0001409970-12-000848.txt : 20120724 0001409970-12-000848.hdr.sgml : 20120724 20120724172205 ACCESSION NUMBER: 0001409970-12-000848 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20120724 DATE AS OF CHANGE: 20120724 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-177230 FILM NUMBER: 12977301 BUSINESS ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 BUSINESS PHONE: 415-632-5666 MAIL ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 424B3 1 salessup_20120724.htm Prospectus Supplement (Sales Report) No. 49

Prospectus Supplement (Sales Report) No. 49 dated July 24, 2012

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 1059903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1059903

$26,000

$26,000

20.49%

1.00%

July 24, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1059903. Member loan 1059903 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Perkins Coie LLP Debt-to-income ratio: 21.18%
Length of employment: 5 years Location: SEATTLE, WA
       
Home town:
Current & past employers: Perkins Coie LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 49
Revolving Credit Balance: $18,391.00 Public Records On File: 0
Revolving Line Utilization: 71.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balance is $25,000.00 with 5 credit cards. Interest rates run 15-25%. This loan is a lower rate and total lower monthly payment.
Which debts do you plan to pay off with this loan?credit cards. With this loan my only other monthly bill is rent.
Please explain the reason why you carry a large revolving credit balance.Moved out of state for a job several years ago, which fell through once I moved. Had to use credit cards to get by for several months
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00 at the most.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1,500.00 at the most.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1,500.00 at the most.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total balance is $25,000.00 with 5 credit cards. Interest rates run 15-25%. This loan is a lower rate and total lower monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00 at the most.
Please explain the reason why you carry a large revolving credit balance.Moved out of state for a job several years ago, which fell through once I moved. Had to use credit cards to get by for several months

 


 

 

 

Member Payment Dependent Notes Series 1091394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1091394

$1,000

$1,000

14.09%

1.00%

July 20, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1091394. Member loan 1091394 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,800 / month
Current employer: Autoliv Debt-to-income ratio: 17.11%
Length of employment: 5 years Location: Santa Barbara, CA
       
Home town:
Current & past employers: Autoliv
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 26
Revolving Credit Balance: $18,679.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses equals to 900 per month
What portion of your wedding expenses does this loan represent?About 70 %

 


 

 

 

Member Payment Dependent Notes Series 1147277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1147277

$20,000

$20,000

14.09%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1147277. Member loan 1147277 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,917 / month
Current employer: New York Downtown Hospital Debt-to-income ratio: 6.58%
Length of employment: 10+ years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: New York Downtown Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > My roof is leaking I have gotten several estimate average cost $10,000 plus repair of water damage. I like to consulate my credit card balance so I only have one major payment Thanks<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,198.00 Public Records On File: 1
Revolving Line Utilization: 65.70% Months Since Last Record: 114
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have no home equity loans but banks need to be at 80% and my morg is at 95% my morg is $3000 that inc taxes and ins and I have rental income 0f $2000. only two credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1248431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1248431

$30,000

$30,000

15.31%

1.00%

July 20, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1248431. Member loan 1248431 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,898 / month
Current employer: Diebold, Inc. Debt-to-income ratio: 29.56%
Length of employment: 5 years Location: STREETSBORO, OH
       
Home town:
Current & past employers: Diebold, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,742.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our mortgage is currently $1500, we have one car payment of $677, utilities are about $500 per month between gas, electric, phone, cable, etc. We budget $125 weekly for groceries and about the same for gasoline for transportation. Insurance is $600 every 6 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We currently have 3 outstanding debt balances that we are trying to combine into one as we are spending $1350 per mo. on these payments (which is more than the minimum payments) however we would like to be able to pay this down faster and have chosen to pursue a way to consolidate the debt and have a finite payoff. The balances are, $8300 18 percent; $15500 22 percent; $4400 12 percent
Please explain the reason why you carry a large revolving credit balance.Due to unemployment several years ago, we needed to utilize all of our credit for living expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We currently have 3 outstanding debt balances that we are trying to combine into one as we are spending $1350 per mo. on these payments (which is more than the minimum payments) however we would like to be able to pay this down faster and have chosen to pursue a way to consolidate the debt and have a finite payoff. The balances are, $8300 18 percent; $15500 22 percent; $4400 12 percent
What is your intended use for the loan proceeds?To pay off 3 specific debts - consolidating the debts into one payment to pay down faster.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We currently have 3 outstanding debt balances that we are trying to combine into one as we are spending $1350 per mo. on these payments (which is more than the minimum payments) however we would like to be able to pay this down faster and have chosen to pursue a way to consolidate the debt and have a finite payoff. The balances are, $8300 18 percent; $15500 22 percent; $4400 12 percent
Which debts do you plan to pay off with this loan?3 specific debts to consolidate and pay down faster/
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying down 3 specific debts to consolidate our bills into one payment to pay down faster.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I have answered this previously, however:<br>1500 mortgage<br>500 electric, gas, phone, internet<br>600 every 6 mos for insurance<br>150 per week travel expenses
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I have answered this previously, however:<br>1500 mortgage<br>500 electric, gas, phone, internet<br>600 every 6 mos for insurance<br>150 per week travel expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our mortgage is currently $1500, we have one car payment of $677, utilities are about $500 per month between gas, electric, phone, cable, etc. We budget $125 weekly for groceries and about the same for gasoline for transportation. Insurance is $600 every 6 months.

 


 

 

 

Member Payment Dependent Notes Series 1253807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1253807

$28,000

$28,000

13.11%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1253807. Member loan 1253807 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: Valverde Unified School District Debt-to-income ratio: 17.39%
Length of employment: 10+ years Location: Moreno Valley, CA
       
Home town:
Current & past employers: Valverde Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Loan will be used to consolidate higher interest credit cards and to pay off a small auto loan that was refinanced.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,975.00 Public Records On File: 0
Revolving Line Utilization: 26.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are:<br>Mortgage payment $1415.00<br>Car payments $475<br>Utilities $200<br>Phone $150<br>Insurance $110<br>Food $600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are:<br>Mortgage payment $1415.00<br>Car payments $475<br>Utilities $200<br>Phone $150<br>Insurance $110<br>Food $600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are:<br>Mortgage payment $1415.00<br>Car payments $475<br>Utilities $200<br>Phone $150<br>Insurance $110<br>Food $600

 


 

 

 

Member Payment Dependent Notes Series 1293912

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1293912

$35,000

$35,000

22.47%

1.00%

July 20, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1293912. Member loan 1293912 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,250 / month
Current employer: State of South Carolina Debt-to-income ratio: 20.17%
Length of employment: 10+ years Location: COLUMBIA, SC
       
Home town:
Current & past employers: State of South Carolina
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > To consolidate debt to better manage, as the family has had personal challenges the last few years. On my way to recovery!<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,171.00 Public Records On File: 0
Revolving Line Utilization: 93.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I carry a large amount of debt due to family circumstances that involved a serious medical issue and then job loss. I have been sole provider which has greatly taxed me.
Which debts do you plan to pay off with this loan?I plan to pay off higher interest debt and then close accounts. I have determined what to pay off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off and close rather than distribute. I will then have some available cash through this consolidation loan.
What is your intended use for the loan proceeds?Debt consolidation in order to get back on track. Pay off bills in order to decrease interest on higher rate credit cards and to generate cash flow.
Please explain the reason why you carry a large revolving credit balance.I carry a large amount of debt due to family circumstances that involved a serious medical issue and then job loss. I have been sole provider which has greatly taxed me.
Which debts do you plan to pay off with this loan?I plan to pay off higher interest debt and then close accounts. I have determined what to pay off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will pay off and close rather than distribute. I will then have some available cash through this consolidation loan.
Which debts do you plan to pay off with this loan?I plan to pay off higher interest debt and then close accounts. I have determined what to pay off.

 


 

 

 

Member Payment Dependent Notes Series 1308535

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1308535

$6,000

$6,000

14.33%

1.00%

July 24, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1308535. Member loan 1308535 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: University of Phoenix Debt-to-income ratio: 9.75%
Length of employment: 1 year Location: EL PASO, TX
       
Home town:
Current & past employers: University of Phoenix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > Consolidate high balance credit cards<br><br> Borrower added on 07/14/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on June 23, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,291.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1316652

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1316652

$19,200

$19,200

18.49%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1316652. Member loan 1316652 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Syscomtech Debt-to-income ratio: 1.44%
Length of employment: 10+ years Location: Vienna, VA
       
Home town:
Current & past employers: Syscomtech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 6 Months Since Last Delinquency: 5
Revolving Credit Balance: $5,717.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1316778

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1316778

$35,000

$35,000

21.49%

1.00%

July 20, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1316778. Member loan 1316778 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Sensus Debt-to-income ratio: 18.26%
Length of employment: 6 years Location: Covington, LA
       
Home town:
Current & past employers: Sensus
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > We want to consolidate our credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $135,055.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st Mortgage $400k 4.875% $2200<br>HELOC $100k 3.625% $325<br>Auto $35k 2.9% $625<br>Auto $30k 2.9% $575<br>CCard $9500 29% $330<br>CCard $7000 24% $190<br>CCard $7000 18% $150<br>CCard $6000 18% $125<br>CCard $2000 20% $50<br>CCard $1200 20% $35<br>CCard $1000 0% $50<br>CCard $700 0% $25<br>Student Load $9500 6.8% $160
Please explain the reason why you carry a large revolving credit balance.I had some medical issues last year that required us to spend more money than usual and work less than usual. As a result, we incurred extra debt. I am now fully recovered and looking to consolidate our debt.
Which debts do you plan to pay off with this loan?Credit Card $9500<br>Credit Card $7000<br>Credit Card $7000<br>Credit Card $6000<br>Credit Card $2000<br>Credit Card $1200<br>Credit Card $1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st Mortgage $400k 4.875% $2200<br>HELOC $100k 3.625% $325<br>Auto $35k 2.9% $625<br>Auto $30k 2.9% $575<br>CCard $9500 29% $330<br>CCard $7000 24% $190<br>CCard $7000 18% $150<br>CCard $6000 18% $125<br>CCard $2000 20% $50<br>CCard $1200 20% $35<br>CCard $1000 0% $50<br>CCard $700 0% $25<br>Student Load $9500 6.8% $160

 


 

 

 

Member Payment Dependent Notes Series 1323872

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1323872

$21,000

$21,000

18.75%

1.00%

July 19, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1323872. Member loan 1323872 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: AVIONICS SALES CORP Debt-to-income ratio: 21.28%
Length of employment: 10+ years Location: KANSAS CITY, KS
       
Home town:
Current & past employers: AVIONICS SALES CORP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 36
Revolving Credit Balance: $16,736.00 Public Records On File: 0
Revolving Line Utilization: 52.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1329247

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1329247

$8,000

$8,000

14.09%

1.00%

July 19, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1329247. Member loan 1329247 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Overlake Hospital Debt-to-income ratio: 8.20%
Length of employment: 3 years Location: Redmond, WA
       
Home town:
Current & past employers: Overlake Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > This is to help save money each month for a major move out of state and hopefully the purchase of a home.<br>

 

A credit bureau reported the following information about this borrower member on June 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,073.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All bills total approx. $3200.00. This includes rent, car payment, 4 credit cards, miscel bills, insurance & food.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All bills total approx. $3200.00. This includes rent, car payment, 4 credit cards, miscel bills, insurance & food.

 


 

 

 

Member Payment Dependent Notes Series 1333847

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1333847

$19,200

$19,200

16.29%

1.00%

July 19, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1333847. Member loan 1333847 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,533 / month
Current employer: Kohl's Department Stores Debt-to-income ratio: 18.51%
Length of employment: 4 years Location: Little Elm, TX
       
Home town:
Current & past employers: Kohl's Department Stores
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I have my first child due in Aug & need this loan to help pay for delivery costs from the hospital and doctor. I also need this to help consolidate some of my credit card debt. Please help make this a reality for my family. I want to be a great father to soon to be new baby girl!<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,611.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
Please explain the reason why you carry a large revolving credit balance.The reason is my wife & I got married sooner than we had anticipated. We were going to pay off our individual debts before marrying. My father got pancreatic cancer and we wanted him to see me (his only son) get married before he passed away so we got married before we got our debts paid off. Then obviously my wife relocated to where I lived. We had to amend her divorce decree as my step-daughter had a geographic restriction where she would live. Attorney fees are part of this debt as well
Please explain the reason why you carry a large revolving credit balance.The reason is my wife & I got married sooner than we had anticipated. We were going to pay off our individual debts before marrying. My father got pancreatic cancer and we wanted him to see me (his only son) get married before he passed away so we got married before we got our debts paid off. Then obviously my wife relocated to where I lived. We had to amend her divorce decree as my step-daughter had a geographic restriction where she would live. Attorney fees are part of this debt as well
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan for transportation will likely be paid off this month, utilities are around $250/month for water/gas/electric, $65/month for cell phone, car insurance is a little over $100/month, food bill is approx $400/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Interest rates vary by card but range somewhere between 18% and 25%, no student loans, mortgage balance is somewhere around $187k with a monthly payment of around $1588 which includes homeowners insurance premium and property/school taxes, car loan should hopefully be paid off this month.

 


 

 

 

Member Payment Dependent Notes Series 1333875

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1333875

$31,825

$31,825

23.28%

1.00%

July 23, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1333875. Member loan 1333875 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: On Assignment Debt-to-income ratio: 30.50%
Length of employment: < 1 year Location: CALABASAS, CA
       
Home town:
Current & past employers: On Assignment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 31 Months Since Last Delinquency: 15
Revolving Credit Balance: $33,100.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My average monthly expenses is $3250 which includes food, apartment rental, utilities, Car amortization, gasoline, insurance, etc.

 


 

 

 

Member Payment Dependent Notes Series 1335660

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1335660

$4,800

$4,800

8.90%

1.00%

July 24, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1335660. Member loan 1335660 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 34.40%
Length of employment: n/a Location: Edmonds, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,353.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.School tuition & wedding expenses

 


 

 

 

Member Payment Dependent Notes Series 1336829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1336829

$10,450

$10,450

14.09%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1336829. Member loan 1336829 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: Morgan Stanley Smith Barney Debt-to-income ratio: 16.54%
Length of employment: 2 years Location: Essex Junction, VT
       
Home town:
Current & past employers: Morgan Stanley Smith Barney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I would like to consolidate my other Lending Club loan and also buy a used car. Thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,192.00 Public Records On File: 0
Revolving Line Utilization: 81.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses are $2600 including debt repayment.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I would like to use this loan to payoff my current Lending Club $and purchase a used car.<br>Lending Club $6,483, 16.32%<br>Used car purchase $2,700
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I have revised my initial request. I would like to use this loan to payoff my current Lending Club loan of $6483 plus purchase a used car for $2,700. The current monthly payment for Lending Club is $212.

 


 

 

 

Member Payment Dependent Notes Series 1337307

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1337307

$18,075

$18,075

19.72%

1.00%

July 24, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1337307. Member loan 1337307 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,877 / month
Current employer: Clarkson University Debt-to-income ratio: 24.04%
Length of employment: 7 years Location: Potsdam , NY
       
Home town:
Current & past employers: Clarkson University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,292.00 Public Records On File: 0
Revolving Line Utilization: 88.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage & Taxes $820.00<br>Utilities: Cable/Electric/Natural Gas: $200<br>Insurance: $30 per month
What is the total balance of your credit cards, interest rates and current monthly payments?$21,000 total for all credit cards. Interest rates vary. Approximately $650 combined minimum monthly payment however I pay more than the minimum on every card each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $840<br>Phone: Paid for by work<br>Utilities: $200<br>Food: $300 per month<br>Gas for transportation: $50 per month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum payments currently is $600. <br>Payoff is $21,000<br>All will be paid off with this loan accept approximately one card which will still have balance of $3300. Min payment on this card is $75 however I plan to pay $150 in order to pay it off within 3 years.
What is the total balance of your credit cards, interest rates and current monthly payments?$21,000 total for all credit cards. Interest rates vary. Approximately $650 combined minimum monthly payment however I pay more than the minimum on every card each month.
What is the total balance of your credit cards, interest rates and current monthly payments?$21,000 total for all credit cards. Interest rates vary. Approximately $650 combined minimum monthly payment however I pay more than the minimum on every card each month.

 


 

 

 

Member Payment Dependent Notes Series 1341373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1341373

$12,000

$12,000

15.31%

1.00%

July 19, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1341373. Member loan 1341373 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Hunters Run c.c. Debt-to-income ratio: 18.92%
Length of employment: 1 year Location: BOCA RATON, FL
       
Home town:
Current & past employers: Hunters Run c.c.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,086.00 Public Records On File: 0
Revolving Line Utilization: 86.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2590
What is the estimated current market value of the home you intend to purchase?65000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?if the bank deny my aplication then I will use de money too pay off my debt on my credit cards and apply again in about 2 years then do not need to pay anny credit debt and the money insted to pay this cards will be used to pay this loan
What is your intended use for the loan proceeds?ffirst too pay my credit debts rise my credit score then by a house is time after 16 years renting apartments or houses is time to get somenting secure for my family
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2590
Please explain the reason why you carry a large revolving credit balance.because my wife wish no to have this revolving credit balance with good and your help i can do this
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?if the bank deny my aplication then I will use de money too pay off my debt on my credit cards and apply again in about 2 years then do not need to pay anny credit debt and the money insted to pay this cards will be used to pay this loan

 


 

 

 

Member Payment Dependent Notes Series 1341951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1341951

$35,000

$35,000

22.95%

1.00%

July 20, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1341951. Member loan 1341951 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: US Army Debt-to-income ratio: 27.22%
Length of employment: 10+ years Location: Enterprise, AL
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > This loan is to pay off my debt and have one payment. Thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,970.00 Public Records On File: 0
Revolving Line Utilization: 84.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I guess the real reason was trying to keep up with the Jones. I am trying to consolidate them all to one bill. They have been closed between two to three years and they are beeing paid off slowly but for sure.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
Which debts do you plan to pay off with this loan?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month<br><br>The top thre are my priority to pay off first. What is left will be put on the last one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 650 a month cable, water and trash are together and it is added for anohter 60 a month. vehicle payment is 586 a month. utilities range from 85 to 150 a month. phone is around 170 a month (cell). Insurance is provided free for me through my job. Food runs 75-100 a week. Gas maybe 150 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
Please explain the reason why you carry a large revolving credit balance.I guess the real reason was trying to keep up with the Jones. I am trying to consolidate them all to one bill. They have been closed between two to three years and they are beeing paid off slowly but for sure.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 650 a month cable, water and trash are together and it is added for anohter 60 a month. vehicle payment is 586 a month. utilities range from 85 to 150 a month. phone is around 170 a month (cell). Insurance is provided free for me through my job. Food runs 75-100 a week. Gas maybe 150 a month.
Which debts do you plan to pay off with this loan?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month<br><br>The top thre are my priority to pay off first. What is left will be put on the last one.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
Which debts do you plan to pay off with this loan?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month<br><br>The top thre are my priority to pay off first. What is left will be put on the last one.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month
Which debts do you plan to pay off with this loan?15,858 with a 8.9% apr and a monthly payment of 240 a month<br>8,350 with a 3.49% apr and a monthly payment of 334 a month<br>6,500 with a 11.25% apr and a monthly payment of 258 a month<br>5,135 with a 16.58% apr and a monthly payment of 140 a month<br><br>The top thre are my priority to pay off first. What is left will be put on the last one.
What is your intended use for the loan proceeds?I have some loans that I have been closed and I want to pay them off. Then I will have just the one bill instead of a few. Thanks for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1344318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1344318

$20,000

$20,000

22.47%

1.00%

July 20, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1344318. Member loan 1344318 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Cabell Huntington Hospital Debt-to-income ratio: 12.12%
Length of employment: 10+ years Location: Proctorville, OH
       
Home town:
Current & past employers: Cabell Huntington Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 56 Months Since Last Delinquency: 7
Revolving Credit Balance: $16,045.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Myself and my daughter attending college classes and using credit vards for large unplanned expenses
Please explain the reason why you carry a large revolving credit balance.Myself and my daughter attending college classes and using credit vards for large unplanned expenses
Please explain the reason why you carry a large revolving credit balance.Myself and my daughter attending college classes and using credit vards for large unplanned expenses

 


 

 

 

Member Payment Dependent Notes Series 1344353

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1344353

$2,000

$2,000

15.80%

1.00%

July 20, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1344353. Member loan 1344353 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,252 / month
Current employer: n/a Debt-to-income ratio: 17.89%
Length of employment: n/a Location: Cornville, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,953.00 Public Records On File: 0
Revolving Line Utilization: 51.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have not been able to find work (don't want to do caregiving any longer, and the pickings have been slim). I receive my social security each month, but that does not pay for much. I began using my credit cards to pay utilities and medical bills (until my medicare kicked in), and, as you know, that was a very big red flag...got myself over-my-head and my credit rating slipped so I am unable to pay off my heavy load. I hope to pay down the highest interest cards (27%) so monthly payments go down
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Overall, I owe about $12,500 (just had two eye surgeries that did not help)! ARRRGGGH! My credit rating has slipped so I am not able to totally consolidate. I live on my social security, and, so far cannot find a job...still trying. I am trying to get rid of the worst offenders Discover is 26%!
Which debts do you plan to pay off with this loan?Discover and BillMeLater paid down...they have the largest interest rates...of course, with this money I will not be able to pay in entirety, but have to get something "gone" so I can begin paying my eye surgery costs.

 


 

 

 

Member Payment Dependent Notes Series 1349253

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1349253

$8,800

$8,800

7.62%

1.00%

July 20, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1349253. Member loan 1349253 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: Anderson County Sheriff's Office Debt-to-income ratio: 5.96%
Length of employment: 5 years Location: Central, SC
       
Home town:
Current & past employers: Anderson County Sheriff's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > For initial start up funds for an home based business<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All monthly expenses add up to an total of $2,063.00 dollars.
What type of business are you starting?It is the first of its kind fully automated internet business, where you earn as you learn. While you learn the ins and outs of internet selling and lead development and business operations, other coaches and mentors help you earn as you learn. It is also the only business opportunity to give a full twelve month refund guarantee. That is, if the individual does not at least recoup their initial investment within the first twelve months, that investment will be refunded.
What will be the largest expense in the first six months?Educational Materials, Training and updated phone and computer equipment, to include my web site building and marketing education.
What is your intended use for the loan proceeds?To upgrade electronic equipment such as fax/phone/computer equipment.
What type of business are you starting?It is the first of its kind fully automated internet business, where you earn as you learn. While you learn the ins and outs of internet selling and lead development and business operations, other coaches and mentors help you earn as you learn. It is also the only business opportunity to give a full twelve month refund guarantee. That is, if the individual does not at least recoup their initial investment within the first twelve months, that investment will be refunded.
Please describe your experience/familiarity with the business you are starting/started?I do have previous experience running an internet business and with this business model. The money making potential for anyone whom enters this business are exceptional.
Please describe your experience/familiarity with the business you are starting/started?I do have previous experience running an internet business and with this business model. The money making potential for anyone whom enters this business are exceptional.

 


 

 

 

Member Payment Dependent Notes Series 1351176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1351176

$22,000

$22,000

15.31%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1351176. Member loan 1351176 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,083 / month
Current employer: NetApp Debt-to-income ratio: 17.25%
Length of employment: < 1 year Location: SAN JOSE, CA
       
Home town:
Current & past employers: NetApp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,149.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1351233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1351233

$20,000

$20,000

12.12%

1.00%

July 23, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1351233. Member loan 1351233 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: KAMO Power Debt-to-income ratio: 28.12%
Length of employment: 10+ years Location: Neosho, MO
       
Home town:
Current & past employers: KAMO Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am starting up a tool sales business. I am a veteran of the first Gulf War. I am a father of 2, 19 and 17 year old daughters and a husband of wonderful women for nearly 21 years. Thank you for your investment in me.<br><br> Borrower added on 07/09/12 > Mobile tool business start up capital.<br>

 

A credit bureau reported the following information about this borrower member on June 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,980.00 Public Records On File: 0
Revolving Line Utilization: 23.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?If this loan were to get funded, my monthly expenses will be approx 3000 per month.
Please explain the reason why you carry a large revolving credit balance.I have two credit cards with a balance, both at zero percent. The Bank of America shows as a revolving balance but it was a home equity, I thought. Just a note, if this loan gets funded I will liquidate one of my retirement accounts and pay off everything, including this loan, with exception to my mortgage, by early September 2012.
Please describe your experience/familiarity with the business you are starting/started?I have never been a salesman, I was a mechanic in the service and I owned and operated my own trucking company, in the early 90s, with success. I really enjoy customer service so this business fits me really well.
What will be the largest expense in the first six months?Tool inventory.
What do you project your monthly revenues for the first 6 months to be?Hopefully 18 to 20 grand
Please describe your experience/familiarity with the business you are starting/started?I have never been a salesman, I was a mechanic in the service and I owned and operated my own trucking company, in the early 90s, with success. I really enjoy customer service so this business fits me really well.

 


 

 

 

Member Payment Dependent Notes Series 1355211

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1355211

$1,600

$1,600

14.09%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1355211. Member loan 1355211 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Harper Construction Company, Inc. Debt-to-income ratio: 19.06%
Length of employment: 10+ years Location: Wilmington, NC
       
Home town:
Current & past employers: Harper Construction Company, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Hello, <br>I am trying to help my family member fix their bathroom at house, which is the same place I live (pay $330 in rent). Rest of money will be used to buy a plane ticket.<br>I have worked at same company for 12 yrs and I have never been late on a credit payment. Thank you for your time.<br>

 

A credit bureau reported the following information about this borrower member on June 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,915.00 Public Records On File: 0
Revolving Line Utilization: 79.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1358489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1358489

$7,000

$7,000

12.12%

1.00%

July 20, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1358489. Member loan 1358489 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Damond resorts Debt-to-income ratio: 19.96%
Length of employment: 3 years Location: williamsburg , VA
       
Home town:
Current & past employers: Damond resorts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Im taking 4 credit cards and tring to cut the interrest , and cut up some cards<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,532.00 Public Records On File: 0
Revolving Line Utilization: 40.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1358591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1358591

$3,175

$3,175

18.75%

1.00%

July 19, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1358591. Member loan 1358591 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Institute of Transpersonal Psychology Debt-to-income ratio: 23.27%
Length of employment: 2 years Location: CHINO HILLS, CA
       
Home town:
Current & past employers: Institute of Transpersonal Psychology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > To help my partner over summer<br>

 

A credit bureau reported the following information about this borrower member on June 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,524.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The birth of my daughter while still in my PhD program.

 


 

 

 

Member Payment Dependent Notes Series 1363205

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1363205

$15,000

$15,000

16.29%

1.00%

July 19, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1363205. Member loan 1363205 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Polk County School Board Debt-to-income ratio: 19.83%
Length of employment: 3 years Location: Auburndale, FL
       
Home town:
Current & past employers: Polk County School Board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Recent MBA grad with 8-month unemployment 4 years ago, and a battle with a serious illness drained my savings and credit was used during these times. Life is back on track with a great job and I want to be debt free within five years. This loan will be a great opportunity to help me meet my goal.<br>

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 46
Revolving Credit Balance: $13,232.00 Public Records On File: 1
Revolving Line Utilization: 76.00% Months Since Last Record: 112
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, insurance, taxes $1,104<br>car $405<br>electricity $215<br>cell phone $145<br>water,sewer $60<br>food $360<br>gas $200<br>student loans $245<br>credit $905
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $140,000 at 5.2%<br>Student loans $24,000 at 6.5%<br>Credit Cards $14,000 various rates 18% - 29.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, insurance, taxes $1,104<br>car $405<br>electricity $215<br>cell phone $145<br>water,sewer $60<br>food $360<br>gas $200<br>student loans $245<br>credit $905
Which debts do you plan to pay off with this loan?The loan will be used to pay off credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $140,000 at 5.2%<br>Student loans $24,000 at 6.5%<br>Credit Cards $14,000 various rates 18% - 29.99%
Please explain the reason why you carry a large revolving credit balance.Three events have led to the need to use revolving lines of credit. During the late '90s and early 2000s, I dealt with a serious medical condition. Furthermore, I was unemployed in 2006 and 2007, while my wife was earning her bachelors degree. Unfortunately, we burned through our savings and most of the revolving credit was charged during this time. Our goal is to have all of the revolving credit and student loans paid off in five years.

 


 

 

 

Member Payment Dependent Notes Series 1363628

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1363628

$22,800

$22,800

8.90%

1.00%

July 23, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1363628. Member loan 1363628 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: NYC Dept. of Sanitation Debt-to-income ratio: 14.55%
Length of employment: 9 years Location: Staten Island, NY
       
Home town:
Current & past employers: NYC Dept. of Sanitation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,094.00 Public Records On File: 0
Revolving Line Utilization: 24.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Very disappointed that this has happened, but got married, purchased a house and had my first child in the the last 4 years and things escalated. Now ready for a new beginning.
What is your intended use for the loan proceeds?To payoff all outstanding credit card balances in a timely matter.

 


 

 

 

Member Payment Dependent Notes Series 1365314

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1365314

$2,750

$2,750

16.29%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1365314. Member loan 1365314 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: Jackson offshore Debt-to-income ratio: 21.81%
Length of employment: 2 years Location: mobile, AL
       
Home town:
Current & past employers: Jackson offshore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > i wanted to pay off a furniture note and do a little work on my patio<br>

 

A credit bureau reported the following information about this borrower member on June 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 37
Revolving Credit Balance: $12,346.00 Public Records On File: 0
Revolving Line Utilization: 55.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4600 amonth
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit-4000.unknown. house-196000-4.8%
Please explain the reason why you carry a large revolving credit balance.i started a new job with new company for a little less money and things started building up i am trying to pay down as quickly as posible
Which debts do you plan to pay off with this loan?furniture and i just recieved a raise i can pay off my debt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit-4000.unknown. house-196000-4.8%

 


 

 

 

Member Payment Dependent Notes Series 1366993

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1366993

$15,000

$15,000

6.03%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1366993. Member loan 1366993 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: RBMHC Debt-to-income ratio: 13.32%
Length of employment: 10+ years Location: SPOTSWOOD, NJ
       
Home town:
Current & past employers: RBMHC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Consolidate<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,638.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About 9000 in credit card debt with varying interest rates. 9 to 12%. Mortgage will be paid off in three years
Which debts do you plan to pay off with this loan?Credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card debt and fixing up home
Please explain the reason why you carry a large revolving credit balance.Recent large purchases for the home and summer camp expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage1800. Utile: 225. Phone / Internet/ tv. 280. Food: 500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About 9000 in credit card debt with varying interest rates. 9 to 12%. Mortgage will be paid off in three years

 


 

 

 

Member Payment Dependent Notes Series 1367521

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1367521

$16,000

$16,000

6.03%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1367521. Member loan 1367521 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Saft America Inc Debt-to-income ratio: 11.13%
Length of employment: 1 year Location: Hudson, NC
       
Home town:
Current & past employers: Saft America Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am adding a screened in poarch over my existing deck, adding additional decking and installing a pool.<br>

 

A credit bureau reported the following information about this borrower member on June 15, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,753.00 Public Records On File: 0
Revolving Line Utilization: 4.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I pay for everything from Gas to Groceries with one of two major credit cards (AMX/MC). This is because I get 1.25% back from each. I then pay the ballance off each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1129.00<br>vehicle $434.00<br>utilities $250.00<br>cable/mobile phone $300.00<br>groceries: $850<br>IRA's $625
What is the home improvement project you are planning?I am planning on having a gabel roof and screen in room over a deck attached to the house. Starirs to the ground and additional decking around a pool I am installing.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance: $200k<br>Interest 3.75 30 yr fixed<br>Monthly $1129.00
Please explain the reason why you carry a large revolving credit balance.I pay for everything from Gas to Groceries with one of two major credit cards (AMX/MC). This is because I get 1.25% back from each. I then pay the ballance off each month.
What is the home improvement project you are planning?I am planning on having a gabel roof and screen in room over a deck attached to the house. Starirs to the ground and additional decking around a pool I am installing.
Is this for a home improvement you have already made, or one that you are planning to make?Planning to make, however I have purchased the pool and have had in installed.
Is the improvement to your primary residence or an investment property?This is my primary residence.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage $1,129.35<br><br>P&I: $956.80<br>Insurance: $47.17<br>Tax: $135.38
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1,129.35 (includes P&I, Taxes and insurance)<br>Utilities (Electric/water) $300.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1129.00<br>vehicle $434.00<br>utilities $250.00<br>cable/mobile phone $300.00<br>groceries: $850<br>IRA's $625

 


 

 

 

Member Payment Dependent Notes Series 1368088

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368088

$15,350

$15,350

12.12%

1.00%

July 23, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368088. Member loan 1368088 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,250 / month
Current employer: n/a Debt-to-income ratio: 1.45%
Length of employment: 2 years Location: Chicago, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This loan is for renovations on a vacation home I recently purchased outright. I intend to repay it as soon as I am able to refinance after the appraisal on the new structure is complete.<br>

 

A credit bureau reported the following information about this borrower member on June 18, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 48
Revolving Credit Balance: $2,539.00 Public Records On File: 0
Revolving Line Utilization: 14.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are very limited. I pay $875 in rent, $150 in utilities, $100 for phone, $170 for health insurance, $60 in property and renters insurance, $500 in food and minor transportation expenses as I don't have a car and can't walk most places.
What is the home improvement project you are planning?I purchased this home (cash; outright) on property where my father grew up to have as a second home. The small 1200 sq ft house had been abandoned for 3+ years and was essentially unlivable and required a ground up renovation. I can finance 80% of it myself and this loan would be for the balance to be paid in full after construction is complete and I can refinance. The work includes: a new roof (raised to create a bonus space), electric, plumbing, siding, kitchen, baths, and flooring.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I do not actually have a mortgage as I paid cash for the property. I rent my primary residence at $875 a month.

 


 

 

 

Member Payment Dependent Notes Series 1368320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368320

$6,250

$6,250

14.33%

1.00%

July 23, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368320. Member loan 1368320 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,750 / month
Current employer: walmart Debt-to-income ratio: 20.40%
Length of employment: 4 years Location: Cape Coral, FL
       
Home town:
Current & past employers: walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 19, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,845.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mis gastos mensuales son compartidos y suman un total de 900 mensuales
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.tengo dos tajetas de cridito visa por 0 interes por 12 meses el cual vencen diciembre las cual quiero pagar antes de ese termino pues el interes seria despues de 12 meses mayor de 20 porciento el pago minimo es de 25 por mes por cada una
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?el pago total seria unos 280 pero con el loan eliminaria todos los pagos y seria solo el pago del loan

 


 

 

 

Member Payment Dependent Notes Series 1368484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1368484

$16,000

$16,000

14.33%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1368484. Member loan 1368484 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Drywall Supply Debt-to-income ratio: 22.66%
Length of employment: 8 years Location: ELGIN, MN
       
Home town:
Current & past employers: Drywall Supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am trying to consolidate various debt payments to free up funds monthly. With that, I can stay ahead of upcoming dental, repair, etc. expenses as they come. In three years, or less, I will be in a much better position financially.<br><br> Borrower added on 07/07/12 > I intend to consolidate several payments that will free up money each month to take care of repair, dental, and other expenses as they occur. In three years or less, I will be in a much better financial shape.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 10
Revolving Credit Balance: $13,059.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-500, power/gas- 400, <br>phone(cell & land), internet
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.One main financial - 7400, 22%, 253/mo or 54 more months<br>Mastercard - 3300, 27.99%, 70/mo<br>Affiliated Credit - 3600, ?, 155/mo<br>CareCredit - 700, 18%, 30/mo - I pay 60/mo<br>Ally Auto finance, 1250, 2.9%, 315/mo
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently about 980/month, With this loan it will be about 720/month, with one credit card balance of 7700.<br>With the extra monthly money, I intend to stay ahead of the random bills (medical, car repair, etc) as they happen so that I don't have to play "catch up" when I get my annual tax refund. Ideally , by the end of this loan term, I can also pay off that balance and be debt free, or at least much better off than now.
If you have a delinquency in the last 2 years, please explain the reason.After a sizable pay reduction from my employer, it took awhile to get control of my monthly cashflow. Some payments come out automatically on a certain day of the month, which is a good thing. But when my paycheck dates are every two weeks, occasionally too many would come out before the next payroll date.

 


 

 

 

Member Payment Dependent Notes Series 1369046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369046

$16,450

$16,450

18.49%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369046. Member loan 1369046 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Capital District Transportation Authorit Debt-to-income ratio: 17.80%
Length of employment: 3 years Location: ALBANY, NY
       
Home town:
Current & past employers: Capital District Transportation Authorit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > TO CONSOLIDATE MY BILLS FOR CREDIT CARD A LOWER INTREST RATE. iF i CAN CONSOLIDATE IT WILL SAVE ME MONEY.tHANK yOU.<br>

 

A credit bureau reported the following information about this borrower member on June 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 34
Revolving Credit Balance: $7,493.00 Public Records On File: 0
Revolving Line Utilization: 78.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?please let me know if You recived My answers.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan monthly payment 275.26 balance $6658.92 interest 6.75% personal loan $143.52 balance $3280.86 interest 11.75% Discover card balance $7463.84 I pay between $200.00 to $300.00 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan monthly payment 275.26 balance $6658.92 interest 6.75% personal loan $143.52 balance $3280.86 interest 11.75% Discover card balance $7463.84 I pay between $200.00 to $300.00 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?please let me know if You recived My answers.
Please explain the reason why you carry a large revolving credit balance.the majority of the balance on the Discover card are for truck repairs, tires, attorney fees for my divorce and some vacation bills. when the promotion period is over the interest on the discover card with increase to 22%. My plan for the loan is to pay off the discover and other loans so I have one payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan monthly payment 275.26 balance $6658.92 interest 6.75% personal loan $143.52 balance $3280.86 interest 11.75% Discover card balance $7463.84 I pay between $200.00 to $300.00 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?please let me know if You recived My answers.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?rent $500.00 a month this includes utilities as well as internet and cable. Verzion, cell phone $105.70 a month. truck insurance $58.48 and approx $100.00 in gas a month. food $200.00 a month which includes groceries and eating out (diners)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan monthly payment 275.26 balance $6658.92 interest 6.75% personal loan $143.52 balance $3280.86 interest 11.75% Discover card balance $7463.84 I pay between $200.00 to $300.00 a month
Which debts do you plan to pay off with this loan?Discover, a balance to the attorney, personal loan and would like to include truck loan if possible.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?balances, highest interest first. looking to only have one payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?auto loan monthly payment 275.26 balance $6658.92 interest 6.75% personal loan $143.52 balance $3280.86 interest 11.75% Discover card balance $7463.84 I pay between $200.00 to $300.00 a month

 


 

 

 

Member Payment Dependent Notes Series 1369433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369433

$9,000

$9,000

11.14%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369433. Member loan 1369433 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: LawCash Debt-to-income ratio: 12.19%
Length of employment: 6 years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: LawCash
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,258.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1369779

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1369779

$20,000

$20,000

12.12%

1.00%

July 19, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1369779. Member loan 1369779 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Pacific Vascular, Inc. Debt-to-income ratio: 10.37%
Length of employment: 10+ years Location: Lynnwood, WA
       
Home town:
Current & past employers: Pacific Vascular, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I wish to consolidate my higher interest credit card debt into a single loan with a lower interest rate. This would allow me to pay off the obligation in shorter period of time and would also give me the opportunity to have a little extra every month to put into my 401k plan.<br><br><br><br> Borrower added on 07/08/12 > <br> Borrower added on 07/09/12 > I am an excellent candidate for this loan because I have an excellent credit history without any late payments. I always pay my bills on time and pay substantially more than the minimum on the revolving credit cards. I have been employed with a very stable and profitable company for over 21 years.<br>

 

A credit bureau reported the following information about this borrower member on June 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 27
Revolving Credit Balance: $23,107.00 Public Records On File: 0
Revolving Line Utilization: 29.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One credit card with 14,000.00 balance, interest is 14%. Payment is 500.00 per month.<br>Another crediit card with 5000.00 balance, interest is 13.68%. Payment is 200.00 per month.
Which debts do you plan to pay off with this loan?One credit card with a balance of 14,000.00 at a 14% interest and another credit card with a balance of 5000.00 at a 13.68% interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Per month: $1450.00 mortgage, $400.00 for property taxes and homeowner's insurance, $200.00 auto insurance, $700.00 for all utilities including cable, internet, and cell phone, about $300.00 for food.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Per month: $1400.00 for mortgage; $450.00 for property taxes & homeowner's insurance; $200.00 for auto insurance; $700.00 for utilities including cable/internet & cell phone bill; then about $800.00 for credit payments (2 to 3 three times more than minimum due)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One credit card with 14,000.00 balance, interest is 14%. Payment is 500.00 per month.<br>Another crediit card with 5000.00 balance, interest is 13.68%. Payment is 200.00 per month.
Which debts do you plan to pay off with this loan?One credit card with a balance of 14,000.00 at a 14% interest and another credit card with a balance of 5000.00 at a 13.68% interest.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would be paying off my credit card debt. I have two with the higher balances and rolling into one loan payment per month.
Please explain the reason why you carry a large revolving credit balance.I cannot answer this question without getting personal about my situation. Basically due to a death in family, I had to downsize and purchase a smaller home. I had to put money into fixing up my old house for the sale and wasn't able to sell it for as much as I wanted. My new mortgage is smaller than my last one but I had to charge the fixing up cost and had to put any proceeds from the sale into my new down payment.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies in the last two years.

 


 

 

 

Member Payment Dependent Notes Series 1371257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1371257

$5,475

$5,475

14.33%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1371257. Member loan 1371257 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Home Care Assistance Debt-to-income ratio: 20.31%
Length of employment: < 1 year Location: HARRISVILLE, NH
       
Home town:
Current & past employers: Home Care Assistance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I want to consolidate my smaller cc so I have less payments each month.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 72
Revolving Credit Balance: $13,388.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are low as I moved back with my mother to help her and also so that she could stay in her house. Rent is $200, food about $250, phone $50, car gas $75.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am sure you already have access to this info so here is an overview. I have two cards that are 0%, these will be paid off by the due date. USAA $3700, Home Depot $3800, Sears $774, Amazon $840.
Please explain the reason why you carry a large revolving credit balance.I have been building a garden over the last few years and it has been rather expensive with clearing the land, putting in a fruit orchard, becoming a beekeeper with 7 hives, establishing many fruit bushes and building raised beds. Last summer I built a kitchen in my garden as I do a lot of canning and preserving. I offer classes in my kitchen on cheese making, herbs, canning, etc. My big projects are now done, my garden is gorgeous!
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $200/mo which includes utilities, I live with my mother. I moved in with her as she is older and needs help keeping up the house and yard. So no mortgage, taxes, etc. Car gas is about $75, food $250, car insurance $47.
Please explain the reason why you carry a large revolving credit balance.I have been building a garden over the last few years and it has been rather expensive with clearing the land, putting in a fruit orchard, becoming a beekeeper with 7 hives, establishing many fruit bushes and building raised beds. Last summer I built a kitchen in my garden as I do a lot of canning and preserving. I offer classes in my kitchen on cheese making, herbs, canning, etc. My big projects are now done, my garden is gorgeous!

 


 

 

 

Member Payment Dependent Notes Series 1371472

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1371472

$5,375

$5,375

7.90%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1371472. Member loan 1371472 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,625 / month
Current employer: BJ's wholesale club Debt-to-income ratio: 24.77%
Length of employment: 5 years Location: NEWARK, NY
       
Home town:
Current & past employers: BJ's wholesale club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,277.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1376937

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1376937

$14,000

$14,000

15.31%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1376937. Member loan 1376937 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Long Beach Unified School District Debt-to-income ratio: 20.35%
Length of employment: 10+ years Location: LONG BEACH, CA
       
Home town:
Current & past employers: Long Beach Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 34
Revolving Credit Balance: $14,038.00 Public Records On File: 0
Revolving Line Utilization: 34.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my wife got laid off for a year so in order to survive i had to use my credit card for food , clothes , and bills<br>but now she is back working
Please explain the reason why you carry a large revolving credit balance.i carry a large revoling credit beccause for a year my wife got laid and in ordeer to survive i had to use my credit card for food, clothing, and bills, etc.<br>but now she is back to work
Which debts do you plan to pay off with this loan?i plan to pay all my credit carqds off
Which debts do you plan to pay off with this loan?i plan to pay all my credit carqds off

 


 

 

 

Member Payment Dependent Notes Series 1377124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377124

$7,200

$7,200

12.12%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377124. Member loan 1377124 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: United Way Debt-to-income ratio: 12.22%
Length of employment: 10+ years Location: SARASOTA, FL
       
Home town:
Current & past employers: United Way
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My credit score is increasing and I am attempting to pay off high interest rate credit cards to boost good credit to excellent. Paid one off completely. Want to consolidate now. Other than my car my debt is under 10,000<br>or close.<br><br> Borrower added on 07/11/12 > I am a ggod borrower because I am dependable. 12 years same job. 11 years in VA and now FL where I have made a permanent move. My bills are always paid on or before due. I am growing my credit rating steadily. Other than my car I am only about 10,000 in debt. Want to be debt free.Car is half paid<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,207.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1377826

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1377826

$3,000

$3,000

14.33%

1.00%

July 20, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1377826. Member loan 1377826 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,292 / month
Current employer: Hillsborough County Sheriff's Office Debt-to-income ratio: 10.95%
Length of employment: < 1 year Location: GIBSONTON, FL
       
Home town:
Current & past employers: Hillsborough County Sheriff's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > My father recently passed away. I inherited a property with a manufactured home. The home is unlivable due to rotting floors in the kitchen and bathrooms. I need to somehow make it minimally livable by the end of the month.This loan would help me drastically and paying it back will be easily done.<br>

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,602.00 Public Records On File: 0
Revolving Line Utilization: 55.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1378641

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1378641

$9,750

$9,750

13.11%

1.00%

July 24, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1378641. Member loan 1378641 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Morton Hospital Debt-to-income ratio: 12.02%
Length of employment: 4 years Location: Dighton, MA
       
Home town:
Current & past employers: Morton Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > My father left me a house in Brazil when he passed which has late taxes on it, I want the money to pay that off to be able to sell it.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,086.00 Public Records On File: 0
Revolving Line Utilization: 49.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expense is with babysitter, about 500.00, my spouse takes care of the rest.
What is your intended use for the loan proceeds?My father left me a house in Brazil when he passed, that house has late taxes on it, I want to pay all dues to sell it, this money will go toward thoses taxes.
Please explain the reason why you carry a large revolving credit balance.If you mean the reason I am asking for the loan is because my father left me a house in Brazil when he passed and this house has late taxes on it, I want this money to pay off thoses taxes to be able to sell it.
What is your intended use for the loan proceeds?My father left me a house in Brazil when he passed, that house has late taxes on it, I want to pay all dues to sell it, this money will go toward thoses taxes.
Please provide additional details regarding the purpose of the loan.My father left me a house in Brazil when he passed, this house has late taxes on it, I want the money to pay it off to sell it.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expense is with babysitter, about 500.00, my spouse takes care of the rest.

 


 

 

 

Member Payment Dependent Notes Series 1380379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380379

$2,700

$2,700

12.12%

1.00%

July 19, 2012

July 5, 2015

July 5, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380379. Member loan 1380379 was requested on June 21, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: n/a Debt-to-income ratio: 5.90%
Length of employment: n/a Location: Semole, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/21/12 > I want to consolidate my debts.<br>

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 55
Revolving Credit Balance: $7,560.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage.<br>..
Which debts do you plan to pay off with this loan?Chase Credid Card

 


 

 

 

Member Payment Dependent Notes Series 1380403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380403

$5,500

$5,500

19.05%

1.00%

July 18, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380403. Member loan 1380403 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,500 / month
Current employer: Abra Debt-to-income ratio: 2.33%
Length of employment: 7 years Location: Gainesville, GA
       
Home town:
Current & past employers: Abra
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > New roof<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 18
Revolving Credit Balance: $2,530.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our house is paid for so we have not house payment. My truck and motorcycle are paid for. my phone is about $100.00 a month. Power bill is $150.00. Food usually is around $400.00 for the family. And gas would be around another $250-300.00
What is the home improvement project you are planning?New roof
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Home is paid for
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our house is paid for so we have not house payment. My truck and motorcycle are paid for. my phone is about $100.00 a month. Power bill is $150.00. Food usually is around $400.00 for the family. And gas would be around another $250-300.00

 


 

 

 

Member Payment Dependent Notes Series 1380904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1380904

$20,000

$20,000

13.11%

1.00%

July 23, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1380904. Member loan 1380904 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: killroy pest control Debt-to-income ratio: 15.74%
Length of employment: 6 years Location: los gatos, CA
       
Home town:
Current & past employers: killroy pest control
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 21, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,556.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $925. Transportation $471. Utilities $30-50. Insurance $120( renters and car).Food $50-100.<br>Loan $275, 30% apr. Balance $7000(+-). Visa $2000, apr 19.99%. minimum $50-$60. Master card $4.500,apr 0%. min. $70.<br><br>Remainder of loan requested is for dental work and car repairs. Aprox. $6000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Personal loan $7.000.Apr 30%. $275 monthly. Visa $2.000 $2.500 Apr. 20%. monthly $150.00(+-)<br>Mastercard $4.500. Apr.20%-25%.monthly $125-$150.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?minimun monthly payments aprox. $500-$600.This loan is for complete payoff of my credit cards and the remainder for dental work and car repair.

 


 

 

 

Member Payment Dependent Notes Series 1381945

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1381945

$33,425

$33,425

23.63%

1.00%

July 20, 2012

July 6, 2017

July 6, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1381945. Member loan 1381945 was requested on June 22, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,600 / month
Current employer: UNITED STATES NAVY Debt-to-income ratio: 33.04%
Length of employment: 10+ years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: UNITED STATES NAVY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,575.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House Rent - $1,900. Insurance - $77. Food - $200. Phone - $19.00. Electric/Internet - $200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?NFCU Loan 1 - $33,469.41 / 12.25% / $903.06<br>NFCU Loan 2 - $14,354.65 / 16.75% / $363.10<br>NFCU Mastercard - $5,755.80 / 11.9% / $113<br>NFCU Visa card - $13,464.13 / 12.9% / $280<br>NEX Military Star Card - $8,204.97 / 10.24% / $228<br>NEX Take it home card - $7,883.30 / 10.24% / $195
Please explain the reason why you carry a large revolving credit balance.I just had a divorce and I wanted to start a new life. I purchased furnitures and other personal necessities that I needed.
Please explain the reason why you carry a large revolving credit balance.I just had a divorce and I wanted to start a new life. I purchased furnitures and other personal necessities that I needed.
Which debts do you plan to pay off with this loan?NFCU mastercard and Visa cards and NEX star card.
Which debts do you plan to pay off with this loan?NFCU mastercard and Visa cards and NEX star card.
Which debts do you plan to pay off with this loan?NFCU mastercard and Visa cards and NEX star card.

 


 

 

 

Member Payment Dependent Notes Series 1381952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1381952

$17,000

$17,000

15.31%

1.00%

July 24, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1381952. Member loan 1381952 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: GHS Debt-to-income ratio: 11.54%
Length of employment: 5 years Location: Easley, SC
       
Home town:
Current & past employers: GHS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I wish to consolidate debt. I will lower my payments per month by paying one bill instead of 5 or 6 seperate payments.<br>

 

A credit bureau reported the following information about this borrower member on June 22, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,397.00 Public Records On File: 0
Revolving Line Utilization: 83.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate credit card debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House-$865<br>Car payment-$350<br>Car insurance-$110<br>Phone-$150<br>Food-$400<br>Power/water/trash/gas-$350<br>Auto gas-$300<br>TV-$180<br>Home Insurance-$45<br>School loan-$150<br>IRS-$100<br>Medical-$50<br>Credit Cards-ranges from $450-$650
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay about $865 per month for my mortgage. Insurance and taxes are escrowed into that balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
Which debts do you plan to pay off with this loan?All my credit card debt and possibly some to the IRS.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use it to consolidate debt. I will be paying each one completely off.
Please explain the reason why you carry a large revolving credit balance.I got into debt with credit cards after we took several financial hits during the time when unemployment hit its highest and the market went down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
What is your intended use for the loan proceeds?To consolidate credit card debt
Please explain the reason why you carry a large revolving credit balance.I got into debt with credit cards after we took several financial hits during the time when unemployment hit its highest and the market went down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
Which debts do you plan to pay off with this loan?All my credit card debt and possibly some to the IRS.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use it to consolidate debt. I will be paying each one completely off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
Please explain the reason why you carry a large revolving credit balance.I got into debt with credit cards after we took several financial hits during the time when unemployment hit its highest and the market went down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
Which debts do you plan to pay off with this loan?All my credit card debt and possibly some to the IRS.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use it to consolidate debt. I will be paying each one completely off.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is $870.00 per month. My taxes and insurance is escrowed in with that amount.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mastercard $3400 at 19.99% I pay $100<br>Home Depot $6300 at 26.99% I pay $200<br>Capital One $1750 at 17.90% I pay $75<br>Lowes $1100 at 24.99% I pay $50<br>IRS $3550 at 5% I pay $100<br>Visa $400 at 10.99% I pay $100<br>School loans $9500 I pay $150<br>I rounded to the nearest whole number for simplicity.

 


 

 

 

Member Payment Dependent Notes Series 1382738

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1382738

$11,500

$11,500

11.14%

1.00%

July 23, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1382738. Member loan 1382738 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Regional School Programs Debt-to-income ratio: 20.76%
Length of employment: 2 years Location: Florence, KY
       
Home town:
Current & past employers: Regional School Programs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 55 Months Since Last Delinquency: 8
Revolving Credit Balance: $15,393.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $920 including insurance<br>Utilities $200<br>Phone $100<br>Food $200
What is your intended use for the loan proceeds?My wife and I are purchasing a vehicle.
If you have a delinquency in the last 2 years, please explain the reason.We missed one of my wife's car payments when we were in the middle of moving.
Please explain the reason why you carry a large revolving credit balance.College loans.
Please provide additional details regarding the purpose of the loan.My wife and I would like to purchase an RV or off road vehicle.
What is your intended use for the loan proceeds?My wife and I are purchasing a vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1384769

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384769

$2,000

$2,000

6.03%

1.00%

July 23, 2012

July 8, 2015

July 8, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384769. Member loan 1384769 was requested on June 24, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,308 / month
Current employer: goodyear Debt-to-income ratio: 20.76%
Length of employment: 10+ years Location: salemburg, NC
       
Home town:
Current & past employers: goodyear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1384906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1384906

$15,475

$15,475

12.12%

1.00%

July 18, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1384906. Member loan 1384906 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Full Sail University Debt-to-income ratio: 23.59%
Length of employment: 9 years Location: ORLANDO, FL
       
Home town:
Current & past employers: Full Sail University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/30/12 > Hello and thank you for considering my loan. When buying my first home, I incurred many expenses. I have been paying on this debt for over two years but not able to make a dent due to the high interest rates. This loan will lower my interest and allow the debt to be cleared once and for all.<br>

 

A credit bureau reported the following information about this borrower member on June 24, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,066.00 Public Records On File: 0
Revolving Line Utilization: 75.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Good evening and thanks for the question. Currently I have 15,100 in credit card debt with interest rates ranging from 18%-25%. My monthly expenses include $1380 mortgage and $541 car payment.
Which debts do you plan to pay off with this loan?Good evening and thanks for inquiring. I plan to pay off credit card debt incurred with buying my first home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Good evening and thanks for the question. My mortgage is $1382 which includes the insurance and taxes. Utilities (electric, water, phone, internet) runs approx. $200 per month. I do not have a home equity loan or line of credit against the home.
Which debts do you plan to pay off with this loan?Good evening and thanks for inquiring. I plan to pay off credit card debt incurred with buying my first home.

