also wrote this into the 'borrower comments' area)<br>All 5 credit cards are current and I make more than the minimum monthly payment on all of them.<br>My credit report shows 100% on time payments.<br>Thanks for the question. |
Member Payment Dependent Notes Series 1465572
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465572 |
$10,000 |
$10,000 |
21.98% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465572. Member loan 1465572 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Kerville State Hospital | Debt-to-income ratio: | 25.51% |
Length of employment: | 7 years | Location: | kerrville , TX |
Home town: | |||
Current & past employers: | Kerville State Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465624 |
$35,000 |
$35,000 |
24.89% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465624. Member loan 1465624 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,428 / month |
Current employer: | Thunderbird School of Global Management | Debt-to-income ratio: | 16.27% |
Length of employment: | 10+ years | Location: | Glendale, AZ |
Home town: | |||
Current & past employers: | Thunderbird School of Global Management | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Operation Banish Debt-having one manageable monthly payment rather than dealing with multiple due dates and companies would help tremendously in my future goal of purchasing a home and the comfort knowing the loan would be paid in 5 years. Thank you for your consideration and future investment!<br><br> Borrower added on 08/13/12 > I am absolutely amazed and humbled that 99 investors have already signed up to fund my request; I was unsure about peer to peer lending, but I can honestly say this is one of the more rewarding and unique lending experiences. Thank you, investors, for your support.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $10,442.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Thank you for your question; I have not incurred any delinquencies. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC Balance/Interest Rate/Monthly Payment: $1,452 at 24.9% $50/month; $822 at18.9% $30/month; $3,728 at 26.24% $105/month; $5,850 at 21.24% $120/month; $3,318 at 22.99% $93/month<br>Line of Credit Balance $11,983 at 8.25% $193/month<br>Auto Balance $15,502.13 at 8.9% $613/month<br>Rent: $1,100/month |
Which debts do you plan to pay off with this loan? | This loan would cover the high-interest credit card balances, then my auto loan, and any remaining would go towards the line of credit. Having a five-year, fixed payment to cover the majority of this debt would be a serious weight lifted off and allow me to rebuild my savings. Thank you for your question and for your consideration; it is greatly appreciated. |
What is your intended use for the loan proceeds? | I would like to pay off all credit card debt, then auto, and any remaining towards the line of credit. By this mass consolidation, it would give me one payment and allow a more positive cash flow to go towards rebuilding savings. I was supposed to receive a bonus at the close of fiscal year end to eliminate some of this debt, but incentive pay and raises were not approved so I decided to apply for a loan knowing I could manage the payment and be in a better house-buying position. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Dear Investor, I plan to pay my credit card debt, auto loan, and then any remaining on line of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is $1,100; transportation is about $400; utilities average about $500 (higher in summer,less in winter); phone is $130; insurance is $130; food varies, but around $400. Credit card minimum payments $400; auto payment $613; line of credit (now closed) $193. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent is $1100.00. Renter's insurance was $189.00 for the year. Utilities average $500.00. |
Please explain the reason why you carry a large revolving credit balance. | I ended up financially supporting a household member as this individual attempted to start a business that eventually failed leaving my income to cover dual expenditures. |
If you have a public record on file, please briefly explain the event and its resolution. | No public record on file. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No mortgage expenses; rent expense is $1,100.00. |
Member Payment Dependent Notes Series 1465635
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465635 |
$21,000 |
$21,000 |
21.98% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465635. Member loan 1465635 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,417 / month |
Current employer: | frontier communications | Debt-to-income ratio: | 30.36% |
Length of employment: | 5 years | Location: | MINDEN, NV |
Home town: | |||
Current & past employers: | frontier communications | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $22,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I used the revolving credit to offset my spouse losing almost 60% pay. With the return of my spouse to full work we would like to pay off the higher interest cards and close them. Thank you! |
What is your intended use for the loan proceeds? | To combine credit card debts into one loan payment of lower interest. By doing so it will decrease my monthly payment by almost $300.00 and allow me to pay off this loan much quicker. Thank you! |
Please explain the reason why you carry a large revolving credit balance. | I used the revolving credit to offset my spouse losing almost 60% pay. With the return of my spouse to full work we would like to pay off the higher interest cards and close them. Thank you! |
Please explain the reason why you carry a large revolving credit balance. | I used the revolving credit to offset my spouse losing almost 60% pay. With the return of my spouse to full work we would like to pay off the higher interest cards and close them. Thank you! |
Member Payment Dependent Notes Series 1465658
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465658 |
$21,500 |
$21,500 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465658. Member loan 1465658 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,083 / month |
Current employer: | Wellpoint | Debt-to-income ratio: | 10.82% |
Length of employment: | 7 years | Location: | AUBREY, TX |
Home town: | |||
Current & past employers: | Wellpoint | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > We would love to get out from under our high interest credit cards with one easy payment. We will be closing all of our credit cards once the loan is approved.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $19,272.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages (2) $990/mo<br>Credit Cards (4) $20,000 all over 20% interest rate with $550/mo payments<br>Vehicle (1) $500/mo |
Which debts do you plan to pay off with this loan? | We will be paying off all 4 credit cards and closing those accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgages $990<br>Transportation $250-300<br>Utilitities $400<br>Phones $200<br>Insurance (home and auto) $160.00<br>Food $600<br>Credit Cards $550 |
Which debts do you plan to pay off with this loan? | We will be paying off all 4 credit cards and closing those accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgages (2) $990/mo<br>Credit Cards (4) $20,000 all over 20% interest rate with $550/mo payments<br>Vehicle (1) $500/mo |
Please explain the reason why you carry a large revolving credit balance. | We've been in debt for several years, we would like to change that. Along with having to travel for deaths in the family and major illnesses in the last 2 years. |
Member Payment Dependent Notes Series 1465701
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465701 |
$6,000 |
$6,000 |
11.14% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465701. Member loan 1465701 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Weiss Realty LLC | Debt-to-income ratio: | 12.25% |
Length of employment: | 10+ years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | Weiss Realty LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Looking to consolidate my credit cards. So I have lower monthly payments and start to save money.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $5,172.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Was probably a missed payment. I know I forgot to pay my Amex card last winter I believe but was corrected with a phone call. |
Member Payment Dependent Notes Series 1465726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465726 |
$14,600 |
$14,600 |
12.12% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465726. Member loan 1465726 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,375 / month |
Current employer: | Gravois Planing Mill | Debt-to-income ratio: | 20.66% |
Length of employment: | 9 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | Gravois Planing Mill | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Consolidate high intrest debt<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 46 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $15,944.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage balance $138,750.00, pmt $1,070.25(inc esgrow) rate 5%<br>Student Loans balance $43,000.00, pmt $168.00, rate 2.93%<br>Auto Loan balance $13,500.00, pmt $284.00, rate 4.9%<br>Time Share loan balance $2,850.00, pmt $118.10, rate 12.99%<br>Credit Cards total balances $37,000.00, pmt $965.00, avg rate 16.99% |
Which debts do you plan to pay off with this loan? | strictly high intreste revolving credit card debt. |
What is your intended use for the loan proceeds? | I intend to consolidate my remaining balances on my high intrest revolving debt |
Member Payment Dependent Notes Series 1465735
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465735 |
$25,000 |
$25,000 |
19.05% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465735. Member loan 1465735 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Village of Skokie | Debt-to-income ratio: | 20.84% |
Length of employment: | 10+ years | Location: | Lake Villa, IL |
Home town: | |||
Current & past employers: | Village of Skokie | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I have a few credit cards that I want to pay off. They raised my interest rates on them, even on balances that were there before they raised the interest rates. If I get this loan, I will be able to pay it off in 5 years, not the 25-30 it would take paying the minimum. Thanks<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $32,318.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 25.4% $1057, 22.9% $705, 22.4% $1293, 18.24% $5869, 16.24% $5039, 13.24% $7821, 11.24% $1387. minimum payment $826 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage is $1750/month, utilities $350/month, transportation $300/month, car insurance $100/month, car payment $400/month |
Please explain the reason why you carry a large revolving credit balance. | Honestly, I was living beyond my means. That's the short answer, but things came up that i needed and didn't have the money for, like car repairs or tires, or something breaks at home like the furnace or refrigerator, and I charged them.Plus there were a few medical bills paid off with those cards. Then something else comes up, and before you know it, you have a balance. |
Member Payment Dependent Notes Series 1465791
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465791 |
$6,075 |
$6,075 |
7.90% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465791. Member loan 1465791 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,811 / month |
Current employer: | n/a | Debt-to-income ratio: | 14.96% |
Length of employment: | n/a | Location: | Belton, TX |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Being a student is hard by itself, but with the pressure of four to five monthly payments makes it even harder. It would be much easy on me now and after graduation to have my five monthly payments made into one monthly payment. Thanks<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $683.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am not using this loan for multiple purposes. The only purpose for this loan is to consolate my debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Tried on three attempts to send the information that you requested but it would not be excepted because of what was in the email. I do feel that giving my balances and payments, and interest rates are informationt that can be found on my credit report. I did input all this information by the numbers in my first three emails and the system refused it all three times. |
Member Payment Dependent Notes Series 1465805
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465805 |
$14,000 |
$14,000 |
6.62% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465805. Member loan 1465805 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,250 / month |
Current employer: | Ford Motor Co | Debt-to-income ratio: | 8.30% |
Length of employment: | 10+ years | Location: | Ann Arbor, MI |
Home town: | |||
Current & past employers: | Ford Motor Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Eliminate higher interest line of credit and one credit card<br><br> Borrower added on 08/07/12 > Close higher interest rate line of credit<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,686.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $196383, 3.5%, $1362<br>DFCU Line of Credit: $4945, 13.75% (Will pay this off)<br>American Express: $2060, 17.2%, $53 (Will pay this off)<br>USBanks: $813, $30, $13.99 (Will pay off)<br>Chase: $1602; $43; $12.99 (Will pay off)<br>Other: $3000, 0, %0 (Will pay off) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $196383, 3.5%, $1362<br>DFCU Line of Credit: $4945, 13.75% (Will pay this off)<br>American Express: $2060, 17.2%, $53 (Will pay this off)<br>USBanks: $813, $30, $13.99 (Will pay off)<br>Chase: $1602; $43; $12.99 (Will pay off)<br>Other: $3000, 0, %0 (Will pay off) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $196383, 3.5%, $1362<br>DFCU Line of Credit: $4945, 13.75% (Will pay this off)<br>American Express: $2060, 17.2%, $53 (Will pay this off)<br>USBanks: $813, $30, $13.99 (Will pay off)<br>Chase: $1602; $43; $12.99 (Will pay off)<br>Other: $3000, 0, %0 (Will pay off) |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Roughly 2500 <br>1366 mortgage<br>200 gas<br>400 food<br>300 utilities<br>300 misc. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $196383, 3.5%, $1362<br>DFCU Line of Credit: $4945, 13.75% (Will pay this off)<br>American Express: $2060, 17.2%, $53 (Will pay this off)<br>USBanks: $813, $30, $13.99 (Will pay off)<br>Chase: $1602; $43; $12.99 (Will pay off)<br>Other: $3000, 0, %0 (Will pay off) |
Please explain the reason why you carry a large revolving credit balance. | Two card with balances & 1 line of credit that have c/o balances from month to month will be paid off with this loan. There is one other card that I pay off month to month that will remain open. |
Please explain the reason why you carry a large revolving credit balance. | Two card with balances & 1 line of credit that have c/o balances from month to month will be paid off with this loan. There is one other card that I pay off month to month that will remain open. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage: $196383, 3.5%, $1362<br>DFCU Line of Credit: $4945, 13.75% (Will pay this off)<br>American Express: $2060, 17.2%, $53 (Will pay this off)<br>USBanks: $813, $30, $13.99 (Will pay off)<br>Chase: $1602; $43; $12.99 (Will pay off)<br>Other: $3000, 0, %0 (Will pay off) |
Member Payment Dependent Notes Series 1465812
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465812 |
$12,800 |
$12,800 |
10.16% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465812. Member loan 1465812 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,208 / month |
Current employer: | LBC Logistics, LLC | Debt-to-income ratio: | 25.40% |
Length of employment: | 8 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | LBC Logistics, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/07/12 > This loan will be used for paying off high interest credit cards that I feel no matter how much I pay monthly the balance never goes down much. Consolidating everything to one payment will also help me instead of balacing more than one payment a month. Thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,860.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1465833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465833 |
$3,700 |
$3,700 |
18.75% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465833. Member loan 1465833 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Service King | Debt-to-income ratio: | 30.34% |
Length of employment: | 10+ years | Location: | RICHARDSON, TX |
Home town: | |||
Current & past employers: | Service King | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > This loan would cause me to be completley caught up on anything i have fallen behind on due to unexpected and extreme circumstances. With this loan, I will be able to once again be within my budget and within a couple years be debt free again. That's a very exciting prospect!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | my son had been in a vehicle accident and due to limited auto insurance carried by the person involved, after my health care, our portion of the bills was extreme plus due to injuries he had, i was out of work for almost 3 months to care for him, take him to specialist appts, etc and had to use my credit cards to pay medical bills and daily living expenses. |
What is your intended use for the loan proceeds? | pay off two credit cards, emergency medical cost and get caught up on two other cards that are behind |
Please explain the reason why you carry a large revolving credit balance. | my son had been in a vehicle accident and due to limited auto insurance carried by the person involved, after my health care, our portion of the bills was extreme plus due to injuries he had, i was out of work for almost 3 months to care for him, take him to specialist appts, etc and had to use my credit cards to pay medical bills and daily living expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards: $17000 $400-$500 per month<br>vehicle: $18,000 $375 per month<br>mortgage: $110,000 $935 per month<br>parent plus loan: $20,000 $200 per month |
Which debts do you plan to pay off with this loan? | 2 credit cards. emergency medical bills and get caught up on other payments that have fallen behind |
Member Payment Dependent Notes Series 1465862
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465862 |
$10,500 |
$10,500 |
17.27% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465862. Member loan 1465862 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Raytheon | Debt-to-income ratio: | 21.34% |
Length of employment: | 10+ years | Location: | Helendale, CA |
Home town: | |||
Current & past employers: | Raytheon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I really got to clean up so credit card dedt<br><br> Borrower added on 08/08/12 > I would any help I can get so I can clean up these credit cards before christmas. Thank u sooo much I really appreciate it alot.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $16,065.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my morgage is 920.00 a month and all my utilites come to about 300 and phone is 100 and insurance is about 80 every month and I spend like at least 200 if not more in gas for work and food is about 300 a month |
Please explain the reason why you carry a large revolving credit balance. | It was not something I was trying to do I had a couple big things happen over the last 8 months with my house and I had to use my credit cards to pay for it |
Which debts do you plan to pay off with this loan? | all my credit card debt so I can get out of the hole and clear it all up |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have credit cards I am trying to pay off I have a lot of them unfortunely they are all differ balences one is 4500 at a 14.90% another is 1774 at a 23.90% another is 804 at a 22.90% another is 525 at a 22.90% another is 1060 at a 29.99% another is 609 at a 21.90% and the last one is 204 at a 24.24% |
Member Payment Dependent Notes Series 1465881
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465881 |
$20,000 |
$20,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465881. Member loan 1465881 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | BM | Debt-to-income ratio: | 22.38% |
Length of employment: | 3 years | Location: | DALLAS, TX |
Home town: | |||
Current & past employers: | BM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,581.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My intended use for the proceeds are for living expenses as well as business expenses. We own a masonry company and unfortunately have not had a contract in three months which makes it difficult when home and office expenses don't stop too. Lucklily, we now have three executed contracts all set to begin the first part of September. These are all large, multi-family projects that turn a nice profit, but the first draw is not due until the end of September and/or October. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Our mortgage is not in my name, but our payment is $2400 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This should all be answered by viewing my credit report. |
Member Payment Dependent Notes Series 1465887
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465887 |
$15,000 |
$15,000 |
14.33% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465887. Member loan 1465887 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,667 / month |
Current employer: | Tustin unified school district | Debt-to-income ratio: | 20.33% |
Length of employment: | 10+ years | Location: | SANTA ANA, CA |
Home town: | |||
Current & past employers: | Tustin unified school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,236.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1465960
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1465960 |
$13,000 |
$13,000 |
12.12% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1465960. Member loan 1465960 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Sycamore Networks, Inc. | Debt-to-income ratio: | 11.60% |
Length of employment: | 10+ years | Location: | Gardner, MA |
Home town: | |||
Current & past employers: | Sycamore Networks, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > debt consolidation, excellent credit, stable employment<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | debt consolidation for 2 credit cards, 1 personal loan, and remainder going towards auto loan |
Which debts do you plan to pay off with this loan? | 2 credit cards $7300, 1 personal loan $3000, remainder of funding towards paying down mortgage to decrease LTV to allow refinance. |
Member Payment Dependent Notes Series 1466029
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466029 |
$30,000 |
$30,000 |
17.27% |
1.00% |
August 16, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466029. Member loan 1466029 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,679 / month |
Current employer: | Department of Homeland Security | Debt-to-income ratio: | 20.16% |
Length of employment: | 4 years | Location: | newport news, VA |
Home town: | |||
Current & past employers: | Department of Homeland Security | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1466043
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466043 |
$9,500 |
$9,500 |
14.09% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466043. Member loan 1466043 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | St Francis Hospital and Medical Center | Debt-to-income ratio: | 24.48% |
Length of employment: | 6 years | Location: | Springfield, MA |
Home town: | |||
Current & past employers: | St Francis Hospital and Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Have to pay off credit cards that were initially used for home renovations. This has been difficult when high interest rates keep us from making progress, and knowing that a lending club loan will give us a definitive time period and budgeted amount, seems much more practical.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Shared monthly expenses are about 2800 dollars total. This is not including groceries and gas type expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | We have 160,000 left on our mortgage. Our mortgage rate is 4.25%, with 29 years left. We owe about 12000 in credit card debt. Our interest rates vary from 18.99 percent up to 28%. I have about 30,000 left in student loans. The interest rate on these is pretty low. I also have a motorcycle loan for 3200 through lending club which I pay regularly. This is at 8%. |
Which debts do you plan to pay off with this loan? | I plan to pay off my highest interest credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | It is basically meant to pay off revolving credit cards, so I will eliminate those cards with the highest rates, and close them out so they can not be run up again |
Please explain the reason why you carry a large revolving credit balance. | We have done a lot of home improvement projects, that account for a lot of the balances on the cards. Because the work was done in a small period of time, the balances were run up rather quickly, and then when it came time to pay them down, high interest rates made it hard to attack the principles. We are learning our lesson now that there are other ways to pay for projects and travel that will not leave you struggling to pay down the debt, while adding to the total cost of everything. |
What is your intended use for the loan proceeds? | To pay off come credit card debts in a structured set time period, then get rid of the cards that got us into this mess in the first place, ultimately so this problem is not so easy to happen again. |
Member Payment Dependent Notes Series 1466057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466057 |
$6,700 |
$6,700 |
6.03% |
1.00% |
August 20, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466057. Member loan 1466057 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | City of Irvine | Debt-to-income ratio: | 7.26% |
Length of employment: | 3 years | Location: | Irvine, CA |
Home town: | |||
Current & past employers: | City of Irvine | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I've been slowly paying off my car, and a credit card. They've all come down to about $7000 remaining. I have a baby on the way in 2 months and I'm trying to save as much $ as possible :)<br><br>I have the following balances:<br>Truck $5500<br>Credit Card $1200<br><br>Any consideration is greatly appreciated.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,828.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Because I've been paying off higher debts for several years and I'm down to the balance in question. It's credit card debt, and a truck loan serviced at a bank I can't get to frequently so I'm consolidating for a lower rate and convenience.<br><br>Thanks |
Which debts do you plan to pay off with this loan? | It's credit card debt, and a truck loan serviced at a bank I can't get to frequently so I'm consolidating for a lower rate and convenience. |
Member Payment Dependent Notes Series 1466065
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466065 |
$9,000 |
$9,000 |
18.49% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466065. Member loan 1466065 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | Wells Fargo Home Mortgage | Debt-to-income ratio: | 20.04% |
Length of employment: | 6 years | Location: | Long Beach, CA |
Home town: | |||
Current & past employers: | Wells Fargo Home Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $5,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is $815 but I have a tenant that pays $760.month including half utilities, transportation about $200/month, utilities are $200/month but renter pays half. phone $120/month insurance $151/month and food $50/momth |
Which debts do you plan to pay off with this loan? | 3 credit cards totalling 8k |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards balance $8,000 payments are $350/month interest rates over 25% revolving. car note $14,000 balance $390/month, mortgage 110,000 balance $816/month payment. student loans $25000 balance $234/month payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | no other purposes besides consolidating credit card debts |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage is $815 but I have a tenant that pays $760.month including half utilities, transportation about $200/month, utilities are $200/month but renter pays half. phone $120/month insurance $151/month and food $50/momth |
Please explain the reason why you carry a large revolving credit balance. | I have had the first credit card since 1999 and the interest reate is so high I just can't pay it off. and the other I opened for emergency purposes |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards balance $8,000 payments are $350/month interest rates over 25% revolving. car note $14,000 balance $390/month, mortgage 110,000 balance $816/month payment. student loans $25000 balance $234/month payment. |
Member Payment Dependent Notes Series 1466087
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466087 |
$8,000 |
$8,000 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466087. Member loan 1466087 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | WETSEAL | Debt-to-income ratio: | 18.36% |
Length of employment: | 2 years | Location: | Coral Springs, FL |
Home town: | |||
Current & past employers: | WETSEAL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $7,651.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I don't remember delinquency in the past two years, but if it's showing that I have had delinquency, it might be1 or 2. It would have to be when I moved from CA. to FL. Now I have a full time job. I have had my job for almost 2 years now. I don't know if I missed any payments. Now, I will have to go and check if I did. I would miss a payment by an accident. Just a simple mistake. I don't remember missing a payment. If I did, than it was just an honest mistake. I am very responsible. Thanks. |
Please explain the reason why you carry a large revolving credit balance. | When I have applied for those credit cards, it was for a personal reason. Those cards have helped me achieve my goal. I've always made my minimum payment. I should have made more than just a minimum payment on each one of those cards but, I didn't. That is why I am applying for this loan to consolidate my debt and just make 1 large monthly payment. I am making my payments on all my cards, it'll just be very easy to focus on one due date VS. all the due dates that I have for all my cards. Thanks. |
Member Payment Dependent Notes Series 1466137
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466137 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466137. Member loan 1466137 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $13,167 / month |
Current employer: | Entertainment Partners | Debt-to-income ratio: | 6.46% |
Length of employment: | 5 years | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | Entertainment Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I want to pay off 3 credit card accounts so I have only one payment and also save on interest rates. Thank you<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $8,426.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Chase bank credit card max, credit line's 5,600 debt balance to payoff's 5,558.77 APR 28.99% INTEREST RATE.<br>HSBC Bank credit car max, credit limit's 1900, debt balance to pay off's 1794.78 APR 18% INTEREST RATE.<br>Amalgamated bank 4,202.50 debt balance Loan to payoff APR 11% INTEREST RATE. |
Which debts do you plan to pay off with this loan? | I want to pay off the highest APR 28.99% INTEREST RATE credit card debt which is in this case CHASE BANK credit card amount $5,558.77. |
Member Payment Dependent Notes Series 1466256
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466256 |
$18,825 |
$18,825 |
14.33% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466256. Member loan 1466256 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | First Annuity & Insurance Marketing | Debt-to-income ratio: | 17.45% |
Length of employment: | 9 years | Location: | CENTENNIAL, CO |
Home town: | |||
Current & past employers: | First Annuity & Insurance Marketing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I intend to use this loan to consolidate credit card debt and for home improvement. It will go toward a new roof and updating a bathroom.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 12 |
Revolving Credit Balance: | $14,858.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit cards (none with large balances) to eliminate the cumulative monthly payments and a substantial portion of my largest consumer debt at HFC. This move will help us consolidate and do some needed home improvements at a near wash on our monthly budget. |
Member Payment Dependent Notes Series 1466285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466285 |
$9,000 |
$9,000 |
17.27% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466285. Member loan 1466285 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Tedd cycle | Debt-to-income ratio: | 8.16% |
Length of employment: | 10+ years | Location: | CORNWALL, NY |
Home town: | |||
Current & past employers: | Tedd cycle | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I have been trying to pay off my credit card bills for years. With this loan I will pay everything off with one low monthly bill and start fresh.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $8,603.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current dept balance is around 9500.00 in only credit cards. My interest rate per credit cards are 24.9%. I roughly pay over 400.00 month total for credit card payments. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly utilities including rent is 1000.00 |
Which debts do you plan to pay off with this loan? | I am planning to pay off all my credit cards bills. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current dept balance is around 9500.00 in only credit cards. My interest rate per credit cards are 24.9%. I roughly pay over 400.00 month total for credit card payments. |
Member Payment Dependent Notes Series 1466391
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466391 |
$12,800 |
$12,800 |
15.80% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466391. Member loan 1466391 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | US Army | Debt-to-income ratio: | 25.78% |
Length of employment: | 5 years | Location: | Grayson, GA |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $12,587.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $3800 |
Please explain the reason why you carry a large revolving credit balance. | I had make some repairs to my property I’m leasing (2 zone HVAC systems, new AC unit, exterior repairs and some miner plumbing repairs). Trying to pay it but the rate on the personal is high, with this loan I would be able to lower my payment and pay it off sooner. Also I’ve never been late on these loans. |
Which debts do you plan to pay off with this loan? | One of the credit cards and a loan with a higher rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have any students loans, military paid for my education. The reason for my loan is to pay off two of my accounts. I had to make some repairs to my property I'm leasing (2 zone HVAC systems, new AC units, exterior repairs). Trying to pay it but the rate on the personal loan is high ($8000, 25%, $232 per mo), with this loan I would be able to lower my payment and pay it off sooner. The other account is a credit card that I used towards my repairs on my property. ($4800, 17%, $166 per mo) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have any students loans, military paid for my education. The reason for my loan is to pay off two of my accounts. I had to make some repairs to my property I'm leasing (2 zone HVAC systems, new AC units, exterior repairs). Trying to pay it but the rate on the personal loan is high ($8000, 25%, $232 per mo), with this loan I would be able to lower my payment and pay it off sooner. The other account is a credit card that I used towards my repairs on my property. ($4800, 17%, $166 per mo) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Around $3800 mo |
Member Payment Dependent Notes Series 1466416
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466416 |
$16,950 |
$16,950 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466416. Member loan 1466416 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,833 / month |
Current employer: | Apple Inc. | Debt-to-income ratio: | 10.22% |
Length of employment: | 6 years | Location: | Livermore, CA |
Home town: | |||
Current & past employers: | Apple Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is to pay my 2012 Federal taxes. Currently set up to pay the IRS months, however interest and penalties would be more expensive than a loan through the Lending Club<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,103.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | My need is to pay my 2012 IRS Tax bill. Currently set up on a payment plan with the IRS, however it would be less expensive to take out a loan rather than pay the pate penalties and interest to the IRS |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This question violated either, or both, federal or state lending regulations or Lending Club policies related to consumer privacy and fair lending. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This question violated either, or both, federal or state lending regulations or Lending Club policies related to consumer privacy and fair lending. |
Please provide additional details regarding the purpose of the loan. | The loan is to pay the IRS for my 2012 Tax bill. I am set up of payment plan with them, however it would be more advantageous for me to pay them off completetly with a loan from the Lending Club. This is based on the high interest and fees. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The loan is to pay the IRS for my 2012 Tax bill. I am set up of payment plan with them, however it would be more advantageous for me to pay them off completetly with a loan from the Lending Club. This is based on the high interest and fees.<br><br>This loan is only for one purpose |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | This question violated either, or both, federal or state lending regulations or Lending Club policies related to consumer privacy and fair lending. |
If you have a public record on file, please briefly explain the event and its resolution. | There is not a publics file.<br><br>The loan is to pay the IRS for my 2012 Tax bill. I am set up of payment plan with them, however it would be more advantageous for me to pay them off completetly with a loan from the Lending Club. This is based on the high interest and fees. |
Please explain the reason why you carry a large revolving credit balance. | I have tried to answer this question. However, the Lending Club blocked my answer stating that I am not allowed to give out information on Income, bills, etc. It is a violation of their terms and conditions. Something about a federal law prohibiting that detail of personal information being shared. |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any delinquencies. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I have tried to answer this question. However, the Lending Club blocked my answer stating that I am not allowed to give out information on Income, bills, etc. It is a violation of their terms and conditions. Something about a federal law prohibiting that detail of personal information being shared. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | This question violated either, or both, federal or state lending regulations or Lending Club policies related to consumer privacy and fair lending. |
Member Payment Dependent Notes Series 1466419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466419 |
$16,450 |
$16,450 |
14.33% |
1.00% |
August 15, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466419. Member loan 1466419 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,492 / month |
Current employer: | University of KY | Debt-to-income ratio: | 19.88% |
Length of employment: | 10+ years | Location: | lexington, KY |
Home town: | |||
Current & past employers: | University of KY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1466420
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466420 |
$8,000 |
$8,000 |
6.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466420. Member loan 1466420 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,946 / month |
Current employer: | Hancock Elementary School | Debt-to-income ratio: | 12.29% |
Length of employment: | 8 years | Location: | Kirkwood, MO |
Home town: | |||
Current & past employers: | Hancock Elementary School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I've got a little over 7,000 on two credit cards with interest rates over 10%. I'd like to pay those off and take advantage of lower interest payments. I've got a very stable career and getting married in two months. Looking to make life as simple as possible before the wedding. Thanks!<br><br> Borrower added on 08/11/12 > Just wanted to add that I've been in my career for 8 years and have tenure so the job is very secure. Also, I've never missed a bill or had a late payment in my life. Thanks again for investing in my future.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,596.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | One balance is just under $1,000 and it's a Visa card. The interest rate is 13.24% Variable. The minimum payment is $40.00<br><br>The other balance is 5,500 and it's also a Visa card. The interest rate is 11.24% Variable. The minimum payment is $160.00 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | One balance is just under $1,000 and it's a Visa card. The interest rate is 13.24% Variable. The minimum payment is $40.00<br><br>The other balance is 5,500 and it's also a Visa card. The interest rate is 11.24% Variable. The minimum payment is $160.00 |
Member Payment Dependent Notes Series 1466466
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466466 |
$15,000 |
$15,000 |
19.05% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466466. Member loan 1466466 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | Everyday Believer MInistries | Debt-to-income ratio: | 12.18% |
Length of employment: | 5 years | Location: | baton rouge, LA |
Home town: | |||
Current & past employers: | Everyday Believer MInistries | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > moving my family to OH for an opportunity to plant roots for my kids schooling etc, this is a long term investment into my family.<br>thank you for your consideration.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $18,563.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1466472
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466472 |
$4,000 |
$4,000 |
7.62% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466472. Member loan 1466472 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,083 / month |
Current employer: | Healthport | Debt-to-income ratio: | 12.42% |
Length of employment: | 6 years | Location: | Peculiar, MO |
Home town: | |||
Current & past employers: | Healthport | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Pay off three credit cards.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,271.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 10.20% | Months Since Last Record: | 96 |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am raising my grandson, and most of my credit card debt has paid for Day Care, his parents do not pay child support. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | around 602 dollars a month, for food, lights, water, phone, car and credit cards. |
Which debts do you plan to pay off with this loan? | My credit cards there are three. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | No mortgage, three cards at around 18% interest. And my car |
Member Payment Dependent Notes Series 1466483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466483 |
$10,800 |
$10,800 |
17.77% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466483. Member loan 1466483 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,917 / month |
Current employer: | federal bureau of prisons | Debt-to-income ratio: | 10.79% |
Length of employment: | 10+ years | Location: | catlettsburg, KY |
Home town: | |||
Current & past employers: | federal bureau of prisons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > pay off 2 or 3 credit cards and a personnal loan. I pay my bills on time and have a long history of credit. My month budget is about 3500.00 to 4000.00. I been working the same job for over 20 years.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly mortgage 1040.00 which includes my property tax and insurance, utilities run about<br>400.00 a month, other bills about 900.00 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards from 18% to 22% balances are total 16,000.00 mortgage with escro 1040.00 with an interest<br>5.5% about 400.00 for utilities 500.00 for food and car insurance on 2 vehicles. |
Please explain the reason why you carry a large revolving credit balance. | I don't really have a reason why but I'm correcting that. I make enough money not to have a revolving<br>debt. This short term laon will rectify most it in three years by just 1 payment instead of 4. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 3500.00 for a personal loan, 3500 for credit card and 2800.00 for 2 credit cards. |
Which debts do you plan to pay off with this loan? | a personal loan and 3 credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards from 18% to 22% balances are total 16,000.00 mortgage with escro 1040.00 with an interest<br>5.5% about 400.00 for utilities 500.00 for food and car insurance on 2 vehicles. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards from 18% to 22% balances are total 16,000.00 mortgage with escro 1040.00 with an interest<br>5.5% about 400.00 for utilities 500.00 for food and car insurance on 2 vehicles. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2400.00 for a month for everything |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2400.00 for a month for everything |
Please explain the reason why you carry a large revolving credit balance. | I don't really have a reason why but I'm correcting that. I make enough money not to have a revolving<br>debt. This short term laon will rectify most it in three years by just 1 payment instead of 4. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 3500.00 for a personal loan, 3500 for credit card and 2800.00 for 2 credit cards. |
Member Payment Dependent Notes Series 1466502
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466502 |
$12,000 |
$12,000 |
15.80% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466502. Member loan 1466502 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Los Angeles County | Debt-to-income ratio: | 30.09% |
Length of employment: | 7 years | Location: | West Covina, CA |
Home town: | |||
Current & past employers: | Los Angeles County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I am ready to get out of debt and pay off credit card's in order to save and invest in my future. I'm very stable in my career, and I'm looking to consolidate my high interest credit cards into one loan.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $5,700.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I live at home with my parents rent free. I pay the utilities which is about $150 per month<br>Transportation $200<br>Phone $40<br>Insurance $80<br>Food $250 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have 4 high interest credit cards and 1 loan that i am going to be paying off the total amount and consolidating into this one loan. |
Which debts do you plan to pay off with this loan? | Capital One Credit Card<br>GE/DISCOUNT TIRE<br>Target<br>Macys<br>CalTech |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Capital One Credit Card $2199 balance, 26% interest rate, $75 monthly payment.<br>GE/DISCOUNT TIRE $1190 balance, 24.9% interest rate, $50 monthly payment.<br>Target $885 balance, 22.9% interest rate, $25 monthly payment.<br>Macy's $545 balance, 24.5% interest rate, $25 monthly payment.<br><br>CalTech Loan $7181 balance, 18.9% interest rate, $372 monthly payment. |
Member Payment Dependent Notes Series 1466504
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466504 |
$2,400 |
$2,400 |
16.29% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466504. Member loan 1466504 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Cendyn | Debt-to-income ratio: | 21.11% |
Length of employment: | 1 year | Location: | Boca Raton, FL |
Home town: | |||
Current & past employers: | Cendyn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > I plan to consolidate a couple of very high interest loans into one. I have a very stable job and am very responsible with my money, but (due to a recent emergency) needed quick access to funds. This much lower interest loan will help pay off what I owe in a much shorter amount of time.<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,918.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was layed off, then re-employed, but I have had some expenses lately that have caused my revolving balance to go much higher than it should have. I realize that this is no excuse, but I would like to fund this loan in order to consolidate my current high interest loans into one, smaller payment. |
Which debts do you plan to pay off with this loan? | I have a couple of very high interest loans. These were taken out as I needed access to some funds in a short amount of time for an emergency. I plan on paying off two of the high interest loans with these funds. |
Member Payment Dependent Notes Series 1466604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466604 |
$10,000 |
$10,000 |
15.31% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466604. Member loan 1466604 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,750 / month |
Current employer: | Rolls Royce | Debt-to-income ratio: | 25.04% |
Length of employment: | 1 year | Location: | Lynn, MA |
Home town: | |||
Current & past employers: | Rolls Royce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Son is in Army and stationed down in Fort Benning in Columbus , Ga , We new he would be going to Afganastan so we paid to fly him home once a month , I paid for it on credit cards , Now he is over there for the next year I would like to consolidate some of my cards so i only have one lower payment.<br><br> Borrower added on 08/07/12 > I want to add I have never been late on any debt , this will be second loan with Lending club<br><br> Borrower added on 08/09/12 > I want to be clear , I have had a second loan with lending club that I owe 1 more payment and that will relieve me of a 628 a month payment , I plan on making that last paymant as part of my consolidation . so I estimate my month exspenses not including that payment.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,022.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Approx $2800 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm a member of Experian below is a copy and paste of my credit summary page , I have 10 credit card and I recently closed 6 of the ones with the highest balances and inerest rates.I have no problems paying my debt , I want to consolidate to pay off quicker.<br>Real Estate $186,519 4.2 %<br>Installment Debt:$26,,475 average 15%<br>Revolving Debt:$22,957 Credit average 19%<br>Available:$14,893 % of Credit Available 40%Total Credit Limit:$37,850 Total Debt:$240,951<br>Total Monthly Payment:$3,371 |
Member Payment Dependent Notes Series 1466614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466614 |
$14,675 |
$14,675 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466614. Member loan 1466614 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,066 / month |
Current employer: | timbertech | Debt-to-income ratio: | 12.10% |
Length of employment: | 10+ years | Location: | millersport, OH |
Home town: | |||
Current & past employers: | timbertech | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I want this loan to pay off a credit card, a loan i have had for over 5 years, pay off my HHGregg cridt card, and put carpet down in my living room and bedroom<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,636.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1466633
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466633 |
$25,000 |
$25,000 |
21.98% |
1.00% |
August 16, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466633. Member loan 1466633 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,833 / month |
Current employer: | St. Philip's Episcopal Church | Debt-to-income ratio: | 28.74% |
Length of employment: | 4 years | Location: | Rockville, MD |
Home town: | |||
Current & past employers: | St. Philip's Episcopal Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I pay more than the monthly minimum payment each much, but cannot seem to make a dent. I pay every bill, so that I maintain an excellent payment history, but wind up using the cards more than I would like for everyday expenditures - a very slippery slope. Extensive dental work costing me about $2,500. Consoliating would save me about $1,000 a month. Thank you for your interest. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off credit card debt. |
Member Payment Dependent Notes Series 1466634
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466634 |
$6,400 |
$6,400 |
10.16% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466634. Member loan 1466634 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | NBCUniversal | Debt-to-income ratio: | 26.88% |
Length of employment: | < 1 year | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | NBCUniversal | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Employed in an amazing job with stable income, climbing promotion ladder quickly, now strategically refinancing to achieve financial goals. Previously moved 3,000 miles from home to chase a career dream that's paying off very well now, but accrued some credit debt in making the move to success.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,921.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1466636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466636 |
$12,000 |
$12,000 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466636. Member loan 1466636 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,917 / month |
Current employer: | UT Brownsville | Debt-to-income ratio: | 14.26% |
Length of employment: | 3 years | Location: | BROWNSVILLE, TX |
Home town: | |||
Current & past employers: | UT Brownsville | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I have very high interest rates on my credit cards. Although I am paying on time and more than the minimum payment the debt amount does not go down. I need this loan to be able to pay my credit card debt and just continue paying this loan at a much lower interest rate.<br><br> Borrower added on 08/14/12 > Please help fund my loan. I need to reach the 12000 dollar mark to be able to consolidate credit card debt completely.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $10,869.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Hello,<br><br>My total balance stands atl 11,800 dollars. This is the balance of three credit cards. Unfortunately the interest rates are at: 29.99%, 27.99, and 22.99%. Although I am making my payments on time and pay more than the minimum payment it just does not go down. So I would like this loan to be able to pay the debt and just continue paying this loan at a lower interest rate. If I get this loan my monthly payment will be much less than what I am currently paying for all 3 credit cards |
Please explain the reason why you carry a large revolving credit balance. | Although I pay on time and more than the minimum payment the interest rate is just too high around 29.99 percent. This is why I carry a large revolving credit balance. I would definitely benefit from the much lower interest afford by this loan. I will certainly be on my way out of debt. Thanks for your investment on my loan. |
Member Payment Dependent Notes Series 1466639
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466639 |
$4,000 |
$4,000 |
14.33% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466639. Member loan 1466639 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | sprint nextel | Debt-to-income ratio: | 2.93% |
Length of employment: | 10+ years | Location: | PRAIRIE VILLAGE, KS |
Home town: | |||
Current & past employers: | sprint nextel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > home improvement<br><br> Borrower added on 08/14/12 > home improvments to master bedroom<br><br> Borrower added on 08/14/12 > home improvement to master bedroom<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $9,600.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | home improvement |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 2000 |
Is the improvement to your primary residence or an investment property? | primary residence |
What is your intended use for the loan proceeds? | home improvement |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1600 |
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs? | 163000, 4.5%, 1225 |
What is the home improvement project you are planning? | master bedroom carpet, paint and updating closets |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | 1500 paint and carpet, 2500 updating closets |
Please explain the reason why you carry a large revolving credit balance. | in the process of paying down those balances |
Member Payment Dependent Notes Series 1466656
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466656 |
$7,200 |
$7,200 |
8.90% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466656. Member loan 1466656 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Arden Road Baptist Church | Debt-to-income ratio: | 5.66% |