 


 

 

 

Member Payment Dependent Notes Series 1385798

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1385798

$7,000

$7,000

11.14%

1.00%

July 20, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1385798. Member loan 1385798 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,400 / month
Current employer: Helper's Inc Debt-to-income ratio: 8.88%
Length of employment: 2 years Location: Winfield, KS
       
Home town:
Current & past employers: Helper's Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/25/12 > I need a loan to help with medical/dental expenses as the small company I work for offers no benefits which means I need to pay expenses upfront.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 21
Revolving Credit Balance: $1,138.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. My current expenses are:<br>rent: none<br>utilities 63 (I pay 1/3 or the household expenses for utilities)<br>gas 100<br>food 266<br>misc. (clothes, household needs, etertainment, etc.)<br>226<br>insurance 61<br>phone 54<br>car payment 294

 


 

 

 

Member Payment Dependent Notes Series 1386403

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386403

$27,575

$27,575

8.90%

1.00%

July 24, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386403. Member loan 1386403 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: Portescap Debt-to-income ratio: 1.57%
Length of employment: 1 year Location: Enola, PA
       
Home town:
Current & past employers: Portescap
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > This loan will be used for a wedding and also as cash required to acquire a small business. The business is already running but we need the extra liquidity to stock the inventory. The loan will be paid using the profits from the income of the store and my personal job.<br><br> Borrower added on 07/09/12 > This loan will be used for a wedding and also as working capital needing for a business. The business is a very profitable liquor store and needs extra cash for inventory.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 9
Revolving Credit Balance: $1,797.00 Public Records On File: 0
Revolving Line Utilization: 5.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $750<br>Transportation: $100 (gas)<br>Utilities/Cable: $100<br>Phone: $50<br>Insurance: $75<br>Food: $400<br><br>Total Monthly Expenses: $1500 (approximately)
What portion of your wedding expenses does this loan represent?Wedding: $10,000<br>Business working capital: $17,575
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the past two years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $750/month<br>No home loan or equity line of credit<br>Utilities, Cable, Cell - $200/month<br>No car payments<br>Car Insurance: $75/month<br>Groceries/Misc: $400/month
What is your intended use for the loan proceeds?$10,000 - Wedding Expenses<br>$17,500 - Inventory expenses for new business acquisition (Liquor store)
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1386566

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386566

$18,000

$18,000

13.11%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386566. Member loan 1386566 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Magna Seating Debt-to-income ratio: 7.68%
Length of employment: 8 years Location: Rochester, MI
       
Home town:
Current & past employers: Magna Seating
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to consolidate a variety of smaller, higher-interest debts and simplify financial life. The payments are well within my disposable income and ensures I am free of these debts in 3yrs or less. Great payment history on all debts in the past.<br><br> Borrower added on 07/17/12 > To answer several older questions about current debts and expenses: 7 revolving accts: balances $150-$3500; interest rates 16%-27%; min payments ~$300/mo but pay $600+/mo. Student loans ~$750/mo. Mortgage, taxes, insur & util: $1800/mo. Cars $100/mo, owned.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 54
Revolving Credit Balance: $7,152.00 Public Records On File: 0
Revolving Line Utilization: 73.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?This loan will pay off credit cards, Home Depot credit, and medical-related credit (GE CareCredit) and bills. All except mortgage and student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Account balances range from $150-$3500. Interest rates range from 16%-27%. Minimum payments on revolving ~$300/mo but regularly pay $600+/mo. Student loan payments total ~$750/mo. Average home-related expenses incl. mortgage, taxes, insurance & utilities total $1800/mo. Autos $100/mo insur. & fully owned.
Please explain the reason why you carry a large revolving credit balance.For several years, expenses equaled bring home $. Additional medical expenses were incurred during this time. Currently, medical expenses have significantly reduced to just maintenance and income exceeds expenses.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Please see other response, should post shortly.
What is your intended use for the loan proceeds?Please see loan description.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Account balances range from $150-$3500. Interest rates range from 16%-27%. Minimum payments on revolving ~$300/mo but regularly pay $600+/mo. Student loan payments total ~$750/mo. Average home-related expenses incl. mortgage, taxes, insurance & utilities total $1800/mo. Autos $100/mo insur. & fully owned.
Which debts do you plan to pay off with this loan?This loan will pay off credit cards, Home Depot credit, and medical-related credit (GE CareCredit) and bills. All except mortgage and student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Account balances range from $150-$3500. Interest rates range from 16%-27%. Minimum payments on revolving ~$300/mo but regularly pay $600+/mo. Student loan payments total ~$750/mo. Average home-related expenses incl. mortgage, taxes, insurance & utilities total $1800/mo. Autos $100/mo insur. & fully owned.
Which debts do you plan to pay off with this loan?This loan will pay off credit cards, Home Depot credit, and medical-related credit (GE CareCredit) and bills. All except mortgage and student loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?An answer to a similar question is pending. Please check back later.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Account balances range from $150-$3500. Interest rates range from 16%-27%. Minimum payments on revolving ~$300/mo but regularly pay $600+/mo. Student loan payments total ~$750/mo. Average home-related expenses incl. mortgage, taxes, insurance & utilities total $1800/mo. Autos $100/mo insur. & fully owned.

 


 

 

 

Member Payment Dependent Notes Series 1386895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1386895

$5,000

$5,000

11.14%

1.00%

July 20, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1386895. Member loan 1386895 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Village Inn Debt-to-income ratio: 29.08%
Length of employment: 10+ years Location: Rock Island, IL
       
Home town:
Current & past employers: Village Inn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 41
Revolving Credit Balance: $21,476.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car Payment 712.00, Insurance 110.00 Utilities 278.00 Phone 190.00, TV 60.00 Food 250.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards Balance: 1094 Interest Rate 24.99% Payment 33.00; Balance: 4675 Interest rate 14.99% Payment 106.00; Balance: 447. Interest Rate:22.0% Payment 25.00; Balance:3402 Interest Rate: 17.24% Payment: 85.00; Balance:882.00 Interest Rate: 27.24% Payment 27.00; Balance: 2698 Interest Rate: 29.99% Payment: 93.00; Balance: 1339. Interest Rate:28.24% Payment: 40.00.
Please explain the reason why you carry a large revolving credit balance.Used Credit Cards for Vacation I was using them to pay for things and then spend my check making all the payments a cycle that were trying to consolidate to a cheaper payments and interest rate.

 


 

 

 

Member Payment Dependent Notes Series 1387312

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387312

$10,000

$10,000

13.11%

1.00%

July 19, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387312. Member loan 1387312 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Amersom Presicion Sheet Metal Debt-to-income ratio: 26.72%
Length of employment: 7 years Location: McMinniville, OR
       
Home town:
Current & past employers: Amersom Presicion Sheet Metal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,462.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1387353

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387353

$14,300

$14,300

15.31%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387353. Member loan 1387353 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: center for human development Debt-to-income ratio: 32.41%
Length of employment: 9 years Location: MANCHESTER, CT
       
Home town:
Current & past employers: center for human development
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Consolidate Credit Cards (All of them always paid on time)<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,256.00 Public Records On File: 0
Revolving Line Utilization: 81.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 700
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.If I pay just the minium about 510. The last several months I have been paying off more because I paid off my suv(215 a mo.) in Feb... Between the suv and c.c. it was about 725. With this loan the minium would be about 590

 


 

 

 

Member Payment Dependent Notes Series 1387443

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387443

$15,750

$15,750

17.77%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387443. Member loan 1387443 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Castlight Health Debt-to-income ratio: 8.91%
Length of employment: < 1 year Location: San Mateo, CA
       
Home town:
Current & past employers: Castlight Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I'm planning to pay off my American Express. My loan inquiry is to establish a minimum monthly payment. American Express doesn't necessarily have a minimum payment, which means it fluctuates month to month. It's always a surprise which makes it difficult to budget the rest of my month.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,478.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am planning to pay off my American Express. It has a balance of 16000. The reason for my loan inquiry is to establish a minimum monthly payment. American Express doesn't necessarily have a minimum payment, which means it fluctuates month to month based on what they establish needs to be paid automatic vs pay over time. It's always a surprise which makes it difficult to budget the rest of my month when the lump sums continue to vary.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I am planning to pay off my American Express. It has a balance of 16000. The reason for my loan inquiry is to establish a minimum monthly payment. American Express doesn't necessarily have a minimum payment, which means it fluctuates month to month based on what they establish needs to be paid automatic vs pay over time. It's always a surprise which makes it difficult to budget the rest of my month financially with varying lump sums due.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am planning to pay off my American Express. It has a balance of 16000. The reason for my loan inquiry is to establish a minimum monthly payment. American Express doesn't necessarily have a minimum payment, which means it fluctuates month to month based on what they establish needs to be paid automatic vs pay over time. It's always a surprise which makes it difficult to budget the rest of my month when the lump sums continue to vary.

 


 

 

 

Member Payment Dependent Notes Series 1387448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387448

$7,800

$7,800

7.90%

1.00%

July 19, 2012

July 9, 2015

July 9, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387448. Member loan 1387448 was requested on June 25, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Finance Debt-to-income ratio: 18.41%
Length of employment: < 1 year Location: San Francisco, CA
       
Home town:
Current & past employers: Finance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > This loan is to consolidate and simply various CC debt and Student loans. The idea of having all of my bills, from different webistes and with different due dates all automatically come out of my checking account, with one transaction, seems like a beautiful thing.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,410.00 Public Records On File: 0
Revolving Line Utilization: 18.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 800. Food - 400. Student Loans - 400. Misc everything ese - 400.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - 1500. Visa - 1500. Amex - 2500. The Rest - Security deposit for my new apartment.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum equals less than 175.
Please explain the reason why you carry a large revolving credit balance.Resigned from my previous job in November, so from November - February I traveled around the country using a combination of savings and credit cards before starting my next job in investment management.

 


 

 

 

Member Payment Dependent Notes Series 1387777

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387777

$8,000

$8,000

13.11%

1.00%

July 19, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387777. Member loan 1387777 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: the bon ton Debt-to-income ratio: 23.55%
Length of employment: 2 years Location: MILWAUKEE, WI
       
Home town:
Current & past employers: the bon ton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 41
Revolving Credit Balance: $16,839.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Expenses from attending a 4 year private college, I lost a grant for private school that caused my expenses to signifcantly increase.

 


 

 

 

Member Payment Dependent Notes Series 1387811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387811

$25,375

$25,375

18.75%

1.00%

July 18, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387811. Member loan 1387811 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Layne Christensen Co Debt-to-income ratio: 26.59%
Length of employment: 10+ years Location: BENNETT, CO
       
Home town:
Current & past employers: Layne Christensen Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,448.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx $160 in transporation, about $ 170 in utilites, about $500 in phone, food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage is $1100 at 5.5%
What is your intended use for the loan proceeds?pay off credit card balances, car loan
Which debts do you plan to pay off with this loan?credit cards and car loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit cards approx 90% of it and car loan

 


 

 

 

Member Payment Dependent Notes Series 1387983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1387983

$12,000

$12,000

18.75%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1387983. Member loan 1387983 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 21.58%
Length of employment: 4 years Location: MUSTANG, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Paying off credit cards to get to 1 payment also like that will all be paid off in 36 pymts or sooner.<br>

 

A credit bureau reported the following information about this borrower member on June 25, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,476.00 Public Records On File: 0
Revolving Line Utilization: 91.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt from credit cards and signiture loans. $11,150<br>Total monthly debt payments $400<br>Interest rates from 20 -22%
Please explain the reason why you carry a large revolving credit balance.A combination of legal fees, and auto repairs caused excessive debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent(untilities included) $600<br>Phone/internet - $100<br>Insurance - $135<br>Auto - $275<br>Food - $400<br>Fuel - $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt from credit cards and signiture loans. $11,150<br>Total monthly debt payments $400<br>Interest rates from 20 -22%
What is your intended use for the loan proceeds?Consolidating credit cards and a signiture loan into 1 pymt. Will be closing credit card accounts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt from credit cards and signiture loans. $11,150<br>Total monthly debt payments $400<br>Interest rates from 20 -22%

 


 

 

 

Member Payment Dependent Notes Series 1388056

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388056

$12,000

$12,000

14.09%

1.00%

July 20, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388056. Member loan 1388056 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Horizon Air Debt-to-income ratio: 10.08%
Length of employment: 8 years Location: Great Falls, MT
       
Home town:
Current & past employers: Horizon Air
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I am looking to get this loan to payoff my credit card debt and be left with one monthly payment. This loan will save me quite a bit of money on interest. Thanks for helping make this a reality.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,892.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1388341

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388341

$18,000

$18,000

20.49%

1.00%

July 18, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388341. Member loan 1388341 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: JPMorgan Chase Debt-to-income ratio: 14.14%
Length of employment: 5 years Location: RICHARDSON, TX
       
Home town:
Current & past employers: JPMorgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My loan will be used for debt consolidation by paying off credit cards with high interest rates.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 55
Revolving Credit Balance: $35,585.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 1, bal 12,000, rate 29%, pmt 500<br>credit card 2, bal 5300, rate 29%, pmt 400<br>credit card 3, bal 5500, rate 17%, pmt 250<br>credit card 4, bal 7300, rate 17%, pmt 300<br>credit card 5, bal 5300, rate 18%, pmt 250
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 1, bal 12,000, rate 29%, pmt 500<br>credit card 2, bal 5300, rate 29%, pmt 400<br>credit card 3, bal 5500, rate 17%, pmt 250<br>credit card 4, bal 7300, rate 17%, pmt 300<br>credit card 5, bal 5300, rate 18%, pmt 250
Please explain the reason why you carry a large revolving credit balance.Due to past temporary set-back/emergencies such as unemployment, medical emergency and auto/home repair emergencies.

 


 

 

 

Member Payment Dependent Notes Series 1388450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388450

$6,000

$6,000

14.33%

1.00%

July 19, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388450. Member loan 1388450 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Howard cho Debt-to-income ratio: 25.33%
Length of employment: 5 years Location: PLANO, TX
       
Home town:
Current & past employers: Howard cho
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,181.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1388587

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388587

$2,875

$2,875

15.31%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388587. Member loan 1388587 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Fiserv Inc Debt-to-income ratio: 3.02%
Length of employment: 10+ years Location: Tangent, OR
       
Home town:
Current & past employers: Fiserv Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 66
Revolving Credit Balance: $1,896.00 Public Records On File: 1
Revolving Line Utilization: 11.70% Months Since Last Record: 69
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1388793

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388793

$35,000

$35,000

12.12%

1.00%

July 23, 2012

July 10, 2017

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388793. Member loan 1388793 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: B. F. Saul Company Debt-to-income ratio: 15.61%
Length of employment: 10+ years Location: Rockville, MD
       
Home town:
Current & past employers: B. F. Saul Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > money will be used to purchase existing business<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,778.00 Public Records On File: 0
Revolving Line Utilization: 29.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?BUSINESS: rent $5000, utilities $350, phone $250, insurance $1500
What will be the largest expense in the first six months?Inventory approx. $20,000 per month
Please explain the reason why you carry a large revolving credit balance.inventory purchased for current yard

 


 

 

 

Member Payment Dependent Notes Series 1388835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388835

$24,925

$24,925

7.90%

1.00%

July 23, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388835. Member loan 1388835 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 8.33%
Length of employment: < 1 year Location: DeBeque, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > I am looking to get a loan to purchase a Redi Mix Truck, Its steady work with great pay, but without at least 2 years operating as a business it's almost impossible to get a conventional loan.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,001.00 Public Records On File: 0
Revolving Line Utilization: 25.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lending club will not allow me to post income information of any kind in this section, sorry I couldn't be of more help.
What will be the largest expense in the first six months?Fuel is without a doubt the greatest expence, I cant go into specifics without violating lending club information policies, but hopefully this helps!
Can you provide some high level financials on the monthly costs / revenue of your business?Lending club will not allow me to post income information of any kind in this section, sorry I couldn't be of more help.

 


 

 

 

Member Payment Dependent Notes Series 1388923

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1388923

$7,200

$7,200

12.12%

1.00%

July 19, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1388923. Member loan 1388923 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: CPI Debt-to-income ratio: 28.77%
Length of employment: < 1 year Location: FOUNTAIN HILLS, AZ
       
Home town:
Current & past employers: CPI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/27/12 > This loan will be to pay off high interest/high balance credit cards. <br><br>Last year I was laid off for seven months and we had to use our credit cards a bit too much. Now that I have some descent employment I want to get these cards paid off quickly.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,202.00 Public Records On File: 0
Revolving Line Utilization: 58.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $650.00<br>Car $425.00<br>Utilities $150.00<br>Cable/Satellite $125<br>Cell phones $150.00<br>Insurance $170.00<br>Food $300.00<br>Gas $200.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express $1500.00 21% <br>Capital One $4000.00 22%<br>Capital One $2533.00 24%<br>GE Capital $630.00 25%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?320
Please explain the reason why you carry a large revolving credit balance.I was unemployed for seven months and unfortunately had to use my credit cards. Now that I am working I want to get them paid off.

 


 

 

 

Member Payment Dependent Notes Series 1389005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389005

$10,000

$10,000

14.33%

1.00%

July 20, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389005. Member loan 1389005 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Hippocrates health ins. Debt-to-income ratio: 23.79%
Length of employment: 2 years Location: West palm beach, FL
       
Home town:
Current & past employers: Hippocrates health ins.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > this loan the i ask is for pay my credit cards.<br><br> Borrower added on 07/03/12 > I'm apply for this loan to pay the small balances in some the my small amounts the my credit cards in pay some treatment the medical test. <br>Appreciate the you company help me.<br>Sears $ 1100<br>Kohls $ 300 <br>Bank of america $1100<br>Care credit $1300<br>capital one$1800<br>Chase $ 2000<br>In medical test.<br><br> Borrower added on 07/03/12 > I'm apply for this loan to pay the small balances in some the my small amounts the my credit cards in pay some treatment the medical test. <br>Appreciate the you company help me.<br>Sears $ 1100<br>Kohls $ 300 <br>Bank of america $1100<br>Care credit $1300<br>capital one$1800<br>Chase $ 2000<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 19
Revolving Credit Balance: $8,513.00 Public Records On File: 0
Revolving Line Utilization: 54.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MORGATE $238.0<br>FPL $100<br>Insurance$216.0<br>Groceries $250.00<br>Car loans $200<br>Verizon 140.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards $10000
If you have a delinquency in the last 2 years, please explain the reason.No
Please explain the reason why you carry a large revolving credit balance.Because last year have to help mi parents

 


 

 

 

Member Payment Dependent Notes Series 1389267

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389267

$7,000

$7,000

11.14%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389267. Member loan 1389267 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,208 / month
Current employer: TCU Debt-to-income ratio: 27.81%
Length of employment: 4 years Location: ARLINGTON, TX
       
Home town:
Current & past employers: TCU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Get us out of CC Debt<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,143.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We have many credit cards. Some we have already negotiated at a lower rate than available at Lending Club. Those with a higher rate than offered by Lending Club, we would like to consolidate at lower rates and pay off within 3-5 years. Those creditors total close to $23,500.

 


 

 

 

Member Payment Dependent Notes Series 1389606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1389606

$20,000

$20,000

10.16%

1.00%

July 18, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1389606. Member loan 1389606 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Rhode Island School of Design Debt-to-income ratio: 23.59%
Length of employment: < 1 year Location: PROVIDENCE, RI
       
Home town:
Current & past employers: Rhode Island School of Design
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > To pay off my credit card debt in order to be 100% debt free.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,325.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $2500

 


 

 

 

Member Payment Dependent Notes Series 1390448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1390448

$10,100

$10,100

14.09%

1.00%

July 19, 2012

July 10, 2015

July 10, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1390448. Member loan 1390448 was requested on June 26, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: N.W. Cascade Inc. Debt-to-income ratio: 16.08%
Length of employment: 4 years Location: PUYALLUP, WA
       
Home town:
Current & past employers: N.W. Cascade Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/26/12 > My intention of my loan is to kill the credit card debt I have built over the last few years. I have had multiple vehicle and personal loans which have all been paid in full with the exception of my current vehicle loans. I am just hoping to make this a simple 3 year loan a kill my credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on June 26, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,211.00 Public Records On File: 0
Revolving Line Utilization: 80.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I would say my total monthly expenses are about 2500 dollars before the credit cards in which I pay out around 400 to 500 a month on.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have three credit cards with a 2000 dollar balance on two and 3500 balance on the third all with interest rates of 25% or more. I also have two secured loans that have better rates that total 470 dollars per month that have a total balance of 13,500. I pay out about 400 dollars per month on the credit cards. My goal is to consolidate and cancel the credit cards and hopefully never have one again.

 


 

 

 

Member Payment Dependent Notes Series 1391005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391005

$17,250

$17,250

20.49%

1.00%

July 19, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391005. Member loan 1391005 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,008 / month
Current employer: The Heat Express, Inc Debt-to-income ratio: 27.34%
Length of employment: 7 years Location: HOMESTEAD, FL
       
Home town:
Current & past employers: The Heat Express, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This loan is to consolidate some credit bills I have into 1 payment. A new addition to our family is going to arrive in October, and we want to be prepared before the new baby comes. This will take some stress of our shoulders, by only having to make one monthly payments versus several.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,433.00 Public Records On File: 0
Revolving Line Utilization: 89.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$900 between mortgage and cell phone expense
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Medical credit card - balance $5345.38, interest rate 26.99% & 14.90&, monthly. Payment $181<br>Credit card-balance $5138.17, interest rate 21.24%, monthly payment $136.<br>Credit card- balance $4739.68, interest rate 22.24%, monthly payment $136.<br>Credit card - balance $1835.66, interest rate 17.99%, monthly payment $50.
Please explain the reason why you carry a large revolving credit balance.Needed it for home repairs and medical expenses

 


 

 

 

Member Payment Dependent Notes Series 1391079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391079

$6,800

$6,800

15.80%

1.00%

July 18, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391079. Member loan 1391079 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Planet Raw Debt-to-income ratio: 10.71%
Length of employment: 2 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Planet Raw
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 28
Revolving Credit Balance: $11,493.00 Public Records On File: 0
Revolving Line Utilization: 59.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1391317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391317

$18,000

$18,000

13.11%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391317. Member loan 1391317 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Twentymile Coal Debt-to-income ratio: 30.86%
Length of employment: 7 years Location: CRAIG, CO
       
Home town:
Current & past employers: Twentymile Coal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 59 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,251.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We plan on paying off our macys,dillards, hsbc and flex perk credit cards. We have cancelled all our other credit cards as of 07/09/2012
Please explain the reason why you carry a large revolving credit balance.As of 07/09/2012 we dont carry so much large credit balances. We closed the account on many of our credit cards and plan to close the rest once we pay them off with the loan we are trying to receive
Which debts do you plan to pay off with this loan?We plan to pay off our flex perks credit card, our macy, dillards and hsbc credit cards. With the remaining money left over we plan to put down on our vehicle to lower the monthly payment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate credit cards and to put some down on one of our vehicles to help lower that payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$1360. Cars-$1100, utilities,$200, cell phone-$75 car insurance,$134, groceries-$400
Please explain the reason why you carry a large revolving credit balance.As of 07/09/2012 we dont carry so much large credit balances. We closed the account on many of our credit cards and plan to close the rest once we pay them off with the loan we are trying to receive
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolidate credit cards and to put some down on one of our vehicles to help lower that payment.

 


 

 

 

Member Payment Dependent Notes Series 1391329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391329

$14,000

$14,000

14.09%

1.00%

July 19, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391329. Member loan 1391329 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: DAF Police Debt-to-income ratio: 19.23%
Length of employment: 7 years Location: CRESTVIEW, FL
       
Home town:
Current & past employers: DAF Police
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > This loan will be used to consolidate my debt & to have financial freedom once this loan is finished. I currently pay $1100 a month in debt although my minimum payments would only equal $850. This loan would allow me to close a few non-revolving debts, cutting my monthly debt payments in half.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 50
Revolving Credit Balance: $6,626.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1207.77, Electric: $150.00, Car Note: $353.00, Insureance: $140.00, Phone Bill $205.00, Monthly Food Cost: $400.00, Monthly Gas Cost: $320.00. Total Monthly Expenses, $2775.77
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Star Card: $6368.77, Int. Rate: %10.24,Min. Payment: $246.00 I pay $400.00, GE Money: $2884.26, Int. rate: %25.99, Min. Payment: $241.05 I pay $300, JC Penny: $3688.37, Int. Rate %26.99, Min. Payment: $248.00 I pay $300.00, Sears Card: $933.78, Int. rate: %20.40, Min. Payment: 46.53 I pay $100, Care Credit Card: $708.13, Int. Rate %24.99 Min. Payment: $41 I pay $100. Total Debt: 14,583.31 Total Monthly Payments:$1200. With this loan I can close all accts & cut my debt payment in half. Thank you

 


 

 

 

Member Payment Dependent Notes Series 1391364

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391364

$30,000

$30,000

7.90%

1.00%

July 20, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391364. Member loan 1391364 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $24,667 / month
Current employer: Guardian Investor Services Debt-to-income ratio: 4.97%
Length of employment: 3 years Location: BLOOMINGDALE, NJ
       
Home town:
Current & past employers: Guardian Investor Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I ran up my credit cards renovating my kitchen and two bathrooms. These jobs cost more than I anticipated. Now I'd like to consolidate those two credit cards into one, easy monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,641.00 Public Records On File: 0
Revolving Line Utilization: 37.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3000 mortgage, 500 car, 200 utilities, 140 phone, 150 insurance, 250 food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?369k mortgage, 21k car, outside of that I have no debt
Please explain the reason why you carry a large revolving credit balance.I renovated my kitchen and bathrooms and the cost was more than expected. I just want to consolidate to make the payment easier and more efficient.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3000 mortgage, 500 car, 200 utilities, 140 phone, 150 insurance, 250 food

 


 

 

 

Member Payment Dependent Notes Series 1391450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391450

$18,000

$18,000

22.47%

1.00%

July 23, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391450. Member loan 1391450 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: pcs1 Debt-to-income ratio: 32.19%
Length of employment: 10+ years Location: TUJUNGA, CA
       
Home town:
Current & past employers: pcs1
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 28
Revolving Credit Balance: $16,623.00 Public Records On File: 0
Revolving Line Utilization: 87.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment is 1100, car is 300, utilities approx 125 a month, phone less than 50, insurance 170 and groceries nor more than 150 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards current debt rounded off to $8400, at an average apr of 10.99%, monthly minimum payments total $320. Lines of credit current debt rounded off to $9000, at an average apr of 25.99%, monthly minimum payments total $260. Please note that is just the required minimum payment, not the final amount I pay, I typically double my minimum payment amount. By consolidating both, I will be paying less, even when paying more than my required loan payment than the two above amounts combined.
Please explain the reason why you carry a large revolving credit balance.Financial hardship, a temporary 30 month paycut from my employer back in Feb 2009, played a large part, was not living outside of my means, but as the market showed signs of issues, so did the APR on revolving accounts.

 


 

 

 

Member Payment Dependent Notes Series 1391726

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1391726

$20,000

$20,000

19.05%

1.00%

July 19, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1391726. Member loan 1391726 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: G & J Pepsi-Cola Bottling Group Debt-to-income ratio: 12.92%
Length of employment: 9 years Location: Worthington, OH
       
Home town:
Current & past employers: G & J Pepsi-Cola Bottling Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Debt consoldiation. Current total balances on credit cards is $15,000 with a 28% interest rate. Student loan payments are $309 a month.<br><br> Borrower added on 07/08/12 > Mortgage is $1140.00 a month. Utilities are $200.00 a month.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 67
Revolving Credit Balance: $13,020.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off credit card balances and use some for student lIan's.
Which debts do you plan to pay off with this loan?All credit card amounts.

 


 

 

 

Member Payment Dependent Notes Series 1392009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392009

$12,000

$12,000

12.12%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392009. Member loan 1392009 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Intermountain Health Care Debt-to-income ratio: 21.36%
Length of employment: 10+ years Location: SALT LAKE CITY, UT
       
Home town:
Current & past employers: Intermountain Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My loan is to pay off 2 high intrest credit cards I hope hope once my credit card consolidation loan is paid off , I will have a higher credit score to go along with it.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 8
Revolving Credit Balance: $19,194.00 Public Records On File: 0
Revolving Line Utilization: 52.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car Payment: $498.94, Mobile phone: $91.77, Car Insurance: 67.55, Cable: $140.34, Medical and Dental: $60.00, Food: $200.00. I do not pay rent.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Of America Credit Card: LOC $9,000, Balance 7,230.00 APR %18.24. Chase CC: LOC $6,000 Balance: $5098.61 APR %18.24. Chase CC: LOC $2,500 Balance: $1609.7 4 APR %11.99 HSBC: LOC $3000, Balance: $1396.19 APR %19.99.

 


 

 

 

Member Payment Dependent Notes Series 1392326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392326

$14,000

$14,000

8.90%

1.00%

July 19, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392326. Member loan 1392326 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,583 / month
Current employer: n/a Debt-to-income ratio: 29.43%
Length of employment: 7 years Location: RENO, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I've always taken my credit cards very seriously and have never been late with any credit obligation, ever. After finding out about LendingClub, it seemed like a great way to pay them off at an even lower interest rate. Once the cards are paid off I intend to return as an investor. Thanks.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,173.00 Public Records On File: 0
Revolving Line Utilization: 64.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are $2200.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex $13488, 15%, min payment $264
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total minimum monthly payments for all credit cards is $635. After the payoff my total payments will be $816.
Please explain the reason why you carry a large revolving credit balance.Most of my large revolving balances are related to start-up costs for my business. I really hate carrying balances but I viewed it as a necessary evil. I value my credit and have never been late with a payment, ever. Business is great and I've just reached a point where I want to be really aggressive about paying down my debt. Getting a better rate through LC will help me pay these balances down even faster.

 


 

 

 

Member Payment Dependent Notes Series 1392390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392390

$18,000

$18,000

18.75%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392390. Member loan 1392390 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Sempra Energy Debt-to-income ratio: 13.46%
Length of employment: 1 year Location: san Dieg, CA
       
Home town:
Current & past employers: Sempra Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,715.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1504<br><br>Utilities - $44 on average<br><br>Cable - $68<br><br>Gym - $45<br><br>Gas - $0...I live in an urban setting and walk to work
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa: $8,970...7%<br><br>Chase: $2,300...19%<br><br>GE: $1,900...0% until January 2013
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Visa - $170.00<br><br>Chase - $120.00<br><br>GE - $86.00
Please explain the reason why you carry a large revolving credit balance.Right out of college, I moved to San Francisco, CA for work and was forced to live above my means as a recent college graduate due to the high cost of living. However, I wanted to save as much cash as possible in order to purchase property. I did so and purchased a condo in downtown San Diego. When it came time decide on whether to pay off the credit cards or purchase my first property, I decided to use the money as equity in my home.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the funds for one purpose and that is to escape credit card debt. This is how I plan to break it out using rounded numbers:<br><br>Loan: $18,000<br>Total Debt: $13,000<br>Payment: (13,000)<br>Remaining Funds: $5,000<br><br>The Remaining funds will be used to pay off the loan (nothing else). It will accrue interest at 2.4% based on my relationship with ING. My background is in finance and I ran the numbers and this is the cheapest way out based on interest rates and other variables.
What is your intended use for the loan proceeds?I will be paying off all of my credit card debt the minute I receive the funds. It will be a feeling of great relief as there will be a light at the end of the tunnel that is much cheaper than the alternative. I have run the numbers (I work in finance for a fortune 500) and this route is the best way to achieve my goal of getting out of credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1392401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1392401

$6,000

$6,000

14.33%

1.00%

July 19, 2012

July 11, 2015

July 11, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1392401. Member loan 1392401 was requested on June 27, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: BYN Flowback Services Debt-to-income ratio: 14.17%
Length of employment: 3 years Location: perryton, TX
       
Home town:
Current & past employers: BYN Flowback Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > My loan is for all the hosptial bills ,credit cards, and all other bills I have. Have 1 payment instead of having 3-4 different payments to send. This would be a lot easier to manage.<br>

 

A credit bureau reported the following information about this borrower member on June 27, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 25 Months Since Last Delinquency: 10
Revolving Credit Balance: $3,327.00 Public Records On File: 0
Revolving Line Utilization: 44.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are, 300 on rent, 200 on utilites, 90 on my cell phone, 150 on student loans, and about 200 every two weeks on grocerices.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 1000 dollars of Care Credit, 1200 dollars on chase, and 3100, on american express, and interest rates are about 20%. 150 dollars a month on student loans.
If you have a delinquency in the last 2 years, please explain the reason.I had some delinquency on student loans, because i payed all the credit cards first due to the high interest. I am back on schedule and up to date on everything. I just want one payment instead of having 3-4 different payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 1000 dollars of Care Credit, 1200 dollars on chase, and 3100, on american express, and interest rates are about 20%. 150 dollars a month on student loans.

 


 

 

 

Member Payment Dependent Notes Series 1393592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393592

$11,700

$11,700

18.49%

1.00%

July 18, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393592. Member loan 1393592 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Walmart Distribution Debt-to-income ratio: 34.46%
Length of employment: 9 years Location: crewe, VA
       
Home town:
Current & past employers: Walmart Distribution
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Trying to pay bills off<br><br> Borrower added on 07/05/12 > Pay off debts<br><br> Borrower added on 07/05/12 > Consolidate my bills into one payment<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 40
Revolving Credit Balance: $1,708.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent but pay 300 including phone insurance is 183, food bout 150
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about 14000 and that includes personal loans, credit cards and lines of credit
Which debts do you plan to pay off with this loan?credit cards and personal loans and credit lines that i owe so i wont have any bills but this one.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe about 14000 and that includes personal loans, credit cards and lines of credit
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?credit cards , personal loans, and credit lines that i owe so i only have this one to pay

 


 

 

 

Member Payment Dependent Notes Series 1393693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393693

$18,000

$18,000

18.75%

1.00%

July 19, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393693. Member loan 1393693 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Schlumberger Debt-to-income ratio: 18.79%
Length of employment: 10+ years Location: Youngsville, LA
       
Home town:
Current & past employers: Schlumberger
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > This loan will be used to purchase gaming equipment for my business. As of now we have a 3rd party vender that is providing the gaming equipment where we split the profit 50/50. This loan will allow me to purchase the equipment I need to replace our venders equipment and recieve 100% of the profits.<br><br> Borrower added on 06/28/12 > This loan will be used to purchase gaming equipment for my business. Currently I am splitting the profits with a 3rd party vendor. We have been in business since 2004.<br><br> Borrower added on 06/28/12 > This loan will be used to purchase gaming equipment for my business of 8 years. I have been using a 3rd party vendor and now wish to collect 100% of the income from my own machines. I also have a full time job of 10 years and own 50% of the business I mentioned above.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,326.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1393766

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393766

$20,725

$20,725

15.80%

1.00%

July 23, 2012

July 12, 2017

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393766. Member loan 1393766 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Carrols corp Debt-to-income ratio: 14.91%
Length of employment: 10+ years Location: Queensbury, NY
       
Home town:
Current & past employers: Carrols corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Consolidation of higher rate credit cards. To eliminate all credit card debt in 5 years instead of 10-15 it would take by paying minimum payments on credit cards.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 60
Revolving Credit Balance: $19,626.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1393841

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1393841

$25,375

$25,375

13.11%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1393841. Member loan 1393841 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Northern Haserot Debt-to-income ratio: 16.36%
Length of employment: < 1 year Location: AKRON, OH
       
Home town:
Current & past employers: Northern Haserot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I will be using the loan to eliminate all my credit card debt and to make one monthly payment with a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,007.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?average monthly expenses are $800-$1000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The system will not allow me to enter this information
Please explain the reason why you carry a large revolving credit balance.I have a high revolving balance because I was paying for grad school and not working very much and then was laid off while I was going to school so my credit cards kept me current.

 


 

 

 

Member Payment Dependent Notes Series 1394010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394010

$16,000

$16,000

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394010. Member loan 1394010 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: City of New York Debt-to-income ratio: 5.35%
Length of employment: 8 years Location: LOCUST VALLEY, NY
       
Home town:
Current & past employers: City of New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan is for Debt Consolidation. I would like to pay off my Debt and have 1 monthly payment at a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1978 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,774.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I recently got married in October of 2011 and needed to put some expenses on credit cards. Also about $7,000 of the revolving Credit balance is from a Jet Ski I had purchased. If my loan is approved i will be paying off all my revovling credit.
Which debts do you plan to pay off with this loan?I will be paying off all of them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card#1 Debt Balance is about $300 with a line of credit of $1,150. Credit Card #2 has a balance of about $690 with a line of credit of $1,500. Credit Card 3 has a balance of about $3,675 with a line of credit of $3,800. Credit Card#4 has a balance of about $3,700 with a line of credit of $8,600. I also own a jet ski that has a balance of $7,000. That line of credit is $15,000. I am not certain on the interest rates. My minimum Monthly payments are about $450-$500. But i always pay more.
Which debts do you plan to pay off with this loan?I will be paying off all of them.

 


 

 

 

Member Payment Dependent Notes Series 1394327

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394327

$11,500

$11,500

14.09%

1.00%

July 24, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394327. Member loan 1394327 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: LOUIS MACCHIARULO,ESQ Debt-to-income ratio: 31.82%
Length of employment: 10+ years Location: RICHMOND HILL, NY
       
Home town:
Current & past employers: LOUIS MACCHIARULO,ESQ
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 46
Revolving Credit Balance: $20,366.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1394422

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394422

$15,575

$15,575

7.90%

1.00%

July 19, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394422. Member loan 1394422 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Carlson Restaurants Debt-to-income ratio: 29.98%
Length of employment: 10+ years Location: CARROLLTON, TX
       
Home town:
Current & past employers: Carlson Restaurants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I worry every day that I will not get out from under my debt. This will be a great start! I can't wait to not have any credit cards and start saving more for my retirement.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1985 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,373.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1394695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394695

$5,500

$5,500

12.12%

1.00%

July 24, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394695. Member loan 1394695 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Osceola county corrections Debt-to-income ratio: 17.05%
Length of employment: 6 years Location: Ocoee, FL
       
Home town:
Current & past employers: Osceola county corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > I would like to pay off my walmart discover 1007.00/Citi bank dividend 1847.00/capital one 1783.00 visa/ofcu 1114.00 visa..<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,144.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortage, cable and lights are 700.00 and my car is 500.00 my insurance is 102.00
Please explain the reason why you carry a large revolving credit balance.I attempted to do a few balance transfers, but when they went through they were not enough to cover the full balance of my cards, so I didn't close them. Eventually I just ended using them again. That is why it is so important I get the full amount, then I can close these cards and have them paid off in three years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortage, cable and lights are 700.00 and my car is 500.00 my insurance is 102.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 5500.00 in credit card debt. Capital one 1782.00/Citi bank 1847.00/Orlando federal visa 1114.00/discover 1007.00. My mortage,car and household bills do not exceed 1200.00
Please explain the reason why you carry a large revolving credit balance.I attempted to do a few balance transfers, but when they went through they were not enough to cover the full balance of my cards, so I didn't close them. Eventually I just ended using them again. That is why it is so important I get the full amount, then I can close these cards and have them paid off in three years.

 


 

 

 

Member Payment Dependent Notes Series 1394776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394776

$10,500

$10,500

12.12%

1.00%

July 23, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394776. Member loan 1394776 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: GOLDEN GAMING Debt-to-income ratio: 17.72%
Length of employment: 6 years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: GOLDEN GAMING
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Tell your story. What is your loan for?<br><br> Borrower added on 06/28/12 > I NEES THE LOAN TO PAY OFF HIGH INTEREST CREDIT CARDS.<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,440.00 Public Records On File: 0
Revolving Line Utilization: 61.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?DISCOVER CREDIT CARD. $8,000.00. CHASE CREDIT CARD, $1,400.00
Please explain the reason why you carry a large revolving credit balance.FAMILY GROWTH.
Please explain the reason why you carry a large revolving credit balance.FAMILY GROWTH.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?DEBT CONSOLIDATION, I WANT TO KEEP ONLY ONE MONTHLY PAYMENT.
Which debts do you plan to pay off with this loan?BOTH DEBTS THAT I HAVE WRITTEN BEFORE.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?DISCOVER CREDIT CARD. $8,000.00. CHASE CREDIT CARD, $1,400.00

 


 

 

 

Member Payment Dependent Notes Series 1394994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1394994

$2,000

$2,000

7.62%

1.00%

July 20, 2012

July 12, 2015

July 12, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1394994. Member loan 1394994 was requested on June 28, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Varian Medical Systems, Inc. Debt-to-income ratio: 14.51%
Length of employment: 2 years Location: PALO ALTO, CA
       
Home town:
Current & past employers: Varian Medical Systems, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/28/12 > Vacation Loan<br>

 

A credit bureau reported the following information about this borrower member on June 28, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 35
Revolving Credit Balance: $5,271.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1900
Please provide general details of the cost of your vacation.I'm going to a wedding /vacation in Washington State with my kids. I'll be traveling by car for about 2 weeks. I have managed to save $1000, but I calculate that I will need about $3000, for hotels, gas, and food, thus the need to borrow $2000.

 


 

 

 

Member Payment Dependent Notes Series 1395625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1395625

$7,200

$7,200

6.62%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1395625. Member loan 1395625 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Comcast Cable Debt-to-income ratio: 4.47%
Length of employment: 5 years Location: Herndon, VA
       
Home town:
Current & past employers: Comcast Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Need some extra cash.<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,168.00 Public Records On File: 0
Revolving Line Utilization: 5.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be using this load to purchase real estate property
What are you buying?Real estate (plot) for investment purpose.
What is your intended use for the loan proceeds?I will be using this load to purchase real estate property
What is your intended use for the loan proceeds?I will be using this load to purchase real estate property
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total expenses between 2500 and 2700 (rent 1500, utilities 200, food 300, car loan 350, other expenses 200-300)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses between 2500-2700 (rent 1500, utilties 200, car loan 350, food and expenses 500-600), insurance paid by company
What is your intended use for the loan proceeds?I will be using this load to purchase real estate property

 


 

 

 

Member Payment Dependent Notes Series 1396232

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396232

$29,700

$29,700

17.77%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396232. Member loan 1396232 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Baker Hughes Debt-to-income ratio: 18.53%
Length of employment: 4 years Location: FARMINGTON, NM
       
Home town:
Current & past employers: Baker Hughes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,181.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?They total around $1200-$1400.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay off a car loan, personal loan, credit card and hospital bills. Instead if having to pay 4-5 separate bills it woukd be easier on me to pay one.
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$686 mortgage. $105 insurance and $122 in taxes
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
Which debts do you plan to pay off with this loan?Car loan, personal loan, and credit cards..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay off a car loan, personal loan, credit card and hospital bills. Instead if having to pay 4-5 separate bills it woukd be easier on me to pay one.
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am going to pay off a car loan, personal loan, credit card and hospital bills. Instead if having to pay 4-5 separate bills it woukd be easier on me to pay one.
Which debts do you plan to pay off with this loan?Car loan, personal loan, and credit cards..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan $13,000. 2 credit cards combined balance $4,000. Personal loan $9,000. Interest rates vary from 9-14%. I have no student loans and no lines of credit. Total monthly is $1,800-$2,000..
What is your intended use for the loan proceeds?I want to consolidate all my debt into one payment. Instead of having to make several different payments.

 


 

 

 

Member Payment Dependent Notes Series 1396471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396471

$19,375

$19,375

19.72%

1.00%

July 20, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396471. Member loan 1396471 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,125 / month
Current employer: HemaSource Debt-to-income ratio: 23.16%
Length of employment: 2 years Location: CASTLE ROCK, CO
       
Home town:
Current & past employers: HemaSource
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am using this loan to consolidate my debt. You will see that I have always made my monthly payments and pride myself is not missing a payment. I have a good stable job in the health care industry. I want to get back to only having my mortgage as my only debt. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 6
Revolving Credit Balance: $29,084.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mtg 1130. Auto insurance 100. Utilities 225. Groceries 225. Gas 75-100 (I work only a mile from where I live)

 


 

 

 

Member Payment Dependent Notes Series 1396682

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396682

$14,000

$14,000

12.12%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396682. Member loan 1396682 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,883 / month
Current employer: Texas Instruments Debt-to-income ratio: 7.64%
Length of employment: 2 years Location: FARMERS BRANCH, TX
       
Home town:
Current & past employers: Texas Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > The loan is for down payment for buying an apartment. thanks.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,715.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All my expenses come to around $1750 per month.
What is the estimated current market value of the home you intend to purchase?105k$

 


 

 

 

Member Payment Dependent Notes Series 1396790

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396790

$24,375

$24,375

20.49%

1.00%

July 20, 2012

July 13, 2017

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396790. Member loan 1396790 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Northrop Grumman Debt-to-income ratio: 17.91%
Length of employment: 6 years Location: OGDEN, UT
       
Home town:
Current & past employers: Northrop Grumman
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Property is in a gated community in Northern Utah. There is an annual fee of $200 per year. This property has electrical and septic system hook ups for my trailer<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1982 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 38
Revolving Credit Balance: $18,584.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To procure recreation property
Please provide additional details regarding the purpose of the loan.Utilize this Property for Hunting/Fishing. Plus enjoy the outdoors with my family.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?house is $1140 per month...include insurance<br>car insurance: $186<br>cell phones: $186<br>don't pay car or house taxes<br>utilities approx $250<br>food approx $600<br>car loan $294 owe $1800<br>trailer loan $460 per month<br>truck loan: $400 per month<br>second mortgage: $750<br>sears: $100<br>HBSC: $331
Please explain the reason why you carry a large revolving credit balance.I am going to only utilize this to procure a piece of recreation property
Please provide additional details regarding the purpose of the loan.Utilize this Property for Hunting/Fishing. Plus enjoy the outdoors with my family.
What is your intended use for the loan proceeds?To procure recreation property
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will utilize this loan to procure recreation property only
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?house is $1140 per month...include insurance<br>car insurance: $186<br>cell phones: $186<br>don't pay car or house taxes<br>utilities approx $250<br>food approx $600<br>car loan $294 owe $1800<br>trailer loan $460 per month<br>truck loan: $400 per month<br>second mortgage: $750<br>sears: $100<br>HBSC: $331
What is your intended use for the loan proceeds?To procure recreation property
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?house is $1140 per month...include insurance<br>car insurance: $186<br>cell phones: $186<br>don't pay car or house taxes<br>utilities approx $250<br>food approx $600<br>car loan $294 owe $1800<br>trailer loan $460 per month<br>truck loan: $400 per month<br>second mortgage: $750<br>sears: $100<br>HBSC: $331
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will utilize this loan to procure recreation property only
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Will only be using this loan to procure recreation property
Please explain the reason why you carry a large revolving credit balance.I am going to only utilize this to procure a piece of recreation property
If you have a delinquency in the last 2 years, please explain the reason.only bills that I have had an issue was with medical bills. I drop one medical insurance and doctor companies kept billing the one that I had dropped

 


 

 

 

Member Payment Dependent Notes Series 1396971

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1396971

$24,000

$24,000

21.00%

1.00%

July 19, 2012

July 13, 2015

July 13, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1396971. Member loan 1396971 was requested on June 29, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Ford Debt-to-income ratio: 21.83%
Length of employment: 10+ years Location: Dearborn, MI
       
Home town:
Current & past employers: Ford
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/29/12 > I want to pay off all of my credit cards because I feel overwhelmed by the amount of debt I incurred over foolishness. I regret my decisions and want to know what it feels like to be debt free. Just the thought of having no more debt brings peace of mind, less stress and restful sleeping. thank you<br>

 

A credit bureau reported the following information about this borrower member on June 29, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,518.00 Public Records On File: 0
Revolving Line Utilization: 86.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc1 bal:11,500.00 rate:15% mnt pymt:300.00-cc2 bal:9,827 rate:0% until Jan 2013 mnt pymt:100.00- cc3 bal:4,891.00 rate: 15.9% mnt pymt:100.00-cc4 bal: 2,400.00 rate:11.4% mnt pymt:100.00- cc5 bal: 2,000.00 rate: 9% mnt pymt:100.00 personal loan bal: 4,781 rate 24% mnt pymtn:180.00 cc for dental work bal: 1,800.00 mnt pymt: 200.00 and two small balances on dept store cc's: one has balance of 191.00 at 55 pym a month and the other is 800.00 bal and payment monthly is 75.00/ mortgage is 1,224.00pm
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc1 bal:11,500.00 rate:15% mnt pymt:300.00-cc2 bal:9,827 rate:0% until Jan 2013 mnt pymt:100.00- cc3 bal:4,891.00 rate: 15.9% mnt pymt:100.00-cc4 bal: 2,400.00 rate:11.4% mnt pymt:100.00- cc5 bal: 2,000.00 rate: 9% mnt pymt:100.00 personal loan bal: 4,781 rate 24% mnt pymtn:180.00 cc for dental work bal: 1,800.00 mnt pymt: 200.00 and two small balances on dept store cc's: one has balance of 191.00 at 55 pym a month and the other is 800.00 bal and payment monthly is 75.00/ mortgage is 1,224.00pm
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc1 bal:11,500.00 rate:15% mnt pymt:300.00-cc2 bal:9,827 rate:0% until Jan 2013 mnt pymt:100.00- cc3 bal:4,891.00 rate: 15.9% mnt pymt:100.00-cc4 bal: 2,400.00 rate:11.4% mnt pymt:100.00- cc5 bal: 2,000.00 rate: 9% mnt pymt:100.00 personal loan bal: 4,781 rate 24% mnt pymtn:180.00 cc for dental work bal: 1,800.00 mnt pymt: 200.00 and two small balances on dept store cc's: one has balance of 191.00 at 55 pym a month and the other is 800.00 bal and payment monthly is 75.00/ mortgage is 1,224.00pm
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc1 bal:11,500.00 rate:15% mnt pymt:300.00-cc2 bal:9,827 rate:0% until Jan 2013 mnt pymt:100.00- cc3 bal:4,891.00 rate: 15.9% mnt pymt:100.00-cc4 bal: 2,400.00 rate:11.4% mnt pymt:100.00- cc5 bal: 2,000.00 rate: 9% mnt pymt:100.00 personal loan bal: 4,781 rate 24% mnt pymtn:180.00 cc for dental work bal: 1,800.00 mnt pymt: 200.00 and two small balances on dept store cc's: one has balance of 191.00 at 55 pym a month and the other is 800.00 bal and payment monthly is 75.00/ mortgage is 1,224.00pm

 


 

 

 

Member Payment Dependent Notes Series 1397596

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397596

$11,500

$11,500

17.77%

1.00%

July 19, 2012

July 14, 2015

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397596. Member loan 1397596 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Heritage Healtcare Debt-to-income ratio: 14.44%
Length of employment: 2 years Location: central, SC
       
Home town:
Current & past employers: Heritage Healtcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 11
Revolving Credit Balance: $1,167.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan $5100 31.1% $245 Per month, School Loan $4100 29.9% $200 Per month, Mortgage $77,000 6.5% $676.00, Car Payment $25,000 1.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400.00 per month. I am also married and my husband makes 33,000 per year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan $5100 31.1% $245 Per month, School Loan $4100 29.9% $200 Per month, Mortgage $77,000 6.5% $676.00, Car Payment $25,000 1.99%
Which debts do you plan to pay off with this loan?All I can

 


 

 

 

Member Payment Dependent Notes Series 1397736

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397736

$7,000

$7,000

12.12%

1.00%

July 18, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397736. Member loan 1397736 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,917 / month
Current employer: Holladay Heath Care Debt-to-income ratio: 27.22%
Length of employment: 10+ years Location: W VALLEY CITY, UT
       
Home town:
Current & past employers: Holladay Heath Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 48
Revolving Credit Balance: $12,106.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discovery though Sam's club, Sear Master card, Wells Fargo Financial

 


 

 

 

Member Payment Dependent Notes Series 1397827

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397827

$3,250

$3,250

15.31%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397827. Member loan 1397827 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: P&F TEXTILES, INC. Debt-to-income ratio: 6.24%
Length of employment: 7 years Location: TORRANCE, CA
       
Home town:
Current & past employers: P&F TEXTILES, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,422.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1397840

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1397840

$8,250

$8,250

6.62%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1397840. Member loan 1397840 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Clinica Medica Familiar Debt-to-income ratio: 22.14%
Length of employment: < 1 year Location: RIVERSIDE, CA
       
Home town:
Current & past employers: Clinica Medica Familiar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > The loan is for a new residence and moving expenses<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $142.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses include rent (920), Utilities (200), Taxes (1,400), School Loans (1, 400), Car payment (200), etc, but I have excellent line of credit
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money for moving expenses, pay off some loans, down payment for apartment, purchasing some furniture, etc

 


 

 

 

Member Payment Dependent Notes Series 1398094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398094

$19,200

$19,200

19.05%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398094. Member loan 1398094 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Liberty Public Schools Debt-to-income ratio: 20.61%
Length of employment: 9 years Location: KANSAS CITY, MO
       
Home town:
Current & past employers: Liberty Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Wedding ceremony and reception<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,639.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
Please explain the reason why you carry a large revolving credit balance.Paid tuition with credit card to graduate with a master's degree
What is your intended use for the loan proceeds?To fund an upcoming wedding. The expenses associated with the wedding
Please provide additional details regarding the purpose of the loan.To fund an upcoming wedding - transportation, pictures and video, reception hall, food, tuxedo rental, dj and wedding invitations
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
Please explain the reason why you carry a large revolving credit balance.Paid tuition with credit card to graduate with a master's degree
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
Please explain the reason why you carry a large revolving credit balance.Paid tuition with credit card to graduate with a master's degree
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent is 460<br>Insurance car is 370 for six months<br>Phone is 50<br>Food is 200 <br>Transportation is 200<br>Credit card is 500 <br><br>These are my only expenses
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I currently rent and do not have a mortgage payment. My monthly rent amount is $460, power and lights $40, gas energy $40,
Please provide additional details regarding the purpose of the loan.To fund an upcoming wedding - transportation, pictures and video, reception hall, food, tuxedo rental, dj and wedding invitations
Please explain the reason why you carry a large revolving credit balance.Paid tuition with credit card to graduate with a master's degree

 


 

 

 

Member Payment Dependent Notes Series 1398104

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398104

$19,200

$19,200

19.72%

1.00%

July 19, 2012

July 14, 2017

July 14, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398104. Member loan 1398104 was requested on June 30, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Advantage Sales and Marketing Debt-to-income ratio: 13.01%
Length of employment: 10+ years Location: adelanto, CA
       
Home town:
Current & past employers: Advantage Sales and Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 30, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,384.00 Public Records On File: 0
Revolving Line Utilization: 67.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2400.00 (includes car payment of $385.00)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
Please explain the reason why you carry a large revolving credit balance.I was helping child through collage and over extended myself for a while. (and let them use 2 of my cards)<br>Now that is over, I have now put a plan together and began paying them off or down last month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
Please explain the reason why you carry a large revolving credit balance.I was helping child through collage and over extended myself for a while. (and let them use 2 of my cards)<br>Now that is over, I have now put a plan together and began paying them off or down last month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?2400. All inclusive
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage,
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC debt 12,000 min pay total 210 average interest rate it 24.99<br>Car debt 17000 pay 385. interest rate 6%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Using loan to consolidate cc debt to one payment w one in<br>terest rate

 


 

 

 

Member Payment Dependent Notes Series 1398248

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398248

$35,000

$35,000

18.75%

1.00%

July 23, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398248. Member loan 1398248 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Weatherford Int Debt-to-income ratio: 28.30%
Length of employment: 7 years Location: ROSENBERG, TX
       
Home town:
Current & past employers: Weatherford Int
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > My load is to consolidate my bills and and have just one montly payment, instead of t15 or so montly payments to worry about. This is alot easier to maintain, and therefore alot simple to maintain.<br><br> Borrower added on 07/03/12 > My load is to consolidate my bills and and have just one montly payment, instead of t15 or so montly payments to worry about. This is alot easier to maintain, and therefore alot simple to keep track of and making sure i dont ever miss a payment or get late or behind on anything.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,630.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?A close estimate would be close go about 2000.00 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Do you want the average cost or do you want these broken down individually.
Please explain the reason why you carry a large revolving credit balance.Honestly the reason is because i just let it get out of control and it was so easy just to use the cards.
Which debts do you plan to pay off with this loan?I plan on paying off credit cards or the majority of them so i can quit having high revolving credit out there, cause its dropping my creadit average and tired of paying all the high interest, at this rate ill never get them paid off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Do you want the average cost or do you want these broken down individually.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Do you want the average cost or do you want these broken down individually.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Do you want the average cost or do you want these broken down individually.
What is your intended use for the loan proceeds?My plan is to consolidate my bills and and have just one montly payment, instead of 15 or so montly payments to worry about. This is alot easier to maintain, and therefore alot simple to keep track of and making sure i dont ever miss a payment or get late or behind on anything.and if i get full loan this should diff be enuogh to pay all off so i can start fresh and this time diff watch what im doing with my money instead of just being so easy to charge on the cards, cant keep doing this.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Do you want the average cost or do you want these broken down individually.
Which debts do you plan to pay off with this loan?I plan on paying off credit cards or the majority of them so i can quit having high revolving credit out there, cause its dropping my creadit average and tired of paying all the high interest, at this rate ill never get them paid off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My plan is to consolidate my bills and and have just one montly payment, instead of 15 or so montly payments to worry about.and therefore alot simple to keep track of and making sure i dont ever miss a payment or get late or behind on anything.and if i get fully funding for this loan all my charge/credit cards will be paid off and my credit will be better and i will have a clean slate and plan on spending cash for things instead of being so easy to charge on cards.