Length of employment: | 2 years | Location: | CANYON, TX |
Home town: | |||
Current & past employers: | Arden Road Baptist Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > We want to do some consolidation and pay off some debts.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,271.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Wedding expenses that we incurred in July |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We had some additional expenses with a wedding that were short term. We need to take care of these. |
Member Payment Dependent Notes Series 1466675
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466675 |
$20,000 |
$20,000 |
13.11% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466675. Member loan 1466675 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,051 / month |
Current employer: | US Army | Debt-to-income ratio: | 17.74% |
Length of employment: | 10+ years | Location: | COLORADO SPRINGS, CO |
Home town: | |||
Current & past employers: | US Army | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Debt Consolidation<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $36,309.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I will pay off all of my Credit cards except My USAA, and my star Card. Leay have a Lower intwerest rate. |
Which debts do you plan to pay off with this loan? | I will pay off all of my Credit cards except My USAA, and my star Card. Leay have a Lower intwerest rate. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mort 1070 a month all insurance and taxes are included. I do not havea line of credit. |
Member Payment Dependent Notes Series 1466680
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466680 |
$6,075 |
$6,075 |
7.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466680. Member loan 1466680 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $1,833 / month |
Current employer: | n/a | Debt-to-income ratio: | 23.51% |
Length of employment: | n/a | Location: | Yreka, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I would like the loan to pay off credit cards <br>I pay my bills on time and more<br>My income is stable<br><br> Borrower added on 08/08/12 > Been in my home for 23 years<br>My monthly budget is good.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,512.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1466681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466681 |
$10,625 |
$10,625 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466681. Member loan 1466681 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,625 / month |
Current employer: | ING DIRECT | Debt-to-income ratio: | 11.77% |
Length of employment: | 4 years | Location: | Saint Cloud, MN |
Home town: | |||
Current & past employers: | ING DIRECT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > To consolidate credit card debt so I can build my savings account and pay more on my mortgage. My goal is to be free from credit card debt and be back on the road to financial success.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 77 |
Revolving Credit Balance: | $12,694.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1466689
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466689 |
$11,500 |
$11,500 |
15.80% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466689. Member loan 1466689 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Wauconda Healthcare & Rehabilitation Cen | Debt-to-income ratio: | 13.33% |
Length of employment: | 6 years | Location: | volo, IL |
Home town: | |||
Current & past employers: | Wauconda Healthcare & Rehabilitation Cen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $10,805.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses are almost related to all that were stated from the question stated above specifically mortgages & line of credits. objective of the loan is to consolidate some into 1. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Home mortgage,credit cards,gas & car maintenance,utility & house bills,insurances,phones & cable services,etc. |
If you have a delinquency in the last 2 years, please explain the reason. | we have 2 properties_a condo & a single family home. we were having financial difficulty paying both that we decided to gave in the other one. In addition to financial difficulty,the property market value was way below our actual remaining loan to the bank. Our remaining debt that time was about 180K & the actual house value base on the appraisal was just 60K. The bank approved for a short sale. |
Member Payment Dependent Notes Series 1466712
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466712 |
$12,000 |
$12,000 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466712. Member loan 1466712 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,917 / month |
Current employer: | Patterson Dental | Debt-to-income ratio: | 9.12% |
Length of employment: | 10+ years | Location: | Hamilton, MI |
Home town: | |||
Current & past employers: | Patterson Dental | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off credit card at lower rate. |
Member Payment Dependent Notes Series 1466742
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466742 |
$15,000 |
$15,000 |
8.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466742. Member loan 1466742 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | City of Chicago | Debt-to-income ratio: | 14.16% |
Length of employment: | 7 years | Location: | CHICAGO, IL |
Home town: | |||
Current & past employers: | City of Chicago | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > I'm going to consolidate my credit cards into one monthly payment. I have had the same job for 7 years and will pay my bill every month like i always do.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,448.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | debt balances total around $12,500. Rates vary from 12% to 19% |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off credit cards with high interest rates |
Which debts do you plan to pay off with this loan? | credit cards with high interest rates |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | debt totals around 12,500. interest rates vary from 12% to 19% |
Member Payment Dependent Notes Series 1466757
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466757 |
$5,000 |
$5,000 |
15.31% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466757. Member loan 1466757 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,917 / month |
Current employer: | Quality Inn | Debt-to-income ratio: | 19.72% |
Length of employment: | 2 years | Location: | PORT ANGELES, WA |
Home town: | |||
Current & past employers: | Quality Inn | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am looking forward to this great oppurtunity to get out from under high interest credit cards.....Thank you!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $13,292.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Three of my credit cards have a high interest rate...I'll pay them of first, and close accounts. |
Please explain the reason why you carry a large revolving credit balance. | Life circumstances, taking care of a family member, and having surgery done on my shoulder. |
Please explain the reason why you carry a large revolving credit balance. | Life circumstances, taking care of a family member, and having surgery done on my shoulder. |
Member Payment Dependent Notes Series 1466802
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466802 |
$6,400 |
$6,400 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466802. Member loan 1466802 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,167 / month |
Current employer: | St Luke's Roosevelt Hospital Dept Of Der | Debt-to-income ratio: | 7.77% |
Length of employment: | 10+ years | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | St Luke's Roosevelt Hospital Dept Of Der | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I plan to use this loan to consolidate my debt and to have one montly payment. I have been in my Jobs 18 years. I Intend to have this laon paid off withing 3 years. Once I get everything taking care of, I will just have a monthly budget of my rent, electricity and phone, + this payment.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $12,027.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $6,000. Only credit cards no student loans, no mortgages. |
Which debts do you plan to pay off with this loan? | Just Credit Cards. |
If you have a delinquency in the last 2 years, please explain the reason. | I am not sure what you mean by that question. Can you be more specific. Thanks |
Member Payment Dependent Notes Series 1466951
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466951 |
$14,000 |
$14,000 |
14.33% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466951. Member loan 1466951 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,250 / month |
Current employer: | Publix Super Markets inc. | Debt-to-income ratio: | 23.59% |
Length of employment: | 10+ years | Location: | STUART, FL |
Home town: | |||
Current & past employers: | Publix Super Markets inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This money will be utilized to paying all my credit cards in full which presently have higher interest rates.<br><br> Borrower added on 08/09/12 > For payment of credit cards with higher interest rates<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,729.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of nine credit card accounts which total up to approx.$12000.00.due. Interests charged on these cards range from 15.24% to 28.24%. Presently monthly payments total about $600.00. <br>Mortgage payment is $820.00.<br>I have no student loans or lines of credit presently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of nine credit card accounts which total up to approx.$12000.00.due. Interests charged on these cards range from 15.24% to 28.24%. Presently monthly payments total about $600.00. <br>Mortgage payment is $820.00.<br>I have no student loans or lines of credit presently. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My household monthly expenses vary from $800.00 to $1000.00.<br> I live with my spouse and we both share these expenses. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of nine credit card accounts which total up to approx.$12000.00.due. Interests charged on these cards range from 15.24% to 28.24%. Presently monthly payments total about $600.00. <br>Mortgage payment is $820.00.<br>I have no student loans or lines of credit presently. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a total of nine credit card accounts which total up to approx.$12000.00.due. Interests charged on these cards range from 15.24% to 28.24%. Presently monthly payments total about $600.00. <br>Mortgage payment is $820.00.<br>I have no student loans or lines of credit presently. |
Member Payment Dependent Notes Series 1466967
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466967 |
$12,000 |
$12,000 |
16.29% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466967. Member loan 1466967 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | Th Ohio State University | Debt-to-income ratio: | 20.74% |
Length of employment: | 7 years | Location: | COLUMBUS, OH |
Home town: | |||
Current & past employers: | Th Ohio State University | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I work in a stable field and have been at my job for the past seven years. I just purchased a home and used my credit cards to cover necessary repairs to the property. I would use the loan to decrease my credit card debt and restore balances to their previous state prior to the home purchase.<br><br> Borrower added on 08/12/12 > I work in a stable field and have been at my job for the past seven years. I just purchased a home and used my credit cards to cover necessary repairs to the property. I would use the loan to decrease my credit card debt and restore balances to their previous state prior to the home purchase.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Housing is $900 per month, utilities are between 150-200 (given the heat wave, the air system has been running more frequently so the electric bill has been higher this summer ) food is about 120, gas for the car is about 150 -160, auto insurance is 90 and auto the payment is 365. In order to economize, back in January, I canceled the cable service and no longer have a landline. Canceling these two services has been surprisingly cost effective. My current cellphone service is $45 per month. |
Which debts do you plan to pay off with this loan? | This will allow me to pay off three credit cards and an auto loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan covers cards 1,2,3, and the auto loan<br>Credit Card 1, interest rate 15.69%, balance 2139, monthly payment 58.33<br>Credit Card 2, Interest rate 25.-%, balance 1933, monthly payment 65.90<br>Credit Card 3 Interest Rate 18.43%, balance 1756, monthly payment 66.27<br>Auto Loan, interest rate 8.79 % balance 2831.88, monthly payment 365.16<br>Student Loan, interest rate 2.32 % balance 39, 217, monthly payment 127. 320<br>Mortgage, Interest rate 4.0 % balance 119, 205, monthly payment 906.89 |
Please explain the reason why you carry a large revolving credit balance. | I had my credit balances low so I was eligible to get a mortgage to purchase my first home. The expenses associated with furnishing the home and covering unexpected repairs required me to tap back into those cards. I'd like to use this loan to pay off my credit and start creating a cash reserve for emergencies and unexpected incidental costs. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | This loan covers cards 1,2,3, and the auto loan<br>Credit Card 1, interest rate 15.69%, balance 2139, monthly payment 58.33<br>Credit Card 2, Interest rate 25.-%, balance 1933, monthly payment 65.90<br>Credit Card 3 Interest Rate 18.43%, balance 1756, monthly payment 66.27<br>Auto Loan, interest rate 8.79 % balance 2831.88, monthly payment 365.16<br>Student Loan, interest rate 2.32 % balance 39, 217, monthly payment 127. 320<br>Mortgage, Interest rate 4.0 % balance 119, 205, monthly payment 906.89 |
Member Payment Dependent Notes Series 1466970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466970 |
$10,000 |
$10,000 |
17.77% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466970. Member loan 1466970 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | Delano Union Elm Sch Dis | Debt-to-income ratio: | 8.43% |
Length of employment: | 10+ years | Location: | DELANO, CA |
Home town: | |||
Current & past employers: | Delano Union Elm Sch Dis | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,253.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off some bills an make one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About $1500.00 monthly expenses. |
Please explain the reason why you carry a large revolving credit balance. | Had a part time job an just got laid off. |
What is your intended use for the loan proceeds? | To pay off some bills an make one payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off some bills an home improvements |
Member Payment Dependent Notes Series 1466973
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466973 |
$12,000 |
$12,000 |
12.12% |
1.00% |
August 15, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466973. Member loan 1466973 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | FDNY | Debt-to-income ratio: | 9.42% |
Length of employment: | 6 years | Location: | Forest Hills, NY |
Home town: | |||
Current & past employers: | FDNY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards<br><br>Amex - $1,485 (debt), 15.24% APR, 100 (monthly payment)<br>Capitalone - $6,993 (debt), 14.99% APR, 250 (monthly payment)<br>Discover - $3,177 (debt), 13.23% APR, 150 (monthly payment)<br>Chase - 4,504 (debt), 14.24% APR, 200 (monthly payment)<br><br>Additional Information: I have been assisting my family with mortgage payments which will cease at the end of this year. |
Please explain the reason why you carry a large revolving credit balance. | I had a debt balance of roughly $6,000 two years ago and it has grown incrementally since, because I have been assisting my family with mortgage payments which will cease at the end of this year. |
Please explain the reason why you carry a large revolving credit balance. | I had a debt balance of roughly $6,000 two years ago and it has grown incrementally since, because I have been assisting my family with mortgage payments which will cease at the end of this year. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will be using this loan solely for paying off credit card balances. |
Which debts do you plan to pay off with this loan? | I plan on only paying credit card balances with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards<br><br>Amex - $1,485 (debt), 15.24% APR, 100 (monthly payment)<br>Capitalone - $6,993 (debt), 14.99% APR, 250 (monthly payment)<br>Discover - $3,177 (debt), 13.23% APR, 150 (monthly payment)<br>Chase - 4,504 (debt), 14.24% APR, 200 (monthly payment)<br><br>Additional Information: I have been assisting my family with mortgage payments which will cease at the end of this year. |
Member Payment Dependent Notes Series 1466984
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1466984 |
$8,000 |
$8,000 |
17.77% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1466984. Member loan 1466984 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,979 / month |
Current employer: | The Master's College | Debt-to-income ratio: | 15.14% |
Length of employment: | 1 year | Location: | NEWHALL, CA |
Home town: | |||
Current & past employers: | The Master's College | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I was living on my own and living largely on credit my last year of college and though I'm working hard, I'm struggling to pay off the various cards I have. I want to lump them together at better interest and pay them off while improving my credit score!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,878.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is just over $8,900; I'm not sure of the interest rates, as I have this amount spread over 6 cards. Current monthly payments range from $30 to $148 dollars, but I try to put more than the minimum payment. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total minimum monthly payment for all credit cards is $300 (I've been paying around $350). This loan's monthly payment (including payoff) is $288.30. |
Member Payment Dependent Notes Series 1467018
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467018 |
$19,750 |
$19,750 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467018. Member loan 1467018 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Dauphin County | Debt-to-income ratio: | 30.65% |
Length of employment: | 10+ years | Location: | Harrisburg, PA |
Home town: | |||
Current & past employers: | Dauphin County | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $105,471.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidating higher interest loans. Making for one payment per month and a much quicker payoff.Which in turn, will give me a little more free money per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Avg is 1800.00 p/mo. With this loan, I will lower it (I'm consolidating some debts) and I will have this loan all paid off in 3 yrs. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I want to pay off 2 high interest credit cards with an interest rate. of 12.99. I will SAVE MONEY in interest and pay off the new debt in 3 yrs!!! I pay 300.00 p/mo for my house. No student loans anymore. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I want to pay off 2 high interest credit cards with an interest rate. of 12.99. I will SAVE MONEY in interest and pay off the new debt in 3 yrs!!! I pay 300.00 p/mo for my house. No student loans anymore. |
Member Payment Dependent Notes Series 1467019
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467019 |
$13,200 |
$13,200 |
6.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467019. Member loan 1467019 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Lumen 21, Inc | Debt-to-income ratio: | 14.79% |
Length of employment: | 1 year | Location: | Huntington Beach, CA |
Home town: | |||
Current & past employers: | Lumen 21, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Basically, I am using this loan to refinance my only outstanding installment loan I have which is at a much higher interest rate.<br><br> Borrower added on 08/07/12 > IT professional with over 10 years of continuous, stable work history. As my credit will reflect, I have no history of delinquencies and upkeep an excellent credit score.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,336.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | As stated in the description, I intend on re-financing another installment loan that has a higher interest rate. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent/Util - 700<br>Food - 150<br>Gas - 100<br>Phone - 75 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 700 - Rent<br>650 - Installment loan<br>No mortgage<br>No student loan<br>No credit cards (I pay them off in full monthly) |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 700 Rent<br>60 Utilities<br><br>No mortgage, taxes, home insurance or equity loans. |
Which debts do you plan to pay off with this loan? | My only debt that I have - an installment loan which has substantially higher interest rate. |
Member Payment Dependent Notes Series 1467058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467058 |
$12,800 |
$12,800 |
18.49% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467058. Member loan 1467058 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | at&t Mobility | Debt-to-income ratio: | 16.17% |
Length of employment: | 7 years | Location: | Dexter, MO |
Home town: | |||
Current & past employers: | at&t Mobility | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $9,760.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I have been late on a payment before as a result of relocating for job promotions. If I had my debt consolidated I wouldn't have that issue only having to make one payment. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I own a 2 unit duplex that carries a mortgage/insurance/tax payment of 1350.00. Utilities are appx 120 per month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several credit cards with a total debt over 4,000 with interests around 20%. I have lines of credit that have a total balance of around 7,000 with interests up to 17%. I have student loans totaling around 15,000 that are deffered while continuing my education. I have a rental property mortgage payment of 1350 which includes taxes/insurance. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Monthly Payment Breakdown as of 07/11/2012 Principal and Interest Payment: $1,034.05 <br>Escrow Payment Amount: $297.78 <br>Annual Homeowners insurance $1,048.00 <br>Anual County taxes $1,509.82 |
Which debts do you plan to pay off with this loan? | I would like to pay off all miscellaneous acrued debt with the highest interest first. Consolodating my debt will be important in increasing my credit score as well as managing my expences better. |
Member Payment Dependent Notes Series 1467084
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467084 |
$12,875 |
$12,875 |
13.11% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467084. Member loan 1467084 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Maricopa Medical Center | Debt-to-income ratio: | 19.37% |
Length of employment: | < 1 year | Location: | Scottsdale, AZ |
Home town: | |||
Current & past employers: | Maricopa Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Purchasing a summer home in Ireland, I have most of the capital just need 12k to complete the sale, I have excellent credit, have always paid my bills on time and have low debt. I would appreciate you helping fund me, The monthly repayments are low and will always be paid on time. Thank you<br><br> Borrower added on 08/07/12 > Purchasing a summer home in Ireland, I have most of the purchase price just need 12875 to complete the sale. I have always paid all of my bills on time and have good credit. I would be a safe investment, the repayments are low and would always be paid on time. I would appreciate your financing.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1467114
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467114 |
$14,600 |
$14,600 |
17.77% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467114. Member loan 1467114 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,000 / month |
Current employer: | Rc Willey | Debt-to-income ratio: | 0.77% |
Length of employment: | 6 years | Location: | Reno, NV |
Home town: | |||
Current & past employers: | Rc Willey | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Funds are needed for working capital to start up an insurance agency. Funds will be dispersed for lease deposit and first month lease, cost for furniture and electronics, payroll, advertising and office supplies including signage for business.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $1,053.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 11.20% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Can you provide some high level financials on the monthly costs / revenue of your business? | Monthly expenditures include 600 lease, 1920 staff, 200 for phone,power and Internet. 550 for loan repayment and 1000 for advertising. Sales are estimated to be 25000 a month with 3 licensed agents to start. The company keeps half of the totdl sales leaving us with a net of over 8000 using our minimum sales assumptions. |
What is your intended use for the loan proceeds? | Startup funding for an allstate insurance agency. |
Member Payment Dependent Notes Series 1467146
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467146 |
$15,875 |
$15,875 |
19.05% |
1.00% |
August 20, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467146. Member loan 1467146 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,375 / month |
Current employer: | Bergman, Walls & Assoc | Debt-to-income ratio: | 34.73% |
Length of employment: | 2 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Bergman, Walls & Assoc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > The bulk of this loan is to consolidate my credit cards under one loan with a fixed term. The smaller portion of the loan is to bolster my down payment on my first home. Although I have managed to save a small down payment, I need a bit of extra money for closing costs, inspections, etc.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $8,087.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current expenses total $2,060 per month. This includes housing, utilities, insurance, car payment, phone, gas and food budget, plus my educational loan payment. All of my other payments/debt will be consolidated in my Lending Club Loan. Incidentally, based on numbers provided by my mortgage broker, my housing expenses will actually be lower in my new home. |
Please provide additional details regarding the purpose of the loan. | The purpose of the loan is twofold. The first is to consolidate my credit card debt into a single payment with fixed term. Second, I will use the remaining money towards closing costs/etc for the home I plan to buy. However, if for some reason I don’t buy a home, I plan to apply the "extra" money back to the Lending Club Loan along with a good portion of the money I saved for down payment. |
Please explain the reason why you carry a large revolving credit balance. | First, a purpose of this loan is to eliminate my revolving credit into one fixed term payment. The debt I incurred includes a medical procedure, veterinary bills, and car repairs. I used credit for living expenses for a short time while I finished my bachelor’s degree. Also, a couple years ago I had a 6-month bout with unemployment. I would like to point out that I continued to pay my bills even while unemployed. As a result, I had to use credit for many living expenses during that time. |
Member Payment Dependent Notes Series 1467163
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467163 |
$8,000 |
$8,000 |
14.09% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467163. Member loan 1467163 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | Barona Casino Resort | Debt-to-income ratio: | 8.86% |
Length of employment: | 7 years | Location: | CHULA VISTA, CA |
Home town: | |||
Current & past employers: | Barona Casino Resort | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > My loan is to pay off all my credit card debt. I owe about $5,800 with very high interest rates. Lending club will cut my interest to almost half of what they are, which will be a big help.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $5,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my debt balance total combined is $5,800 dollars. My interest rates are from 24% to 30%. my monthly payments are from $25 to $125 dollars a month. all of them credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | my debt balance total combined is $5,800 dollars. My interest rates are from 24% to 30%. my monthly payments are from $25 to $125 dollars a month. all of them credit cards. |
Which debts do you plan to pay off with this loan? | I plan to pay all of my credit card debt since this loan offers me a lower interest rate. total amount of $5,800 dollars |
Member Payment Dependent Notes Series 1467168
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467168 |
$15,500 |
$15,500 |
15.31% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467168. Member loan 1467168 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Meggitt inc. | Debt-to-income ratio: | 19.47% |
Length of employment: | 2 years | Location: | SIMI VALLEY, CA |
Home town: | |||
Current & past employers: | Meggitt inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > To consolidate my credit cards<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,435.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent-1475 utilities-180 phone-100 car insurance-180 gas-100 and food about 200! |
Member Payment Dependent Notes Series 1467195
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467195 |
$17,050 |
$17,050 |
17.27% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467195. Member loan 1467195 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | darden | Debt-to-income ratio: | 11.85% |
Length of employment: | 1 year | Location: | AUSTIN, TX |
Home town: | |||
Current & past employers: | darden | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Joined to gain balance in consolidating all of my monthly loans in one so I can focus on other priorities<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 40 |
Revolving Credit Balance: | $8,846.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Care credit 2000 for my teeth, 3500 for student loans, 500 for medical bills pre insurance days, 4000 credit card debt from an ex boyfriend who never paid his bills, 1200 for a bed I had to buy after I kicked same ex out while I was in the process of opening a new restaurant. I will be happy to forward a word excel spread sheet to show my financial responsibilities. My credit is at 658 I believe. I graduated with honors and work hard in a growing industry. Just need a break from stress |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 900 rent and water, 200 car care and gas( I work 2 minutes away), 100 cable and internet, 40 electric, 120 insurance, 240 food and stuff, 50 for student loans, 50 for emergency medical bills, about 500 for bed and credit card , 100 dental care credit, 54 cell phone. I have a credit score of 658. I pay everything on time. Just all of the multiple payments is overwhelming. I keep a word excel spreadsheet to organize I can send you. I work many hours as a restaurant manager. like a break |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Care credit 2000 for my teeth, 3500 for student loans, 500 for medical bills pre insurance days, 4000 credit card debt from an ex boyfriend who never paid his bills, 1200 for a bed I had to buy after I kicked same ex out while I was in the process of opening a new restaurant. I will be happy to forward a word excel spread sheet to show my financial responsibilities. My credit is at 658 I believe. I graduated with honors and work hard in a growing industry. Just need a break from stress |
Member Payment Dependent Notes Series 1467200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467200 |
$12,000 |
$12,000 |
12.12% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467200. Member loan 1467200 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,347 / month |
Current employer: | Weatherford Labs | Debt-to-income ratio: | 31.15% |
Length of employment: | 2 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Weatherford Labs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > The loan is to help consolidate my debt into one payment from paying for part of my college and three moves for my job.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 42 |
Revolving Credit Balance: | $14,046.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1467205
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467205 |
$12,250 |
$12,250 |
11.14% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467205. Member loan 1467205 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Carolinas HealthCare System | Debt-to-income ratio: | 19.10% |
Length of employment: | 1 year | Location: | Charlotte, NC |
Home town: | |||
Current & past employers: | Carolinas HealthCare System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $604.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1467206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467206 |
$10,000 |
$10,000 |
15.31% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467206. Member loan 1467206 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Sam Oh | Debt-to-income ratio: | 17.72% |
Length of employment: | 5 years | Location: | HAWTHORNE, CA |
Home town: | |||
Current & past employers: | Sam Oh | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $6,703.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1467227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467227 |
$7,500 |
$7,500 |
6.03% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467227. Member loan 1467227 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Big Bolt Corp | Debt-to-income ratio: | 18.81% |
Length of employment: | 10+ years | Location: | Genoa, IL |
Home town: | |||
Current & past employers: | Big Bolt Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > pay off 4 credit cards between 25/30 percent interest, jc penney, kohls dept store, best buy, and ashley furniture,<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $60,963.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467243
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467243 |
$8,000 |
$8,000 |
18.75% |
1.00% |
August 20, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467243. Member loan 1467243 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | City of Atlanta | Debt-to-income ratio: | 15.67% |
Length of employment: | 7 years | Location: | Atlanta, GA |
Home town: | |||
Current & past employers: | City of Atlanta | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Consolidation time! It is time to consolidate credit cards. Thank you to all investors.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $7,003.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Delinquency was two-fold and due to job lay off and student debt. in the last 2 years. |
Member Payment Dependent Notes Series 1467244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467244 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 20, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467244. Member loan 1467244 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | top care inc | Debt-to-income ratio: | 8.65% |
Length of employment: | 5 years | Location: | st. louis, MO |
Home town: | |||
Current & past employers: | top care inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,414.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am planning on using the loan to pay off an existing lending club loan, and a small prosper loan, as well as keep some funds in the bank to do some minor repairs to my house, and as back up money for things that come up such as car repairs. |
Which debts do you plan to pay off with this loan? | I plan to pay off the lending club loan, a small prosper loan, and two credit cards as well as to have a cushion in the bank. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | lending club $3880.00, prosper $1700.00, citi credit card $1200.00, chase credit card $1400.00, several small medical bills. 14%, 14%, 5%, 5%. $161.00, $68.00, $30.00, $30.00, medical bills total about $500.00. mortgage is $641.00, no other lines of credit, student loans, of home equity loans. |
Member Payment Dependent Notes Series 1467267
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467267 |
$8,000 |
$8,000 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467267. Member loan 1467267 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,798 / month |
Current employer: | International Paper | Debt-to-income ratio: | 23.83% |
Length of employment: | 10+ years | Location: | MANSFIELD, LA |
Home town: | |||
Current & past employers: | International Paper | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467283
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467283 |
$35,000 |
$35,000 |
7.90% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467283. Member loan 1467283 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $28,333 / month |
Current employer: | n/a | Debt-to-income ratio: | 9.97% |
Length of employment: | 10+ years | Location: | independence, MO |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I am wanting to put a pool in for my family.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,281.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am trying to put a pool in and have some landscaping done. |
Member Payment Dependent Notes Series 1467297
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467297 |
$18,950 |
$18,950 |
22.95% |
1.00% |
August 20, 2012 |
August 21, 2017 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467297. Member loan 1467297 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,066 / month |
Current employer: | Shea Homes, LP | Debt-to-income ratio: | 33.56% |
Length of employment: | 7 years | Location: | SANTEE, CA |
Home town: | |||
Current & past employers: | Shea Homes, LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I'm employed full time with a steady job. Simply trying to consolidate debit and get out from under credit cards with fluctuating rates. Thank you for your time and consideration.<br><br> Borrower added on 08/14/12 > Thank you to everyone who has invested so far. I understand it's an investment and financial opportunity for you, but for me your help means a lighter load and some piece of mind. Thank you for investing in me.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $11,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I do not have any. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm sorry, but I'm not comfortable providing that specific of an answer in a publicly viewable way. I will say that the amount I'm asking for is to pay off multiple credit cards, all with interest rates substantially lower than the rate on this loan with payments that will make taking this loan beneficial in the long run as ultimately I will be paying less. This will not put me ahead monthly but rather put an end in sight to debt. That's as specific as I'm comfortable being publicly. I'm sorry. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm sorry, but I'm not comfortable providing that specific of an answer in a publicly viewable way. I will say that the amount I'm asking for is to pay off multiple credit cards, all with interest rates substantially lower than the rate on this loan with payments that will make taking this loan beneficial in the long run as ultimately I will be paying less. This will not put me ahead monthly but rather put an end in sight to debt. That's as specific as I'm comfortable being publicly. I'm sorry. |
Member Payment Dependent Notes Series 1467301
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467301 |
$7,500 |
$7,500 |
6.62% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467301. Member loan 1467301 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | Voellinger Simpson Dolan & Assoc. | Debt-to-income ratio: | 20.15% |
Length of employment: | 10+ years | Location: | Belleville, IL |
Home town: | |||
Current & past employers: | Voellinger Simpson Dolan & Assoc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > Hoping to pay-down some credit card debt. Even with my excellent credit and FICO score, the credit card companies have slowly inched-up my interest rates and I would like to get those wiped out. Thank you for your consideration!<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Debt balances, interest rates & monthly payments: Amex-bal $1020, 13.99%, min. pmt $50; Discover-bal $1800, 15.99%, min. pmt $75; BOA Mastercard-bal $510, 19.99%, min. pmt $25; BOA loan-bal $4150, 9.99%, min. pmt. $108. I always try to pay more than minimum. Also have mortgage of $635 and 2nd mortgage of $162. I've always been current on all payments. Hope this information helps. Thank you for your time and consideration! |
Member Payment Dependent Notes Series 1467302
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467302 |
$6,000 |
$6,000 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467302. Member loan 1467302 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | JCB Japanese Credit Card International | Debt-to-income ratio: | 6.86% |
Length of employment: | 1 year | Location: | Jackson Heights , NY |
Home town: | |||
Current & past employers: | JCB Japanese Credit Card International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > This loan will help to pay off an outstanding credit card bill and cost associated with a recent family emergency. It will be pay back as agreed to in 3 years or less.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $3,977.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1467311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467311 |
$3,200 |
$3,200 |
7.90% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467311. Member loan 1467311 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,500 / month |
Current employer: | n/a | Debt-to-income ratio: | 12.93% |
Length of employment: | 10+ years | Location: | Big Pine, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I want to buy a teardrop camping trailer<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $17,719.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467324
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467324 |
$3,000 |
$3,000 |
12.12% |
1.00% |
August 21, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467324. Member loan 1467324 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 19.99% |
Length of employment: | n/a | Location: | Salt Lake City, UT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,728.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1467421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467421 |
$18,725 |
$18,725 |
7.90% |
1.00% |
August 17, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467421. Member loan 1467421 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | CSULA - Payroll Services | Debt-to-income ratio: | 14.08% |
Length of employment: | 9 years | Location: | WHITTIER, CA |
Home town: | |||
Current & past employers: | CSULA - Payroll Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I am going in circles....I just want one payment to consolidate my bills<br><br> Borrower added on 08/15/12 > With this loan I plan to pay off all my debt and make one monthly payment possibly pay it off sooner.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,470.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467446
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467446 |
$11,500 |
$11,500 |
17.27% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467446. Member loan 1467446 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Allstate Insurance | Debt-to-income ratio: | 24.07% |
Length of employment: | < 1 year | Location: | SAN ANTONIO, TX |
Home town: | |||
Current & past employers: | Allstate Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $7,824.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total monthly expenses - 350 |
Which debts do you plan to pay off with this loan? | capital on, chase, express credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | capital one- 2147.91 Min Payment 53.00 <br>Chase - 1968.81 Min Payment 42.00<br>Express-2884.96 Min Payment 140.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | using it to consolidate my debt |
Member Payment Dependent Notes Series 1467465
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467465 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 16, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467465. Member loan 1467465 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,948 / month |
Current employer: | The State Bar of California | Debt-to-income ratio: | 12.01% |
Length of employment: | < 1 year | Location: | South Gate, CA |
Home town: | |||
Current & past employers: | The State Bar of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/07/12 > I want to get rid of my credit card debt. While I was in school and working part time I used them as a crutch. Now, I have a great job with excellent potential for growth, but every pay period it seems like my money is being spread around. I'm proud I'm paying my way, but this loan would surely help<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,138.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses for the above mentioned categories would be about $800 - $900 a month. The rest being distributed amongst my credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 credit cards with a balance of 2-$3,000.00 dollars with interest rates that range from 0-29%. One line of credit with my bank for $1,200.00 dollars and I am unsure of the interest rate on that. |
Member Payment Dependent Notes Series 1467476
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467476 |
$9,750 |
$9,750 |
11.14% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467476. Member loan 1467476 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,383 / month |
Current employer: | Gca service group | Debt-to-income ratio: | 32.77% |
Length of employment: | 10+ years | Location: | San jose, CA |
Home town: | |||
Current & past employers: | Gca service group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,066.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | The reason I need the loan is due to my high interest credit cards. |
Member Payment Dependent Notes Series 1467478
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467478 |
$14,800 |
$14,800 |
15.31% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467478. Member loan 1467478 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Friends of Hudson River Park | Debt-to-income ratio: | 7.41% |
Length of employment: | < 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Friends of Hudson River Park | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Need to consolidate high interest debt and slimline my finances so that I can begin saving for future goals. The way for me to do this is to have one monthly payment and get rid of credit cards. Help assist in achieving my goals.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Currently approximately $900, monthly net after tax take-home pay of $3000. |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit card debt that is currently incurred with interest rates exceeding that of the loan. If I get funding for the loan, I will have one other debt of approximately 4500 that has a very low interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Total Debt Balance (all credit cards/lines of credit) owed is 18,442.25<br>5 debts with interest rates over 19% APR totals 14,100, total monthly min. payments is approximately $400, pay approximately $450.<br>1 credit card debt with interest rate 4.9% fixed is 4,342.25, min pay is $100.00 |
Please explain the reason why you carry a large revolving credit balance. | I was approved for a large line of credit through a variety of cards over the past seven years. I moved to a large city, incurred a lot of expenses before I was employed and didn't budget properly. I have since began budgeting much more stringently. Paying one monthly payment over three years and significantly reducing the line of revolving credit available to me by closing all but one card for emergencies is the best option for consolidating and repaying debts owed. |
Member Payment Dependent Notes Series 1467483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467483 |
$5,700 |
$5,700 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467483. Member loan 1467483 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Professional Home Health | Debt-to-income ratio: | 15.21% |
Length of employment: | 1 year | Location: | Vallejo, CA |
Home town: | |||
Current & past employers: | Professional Home Health | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,767.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I have eight credit cards but am only using 6 of them. All are visa cards and I am paying off all of them with this loan. Here is the breakdown 1) $1,483 2) $952 3) $879 4) $653 5) $624 6) $604. When I pay all of them with this loan, the only thing that I have to pay will be $198 monthly for 3 years. It is cheaper because my credit is consolidated and I have a lower APR. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | I am paying off all my credit cards and the only payment I have to make is for this loan and that is $198 for 3 year. Thanks. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My expenses are rent- $600, car gas-$140, utilities-$256, phone/internet/cable-$157, insurance-$138, food-$500. Thanks. |
Member Payment Dependent Notes Series 1467497
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467497 |
$1,975 |
$1,975 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467497. Member loan 1467497 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | OCPS- Ocoee Elementary | Debt-to-income ratio: | 31.85% |
Length of employment: | 4 years | Location: | Orlando, FL |
Home town: | |||
Current & past employers: | OCPS- Ocoee Elementary | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I didn't work during summer school and used my credit cards, so I wanted to use the funds to pay them off and concentrate on one low monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $1,100.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1467537
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467537 |
$6,650 |
$6,650 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467537. Member loan 1467537 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,667 / month |
Current employer: | BFG Supply | Debt-to-income ratio: | 16.88% |
Length of employment: | < 1 year | Location: | MADISON, OH |
Home town: | |||
Current & past employers: | BFG Supply | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,989.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467559
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467559 |
$12,000 |
$12,000 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467559. Member loan 1467559 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,869 / month |
Current employer: | Thomas Jefferson | Debt-to-income ratio: | 26.80% |
Length of employment: | 10+ years | Location: | Phoenixville, PA |
Home town: | |||
Current & past employers: | Thomas Jefferson | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This loan is for debt consolidation to lower my monthly debt From high credit card rates.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $32,045.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have no mortgage payment or student loans. I do contribute about 1300 monthly for other household expenses, food, etc. I have a personal loan from my bank of $14000 with an interest rate of 3.9%, and monthly payments of $300. <br>My monthly credit card payments are about 1000 a month. |
Member Payment Dependent Notes Series 1467565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467565 |
$4,800 |
$4,800 |
15.31% |
1.00% |
August 20, 2012 |
August 21, 2015 |
August 21, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467565. Member loan 1467565 was requested on August 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Rapid7 | Debt-to-income ratio: | 33.19% |
Length of employment: | 2 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Rapid7 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I need a loan to pay off medical bills that I have. I had to have medical care and thought my ins would pay but it was not cover and now i have to pay off the bill.<br>
A credit bureau reported the following information about this borrower member on August 7, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $18,248.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1467573
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467573 |
$13,500 |
$13,500 |
12.12% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467573. Member loan 1467573 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | City of Chandler | Debt-to-income ratio: | 17.34% |
Length of employment: | 4 years | Location: | SCOTTSDALE, AZ |
Home town: | |||
Current & past employers: | City of Chandler | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Hello,, I have two Credit Cards with high rates, and would like to consolidate the balance with this lown and it's lower rate.<br><br> Borrower added on 08/08/12 > Hello, I have two credit cards with high interest rate. I would like to pay their balance with this loan and close them. Thank You<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $14,487.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is approximately $14,200 at 24% interest rate, approximately $900 paid a month. |
Member Payment Dependent Notes Series 1467592
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467592 |
$6,000 |
$6,000 |
7.90% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467592. Member loan 1467592 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | AFS | Debt-to-income ratio: | 21.40% |
Length of employment: | 10+ years | Location: | Malvern, PA |
Home town: | |||
Current & past employers: | AFS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Lower interest rate than credit card<br><br> Borrower added on 08/09/12 > I'm trying to reduce my credit card debt but with the high interest rates it is very difficult.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467608
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467608 |
$8,000 |
$8,000 |
14.33% |
1.00% |
August 21, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467608. Member loan 1467608 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.91% |
Length of employment: | n/a | Location: | GROVELAND, MA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/08/12 > Consolidation.... so there is 1 payment... and will pay off sooner<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 33 |
Revolving Credit Balance: | $8,072.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.60% | Months Since Last Record: | 34 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467612
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467612 |
$10,000 |
$10,000 |
8.90% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467612. Member loan 1467612 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,167 / month |
Current employer: | Viking Supply Net | Debt-to-income ratio: | 33.16% |
Length of employment: | 4 years | Location: | ASHLAND, VA |
Home town: | |||
Current & past employers: | Viking Supply Net | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > I have about 4 credit cards that I need to sum in 1 monthly payment and this seemed to be the right company for me iI<br> i will be cutting up those today , thanks alot everybody<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,541.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose I have for this loan is to take 4 diffrent monthly intrest rates ( credit cards) and put them all in to one, i seem to never get ahead on my actual amount owed for this reason. With the money I will be able to pay them off completely and save money monthly to get ahead . I have since put these through the shredder and Iam looking foward to having a fresh start. Thanks everybody. |
Member Payment Dependent Notes Series 1467619
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467619 |
$10,625 |
$10,625 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467619. Member loan 1467619 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Staples FC | Debt-to-income ratio: | 14.18% |
Length of employment: | 1 year | Location: | WASHOUGAL, WA |
Home town: | |||
Current & past employers: | Staples FC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am looking for one financial institution, to my business with. I would like it to be Lending Club.<br><br> Borrower added on 08/13/12 > I am looking for one financial institution, to do business with. I would like it to be Lending Club. My job is extremely stable, and will be for some time. I have an excellent attitude and desire to repay my debt.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,671.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1467630
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467630 |
$19,125 |
$19,125 |
19.05% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467630. Member loan 1467630 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Park Nicollet Clinic | Debt-to-income ratio: | 25.85% |
Length of employment: | 4 years | Location: | BLOOMINGTON, MN |
Home town: | |||
Current & past employers: | Park Nicollet Clinic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Looking to consolidate and pay off my debt and then buy a home.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $17,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467636 |
$12,000 |
$12,000 |
6.62% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467636. Member loan 1467636 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,567 / month |
Current employer: | Macy's Inc | Debt-to-income ratio: | 14.91% |
Length of employment: | 1 year | Location: | New York, NY |
Home town: | |||
Current & past employers: | Macy's Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/16/12 > I used credit cards to pay medical bills after a car accident. I will use this loan to pay back my high-interest cards and pay down my debt pricipal more quickly.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,332.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467641
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467641 |
$25,975 |
$25,975 |
19.72% |
1.00% |
August 17, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467641. Member loan 1467641 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Publix | Debt-to-income ratio: | 26.57% |
Length of employment: | 10+ years | Location: | New Smyrna beach, FL |
Home town: | |||
Current & past employers: | Publix | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,960.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards |
Member Payment Dependent Notes Series 1467649
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467649 |
$12,000 |
$12,000 |
15.31% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467649. Member loan 1467649 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,083 / month |
Current employer: | BG Group | Debt-to-income ratio: | 5.43% |
Length of employment: | 8 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | BG Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I am applying for this loan so that I can pay off all of my credit card balances and consolidate down to one monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,868.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage debt balance is $102,794.00 - interest rate is 4.875% - monthly payment is $985.00. My total credit cards debt balance is $8,639.00 - interest rates vary up to 22.90% - minimum monthly payments due are $488.00 total. I do not have any student loans or other lines of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage monthly payment is $985.00. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills total $652.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage monthly payment is $985.00. I do not have a home equity loan. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills including utilities, insurance, groceries, etc total $652.00 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage monthly payment is $985.00. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills total $652.00. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage debt balance is $102,794.00 - interest rate is 4.875% - monthly payment is $985.00. My total credit cards debt balance is $8,639.00 - interest rates vary up to 22.90% - minimum monthly payments due are $488.00 total. I do not have any student loans or other lines of credit. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage monthly payment is $985.00. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills total $652.00. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using my loan to pay off all of my credit card balances so that I can have one monthly payment instead of several. I am attempting to consolidate my bills as I usually pay more than the minimum balance each month on each card. |
Which debts do you plan to pay off with this loan? | I plan to use my loan to pay off all of my credit card balances in full so that I can have one monthly payment instead of several. I am attempting to consolidate my bills as I usually pay more than the minimum balance each month on each card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage debt balance is $102,794.00 - interest rate is 4.875% - monthly payment is $985.00. My total credit cards debt balance is $8,639.00 - interest rates vary up to 22.90% - minimum monthly payments due are $488.00 total. I do not have any student loans or other lines of credit. |
What is your intended use for the loan proceeds? | I intend to use my loan to pay off all of my credit card balances in full so that I can have one monthly payment instead of several. I am attempting to consolidate my bills as I usually pay more than the minimum balance each month on each card. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My mortgage monthly payment is $985.00. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills total $652.00. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage monthly payment is $985.00. I do not have a home equity loan. My total credit cards minimum monthly payments due are $488.00 total. My other monthly bills including utilities, insurance, groceries, etc total $652.00 per month. |
Please explain the reason why you carry a large revolving credit balance. | I made some large purchases and I have had some emergency vehicle issues. I am trying to obtain this loan to pay off my large revolving credit balance and consolidate down to one monthly payment. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using my loan to pay off all of my credit card balances so that I can have one monthly payment instead of several. I am attempting to consolidate my bills as I usually pay more than the minimum balance each month on each card. |
Which debts do you plan to pay off with this loan? | I plan to use my loan to pay off all of my credit card balances in full so that I can have one monthly payment instead of several. I am attempting to consolidate my bills as I usually pay more than the minimum balance each month on each card. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage debt balance is $102,794.00 - interest rate is 4.875% - monthly payment is $985.00. My total credit cards debt balance is $8,639.00 - interest rates vary up to 22.90% - minimum monthly payments due are $488.00 total. I do not have any student loans or other lines of credit. |
Member Payment Dependent Notes Series 1467657
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467657 |
$20,000 |
$20,000 |
15.80% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467657. Member loan 1467657 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Epic | Debt-to-income ratio: | 7.55% |
Length of employment: | 1 year | Location: | Verona, WI |
Home town: | |||
Current & past employers: | Epic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > My Fiance and I are getting married 30 days from today. We need the loan to pay for our vendors. Please help make our day an reality.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $17,520.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1467693
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467693 |
$10,000 |
$10,000 |
7.62% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467693. Member loan 1467693 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | The Schwan Food Company | Debt-to-income ratio: | 14.35% |
Length of employment: | 10+ years | Location: | Garvin, MN |
Home town: | |||
Current & past employers: | The Schwan Food Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > Pay off 2 credit cards and the remaining on another card or on medical bills<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $24,164.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We kept using our credit cards to pay for everyday things and bills, it kept adding up so now were in big debt. Our money doesn't stretch as far unfortunately. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard |
What is the total balance of your credit cards, interest rates and current monthly payments? | $45,394.92 interest ranges from 0.00% to 27.99% $1068.64 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $1019.14 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying off 2 credit cards and remaining going towards another credit card or medical bills |
Member Payment Dependent Notes Series 1467709
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467709 |
$20,000 |
$20,000 |
14.09% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467709. Member loan 1467709 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,417 / month |
Current employer: | UTMB Correction Managed Care | Debt-to-income ratio: | 17.31% |
Length of employment: | 4 years | Location: | KENEDY, TX |
Home town: | |||
Current & past employers: | UTMB Correction Managed Care | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 43 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $8,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | House is paid for, so no rent or mortgage. Also no home equity loan or line of credit. Electricity approx $200 monthly, gas $20 monthly, telephone $70 monthly, car insurance $142 monthly, home owners insurance $711 (annually). |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent (house paid for), approximately $100 for gasoline, electricity $200, gas $20, telephone $70, water $30, cell phone approximately $200, approximately $400 for food, $142 for car insurance |
Member Payment Dependent Notes Series 1467714
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467714 |
$7,500 |
$7,500 |
15.31% |
1.00% |
August 15, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467714. Member loan 1467714 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Testa Heck Scrocca & Testa | Debt-to-income ratio: | 32.22% |
Length of employment: | 5 years | Location: | NEWFIELD, NJ |
Home town: | |||
Current & past employers: | Testa Heck Scrocca & Testa | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $2,756.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 13.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are $700.00. |
What is your intended use for the loan proceeds? | To consolidate my credit card debt and pay my hospital bill. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am consolidating my credit card debt and paying my hospital bill. This will pay the entire bills off and allow me to have one bill to pay down instead of four separate bills. |
What is your intended use for the loan proceeds? | To consolidate my credit card debt and pay my hospital bill. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I do not have any housing expenses that I pay. |
Member Payment Dependent Notes Series 1467729
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467729 |
$15,350 |
$15,350 |
7.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467729. Member loan 1467729 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,208 / month |
Current employer: | FM Global | Debt-to-income ratio: | 0.30% |
Length of employment: | 5 years | Location: | Richmond, RI |
Home town: | |||
Current & past employers: | FM Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This is to purchase an existing business that has been operating successfully for 24 years. The business has strong revenue and good growth potential.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,908.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 12.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 4 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Personal Monthly expenses are about $2600 a month. |
What type of business are you starting? | The restaurant is located in the heart of the downtown business district and surrounded by the Johnson & Wales University campus, RI School of Design and Brown University housing. It is profitably operating and servicing the downtown community since 1974 in this building, and has been in the current location for the past 24 years. The business is located in the first floor of a large office building in a 1,362 sq. ft. space. It has great street visibility and a private garaged parking space. |
Can you provide some high level financials on the monthly costs / revenue of your business? | gross sales $24,000.00, cost of goods sold $7,010.00, gross profilt $16,990.00, amount of expenses $11,703.00, total profit $5,287.00 |
Please describe your experience/familiarity with the business you are starting/started? | We have over 10 years experience in the industry coupled with over 3 years of sales experience to help grow the existing catering aspect of the business. We also have many business contacts in the downtown providence area to help promote the already existing customer base. |
Please describe your experience/familiarity with the business you are starting/started? | We have over 10 years experience in the industry coupled with over 3 years of sales experience to help grow the existing catering aspect of the business. We also have many business contacts in the downtown providence area to help promote the already existing customer base. |
What do you project your monthly revenues for the first 6 months to be? | gross sales around 24,500, inventory 7,000, gross profit 16,990, amount of expenses 13,903, total profit 3087 |
What type of business are you starting? | The restaurant is located in the heart of the downtown business district and surrounded by the Johnson & Wales University campus, RI School of Design and Brown University housing. It is profitably operating and servicing the downtown community since 1974 in this building, and has been in the current location for the past 24 years. The business is located in the first floor of a large office building in a 1,362 sq. ft. space. It has great street visibility and a private garaged parking space. |
Please describe your experience/familiarity with the business you are starting/started? | We have over 10 years experience in the industry coupled with over 3 years of sales experience to help grow the existing catering aspect of the business. We also have many business contacts in the downtown providence area to help promote the already existing customer base. |
Member Payment Dependent Notes Series 1467740
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467740 |
$20,000 |
$20,000 |
20.49% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467740. Member loan 1467740 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,750 / month |
Current employer: | IRS | Debt-to-income ratio: | 15.51% |
Length of employment: | 10+ years | Location: | Grand Prairie, TX |
Home town: | |||
Current & past employers: | IRS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $12,227.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467762
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467762 |
$12,000 |
$12,000 |
18.75% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467762. Member loan 1467762 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,167 / month |
Current employer: | Underground utilities inc. | Debt-to-income ratio: | 13.88% |
Length of employment: | 10+ years | Location: | Monroeville , OH |
Home town: | |||
Current & past employers: | Underground utilities inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Would like to pay off high interest credit cards and reduce our monthly payments.<br><br> Borrower added on 08/09/12 > Pay off high interest credit card and reduce monthly payments.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,214.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Gas $200, electric$200, insurance $150,food$300,phone$150 |
Please explain the reason why you carry a large revolving credit balance. | We had unexpected expenses when we were building our home |
Which debts do you plan to pay off with this loan? | Gm card , sears, lowes, chase. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage1300, lowes (2,247, 24.99, 65), chase(5,803, 21.99, 119), gm card (2,595,30.99, 111), capital 1( 987, 18.97, 25, discover (3,360, 9.99, 68) citi (10,417, 9.99, 200) |
Member Payment Dependent Notes Series 1467799
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467799 |
$10,000 |
$10,000 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467799. Member loan 1467799 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,226 / month |
Current employer: | DFAS-Dept of Defense | Debt-to-income ratio: | 27.34% |
Length of employment: | 5 years | Location: | WILLOUGHBY, OH |
Home town: | |||
Current & past employers: | DFAS-Dept of Defense | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To consolidate my credit card bills and pay them off at a lower rate.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,927.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467814
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467814 |
$9,600 |
$9,600 |
15.31% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467814. Member loan 1467814 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,000 / month |
Current employer: | harrahs cherokee casino | Debt-to-income ratio: | 4.00% |
Length of employment: | 6 years | Location: | sylva, NC |
Home town: | |||
Current & past employers: | harrahs cherokee casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > i will be using the money to pave my driveway helping to enhance the value of the home i purchased last year<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $1,497.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | Primary residence |
Member Payment Dependent Notes Series 1467825
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467825 |
$9,500 |
$9,500 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467825. Member loan 1467825 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,275 / month |
Current employer: | miele | Debt-to-income ratio: | 22.86% |
Length of employment: | 5 years | Location: | edison , NJ |
Home town: | |||
Current & past employers: | miele | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This loan is to help pay off credit card debt.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | just moved into my new place. alot of renovation and new furniture. |
Member Payment Dependent Notes Series 1467830
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467830 |
$10,000 |
$10,000 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467830. Member loan 1467830 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Staff Icons | Debt-to-income ratio: | 9.47% |
Length of employment: | 7 years | Location: | Suffern, NY |
Home town: | |||
Current & past employers: | Staff Icons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Extra Wedding expenses.<br><br> Borrower added on 08/10/12 > I appreciate all investors help. I will be dragging the repayment of the loan for the full 3 years so this could be a good investment to you investors. I have to replace a stolen engagement ring before my wedding and I am short at this moment $10k because of all wedding expenses. Thank you!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $11,849.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467847
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467847 |
$35,000 |
$35,000 |
18.49% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467847. Member loan 1467847 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,083 / month |
Current employer: | Riverbend Country Club Inc. | Debt-to-income ratio: | 31.09% |
Length of employment: | 7 years | Location: | Deer Park , TX |
Home town: | |||
Current & past employers: | Riverbend Country Club Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This loan helped me get back on my feet and take care of my three kids.<br><br> Borrower added on 08/08/12 > l am able to consolidate several credit card debts that were left to me and pay it off in a short 36 months.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $66,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467853
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467853 |
$11,300 |
$11,300 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467853. Member loan 1467853 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,025 / month |
Current employer: | Barnes & Noble | Debt-to-income ratio: | 15.34% |
Length of employment: | 3 years | Location: | Wilmington, NC |
Home town: | |||
Current & past employers: | Barnes & Noble | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I got a little irresponsible with my credit cards. I'm trying to make positive changes in my life and this loan would allow me to pay off high interest credit cards and put a little in saving so I don't repeat the same mistake. Thanks for your help!! :-)<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467895
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467895 |
$17,050 |
$17,050 |
18.75% |
1.00% |
August 20, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467895. Member loan 1467895 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,583 / month |
Current employer: | Kentucky Domestic Violence Assocation | Debt-to-income ratio: | 27.07% |
Length of employment: | 8 years | Location: | Lexington, KY |
Home town: | |||
Current & past employers: | Kentucky Domestic Violence Assocation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan will help to put my family and I back on the right track. I will be able to save money and loosen the grip that debt has on my life and my momentum. Thank you in advance for your kindness and your trust.<br><br> Borrower added on 08/09/12 > I am seeking a loan to pay off debt that I accumulated pursuing my education. The field I chose does not pay what I had hoped for and the recession has made it impossible for raises at my current job. Consolidating the debt will help me to stay above water and move me closer to my goals.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $12,308.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1467896
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467896 |
$20,000 |
$20,000 |
10.16% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467896. Member loan 1467896 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | n/a | Debt-to-income ratio: | 24.36% |
Length of employment: | n/a | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To buy the house I currently rent. This is my first house!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,104.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent:1250<br>Utilities: 200<br>Phone: 75<br>Insurance: 80<br>Food: 350<br>Car note: 600 (only two payments left) |
Please explain the reason why you carry a large revolving credit balance. | Did a lot of cross country traveling over the past 2-3 years. Done traveling, so the balances will go down. |
Member Payment Dependent Notes Series 1467898
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467898 |
$5,500 |
$5,500 |
19.72% |
1.00% |
August 15, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467898. Member loan 1467898 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,667 / month |
Current employer: | Discount Tire | Debt-to-income ratio: | 32.45% |
Length of employment: | < 1 year | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Discount Tire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,314.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent. Home and vehicle are paid off. Monthly bills for phone, insurance (car and health), gas, food and credit cards is roughly 800 a month. |
Which debts do you plan to pay off with this loan? | Credit card debt. Expences occurred because of an unexpected dental emergency that was not covered by insurance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 5,500 for credit debt incurred because unforseeable emergency expenses. Rate is 18.99% No mortgage, condo is paid off. However, due to monthly charges and interest rate, the loan to consolidate the credit cards would be less a month and would actually pay down the debt rather than just keep it at the same balance. |
Member Payment Dependent Notes Series 1467922
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467922 |
$12,750 |
$12,750 |
6.62% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467922. Member loan 1467922 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Universal Technical Institute, Inc. | Debt-to-income ratio: | 10.79% |
Length of employment: | 10+ years | Location: | Phoenix, AZ |
Home town: | |||
Current & past employers: | Universal Technical Institute, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I was laid off from a job a couple of years ago and accumulated credit card debt to pay my bills. I am now working for my former employer and making a great income. I'm paying off my card in huge chunks but the interest rate on the card is high. I intend to pay this off within 12-18 months. Thanks!<br><br> Borrower added on 08/09/12 > I lost my job a couple of years ago and had to finance through my credit cards. I'm back on track now, with a stable job in a stable industry. I have excellent credit and have been paying off the balance in big chunks. I would prefer to have the debt erased from the credit card. I'm responsible.<br><br> Borrower added on 08/09/12 > To clarify: I only have one card on which I am carrying debt. I have been working diligently to pay off this one card, and make it a habit to pay twice, if not three times, the monthly minimum. (This can be verified.) I am a professional, hard-working person. I truly appreciate your consideration.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $41,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Only 1) Visa Card - Outstanding balance of $12,800 approximately. Curent interest rate is 14.25%, minimum monthly payment is between $289-300, yet I make it a habit to pay twice if not three times the monthly minimum (this can be verified) so I can pay this card off faster. Thank you for your consideration. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment for all cards is $289-300 per month. I only have an outstanding balance on one charge card. No debt on any other cards. Thank you. |
Member Payment Dependent Notes Series 1467982
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467982 |
$12,000 |
$12,000 |
15.31% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467982. Member loan 1467982 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,833 / month |
Current employer: | First Citizens Bank | Debt-to-income ratio: | 28.34% |
Length of employment: | 3 years | Location: | SACRAMENTO, CA |
Home town: | |||
Current & past employers: | First Citizens Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I will be paying off several low limit/balance credit cards $2000 or less & closing accounts. This will dramatically improve my credit score & allow me to pay all revolving credit balances off completely. Having several low limit/balance cards with high usage balance is devastating to my credit.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,291.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are as follows:<br>Rent: $700<br>Transportation: $0 (mileage paid)<br>Utilities: $200<br> Phone: $100<br>Insurance: $165<br> Food: $200<br>My net take home pay monthly is $4896.00<br><br>After all expenses/bills paid including all the above refrenced expenses my net cash in pocket is $1748.00<br><br>My main perpose for debt consolodation is to consolodate several low limit credit cards ($2000 limit/balance or less) & improve credit score/pay off faster to be revolving debt free. |
Please explain the reason why you carry a large revolving credit balance. | Over the years I have accumulated several small balance & lower limit revolving credit cards. Since the limits are low ($2000 or less) This has continued to hurt my credit score since they have a higher usage to limit balance with several accounts. I would like to consolodate and close all my revolving debt to improve credit score and pay of debt quicker. |
Which debts do you plan to pay off with this loan? | I will pay off all revolving credit card debt ($2000 limit/balances) or less. I have several low limit cards that have high usage balances that hurts credit score. I will improve credit score while paying off debt quicker by consolodating. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have several low limit/balance credit cards with a $2000 limit/balance or less. The interest rates on the revolving credit cards currently ranges from 9% to 21%. Monthly payments range from $20 to $100. I have a total of 11 lower limt/balance credit cards with a $2000 limit/balance or less totaling approximately $12,000.00 As you can see this is devastating to my credit score. |
Member Payment Dependent Notes Series 1467991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1467991 |
$10,000 |
$10,000 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1467991. Member loan 1467991 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,023 / month |
Current employer: | United States Courts | Debt-to-income ratio: | 16.62% |
Length of employment: | 10+ years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | United States Courts | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > By paying off my credit cards, my credit score will increase significantly. I have had a couple incidents that have caused me the need to charge up my credit cards. I would like to consolidate these into one payment so that I may pay it off faster and save money with having only one interest rate.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,742.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Merrick Bank / $3260.39 / 23.45% / $210<br>RCW / $1703.52 / 21.00% / $95<br>Household Bank / $675.55 / 19.99% / $50<br>Metabank / $597.41 / 24.90% / $50<br>Premier Bank / $191.00 / 20.15% / $25<br>Loans:<br>One Nevada Credit Union / $1946.25 / 8.25% / $85<br>Thrift Savings Plan / $4791.69 / 2.875% / $112<br>Mortgage:<br>Wells Fargo / $177,151.94 / 4.00% / $1197.77 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1198<br>Utilities: $686<br>Insurance: $929<br>Taxes: $2010 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $1198<br>Transportation: $200<br>Utiities & etc.: $1290<br>Insurance: $639<br>Groceries: $600<br>Retirement: $260 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $1198<br>Utilities: $686<br>Insurance: $929<br>Taxes: $2010 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Merrick Bank / $3260.39 / 23.45% / $210<br>RCW / $1703.52 / 21.00% / $95<br>Household Bank / $675.55 / 19.99% / $50<br>Metabank / $597.41 / 24.90% / $50<br>Premier Bank / $191.00 / 20.15% / $25<br>Loans:<br>One Nevada Credit Union / $1946.25 / 8.25% / $85<br>Thrift Savings Plan / $4791.69 / 2.875% / $112<br>Mortgage:<br>Wells Fargo / $177,151.94 / 4.00% / $1197.77 |
Which debts do you plan to pay off with this loan? | MBC / $3260.39<br>ONCU / $1946.25<br>RCW / $1703.52<br>HSBC / $675.55<br>MBANK / $597.41<br>FPB / $191.00<br>TSP / $4791.69 (I will put the remaining balance towards this loan) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards:<br>Merrick Bank / $3260.39 / 23.45% / $210<br>RCW / $1703.52 / 21.00% / $95<br>Household Bank / $675.55 / 19.99% / $50<br>Metabank / $597.41 / 24.90% / $50<br>Premier Bank / $191.00 / 20.15% / $25<br>Loans:<br>One Nevada Credit Union / $1946.25 / 8.25% / $85<br>Thrift Savings Plan / $4791.69 / 2.875% / $112<br>Mortgage:<br>Wells Fargo / $177,151.94 / 4.00% / $1197.77 |
Please explain the reason why you carry a large revolving credit balance. | I have been raising my daughter on my own since she was born, without a penny of help or support from anyone. I am also kind to a fault. I continuously help everyone else, when I should be helping myself & my daughter. In doing that, I have had to charge things to my credit cards because people tend to take advantage of my kindness. I have come to a point in life where I have realized that this is not the way to go. I can help others in different ways, rather than putting myself in debt. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Total Mortgage pymt: $1197.77/month<br>Mortgage Insurance: $132.23/month<br>Taxes: $991.73<br>Hazard Insurance: $423.00/year<br>Special Assessment: $574.38/year |
Member Payment Dependent Notes Series 1468003
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468003 |
$22,000 |
$22,000 |
7.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468003. Member loan 1468003 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Newhall School District | Debt-to-income ratio: | 16.00% |
Length of employment: | 10+ years | Location: | LAKE ELIZABETH, CA |
Home town: | |||
Current & past employers: | Newhall School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > take control of finances<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $29,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468011
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468011 |
$26,500 |
$26,500 |
15.31% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468011. Member loan 1468011 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | CTC (Brooke Army Medical Center) | Debt-to-income ratio: | 28.46% |
Length of employment: | 1 year | Location: | Cibolo, TX |
Home town: | |||
Current & past employers: | CTC (Brooke Army Medical Center) | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Consolidate our credit cards<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $24,157.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468035
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468035 |
$25,000 |
$25,000 |
24.70% |
1.00% |
August 17, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468035. Member loan 1468035 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,417 / month |
Current employer: | The New York Times | Debt-to-income ratio: | 10.98% |
Length of employment: | 6 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | The New York Times | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I plan to use this loan to consolidate credit cards for a lower APR. I currently make my credit card payments on time, and the payments for this loan will be smaller and automatic, so no worries about repayment! I have a great and stable career and have been climbing at my company for 6 years.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $24,919.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | MasterCard, $9,000 at 13%. Monthly minimum: $168<br>Visa, $4,000 at 27%. Monthly minimum: $127<br>MasterCard, $6,431 at 30%. Monthly minimum: $181<br>MasterCard, $2,800 at 30%. Monthly minimum: $85<br>Visa, $1,400 at 32%. Monthly minimum: $65 |
Please explain the reason why you carry a large revolving credit balance. | I am paying down expenses from life events and graduate school. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $23,600 balance. Average APR of 26%. Monthly minimums total $565. |
What is the total balance of your credit cards, interest rates and current monthly payments? | $23,600 balance. Average APR of 26%. Monthly minimums total $565. |
Please explain the reason why you carry a large revolving credit balance. | I am paying down expenses from life events and graduate school. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses total about $2,600. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current monthly payments are about $800, and will fall to about $700. |
Member Payment Dependent Notes Series 1468076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468076 |
$6,550 |
$6,550 |
7.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468076. Member loan 1468076 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | macys | Debt-to-income ratio: | 26.83% |
Length of employment: | 2 years | Location: | SAINT LOUIS, MO |
Home town: | |||
Current & past employers: | macys | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,583.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468082
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468082 |
$18,250 |
$18,250 |
19.72% |
1.00% |
August 17, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468082. Member loan 1468082 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | DSGF | Debt-to-income ratio: | 12.14% |
Length of employment: | 7 years | Location: | Lafayette, LA |
Home town: | |||
Current & past employers: | DSGF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I will be using the loan to pay off my credit card debt. The monthly payment on the loan is lower than the combined monthly payments for my credit cards. I will be able to meet all my monthly financial obligations with some money left over for any unexpected expenses. Thank you .<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $24,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $23,000, interest rate average 19%, $750.00 monthly minimum payment. Line of credit $2,800, interest rate 15%, monthly minimum payment $75.00. 15 year mortgage $100,000, interest rate 4%, monthly payment $980. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $23,000, interest rate average 19%, $750.00 monthly minimum payment. Line of credit $2,800, interest rate 15%, monthly minimum payment $75.00. 15 year mortgage $100,000, interest rate 4%, monthly payment $980. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $23,000, interest rate average 19%, $750.00 monthly minimum payment. Line of credit $2,800, interest rate 15%, monthly minimum payment $75.00. 15 year mortgage $100,000, interest rate 4%, monthly payment $980. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent / Mortgage $980, car is paid in full, utilities $200 average, phone $90, insurance $250, food $200, cable $120, lawn cutting $100, 401k $250, credit cards $850 |
Please explain the reason why you carry a large revolving credit balance. | Used credit cards for kitchen and bathroom addition / improvement, car repairs, and medical / dental. Interest rates doubled in the last year. Was not able to get home improvement loan because I had co-signed for a family member's mortgage to help them qualify. All co-signed mortgage payments are paid by family member. |
If you have a delinquency in the last 2 years, please explain the reason. | None |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards $23,000, interest rate average 19%, $750.00 monthly minimum payment. Line of credit $2,800, interest rate 15%, monthly minimum payment $75.00. 15 year mortgage $100,000, interest rate 4%, monthly payment $980. |
Member Payment Dependent Notes Series 1468108
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468108 |
$3,500 |
$3,500 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468108. Member loan 1468108 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,533 / month |
Current employer: | Medin Corporation | Debt-to-income ratio: | 17.89% |
Length of employment: | 6 years | Location: | Midland Park, NJ |
Home town: | |||
Current & past employers: | Medin Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > New Garage<br><br> Borrower added on 08/08/12 > I have borrowed $6000 before using lending club for wedding expenses and paid that loan off. Now I need a smaller loan for home improvement to replace my old 1 car garage. I had a new foundation poured and I am ready to start building the new 2 car garage the town is allowing me.
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $12,924.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Between recently getting married and buying an old house that needs work I have used my credit card frequently. I can't recall ever missing a payment. My wedding is over, my house is about done, the garage is the last hurdle. I hope to have it complete before the fall and relax. I am almost there. As far as I know I am still around a 700 credit score and paid my previous loan off. My goal is to complete the last stage of my renovations and get my credit back into the 720-730 range. |
If you have a delinquency in the last 2 years, please explain the reason. | I was never late on my previous loan. It was only $201 a month for three years and automatically withdrawn from my checking account. I never had to manage it. I think this answers your question, let me know if it doesn't. I will check my account again Sunday night when I get back home, thanks. |
Member Payment Dependent Notes Series 1468115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468115 |
$18,000 |
$18,000 |
14.09% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468115. Member loan 1468115 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,667 / month |
Current employer: | Kean Development co | Debt-to-income ratio: | 14.74% |
Length of employment: | 10+ years | Location: | sea cliff, NY |
Home town: | |||
Current & past employers: | Kean Development co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > mostly to pay down some high interest credit cards<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $30,841.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468127
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468127 |
$22,575 |
$22,575 |
23.76% |
1.00% |
August 16, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468127. Member loan 1468127 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Current employer: | City of Belleville | Debt-to-income ratio: | 12.85% |
Length of employment: | 10+ years | Location: | Belleville, IL |
Home town: | |||
Current & past employers: | City of Belleville | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $17,601.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468152 |
$35,000 |
$35,000 |
11.14% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468152. Member loan 1468152 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,833 / month |
Current employer: | Arbitron Inc | Debt-to-income ratio: | 1.99% |
Length of employment: | < 1 year | Location: | Ellicott City, MD |
Home town: | |||
Current & past employers: | Arbitron Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $40,478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | We have just moved from Arizona to Maryland and have bought a new house in Maryland. Most of the credit balance were paid recently for moving expenses. Our house in AZ, which is fully paid is on the market for sale. The moving expenses taken on the revolving credit will be paid soon. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | From my earnings I will be payng the current monthly payments.<br><br>Mortgage - $2000.00<br>Credit Card - $1200.00<br>debt balance - $500.00<br><br>We have recently bought a house in Maryland, and moved here from Arizona. We own a house in AZ, which is fully paid, is on market for sale for the last 7 days. Once it is sold (listed for $286K), most of the current debt will be paid in full, except for the main mortgage on the new home in Maryland. |
Member Payment Dependent Notes Series 1468154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468154 |
$5,000 |
$5,000 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468154. Member loan 1468154 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,833 / month |
Current employer: | AL Board of Parodons and Paroles | Debt-to-income ratio: | 20.09% |
Length of employment: | 8 years | Location: | MONTGOMERY, AL |
Home town: | |||
Current & past employers: | AL Board of Parodons and Paroles | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I have been working for three years to pay down debt, but in that process I was paying everything I could; therefore I had no savings. When I had problems with my house and car I had to take out several small loans with bad rates and would like to consolidate these before I fall into a hole again.<br><br> Borrower added on 08/08/12 > I have been working to pay off debt for three years, but in doing so was not saving any money. I recently had a series of things to repair in my home and my car; therefore I took out several small loans with bad rates. I want to consolidate these before I fall into a hole again.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $295.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don’t think 500 characters would accurately explain my debt or my situation; therefore I will respond with a second reply with the numbers. Short answer: Currently in a Debt Management Program. Nothat charge off or a charge down. Debt from college. Bought house in 2004- sunk money. Drove hand me down car- cost more money. Bought another used car-good. Roof leak. Home A/C fix twice. B/c of DMB, banks not lend. High interest small loans. Now pay-day loans. Ulcers trying 2 make it all work. |
Member Payment Dependent Notes Series 1468164
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468164 |
$31,300 |
$31,300 |
15.31% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468164. Member loan 1468164 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | cypress school district | Debt-to-income ratio: | 24.14% |
Length of employment: | 10+ years | Location: | Huntington Beach, CA |
Home town: | |||
Current & past employers: | cypress school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Thank you to all who are willing to help me out. My intention is to pay this off quickly. I appreciate all your help it means so much to me and will bring me peace of mind.<br><br> Borrower added on 08/09/12 > Again, with so much gratitude, I can't express enough appreciation for all of you who want to help me out. Thank you to all of you for investing in me. It really is giving me hope.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,270.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage$ 172,000 $1209.01 credit cards $32,000 $1000<br>student loan $10,000 $162<br>personal loan $8,000 $222 The interest rates vary from 27% to 10%<br>car loan $8,000 189<br>student loan 20,000 197. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1000. Thank you for asking. |
Please explain the reason why you carry a large revolving credit balance. | Thank you for asking, in the past I didn't have enough money to pay my bills so I used credit. Now, I have a really steady job, with a steady income and would like to pay back the revolving credit balance. I really appreciate the question. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses related to housing is $1407.41. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current monthly expenses are $1000. Thank you for asking. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | mortgage$ 172,000 $1209.01 credit cards $32,000 $1000<br>student loan $10,000 $162<br>personal loan $8,000 $222 The interest rates vary from 27% to 10%<br>car loan $8,000 189<br>student loan 20,000 197. |
What is your intended use for the loan proceeds? | The intended use for the loan proceeds is to consolidate as much of my debt as I can. With consolidation, I will be able to payoff off most of my debt much sooner. I know for a fact, with this loan, I will be able to stop using credit cards and pay with mostly cash. Thank you for the wonderful question and for wanting to help me win this fight against debt. I have so much gratitude for my investors. |
Member Payment Dependent Notes Series 1468189
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468189 |
$13,475 |
$13,475 |
6.03% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468189. Member loan 1468189 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | General Electric | Debt-to-income ratio: | 10.97% |
Length of employment: | 3 years | Location: | Fairfield, CT |
Home town: | |||
Current & past employers: | General Electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This is a debt consolidation loan to payoff 3 separate credit cards with APRs ranging from 10-15%. Excellent credit and have never missed monthly payments.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CC 1 - $2500 (~$50 monthly 11.24%)<br>CC 2 - $4000 (~$80 monthly 9.90%)<br>CC 3 - $4500 (~$90 monthly 9.99%) |
Member Payment Dependent Notes Series 1468257
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468257 |
$16,450 |
$16,450 |
13.11% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468257. Member loan 1468257 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Charter School | Debt-to-income ratio: | 30.11% |
Length of employment: | 2 years | Location: | Denver, CO |
Home town: | |||
Current & past employers: | Charter School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I'd really like to consolidate my credit cards and make one monthly payment with a definite end in sight.<br><br> Borrower added on 08/17/12 > Thank you to those who have chosen to fund my loan. It's encouraging think that this is going to happen.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,303.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans. I have four cards this loan is going towards. I pay more than the minimum payment on each (roughly 700/month goes straight to paying the balances). The interest rates are all much higher than this loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | This loan will pay off four credit cards allowing me to make one payment and be done with that debt in a set time frame. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 750, utilities 100, car 500, phone 70, insurance 60 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I don't have student loans. I have four cards this loan is going towards. I pay more than the minimum payment on each (roughly 700/month goes straight to paying the balances). The interest rates are all much higher than this loan. |
Member Payment Dependent Notes Series 1468295
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468295 |
$3,300 |
$3,300 |
10.16% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468295. Member loan 1468295 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,500 / month |
Current employer: | brevard flooring services | Debt-to-income ratio: | 18.60% |
Length of employment: | 5 years | Location: | indian harbour beach, FL |
Home town: | |||
Current & past employers: | brevard flooring services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > two credit cards i want to stop using and pay off, immediately. they are the honestly the works thing you can put in someones hand.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,041.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | first credit card, balance of $1000, interest rate at 19%. min payment 40<br>second card $2300, interest rate at 17% min payment 60 |
Member Payment Dependent Notes Series 1468332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468332 |
$6,000 |
$6,000 |
16.29% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468332. Member loan 1468332 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.10% |
Length of employment: | 5 years | Location: | rego park , NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > This loan is for the sole purpose of paying off my credit cards and paying only one bill a month to Lending Club. I have no late payments and no past due payments on my cards but I am paying over $450 a month to credit cards alone.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $7,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468337
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468337 |
$20,000 |
$20,000 |
14.33% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468337. Member loan 1468337 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Sysco Corporation | Debt-to-income ratio: | 23.55% |
Length of employment: | 10+ years | Location: | Rockford, MI |
Home town: | |||
Current & past employers: | Sysco Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 56 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,998.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468349
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468349 |
$3,000 |
$3,000 |
7.90% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468349. Member loan 1468349 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Berger-Bros Camera | Debt-to-income ratio: | 24.27% |
Length of employment: | 6 years | Location: | Selden, NY |
Home town: | |||
Current & past employers: | Berger-Bros Camera | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Loan is to consolidate debt on a high interest credit card to instead pay this debt with a lower interest rate. CC was used to stock my steady online store. Been paying it off but the interest rates by most banks really hinder the growth of business.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,212.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 38.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I currently have a ~19% interest rate on 3 cards..one at $700 balance,one at $1600 and other at $3100. I started my business a few years ago but banks weren't giving out loans..even 2 people w/ above 720 credit...so ive been using these cards to fill and empty my inventory.What I'm looking 2 do is at least get the big one on a lower interest rate.I pay $110 a month for the bigger one alone with ~$60 interest. Trying better my bottom line since the interest rates are keeping business in neutral. |
Member Payment Dependent Notes Series 1468368
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468368 |
$12,000 |
$12,000 |
6.62% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468368. Member loan 1468368 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Spacex | Debt-to-income ratio: | 4.61% |
Length of employment: | 2 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Spacex | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > All of my bills are automatically deducted from my bank account so I have never been late on a car/rent/utility payment. This will be no exception.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,046.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses<br>Rent:850<br>My car is paid in full (gas is about 150)<br>Utilities including cell phone: ~150<br>car insurance:110<br>food: ~600 |
Member Payment Dependent Notes Series 1468377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468377 |
$1,000 |
$1,000 |
17.27% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468377. Member loan 1468377 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,114 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.76% |
Length of employment: | n/a | Location: | Baltimore, MD |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $12,518.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are you buying? | Greetings<br>I was interested in a new computer. |
What is your intended use for the loan proceeds? | Greetings<br>I am also interested in paying off a couple of small bills. |
If you have a public record on file, please briefly explain the event and its resolution. | I'm sorry, what kind of public record.<br>Thank you |
Member Payment Dependent Notes Series 1468380
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468380 |
$5,675 |
$5,675 |
16.29% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468380. Member loan 1468380 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,667 / month |
Current employer: | Malek Surgery Center | Debt-to-income ratio: | 5.90% |
Length of employment: | 2 years | Location: | SCOTTSDALE, AZ |
Home town: | |||
Current & past employers: | Malek Surgery Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,991.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Not expenses because my husband pay all |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | 400 dollars |
Member Payment Dependent Notes Series 1468390
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468390 |
$15,000 |
$15,000 |
6.03% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468390. Member loan 1468390 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Harris County Auditor's Office | Debt-to-income ratio: | 11.01% |
Length of employment: | 4 years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Harris County Auditor's Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am making improvements to my house (e.g. wood floors, and an extra bathroom). Feel free to ask me any questions.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $101.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Hi, sorry for the delay as my first response was not accepted because I listed how much discretionary income I had. My total monthly expenses come to around $2500. |
Member Payment Dependent Notes Series 1468410
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468410 |
$13,000 |
$13,000 |
11.14% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468410. Member loan 1468410 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,500 / month |
Current employer: | Motorists Mutual | Debt-to-income ratio: | 6.89% |
Length of employment: | 10+ years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | Motorists Mutual | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Hello! Just trying to pay off all of my debts so I can start looking for a home. I recently lost my father and losing him really made me realize how short life can be. I miss him very much. I would like to get all my affairs in order and build my credit over the next few years. Thank you!<br><br> Borrower added on 08/09/12 > Hello! This loan is to pay off my bills so I can hopefully start looking for a house. My dad died recently and you realize how short life is. Plus is makes you realize you need to get your afairs in order. I miss him very much. . Thank you!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,128.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 11.80% | Months Since Last Record: | 95 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I'm sorry |
Which debts do you plan to pay off with this loan? | Two loans and two credit cards. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Not using for multiple purposes. This is for debt consolidation only. |
Member Payment Dependent Notes Series 1468419
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468419 |
$9,800 |
$9,800 |
23.76% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468419. Member loan 1468419 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.07% |
Length of employment: | n/a | Location: | West New York, NJ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | debt payoff |
Please explain the reason why you carry a large revolving credit balance. | they have 0% interest, and first am paying off debts with higher interest |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | wife pays $600 rent , i pay $300. wife pays other utilities |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | wife pays $600 rent , i pay $300. wife pays other utilities |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | wife pays $600 rent , I pay $300 wife pays most other utilities |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | wife pays $600 rent , i pay $300. wife pays other utilities |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | wife pays $600 rent , I pay $300 wife pays most other utilities |