 


 

 

 

Member Payment Dependent Notes Series 1398355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398355

$35,000

$35,000

19.72%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398355. Member loan 1398355 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,833 / month
Current employer: BTIG,LLC Debt-to-income ratio: 11.53%
Length of employment: 3 years Location: HOWELL, NJ
       
Home town:
Current & past employers: BTIG,LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Looking for loan to consolidate credit card debt into one single payment while also getting a slightly better interest rate on credit card balances where rates have ballooned to the mid to upper 20% range. <br>Good credit history and long standing trend of payments on obligation in a timely fashion.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 10
Revolving Credit Balance: $49,715.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage ($1,350), Utilities ($300), Phone ($120), Transportation ($275), Auto(s) ($771), Insurance ($281), Food ($450), Student loans ($400) Credit Cards ($1,650 - $1,800), Misc ($400). Loan will save me roughly $450 a month which will be used to replenished savings diminished by an awful stock and real estate market over the past 4 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Majority of my debt is credit cards, there are some student loans, but they are consolidated and very manageable. The 35,000 will all but eliminate that debt and make for one payment on a finite schedule. Don't get me wrong, the interest rate on this loan is better than most credit cards, but a far cry from that of a secured loan. I will be looking to pay this down in full as soon as possible.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage ($1,350), Utilities ($300), Phone ($120), Transportation ($275), Auto(s) ($771), Insurance ($281), Food ($450), Student loans ($400) Credit Cards ($1,650 - $1,800), Misc ($400). Loan will save me roughly $450 a month which will be used to replenished savings diminished by an awful stock and real estate market over the past 4 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Majority of my debt is credit cards, there are some student loans, but they are consolidated and very manageable. The 35,000 will all but eliminate that debt and make for one payment on a finite schedule. Don't get me wrong, the interest rate on this loan is better than most credit cards, but a far cry from that of a secured loan. I will be looking to pay this down in full as soon as possible.
Please explain the reason why you carry a large revolving credit balance.I am guessing my answer keeps getting rejected as I have tried to answer twice before. Combination of medical issues and market impact to my reserves over the past three years have allowed me to keep up on all payments, but not chip away. Property value hits since the housing crisis disallows me to do this through refinance, so looking for a loan to reduce interest on balances while putting in place a set timeline to being flat.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage ($1,350), Utilities ($300), Phone ($120), Transportation ($275), Auto(s) ($771), Insurance ($281), Food ($450), Student loans ($400) Credit Cards ($1,650 - $1,800), Misc ($400). Loan will save me roughly $450 a month which will be used to replenished savings diminished by an awful stock and real estate market over the past 4 years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Collective monthly expenses (mortgage, taxes, utilities and insurance) are roughly 2,000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Majority of my debt is credit cards, there are some student loans, but they are consolidated and very manageable. The 35,000 will all but eliminate that debt and make for one payment on a finite schedule. Don't get me wrong, the interest rate on this loan is better than most credit cards, but a far cry from that of a secured loan. I will be looking to pay this down in full as soon as possible.
Which debts do you plan to pay off with this loan?consolidating all open credit cards to zero balances
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Not using for multiple purposes, consolidating outstanding credit card debt into one payment, with the added benefit of a slightly better interest rate a fixed schedule to eliminate entirely.

 


 

 

 

Member Payment Dependent Notes Series 1398615

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398615

$8,000

$8,000

7.62%

1.00%

July 24, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398615. Member loan 1398615 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: City of Glendale Debt-to-income ratio: 13.28%
Length of employment: < 1 year Location: WADDELL, AZ
       
Home town:
Current & past employers: City of Glendale
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/01/12 > To pay off my one credit card with half the interest rate charged by the bank.<br>

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,603.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$310 rent<br>$65 utilities<br>$55 cell phone<br>$295 car payment <br>$150 fuel/trans cost<br>$150 food<br>$300 student loans<br>Visa Credit Card (see next answer)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I only have one credit card to pay off. A Visa credit card with a limit of $10,000 and a current balance of $8,500. Interest rate is 15.99% and current minimum monthly payment is $180.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Just one credit card with $8,000 on it and a current monthly minimum of $180.
Please explain the reason why you carry a large revolving credit balance.It just worked it's way up during my last year of school and during the six months before I found full-time employment. I also took a licensing preparation course that costed $3,000 that I put on my credit card. Currently I have close to a 100 interest charge each month.
What is the total balance of your credit cards, interest rates and current monthly payments?$8500, 15.99%, $180 monthly minimum, and an around a $100 interest charge each month.

 


 

 

 

Member Payment Dependent Notes Series 1398807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398807

$35,000

$35,000

15.31%

1.00%

July 19, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398807. Member loan 1398807 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: BAYER Debt-to-income ratio: 21.32%
Length of employment: 10+ years Location: Baytown, TX
       
Home town:
Current & past employers: BAYER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 16
Revolving Credit Balance: $25,408.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$2500
Please explain the reason why you carry a large revolving credit balance.put one child thru college have one in college now
If you have a delinquency in the last 2 years, please explain the reason.none
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$2500
If you have a delinquency in the last 2 years, please explain the reason.none

 


 

 

 

Member Payment Dependent Notes Series 1398892

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398892

$10,000

$10,000

8.90%

1.00%

July 20, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398892. Member loan 1398892 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: robert wood johnson university hospital Debt-to-income ratio: 10.60%
Length of employment: 8 years Location: Hamilton, NJ
       
Home town:
Current & past employers: robert wood johnson university hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,286.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.The purpose of the loan is to pay off my credit card bills and all my neccessities for me.
What is your intended use for the loan proceeds?To pay off my credit card.

 


 

 

 

Member Payment Dependent Notes Series 1398946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398946

$7,000

$7,000

8.90%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398946. Member loan 1398946 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: Cambria Solutions Debt-to-income ratio: 15.00%
Length of employment: 5 years Location: ELK GROVE, CA
       
Home town:
Current & past employers: Cambria Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan will be used to pay off three higher interest rate credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,857.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Our credit balance has built up over the years. We have been reducing it steadily and hope to consolidate some high interest credit cards with this loan to make it less expensive to pay off some of the debts
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We will use the loan to pay off an American Express ($1400), Chase ($3500), and Home Depot ($1700) credit cards.
Which debts do you plan to pay off with this loan?We will use the loan to pay off an American Express ($1400), Chase ($3500), and Home Depot ($1700) credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have five credit cards and lines of credit with following balances/interest rates: $1390/15.24%;; $1800/25.99%; $3380/17.99%; $9500/16.49%; $15600/14.99%. I will use this loan to consolidate the first three items.

 


 

 

 

Member Payment Dependent Notes Series 1398986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1398986

$6,075

$6,075

14.33%

1.00%

July 20, 2012

July 15, 2015

July 15, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1398986. Member loan 1398986 was requested on July 1, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: n/a Debt-to-income ratio: 17.03%
Length of employment: n/a Location: Cincinnati, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 1, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,446.00 Public Records On File: 1
Revolving Line Utilization: 60.10% Months Since Last Record: 103
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Please clarify what you mean by "Public Record." I would be more than happy to answer the question.

 


 

 

 

Member Payment Dependent Notes Series 1399350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399350

$20,000

$20,000

13.11%

1.00%

July 24, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399350. Member loan 1399350 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Sisters of Charity of Levenworth Debt-to-income ratio: 5.75%
Length of employment: 10+ years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Sisters of Charity of Levenworth
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I would like to pay off all my credit cards and buy a new laptop computer. I have slowed my spending to only the essentials but I am drowning in the interest rates on all these cards. My goal is to reduce debt and improve my credit score to qualify for a reasonable interest rate for a home loan.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,391.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debt of 18,000, but your options were for 16,000 or 20,000.
Please explain the reason why you carry a large revolving credit balance.I don't have a mortgage, I rent, I am trying to improve my credit so I can buy a house eventually.<br>My car is paid for , so I don't have a car loan.<br>Therefore all my credit is revolving, credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debt of 18,000, but your options were for 16,000 or 20,000.
Which debts do you plan to pay off with this loan?Credit Cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2700.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $2220.00<br>Utilities / insurance/ taxes $200.00
Please explain the reason why you carry a large revolving credit balance.I don't have a mortgage, I rent, I am trying to improve my credit so I can buy a house eventually.<br>My car is paid for , so I don't have a car loan.<br>Therefore all my credit is revolving, credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debt of 18,000, but your options were for 16,000 or 20,000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit debt of 18,000, but your options were for 16,000 or 20,000.

 


 

 

 

Member Payment Dependent Notes Series 1399575

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399575

$9,000

$9,000

8.90%

1.00%

July 23, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399575. Member loan 1399575 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Avalon Health Care Debt-to-income ratio: 18.84%
Length of employment: 2 years Location: TUCSON, AZ
       
Home town:
Current & past employers: Avalon Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Consolidate high rate credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 28
Revolving Credit Balance: $8,335.00 Public Records On File: 0
Revolving Line Utilization: 50.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400/rent<br>$65/water<br>$100/electric<br>$150/auto insurance<br>$440/car payment<br>$200/food
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400/rent<br>$65/water<br>$100/electric<br>$150/auto insurance<br>$440/car payment<br>$200/food

 


 

 

 

Member Payment Dependent Notes Series 1399618

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399618

$35,000

$35,000

20.49%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399618. Member loan 1399618 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: CSX Transportation Debt-to-income ratio: 21.08%
Length of employment: 10+ years Location: savannah, GA
       
Home town:
Current & past employers: CSX Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,473.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1399751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1399751

$20,000

$20,000

13.11%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1399751. Member loan 1399751 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: us postal service Debt-to-income ratio: 14.72%
Length of employment: 10+ years Location: Eau Claire, WI
       
Home town:
Current & past employers: us postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Looking for a loan to put in a new steel roof so I never have to replace old shingles ever again!<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,803.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My approximate monthly expenditures is $2350: $1333 mortgage (insurance/taxes included), $90 phone, $280 vehicle payment, $100 energy bill (average), $150 food (average), and $100 gas (average) and $300 on credit card debt/misc. spending.
Is the improvement to your primary residence or an investment property?Primary residence.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I owe 190k at 4.25%- my monthly payment is $1333 (approx. $950 mortgage-$380 escrow for taxes/insurance).

 


 

 

 

Member Payment Dependent Notes Series 1400007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400007

$9,000

$9,000

10.16%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400007. Member loan 1400007 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,000 / month
Current employer: Domtar Debt-to-income ratio: 32.06%
Length of employment: 2 years Location: TEXARKANA, AR
       
Home town:
Current & past employers: Domtar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1974 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,193.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400101

$14,400

$14,400

11.14%

1.00%

July 23, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400101. Member loan 1400101 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: The Coffee Bean & Tea Leaf Debt-to-income ratio: 19.48%
Length of employment: 6 years Location: KENNESAW, GA
       
Home town:
Current & past employers: The Coffee Bean & Tea Leaf
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > I've been in debt for awhile making the min payments. 2012 is my year to get my financial house in order. I've offically developed a true hate for my debt. I consolidated my high interest CC's and looking to pay those off with this loan. LC will help me see the light at the end of the tunnel.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 30
Revolving Credit Balance: $24,031.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses including my credit card minimums total $2200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances range from $350-$5000. My lines of credit range from 1400-8,000. Current interest rates vary from10-26%. Mortgage with insurance and property taxes is $960. I chose the loan that did not change my monthly outgoing expenses but that gave me enough to consolidate my high interest CC debt. The monthly loan payment is almost exactly the same to the current amount that I'm paying in minimums on these four cards. I know I can easily make the 472 as I'm currently paying this amount.
Please explain the reason why you carry a large revolving credit balance.When I first got credit I was immature with it and racked up a lot of debt. I then had to use CC's to help pay for school. Now that I have a good job and means to dig myself out of this financial hole, the bad economy caused my cc interest rates to go through the roof. I have always paid a little more than the monthly minimums, but the high interest rates are stalling my efforts to pay down the balances.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1400110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400110

$10,000

$10,000

12.12%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400110. Member loan 1400110 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Cargoland Debt-to-income ratio: 21.20%
Length of employment: 6 years Location: DORAL, FL
       
Home town:
Current & past employers: Cargoland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hello - My loan is to pay off three CC's that i used when i had my baby 11 months ago.. ( this is the only reason considering the loan,not to be used for any other reason than this) thanks for your consideration....<br><br> Borrower added on 07/10/12 > As i have mentioned before the loan will be my first loan. This is to pay of the three credit cards that i have, and to continue to build my credit. This is the sole purpose behind this loan. thanks for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,629.00 Public Records On File: 0
Revolving Line Utilization: 58.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lease Car Payment $373.00<br>insurance car $275.00<br>Utilities included in rent....<br>Food $300.00 (? varies depending on where i shop, but this is a good average)<br>Gym Membership $ 50.00<br>Cell Phone $55.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase $3500 ( 29.3 %) <br>Chase $2500 (19.0%)<br>First Florida (cc) $3000 (not sure what this off the top of my head)....<br>No- student loans.. <br>No -Mortgages <br>No - Lines of credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Lease Car Payment $373.00<br>insurance car $275.00<br>Utilities included in rent....<br>Food $300.00 (? varies depending on where i shop, but this is a good average)<br>Gym Membership $ 50.00<br>Cell Phone $55.00

 


 

 

 

Member Payment Dependent Notes Series 1400160

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400160

$30,000

$30,000

18.75%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400160. Member loan 1400160 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Riebes Auto Parts Debt-to-income ratio: 7.87%
Length of employment: 10+ years Location: YUBA CITY, CA
       
Home town:
Current & past employers: Riebes Auto Parts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,861.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $30,000.00 and other charge/credit accounts<br>mortgages: $495,000.00: this includes a rental property<br>car: $17,000.00<br>no student loans<br>no lines of credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $30,000.00 and other charge/credit accounts<br>mortgages: $495,000.00: this includes a rental property<br>car: $17,000.00<br>no student loans<br>no lines of credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $30,000.00 and other charge/credit accounts<br>mortgages: $495,000.00: this includes a rental property<br>car: $17,000.00<br>no student loans<br>no lines of credit
Please explain the reason why you carry a large revolving credit balance.We use credit cards for all expenses from gas, groceries, etc. Got them to make sure we were covered. Now we are planning to close or lower some.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4,600.00
Please explain the reason why you carry a large revolving credit balance.We use credit cards for all expenses from gas, groceries, etc. Got them to make sure we were covered. Now we are planning to close or lower some.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1747.00 taxes included<br>$100.00 insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $30,000.00 and other charge/credit accounts<br>mortgages: $495,000.00: this includes a rental property<br>car: $17,000.00<br>no student loans<br>no lines of credit
What is your intended use for the loan proceeds?To pay of high interest credit cards and charge accounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $30,000.00 and other charge/credit accounts<br>mortgages: $495,000.00: this includes a rental property<br>car: $17,000.00<br>no student loans<br>no lines of credit

 


 

 

 

Member Payment Dependent Notes Series 1400176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400176

$18,000

$18,000

7.90%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400176. Member loan 1400176 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,208 / month
Current employer: University of South Florida Debt-to-income ratio: 12.29%
Length of employment: 5 years Location: Brandon, FL
       
Home town:
Current & past employers: University of South Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I'm using this loan to consolidate credit card and school loan debts. Despite a higher interest rate, by simplifying, I'll pay them off faster.<br><br> Borrower added on 07/12/12 > A question that keeps coming up are my monthly expenses, currently my fixed expenses (mortgage, utilities, phone, etc) are approximately $1360. Currently I pay $1250 per month towards my credit card and school debts.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,770.00 Public Records On File: 0
Revolving Line Utilization: 21.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Paying off debts, technically there is no surplus if that iswhat you means by proceeds.
Which debts do you plan to pay off with this loan?Credit cards and school loans. This interest is higher than the school loan, but will get paid off faster by simplifying the debts into one payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan to consolodate debts. Approximately 6000 in school debt and 11500 in credit card debts. By consolodating the debts into one payment, I'll pay them all off faster, despite a lower school loan interest rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently my fixed expenses (mortgage, utilities, phone, etc) are approximately $700. Approximately 300 for groceries, and 360 for the remaining monthly expenses (car payment and phone). Currently I pay 1250 per month towards my credit card and school debts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly expenses, currently my fixed expenses (mortgage, utilities, phone, etc) are approximately $1360. Currently I pay $1250 per month towards my credit card and school debts
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Currently my fixed expenses (mortgage, utilities, phone, etc) are approximately $700. Approximately 300 for groceries, and 360 for the remaining monthly expenses (car payment and phone). Currently I pay 1250 per month towards my credit card and school debts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My monthly expenses, currently my fixed expenses (mortgage, utilities, phone, etc) are approximately $1360. Currently I pay $1250 per month towards my credit card and school debts

 


 

 

 

Member Payment Dependent Notes Series 1400277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400277

$15,000

$15,000

18.75%

1.00%

July 20, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400277. Member loan 1400277 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: Acosta Sales and Marketing Debt-to-income ratio: 21.10%
Length of employment: 3 years Location: CHESAPEAKE, VA
       
Home town:
Current & past employers: Acosta Sales and Marketing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I have credit card debt - $15K. I need to change my life, I need to pay these off, and close accounts. I checked debt relief, credit counseling, but the creditors get less than what I owe. I want to pay back in full what I owe, I am responsible. I will close all accounts I pay off. Credit REHAB<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,619.00 Public Records On File: 1
Revolving Line Utilization: 95.20% Months Since Last Record: 100
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is about $2,400, Utilities about $350 (including power, water, phone, gas, etc). Food - I have family of 4, so I would estimate $600 a month.
Which debts do you plan to pay off with this loan?I plan to pay off credit cards. I will close the accounts If want my specific plan I can give it to you. I have a three year plan of getting out of credit card debt that does not involve credit counceling or any other type of assistance. I made this mess, I am going to clean it up. I do, however, need help from investors like you to make this happen. I pay my bills on time, I just need fewer bills!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage - $2,400 a month payment. Credit Cards are about $15K (loan amount) interest rates range from 13% to 22%. I don't have student loans. I don't have lines of credit. Monthly payments on 2 cars are combined $1,000. I just have too much revolving debt, and I need this loan to get rid of it. I have a plan to be free of credit card debt in three years, with no credit councelling or other assistance. I will pay my creditors in full, and on time. Will you help me?
Please explain the reason why you carry a large revolving credit balance.Poor decisions is the best answer. There is no answer that makes good financial sense. We have had some costly home repair issues, and some other things come up that were not expected. I think the most honest answer is that at times, we lived beyond our means - using credit cards to "enhance" our lifestyle. I know that may not be the answer investors want to hear, but it is brutally honest. So I am taking responsibility for our actions, and taking control. We will NEVER do it again.
Please explain the reason why you carry a large revolving credit balance.Poor decisions is the best answer. There is no answer that makes good financial sense. We have had some costly home repair issues, and some other things come up that were not expected. I think the most honest answer is that at times, we lived beyond our means - using credit cards to "enhance" our lifestyle. I know that may not be the answer investors want to hear, but it is brutally honest. So I am taking responsibility for our actions, and taking control. We will NEVER do it again.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is about $2,400, Utilities about $350 (including power, water, phone, gas, etc). Food - I have family of 4, so I would estimate $600 a month.

 


 

 

 

Member Payment Dependent Notes Series 1400291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400291

$4,000

$4,000

7.90%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400291. Member loan 1400291 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Massage Envy Debt-to-income ratio: 7.11%
Length of employment: 2 years Location: RED OAK, TX
       
Home town:
Current & past employers: Massage Envy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > My goal is to pay off my credit cards so that I can afford to move out on my own.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,176.00 Public Records On File: 0
Revolving Line Utilization: 31.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses, estimated monthly are $1900.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt is $4006.72 with rates ranging from 19.99% to 24.99%. My credit line is $9250.00 at this time. I pay rent to my parents, I have no student loans and have been in my career for 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1400295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400295

$12,000

$12,000

7.90%

1.00%

July 24, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400295. Member loan 1400295 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: Lourdes Hospital Debt-to-income ratio: 25.84%
Length of employment: 2 years Location: PADUCAH, KY
       
Home town:
Current & past employers: Lourdes Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > to consolidate my credit card debt and student loan debt<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,563.00 Public Records On File: 0
Revolving Line Utilization: 42.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400579

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400579

$13,000

$13,000

8.90%

1.00%

July 18, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400579. Member loan 1400579 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Leam drilling Debt-to-income ratio: 18.81%
Length of employment: 6 years Location: TOMBALL, TX
       
Home town:
Current & past employers: Leam drilling
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,076.00 Public Records On File: 0
Revolving Line Utilization: 47.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Matercard 9900<br>MC-800<br>furniture 900
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?320 for cards<br>All cards will be paid off with this loan
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is 1500 and that includes all taxes and insurance.<br>Utilities run on ave. 250-300 a month

 


 

 

 

Member Payment Dependent Notes Series 1400586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400586

$15,000

$15,000

14.09%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400586. Member loan 1400586 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,674 / month
Current employer: Milwaukee Public Schools Debt-to-income ratio: 25.98%
Length of employment: 10+ years Location: MILWAUKEE, WI
       
Home town:
Current & past employers: Milwaukee Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 34 Months Since Last Delinquency: 21
Revolving Credit Balance: $12,919.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $700.<br>Transporation: $200. depending upon the price of gas<br>utilities: electric/gas: $150. average<br>Cable: $190. includes inter-net access, telephone, TV<br>Insurance: car 100. per month renters: $100. per year<br>Food: about $75. per week
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Sam's Club $762.14, $35. per/m at 21% Wells Fargo $3,032.13, $135. per/m at 25.75% Wells Fargo $4,166.59, $150. per/m at 27.15% Direct Rewards $2,177.04, $75. per/m at 21% Household Bank $759.92, $70. per/m at 24% Kohl's $417.20, $35. per/m at 25% Target $283.99, $35. per/m at 24% (interest rate are approximent) Students Loans: #1 $67,000. $331.57 per/m at 3.50% #2 $10,576.76, $130.99 per/m not sure of interest rate. Taxes: $9,772.45, $200. per/m not sure of interest rate
If you have a delinquency in the last 2 years, please explain the reason.Yes, due at times to the lack of funds I have fallen behind but I have always paid and got back on track.
Please explain the reason why you carry a large revolving credit balance.Basically I have been paying down the balance but during the summer because I do not receive a paycheck for July and August. I have had to use the credit cards to make ends meet. Paying for gas, food and other products and materials needed. By paying off the credit cards and my car loan I will be able to put back more funds to cover the 2 months during the summer.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Sam's Club $762.14, $35. per/m at 21% Wells Fargo $3,032.13, $135. per/m at 25.75% Wells Fargo $4,166.59, $150. per/m at 27.15% Direct Rewards $2,177.04, $75. per/m at 21% Household Bank $759.92, $70. per/m at 24% Kohl's $417.20, $35. per/m at 25% Target $283.99, $35. per/m at 24% (interest rate are approximent) Students Loans: #1 $67,000. $331.57 per/m at 3.50% #2 $10,576.76, $130.99 per/m not sure of interest rate. Taxes: $9,772.45, $200. per/m not sure of interest rate
Which debts do you plan to pay off with this loan?My car loan and all of my credit cards. will also cancel all of my credit card accounts and continue to life on money that I make and not use credit to purchase any items.
If you have a delinquency in the last 2 years, please explain the reason.Yes, due at times to the lack of funds I have fallen behind but I have always paid and got back on track.

 


 

 

 

Member Payment Dependent Notes Series 1400701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400701

$16,800

$16,800

11.14%

1.00%

July 20, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400701. Member loan 1400701 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: AngioDynamics Debt-to-income ratio: 18.77%
Length of employment: 10+ years Location: Queensbury, NY
       
Home town:
Current & past employers: AngioDynamics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I incurred some unforeseen expenses that I had to charge to a credit card. I want to establish a payment plan for these expenses to pay off the credit card. I am also doing some minor home improvement projects . I will be glad to answer any questions that you have. THank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,756.00 Public Records On File: 0
Revolving Line Utilization: 18.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2000 per month including mortgage, utilities, groceries, entertainment, etc.
Please explain the reason why you carry a large revolving credit balance.Typically I do not carry this revolving debt. As mentioned, I had unforeseen expenses this year. This loan is designed to pay off that revolving debt. If you were to see my credit history over the past 10 years you would see that credit card balances have always been below $5000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $159,000 balance at 4.5% interest rate<br>Credit cards are $30,000 at 9.9%. To be paid off with this loan<br>Student loans are $0 paid in full 10 years ago<br>Car loan is $0 paid in full last year<br>No other lines of credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage is $159,000 balance at 4.5% interest rate<br>Credit cards are $30,000 at 9.9%. To be paid off with this loan<br>Student loans are $0 paid in full 10 years ago<br>Car loan is $0 paid in full last year<br>No other lines of credit

 


 

 

 

Member Payment Dependent Notes Series 1400712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400712

$3,000

$3,000

14.09%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400712. Member loan 1400712 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,708 / month
Current employer: Controltech Debt-to-income ratio: 14.44%
Length of employment: < 1 year Location: cherry valley, AR
       
Home town:
Current & past employers: Controltech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > I need to replace my central heat and air unit. Thank you to all investors.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 26
Revolving Credit Balance: $4,171.00 Public Records On File: 0
Revolving Line Utilization: 85.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses run $1000-$1300.
Is the improvement to your primary residence or an investment property?It is both a primary residence and investment property. I plan to sell in the future.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I owe just under $40000 on my home. The interest rate is 7.75%. I pay $495.00 a month on my mortgage. I have no HELOCs
Please explain the reason why you carry a large revolving credit balance.I dont think I carry a large revolving credit balance. My monthly expenses range $1000-$1300 a month. That includes my mortgage, utilities, student loan, credit card, phone bill, gas, food, and entertainment.

 


 

 

 

Member Payment Dependent Notes Series 1400764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400764

$12,000

$12,000

18.49%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400764. Member loan 1400764 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Albert Einstein College of Medicine Debt-to-income ratio: 7.92%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: Albert Einstein College of Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > This loan is for paying off my credit cards that I pay for more than what I have to pay you guys back each month now I can have a little money in my pocket<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,071.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1400834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400834

$12,375

$12,375

17.77%

1.00%

July 23, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400834. Member loan 1400834 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: JW Marriott MArquis Debt-to-income ratio: 10.69%
Length of employment: 7 years Location: Miami, FL
       
Home town:
Current & past employers: JW Marriott MArquis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,676.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Because at the begining all the banks send me a offers and was very easy to my to get all the credits cards, i never tought that i need 13 or 15 years to pay off all of them because of the high rates (NEVER END HISTORY). I pay every month all the minimun that they required but now i know that in that way i never finish my debt.<br>For that reason i accept your offer, for sure in 3 years i will cancel all my debt.
Please explain the reason why you carry a large revolving credit balance.Because at the begining all the banks send me a offers and was very easy to my to get all the credits cards, i never tought that i need 13 or 15 years to pay off all of them because of the high rates (NEVER END HISTORY). I pay every month all the minimun that they required but now i know that in that way i never finish my debt.<br>For that reason i accept your offer, for sure in 3 years i will cancel all my debt.
Please explain the reason why you carry a large revolving credit balance.Because at the begining all the banks send me a offers and was very easy to my to get all the credits cards, i never tought that i need 13 or 15 years to pay off all of them because of the high rates (NEVER END HISTORY). I pay every month all the minimun that they required but now i know that in that way i never finish my debt.<br>For that reason i accept your offer, for sure in 3 years i will cancel all my debt.

 


 

 

 

Member Payment Dependent Notes Series 1400987

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1400987

$4,000

$4,000

14.33%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1400987. Member loan 1400987 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: usps Debt-to-income ratio: 29.02%
Length of employment: 10+ years Location: LEWISVILLE, TX
       
Home town:
Current & past employers: usps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,168.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1401071

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401071

$9,600

$9,600

10.16%

1.00%

July 20, 2012

July 16, 2015

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401071. Member loan 1401071 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: NJ TRANSIT Debt-to-income ratio: 10.44%
Length of employment: 10+ years Location: West Orange, NJ
       
Home town:
Current & past employers: NJ TRANSIT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/02/12 > Debt consolidation: interest rate/monthly payment reduction on current loan and pay off high interest card balance.<br><br> Borrower added on 07/04/12 > This loan will allow me to pay off a higher interest loan that I have religiously paid on time and the highest interest rate card balance. The $250 monthly savings will go toward paying down other debt. Working toward not carrying any card balances by the time this loan is paid off.<br><br> Borrower added on 07/07/12 > This is a sound investment opportunity. Automatic transfers will be made to the account for payments that will maintain if not exceed minimum payment requirements.<br>

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1984 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 8
Revolving Credit Balance: $10,926.00 Public Records On File: 0
Revolving Line Utilization: 18.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay for living expenses only. I do not pay the mortgage. Groceries, gas/electric, water bill amount to about $1,000/month. I paid off my car note last September so I don't have any other major monthly expenditures. My portion of the car insurance is about $110/month for 9 months out of the year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One loan and 2 bank cards with balances of approx 4500 each wih interest rates from 16 to 19% <br>Line of credit balance of a little over $900 with rate of 16%. pay about $700 per month. Loan will pay off two highest and reduce my monthly payments by $250.
If you have a delinquency in the last 2 years, please explain the reason.one over 30 days on a store card when converted to paperless billing and email went to junk mail. major accounts on auto payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay for living expenses only. I do not pay the mortgage. Groceries, gas/electric, water bill amount to about $1,000/month. I paid off my car note last September so I don't have any other major monthly expenditures. My portion of the car insurance is about $110/month for 9 months out of the year.
If you have a delinquency in the last 2 years, please explain the reason.one over 30 days on a store card when converted to paperless billing and email went to junk mail. major accounts on auto payment.

 


 

 

 

Member Payment Dependent Notes Series 1401077

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401077

$16,450

$16,450

21.00%

1.00%

July 19, 2012

July 16, 2017

July 16, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401077. Member loan 1401077 was requested on July 2, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: n/a Debt-to-income ratio: 22.85%
Length of employment: 2 years Location: Bellevue, KY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 64
Revolving Credit Balance: $17,394.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including gas, my monthly expenses are $1200 before food. I don't have kids, so I would estimate food to be about another $50 - $60 a week.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now, my total monthly payments on credit cards is $700, and it hasn't fluctuated much over the last couple years. With this loan, my payments will be about $500 between paying this loan and still owing about $2000 on one credit card.
Please explain the reason why you carry a large revolving credit balance.I accrued most of it when I was younger, in college, and starting off in a low-paying job. In the last two years, my income doubled, but I've still been paying the minimum on my credit cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now, my total monthly payments on credit cards is $700, and it hasn't fluctuated much over the last couple years. With this loan, my payments will be about $500 between paying this loan and still owing about $2000 on one credit card.

 


 

 

 

Member Payment Dependent Notes Series 1401185

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401185

$10,000

$10,000

8.90%

1.00%

July 20, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401185. Member loan 1401185 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 9.84%
Length of employment: n/a Location: New York, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 2, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,539.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401437

$11,450

$11,450

15.31%

1.00%

July 20, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401437. Member loan 1401437 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Bird Dog Debt-to-income ratio: 22.43%
Length of employment: 1 year Location: PORTLAND, OR
       
Home town:
Current & past employers: Bird Dog
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,554.00 Public Records On File: 0
Revolving Line Utilization: 88.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.This is a good question and will hopefully explain the reason for this loan.<br>I made a "questionable" investment in a restaurant. Long story short. The business is on the market and I am currently fielding offers. My broker expects this process to take about 60 days as it is aggressively priced. At that point, the only credit I will be carrying is this Lending Club Loan. As recently as a year ago I carried no debt and that is how I prefer it. <br>I appreciate the inquiries.
Please explain the reason why you carry a large revolving credit balance.This is a good question and will hopefully explain the reason for this loan.<br>I made a "questionable" investment in a restaurant. Long story short. The business is on the market and I am currently fielding offers. My broker expects this process to take about 60 days as it is aggressively priced. At that point, the only credit I will be carrying is this Lending Club Loan. As recently as a year ago I carried no debt and that is how I prefer it. <br>I appreciate the inquiries.
Please explain the reason why you carry a large revolving credit balance.This is a good question and will hopefully explain the reason for this loan.<br>I made a "questionable" investment in a restaurant. Long story short. The business is on the market and I am currently fielding offers. My broker expects this process to take about 60 days as it is aggressively priced. At that point, the only credit I will be carrying is this Lending Club Loan. As recently as a year ago I carried no debt and that is how I prefer it. <br>I appreciate the inquiries.

 


 

 

 

Member Payment Dependent Notes Series 1401536

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401536

$9,000

$9,000

13.11%

1.00%

July 19, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401536. Member loan 1401536 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: United States Air Force Debt-to-income ratio: 13.49%
Length of employment: 2 years Location: MARY ESTHER, FL
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > It is going to be used to buy new furniture and appliances for my new home.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $766.00 Public Records On File: 0
Revolving Line Utilization: 5.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $2000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $2000
What is your intended use for the loan proceeds?New furniture and entertainment system for my new home.

 


 

 

 

Member Payment Dependent Notes Series 1401542

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401542

$19,125

$19,125

18.75%

1.00%

July 19, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401542. Member loan 1401542 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: BJAAM Environmental Debt-to-income ratio: 25.89%
Length of employment: 4 years Location: LOUISVILLE, OH
       
Home town:
Current & past employers: BJAAM Environmental
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > We recently bought an older home that required alot of maintenance which has put us in credit card debt. By doing this loan it would help us by having only 1 monthly payment and not paying all the other interest. Plus this will get us out of debt 5+ years sooner then paying only minimum payments.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,013.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $635.00<br>Transportation (gas) $125.00<br>Utilities $ 320.00<br>Phone $80.00<br>Groceries $ 150.00<br>Student Loans $110.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00
Please explain the reason why you carry a large revolving credit balance.A few years ago I purchased an older time that has since required a lot of fixes and up keep. This caused my wife and I to use credit to fund many of these projects. Also with the birth of my children came numerous medical expenses that once again had us turning to credit. With the interest rates and the numerous payments we can't seem to get ahead. Hopefully by consolidating a large amount of our debt we will be able to finally become debt free.
Which debts do you plan to pay off with this loan?There are several cards that we would pay off with this. We would be using approx $17000.00 to pay on the cards with the remaining funds going into savings so we will start building a reserve to avoid having to use credit when in a pinch.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00
What is your intended use for the loan proceeds?The loan is to consolidate our credit card debt. There will be approx $400 left after consolidating 5 cards and that money will go into savings.
Please explain the reason why you carry a large revolving credit balance.A few years ago I purchased an older time that has since required a lot of fixes and up keep. This caused my wife and I to use credit to fund many of these projects. Also with the birth of my children came numerous medical expenses that once again had us turning to credit. With the interest rates and the numerous payments we can't seem to get ahead. Hopefully by consolidating a large amount of our debt we will be able to finally become debt free.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00
Which debts do you plan to pay off with this loan?There are several cards that we would pay off with this. We would be using approx $17000.00 to pay on the cards with the remaining funds going into savings so we will start building a reserve to avoid having to use credit when in a pinch.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is strictly to consolidate credit card debt. The $400 or so that is left after paying off the cards will go into savings.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $635.00<br>Transportation (gas) $125.00<br>Utilities $ 320.00<br>Phone $80.00<br>Groceries $ 150.00<br>Student Loans $110.00
Which debts do you plan to pay off with this loan?There are several cards that we would pay off with this. We would be using approx $17000.00 to pay on the cards with the remaining funds going into savings so we will start building a reserve to avoid having to use credit when in a pinch.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Monthly Mortgage- $635.00<br>Monthly Student Loans - $120.00<br>Monthly Credit Cards -$618.00 Total Credit Card Debt $20761.00 interest rates are from 13.24% up to 25.99%<br>Line of Credit balance $6076 monthly payment $127.00

 


 

 

 

Member Payment Dependent Notes Series 1401544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401544

$20,000

$20,000

15.80%

1.00%

July 20, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401544. Member loan 1401544 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,292 / month
Current employer: Hancock Bank Debt-to-income ratio: 17.28%
Length of employment: 5 years Location: Creola, AL
       
Home town:
Current & past employers: Hancock Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I am looking for a small investment loan for a home I want to purchase rehab by putting some more of my own money into it and then either renting it or flipping it. It depends on what the market dictates at that time.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 37
Revolving Credit Balance: $55,821.00 Public Records On File: 0
Revolving Line Utilization: 27.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1401548

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401548

$17,000

$17,000

15.31%

1.00%

July 19, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401548. Member loan 1401548 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Radlo Foods Debt-to-income ratio: 17.34%
Length of employment: 10+ years Location: NORTH PROVIDENCE, RI
       
Home town:
Current & past employers: Radlo Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > Hello, Just trying to get a reasonable loan so I can payoff and cancel some of my credit cards, as the interest rates are killing me month after month on the balances. Thank You!<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,763.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1401565

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401565

$27,575

$27,575

18.49%

1.00%

July 18, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401565. Member loan 1401565 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Turner Construction Company Debt-to-income ratio: 25.67%
Length of employment: 1 year Location: Elmhurst, NY
       
Home town:
Current & past employers: Turner Construction Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I am a very responsible person and take my debts very seriously but paying them off I am not getting to the principal only the interest. So I am hoping you will take a chance and extend me the money so I can pay this. Thank you for your time<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,723.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My rent is only 500/month, I own my car which is a 1997 honda and I have full coverage about 1,200/year, elect, tel, cable gas approx 500/month renter insurance 300/year , life ins 65/month that is about it except for the debt I ammassed.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mastercard 6,500, visa 8,300, HSBC verdraft 2,000, discover 2,000, capitol one 1,500, balance on HSBC loan $5,100<br>Please recognize tgat I had been out of work for approx 12 months so in order to pay alot of my billsI used my credit cardes which I realize now was very stupid, but COBRA alone was 700/month how anyone can live on unemployment alone (400/week)I don't understand. if I can pay off the whole thing I can start from scratch - thanks for reading

 


 

 

 

Member Payment Dependent Notes Series 1401667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401667

$17,600

$17,600

18.75%

1.00%

July 20, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401667. Member loan 1401667 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Securitas Debt-to-income ratio: 8.38%
Length of employment: 4 years Location: HERMITAGE, PA
       
Home town:
Current & past employers: Securitas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 23 Months Since Last Delinquency: 12
Revolving Credit Balance: $5,866.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Dear lender, I will be using this loan for multiple reasons. First I'll put part of it towards my daughters braces witch my insurance will not cover. I would also use part of it to take my children on vacation. I haven't taken my kids on vacation for last few years because I was deployed to Iraq and I started and with the timing of my current job. With the remain amount I would like to pay off a few bills. I hope this will satisfy your answer. I do appreciate your concern and possible business.

 


 

 

 

Member Payment Dependent Notes Series 1401762

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401762

$21,850

$21,850

8.90%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401762. Member loan 1401762 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: GREEN WOOD VALLEY INC Debt-to-income ratio: 1.22%
Length of employment: 4 years Location: brooklyn, NY
       
Home town:
Current & past employers: GREEN WOOD VALLEY INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > i have a business established for almost 4 years and just need to expand the business more in other city. thats actually the cause that i am applying for this loan. thank you.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 8
Revolving Credit Balance: $1,376.00 Public Records On File: 0
Revolving Line Utilization: 3.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1800
What type of business are you starting?wholesale of bed and bath products
What will be the largest expense in the first six months?so far which i concern about. the largest expenses will be ordering the merchandise for new location. hope answer your question thanks
If you have a delinquency in the last 2 years, please explain the reason.i don't have any delinquency.
What type of business are you starting?wholesale of bed and bath products
Please describe your experience/familiarity with the business you are starting/started?i have a business of wholesale and manufacturing of bed and bath products. i am in this field for last 6 years and i do own a business for last 4 years but no planning to start one more location in different city. that the cause i am appling for this loan. hope answer your question.<br>thanks
If you have a delinquency in the last 2 years, please explain the reason.i don't have any delinquency.

 


 

 

 

Member Payment Dependent Notes Series 1401764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401764

$18,000

$18,000

18.49%

1.00%

July 23, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401764. Member loan 1401764 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Oracle Debt-to-income ratio: 15.99%
Length of employment: 2 years Location: Aust, TX
       
Home town:
Current & past employers: Oracle
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > This loan is to consolidate debt payments with improved interest rate and single payment for systematically eliminating my revolving debt.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 49 Months Since Last Delinquency: 10
Revolving Credit Balance: $27,234.00 Public Records On File: 0
Revolving Line Utilization: 58.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1750<br>car 1 510<br>car 2 200<br>insurance 500<br>utilities 2<br>phone 175<br>internet 200<br>water 125<br>gas 50<br>food 1200<br>trash 50<br>pool supplies 100<br>sports fees 650<br>car gas 1000<br>random car maintenance 200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $5700 / $245 / 28%<br>MasterCard - $4500 / $235 / 26%<br>MasterCard - $8400 / $250
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?current payments approximately $845<br>new estimate including loan approximately $715
Please explain the reason why you carry a large revolving credit balance.The reason I intermittently carry debt is the timing an frequency of expenses and my ability to pay them down. I have previously carried a balance and have always managed to pay it back down. I am just trying to be more proactive about the entire process.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies -
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1750<br>car 1 510<br>car 2 200<br>insurance 500<br>utilities 2<br>phone 175<br>internet 200<br>water 125<br>gas 50<br>food 1200<br>trash 50<br>pool supplies 100<br>sports fees 650<br>car gas 1000<br>random car maintenance 200

 


 

 

 

Member Payment Dependent Notes Series 1401787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401787

$9,750

$9,750

15.80%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401787. Member loan 1401787 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Primavera Pub Debt-to-income ratio: 27.12%
Length of employment: 1 year Location: hartford, CT
       
Home town:
Current & past employers: Primavera Pub
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 13
Revolving Credit Balance: $3,791.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?600,00
What are the estimated expenses?600,00
If you have a delinquency in the last 2 years, please explain the reason.No.

 


 

 

 

Member Payment Dependent Notes Series 1401836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401836

$25,800

$25,800

23.76%

1.00%

July 19, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401836. Member loan 1401836 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $58,333 / month
Current employer: American Debt-to-income ratio: 0.45%
Length of employment: 10+ years Location: Durham, NC
       
Home town:
Current & past employers: American
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 30 Months Since Last Delinquency: 4
Revolving Credit Balance: $8,587.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400.00 total
If you have a delinquency in the last 2 years, please explain the reason.Confusion in getting direct debt setup
Please explain the reason why you carry a large revolving credit balance.I got the loan to make up the difference when I sold my house
What type of business are you starting?Purchasing existing vending route
What will be the largest expense in the first six months?Repayment of this loan
Can you provide some high level financials on the monthly costs / revenue of your business?I do have financial on the business I'm trying to acquire. I have 2011 and thru May of 2012. I can email or fax them to you.

 


 

 

 

Member Payment Dependent Notes Series 1401947

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401947

$15,600

$15,600

14.33%

1.00%

July 24, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401947. Member loan 1401947 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Centurylink Debt-to-income ratio: 16.52%
Length of employment: 10+ years Location: West Jordan, UT
       
Home town:
Current & past employers: Centurylink
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I'm focused on getting out of debt. This loan will help me consolidate 3 credit cards with high interest rates 29.99%, 20.75% and 19.99%.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 22
Revolving Credit Balance: $23,870.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2130
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard- Balance $1431, Interest 29.99%, Monthly payment $50<br>Visa- Balance $7866, Interest 19.99%, Monthly payment $190<br>Visa- Balance $5327, Interest 20.75%, Monthly payment $160
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Monthly payment now is $400, after loan will be $535
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard- Balance $1431, Interest 29.99%, Monthly payment $50<br>Visa- Balance $7866, Interest 19.99%, Monthly payment $190<br>Visa- Balance $5327, Interest 20.75%, Monthly payment $160
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard- Balance $1431, Interest 29.99%, Monthly payment $50<br>Visa- Balance $7866, Interest 19.99%, Monthly payment $190<br>Visa- Balance $5327, Interest 20.75%, Monthly payment $160

 


 

 

 

Member Payment Dependent Notes Series 1401954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401954

$10,000

$10,000

15.31%

1.00%

July 20, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401954. Member loan 1401954 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Merchant Security LLC. Debt-to-income ratio: 14.46%
Length of employment: 10+ years Location: EL PASO, TX
       
Home town:
Current & past employers: Merchant Security LLC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Would like to pay off all credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,011.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home is payed off, I live with my mother.Total monthly expenses is 680.00 plus yearly property tax of 2300<br>in which my mother pays half.
Please explain the reason why you carry a large revolving credit balance.Borrowed to help a family member.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home is payed off, I live with my mother.Total monthly expenses is 680.00 plus yearly property tax of 2300<br>in which my mother pays half.
Which debts do you plan to pay off with this loan?All credit cards.
Please explain the reason why you carry a large revolving credit balance.Borrowed to help a family member.
Please explain the reason why you carry a large revolving credit balance.Borrowed to help a family member.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home is payed off, I live with my mother.Total monthly expenses is 680.00 plus yearly property tax of 2300<br>in which my mother pays half.

 


 

 

 

Member Payment Dependent Notes Series 1401999

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1401999

$10,000

$10,000

13.11%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1401999. Member loan 1401999 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: EadaTech Debt-to-income ratio: 7.61%
Length of employment: 3 years Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: EadaTech
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,549.00 Public Records On File: 0
Revolving Line Utilization: 58.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $ 350.00<br>transportation: car (all ready paid off), gas: $100.00<br>utilities:$ 10.00<br>phone:$ 35.00<br>insurance: $40.00.<br>food:$80.00<br>others: (clothing,etc..) $100.00
What is your intended use for the loan proceeds?Credicard refinancing and business.
Please explain the reason why you carry a large revolving credit balance.In past years, I spent too much money for school tuition (I went to school for master degree) and helping others(relatives,...). Now I am trying to save money and start small business to earn some more money.

 


 

 

 

Member Payment Dependent Notes Series 1402324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402324

$10,000

$10,000

14.09%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402324. Member loan 1402324 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: sacramento city unified school district Debt-to-income ratio: 8.71%
Length of employment: 10+ years Location: SACRAMENTO, CA
       
Home town:
Current & past employers: sacramento city unified school district
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > For Debt Consolidation Loan.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,917.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$300.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1,200.00
Please explain the reason why you carry a large revolving credit balance.Home improvement

 


 

 

 

Member Payment Dependent Notes Series 1402391

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402391

$11,000

$11,000

19.05%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402391. Member loan 1402391 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: J Curve Inc Debt-to-income ratio: 13.24%
Length of employment: 2 years Location: Dunwoody, GA
       
Home town:
Current & past employers: J Curve Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $49,110.00 Public Records On File: 0
Revolving Line Utilization: 95.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1402455

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402455

$21,000

$21,000

14.33%

1.00%

July 23, 2012

July 17, 2017

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402455. Member loan 1402455 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Life Technologies Debt-to-income ratio: 6.16%
Length of employment: 10+ years Location: Liberty Township, OH
       
Home town:
Current & past employers: Life Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 81
Revolving Credit Balance: $22,196.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off 3 cards each having a balance of a little over 6k. These cards have rates that vary between 13 and 23%. My mortgage is $2450/month after refi to shorter term. No open lines of credit.
Which debts do you plan to pay off with this loan?Answered in previous question but mostly the three cards I have.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities are about 250/month. I have a company car so no expenses there, and food costs are average.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off 3 cards each having a balance of a little over 6k. These cards have rates that vary between 13 and 23%. My mortgage is $2450/month after refi to shorter term. No open lines of credit.
Please explain the reason why you carry a large revolving credit balance.Mostly due to a big medical bill, large tax bill and paying off some old student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off 3 cards each having a balance of a little over 6k. These cards have rates that vary between 13 and 23%. My mortgage is $2450/month after refi to shorter term. No open lines of credit.
If you have a public record on file, please briefly explain the event and its resolution.None that I know about.
If you have a delinquency in the last 2 years, please explain the reason.None that I am aware of. I am usually on time with my payments.
Please explain the reason why you carry a large revolving credit balance.Mostly due to a big medical bill, large tax bill and paying off some old student loans.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is $2450/month and includes taxes and insurance. 2nd Mortgage is $142/month or so. Utilities average about $3-400/month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All money will go towards paying off at least three credir cards and possibly a fourth.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is $2450/month and includes all taxes and insurance.
Which debts do you plan to pay off with this loan?Answered in previous question but mostly the three cards I have.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I will be paying off 3 cards each having a balance of a little over 6k. These cards have rates that vary between 13 and 23%. My mortgage is $2450/month after refi to shorter term. No open lines of credit.

 


 

 

 

Member Payment Dependent Notes Series 1402540

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402540

$8,000

$8,000

17.77%

1.00%

July 20, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402540. Member loan 1402540 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,292 / month
Current employer: HyVee Debt-to-income ratio: 34.56%
Length of employment: 2 years Location: East Dubuque, IL
       
Home town:
Current & past employers: HyVee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,518.00 Public Records On File: 0
Revolving Line Utilization: 32.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 0, recently sold my home to move with work next year and am currently living with my parents. I would like to be debt free beside student loans. <br><br>All other are roughly 800 a month including car payment.
Please explain the reason why you carry a large revolving credit balance.I moved out of state for work and had to maintain my old mortgage payment(house now sold) and rent payment. I am now in a stable job and in a much more stable financial situation now that my home has sold.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-4000<br>Visa-4000<br><br>I will leave the remaining balance on my Discover Card as it only has a 9.24% rate.
What is the total balance of your credit cards, interest rates and current monthly payments?I will have 7800 remaining (Discover Card 9.24%) after the other cards have been repaid.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$350 that will be paid off by loan, and will have my Discover Card remaining at $162 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 0, recently sold my home to move with work next year and am currently living with my parents. I would like to be debt free beside student loans. <br><br>All other are roughly 800 a month including car payment.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-4000<br>Visa-4000<br><br>I will leave the remaining balance on my Discover Card as it only has a 9.24% rate.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$350 that will be paid off by loan, and will have my Discover Card remaining at $162 per month.
Please explain the reason why you carry a large revolving credit balance.I moved out of state for work and had to maintain my old mortgage payment(house now sold) and rent payment. I am now in a stable job and in a much more stable financial situation now that my home has sold.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa-4000<br>Visa-4000<br><br>I will leave the remaining balance on my Discover Card as it only has a 9.24% rate.

 


 

 

 

Member Payment Dependent Notes Series 1402552

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402552

$21,000

$21,000

7.62%

1.00%

July 19, 2012

July 17, 2015

July 17, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402552. Member loan 1402552 was requested on July 3, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Goodman Theatre Debt-to-income ratio: 6.84%
Length of employment: 7 years Location: Evanston, IL
       
Home town:
Current & past employers: Goodman Theatre
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/03/12 > I want to pay off outstanding credit card debt. I always make more than the minimum payments and I make them on time but am carrying balances from my student days and am not making as much headway as I would like.<br>

 

A credit bureau reported the following information about this borrower member on July 3, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,178.00 Public Records On File: 0
Revolving Line Utilization: 27.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The percentage of our total monthly household expenses (mortgage payment, transportation, utilities, insurance, food, childcare) that I am responsible for, not including credit card payments, is $2500; my husband and I are both employed and share expenses, so the actual monthly total is aprox. $5600, but $2500 is what I contribute. My annual income before taxes is $64,000; our total household income before taxes is $148500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citicard: outstanding balance of $9200 with an interest rate of 11%, minimum payment of $140, I've been paying $200<br>Bank of America/US Airways: outstanding balance of $9250, interest rate of 9.24%, minimum payment of $120, I've been paying $150<br>Bank of America, outstanding balance of $4300, interest rate of 10.24, minimum payment of $75, we've been paying $150<br>Mortage, Wells Fargo, outstanding balance of $262,000, interest rate of 5.25, monthly payment $2300 (including property taxes)

 


 

 

 

Member Payment Dependent Notes Series 1402572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402572

$3,250

$3,250

15.31%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402572. Member loan 1402572 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Minute Man of America Debt-to-income ratio: 29.97%
Length of employment: 7 years Location: Houston, TX
       
Home town:
Current & past employers: Minute Man of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2009 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $460.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am looking to refinance my truck from its current 18% to 6.6%. I am looking to put $1500 toward this, and the remainder with $3000 from my savings to pay off my wife's car to free up cash for our monthly budget, due to my daughter starting school in August, and an increase in our health insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have 1 c.c. that I only use for automatic billing for our toll usuage and trash service, i pay the balance every month and just keep it as an emergency. I have 2 cars and pay 1085 for both per month. I want to use some of the money to refinance my truck and lower from 18% to 6.6%, & pay off my other car 4300 balance along with 3000 from savings, which would reduce the monthly payments to 383.

 


 

 

 

Member Payment Dependent Notes Series 1402871

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402871

$14,125

$14,125

6.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402871. Member loan 1402871 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: UC Berkeley/HHMI Debt-to-income ratio: 1.99%
Length of employment: < 1 year Location: Berkeley, CA
       
Home town:
Current & past employers: UC Berkeley/HHMI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I want to buy a used car, and I prefer to get a loan from lending club instead of a bank. It will be my first car actually! Also, I will use some of the money to help my family pay off some debt.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,467.00 Public Records On File: 0
Revolving Line Utilization: 7.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My average total monthly expenses are $1400/month .
What type of vehicle are you buying (make, model, year, mileage and condition)?I'm still shopping around for a good deal, but it will be a Honda Civic sedan.
What are the balances, interest rates, and monthly payments on any other auto obligations?I do not have any other auto obligations.

 


 

 

 

Member Payment Dependent Notes Series 1402972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1402972

$6,000

$6,000

14.09%

1.00%

July 19, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1402972. Member loan 1402972 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Alemany High School Debt-to-income ratio: 21.47%
Length of employment: 10+ years Location: Pasadena, CA
       
Home town:
Current & past employers: Alemany High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I need to repair bathroom. A water pipe exploded and insurance co has not paid enough to cover expenses. Am very stable, have good job and good income.<br><br> Borrower added on 07/05/12 > will be using $$ to employ other people for bathroom repair. Contractor, plumber, electrician, tile setters, etc.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,855.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2600, 2 cars are around $800 (my daughter can now pay her $300 payment), utilities, phone, and cable around $500, food around $500. Revolving credit payments around $700, but I usually pay more than the minimum. Insurance about $200, but that is paid for the year.
Is the improvement to your primary residence or an investment property?Primary residence. House is worth currently about $450,000, and I have put about $10,000 already in improvements
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is around $345,000. Interest rate is around 5% and mortgage payments including property taxes are just under $2600. No HELOC
Please explain the reason why you carry a large revolving credit balance.I just put my daughter through college. I am a single parent and got NO help doing this. It cost me over $200,000 to do this, and I have about $100,000 remaining in student loan debt. It has been tight for the past 4 years, but she is now done and working 2 jobs. (like me LOL!)
Please explain the reason why you carry a large revolving credit balance.I just put my daughter through college. I am a single parent and got NO help doing this. It cost me over $200,000 to do this, and I have about $100,000 remaining in student loan debt. It has been tight for the past 4 years, but she is now done and working 2 jobs. (like me LOL!)
Please explain the reason why you carry a large revolving credit balance.I just put my daughter through college. I am a single parent and got NO help doing this. It cost me over $200,000 to do this, and I have about $100,000 remaining in student loan debt. It has been tight for the past 4 years, but she is now done and working 2 jobs. (like me LOL!)
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is around $345,000. Interest rate is around 5% and mortgage payments including property taxes are just under $2600. No HELOC
Please explain the reason why you carry a large revolving credit balance.I just put my daughter through college. I am a single parent and got NO help doing this. It cost me over $200,000 to do this, and I have about $100,000 remaining in student loan debt. It has been tight for the past 4 years, but she is now done and working 2 jobs. (like me LOL!)

 


 

 

 

Member Payment Dependent Notes Series 1403046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403046

$21,000

$21,000

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403046. Member loan 1403046 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,333 / month
Current employer: N/A Debt-to-income ratio: 19.69%
Length of employment: 10+ years Location: Washington, DC
       
Home town:
Current & past employers: N/A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > The purpose of the loan is to refinance revolving debt to reduce interest.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $77,076.00 Public Records On File: 0
Revolving Line Utilization: 83.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403076

$30,000

$30,000

15.31%

1.00%

July 23, 2012

July 30, 2017

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403076. Member loan 1403076 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: city of novi Debt-to-income ratio: 20.82%
Length of employment: 10+ years Location: WHITE LAKE, MI
       
Home town:
Current & past employers: city of novi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > This loan will be used to pay off credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $72,455.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403273

$9,750

$9,750

11.14%

1.00%

July 19, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403273. Member loan 1403273 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Village of greenwich Debt-to-income ratio: 27.04%
Length of employment: < 1 year Location: WILLARD, OH
       
Home town:
Current & past employers: Village of greenwich
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > Pay off credit card debt and motorcycle loan<br><br> Borrower added on 07/05/12 > currently pay around $460 a month for the credit card debt and motorcycle payment! I have never been late on a payment and money will be paid back in full! thanks<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,627.00 Public Records On File: 0
Revolving Line Utilization: 34.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1033 currently give a little on food!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have three credit cards with credit lines of $3700 $450 $500 and i owe around 2649.56 on all three and my motorcycle i currently have a loan on and would like to pay it off and sell to return payment on loan! its just hard to sell motorcycle with loan got to go through too many steps! hope this helps !credit card interest rates vary from 11% to 25% never have made a late payment on anything! between credit cards and motorcycle i currently pay around $460 a month.