Member Payment Dependent Notes Series 1468429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468429 |
$12,250 |
$12,250 |
13.11% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468429. Member loan 1468429 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | American Eagle Transport Inc | Debt-to-income ratio: | 30.14% |
Length of employment: | 2 years | Location: | Bell Gardens, CA |
Home town: | |||
Current & past employers: | American Eagle Transport Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,941.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1500.00 Monthly for your Question. <br><br>I currently hold a credit card that is about 12k that I am paying about 22% on which will take about 10-15 years to pay off on mOnthly payments. With this loan I should be able to pay it off in 4 years.<br><br>Might I remind you that I have never missed a payment ever. |
What is your intended use for the loan proceeds? | I currently hold a credit card that is about 12k that I am paying about 22% on which will take about 10-15 years to pay off on mOnthly payments. With this loan I should be able to pay it off in 4 years.<br><br>Might I remind you that I have never missed a payment ever. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | About 1500.00 Monthly for your Question. <br><br>I currently hold a credit card that is about 12k that I am paying about 22% on which will take about 10-15 years to pay off on mOnthly payments. With this loan I should be able to pay it off in 4 years.<br><br>Might I remind you that I have never missed a payment ever. |
Member Payment Dependent Notes Series 1468454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468454 |
$11,000 |
$11,000 |
14.09% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468454. Member loan 1468454 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | bomardier inc. | Debt-to-income ratio: | 14.86% |
Length of employment: | 10+ years | Location: | WICHITA, KS |
Home town: | |||
Current & past employers: | bomardier inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > to pay 3 loans that i have<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | because am paying child support |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | well am ready to cut all my bills and buy a house |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | is 221.00 anothe is 160.00 and last one is 100.00 |
What is the total balance of your credit cards, interest rates and current monthly payments? | 10.000.00 the interest is 21% |
Member Payment Dependent Notes Series 1468480
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468480 |
$18,000 |
$18,000 |
15.31% |
1.00% |
August 16, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468480. Member loan 1468480 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Village of Douglas | Debt-to-income ratio: | 17.01% |
Length of employment: | 10+ years | Location: | Marne, MI |
Home town: | |||
Current & past employers: | Village of Douglas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Always on time with payments, try to pay more than minimum when available. Consolidate to one monthly payment to ease stress. End the credit card merry-go-round.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $13,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | pay off all credit cards - 4 Visa cards, 2 store credit cards & 1 Discover card. rates ranging from 7.95% to 24.9% |
Member Payment Dependent Notes Series 1468481
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468481 |
$18,225 |
$18,225 |
19.05% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468481. Member loan 1468481 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,908 / month |
Current employer: | Atech logestic | Debt-to-income ratio: | 10.44% |
Length of employment: | 2 years | Location: | LEMON GROVE, CA |
Home town: | |||
Current & past employers: | Atech logestic | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I wish to pay off debt as soon as possible to be eligible to open up a small business that I have been longing for.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,265.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | current debt on credit cards 17,500 my intrest rates very from 12.8,22.8 my monthly payments very from 580 to 650 have no other debt |
Please explain the reason why you carry a large revolving credit balance. | the truth got approved for 1 and went crazy and got more will take me 13 years to pay them off want to pay off asap to get loan to get my semi to open own business |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my monthly expenses,rent, transportation, utilities, phone, insurance, food,etc 2180 to 2300 |
Member Payment Dependent Notes Series 1468496
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468496 |
$4,800 |
$4,800 |
17.27% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468496. Member loan 1468496 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | United States Navy | Debt-to-income ratio: | 34.51% |
Length of employment: | 8 years | Location: | LEMOORE, CA |
Home town: | |||
Current & past employers: | United States Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I am using the funds to pay off some credit cards that have high interest rates. I am paying pretty much only interest off on these cards. Having a personal loan I know that in three years it will be paid. I am active duty Navy leaving on deployment at the end of August.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $9,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My Wal-Mart credit card was stolen and I was trying to get it all figured out and they reported me 30 days late. I called Wal-Mart and they reversed all the theft charges and late fees but still reported it on my credit. |
Which debts do you plan to pay off with this loan? | Wal-Mart, Capitol one, Orchard Bank, Credit One Bank, and Merrick Bank. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit One Bank I owe 850.00 interest rate is 23.99 payment is 40.00. Capitol One I owe 750.00 interest rate is 21.99 payment is 25.00. Wal Mart I owe 1000.00 interest rate is 28.99 payment is 55.00. Orchard Bank I owe 500.00 interest rate is 18.99 payment 25.00. Merrick bank I owe 1750.00 interest rate is 23.99 payment is 50.00. The minimum payments alone will pay for the personal loan payment and I will be paying the loan off instead of just interest on the credit cards. |
Member Payment Dependent Notes Series 1468500
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468500 |
$6,000 |
$6,000 |
6.03% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468500. Member loan 1468500 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | PNC Mortgage | Debt-to-income ratio: | 8.18% |
Length of employment: | 2 years | Location: | Oak Park, IL |
Home town: | |||
Current & past employers: | PNC Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > This loan is to cover the cost of my wedding band($950) & my future bride's ($2100). It is also to pay for our honeymoon ($3000). We could put it on our credit cards but this interest rate is much more reasonable. We are low on cash due to all of the other wedding expenses.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,275.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 6.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468546
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468546 |
$7,000 |
$7,000 |
15.80% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468546. Member loan 1468546 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | ServiceMaster | Debt-to-income ratio: | 11.33% |
Length of employment: | 5 years | Location: | CHASKA, WI |
Home town: | |||
Current & past employers: | ServiceMaster | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $29,153.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please provide general details of the cost of your vacation. | I am going on an Alaska Crusie. I want to take my parent and my husbands parents. The total cost of the crusie with airfare is $18000 total for the six of us. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | My monthly mortgage payment with taxes and insurance is $1150.<br>We have never missed a payment on any of our monthly bills. |
Member Payment Dependent Notes Series 1468561
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468561 |
$9,000 |
$9,000 |
17.77% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468561. Member loan 1468561 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,804 / month |
Current employer: | Pathology Associates Medical Laboratory | Debt-to-income ratio: | 14.73% |
Length of employment: | 2 years | Location: | SPOKANE, WA |
Home town: | |||
Current & past employers: | Pathology Associates Medical Laboratory | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $11,994.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468587
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468587 |
$12,000 |
$12,000 |
18.75% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468587. Member loan 1468587 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,417 / month |
Current employer: | mclane suneast | Debt-to-income ratio: | 16.15% |
Length of employment: | 5 years | Location: | KISSIMMEE, FL |
Home town: | |||
Current & past employers: | mclane suneast | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > debt consolidation to make one payment on exist debts to avoid higher interest rates and make manageable monthly repayments at better lower interest rates<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,670.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All with interest on there repayment which is 90% of them |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | They total my loan amount and my interest rate ranges from 14% to 30% |
Please explain the reason why you carry a large revolving credit balance. | I have owned my home and furnished it nand got married over the last two years I have also done some upgrades to the house for my families comfort |
Please explain the reason why you carry a large revolving credit balance. | I have owned my home and furnished it nand got married over the last two years I have also done some upgrades to the house for my families comfort |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | They total my loan amount and my interest rate ranges from 14% to 30% |
Member Payment Dependent Notes Series 1468597
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468597 |
$15,000 |
$15,000 |
14.33% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468597. Member loan 1468597 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,167 / month |
Current employer: | Garofolo Law Group, P.C. | Debt-to-income ratio: | 3.16% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Garofolo Law Group, P.C. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $797.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly rent is $1,479.61. I have no insurance or tax related costs associated with my apartment. My monthly utilities are approximately another $100. <br><br>Please let me know if further information is desired. Thank you for your consideration. |
What is your intended use for the loan proceeds? | Paying off a law school student loan that went into default when I lost my job and was, temporarily, unable to make full payments.<br><br>Please let me know if any further information is desired. Thanks. |
Member Payment Dependent Notes Series 1468610
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468610 |
$10,400 |
$10,400 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468610. Member loan 1468610 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,750 / month |
Current employer: | Scripps Networks | Debt-to-income ratio: | 17.32% |
Length of employment: | 2 years | Location: | Hoboken, NJ |
Home town: | |||
Current & past employers: | Scripps Networks | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > After paying off the majority of my credit card debt I occurred when moving to New York City right after college, I am so close to finally finishing it off with this loan. This is a huge financial goal for me as I hope to purchase a home within the next 3-5 years.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,657.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468611
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468611 |
$4,000 |
$4,000 |
18.75% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468611. Member loan 1468611 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | E.M. Sergeant | Debt-to-income ratio: | 2.80% |
Length of employment: | < 1 year | Location: | Clifton, NJ |
Home town: | |||
Current & past employers: | E.M. Sergeant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I would like to pay off my credit card debt and consolidate it into a single payment every month. Thank you!<br><br> Borrower added on 08/11/12 > A big thank you to all who funded my loan to 60%!!! I assure you, the money will be used responsibly and will help set my financials on the right track!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 4 Credit Cards (CC debt is the only one I have, no student loans, no mortgages, no other loans and lines of credit). The whole CC debt is about $3000 at APR on purchases (what I use them for) of 20 - 24%. My minimum monthly payment is about $110. |
Please explain the reason why you carry a large revolving credit balance. | Honestly, I needed the extra money from these credit cards to carry me through college and help during the time I didn't have solid full-time employment. I paid for college and through a scholarship and my working part time, it was completely paid and I have no student loans. Now I am ready to put my finances in order! Thanks! |
Which debts do you plan to pay off with this loan? | I am planning to pay off my credit card debt (the only type of debt I have) completely, consolidate into a single lower monthly payment. |
Member Payment Dependent Notes Series 1468632
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468632 |
$7,000 |
$7,000 |
8.90% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468632. Member loan 1468632 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | University of Central Oklahoma | Debt-to-income ratio: | 5.34% |
Length of employment: | 1 year | Location: | EDMOND, OK |
Home town: | |||
Current & past employers: | University of Central Oklahoma | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Credit card debt accumulated during graduate school.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,514.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468650
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468650 |
$25,975 |
$25,975 |
23.83% |
1.00% |
August 20, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468650. Member loan 1468650 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | USAF | Debt-to-income ratio: | 26.31% |
Length of employment: | 10+ years | Location: | Dover, DE |
Home town: | |||
Current & past employers: | USAF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I would like to be able to pay off some bills, to get more financially capable to purchase a home in the future. Being able to consolidate and have less payments will make my plan in the closer future.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 58 |
Revolving Credit Balance: | $25,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | Credit cards and unexpected costly events. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan:17.5% $1886.65 $120/Month<br>Credit Card:10.24% $8281.05 $306/month<br>Credit Card:27.99% $2842.01 $72/month<br>Credit Card: 15.9% $1898.71$100/month<br>Credit Card:29.99% $5695.65 $206.32/month<br>Credit Card: 16.9% $3941.14 $59/month |
Which debts do you plan to pay off with this loan? | My credit cards and my loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Loan:17.5% $1886.65 $120/Month<br>Credit Card:10.24% $8281.05 $306/month<br>Credit Card:27.99% $2842.01 $72/month<br>Credit Card: 15.9% $1898.71$100/month<br>Credit Card:29.99% $5695.65 $206.32/month<br>Credit Card: 16.9% $3941.14 $59/month |
Please explain the reason why you carry a large revolving credit balance. | Credit cards and unexpected costly events. |
Member Payment Dependent Notes Series 1468662
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468662 |
$13,400 |
$13,400 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468662. Member loan 1468662 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | UNFCU | Debt-to-income ratio: | 26.02% |
Length of employment: | 6 years | Location: | Whitestone, NY |
Home town: | |||
Current & past employers: | UNFCU | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468671
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468671 |
$20,050 |
$20,050 |
10.16% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468671. Member loan 1468671 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 27.06% |
Length of employment: | n/a | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,405.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468675
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468675 |
$6,625 |
$6,625 |
14.33% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468675. Member loan 1468675 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | window crafsmen | Debt-to-income ratio: | 23.42% |
Length of employment: | 6 years | Location: | PALMETTO, FL |
Home town: | |||
Current & past employers: | window crafsmen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,628.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468681
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468681 |
$10,900 |
$10,900 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468681. Member loan 1468681 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 16.01% |
Length of employment: | n/a | Location: | berkeley, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1973 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $1,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468720
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468720 |
$21,575 |
$21,575 |
13.11% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468720. Member loan 1468720 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | BMS Administration LLC | Debt-to-income ratio: | 9.34% |
Length of employment: | 7 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | BMS Administration LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 71 |
Revolving Credit Balance: | $1,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 11.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1468766
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468766 |
$15,000 |
$15,000 |
17.77% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468766. Member loan 1468766 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,042 / month |
Current employer: | Joy Global | Debt-to-income ratio: | 19.65% |
Length of employment: | 1 year | Location: | WEST BEND, WI |
Home town: | |||
Current & past employers: | Joy Global | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $18,482.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card debt is just over $17k. Money acquired to pay off most c-card debt. Total payments per month approx $600 combined. Interest rates on cards vary between 20-25%. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total credit card debt is just over $17k. Money acquired to pay off most c-card debt. Total payments per month approx $600 combined. Interest rates on cards vary between 20-25%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total monthly payments answered above. All monies acquired to go to credit card payoff. |
Member Payment Dependent Notes Series 1468783
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468783 |
$4,025 |
$4,025 |
8.90% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468783. Member loan 1468783 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.32% |
Length of employment: | 8 years | Location: | COSTA MESA, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Need help paying off our credit cards so we don't lose our house!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $15,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468789
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468789 |
$20,000 |
$20,000 |
14.33% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468789. Member loan 1468789 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,675 / month |
Current employer: | VA | Debt-to-income ratio: | 7.70% |
Length of employment: | 10+ years | Location: | Manhattan Beach, CA |
Home town: | |||
Current & past employers: | VA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 51 |
Revolving Credit Balance: | $22,916.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I am working on removing existing credit balances. The credit report used for this loan request does not reflect my most updated 0 balances. Current remaining existing balances are, as follows: (1) NFCU approximate credit card balance at $8164.00 and (2) PGL $2150.00 approximate installment loan balance. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | NFCU $8150.00 current balance $150.00 monthly payments at 17% interest<br>PGL $2150.00 current balance $272.00 monthly payments at 19% interest<br>rent $1323.40 month<br>Above reflects debt and monthly rent obligations.<br>Sincerely, Loan Requestor |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | NFCU $8150.00 current balance $150.00 monthly payments at 17% interest<br>PGL $2150.00 current balance $272.00 monthly payments at 19% interest<br>rent $1323.40 month<br>Above reflects debt and monthly rent obligations.<br>Sincerely, Loan Requestor |
Which debts do you plan to pay off with this loan? | NAVY FEDERAL CREDIT UNION AT $8,164.00<br>PLG AT $2,150.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | MO RENT $1323.40. MO RENT INCLUDES ALL UTILITIES.<br>MO PERSONAL PROPERTY/LIABILITY INSURANCE ABOUT $30.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | roughly 10k to pay off existing loans<br>roughly 10k for miscellaneous expenses |
Member Payment Dependent Notes Series 1468818
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468818 |
$14,000 |
$14,000 |
18.75% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468818. Member loan 1468818 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,250 / month |
Current employer: | Haakon School District | Debt-to-income ratio: | 33.57% |
Length of employment: | 3 years | Location: | PHILIP, SD |
Home town: | |||
Current & past employers: | Haakon School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 49 |
Revolving Credit Balance: | $14,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of our CC's is roughly 11,000 and the interest rates vary from 15% to 25%. We are also planning on paying off two doctors bills. That total three thousand dollars. The current monthly payments of each CC and doctor bill range from $25-$75, however we always pay a $100 a month on each CC payment and doctor bill, one doctor bill we pay $172 each month. Our total we pay each month is month is $772 dollars. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $700/month Rent<br>$200/month Phone <br>$200/month Insurance<br>$400/month Food<br>$60/month TV<br>$200/month Utilities (electricity & water)<br>Transportation varies depending on where we go. Now that school is back in session we travel less. Also it is important to note that my wife's paycheck pays for most of our monthly household bills. |
Member Payment Dependent Notes Series 1468832
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468832 |
$10,000 |
$10,000 |
17.77% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468832. Member loan 1468832 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,000 / month |
Current employer: | Cable One | Debt-to-income ratio: | 15.60% |
Length of employment: | < 1 year | Location: | MESA, AZ |
Home town: | |||
Current & past employers: | Cable One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Debt Reconsolidation<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $11,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468858
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468858 |
$12,250 |
$12,250 |
17.77% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468858. Member loan 1468858 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | SAIC | Debt-to-income ratio: | 19.85% |
Length of employment: | 2 years | Location: | Alexandria, VA |
Home town: | |||
Current & past employers: | SAIC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am looking to remove some of my debt to help repay my graduate mba loans and then I can start my home business. I know I can be successful if given another opportunity.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $20,689.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $2000/month |
Please explain the reason why you carry a large revolving credit balance. | I made some poor decisions early in my life and was unemployed for a few months. Now I have completed my MBA, currently working for one of the best government contractors in the country, and I feel that getting this loan will help to clean out the debt balances with high percentage rates. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debts with high interest rates first and then move to my student loans. |
Member Payment Dependent Notes Series 1468859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468859 |
$22,750 |
$22,750 |
13.11% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468859. Member loan 1468859 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,750 / month |
Current employer: | Urban outfitters Inc | Debt-to-income ratio: | 9.56% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Urban outfitters Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,142.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468873
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468873 |
$2,800 |
$2,800 |
7.62% |
1.00% |
August 16, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468873. Member loan 1468873 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,650 / month |
Current employer: | First Student | Debt-to-income ratio: | 22.57% |
Length of employment: | 6 years | Location: | Coopersburg, PA |
Home town: | |||
Current & past employers: | First Student | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > My impeccable credit speaks for itself. Thank you.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,722.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1468889
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468889 |
$9,600 |
$9,600 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468889. Member loan 1468889 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Chicago Park District | Debt-to-income ratio: | 16.80% |
Length of employment: | 8 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Chicago Park District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I have recently racked up a lot of credit card balances in order to pay for school expenses (books, supplies, uniforms). I would like to combine all three credit accounts to this loan. So i will be able to pay off all three accounts and only have one payment.<br><br> Borrower added on 08/08/12 > This loan is going to be used to consolidate three of my credit cards that i have accrued balances on due to school expenses (books, supplies, uniforms) i would like to combined all the credit cards with this loan so i may have one payment and be able to pay it off quicker. thank you for your help<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,712.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468914
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468914 |
$10,200 |
$10,200 |
17.27% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468914. Member loan 1468914 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,826 / month |
Current employer: | fork lift service of oregon | Debt-to-income ratio: | 4.82% |
Length of employment: | 10+ years | Location: | BATTLE GROUND, WA |
Home town: | |||
Current & past employers: | fork lift service of oregon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I have 3 small creat cards an 3 doctor bills i would like to put them all together lowering my mounthy bills to one smaller bill.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $7,235.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1468971
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468971 |
$6,075 |
$6,075 |
12.12% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468971. Member loan 1468971 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,794 / month |
Current employer: | Thermo-Tech Windows, Inc. | Debt-to-income ratio: | 10.08% |
Length of employment: | < 1 year | Location: | SAINT CLOUD, MN |
Home town: | |||
Current & past employers: | Thermo-Tech Windows, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > To consolidate my credit and take advantage of a lower intrest rate<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 4 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,678.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1468988
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468988 |
$27,000 |
$27,000 |
13.11% |
1.00% |
August 17, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468988. Member loan 1468988 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $16,667 / month |
Current employer: | Time Warner Cable | Debt-to-income ratio: | 11.45% |
Length of employment: | < 1 year | Location: | Belford, NJ |
Home town: | |||
Current & past employers: | Time Warner Cable | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $29,373.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1468999
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1468999 |
$14,675 |
$14,675 |
19.05% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1468999. Member loan 1468999 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,667 / month |
Current employer: | Gillaspie Manufacturing | Debt-to-income ratio: | 32.87% |
Length of employment: | 8 years | Location: | VANCOUVER, WA |
Home town: | |||
Current & past employers: | Gillaspie Manufacturing | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I just want to be debt free before I am old so I can retire with peace of mind.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,112.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 1195.00, insurance 180.00, Utilities 194.00, phone 42.00,Cell for myself and family 230.00, food approx 450.00, Fuel 200.00. |
Which debts do you plan to pay off with this loan? | Credit cards |
Please explain the reason why you carry a large revolving credit balance. | Unfortunately during the worst part of the recession my hours were cut at work and I had to turn to credit to make ends meet. |
Member Payment Dependent Notes Series 1469006
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469006 |
$20,000 |
$20,000 |
13.11% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469006. Member loan 1469006 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,833 / month |
Current employer: | JCP | Debt-to-income ratio: | 30.70% |
Length of employment: | 2 years | Location: | Duson, LA |
Home town: | |||
Current & past employers: | JCP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > First, I would like to thank all of you who are investing. This loan will go toward paying off all revolving debit, which will drastically reduce the annual percentage rate currently being paid (18.99%-26.99% APR).<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | 56 |
Revolving Credit Balance: | $7,037.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Balances are<br>Discover 3,480 - 18.99APR minimum payment is 78.00 <br>Merrick Bank- 3,808 - 20.45APR Minimum is 111 a month <br>Orchard Bank- 1,470- 12.90APR Minimum is 40 a month <br>Conns- 873- 23.99APR minimum is 86.73 a month <br>MainOne- 10,041- 25.99APR 300.58 a month for 5 years <br>Mortgage note is 401 a month.<br><br>Thanks in advance for your time in this matter. |
Which debts do you plan to pay off with this loan? | Balances are<br>Discover 3,480 - 18.99APR minimum payment is 78.00 <br>Merrick Bank- 3,808 - 20.45APR Minimum is 111 a month <br>Orchard Bank- 1,470- 12.90APR Minimum is 40 a month <br>Conns- 873- 23.99APR minimum is 86.73 a month <br>MainOne- 10,041- 25.99APR 300.58 a month for 5 years <br>Mortgage note is 401 a month.<br><br>Thanks in advance for your time in this matter. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total current expenses are $ 2,000.00 a month. <br>Thank You in advance. |
Member Payment Dependent Notes Series 1469012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469012 |
$11,000 |
$11,000 |
17.77% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469012. Member loan 1469012 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,667 / month |
Current employer: | United States Postal Service | Debt-to-income ratio: | 14.76% |
Length of employment: | 10+ years | Location: | FOX LAKE, IL |
Home town: | |||
Current & past employers: | United States Postal Service | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $7,952.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | Statement got covered by other mail. I've been pretty prompt in paying bills. Just want to pay them off as soon as possible. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Home isn't in my name, but i do pay the utilities. Electric-100, Gas-70, water bill every 3 months-140 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I Have no mortgage |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | I don't own the home. It's my wifes |
Member Payment Dependent Notes Series 1469030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469030 |
$12,000 |
$12,000 |
15.31% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469030. Member loan 1469030 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,083 / month |
Current employer: | AVAD | Debt-to-income ratio: | 5.38% |
Length of employment: | 8 years | Location: | Telford, PA |
Home town: | |||
Current & past employers: | AVAD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I was recently re-hired to the San Diego location of a company I've worked for for over eight years, after being laid off in 2010 (the Pennsylvania location closed). The loan is to cover the cost of a cross-country relocation. Thanks for your consideration.<br><br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $6,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current/projected budget:<br><br>1850 rent<br>800 food<br>200 credit cards and misc debt<br>150 electric<br>200 car <br>120 fuel<br>100 Phone and Internet (no cable television)<br>100 insurance<br>80 cell<br><br>3600 monthly expenses (approximate) |
Will some or all of your moving expenses be reimbursed, if so how much? | At this time, the company has suspended all relocation expenses as a matter of corporate policy unfortunately. Getting myself to California was a condition of accepting the job. |
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket? | 26 ft. moving truck, a car carrier for one vehicle and insurance: 5000<br>Fuel for one truck + one vehicle: 2000<br>Food + lodging: 1000<br>Lost wages during transition: 2000<br>Misc expenses/paying down CC debt: 2000<br><br>My out of pocket expenses so far have been:<br>Move in: 5600<br>Downpayment for vehicle: 2600 (neither of our cars were large enough or trustworthy enough for a 3000 mile trip)<br>Air fare, expenses for relative to come east to help with move: 700 |
Member Payment Dependent Notes Series 1469039
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469039 |
$9,000 |
$9,000 |
7.62% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469039. Member loan 1469039 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | Chaparral | Debt-to-income ratio: | 24.79% |
Length of employment: | 9 years | Location: | LAKE ELSINORE, CA |
Home town: | |||
Current & past employers: | Chaparral | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,856.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469056
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469056 |
$10,000 |
$10,000 |
14.09% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469056. Member loan 1469056 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,583 / month |
Current employer: | Republic waste | Debt-to-income ratio: | 9.46% |
Length of employment: | 10+ years | Location: | Aurora, IL |
Home town: | |||
Current & past employers: | Republic waste | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > Pay all my bill and have ONLY one payment ..<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $6,793.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Two visa cards couple of store cards, rates on all around 18%-25%<br>They range from 50-100 minimum since its couple of them I pay<br>Over 500 a month.. |
Member Payment Dependent Notes Series 1469057
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469057 |
$8,000 |
$8,000 |
20.49% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469057. Member loan 1469057 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,000 / month |
Current employer: | Zonit Structured Solutions | Debt-to-income ratio: | 22.23% |
Length of employment: | 2 years | Location: | DENVER, CO |
Home town: | |||
Current & past employers: | Zonit Structured Solutions | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,727.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | CC1 MasterCard $716 at 24.99% min payment $25.00, CC2 Visa $1284 at 29.99% min payment $48.00, CC3 Visa $2001.61 at 28.49% min payment $59.00, CC4 Visa $484.43 at 19.24% min payment $25.00, CC4 Visa $1973.75 at %24.99 min payment $51.00. The additional money will be used to pay the closing costs on a refinance of my mortgage that will reduce my interest rate from 5.75% to 3.5%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current min payment is $210 dollars. The min payment on the loan is $299 and will allow me to payoff the balance quicker and at a lower overall interest rate. Additionally, I intend to use the remaining portion of the loan to pay the closing costs on a home refinance that will reduce my payment $230 per month. |
What is your intended use for the loan proceeds? | I intend to use the loan to payoff my high interest credit cards and to pay the closing costs on a home refinance that will reduce my interest rate from 5.75% to 3.5%. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | mortgage payment $790, utilities between $65-$95, phone/cable/internet $135, insurance $176, my car is paid off, gas $200, food $300, current credit card debt $210. Using this loan I will reduce my total monthly expenses from approximately $1900 to $1765 per month allowing me to put the additional $135 per month towards my mortgage principal saving approximately $18000 in interest over the next 36 months without increasing my monthly expenses. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | CC1 MasterCard $716 at 24.99% min payment $25.00, CC2 Visa $1284 at 29.99% min payment $48.00, CC3 Visa $2001.61 at 28.49% min payment $59.00, CC4 Visa $484.43 at 19.24% min payment $25.00, CC4 Visa $1973.75 at %24.99 min payment $51.00. The additional money will be used to pay the closing costs on a refinance of my mortgage that will reduce my interest rate from 5.75% to 3.5%. |
What is the total balance of your credit cards, interest rates and current monthly payments? | CC1 MasterCard $716 at 24.99% min payment $25.00, CC2 Visa $1284 at 29.99% min payment $48.00, CC3 Visa $2001.61 at 28.49% min payment $59.00, CC4 Visa $484.43 at 19.24% min payment $25.00, CC4 Visa $1973.75 at %24.99 min payment $51.00. The additional money will be used to pay the closing costs on a refinance of my mortgage that will reduce my interest rate from 5.75% to 3.5%. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current min payment is $210 dollars. The min payment on the loan is $299 and will allow me to payoff the balance quicker and at a lower overall interest rate. Additionally, I intend to use the remaining portion of the loan to pay the closing costs on a home refinance that will reduce my payment $230 per month. |
Member Payment Dependent Notes Series 1469080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469080 |
$18,225 |
$18,225 |
16.29% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469080. Member loan 1469080 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Van Matre HealthSouth | Debt-to-income ratio: | 11.46% |
Length of employment: | 5 years | Location: | ROCKFORD, IL |
Home town: | |||
Current & past employers: | Van Matre HealthSouth | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,450.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately, I owe my credit cards around $18,500.00. Based on my current credit rating, I average from 19 to 25 percent interest rate. I pay mostly above the minimum recurring scheduled payment as required by each card. I have a house mortgage with an interest rate of about 5.5 percent on a 30 year loan which puts me around $1150 monthly payment with taxes. I applied for the debt consolidation to make it easier for me to manage my credit and lower my interest rate. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Approximately, I owe my credit cards around $18,500.00. Based on my current credit rating, I average from 19 to 25 percent interest rate. I pay mostly above the minimum recurring scheduled payment as required by each card. I have a house mortgage with an interest rate of about 5.5 percent on a 30 year loan which puts me around $1150 monthly payment with taxes. I applied for the debt consolidation to make it easier for me to manage my credit and lower my interest rate. |
Member Payment Dependent Notes Series 1469154
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469154 |
$1,000 |
$1,000 |
14.33% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469154. Member loan 1469154 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,667 / month |
Current employer: | Rupert Missionary Baptist Church | Debt-to-income ratio: | 6.83% |
Length of employment: | 10+ years | Location: | Rupert, WV |
Home town: | |||
Current & past employers: | Rupert Missionary Baptist Church | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/10/12 > I need to have my auto repaired.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $877.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1469165
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469165 |
$12,000 |
$12,000 |
13.11% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469165. Member loan 1469165 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Jefferson Schools | Debt-to-income ratio: | 28.96% |
Length of employment: | 6 years | Location: | jefferson, OR |
Home town: | |||
Current & past employers: | Jefferson Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 44 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,943.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My house payment is 850.00, student loan 350.00, credit card 350.00, no car payment. |
What is the home improvement project you are planning? | updating plumbing and electrical to current standards. The house was built in 1860 and has many hands bringing it along. I have been working with the local government agencies to get all utilities in proper working order. |
What is the home improvement project you are planning? | updating plumbing and electrical to current standards. The house was built in 1860 and has many hands bringing it along. I have been working with the local government agencies to get all utilities in proper working order. |
Member Payment Dependent Notes Series 1469181
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469181 |
$17,500 |
$17,500 |
19.05% |
1.00% |
August 20, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469181. Member loan 1469181 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,333 / month |
Current employer: | Schneider electric | Debt-to-income ratio: | 11.24% |
Length of employment: | 2 years | Location: | El paso, TX |
Home town: | |||
Current & past employers: | Schneider electric | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I was out of the country for 2 years and this loan is to cover my tax obligation<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1980 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $131.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1469200
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469200 |
$10,000 |
$10,000 |
14.09% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469200. Member loan 1469200 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | fire alarm services inc | Debt-to-income ratio: | 21.45% |
Length of employment: | 6 years | Location: | LAKEWOOD, CO |
Home town: | |||
Current & past employers: | fire alarm services inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > To be done with credit cards and there high interest rates!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469204 |
$10,200 |
$10,200 |
16.29% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469204. Member loan 1469204 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Gemini Ind. Inc | Debt-to-income ratio: | 16.99% |
Length of employment: | 10+ years | Location: | Tustin, CA |
Home town: | |||
Current & past employers: | Gemini Ind. Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I have too many credit cards with interest rate at 25% or higher. those need to be to go away.<br><br> Borrower added on 08/09/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/13/12 > I need to pay off/down my high interest credit cards<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,585.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469211
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469211 |
$10,000 |
$10,000 |
12.12% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469211. Member loan 1469211 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,833 / month |
Current employer: | Kelly Services | Debt-to-income ratio: | 22.76% |
Length of employment: | 6 years | Location: | SAN LEANDRO, CA |
Home town: | |||
Current & past employers: | Kelly Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $13,654.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469245
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469245 |
$8,800 |
$8,800 |
19.72% |
1.00% |
August 16, 2012 |
August 22, 2017 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469245. Member loan 1469245 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,208 / month |
Current employer: | GEICO | Debt-to-income ratio: | 19.11% |
Length of employment: | 2 years | Location: | LAKELAND, FL |
Home town: | |||
Current & past employers: | GEICO | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/08/12 > I am consolidating debt into one loan to lower interest and have one monthly payment. The additional $1000 will be for needed household items.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,515.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent/insurance/utilities/car payment run $1486.63 per month total. I average about $50 per week in groceries and about $100 a month in gas. So roughly $1800 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent/insurance/utilities/car payment run $1486.63 per month total. I average about $50 per week in groceries and about $100 a month in gas. So roughly $1800 per month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent/insurance/utilities/car payment run $1486.63 per month total. I average about $50 per week in groceries and about $100 a month in gas. So roughly $1800 per month. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $7800 will be used to pay off all outstanding credit card and loan debts (outside of student loans). The remaining $1000 will be used to purchase a new tv and a few other household items. This will lower my interest rates, total monthly payments, and make it easier with one monthly bill instead of several. |
What is your intended use for the loan proceeds? | $7400 will be used to consolidate 4 credit cards so that I can close the accounts, lower the interest, and move the payments into one monthly bill. The remaining $1000 will be used for a new tv and several things needed around the house. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $7800 will be used to pay off all outstanding credit card and loan debts (outside of student loans). The remaining $1000 will be used to purchase a new tv and a few other household items. This will lower my interest rates, total monthly payments, and make it easier with one monthly bill instead of several. |
Please provide additional details regarding the purpose of the loan. | $7400 of the loan will be used to consolidate all of my credit cards and loan accounts into one monthly payment at a lower interest rate. This will lower my monthly payments and will allow me to close the other accounts. The remaining $1000 will be used to purchase a new tv and a few things needed around the house. |
Member Payment Dependent Notes Series 1469260
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469260 |
$16,450 |
$16,450 |
18.75% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469260. Member loan 1469260 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | County of San Diego | Debt-to-income ratio: | 26.11% |
Length of employment: | 10+ years | Location: | LA MESA, CA |
Home town: | |||
Current & past employers: | County of San Diego | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,304.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approx $13000 in credit cards and lines of credit (store credit cards). The minimum monthly paumbers vary, some are $25 and the highest one is $96 a month. The interest rates vary from 18 to 25%. I mainly want to make it one paymet because it is a pain to make a zillion different payments each month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approx $13000 in credit cards and lines of credit (store credit cards). The minimum monthly paumbers vary, some are $25 and the highest one is $96 a month. The interest rates vary from 18 to 25%. I mainly want to make it one paymet because it is a pain to make a zillion different payments each month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe approx $13000 in credit cards and lines of credit (store credit cards). The minimum monthly paumbers vary, some are $25 and the highest one is $96 a month. The interest rates vary from 18 to 25%. I mainly want to make it one paymet because it is a pain to make a zillion different payments each month. |
Member Payment Dependent Notes Series 1469261
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469261 |
$5,000 |
$5,000 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469261. Member loan 1469261 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | atlas homewares | Debt-to-income ratio: | 24.32% |
Length of employment: | 6 years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | atlas homewares | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,684.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469291
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469291 |
$29,700 |
$29,700 |
15.80% |
1.00% |
August 21, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469291. Member loan 1469291 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | n/a | Debt-to-income ratio: | 6.48% |
Length of employment: | 10+ years | Location: | farmington, NY |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,319.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469306 |
$9,200 |
$9,200 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469306. Member loan 1469306 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,167 / month |
Current employer: | Ephrata National Bank | Debt-to-income ratio: | 30.25% |
Length of employment: | 4 years | Location: | Mohnton, PA |
Home town: | |||
Current & past employers: | Ephrata National Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Time to get it all under one payment and get rid of it for good. On my way to being debt free.<br><br> Borrower added on 08/10/12 > Greetings,<br><br>Funds will all go to directly and fully pay off all my outstanding credit cards to consolidate the debt at a reasonable rate. I have a stable job in banking and never am late with a payment.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,039.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - $4900 - 13% - $150<br>Discover - $3200 - 20% - $80<br>Mastercard - $800 - 18% - $20 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Current minimum across 3 cards is roughly $250 per month. The loan will pay them all off, so I will be replacing $250 minimum card payments per month with this monthly payment of a bit over $300. |
Member Payment Dependent Notes Series 1469310
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469310 |
$8,575 |
$8,575 |
6.03% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469310. Member loan 1469310 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Community Medical Centers | Debt-to-income ratio: | 32.17% |
Length of employment: | 10+ years | Location: | Fresno, CA |
Home town: | |||
Current & past employers: | Community Medical Centers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > Debt consolidation<br><br> Borrower added on 08/16/12 > To pay my personal loan and part of my credit card account<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debts, at 16% APR, personal loan at 23% APR |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My total monthly expenses comes up to $ 1600.00. That includes my house rent, car payment, insurance,telephone, food, gas, personal loan and credit card payment. |
What is your intended use for the loan proceeds? | To pay my personal loan and part of my credit card account. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My monthly expenses includes my house rent, car insurance, telephone, personal loan, credit card payment, gas, food & other unexpected expenses. |
Member Payment Dependent Notes Series 1469335
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469335 |
$10,000 |
$10,000 |
7.90% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469335. Member loan 1469335 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 22.07% |
Length of employment: | 1 year | Location: | Lemont, PA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | The card I would be paying off is:<br>Discover balance - $10,240.18, interest rat - 15.99%, minimum monthly payment $205 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My current minimum monthly payment is $419. With the loan the minimum monthly payment would be $525. |
Member Payment Dependent Notes Series 1469343
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469343 |
$8,400 |
$8,400 |
14.09% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469343. Member loan 1469343 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,750 / month |
Current employer: | Protective | Debt-to-income ratio: | 9.23% |
Length of employment: | 6 years | Location: | DEERFIELD, IL |
Home town: | |||
Current & past employers: | Protective | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $8,073.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1469344
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469344 |
$21,250 |
$21,250 |
21.00% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469344. Member loan 1469344 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Kohls Department Store | Debt-to-income ratio: | 31.40% |
Length of employment: | 3 years | Location: | UPPER CHICHESTER, PA |
Home town: | |||
Current & past employers: | Kohls Department Store | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $25,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay $200 in rent a month and I pay the electric which is an average of $200 a month throughout the year my cell phone is $85 a month. My car payment is $550 a month and my car insurance is $600 every six months. |
Member Payment Dependent Notes Series 1469375
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469375 |
$18,825 |
$18,825 |
18.49% |
1.00% |
August 17, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469375. Member loan 1469375 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Andreini & Company | Debt-to-income ratio: | 17.18% |
Length of employment: | < 1 year | Location: | ARTESIA, CA |
Home town: | |||
Current & past employers: | Andreini & Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Hi there,<br>I am trying to get a fresh start and pay off some debt. I have been in the insurance industry for over 13 yrs, and have worked hard to get where I am. I am a good payer, always on time, and just want to get on the fast track to paying off my debts. <br>I appreciate your help- Thank you!<br><br> Borrower added on 08/15/12 > So far so good! Thanks for everyone's help... I am getting closer!<br><br>As a note, once this loan is fully funded, and I use it to pay off my credit cards, I will be closing all of those accounts but one so I can keep a clean credit profile going forward.<br><br>Thanks!!<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 45 |
Revolving Credit Balance: | $20,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1469377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469377 |
$6,000 |
$6,000 |
10.16% |
1.00% |
August 15, 2012 |
August 22, 2015 |
August 22, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469377. Member loan 1469377 was requested on August 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,500 / month |
Current employer: | Volvo cars of north America | Debt-to-income ratio: | 6.92% |
Length of employment: | 10+ years | Location: | Newark, NJ |
Home town: | |||
Current & past employers: | Volvo cars of north America | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > Had a flood in my basement due to a broken pipe. Needed to replace a lot of pipes also had a lot of water damage my insurance would not cover such as washer,dryer furniture refrigerator. Not shure if this site works as it says but I would be very thankful.<br><br> Borrower added on 08/13/12 > Had a flood in my basement. My insurance will not cover the damage my washer,dryer,refrigerator along with a some furniture where all damaged did not want to put that much money on my credit card so I thought I would try lending club to see if it actually works still a little unsure. Thanks<br><br> Borrower added on 08/13/12 > My basement got flooded and my insurence will not cover it.so Iam basically looking to just replace what I need right now washer/gas dryer 1200 a water heater 650 big item central air/furnace unit about 3500 after rebates from government then a few other items but those are the really expensive<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 80 |
Revolving Credit Balance: | $1,693.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | Had some flood damage in basement that my insurance is not covering llooking to replace some furniture drywall electrical and some electronics like washer dryer boiler hope that helps need about 1200 need to rent dumpster as well to remove garbage. Not sure I will need all of the 6k but a friend of mine who is in the industry said that 6000 should more then cover it even if they find mold |
Member Payment Dependent Notes Series 1469383
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469383 |
$2,000 |
$2,000 |
12.12% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469383. Member loan 1469383 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Jasons Honda | Debt-to-income ratio: | 5.00% |
Length of employment: | 4 years | Location: | Tujunga, CA |
Home town: | |||
Current & past employers: | Jasons Honda | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > This loan is to purchase a boat from a close family friend. He has all of the service records, including the records from the originol owner. Boat is in good running condition. I currently own a boat that is for sale for approximently $2000, which will be transferd into this loan.<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $247.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469427
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469427 |
$2,400 |
$2,400 |
17.77% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469427. Member loan 1469427 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,245 / month |
Current employer: | n/a | Debt-to-income ratio: | 17.19% |
Length of employment: | n/a | Location: | GRANTS PASS, OR |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $5,731.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469429
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469429 |
$17,000 |
$17,000 |
17.27% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469429. Member loan 1469429 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,250 / month |
Current employer: | Walt Disney World | Debt-to-income ratio: | 14.63% |
Length of employment: | 5 years | Location: | Saint Cloud, FL |
Home town: | |||
Current & past employers: | Walt Disney World | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is for helping start a small agriculture business. I have the land and zoning needed for it. I need the the loan to get the equipment to get it off the ground.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $5,898.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | it is roughly $2800/month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My mortgage is around 215k and 5 1/2 percent with monthly payments of 1550. I have my car financed at around 9k with monthly payments of 250. |
Member Payment Dependent Notes Series 1469432
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469432 |
$8,400 |
$8,400 |
15.31% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469432. Member loan 1469432 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,417 / month |
Current employer: | laMadeleine Cafe Bistro | Debt-to-income ratio: | 23.52% |
Length of employment: | 10+ years | Location: | Sugar Land, TX |
Home town: | |||
Current & past employers: | laMadeleine Cafe Bistro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Helping out family with a birth of a child<br><br> Borrower added on 08/14/12 > The loan that I asking for is to help pay for the medical expenses that will incur with the birth of my brothers first child.<br><br> Borrower added on 08/14/12 > To help out my brother and sister-in-law with the birth of their child in the beginning of the year.<br>
A credit bureau reported the following information about this borrower member on August 8, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 82 |
Revolving Credit Balance: | $22,619.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I currently carry a small car note. I do not have any mortage on the house. |
Please explain the reason why you carry a large revolving credit balance. | I carry a large debt due to family expenses and college tuition that I have incurred over the past few years. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm currently asking for this lain to help pay off some debts and to help with my brother and sister in laws pregnancy. I currently has a reliable job where I can pay back the loan requested. |
What are the estimated expenses? | I do not now. I do know that my brother has saved aside money for the first born child of his due in the beginning of the month. I am asking for this loan for unforeseen expenses that can incur during this time for him. |
Member Payment Dependent Notes Series 1469455
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469455 |
$9,450 |
$9,450 |
14.09% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469455. Member loan 1469455 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,317 / month |
Current employer: | State of Florida | Debt-to-income ratio: | 20.89% |
Length of employment: | 4 years | Location: | Lauderhill, FL |
Home town: | |||
Current & past employers: | State of Florida | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,950.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | my son had an accident and for the past year every bill has been paid for by a credit/medical card |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | no student loands or mortgages. interest rates are between 13% & 29% |
Member Payment Dependent Notes Series 1469461
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469461 |
$10,000 |
$10,000 |
6.62% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469461. Member loan 1469461 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,380 / month |
Current employer: | Kaiser | Debt-to-income ratio: | 18.79% |
Length of employment: | 7 years | Location: | Wailuku, HI |
Home town: | |||
Current & past employers: | Kaiser | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > pay off my credits cards.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,903.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | To pay off credit cards with hight interest and debt free.... |
Which debts do you plan to pay off with this loan? | My GE charge card,HSBC,Capital One. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | All in all for credit cards total over $ 5,000.00 interest rate up to 24%. |
Member Payment Dependent Notes Series 1469539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469539 |
$14,100 |
$14,100 |
14.09% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469539. Member loan 1469539 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Birdville ISD | Debt-to-income ratio: | 15.04% |
Length of employment: | 4 years | Location: | NORTH RICHLAND HILLS, TX |
Home town: | |||
Current & past employers: | Birdville ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > loan to to payy off high interest credit cards.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,141.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469585
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469585 |
$4,950 |
$4,950 |
10.16% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469585. Member loan 1469585 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Children of Destiny Child and Family Enr | Debt-to-income ratio: | 17.65% |
Length of employment: | 8 years | Location: | Princess Anne, MD |
Home town: | |||
Current & past employers: | Children of Destiny Child and Family Enr | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > The loan is to pay off some higher interest rate department store credit cards I have used to purchase items for my daughters. I prefer a better rate to get this under control. Thank you.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $3,716.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 31.50% | Months Since Last Record: | 62 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469586
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469586 |
$10,000 |
$10,000 |
15.31% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469586. Member loan 1469586 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,279 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.03% |
Length of employment: | n/a | Location: | GASTONIA, NC |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Debt consolidation for bills.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $9,821.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | We own three rental properties that are financed with Citi Mortage, the monthly payment for this property is $390 monthly, interest rate 12.7% and the balance is $30,000. The second property is financed with CHASE Finance, the monthly payment is $310, interest rate is 11.7% balance $6,188.49. The thrid property is financed with CHASE Finance, monthly payment is $289.35, interest rate is 11.95%,balance is $6,045.73. We owe GateWay Finance Co. on a car note $412 monthly, interest rate 6.6%. |
Which debts do you plan to pay off with this loan? | We plan to pay off Lowes , Springfield Finance and Carmount Hospital |
Please explain the reason why you carry a large revolving credit balance. | Because of previous high interest rates that has extended the usage of revolving credit is the main reason for this balance |
Member Payment Dependent Notes Series 1469587
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469587 |
$19,200 |
$19,200 |
17.27% |
1.00% |
August 20, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469587. Member loan 1469587 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Purdue Pharma LP | Debt-to-income ratio: | 14.57% |
Length of employment: | 2 years | Location: | Plymouth, MI |
Home town: | |||
Current & past employers: | Purdue Pharma LP | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 39 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $84,745.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469614
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469614 |
$7,925 |
$7,925 |
18.49% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469614. Member loan 1469614 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,583 / month |
Current employer: | Medical Office | Debt-to-income ratio: | 13.47% |
Length of employment: | 10+ years | Location: | Powder Springs, GA |
Home town: | |||
Current & past employers: | Medical Office | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I have been employed at the same company for 10 years. I do have many credit cards but I always pay my montly payments. I have never missed a payment. This loan will pay off my debt is a smaller time frame than if I paid the companys. I am just needing a little help to be back on track<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 44 |
Revolving Credit Balance: | $8,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | After all my monthly bills and this includes my rent, cellphone, gas for my car, etc. I have about 100.00 left each pay period and it's just not enough for me to pay over my minimum payments |
Which debts do you plan to pay off with this loan? | The credit cards with the highest interest rates. I make monthly payments but it just seems like the interest rate is just overwhelming and I am wanting to pay all my debt and bit use those cards agsin |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Answered previously in registration |
Member Payment Dependent Notes Series 1469636
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469636 |
$20,000 |
$20,000 |
11.14% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469636. Member loan 1469636 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,833 / month |
Current employer: | JSR Micro | Debt-to-income ratio: | 27.50% |
Length of employment: | 10+ years | Location: | SUNNYVALE, CA |
Home town: | |||
Current & past employers: | JSR Micro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Consolidate Bills<br><br> Borrower added on 08/10/12 > Pay off cc at lower rate<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1991 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,762.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | ~20k above 14% interest on CC<br>monthly payments on mortgage minus rent rcvd, CC, student loans, lines of credit ~$2000 |
Which debts do you plan to pay off with this loan? | High interest discover, macys, citi sears card. Especially as soon as I pay off discover I will be able to transfer smaller amount debt at 0% interest |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Total is ~ $1000/month |
Member Payment Dependent Notes Series 1469638
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469638 |
$35,000 |
$35,000 |
22.47% |
1.00% |
August 16, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469638. Member loan 1469638 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,750 / month |
Current employer: | MetLife Ins, Co. | Debt-to-income ratio: | 15.83% |
Length of employment: | 10+ years | Location: | Poughkeepsie, NY |
Home town: | |||
Current & past employers: | MetLife Ins, Co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 79 |
Revolving Credit Balance: | $35,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2897, Transportation is 500, Utilites are 350 bimonthly, Phone 50., Insurance is 900, food is 500. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The will be used to pay off credit cards and fix my driveway before the winter. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage 2897, Transportation is 500, Utilites are 350 bimonthly, Phone 50., Insurance is 900, food is 500. |
Which debts do you plan to pay off with this loan? | All outstanding credit card bills. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
Which debts do you plan to pay off with this loan? | All outstanding credit card bills. Thank you. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
Please explain the reason why you carry a large revolving credit balance. | The balances were due to a kitchen remodeling project. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
Please explain the reason why you carry a large revolving credit balance. | The balances were due to a kitchen remodeling project. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Currently the balances are as follows: Credit Cards: Bank Card 1- Bal 1470.00 Rate - 22.99,Min 60.00, Actual Monthly AMP 80.00 Bank Card 2 Bal - 4000.00 Rate - 18.00, Bank Card AMP 100 3 Bal 9000.00 Rate is 13.99, AMP 300 Bank Card 4 Bal 2400 Rate is 14.99,AMP 80 Bank Card 5 Bal 4200.00 Rate is 17.90 AMP is 60 Installment loan 7000.00 Rate is 0.00, Installment loan 3700.00 Rate is 22.99, AMP 60 Credit Card 2000.00 Rate is 23.00. AMP 80. I always pay double the minmum payments required. |
What is your intended use for the loan proceeds? | Hi happythoughts, The loan will be used to payoff high Credit Card bills, I just completed a major Kitchen project. Thank you for assisting with this project. |
Member Payment Dependent Notes Series 1469655
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469655 |
$2,625 |
$2,625 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469655. Member loan 1469655 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,967 / month |
Current employer: | boone hospital center | Debt-to-income ratio: | 25.12% |
Length of employment: | 10+ years | Location: | COLUMBIA, MO |
Home town: | |||
Current & past employers: | boone hospital center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > credit cards loans work on automobile<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,677.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 81.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to help pay on credit cards and loans |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent-495.00 utilities-125.00 transportation-100.00- insurance-82.80 food-300.00 phone-50.00 creditcards minimum payment-180.00 loans250.00 |
Member Payment Dependent Notes Series 1469664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469664 |
$10,700 |
$10,700 |
6.62% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469664. Member loan 1469664 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | the fat hen | Debt-to-income ratio: | 25.99% |
Length of employment: | 2 years | Location: | charleston, SC |
Home town: | |||
Current & past employers: | the fat hen | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Just consolidating a loan and a credit, Thank you very much in advance.<br><br> Borrower added on 08/09/12 > Did the math- this loan will save 200.00 a month!<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1983 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,523.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469673
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469673 |
$16,000 |
$16,000 |
14.33% |
1.00% |
August 17, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469673. Member loan 1469673 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,991 / month |
Current employer: | Kissimmee Uniforms | Debt-to-income ratio: | 4.86% |
Length of employment: | 3 years | Location: | Kissimmee, FL |
Home town: | |||
Current & past employers: | Kissimmee Uniforms | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Re Investment in existing Uniform Store Retail products for a lucrative return.<br><br> Borrower added on 08/10/12 > The loan is for reinvestment of Inventory for an well Established 6+ yr Uniform Store.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 24.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What type of business are you starting? | I am investing in a local lucrative Uniform Store that I have partial ownership with. |
What will be the largest expense in the first six months? | The largest expense over t.e next six months will be replenishment of the existing Inventory, |
Member Payment Dependent Notes Series 1469686
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469686 |
$6,000 |
$6,000 |
6.03% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469686. Member loan 1469686 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,875 / month |
Current employer: | David Yurman | Debt-to-income ratio: | 8.53% |
Length of employment: | 1 year | Location: | brooklyn, NY |
Home town: | |||
Current & past employers: | David Yurman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,012.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 8.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469742
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469742 |
$15,000 |
$15,000 |
15.31% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469742. Member loan 1469742 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Port Huron Area School District | Debt-to-income ratio: | 33.98% |
Length of employment: | 10+ years | Location: | FORT GRATIOT, MI |
Home town: | |||
Current & past employers: | Port Huron Area School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $11,740.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | I'm not sure it showed as a delinquency in my credit report, but two summers ago when the auto industry was hit hard, my husband, who is a senior engineer at GM, had his salary reduced for a period of time. This resulted in us being somewhat late in our house payment a couple of months. We were able to correct this situation in the early fall and have since been on time with this payment each month. Thank you for your consideration for my loan request. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My monthly expenses are shared with my husband who is an engineer at GM - therefore, we do not rely on my salary alone to meet our expenses. Our total monthly expenses are approximately 5,000 - 6,000 and our total combined take home pay is around 9,000 - 10,000 per month. |
What is the home improvement project you are planning? | We installed a pool this summer and are working to build a large, multi-leveled deck with play areas for our grandchildren and a built in hot tub. We are also working to re-do our computer room as a playroom. The estimates we received for the deck are in the area of $15,000. We would like to complete these as soon as possible as we have our third grandchild due in October. |
Is the improvement to your primary residence or an investment property? | The home improvements are to our primary residence. |
What is the home improvement project you are planning? | We installed a pool this summer and are working to build a large, multi-leveled deck with play areas for our grandchildren and a built in hot tub. We are also working to re-do our computer room as a playroom. The estimates we received for the deck are in the area of $15,000. We would like to complete these as soon as possible as we have our third grandchild due in October. |
Member Payment Dependent Notes Series 1469744
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469744 |
$15,000 |
$15,000 |
14.33% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469744. Member loan 1469744 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | UNITED STATES POSTAL SERVICE | Debt-to-income ratio: | 11.45% |
Length of employment: | 10+ years | Location: | WEST MEDFORD, MA |
Home town: | |||
Current & past employers: | UNITED STATES POSTAL SERVICE | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > consolidation loan to pay off credit cards with high interest rates.<br><br> Borrower added on 08/10/12 > 24 years at the same company and with 20 years to come,I have never missed a credit card payment in 10 or more years,This debt consolidation can free up close to 200.00 dollars a month.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,647.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 visa and mastercards total of 8300 interest rates 18 to 26 percent discover 2800 at 23 percent 3 department store cards at 900 with 23 to 25 percent credit union loan at 2700 witha 16 percent rate total 700 per month monthly payment |
Please explain the reason why you carry a large revolving credit balance. | opened too many accounts because I was trying to improve my credit score |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 1200.00 hundred a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 visa and mastercards total of 8300 interest rates 18 to 26 percent discover 2800 at 23 percent 3 department store cards at 900 with 23 to 25 percent credit union loan at 2700 witha 16 percent rate total 700 per month monthly payment |
Which debts do you plan to pay off with this loan? | All credit cards and open end loans. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | All credit and open end loan will be payed off. |
Please explain the reason why you carry a large revolving credit balance. | opened too many accounts because I was trying to improve my credit score |
Which debts do you plan to pay off with this loan? | All credit cards and open end loans. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 6 visa and mastercards total of 8300 interest rates 18 to 26 percent discover 2800 at 23 percent 3 department store cards at 900 with 23 to 25 percent credit union loan at 2700 witha 16 percent rate total 700 per month monthly payment |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Rent 500 credit cards and credit union loan 700 car insurance 75 car 209 phone 50 food 600 |
Member Payment Dependent Notes Series 1469793
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469793 |
$7,200 |
$7,200 |
8.90% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469793. Member loan 1469793 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,750 / month |
Current employer: | McKesson Corporation | Debt-to-income ratio: | 19.55% |
Length of employment: | 10+ years | Location: | SOUTHLAKE, TX |
Home town: | |||
Current & past employers: | McKesson Corporation | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I have invented a product. it is very well received with all who see it. I have to restructure my finances to fund it enough to get it off the ground. I have one credit card eating my lunch that I need to reduce. This is what the loan is for - launching my product and refinancing my card. Thanks.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,030.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I already answered this question. I have a Visa with a balance of $4,770. It's current interest rate is 24.99%APR. My minimum payment is $134 per month. This is the only card I am planning on paying off. with the loan. The remainder of the loan will be for business purchases that would have gone on the card but the interest rate is too high. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Right now all my cards total about $343.00 per month making minimum payments. When I use the loan to pay off my largest APR card at 24.99% interest rate my new monthly total will be the remaining cards plus the loan equalling approx $450.00 per month. Since, I have no mortgage, this is very doable. |
Member Payment Dependent Notes Series 1469833
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469833 |
$10,975 |
$10,975 |
16.29% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469833. Member loan 1469833 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,000 / month |
Current employer: | Chase | Debt-to-income ratio: | 20.48% |
Length of employment: | 10+ years | Location: | HOUSTON, TX |
Home town: | |||
Current & past employers: | Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $4,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | No rent or mortgage payment<br>Utilities: 300 month (approximately) |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | I am not currently paying a mortgage. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I am using the funds to pay off Credit Cards and to complete leveling on my home. |
Is the improvement to your primary residence or an investment property? | The improvement is for my primary residence. |
What is the home improvement project you are planning? | Home Leveling |
Member Payment Dependent Notes Series 1469842
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469842 |
$4,000 |
$4,000 |
12.12% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469842. Member loan 1469842 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,466 / month |
Current employer: | City of Whitesboro | Debt-to-income ratio: | 5.25% |
Length of employment: | 7 years | Location: | WHITESBORO, TX |
Home town: | |||
Current & past employers: | City of Whitesboro | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,112.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | In the past five years I have been through some exceedingly difficult times, some resulting in the loss of a loved one. Whatever the case has been, I have had to set everything aside and concentrate on others instead of working on my future. I ended up canceling my dream wedding and giving up our honeymoon just to help my parents through the loss of my sister. With this money I hope to pay the remaining we owe for our honeymoon we never got to have. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent: $550 - My Portion of Rent: $275<br>Transportation - $50 <br>Utilities: $150 - My Portion of Utilities: $75<br>Phone: $130 - My Portion of Phone: $65<br>Insurance: $113 - My Portion of Insurance: $56.50<br>Food: $100 - My Portion of Food: $50 |
Member Payment Dependent Notes Series 1469859
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469859 |
$30,000 |
$30,000 |
23.28% |
1.00% |
August 21, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469859. Member loan 1469859 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $21,667 / month |
Current employer: | pag west audi stevens creek | Debt-to-income ratio: | 10.33% |
Length of employment: | 7 years | Location: | GILROY, CA |
Home town: | |||
Current & past employers: | pag west audi stevens creek | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $19,090.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidating multiple debts to one payment |
Member Payment Dependent Notes Series 1469869
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469869 |
$8,325 |
$8,325 |
14.33% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469869. Member loan 1469869 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,167 / month |
Current employer: | Doug J. Farms | Debt-to-income ratio: | 6.32% |
Length of employment: | 3 years | Location: | MOUNT OLIVE, NC |
Home town: | |||
Current & past employers: | Doug J. Farms | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,675.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit car debt is $3675 with the minimum monthly payment for those equaling $175 with an interest rate of 20%. I also have a line of credit that is just over $4,000 with a monthly payment of $150 and an interest of 13%. I would be able to pay off the line of credit and the credit cards with a lower monthly payment and within a shorter time span with this loan. My home is paid for and the only other debt is a car that will be paid off in a couple of years. |
What is your intended use for the loan proceeds? | To pay off credit cards and a line of credit quicker. |
Which debts do you plan to pay off with this loan? | Credit cards and line of credit. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit car debt is $3675 with the minimum monthly payment for those equaling $175 with an interest rate of 20%. I also have a line of credit that is just over $4,000 with a monthly payment of $150 and an interest of 13%. I would be able to pay off the line of credit and the credit cards with a lower monthly payment and within a shorter time span with this loan. My home is paid for and the only other debt is a car that will be paid off in a couple of years. |
Member Payment Dependent Notes Series 1469870
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469870 |
$8,875 |
$8,875 |
18.49% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469870. Member loan 1469870 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Detroit Sportsmens Congress | Debt-to-income ratio: | 12.02% |
Length of employment: | 10+ years | Location: | HARRISON TOWNSHIP, MI |
Home town: | |||
Current & past employers: | Detroit Sportsmens Congress | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > to consolidate ( pay-off) all my credit cards .<br><br> Borrower added on 08/11/12 > I own my house free and clear. I REALLY don't want to mortgage it if I don't have to, it's my castle!!! This would really help me to consolidate<br>many small payments ( with BIG interest ) ,into one easy payment. <br>Thank you for your consideration!<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,913.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent/mortgage $ 0.00<br>transportation $360.00<br>utilities $400.00 ( phone and cable included )<br>insurance $800.00 (auto,home,life,health)<br>food $300.00<br>credit cards $300.00 |
Which debts do you plan to pay off with this loan? | credit cards Totaling $ 7800.00 ( all ) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $7800.00 total <br>average interest rate is 19 % |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $7800.00 total <br>average interest rate is 19 % |
Member Payment Dependent Notes Series 1469880
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469880 |
$1,600 |
$1,600 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469880. Member loan 1469880 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | n/a | Debt-to-income ratio: | 5.50% |
Length of employment: | n/a | Location: | east haven, CT |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > for repairs and personel things<br><br> Borrower added on 08/09/12 > to do repairs and other personel things<br><br> Borrower added on 08/09/12 > to do repairs and personel things<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $1,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | need to do minor repairs to our home and other personel things |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent and utilities it is 1600.00 a month |
Member Payment Dependent Notes Series 1469886
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469886 |
$9,525 |
$9,525 |
15.80% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469886. Member loan 1469886 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Pathology Laboratory Services | Debt-to-income ratio: | 20.64% |
Length of employment: | 2 years | Location: | TORRANCE, CA |
Home town: | |||
Current & past employers: | Pathology Laboratory Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $16,496.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1469898
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469898 |
$33,000 |
$33,000 |
18.49% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469898. Member loan 1469898 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,333 / month |
Current employer: | Accenture | Debt-to-income ratio: | 15.94% |
Length of employment: | 2 years | Location: | manchester, NH |
Home town: | |||
Current & past employers: | Accenture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,741.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current credit debt is $36,488, average interest rates range from 18.99% to 23.99 and it is all credit debt. Monthly payments are around $1600 total. I also have a student loan with a balance under $8000 with interest rate of 1.5% and monthly payment of $108. Thank you for your consideration. |
Member Payment Dependent Notes Series 1469909
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469909 |
$10,000 |
$10,000 |
11.14% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469909. Member loan 1469909 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | JOHN ROELY AUTOCENTER | Debt-to-income ratio: | 24.30% |
Length of employment: | 10+ years | Location: | LITTLEFIELD, TX |
Home town: | |||
Current & past employers: | JOHN ROELY AUTOCENTER | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am sick of paying hunders of dollars each month to severl credit cards. I want to pay all of them off and only keep one for a emergency and get my balance paid as quick as I can.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,050.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1469941
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469941 |
$5,500 |
$5,500 |
7.90% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469941. Member loan 1469941 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,667 / month |
Current employer: | Eastern Shore Animal Hospital | Debt-to-income ratio: | 4.39% |
Length of employment: | 10+ years | Location: | Elizabeth City, NC |
Home town: | |||
Current & past employers: | Eastern Shore Animal Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This is everything I owe for medical and credit cards. This will allow me to make just one payment each month and be able to start saving more for the future. It will also get me out of debt quicker by paying more towards my principle and less interest.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,093.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 34.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | All debt owed. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | No rent, I own my home and car. My husband pays utilities, insurance and phone bills. I spend about 500.00 on travel and food. |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | No morgage. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Consolidating all my debts into this one payment. |
Member Payment Dependent Notes Series 1469952
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469952 |
$18,475 |
$18,475 |
13.11% |
1.00% |
August 17, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469952. Member loan 1469952 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,850 / month |
Current employer: | IBM | Debt-to-income ratio: | 10.39% |
Length of employment: | 10+ years | Location: | Cedar Park, TX |
Home town: | |||
Current & past employers: | IBM | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $39,939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Required cosmetic surgery. |
Please explain the reason why you carry a large revolving credit balance. | I own my own film production Company. We're working on a $20 million dollar Hollywood film. I'm a Co-producer. I mainly use it for that. We've had some up front expenses mainly dealing with Casting Directors and agents. Our very wealthy investor wouldn't release the film funds for the movie until we casted a some heavy hitters for the lead roles. We recently cast Christian Slater, Cuba Gooding Jr. and Eric Roberts (Julia's brother0 for key lead roles. The film is called "Trouble in Paradise". |
What is your intended use for the loan proceeds? | Required cosmetic surgery. |
What are the estimated expenses? | For this loan, is roughly $400/mo. It fits easily within my monthly budget. I'm also able to save a lot of money. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is $1691, Transportation - i own both of my cars. Gas is probably $50 every 2 weeks. I work from home, so I don't have the gas cost of a commute. Just a guess, but I spend about $400/mo. Phone is about $90/mo. Insurance $200/every 3 months. Utilities - I would say I'm very average. My house has been checked by the utilities company's for efficiencies and is up to their standards. |
Please explain the reason why you carry a large revolving credit balance. | I own my own film production Company. We're working on a $20 million dollar Hollywood film. I'm a Co-producer. I mainly use it for that. We've had some up front expenses mainly dealing with Casting Directors and agents. Our very wealthy investor wouldn't release the film funds for the movie until we casted a some heavy hitters for the lead roles. We recently cast Christian Slater, Cuba Gooding Jr. and Eric Roberts (Julia's brother0 for key lead roles. The film is called "Trouble in Paradise". |
What is your intended use for the loan proceeds? | Required cosmetic surgery. |
Please explain the reason why you carry a large revolving credit balance. | I own my own film production Company. We're working on a $20 million dollar Hollywood film. I'm a Co-producer. I mainly use it for that. We've had some up front expenses mainly dealing with Casting Directors and agents. Our very wealthy investor wouldn't release the film funds for the movie until we casted a some heavy hitters for the lead roles. We recently cast Christian Slater, Cuba Gooding Jr. and Eric Roberts (Julia's brother0 for key lead roles. The film is called "Trouble in Paradise". |
What are the estimated expenses? | For this loan, is roughly $400/mo. It fits easily within my monthly budget. I'm also able to save a lot of money. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm not using the loan for multiple purposes. |
Member Payment Dependent Notes Series 1469975
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469975 |
$12,875 |
$12,875 |
15.31% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469975. Member loan 1469975 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Viacom | Debt-to-income ratio: | 15.78% |
Length of employment: | 1 year | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | Viacom | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > This loan is to consolidate debt, which is going to help me get from under such high interest rates. Thank you to everyone who has invested so far, It means a lot.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,361.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 72.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 2,646 - 60 minimum - interest rate varies<br>Master Card 2,946 - 60 minimum - interest rate varies<br>Discover 2,137 - 60 minimum - interest rate varies |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The minimum payment for all credit cards and loan is 1,150. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent, transportation, gas, electricity , phone and food. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa 2,646 - 60 minimum - interest rate varies<br>Master Card 2,946 - 60 minimum - interest rate varies<br>Discover 2,137 - 60 minimum - interest rate varies |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance is right about 10,000 minimum payment is about $60 per account. The interest rate varies. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | The minimum payment for all credit cards and loan is 1,150. |
Please explain the reason why you carry a large revolving credit balance. | I went away to College and needed extra money to take care of myself, now I am paying everything back. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The main purpose is to pay the full balance of all my creditcards. |
Member Payment Dependent Notes Series 1469985
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1469985 |
$35,000 |
$35,000 |
13.11% |
1.00% |
August 16, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1469985. Member loan 1469985 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Current employer: | Thomson Reuters | Debt-to-income ratio: | 15.77% |
Length of employment: | 6 years | Location: | hampshire, IL |
Home town: | |||
Current & past employers: | Thomson Reuters | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1968 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 62 |
Revolving Credit Balance: | $17,434.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470001
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470001 |
$4,000 |
$4,000 |
7.90% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470001. Member loan 1470001 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | PAPPASITOS CANTINA | Debt-to-income ratio: | 9.84% |
Length of employment: | 1 year | Location: | FLOWER MOUND, TX |
Home town: | |||
Current & past employers: | PAPPASITOS CANTINA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I WANT TO PAYOFF A CREDIT CARD WITH HIGH INTEREST RATE, SO I CAN PAY LESS INTEREST. I HAVE GREAT CREDIT SCORE AND A STABLE JOB<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 6 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,832.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1470009
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470009 |
$18,825 |
$18,825 |
14.09% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470009. Member loan 1470009 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,000 / month |
Current employer: | ENA USA INC | Debt-to-income ratio: | 13.08% |
Length of employment: | 4 years | Location: | FARMINGTON HILLS, MI |
Home town: | |||
Current & past employers: | ENA USA INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,694.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Visa - balance $12,500 - monthly payment $378 - 25.24%<br>Visa - balance $356 - monthly payment $25 - 17.24%<br>Visa - balance $672 - monthly payment $21 - 21.24%<br>Visa - balance $1663 - monthly payment $35 - 24.24% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | $459 |
Member Payment Dependent Notes Series 1470024
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470024 |
$8,500 |
$8,500 |
12.12% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470024. Member loan 1470024 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Department of Interior | Debt-to-income ratio: | 16.67% |
Length of employment: | 10+ years | Location: | Las Vegas, NV |
Home town: | |||
Current & past employers: | Department of Interior | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > We are consolidating credit card and having to do some minor home repairs.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,445.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470031
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470031 |
$8,000 |
$8,000 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470031. Member loan 1470031 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | jci jones chem | Debt-to-income ratio: | 9.82% |
Length of employment: | 5 years | Location: | paramount, CA |
Home town: | |||
Current & past employers: | jci jones chem | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,835.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have four credit cards I would like to pay off and close and only have one with a low APR. The balances of all four cards comes to a total of $7890. with a rate from 19-27 |
Which debts do you plan to pay off with this loan? | I would like to pay off all my debt cards , five cards and close them. |
Please explain the reason why you carry a large revolving credit balance. | Poor judgement, which Im tired of having a large credit balance. The loan will be to pay off my cards with a lower APR and close the acc's ... |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The purposes of the loan is to pay off my credit cards with a lower APR and close them .. |
Which debts do you plan to pay off with this loan? | I would like to pay off all my debt cards , five cards and close them. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have four credit cards I would like to pay off and close and only have one with a low APR. The balances of all four cards comes to a total of $7890. with a rate from 19-27 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expense are $2150. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | my monthly expenses are .. $2150. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have four credit cards I would like to pay off and close and only have one with a low APR. The balances of all four cards comes to a total of $7890. with a rate from 19-27 |
Member Payment Dependent Notes Series 1470038
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470038 |
$6,000 |
$6,000 |
7.62% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470038. Member loan 1470038 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,583 / month |
Current employer: | Auto Sales | Debt-to-income ratio: | 3.40% |
Length of employment: | 6 years | Location: | Spencerport, NY |
Home town: | |||
Current & past employers: | Auto Sales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > 2011 Polaris Sportsman 850 XP<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $45,965.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I own rental properties and I also like to take advantage of 0% cards. |
Member Payment Dependent Notes Series 1470107
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470107 |
$30,500 |
$30,500 |
21.98% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470107. Member loan 1470107 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | Marna Ro LLC | Debt-to-income ratio: | 17.41% |
Length of employment: | 1 year | Location: | LOS ANGELES, CA |
Home town: | |||
Current & past employers: | Marna Ro LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > This loan is for the refinance of my high-interest credit cards. I have been aggressively paying them off but I felt a personal loan would be a great way to help manage my finances more efficiently and more responsibly. I plan to close most of my cards when I receive my funding.<br><br> Borrower added on 08/15/12 > I have also never missed a single payment on any of my bills.<br><br> Borrower added on 08/16/12 > I will be saving about 15% on this loan per month in payments versus paying my cards separately, and this loan is for all of my cards.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,922.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | This loan will cover all my cards and will lower my monthly payments by about 15%. |
Member Payment Dependent Notes Series 1470112
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470112 |
$3,025 |
$3,025 |
11.14% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470112. Member loan 1470112 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | U.S. Air Force | Debt-to-income ratio: | 23.46% |
Length of employment: | 7 years | Location: | CHEYENNE, WY |
Home town: | |||
Current & past employers: | U.S. Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 26 |
Revolving Credit Balance: | $23,256.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit cards at varying interest rates. The loan offered here at Lending Club is below the interest mean. I hope this helps. |
Member Payment Dependent Notes Series 1470117
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470117 |
$10,000 |
$10,000 |
15.80% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470117. Member loan 1470117 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,250 / month |
Current employer: | Sedgwick | Debt-to-income ratio: | 11.85% |
Length of employment: | 4 years | Location: | MIRAMAR, FL |
Home town: | |||
Current & past employers: | Sedgwick | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Would like to pay off credit cards and consolidate debt. If I get this loan I will be able to pay off my debt, pay this loan off, maybe even early and thus have more funds available each month.<br><br> Borrower added on 08/09/12 > Plan to pay off debt. With this loan I could pay off all of what I owe, make this loan pay,ent easily, and make more money available to my family on a monthly basis. I have worked steady at the same job for over 4 years in an industry that is not known for volatility.<br><br> Borrower added on 08/11/12 > Built up over time, apr is higher, makes financial sense to pay balances with lower apr and consolidate it to one monthly bill. In long runs saves me money and short term gives me more Capitol, and makes you money?<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,064.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | credit card debt that have high APR |
Which debts do you plan to pay off with this loan? | credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | It is spread out over 6 cards, all with higher APR than i am being offered here. Smart move is to consolidate everything i can into one payment that has a lower APR, saves me more money monthly and more money in the long term. |
Please explain the reason why you carry a large revolving credit balance. | See new post |
Member Payment Dependent Notes Series 1470158
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470158 |
$6,000 |
$6,000 |
14.33% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470158. Member loan 1470158 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | denco exterminating | Debt-to-income ratio: | 29.12% |
Length of employment: | 6 years | Location: | EAST STROUDSBURG, PA |
Home town: | |||
Current & past employers: | denco exterminating | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $6,544.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470169
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470169 |
$8,000 |
$8,000 |
17.27% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470169. Member loan 1470169 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,033 / month |
Current employer: | Kimray | Debt-to-income ratio: | 15.13% |
Length of employment: | 2 years | Location: | MCLOUD, OK |
Home town: | |||
Current & past employers: | Kimray | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Newlyweds seeking to pay off some debt and start fresh!<br><br> Borrower added on 08/10/12 > We will be making more than the required monthly payments! This loan would help us out tremendously to start fresh. I need to pay medical from where I had a lapse in insurance and he needs to pay off a few credit cards. Please help us get this accomplished quickly! Thanks in advance!<br><br> Borrower added on 08/16/12 > Halfway there! We have a little over 6 days left! I hope we get the rest! This will really help our family!<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 3 |
Revolving Credit Balance: | $3,158.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470209
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470209 |
$15,000 |
$15,000 |
18.49% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470209. Member loan 1470209 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Wastvedt & Company, Inc. | Debt-to-income ratio: | 27.23% |
Length of employment: | 2 years | Location: | El Cajon, CA |
Home town: | |||
Current & past employers: | Wastvedt & Company, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I want to get caught up with my credit card debt. I over extended myself in helping others who had needs. I have learned my lesson and have cut back on this so I can focus on issues as hand for myself. Thanks for understanding. We all make mistakes in our lives.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 28 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,816.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 21.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470221
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470221 |
$2,100 |
$2,100 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470221. Member loan 1470221 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,000 / month |
Current employer: | Old Navy | Debt-to-income ratio: | 3.50% |
Length of employment: | < 1 year | Location: | RAYVILLE, LA |
Home town: | |||
Current & past employers: | Old Navy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is for the purchase of a home related appliance, which is an new stove.<br><br> Borrower added on 08/09/12 > I am a reliable person so I will definately repay every bit of the loan back. I really do need a new kitchen because I literally have to take a lighter and fire up the stovetop.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470233
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470233 |
$6,000 |
$6,000 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470233. Member loan 1470233 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,208 / month |
Current employer: | AR Blue Cross Blue Shield | Debt-to-income ratio: | 15.80% |
Length of employment: | 9 years | Location: | MABELVALE, AR |
Home town: | |||
Current & past employers: | AR Blue Cross Blue Shield | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I'm getting really close in paying off my credit card debt I've had for years. This extra push will help, and I'll be able to start saving for my kids college funds.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $8,602.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1470234
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470234 |
$7,200 |
$7,200 |
17.77% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470234. Member loan 1470234 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,750 / month |
Current employer: | Intercontinental Hotels Group | Debt-to-income ratio: | 15.58% |
Length of employment: | 9 years | Location: | Miami, FL |
Home town: | |||
Current & past employers: | Intercontinental Hotels Group | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is to consolidate and pay off my credit cards.<br><br> Borrower added on 08/14/12 > After finishing paying our kids college we ended up with revolving debt. Now that college is over we would like to pay our CC at a lower Interest . We also had some medical deductibles that were paid via CC. Paying those off will allow us to increase our cash flow and contribute to the savings plan.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,932.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 182,000.00 7,%<br>Vehicle 12,350 2%<br>Credit cards 9250 22% <br><br>Student loans 00.00 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage-1400- 230 Assoc fee includes insurance<br>Vehicle and Insurance 500.00<br>Food 600.00 to 800.00 Monthly<br>Phone 200.00<br>Electricity 200<br>Gas 120<br>Medical Insurance 400.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage 182,000.00 7,%<br>Vehicle 12,350 2%<br>Credit cards 9250 22% <br><br>Student loans 00.00 |
Member Payment Dependent Notes Series 1470276
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470276 |
$2,400 |
$2,400 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470276. Member loan 1470276 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,333 / month |
Current employer: | Mo-Dot | Debt-to-income ratio: | 18.26% |
Length of employment: | 3 years | Location: | cuba, MO |
Home town: | |||
Current & past employers: | Mo-Dot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $2,224.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 49.40% | Months Since Last Record: | 89 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470279
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470279 |
$18,000 |
$18,000 |
14.09% |
1.00% |
August 15, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470279. Member loan 1470279 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $37,312 / month |
Current employer: | Wick Buildings LLC | Debt-to-income ratio: | 2.50% |
Length of employment: | 10+ years | Location: | Arena, WI |
Home town: | |||
Current & past employers: | Wick Buildings LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Pay off my partial other personal loan and add credit cards to it we bought a forclosure and had alot of expense the first year fixing things will have a little extra on hand in case of emergency.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,827.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470306
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470306 |
$14,125 |
$14,125 |
15.31% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470306. Member loan 1470306 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,000 / month |
Current employer: | Source Direct | Debt-to-income ratio: | 7.93% |
Length of employment: | 2 years | Location: | THE COLONY, TX |
Home town: | |||