 


 

 

 

Member Payment Dependent Notes Series 1403299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403299

$7,000

$7,000

6.62%

1.00%

July 23, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403299. Member loan 1403299 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Lackmann Compass Debt-to-income ratio: 25.53%
Length of employment: 10+ years Location: Woodside, NY
       
Home town:
Current & past employers: Lackmann Compass
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to basically pay off some debt and hopefully take a small vacation.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 81
Revolving Credit Balance: $8,328.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses sit around $2300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I try to keep all of my balances as low as possible depending on my budget. My interest rate also remain low because of my excellent credit.
Please explain the reason why you carry a large revolving credit balance.If I'm not mistaken, having a revolving balance is actually good for one's credit history so I try to keep some at all times. I always pay my monthly bills on-time so it really does not phase me. Other than that, the highest revolving balance I have is my vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1403327

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403327

$20,675

$20,675

23.28%

1.00%

July 20, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403327. Member loan 1403327 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: new york life insurance company Debt-to-income ratio: 16.13%
Length of employment: 1 year Location: CANTON, MI
       
Home town:
Current & past employers: new york life insurance company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,629.00 Public Records On File: 0
Revolving Line Utilization: 68.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?900
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan balance of 12,300 with monthly payment of 290. credit card balances total of 14,900 with total monthly payments of 410. interest rates are between 20 to 29 percent.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan balance of 12,300 with monthly payment of 290. credit card balances total of 14,900 with total monthly payments of 410. interest rates are between 20 to 29 percent.
What is your intended use for the loan proceeds?pay debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan balance of 12,300 with monthly payment of 290. credit card balances total of 14,900 with total monthly payments of 410. interest rates are between 20 to 29 percent.
Which debts do you plan to pay off with this loan?credit cards and loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan balance of 12,300 with monthly payment of 290. credit card balances total of 14,900 with total monthly payments of 410. interest rates are between 20 to 29 percent.
Please explain the reason why you carry a large revolving credit balance.True i have a large credit balance, but if you look at my credit history report i have not missed or been late with a payment in over 14 years. And with this loan i would pay off the balances, i would rather have one payment a month to lending club then 5 different payments. The reasons why i have a large credit balance, well there could be many reasons, one i tore my acl in my left knee and needed to pay some medical bills.
Please explain the reason why you carry a large revolving credit balance.True i have a large credit balance, but if you look at my credit history report i have not missed or been late with a payment in over 14 years. And with this loan i would pay off the balances, i would rather have one payment a month to lending club then 5 different payments. The reasons why i have a large credit balance, well there could be many reasons, one i tore my acl in my left knee and needed to pay some medical bills.

 


 

 

 

Member Payment Dependent Notes Series 1403580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403580

$22,500

$22,500

23.83%

1.00%

July 18, 2012

July 18, 2017

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403580. Member loan 1403580 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,200 / month
Current employer: Broward Sheriff Debt-to-income ratio: 7.63%
Length of employment: 10+ years Location: ROYAL PALM BEACH, FL
       
Home town:
Current & past employers: Broward Sheriff
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/04/12 > We are planning to complete the fencing around our property (2.5 acres), install hurricane shutters (save on homeowner's insurance), and enclose our back porch area.<br><br> Borrower added on 07/05/12 > Fencing (our property is 2.5 acres), hurricane shutters, & upgrade/enclosure to rear porch.<br>

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 39
Revolving Credit Balance: $6,405.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1945 includes mortgage, taxes, & insurance. No home equity/line of credit. All utilities (elec, water, phone, cable, etc) are $440.
What is the home improvement project you are planning?Fencing (property is 2.5 acres), hurricane shutters, & upgrades/enclosure on rear porch.
Is the improvement to your primary residence or an investment property?Primary residence.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1945 (mort, tax, ins), all util (phone, cable, water, etc) is $465/mo, health ins is $60/mo, food/groceries is $750 (approx), trans (pmt, ins, fuel, & tolls) is $540/mo.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$1945 for mort, tax, and ins. No HELOC. Balance is $198, int is 4.65.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1945 (mort, tax, ins), all util (phone, cable, water, etc) is $465/mo, health ins is $60/mo, food/groceries is $750 (approx), trans (pmt, ins, fuel, & tolls) is $540/mo.

 


 

 

 

Member Payment Dependent Notes Series 1403592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403592

$12,000

$12,000

15.31%

1.00%

July 23, 2012

July 18, 2015

July 18, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403592. Member loan 1403592 was requested on July 4, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: bayer interventional Debt-to-income ratio: 31.05%
Length of employment: 4 years Location: minneapolis, MN
       
Home town:
Current & past employers: bayer interventional
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 4, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,562.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 3-350, car payment and renters and car insurance 300,utilities food etc 350 i live with aunt and sister
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?interest rates from 16- 24% on most cards .. 1 loan for car balance aout 3500
Please explain the reason why you carry a large revolving credit balance.This is the reason for the loan, to get rid of most of them . to consolidate them
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 3-350, car payment and renters and car insurance 300,utilities food etc 350 i live with aunt and sister
Please explain the reason why you carry a large revolving credit balance.This is the reason for the loan, to get rid of most of them . to consolidate them
Which debts do you plan to pay off with this loan?credi cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 3-350, car payment and renters and car insurance 300,utilities food etc 350 i live with aunt and sister

 


 

 

 

Member Payment Dependent Notes Series 1403815

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403815

$28,000

$28,000

21.00%

1.00%

July 20, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403815. Member loan 1403815 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,042 / month
Current employer: Heinzerling Foundation Debt-to-income ratio: 23.26%
Length of employment: 10+ years Location: Columbus, OH
       
Home town:
Current & past employers: Heinzerling Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 21
Revolving Credit Balance: $24,342.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.WIFE HOSPITAL AND DOCTOR BILLS AND REMODEL HOUSE. FINALLY HAVE GOTTEN HER ON MY V.A.DISABILITY INSURANCE

 


 

 

 

Member Payment Dependent Notes Series 1403829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403829

$32,875

$32,875

7.90%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403829. Member loan 1403829 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: National Institutes of Health Debt-to-income ratio: 9.80%
Length of employment: 3 years Location: washington, DC
       
Home town:
Current & past employers: National Institutes of Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > The loan will pay off my credit card debt. I have been making additional payments for the last three years, but have not gotten the amounts down fully. The loan will allow me to pay off my debts in three years and be free!<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,698.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are $3580. This includes mortgage, line of credit, utilities and all tax and insurance.
Please explain the reason why you carry a large revolving credit balance.We ended up in debt in graduate school and were doing well until I got a new job in another state. We had to pay for two homes and the home we had was in a very depressed market. Despite having put $30,000 of improvements in our house, we lost a lot of money. We now are all together and working to get out of debt.
Which debts do you plan to pay off with this loan?We ended up in debt in graduate school and were doing well until I got a new job in another state. We had to pay for two homes and the home we had was in a very depressed market. Despite having put $30,000 of improvements in our house, we lost a lot of money. We now are all together and working to get out of debt. At the end of the three years, we will be debt free.

 


 

 

 

Member Payment Dependent Notes Series 1403854

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403854

$9,725

$9,725

17.77%

1.00%

July 19, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403854. Member loan 1403854 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: n/a Debt-to-income ratio: 2.81%
Length of employment: n/a Location: morrow, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hello, I am asking for this loan to improve my business.I am a owner-operator.My business generates good money.Although recently repairs have set me back.I am leased on with landstar Ranger and their great.I Will use the loan money to improve fuel economy,wear and tear and promote my own employees.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,274.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1403889

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403889

$7,750

$7,750

12.12%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403889. Member loan 1403889 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,000 / month
Current employer: Bruce Aerospace Debt-to-income ratio: 7.15%
Length of employment: 5 years Location: DAYTON, NV
       
Home town:
Current & past employers: Bruce Aerospace
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Home repairs/roof and plumbing<br>Car repairs /tires & tune up<br>Dental work not covered by insurance<br>Mini vacation/4 day wknd to visit daughter<br><br> Borrower added on 07/05/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 60
Revolving Credit Balance: $18,848.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa aprox. $1600.00,12%ISH, APROX $25 PER MO ALWAYS PAY $50<br>M/C aprox. $1000.00,27%,APROX $25 PER MO ALWAYS PAY $50<br>M/C aprox. $ 500.00,27%,APROX $25 PER MO TRY TO PAY $50

 


 

 

 

Member Payment Dependent Notes Series 1403909

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403909

$35,000

$35,000

11.14%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403909. Member loan 1403909 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: n/a Debt-to-income ratio: 11.56%
Length of employment: 10+ years Location: Glenwood, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Build out of new leased space for optometrist office<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,550.00 Public Records On File: 0
Revolving Line Utilization: 22.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 2500/month
Please explain the reason why you carry a large revolving credit balance.Some of the balances are related to Business purchases
Can you provide some high level financials on the monthly costs / revenue of your business?Projections-Monthly/revenue<br>Rent 13% Payroll Dr vary-18.6%-23.1%<br>Ins 1.11% Cost of goods vary 5%-20%<br>Marketing 1.33% Utilities 3%<br>Office Overhead 5.0%<br>Payroll - Support staff 18%
What do you project your monthly revenues for the first 6 months to be?$135,000
What do you project your monthly expenses for the first 6 months of your business?$118,000
What is your intended use for the loan proceeds?To build out the new leased space for my optometric office
Please describe your experience/familiarity with the business you are starting/started?Not starting new business opening 2nd office<br>In business 15yrs

 


 

 

 

Member Payment Dependent Notes Series 1403957

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403957

$10,000

$10,000

7.62%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403957. Member loan 1403957 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Louisiana Department of Justice Debt-to-income ratio: 21.00%
Length of employment: 3 years Location: Baton Rouge, LA
       
Home town:
Current & past employers: Louisiana Department of Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am consolidating a high-interest personal loan and a credit card. This will lower my monthly payments and interest rate. I will be debt-free in 2 years, sooner because I plan to aggressively pay this off.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $312.00 Public Records On File: 0
Revolving Line Utilization: 8.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1403989

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1403989

$10,000

$10,000

13.11%

1.00%

July 24, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1403989. Member loan 1403989 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Stantec Debt-to-income ratio: 12.11%
Length of employment: 5 years Location: CINCINNATI, OH
       
Home town:
Current & past employers: Stantec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,387.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About 2000$ per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card balances of about 8000$ with about 200$ in monthly payments, a car loan; no other debt balance
Please explain the reason why you carry a large revolving credit balance.had to make large purchases recently, and I am trying for a debt consolidation loan

 


 

 

 

Member Payment Dependent Notes Series 1404086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404086

$12,000

$12,000

15.31%

1.00%

July 18, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404086. Member loan 1404086 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,360 / month
Current employer: D.E.S. Nice Electric Debt-to-income ratio: 21.82%
Length of employment: 5 years Location: DOLORES, CO
       
Home town:
Current & past employers: D.E.S. Nice Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I work full time. so i can provide for my family we are trying to get rid of our credit card debt and i feel this loan will help us stay focused on paying off our debt so we can better provide for our family and start saving collage funds. Thank you<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,905.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?we pay 450 for rent 85 for our phones all our utilites together are 300 our insurance is 210( renters insurance included) and with all our Credit cards together its 460 and then what ever left is foe food and thats around 200 a month
Please explain the reason why you carry a large revolving credit balance.i urt my hip when i was 18 and it was giving me a lot of trouble so to go it and get it adjusted at 45 $ dollars a pop 4 days a week for 6 monthes it adds up and then our car broke down and wwe need to fix that... ECCT...
Which debts do you plan to pay off with this loan?All our credit cards ( 5 ) of them
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?we have 5 credit cards all with an % rate over 21 percent our payments monthly for all our credit cards are around 450-470 a month

 


 

 

 

Member Payment Dependent Notes Series 1404217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404217

$5,000

$5,000

8.90%

1.00%

July 23, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404217. Member loan 1404217 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Purple Wine Company Debt-to-income ratio: 8.10%
Length of employment: 1 year Location: GUERNEVILLE, CA
       
Home town:
Current & past employers: Purple Wine Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 47
Revolving Credit Balance: $4,106.00 Public Records On File: 0
Revolving Line Utilization: 39.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1404244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404244

$8,300

$8,300

18.49%

1.00%

July 23, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404244. Member loan 1404244 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Roach Ag Marketing, Ltd. Debt-to-income ratio: 34.96%
Length of employment: < 1 year Location: Delray Beach, FL
       
Home town:
Current & past employers: Roach Ag Marketing, Ltd.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Credit Card Refinancing<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,849.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1,300<br>Transportation - $100<br>Utilities - $230<br>Food - $200<br>Insurance - $100
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1,300<br>Transportation - $100<br>Utilities - $230<br>Food - $200<br>Insurance - $100
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1,300<br>Transportation - $100<br>Utilities - $230<br>Food - $200<br>Insurance - $100

 


 

 

 

Member Payment Dependent Notes Series 1404264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404264

$10,000

$10,000

21.98%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404264. Member loan 1404264 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,583 / month
Current employer: PRI Debt-to-income ratio: 33.73%
Length of employment: 5 years Location: Cranberry, PA
       
Home town:
Current & past employers: PRI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Funds intended for relocation expenses.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,132.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1404273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404273

$17,500

$17,500

8.90%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404273. Member loan 1404273 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: n/a Debt-to-income ratio: 3.71%
Length of employment: 7 years Location: Channelview, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/05/12 > The loan is for a property that I am currently paying to an owner. I want to liquidate that note with him at a lower rate and at faster pace. Thank You<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,887.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?to pay a property.
Please explain the reason why you carry a large revolving credit balance.income from my job.

 


 

 

 

Member Payment Dependent Notes Series 1404391

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404391

$28,000

$28,000

21.98%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404391. Member loan 1404391 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: Department of Energy - Chenega Global Debt-to-income ratio: 22.10%
Length of employment: 9 years Location: moriarty, NM
       
Home town:
Current & past employers: Department of Energy - Chenega Global
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 43 Months Since Last Delinquency: 2
Revolving Credit Balance: $29,068.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Not sure we have but if so it was because we were out of town or it just got lost in the paper shuffle.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balance is ~$22,000 with monthly payment of $800. Some of the credit card debt is medical. The balance of the loan is to put in a new well because ours just went dry on July 3. We do have truck payments - $1500 per month and travel trailer payment $450. All credit lines are up to date and have been. We are just looking to get the credit card debt paid off quickly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We own the house - payment is $1032. Fuel ~ $250; utilities, cell phone, phone, tv ~ $400; insurance $178; food ~$450
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage $800. interest, taxes, insurance $229
Which debts do you plan to pay off with this loan?credit card debt that were used to cover unexpected expenses.
Please explain the reason why you carry a large revolving credit balance.They were used to cover some unexpected expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We own the house - payment is $1032. Fuel ~ $250; utilities, cell phone, phone, tv ~ $400; insurance $178; food ~$450
If you have a delinquency in the last 2 years, please explain the reason.Not sure we have but if so it was because we were out of town or it just got lost in the paper shuffle.

 


 

 

 

Member Payment Dependent Notes Series 1404413

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404413

$28,000

$28,000

7.90%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404413. Member loan 1404413 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: n/a Debt-to-income ratio: 3.13%
Length of employment: 6 years Location: Roswell, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > using money to buy properties at reduced prices in this economy and then improving them if necessary and renting them out. I am a reliable borrower with stable employment, and the necessary experience to succeed with my new business. Thanks for the consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,783.00 Public Records On File: 0
Revolving Line Utilization: 18.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage- 1800<br>utilities- 400<br>insurance- 300<br>food- $1000<br>misc. expenses- $1000
What type of business are you starting?using money to buy properties at reduced prices in this economy and then improving them if necessary and renting them out. I am a reliable borrower with stable employment, and the necessary experience to succeed with my new business. Thanks for the consideration.
What do you project your monthly revenues for the first 6 months to be?$5000 per month

 


 

 

 

Member Payment Dependent Notes Series 1404445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404445

$7,200

$7,200

14.09%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404445. Member loan 1404445 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: pinellas county school board Debt-to-income ratio: 17.30%
Length of employment: 10+ years Location: st petersburg, FL
       
Home town:
Current & past employers: pinellas county school board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,801.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Appx..$1550
Will some or all of your moving expenses be reimbursed, if so how much?None...
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidation...$4000...moving...$2000...vacation...$1000

 


 

 

 

Member Payment Dependent Notes Series 1404507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404507

$18,000

$18,000

18.75%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404507. Member loan 1404507 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,917 / month
Current employer: Mount Sinai Medical Center Debt-to-income ratio: 22.29%
Length of employment: 4 years Location: SECAUCUS, NJ
       
Home town:
Current & past employers: Mount Sinai Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 11
Revolving Credit Balance: $20,144.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include:<br>Rent - No rental fees, I live with my parents<br>Transportation - 300<br>Phone - 30<br>Food - 200<br>Pet - 40
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include:<br>Rent - No rental fees, I live with my parents<br>Transportation - 300<br>Phone - 30<br>Food - 200<br>Pet - 40
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies with the last 2 years, all payments have been made on time.
Which debts do you plan to pay off with this loan?College bills and loans
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage, just consolidating college bills and loans.
Which debts do you plan to pay off with this loan?College bills and loans

 


 

 

 

Member Payment Dependent Notes Series 1404523

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404523

$30,000

$30,000

21.98%

1.00%

July 23, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404523. Member loan 1404523 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Los Alamos National Lab Debt-to-income ratio: 20.10%
Length of employment: 10+ years Location: LOS ALAMOS, NM
       
Home town:
Current & past employers: Los Alamos National Lab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 50
Revolving Credit Balance: $32,090.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approx. 8k/month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approx. 90k including car payment. Approx. 3k/month.<br><br>Mortgages approx. 3k/month.
Please explain the reason why you carry a large revolving credit balance.Very busy professional lifestyle, frequent travel. Credit makes life convenient. Just turned 50yrs old and starting to square away excessive debt.
Which debts do you plan to pay off with this loan?Chase Visa
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Approx. 90k including car payment. Approx. 3k/month.<br><br>Mortgages approx. 3k/month.

 


 

 

 

Member Payment Dependent Notes Series 1404593

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404593

$16,000

$16,000

14.33%

1.00%

July 24, 2012

July 30, 2017

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404593. Member loan 1404593 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: BRIGHTSTAR Debt-to-income ratio: 28.72%
Length of employment: 3 years Location: DORAL, FL
       
Home town:
Current & past employers: BRIGHTSTAR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,620.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC1 11K, 2,100 and CC3 800. Interes rates varies from 14% CC1 to 21% CC2 Sears Card. Montly payments for my car total 400 $<br>I have a deferred plan from GE money for 800 $ with a montly payment of 30$. <br>Car loan payments is 450$.

 


 

 

 

Member Payment Dependent Notes Series 1404770

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404770

$5,000

$5,000

12.12%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404770. Member loan 1404770 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: BJRH Debt-to-income ratio: 13.44%
Length of employment: 4 years Location: Coats, NC
       
Home town:
Current & past employers: BJRH
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > To pay off some bills.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 14
Revolving Credit Balance: $1,653.00 Public Records On File: 0
Revolving Line Utilization: 47.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include rent, utilities, cell phone, car insurance, food, gas, credit cards, paying back payday, personal and student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm really not sure about interest rates on current debt balances. I have four payday loans totalling $2,000 together; four personal loans totalling around $12,000; two credit cards totalling $1,250; two department store cards totalling $350; and one student loan for $4,000.
If you have a delinquency in the last 2 years, please explain the reason.When you are overwhelmed with expenses, sometimes your credit card is the only thing you rely on. Unfortunately I fell behind on a few payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I'm really not sure about interest rates on current debt balances. I have four payday loans totalling $2,000 together; four personal loans totalling around $12,000; two credit cards totalling $1,250; two department store cards totalling $350; and one student loan for $4,000.

 


 

 

 

Member Payment Dependent Notes Series 1404775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404775

$3,250

$3,250

16.29%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404775. Member loan 1404775 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: carhartt Debt-to-income ratio: 21.03%
Length of employment: 2 years Location: WYANDOTTE, MI
       
Home town:
Current & past employers: carhartt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,456.00 Public Records On File: 1
Revolving Line Utilization: 85.60% Months Since Last Record: 72
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1404791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404791

$1,500

$1,500

11.14%

1.00%

July 18, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404791. Member loan 1404791 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,467 / month
Current employer: us postal service Debt-to-income ratio: 16.44%
Length of employment: 10+ years Location: highlands ranch, CO
       
Home town:
Current & past employers: us postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Home improvement-whole house fan<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 78 Months Since Last Delinquency: 20
Revolving Credit Balance: $67,278.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2200
What is the home improvement project you are planning?whole house fan (attic fan)
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$360,000 ($2200/mo approx)

 


 

 

 

Member Payment Dependent Notes Series 1404809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404809

$14,000

$14,000

6.62%

1.00%

July 20, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404809. Member loan 1404809 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: south lake hospital Debt-to-income ratio: 17.20%
Length of employment: 6 years Location: Clermont, FL
       
Home town:
Current & past employers: south lake hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,168.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards...chase and citicard.
Please explain the reason why you carry a large revolving credit balance.We took out large for an important personal matter...one time loan. We've always payed all of our debts..ALWAYS.
What is your intended use for the loan proceeds?Pay off credit card debt by reducing our interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortagae 1600, Car 250, Phone,interent,cable 150. Car insurance 1200 yearly, 3 credit cards with totals of 18,000,12,000,5000. Food expense 300 monthly. Utilites 250 monthly average. No student loans. I've always paid all of my debts..ALWAYS.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage monthly 1600, Car monthly 250, utilities 250 monthly, Insurance car 1200 yearly, Phone internet and cable 150 monthly. Food 300 monthly. Three credit cards with totals of 18,000,12,000,5000. We've always paid our debts..ALWAYS.
Please explain the reason why you carry a large revolving credit balance.We took out large for an important personal matter...one time loan. We've always payed all of our debts..ALWAYS.
Which debts do you plan to pay off with this loan?Credit cards...chase and citicard.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgae 1600 monthly, Car 250 monthly, Utilities 250 monthly, food 300 monthly, Car Insurance 1200 monthly, Phone,internet cable 150 monthly. 3 credit cards with totals of 18,000, 12,000 and 5000 with an average interest rate of 15%. We always paid our debts..ALWAYS.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortagae 1600, Car 250, Phone,interent,cable 150. Car insurance 1200 yearly, 3 credit cards with totals of 18,000,12,000,5000. Food expense 300 monthly. Utilites 250 monthly average. No student loans. I've always paid all of my debts..ALWAYS.
Please explain the reason why you carry a large revolving credit balance.We took out large for an important personal matter...one time loan. We've always payed all of our debts..ALWAYS.
Please explain the reason why you carry a large revolving credit balance.We took out large for an important personal matter...one time loan. We've always payed all of our debts..ALWAYS.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To reduce the interest rate on the credit card balances...currently on average our balances are 15%...Our goal is to elimate all debts...so the loan will go to pay high interest credit cars only.
Which debts do you plan to pay off with this loan?Credit cards...chase and citicard.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortagae 1600, Car 250, Phone,interent,cable 150. Car insurance 1200 yearly, 3 credit cards with totals of 18,000,12,000,5000. Food expense 300 monthly. Utilites 250 monthly average. No student loans. I've always paid all of my debts..ALWAYS.

 


 

 

 

Member Payment Dependent Notes Series 1404928

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404928

$16,950

$16,950

21.98%

1.00%

July 18, 2012

July 19, 2017

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404928. Member loan 1404928 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Los Angeles County Fire Department Debt-to-income ratio: 21.36%
Length of employment: 5 years Location: Murrieta, CA
       
Home town:
Current & past employers: Los Angeles County Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > Stream-lining my debt<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,213.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I hold three credit card balances that have around 5000 on them that I would like to consolidate
Please explain the reason why you carry a large revolving credit balance.home improvement

 


 

 

 

Member Payment Dependent Notes Series 1404931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404931

$18,600

$18,600

17.77%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404931. Member loan 1404931 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $29,333 / month
Current employer: n/a Debt-to-income ratio: 2.49%
Length of employment: 10+ years Location: Stanley, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,192.00 Public Records On File: 0
Revolving Line Utilization: 78.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?We are planning on building an addition onto our existing home and installing an inground pool.
Is the improvement to your primary residence or an investment property?The improvement is to our primary residence.
What is the home improvement project you are planning?We are planning on building an addition onto our existing home and installing an inground pool.
What is your intended use for the loan proceeds?We are building an addition onto our primary residence and installing an in ground pool.
What is the home improvement project you are planning?We are planning on building an addition onto our existing home and installing an inground pool.
Is the improvement to your primary residence or an investment property?The improvement is to our primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?This loan is intended for a planned home improvement addition and an in ground pool installation.

 


 

 

 

Member Payment Dependent Notes Series 1404952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1404952

$5,000

$5,000

7.90%

1.00%

July 18, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1404952. Member loan 1404952 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,417 / month
Current employer: MEDICAB OF ROCHESTER Debt-to-income ratio: 3.08%
Length of employment: 10+ years Location: ROCHESTER, NY
       
Home town:
Current & past employers: MEDICAB OF ROCHESTER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 9
Revolving Credit Balance: $3,779.00 Public Records On File: 0
Revolving Line Utilization: 16.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I dont think I was ever late on any of past loan payments.I have been late on cable ,utility, credit cards cause of just plan laziness I guess! W ith all my loans I took alittle more serious!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1,200 dollars a month in expenses to all the above listed
If you have a delinquency in the last 2 years, please explain the reason.I dont think I was ever late on any of past loan payments.I have been late on cable ,utility, credit cards cause of just plan laziness I guess! W ith all my loans I took alittle more serious!

 


 

 

 

Member Payment Dependent Notes Series 1405450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405450

$16,000

$16,000

21.98%

1.00%

July 24, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405450. Member loan 1405450 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Cascade Designs Debt-to-income ratio: 27.02%
Length of employment: 9 years Location: BURIEN, WA
       
Home town:
Current & past employers: Cascade Designs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This is a simple consolidation of credit card debt. I have never made a late payment on anything, and my credit report goes back perhaps 25 years. I am approaching a decade on my job and have had only one address change in the past 10 years.This loan will centralize and simplify my debt.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1987 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,480.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700, utilities $100, medical covered, phone $55, gas $100-150, auto insurance semiannual about $450, food $200-300. Total monthly varies between $1150 and $1350
Please explain the reason why you carry a large revolving credit balance.Primary charges stem from extensive necessary dental work a number of years ago that went far beyond my $1500 annual coverage limit. On a smaller scale, my oldest daughter's wedding, and helping my middle girl and her husband through a difficult but successful pregnancy. Beyond that, would just be the usual little purchases that can add up over time.
Which debts do you plan to pay off with this loan?All debt with the exception of my low interest credit union visa card and my auto loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700, utilities $100, medical covered, phone $55, gas $100-150, auto insurance semiannual about $450, food $200-300. Total monthly varies between $1150 and $1350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?To close with this transaction:<br><br>Credit Cards (cumulative) Bal $14,825 Minimum Monthly $525 Avg Interest 22.35%<br>Pers. Loan Bal $1,950 Monthly $140 Interest 24.50%<br><br>To Retain:<br><br>Credit Cards (2) Bal $6700 Payments $145 Int 10.23%<br>Bank auto loan Bal $20,000 Payment $408 Int 7.99%<br>Rent Payment $700<br>No Lines of Credit<br>No Student Loans

 


 

 

 

Member Payment Dependent Notes Series 1405544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405544

$5,300

$5,300

15.31%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405544. Member loan 1405544 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: GRM info management Debt-to-income ratio: 12.95%
Length of employment: 2 years Location: Miami, FL
       
Home town:
Current & past employers: GRM info management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2008 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,054.00 Public Records On File: 0
Revolving Line Utilization: 65.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?only pay the rent because livin with my mother and girlfriend soo i pay rent my mother pay other something as phone .food .floridad power light.my girlfriend pay insurance car .We share the bills.. i pay the rent 1000.00 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my debt balances is $ 5300 and interest 22.99%
Please explain the reason why you carry a large revolving credit balance.because i bought a car.and the interes is very high
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?only pay the rent because livin with my mother and girlfriend soo i pay rent my mother pay other something as phone .food .floridad power light.my girlfriend pay insurance car .We share the bills.. i pay the rent 1000.00 monthly
Which debts do you plan to pay off with this loan?everything
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my debt balances is $ 5300 and interest 22.99%

 


 

 

 

Member Payment Dependent Notes Series 1405605

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405605

$3,000

$3,000

13.11%

1.00%

July 23, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405605. Member loan 1405605 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,542 / month
Current employer: Florida Atlantic University Debt-to-income ratio: 11.63%
Length of employment: 8 years Location: Lake Worth, FL
       
Home town:
Current & past employers: Florida Atlantic University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Moving expenses related to a same-city relocation from a shared-dwelling to a 1 bed/1 bath home. I don't drink or smoke and I'm very clean and have decided that I would prefer to live alone and would use this money to help with the costs associated with such a transition.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2.00 Public Records On File: 0
Revolving Line Utilization: 0.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car $409, Rent (incl all..$475), Cell $60, Car Insr $110, TV/Internet $175, Food $250, Gas $100.
Will some or all of your moving expenses be reimbursed, if so how much?No, this is a local move within the county for relocation only. I will remain with the same employer, approaching eight years now.

 


 

 

 

Member Payment Dependent Notes Series 1405627

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405627

$18,000

$18,000

12.12%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405627. Member loan 1405627 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Pacific Rail Services Debt-to-income ratio: 23.34%
Length of employment: 4 years Location: MOUNT HOLLY, NJ
       
Home town:
Current & past employers: Pacific Rail Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I using it to consolidate credit card bills.<br><br> Borrower added on 07/11/12 > I'm using it to consolidate credit card bills.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,145.00 Public Records On File: 0
Revolving Line Utilization: 45.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 1500, utlilities 240, cell phone 60, insurance (car, health, life) 750, food about 600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total credit card balance is roughly the amount I requested. The interest rates range from 12 - 19%, I have no student loans or lines of credit and my mortgage is 1500 a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is 1500 a month, I have no home equity loans or lines of credit, my utility bill is 240 a month, my total insurance cost is roughly 750 a month (car, life, health) and my yearly taxes are 3900.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total credit card balance is roughly the amount I requested. The interest rates range from 12 - 19%, I have no student loans or lines of credit and my mortgage is 1500 a month.

 


 

 

 

Member Payment Dependent Notes Series 1405667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405667

$35,000

$35,000

17.27%

1.00%

July 23, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405667. Member loan 1405667 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,583 / month
Current employer: GE Aviation Debt-to-income ratio: 12.68%
Length of employment: 10+ years Location: Liberty township, OH
       
Home town:
Current & past employers: GE Aviation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,907.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$4200
Please explain the reason why you carry a large revolving credit balance.Accumulated over time
Which debts do you plan to pay off with this loan?Chase visa, Discover, US Bank
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.
Please explain the reason why you carry a large revolving credit balance.Accumulated over time
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.
Please explain the reason why you carry a large revolving credit balance.Accumulated over time
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$4200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.
What is your intended use for the loan proceeds?Pay off credit card loans. Consolidate to one monthly payment with lower interest and balance pay off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.
Which debts do you plan to pay off with this loan?Chase visa, Discover, US Bank
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit card consolidation. Chase 21k, US Bank 6k, Discover 6k, GE Money 2k.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?21k Chase Visa, 6k Discover 6k US Bank Visa, 2 GE Card. pay 500, 400,400 and 100 monthly.

 


 

 

 

Member Payment Dependent Notes Series 1405823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405823

$3,825

$3,825

7.90%

1.00%

July 19, 2012

July 19, 2015

July 19, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405823. Member loan 1405823 was requested on July 5, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Be Broken Ministries Inc Debt-to-income ratio: 2.05%
Length of employment: 9 years Location: San Antonio, TX
       
Home town:
Current & past employers: Be Broken Ministries Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/05/12 > I have a high interest cc I want to pay off. Also have some building projects to finish around our house & want to get the money to knock those out (a concrete entryway & decking off the back porch). Feel free to ask any questions.<br>

 

A credit bureau reported the following information about this borrower member on July 5, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,566.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are between $3200-$3500.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$2450 will be used to pay off a higher interest credit card. The remaining amount will be used to finish some building projects around our house; primarily decking to adjoin one porch to another and some concrete work for an entryway to the front of the house.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House payment: $850<br>Utilities: $200<br>Insurance: $60<br>Taxes: $200
Please explain the reason why you carry a large revolving credit balance.We usually don't carry a credit balance. We spent 3 years building our house (literally building it ourselves). We used the cc to purchase some larger finish items (fridge, oven, stove, etc). We found Lending Club and saw the lower interest rate, so jumped on it to see if we could lower payments and knock out the last 2 projects (concrete entryway and back decking).
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).House payment: $850/mo<br>Insurance: $700/yr<br>Taxes: $2000/yr<br>Utilities: $200/mo
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?$2450 will be used to pay off a higher interest credit card. The remaining amount will be used to finish some building projects around our house; primarily decking to adjoin one porch to another and some concrete work for an entryway to the front of the house.
Please provide additional details regarding the purpose of the loan.Pay off higher interest rate cc: $2500<br>Use remaining amount of loan to finish decorative concrete entryway and build decking between our two back porches. These are the last 2 projects to finish on a house we have been building for over 3 years (literally building it ourselves).

 


 

 

 

Member Payment Dependent Notes Series 1405855

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405855

$24,000

$24,000

7.90%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405855. Member loan 1405855 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,917 / month
Current employer: SmithAmundsen Debt-to-income ratio: 4.01%
Length of employment: 4 years Location: CHICAGO, IL
       
Home town:
Current & past employers: SmithAmundsen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I plan to use this loan to assist in the sale of my existing condo and for minor home repairs on a new home.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 33
Revolving Credit Balance: $3,724.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our expenses are a rental for $1700/month, utilities of about $200/month, cell phone (paid for my our employers) and childcare ($1000/month). We have some minor student loans, but no other existing debt.
What is your intended use for the loan proceeds?We plan to use the loan for a deficiency sale on our condo. Due to a job relocation, we are offered a certain amount of money towards close by our new employer. This loan is to make up the difference. Selling is a better option for us financially.
What is your intended use for the loan proceeds?We plan to use the loan for a deficiency sale on our condo. Due to a job relocation, we are offered a certain amount of money towards close by our new employer. This loan is to make up the difference. Selling is a better option for us financially.
Please provide additional details regarding the purpose of the loan.We are using it for a deficiency sale on our condo. It is more economical for us to sell our condo now versus rent it out for the long term.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent will be $1700/month. No existing loans except for minor student loans (about $700/month). Utilities are about $250/month. Life insurance for both of us is $250/month.

 


 

 

 

Member Payment Dependent Notes Series 1405983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1405983

$5,000

$5,000

13.11%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1405983. Member loan 1405983 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: International ballet Debt-to-income ratio: 11.46%
Length of employment: 8 years Location: Greenville, SC
       
Home town:
Current & past employers: International ballet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,002.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Need extra cash to spare thanks

 


 

 

 

Member Payment Dependent Notes Series 1406053

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406053

$12,000

$12,000

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406053. Member loan 1406053 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: State Bar of Georgia Debt-to-income ratio: 23.43%
Length of employment: 7 years Location: McDonough, GA
       
Home town:
Current & past employers: State Bar of Georgia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Debt Free in 3!!! I am on track to take over my money and tell it what to do for me! Instead of it controlling my life. This loan will allow all my debt except my car and home to be in one payment.<br><br> Borrower added on 07/16/12 > I am on a plan that has me completely debt free in 7 years. In the 3 years that I will be paying on this loan, I will also be paying of my car loan. The remaining 4 years my focus will be to pay off my mortgage.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,588.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I repect this question, however I am not comfortable in answering in detail via this forum.<br>I will tell you all the debt is credit cards and a personal loan that covered a weight-loss program which totals to about 12,300. I now make a total of around $500 in monthly payemnts with no end is sight to pay them off. Once I use this loan to pay them off, I am closing them to prevent further debt build-up.<br>My interest rate are 14.99, 19.99, 22.99.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?power is $120 monthly year round<br>water & sewer is $25-$30 veries monthly<br>gas is $35 monthly year around<br>mortgage with insurance and taxes is $640<br>HOA fee is $150 yearly - usally paid for out of my income refund check<br>car loan is $400 monthly for 31 more months<br>car insurance is $55 monthly<br>I turned off my phone, internet, cable, alarm system mointering, newspaper and gym membership in order to pay more towards debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage with insurance and taxes is $640<br>HOA fee is $150 yearly - usally paid for out of my income refund check<br>power is $120 monthly year round<br>water & sewer is $25-$30 veries monthly<br>gas is $35 monthly year around<br>I turned off my phone, internet, cable, alarm system mointering, newspaper and gym membership in order to pay more towards debt.

 


 

 

 

Member Payment Dependent Notes Series 1406201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406201

$18,250

$18,250

21.00%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406201. Member loan 1406201 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Professional Home Health Debt-to-income ratio: 23.07%
Length of employment: 5 years Location: Vian, OK
       
Home town:
Current & past employers: Professional Home Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I would like to pay off high interest credit cards and have one payment which can be paid off in a reasonable amount of time.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: 30
Revolving Credit Balance: $10,262.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several credit cards that have 29% interest. I would like to pay off those. Also I have a personal loan of 4000 that has a very high interest I would like to pay off. The total of all is approx. 17,000 which does not include my mortgage. My mortgage balance is 83,000 which will be paid off in 9 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several credit cards that have 29% interest. I would like to pay off those. Also I have a personal loan of 4000 that has a very high interest I would like to pay off. The total of all is approx. 17,000 which does not include my mortgage. My mortgage balance is 83,000 which will be paid off in 9 years.
Which debts do you plan to pay off with this loan?I plan on paying off all debts except my mortgage. My goal is to be debt free in 3 years except my mortgage.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several credit cards that have 29% interest. I would like to pay off those. Also I have a personal loan of 4000 that has a very high interest I would like to pay off. The total of all is approx. 17,000 which does not include my mortgage. My mortgage balance is 83,000 which will be paid off in 9 years.
Which debts do you plan to pay off with this loan?I plan on paying off all debts except my mortgage. My goal is to be debt free in 3 years except my mortgage.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several credit cards that have 29% interest. I would like to pay off those. Also I have a personal loan of 4000 that has a very high interest I would like to pay off. The total of all is approx. 17,000 which does not include my mortgage. My mortgage balance is 83,000 which will be paid off in 9 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-904, electric and water 150, phone 100, car paid for, gas 150/mon, insurance 50/mon, food 400/mon. The other expenses are several credit cards and a personal loan that I want to pay off. I am wanting to be debt free in 3 years except for my mortgage. I would like to go back to school and get my BSN in nursing but want to get my finances straight first. That is my goal. I appreciate any help that is offered.
Which debts do you plan to pay off with this loan?I plan on paying off all debts except my mortgage. My goal is to be debt free in 3 years except my mortgage.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies that I am aware of. I try to pay on time even if it is minimum. I am wanting to pay off everything and just have one payment.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is 904 which includes insurance and taxes. Electric average is 150-200/month. Food is approx 300-400/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-904, electric and water 150, phone 100, car paid for, gas 150/mon, insurance 50/mon, food 400/mon. The other expenses are several credit cards and a personal loan that I want to pay off. I am wanting to be debt free in 3 years except for my mortgage. I would like to go back to school and get my BSN in nursing but want to get my finances straight first. That is my goal. I appreciate any help that is offered.

 


 

 

 

Member Payment Dependent Notes Series 1406210

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406210

$6,000

$6,000

11.14%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406210. Member loan 1406210 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: Military Debt-to-income ratio: 16.37%
Length of employment: 10+ years Location: Hahira, GA
       
Home town:
Current & past employers: Military
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 40
Revolving Credit Balance: $14,574.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406241

$8,400

$8,400

14.33%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406241. Member loan 1406241 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Bravo/Brio Restaruant Group Debt-to-income ratio: 18.65%
Length of employment: 1 year Location: Danbury, CT
       
Home town:
Current & past employers: Bravo/Brio Restaruant Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 29 Months Since Last Delinquency: 12
Revolving Credit Balance: $26,903.00 Public Records On File: 0
Revolving Line Utilization: 63.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1406262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406262

$2,025

$2,025

14.09%

1.00%

July 23, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406262. Member loan 1406262 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,703 / month
Current employer: Medical University of SC Debt-to-income ratio: 16.23%
Length of employment: 2 years Location: NORTH CHARLESTON, SC
       
Home town:
Current & past employers: Medical University of SC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 42
Revolving Credit Balance: $1,276.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 380, phone 99, utilities 150, insurance included in my benefits at work.
What is your intended use for the loan proceeds?To consolidate debt and increase my credit score. I want to pay off credit cards used in nursing school now that I have graduated and am working full-time.
What is your intended use for the loan proceeds?To consolidate debt and increase my credit score. I want to pay off credit cards used in nursing school now that I have graduated and am working full-time.

 


 

 

 

Member Payment Dependent Notes Series 1406372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406372

$11,325

$11,325

8.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406372. Member loan 1406372 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Lineage Investments Inc DBA Worldwide Ex Debt-to-income ratio: 25.87%
Length of employment: 4 years Location: SHARPSBURG, GA
       
Home town:
Current & past employers: Lineage Investments Inc DBA Worldwide Ex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,268.00 Public Records On File: 0
Revolving Line Utilization: 79.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406387

$35,000

$35,000

21.00%

1.00%

July 23, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406387. Member loan 1406387 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $12,500 / month
Current employer: SPA Holdings LLC Debt-to-income ratio: 10.59%
Length of employment: 7 years Location: new york, NY
       
Home town:
Current & past employers: SPA Holdings LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have to pay off my AMEX and get my finances back on track<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,900.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current AMEX balance - approx $34,000<br>Daughter's College Loans approx $205,000 (presently deferred)<br>Chase Card $5000 <br>Mortgage monthly payment $2100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current AMEX balance - approx $34,000<br>Daughter's College Loans approx $205,000 (presently deferred)<br>Chase Card $5000 <br>Mortgage monthly payment $2100

 


 

 

 

Member Payment Dependent Notes Series 1406393

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406393

$10,625

$10,625

10.16%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406393. Member loan 1406393 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Brooklyn Job Corps Academy Debt-to-income ratio: 7.31%
Length of employment: 1 year Location: BROOKLYN, NY
       
Home town:
Current & past employers: Brooklyn Job Corps Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I would like to start up a new business and have a fresh start at life. First I will pay off some debt and begin investing in my craft. I'm so excited for the possibilities, thank you for the opportunity.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 52
Revolving Credit Balance: $8,081.00 Public Records On File: 0
Revolving Line Utilization: 28.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1406419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406419

$5,400

$5,400

8.90%

1.00%

July 24, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406419. Member loan 1406419 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: DOE NYC Debt-to-income ratio: 4.80%
Length of employment: < 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: DOE NYC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Funding for warehouse and freight for Import export business to Jamaica West Indies.<br><br> Borrower added on 07/06/12 > Funding for warehouse and freight for import export business.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 76
Revolving Credit Balance: $7,138.00 Public Records On File: 0
Revolving Line Utilization: 38.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have worked in the business and financial sector as a corporate financial controller for 2 of the largest Fortune 500 companies. I have been involved in sales in Jamaica for many years experiencing strong sales since the start-up of our own company in 2011. Our company has found a niche in the business sector and we expect a 300% increase in sales for 2012 - 2013. We are developing warehousing strategies to increase the export of needed inventories for future growth.

 


 

 

 

Member Payment Dependent Notes Series 1406526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406526

$10,000

$10,000

19.72%

1.00%

July 23, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406526. Member loan 1406526 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: quapaw tribe Debt-to-income ratio: 9.10%
Length of employment: 10+ years Location: MIAMI, OK
       
Home town:
Current & past employers: quapaw tribe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,902.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit card debt and medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?623 mortgage<br>95 cell phone<br>130. Electric bill<br>15 water bill<br>215 credit cards<br>100 medical bills<br>100 groceries<br>100 gas
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards. 8,000. Payments 215. Month<br>Mortgage. 623 month. 7 % interest<br>Balance 57,800<br>Medical bills. 100. Month. Balance 1000<br>Insurance. 225 per month<br>Sears card - no balance<br>Home depot - no balance
Please explain the reason why you carry a large revolving credit balance.Sears card and home depot were used to purchase appliances for our house when the old ones quit working.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards 8,000. & medical bills 1,500
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).623 a month includes insurance and taxes
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards. 8,000. Payments 215. Month<br>Mortgage. 623 month. 7 % interest<br>Balance 57,800<br>Medical bills. 100. Month. Balance 1000<br>Insurance. 225 per month<br>Sears card - no balance<br>Home depot - no balance
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?623 mortgage<br>95 cell phone<br>130. Electric bill<br>15 water bill<br>215 credit cards<br>100 medical bills<br>100 groceries<br>100 gas
Which debts do you plan to pay off with this loan?Credit card debt and medical bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards. 8,000. Payments 215. Month<br>Mortgage. 623 month. 7 % interest<br>Balance 57,800<br>Medical bills. 100. Month. Balance 1000<br>Insurance. 225 per month<br>Sears card - no balance<br>Home depot - no balance
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit cards 8,000. & medical bills 1,500

 


 

 

 

Member Payment Dependent Notes Series 1406544

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406544

$8,000

$8,000

14.09%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406544. Member loan 1406544 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Hanford Elementary School District Debt-to-income ratio: 21.51%
Length of employment: 10+ years Location: hanford, CA
       
Home town:
Current & past employers: Hanford Elementary School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > We want to take a family vacation which we have not done for a long time and we thought this loan would help us accomplish this goal before school starts again.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 10
Revolving Credit Balance: $8,628.00 Public Records On File: 0
Revolving Line Utilization: 67.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly mortgage payment is $ 1245. I pay insurance and taxes every six months and thats $1080. I don't have home equity loan or home line of credit.
Please explain the reason why you carry a large revolving credit balance.I was building up my credit and the open accounts are short term accounts that I cross as I finish paying them off.
What is your intended use for the loan proceeds?We are planning to take a family vacation which we have not done for a long time. This will be a significant event for us and we are looking forward to it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I spend $1250 on mortgage and $190 on taxes and insurance, $200 on transport, $400 on utilities, internet and cell phone, $400 on food and $ 400 miscellaneous.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquent account in the last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I spend $1250 on mortgage and $190 on taxes and insurance, $200 on transport, $400 on utilities, internet and cell phone, $400 on food and $ 400 miscellaneous.

 


 

 

 

Member Payment Dependent Notes Series 1406549

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406549

$7,200

$7,200

6.62%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406549. Member loan 1406549 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: L3 Insight Technology Debt-to-income ratio: 22.82%
Length of employment: 8 years Location: lowell, MA
       
Home town:
Current & past employers: L3 Insight Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 32
Revolving Credit Balance: $1,150.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses is around $1600.00.
What are the estimated expenses?It's around $1600.00.

 


 

 

 

Member Payment Dependent Notes Series 1406564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406564

$16,000

$16,000

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406564. Member loan 1406564 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,167 / month
Current employer: US Foods, Inc. Debt-to-income ratio: 19.97%
Length of employment: 7 years Location: Laveen, AZ
       
Home town:
Current & past employers: US Foods, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Requesting a debt consolidation loan for expenses incurred as part of maintianing a second home as a rental property.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 39
Revolving Credit Balance: $14,763.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $3500/month in recurring expesnse.<br>$900 - House<br>$200 - Insurance<br>$475 - Car<br>$300 - Utilities avg.<br>$200 - Gas (transportation)<br>$750 - Current debt which loan will replace<br>$500 - Various other expenses
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $3500/month in recurring expesnse.<br>$900 - House<br>$200 - Insurance<br>$475 - Car<br>$300 - Utilities avg.<br>$200 - Gas (transportation)<br>$750 - Current debt which loan will replace<br>$500 - Various other expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $3500/month in recurring expesnse.<br>$900 - House<br>$200 - Insurance<br>$475 - Car<br>$300 - Utilities avg.<br>$200 - Gas (transportation)<br>$750 - Current debt which loan will replace<br>$500 - Various other expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $3500/month in recurring expesnse.<br>$900 - House<br>$200 - Insurance<br>$475 - Car<br>$300 - Utilities avg.<br>$200 - Gas (transportation)<br>$750 - Current debt which loan will replace<br>$500 - Various other expenses

 


 

 

 

Member Payment Dependent Notes Series 1406572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406572

$23,675

$23,675

7.62%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406572. Member loan 1406572 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: level 3 communications Debt-to-income ratio: 20.60%
Length of employment: 10+ years Location: mahopac, NY
       
Home town:
Current & past employers: level 3 communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I currently have a loan with the lending club that i want to refinance for a lower interest rate and shorter pay off (3yrs instead of 5).<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,170.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406591

$2,400

$2,400

19.72%

1.00%

July 24, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406591. Member loan 1406591 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Charlotte Mecklenburg Schools Debt-to-income ratio: 21.17%
Length of employment: 5 years Location: FORT MILL, SC
       
Home town:
Current & past employers: Charlotte Mecklenburg Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 80
Revolving Credit Balance: $11,514.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is for two trips. One is a family reunion out of state so the money will go to hotel room and meals plus any site seeing my relatives may want to do. The second trip is a beach weekend (an actual vacation) before school starts up again in August.

 


 

 

 

Member Payment Dependent Notes Series 1406639

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406639

$25,475

$25,475

7.62%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406639. Member loan 1406639 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Dr Steven Shandley Debt-to-income ratio: 15.53%
Length of employment: 10+ years Location: Sleepy Hollow, IL
       
Home town:
Current & past employers: Dr Steven Shandley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > PAYING DOWN DEBT GETTING FINANCIALY RESPONSIBLE<br><br> Borrower added on 07/11/12 > We had done home improvement projects and as time went more and more supplies were needed and put on credit cards. So we are putting all together and want that debt paid off and locked in with the same payment. Thank you<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,028.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1406753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406753

$15,000

$15,000

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406753. Member loan 1406753 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Andrews Lagasse Branch & Bell Debt-to-income ratio: 21.42%
Length of employment: 5 years Location: Spokane, WA
       
Home town:
Current & past employers: Andrews Lagasse Branch & Bell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I need to consolidate some student debt.<br><br> Borrower added on 07/11/12 > I also want to add that I am a very responsible person with a steady job and I have always been able to repay any debts I have.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1972 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,778.00 Public Records On File: 0
Revolving Line Utilization: 33.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately $75,000 in student loans - most of which are at an interest rate of 4-5%. About 15,000 of this debt is at a much higher rate - approximately 15%. That is the amount I would like to consolidate.

 


 

 

 

Member Payment Dependent Notes Series 1406853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406853

$11,700

$11,700

12.12%

1.00%

July 24, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406853. Member loan 1406853 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: virginia mason medical center Debt-to-income ratio: 20.33%
Length of employment: < 1 year Location: BREMERTON, WA
       
Home town:
Current & past employers: virginia mason medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > It would be for our five different credit cards that we pay monthly, but will take us years and years before we could pay it off. Credit cards we used as an emergency when my wife was pregnant.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,248.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?cellphone, car insurance, cable, car payments, and utilities
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa, best buy, and jc penney
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I would be paying $50 more with loan. my total is $330

 


 

 

 

Member Payment Dependent Notes Series 1406940

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1406940

$15,000

$15,000

11.14%

1.00%

July 23, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1406940. Member loan 1406940 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Jackcooper Transport Debt-to-income ratio: 26.58%
Length of employment: 8 years Location: Mountwashington, KY
       
Home town:
Current & past employers: Jackcooper Transport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > TO PAY OFF BILLS<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,347.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Springleaf Financial 25.08% $156.38 $5,004,16 <br>OneMain Financial 26% $223.87 4,456.67<br>CareCredit 26.99% $25.00 $312.00<br>Home Depot 25.99% $109.00 $3,469.55<br>Sears Credit Card 20.40% $35.00 $1.100
Which debts do you plan to pay off with this loan?Pay off all that I can
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Springleaf Financial 25.08% $156.38 $5,004,16 <br>OneMain Financial 26% $223.87 4,456.67<br>CareCredit 26.99% $25.00 $312.00<br>Home Depot 25.99% $109.00 $3,469.55<br>Sears Credit Card 20.40% $35.00 $1.100
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Springleaf Financial 25.08% $156.38 $5,004,16 <br>OneMain Financial 26% $223.87 4,456.67<br>CareCredit 26.99% $25.00 $312.00<br>Home Depot 25.99% $109.00 $3,469.55<br>Sears Credit Card 20.40% $35.00 $1.100
Which debts do you plan to pay off with this loan?Pay off all that I can

 


 

 

 

Member Payment Dependent Notes Series 1407018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407018

$16,000

$16,000

20.49%

1.00%

July 19, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407018. Member loan 1407018 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: Ingram Readymix Inc. Debt-to-income ratio: 23.02%
Length of employment: 10+ years Location: SUTHERLAND SPRINGS, TX
       
Home town:
Current & past employers: Ingram Readymix Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Debt Consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 62
Revolving Credit Balance: $13,168.00 Public Records On File: 0
Revolving Line Utilization: 90.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?FALLS CITY NAT. BANK/MORTGAGE-$58000.00/686.00 MO.ALAMO MUSIC-$1500.00/$100 MO.-BENEFICIAL FINANCE-2500.00/306.41 MO.-ONE FINANCIAL-8000.00/275.12 MO.-USAA MASTER CARD-4000.00/100.00 MO.-CONNS-2700.00/125.25 MO.-THE HOME DEPOT-300.00/25.00 MO. INTEREST RATES ALL AROUND 15 TO 20 %
Which debts do you plan to pay off with this loan?ALAMO MUSIC/BENEFICIAL FINANCE/HOME DEPOT/USAA MASTERCARD/CONNS
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage-686.00 mo/transportation-company truck/utilities-250.00 mo./phone-200.00 mo/insurance-250.00 a mo./food-300.00 mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?FALLS CITY NAT. BANK/MORTGAGE-$58000.00/686.00 MO.ALAMO MUSIC-$1500.00/$100 MO.-BENEFICIAL FINANCE-2500.00/306.41 MO.-ONE FINANCIAL-8000.00/275.12 MO.-USAA MASTER CARD-4000.00/100.00 MO.-CONNS-2700.00/125.25 MO.-THE HOME DEPOT-300.00/25.00 MO. INTEREST RATES ALL AROUND 15 TO 20 %
Please explain the reason why you carry a large revolving credit balance.It has accrued over time-that why I want to pay it off!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?FALLS CITY NAT. BANK/MORTGAGE-$58000.00/686.00 MO.ALAMO MUSIC-$1500.00/$100 MO.-BENEFICIAL FINANCE-2500.00/306.41 MO.-ONE FINANCIAL-8000.00/275.12 MO.-USAA MASTER CARD-4000.00/100.00 MO.-CONNS-2700.00/125.25 MO.-THE HOME DEPOT-300.00/25.00 MO. INTEREST RATES ALL AROUND 15 TO 20 %
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?FALLS CITY NAT. BANK/MORTGAGE-$58000.00/686.00 MO.ALAMO MUSIC-$1500.00/$100 MO.-BENEFICIAL FINANCE-2500.00/306.41 MO.-ONE FINANCIAL-8000.00/275.12 MO.-USAA MASTER CARD-4000.00/100.00 MO.-CONNS-2700.00/125.25 MO.-THE HOME DEPOT-300.00/25.00 MO. INTEREST RATES ALL AROUND 15 TO 20 %
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?FALLS CITY NAT. BANK/MORTGAGE-$58000.00/686.00 MO.ALAMO MUSIC-$1500.00/$100 MO.-BENEFICIAL FINANCE-2500.00/306.41 MO.-ONE FINANCIAL-8000.00/275.12 MO.-USAA MASTER CARD-4000.00/100.00 MO.-CONNS-2700.00/125.25 MO.-THE HOME DEPOT-300.00/25.00 MO. INTEREST RATES ALL AROUND 15 TO 20 %
Which debts do you plan to pay off with this loan?ALAMO MUSIC/BENEFICIAL FINANCE/HOME DEPOT/USAA MASTERCARD/CONNS
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's going to be debt consolidation of at least 6 accounts which will reduce down to one account with the loan and reducing monthly payments by 250.00 to 300.00 a month, which now can be applied to savings and paying off my mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1407022

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407022

$25,450

$25,450

7.90%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407022. Member loan 1407022 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: Vista Real Public Charter Debt-to-income ratio: 16.50%
Length of employment: 5 years Location: Ventura, CA
       
Home town:
Current & past employers: Vista Real Public Charter
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > Debt consolidation – if my loan is fully funded, it will be a slight increase in monthly commitment, but more than worth it since ALL of it will be paid in 36 months.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,188.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $950<br>Car - $250<br>CC Payments - $760<br>Utilities - $745<br><br>Total - $2705<br><br>The Lending Club loan will replace the Credit Card payments that I am currently paying.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Bank of America $16,000 - 12.5% / Citibank $8000 - 19.9% / Chase $1,600 - 8.1%<br>Student Loan: $36800 - 3% (Federal)<br>TOTAL: $62400<br><br>Our goal is to eliminate the high interest credit card debt NOW, then by the time my student loans are due again, we will not have to worry about the cc debt.
Please explain the reason why you carry a large revolving credit balance.We have slowly incurred our debt over the past several years as we have become parents and I completed graduate school. As time passed we have been financial procrastinators by not taking care of our financial responsibilities as diligently and as necessary, or planning ahead effectively. We have attempted to shuffle our debt around for better initial interest rates, but in the end it has cost us several more thousand dollars. The Lending Club is a way to clean up and clear out our debt.