Current & past employers: | Source Direct | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is for complete personal debt consolidation. I am a business professional and now that I have completed school and make good money I am still drowning under interest rates. Looking to pay it all off, get ahead, and start saving wisely and investing in my future. Thank you for your help.<br><br> Borrower added on 08/09/12 > This loan is for personal debt consolidation. I am a business professional and now that I am finished with school and making great money I am looking to go one step further and eliminate high interest rates and maximize the power of my payments. Thank you for your assistance.<br><br> Borrower added on 08/13/12 > I am looking to consolidate all my outstanding debts into one loan! This option is a lower interest option than a bank will offer. Also I will reduce my monthly payments from $930 to $480! I have no late or delinquent accounts on my credit report and I am looking to make my score even better!<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,298.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Consolidate all payments into one payment under a lower interest rate to maximize my payment dollar and stop the bleeding. Having open lines of credit offers too much temptation. Want to pay off all credit cards and one outstanding loan from a family member. |
Please explain the reason why you carry a large revolving credit balance. | My revolving credit balance is right at $5,000 across 4 cards with 21%+ interest. I have an outstanding debt with my dad that is the remainder of the loan balance I requested. I want to assume the responsibility, carry the loan on my own and release him even though his help to me was invaluable a year ago. Now my credit is getting a lot better and consolidating all this into one payment under a low interest rate is a wise decision and I have received good counsel pointing me in this direction. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My housing expenses are minimal; I carry a mortgage (which includes escrow for taxes) that is a year old, HOA, electric, water, and insurance which all totals to approximately $1410/mo. |
Which debts do you plan to pay off with this loan? | Hello, my desire is to pay off 4 cc's (1 financial institution and 3 retail), 1 personal loan from my dad, and 1 LOC for an excercise machine. I have no late payments on my credit report but feel like the cc interest rates are mainly holding me back. This action would lower my interest rate, maximize the power of my payment dollars and take my collective monthly payments from $930 to about $480. Thank you in advance for your consideration and assistance! |
Member Payment Dependent Notes Series 1470315
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470315 |
$6,400 |
$6,400 |
14.09% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470315. Member loan 1470315 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 8.78% |
Length of employment: | 10+ years | Location: | West Point, GA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Business expenses and business credit cards.<br><br> Borrower added on 08/09/12 > Tell your story. What is your loan for?<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,043.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1470358
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470358 |
$5,000 |
$5,000 |
13.11% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470358. Member loan 1470358 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,100 / month |
Current employer: | NuWeld Inc. | Debt-to-income ratio: | 20.63% |
Length of employment: | 3 years | Location: | WILLIAMSPORT, PA |
Home town: | |||
Current & past employers: | NuWeld Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,088.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1470359
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470359 |
$8,325 |
$8,325 |
17.27% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470359. Member loan 1470359 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,417 / month |
Current employer: | AIR FORCE VILLAGE WEST | Debt-to-income ratio: | 24.09% |
Length of employment: | 3 years | Location: | MORENO VALLEY, CA |
Home town: | |||
Current & past employers: | AIR FORCE VILLAGE WEST | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I have always been very good at paying all my bills on time. I pay all my utilities and my rent weeks in advance. I am marrying my fiance and I decided instead of paying all these bills at once I would rather pay off remaining balances and have one monthly sum. So I decided to apply for a loan.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,984.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent 550 Utilities 200 Phone 110 Insurance is covered by employer, about 200 in groceries monthly. |
Which debts do you plan to pay off with this loan? | Small credit card debt approx 700. Paying off engagement ring credit line approx 1000, already paid 2000 at minimum monthly payment. Paying off wedding dress credit line approx 750, already paid 1200 at minimum monthly payment. Paying off remainder of wedding invoice approx 4000. Loan monthly payment of 300 is well within monthly income and would rather pay on loan than having a dozen monthly payments at the same interest rates. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Paying small credit card debt approx 700. Paying off engagement ring credit line approx 1500 already paid 2000 on minimum monthly payments. Paying off wedding dress credit line approx 800 already paid 1200 on minimum monthly payments. Paying off remainder of wedding vendors and invoices approx 4000. 300 monthly payment on loan well within means instead of continuing to pay monthly payments on various different accounts. Thank you for consideration. |
Member Payment Dependent Notes Series 1470363
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470363 |
$12,000 |
$12,000 |
14.09% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470363. Member loan 1470363 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | metal lathers local 46 | Debt-to-income ratio: | 11.79% |
Length of employment: | 6 years | Location: | brentwood, NY |
Home town: | |||
Current & past employers: | metal lathers local 46 | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > We want to get rid of 4 credit cards with high interest rates...I want to put it all into one amount so it would be much easier for us, with a lower rate....<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 41 |
Revolving Credit Balance: | $11,866.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My current debt balances are from 3500 on one, and 2 of them have balances of 4,400 dollars.The interest rates are 25.99, and i have one with 29.99 which is killing me...Monthly payments just range from 95 dollars to 125 a month...It seems to never go down... |
Which debts do you plan to pay off with this loan? | credit cards with high interest rates, and combine them, into one steady payment , with a better rate... |
Member Payment Dependent Notes Series 1470386
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470386 |
$6,900 |
$6,900 |
7.90% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470386. Member loan 1470386 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Current employer: | Healthcare | Debt-to-income ratio: | 11.14% |
Length of employment: | 10+ years | Location: | Valley Falls, KS |
Home town: | |||
Current & past employers: | Healthcare | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > This loan is requested to decrease interest in credit card to make a quicker pay off time. Payments have always been made on time & more than amount due but high interest eats up large portion of payment defeating goal of earlier pay off.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $410 0% pay $50 every2 wks pay off Nov 2012; Bank loan/Home repairs $2231 8.5% pay $113 every 2 wks pay off July 2013; Mastercard $4070 6% pay $250/month pay off Nov 2013; Orthodontist $3174 0% pay $94 every 2 wks pay off Feb 2014; Visa $6968 15.23% pay $200/month pay off July 2014; 2nd Mortgage $32,801 8.250% pay 300/month plan pay off by Nov 2016; First Mortgage $65,956 5.875% pay 750/month pay off Oct 2018;. Debt free goal by or before Oct. 2018 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $410 0% pay $50 every2 wks pay off Nov 2012; Bank loan/Home repairs $2231 8.5% pay $113 every 2 wks pay off July 2013; Mastercard $4070 6% pay $250/month pay off Nov 2013; Orthodontist $3174 0% pay $94 every 2 wks pay off Feb 2014; Visa $6968 15.23% pay $200/month pay off July 2014; 2nd Mortgage $32,801 8.250% pay 300/month plan pay off by Nov 2016; First Mortgage $65,956 5.875% pay 750/month pay off Oct 2018;. Debt free goal by or before Oct. 2018 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Monthly expenses: 1st & 2nd combined Mortgage $ 1050; Medical/Dental 825; Utilities, phone 485;<br> fuel, auto insur, repairs 850(no car payments) Groceries 640; clothing 120; school fees 100; debt: credit cards 500, bank loan/home repairs 113 every 2 wks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | 1st & 2nd Mortgages combined 1050 (home owners insurance& taxes included in payment). |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $410 0% pay $50 every2 wks pay off Nov 2012; Bank loan/Home repairs $2231 8.5% pay $113 every 2 wks pay off July 2013; Mastercard $4070 6% pay $250/month pay off Nov 2013; Orthodontist $3174 0% pay $94 every 2 wks pay off Feb 2014; Visa $6968 15.23% pay $200/month pay off July 2014; 2nd Mortgage $32,801 8.250% pay 300/month plan pay off by Nov 2016; First Mortgage $65,956 5.875% pay 750/month pay off Oct 2018;. Debt free goal by or before Oct. 2018 |
Member Payment Dependent Notes Series 1470392
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470392 |
$3,825 |
$3,825 |
13.11% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470392. Member loan 1470392 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | EXPEDITOR INTERNATIONAL OF WASHINTON,INC | Debt-to-income ratio: | 12.72% |
Length of employment: | 2 years | Location: | DAVIE, FL |
Home town: | |||
Current & past employers: | EXPEDITOR INTERNATIONAL OF WASHINTON,INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > MY LOAN IS TO PAY CREDIT CARDS AND HAVE ONLY ONE PAYMENT EACH MONTH<br><br> Borrower added on 08/09/12 > Tell your story. What is your loan for?<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,071.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1470393
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470393 |
$20,400 |
$20,400 |
14.09% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470393. Member loan 1470393 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,917 / month |
Current employer: | USBank | Debt-to-income ratio: | 16.16% |
Length of employment: | 10+ years | Location: | SAINT PAUL, MN |
Home town: | |||
Current & past employers: | USBank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,735.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470396
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470396 |
$7,950 |
$7,950 |
17.27% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470396. Member loan 1470396 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,333 / month |
Current employer: | Las Vegas Sands Corp | Debt-to-income ratio: | 23.68% |
Length of employment: | 2 years | Location: | MACUNGIE, PA |
Home town: | |||
Current & past employers: | Las Vegas Sands Corp | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > to consolidate credit cards and some personal loans<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 73 |
Revolving Credit Balance: | $3,593.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit cards. A high Interest loan i needed because of an emergency that came about. A dell credit line. another personal loan. 3 hospital bills from a surgery i had last year. All in all this loan would save me atleast 500.00 per month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent and utilities come to 800.00 per month. Insurance 700.00 per year. Food 200.00 per month ( my job serves the employee supper). Credit cards (if i just pay mins) 300.00 per month. student loan 194.00. motorcycle 380.00. personal loan 280.00 month. dell loan (if i pay min) 45 month. medical bills 75 month. And 1 high interest loan 220/month (didnt want to get this, but had some emergencies i needed fast cash for). All in all this loan would save me at least 500.00 month |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit cards. A high Interest loan i needed because of an emergency that came about. A dell credit line. another personal loan. 3 hospital bills from a surgery i had last year. All in all this loan would save me atleast 500.00 per month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | First of all let me say that i had a couple emergencies, family wise, that i needed to use what i had saved plus. So i plan to get all me credit cards paid off. There is a high percentage loan that i am going to pay off. (I know they are extremely dangerous to use, but like i said I needed the cash fast for an emergency). There is a dell loan getting paid, also 3 medical bills and another personal loan. All in all, I will be saving myself 500.00 in payments a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My rent and utilities come to 800.00 per month. Insurance 700.00 per year. Food 200.00 per month ( my job serves the employee supper). Credit cards (if i just pay mins) 300.00 per month. student loan 194.00. motorcycle 380.00. personal loan 280.00 month. dell loan (if i pay min) 45 month. medical bills 75 month. And 1 high interest loan 220/month (didnt want to get this, but had some emergencies i needed fast cash for). All in all this loan would save me at least 500.00 month |
Member Payment Dependent Notes Series 1470409
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470409 |
$12,000 |
$12,000 |
16.29% |
1.00% |
August 16, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470409. Member loan 1470409 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,942 / month |
Current employer: | stop and shop supermarkets | Debt-to-income ratio: | 18.19% |
Length of employment: | 7 years | Location: | STATEN ISLAND, NY |
Home town: | |||
Current & past employers: | stop and shop supermarkets | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,166.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 950 a month utilities and phone are about 150 car and insurance 431 a month food about 150 a month |
Which debts do you plan to pay off with this loan? | Credit cards |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards 2800.00 interest rate 0% min paymnt 30.00, 1600.00 interest rate 15.55% min paymnt 41.00, 6950.00 interest rate 9.24% min paymnt 104.00, 2600.00 interest rate 15.99% min paymnt 25.00 |
Please explain the reason why you carry a large revolving credit balance. | I used my credit cards to make several different purchases and to take cash advances to pay for other bills. I didnt realize the balances got so high and have been paying them but I would like to pay them off and have one monthy payment instead of 4 or 5 |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent is 950 a month utilities and phone are about 150 car and insurance 431 a month food about 150 a month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I will use the loan to pay off credit cards. I will have one payment instead of 4 it will be easier to pay off. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | credit cards 2800.00 interest rate 0% min paymnt 30.00, 1600.00 interest rate 15.55% min paymnt 41.00, 6950.00 interest rate 9.24% min paymnt 104.00, 2600.00 interest rate 15.99% min paymnt 25.00 |
Member Payment Dependent Notes Series 1470432
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470432 |
$6,000 |
$6,000 |
15.80% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470432. Member loan 1470432 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $20,833 / month |
Current employer: | Gramercy Cardiac | Debt-to-income ratio: | 12.51% |
Length of employment: | 2 years | Location: | New York, NY |
Home town: | |||
Current & past employers: | Gramercy Cardiac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,201.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Extra expenses for the summer: vacation, etc. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $6K |
What is your intended use for the loan proceeds? | Extra expenses for the summer: vacation, etc. |
Please provide additional details regarding the purpose of the loan. | Extra summer expenses: vacation, etc. |
Please explain the reason why you carry a large revolving credit balance. | It took a really long amount of time of school and specialized training to get into my profession. But, currently I am fully certified in this profession. |
Member Payment Dependent Notes Series 1470442
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470442 |
$10,500 |
$10,500 |
15.31% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470442. Member loan 1470442 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,083 / month |
Current employer: | jpmorgan chase | Debt-to-income ratio: | 26.79% |
Length of employment: | 3 years | Location: | LAKE WORTH, FL |
Home town: | |||
Current & past employers: | jpmorgan chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I had accumulated debt at a young age and maxed out a few credit cards now this will help me to pay everything off and I won't be all over with the payments it will be one low payment.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,120.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I dont have rent I only have my car, and insurance which is about a total of $700.00 a month I am able to repay my loan completely this loan will just help me out with everything that I need. |
Which debts do you plan to pay off with this loan? | All of my credit cards, I am also a student and paying out of pocket and this will help me to not have to use any of my credit cards to purchase the classes I need or pay for books. I am currently employed but I have all of my bills at the same time. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a number of different credit cards that add up to about $5000, I also have my car that I pay a total of about $750 a month. this loan will make it so much easier to pay everything off and a lower monthly payment. I am also in school and paying out of pocket so this month is very important because registration starts. |
Member Payment Dependent Notes Series 1470447
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470447 |
$8,500 |
$8,500 |
14.09% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470447. Member loan 1470447 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Beneficial Bank | Debt-to-income ratio: | 33.99% |
Length of employment: | 8 years | Location: | DELRAN, NJ |
Home town: | |||
Current & past employers: | Beneficial Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I want this loan so I can pay off all my debt and turn it into one simple payment.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,679.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 54.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470467
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470467 |
$10,000 |
$10,000 |
13.11% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470467. Member loan 1470467 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Protection One | Debt-to-income ratio: | 31.86% |
Length of employment: | < 1 year | Location: | ALLEN PARK, MI |
Home town: | |||
Current & past employers: | Protection One | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Consolidation of $6,800 in credit card debt and a $1000 auto loan. The remaining $2,200 will be saved and used as needed.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $6,398.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470475
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470475 |
$14,600 |
$14,600 |
14.09% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470475. Member loan 1470475 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | NYU MEDICAL CENTER & ROSARY HILL HOME | Debt-to-income ratio: | 16.11% |
Length of employment: | 6 years | Location: | BRONX, NY |
Home town: | |||
Current & past employers: | NYU MEDICAL CENTER & ROSARY HILL HOME | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,850.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1600.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $1600.00 |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1600.00 |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa & master card |
What is your intended use for the loan proceeds? | credit card payment |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1600.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | $1600.00 |
Member Payment Dependent Notes Series 1470518
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470518 |
$5,600 |
$5,600 |
15.31% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470518. Member loan 1470518 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,583 / month |
Current employer: | Wyatt's Pharmacy | Debt-to-income ratio: | 2.28% |
Length of employment: | 7 years | Location: | POWDER SPRINGS, GA |
Home town: | |||
Current & past employers: | Wyatt's Pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I am requesting this loan to pay off my two credit card balances and also pay off a school loan from my senior year of college so that I can increase my credit.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,257.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 63.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debt is AMEX: $1300($50/mo) at 17.5% and CHASE: $1000($50/mo) at 17%. I also have a school loan that I am wanting to pay off at Douglas County Bank with a balance of $2900 ($240/mo) at 4%. I am wanting to consolidate my debt and begin rebuilding my credit since I just graduated college and am working full-time now. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $615/mo; Utilities: $150/mo(electricity, gas, and water); Douglas County Bank school loan: $240/mo balance $2900; Car Insurance: $50/mo; ATT: $92/mo. My fiance pays for groceries which are about $80/week and I spend less then $50/week in gas/transportation. The Douglas County bank loan is one thing I am planning on paying off with this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage: $615/mo; Utilities: $150/mo(electricity, gas, and water); Douglas County Bank school loan: $240/mo balance $2900; Insurance: $50/mo. The Douglas County bank loan is one thing I am planning on paying off with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debt is AMEX: $1300($50/mo) at 17.5% and CHASE: $1000($50/mo) at 17%. I also have a school loan that I am wanting to pay off at Douglas County Bank with a balance of $2900 ($240/mo) at 4%. I am wanting to consolidate my debt and begin rebuilding my credit since I just graduated college and am working full-time now. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $615/mo; Utilities: $150/mo(electricity, gas, and water); Douglas County Bank school loan: $240/mo balance $2900; Car Insurance: $50/mo; ATT: $92/mo. My fiance pays for groceries which are about $80/week and I spend less then $50/week in gas/transportation. The Douglas County bank loan is one thing I am planning on paying off with this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debt is AMEX: $1300($50/mo) at 17.5% and CHASE: $1000($50/mo) at 17%. I also have a school loan that I am wanting to pay off at Douglas County Bank with a balance of $2900 ($240/mo) at 4%. I am wanting to consolidate my debt and begin rebuilding my credit since I just graduated college and am working full-time now. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | My credit card debt is AMEX: $1300($50/mo) at 17.5% and CHASE: $1000($50/mo) at 17%. I also have a school loan that I am wanting to pay off at Douglas County Bank with a balance of $2900 ($240/mo) at 4%. I am wanting to consolidate my debt and begin rebuilding my credit since I just graduated college and am working full-time now. |
Member Payment Dependent Notes Series 1470524
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470524 |
$8,325 |
$8,325 |
16.29% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470524. Member loan 1470524 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | CVS Caremark/Longs Drugs | Debt-to-income ratio: | 20.02% |
Length of employment: | 8 years | Location: | PAHOA, HI |
Home town: | |||
Current & past employers: | CVS Caremark/Longs Drugs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $8,311.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470526
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470526 |
$4,125 |
$4,125 |
7.90% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470526. Member loan 1470526 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | healthfirst | Debt-to-income ratio: | 22.90% |
Length of employment: | 3 years | Location: | Bronx, NY |
Home town: | |||
Current & past employers: | healthfirst | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I'm interested in a apartment closer to my job because I feel that I will be able to save on tolls and gas going to work. I also need to get some items for the appt. I have some items that are very old. Thank You<br><br> Borrower added on 08/10/12 > Relocate closer to my job..<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470536
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470536 |
$6,000 |
$6,000 |
10.16% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470536. Member loan 1470536 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Signature Flooring, Inc | Debt-to-income ratio: | 21.71% |
Length of employment: | 5 years | Location: | Anaheim, CA |
Home town: | |||
Current & past employers: | Signature Flooring, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I have a Care Credit account that will be coming due by the end of the month. No interest until then, but something like 24.99% after. Lower rate would be better.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,333.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 84.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470539
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470539 |
$8,500 |
$8,500 |
16.29% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470539. Member loan 1470539 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,583 / month |
Current employer: | STATE FARM INSURANCE COMPANY | Debt-to-income ratio: | 20.40% |
Length of employment: | 4 years | Location: | PALM SPRINGS, CA |
Home town: | |||
Current & past employers: | STATE FARM INSURANCE COMPANY | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I have several high interest credit cards that I want to pay off. The total balance is almost $8500 . The interest rates range from 22.50% to 24.99%.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | 31 |
Revolving Credit Balance: | $8,419.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | MONTHLY EXPENSES<br><br>RENT $0. MY PARTNER OWNS SEVERAL RENTAL PROPERTIES, WHICH PAY THE MORTGAGE.<br>GAS $200.00<br>UTILITIES $0 MY PARTNER PAYS<br>PHONE $43.50 VIRGIN MOBILE<br>AUTO INSURANCE $89<br>FOOD $300 TOTAL $632.50 |
Which debts do you plan to pay off with this loan? | THE FOLLOWING CREDIT CARDS<br>CAPITAL ONE $2176.69<br>MACYS $1540.13<br>TARGET $2773.21<br>TJ MAX $337.25<br>SEARS $1544.95 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CREDIT CARD DEBT TOTAL $8400 FROM 22.50% TO 24.00%<br>MORTGAGES $0<br>LINES OF CREDIT $0<br>STUDENT LOAN $4100 |
Member Payment Dependent Notes Series 1470548
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470548 |
$7,000 |
$7,000 |
14.09% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470548. Member loan 1470548 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,167 / month |
Current employer: | Culpepper Garden | Debt-to-income ratio: | 14.96% |
Length of employment: | 3 years | Location: | STAFFORD, VA |
Home town: | |||
Current & past employers: | Culpepper Garden | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 23 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $19,337.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470554
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470554 |
$16,000 |
$16,000 |
17.77% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470554. Member loan 1470554 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,667 / month |
Current employer: | SIS, LLC | Debt-to-income ratio: | 14.73% |
Length of employment: | 5 years | Location: | Louisville, KY |
Home town: | |||
Current & past employers: | SIS, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Thank you for this opportunity to consolidate credit card debt. This is a great opportunity to stop the high interest and get out of debit in three years.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 28 |
Revolving Credit Balance: | $21,119.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans - $20k - will be paid off in three years - paying around $500 per month (because I want to); interest rates are 3% on one and 10% on another<br>Credit Cards - total about $12k with the average balance around 16% - payments total $800+<br>Mortgage - $250k owed - house worth about $310k - payment is $1800<br>No lines of credit |
Which debts do you plan to pay off with this loan? | I plan to pay off all credit cards, cancel all of them except one needed for work travel. Student loans will be paid off in the next five years. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Student Loans - $20k - will be paid off in three years - paying around $500 per month (because I want to); interest rates are 3% on one and 10% on another<br>Credit Cards - total about $12k with the average balance around 16% - payments total $800+<br>Mortgage - $250k owed - house worth about $310k - payment is $1800<br>No lines of credit |
Member Payment Dependent Notes Series 1470599
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470599 |
$7,000 |
$7,000 |
12.12% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470599. Member loan 1470599 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,167 / month |
Current employer: | Permian Mud, Inc. | Debt-to-income ratio: | 23.77% |
Length of employment: | 4 years | Location: | PEARLAND, TX |
Home town: | |||
Current & past employers: | Permian Mud, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 59 |
Revolving Credit Balance: | $28,983.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I recently went through a significant life change and the event required majority of my liquid cash so I supplied my larger credit cards for my monthly expenses temporarily. This loan will help reduce that since the interest rate is less than those credit cards. |
Member Payment Dependent Notes Series 1470611
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470611 |
$16,750 |
$16,750 |
10.16% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470611. Member loan 1470611 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,508 / month |
Current employer: | Midwest Pension Administrators, Inc. | Debt-to-income ratio: | 20.63% |
Length of employment: | 5 years | Location: | OVERLAND PARK, KS |
Home town: | |||
Current & past employers: | Midwest Pension Administrators, Inc. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > The purpose of this loan is to refinance/payoff credit cards and only have a single monthly payment with the peace of mind that it will be paid off in a specific period of time! I have a clean payment history with no late payments in record and a stable job for over 5 yrs.<br><br> Borrower added on 08/16/12 > Thanks to the investors that have funded my loan so far. Looking forward to be debt free soon.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470624
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470624 |
$6,000 |
$6,000 |
12.12% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470624. Member loan 1470624 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Lincoln Property Company | Debt-to-income ratio: | 22.26% |
Length of employment: | 2 years | Location: | MESQUITE, TX |
Home town: | |||
Current & past employers: | Lincoln Property Company | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | 11 |
Revolving Credit Balance: | $5,420.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470630
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470630 |
$10,000 |
$10,000 |
15.80% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470630. Member loan 1470630 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | BANNER MATTRESS | Debt-to-income ratio: | 15.03% |
Length of employment: | 3 years | Location: | BERMUDA DUNES, CA |
Home town: | |||
Current & past employers: | BANNER MATTRESS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/12/12 > i have recently had some happy changes occur in my life and would like to minimize the blls coming in. i can and have been paying them all on time now however i would just like to have one that i pay instead of many.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,836.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | i apy about 2200 dollars a month in total. |
Which debts do you plan to pay off with this loan? | all of my credit card debt, the interest rate for the loan would be lower than all credit cards are currently charging |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | i am strictly paying off credit cards, to consolidate all in to one payment. after which the cards will remain open so i dont destroy my credit but will only be used in cases of emergency or to keep them open. |
Member Payment Dependent Notes Series 1470633
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470633 |
$7,750 |
$7,750 |
15.80% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470633. Member loan 1470633 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,925 / month |
Current employer: | Packaging Specialties of GA | Debt-to-income ratio: | 24.65% |
Length of employment: | 5 years | Location: | CUMMING, GA |
Home town: | |||
Current & past employers: | Packaging Specialties of GA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > This loan is to consolidate my family's credit card debt accumulated due to un-forseen circumstances.<br><br> Borrower added on 08/09/12 > This loan is to help consolidate bills from unforeseen circumstances in my life. My car died, house flooded, house got struck by lightening and just all around bad luck streak.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,478.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage: $828, Car Payment: $385, Car Payment 2: $335, Food: $600, Electricity: $100, Gas: $35, Water: $25, Cable/Internet: $150, Cell Phone(s): $210, Insurance: $168, Car Gas: $250. Thank you for your consideration! |
Which debts do you plan to pay off with this loan? | Walmart C.C. Balance $1,034.22 Monthly Payment $68<br>Credit One - Balance $691.26 Monthly Payment $32<br>Credit One - Balance $705.04 Monthly Payment $32<br>Capital One - Balance $775 Monthly Payment $25<br>Capital One - Balance $747.07 Monthly Payment $25<br>First Financial - Balance $1968 Monthly Payment $175 <br>Sallie Mae Student Loan - Balance $2,000 Monthly Payment $250<br><br>The money saved every month will free up over $600 a month |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart C.C.: $1034.87, 22.90%, $68 <br>Credit One C.C.: $691.26, 23.90%, $36<br>Capital One C.C.: $747.07, 22.90%, $25<br>First Financial: $1968, 22.90%, $175<br>Sallie Mae Student Loan: $5740 (Will settle for $2000), 24%, $250<br>Capital One Auto: $18,342, 7.25%, $385<br>Direct Loan Student Loan: $6,293, 2.5%, $65.05<br>BOA Mortgage: $119,361.40, 4.25%, $828 (Includes Mortgage, Interest, Escrow Payment) |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Walmart C.C.: $1034.87, 22.90%, $68 <br>Credit One C.C.: $691.26, 23.90%, $36<br>Capital One C.C.: $747.07, 22.90%, $25<br>First Financial: $1968, 22.90%, $175<br>Sallie Mae Student Loan: $5740 (Will settle for $2000), 24%, $250<br>Capital One Auto: $18,342, 7.25%, $385<br>Direct Loan Student Loan: $6,293, 2.5%, $65.05<br>BOA Mortgage: $119,361.40, 4.25%, $828 (Includes Mortgage, Interest, Escrow Payment) |
Member Payment Dependent Notes Series 1470643
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470643 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470643. Member loan 1470643 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,750 / month |
Current employer: | Atlas Services inc | Debt-to-income ratio: | 22.05% |
Length of employment: | 9 years | Location: | LAKE WORTH, FL |
Home town: | |||
Current & past employers: | Atlas Services inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I want to pay off my higher interest rate credit cards, and simply have only one monthly payment.<br><br> Borrower added on 08/09/12 > I want to pay off my higher interest credit cards, to have OT one monthly payment.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,393.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470647
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470647 |
$16,000 |
$16,000 |
17.27% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470647. Member loan 1470647 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Genesis HealthCare System | Debt-to-income ratio: | 26.12% |
Length of employment: | 3 years | Location: | CAMBRIDGE, OH |
Home town: | |||
Current & past employers: | Genesis HealthCare System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 60 |
Revolving Credit Balance: | $26,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1470669
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470669 |
$10,000 |
$10,000 |
13.11% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470669. Member loan 1470669 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | RasCare Workforce Services | Debt-to-income ratio: | 13.65% |
Length of employment: | < 1 year | Location: | Pittsburgh , PA |
Home town: | |||
Current & past employers: | RasCare Workforce Services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I need to put a roof on my house. I plan to pay more than I my payment every month to ensure that the loan is payed off ASAP.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $11,513.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1470723
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470723 |
$14,000 |
$14,000 |
13.11% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470723. Member loan 1470723 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Huntington Bank | Debt-to-income ratio: | 30.29% |
Length of employment: | 4 years | Location: | Reynoldsburg, OH |
Home town: | |||
Current & past employers: | Huntington Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I want to consolidate all my credit card balances to pay everything off at once.The monthly payment is about the same I've been paying in minimum payments only so fits in my monthly budget.With the budget I avoid overspending which helps make me a good borrower.I work full time in a stable industry.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,948.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 39.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage - $668; Transportation - $150; Utilities - $180; Cell - $42; Insurance (includes life & auto) - $130; Food - $200; Misc - $100-150 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit card debt balances - $13,300; Interest rates - 16-24%; Credit card min payments (combined) - $460; Student loan payment - $326; Mortgage payment - $668; Auto payment - $401 |
Member Payment Dependent Notes Series 1470731
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470731 |
$3,000 |
$3,000 |
13.11% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470731. Member loan 1470731 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,208 / month |
Current employer: | Parkland Health & Hospital System | Debt-to-income ratio: | 29.33% |
Length of employment: | 6 years | Location: | Fairview, TX |
Home town: | |||
Current & past employers: | Parkland Health & Hospital System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $31,708.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1470741
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470741 |
$8,325 |
$8,325 |
18.75% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470741. Member loan 1470741 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,000 / month |
Current employer: | Zimmerman Advertising | Debt-to-income ratio: | 31.61% |
Length of employment: | 1 year | Location: | Miami Beach, FL |
Home town: | |||
Current & past employers: | Zimmerman Advertising | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I'm sick of making minimum payments on multiple credit cards without making a dent on the balance. I just want to make one single flat monthly payment and be done with it.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I pay no rent or mortgage. I live in a fully owned home owned by a family member.<br>Transportation, utilities etc add to about $1000 a month. |
Which debts do you plan to pay off with this loan? | I plan to pay off my credit card debt. I will keep my oldest credit card open after I close all the rest. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I owe about $8,800 in credit card debt at about 24% APR.<br>I also appear as a co-signer in my wife's car loan, but she makes those payments out of her own personal income.<br>I havo no other loans or mortgages of any kind. |
Member Payment Dependent Notes Series 1470746
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1470746 |
$13,250 |
$13,250 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1470746. Member loan 1470746 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,625 / month |
Current employer: | Wylie ISD | Debt-to-income ratio: | 29.46% |
Length of employment: | 9 years | Location: | CLYDE, TX |
Home town: | |||
Current & past employers: | Wylie ISD | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I had some unexpected expenses several years ago helping out a family member and like a dummy used my credit cards. Now I would love to get rid of the debt at a lower interest rate.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1984 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 52 |
Revolving Credit Balance: | $20,089.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471166
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471166 |
$4,800 |
$4,800 |
15.31% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471166. Member loan 1471166 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,583 / month |
Current employer: | united states airforce | Debt-to-income ratio: | 24.36% |
Length of employment: | 10+ years | Location: | NORTH LAS VEGAS, NV |
Home town: | |||
Current & past employers: | united states airforce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 76 |
Revolving Credit Balance: | $10,331.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471173 |
$20,000 |
$20,000 |
17.77% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471173. Member loan 1471173 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,333 / month |
Current employer: | Northrop Grumman | Debt-to-income ratio: | 16.97% |
Length of employment: | 8 years | Location: | San Diego, CA |
Home town: | |||
Current & past employers: | Northrop Grumman | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,895.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | We plan to pay our credit cards debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses is about $7400 for everything. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
What is your intended use for the loan proceeds? | To pay our credit card debt. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses is about $7400 for everything. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
What is your intended use for the loan proceeds? | To pay our credit card debt. |
Please explain the reason why you carry a large revolving credit balance. | Because over the years we didn't realized we have open so many accounts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
Which debts do you plan to pay off with this loan? | We plan to pay our credit cards debts. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | We intend to use the loan only to pay the credit cards and the revolving open accounts-with the highest balance first. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses is about $7400 for everything. |
What is your intended use for the loan proceeds? | To pay our credit card debt. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses related to housing is about $3200. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses is about $7400 for everything. |
Which debts do you plan to pay off with this loan? | We plan to pay our credit cards debts. |
If you have a public record on file, please briefly explain the event and its resolution. | No, we don't have any public record. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses related to housing is about $3200. |
Please explain the reason why you carry a large revolving credit balance. | Because over the years we didn't realized we have open so many accounts. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our monthly expenses is about $7400 for everything. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Our monthly expenses related to housing is about $3200. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Our current debt balances is $20000.00. Mostly our interest rate in crredit cards are 21% or more. Our monthly minimum payment is about $1500.00 a month. |
Member Payment Dependent Notes Series 1471180
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471180 |
$6,000 |
$6,000 |
15.31% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471180. Member loan 1471180 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,323 / month |
Current employer: | HHC / Coney Island Hospital | Debt-to-income ratio: | 6.17% |
Length of employment: | 4 years | Location: | WOODSIDE, NY |
Home town: | |||
Current & past employers: | HHC / Coney Island Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > I AM GOING TO USE THE MONEY TO PAY BACK SOME OF THE CREDIT CARD LOAN I HAVE ALSO PURCHASE TICKET TO TRAVEL OVERSEAS TO VISIT MY PARENTS<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,890.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | 500 US DOLLAR |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | TO PAY OFF DEBT AND USE MY MONTHLY INCOME TO PAY LENDING CLUB LOANS |
Which debts do you plan to pay off with this loan? | DISCOVER CARD AND MCU LOAN |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | 200 PER MONTH |
Member Payment Dependent Notes Series 1471183
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471183 |
$12,800 |
$12,800 |
12.12% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471183. Member loan 1471183 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,333 / month |
Current employer: | Tervis tumbler | Debt-to-income ratio: | 18.51% |
Length of employment: | 2 years | Location: | VENICE, FL |
Home town: | |||
Current & past employers: | Tervis tumbler | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > To Pay off cards and and to beable to save money.....<br><br> Borrower added on 08/10/12 > To Make Life Better Fof My Husband And I<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,608.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471207
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471207 |
$2,400 |
$2,400 |
17.27% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471207. Member loan 1471207 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | look trailers | Debt-to-income ratio: | 24.34% |
Length of employment: | 2 years | Location: | EL MIRAGE, AZ |
Home town: | |||
Current & past employers: | look trailers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > this loan for to fix my 1995 nissan 240sx. she needs a new motor.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,202.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1471223
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471223 |
$15,000 |
$15,000 |
17.77% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471223. Member loan 1471223 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,000 / month |
Current employer: | Wells Fargo Insurance Services of Texas | Debt-to-income ratio: | 8.18% |
Length of employment: | 10+ years | Location: | Cypress, TX |
Home town: | |||
Current & past employers: | Wells Fargo Insurance Services of Texas | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Credit Card consolidation<br><br> Borrower added on 08/10/12 > Paying off credit cards.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,411.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 83.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $4000 month |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2300 for mortgage, insurance and taxes. Other in household pays utilities. |
Please explain the reason why you carry a large revolving credit balance. | New home and mother's illness bills |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $12,000 |
What is your intended use for the loan proceeds? | Credit card payoff |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $12,000 |
Please explain the reason why you carry a large revolving credit balance. | New home and mother's illness bills |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $2300 for mortgage, insurance and taxes. Other in household pays utilities. |
Member Payment Dependent Notes Series 1471244
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471244 |
$12,000 |
$12,000 |
18.49% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471244. Member loan 1471244 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | City of Santa Ana | Debt-to-income ratio: | 20.01% |
Length of employment: | 10+ years | Location: | ANAHEIM, CA |
Home town: | |||
Current & past employers: | City of Santa Ana | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Please help with debt consolidation I just can't seem to pay off my cards<br><br> Borrower added on 08/10/12 > I'm glad I found this company.. As soon as I pay this off I plan to invest.. Thank you!<br><br> Borrower added on 08/15/12 > I just want to thank the investors ahead of time from the bottom of my heart, what a grand idea this company came up with...<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 49 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $16,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I accumulated about 12,000 in credit card debit while in school and my payments are around 650 a month on these cards. The interest is about 21-25% and I just can't seem to pay them off... It seems the balance has been the same the last two years.. I have no mortgage and owe about 6,000 on my vehicle..hope that answers your question... Thank you!!! |
Member Payment Dependent Notes Series 1471252
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471252 |
$20,000 |
$20,000 |
19.05% |
1.00% |
August 16, 2012 |
August 23, 2017 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471252. Member loan 1471252 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | JP Morgan Chase | Debt-to-income ratio: | 14.88% |
Length of employment: | 10+ years | Location: | Elgin, IL |
Home town: | |||
Current & past employers: | JP Morgan Chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > To pay off all my credit cards, and close down the acct.'s also, working on becoming debt free<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $15,095.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit cards in full<br>visa cards, mastercards, store cards |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $1500.00 |
Please explain the reason why you carry a large revolving credit balance. | household changes |
What is your intended use for the loan proceeds? | pya off all my credit cards |
Please explain the reason why you carry a large revolving credit balance. | household changes |
Which debts do you plan to pay off with this loan? | I plan on paying off all my credit cards in full<br>visa cards, mastercards, store cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off all my credit cards |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | paying off all my credit cards |
Member Payment Dependent Notes Series 1471262
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471262 |
$3,250 |
$3,250 |
16.29% |
1.00% |
August 15, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471262. Member loan 1471262 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,908 / month |
Current employer: | Allegiant Air | Debt-to-income ratio: | 29.35% |
Length of employment: | < 1 year | Location: | CHANDLER, AZ |
Home town: | |||
Current & past employers: | Allegiant Air | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Debt consolidation to purchase a new home<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $4,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I recently had relocated to Arizona from Minnesota and it cost us a lot more money than I had anticipated. |
Which debts do you plan to pay off with this loan? | I will be able to payoff the following debts:<br><br>Merrick Bank 1117.38<br>Chase Bank 929.97<br>Credit One 579.08<br>HSBC 382.33<br>Capital One Remaining balance<br><br>This will allow me to only have a balance on one other item and I would have one payment with this loan so I can focus on paying that down to zero as well. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have a mortgage and the balance on this is $217,000 and the month payment is $1,412 with an interest rate of 3.5%. However, I do have a renter in my home whose rent covers 100% of my mortgage payment due to relocating to Arizona. I have a credit line with a balance of $1,480 and a monthly payment of $50. The interest rate on this is 10.8%. This loan would allow me to focus on paying this last item off down to zero. |
Member Payment Dependent Notes Series 1471273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471273 |
$6,400 |
$6,400 |
11.14% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471273. Member loan 1471273 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | Clean Power Finance | Debt-to-income ratio: | 14.23% |
Length of employment: | < 1 year | Location: | UNION CITY, CA |
Home town: | |||
Current & past employers: | Clean Power Finance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I'm planning on using this money to pay off a higher interest loan I have.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $2,457.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1471302
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471302 |
$12,000 |
$12,000 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471302. Member loan 1471302 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | REI | Debt-to-income ratio: | 12.28% |
Length of employment: | 8 years | Location: | YONKERS, NY |
Home town: | |||
Current & past employers: | REI | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Clearing debt to invest in a friend's engineering firm start up.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $19,212.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471311
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471311 |
$6,800 |
$6,800 |
10.16% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471311. Member loan 1471311 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,892 / month |
Current employer: | Charles Schwab | Debt-to-income ratio: | 32.05% |
Length of employment: | 4 years | Location: | WADDELL, AZ |
Home town: | |||
Current & past employers: | Charles Schwab | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I want to consolidate high interest cards to get to my goal of becoming debt free.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,054.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | high interest credit card |
Member Payment Dependent Notes Series 1471329
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471329 |
$7,200 |
$7,200 |
16.29% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471329. Member loan 1471329 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Alzheimer's Association Delaware Valley | Debt-to-income ratio: | 21.07% |
Length of employment: | 8 years | Location: | Philadelphia, PA |
Home town: | |||
Current & past employers: | Alzheimer's Association Delaware Valley | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I am paying high interest in credit cards. If granted, your loan will help me to consolidate my debt into one single account with lower interest. I want to be debt free soon.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,440.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I provided financial support for a young family member diagnosed with epilepsy during the last five years. I paid for medical expenses not covered by his insurance. His medical condition is much better now and he no longer needs my financial support. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's American Express (24.50%): $1,771 - $60/month<br>Chase Platinum (19.24%): 3,1995 - $74/month<br>Macy's Revolving Account (24.50%): $912 - $32/month<br>Target Visa (16.99%): $889 - $26/month<br>Babies R Us (21.24%): $432 - $25/month<br>Dell (17.24%): $181 - $25/month<br>American Express (16.24%): $2,372 - $56/month<br>Visa Classic (15.24%): $2,568 - $60/month<br>Chase Perfect Card (8.24%): $4,195 - $$72/month<br>Wells Fargo Financial Card (24.5%): $821 - 50/month |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent $650<br>Food $450<br>Utilities $450<br>Transportation $425<br>Other $200 |
Which debts do you plan to pay off with this loan? | I am paying the high interest credit cards with this loan: Macy's, Chase Platinum, Target Visa, Babies R Us, that total near 7,200 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Macy's American Express (24.50%): $1,771 - $60/month<br>Chase Platinum (19.24%): 3,1995 - $74/month<br>Macy's Revolving Account (24.50%): $912 - $32/month<br>Target Visa (16.99%): $889 - $26/month<br>Babies R Us (21.24%): $432 - $25/month<br>Dell (17.24%): $181 - $25/month<br>American Express (16.24%): $2,372 - $56/month<br>Visa Classic (15.24%): $2,568 - $60/month<br>Chase Perfect Card (8.24%): $4,195 - $$72/month<br>Wells Fargo Financial Card (24.5%): $821 - 50/month |
Please explain the reason why you carry a large revolving credit balance. | I provided financial support for a young family member diagnosed with epilepsy during the last five years. I paid for medical expenses not covered by his insurance. His medical condition is much better now and he no longer needs my financial support. |
Member Payment Dependent Notes Series 1471382
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471382 |
$11,500 |
$11,500 |
14.09% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471382. Member loan 1471382 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Bassett Furniture | Debt-to-income ratio: | 15.21% |
Length of employment: | 4 years | Location: | Corona, CA |
Home town: | |||
Current & past employers: | Bassett Furniture | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > To consolidate all my existing credit bills into a single payment with a lower interest rate<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,592.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471398
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471398 |
$7,200 |
$7,200 |
14.33% |
1.00% |
August 17, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471398. Member loan 1471398 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Carmax | Debt-to-income ratio: | 29.36% |
Length of employment: | 7 years | Location: | FONTANA, CA |
Home town: | |||
Current & past employers: | Carmax | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/09/12 > Pay off high interest Credit Cards since most of the payment goes to Interest. I want to pay them off and just have a set payment where I know my debt will actually be paid off in a certain amount of time.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,185.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 85.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471407
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471407 |
$16,000 |
$16,000 |
16.29% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471407. Member loan 1471407 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,333 / month |
Current employer: | Noodle Asia Restaurant | Debt-to-income ratio: | 6.29% |
Length of employment: | 2 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | Noodle Asia Restaurant | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,531.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1471424
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471424 |
$13,250 |
$13,250 |
12.12% |
1.00% |
August 16, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471424. Member loan 1471424 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | Wood Fruitticher | Debt-to-income ratio: | 5.79% |
Length of employment: | 10+ years | Location: | TRUSSVILLE, AL |
Home town: | |||
Current & past employers: | Wood Fruitticher | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Trying to get all dept payed off within 3 years. Would like to move to a home with a couple of acres.<br>
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,368.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have 3 credit cards, all HSBC that have rates over 22%. |
Which debts do you plan to pay off with this loan? | Credit cards. I have a couple of cards that the interest rate keeps going up on. Hopefully one day I will not have any cards and pay cash from now on. |
Which debts do you plan to pay off with this loan? | Credit cards. I have a couple of cards that the interest rate keeps going up on. Hopefully one day I will not have any cards and pay cash from now on. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The house across the street just sold for about 50 less than I paid for mine. I am about even or under on equity. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | They are to where that after lowering my interest rates, I should be credit card free in about 36 months. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The house across the street just sold for about 50 less than I paid for mine. I am about even or under on equity. |
Please explain the reason why you carry a large revolving credit balance. | Ended up with 3 car payments. Now down to one, mine. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | They are to where that after lowering my interest rates, I should be credit card free in about 36 months. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | The house across the street just sold for about 50 less than I paid for mine. I am about even or under on equity. |
Member Payment Dependent Notes Series 1471454
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471454 |
$10,000 |
$10,000 |
14.33% |
1.00% |
August 20, 2012 |
August 23, 2015 |
August 23, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471454. Member loan 1471454 was requested on August 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Blue Chip Maintenance | Debt-to-income ratio: | 3.79% |
Length of employment: | 5 years | Location: | Brooklyn, NY |
Home town: | |||
Current & past employers: | Blue Chip Maintenance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 9, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,227.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | visa - 1000 - 25 - 18%<br>visa - 300 - 25 - 24%<br>visa - 500 - 25 - 22%<br>visa - 700 - 45 - 36%<br>mastercard - 1500 - 25 - 22%<br>mastercard - 400 - 25 - 24%<br>nys tax - 800 - 100 - 36% |
Member Payment Dependent Notes Series 1471781
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471781 |
$16,000 |
$16,000 |
17.77% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471781. Member loan 1471781 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Columbus City Schools | Debt-to-income ratio: | 13.16% |
Length of employment: | 4 years | Location: | Columbus, OH |
Home town: | |||
Current & past employers: | Columbus City Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I have started a business that uses games in innovative ways with education. I will use the loan to consolidate fees incurred from programmers and developers. The software allows anyone online to add content to 2D and 3D games.<br><br> Borrower added on 08/10/12 > I have started a business that uses games in innovative ways with education. I will use the loan to consolidate fees incurred from programmers and developers. The online software allows for anyone to add instructional content (text, audio, video and images) to 2D and 3D games.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,350.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471806
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471806 |
$15,000 |
$15,000 |
14.33% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471806. Member loan 1471806 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | Federal Mogul | Debt-to-income ratio: | 21.02% |
Length of employment: | 1 year | Location: | PLAINVIEW, MN |
Home town: | |||
Current & past employers: | Federal Mogul | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I would like to pay off my credit cards and close them accounts. Im not late and not having a hard time paying them I just would like 1 simple payment.<br><br> Borrower added on 08/10/12 > And lower interest at that. Thank you.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,920.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1471855
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471855 |
$2,000 |
$2,000 |
17.27% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471855. Member loan 1471855 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Current employer: | Dynes & Dynes, LLC | Debt-to-income ratio: | 5.74% |
Length of employment: | 6 years | Location: | ANSONIA, OH |
Home town: | |||
Current & past employers: | Dynes & Dynes, LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,314.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 66.30% | Months Since Last Record: | 111 |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | I do not believe I have any public record. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I do not honestly know. I am currently trying to refinance my mortgage with a company and the credit card has a varied interest rate. I believe the balance is around $1,400. |
Which debts do you plan to pay off with this loan? | I am trying to pay off a credit card. |
Member Payment Dependent Notes Series 1471874
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471874 |
$16,050 |
$16,050 |
17.27% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471874. Member loan 1471874 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,417 / month |
Current employer: | Advantor System | Debt-to-income ratio: | 19.20% |
Length of employment: | 1 year | Location: | ORLANDO, FL |
Home town: | |||
Current & past employers: | Advantor System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $22,267.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1471877
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471877 |
$12,000 |
$12,000 |
17.77% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471877. Member loan 1471877 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,354 / month |
Current employer: | Long Beach Transit | Debt-to-income ratio: | 33.84% |
Length of employment: | 6 years | Location: | LONG BEACH, CA |
Home town: | |||
Current & past employers: | Long Beach Transit | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Thank You for stopping by and having interest in investing in this Loan, Although specifics of this loan could not be made in detail here due to Lending Club limitation, I do like to take this opportunity to thank you for your Trust and Support your extending to me and my family.<br>More Power to You!<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $14,893.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Our total monthly expenses me and my wife goes to around $3,000 and our combine AAS is $90,000+ |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | I can't. I tried to in my loan description Lending Club reject my description so I cant really answer this question specifically |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance in all my cards is around $11,000+ with interest rates raging from to low 18% to as high as 29% total monthly payment on all my cards stands at $700+ a month |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | Total as of now is $700+ all will be paid off with this loan |
Member Payment Dependent Notes Series 1471986
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1471986 |
$10,000 |
$10,000 |
11.14% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1471986. Member loan 1471986 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,117 / month |
Current employer: | City Of Milwaukee | Debt-to-income ratio: | 8.42% |
Length of employment: | 5 years | Location: | Milwaukee, WI |
Home town: | |||
Current & past employers: | City Of Milwaukee | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > House was purchased 2 years ago. Everything appeared normal and passed inspections but unfortunately, previous owner took ALOT of shortcuts and hid them very well. I need some extra funds to finish the job. Also, this will help pay my credit cards used for the improvements also.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 29.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | There's damage to the Southwest corner foundation of house, causing a water leakage when it rains (inspector totally missed this). My father and I dug the gravel surrounding the area and observe large cracks (not to mention the hidden cracks located in same corner of basement after removal of dry wall/shelves previous owner hid it with). Then there's the attached garage located in same corner allowing cold air into house in winter, large backyard that floods almost to our house,... to name a few |
What is the home improvement project you are planning? | There's damage to the Southwest corner foundation of house, causing a water leakage when it rains (inspector totally missed this). My father and I dug the gravel surrounding the area and observe large cracks (not to mention the hidden cracks located in same corner of basement after removal of dry wall/shelves previous owner hid it with). Then there's the attached garage located in same corner allowing cold air into house in winter, large backyard that floods almost to our house,... to name a few |
Is the improvement to your primary residence or an investment property? | Primary address. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My mortgage for this residence is about $1k/month. Utilities is ~$200. I do not rent. Home insurance is already part of the mortgage payment and no home equity loan/line of credit has been touched. |
Member Payment Dependent Notes Series 1472076
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472076 |
$6,000 |
$6,000 |
12.12% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472076. Member loan 1472076 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,583 / month |
Current employer: | Saks Fifth Avenue | Debt-to-income ratio: | 10.73% |
Length of employment: | 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | Saks Fifth Avenue | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I'm a new graduate and am working my first full-time job for about a year now. In college, I have spent a lot on my credit cards just to get by on a day-to-day basis. With the help of the loans from Lending Club, I would like to build my credit and pay off those debts to be steady with my finances.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1472115
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472115 |
$16,000 |
$16,000 |
21.00% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472115. Member loan 1472115 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | Avail TVN | Debt-to-income ratio: | 12.75% |
Length of employment: | 5 years | Location: | VAN NUYS, CA |
Home town: | |||
Current & past employers: | Avail TVN | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Debt consolidation<br><br> Borrower added on 08/10/12 > Debt consolidation<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 25 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | 81 |
Revolving Credit Balance: | $30,763.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1472155
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472155 |
$35,000 |
$35,000 |
20.49% |
1.00% |
August 21, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472155. Member loan 1472155 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $9,125 / month |
Current employer: | BAE Systems , Inc | Debt-to-income ratio: | 17.18% |
Length of employment: | 2 years | Location: | Columbus, GA |
Home town: | |||
Current & past employers: | BAE Systems , Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1985 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 4 |
Revolving Credit Balance: | $12,149.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1472253
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472253 |
$8,325 |
$8,325 |
19.72% |
1.00% |
August 21, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472253. Member loan 1472253 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | New Mexico School for the Deaf | Debt-to-income ratio: | 20.64% |
Length of employment: | 4 years | Location: | ALBUQUERQUE, NM |
Home town: | |||
Current & past employers: | New Mexico School for the Deaf | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | 61 |
Revolving Credit Balance: | $5,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 518.00<br>My car paid off...only gas - 60 dollars.<br>No ultltiies...included rent.<br>pager - 55 dollars and no phone...I have videophone which is free.<br>car ins - 50 dollars<br>food - 200.00 to 250.00 |
Which debts do you plan to pay off with this loan? | CITI - 4,500.00<br>Capital One - 2,325.00<br>Visa - 500.00<br>JCPenney - 500.00<br>Sears - 500.00 Total 8,325.00 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CITI balance is 4,500.00<br>Capital One balance is 2,825.00<br>Visa balance is 1000.00 less<br>JCPenney balance is 950.00<br>Sears balance is 900.00<br>No student loan or mortgage, etc. Just those credit cards.. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | CITI balance is 4,500.00<br>Capital One balance is 2,825.00<br>Visa balance is 1000.00 less<br>JCPenney balance is 950.00<br>Sears balance is 900.00<br>No student loan or mortgage, etc. Just those credit cards.. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Rent - 518.00<br>My car paid off...only gas - 60 dollars.<br>No ultltiies...included rent.<br>pager - 55 dollars and no phone...I have videophone which is free.<br>car ins - 50 dollars<br>food - 200.00 to 250.00 |
Member Payment Dependent Notes Series 1472270
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472270 |
$35,000 |
$35,000 |
23.28% |
1.00% |
August 21, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472270. Member loan 1472270 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,167 / month |
Current employer: | Kimberly+Clark | Debt-to-income ratio: | 25.97% |
Length of employment: | 5 years | Location: | EXETER, NH |
Home town: | |||
Current & past employers: | Kimberly+Clark | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $80,062.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 95.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
What is your intended use for the loan proceeds? | consolidate some debt and have a some cushion until my end of year bonus comes in January. Plan to pay back loan early part of next year. |
Member Payment Dependent Notes Series 1472290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472290 |
$3,500 |
$3,500 |
13.11% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472290. Member loan 1472290 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,540 / month |
Current employer: | University of Southern California | Debt-to-income ratio: | 8.06% |
Length of employment: | 1 year | Location: | Claremont, CA |
Home town: | |||
Current & past employers: | University of Southern California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > Current and anticipated car repairs on my car which I bought new and now is at 85k miles<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,028.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1472294
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472294 |
$3,000 |
$3,000 |
6.62% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472294. Member loan 1472294 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,083 / month |
Current employer: | US Air Force | Debt-to-income ratio: | 17.46% |
Length of employment: | 10+ years | Location: | Choctaw, OK |
Home town: | |||
Current & past employers: | US Air Force | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I built a new garage but it still needs doors.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $21,432.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Is the improvement to your primary residence or an investment property? | The improvement is to my primary residence |
Member Payment Dependent Notes Series 1472307
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472307 |
$23,800 |
$23,800 |
19.05% |
1.00% |
August 21, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472307. Member loan 1472307 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $10,000 / month |
Current employer: | Kaiser | Debt-to-income ratio: | 22.14% |
Length of employment: | 10+ years | Location: | STEVENSON RANCH, CA |
Home town: | |||
Current & past employers: | Kaiser | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $17,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | total is about $22,000, it was 8.9% but bank has increased to 29.9% in last month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total is about $22,000, it was 8.9% but bank has increased to 29.9% in last month. |
What is your intended use for the loan proceeds? | Clear high rate credit card balnce |
Please explain the reason why you carry a large revolving credit balance. | 2 years ago I transferred to one card with low interest but now rate was increased. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total is about $22,000, it was 8.9% but bank has increased to 29.9% in last month. |
What is the total balance of your credit cards, interest rates and current monthly payments? | total is about $22,000, it was 8.9% but bank has increased to 29.9% in last month. |
Member Payment Dependent Notes Series 1472377
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472377 |
$1,950 |
$1,950 |
14.09% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472377. Member loan 1472377 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,560 / month |
Current employer: | Red Robin | Debt-to-income ratio: | 13.01% |
Length of employment: | < 1 year | Location: | MECHANICSBURG, PA |
Home town: | |||
Current & past employers: | Red Robin | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I have been having financial difficulties lately due to doctor and hospital visits that were beyond my control. I have no insurance to help pay those bills so this is a lifesaver for me! Thanks!<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,560.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I was doing very well on keeping my credit in check for the past few years. Although, up until a year ago I went through some very important issues in my to deal with. I had many priorities to take care of regarding finances, so I was stuck with only paying the minimum amount on my credit cards each month. I have recently turned my life around and am ready to get back on track with all of my finances and credit cards. After obtaining these funds I plan on paying on nothing but credit card debts. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Best Buy $800 Balance 0% APR 60$ Monthly<br>Kay Jewelers $300 Balance 15% APR 35$ Monthly<br>Members 1st $500 Balance 6% APR 20$ Monthly<br>Capital One $500 Balance 0% APR 15$ Monthly<br>Doctors $300 Balance 0% 60$ Monthly |
Member Payment Dependent Notes Series 1472413
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472413 |
$4,000 |
$4,000 |
6.03% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472413. Member loan 1472413 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Butler, Shine, Stern & Partners | Debt-to-income ratio: | 3.34% |
Length of employment: | 2 years | Location: | San Francisco, CA |
Home town: | |||
Current & past employers: | Butler, Shine, Stern & Partners | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,780.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 15.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1472431
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472431 |
$8,500 |
$8,500 |
15.31% |
1.00% |
August 15, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472431. Member loan 1472431 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,917 / month |
Current employer: | WW Grainger | Debt-to-income ratio: | 21.62% |
Length of employment: | 10+ years | Location: | CLINTON, WI |
Home town: | |||
Current & past employers: | WW Grainger | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Paying off a loan I took against my retirement account.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $10,901.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1472453
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472453 |
$5,375 |
$5,375 |
15.80% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472453. Member loan 1472453 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,333 / month |
Current employer: | Baptist Health Medical Center | Debt-to-income ratio: | 27.39% |
Length of employment: | 5 years | Location: | BRYANT, AR |
Home town: | |||
Current & past employers: | Baptist Health Medical Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > I was trying to build up my credit so I figured one card wouldn't hurt. Well, one card turned into multiple cards. Then I figured well I will just pay them off every month. Before I knew it I was way over my head in debt and didn't want to file bankruptcy. Im trying to get my life back in order.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 83 |
Revolving Credit Balance: | $5,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | rent $200; car $350; car ins. $65; cell $65; cable $60; internet $30; food $200; electric $60; gas $150, medications $240 |
Which debts do you plan to pay off with this loan? | I have several credit cards that I plan on paying off with the loan amount that I receive. I am trying to get my life back in order and this loan will help tremendously. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: 21% for $1281.60, $73 mth; 21% for $763.57, $25 mth; 25% for $1594.53, $50 mth; 27% for $1643.30, $54 mth; 20% for $ 2010.72, $90 mth |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit Cards: 21% for $1281.60, $73 mth; 21% for $763.57, $25 mth; 25% for $1594.53, $50 mth; 27% for $1643.30, $54 mth; 20% for $ 2010.72, $90 mth |
Member Payment Dependent Notes Series 1472457
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472457 |
$4,800 |
$4,800 |
14.09% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472457. Member loan 1472457 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,917 / month |
Current employer: | Hitachi Metals Automotive Components | Debt-to-income ratio: | 23.00% |
Length of employment: | 10+ years | Location: | wheeler, IL |
Home town: | |||
Current & past employers: | Hitachi Metals Automotive Components | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > The purpose of my loan is consolidate credit card debt<br><br> Borrower added on 08/13/12 > This loan is to consolidate credit card debt<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 68 |
Revolving Credit Balance: | $17,483.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1472483
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472483 |
$30,000 |
$30,000 |
19.05% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472483. Member loan 1472483 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | n/a | Debt-to-income ratio: | 15.14% |
Length of employment: | 4 years | Location: | Wilton, CA |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > This loan is for the installation of a swimming pool.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $17,500.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1472503
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472503 |
$3,600 |
$3,600 |
15.31% |
1.00% |
August 15, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472503. Member loan 1472503 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $4,083 / month |
Current employer: | CCA/Red Rock Correctional Center | Debt-to-income ratio: | 25.35% |
Length of employment: | 10+ years | Location: | SAN TAN VALLEY, AZ |
Home town: | |||
Current & past employers: | CCA/Red Rock Correctional Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,091.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1472515
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472515 |
$35,000 |
$35,000 |
21.49% |
1.00% |
August 17, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472515. Member loan 1472515 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $13,333 / month |
Current employer: | Marketwire | Debt-to-income ratio: | 18.22% |
Length of employment: | 2 years | Location: | Chicago, IL |
Home town: | |||
Current & past employers: | Marketwire | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > Consolidation of high interest debt that was accumulated during the economic crash and worse business conditions while child care costs contributed to higher expenditures.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $51,814.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 78.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Which debts do you plan to pay off with this loan? | Credit card debt across three major cards with high balances and rising interests. |
Please explain the reason why you carry a large revolving credit balance. | As the economy was on the down slope, business of sales has become less and less profitable, while having a new child and paying for childcare at the same time increased expenditures. I have a new higher paying job since, and business is picking back up, which means commissions and bonuses area back. Obviously, I would like the balance racked up over the course of the downturn eliminated ASAP, hence the application for the loan. |
Please explain the reason why you carry a large revolving credit balance. | As the economy was on the down slope, business of sales has become less and less profitable, while having a new child and paying for childcare at the same time increased expenditures. I have a new higher paying job since, and business is picking back up, which means commissions and bonuses area back. Obviously, I would like the balance racked up over the course of the downturn eliminated ASAP, hence the application for the loan. |
Which debts do you plan to pay off with this loan? | Credit card debt across three major cards with high balances and rising interests. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards over $40K at 24% monthly total about $900<br>Mortgage 1 is $410K at 3.5% ARM monthly $1800 <br>Mortgage 2 is $114K at 6% HELOC monthly $400 - broken up into two mortgages to avoid jumbo loan rates<br>No student loans<br>Car is a lease $299/mo |
Member Payment Dependent Notes Series 1472538
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1472538 |
$9,000 |
$9,000 |
14.33% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1472538. Member loan 1472538 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,083 / month |
Current employer: | costco wholesale | Debt-to-income ratio: | 18.91% |
Length of employment: | 10+ years | Location: | fort myers, FL |
Home town: | |||
Current & past employers: | costco wholesale | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,595.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards, smaller balances, but way too many. $2500-18%, $2000-21%, $2200-16%, $1500-21%, $500-21%. Thanks. |
What is your intended use for the loan proceeds? | Credit card consolidation. I have way too many small balances, too many monthly payments, I want to pay all in one monthly payment. Thanks. |
Member Payment Dependent Notes Series 1473017
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473017 |
$26,500 |
$26,500 |
15.80% |
1.00% |
August 17, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473017. Member loan 1473017 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $6,250 / month |
Current employer: | Western Dynamics International | Debt-to-income ratio: | 16.91% |
Length of employment: | 10+ years | Location: | Montgomey, AL |
Home town: | |||
Current & past employers: | Western Dynamics International | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1986 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,024.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 47.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 6 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses including mortage, utilities, and credit cards is $2282.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage $1213<br>Regions Bank Auto $333.00 <br>Target Bank CC $212.00 Total Monthly Expenses: $2282<br>Regions Bank RL $207.00<br>Sears S217.00 |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Pay off several bank loans associated with auto and home improvements expenses<br>Pay off several medical bills associated with 2011 auto accident caused by a reckless delivery truck driver<br>Consolidate several credit card debts that have high interest and monthly payments |
Which debts do you plan to pay off with this loan? | Pay off several bank loans associated with auto and home improvements expenses<br>Pay off several medical bills associated with 2011 auto accident caused by a reckless delivery truck driver<br>Consolidate several credit card debts that have high interest and monthly payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 7.0%<br>Sears $217.00 - Interest Rate 22.25% Total Monthly Expenses: $2282 |
What is your intended use for the loan proceeds? | Bill Consolidaton due to unforeseen med expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 23.25%<br>Sears S217.00 - Interest Rate 22.25% <br>Utilities $225.00 Monthly Total Monthly Expenses: $2732.59<br>Phone $25.59 Monthly<br>Food $200.00 Monthly |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Total monthly expenses including mortage, utilities, and credit cards is $2282.00 |
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc). | Mortgage $1213<br>Regions Bank Auto $333.00 <br>Target Bank CC $212.00 Total Monthly Expenses: $2282<br>Regions Bank RL $207.00<br>Sears S217.00 |
Which debts do you plan to pay off with this loan? | Pay off several bank loans associated with auto and home improvements expenses<br>Pay off several medical bills associated with 2011 auto accident caused by a reckless delivery truck driver<br>Consolidate several credit card debts that have high interest and monthly payments |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 7.0%<br>Sears $217.00 - Interest Rate 22.25% Total Monthly Expenses: $2282 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 7.0%<br>Sears $217.00 - Interest Rate 22.25% Total Monthly Expenses: $2282 |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 7.0%<br>Sears $217.00 - Interest Rate 22.25% Total Monthly Expenses: $2282 |
What is your intended use for the loan proceeds? | Bill Consolidaton due to unforeseen med expenses |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 23.25%<br>Sears S217.00 - Interest Rate 22.25% <br>Utilities $225.00 Monthly Total Monthly Expenses: $2732.59<br>Phone $25.59 Monthly<br>Food $200.00 Monthly |
Which debts do you plan to pay off with this loan? | Pay off several bank loans associated with auto and home improvements expenses<br>Pay off several medical bills associated with 2011 auto accident caused by a reckless delivery truck driver<br>Consolidate several credit card debts that have high interest and monthly payments |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 23.25%<br>Sears S217.00 - Interest Rate 22.25% <br>Utilities $225.00 Monthly Total Monthly Expenses: $2732.59<br>Phone $25.59 Monthly<br>Food $200.00 Monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 23.25%<br>Sears S217.00 - Interest Rate 22.25% <br>Utilities $225.00 Monthly Total Monthly Expenses: $2732.59<br>Phone $25.59 Monthly<br>Food $200.00 Monthly |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage $1213 - Interest Rate 6.5%<br>Regions Bank Auto $333.00 - Interest Rate 7.0%<br>Target Bank CC $212.00 - Interest Rate 23.25% <br>Regions Bank RL $207.00 - Interest Rate 23.25%<br>Sears S217.00 - Interest Rate 22.25% <br>Utilities $225.00 Monthly Total Monthly Expenses: $2732.59<br>Phone $25.59 Monthly<br>Food $200.00 Monthly |
Member Payment Dependent Notes Series 1473227
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473227 |
$5,325 |
$5,325 |
16.29% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473227. Member loan 1473227 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | VanVarick and Sons | Debt-to-income ratio: | 10.78% |
Length of employment: | 5 years | Location: | BLOOMINGDALE, NJ |
Home town: | |||
Current & past employers: | VanVarick and Sons | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,456.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | I don't have a lot of debt but am paying extremely high interest rates.This loan will pay off all of my cards and I will save over 100.00 dollars a month |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | The bulk of the money will go to playing off 4 credit cards. |
Which debts do you plan to pay off with this loan? | 4 high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two cards have slightly over one thousand dollars at an interest rate of 29.%. The one c.c. Has. Balance of 660 dollars and is a 0 interest for another couple months. And a fourth card has a balance of 350 at rate of 12 %. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | my total monthly expenses including my new loan amount is almost to 2200. |
Which debts do you plan to pay off with this loan? | 4 high interest credit cards. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two cards have slightly over one thousand dollars at an interest rate of 29.%. The one c.c. Has. Balance of 660 dollars and is a 0 interest for another couple months. And a fourth card has a balance of 350 at rate of 12 %. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two cards have slightly over one thousand dollars at an interest rate of 29.%. The one c.c. Has. Balance of 660 dollars and is a 0 interest for another couple months. And a fourth card has a balance of 350 at rate of 12 %. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two cards have slightly over one thousand dollars at an interest rate of 29.%. The one c.c. Has. Balance of 660 dollars and is a 0 interest for another couple months. And a fourth card has a balance of 350 at rate of 12 %. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Two cards have slightly over one thousand dollars at an interest rate of 29.%. The one c.c. Has. Balance of 660 dollars and is a 0 interest for another couple months. And a fourth card has a balance of 350 at rate of 12 %. |
Member Payment Dependent Notes Series 1473229
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473229 |
$6,000 |
$6,000 |
16.29% |
1.00% |
August 16, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473229. Member loan 1473229 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,167 / month |
Current employer: | Viking Polymers | Debt-to-income ratio: | 18.42% |
Length of employment: | 4 years | Location: | GREENSBORO, NC |
Home town: | |||
Current & past employers: | Viking Polymers | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > pay off some debt so i can do more investing.<br><br> Borrower added on 08/12/12 > Engineering student who has a passion for inventing. I have created a formula for the casino game "CRAPS" that allows me to make $1500 to $5k a day. But it takes $10k to work the formula. I have $4k now but need to pay off some debt. To save more..<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,529.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Current monthly expense total around $1800 |
Which debts do you plan to pay off with this loan? | i plan to pay up my car note and insurance for a few months |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | i have about $9500 credit card debt. But I get $4k every August and Jan. from school as a refund so i could pay that balance down. But i invest that money instead. |
Please explain the reason why you carry a large revolving credit balance. | The economy hit some of my family members really bad and I wanted to help them. Im in college and get a refund check so I know if I need to I could pay it down with that, but instead right now i invest with that money and just leave the high balance... |
Member Payment Dependent Notes Series 1473237
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473237 |
$30,000 |
$30,000 |
20.49% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473237. Member loan 1473237 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,335 / month |
Current employer: | Verizon | Debt-to-income ratio: | 20.68% |
Length of employment: | 10+ years | Location: | BAY SHORE, NY |
Home town: | |||
Current & past employers: | Verizon | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $79,238.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Credit cards $32,000.00 interest rates varry, $1,200 monthly<br>Mortgage $295,498.46 interest 5.5, $2,471.69 monthly |
Please explain the reason why you carry a large revolving credit balance. | Was hoping to pay everything off but the last two years the companies bonus has been low, due to the econmy. |
If you have a delinquency in the last 2 years, please explain the reason. | no |
Member Payment Dependent Notes Series 1473238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473238 |
$1,200 |
$1,200 |
17.27% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473238. Member loan 1473238 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,179 / month |
Current employer: | Office Depot | Debt-to-income ratio: | 11.28% |
Length of employment: | < 1 year | Location: | JUPITER, FL |
Home town: | |||
Current & past employers: | Office Depot | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > Trying to get into the computer field and need a small loan to get started on purchasing the books I need to succeed.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 7 | Months Since Last Delinquency: | 57 |
Revolving Credit Balance: | $1,055.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1473242
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473242 |
$10,000 |
$10,000 |
12.12% |
1.00% |
August 17, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473242. Member loan 1473242 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Best Buy | Debt-to-income ratio: | 7.76% |
Length of employment: | 7 years | Location: | Conroe, TX |
Home town: | |||
Current & past employers: | Best Buy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I just want to use this to get a better interest rate to pay off my previous loan and to have a little bit of extra money in case something happens. We can never be too careful this economy and I want a little more security for my family and I.<br><br> Borrower added on 08/10/12 > We are looking to be able to pay off our previous loan, as well as get a better interest rate with this loan, and be able to have a little more financial security. In this economy you can never to be sure what tomorrow will bring.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,644.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 17.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1473530
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473530 |
$35,000 |
$35,000 |
21.98% |
1.00% |
August 21, 2012 |
August 24, 2017 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473530. Member loan 1473530 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,500 / month |
Current employer: | Cape Girardeau Public Schools | Debt-to-income ratio: | 28.12% |
Length of employment: | 5 years | Location: | Jackson, MO |
Home town: | |||
Current & past employers: | Cape Girardeau Public Schools | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/10/12 > I utilized various credit cards to complete home improvements. I would like to consolidate these to one monthly payment and stop paying multiple payment on high rate cards. Though I pay more than the minimum payment monthly I would like to have one lower payment for a specific time period.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 20 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 50 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $36,799.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Around $2500 |
Please explain the reason why you carry a large revolving credit balance. | We utilized credit cards for various home improvements in the past. We no longer use credit cards and are wanting to consolidate them to one loan. |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance of all cards is $31,000. Average interest rate is 29%. I currently pay more than the minimum balance totaling around $1400 per month. |
Member Payment Dependent Notes Series 1473664
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473664 |
$15,000 |
$15,000 |
13.11% |
1.00% |
August 21, 2012 |
August 24, 2015 |
August 24, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473664. Member loan 1473664 was requested on August 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | Prosperity Mortgage | Debt-to-income ratio: | 6.74% |
Length of employment: | 5 years | Location: | Gaithersburg, MD |
Home town: | |||
Current & past employers: | Prosperity Mortgage | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > In addition to the information provided for the three credit cards, I can add that the interest rates on each are over 20%. This loan would consolidate the three at a lower interest rate allowing me to pay them in full quicker.<br>Thanks<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | 35 |
Revolving Credit Balance: | $15,976.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | In addition to the information provided for the three credit cards, I can add that the interest rates on each are over 20%. This loan would consolidate the three at a lower interest rate allowing me to pay them in full quicker.<br>Thanks |
Which debts do you plan to pay off with this loan? | In addition to the information provided for the three credit cards, I can add that the interest rates on each are over 20%. This loan would consolidate the three at a lower interest rate allowing me to pay them in full quicker.<br>Thanks |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $3221 mortgage, $350-$400 utils, $120 gas, $450 groceries. Thanks |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | $3221 mortgage, $350-$400 utils, $120 gas, $450 groceries. Thanks |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | In addition to the information provided for the three credit cards, I can add that the interest rates on each are over 20%. This loan would consolidate the three at a lower interest rate allowing me to pay them in full quicker.<br>Thanks |
Which debts do you plan to pay off with this loan? | In addition to the information provided for the three credit cards, I can add that the interest rates on each are over 20%. This loan would consolidate the three at a lower interest rate allowing me to pay them in full quicker.<br>Thanks |
Please explain the reason why you carry a large revolving credit balance. | Very good question. I allowed myself to purchase beyond my means, and no longer do. |
Member Payment Dependent Notes Series 1473726
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473726 |
$2,800 |
$2,800 |
7.90% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473726. Member loan 1473726 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,000 / month |
Current employer: | Henniges Automotive | Debt-to-income ratio: | 18.62% |
Length of employment: | 10+ years | Location: | Hermann, MO |
Home town: | |||
Current & past employers: | Henniges Automotive | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > Looking to buy a spa to use after work due to issues with my legs.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1981 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,264.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1473753
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473753 |
$4,000 |
$4,000 |
6.03% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473753. Member loan 1473753 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,167 / month |
Current employer: | UPS | Debt-to-income ratio: | 10.44% |
Length of employment: | 6 years | Location: | BRIDGE CITY, TX |
Home town: | |||
Current & past employers: | UPS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > My wife and I have some projects we would like to complete around the house. This money would be a great asset in helping us complete these tasks.<br>
A credit bureau reported the following information about this borrower member on August 10, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the home improvement project you are planning? | We are planning on doing some landscape work in the yard, painting inside, and also adding on to our shop in the back yard. |
Member Payment Dependent Notes Series 1473938
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1473938 |
$3,500 |
$3,500 |
15.31% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1473938. Member loan 1473938 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $14,167 / month |
Current employer: | eurpac | Debt-to-income ratio: | 26.34% |
Length of employment: | 10+ years | Location: | grapevine, TX |
Home town: | |||
Current & past employers: | eurpac | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > car financing<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1987 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $38,928.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1474013
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474013 |
$22,000 |
$22,000 |
18.49% |
1.00% |
August 21, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474013. Member loan 1474013 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,750 / month |
Current employer: | Chartis Insurance | Debt-to-income ratio: | 14.12% |
Length of employment: | 4 years | Location: | Schaumburg, IL |
Home town: | |||
Current & past employers: | Chartis Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > The loan will be used to pay off my 3 credit cards. This is the only debt I have. I have never missed any payments but my current interest rates are high and it's been difficult to make up any ground. I look forward to consolidating everything into one payment with an end in sight.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 82.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1474058
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474058 |
$4,950 |
$4,950 |
15.31% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474058. Member loan 1474058 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,583 / month |
Current employer: | Kozlowski Orthodontics | Debt-to-income ratio: | 6.69% |
Length of employment: | 4 years | Location: | Waterford , CT |
Home town: | |||
Current & past employers: | Kozlowski Orthodontics | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,659.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To pay off all of my Dept and have a smaller monthly payment into one bill. |
Member Payment Dependent Notes Series 1474119
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474119 |
$4,000 |
$4,000 |
6.03% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474119. Member loan 1474119 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Aero Energy | Debt-to-income ratio: | 0.80% |
Length of employment: | 6 years | Location: | Williamsport, MD |
Home town: | |||
Current & past employers: | Aero Energy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > The loan is going to be used to purchase a new, much more efficient HVAC system for my home which will reduce my utilities drastically all year long.<br><br> Borrower added on 08/11/12 > I plan to use the loan to purchase a new, much more efficient HVAC system for my home, which should drastically reduce with my utilities all year long.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 780+ | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $939.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 2.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1474123
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474123 |
$1,500 |
$1,500 |
14.33% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474123. Member loan 1474123 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | Select Therapies | Debt-to-income ratio: | 12.58% |
Length of employment: | 5 years | Location: | San Jose, CA |
Home town: | |||
Current & past employers: | Select Therapies | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 30 |
Revolving Credit Balance: | $3,362.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1474130
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474130 |
$11,500 |
$11,500 |
20.49% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474130. Member loan 1474130 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | Electrical sales | Debt-to-income ratio: | 10.05% |
Length of employment: | 5 years | Location: | Collingswood, NJ |
Home town: | |||
Current & past employers: | Electrical sales | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > Need money for medical expense and debt consolidation.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $3,077.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I want to use the money for debt consolidation and I have an unexpected Medical expense that I need to pay for. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have $3,000 on my credit card with 12% interest. $5,000 personal loan with 29% interest and I just had a unexpected medical expense. With this loan, I plan to pay off my debt and medical expense and have one payment with a lower interest rate. |
Member Payment Dependent Notes Series 1474269
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474269 |
$5,000 |
$5,000 |
16.29% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474269. Member loan 1474269 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,083 / month |
Current employer: | Vandegrift Forwarding Co Inc | Debt-to-income ratio: | 12.72% |
Length of employment: | 1 year | Location: | FORT LAUDERDALE, FL |
Home town: | |||
Current & past employers: | Vandegrift Forwarding Co Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > I have had expenses build up from stating a new life in florida, managing school online on out-of-state, and pursuing my independence. I am learning finances better and just need a fresh start. Consolidation will help.<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,782.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $3395 - 25.6% APR - Min $100<br>Mastercard - $1994 - 29.9% APR - Min $35 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For the two cards I would be paying off the total min payment would be about $135. I believe with this loan the min payment will be $117 if I remember correctly. I always pay above the minimum, I am just looking for a better APR to consolidate these high interest cards. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $750 rent, Average $50 utilities, $40 internet, $250 car insurance every 3 months, $200 food, $80 pet plan |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Mastercard - $3395 - 25.6% APR - Min $100<br>Mastercard - $1994 - 29.9% APR - Min $35 |
What is the total balance of your credit cards, interest rates and current monthly payments? | Only applying for a loan to consolidate my two highest interest rate cards. They total about $5379. The first card has an interest rate of 25.9% with a currently monthly payment of $100, the other has an interest rate of 29.9% and min payment of $35 |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | For the two cards I would be paying off the total min payment would be about $135. I believe with this loan the min payment will be $117 if I remember correctly. I always pay above the minimum, I am just looking for a better APR to consolidate these high interest cards. |
Member Payment Dependent Notes Series 1474285
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474285 |
$2,400 |
$2,400 |
15.80% |
1.00% |
August 15, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474285. Member loan 1474285 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,917 / month |
Current employer: | State of Vermont/SSCF | Debt-to-income ratio: | 14.85% |
Length of employment: | 10+ years | Location: | WEST RUTLAND, VT |
Home town: | |||
Current & past employers: | State of Vermont/SSCF | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > To primarily pay off some higer interest loans that I have so I can actually have more money from my paycheck each week. I have been gradually rebuilding my credit for a few years now & I have been slowly succeeding. I can repay this note & will pay back in less than 36 mths...<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | My pay was frozen for two years-I work for state government in a good job but have a long commute & have been trying to manage. I could have lived a little more frugally but chose not to. I continue to move ahead & this loan would help with that... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Never mind-I can repay the loan but I get it... |
Which debts do you plan to pay off with this loan? | Two payday loans that I should have never taken out that I am paying back & a credit card with 19.99% interest & a $10 monthly charge until I pay it off. I have reduced it by over $1000 & still owe about $1300-I have canceled the card... |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Never mind-I can repay the loan but I get it... |
Member Payment Dependent Notes Series 1474439
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474439 |
$15,000 |
$15,000 |
14.09% |
1.00% |
August 21, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474439. Member loan 1474439 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,333 / month |
Current employer: | CSC\NASA | Debt-to-income ratio: | 17.32% |
Length of employment: | 4 years | Location: | Lancaster, CA |
Home town: | |||
Current & past employers: | CSC\NASA | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > pay off credit cards!<br><br> Borrower added on 08/12/12 > Credit card interest is just crazy!<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,182.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have multi credit cards...the highest interest rate is on my car title loan with an apr of 96%, payment on that alone is 300 a month, with a balance of 3100...next is my sears card, the balance on that is 4700 and interest rate is around 26%, monthly payment on that is 175...i also have 2 chase cards with a balance of 2000 on each, monthly is 70 for each...and some other smaller credit cards...i just found out about lending club and wish i would have sooner, i will save a lot of money w/ this |
Please explain the reason why you carry a large revolving credit balance. | i purchased a house about a year and a half ago. i had to put a lot of things into the house appliances, furniture, yard work, etc. got married last year and did not have enough money for the wedding and at the time i did not know of lending club and decided to take out a car title loan, bad idea! i make all my payments on time just the high interest rates make it impossible to payoff any time soon.hope this answers your question |
Member Payment Dependent Notes Series 1474630
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474630 |
$3,500 |
$3,500 |