 


 

 

 

Member Payment Dependent Notes Series 1407073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407073

$10,625

$10,625

6.62%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407073. Member loan 1407073 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,542 / month
Current employer: Consumers Energy Debt-to-income ratio: 9.17%
Length of employment: 5 years Location: Jackson, MI
       
Home town:
Current & past employers: Consumers Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > This loan will be used to consolidate medical debt associated with my son's birth earlier this year. The hospital only allows payments over a 12 month period which makes the monthly payments total ~$800/month. With this loan, our monthly payments will be $476.23 ($326.23 + $150 for a smaller bill).<br><br> Borrower added on 07/07/12 > Our monthly budget is as follows: Home $1050, Food $500, Utilities $200, Phones $115, Internet $50, Car PMT $360, Ins (Auto + Life) $265, Student Loan $165, Additional Debt PMTs (excluding medical debt) $200, Daycare $275 and Entertainment/Misc $300. Total per month is $3480.<br><br> Borrower added on 07/07/12 > The balances of our additional debt are as follows: Car loan $17891 at 5.845% at $360/month, Student loan $15894 at 5.125% at $165/month, Best Buy $695 at 0% until 11/12, Amazon $605 at 0% until 6/13, and Lowes $545 at 0% until 10/13.<br><br> Borrower added on 07/07/12 > We have two large balances from mostly medical expenses on two credit cards, Citibank $3439.57 at 0% until 9/4/12 and Chase $3322.56 at 10.99%. The remaining medical bill balances are $3600 and $1530 with the hospital. The two credit cards and $3600 bill will be paid off with this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,309.00 Public Records On File: 0
Revolving Line Utilization: 24.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly budget - Mortgage $1050 (taxes, ins, principle, interest), Food $500, Gas $200, Auto/Life Ins $265, Car PMT $360, Phones $120, Utilities $215 (water, gas, electricity), Student Loan $165, Daycare $290, Entertainment/Misc $400, Other Debt PMTs $280, and Medical Bills (main purpose of Lending Club loan) $800. For a total of $4645.<br><br>I pay for the daycare out of a flex fund and $275 of the medical bills out of an HSA. I reimbursed the entire $290/month for daycare in the following month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car $17,941 at 5.85% - $360/mon, Student Loan $15,891 - 5.125% at $165/mon, Citi Card (medical) $3440 at 0% 'til 9/12 then 9.99% - $60/mon, Chase Card $3325 (medical) at 10.99% - $100/mon, Best Buy $695 at 0% 'til 11/12 - $115/month, Amazon $605 at 0% 'til 7/13 - $50/mon, Lowes $540 at 0% 'til 2/14 - $40/mon, and Hospital $5100 at 0% with only 7 months left 'til it's due in full - $300/mon.<br><br>I will be using this loan to pay off the Citi and Chase credit cards and most of the Hospital bill.

 


 

 

 

Member Payment Dependent Notes Series 1407119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407119

$16,000

$16,000

11.14%

1.00%

July 24, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407119. Member loan 1407119 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: Civil Service Debt-to-income ratio: 18.19%
Length of employment: 10+ years Location: Albany, GA
       
Home town:
Current & past employers: Civil Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Personal Loan request I am writing to request for a personal loan of $16000 from Lending Club. I need this loan to pay of (2) loans with APR rate above 27% to consolidate into one payment with a lower rate and payment.<br><br> Borrower added on 07/06/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,802.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt expenses balances are listed as follows:<br><br>1. Discover Card - $9,900.00 balances , 26.95%, $357.00 monthly payment (Credit Cards)<br>2. Lowes - $437.95 balances, 21.76%, $75.00 monthly payments (Credit Cards)
Which debts do you plan to pay off with this loan?1. Discover Card - $9,900.00 balances , 26.95%, $357.00 monthly payment (Credit Cards)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses - $1895.00 monthly expenses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt expenses balances are listed as follows:<br><br>1. Discover Card - $9,900.00 balances , 26.95%, $357.00 monthly payment (Credit Cards)<br>2. Lowes - $437.95 balances, 21.76%, $75.00 monthly payments (Credit Cards)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt expenses balances are listed as follows:<br><br>1. Discover Card - $9,900.00 balances , 26.95%, $357.00 monthly payment (Credit Cards)<br>2. Lowes - $437.95 balances, 21.76%, $75.00 monthly payments (Credit Cards)

 


 

 

 

Member Payment Dependent Notes Series 1407181

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407181

$8,800

$8,800

10.16%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407181. Member loan 1407181 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: NASA Debt-to-income ratio: 13.84%
Length of employment: 5 years Location: HUNTSVILLE, AL
       
Home town:
Current & past employers: NASA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Money will be used to pay off the remainder of an auto loan and to pay off three credit cards.<br><br> Borrower added on 07/11/12 > Bill consolidation (payoff auto loan and three credit cards)<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,115.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off an auto loan and three credit cards. This will save me approximately $2400 on interest, reduce overall monthly payments and will allow me the option of reducing the amount of my auto insurance from full coverage, to a tailored, lower amount.
Please explain the reason why you carry a large revolving credit balance.Education expenses and home repair costs
Which debts do you plan to pay off with this loan?Remainder of auto loan and three credit cards

 


 

 

 

Member Payment Dependent Notes Series 1407376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407376

$15,550

$15,550

17.77%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407376. Member loan 1407376 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,943 / month
Current employer: Wagner IHS Healthcare Facility Debt-to-income ratio: 6.76%
Length of employment: 10+ years Location: Wagner, SD
       
Home town:
Current & past employers: Wagner IHS Healthcare Facility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am going to consolidate all of my credit card debts.<br><br> Borrower added on 07/10/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/11/12 > Consolidate credit cards, loans<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,354.00 Public Records On File: 0
Revolving Line Utilization: 75.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
What is your intended use for the loan proceeds?Bill Me Later 19.99% $1,388.15<br>Household Bank 17.90% $2,102.85<br>Kohls 21.90% $439.79<br>HSBC 19.99% $626.47<br>Goodyear 29.49% $1,482.00<br>Chase 31.99% $2,030.99<br>Target 22.90% $997.36<br>Discover 0% $1,972.63<br>First American Crdt 19.99% $632.81
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $626.00 <br>Car Insurance $92.00 <br>Cell Phone $150.00
Please explain the reason why you carry a large revolving credit balance.Meets my emergency needs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
Which debts do you plan to pay off with this loan?Bill Me Later 19.99% $1,388.15<br>Household Bank 17.90% $2,102.85<br>Kohls 21.90% $439.79<br>HSBC 19.99% $626.47<br>Goodyear 29.49% $1,482.00<br>Chase 31.99% $2,030.99<br>Target 22.90% $997.36<br>Discover 0% $1,972.63<br>First American Crdt 19.99% $632.81
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $626.00 <br>Car Insurance $92.00 <br>Cell Phone $150.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
Which debts do you plan to pay off with this loan?Bill Me Later 19.99% $1,388.15<br>Household Bank 17.90% $2,102.85<br>Kohls 21.90% $439.79<br>HSBC 19.99% $626.47<br>Goodyear 29.49% $1,482.00<br>Chase 31.99% $2,030.99<br>Target 22.90% $997.36<br>Discover 0% $1,972.63<br>First American Crdt 19.99% $632.81
Please explain the reason why you carry a large revolving credit balance.Meets my emergency needs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $626.00 <br>Car Insurance $92.00 <br>Cell Phone $150.00
What is your intended use for the loan proceeds?Bill Me Later 19.99% $1,388.15<br>Household Bank 17.90% $2,102.85<br>Kohls 21.90% $439.79<br>HSBC 19.99% $626.47<br>Goodyear 29.49% $1,482.00<br>Chase 31.99% $2,030.99<br>Target 22.90% $997.36<br>Discover 0% $1,972.63<br>First American Crdt 19.99% $632.81
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bill Me Later 19.99%<br>Household Bank 17.90%<br>Kohls 21.90%<br>HSBC 19.99%<br>Goodyear 29.49%<br>Chase 31.99%<br>Target 22.90%<br>Discover 0%<br>First American Crdt 19.99%
Please explain the reason why you carry a large revolving credit balance.Meets my emergency needs
If you have a delinquency in the last 2 years, please explain the reason.No, delinquencies in the past two years. May have been late a couple of times depending on where my payday fell.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Not paying a mortgage. Monthly rent is $626. Utilities are taken care of by my fiance.

 


 

 

 

Member Payment Dependent Notes Series 1407386

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407386

$4,500

$4,500

14.33%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407386. Member loan 1407386 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Boston Beer Company Debt-to-income ratio: 5.62%
Length of employment: 1 year Location: Enfield, CT
       
Home town:
Current & past employers: Boston Beer Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 4 Months Since Last Delinquency: 5
Revolving Credit Balance: $619.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1,120<br>Insurance 375<br>Food 100<br>Transportation 0<br>Phone 60<br>Utilities 60
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express Current Balance $5,500 I will be using this loan to pay the balance on my amex. It was a charge that was unexpected, but i had to make and cannot pay the full balance. This loan will be used to finance that charge amount.

 


 

 

 

Member Payment Dependent Notes Series 1407392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407392

$16,000

$16,000

22.47%

1.00%

July 24, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407392. Member loan 1407392 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Vanderlip & Co. Debt-to-income ratio: 29.97%
Length of employment: 5 years Location: ARLINGTON, WA
       
Home town:
Current & past employers: Vanderlip & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 34
Revolving Credit Balance: $33,186.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1407415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407415

$12,375

$12,375

14.33%

1.00%

July 18, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407415. Member loan 1407415 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,559 / month
Current employer: ryder Debt-to-income ratio: 12.74%
Length of employment: 8 years Location: FORDS, NJ
       
Home town:
Current & past employers: ryder
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,148.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1407423

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407423

$16,000

$16,000

20.49%

1.00%

July 24, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407423. Member loan 1407423 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: WakeMed Debt-to-income ratio: 6.72%
Length of employment: 10+ years Location: Benson, NC
       
Home town:
Current & past employers: WakeMed
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > consolidate all my credit cards....i have made upgrades to my house and used my credit cards now I want to pay them off with one payment.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,231.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage -$664.00 including taxes and insurance<br>Montly gas expense-$120.<br>Utilities - $360. including phone<br>Food - $400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $17,000.00 - Varies from 6% to 11.9 percent<br>No Line of Cedit<br>No Student Loans<br>The loan I am requesting will pay these credit cards off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $17,000.00 - Varies from 6% to 11.9 percent<br>No Line of Cedit<br>No Student Loans<br>The loan I am requesting will pay these credit cards off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $17,000.00 - Varies from 6% to 11.9 percent<br>No Line of Cedit<br>No Student Loans<br>The loan I am requesting will pay these credit cards off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage -$664.00 including taxes and insurance<br>Montly gas expense-$120.<br>Utilities - $360. including phone<br>Food - $400.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the money to pay off all of my credit card debts. In doing this I will have just one payment, Lending Club, instead of several. I will be able to save money also and add extra money to get this debt paid off faster.
Please explain the reason why you carry a large revolving credit balance.I am paying my credit cards off - I did home improvements and used my credit cards and now I want to combine these credit cards and make one payment only so I can pay them off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $17,000.00 - Varies from 6% to 11.9 percent<br>No Line of Cedit<br>No Student Loans<br>The loan I am requesting will pay these credit cards off.
What is your intended use for the loan proceeds?I intend to pay off all of my credit cards and have instead one payment. I did some home improvements and used my credit cards; now I want to pay them all off.
Please explain the reason why you carry a large revolving credit balance.I am paying my credit cards off - I did home improvements and used my credit cards and now I want to combine these credit cards and make one payment only so I can pay them off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $17,000.00 - Varies from 6% to 11.9 percent<br>No Line of Cedit<br>No Student Loans<br>The loan I am requesting will pay these credit cards off.
Which debts do you plan to pay off with this loan?I plan to pay off my credit cards which I had used to make home improvements with. This will enable me to have one payment which will be easier for me to make.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using the money to pay off all of my credit card debts. In doing this I will have just one payment, Lending Club, instead of several. I will be able to save money also and add extra money to get this debt paid off faster.
Please explain the reason why you carry a large revolving credit balance.I am paying my credit cards off - I did home improvements and used my credit cards and now I want to combine these credit cards and make one payment only so I can pay them off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My house payment is $664. per month which includes my home insurance and taxes. I have no line of credit or second mortgage that I have to pay. My utilities run about around $400-450. for electricity, phone, cable, water, internet. My car is paid for. Gas runs about $120 per month for car.

 


 

 

 

Member Payment Dependent Notes Series 1407429

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407429

$3,950

$3,950

15.31%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407429. Member loan 1407429 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,458 / month
Current employer: Lee's of Wasington/Taco John's Debt-to-income ratio: 30.17%
Length of employment: 2 years Location: Spokane, WA
       
Home town:
Current & past employers: Lee's of Wasington/Taco John's
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > If i can bundle my card pymts.it would allow me to make my payments from one check w/one rate instead of 4-5 different rates.That would also help me pay off my separate loan sooner!Thank you for the consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 34
Revolving Credit Balance: $2,603.00 Public Records On File: 0
Revolving Line Utilization: 43.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$200.00 rent-$80.00 gas-$80.00 food-$140.00 phone/internet-$90.00 auto ins.-$27.00 life ins.
Please provide additional details regarding the purpose of the loan.My card with the largest balance has been.more than half the limit for a good three years,thanks to some vandalism,so through two years of unemployment,i kept it in good standing;i'd feel great seeing zero balance on that statement!($1770.00 approx.)The others ($350.00 approx.& $980.00 approx.) would fit into the amount you've offered and some of the remainder can be applied to lower the balance on another small loan that i'd be in the position to pay off sooner.Your offer is truly appreciated!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$200.00 rent-$80.00 gas-$80.00 food-$140.00 phone/internet-$90.00 auto ins.-$27.00 life ins.
What is your intended use for the loan proceeds?I'd like to substitute multiple payments & rates for one account that can be the sum of all debts,with one rate.<br>This would enable me to build my savings,while improving my credit score!Thank you for you consideration!
Please explain the reason why you carry a large revolving credit balance.Between the economy and some vandalism to my vehicles over time;i've had to put my credit cards to use in order to 1)continue being mobile and 2)not have to pay out all my funds in the process.Then unemployment lessened my income even more,but i've managed to stay on top of my accounts!This opportunity will open up the avenue to savings and less use of credit cards!Thank you for your consideration!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$200.00 rent-$80.00 gas-$80.00 food-$140.00 phone/internet-$90.00 auto ins.-$27.00 life ins.

 


 

 

 

Member Payment Dependent Notes Series 1407456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407456

$15,000

$15,000

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407456. Member loan 1407456 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,433 / month
Current employer: n/a Debt-to-income ratio: 3.88%
Length of employment: n/a Location: YAKIMA, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > Credit Card Loans_Home improvement-Fence-sprinkler system.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,651.00 Public Records On File: 0
Revolving Line Utilization: 8.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lines of credit 18,000 Mortage 130,000 interest rates from 4.7%-21% therefore debt balance is $135,790

 


 

 

 

Member Payment Dependent Notes Series 1407489

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407489

$6,625

$6,625

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407489. Member loan 1407489 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Feng Shui Debt-to-income ratio: 28.96%
Length of employment: 2 years Location: Lowell, MA
       
Home town:
Current & past employers: Feng Shui
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > With this loan, I could reduce my monthly credit card payments into one whole lump sum, so I don't have to worry about missing any payments different days of the month. It would help me significantly and hopefully increase my credit as well.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,913.00 Public Records On File: 0
Revolving Line Utilization: 62.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses averages to about $800-$1000.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is roughly $6000. The average interest rate for my two major credit lines is 19%-22%. And the minimum monthly payment for both lines is $70 but I pay $130-$150 for each, just so I can pay them off faster.
Please explain the reason why you carry a large revolving credit balance.I don't like the fact that I am carrying a large revolving credit balance. I'm trying not to touch it and just pay it off as soon as I can because it has a high interest rate. I only use it for emergencies, when I don't have enough in my checking. Also, I figured it would at least help my credit a little bit.

 


 

 

 

Member Payment Dependent Notes Series 1407495

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407495

$8,875

$8,875

18.49%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407495. Member loan 1407495 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,246 / month
Current employer: SEARS ROEBUCK AND CO. Debt-to-income ratio: 34.47%
Length of employment: 3 years Location: CYPRESS, TX
       
Home town:
Current & past employers: SEARS ROEBUCK AND CO.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is to pay my credit card debt I just moved into my my mother house she was in financial problems medical bills and other bills piled up do had put them on credit cards it just got really difficult for me to pay them all at the same time.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,399.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent transportation gas to work $120.00 and utilities $360 cellphone $140.00 house phone & Internet $65.00 insurance two cars $292.00 and groceries $160.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One of my chase credit card $3,192 monthly payment $75.00 and i have another credit chase credit card $300.00 payment a month paying $3,254 gone to collections moms credit card. Then i have Sears Citi bank $2,225 payment $75.00 also AES scool loan $2,192 $50 dollars a month and second AES loan $11,000 $180.00 month. Dental loan $2,220 payment $243.00 a month. Just recently purchased car $18,452 pay $475 This reason I am applying for this loan this loan will help me get my finances back on track
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent transportation gas to work $120.00 and utilities $360 cellphone $140.00 house phone & Internet $65.00 insurance two cars $292.00 and groceries $160.00
Which debts do you plan to pay off with this loan?With this loan I'm going to Pay three of my credit cards two chase that total 6,000 and my Citi bank card which is 2,000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One of my chase credit card $3,192 monthly payment $75.00 and i have another credit chase credit card $300.00 payment a month paying $3,254 gone to collections moms credit card. Then i have Sears Citi bank $2,225 payment $75.00 also AES scool loan $2,192 $50 dollars a month and second AES loan $11,000 $180.00 month. Dental loan $2,220 payment $243.00 a month. Just recently purchased car $18,452 pay $475 This reason I am applying for this loan this loan will help me get my finances back on track
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One of my chase credit card $3,192 monthly payment $75.00 and i have another credit chase credit card $300.00 payment a month paying $3,254 gone to collections moms credit card. Then i have Sears Citi bank $2,225 payment $75.00 also AES scool loan $2,192 $50 dollars a month and second AES loan $11,000 $180.00 month. Dental loan $2,220 payment $243.00 a month. Just recently purchased car $18,452 pay $475 This reason I am applying for this loan this loan will help me get my finances back on track

 


 

 

 

Member Payment Dependent Notes Series 1407547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407547

$12,000

$12,000

8.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407547. Member loan 1407547 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: TheCheesecake Factory Restaurant,Inc. Debt-to-income ratio: 19.09%
Length of employment: 5 years Location: Los Angeles, CA
       
Home town:
Current & past employers: TheCheesecake Factory Restaurant,Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > It 's so that i can consolidate my bills in to one payment. Save money from getting a better interest rate and being debt free in 3 years if approved.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,944.00 Public Records On File: 0
Revolving Line Utilization: 48.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc) is $1000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total credit card dept is $ 12,913.54 . and i owe $6,900.00 on my car<br> No Student Loans , No Morgages , Or other lines of credit.
Please explain the reason why you carry a large revolving credit balance.Been paying minimum and in time got caught-up with more and more credit that made it this large and now i'm trying to do something about that.

 


 

 

 

Member Payment Dependent Notes Series 1407554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407554

$7,200

$7,200

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407554. Member loan 1407554 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Amphastar Pharm. Debt-to-income ratio: 25.55%
Length of employment: 7 years Location: COLTON, CA
       
Home town:
Current & past employers: Amphastar Pharm.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Had to survive on credit cards for college, now working and looking to get out of debt.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 24 Months Since Last Delinquency: 18
Revolving Credit Balance: $15,058.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My wife and I both went to college and survived mostly on credit cards. Both now have good jobs and ready to get rid of debt.

 


 

 

 

Member Payment Dependent Notes Series 1407588

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407588

$18,000

$18,000

7.90%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407588. Member loan 1407588 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: University of Kentucky Debt-to-income ratio: 18.21%
Length of employment: 10+ years Location: Lexington, KY
       
Home town:
Current & past employers: University of Kentucky
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I have a couple of credit cards and some high interest home improvement cards that I want to consolidate and pay off. Once these cards are gone I will be close to debt free! I will have only a small student loan and home mortgage that I just refinanced last year into a 15 year low interest loan.<br><br> Borrower added on 07/06/12 > I have a couple of credit cards and some high interest home improvement cards that I want to consolidate and pay off. Once these cards are gone I will be close to debt free! I will have only a small student loan and home mortgage that I just refinanced last year into a 15 year low interest loan.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,514.00 Public Records On File: 0
Revolving Line Utilization: 76.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage with home insurance and escrow $1200<br>Car is paid for so only gas, insurance and any repairs $150<br>Utilities including cell phone is $500<br>Food is approx $400 for two adults<br>Student loan is $100<br>Combined Credit cards are currently $450 with min payments but all of these would be paid off with loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $128,200 at $1200/mo<br>Credit cards $17,900 at $420/mo min payment<br>Student Loan $5,200 at $100/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $1220/mo and that includes the escrow for insurance and taxes. My utilities are approx. $500 a month including phone. I don't have any other equity loans or lines of credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $128,200 at $1200/mo<br>Credit cards $17,900 at $420/mo min payment<br>Student Loan $5,200 at $100/mo

 


 

 

 

Member Payment Dependent Notes Series 1407693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407693

$20,675

$20,675

23.63%

1.00%

July 23, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407693. Member loan 1407693 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,371 / month
Current employer: department of social and health services Debt-to-income ratio: 26.15%
Length of employment: 10+ years Location: airway heights, WA
       
Home town:
Current & past employers: department of social and health services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,011.00 Public Records On File: 0
Revolving Line Utilization: 91.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1407709

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407709

$2,500

$2,500

15.80%

1.00%

July 20, 2012

July 20, 2017

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407709. Member loan 1407709 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Missouri Dept of Corrections Debt-to-income ratio: 16.51%
Length of employment: 10+ years Location: LOUISIANA, MO
       
Home town:
Current & past employers: Missouri Dept of Corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 58
Revolving Credit Balance: $10,457.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House 318.00 (includes taxes and insurance), lights/gas/water-200.00, auto insurance-65.00, home phone/cell phone/internet-165.00, transportation-275.00, food & misc-240.00
What is your intended use for the loan proceeds?I have unexpected, out of pocket expense. Also I need to make some minor repairs to my vehicle, which I have been putting off due to the other bills.
What is your intended use for the loan proceeds?I have unexpected, out of pocket expense. Also I need to make some minor repairs to my vehicle, which I have been putting off due to the other bills.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House payment-318.00, utilities-260.00 to 350.00 depending on the season Taxes and insurance included in house payment.
Please provide additional details regarding the purpose of the loan.Earlier this year I ran into some unexpected problems and was left with out of pocket expenses in excess of 1500.00. They are demanding payment of these now. Also, because of trying to pay these I have neglected the upkeep on my truck. It needs brakes and AC repair and is due for new plates this month.

 


 

 

 

Member Payment Dependent Notes Series 1407729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407729

$33,950

$33,950

11.14%

1.00%

July 18, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407729. Member loan 1407729 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Texas Roadhouse Debt-to-income ratio: 16.01%
Length of employment: 2 years Location: Beach City, TX
       
Home town:
Current & past employers: Texas Roadhouse
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Home Improvements<br><br> Borrower added on 07/08/12 > We are adding flooring, kitchen remodel, bath remodel, and paint inside and out. We sold our old game quickly and need to finish our new home as soon as possible.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,033.00 Public Records On File: 0
Revolving Line Utilization: 40.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2300
Is the improvement to your primary residence or an investment property?Primary
What is the home improvement project you are planning?New tile floor. New tubs and showers in both restrooms. New kitchen cabinets. Paint inside and out. New doors.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2300
Please explain the reason why you carry a large revolving credit balance.I use american express for every purchase and pay the balance at the end of the month. I never "carry" a balance. I just pay it off each month. I did make a one time work related purchase and did get reimbursed for the cost and will pay off when that payment is due.

 


 

 

 

Member Payment Dependent Notes Series 1407786

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407786

$4,725

$4,725

14.09%

1.00%

July 19, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407786. Member loan 1407786 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: moores tire sales Debt-to-income ratio: 6.44%
Length of employment: 10+ years Location: CHEEKTOWAGA, NY
       
Home town:
Current & past employers: moores tire sales
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,332.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$200 month<br>car paid off just gas~ $100-120 month<br>pay cable and phone-$120 month<br>car insurance- $35 month <br>health and dental insurance $140 month<br>food- ~$350-450 month<br>other- $200 month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards<br>$1600 26.9%<br>$1000 15.99%<br>$600 19.99%<br>$2700 19.9%
What is your intended use for the loan proceeds?pay off my highest interest rate credit cards save me around 10% or so. Also I will have 1 payment compared 3
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-$200 month<br>car paid off just gas~ $100-120 month<br>pay cable and phone-$120 month<br>car insurance- $35 month <br>health and dental insurance $140 month<br>food- ~$350-450 month<br>other- $200 month

 


 

 

 

Member Payment Dependent Notes Series 1407893

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407893

$1,200

$1,200

15.80%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407893. Member loan 1407893 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: DeSoto School District Debt-to-income ratio: 9.99%
Length of employment: 10+ years Location: Arcadia, FL
       
Home town:
Current & past employers: DeSoto School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,520.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1407907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407907

$7,500

$7,500

6.62%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407907. Member loan 1407907 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,917 / month
Current employer: Brentwood school dist Debt-to-income ratio: 13.74%
Length of employment: 10+ years Location: Brentwood, NY
       
Home town:
Current & past employers: Brentwood school dist
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 44
Revolving Credit Balance: $18,763.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $650, utilities $150, food $175, phone $35. Transportation $400.
What is your intended use for the loan proceeds?Help my daughter put down payment on house.
If you have a delinquency in the last 2 years, please explain the reason.My son was having a tough time with his finances so i let him use my credit card. He now lives on his own.
What is your intended use for the loan proceeds?Help my daughter put down payment on house.

 


 

 

 

Member Payment Dependent Notes Series 1407915

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407915

$9,450

$9,450

10.16%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407915. Member loan 1407915 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Terrebonne Parish 911 Office Debt-to-income ratio: 23.28%
Length of employment: 4 years Location: Houma, LA
       
Home town:
Current & past employers: Terrebonne Parish 911 Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is to replace my fence and gutters after a tree fell on them during a hurricane a couple years ago. Also to replace 3 window sills my labrador puppy chewed on and replace linoleum she also chewed up with carpet in my living room & hall. When the fence is fixed she will no longer live inside.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 16 Months Since Last Delinquency: 22
Revolving Credit Balance: $362.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $489, truck note is $368, water is $35, electricity is $60,phone is $80, no cable/internet, food is $200.
What is the home improvement project you are planning?I had some hurricane damage a couple years ago that my USAA insurance would not cover. I have a fence that was toppled over by a tree, and the limbs knocked off a portion of my gutters. I would like to have the fence replaced and the gutters. I also had a labrador puppy that tore up some linoleum in the house and chewed on some window sills. I would like to replace the window sills, and replace the linoleum with carpet since I have recently gotten rid of the dog.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The balance of my mortgage is $66,161.43, interest rate is 3.50000%, and monthly mortgage payments are $488.98

 


 

 

 

Member Payment Dependent Notes Series 1407920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407920

$18,550

$18,550

7.90%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407920. Member loan 1407920 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: DFAS/Atl VAMC Debt-to-income ratio: 16.93%
Length of employment: 3 years Location: COVINGTON, GA
       
Home town:
Current & past employers: DFAS/Atl VAMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > In part, Debt consolidation, but I also need some home repair, ie water heater replaced.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,877.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $678, Utilities $50, car insurance $219., food $500 (for 2). Phone, utilities, and mortgage where I live are paid by my partner of 11 years. The mortgae I pay is on a rental property currently vacant and in need of more repairs before it can be rented.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage Bal $81,100 at 6%, Credit Card $2373 at 29.99%, Credit card $5110 at 26.24%, Credit card $446 at 14.9%, Credit Card $10,668 at 25.74%, Credit card $5434 at 25.99%. No student loans. No lines of credit. I have been paying above monthly minimum on all in effort to pay them off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $678, Utilities $50, car insurance $219., food $500 (for 2). Phone, utilities, and mortgage where I live are paid by my partner of 11 years. The mortgae I pay is on a rental property currently vacant and in need of more repairs before it can be rented.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay approx 1500.00 credit card debt each month, mortgage is 677.02, utilities I am responsible for are approx 150.00, insurance is 220.00 a month. I am trying to get my credit card debt paid off within 48 months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $678, Utilities $50, car insurance $219., food $500 (for 2). Phone, utilities, and mortgage where I live are paid by my partner of 11 years. The mortgae I pay is on a rental property currently vacant and in need of more repairs before it can be rented.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay approx 1500.00 credit card debt each month, mortgage is 677.02, utilities I am responsible for are approx 150.00, insurance is 220.00 a month. I am trying to get my credit card debt paid off within 48 months.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage Bal $81,100 at 6%, Credit Card $2373 at 29.99%, Credit card $5110 at 26.24%, Credit card $446 at 14.9%, Credit Card $10,668 at 25.74%, Credit card $5434 at 25.99%. No student loans. No lines of credit. I have been paying above monthly minimum on all in effort to pay them off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $678, Utilities $50, car insurance $219., food $500 (for 2). Phone, utilities, and mortgage where I live are paid by my partner of 11 years. The mortgae I pay is on a rental property currently vacant and in need of more repairs before it can be rented.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage Bal $81,100 at 6%, Credit Card $2373 at 29.99%, Credit card $5110 at 26.24%, Credit card $446 at 14.9%, Credit Card $10,668 at 25.74%, Credit card $5434 at 25.99%. No student loans. No lines of credit. I have been paying above monthly minimum on all in effort to pay them off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $678, Utilities $50, car insurance $219., food $500 (for 2). Phone, utilities, and mortgage where I live are paid by my partner of 11 years. The mortgae I pay is on a rental property currently vacant and in need of more repairs before it can be rented.
Please explain the reason why you carry a large revolving credit balance.I have several credit cards that I am attempting to combine with this loan. My goal is pay off the revolving credit asap.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay approx 1500.00 credit card debt each month, mortgage is 677.02, utilities I am responsible for are approx 150.00, insurance is 220.00 a month. I am trying to get my credit card debt paid off within 48 months.

 


 

 

 

Member Payment Dependent Notes Series 1407940

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407940

$21,500

$21,500

7.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407940. Member loan 1407940 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: United States Air Force Debt-to-income ratio: 15.94%
Length of employment: 10+ years Location: Ballston Lake, NY
       
Home town:
Current & past employers: United States Air Force
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,799.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto Loan: $400/month with pay-off complete by May 2013.<br>Auto Insurance: $125/month<br>Food: $550/month (shop mainly at the Commissary (military grocery))<br>Home phone/cable/internet: $170/month<br>Wireless family: $135/month<br>Home Gas/electric: Approx. $200/month<br>Waste Collection: $40/month<br>Home Water: $50-65/year (depending on total water consumption). Yes, that is per year and not month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not allowed to answer this question. I tried before but it was blocked.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1476/month<br>Home Improvement Loan: $380/month for next 5 years.<br>Gas/Electric: About $200/month<br>Water: About $40-60/year<br>The mortgage includes escrow. So, property tax, school tax and homeowners insurance is included in the payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not allowed to answer this question. I tried before but it was blocked.
Which debts do you plan to pay off with this loan?The debts I plan to pay off is credit cards 1,2,3 and a portion of 4. I have been a member of the US Air Force for the past 15 1/2 years and would like to see the credit card expenses gone before my retirement at 20 years. By having a set rate (8.99%) and time plan (3 years), this will make it perfect for my family. Thank you for your time.
What is your intended use for the loan proceeds?To pay off current credit cards with one monthly installment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto Loan: $400/month with pay-off complete by May 2013.<br>Auto Insurance: $125/month<br>Food: $550/month (shop mainly at the Commissary (military grocery))<br>Home phone/cable/internet: $170/month<br>Wireless family: $135/month<br>Home Gas/electric: Approx. $200/month<br>Waste Collection: $40/month<br>Home Water: $50-65/year (depending on total water consumption). Yes, that is per year and not month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1476/month<br>Home Improvement Loan: $380/month for next 5 years.<br>Gas/Electric: About $200/month<br>Water: About $40-60/year<br>The mortgage includes escrow. So, property tax, school tax and homeowners insurance is included in the payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto Loan: $400/month with pay-off complete by May 2013.<br>Auto Insurance: $125/month<br>Food: $550/month (shop mainly at the Commissary (military grocery))<br>Home phone/cable/internet: $170/month<br>Wireless family: $135/month<br>Home Gas/electric: Approx. $200/month<br>Waste Collection: $40/month<br>Home Water: $50-65/year (depending on total water consumption). Yes, that is per year and not month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1476/month<br>Home Improvement Loan: $380/month for next 5 years.<br>Gas/Electric: About $200/month<br>Water: About $40-60/year<br>The mortgage includes escrow. So, property tax, school tax and homeowners insurance is included in the payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not allowed to answer this question. I tried before but it was blocked.
Which debts do you plan to pay off with this loan?The debts I plan to pay off is credit cards 1,2,3 and a portion of 4. I have been a member of the US Air Force for the past 15 1/2 years and would like to see the credit card expenses gone before my retirement at 20 years. By having a set rate (8.99%) and time plan (3 years), this will make it perfect for my family. Thank you for your time.
Please explain the reason why you carry a large revolving credit balance.Unforseen passing of family that required extra money to help out.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto Loan: $400/month with pay-off complete by May 2013.<br>Auto Insurance: $125/month<br>Food: $550/month (shop mainly at the Commissary (military grocery))<br>Home phone/cable/internet: $170/month<br>Wireless family: $135/month<br>Home Gas/electric: Approx. $200/month<br>Waste Collection: $40/month<br>Home Water: $50-65/year (depending on total water consumption). Yes, that is per year and not month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am not allowed to answer this question. I tried before but it was blocked.
What is your intended use for the loan proceeds?To pay off current credit cards with one monthly installment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1476/month<br>Home Improvement Loan: $380/month for next 5 years.<br>Gas/Electric: About $200/month<br>Water: About $40-60/year<br>The mortgage includes escrow. So, property tax, school tax and homeowners insurance is included in the payment.
Which debts do you plan to pay off with this loan?The debts I plan to pay off is credit cards 1,2,3 and a portion of 4. I have been a member of the US Air Force for the past 15 1/2 years and would like to see the credit card expenses gone before my retirement at 20 years. By having a set rate (8.99%) and time plan (3 years), this will make it perfect for my family. Thank you for your time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Auto Loan: $400/month with pay-off complete by May 2013.<br>Auto Insurance: $125/month<br>Food: $550/month (shop mainly at the Commissary (military grocery))<br>Home phone/cable/internet: $170/month<br>Wireless family: $135/month<br>Home Gas/electric: Approx. $200/month<br>Waste Collection: $40/month<br>Home Water: $50-65/year (depending on total water consumption). Yes, that is per year and not month.

 


 

 

 

Member Payment Dependent Notes Series 1407942

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407942

$5,600

$5,600

6.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407942. Member loan 1407942 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Stryker Sustainability Debt-to-income ratio: 5.01%
Length of employment: 4 years Location: LAKELAND, FL
       
Home town:
Current & past employers: Stryker Sustainability
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Loan will be used to cover any supplimental expenses for wedding. Current liquid assests are invested and would incur heavy penatlies if used. Loan is to be repaid before the 3 year term<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $536.00 Public Records On File: 0
Revolving Line Utilization: 3.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1600.<br>Roughly itemized:<br>Mortgage, taxes, insurance, and utilities-$904<br>gas-$100<br>Food-$200<br>Entertainment-$200<br>Student Loans-$200
What is your intended use for the loan proceeds?Short loan for wedding reception and related misc expenses. Loan is to be repaid within 6 months as my savings and liquid assets are currently invested with Vanguard Financial. Use of my assets for this purchase would incur heavy penalties that would be far more expensive than taking a personal loan.

 


 

 

 

Member Payment Dependent Notes Series 1407999

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1407999

$5,250

$5,250

8.90%

1.00%

July 20, 2012

July 20, 2015

July 20, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1407999. Member loan 1407999 was requested on July 6, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Management Company Debt-to-income ratio: 16.11%
Length of employment: 4 years Location: AURORA, CO
       
Home town:
Current & past employers: Management Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/06/12 > I am a responsible bill payer who wants to consolidate high rates on credit cards. This will allow me to put more money towards paying down the debt, rather than handing it to the banks collecting interest.<br>

 

A credit bureau reported the following information about this borrower member on July 6, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,254.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I end up about breaking even each month but it's a poor long term plan. Out of $1770: $850 is related to rent and utilities (including cell), $450 goes to credit cards, $175-200 to food, $50 to roller derby dues (fitness), $40 to car insurance, $50 to household including pets & laundry, the rest transportation, entertainment, etc. Transportation expenses are currently in flux because vehicle has broken down and am working on the best solution (have been riding bus and biking to work).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15.6K in credit card debt. Loan after fees to cover those accruing interest at a higher rate, and the repayment amount is slightly less than the combined minimums: A is $2700 at 11.75%; B $1600 at 13.24%; C $500 at 22.8%; D $375 at 13.99%. E is $6000 at a reasonable rate; F is $1000 at 0% interest and should be covered by 2012 tax return before promo period expires; G is $3400 at 0% interest. Paid off two other cards this year. All cards frozen in a block of ice in my freezer.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I end up about breaking even each month but it's a poor long term plan. Out of $1770: $850 is related to rent and utilities (including cell), $450 goes to credit cards, $175-200 to food, $50 to roller derby dues (fitness), $40 to car insurance, $50 to household including pets & laundry, the rest transportation, entertainment, etc. Transportation expenses are currently in flux because vehicle has broken down and am working on the best solution (have been riding bus and biking to work).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I end up about breaking even each month but it's a poor long term plan. Out of $1770: $850 is related to rent and utilities (including cell), $450 goes to credit cards, $175-200 to food, $50 to roller derby dues (fitness), $40 to car insurance, $50 to household including pets & laundry, the rest transportation, entertainment, etc. Transportation expenses are currently in flux because vehicle has broken down and am working on the best solution (have been riding bus and biking to work).
Please explain the reason why you carry a large revolving credit balance.When I moved in with my now-ex boyfriend, I didn't know he was behind on basic bills, because it didn't occur to me that he would not be covering expenses before going out, and he didn't like to talk about money. I uncovered a mess I had to damage ctrl, e.g. 2 mo behind on $1000/month rent. He was unemployed for the majority of the year we lived together; problems snowballed, and we fought about adjusting standard of living. Hindsight is 20/20 but doesn't directly get me out of existing debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?15.6K in credit card debt. Loan after fees to cover those accruing interest at a higher rate, and the repayment amount is slightly less than the combined minimums: A is $2700 at 11.75%; B $1600 at 13.24%; C $500 at 22.8%; D $375 at 13.99%. E is $6000 at a reasonable rate; F is $1000 at 0% interest and should be covered by 2012 tax return before promo period expires; G is $3400 at 0% interest. Paid off two other cards this year. All cards frozen in a block of ice in my freezer.
Please explain the reason why you carry a large revolving credit balance.When I moved in with my now-ex boyfriend, I didn't know he was behind on basic bills, because it didn't occur to me that he would not be covering expenses before going out, and he didn't like to talk about money. I uncovered a mess I had to damage ctrl, e.g. 2 mo behind on $1000/month rent. He was unemployed for the majority of the year we lived together; problems snowballed, and we fought about adjusting standard of living. Hindsight is 20/20 but doesn't directly get me out of existing debt.

 


 

 

 

Member Payment Dependent Notes Series 1408068

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408068

$21,000

$21,000

18.75%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408068. Member loan 1408068 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: PNC BANK Debt-to-income ratio: 20.21%
Length of employment: 3 years Location: North Canton, OH
       
Home town:
Current & past employers: PNC BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 36 Months Since Last Delinquency: 18
Revolving Credit Balance: $1,196.00 Public Records On File: 1
Revolving Line Utilization: 42.10% Months Since Last Record: 92
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1700, utilities avrg 250, phone 29, insurance 100, food 300. Please note we are a two income household and my wifes income (4K monthly) goes into a joint checking account to help pay bills.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ocwen Mortgage - 208,000 bal., 5.5% rate, 1700 payment incl t&i<br>Chase CC - 2,432 bal., 7% rate, 87 payment<br>Charter 1 cc - 3,800 bal. 7% rate, 105 payment<br>Cap 1 cc - 500 bal. 15% rate, 39 payment<br>5/3rd bank cc - 5,666 bal. 7% rate, 146 payment<br>Bank of A cc - 507 bal. 15% rate, 34 payment<br>Four other credit cards with 0 balance and 0 payment<br>Kia Moter Finance - 26,000 balance, 4% rate, 500 payment
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency in past 2 years is a 1X30 on an automobile loan that was paid off through Westfield bank. This occurred in January of 2011 and was the result of the payoff being processed incorrectly. This is currently being disputed.

 


 

 

 

Member Payment Dependent Notes Series 1408080

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408080

$10,000

$10,000

17.77%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408080. Member loan 1408080 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Varki cancer care center Debt-to-income ratio: 23.86%
Length of employment: 3 years Location: Miami, FL
       
Home town:
Current & past employers: Varki cancer care center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 31
Revolving Credit Balance: $7,179.00 Public Records On File: 0
Revolving Line Utilization: 90.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent :$800, utilities $125 transportation$467.00, phone$60, gas$160, insurance $120, food $450 I have 42% discount in the hospital. Plus any other expenses it is around $2,300. Total.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance in total in credit cards it is $8,250. And the student loand it is $16,000. That's it. I usually don't use my credit cards, but my grandma got sick of cancer, and I was helping my mother with the expenses. That's why I want to consolidated all my debts and make one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent :$800, utilities $125 transportation$467.00, phone$60, gas$160, insurance $120, food $450 I have 42% discount in the hospital. Plus any other expenses it is around $2,300. Total.
Which debts do you plan to pay off with this loan?All my credit cards.<br>Capital one ( used for grandma's hospital and doctor's fees)<br>Citi bank ( used in grandma's meds and hospital, doctor's fees)<br>Wells Fargo ( used for school books and the fire academy)<br>PayPal ( computer for school)<br>Best buy (Christmas present )
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance in total in credit cards it is $8,250. And the student loand it is $16,000. That's it. I usually don't use my credit cards, but my grandma got sick of cancer, and I was helping my mother with the expenses. That's why I want to consolidated all my debts and make one monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is just going to be used for one purpose. Consolidated all my credit cards debt and make one monthly payment higher than the require one, to finish paying my loan ASAP. It also will help me to save, because I'll be paying an APR on one loan instead of multiples monthly payments. My credit profile will be better too and my score will increase.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current balance in total in credit cards it is $8,250. And the student loand it is $16,000. That's it. I usually don't use my credit cards, but my grandma got sick of cancer, and I was helping my mother with the expenses. That's why I want to consolidated all my debts and make one monthly payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent :$800, utilities $125 transportation$467.00, phone$60, gas$160, insurance $120, food $450 I have 42% discount in the hospital. Plus any other expenses it is around $2,300. Total.
Which debts do you plan to pay off with this loan?All my credit cards.<br>Capital one ( used for grandma's hospital and doctor's fees)<br>Citi bank ( used in grandma's meds and hospital, doctor's fees)<br>Wells Fargo ( used for school books and the fire academy)<br>PayPal ( computer for school)<br>Best buy (Christmas present )

 


 

 

 

Member Payment Dependent Notes Series 1408105

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408105

$27,575

$27,575

14.09%

1.00%

July 23, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408105. Member loan 1408105 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Maggy London Debt-to-income ratio: 13.77%
Length of employment: 10+ years Location: Bergenfield, NJ
       
Home town:
Current & past employers: Maggy London
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am looking to consolidate credit cards for the purpose of lower interest rates and having a structured payment plan with one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,360.00 Public Records On File: 0
Revolving Line Utilization: 82.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1408119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408119

$8,450

$8,450

18.75%

1.00%

July 23, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408119. Member loan 1408119 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: cnys Debt-to-income ratio: 4.84%
Length of employment: 6 years Location: syracuse, NY
       
Home town:
Current & past employers: cnys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,891.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?motrage, phone, food, water bills, creidt cards
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage,
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?motrage, phone, food, water bills, creidt cards
What is the home improvement project you are planning?I want to replace my windows and kitchen cabinets
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?48,000

 


 

 

 

Member Payment Dependent Notes Series 1408125

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408125

$29,700

$29,700

15.31%

1.00%

July 23, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408125. Member loan 1408125 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: CHRISTUS Spohn Health System Debt-to-income ratio: 20.42%
Length of employment: 4 years Location: BEEVILLE, TX
       
Home town:
Current & past employers: CHRISTUS Spohn Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,343.00 Public Records On File: 0
Revolving Line Utilization: 74.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1408166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408166

$20,000

$20,000

22.95%

1.00%

July 24, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408166. Member loan 1408166 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,333 / month
Current employer: Duke university medical center Debt-to-income ratio: 25.84%
Length of employment: 4 years Location: Elon, NC
       
Home town:
Current & past employers: Duke university medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Debt Consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,962.00 Public Records On File: 0
Revolving Line Utilization: 56.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 11,000 monthly payments $150 each; student loans $31,000 $360/month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $300<br>Utilities $300<br>Food$300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $300<br>Utilities $300<br>Food$300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 11,000 monthly payments $150 each; student loans $31,000 $360/month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 11,000 monthly payments $150 each; student loans $31,000 $360/month
Which debts do you plan to pay off with this loan?Credit cards and tax debt
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay the balances owed for tax debt and credit cards
What is your intended use for the loan proceeds?Credit card and tax debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?4500
Please explain the reason why you carry a large revolving credit balance.paid for child's college

 


 

 

 

Member Payment Dependent Notes Series 1408217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408217

$3,600

$3,600

14.33%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408217. Member loan 1408217 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Progressive Home Health Serivces Debt-to-income ratio: 18.73%
Length of employment: 10+ years Location: Selden, NY
       
Home town:
Current & past employers: Progressive Home Health Serivces
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1992 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 37 Months Since Last Delinquency: 19
Revolving Credit Balance: $33,461.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am responsible and take care of all bills received on time! I am not comfortable breaking down my expenses. I have a great job (16 years) in patient care and am a good person with a wonderful family. My son and grandchildren are my blessings..
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency.
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency.
What is your intended use for the loan proceeds?Intended use for loan was provided with initial application.

 


 

 

 

Member Payment Dependent Notes Series 1408221

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408221

$11,325

$11,325

13.11%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408221. Member loan 1408221 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Blue Moon Software Debt-to-income ratio: 21.58%
Length of employment: 4 years Location: austin, TX
       
Home town:
Current & past employers: Blue Moon Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I just want to pay off my credit cards, with the new baby here it's been difficult.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,407.00 Public Records On File: 0
Revolving Line Utilization: 37.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balance: $12,000<br>Interest Rate: 18%-20%<br>Credit Cards: $600<br>Mortgage,insurance,prop. tax: $1250<br>Living expnese:$500<br>LOC: $25,000<br><br>What I am trying to do is make one substantial payment towards one loan, that way I can pay the loan off quicker. I have cut all my CC and trying to cut more expenses (no movies, no eating out..). But as I mentioned before with the new born, it's has taken a big chunk out of our savings. My wife does work so that is why we are able to make payments.
Which debts do you plan to pay off with this loan?My credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt Balance: $12,000<br>Interest Rate: 18%-20%<br>Credit Cards: $600<br>Mortgage,insurance,prop. tax: $1250<br>Living expnese:$500<br>LOC: $25,000<br><br>What I am trying to do is make one substantial payment towards one loan, that way I can pay the loan off quicker. I have cut all my CC and trying to cut more expenses (no movies, no eating out..). But as I mentioned before with the new born, it's has taken a big chunk out of our savings. My wife does work so that is why we are able to make payments.

 


 

 

 

Member Payment Dependent Notes Series 1408280

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408280

$25,000

$25,000

15.31%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408280. Member loan 1408280 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,131 / month
Current employer: Denver Public Schools Debt-to-income ratio: 16.33%
Length of employment: 8 years Location: Aurora, CO
       
Home town:
Current & past employers: Denver Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I would like to consolidate some debt from three different loans to one with a lower interest rate. It would also lower the monthly amount being paid in loan payments. The loan will also be paid off more quickly with this consolidation loan.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1974 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 80
Revolving Credit Balance: $18,669.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
Which debts do you plan to pay off with this loan?Loans # 1,2,3 and make a significant payment on the Visa account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
Which debts do you plan to pay off with this loan?Loans # 1,2,3 and make a significant payment on the Visa account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
Which debts do you plan to pay off with this loan?Loans # 1,2,3 and make a significant payment on the Visa account.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?In my previous submission, I did not include loan #3 - 6,440 at 19.22%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation $120; Utilities $125; Telephone/cable $167; Insurance $251(car and life); Food $300; Mortgage $1,350.

 


 

 

 

Member Payment Dependent Notes Series 1408328

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408328

$6,000

$6,000

14.33%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408328. Member loan 1408328 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: King County Metro Transit Debt-to-income ratio: 16.73%
Length of employment: 10+ years Location: Seattle, WA
       
Home town:
Current & past employers: King County Metro Transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > My loan is to pay off auto loan and remodel deck. This loan will save me hundreds of dollars each month.<br><br>Thanks<br><br> Borrower added on 07/08/12 > I am taking care of my Grandson and need to cut some of my monthly expenses and remodel my deck. These funds will allow me to pay off my car note, pay off some closed accounts and remodel my deck. I pay my bills on time all of the time.<br><br> Borrower added on 07/10/12 > I would like to thank those of you whom have invested into my loan request. It means a lot to me.<br><br>Thank you,<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,270.00 Public Records On File: 0
Revolving Line Utilization: 97.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$864.50, Credit Cards-$400.00, Car Payment-$460.00, Phone-$65.00, Auto Insurance-$104.00<br>Utilitities and Lights paid by finance. Share the cost of food.
What is your intended use for the loan proceeds?Pay off car note and and couple of other small credit card debts and do some work on my deck. Paying off car note and other small credit card bills will free up over $600.00 per month. The credit accounts being paid off are closed and will not be used again.
What is your intended use for the loan proceeds?Pay off car note and and couple of other small credit card debts and do some work on my deck. Paying off car note and other small credit card bills will free up over $600.00 per month. The credit accounts being paid off are closed and will not be used again.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$864.50, Credit Cards-$400.00, Car Payment-$460.00, Phone-$65.00, Auto Insurance-$104.00<br>Utilitities and Lights paid by finance. Share the cost of food.

 


 

 

 

Member Payment Dependent Notes Series 1408440

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408440

$14,000

$14,000

6.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408440. Member loan 1408440 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Tem Systems Inc Debt-to-income ratio: 14.85%
Length of employment: < 1 year Location: Hillsborough, NC
       
Home town:
Current & past employers: Tem Systems Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Streamlining my finances. Had some things I needed to take care of and now I would like to consolidate credit cards to one payment with the goal of lowering and eliminating my credit card debit. I am a good investment and proud to always pay my bills and on time.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,084.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. In the past I have always paid my credit cards in full each month. I had to use my credit cards to take care of some personal matters now I want one payment at a reasonable interest rate. I am not asking for a cent more than I need for the consolidation and this option seems like it is a win for me and a win for my investors.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current income to debt ratio is about 30%. This will improve with my requested consolidation loan. I assure you I am low risk. I love my job and it is secure. I live well within my means and pay my bills always and on time as you can see from my credit score. I may even invest in the lending club in the future. What a great concept!

 


 

 

 

Member Payment Dependent Notes Series 1408498

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408498

$10,000

$10,000

10.16%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408498. Member loan 1408498 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: Contra Costa County Debt-to-income ratio: 13.02%
Length of employment: 1 year Location: Sacramento, CA
       
Home town:
Current & past employers: Contra Costa County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I just have a few credit cards with variable rates that I want to consolidate into one reasonable payment.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,112.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1408507

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408507

$4,200

$4,200

8.90%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408507. Member loan 1408507 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: Belk INC. Debt-to-income ratio: 16.49%
Length of employment: 4 years Location: charlotte, NC
       
Home town:
Current & past employers: Belk INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > The loan will be used to make home improvement. I am going to replace kitchen flooring and add a fence. This loan will help me to make the improvement to increase value of property.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 53
Revolving Credit Balance: $1,136.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1408513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408513

$3,000

$3,000

10.16%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408513. Member loan 1408513 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,176 / month
Current employer: Nationwide Insurance/RIA Services Debt-to-income ratio: 3.68%
Length of employment: 2 years Location: DALLAS, TX
       
Home town:
Current & past employers: Nationwide Insurance/RIA Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1970 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 32
Revolving Credit Balance: $880.00 Public Records On File: 0
Revolving Line Utilization: 24.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are <br>rent $900, <br>electricity runs anywhere from $140 to $190 depending on the weather. <br>Phone bill is about $160 a month<br>insurance is $150<br>Cable and internet is 150<br>Transportation costs about $120<br>Food costs are only about $120 month<br>Boat Loan is 250<br>I pay around 75 to 100 a month on credit cards.
What is your intended use for the loan proceeds?My current car is starting to get old and I found a great deal on a good car that is way under the blue book value. I have test driven the car and it is in great shape mechanically and in body condition.
If you have a delinquency in the last 2 years, please explain the reason.I had a delinquency about 2 years ago on my boat loan because I was laid off from my job before that. It took me a few months to get a new job and then get caught up on bills. I stayed in contact with the loan company and worked with them on making my payments and getting caught up to avoid any legal action. I had some utility bills a few days late due to waiting for checks from contracts jobs to clear.

 


 

 

 

Member Payment Dependent Notes Series 1408557

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408557

$9,000

$9,000

6.62%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408557. Member loan 1408557 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Wayne County Debt-to-income ratio: 17.86%
Length of employment: 10+ years Location: Goldsboro, NC
       
Home town:
Current & past employers: Wayne County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > above ground pool<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,387.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1408563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408563

$12,000

$12,000

6.03%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408563. Member loan 1408563 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: n/a Debt-to-income ratio: 8.30%
Length of employment: n/a Location: Hendersonville , NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1980 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,297.00 Public Records On File: 0
Revolving Line Utilization: 14.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$425 -I have no medical insurance costs. They are covered 100% by the Veteran's Administration.
What is the home improvement project you are planning?I have already started it and paid a quarter if it. It is a total kitchen remodeling. The previous kitchen was 30 years old and disgusting. One of the best investments in a house is the kitchen and one must do it well.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance $138,500 3.5% pymt $1282 (I have a 15 year VA loan so I can pay off the principal quicker.). No other loans or HELOC.

 


 

 

 

Member Payment Dependent Notes Series 1408614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408614

$9,900

$9,900

8.90%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408614. Member loan 1408614 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: GF Air & Ocean Services Inc. Debt-to-income ratio: 12.56%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: GF Air & Ocean Services Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Credit card Consolidation. Just to consoliate all cards to one fix lump sum monthly payment at lower interest rate.<br><br> Borrower added on 07/10/12 > Funds solely use for credit cards consolidation. Those high interest rate cards consolidated will be cancelled immediately. A $365 monthly payment for 36 months for repayment of this loan is well within my comfortable budget. Lots of interest will be save from this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,031.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Over all approx. $2000 per month
Please explain the reason why you carry a large revolving credit balance.Those were money spend for house renovation in within a year after purchasing the house last year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card monthly payment is approx. $500 per month for total balance of approx. $15000. This loan is solely for credit card consolidation. Interest rate APR ranging from 16%- 23%. Most cards will be cancelled after the consolidation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Over all approx. $2000 per month
Please explain the reason why you carry a large revolving credit balance.Those were money spend for house renovation in within a year after purchasing the house last year.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is only use for one purpose. Which is for credit card consolidation. After consolidation. All consolidated cards account will be cancelled.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card monthly payment is approx. $500 per month for total balance of approx. $15000. This loan is solely for credit card consolidation. Interest rate APR ranging from 16%- 23%. Most cards will be cancelled after the consolidation.
Which debts do you plan to pay off with this loan?Credit card consolidation. Consolidated cards account will be closed after the consolidation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My credit card monthly payment is approx. $500 per month for total balance of approx. $15000. This loan is solely for credit card consolidation. Interest rate APR ranging from 16%- 23%. Most cards will be cancelled after the consolidation.
Please explain the reason why you carry a large revolving credit balance.Those were money spend for house renovation in within a year after purchasing the house last year.

 


 

 

 

Member Payment Dependent Notes Series 1408671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408671

$15,000

$15,000

18.75%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408671. Member loan 1408671 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 20.11%
Length of employment: n/a Location: Rochester, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > To off my credit card high rate<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 77
Revolving Credit Balance: $12,421.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1408699

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408699

$4,850

$4,850

10.16%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408699. Member loan 1408699 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Early independent school district Debt-to-income ratio: 23.95%
Length of employment: 2 years Location: EARLY, TX
       
Home town:
Current & past employers: Early independent school district
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > Paying for 7th grade daughter's cheer leading costs, which includes camp, uniforms, shoes and supplies. So while I was borrowing this money I decided to consolidate this with other small debts.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 22 Months Since Last Delinquency: 12
Revolving Credit Balance: $663.00 Public Records On File: 1
Revolving Line Utilization: 82.90% Months Since Last Record: 97
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1300<br>Car Payment 600<br>Utilities 300<br>Phone 150<br>Groceries 600<br>Insurance provided through employer<br>Transportation covered by employer
What is your intended use for the loan proceeds?Our daughter tried out for cheerleader and made it. We are very proud that she took the iniative to try out but we had idea it would cost so much. With different uniforms and camp it was close to 2k. So applied for loan to pay for that and will use the other to pay off two credit cards that are around $400 each.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency I have is for Verizon and that was for phone/Internet at our home. The installation wasn't complete and we had no service, so after repeated attempts to correct the problem, I cancelled their service. Verizon continued sending bills and I disputed the charge with the company because we never had Internet service. However, my dispute was ignored and I paid the company to avoid further damage to my credit.
If you have a public record on file, please briefly explain the event and its resolution.I do not have a public record on file.