18.49% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474630. Member loan 1474630 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,751 / month |
Current employer: | University of California | Debt-to-income ratio: | 27.17% |
Length of employment: | 6 years | Location: | Costa Mesa, CA |
Home town: | |||
Current & past employers: | University of California | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/11/12 > I'm wanting to use this loan to pay off credit card debt. This loan will allow me to pay my highest interest rate credit cards and destroy the cards so they won't be used again! I'm doing this to try and start fresh and to make my credit situation more stable for the future. Thanks for your help!<br>
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,108.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
Please explain the reason why you carry a large revolving credit balance. | For several years I was stuck in a low paying job where the position was only 10 months per year, not 12. I used the credit to survive during this time. I now have a better job and year-round employment. LendingClub will help me get rid of this debt faster and at a lower interest rate than my current credit accounts. |
Member Payment Dependent Notes Series 1474720
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474720 |
$4,000 |
$4,000 |
14.09% |
1.00% |
August 17, 2012 |
August 25, 2015 |
August 25, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474720. Member loan 1474720 was requested on August 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,000 / month |
Current employer: | Duck Jin LLC | Debt-to-income ratio: | 18.72% |
Length of employment: | 6 years | Location: | CANON CITY, CO |
Home town: | |||
Current & past employers: | Duck Jin LLC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 11, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $3,653.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 50.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1474931
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1474931 |
$5,000 |
$5,000 |
17.27% |
1.00% |
August 17, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1474931. Member loan 1474931 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,525 / month |
Current employer: | DARS/DDS | Debt-to-income ratio: | 10.91% |
Length of employment: | 6 years | Location: | Kyle, TX |
Home town: | |||
Current & past employers: | DARS/DDS | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $3,969.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortgage is 1005.00; Utilities 300; Cell 130.00; Insurance 103; Food 200.00; Gas 200.00 |
Please provide additional details regarding the purpose of the loan. | I would like to use the loan to payoff some credit card Debt. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I'm using part of the loan to payoff some credit card debt. The remaining portion I would like to use for some home improvements as well as pay for some tutoring lessons in math and reading comprehension for my daughter |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | Mortgage is 1005 and that includes my taxes; utilities all together 300.0; phone 130.0; groceries 200; gas 200; car insurance 103. |
Member Payment Dependent Notes Series 1475015
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475015 |
$27,300 |
$27,300 |
21.98% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475015. Member loan 1475015 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | BNSF railway | Debt-to-income ratio: | 14.01% |
Length of employment: | 8 years | Location: | FORT WORTH, TX |
Home town: | |||
Current & past employers: | BNSF railway | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 19 |
Revolving Credit Balance: | $4,633.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I am going to use the money to consolidate some debt and make some much needed updates to my home. |
Member Payment Dependent Notes Series 1475185
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475185 |
$2,125 |
$2,125 |
17.27% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475185. Member loan 1475185 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,833 / month |
Current employer: | 4 Queens Hotel & Casino | Debt-to-income ratio: | 24.60% |
Length of employment: | 5 years | Location: | LAS VEGAS, NV |
Home town: | |||
Current & past employers: | 4 Queens Hotel & Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,629.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 80.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1475204
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475204 |
$6,075 |
$6,075 |
10.16% |
1.00% |
August 17, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475204. Member loan 1475204 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,250 / month |
Current employer: | Discovery Pre School | Debt-to-income ratio: | 13.16% |
Length of employment: | 10+ years | Location: | CORAL SPRINGS, FL |
Home town: | |||
Current & past employers: | Discovery Pre School | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > to pay bills and to help fund a small business<br><br> Borrower added on 08/14/12 > to pay bills and fund a small business<br><br> Borrower added on 08/14/12 > to pay bills and fund a small business<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475332
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475332 |
$3,300 |
$3,300 |
14.09% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475332. Member loan 1475332 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,528 / month |
Current employer: | southwark metal co. | Debt-to-income ratio: | 10.34% |
Length of employment: | 3 years | Location: | pickens, SC |
Home town: | |||
Current & past employers: | southwark metal co. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $5,269.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 89.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475347
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475347 |
$3,000 |
$3,000 |
10.16% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475347. Member loan 1475347 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $2,750 / month |
Current employer: | Fontana unified school district | Debt-to-income ratio: | 2.51% |
Length of employment: | 5 years | Location: | Beaumont, CA |
Home town: | |||
Current & past employers: | Fontana unified school district | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I have no problem paying my bills, my credit card charges for each purchase and they all have different rates. I am tired of the catch up game and it would be easier to have only one payment.<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,217.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 55.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475418
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475418 |
$2,500 |
$2,500 |
15.31% |
1.00% |
August 15, 2012 |
August 26, 2017 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475418. Member loan 1475418 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | usps | Debt-to-income ratio: | 26.50% |
Length of employment: | 10+ years | Location: | WALBRIDGE, OH |
Home town: | |||
Current & past employers: | usps | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I will be paying off a couple of bills and using the rest to redo our bathroom<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 41 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $11,548.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 62.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1475438
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475438 |
$4,450 |
$4,450 |
17.77% |
1.00% |
August 17, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475438. Member loan 1475438 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,500 / month |
Current employer: | Cox Communication | Debt-to-income ratio: | 23.40% |
Length of employment: | 5 years | Location: | Broussard, LA |
Home town: | |||
Current & past employers: | Cox Communication | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $7,276.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I intend to use most of the funds to help my daughter with college expenses the remaning funds will be used to pay off credit card and an high interest installment loan. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | Yes I am using loan for multiple purposes they are college expenses and debt consolidation to pay off credit cards 50/50 split between the two. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | Mortage-$1017 Transportation-$80 Utlities-$110 Phone-$75 Insurance-$ 175 Food-$150 Misc-$ 375<br>Total- $2000(Approx) |
What is your intended use for the loan proceeds? | I intend to use most of the funds to help my daughter with college expenses the remaning funds will be used to pay off credit card and an high interest installment loan. |
Member Payment Dependent Notes Series 1475464
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475464 |
$2,500 |
$2,500 |
12.12% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475464. Member loan 1475464 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | Bellagio hotel | Debt-to-income ratio: | 17.87% |
Length of employment: | 10+ years | Location: | las vegas, NV |
Home town: | |||
Current & past employers: | Bellagio hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > I would like to pay down some higher interest credit cards to improve my credit score.<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $4,691.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 61.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I,m on my way to work and don't have enough time to give you exact figures but I will say that this loan will lower my credit score by reducing my revolving debt.I do know that this loan,the interest is lower than my credit card interest rates.Thanks |
Member Payment Dependent Notes Series 1475498
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475498 |
$10,575 |
$10,575 |
15.31% |
1.00% |
August 17, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475498. Member loan 1475498 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Consolidated Edison | Debt-to-income ratio: | 11.21% |
Length of employment: | 8 years | Location: | DANBURY, CT |
Home town: | |||
Current & past employers: | Consolidated Edison | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > The reason for the loan is to consolidate my debt in order for me to rise my credit score. I wold like a better credit score in order to purchase my first home.<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $5,905.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one student loan thats 7,200. Monthly payments are $77<br>Target card $507.30 interest 21% monthly is $25<br>Kohls $700. Interest 21% monthly is $25<br>Orchard credit card $900. 11% monthly $15<br>Bank of America $1700 9% Monthly $50<br>Bank of America $1600 9% monthly $50<br>Union Credit card 1600 15% Monthly $50<br>Citi Bank credit card $900 0% (intro rate)Monthly $50<br>I will pay off all the credit card debt with this loan. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit card debt. My credit card date is $9000.00. By using this loan to pay off the credit card debt, it would enable me to save money in the long run in order for me to buy a home. My minimum monthly payments n each card is well over the amount I would have to pay each month on this loan. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | I have one student loan thats 7,200. Monthly payments are $77<br>Target card $507.30 interest 21% monthly is $25<br>Kohls $700. Interest 21% monthly is $25<br>Orchard credit card $900. 11% monthly $15<br>Bank of America $1700 9% Monthly $50<br>Bank of America $1600 9% monthly $50<br>Union Credit card 1600 15% Monthly $50<br>Citi Bank credit card $900 0% (intro rate)Monthly $50<br>I will pay off all the credit card debt with this loan. |
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)? | My rent is 1400, <br>My car is 320.<br>My renters insurance and car insurance is 120 a month.<br>Utlities are about 400 month. |
Which debts do you plan to pay off with this loan? | I plan to pay off all my credit card debt. My credit card date is $9000.00. By using this loan to pay off the credit card debt, it would enable me to save money in the long run in order for me to buy a home. My minimum monthly payments n each card is well over the amount I would have to pay each month on this loan. |
Member Payment Dependent Notes Series 1475516
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475516 |
$1,200 |
$1,200 |
8.90% |
1.00% |
August 16, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475516. Member loan 1475516 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Southeast Georgia Health System | Debt-to-income ratio: | 21.39% |
Length of employment: | 9 years | Location: | Brunswick, GA |
Home town: | |||
Current & past employers: | Southeast Georgia Health System | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 33 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $888.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a public record on file, please briefly explain the event and its resolution. | No record to speak of. |
Member Payment Dependent Notes Series 1475531
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475531 |
$3,350 |
$3,350 |
10.16% |
1.00% |
August 17, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475531. Member loan 1475531 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $1,667 / month |
Current employer: | Phelps County Bank | Debt-to-income ratio: | 16.26% |
Length of employment: | 1 year | Location: | Rolla, MO |
Home town: | |||
Current & past employers: | Phelps County Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I'm getting married next September, and would like to go into Marriage debt free.<br><br> Borrower added on 08/12/12 > I've already paid off over $1,000 of debt over the past year. I am looking forward to starting the next chapter of my life with less of a burden!<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 8 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 48.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475563 |
$6,000 |
$6,000 |
17.27% |
1.00% |
August 17, 2012 |
August 26, 2017 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475563. Member loan 1475563 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,354 / month |
Current employer: | The One Group & The Bryant Park Hotel | Debt-to-income ratio: | 4.50% |
Length of employment: | < 1 year | Location: | NEW YORK, NY |
Home town: | |||
Current & past employers: | The One Group & The Bryant Park Hotel | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,734.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1475566
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475566 |
$24,000 |
$24,000 |
22.47% |
1.00% |
August 15, 2012 |
August 26, 2017 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475566. Member loan 1475566 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,083 / month |
Current employer: | TeraThink | Debt-to-income ratio: | 34.12% |
Length of employment: | < 1 year | Location: | Reston, VA |
Home town: | |||
Current & past employers: | TeraThink | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > Got a new job and had some high rate credit cards I wanted to consolidate and lump into one payment and eventually pay off early. Please help me get this start and eventually be debt free.<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $37,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475650
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475650 |
$7,500 |
$7,500 |
15.31% |
1.00% |
August 21, 2012 |
August 26, 2017 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475650. Member loan 1475650 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | OneBeacon Insurance | Debt-to-income ratio: | 11.83% |
Length of employment: | < 1 year | Location: | WEST HAVEN, CT |
Home town: | |||
Current & past employers: | OneBeacon Insurance | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 7 |
Revolving Credit Balance: | $21,480.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1475796
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475796 |
$20,000 |
$20,000 |
17.27% |
1.00% |
August 17, 2012 |
August 26, 2017 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475796. Member loan 1475796 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Current employer: | Alpha natural resources | Debt-to-income ratio: | 11.63% |
Length of employment: | 10+ years | Location: | Ashford, WV |
Home town: | |||
Current & past employers: | Alpha natural resources | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,316.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1475970
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1475970 |
$13,000 |
$13,000 |
19.05% |
1.00% |
August 15, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1475970. Member loan 1475970 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | Century Wheel and Rim | Debt-to-income ratio: | 5.58% |
Length of employment: | 10+ years | Location: | Carlton, OR |
Home town: | |||
Current & past employers: | Century Wheel and Rim | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 53 |
Revolving Credit Balance: | $17,408.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 63.10% | Months Since Last Record: | 112 |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1476030
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476030 |
$3,250 |
$3,250 |
15.80% |
1.00% |
August 16, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476030. Member loan 1476030 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,083 / month |
Current employer: | San Juan Unified School District | Debt-to-income ratio: | 20.43% |
Length of employment: | 9 years | Location: | Plumas Lake, CA |
Home town: | |||
Current & past employers: | San Juan Unified School District | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/12/12 > I purchased my home about a year ago and would like to make some improvements. I would like to put ceiling fans in 4 rooms, get some furniture for my office, and get some equiptment to maintain my yard, (lawn mower, weed eater and some hoses)<br>
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $1,315.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | My current mortgage is 959.00, total monthly expenses are approx 1800.00. |
Member Payment Dependent Notes Series 1476136
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476136 |
$7,000 |
$7,000 |
20.49% |
1.00% |
August 21, 2012 |
August 26, 2015 |
August 26, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476136. Member loan 1476136 was requested on August 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $8,667 / month |
Current employer: | Swedish Edmonds Hospital | Debt-to-income ratio: | 1.35% |
Length of employment: | 3 years | Location: | Mukilteo, WA |
Home town: | |||
Current & past employers: | Swedish Edmonds Hospital | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 12, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 2 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 15 |
Revolving Credit Balance: | $2,008.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 41.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1476198
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476198 |
$17,625 |
$17,625 |
21.00% |
1.00% |
August 16, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476198. Member loan 1476198 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,750 / month |
Current employer: | B.C.Tool | Debt-to-income ratio: | 16.03% |
Length of employment: | 1 year | Location: | LAKE CREEK, TX |
Home town: | |||
Current & past employers: | B.C.Tool | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > To pay off my credit cards<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $4,337.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | Total balance app. 13,200 In credit cards . interest rate range from 21% to 29% with the average being 26% and a personal loan for 1260.00 at atkins united finance interest rate of 79% I pay as much as I can on these bills 400.00 to 500.00 month. I hope this answers your questions . Thank you for your time. |
Member Payment Dependent Notes Series 1476238
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476238 |
$15,000 |
$15,000 |
18.75% |
1.00% |
August 15, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476238. Member loan 1476238 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,833 / month |
Current employer: | Walmart Stores, Inc | Debt-to-income ratio: | 6.99% |
Length of employment: | 7 years | Location: | CASHTON, WI |
Home town: | |||
Current & past employers: | Walmart Stores, Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $13,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1476421
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476421 |
$30,000 |
$30,000 |
22.47% |
1.00% |
August 17, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476421. Member loan 1476421 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Current employer: | DUPONT | Debt-to-income ratio: | 18.42% |
Length of employment: | 4 years | Location: | WILMINGTON, DE |
Home town: | |||
Current & past employers: | DUPONT | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > This loan is to pay off high-interest credit cards that I am struggling to pay down on my own. This loan gives me an opportunity to have a structured payment schedule that I can finally be credit card debt free!<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 27 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,900.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1476565
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476565 |
$1,200 |
$1,200 |
17.27% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476565. Member loan 1476565 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,833 / month |
Current employer: | Denihan | Debt-to-income ratio: | 3.26% |
Length of employment: | 3 years | Location: | Nyc, NY |
Home town: | |||
Current & past employers: | Denihan | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,993.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
Member Payment Dependent Notes Series 1476628
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476628 |
$16,475 |
$16,475 |
20.49% |
1.00% |
August 16, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476628. Member loan 1476628 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $10,417 / month |
Current employer: | n/a | Debt-to-income ratio: | 10.78% |
Length of employment: | 10+ years | Location: | Smithville, OH |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 16 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $40,778.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 71.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1476786
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476786 |
$24,000 |
$24,000 |
21.00% |
1.00% |
August 17, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476786. Member loan 1476786 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,167 / month |
Current employer: | Los Angeles Convention Center | Debt-to-income ratio: | 14.22% |
Length of employment: | < 1 year | Location: | SANTA MONICA, CA |
Home town: | |||
Current & past employers: | Los Angeles Convention Center | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > Consolidate CC loans<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,376.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 90.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1476788
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476788 |
$10,000 |
$10,000 |
21.49% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476788. Member loan 1476788 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,167 / month |
Current employer: | Omega Design | Debt-to-income ratio: | 6.74% |
Length of employment: | 3 years | Location: | UPPER CHICHESTER, PA |
Home town: | |||
Current & past employers: | Omega Design | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 5 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $3,460.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
Which debts do you plan to pay off with this loan? | $6500 Personal loan, $2000 Credit card, $1600 Credit card!!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 rent, $170 electric, $125 phone, $170 cable, $300 food for 4, sometimes 5 of us, $110 a week for gas for two vehicles. Thank you for consideration. |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have a $6500 Personal loan I want to pay off completely, a $2000 credit card I also want to pay off, a $1600 credit card I am paying more than half of, and whatever is left I am using towards a low buget wedding in my backyard. Thank you for concidering me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 rent, $170 electric, $125 phone, $170 cable, $300 food for 4, sometimes 5 of us, $110 a week for gas for two vehicles. Thank you for consideration. |
Which debts do you plan to pay off with this loan? | $6500 Personal loan, $2000 Credit card, $1600 Credit card!!! |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | $1500 rent, $170 electric, $125 phone, $170 cable, $300 food for 4, sometimes 5 of us, $110 a week for gas for two vehicles. Thank you for consideration. |
Which debts do you plan to pay off with this loan? | $6500 Personal loan, $2000 Credit card, $1600 Credit card!!! |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them? | I have a $6500 Personal loan I want to pay off completely, a $2000 credit card I also want to pay off, a $1600 credit card I am paying more than half of, and whatever is left I am using towards a low buget wedding in my backyard. Thank you for concidering me. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
What is your intended use for the loan proceeds? | To pay off a personal loan and two credit cards. And I'm getting married in my backyard. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
Please explain the reason why you carry a large revolving credit balance. | At the time of the personal loan, I combined my family wth my fiancee family. We moved into a house with a yard for her girls to play in, instead of the blacktop parking lot where her apartment was. I needed the money for sercurity deposit, first and last months rent. Then when Christmas came around, I got another credit card to help fund it, I wasn't getting any overtime at work. Since then, I have gotten a raise and have started working OT. I'm trying to get from under this, and will! ThankYou |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | A personal loan for $6500, $190 monthly payment, %25.89; Credit Card $2000, $50 monthly payment, %22.6; Credit card $1600, $38 monthly payment, %22.89. I plan on paying off the personal loan and the $2000 credit card, and more than half of the other credit card. Once the personal loan is paid, I plan on selling my truck, to buy something more economical and then pay off the rest of other credit card. In the middle of all this, I am trying to have a very low buget wedding in my backyard! ThankYou |
Member Payment Dependent Notes Series 1476824
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476824 |
$10,000 |
$10,000 |
20.49% |
1.00% |
August 21, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476824. Member loan 1476824 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Wiener Realtor | Debt-to-income ratio: | 30.47% |
Length of employment: | 10+ years | Location: | WOODHAVEN, NY |
Home town: | |||
Current & past employers: | Wiener Realtor | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > To consolidate six cards in to one payment.<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 33 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 58 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,168.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 19.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1476844
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476844 |
$8,000 |
$8,000 |
10.16% |
1.00% |
August 17, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476844. Member loan 1476844 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $3,000 / month |
Current employer: | office of the district attorney | Debt-to-income ratio: | 22.70% |
Length of employment: | 2 years | Location: | ozone park, NY |
Home town: | |||
Current & past employers: | office of the district attorney | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,800.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | health insurance is provided by my job, transportation also. phone bill is $93. i don't pay rent, i live with my family. credit card bills are $270 a month and there is my food. which is about $300. I am able to keep my expences down a lot.<br><br>Thank you |
How much money are you providing out of pocket as a down payment for this purchase? | I will e putting down 3000 of my own money |
What type of vehicle are you buying (make, model, year, mileage and condition)? | 2005 cadillac dts with 40,000 miles on it. it comes with a warranty and is in excellent condition |
Member Payment Dependent Notes Series 1476991
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1476991 |
$6,000 |
$6,000 |
14.09% |
1.00% |
August 17, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1476991. Member loan 1476991 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $1,917 / month |
Current employer: | Panera Bread | Debt-to-income ratio: | 29.58% |
Length of employment: | < 1 year | Location: | MARRERO, LA |
Home town: | |||
Current & past employers: | Panera Bread | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 750-779 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1477012
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477012 |
$8,000 |
$8,000 |
15.80% |
1.00% |
August 16, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477012. Member loan 1477012 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,667 / month |
Current employer: | Jpm Morgan chase | Debt-to-income ratio: | 6.18% |
Length of employment: | 8 years | Location: | ROCHESTER, NY |
Home town: | |||
Current & past employers: | Jpm Morgan chase | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $8,017.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 43.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1477080
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477080 |
$2,700 |
$2,700 |
11.14% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477080. Member loan 1477080 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,500 / month |
Current employer: | Lowes | Debt-to-income ratio: | 18.36% |
Length of employment: | 5 years | Location: | Matthews , NC |
Home town: | |||
Current & past employers: | Lowes | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 3 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,425.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 7.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1477092
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477092 |
$19,600 |
$19,600 |
21.98% |
1.00% |
August 17, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477092. Member loan 1477092 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Current employer: | Robert W Baird & Co | Debt-to-income ratio: | 25.61% |
Length of employment: | 3 years | Location: | Douglassville, PA |
Home town: | |||
Current & past employers: | Robert W Baird & Co | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > Consolidation of credit cards.<br><br> Borrower added on 08/14/12 > Sorry, consolidate a smaller loan and credit cards. But credit cards are the goal.<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | 43 |
Revolving Credit Balance: | $23,736.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1477097
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477097 |
$18,000 |
$18,000 |
21.98% |
1.00% |
August 21, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477097. Member loan 1477097 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | schreiberfoods INC. | Debt-to-income ratio: | 12.06% |
Length of employment: | 10+ years | Location: | CHAMBERSBURG, PA |
Home town: | |||
Current & past employers: | schreiberfoods INC. | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | 67 |
Revolving Credit Balance: | $12,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 66.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | to pay off existing debt |
Member Payment Dependent Notes Series 1477273
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477273 |
$18,000 |
$18,000 |
17.77% |
1.00% |
August 21, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477273. Member loan 1477273 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,258 / month |
Current employer: | ToysRUs | Debt-to-income ratio: | 31.85% |
Length of employment: | 3 years | Location: | Richmond, TX |
Home town: | |||
Current & past employers: | ToysRUs | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 64 |
Revolving Credit Balance: | $24,949.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1477563
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477563 |
$2,000 |
$2,000 |
6.62% |
1.00% |
August 17, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477563. Member loan 1477563 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,917 / month |
Current employer: | City of Aurora-Aurora Hills Golf Course | Debt-to-income ratio: | 0.89% |
Length of employment: | 5 years | Location: | Aurora, CO |
Home town: | |||
Current & past employers: | City of Aurora-Aurora Hills Golf Course | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $1,415.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 20.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1477663
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477663 |
$8,400 |
$8,400 |
14.33% |
1.00% |
August 16, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477663. Member loan 1477663 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,250 / month |
Current employer: | RRMC | Debt-to-income ratio: | 19.54% |
Length of employment: | 10+ years | Location: | SUDBURY, VT |
Home town: | |||
Current & past employers: | RRMC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1993 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | 32 |
Revolving Credit Balance: | $26,697.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1477703
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477703 |
$25,600 |
$25,600 |
18.49% |
1.00% |
August 21, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477703. Member loan 1477703 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | Pearson Education | Debt-to-income ratio: | 21.38% |
Length of employment: | 9 years | Location: | FITCHBURG, MA |
Home town: | |||
Current & past employers: | Pearson Education | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/13/12 > My wife and I are working to pay off long-term, high-interest credit card debt; this plan will allow us to pay the debt off in three years, not just tread water, paying only interest. We've made on-time payments religiously for years and are getting nowhere. This is exciting!<br>
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,761.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1477963
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1477963 |
$5,400 |
$5,400 |
15.31% |
1.00% |
August 16, 2012 |
August 27, 2015 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1477963. Member loan 1477963 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $6,250 / month |
Current employer: | StaunchRobots | Debt-to-income ratio: | 2.93% |
Length of employment: | 3 years | Location: | glyndon, MD |
Home town: | |||
Current & past employers: | StaunchRobots | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $8,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 64.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | To buy furniture for a new apartment. |
Member Payment Dependent Notes Series 1478152
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1478152 |
$24,575 |
$24,575 |
23.63% |
1.00% |
August 21, 2012 |
August 27, 2017 |
August 27, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1478152. Member loan 1478152 was requested on August 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,167 / month |
Current employer: | Longhorn Steakhouse | Debt-to-income ratio: | 12.45% |
Length of employment: | 7 years | Location: | FITCHBURG, MA |
Home town: | |||
Current & past employers: | Longhorn Steakhouse | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 13, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 21 |
Revolving Credit Balance: | $27,818.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 87.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1478452
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1478452 |
$18,000 |
$18,000 |
14.33% |
1.00% |
August 21, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1478452. Member loan 1478452 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $5,667 / month |
Current employer: | Great Southern Bank | Debt-to-income ratio: | 16.85% |
Length of employment: | 5 years | Location: | Camdenton, MO |
Home town: | |||
Current & past employers: | Great Southern Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > This loan is going to be used to consolidate 4 credit cards that I have outstanding. I am a young professional in the finance industry with solid income who has been employed by the same company for going on 6 years. This will be my second loan with Lending Club as you will see on my credit bureau.<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $14,044.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | I have a revolving balance of roughly $17,100 and will be using proceeds to pay off that balance. I factored in the lending club fee when applying as I work in finance and have successfully paid off a 12k loan over 26 months in the past with them. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not have a rent payment as I inherited the home I live in from my parents free and clear. My transportation cost is paid for by my company as I run day to day operations of 4 banks. The problem is that as an officer of that bank there is increased scrutiny when doing loans for us. My phone is also paid for by my company as verified on my pay stubs. Insurance (home and car) is $250/month. Food roughly $500 / month. |
Please explain the reason why you carry a large revolving credit balance. | I own my house free and clear and have never held a mortgage on it. I put on a deck and addition and paid all but roughly $17,000 out of pocket. However, I did put some of the work on cards at 0% and received points for it. Now those balances are rolling over to interest accrual so i would like to consolidate to one payment. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | I do not have a rent payment as I inherited the home I live in from my parents free and clear. My transportation cost is paid for by my company as I run day to day operations of 4 banks. The problem is that as an officer of that bank there is increased scrutiny when doing loans for us. My phone is also paid for by my company as verified on my pay stubs. Insurance (home and car) is $250/month. Food roughly $500 / month. |
Member Payment Dependent Notes Series 1478918
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1478918 |
$22,800 |
$22,800 |
18.75% |
1.00% |
August 17, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1478918. Member loan 1478918 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,853 / month |
Current employer: | Mohegan Sun Casino | Debt-to-income ratio: | 9.42% |
Length of employment: | 10+ years | Location: | Norwich, CT |
Home town: | |||
Current & past employers: | Mohegan Sun Casino | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > debt consolidation<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $6,334.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $151,277.72 Mortgage 5.5% rate. Crdiet cards debt $6,500.00 19.9 % rate and personal loan $8,726.44 18% I think. |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | appox $4000 including mortgage. |
Which debts do you plan to pay off with this loan? | I plan on paying all debts to make one loan payment, with this loan. |
Member Payment Dependent Notes Series 1479167
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479167 |
$7,200 |
$7,200 |
17.77% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479167. Member loan 1479167 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $4,777 / month |
Current employer: | City of Cayce | Debt-to-income ratio: | 15.49% |
Length of employment: | 4 years | Location: | LEXINGTON, SC |
Home town: | |||
Current & past employers: | City of Cayce | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $4,501.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 59.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | If there have been delinquency in the last 2 years it was due to fact that the economy just slowed down and things slowed down at home. Bills may have been late but they were paid. |
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment. | Capital One $1011, Rooms to go $1785.59, HHGregg $814.92, Care Credit $388.88, Tidewater $1271.85 |
Member Payment Dependent Notes Series 1479173
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479173 |
$3,675 |
$3,675 |
17.27% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479173. Member loan 1479173 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,250 / month |
Current employer: | SnakeTray | Debt-to-income ratio: | 1.38% |
Length of employment: | 6 years | Location: | Bay Shore, NY |
Home town: | |||
Current & past employers: | SnakeTray | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1997 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 37 |
Revolving Credit Balance: | $2,243.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is your intended use for the loan proceeds? | Repair my fence. My Son just received a Service dog for his Autism and with the dog coming into the house I finally have to fix the old fence. |
Member Payment Dependent Notes Series 1479298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479298 |
$35,000 |
$35,000 |
15.31% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479298. Member loan 1479298 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $12,500 / month |
Current employer: | TEK Systems | Debt-to-income ratio: | 18.89% |
Length of employment: | 1 year | Location: | DANBURY, CT |
Home town: | |||
Current & past employers: | TEK Systems | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/1999 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $28,978.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 75.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1479604
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479604 |
$16,000 |
$16,000 |
14.33% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479604. Member loan 1479604 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Current employer: | Department of social services | Debt-to-income ratio: | 13.08% |
Length of employment: | 5 years | Location: | haddam, CT |
Home town: | |||
Current & past employers: | Department of social services | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/14/12 > Tell your story. What is your loan for?<br><br> Borrower added on 08/14/12 > consolidation my bill so that i can start saving for my children college.<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1994 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | 17 |
Revolving Credit Balance: | $9,126.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
If you have a delinquency in the last 2 years, please explain the reason. | My husband lost his second job and we took a loss in our business. We are currenly in a good shape with our jobs and wanted to do the right thing with our financial. We are planning and setting goals to start saving toward our children education. We are truthfully believe with our hard work and commitment we will succeed our goals. Thank you so much for giving us an opportunity to plan for our children future. |
Member Payment Dependent Notes Series 1479834
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479834 |
$18,000 |
$18,000 |
21.98% |
1.00% |
August 17, 2012 |
August 28, 2017 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479834. Member loan 1479834 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $7,248 / month |
Current employer: | Operating Engineer 3,JAC Hawaii | Debt-to-income ratio: | 18.06% |
Length of employment: | 10+ years | Location: | KAHULUI, HI |
Home town: | |||
Current & past employers: | Operating Engineer 3,JAC Hawaii | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2002 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $14,412.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1479852
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1479852 |
$28,000 |
$28,000 |
17.77% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1479852. Member loan 1479852 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $7,500 / month |
Current employer: | Century West Properties | Debt-to-income ratio: | 26.79% |
Length of employment: | 10+ years | Location: | Los Angeles, CA |
Home town: | |||
Current & past employers: | Century West Properties | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,959.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 77.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1480298
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1480298 |
$9,150 |
$9,150 |
18.75% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1480298. Member loan 1480298 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $5,417 / month |
Current employer: | Advantage Waypoint | Debt-to-income ratio: | 12.72% |
Length of employment: | < 1 year | Location: | SCOTCH PLAINS, NJ |
Home town: | |||
Current & past employers: | Advantage Waypoint | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > I have 2 High Interest Credit Card balances that will get to a zero balance faster if I pay them off in full with a fixed payment thru tour loan. I will be closing one of the cards after paying them off.<br><br> Borrower added on 08/15/12 > Tell your story. What is your loan for?<br>
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 13 | Months Since Last Delinquency: | 18 |
Revolving Credit Balance: | $7,229.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 96.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | total balance - 7500<br><br>interest rat - 29%<br><br>monthy payments - I send them $200 each which is more then the minimum. |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | my minimum paymenyts combined are $200 - I send them $400 combined and these payments will be replaced by the $334 from this loan. |
Member Payment Dependent Notes Series 1480386
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1480386 |
$20,000 |
$20,000 |
19.72% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1480386. Member loan 1480386 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,083 / month |
Current employer: | BMC Software | Debt-to-income ratio: | 10.01% |
Length of employment: | 3 years | Location: | BROOKLINE, MA |
Home town: | |||
Current & past employers: | BMC Software | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 27 |
Revolving Credit Balance: | $19,163.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 94.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Excluding car financing and monthly car payments, debt balance ~ $ 20000, avg. interest rate ~ 25%, no student loan, no mortgage, no line of credit. |
Please explain the reason why you carry a large revolving credit balance. | One time expense sponsoring a creative project that contributed to the local economy and helped local artists. It was not a charitable expense and in the long run I expect that expense would be recompensed. I do not expect myself to repeat this endeavor. I apologize for the opacity of this response as anything more specific would compromise anonymity. |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | Excluding car financing and monthly car payments, debt balance ~ $ 20000, avg. interest rate ~ 25%, no student loan, no mortgage, no line of credit. |
What is your intended use for the loan proceeds? | Consolidate the multiple payments to a single payment of a lower interest rate and pay off the revolving debt much quicker. |
Member Payment Dependent Notes Series 1480434
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1480434 |
$2,500 |
$2,500 |
14.33% |
1.00% |
August 21, 2012 |
August 28, 2015 |
August 28, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1480434. Member loan 1480434 was requested on August 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $5,000 / month |
Current employer: | Pinchers Crab Shack | Debt-to-income ratio: | 8.74% |
Length of employment: | 6 years | Location: | Bonita Springs, FL |
Home town: | |||
Current & past employers: | Pinchers Crab Shack | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 14, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,986.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1481007
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1481007 |
$8,400 |
$8,400 |
17.77% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1481007. Member loan 1481007 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $12,500 / month |
Current employer: | CMHI-FL | Debt-to-income ratio: | 5.71% |
Length of employment: | 10+ years | Location: | denver, CO |
Home town: | |||
Current & past employers: | CMHI-FL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > lawyer needed for my son - they charge a one time flat fee; but need money upfront to sign on to the case.<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 34 |
Revolving Credit Balance: | $14,803.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 |
Member Payment Dependent Notes Series 1481106
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1481106 |
$13,000 |
$13,000 |
17.77% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1481106. Member loan 1481106 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $3,917 / month |
Current employer: | Eurofins/PSL | Debt-to-income ratio: | 21.55% |
Length of employment: | 4 years | Location: | EAST BRUNSWICK, NJ |
Home town: | |||
Current & past employers: | Eurofins/PSL | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > Credit card refinance. Combine payments.<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 47 |
Revolving Credit Balance: | $15,081.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 60.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is 12500. monthly payments are 180, 120, 100, 77, 80, 35. Most of promotions are over so interest rates are 21% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment is 592. If I get this loan I can pay off all of my credit cards and I can pay off this loan in less in 36 months. |
Please explain the reason why you carry a large revolving credit balance. | Two of us was suppose to pay it off but because of divorce I am paying for it I'm my own. |
What is the total balance of your credit cards, interest rates and current monthly payments? | The total balance of my credit cards is 12500. monthly payments are 180, 120, 100, 77, 80, 35. Most of promotions are over so interest rates are 21% |
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff? | My total minimum monthly payment is 592. If I get this loan I can pay off all of my credit cards and I can pay off this loan in less in 36 months. |
Member Payment Dependent Notes Series 1481206
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1481206 |
$16,325 |
$16,325 |
19.05% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1481206. Member loan 1481206 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $4,792 / month |
Current employer: | Carlton House Restorartion Inc | Debt-to-income ratio: | 5.08% |
Length of employment: | 2 years | Location: | ASTORIA, NY |
Home town: | |||
Current & past employers: | Carlton House Restorartion Inc | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > I'm consolidating my credit card debt, loan debt, and two small medical bills with this loan. Someone used a credit card of mine for over $13000 several years ago and I want to recover from that. I want to clear my debt so I can buy a home within the next five years.<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1989 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 3 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 10 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $15,467.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)? | $7.5K AMEX<br>$6.2K Citibank Overdraft Protection Account<br> - Both of these are charging over 25%<br>$2.0K Visa<br>$0.3K Medical expenses<br> - Neither of these are interest bearing, but I want my debt in one place. I had success with a consolidation loan in my early 30's and was debt-free for some time afterward, but a bad relationship combined with a shared credit card and then a change of employment after the market crashed led me to this sort of "stuck place" where I am currently. |
Member Payment Dependent Notes Series 1481290
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1481290 |
$33,950 |
$33,950 |
21.00% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1481290. Member loan 1481290 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $7,083 / month |
Current employer: | Wells Fargo Bank | Debt-to-income ratio: | 32.07% |
Length of employment: | 10+ years | Location: | Lakewood, CO |
Home town: | |||
Current & past employers: | Wells Fargo Bank | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $55,169.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 88.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1481774
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1481774 |
$9,200 |
$9,200 |
16.29% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1481774. Member loan 1481774 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $3,333 / month |
Current employer: | nassifs pharmacy | Debt-to-income ratio: | 16.14% |
Length of employment: | 10+ years | Location: | NORTH ADAMS, MA |
Home town: | |||
Current & past employers: | nassifs pharmacy | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/16/12 > I want to consolidate credit cards and close accounts and decrease open revolving credit.Interest rates on a few cards is very high.I really want to get these paid off and have save money. Thank you very much for your assistance.<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 55 |
Revolving Credit Balance: | $11,599.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 92.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 |
Member Payment Dependent Notes Series 1482365
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1482365 |
$24,125 |
$24,125 |
20.49% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1482365. Member loan 1482365 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | MORTGAGE | Gross income: | $6,386 / month |
Current employer: | KW BROCK DIRECTORIES INC | Debt-to-income ratio: | 30.88% |
Length of employment: | 10+ years | Location: | PITTSBURG, KS |
Home town: | |||
Current & past employers: | KW BROCK DIRECTORIES INC | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > My daughter became a mother at barely 18. She had quit school, therefore could not get a very good job. I helped with her and my grandsons well being for quite a few years. She has gotten her GED & turned life around but during those very years I had to rely on credit cards to meet bills some mos.<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 679-713 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $34,961.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 93.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
The following answers to questions from lender members were posted by the borrower member:
Question | Answer |
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)? | they total about $1,800 not including the debt I am consolidating. |
Member Payment Dependent Notes Series 1482482
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1482482 |
$8,875 |
$8,875 |
14.33% |
1.00% |
August 21, 2012 |
August 29, 2015 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1482482. Member loan 1482482 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | RENT | Gross income: | $2,917 / month |
Current employer: | grand prize buick gmc cadillac chevrolet | Debt-to-income ratio: | 19.99% |
Length of employment: | 2 years | Location: | new city , NY |
Home town: | |||
Current & past employers: | grand prize buick gmc cadillac chevrolet | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 660-678 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,975.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Member Payment Dependent Notes Series 1483125
Series of Member Payment Dependent Notes |
Aggregate principal amount of Notes offered |
Aggregate principal amount of Notes sold |
Stated interest rate |
Service Charge |
Sale and Original Issue Date |
Initial maturity |
Final maturity |
Amount of corresponding member loan funded by Lending Club |
1483125 |
$4,800 |
$4,800 |
11.14% |
1.00% |
August 21, 2012 |
August 29, 2017 |
August 29, 2017 |
$0 |
This series of Notes was issued upon closing and funding of member loan 1483125. Member loan 1483125 was requested on August 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":
Home ownership: | OWN | Gross income: | $2,083 / month |
Current employer: | n/a | Debt-to-income ratio: | 25.30% |
Length of employment: | n/a | Location: | OCALA, FL |
Home town: | |||
Current & past employers: | n/a | ||
Education: |
This borrower member posted the following loan description, which has not been verified:
Borrower added on 08/15/12 > Home Improvements<br>
A credit bureau reported the following information about this borrower member on August 15, 2012:
Credit Score Range: | 714-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1978 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,180.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 |
Prospectus Supplement (Sales Report) No. 53 dated August 21, 2012