 


 

 

 

Member Payment Dependent Notes Series 1408772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408772

$14,000

$14,000

11.14%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408772. Member loan 1408772 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: GE Capital Debt-to-income ratio: 5.42%
Length of employment: 2 years Location: Chappaqua, NY
       
Home town:
Current & past employers: GE Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $73,549.00 Public Records On File: 0
Revolving Line Utilization: 39.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2800.00
What is the home improvement project you are planning?Family Room and Bathrooms
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance: $457,000.00 Interest Rate: 4% Monthly Payments: $2100.00
Please explain the reason why you carry a large revolving credit balance.home remodeling project

 


 

 

 

Member Payment Dependent Notes Series 1408795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408795

$24,925

$24,925

15.31%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408795. Member loan 1408795 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: U.S. Army Debt-to-income ratio: 33.96%
Length of employment: 10+ years Location: San Antonio, TX
       
Home town:
Current & past employers: U.S. Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > The loan that I m getting from your company will help consolidating and pay off all of my credit cards. By doing that I can save almost $500 a month and this loan will be pay off in three year!<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,660.00 Public Records On File: 0
Revolving Line Utilization: 91.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $2000 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have now approxmately $32000 in debt and my payment is about $1200-1300 a month.<br>These are the credit card interest rates between 18% to 21%. I have no morgage payment but I pay $1050 a month for house rent.
Please explain the reason why you carry a large revolving credit balance.I had to support my two daughters financially for college in California, and now one of them is out of school and working in the accounting field. So I am financially much better off now. And the other one is still in college, will be in Junior this fall. So the high credit card balance was due to my daughters settle in California.
Please explain the reason why you carry a large revolving credit balance.I had to support my two daughters financially for college in California, and now one of them is out of school and working in the accounting field. So I am financially much better off now. And the other one is still in college, will be in Junior this fall. So the high credit card balance was due to my daughters settle in California.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have now approxmately $32000 in debt and my payment is about $1200-1300 a month.<br>These are the credit card interest rates between 18% to 21%. I have no morgage payment but I pay $1050 a month for house rent.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have now approxmately $32000 in debt and my payment is about $1200-1300 a month.<br>These are the credit card interest rates between 18% to 21%. I have no morgage payment but I pay $1050 a month for house rent.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?About $1250-1400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have now approxmately $32000 in debt and my payment is about $1200-1300 a month.<br>These are the credit card interest rates between 18% to 21%. I have no morgage payment but I pay $1050 a month for house rent.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have now approxmately $32000 in debt and my payment is about $1200-1300 a month.<br>These are the credit card interest rates between 18% to 21%. I have no morgage payment but I pay $1050 a month for house rent.
Which debts do you plan to pay off with this loan?All the credit cards I have.

 


 

 

 

Member Payment Dependent Notes Series 1408836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408836

$24,000

$24,000

22.95%

1.00%

July 23, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408836. Member loan 1408836 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Brennan BodyWorks Inc. Debt-to-income ratio: 16.14%
Length of employment: 8 years Location: Deltona, FL
       
Home town:
Current & past employers: Brennan BodyWorks Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Outside deck/landscaping, tile inside of the house and consolidate credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 24 Months Since Last Delinquency: 7
Revolving Credit Balance: $7,644.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,700.00
What is the home improvement project you are planning?Outside deck/ landscaping and tile the inside of the house
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance $137,797.05, 5.00% and monthly payments are $1,050.05
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Debt Consolidation,payoff loans,creditcards<br>Landscaping,Outside deck,Tile kitchen if possible
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If you have a delinquency in the last 2 years, please explain the reason.Family reasons
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment, insurance and taxes are combined into one monthly payment of $1,050
Is the improvement to your primary residence or an investment property?primary residence
What is your intended use for the loan proceeds?Pay off credit cards and loans. Make some home improvements.
If you have a delinquency in the last 2 years, please explain the reason.Family reasons

 


 

 

 

Member Payment Dependent Notes Series 1408842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408842

$15,000

$15,000

8.90%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408842. Member loan 1408842 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: amerigas propane Debt-to-income ratio: 19.14%
Length of employment: 10+ years Location: tamarac, FL
       
Home town:
Current & past employers: amerigas propane
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > credit card consolodation<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,916.00 Public Records On File: 0
Revolving Line Utilization: 44.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit cards with high apr
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off doctor bills
Please explain the reason why you carry a large revolving credit balance.too many credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?650 rent food 400 per month car insurance 119 pe rmonth
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2000
Please explain the reason why you carry a large revolving credit balance.too many credit cards
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).no mortgage this is credit card consolidation with lower interst

 


 

 

 

Member Payment Dependent Notes Series 1408844

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408844

$13,000

$13,000

13.11%

1.00%

July 20, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408844. Member loan 1408844 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Jackson Family Wines Debt-to-income ratio: 18.92%
Length of employment: 10+ years Location: SANTA ROSA, CA
       
Home town:
Current & past employers: Jackson Family Wines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,574.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House 931.26<br>Transportation gas, vehicles , insurance $557.58<br>Utilities PGE water garbage recycling Phone $222.00<br>Entertainment Netflix Internet TV $89.33<br>Credit Cards Chase BofA Nationwide Goodyear Best Buy $164.00<br>Food 125.00<br>Total Monthly Bills $2,089.17<br><br> Note<br>The above amounts represents my portion of the monthly expenditures.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ford Focus Balance 25088<br> Ford F150 Balance 9283<br>All Credit cards Balance 10130<br>House Balance 284918<br>Total Debt Balance 329419
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House 931.26<br>Transportation gas, vehicles , insurance $557.58<br>Utilities PGE water garbage recycling Phone $222.00<br>Entertainment Netflix Internet TV $89.33<br>Credit Cards Chase BofA Nationwide Goodyear Best Buy $164.00<br>Food 125.00<br>Total Monthly Bills $2,089.17<br><br> Note<br>The above amounts represents my portion of the monthly expenditures.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ford Focus Balance 25088<br> Ford F150 Balance 9283<br>All Credit cards Balance 10130<br>House Balance 284918<br>Total Debt Balance 329419
Please explain the reason why you carry a large revolving credit balance.I am not really quite sure if this is what you are asking, but the balance I listed for the credit cards is for multiple cards, not just one card with a large balance. I hope this answers your question.

 


 

 

 

Member Payment Dependent Notes Series 1408883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408883

$9,600

$9,600

7.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408883. Member loan 1408883 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: Forage Debt-to-income ratio: 9.84%
Length of employment: 3 years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: Forage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hello, even though I have excellent credit scores and never miss a payment, my 3 credit card APR's are 17-20%. I've asked for the APR to be lowered, but to no avail. If approved, the loan would help me to pay off my credit card debt in 2-3 years instead of 4-5 years. Thank you.<br><br> Borrower added on 07/16/12 > Thank you to everyone who have help funded this request thus far - highly appreciated.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,354.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello, <br>here is the information requested: <br>rent - $1595<br>Car insurance - $135<br>school loans - $87<br>Credits cards - $374<br>Phone internet - $196<br>Website - $25<br>Utilities - $40<br>health Insurance - $500 <br>Groceries - $250<br>cat food - $50 <br>Gas - $175<br>Recreational - $200<br>Clothing - $80-120<br>If approved for the loan, it won't reduce the monthly payments; it will allow us to pay off our debts in 2-3 years vs. 4-5 years, and save me money in the long term. Thank you!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Hello, thank you for your interest. Here are the cards: BillMeLater - $3133.07, APR 19.99, minimum payment is $93.00 (I pay $100); Mastercard - $2918.07, APR 17.90, minimum payment is $74.00 (I pay $100); Visa - $3470.40, APR 17.24, minimum payment is $74.00 (I pay $100). If I'm accepted for this loan, it won't reduced my monthly credit card payments, but it will allow me to pay off my debt sooner (2 1/2 years to 3 years vs. 4-5 years) and save money in the long-term.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Hello, Total monthly that I pay is $374.00 for 4 credits cards. Only 3 am I including in this loan since my 4th one has a 0% APR fro another year, which I plan to pay off by next year. The other 3 credits cards have an annual APR of 17.24, 17.90 and 19.99% rate, which would take me about 4-5 years to pay off. If I'm approved for thr loan, it won't reduce my monthly payments, it will allow me to pay off my debt sooner. Thank you for asking and please let me know if you need anymore info.

 


 

 

 

Member Payment Dependent Notes Series 1408943

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408943

$28,000

$28,000

18.75%

1.00%

July 20, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408943. Member loan 1408943 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Department of the Navy Debt-to-income ratio: 14.75%
Length of employment: 5 years Location: Ridgecrest, CA
       
Home town:
Current & past employers: Department of the Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,832.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses prior to this loan opportunity were $4461.00. This includes mortgage payment, car payment, car insurance, utilities and lines of credit and orthodontist payments.
Please explain the reason why you carry a large revolving credit balance.Major life events caused the high balances. Separated 2010 and finalized the divorce in 2011. Expenses to get into a new house (appraisal, furniture, etc.,). I also met and moved out my new wife from Indiana to California. Now that we are settled in (and life is great) we are working to get ourselves back on track to being debt free.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off the Discover Card ($12,500). My wife's and mine Wedding rings ($3800.00). Also will be paying for the balance of my son's braces ($2700.00) and the rest will be put on my BofA card ($14,250). This loan opportunity will also provide a set term for repayment. Not like with credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House is $1002.00 a month. Car loan is $257 a month. Auto insurance is $125. Utilities average $400 a month. Average $250 for gas and food is about the same.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lines of credit balances are at 45,500. Interest rates are from 7.9 to 24%. Mortgage is has a balance of $138,000 and is at 4%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House is $1002.00 a month. Car loan is $257 a month. Auto insurance is $125. Utilities average $400 a month. Average $250 for gas and food is about the same.
Please explain the reason why you carry a large revolving credit balance.Major life events caused the high balances. Separated 2010 and finalized the divorce in 2011. Expenses to get into a new house (appraisal, furniture, etc.,). I also met and moved out my new wife from Indiana to California. Now that we are settled in (and life is great) we are working to get ourselves back on track to being debt free.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House is $1002.00 a month. Car loan is $257 a month. Auto insurance is $125. Utilities average $400 a month. Average $250 for gas and food is about the same.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lines of credit balances are at 45,500. Interest rates are from 7.9 to 24%. Mortgage is has a balance of $138,000 and is at 4%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House is $1002.00 a month. Car loan is $257 a month. Auto insurance is $125. Utilities average $400 a month. Average $250 for gas and food is about the same.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses prior to this loan opportunity were $4461.00. This includes mortgage payment, car payment, car insurance, utilities and lines of credit and orthodontist payments.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Lines of credit balances are at 45,500. Interest rates are from 7.9 to 24%. Mortgage is has a balance of $138,000 and is at 4%.

 


 

 

 

Member Payment Dependent Notes Series 1408965

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1408965

$22,400

$22,400

14.09%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1408965. Member loan 1408965 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,000 / month
Current employer: Under Armour Debt-to-income ratio: 10.75%
Length of employment: < 1 year Location: SHAVERTOWN, PA
       
Home town:
Current & past employers: Under Armour
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,632.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are approximately $1200<br>- home is owned <br>-rental for weekly baltimore apartment (where I stay for work Tuesday thru Friday): $500 (includes utils)<br>-transportation is $400 per month<br>-food: $300<br>-cell is paid for by company
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Discover - $11K - 29.99%<br>Chase - $6,300 - 29.99%<br>Chase - $3,700 - 18.99<br>Orchard Bank - $900 (I can pay this off in one month) - 24.99%
Please explain the reason why you carry a large revolving credit balance.Financial situation had changed and could not pay credit card balance every month. Current financial situation is excellent and hope to use the consolidation loan to pay off all credit card balance and never have a large revolving credit balance again.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses are approximately $1200<br>-own our home<br>-rental for weekly baltimore apartment (where I stay for work Tuesday thru Friday): $500 (includes utils)<br>-transportation is $400 per month<br>-food: $300<br>-cell is paid for by company
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).n/a
Which debts do you plan to pay off with this loan?All credit card debt<br>$11K discovoer<br>$6,300 - chase<br>$3,300 - chase

 


 

 

 

Member Payment Dependent Notes Series 1409007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409007

$5,000

$5,000

8.90%

1.00%

July 18, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409007. Member loan 1409007 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: University of Florida WIC Program Debt-to-income ratio: 25.73%
Length of employment: 2 years Location: Gainesville, FL
       
Home town:
Current & past employers: University of Florida WIC Program
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > It will refinance a personal loan taken for a family emergency last year at terms of $5000/5yr/25% ($150/mo). I hope to reduce my interest & length of loan. I have a steady income and job security as a state employee, with no dependents and minimal living expenses.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 20
Revolving Credit Balance: $4,811.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total $800-1000, depending on how much I spend on food eating out.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Included in my loan description, which has not yet posted, I stated the loan is to actually pay off a personal loan taken in July 2011 for a family emergency.<br><br>Amt financed: $5042.86<br>Current balance: $4,535.43<br>Term: 60 months<br>APR: 25.98%<br>Minimum due: $150.16<br><br>I am 12 months into repayment, including this month of July. This loan would significantly reduce my interest paid and shorten my term by 12 months.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I do not plan to pay off any credit cards, but a personal loan. From the selection of descriptions for the loan purpose, I felt "credit card refinancing" was most appropriate because I am in fact trying to refinance. If I receive the full amount of $5000 to payoff approximately $4500, the remainder would go to a credit card. The credit card to be paid will be a Mastercard with a balance of $711.34 at 19.24% APR, minimum payment of $25.
If you have a delinquency in the last 2 years, please explain the reason.I cannot think of any delinquencies. All my accounts are current. If there was any delinquency, it was most likely due to a lack of a monthly autopay feature. All my accounts except one (which does not offer it), are on autopay and draft payments from my checking account monthly. Because everything else is automatic, I may have forgotten to manually pay.

 


 

 

 

Member Payment Dependent Notes Series 1409010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409010

$4,500

$4,500

18.75%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409010. Member loan 1409010 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: Allegro International service Debt-to-income ratio: 28.15%
Length of employment: 2 years Location: Lakewood , CA
       
Home town:
Current & past employers: Allegro International service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > looking to pay off all credit cards and have one payment with one interest, instead of multiple rates. this loan will be paid off at tax time I don't want any more monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,428.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409014

$7,000

$7,000

6.62%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409014. Member loan 1409014 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Apple bank Debt-to-income ratio: 12.00%
Length of employment: 10+ years Location: Bronx, NY
       
Home town:
Current & past employers: Apple bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I'm buying my first apartment and I need this money to fix da place up.it needs some little work done along with appliances and furniture,please help me make my dream come true!:-)<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1984 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 59 Months Since Last Delinquency: n/a
Revolving Credit Balance: $635.00 Public Records On File: 0
Revolving Line Utilization: 3.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 875,cable,phone ant Internet is 100 and food I would say about 100 also a month.
What is the home improvement project you are planning?I'm purchasing my first apartment and it needs some work!
What is your intended use for the loan proceeds?I need to get appliances for the kitchen(refrigerator,stove),the floors have to be done,paint and I need to buy furniture.
What is your intended use for the loan proceeds?I need to get appliances for the kitchen(refrigerator,stove),the floors have to be done,paint and I need to buy furniture.

 


 

 

 

Member Payment Dependent Notes Series 1409078

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409078

$7,000

$7,000

7.90%

1.00%

July 19, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409078. Member loan 1409078 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: BCBG Max Azria Group Debt-to-income ratio: 34.97%
Length of employment: 5 years Location: Arcadia, CA
       
Home town:
Current & past employers: BCBG Max Azria Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > This loan is used for credit card consolidation. Try to pay off a high interest card. Also I will use a part of the loan to pay off a family medical bill. Thank you for investing in my loan! This is the second loan I have with LC. First loan is about to pay off without any late payments!<br><br> Borrower added on 07/16/12 > Just want to add some information. I can't say my loan rate provides the best return, and my credit score is the highest but I will make sure to pay off this loan within 36 months. I am hoping to improve the funding process. Thank you for considering investing in my loan! Your help is appreciated!<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 21
Revolving Credit Balance: $35,443.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your questions! Below is a summary of my monthly expenses.<br>Rent: $1000<br>Trans: $500<br>Util: $50<br>Ph: $150<br>Ins: $200<br>Food: $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards balances: $28,000, rates are from 6.9% to 18.9%. <br>LC Loan balance: $2,000, rate is 10.9%.<br>No other debts!
Please explain the reason why you carry a large revolving credit balance.I could have lowered the balances but there were two funerals that I spent a lot money within one year. Also the medical bills too! But I am confident that I will pay off my balances within 2-3 years.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any lates on LC loan for the last 3 years. As far as I recalled, I don't have any lates on the credit cards in the last 2 years. I might have 1 late but that was a honestly mistake since I thought I scheduled the payment and in fact it was not. And it was in my family emergency time frame. I hope you will understand. Thank you for thinking to invest in my loan and asking these questions!

 


 

 

 

Member Payment Dependent Notes Series 1409161

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409161

$15,850

$15,850

7.90%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409161. Member loan 1409161 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Lma north america Debt-to-income ratio: 13.44%
Length of employment: 5 years Location: LEMON GROVE, CA
       
Home town:
Current & past employers: Lma north america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > To get out of debt Asap<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,417.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent+utilities 300<br>Gas 200<br>Phone 80<br>Insurance 103<br>Food 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt is 16000.. Discover bank is 14000, and citi bank is 2000..interest rate is 12 and 18

 


 

 

 

Member Payment Dependent Notes Series 1409201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409201

$31,825

$31,825

21.00%

1.00%

July 18, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409201. Member loan 1409201 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Dept. of Education New York City Debt-to-income ratio: 25.06%
Length of employment: 2 years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: Dept. of Education New York City
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I'll use the funds to start-up a business & pay-off high-rate CC. In my profession, responsibility has been always one of my attributes, paying bills are no exception. Monthly budget has been always my financial GPS. My job is pretty stable as it is in the education field, a necessary service.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 71
Revolving Credit Balance: $26,736.00 Public Records On File: 0
Revolving Line Utilization: 65.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?They are about $2,820. A breakdown follows: $1,600 for rent, $200 for transportation, $170 for utilities, $300 for cell, $400 for food and $150 for CTV/phone/internet. However, it should be noted that I contribute to these expenses about $950.
Please explain the reason why you carry a large revolving credit balance.My credit cards balances are up due to the costs related to the passing of my mom and my daughter going to college. There is a plan in place to bring those balances down to 50% of the approved credit limit by the end of 2012 and below 35% by mid 2013.
If you have a delinquency in the last 2 years, please explain the reason.For the last 2 years I have not had any delinquency as I've paid my creditors as agreed.
What is your intended use for the loan proceeds?Start-up a business and pay-off high-rate credit cards.
Please explain the reason why you carry a large revolving credit balance.My credit cards balances are up due to the costs related to the passing of my mom and my daughter going to college. There is a plan in place to bring those balances down to 50% of the approved credit limit by the end of 2012 and below 35% by mid 2013.
What type of business are you starting?Consulting.
Please explain the reason why you carry a large revolving credit balance.My credit cards balances are up due to the costs related to the passing of my mom and my daughter going to college. There is a plan in place to bring those balances down to 50% of the approved credit limit by the end of 2012 and below 35% by mid 2013.
What type of business are you starting?Consulting.
Please describe your experience/familiarity with the business you are starting/started?I have more than 15 years of experience in the industry with a proven record of success. Throughout my career I've been awarded with many commendations and awards for the outcome of my job and my expertise and knowledgeability in my field. Currently, there are many opportunities to fulfill an underserved market needs.

 


 

 

 

Member Payment Dependent Notes Series 1409214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409214

$3,125

$3,125

7.90%

1.00%

July 23, 2012

July 21, 2015

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409214. Member loan 1409214 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 26.30%
Length of employment: < 1 year Location: Windsor Mill, MD
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,262.00 Public Records On File: 1
Revolving Line Utilization: 68.80% Months Since Last Record: 7
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are around $2300.
Please explain the reason why you carry a large revolving credit balance.I am carrying a large revolving credit balance on my visa credit cards only because I use them to fund my real estate investment business. The payments are made on time and are never late.
If you have a public record on file, please briefly explain the event and its resolution.To my knowledge, I do not have any public records on file.

 


 

 

 

Member Payment Dependent Notes Series 1409241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409241

$31,200

$31,200

23.28%

1.00%

July 23, 2012

July 21, 2017

July 21, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409241. Member loan 1409241 was requested on July 7, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: Armstrong Group of Companies Debt-to-income ratio: 18.80%
Length of employment: 4 years Location: Beaver falls, PA
       
Home town:
Current & past employers: Armstrong Group of Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/07/12 > I am planning an upgrade of our kitchen and family room. I would like to keep the loan term short in order to pay off the balance quickly.<br><br> Borrower added on 07/10/12 > In my profile I noted 4 years of employment experience. I have worked for my current company for 4 years. Overall, I have 16 years of professional work experience.<br>

 

A credit bureau reported the following information about this borrower member on July 7, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 53
Revolving Credit Balance: $13,469.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly mortgage payment is $1300. This includes school tax, county tax, and home insurance. My monthly electric, water, sewage and power averages $300. My phone, Internet, and cable service are covered by my employer. I have a monthly cell phone bill of $200. A portion of this is offset by an allowance of $75 from my employer. My monthly car payments total $1200. A portion of this is also offset by a monthly $450 car allowance from my employer. Our monthly grocery budget is $800.
Please explain the reason why you carry a large revolving credit balance.I use my American Express Card for all expenses and pay it off in full each month. I have a plan to reduce other cards by 50% over the next 12 months and pay off the remainder over the next 24.
What is the home improvement project you are planning?I plan upgrade the kitchen and family room. I will perform demolition. Contractor will perform finish work. Kitchen will include upgrade to electric, new drywall, lighting fixtures, and cabinets. Family room is currently an extension that was built onto the home by the previous owner (very nice rustic look as my home is an older home, however not very energy efficient). It is a brick addition (even on the inside). The room will be finished with drywall and additional outlets will be added.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is $167,000. Interest rate is 4%. Monthly payment is $1300.
Please explain the reason why you carry a large revolving credit balance.I use my American Express Card for all expenses and pay it off in full each month. I have a plan to reduce other cards by 50% over the next 12 months and pay off the remainder over the next 24.
What is the home improvement project you are planning?I plan upgrade the kitchen and family room. I will perform demolition. Contractor will perform finish work. Kitchen will include upgrade to electric, new drywall, lighting fixtures, and cabinets. Family room is currently an extension that was built onto the home by the previous owner (very nice rustic look as my home is an older home, however not very energy efficient). It is a brick addition (even on the inside). The room will be finished with drywall and additional outlets will be added.
Please explain the reason why you carry a large revolving credit balance.I use my American Express Card for all expenses and pay it off in full each month. I have a plan to reduce other cards by 50% over the next 12 months and pay off the remainder over the next 24.
If you have a delinquency in the last 2 years, please explain the reason.I am unaware of any delinquency over the past two years. Please let me know if I can answer any other questions.
Please explain the reason why you carry a large revolving credit balance.I use my American Express Card for all expenses and pay it off in full each month. I have a plan to reduce other cards by 50% over the next 12 months and pay off the remainder over the next 24.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly mortgage payment is $1300. This includes school tax, county tax, and home insurance. My monthly electric, water, sewage and power averages $300. My phone, Internet, and cable service are covered by my employer. I have a monthly cell phone bill of $200. A portion of this is offset by an allowance of $75 from my employer. My monthly car payments total $1200. A portion of this is also offset by a monthly $450 car allowance from my employer. Our monthly grocery budget is $800.
Is this for a home improvement you have already made, or one that you are planning to make?This is for a planned home improvement.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?15000 is allocated to the kitchen upgrade. 10000 to the family room upgrade. 5000 will pay off the balance on my Lowes credit card bringing it to a 0 balance. I had previously purchased, wood flooring, ceramic tile, electrical, and drywall through Lowes.

 


 

 

 

Member Payment Dependent Notes Series 1409344

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409344

$21,000

$21,000

14.09%

1.00%

July 18, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409344. Member loan 1409344 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: NJ Treasury Department Debt-to-income ratio: 21.91%
Length of employment: 10+ years Location: LUMBERTON, NJ
       
Home town:
Current & past employers: NJ Treasury Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 62 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,084.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses related to housing total $2153 - which includes 1st mortgage ($711); home equity loan ($815); townhouse association fee ($55); utilities ($206); property taxes ($334); and homeowner's insurance ($32).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages $220542; int rate 1st mtg is 2.75%/home equity loan 12.35%; mthly pmts total $1526. Credit Card Debt $26,664; int rates range from 8.99% to 19.99%; total minimum mthly pmts $597. Student Loans $47,953; int rate 3.875%; mthly pmt $346. Car Note $24603; int rate 2.90%; mthly pmt $662. Personal Loan $12332; int rate 25.99%; mthly pmt $386.
Which debts do you plan to pay off with this loan?Personal loan and two credit cards. All currently have very high interest rates so it would be very beneficial to pay them off within 3 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently monthly expenses total $4826, which includes housing, automobile, utilities, insurances, food, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages $220542; int rate 1st mtg is 2.75%/home equity loan 12.35%; mthly pmts total $1526. Credit Card Debt $26,664; int rates range from 8.99% to 19.99%; total minimum mthly pmts $597. Student Loans $47,953; int rate 3.875%; mthly pmt $346. Car Note $24603; int rate 2.90%; mthly pmt $662. Personal Loan $12332; int rate 25.99%; mthly pmt $386.
Please explain the reason why you carry a large revolving credit balance.Please note that all of my bills are paid on time each month. Most are paid ahead of schedule; many are paid through auto deductions from my bank account. Over the years I have had to deal with various financial issues including the ever increasing cost of everything -food, utilities, property taxes, auto fuel, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages $220542; int rate 1st mtg is 2.75%/home equity loan 12.35%; mthly pmts total $1526. Credit Card Debt $26,664; int rates range from 8.99% to 19.99%; total minimum mthly pmts $597. Student Loans $47,953; int rate 3.875%; mthly pmt $346. Car Note $24603; int rate 2.90%; mthly pmt $662. Personal Loan $12332; int rate 25.99%; mthly pmt $386.
What is your intended use for the loan proceeds?My intended use of the loan proceeds is to pay off a personal loan and two credit cards that have very high interest rates.
Please explain the reason why you carry a large revolving credit balance.Please note that all of my bills are paid on time each month. Most are paid ahead of schedule; many are paid through auto deductions from my bank account. Over the years I have had to deal with various financial issues including the ever increasing cost of everything -food, utilities, property taxes, auto fuel, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages $220542; int rate 1st mtg is 2.75%/home equity loan 12.35%; mthly pmts total $1526. Credit Card Debt $26,664; int rates range from 8.99% to 19.99%; total minimum mthly pmts $597. Student Loans $47,953; int rate 3.875%; mthly pmt $346. Car Note $24603; int rate 2.90%; mthly pmt $662. Personal Loan $12332; int rate 25.99%; mthly pmt $386.
Which debts do you plan to pay off with this loan?Personal loan and two credit cards. All currently have very high interest rates so it would be very beneficial to pay them off within 3 years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My intended use of the loan proceeds is to pay off a personal loan and two credits that have very high interest rates.
Please explain the reason why you carry a large revolving credit balance.Please note that all of my bills are paid on time each month. Most are paid ahead of schedule; many are paid through auto deductions from my bank account. Over the years I have had to deal with various financial issues including the ever increasing cost of everything -food, utilities, property taxes, auto fuel, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgages $220542; int rate 1st mtg is 2.75%/home equity loan 12.35%; mthly pmts total $1526. Credit Card Debt $26,664; int rates range from 8.99% to 19.99%; total minimum mthly pmts $597. Student Loans $47,953; int rate 3.875%; mthly pmt $346. Car Note $24603; int rate 2.90%; mthly pmt $662. Personal Loan $12332; int rate 25.99%; mthly pmt $386.
Please explain the reason why you carry a large revolving credit balance.Please note that all of my bills are paid on time each month. Most are paid ahead of schedule; many are paid through auto deductions from my bank account. Over the years I have had to deal with various financial issues including the ever increasing cost of everything -food, utilities, property taxes, auto fuel, etc.
Please explain the reason why you carry a large revolving credit balance.Please note that all of my bills are paid on time each month. Most are paid ahead of schedule; many are paid through auto deductions from my bank account. Over the years I have had to deal with various financial issues including the ever increasing cost of everything -food, utilities, property taxes, auto fuel, etc.

 


 

 

 

Member Payment Dependent Notes Series 1409351

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409351

$1,000

$1,000

13.11%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409351. Member loan 1409351 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,083 / month
Current employer: n/a Debt-to-income ratio: 4.62%
Length of employment: n/a Location: Los Angeles, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 33
Revolving Credit Balance: $391.00 Public Records On File: 0
Revolving Line Utilization: 32.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409390

$1,800

$1,800

12.12%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409390. Member loan 1409390 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: acacia park nursing and rehab center Debt-to-income ratio: 16.98%
Length of employment: < 1 year Location: MODESTO, CA
       
Home town:
Current & past employers: acacia park nursing and rehab center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,617.00 Public Records On File: 0
Revolving Line Utilization: 63.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409413

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409413

$8,250

$8,250

15.80%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409413. Member loan 1409413 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Lezzer Holdings Debt-to-income ratio: 26.38%
Length of employment: 10+ years Location: BOALSBURG, PA
       
Home town:
Current & past employers: Lezzer Holdings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 22
Revolving Credit Balance: $13,072.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?900. mortgage, auto 300., 175. utilities, 200. food
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The cards I am paying is 1-1800.00 at 28%. 1-2300.00 at 24.9%. Loan of 2100.00 at almost 40 %. My brother passed away several months ago and had to insurance. I needed cash for his funeral.
If you have a delinquency in the last 2 years, please explain the reason.No delinquency except for a 48.00 verizon bill when I switched to Comcast. I paid but shows on credit report as late.

 


 

 

 

Member Payment Dependent Notes Series 1409435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409435

$7,000

$7,000

13.11%

1.00%

July 23, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409435. Member loan 1409435 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,750 / month
Current employer: Rent a Center Debt-to-income ratio: 1.30%
Length of employment: < 1 year Location: Keller, TX
       
Home town:
Current & past employers: Rent a Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Debt Consolidation.<br><br> Borrower added on 07/11/12 > Loan listing expires in: 10 days, 14 hours. and I only have 30% Funded. I Need help soon.<br><br> Borrower added on 07/12/12 > Loan listing expires in: 9 days, 20 hours. and I only have 35% Funded. Please I Need urgent help for Funding the loan.<br><br> Borrower added on 07/13/12 > Loan listing expires in: 8 days, 15 hours. and I only have 42% Funded. Please I Need urgent help for Funding the loan.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,059.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $2,100<br>Transportation - $300<br>Utilities - $400<br>Phone - $150<br>Insurance - $750 (Life, Cars & Health)<br>Food - $1,200<br>Cars - $0 two cars fully paid<br>Others - $600
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American Express Bank 12 months loan - $7,000 - 21% - $1,000
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimun monthly payments $1,500 for all credit cards. This loan is $1,000 payoff 7 months rate 21%

 


 

 

 

Member Payment Dependent Notes Series 1409578

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409578

$35,000

$35,000

22.95%

1.00%

July 23, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409578. Member loan 1409578 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,500 / month
Current employer: American Realty Advisors Debt-to-income ratio: 21.34%
Length of employment: < 1 year Location: SHERMAN OAKS, CA
       
Home town:
Current & past employers: American Realty Advisors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > My Loan is to consolidate and payoff credit card debt incurred while unemployed.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,910.00 Public Records On File: 0
Revolving Line Utilization: 93.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses total $1,500-$1,800.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances totals are $56K, which is composed of only credit card debt. I have no student loans, mortgages, car loans or lines of credit.
Please explain the reason why you carry a large revolving credit balance.A result of the economic conditions, in 2009 my employer took steps to reduce the size of the organization to meet its financial obligations/objectives and a result was the elimination of 10% of the staff. I was one of the individuals in the lay offs/re-organization of the firm. While unemployed (I was unemployed for 34 months) and looking for work I sustained myself with my savings and credit. Now back in the work force I wish to consolidate the credit debt incurred to have a single payoff.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances totals are $56K, which is composed of only credit card debt. I have no student loans, mortgages, car loans or lines of credit.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt I incurred as result of being laid off from my employer in 2008 because of the economic conditions at the time.
Please explain the reason why you carry a large revolving credit balance.A result of the economic conditions, in 2009 my employer took steps to reduce the size of the organization to meet its financial obligations/objectives and a result was the elimination of 10% of the staff. I was one of the individuals in the lay offs/re-organization of the firm. While unemployed (I was unemployed for 34 months) and looking for work I sustained myself with my savings and credit. Now back in the work force I wish to consolidate the credit debt incurred to have a single payoff.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses totals range between $1,500-$1,800; this included food, utilities, transportation, insurance, etc. I have no rent, no mortgages, no student loans, no car loans and no lines of credit.
Please explain the reason why you carry a large revolving credit balance.A result of the economic conditions, in 2009 my employer took steps to reduce the size of the organization to meet its financial obligations/objectives and a result was the elimination of 10% of the staff. I was one of the individuals in the lay offs/re-organization of the firm. While unemployed (I was unemployed for 34 months) and looking for work I sustained myself with my savings and credit. Now back in the work force I wish to consolidate the credit debt incurred to have a single payoff.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt I incurred as result of being laid off from my employer in 2008 because of the economic conditions at the time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances totals are $56K, which is composed of only credit card debt. I have no student loans, mortgages, car loans or lines of credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances totals are $56K, which is composed of only credit card debt. I have no student loans, mortgages, car loans or lines of credit.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt I incurred as result of being laid off from my employer in 2008 because of the economic conditions at the time.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not making a mortgage payment the house is paid off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is to pay off credit card debt. The debt balances totals $56K.

 


 

 

 

Member Payment Dependent Notes Series 1409594

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409594

$18,500

$18,500

21.00%

1.00%

July 20, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409594. Member loan 1409594 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Wells Fargo Advisors, LLC Debt-to-income ratio: 27.78%
Length of employment: 7 years Location: Saint Louis, MO
       
Home town:
Current & past employers: Wells Fargo Advisors, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is intended to consolidate high-interest credit card debt. The debt was incurred in large part as the result of contributing to the payment of costs of private primary, secondary and graduate school tuition for my 3 daughters, two of whom graduated summa cum laude.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 39
Revolving Credit Balance: $19,788.00 Public Records On File: 0
Revolving Line Utilization: 84.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I can not see the Investor side of this listing, however the question you are asking....has previously been asked and I gave a detailed answer. If this information is not showing, please let me know and I will contact customer service.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The balances (with interest rates higher than this loan contemplates) on 9 credit cards total $18,566 at an average rate of 23.49%. The balances (with interest rates lower than this loan contemplates) on 2 credit cards total $2009 at 12.90% and 17.90%. There is 1 interest-free credit card (Until April 2013) with a balance of $2350. I am not a contractual party to any student loan, mortgage or line of credit.
Please explain the reason why you carry a large revolving credit balance.Large revolving credit balance developed since mid-2008 when interest rates to a number of cards increased substantially to APRs in the mid 20s from their original high single-digit and low double-digit APRs. This occurring despite a spotless record of moderate usage and timely payments At the same time, private education costs and related living expenses for 3 daughters increased substantially as well and those amounts, for lack of free cash flow, were added to revolving credit accounts.

 


 

 

 

Member Payment Dependent Notes Series 1409598

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409598

$10,000

$10,000

14.09%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409598. Member loan 1409598 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Lifespan Corporate Debt-to-income ratio: 15.02%
Length of employment: 8 years Location: RIVERSIDE, RI
       
Home town:
Current & past employers: Lifespan Corporate
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Debt & Wedding Expense Consolodation<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 46
Revolving Credit Balance: $8,178.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards and wedding expenses

 


 

 

 

Member Payment Dependent Notes Series 1409643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409643

$12,000

$12,000

6.03%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409643. Member loan 1409643 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Telvent Debt-to-income ratio: 4.45%
Length of employment: 5 years Location: Ellicott City, MD
       
Home town:
Current & past employers: Telvent
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > It is time for me to get a motocycle again. Took a break to focus on going back to school, family, and career.<br><br> Borrower added on 07/08/12 > I have over 20 years of M/Cycle experience, but have not had a bike in over 10 years. I have been focused on my family and career, but now my cars are all paid off and I have over 50% equity in my home. It's time for a little 'me' time!<br><br> Borrower added on 07/11/12 > Full comprehensive insurance coverage with liability and collision for the bike is $30/month<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,362.00 Public Records On File: 0
Revolving Line Utilization: 10.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses:<br>Mortgage: $2063<br>Utilities (Gas& ELectric): $175<br>Cable/TV/Internet: $200<br>Insurance: Home and Cars: $250<br>Child College Fund: $250<br>Student Loan: $50<br>Health Club $130<br>Home Maint: $250<br>Credit Cards: $250<br>Groceries: $500<br>Transport Fuel&Maint: $260
What are you buying?An immaculate 2008 Victory Vegas Jackpot with under 5,00 miles and extras
Please explain the reason why you carry a large revolving credit balance.I ocassionally use 0% credit card balance transfers to fund home imporovement and upgrade projects. Even with a 3% transfer fee, it is a lot cheaper than interfering with my investment portfolio. And I pay them down before the promotional period expires. That's why I have a credit score of 828

 


 

 

 

Member Payment Dependent Notes Series 1409669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409669

$9,350

$9,350

10.16%

1.00%

July 18, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409669. Member loan 1409669 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Fink family medical Debt-to-income ratio: 21.96%
Length of employment: 1 year Location: East Islip, NY
       
Home town:
Current & past employers: Fink family medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hi there!<br>I'm Looking just to consolidate 3 credit cards into one monthly payment with a better interest rate than the cards have. Thank you for helping me out!<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,316.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,900 per month

 


 

 

 

Member Payment Dependent Notes Series 1409685

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409685

$20,000

$20,000

12.12%

1.00%

July 24, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409685. Member loan 1409685 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: SDIreland Concrete Debt-to-income ratio: 20.43%
Length of employment: 10+ years Location: BARRE, VT
       
Home town:
Current & past employers: SDIreland Concrete
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1981 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 58
Revolving Credit Balance: $32,040.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1409729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409729

$10,000

$10,000

16.29%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409729. Member loan 1409729 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: US Bank Debt-to-income ratio: 31.23%
Length of employment: 4 years Location: Las Vegas, NV
       
Home town:
Current & past employers: US Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I have been gainfully employed with a fortune 500 company in Las Vegas, NV area for the last 4 years. I currently own one primary residence for the last 4.5 years. I am seeking a debt consolidation loan to payoff higher interest credit cards ranging from 16-21.90%APR. I will repay this debt in full.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,193.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses include:<br><br>Well Fargo Home Mortgage: 1611 <br>Transportation 100-125 Gas<br>Food 100-200<br>All Vehicles: Paid off<br>Insurance/Phone/Utilities are paid by spouse<br>Credit Cards and LOC: Minimum monthly payment of approx 250<br>No Equity Products
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Home Mortgage $259,000 5% APR<br>Wells Fargo CC $631 19.85% APR Limit 3000.00<br>US Bank CC $4177 19.99% APR Limit 5000.00<br>US Bank LOC $475 12.99% APR Limit 500.00 (Employee Rate)<br>US Bank LOC $1365 12.99 APR Limit 1500.00 (Employee Rate) <br>Citibank CC $2325 16.99 APR Limit 3000.00
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance because I used my credit cards to pay for graduate school expenses over a 2.5 year.I have really only been making minimum payment on my credit cards since accruing the large balances. UNLV Graduate School expenses totaled $2495 per class with books included. I took a total of 33 units or 11 classes totaling approx $27445. Graduated in Dec of 2011 from UNLV with an Master of Hospitality Administration. I plan to pay off all unsecured debt with this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses include:<br><br>Well Fargo Home Mortgage: 1611 <br>Transportation 100-125 Gas<br>Food 100-200<br>All Vehicles: Paid off<br>Insurance/Phone/Utilities are paid by spouse<br>Credit Cards and LOC: Minimum monthly payment of approx 250<br>No Equity Products
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Wells Fargo Home Mortgage $259,000 5% APR<br>Wells Fargo CC $631 19.85% APR Limit 3000.00<br>US Bank CC $4177 19.99% APR Limit 5000.00<br>US Bank LOC $475 12.99% APR Limit 500.00 (Employee Rate)<br>US Bank LOC $1365 12.99 APR Limit 1500.00 (Employee Rate) <br>Citibank CC $2325 16.99 APR Limit 3000.00

 


 

 

 

Member Payment Dependent Notes Series 1409767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409767

$20,000

$20,000

23.28%

1.00%

July 24, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409767. Member loan 1409767 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Admyr Wireline Debt-to-income ratio: 21.50%
Length of employment: 4 years Location: Monroe, LA
       
Home town:
Current & past employers: Admyr Wireline
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > This consolidaton will put in effect a definite payoff timing without the temptation to pay little more than a "minimum" payment simply to make sure the bill(s) get paid on time. I'd rather pay lending club members interest with one payment per month than each of the banks and retailers.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 42
Revolving Credit Balance: $24,590.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We have no rent, we do have two car payments amounting to approximately $500/Mo. Utilities, phone and insurance run something under $600/Mo. which includes car insurance. We do not have a budget set amount for food but have a family of four and go out to eat about once a week.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.We have two Visa Cards, a Master Card and a Discover Card. We also have a Sears, Stage, Beals, Dress Barn and Home Depot (and probably a couple more but I don't have the list in front of me). The requested loan amount is calculated to pay these off and greatly simplify our monthly check writing. The interest rates on the bank cards are close to what the LendingClub rate is, apparently because one of them received a late payment (a day or two!) at some time in the past.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?At such time this loan goes through there will be no more payments due to the credit cards except in cases where the balance(s) developed in any given month will be paid off each month.
Please explain the reason why you carry a large revolving credit balance.Thank you for your interest. There's no particular reason but this might be inherent with many accounts to deal with each month. A priority of getting all of the payments out on time over actually scheduling a payoff on these accounts has been apparent and if that keeps up these things will never get paid off. The loan requested here does schedule a payoff as opposed to "revolving" and this will be helpful in greatly simplifying monthly book keeping once the other accounts are put to rest.
What is the total balance of your credit cards, interest rates and current monthly payments?The credit card balances approximatley total the same as the loan request of $20,000. The average interest rate is about the same as the loan provides for, however, I highly suspect that the scheduled repayment of the LendingClub loan will be met much sooner than our managing to pay off each of the credit cards considering our historic lack of discipline in scheduling such payoffs. Current payments are undefined except as to the minimum required, but that's what the problem seems to be.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.We have two Visa Cards, a Master Card and a Discover Card. We also have a Sears, Stage, Beals, Dress Barn and Home Depot (and probably a couple more but I don't have the list in front of me). The requested loan amount is calculated to pay these off and greatly simplify our monthly check writing. The interest rates on the bank cards are close to what the LendingClub rate is, apparently because one of them received a late payment (a day or two!) at some time in the past.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?At such time this loan goes through there will be no more payments due to the credit cards except in cases where the balance(s) developed in any given month will be paid off each month.
What is the total balance of your credit cards, interest rates and current monthly payments?The credit card balances approximatley total the same as the loan request of $20,000. The average interest rate is about the same as the loan provides for, however, I highly suspect that the scheduled repayment of the LendingClub loan will be met much sooner than our managing to pay off each of the credit cards considering our historic lack of discipline in scheduling such payoffs. Current payments are undefined except as to the minimum required, but that's what the problem seems to be.

 


 

 

 

Member Payment Dependent Notes Series 1409812

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409812

$10,000

$10,000

22.47%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409812. Member loan 1409812 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: n/a Debt-to-income ratio: 25.94%
Length of employment: n/a Location: YACHATS, OR
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > To consolidate and clear numerous credit card debt. Tear up those pesky credit cards and pay at a lower rate. Can pay this loan off in 3 years and not take forever to payoff those credit cards. Remove the temptation to continue to use the credit cards.<br><br> Borrower added on 07/08/12 > Paying off credit cards to remove the temptation of continuing to use. Allowing to payoff in 3 years at a lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,734.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:$900.00; Transportation:$120.00; Utilities:$170.00; phone:100.00;insurance:130.00;food: $350.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $800.00; Car Loan $320.00
Please explain the reason why you carry a large revolving credit balance.Too many side purchases ie clothes, household furniture and items
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent:$900.00; Transportation:$120.00; Utilities:$170.00; phone:100.00;insurance:130.00;food: $350.00
Please explain the reason why you carry a large revolving credit balance.Too many side purchases ie clothes, household furniture and items
Which debts do you plan to pay off with this loan?Approximately 8-10 Credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $800.00; Car Loan $320.00
If you have a delinquency in the last 2 years, please explain the reason.WE have tried to make any payments in a timely manner, however, there may have been a time when the payment was mailed late.AT this time nothing comes to mine.
If you have a public record on file, please briefly explain the event and its resolution.To the best of my knowledge there is no public record event on file
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Our main purpose is the payoff several credit cards which have a higher interest rate and a longer term. This will allow us to destroy the credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $900.00; Insurance $130.00; Utilities $300.00

 


 

 

 

Member Payment Dependent Notes Series 1409824

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409824

$7,875

$7,875

11.14%

1.00%

July 24, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409824. Member loan 1409824 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: MID CAPE HOME CENTERS Debt-to-income ratio: 30.69%
Length of employment: 8 years Location: BREWSTER, MA
       
Home town:
Current & past employers: MID CAPE HOME CENTERS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I know that i would make a good borrower. I have held long term car loans in the past,I am currently in the last year of a 5 year loan right now. I have always stayed true to all of my loans. I make my payments on time, and I have never had any loan or account go into collection.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,239.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I mainly have credit card debt. I have a discover card with a limit of $4000 and a balance $3562.00 That i pay $120 a month towards.I also have a chase card with a limit of $1700 and a balance of around $900 That i pay $150 a month towards, and i have a bank of america credit card with a $13,000 limit with a balance of around $6,000 i pay $200 a month.<br>Plus i currently have a car loan through TD Bank that is $418.19 a month
Please explain the reason why you carry a large revolving credit balance.All of the debt built up so fast in the past year, and is so spread out,that i am never able to put enough towards just one account to make that much of a difference. If my debt was not spread throughout multiple accounts then i would be able to focus on just the one or two accounts and pay more then what was asked or pay enough to cover the peyment,the intrest and then some extra.

 


 

 

 

Member Payment Dependent Notes Series 1409853

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409853

$10,000

$10,000

12.12%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409853. Member loan 1409853 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Beth Israel Deaconess Medical Center Debt-to-income ratio: 23.06%
Length of employment: 3 years Location: BRIGHTON, MA
       
Home town:
Current & past employers: Beth Israel Deaconess Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I'm a recent college graduate who has a little too much student loan and CC debt with high interest rates! I am trying to pay these down faster with a lower interest rate. I have been employed since graduating school 3 years ago and am just looking for a little extra help!<br><br> Borrower added on 07/09/12 > I am a recent college graduate with a steady full-time job, who has high interest credit card debt, along with student loans. In order to pay off my credit debt faster and without the interest charges, I need some help. Monthly expenses: ~$1000 (rent, groceries, insurance, transportation).<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,638.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 800<br>Transportation costs ~ 50/month<br>Utilities included in rent<br>Phone paid for by parent<br>Insurance paid by father's employer<br>Food ~125-150/month<br><br>Total expenses around $1000-$1200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, 5200, 29.99 APR, min pymt 175<br>Visa, 4600, 15.00 APR, min pymt 79
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?255/month minimum with high outstanding balance due to high interest charges. This loan will be higher minimum per month with a much lower interest rate. I pay more than minimum on CCs currently but struggle to pay down quickly with high interest rate.
Please explain the reason why you carry a large revolving credit balance.I am unable to pay off the principal balance on my credit card since my interest rate is close to thirty percent. I used this credit card to help support myself throughout college.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 800<br>Transportation costs ~ 50/month<br>Utilities included in rent<br>Phone paid for by parent<br>Insurance paid by father's employer<br>Food ~125-150/month<br><br>Total expenses around $1000-$1200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa, 5200, 29.99 APR, min pymt 175<br>Visa, 4600, 15.00 APR, min pymt 79

 


 

 

 

Member Payment Dependent Notes Series 1409876

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409876

$19,200

$19,200

21.98%

1.00%

July 24, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409876. Member loan 1409876 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Verizon Wireless Debt-to-income ratio: 17.14%
Length of employment: 2 years Location: Selinsgrove, PA
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Just want one payment a month and piece of mind to get this debt paid off once and for all and quickly!<br><br> Borrower added on 07/17/12 > This is the best loan ever! Easy payments that are lower then my currently monthly credit card payments now, which will allow me to pay this loan off sooner! So relieved..<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 26
Revolving Credit Balance: $8,578.00 Public Records On File: 0
Revolving Line Utilization: 43.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 575 monthly utilities are around 100.. phone is free from work.. I work two mins from home so about $50 every two and a half weeks for gas and about $50 every two weeks on food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Several of them are store cards roughly 8.. but I also have 3 visas 2 MasterCard and 1 discover
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now everything I put out for all Bill combined is about 1200.00 wo rent so this will be a huge help and relief.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency on my credit cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Right now everything I put out for all Bill combined is about 1200.00 wo rent so this will be a huge help and relief.
What is the total balance of your credit cards, interest rates and current monthly payments?Balances are up around 18000 and the interest amounts range from around 20-30% on each card with the exception on the card through my credit union which is 9% and currently I pay about 1100 monthly in credit card bills. I feel like paying the minimum just isn't cutting it any longer, just tired and frustrated want simplicity!
Please explain the reason why you carry a large revolving credit balance.Its multiple cards and also loans for a car and credit refinancing from about a year ago.. just want 1 payment to get rid of everything instead of so many payments across the board.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 575 monthly utilities are around 100.. phone is free from work.. I work two mins from home so about $50 every two and a half weeks for gas and about $50 every two weeks on food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Several of them are store cards roughly 8.. but I also have 3 visas 2 MasterCard and 1 discover
What is the total balance of your credit cards, interest rates and current monthly payments?Balances are up around 18000 and the interest amounts range from around 20-30% on each card with the exception on the card through my credit union which is 9% and currently I pay about 1100 monthly in credit card bills. I feel like paying the minimum just isn't cutting it any longer, just tired and frustrated want simplicity!

 


 

 

 

Member Payment Dependent Notes Series 1409878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409878

$9,450

$9,450

7.62%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409878. Member loan 1409878 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: CIGNA INSURANCE Debt-to-income ratio: 7.68%
Length of employment: 1 year Location: Rowlett, TX
       
Home town:
Current & past employers: CIGNA INSURANCE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Consolidating credit cards debt to make one payment. Thanks for your interest in funding, you will not be dissapointed.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 55
Revolving Credit Balance: $9,080.00 Public Records On File: 0
Revolving Line Utilization: 44.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I shared expenses with my wife as we both work. So, my part of mortagage is $400 a month, $120 in transportation, $250 in utilities (including cellphone), $150 for insurance, $70 a month for school loan, $150 for food, and $100 for eating out. Thanks for considering investing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 major accounts. 1 revolving credit that we owe $5,000. This card was used to buy travel airfares for the family due to a recent emergency in Mexico. 1 Home Improvement store card, $1,500, used to renovations at home, and $2,000 in a bank loan to repair the foundation of our home. The loan was for $7,000, but we only owe $2,000. There are about $500 in other 2 cards. We would like to eliminate several payments and make 1 payment a month with a set interest rate. Thanks for considering funding
Please explain the reason why you carry a large revolving credit balance.We had an unexpected emergency in our Family and had to travel back and forth out of the country, so we had to use credit to purchase plane tickets for my family. Additionally, we are trying to include a lowes credit card we used to remodel our flooring. Thanks for considering investing.

 


 

 

 

Member Payment Dependent Notes Series 1409903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409903

$7,025

$7,025

7.90%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409903. Member loan 1409903 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Mevio Debt-to-income ratio: 4.27%
Length of employment: 3 years Location: Oakland, CA
       
Home town:
Current & past employers: Mevio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I'm trying to purchase a hard to find, limited production 2007 Ducati Sport 1000 biposto motorcycle. For the most discerning motorcyclist with fine taste in style, class and character.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 23 Months Since Last Delinquency: 16
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I'm trying to purchase a 2007 Ducati Sport 1000 motorcycle. No longer in production and highly sought after by discerning motorcyclist. You may have seen this bike in the 2010 movie Tron: Legacy.
If you have a delinquency in the last 2 years, please explain the reason.If I've had a delinquency it was most likely because I didn't schedule an auto pay system with the lender. I prefer auto payments so that I'm always on time and the money goes directly to the bank.

 


 

 

 

Member Payment Dependent Notes Series 1409973

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409973

$5,600

$5,600

16.29%

1.00%

July 18, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409973. Member loan 1409973 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: n/a Debt-to-income ratio: 10.09%
Length of employment: n/a Location: Tampa, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > pay some cards off vacation<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,217.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500.00 live with with mother in law my wife take care of her
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500.00 live with with mother in law my wife take care of her
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500.00 live with with mother in law my wife take care of her
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500.00 live with with mother in law my wife take care of her

 


 

 

 

Member Payment Dependent Notes Series 1409988

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1409988

$20,000

$20,000

12.12%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1409988. Member loan 1409988 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Florida Power & Light Co. Debt-to-income ratio: 23.92%
Length of employment: 6 years Location: MIAMI, FL
       
Home town:
Current & past employers: Florida Power & Light Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Just got married. Just bought a house. Would like to pay off wedding and home improvement debt faster, with a lower interest rate.<br><br> Borrower added on 07/08/12 > Have been employed with the same company for 6+ years. All loan and credit card payments have been made in a timely manner.<br><br> Borrower added on 07/08/12 > I plan to use my funds to consolidate my credit card and loan debt. I have had stable, secure employment with the same company for over 6 years. I would like to consolidate my debt so that I can reduce the amount that I am paying in interest, as well as pay my debt off faster.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,491.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3120.00 (mortgage, car payment, line of credit, credit card payments, cellphone, insurance, and all of the household expenses such as food and utilities)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $124,533.23; 5.12% fixed int rate; Monthly payment including escrow for insurance & prop. taxes: $1047.56. <br>Lexus Financial Car Payment Lease (36 months)- Pay off amount: $36482.16; $579.83 monthly;<br>Chase Credit Card - $6,059.61; Int.: 13.24%; $144.00 payment; <br>Citi Card - $4382.30; Int.: 19.99%; $110.00 payment<br>Discover Card - $917.96; Int.: 18.84%; $40.00 payment<br>Discover Loan - $10,100 approx. Int. rate approx 19%, $595.00 monthly<br>Lowes Card- $3319.38; Int. 0%; $121.00 monthly
Please explain the reason why you carry a large revolving credit balance.Purchased a home which needed improvements, unforseen wedding expenses, and a dental emergency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $124,533.23; 5.12% fixed int rate; Monthly payment including escrow for insurance & prop. taxes: $1047.56. <br>Lexus Financial Car Payment Lease (36 months)- Pay off amount: $36482.16; $579.83 monthly;<br>Chase Credit Card - $6,059.61; Int.: 13.24%; $144.00 payment; <br>Citi Card - $4382.30; Int.: 19.99%; $110.00 payment<br>Discover Card - $917.96; Int.: 18.84%; $40.00 payment<br>Discover Loan - $10,100 approx. Int. rate approx 19%, $595.00 monthly<br>Lowes Card- $3319.38; Int. 0%; $121.00 monthly
Which debts do you plan to pay off with this loan?I plan to pay off three credit cards (two of which have an interest rate of 19%). I would also like to pay off my personal loan with Discover, which has an interest rate of approx 19% as well. I am looking to consolidate these so I can reduce the interests and become debt free sooner.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage: $1047.00 (including property taxes and insurance). <br>Homeowner's Associations: $172.00<br>Electric: $115.00 <br>Water: $35.00 <br>Cable/Internet: $140.00<br><br>Monthly Total: $1509.00

 


 

 

 

Member Payment Dependent Notes Series 1410094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410094

$14,400

$14,400

8.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410094. Member loan 1410094 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Gentiva Health Services Debt-to-income ratio: 26.61%
Length of employment: 4 years Location: fort walton beach, FL
       
Home town:
Current & past employers: Gentiva Health Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I want to obtain a loan to pay off the IRS for my 2009, 2010 and 2011 taxes, I am on a payment plan, but I function better and pay things off quicker when they are on a set payment plan. I'm also including two other small bills in this consolidation, two in which will be paid and closed/finished.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,067.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200, 1100, 400, 210, 155, 300. respectively

 


 

 

 

Member Payment Dependent Notes Series 1410190

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410190

$10,300

$10,300

11.14%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410190. Member loan 1410190 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,475 / month
Current employer: Applus Technologies Debt-to-income ratio: 19.39%
Length of employment: 10+ years Location: FAIRVIEW HEIGHTS, IL
       
Home town:
Current & past employers: Applus Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > The past year it has been a difficult one for me and before I knew it I was way over my head in debt. I have come up with a budget with the help of this loan that will able me to get back on my feet.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,719.00 Public Records On File: 0
Revolving Line Utilization: 41.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?consolidate creditcards from expenses due to medical and childcare expenses that I had to pay. I have been lucky enough to have a chance to raise two grandaughters ages 4 and 6. When everything happened I was trying to juggle it all till I realized I had to get back on track and make a budget . This money will help do that. Instead of $650.00 a month going out it will only be $380.00.
Please explain the reason why you carry a large revolving credit balance.The past year of my life I have had alot of stumbling blocks. each month seem to bring more problems til it became a vicious circle of death make your monthly payments just to turn around and have to use it agian. I have made up a budget to get back on track and I believe it will work with the help of the lending club loan.
What is your intended use for the loan proceeds?consolidate creditcards from expenses due to medical and childcare expenses that I had to pay. I have been lucky enough to have a chance to raise two grandaughters ages 4 and 6. When everything happened I was trying to juggle it all till I realized I had to get back on track and make a budget . This money will help do that. Instead of $650.00 a month going out it will only be $380.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $382.00, Transportation: $180.00, Utilities: $229.00, Phone: $95.00, Insurance: $75.00, Internet: $25.00, Food: $480.00
Please explain the reason why you carry a large revolving credit balance.The past year of my life I have had alot of stumbling blocks. each month seem to bring more problems til it became a vicious circle of death make your monthly payments just to turn around and have to use it agian. I have made up a budget to get back on track and I believe it will work with the help of the lending club loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have $16,000.00 dollars of debt I have been approved for $10,000.00 . All my bills but one credit card is going to be paid off and that card is no interest for a year. I do have an Insurance check that I am going to apply to that credit card and it will cut that dept in half. With the loan from the lending club and my balance left on the credit card I believe I can get them paid back quuickly.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $382.00, Transportation: $180.00, Utilities: $229.00, Phone: $95.00, Insurance: $75.00, Internet: $25.00, Food: $480.00

 


 

 

 

Member Payment Dependent Notes Series 1410194

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410194

$6,000

$6,000

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410194. Member loan 1410194 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Airline Debt-to-income ratio: 29.79%
Length of employment: 7 years Location: TAMPA, FL
       
Home town:
Current & past employers: Airline
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My loan is to get rid of 3 credit cards that raised their rates on me. Credit card companies are the devil. I want to pay them off and cut them up and never use a credit card again. With this loan it will make me do just that. My payments are too high with all 3 cards.This payment is just right!<br><br> Borrower added on 07/11/12 > My loan is to get rid of 3 credit cards that raised their rates on me. Credit card companies are the devil. I want to pay them off and cut them up and never use a credit card again. With this loan it will allow me to do that. You have my promise that I NEVER miss payments or pay late on anything.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,879.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Loan is funded.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card 1:) Citibank raised their rate to 22%. I have 2000.00 in debt with a minimum payment of 80.00 a month.<br>Credit card 2:) AmericanExpress rate is 23%. I have a balance of 3,000.00 due with a minimum payment of 80.00 a month.<br>Credit card 3:) CapitalOne rate is 19%. I have a balance of 1200.00 due with a minimum payment of 55.00 due a month.

 


 

 

 

Member Payment Dependent Notes Series 1410264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410264

$5,600

$5,600

15.80%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410264. Member loan 1410264 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: IS Help Debt-to-income ratio: 16.00%
Length of employment: 3 years Location: Seattle, WA
       
Home town:
Current & past employers: IS Help
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Just want to consolidate two credit cards for a loan that is of lower interest and with a payment plan.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,599.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 390/mo.<br>Transportation - 132/3mo.<br>Utilities - 10-40/mo.<br>Phone - 100/mo.<br>Insurance - 0/mo.<br>Food - ~200-300/mo.<br>Leisure - ~200-300/mo.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - 2,000 - 24%+ APR min ~60/mo.<br>Visa - 3,100 - 24%+ APR min ~70/mo.<br>Discover - 1,400 - 0% APR min ~70/mo. (new balance transfer)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum payment for all cards is roughly 200 a month. If including this loan, the total minimum payments will be roughly 270.

 


 

 

 

Member Payment Dependent Notes Series 1410266

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410266

$18,000

$18,000

7.90%

1.00%

July 23, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410266. Member loan 1410266 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: HealthSouth Rehab Debt-to-income ratio: 13.65%
Length of employment: 5 years Location: Texarkana, TX
       
Home town:
Current & past employers: HealthSouth Rehab
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > One monthly payment with lower interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,567.00 Public Records On File: 0
Revolving Line Utilization: 34.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortg $1,168 Electric $400, phone, cell, DSL $350, vehicle pymts $1,216, Insurance $272, Loan CFOS 521.03, Credit Cards $315, Dish $115, Food $ 800, Gas $900, Medical $200

 


 

 

 

Member Payment Dependent Notes Series 1410334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410334

$13,025

$13,025

17.77%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410334. Member loan 1410334 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Allstate Dealer Services Debt-to-income ratio: 13.80%
Length of employment: < 1 year Location: JACKSONVILLE, FL
       
Home town:
Current & past employers: Allstate Dealer Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My fiance and I just moved to a new town. I have started on a great job, but I have some debt from the move and college that I would like to consolidate. When my fiance graduates from grad school in a few weeks, things will stabilize a lot. Until then, I would like to continue improving my credit.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,340.00 Public Records On File: 0
Revolving Line Utilization: 70.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All per month: Rent - $1100, Transportation - $100, Utilities - $120, phone - $70, insurance - $60, Food - $130, Security system - $50, so all together around 1700, with some room for rounding.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $6000, averaging 20%, Student Debt - $4000, in default, Student Loans - $21000, 14%

 


 

 

 

Member Payment Dependent Notes Series 1410349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410349

$11,300

$11,300

18.49%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410349. Member loan 1410349 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: guy r. resch, dds Debt-to-income ratio: 24.36%
Length of employment: 10+ years Location: ROSE HILL, KS
       
Home town:
Current & past employers: guy r. resch, dds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,978.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1410430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410430

$16,450

$16,450

15.80%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410430. Member loan 1410430 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Sterling-Rice Group Debt-to-income ratio: 23.74%
Length of employment: 5 years Location: BOULDER, CO
       
Home town:
Current & past employers: Sterling-Rice Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Debt consolidation. One easy payment to get my debt down faster.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,230.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?• Transportation: $100 per/mo<br>• Utilities: $150 per/mo<br>• Phone: $175 per/mo<br>• Food: $350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?• Credit Cards are $15,000 for all of them. Interest ranges from 13 to 21 percent<br>• Mortgage $1000 per/mo <br>• Student Loan: $6500 monthly payment is $75.00
Which debts do you plan to pay off with this loan?All credit debt.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying down all credit card debt completely.
Please explain the reason why you carry a large revolving credit balance.Honestly, it just got away from me, and now it is time to get the debt paid down and save for my future.
What is your intended use for the loan proceeds?Pay off credit card debt completely.

 


 

 

 

Member Payment Dependent Notes Series 1410432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410432

$27,050

$27,050

22.47%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410432. Member loan 1410432 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: UBS Financial Services Inc Debt-to-income ratio: 22.37%
Length of employment: 4 years Location: FARMERS BRANCH, TX
       
Home town:
Current & past employers: UBS Financial Services Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am investing in a staffing business with a college friend of mine. This will primarily be used for marketing costs as well as equipment to support our contracts and pursue future contracts will factories and distribution centers.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,224.00 Public Records On File: 0
Revolving Line Utilization: 86.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1410439

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410439

$16,000

$16,000

21.49%

1.00%

July 23, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410439. Member loan 1410439 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Pike electric Debt-to-income ratio: 21.86%
Length of employment: 5 years Location: FORT GAY, WV
       
Home town:
Current & past employers: Pike electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,165.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ok, credit cards including the ones with major purchases like heating & air, etc. : card A- 1684.83/ monthly payment 155, card b- 3,827.33 with mp 265, card c- 1,719 with mp 96, card d- 648.09 with mp 35, card e- 964.63 with mp 45, card f- 2585.78 with mp 100, card g- 172.27 with mp 25, card h- 840.86 with mp 50. 2500 left on the mortgage 170 a month. Also a truck payment but not paying it off. If you still need the credit line and interest I can get it tomorrow evening.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Ok, credit cards including the ones with major purchases like heating & air, etc. : card A- 1684.83/ monthly payment 155, card b- 3,827.33 with mp 265, card c- 1,719 with mp 96, card d- 648.09 with mp 35, card e- 964.63 with mp 45, card f- 2585.78 with mp 100, card g- 172.27 with mp 25, card h- 840.86 with mp 50. 2500 left on the mortgage 170 a month. Also a truck payment but not paying it off. If you still need the credit line and interest I can get it tomorrow evening.
Please explain the reason why you carry a large revolving credit balance.A large part is a wedding band set and a heating and cooling system, also a lot of stuff went on credit cards while I was in school.
Please explain the reason why you carry a large revolving credit balance.A large part is a wedding band set and a heating and cooling system, also a lot of stuff went on credit cards while I was in school.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Other than what i'm using the loan to pay off its : insurance-170, cell-124, groceries 100-150 weekly, tv& internet- 125, water-33, electric 90-120 during the summer, gas 30 weekly, vehicle 564. I think that's all.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Other than what i'm using the loan to pay off its : insurance-170, cell-124, groceries 100-150 weekly, tv& internet- 125, water-33, electric 90-120 during the summer, gas 30 weekly, vehicle 564. I think that's all.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Almost 13,000 will go to paying off creditcards and a home loan and a dr bill and then i want to keep $1000 to help pay one months bills with bc i just graduated and started a really good job i just needed help catching up with things. The rest i may just pay back towards the loan or keep for emergencies.

 


 

 

 

Member Payment Dependent Notes Series 1410484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410484

$10,000

$10,000

15.80%

1.00%

July 20, 2012

July 22, 2017

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410484. Member loan 1410484 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,825 / month
Current employer: SAPHOTONICS Debt-to-income ratio: 11.55%
Length of employment: 2 years Location: FREMONT, CA
       
Home town:
Current & past employers: SAPHOTONICS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Goal is to reduce two high balance credit cards. After loan is paid off, will obtain second loan to reduce smaller balance cards. First consolidation around 10k, second consolidation less than 1k. Third option still in planning stage is an in-law room complete with bathroom,kitchen,shower. Loan tbd<br><br> Borrower added on 07/10/12 > Thank you all investors, this concept is amazing. I hope to be an investor soon, but first I must get some closure on debts.<br><br> Borrower added on 07/10/12 > Thank you all investors, this concept is amazing. I hope to be an investor soon, but first I must get some closure on debts.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,157.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two major goals, Discover Card- $8000, WalMart discover under$4000. My citi card debt is under $1000. I will eliminate a car debt getting rid of 2004 Sequoia, that will Fred up $400 month bill. I'm renting my rear den for $750 /mo. I expect to pay off this loan soon then work on other smaller debts (less than $2000)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4100, goal is to eliminate two high interest credit balances, other variable bills such as cable tv , internet, can be sacrificed money saved can be applied to pay off loan earlier. Other cost reductions include smart use of electricity & water to have low bills. Other cost reduction include minimizing name brand purchase of consumables.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two major goals, Discover Card- $8000, WalMart discover under$4000. My citi card debt is under $1000. I will eliminate a car debt getting rid of 2004 Sequoia, that will Fred up $400 month bill. I'm renting my rear den for $750 /mo. I expect to pay off this loan soon then work on other smaller debts (less than $2000)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4100, goal is to eliminate two high interest credit balances, other variable bills such as cable tv , internet, can be sacrificed money saved can be applied to pay off loan earlier. Other cost reductions include smart use of electricity & water to have low bills. Other cost reduction include minimizing name brand purchase of consumables.
Please explain the reason why you carry a large revolving credit balance.Historically I don't let them get large balances,I usually use my large tax return to pay off credit charges incurred during the year. We had some non recurring expenses and used the credit cards for this.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two major goals, Discover Card- $8000, WalMart discover under$4000. My citi card debt is under $1000. I will eliminate a car debt getting rid of 2004 Sequoia, that will Fred up $400 month bill. I'm renting my rear den for $750 /mo. I expect to pay off this loan soon then work on other smaller debts (less than $2000)
Which debts do you plan to pay off with this loan?I have two Discover cards, one issued through Walmart and the other directly from Discover. Thank you for the question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two major goals, Discover Card- $8000, WalMart discover under$4000. My citi card debt is under $1000. I will eliminate a car debt getting rid of 2004 Sequoia, that will Fred up $400 month bill. I'm renting my rear den for $750 /mo. I expect to pay off this loan soon then work on other smaller debts (less than $2000)
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment includes taxes and homeowners insurance. these are put in escrow during the year. totalling about $2600.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two major goals, Discover Card- $8000, WalMart discover under$4000. My citi card debt is under $1000. I will eliminate a car debt getting rid of 2004 Sequoia, that will Fred up $400 month bill. I'm renting my rear den for $750 /mo. I expect to pay off this loan soon then work on other smaller debts (less than $2000)

 


 

 

 

Member Payment Dependent Notes Series 1410500

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410500

$5,075

$5,075

12.12%

1.00%

July 24, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410500. Member loan 1410500 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: MTA Debt-to-income ratio: 23.38%
Length of employment: 10+ years Location: ASTORIA, NY
       
Home town:
Current & past employers: MTA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,916.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I will bundle up my current debt and pay them down in one fixed amount

 


 

 

 

Member Payment Dependent Notes Series 1410506

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410506

$20,400

$20,400

12.12%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410506. Member loan 1410506 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Village of south holland Debt-to-income ratio: 6.80%
Length of employment: 3 years Location: Thornton, IL
       
Home town:
Current & past employers: Village of south holland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Private school and wedding expenss<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 70
Revolving Credit Balance: $17,959.00 Public Records On File: 0
Revolving Line Utilization: 39.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Private catholic high school is $17,800 for 2 children this year. The rest for eldest sons wedding in June 2013.
Please provide additional details regarding the purpose of the loan.Catholic High school for a Freshman and a Senior (one year both together) and oldest sons wedding contribution (3,000)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Home expenses are mortgage including interest, taxes and insurance are 1675.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Electric, gas 150.00 no phone- provided by employer as is insurance and car. food 150 week.
What is your intended use for the loan proceeds?catholic high school 2 students senior and freshman
Please explain the reason why you carry a large revolving credit balance.for work expenses and travel that is eventually reimbursed

 


 

 

 

Member Payment Dependent Notes Series 1410526

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410526

$10,000

$10,000

11.14%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410526. Member loan 1410526 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,739 / month
Current employer: Robert Bosch LLC Debt-to-income ratio: 22.35%
Length of employment: 8 years Location: NORTH CHARLESTON, SC
       
Home town:
Current & past employers: Robert Bosch LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I would like to consoldate all my credit cards into one bill<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,657.00 Public Records On File: 0
Revolving Line Utilization: 41.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expense runs around 560.00 a month my daughter who lives with me goes half on all bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my credit cards balance is around 10326.00.Some interest rates are around 17.24 others are lower .payments total are aroubd 320.00 but i always double or triple the payments
Please explain the reason why you carry a large revolving credit balance.I took that loan out for my daughter and she is about six month ahead she will pay it off before its due

 


 

 

 

Member Payment Dependent Notes Series 1410530

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410530

$10,000

$10,000

11.14%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410530. Member loan 1410530 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,583 / month
Current employer: United Automobile Insurance Company Debt-to-income ratio: 9.00%
Length of employment: < 1 year Location: PLANTATION, FL
       
Home town:
Current & past employers: United Automobile Insurance Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,490.00 Public Records On File: 0
Revolving Line Utilization: 36.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage + Insurance + HOA: $2100<br>Car + Gas + Tolls: $520<br>Utilities: $270<br>Phone: $50<br>Insurance: $260<br>Food: $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $229,000 (balance), 5.25% (rate), $1400 (payment)<br>Credit Cards: $11,000, 14% - 23%, $270
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: $229,000 (balance), 5.25% (rate), $1400 (payment)<br>Credit Cards: $11,000, 14% - 23%, $270
Which debts do you plan to pay off with this loan?Credit cards debt ranging from 13% - 18% interest rate

 


 

 

 

Member Payment Dependent Notes Series 1410556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410556

$20,400

$20,400

7.90%

1.00%

July 20, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410556. Member loan 1410556 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Philadelphia Distilling Debt-to-income ratio: 28.32%
Length of employment: 5 years Location: Downingtown, PA
       
Home town:
Current & past employers: Philadelphia Distilling
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > Thank you for your consideration. I plan on using these funds to get out from under my 22% Credit card. I always make payments but get no where. Ive never missed a car/credit card payment. Ive been at my job for 5 years. I came into this trouble when my father became ill. I appreciate any help.<br><br> Borrower added on 07/14/12 > I really appreciate everyone who has invested in me. I am forever grateful. I will not let anyone who invests in me down. I am commited to getting out of debt and one day becoming an investor through this site. Thank you again<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,969.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1410594

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410594

$19,600

$19,600

17.27%

1.00%

July 19, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410594. Member loan 1410594 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Ponzio Fitness Holdings; LLC Debt-to-income ratio: 3.08%
Length of employment: 1 year Location: Lawrenceville, GA
       
Home town:
Current & past employers: Ponzio Fitness Holdings; LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > I have worked in helth and fitness my whole life. This loan will allow me to establish my brand in the Atlanta Metro area, by giving me the opportunity to purchase the marketing and tools I need to really make this venture a success.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 65
Revolving Credit Balance: $5,051.00 Public Records On File: 0
Revolving Line Utilization: 24.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question.<br><br>Currently I'm paying:<br>Rent: $600<br>Cable: $100<br>Health Ins: $150<br>Car Ins: $50<br>Gas: $300<br>Groceries: $350<br>Phone: $50<br>Utilities: $75<br>Haircuts: $36<br><br>Total: $1711

 


 

 

 

Member Payment Dependent Notes Series 1410596

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410596

$9,600

$9,600

8.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410596. Member loan 1410596 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Brandes Investment Partners Debt-to-income ratio: 20.25%
Length of employment: 4 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Brandes Investment Partners
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My loan will be used to payoff high interest rate credit cards and eliminate debt. Getting married in a couple months and even though I will not be debt free by the wedding, I now have a plan in place.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 42
Revolving Credit Balance: $9,560.00 Public Records On File: 0
Revolving Line Utilization: 51.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1410661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410661

$28,000

$28,000

7.62%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410661. Member loan 1410661 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: ACES Xavier Debt-to-income ratio: 10.40%
Length of employment: < 1 year Location: Stevens Point, WI
       
Home town:
Current & past employers: ACES Xavier
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I would like to be able to transfer my credit card balances (incurred when two of my sons were in college and I was in grad school) to a lower rate of interest. I like the thought of being done with this burden in just 3 years!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1979 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,426.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1410669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410669

$7,200

$7,200

7.90%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410669. Member loan 1410669 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Apptix Debt-to-income ratio: 13.59%
Length of employment: 5 years Location: PEMBROKE PINES, FL
       
Home town:
Current & past employers: Apptix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I've been paying credit cards for years. I wish to consolidate all into a single payment, saving interest fees.<br><br> Borrower added on 07/12/12 > Never had a late payment<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,708.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Adding them all together:<br><br>Rent $500 (utilities included)<br>Phone $ 65<br>Gas $140<br>Insurance $140<br>Food, varies but about $350<br><br>Then I pay about $600 in credit card, which will turn into roughly $200 a month if i can get this loan

 


 

 

 

Member Payment Dependent Notes Series 1410708

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410708

$5,500

$5,500

7.62%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410708. Member loan 1410708 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,200 / month
Current employer: Ball Corporation Debt-to-income ratio: 6.98%
Length of employment: < 1 year Location: Fort Worth, TX
       
Home town:
Current & past employers: Ball Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am requesting this loan to purchase a 1973 Volkswagen Beetle. I've always wanted to buy one of these cars and it so happens that this opportunity to buy it came by. This vehicle is in excellent conditions and no further maintenance is needed, its just what I've been looking for.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 47 Months Since Last Delinquency: 18
Revolving Credit Balance: $1,049.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1410732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410732

$15,000

$15,000

22.95%

1.00%

July 24, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410732. Member loan 1410732 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: JP Morgan Chase Debt-to-income ratio: 11.41%
Length of employment: 3 years Location: SOuth Ozone Park, NY
       
Home town:
Current & past employers: JP Morgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My loan is primarily for debt consolidation purposes. Thank You.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 73
Revolving Credit Balance: $1,769.00 Public Records On File: 0
Revolving Line Utilization: 22.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My currently monthly expenses total to 850 a month. <br>Rent- 500<br>Transportation- 100<br>Food- 150<br>Utilities- 100
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?As far as housing related expenses I just have rent totalling $500 a month. No other expenses.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debts that I have accumulated. Cards that are held at banks that are about 17,000.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to use it for emergency funding purposes, perhaps vacationing or inital investment for business purposes for the future.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debts that I have accumulated. Cards that are held at banks that are about 17,000.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debts that I have accumulated. Cards that are held at banks that are about 17,000.

 


 

 

 

Member Payment Dependent Notes Series 1410748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410748

$15,000

$15,000

14.09%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410748. Member loan 1410748 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: mountain star Debt-to-income ratio: 19.71%
Length of employment: 10+ years Location: Glen Daniel , WV
       
Home town:
Current & past employers: mountain star
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,328.00 Public Records On File: 0
Revolving Line Utilization: 77.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa Card Master Card Home Depot Retail Serices Jtv Preferred Account Big Sandy Northern Tool
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa Card Master Card Home Depot Retail Serices Jtv Preferred Account Big Sandy Northern Tool

 


 

 

 

Member Payment Dependent Notes Series 1410754

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410754

$11,000

$11,000

6.03%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410754. Member loan 1410754 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Finney, Stagnaro, Saba and Patterson Co. Debt-to-income ratio: 15.88%
Length of employment: < 1 year Location: Dayton, KY
       
Home town:
Current & past employers: Finney, Stagnaro, Saba and Patterson Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Paying off my 12% Second Mortgage that the bank wouldn't refinance for me after 8 years of paying a horrible rate.<br><br> Borrower added on 07/13/12 > 1st Mtg 700.00 (Taxes & insur escrowed) 2nd Mtg 300.00 Phone 50 Car 250 Gas 180 Elect 75 Student Loan 50<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,272.00 Public Records On File: 0
Revolving Line Utilization: 8.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1410776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410776

$6,075

$6,075

10.16%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410776. Member loan 1410776 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Camden Property Trust Debt-to-income ratio: 24.64%
Length of employment: 6 years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: Camden Property Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,112.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $650, transportation $260, utilities $100, phone $65, insurance $100 (car&renters), and food around $150.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around $8,000 total credit card debt and monthly payments are about $300 total.
Which debts do you plan to pay off with this loan?As much credit card debt as possible.

 


 

 

 

Member Payment Dependent Notes Series 1410778

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410778

$14,125

$14,125

13.11%

1.00%

July 23, 2012

July 22, 2015

July 22, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410778. Member loan 1410778 was requested on July 8, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,950 / month
Current employer: Assessors Office Debt-to-income ratio: 24.73%
Length of employment: 10+ years Location: Houma, LA
       
Home town:
Current & past employers: Assessors Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/08/12 > My husband passed away two years ago so I would to consolidate my credit card bills. Some amounts are high, I used my credit cards to pay for some of the funeral expenses, doctor bills and attorney fees.<br>

 

A credit bureau reported the following information about this borrower member on July 8, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 36 Months Since Last Delinquency: 13
Revolving Credit Balance: $22,210.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage $ 1,292.58 month<br>Utilities $ 472.00<br>Insurance $ 120.00
Please explain the reason why you carry a large revolving credit balance.Had ti hire an attorney when my husband passed away because his brother challenged his will, payment was required so I used a credit card. Other expenses related to his death.
Which debts do you plan to pay off with this loan?All but one
If you have a delinquency in the last 2 years, please explain the reason.I don't remember having any but if I did that may have been when was husband was dying or had just passed away.
Please explain the reason why you carry a large revolving credit balance.Had ti hire an attorney when my husband passed away because his brother challenged his will, payment was required so I used a credit card. Other expenses related to his death.
If you have a delinquency in the last 2 years, please explain the reason.I don't remember having any but if I did that may have been when was husband was dying or had just passed away.

 


 

 

 

Member Payment Dependent Notes Series 1410983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1410983

$8,900

$8,900

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1410983. Member loan 1410983 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Kate Mantilini Debt-to-income ratio: 13.20%
Length of employment: 5 years Location: WEST HILLS, CA
       
Home town:
Current & past employers: Kate Mantilini
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/12 > My loan is to pay off credit card debt and lower my monthly payments by $400.00 so I can start saving for my future.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,763.00 Public Records On File: 0
Revolving Line Utilization: 48.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are $2100.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total monthly minimum payments combined on all cards is $700.00. This loan would buy out that debt and my payments would be $296.00 for three years and that pays everything off including the interest.
What is your intended use for the loan proceeds?To pay off debt with out of control interest rates fast and get back on track.
Please explain the reason why you carry a large revolving credit balance.Most of it is from when I was a bit younger. Creative endeavors, emergency travel to help family, and to cover bills I had. Now I have a steady good job I am ready to knock out this debt at a lower interest rate and move on.

 


 

 

 

Member Payment Dependent Notes Series 1411078

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411078

$19,575

$19,575

10.16%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411078. Member loan 1411078 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Acme Markets Debt-to-income ratio: 30.48%
Length of employment: 10+ years Location: QUEEN ANNE, MD
       
Home town:
Current & past employers: Acme Markets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,282.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Including everything that i can think of, I would say about 2200.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - (seven thousand seventeen dollars) - 16.990% - min payment 164.75 <br>Visa - (nine thousand three hundred fifty eight dollars) - 14.74% - min payment 207<br>Visa (one thousand two under forty one dollars) - 24.99% - min payment 27<br>Visa - (six hundred ninety five dollars) - 25.99% - min payment 35
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?the total min monthly payments all together would be $434
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - (seven thousand seventeen dollars) - 16.990% - min payment 164.75 <br>Visa - (nine thousand three hundred fifty eight dollars) - 14.74% - min payment 207<br>Visa (one thousand two under forty one dollars) - 24.99% - min payment 27<br>Visa - (six hundred ninety five dollars) - 25.99% - min payment 35
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?all together, around 2200.
What is the total balance of your credit cards, interest rates and current monthly payments?Mastercard - (seven thousand seventeen dollars) - 16.990% - min payment 164.75<br>Visa - (nine thousand three hundred fifty eight dollars) - 14.74% - min payment 207<br>Visa (one thousand two under forty one dollars) - 24.99% - min payment 27<br>Visa - (six hundred ninety five dollars) - 25.99% - min payment 35
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - (seven thousand seventeen dollars) - 16.990% - min payment 164.75 <br>Visa - (nine thousand three hundred fifty eight dollars) - 14.74% - min payment 207<br>Visa (one thousand two under forty one dollars) - 24.99% - min payment 27<br>Visa - (six hundred ninety five dollars) - 25.99% - min payment 35
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - (seven thousand seventeen dollars) - 16.990% - min payment 164.75 <br>Visa - (nine thousand three hundred fifty eight dollars) - 14.74% - min payment 207<br>Visa (one thousand two under forty one dollars) - 24.99% - min payment 27<br>Visa - (six hundred ninety five dollars) - 25.99% - min payment 35

 


 

 

 

Member Payment Dependent Notes Series 1411094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411094

$17,000

$17,000

18.75%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411094. Member loan 1411094 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: Loanspring Financial, Inc. Debt-to-income ratio: 4.18%
Length of employment: 1 year Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Loanspring Financial, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 38
Revolving Credit Balance: $10,647.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card #1: $9,140, 29.99%, Payment $260<br>Credit Card #2: $4,360, 19.00%, Payment $125<br>Credit Card #3: $1,989, 19.00%, Payment $50<br>Credit Card #4: $950, 29.99%, Payment $70<br>Credit Card #5: $487, 14.15%, Payment $35

 


 

 

 

Member Payment Dependent Notes Series 1411115

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411115

$6,000

$6,000

14.33%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411115. Member loan 1411115 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Chemlogix LLC Debt-to-income ratio: 7.35%
Length of employment: 6 years Location: WOODBURY, NJ
       
Home town:
Current & past employers: Chemlogix LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,300.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card 1 - MasterCard, Balance $5033, Rate 23.99%, Min pmt $126<br>Card 2 - Mastercard, Balnce $612, Rate 23.99%, Min pmt $45
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Card 1 - MasterCard, Balance $5033, Rate 23.99%, Min pmt $126<br>Card 2 - Mastercard, Balnce $612, Rate 23.99%, Min pmt $45

 


 

 

 

Member Payment Dependent Notes Series 1411138

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411138

$19,000

$19,000

21.98%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411138. Member loan 1411138 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Spirit Airlines Debt-to-income ratio: 23.73%
Length of employment: 7 years Location: Pembroke Pines, FL
       
Home town:
Current & past employers: Spirit Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > We just purchased a new home in need of a new roof.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 53 Months Since Last Delinquency: 8
Revolving Credit Balance: $13,925.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.none
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I have 4 mortgage loans: 415000, 3.75%, 3400 // 89000, 4.25%, 900 // 70000, 4.5%, 475 // 210000, 4.75%, 1800. The 415000 is our new primary residence, the 89000 is an investment property with a heloc we used to pay off all revolving debt, the 70000 is an investment property, and the 210000 is our former primary residence. Both investment properties have long term leases that more than cover the mortgages.
If you have a delinquency in the last 2 years, please explain the reason.none
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I'm paying 4 mortages, of which only the principal reseidence is not covered by a lease. Of the $3400 payment on the primary, taxes are 416, insurance is 320, and about 2600 is p&i.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Net mortage payments are 4000/mo (including all 4 properties - taxes, principal and interest and insurance.) Transportation is about 1000/mo in car payments and about 400/mo in gas and insurance. Utilities are about 200/mo (many are included in the HOA (which is included in the mortagage figure above.)) Food and entertainment is about 1000/mo give or take.
Please explain the reason why you carry a large revolving credit balance.I actually don't. I use credit for rewards points, etc. but generally pay most off periodically. My credit report also lists my American Express as revolving and it's paid off every month.
Is this for a home improvement you have already made, or one that you are planning to make?planning to make.

 


 

 

 

Member Payment Dependent Notes Series 1411143

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411143

$15,000

$15,000

14.09%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411143. Member loan 1411143 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Family Home Care Services Debt-to-income ratio: 15.54%
Length of employment: 10+ years Location: brooklyn, NY
       
Home town:
Current & past employers: Family Home Care Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 20 Months Since Last Delinquency: 11
Revolving Credit Balance: $20,195.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Finishing a basement.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$500
What is the home improvement project you are planning?Finishing a basement.
Is this for a home improvement you have already made, or one that you are planning to make?To finish a basement.
If you have a delinquency in the last 2 years, please explain the reason.There are none.

 


 

 

 

Member Payment Dependent Notes Series 1411188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411188

$8,000

$8,000

6.03%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411188. Member loan 1411188 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,833 / month
Current employer: Shuman McCuskey Slicer PLLC Debt-to-income ratio: 9.77%
Length of employment: 2 years Location: Morgantown, WV
       
Home town:
Current & past employers: Shuman McCuskey Slicer PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Full time employee and full time student. Actually have the money, but saving for a down payment on a new home after I graduate next year and become an attorney. Better to stay at the home I already own and upgrade it with an HVAC than waste it in rent. Will be glad to answer any questions.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,071.00 Public Records On File: 0
Revolving Line Utilization: 19.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?I wouldn't call it either. My grandfather built it back in the 70s, and it was used only during the summer. As such, he never put central heat or A/C (didn't believe in such frivilous luxuries :) ). Since we are staying there this winter, we need heat! It's a family home, so I don't consider it an investment
Is this for a home improvement you have already made, or one that you are planning to make?Got a quote for $8k last weekend. Getting another quote this weekend coming up. Work will start soon thereafter.

 


 

 

 

Member Payment Dependent Notes Series 1411272

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411272

$35,000

$35,000

18.49%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411272. Member loan 1411272 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $19,167 / month
Current employer: Macquarie Bank Limited Debt-to-income ratio: 6.30%
Length of employment: 5 years Location: Houston, TX
       
Home town:
Current & past employers: Macquarie Bank Limited
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to consolidate all of my credit card balances under a lower rate with a fixed term payment schedule. This is the only debt I have besides a mortgage(no car note) and I have a credit score of over 700.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 45
Revolving Credit Balance: $26,611.00 Public Records On File: 0
Revolving Line Utilization: 51.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411282

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411282

$12,000

$12,000

8.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411282. Member loan 1411282 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: Arkansas State Hospital Debt-to-income ratio: 24.22%
Length of employment: 10+ years Location: Jacksonville, AR
       
Home town:
Current & past employers: Arkansas State Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,407.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are approximately 2,800.00. I am current on all of my bills.
Please explain the reason why you carry a large revolving credit balance.Since I am a one income household I had to use my credit cards in order to make home improvements. Last year after living in my house for 11 years, I was finally able to have my kitchen remodeled. I have made many improvements over the past 12 years. I have to admit that over the years I did put my student loan in forebearance several times and I did use cards that I had paid off in the past; however, now my focus is on paying off all of my debts within the next 6 years.
Which debts do you plan to pay off with this loan?I plan to pay off several of my credit card bills and the IRS.

 


 

 

 

Member Payment Dependent Notes Series 1411304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411304

$11,625

$11,625

15.80%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411304. Member loan 1411304 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,860 / month
Current employer: Cameron University Debt-to-income ratio: 31.12%
Length of employment: 7 years Location: LAWTON, OK
       
Home town:
Current & past employers: Cameron University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,374.00 Public Records On File: 0
Revolving Line Utilization: 88.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1411320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411320

$9,750

$9,750

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411320. Member loan 1411320 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: Fabrico Debt-to-income ratio: 10.24%
Length of employment: 1 year Location: POWDER SPRINGS, GA
       
Home town:
Current & past employers: Fabrico
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,717.00 Public Records On File: 0
Revolving Line Utilization: 82.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411367

$8,000

$8,000

6.03%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411367. Member loan 1411367 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: n/a Debt-to-income ratio: 18.38%
Length of employment: 6 years Location: Rochester, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I have been in my home 11 years now and various things need updating. Doing so will make the home not only more safe, but also more efficient and pleasing to the neighbors! Excited to do some painting and replacing of very old appliances!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,455.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1411402

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411402

$12,000

$12,000

17.27%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411402. Member loan 1411402 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,208 / month
Current employer: Inovant INC Debt-to-income ratio: 4.39%
Length of employment: 9 years Location: Westminster, CO
       
Home town:
Current & past employers: Inovant INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 18
Revolving Credit Balance: $9,615.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of a delinquency on my report. I guess if I had one, it would be just a oversite on my part. I have all my credit cards up to date. By elimating some bills, this should not happen.

 


 

 

 

Member Payment Dependent Notes Series 1411429

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411429

$22,000

$22,000

23.28%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411429. Member loan 1411429 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: SAP Debt-to-income ratio: 18.35%
Length of employment: 2 years Location: Philadelphia, PA
       
Home town:
Current & past employers: SAP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Consoladating an auto bill and 3 credit cards...taking my monthly payments down from $760/mnth to $630/mnth<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,744.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC1- Bal $8000 IR 23.4% $257/Mnth<br>CC2- Bal $4000 IR 19% $110/Mnth<br>CC2- Bal $950 IR 22.3% $50/Mnth<br>Lending Club loan $8,200 18.7% $350/Mnth
Which debts do you plan to pay off with this loan?Credit Cards and an auto Bill...lowering my monthly payments by $130/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is to consolidate debt across credit cards and an auto bill that will also help lower my monthly payments by $130
Please explain the reason why you carry a large revolving credit balance.Applied for credit in college and built up debt now trying to consolidate and pay off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent + util 850<br>phone- company paid<br>car- $300<br>Insur- $80<br>food- $300
Please explain the reason why you carry a large revolving credit balance.Applied for credit in college and built up debt now trying to consolidate and pay off
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is to consolidate debt across credit cards and an auto bill that will also help lower my monthly payments by $130

 


 

 

 

Member Payment Dependent Notes Series 1411431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411431

$2,000

$2,000

13.11%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411431. Member loan 1411431 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,625 / month
Current employer: Grand Prairie ISD Debt-to-income ratio: 33.94%
Length of employment: 4 years Location: Dallas, TX
       
Home town:
Current & past employers: Grand Prairie ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To get a better rate for paying off a high-interest credit card.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,439.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1411459

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411459

$30,000

$30,000

14.33%

1.00%

July 19, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411459. Member loan 1411459 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: OConnor Corporation Debt-to-income ratio: 26.15%
Length of employment: 9 years Location: Leominster, MA
       
Home town:
Current & past employers: OConnor Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I wish to take all of my existing bills and place them into one monthly payment<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,240.00 Public Records On File: 0
Revolving Line Utilization: 13.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 personal loans - 13,000, 8000, 3400 - 3 credit cards -1845, 605, 1900 rates are 12.9%,13.0% 13.0% - 0%,12%,10%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1546.00, 0,350.00, taxes & insurance included in mortgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 personal loans - 13,000, 8000, 3400 - 3 credit cards -1845, 605, 1900 rates are 12.9%,13.0% 13.0% - 0%,12%,10%.

 


 

 

 

Member Payment Dependent Notes Series 1411481

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411481

$8,000

$8,000

11.14%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411481. Member loan 1411481 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: On-Scene Security Debt-to-income ratio: 8.65%
Length of employment: 2 years Location: NEWHALL, CA
       
Home town:
Current & past employers: On-Scene Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > pay off all debt, and not have to transfer balances every year upon year, having to pay various fees.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,482.00 Public Records On File: 0
Revolving Line Utilization: 44.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?just under 10,000
Please explain the reason why you carry a large revolving credit balance.cause i keep tranfering balances every year. I'm always been offered 0% on Balance transfers, amd very, very lox apr on purchaces. Due to these constant Balance transfers, the transfer fees (3-5%) has kept me from paying off fast. I've never been late on any payments in my life, hence the excellent credit. If i have 3 years to pay, without having to transfer all the time, it will be much easier to manage.

 


 

 

 

Member Payment Dependent Notes Series 1411506

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411506

$30,000

$30,000

20.49%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411506. Member loan 1411506 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: SAP Debt-to-income ratio: 12.39%
Length of employment: 1 year Location: Wilton Manors, FL
       
Home town:
Current & past employers: SAP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am starting a computer software consulting business. I am currently negotiating services with 2 large corporations. This loan will cover 3 months personal expenses (rent/COBRA/etc.) and business expenses (cell/laptop/software/travel) so I can pursue this full time.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 93
Revolving Credit Balance: $44,975.00 Public Records On File: 0
Revolving Line Utilization: 48.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you provide some high level financials on the monthly costs / revenue of your business?Costs: Salary 7K mo (existing);Travel: 8K mo (reimbursed by customer, but have initial outlay);loan 1.2K mo;misc (marketing, web, quickbooks online, etc) 700 mo: ~$17K mo<br>Revenue: Billing $125 hr for 75% utilization: 130 billable hours / mo: $16250; Travel reimbursed: $8K / mo: ~24K<br>Gross Profit: 7K/mo<br><br>I expect net 45 on billing so first payment from vendors will be with in the first 90 days. This is the reason for the loan as I need to cover expenses until the first check arrives.
Please describe your experience/familiarity with the business you are starting/started?I have been in this field for over 15 years and I am known as one of the leading experts in my field. I have been published and presented at several trade shows over the last several years. I am very familiar with this subject area.
What type of business are you starting?I am starting a computer consulting business focusing on Quality Assurance in the IT industry specifically around QA of large ERP systems (SAP, Oracle, etc.). My consulting will be around the Program Management Office (PMO) of these corporations and advising them on how to establish/enhance a QA program that carries on past a specific project, but rather so assets develop actually live on to the next project. This is an ongoing problem in the industry that I hope to fix.
Please explain the reason why you carry a large revolving credit balance.I have carried the balance since due to moving expenses. I have moved three times (for work) in the past five years. While work paid for the majority of the expense (up to 10K) it did not cover all the expenses. I have been smart about it and have moved the majority of credit consumed is on one account that is at a zero % rate so that the payments are going directly to principal.
Please explain the reason why you carry a large revolving credit balance.I have carried the balance since due to moving expenses. I have moved three times (for work) in the past five years. While work paid for the majority of the expense (up to 10K) it did not cover all the expenses. I have been smart about it and have moved the majority of credit consumed is on one account that is at a zero % rate so that the payments are going directly to principal.
What do you project your monthly revenues for the first 6 months to be?approximately 75K gross revenue for the six months (not including travel reimbursements). this will be about 12.5K a month starting in month 3. Please keep in mind that I will be net 60 so work that is done in the six months will still be coming in. So my figure is account with revenue starting to arrive in October.
What will be the largest expense in the first six months?Largest work expense will be Salary(including COBRA payments for insurance) and travel. Tavel is slated to be about 8K a month (2K a week). Travel does get reimbursed back but it will be net 60 from when I invoice. So I am planning for 90 days before that money comes back in.
What will be the largest expense in the first six months?Largest work expense will be Salary(including COBRA payments for insurance) and travel. Tavel is slated to be about 8K a month (2K a week). Travel does get reimbursed back but it will be net 60 from when I invoice. So I am planning for 90 days before that money comes back in.
Can you provide some high level financials on the monthly costs / revenue of your business?Costs: Salary 7K mo (existing);Travel: 8K mo (reimbursed by customer, but have initial outlay);loan 1.2K mo;misc (marketing, web, quickbooks online, etc) 700 mo: ~$17K mo<br>Revenue: Billing $125 hr for 75% utilization: 130 billable hours / mo: $16250; Travel reimbursed: $8K / mo: ~24K<br>Gross Profit: 7K/mo<br><br>I expect net 45 on billing so first payment from vendors will be with in the first 90 days. This is the reason for the loan as I need to cover expenses until the first check arrives.

 


 

 

 

Member Payment Dependent Notes Series 1411518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411518

$25,000

$25,000

19.72%

1.00%

July 19, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411518. Member loan 1411518 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: New York City Transit MTA Debt-to-income ratio: 19.27%
Length of employment: 7 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: New York City Transit MTA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > im trying to consolidate my credit cards and make one monthly payment. This will help me out greatly.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 27
Revolving Credit Balance: $43,454.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8500 20% 6600 19% 4500 19% 4300 12% all credit cards. debt accrued over the years not at once just looking for one payment a month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage is 2800 including taxes and insurance minus 2300 rental income. Credit cards 600 utilities 500 car note 600
Please explain the reason why you carry a large revolving credit balance.ran into unforseen problems along the way. I have never missed any of my payments just unable to bring down my balances fast enough
Which debts do you plan to pay off with this loan?I would like to consolidate 4 high interest credit cards with high balances into one monthly payment. I have never been late with any of my credit card payments just unable to pay down balances fast enough
If you have a delinquency in the last 2 years, please explain the reason.no
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?500 mortgage 400 utilities 150 phone 600 car note
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8500 20% 6600 19% 4500 19% 4300 12% all credit cards. debt accrued over the years not at once just looking for one payment a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?8500 20% 6600 19% 4500 19% 4300 12% all credit cards. debt accrued over the years not at once just looking for one payment a month.

 


 

 

 

Member Payment Dependent Notes Series 1411558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411558

$7,200

$7,200

11.14%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411558. Member loan 1411558 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Magna Mirrors Debt-to-income ratio: 12.15%
Length of employment: 3 years Location: Holland, MI
       
Home town:
Current & past employers: Magna Mirrors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Paying off $3,500 in credit cards debt and buying furniture for my house, and tune-up on my jeep, taking my fiancee out for an incredible night for once!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,863.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,300 a month.
What are you buying?A few things. im making home improvments such as a new shower and sink. Buying a new couch and coffe table, Im paying off the only $3000 i owe in debt besides my mortgage, also giving my jeep a tune-up and fixing a leaky powersteering hose.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,300 a month.

 


 

 

 

Member Payment Dependent Notes Series 1411561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411561

$4,200

$4,200

16.29%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411561. Member loan 1411561 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: South Jersey Newspapers Debt-to-income ratio: 13.44%
Length of employment: 10+ years Location: MANTUA, NJ
       
Home town:
Current & past employers: South Jersey Newspapers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > FOR PROPERTY TAXES AND CAR REPAIR<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 43
Revolving Credit Balance: $16,672.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1411601

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411601

$8,000

$8,000

7.62%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411601. Member loan 1411601 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,000 / month
Current employer: siemens Debt-to-income ratio: 3.78%
Length of employment: 10+ years Location: santa ana, CA
       
Home town:
Current & past employers: siemens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > pay high interest credit card some home repairs<br><br> Borrower added on 07/09/12 > lending club give me low rate ,to pay my high interest credit card and some home repairs. Thank you<br><br> Borrower added on 07/09/12 > Lending club give low interest rate to pay my higher interest credit card to pay off and use some to repair my home and save a little for myself, also to repair my car and use some for decoration and furniture.Later on i will buy equipment for the patio that I'm gonna build. Thank you lending club<br><br> Borrower added on 07/09/12 > Lending club give low interest rate to pay my higher interest credit card to pay off and use some to repair my home and save a little for myself, also to repair my car and use some for decoration and furniture.Later on i will buy equipment for the patio that I'm gonna build.Thank you for the chance.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,281.00 Public Records On File: 0
Revolving Line Utilization: 27.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1411607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411607

$18,000

$18,000

22.47%

1.00%

July 19, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411607. Member loan 1411607 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Time Warner Cable Debt-to-income ratio: 12.64%
Length of employment: 5 years Location: INDIO, CA
       
Home town:
Current & past employers: Time Warner Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Hello, I am a hard working individual who is looking to consolidate my debt. I am also looking forward to the convenience of making one payment as opposed to seven different payments with different dates. I have been employed with the same employer for almost 5 years, and i am very responible.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 31
Revolving Credit Balance: $13,775.00 Public Records On File: 0
Revolving Line Utilization: 85.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,100, Car $238, Dept store cards $242, Credit cards $65, Utilities $200, Auto Ins $145, Food & Gas $550, Total $2540. I just want to pay off my car, credit cards, and dept stores and have one payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My Mortgage is an FHA loan. Everything is impounded... $1,100 monthly.
Which debts do you plan to pay off with this loan?credit card, Sears card, B of A card, jc penny card, samuels jewlers card, ally car loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%
Please explain the reason why you carry a large revolving credit balance.To establish credit.
Which debts do you plan to pay off with this loan?credit card, Sears card, B of A card, jc penny card, samuels jewlers card, ally car loan.
If you have a delinquency in the last 2 years, please explain the reason.I dont think i have a delinquency in the past two years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,100, Car $238, Dept store cards $242, Credit cards $65, Utilities $200, Auto Ins $145, Food & Gas $550, Total $2540. I just want to pay off my car, credit cards, and dept stores and have one payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,100, Car $238, Dept store cards $242, Credit cards $65, Utilities $200, Auto Ins $145, Food & Gas $550, Total $2540. I just want to pay off my car, credit cards, and dept stores and have one payment.
Please explain the reason why you carry a large revolving credit balance.To establish credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about 16,500 in Credit cards, Department stores, and Jewelry. They all total to 480 in monthly payments and range from 0 to 25% interest. I also have a Mortgage payment of 1100 monthly with a fixed interest rate of 4.5%

 


 

 

 

Member Payment Dependent Notes Series 1411622

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411622

$3,600

$3,600

11.14%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411622. Member loan 1411622 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Tulsa World Debt-to-income ratio: 13.27%
Length of employment: 2 years Location: TULSA, OK
       
Home town:
Current & past employers: Tulsa World
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Purchase of a used car<br><br> Borrower added on 07/10/12 > The purchase of a used vehicle and repair on an existing family vehicle<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,132.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?I had intended to buy a 1993 BMW 535 touring but a prepurchase inspection revealed a multitude of problems so it looks like a 1999 Honda CR-V. I also plan to repair the transmission on our existing family vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1411654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411654

$14,675

$14,675

10.16%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411654. Member loan 1411654 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,083 / month
Current employer: bob evans Debt-to-income ratio: 19.98%
Length of employment: 7 years Location: hamilton, OH
       
Home town:
Current & past employers: bob evans
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > combine all my debt into 1 payment<br><br> Borrower added on 07/10/12 > consolidate some of my debt and some small home repais<br><br> Borrower added on 07/18/12 > This loan would create a great way to be out of debt in 3 yrs. And ability to purchase a larger home<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,978.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1100 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?30,000 but, 15,000 is student loans the rest is car, 2 credit cards, and a bank premire line.
Please explain the reason why you carry a large revolving credit balance.my father passed away a little over a year ago and I was responsible for his funeral cost so I racked up some credit but, not enough to put me under. That is why I want this loan to get everything clear and make 1 bulk payment.

 


 

 

 

Member Payment Dependent Notes Series 1411656

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411656

$15,000

$15,000

15.31%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411656. Member loan 1411656 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Star Nissan Debt-to-income ratio: 24.83%
Length of employment: 7 years Location: SCHILLER PARK, IL
       
Home town:
Current & past employers: Star Nissan
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > WOULD LIKE TO HAVE 1 EASY PAYMENT A MONTH. THIS LOAN WILL HELP FINISH PAYING OFF MY AUTO LAON AND OTHER MISCELLANEOUS BILLS. WITH 1 EASY PAYMENT I WILL BE ABLE TO PAY LOAN BACK WITH NO PROBLEM.<br><br> Borrower added on 07/13/12 > Priorities have now changed. As of yesterday I now have to help with my brothers funeral and burial costs.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,464.00 Public Records On File: 0
Revolving Line Utilization: 48.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Phone bill is 70$ a month insurance is 250$ a month as far as utilities and rent I live with my mom.. gas is about 40$ every 2 weeks..

 


 

 

 

Member Payment Dependent Notes Series 1411675

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411675

$11,575

$11,575

7.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411675. Member loan 1411675 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: armstrong mechanical Debt-to-income ratio: 17.47%
Length of employment: 10+ years Location: LUBBOCK, TX
       
Home town:
Current & past employers: armstrong mechanical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > To consolidate credit cards and cut them up for good!!!!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,654.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off the Southwest Airlines credit card and the Sears Card. Whatever balance remains, if so, I will allocate that to the American Airlines credit card.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?student loans: private $296 per month, 5.75%, 56,600 balance<br>CC1: $25 per month, 25,24%, 1475 balance<br>CC2: $154 per month, 14.24%, 9907 balance<br>CC3: $25 per month,24.24%, 1053 balance<br>CC4: $25 per month, 15.24%, 2000 balance<br>secured signature loan: $213 per month, 3.45%, 10, 253 balance<br>private loan 1: $196 per month, 8.5%, 9060 balance<br>private loan 2: $333 per month, 12%, 10,000<br>house payment: $680 per month, 3.45%, 58.774
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off the Southwest Airlines credit card and the Sears Card. Whatever balance remains, if so, I will allocate that to the American Airlines credit card.

 


 

 

 

Member Payment Dependent Notes Series 1411684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411684

$8,875

$8,875

17.27%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411684. Member loan 1411684 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Umpqua Bank Debt-to-income ratio: 20.51%
Length of employment: 3 years Location: YUBA CITY, CA
       
Home town:
Current & past employers: Umpqua Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan will be used to pay off almost all of my credit card debt. Once paid off I will take the burden away by closing those cards. I cant wait to remove the mountain of debt!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,427.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i have a car payment of 292 and my rent is 260. gas is much of a factor considering i work really close to where i live. utilities phone and insurance are no more than 300 a month but then everything else is what gets me....
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balances are all maxed out... i have about 7 credit cards that i hope to pay off. just recently 4 of my credit cards just jumped there APR to 24.99% which in turn raised my min payment. i carry about $10000 in credit card debt but the amount that i got approved for through lending club would help me greatly!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan for one purpose... to pay off all of my credit cards! Once they are paid off I wll close all accounts. This loan will same me close to 250 a month!!

 


 

 

 

Member Payment Dependent Notes Series 1411690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411690

$25,000

$25,000

18.49%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411690. Member loan 1411690 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,250 / month
Current employer: Central Virginia Training Center Debt-to-income ratio: 24.06%
Length of employment: 3 years Location: SCOTTSVILLE, VA
       
Home town:
Current & past employers: Central Virginia Training Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > really getting my act together<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 13
Revolving Credit Balance: $16,640.00 Public Records On File: 0
Revolving Line Utilization: 87.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1411700

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411700

$29,175

$29,175

19.72%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411700. Member loan 1411700 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Bodman PLC Debt-to-income ratio: 20.92%
Length of employment: 7 years Location: New Baltimore, MI
       
Home town:
Current & past employers: Bodman PLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am working towards total debt consolidation to reduce my monthly payment(s) which will ultimately free up more of my income to apply towards education and other home improvement projects. Thank you for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,417.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing - $637 per month<br>Utilities and phone - $350 per month<br>Insurance - $250 per month<br>Car/Fuel - $500 per month<br>Food - $300 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.
Please explain the reason why you carry a large revolving credit balance.I've been in a long term (25 yrs +) relationship and my significant other lost his job several years ago - I have supported a household of two and essentially my revolving credit is what we lived off for some time. I am currently supporting only myself and have downsized tremendously and feel this will help me to get back to being debt free quicker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing - $637 per month<br>Utilities and phone - $350 per month<br>Insurance - $250 per month<br>Car/Fuel - $500 per month<br>Food - $300 per month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - monthly payment is $673<br>Utilities - monthly payments are $350<br>Insurance and taxes - monthly payment is $250<br>Food and miscellaneous - $400 per monthy
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.
Which debts do you plan to pay off with this loan?This loan will completely pay off all of my revolving credit card debt. Thank you for your consideration!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will go 100% to pay off all of my revolving credit card debt and will reduce my monthly payments by about $600. Thank you for your consideration!
Which debts do you plan to pay off with this loan?This loan will completely pay off all of my revolving credit card debt. Thank you for your consideration!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage - monthly payment is $673<br>Utilities - monthly payments are $350<br>Insurance and taxes - monthly payment is $250<br>Food and miscellaneous - $400 per monthy
Please explain the reason why you carry a large revolving credit balance.I've been in a long term (25 yrs +) relationship and my significant other lost his job several years ago - I have supported a household of two and essentially my revolving credit is what we lived off for some time. I am currently supporting only myself and have downsized tremendously and feel this will help me to get back to being debt free quicker.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing - $637 per month<br>Utilities and phone - $350 per month<br>Insurance - $250 per month<br>Car/Fuel - $500 per month<br>Food - $300 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing - $637 per month<br>Utilities and phone - $350 per month<br>Insurance - $250 per month<br>Car/Fuel - $500 per month<br>Food - $300 per month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.
What is your intended use for the loan proceeds?The loan proceeds will pay off all of my revolving credit card debt, leaving me with just this loan. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Housing - $637 per month<br>Utilities and phone - $350 per month<br>Insurance - $250 per month<br>Car/Fuel - $500 per month<br>Food - $300 per month
Please explain the reason why you carry a large revolving credit balance.I've been in a long term (25 yrs +) relationship and my significant other lost his job several years ago - I have supported a household of two and essentially my revolving credit is what we lived off for some time. I am currently supporting only myself and have downsized tremendously and feel this will help me to get back to being debt free quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $120,000, 5% and monthly payment of $637.<br>Credit Cards - $24,000 with interest rates varying from 12% to 26.9% with monthly payments of $1100.

 


 

 

 

Member Payment Dependent Notes Series 1411701

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411701

$4,800

$4,800

20.49%

1.00%

July 19, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411701. Member loan 1411701 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: R & L Carriers Debt-to-income ratio: 4.09%
Length of employment: 2 years Location: MANSFIELD, OH
       
Home town:
Current & past employers: R & L Carriers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 8 Months Since Last Delinquency: 8
Revolving Credit Balance: $7,024.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total is around 3500.00 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards is about 4000.00 I just want to get them paid off. And I would like to get a loan in my name for my credit for the frist time in my life. I have a good job but i want to get to where I have A+ credit for my self. I have a great job for the frist time in my life and it time to move my credit to a higher rating.
If you have a delinquency in the last 2 years, please explain the reason.delinquency what???

 


 

 

 

Member Payment Dependent Notes Series 1411705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411705

$19,750

$19,750

13.11%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411705. Member loan 1411705 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,172 / month
Current employer: Us Army Debt-to-income ratio: 8.29%
Length of employment: 4 years Location: FORT BENNING, GA
       
Home town:
Current & past employers: Us Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I'm currently working In the United States Military. I'm looking to pay all my bills in one payment.<br><br> Borrower added on 07/09/12 > I plan on dedicating an allotment to the payment and making to the payment coming out of savings so there won't ever be any late payments. With this loan everything will be covered and I won't have any other existing bills.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,758.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $1050 to rent. Transportation the loan would cover the car note insurance is $115 each payday. My phone is currently $140 which covers everything. We spend around $150 on food per month. We don't pay for cable just internet. Gas Expenses are 85$ which covers both vehicles for a month. Below is the listed bills. <br><br>Charter: $89.99<br>Sprint:$140.15<br>Insurance:$115.00 Twice<br>Gas:$85.00<br>Millitary Rent: $1050 Which covers all utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The loan Im applying for would cover everything listed below. Below is my current debt.<br><br>Capital One $299.36 APR 22.90% Card<br>Millitary Star $6010.23 APR 10.24% card<br>Chase $1652.53 APR 8.24% card<br>Honda $5433.07 APR 9.79% Loan<br>Newegg $1761.86 APR 0 Card<br>Pioneet Loans $2930.18 APR 33.31% loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The loan Im applying for would cover everything listed below. Below is my current debt.<br><br>Capital One $299.36 APR 22.90% Card<br>Millitary Star $6010.23 APR 10.24% card<br>Chase $1652.53 APR 8.24% card<br>Honda $5433.07 APR 9.79% Loan<br>Newegg $1761.86 APR 0 Card<br>Pioneet Loans $2930.18 APR 33.31% loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The loan Im applying for would cover everything listed below. Below is my current debt.<br><br>Capital One $299.36 APR 22.90% Card<br>Millitary Star $6010.23 APR 10.24% card<br>Chase $1652.53 APR 8.24% card<br>Honda $5433.07 APR 9.79% Loan<br>Newegg $1761.86 APR 0 Card<br>Pioneet Loans $2930.18 APR 33.31% loan

 


 

 

 

Member Payment Dependent Notes Series 1411714

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411714

$16,800

$16,800

16.29%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411714. Member loan 1411714 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: packaging products corp.llc Debt-to-income ratio: 14.43%
Length of employment: 10+ years Location: rome, GA
       
Home town:
Current & past employers: packaging products corp.llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > i have some credit cards i want to pay off and cut up, i am currently paying $500 a mth. on these cards, plus do a heat and air update on my house.<br><br> Borrower added on 07/16/12 > I want too thank all the investors that have funded my loan so far this means so much to my family and me, to get out of credit card debt and getting our home more comfortable. Thanks.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,853.00 Public Records On File: 0
Revolving Line Utilization: 84.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around $1400 for everything
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$12,000 balance on 4 credit cards, interest rates 12.5 to 18.5/ mortgage payment of 486 a month with 25,000 bal.
Please explain the reason why you carry a large revolving credit balance.ran into some major medical problems in my house, also had some major auto and home repairs.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$12,000 balance on 4 credit cards, interest rates 12.5 to 18.5/ mortgage payment of 486 a month with 25,000 bal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$12,000 balance on 4 credit cards, interest rates 12.5 to 18.5/ mortgage payment of 486 a month with 25,000 bal.

 


 

 

 

Member Payment Dependent Notes Series 1411758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411758

$14,125

$14,125

10.16%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411758. Member loan 1411758 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Irondale productions Debt-to-income ratio: 14.41%
Length of employment: 8 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Irondale productions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan will help me pay down debt after a major life change and will help me start a savings. Without insurance it has been tough to keep up. I will no longer need to charge my monthly expenses just to survive.<br><br> Borrower added on 07/11/12 > I'm determined to keep my credit score good and make it excellent. After a recent major life change, I am on my own to do it now. I'm not a risky investment, and I hope to be a future investor here myself!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1973 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,838.00 Public Records On File: 0
Revolving Line Utilization: 64.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, transportation, life insurance, school loan, phone, credit cards bills, therapy, utilites, and education etc is approx. $2000-$2300 monthly
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex charge $1422.40, pay in full card with a 15.24% pay over time option<br>Amex Credit card $6573.84, $118 minimun at 10.24%<br>Visa $6997.69, $113 minimun at 12.24%<br>MasterCard $3572.40, $53 minimun at 11.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Currently my minimun is $284, not including my charge. With that my current is $1684.<br>With the loan and payoff my new minimun with be approx. $75.

 


 

 

 

Member Payment Dependent Notes Series 1411809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411809

$3,000

$3,000

16.29%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411809. Member loan 1411809 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: elwyn Debt-to-income ratio: 23.34%
Length of employment: 7 years Location: millville, NJ
       
Home town:
Current & past employers: elwyn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 19
Revolving Credit Balance: $11,104.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1411923

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411923

$15,000

$15,000

6.03%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411923. Member loan 1411923 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 16.05%
Length of employment: n/a Location: west seneca, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > New Garage<br><br> Borrower added on 07/18/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/18/12 > TAKE DOWN AND BUILD NEW GARAGE<br><br> Borrower added on 07/18/12 > Tell your story. What is your loan for?<br><br> Borrower added on 07/18/12 > REMOVE AND CONTRUCT NEW GARAGE<br><br> Borrower added on 07/18/12 > REMOVE OLD GARAGE AND BUILD NEW GARAGE<br><br> Borrower added on 07/18/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1970 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,084.00 Public Records On File: 0
Revolving Line Utilization: 1.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MORTGAGE,2ND MORTGAEG,VEHICLE,ELECIRTY,GAS.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?MORTGAGE $560.00<br>MORT. 2ND 300.00 REVOLVING

 


 

 

 

Member Payment Dependent Notes Series 1411954

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411954

$10,500

$10,500

12.12%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411954. Member loan 1411954 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: LanSlide Game Zone Debt-to-income ratio: 10.32%
Length of employment: 6 years Location: OAKDALE, CA
       
Home town:
Current & past employers: LanSlide Game Zone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have just completed my education and would like to consolidate my credit cards to one payment. I will not be using the cards as I did while at university so I would like to take advantage of one payment at a better interest rate. Thank you for your consideration!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,751.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your inquiry. I currently live w/my parents. I pay $500/mth rent, $100/mth insurance, $100/mth utilities & phone, $101/mth medical insurance, around $200/mth for gas, food, entertainment. My student loans become due in Jan 2013 and payments will be around $300-400 month. I want to consolidate my 4 credit cards debt so I can work towards paying the total off in about 15-20 months. I have steady employment, having worked at same job since 2006. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thank you for your inquiry. I have 4 credit cards which assisted me as an undergraduate. Total balance is about $10,000. Interest rates range between 12.9-16.9%. Student loan becomes due Jan 2013 w/ payments around $300-400/month. I am staying w/my parents and pay them $500/mth rent, $100/mth for auto insurance, $100/mth for utilities & phone, $101 for health insurance, about $200/mth gas, food, entertainment. I have no other debt & would work to pay off this loan w/in 15-20 months. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1411969

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411969

$23,000

$23,000

14.09%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411969. Member loan 1411969 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,893 / month
Current employer: ASU Foundation Debt-to-income ratio: 31.02%
Length of employment: 3 years Location: Gilbert, AZ
       
Home town:
Current & past employers: ASU Foundation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > In addition to a rate reduction, the benefits of this loan are huge: commit to a 3 yr payoff, close credit cards so no more debt, transform multiple payments into one monthly fixed payment to be factored into an otherwise steady budget, and empowerment from finding a light at the end of this tunnel.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,286.00 Public Records On File: 0
Revolving Line Utilization: 91.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.4 cards with total min. mo. payments equal to $499.39 and total debt is $23,057.99: #1 AmEx balance of $9,743.49 with a min. mo. payment of $227.00 and a 15.99% rate, #2 Visa balance of $9,577.24 with a min. mo. payment of $192.00 and a 15.09% rate, #3 store card balance of $2,833.29 with a min. mo. payment of $55.39 and a 15.90% rate, and #4 store card balance of $903.97 with a min. mo. payment of $25.00 and a $25.99% rate. I can meet the mo. payment for this loan and thank you for opportunity.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?4 credit cards to be paid off with total min. mo. payments of $499.39 and total debt of $23,057.99: #1 min. mo. payment of $227.00, #2 min. mo. payment of $192.00, #3 min. mo. payment of $55.39, and #4 min. mo. payment of $25.00. I am already paying a little more than the min. mo. amounts but eliminating my debt sooner is motivation to make the larger mo. payment amount of this loan, $787.10, which I am capable of. I am also motivated by the other benefits of one fixed payment a mo. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?4 cards with total min. mo. due of $499.39 and total debt of $23,057.99: #1 balance of $9,743.49 with a min. mo. due of $227.00 and 15.99% rate, #2 balance of $9,577.24 with a min. mo. due of $192.00 and 15.09% rate, #3 balance of $2,833.29 with a min. mo. due of $55.39 and 15.90% rate, and #4 balance of $903.97 with a min. mo. due of $25.00 and 25.99% rate. I'm better off closing the credit cards and making 1 mo. payment, plus slightly lowering the rate. Thank you, I'll hit my 3 yr payoff goal.
What is the total balance of your credit cards, interest rates and current monthly payments?4 cards with total min. mo. due of $499.39 and total debt of $23,057.99: #1 balance of $9,743.49 with a min. mo. due of $227.00 and 15.99% rate, #2 balance of $9,577.24 with a min. mo. due of $192.00 and 15.09% rate, #3 balance of $2,833.29 with a min. mo. due of $55.39 and 15.90% rate, and #4 balance of $903.97 with a min. mo. due of $25.00 and 25.99% rate. I'm better off closing the credit cards and making 1 mo. payment, plus slightly lowering the rate. Thank you, I'll hit my 3 yr payoff goal.
Please explain the reason why you carry a large revolving credit balance.Debt was not a result of frivolous or uncontrolled spending, rather it was circumstantial. Per advisement to not enter personal or identifiable information on this site, I will not go into further detail as to the exact circumstances. This is not a situation which I expect to repeat in my lifetime, hence my interest to pay off the debt and move forward. Thank you for considering to help.
What is your intended use for the loan proceeds?I applied for this loan to pay off credit card debt thus reducing interest rates and consolidating multiple payments into one fixed monthly payment which will allow me to pay off the debt in three years. Thank you for considering to help.
Please explain the reason why you carry a large revolving credit balance.Debt was not a result of frivolous or uncontrolled spending, rather it was circumstantial. Per advisement to not enter personal or identifiable information on this site, I will not go into further detail as to the exact circumstances. This is not a situation which I expect to repeat in my lifetime, hence my interest to pay off the debt and move forward. Thank you for considering to help.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?4 credit cards to be paid off with total min. mo. payments of $499.39 and total debt of $23,057.99: #1 min. mo. payment of $227.00, #2 min. mo. payment of $192.00, #3 min. mo. payment of $55.39, and #4 min. mo. payment of $25.00. I am already paying a little more than the min. mo. amounts but eliminating my debt sooner is motivation to make the larger mo. payment amount of this loan, $787.10, which I am capable of. I am also motivated by the other benefits of one fixed payment a mo. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?4 cards with total min. mo. due of $499.39 and total debt of $23,057.99: #1 balance of $9,743.49 with a min. mo. due of $227.00 and 15.99% rate, #2 balance of $9,577.24 with a min. mo. due of $192.00 and 15.09% rate, #3 balance of $2,833.29 with a min. mo. due of $55.39 and 15.90% rate, and #4 balance of $903.97 with a min. mo. due of $25.00 and 25.99% rate. I'm better off closing the credit cards and making 1 mo. payment, plus slightly lowering the rate. Thank you, I'll hit my 3 yr payoff goal.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.4 cards with total min. mo. payments equal to $499.39 and total debt is $23,057.99: #1 AmEx balance of $9,743.49 with a min. mo. payment of $227.00 and a 15.99% rate, #2 Visa balance of $9,577.24 with a min. mo. payment of $192.00 and a 15.09% rate, #3 store card balance of $2,833.29 with a min. mo. payment of $55.39 and a 15.90% rate, and #4 store card balance of $903.97 with a min. mo. payment of $25.00 and a $25.99% rate. I can meet the mo. payment for this loan and thank you for opportunity.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I applied for this loan for one purpose: to pay off credit card debt thus reducing interest rates and consolidating multiple payments into one fixed monthly payment which will allow me to pay off the debt in three years. Thank you for considering to help.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.4 cards with total min. mo. payments equal to $499.39 and total debt is $23,057.99: #1 AmEx balance of $9,743.49 with a min. mo. payment of $227.00 and a 15.99% rate, #2 Visa balance of $9,577.24 with a min. mo. payment of $192.00 and a 15.09% rate, #3 store card balance of $2,833.29 with a min. mo. payment of $55.39 and a 15.90% rate, and #4 store card balance of $903.97 with a min. mo. payment of $25.00 and a $25.99% rate. I can meet the mo. payment for this loan and thank you for opportunity.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?4 credit cards to be paid off with total min. mo. payments of $499.39 and total debt of $23,057.99: #1 min. mo. payment of $227.00, #2 min. mo. payment of $192.00, #3 min. mo. payment of $55.39, and #4 min. mo. payment of $25.00. I am already paying a little more than the min. mo. amounts but eliminating my debt sooner is motivation to make the larger mo. payment amount of this loan, $787.10, which I am capable of. I am also motivated by the other benefits of one fixed payment a mo. Thank you.
What is the total balance of your credit cards, interest rates and current monthly payments?4 cards with total min. mo. due of $499.39 and total debt of $23,057.99: #1 balance of $9,743.49 with a min. mo. due of $227.00 and 15.99% rate, #2 balance of $9,577.24 with a min. mo. due of $192.00 and 15.09% rate, #3 balance of $2,833.29 with a min. mo. due of $55.39 and 15.90% rate, and #4 balance of $903.97 with a min. mo. due of $25.00 and 25.99% rate. I'm better off closing the credit cards and making 1 mo. payment, plus slightly lowering the rate. Thank you, I'll hit my 3 yr payoff goal.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.4 cards with total min. mo. payments equal to $499.39 and total debt is $23,057.99: #1 AmEx balance of $9,743.49 with a min. mo. payment of $227.00 and a 15.99% rate, #2 Visa balance of $9,577.24 with a min. mo. payment of $192.00 and a 15.09% rate, #3 store card balance of $2,833.29 with a min. mo. payment of $55.39 and a 15.90% rate, and #4 store card balance of $903.97 with a min. mo. payment of $25.00 and a $25.99% rate. I can meet the mo. payment for this loan and thank you for opportunity.
What is the total balance of your credit cards, interest rates and current monthly payments?4 cards with total min. mo. due of $499.39 and total debt of $23,057.99: #1 balance of $9,743.49 with a min. mo. due of $227.00 and 15.99% rate, #2 balance of $9,577.24 with a min. mo. due of $192.00 and 15.09% rate, #3 balance of $2,833.29 with a min. mo. due of $55.39 and 15.90% rate, and #4 balance of $903.97 with a min. mo. due of $25.00 and 25.99% rate. I'm better off closing the credit cards and making 1 mo. payment, plus slightly lowering the rate. Thank you, I'll hit my 3 yr payoff goal.

 


 

 

 

Member Payment Dependent Notes Series 1411970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411970

$17,000

$17,000

7.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411970. Member loan 1411970 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 5.42%
Length of employment: n/a Location: sarasota , FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > to purchase antique truck<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,061.00 Public Records On File: 0
Revolving Line Utilization: 39.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1300.00 a month thats everything house bills car motorocycle ins everything is paid off except the house
What are the balances, interest rates, and monthly payments on any other auto obligations?i own a minicooper and vespa scooter which are both paid for
What type of vehicle are you buying (make, model, year, mileage and condition)?66 chevy 62,000 very good
How much money are you providing out of pocket as a down payment for this purchase?10,000

 


 

 

 

Member Payment Dependent Notes Series 1411977

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411977

$12,000

$12,000

6.62%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411977. Member loan 1411977 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,825 / month
Current employer: Bank of America Debt-to-income ratio: 14.69%
Length of employment: 5 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Hello. I am requesting a loan to consolidate debt from various sources, which include credit cards and an IRS payment. With your help I will be able to reduce some of the stress, hassle that comes with paying different creditor and in return you will receive a timely payment with interest! Thank you<br><br> Borrower added on 07/16/12 > Thank you all for your investment! I'm confident that my loan will be 100% funded, which will assist me in a lot of ways. Currently, it is 20.62% funded and on it way to completion.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,255.00 Public Records On File: 0
Revolving Line Utilization: 70.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 0.00<br>Gas: 240.00<br>Utilitites: 85.00<br>Phone: 120.00<br>Food: 200.00<br>Car: 350.00<br>Insurance: 120.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card 1 Pmt 72 Balance 2481.19 Interest 19.90<br>Credit Card 2 Pmt 15 Balance 889.71 Interest 8.90<br>Credit Card 3 Pmt 15 Balance 396.64 Interest 4.5<br>Credit Card 4 Pmt 35 Balance 1429.21 Interest 14.95<br>Student Loan Pmt 85 Balance 4725.35 Interest 4.25<br>401K Loan Pmt 182 Balance 2789.45

 


 

 

 

Member Payment Dependent Notes Series 1411983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1411983

$12,000

$12,000

11.14%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1411983. Member loan 1411983 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,833 / month
Current employer: Woodland Joint Unified School District Debt-to-income ratio: 8.12%
Length of employment: 5 years Location: SACRAMENTO, CA
       
Home town:
Current & past employers: Woodland Joint Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > We just found out we are going to be parents! We are very excited, but would love to have a slightly bigger space to bring baby home to. We will use this loan to pay off approximately $5000 in credit card debt and the remainder will be used towards a down payment on a house. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,251.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$1150<br>Cars & insurance: $1000<br>Gas to/from work: $500<br>Credit cards: $400 (but will pay these off with some of the loan) <br>Utilities: $250<br>Phones: $200<br>Food$400
What is the estimated current market value of the home you intend to purchase?We don't have an exact home picked out yet, but are looking within the 180,000-220,000 range.

 


 

 

 

Member Payment Dependent Notes Series 1412007

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412007

$12,000

$12,000

7.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412007. Member loan 1412007 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,583 / month
Current employer: Sucker Punch Productions Debt-to-income ratio: 11.69%
Length of employment: 3 years Location: REDMOND, WA
       
Home town:
Current & past employers: Sucker Punch Productions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I've recently had to retain a lawyer. This loan is to cover the estimated total fees.<br><br>I've previously taken out two loans from Lending Club. Both we're fully repaid early - one at about 18 months, and the other around 24.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,118.00 Public Records On File: 0
Revolving Line Utilization: 25.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $3000 per month for rent, transportation, utilities and auto/renter's insurance (amortizing the cost over the year).<br><br>Presently about $1500 per month on food and entertainment. We've gotten by in the past on less and will be lowering this to around half the current amount.<br><br>An additional $460 (pretax) per month are going into a 401(k) to get employer matching.

 


 

 

 

Member Payment Dependent Notes Series 1412025

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412025

$15,875

$15,875

19.05%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412025. Member loan 1412025 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: JPMorgan Chase Debt-to-income ratio: 23.70%
Length of employment: 1 year Location: WESTON, FL
       
Home town:
Current & past employers: JPMorgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 31
Revolving Credit Balance: $8,159.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards ~ $4,000<br>Student loan ~ $16,000<br>Total monthy payment ~ $400
Please explain the reason why you carry a large revolving credit balance.Because of a hardship I had last year and high interest rates.
What is your intended use for the loan proceeds?Debr consolidation

 


 

 

 

Member Payment Dependent Notes Series 1412029

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412029

$20,000

$20,000

6.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412029. Member loan 1412029 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,417 / month
Current employer: FAA Debt-to-income ratio: 12.66%
Length of employment: 10+ years Location: Spring, TX
       
Home town:
Current & past employers: FAA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/12 > the loan is to consolidate 3 payments into one and pay it off in 3 years. I've never been late on any of my commitments, and I never will.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1987 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: 50
Revolving Credit Balance: $4,146.00 Public Records On File: 0
Revolving Line Utilization: 5.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortgage - $1233, no other loans on home.

 


 

 

 

Member Payment Dependent Notes Series 1412097

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412097

$12,000

$12,000

6.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412097. Member loan 1412097 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,917 / month
Current employer: Beal Bank Debt-to-income ratio: 12.13%
Length of employment: 2 years Location: THE COLONY, TX
       
Home town:
Current & past employers: Beal Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I had to perform repairs on my home (new roof, water/sewer connection, furnace and windows) and I couldn't get a home equity loan so I used credit cards with 0% interest to finance the repairs. These cards lose their 0% interest rate in December and I'm looking to repay them using this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 55
Revolving Credit Balance: $18,064.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $1070<br>Car & fuel - $820<br>Utilities - less than $100<br>Phone - Company provided $0<br>Insurance - $150<br>Food, entertainment, misc - $600<br>Student loans - $400<br><br>Total ~ $3140
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car - $18,280 - 3.99% - $619/month<br>Student loans - $36,000 - 5% - $350/month<br>Mortgage - $121,000 - 6.375% - $1070/month (includes escrow)<br>Credit cards - $16,500 - 0% (until December) - $165/month
Please explain the reason why you carry a large revolving credit balance.I have two revolving lines of credit that are currently at 0% interest. These lines were used to make repairs to my home including a new roof, water/sewer connection, furnace and windows. I intend to use the funds from this loan in addition to the $5,000 in cash I have to pay off these cards before the promotional period expires in December.

 


 

 

 

Member Payment Dependent Notes Series 1412109

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412109

$3,250

$3,250

23.28%

1.00%

July 20, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412109. Member loan 1412109 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Lakewood Board of Education Debt-to-income ratio: 11.52%
Length of employment: 9 years Location: POINT PLEASANT BEACH, NJ
       
Home town:
Current & past employers: Lakewood Board of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: 33
Revolving Credit Balance: $2,820.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.To pay bills and rent for the remainder of the summer.
What is your intended use for the loan proceeds?To pay bills and rent.

 


 

 

 

Member Payment Dependent Notes Series 1412132

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412132

$18,000

$18,000

19.05%

1.00%

July 24, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412132. Member loan 1412132 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Cass Realty Inc Debt-to-income ratio: 31.32%
Length of employment: 3 years Location: Livonia, MI
       
Home town:
Current & past employers: Cass Realty Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > I plan to consolidate credit cards and finish up the list of repairs on my new home purchased in June to obtain a C of O. It is these repairs that has consumed most of my borrowing. The deed to the home has not been recorded on the county's end and therefore a home equity line is not yet an option.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 35
Revolving Credit Balance: $16,710.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 370 (740/2)<br>HELOC on 2nd home: 50<br>CC1: 106<br>CC2: 74<br>Gas: 180<br>Phone:80<br>Student Loan: 140<br>Insurance: 140<br>Utilities: 160<br>Car Note: 360<br>Food: 350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Line of Credit on 2nd home: (intend to sell)<br>$10500 mo pmt 50<br>CC's: 3 of them totalling $11000 monthly pmt 266<br>Student loans: $25000 (This has recently been switched to a different servicer and subsequently double counted on my installment type loans on my credit report<br>Mortgage: $87600 pmt 740/2 370<br>Car Note: 14500 mo pmt 360
Please explain the reason why you carry a large revolving credit balance.Three credit cards: <br>CC1 $3500 CC2:$2500 CC3: $5000<br>HELOC on 2nd home: $10500<br>I bought a foreclosure FHA and have made extensive repairs to the house.
If you have a delinquency in the last 2 years, please explain the reason.I had one 1.7 years ago when I forgot to pay my car note online. By the time they called me, it was listed as 30 days on my report. I now have automatic deductions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Line of Credit on 2nd home: (intend to sell)<br>$10500 mo pmt 50<br>CC's: 3 of them totalling $11000 monthly pmt 266<br>Student loans: $25000 (This has recently been switched to a different servicer and subsequently double counted on my installment type loans on my credit report<br>Mortgage: $87600 pmt 740/2 370<br>Car Note: 14500 mo pmt 360

 


 

 

 

Member Payment Dependent Notes Series 1412134

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412134

$10,075

$10,075

14.33%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412134. Member loan 1412134 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,700 / month
Current employer: Gymboree Debt-to-income ratio: 23.84%
Length of employment: 5 years Location: DIXON, CA
       
Home town:
Current & past employers: Gymboree
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan is for consolidating all my card bills into one easy payment.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,914.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Morgage payment, car payment, insurance, phone, card bills, food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Best buy $1,500. Best buy Master, 1,200, Sams club $999, Chase $850, us card $1,700. All around 20% interest. Morgage 1,300 at 3.25. Car 18,000 at 6% Line of credit 13,000.
Please explain the reason why you carry a large revolving credit balance.Home improvments.

 


 

 

 

Member Payment Dependent Notes Series 1412152

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412152

$20,000

$20,000

15.80%

1.00%

July 19, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412152. Member loan 1412152 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Delta Airlines Debt-to-income ratio: 24.05%
Length of employment: 10+ years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Delta Airlines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I would like to be debt free, therefore I want to pay off all my credit card and live a cash only life. I am sick of being in a cash poor situation because I am constantly paying off revolving debt. I am never late with payments. I need to dig myself out of this hole, and I'm hoping you can help.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,252.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent, my partner does although he is overseas. I pay $110 for my cell phone as have just disconnected my home phone. $118 for cable and Internet, $200 per two months for water. He pays the power.
Please explain the reason why you carry a large revolving credit balance.Because I was off a few back from work with an injury that needed surgery and I have not recovered financially and would like too. I also moved out to CA from IL in 2011 which was a costly move.

 


 

 

 

Member Payment Dependent Notes Series 1412156

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412156

$17,325

$17,325

21.00%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412156. Member loan 1412156 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Gallina LLP Debt-to-income ratio: 14.08%
Length of employment: 10+ years Location: ANTELOPE, CA
       
Home town:
Current & past employers: Gallina LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to pay off debt.<br><br> Borrower added on 07/09/12 > This loan is to pay off my credit cards and be debt free in 5 years. The loan payment is less than my current minimum payments and I have never had a late payment. I so badly want to get off the credit card merry-go-round that leaves me paying interest every month but never pays off the debt.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,266.00 Public Records On File: 0
Revolving Line Utilization: 93.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1150<br>Transportation: 100<br>Utilities: 70<br>Phone: 12<br>Insurance: 70<br>Food: 150<br>Debt: 675
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $13,600 average interest rate 25.99%<br>Mortgage: $211,000 at 4.25%
Please explain the reason why you carry a large revolving credit balance.Mostly because when I was younger I was incredibly stupid! I thought that credit cards were an easy way to have the things I wanted without realizing how hard they are to pay off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is for the sole purpose of debt consolidation.
Which debts do you plan to pay off with this loan?I plan to pay off everything except for my mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1412166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412166

$12,000

$12,000

10.16%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412166. Member loan 1412166 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: US Coast Guard Debt-to-income ratio: 29.44%
Length of employment: 10+ years Location: BARRINGTON, RI
       
Home town:
Current & past employers: US Coast Guard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Greetings, this loan request is to consolidate all credit card payments in to one monthly payment. I am not having any trouble at all paying bills (as reflected in my credit report and loan rating). I just want to simplify and reduce interest rates.<br><br> Borrower added on 07/14/12 > Paying $700.00 a month for 18 years on revolving credit is stupid....good business is $390 for 3 years.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,327.00 Public Records On File: 0
Revolving Line Utilization: 38.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 750.00 Transportation: 435 Utilities: 150 Insurance: 450
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I am paying 700 a month on revolving charges.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$700.00 total minimum payments.
What is the total balance of your credit cards, interest rates and current monthly payments?Approx Total Owed: $11,000. Total Monthly Payments: $500.00. Average Interest: 17.9% (Revolving Interest) I have no problems with the payments monthly as is, but I am throwing away a lot of money on revolving credit percentages. Would rather pay the 10% offered with this loan and pay it off in 2 or 2 1/2 years vice 18 years. Hope this answered the question. Thanks for your question.

 


 

 

 

Member Payment Dependent Notes Series 1412236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412236

$6,075

$6,075

12.12%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412236. Member loan 1412236 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,766 / month
Current employer: Verizon Wireless Debt-to-income ratio: 11.89%
Length of employment: 4 years Location: wilmington, NC
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Debt consolidation for for bills and credit accounts<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,053.00 Public Records On File: 0
Revolving Line Utilization: 57.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently my monthly expenses estimate around $689 rent, gas for my car $160, electricity $70, water $ 23, phone bill $83, car insurance $105, and groceries $200. So altogether I around $1330.00 in expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Intereset rates I'm not completely sure of but currently for credit cards I have two which together have a balance of $3400.00, however individually I pay monthly $89.00 for one and $10 for the other. Currenlty I have a student loan for $3379.20 which require 1/3 payments of $1126.40 to be paid in a six month time frame. And I also have my auto loan currently at $9000 with monthly payment of $252.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Intereset rates I'm not completely sure of but currently for credit cards I have two which together have a balance of $3400.00, however individually I pay monthly $89.00 for one and $10 for the other. Currenlty I have a student loan for $3379.20 which require 1/3 payments of $1126.40 to be paid in a six month time frame. And I also have my auto loan currently at $9000 with monthly payment of $252.
Which debts do you plan to pay off with this loan?According to many debt consolidation organizations you should pay off debts that have the highest interest rate. So I will be paying off my credit cards first because they have the highest interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Intereset rates I'm not completely sure of but currently for credit cards I have two which together have a balance of $3400.00, however individually I pay monthly $89.00 for one and $10 for the other. Currenlty I have a student loan for $3379.20 which require 1/3 payments of $1126.40 to be paid in a six month time frame. And I also have my auto loan currently at $9000 with monthly payment of $252.

 


 

 

 

Member Payment Dependent Notes Series 1412251

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412251

$12,800

$12,800

11.14%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412251. Member loan 1412251 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Viridian Debt-to-income ratio: 24.02%
Length of employment: 2 years Location: Little Rock, AR
       
Home town:
Current & past employers: Viridian
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is to pay off some high interest credit cards and a student loan. Thank you for your support.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 43
Revolving Credit Balance: $16,738.00 Public Records On File: 0
Revolving Line Utilization: 56.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1,800<br>Transportation (car note, insurance, gas) - $750<br>Utilities (elec, gas, water, internet) - $550<br>Phone - 0 (paid by company)<br>Food - $600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - 11k at 24.99% - $450 per month<br>Student loans - 24k at 6.85-10% - $300 per month<br>Car Note - 25k at 5.5% - $515 per month
Please explain the reason why you carry a large revolving credit balance.I used credit cards to pay for various items such as car repairs, furniture, a new computer, and a vacation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - 11k at 24.99% - $450 per month<br>Student loans - 24k at 6.85-10% - $300 per month<br>Car Note - 25k at 5.5% - $515 per month

 


 

 

 

Member Payment Dependent Notes Series 1412293

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412293

$23,200

$23,200

7.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412293. Member loan 1412293 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: HENKEL CORP Debt-to-income ratio: 17.72%
Length of employment: 10+ years Location: taunton, MA
       
Home town:
Current & past employers: HENKEL CORP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > THIS LOAN IS TO CONSOLIDATE MY HIGH INTEREST CREDIT CARDS DEBTS.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,879.00 Public Records On File: 0
Revolving Line Utilization: 26.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?AROUND $ 700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?AROUND $25,000.00, INTEREST BETWEEN 14% AND 18%. CREDIT CARDS MONTHLY $600.00, STUDENT LOAN $ 150.00, MORTGAGE $ 875.00.
Please explain the reason why you carry a large revolving credit balance.UNEXPECTED EXPENSES.
Which debts do you plan to pay off with this loan?ALL MY CREDIT CARDS DEBT.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?AROUND $25,000.00, INTEREST BETWEEN 14% AND 18%. CREDIT CARDS MONTHLY $600.00, STUDENT LOAN $ 150.00, MORTGAGE $ 875.00.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is to payoff my credit cards debt, I will allocate the money according with the balance of each of them.

 


 

 

 

Member Payment Dependent Notes Series 1412359

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412359

$24,000

$24,000

15.31%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412359. Member loan 1412359 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $11,208 / month
Current employer: City of Los Angeles Debt-to-income ratio: 7.24%
Length of employment: 10+ years Location: LOS ANGELES, CA
       
Home town:
Current & past employers: City of Los Angeles
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > This loan is for getting rid of high interest rate loans and credit cards. This will allow me to have one payment in order to rid my debt.<br><br> Borrower added on 07/15/12 > This loan will be a big help as I also own a 4 unit apartment complex which I have done many repairs to. Through this loan I will be able to combine most of my credit cards and high interest loans into one payment. This will free up extra cash to pay off the balance much quicker. Will pay off !<br><br> Borrower added on 07/15/12 > Tell your story. What is your loan for?<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 47
Revolving Credit Balance: $10,083.00 Public Records On File: 0
Revolving Line Utilization: 65.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are mortgage, phone, transportation, food, credit cards and also repairs to a 4 unit apartment that I own .
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My largest loan amount is around $9,000. 00 with a very high rate of 54% this loan with cash call will be the first to pay off. This loan has a monthly payment of $ 750.00 . Credit cards around $14,000.00 with montly payments of $550.00.
Please explain the reason why you carry a large revolving credit balance.The reason I carry large revolving credit is due to monthly repairs I make on my apartments. This why I need a loan around $25,000.00 with low rate to put them all together and get rid of the debt. Normal banks never loan funds and I have to go with places like cash call for help with very high interest rates.i
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My largest loan amount is around $9,000. 00 with a very high rate of 54% this loan with cash call will be the first to pay off. This loan has a monthly payment of $ 750.00 . Credit cards around $14,000.00 with montly payments of $550.00.
Which debts do you plan to pay off with this loan?I plan to pay off the other loans with high interest rates and also combine as many credit cards together so I can rid my debt away.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My largest loan amount is around $9,000. 00 with a very high rate of 54% this loan with cash call will be the first to pay off. This loan has a monthly payment of $ 750.00 . Credit cards around $14,000.00 with montly payments of $550.00.

 


 

 

 

Member Payment Dependent Notes Series 1412391

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412391

$8,000

$8,000

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412391. Member loan 1412391 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Alfonso & Sons Landscaping Debt-to-income ratio: 34.61%
Length of employment: 4 years Location: CARNEGIE, PA
       
Home town:
Current & past employers: Alfonso & Sons Landscaping
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > plan to pay off credit cards and remaining balance on auto loan, pay for unexpected repairs to current vehicle and looking to purchase a used second vehicle for more reliable transportation to work.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 49
Revolving Credit Balance: $6,892.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently no rent expenses, vehicle will be paid off in two months (hoping to use funding to pay this off) which will omit that expense. Utilites, phone, insurance and food are about 300.00 to 400.00 per month.
What is your intended use for the loan proceeds?My wife and I would like to condense our credit card debt and payoff the remaining balance to our main vehicle. We also intend to use the loan proceeds for a purchase of a used second vehicle for more reliable transporation, as well as unexpected repairs needed to our main vehicle.

 


 

 

 

Member Payment Dependent Notes Series 1412396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412396

$16,000

$16,000

6.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412396. Member loan 1412396 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,500 / month
Current employer: PBK International Debt-to-income ratio: 1.75%
Length of employment: 6 years Location: Downey, CA
       
Home town:
Current & past employers: PBK International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan is for debt consolidation. 780+ FICO every payment will be made on time!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,670.00 Public Records On File: 0
Revolving Line Utilization: 16.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Less than $ 2500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt less than 15000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total debt less than 15000.00
Which debts do you plan to pay off with this loan?All outstanding debt
What is your intended use for the loan proceeds?Pay off outstanding debt at a lower APR

 


 

 

 

Member Payment Dependent Notes Series 1412413

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412413

$15,000

$15,000

11.14%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412413. Member loan 1412413 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,917 / month
Current employer: State of New Jersey Debt-to-income ratio: 6.58%
Length of employment: 8 years Location: PLAINFIELD, NJ
       
Home town:
Current & past employers: State of New Jersey
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > simple credit card consolidation I want to reduce the payments to one!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,406.00 Public Records On File: 0
Revolving Line Utilization: 29.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?consolidate credit cards all listed
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I pay toward ultilties and house hold 500.00 per month
Which debts do you plan to pay off with this loan?consolidate credit cards all listed

 


 

 

 

Member Payment Dependent Notes Series 1412420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412420

$12,000

$12,000

13.11%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412420. Member loan 1412420 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,833 / month
Current employer: Kohlberg Kravis Roberts Debt-to-income ratio: 17.99%
Length of employment: < 1 year Location: MANALAPAN, NJ
       
Home town:
Current & past employers: Kohlberg Kravis Roberts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > My objective is to refinance my credit card debt. My weighted average interest rate is currentlty 21.25% and this loan will help me to not only achieve a lower interest rate, but to also consolidate my monthly payments into one payment that is $75 less than my previous monthly payments combined.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 79
Revolving Credit Balance: $21,318.00 Public Records On File: 0
Revolving Line Utilization: 70.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses include Rent/Utilities - $1400, Car/Insurance - $650, Food - $400-500. Note that my phone, health insurance and commuting expenses are subsidized fully by my work.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa - $2,500; Visa - $2,450; MC - 4,950; MC - 1,450. My weighted average interest rate is 21.25% and I am currently making payments of $600 per month on these cards.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum monthly payments average $500 per month. I am currently making payments from $500-$700 per month to pay down the cards.

 


 

 

 

Member Payment Dependent Notes Series 1412438

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412438

$20,000

$20,000

8.90%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412438. Member loan 1412438 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,417 / month
Current employer: US Department of Transportation Debt-to-income ratio: 5.45%
Length of employment: < 1 year Location: Collingswood, NJ
       
Home town:
Current & past employers: US Department of Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I wish to consolidate Credit Cards. These climbed up due to a tough transition time - coordinating a place to live between my work and girlfriend's. But now, got the job I wanted and am finally settling down. Time to clean this up...<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,213.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current expenses are high - that's due to getting a job in DC while still on a lease in Philadelphia. I commute down to DC on Amtrak once a week, stay in a room and come back to Philly on Fridays. Because of this situation, I'm treading water currently - money in equals money out<br>This is changing at the end of August as I'll be moving to MD which eliminates Amtrak weekly commuting and the additional DC rent and food... <br>MD rent, transport, phone, etc. - ~$1600
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Disc - $8500, 16%, $210<br>MC - $5500, 9%, $100<br>Visa- $6000, 14%, $74
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I want the loan to consolidate all CCs into single monthly payment. Then any future CC expenses would be paid off in full each month.
Please explain the reason why you carry a large revolving credit balance.Moved to a place near Philadelphia for a better commute between my old job and girlfriend's. Then got a job in DC which I wasn't going to reject. We were locked into a lease that is up at the end of August. So I've been doing the weekly commute to DC on Amtrak plus renting a room, food, etc. for the past 8 months.<br>So I've really been treading water - money in equals money out and not able to pay down the CC debt.

 


 

 

 

Member Payment Dependent Notes Series 1412450

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412450

$11,700

$11,700

6.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412450. Member loan 1412450 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: lodge at ventana canyon Debt-to-income ratio: 18.35%
Length of employment: 5 years Location: tucson, AZ
       
Home town:
Current & past employers: lodge at ventana canyon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1980 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 33
Revolving Credit Balance: $19,369.00 Public Records On File: 0
Revolving Line Utilization: 29.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?aound 2000 for the entire household
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?17000 for c.c.,w/monthly payments of 500,1250 a month for mortgage 5.5 % interest rate
Please explain the reason why you carry a large revolving credit balance.by unfortunate necessity,not by design...the bulk of my C.C. debt is a combination of 3 consecutive years of medical deductibles,dental care,unforeseen car repairs and miscellianous emergencies...
If you have a delinquency in the last 2 years, please explain the reason.no delinquency to my knowledge

 


 

 

 

Member Payment Dependent Notes Series 1412461

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412461

$33,950

$33,950

13.11%

1.00%

July 24, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412461. Member loan 1412461 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Prodea Systems Debt-to-income ratio: 16.19%
Length of employment: 5 years Location: Sachse, TX
       
Home town:
Current & past employers: Prodea Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan will be used for paying off several credit cards and 2 other debt consolidation loans with higher interest rates. This ultimately should increase monthly cash flow by roughly $500 per month. Please feel free to ask for any proof or documents and I will provide promptly.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,936.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?house payment $1200<br>Phone (2 cell phones) $120<br>Electric$250<br>Car payment $580<br>2nd car paid off<br>food $800 (6 people)<br>2 debt consolidation loans$700<br>current credit card payments $ 800<br>insurance $125
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I dont have the list in front of me right now, but even with good payment history,always had good payment history, almost all of my cards are 25-30% interest. <br><br>Mortgage $1200 roughly balance $131K<br>no student loans<br>Auto loan $580 a month roughly 8.9%<br>debt consolidation loan $14k 20.5% interest $398<br>debt consolidation loan $4k 30% interest $289<br>want to pay those off with this loan and put all the rest toward credit card debt.
Please explain the reason why you carry a large revolving credit balance.well 3 years ago we made a choice to not use credit cards unless absolutely necessary. Total outstanding debt has been reduced on a monthly basis. we are simply trying to speed the process up and make it more manageable and free up more income to pay things down faster.<br><br>I was laid off for a year in 2001 which is when alot of debt was accumulated.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I dont have the list in front of me right now, but even with good payment history,always had good payment history, almost all of my cards are 25-30% interest. <br><br>Mortgage $1200 roughly balance $131K<br>no student loans<br>Auto loan $580 a month roughly 8.9%<br>debt consolidation loan $14k 20.5% interest $398<br>debt consolidation loan $4k 30% interest $289<br>want to pay those off with this loan and put all the rest toward credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I dont have the list in front of me right now, but even with good payment history,always had good payment history, almost all of my cards are 25-30% interest. <br><br>Mortgage $1200 roughly balance $131K<br>no student loans<br>Auto loan $580 a month roughly 8.9%<br>debt consolidation loan $14k 20.5% interest $398<br>debt consolidation loan $4k 30% interest $289<br>want to pay those off with this loan and put all the rest toward credit card debt.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage 1250 a month (mortgage,insurance and taxes )<br>Utilities avg $250 a month for gas and electric<br>No home equity loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I dont have the list in front of me right now, but even with good payment history,always had good payment history, almost all of my cards are 25-30% interest. <br><br>Mortgage $1200 roughly balance $131K<br>no student loans<br>Auto loan $580 a month roughly 8.9%<br>debt consolidation loan $14k 20.5% interest $398<br>debt consolidation loan $4k 30% interest $289<br>want to pay those off with this loan and put all the rest toward credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1412462

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412462

$9,000

$9,000

14.33%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412462. Member loan 1412462 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,917 / month
Current employer: Gannett Debt-to-income ratio: 25.20%
Length of employment: 5 years Location: DE PERE, WI
       
Home town:
Current & past employers: Gannett
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I am looking to actively pay down debt over the course of the next few years, starting with a Discover charge. While I was offered more money through this loan, the amount I requested is more manageable and will allow me to pay a large portion of it off and the entire amount more quickly. Thank you!<br><br> Borrower added on 07/16/12 > I want to be out of debt! I'd like to use these loan proceeds to pay off two cards, each with interest rates above 22%, and with monthly payments that would equal those of this loan. This would help considerably in reducing debt in the short- and long-terms. Thank you so much for your time and help!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,210.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own, and my portion of the mortgage is about $500/month. My car payment is $354/month, and I spend about $60/month on gas. Phone is $75, gas/electric about $80, home/auto/life insurance $90/month, and food is about $250.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage balance is $167K, and my portion of the mortgage is $500/month.<br>I have no student loans.<br>Credit card balances/interest rates/payments are as follows:<br>- Discover, $15K, 22.99%, $305/month (and this is the one I'd like to take a bite out of)<br>- Bank of America, $6800, 10.99%, $145/<br>- Wells Fargo, $7800, 17.99%, $220/<br>- Citi, $2200, 10.99%, $50<br>- Lowe's, $1700, 20.99%, $50
Please explain the reason why you carry a large revolving credit balance.Certainly, no one wants to carry such a large balance. I have been working the last couple of years to pay it down (e.g., B of A has gone from just under $11K to just under $7K), but the high interest rates, minimum payments, and new family expenses make it difficult. I also want to maintain a "cushion" of money each month for emergencies, and I NEVER miss a payment. This loan, and the low(er) interest rate associated with it, will take a huge chunk out and continue the debt elimination.

 


 

 

 

Member Payment Dependent Notes Series 1412494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412494

$21,000

$21,000

19.72%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412494. Member loan 1412494 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Farmers Insurance Debt-to-income ratio: 14.61%
Length of employment: 5 years Location: FOLSOM, CA
       
Home town:
Current & past employers: Farmers Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > This loan will be used to pay off high interest credit cards to consolidate to one monthly payment. All outstanding debts are current, and most accounts are closed.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,896.00 Public Records On File: 0
Revolving Line Utilization: 91.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
Please explain the reason why you carry a large revolving credit balance.5 years ago I took a large pay cut when I took a new job. I used credit cards unwisely to make up the gap while I restructured my spending. Unexpected legal costs 3 years ago caused additional usage of the cards. At this time, all but 3 accounts are closed, and I have been diligently paying down the balances since then.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
Which debts do you plan to pay off with this loan?Pay off 8 credit cards balances, and half of another. I am borrowing enough, with this loan, to pay off the balances of the highest interest rate cards. All but 3 of the accounts are closed, and only 1 account will remain open to rebuild credit and show good standing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
Which debts do you plan to pay off with this loan?Pay off 8 credit cards balances, and half of another. I am borrowing enough, with this loan, to pay off the balances of the highest interest rate cards. All but 3 of the accounts are closed, and only 1 account will remain open to rebuild credit and show good standing.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $1250, Utilities - $125, Phone/internet - $125, Insurance - $10
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
Which debts do you plan to pay off with this loan?Pay off 8 credit cards balances, and half of another. I am borrowing enough, with this loan, to pay off the balances of the highest interest rate cards. All but 3 of the accounts are closed, and only 1 account will remain open to rebuild credit and show good standing.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will only be used to pay down credit card balances. I am paying the highest rate cards off first, and applying the remaining funds to a credit card with a large balances, which will reduce that card to half the balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
Please explain the reason why you carry a large revolving credit balance.5 years ago I took a large pay cut when I took a new job. I used credit cards unwisely to make up the gap while I restructured my spending. Unexpected legal costs 3 years ago caused additional usage of the cards. At this time, all but 3 accounts are closed, and I have been diligently paying down the balances since then.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will only be used to pay down credit card balances. I am paying the highest rate cards off first, and applying the remaining funds to a credit card with a large balances, which will reduce that card to half the balance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent - $1250, Utilities - $125, Phone/internet - $125, Insurance - $10
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
Please explain the reason why you carry a large revolving credit balance.5 years ago I took a large pay cut when I took a new job. I used credit cards unwisely to make up the gap while I restructured my spending. Unexpected legal costs 3 years ago caused additional usage of the cards. At this time, all but 3 accounts are closed, and I have been diligently paying down the balances since then.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
Which debts do you plan to pay off with this loan?Pay off 8 credit cards balances, and half of another. I am borrowing enough, with this loan, to pay off the balances of the highest interest rate cards. All but 3 of the accounts are closed, and only 1 account will remain open to rebuild credit and show good standing.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1240<br>Utilities (gas, electric, sewer) $80<br>Phone, internet - $125<br>Transportation - $40 (I have a company car, all gas and maintenance is paid, I pay a minimal amount for insurance)<br>Insurance - All paid through payroll deduction ($10 auto, $375 health/dental). None out of net income<br>Food/Entertainment - $400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$31000 total amount of credit cards, interest rates up to 29.99% monthly total payments of credit cards $900, student loans $155. The interest rates in mycredit cards are making it very difficult to pay down the balances.

 


 

 

 

Member Payment Dependent Notes Series 1412505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412505

$2,000

$2,000

8.90%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412505. Member loan 1412505 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Raytheon Debt-to-income ratio: 1.82%
Length of employment: 3 years Location: Walnut, CA
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I wanna save moeny and pay off credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 42
Revolving Credit Balance: $11,467.00 Public Records On File: 0
Revolving Line Utilization: 9.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1412525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412525

$25,000

$25,000

21.00%

1.00%

July 18, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412525. Member loan 1412525 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Fujitsu Netwook Communication Debt-to-income ratio: 16.96%
Length of employment: 10+ years Location: Richardson, TX
       
Home town:
Current & past employers: Fujitsu Netwook Communication
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I have had several unexpected major cash outlays that have totally disrupted my budget and cash flow. Am trying to recover my budget and cash flow<br><br> Borrower added on 07/15/12 > Am attempting to reduce/eliminate the revolving credit balance, Due to circumstances at the time it was needed. Now things have changed and are trying to reduce/eliminate debt.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 28 Months Since Last Delinquency: 6
Revolving Credit Balance: $7,918.00 Public Records On File: 0
Revolving Line Utilization: 84.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities 400<br>Phone 300<br>Insurance 400<br>Utilities 200<br>Trans 200<br>Food 600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1200<br>Student Loan 150<br>Credit card Bal 10,000 Payment 370 Int. 23.9<br>Credit card Bal 7600 Payment 450 Int. 26.9<br>Short term loans 1500 Payment 350<br>Line of credit 14,000 Payment 780
If you have a delinquency in the last 2 years, please explain the reason.Unexpected major financial payments that have greatly disrupted cash flow and budget.
Please explain the reason why you carry a large revolving credit balance.Due to certain conditions which have now been relieved it was necessary and could not be avoided. These conditions have been relieved and are wanting to gain control back and consolidate this debt so we can increase our cash flow to cascade payments to pay off the debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1200<br>Student Loan 150<br>Credit card Bal 10,000 Payment 370 Int. 23.9<br>Credit card Bal 7600 Payment 450 Int. 26.9<br>Short term loans 1500 Payment 350<br>Line of credit 14,000 Payment 780

 


 

 

 

Member Payment Dependent Notes Series 1412583

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412583

$6,000

$6,000

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412583. Member loan 1412583 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Altura Credit Union Debt-to-income ratio: 13.25%
Length of employment: 4 years Location: RIVERSIDE, CA
       
Home town:
Current & past employers: Altura Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,392.00 Public Records On File: 0
Revolving Line Utilization: 53.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $383
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?One credit card balance is $3,200. APR is 14.99, monthly payment of $70. My other credit card balance is $897.29 APR is 7.99 monthly payments are $25.00<br>Personal loan $2,000. APR 26.99, monthly payment $105.00<br>Student loan $16,300. Monthly payment $86.00<br>I have been paying the minimum on some to pay off others. Recently paid off 2 credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1412585

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412585

$22,750

$22,750

23.76%

1.00%

July 23, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412585. Member loan 1412585 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,869 / month
Current employer: Southern Medical Corporation Debt-to-income ratio: 28.85%
Length of employment: 5 years Location: BATON ROUGE, LA
       
Home town:
Current & past employers: Southern Medical Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Debt consolidation. I would like to have all debt on one note so I can pay off faster.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 19
Revolving Credit Balance: $27,580.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities $140, phone/cable/Internet $135, Ins $340, food $300-400, transportation $100<br>No rent. Mortgage $800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?LOC ~$2500 ?int rate $125 (for 20mo)<br>LOC ~$2000 ?int rate $201 (for 8 mo)<br>Auto ?bal ?int rate $599.98/mo (~2 more years)<br>Credit Card $2076 27.99% $69<br>Credit Card $6052 13.99% $135<br>Credit Card $1357 19.99% $139<br>Credit Card $347 26.99% $35<br>Credit Card $7426 21.4% $202<br>Credit Card $1519 19.8% $42<br>Credit Card $2014 29.99% $70<br>Credit Card $3948 15.9% $ 160<br>Credit Card $850 0%/ $121 26.99% $15<br>LOC $3280 0% $137<br>LOC $3300 0% $137.50
Please explain the reason why you carry a large revolving credit balance.Over the years I have accumulated serveral credit cards and lines of credit. I now wish to consolidate so I can get debt paid off.
If you have a delinquency in the last 2 years, please explain the reason.None that I know of.
Which debts do you plan to pay off with this loan?As many lines of credit/credit cards that I can. Will keep the 0% interest loans because those will be paid off in a year or two.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?LOC ~$2500 ?int rate $125 (for 20mo)<br>LOC ~$2000 ?int rate $201 (for 8 mo)<br>Auto ?bal ?int rate $599.98/mo (~2 more years)<br>Credit Card $2076 27.99% $69<br>Credit Card $6052 13.99% $135<br>Credit Card $1357 19.99% $139<br>Credit Card $347 26.99% $35<br>Credit Card $7426 21.4% $202<br>Credit Card $1519 19.8% $42<br>Credit Card $2014 29.99% $70<br>Credit Card $3948 15.9% $ 160<br>Credit Card $850 0%/ $121 26.99% $15<br>LOC $3280 0% $137<br>LOC $3300 0% $137.50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?LOC ~$2500 ?int rate $125 (for 20mo)<br>LOC ~$2000 ?int rate $201 (for 8 mo)<br>Auto ?bal ?int rate $599.98/mo (~2 more years)<br>Credit Card $2076 27.99% $69<br>Credit Card $6052 13.99% $135<br>Credit Card $1357 19.99% $139<br>Credit Card $347 26.99% $35<br>Credit Card $7426 21.4% $202<br>Credit Card $1519 19.8% $42<br>Credit Card $2014 29.99% $70<br>Credit Card $3948 15.9% $ 160<br>Credit Card $850 0%/ $121 26.99% $15<br>LOC $3280 0% $137<br>LOC $3300 0% $137.50
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?LOC ~$2500 ?int rate $125 (for 20mo)<br>LOC ~$2000 ?int rate $201 (for 8 mo)<br>Auto ?bal ?int rate $599.98/mo (~2 more years)<br>Credit Card $2076 27.99% $69<br>Credit Card $6052 13.99% $135<br>Credit Card $1357 19.99% $139<br>Credit Card $347 26.99% $35<br>Credit Card $7426 21.4% $202<br>Credit Card $1519 19.8% $42<br>Credit Card $2014 29.99% $70<br>Credit Card $3948 15.9% $ 160<br>Credit Card $850 0%/ $121 26.99% $15<br>LOC $3280 0% $137<br>LOC $3300 0% $137.50

 


 

 

 

Member Payment Dependent Notes Series 1412604

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412604

$9,850

$9,850

18.75%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412604. Member loan 1412604 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: jack wayte construction co., inc. Debt-to-income ratio: 28.86%
Length of employment: 1 year Location: alamogordo, NM
       
Home town:
Current & past employers: jack wayte construction co., inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Paying off my high interest credit cards will cut my payments to less than half of what I am currently paying.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,631.00 Public Records On File: 0
Revolving Line Utilization: 88.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1412644

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412644

$14,825

$14,825

6.62%

1.00%

July 24, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412644. Member loan 1412644 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,125 / month
Current employer: Child Development Resources of Ventura C Debt-to-income ratio: 26.08%
Length of employment: 10+ years Location: Ventura, CA
       
Home town:
Current & past employers: Child Development Resources of Ventura C
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,813.00 Public Records On File: 0
Revolving Line Utilization: 30.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My/our total monthly expenses are $4,105. Rent $1900 / Credit Card Payments $760 / Car Payments $700 / power, water, cable & phone $745. I have student loans amounting to $36800 which are currently in forbearance until as long as 2014 if I choose. Afterward the payments are around $250 / month. After taxes, my wife and I clear $6,600 – I bring home $3800 and she brings in 2,800. The Lending Club loan will replace the credit card payments portion of our monthly expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: Bank of America $16,000 - 12.5% / Citibank $8000 - 19.9% / Chase $1,600 - 8.1%<br>Student Loan: $36800 - 3% (Federal)<br>TOTAL: $62400<br><br>Our goal is to eliminate the high interest credit card debt NOW, then by the time my student loans are due again, we will not have to worry about the cc debt.
Please explain the reason why you carry a large revolving credit balance.We have slowly incurred our debt over the past several years as we have become parents and I completed graduate school. As time passed we have been financial procrastinators by not taking care of our financial responsibilities as diligently and as necessary, or planning ahead effectively. We have attempted to shuffle our debt around for better initial interest rates, but in the end it has cost us several more thousand dollars. The Lending Club is a way to clean up and clear out our debt.

 


 

 

 

Member Payment Dependent Notes Series 1412646

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412646

$9,750

$9,750

12.12%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412646. Member loan 1412646 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Catholic Charities of Broome County Debt-to-income ratio: 21.68%
Length of employment: 3 years Location: VESTAL, NY
       
Home town:
Current & past employers: Catholic Charities of Broome County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Mission: Dept Free; credit card consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,784.00 Public Records On File: 0
Revolving Line Utilization: 57.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $625.00 a month in rent, but all other expences are taken care of by someone else except for the credit card bills that will be paid off by this loan.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears Master Card: approximately $5,800.00, Monthly payment: $165.00<br>LOFT Master Card: approximately $2,500.00, Monthly payment:$95.00<br>Wells Fargo Financial (from Raymore and Flanigan): approximately $400.00, Monthly payment: $45.00<br>Home Depot: approximately $100.00, Monthly payment: $15.00<br>Macy's: approximately $100.00, Monthly payment: $15.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The loan will pay off all of my credit cards. All of the combine are approximately $8,900.00. My monthly payments on the credit cards vary, but are generally around $340.00/month total, while the loan payment would be about $20.00 less a month. The biggest advantage of the loan is that it would cut my intrest rates by more that half and save me money in the long run.

 


 

 

 

Member Payment Dependent Notes Series 1412669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412669

$4,300

$4,300

14.09%

1.00%

July 20, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412669. Member loan 1412669 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,417 / month
Current employer: Limeres Medical Clinic Debt-to-income ratio: 10.30%
Length of employment: 7 years Location: Hollister, FL
       
Home town:
Current & past employers: Limeres Medical Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > My parents have always had a pool, even before I was born. I have been living on my own for 18 years with purchasing a new home of our own 5 years ago. I have always wanted my own pool and after contemplating it, making room for one, and applying for the loan, it is finally a REALITY!! :)<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 27
Revolving Credit Balance: $5,805.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, car, insurance, utilities, insurance, food $1000.00 monthly
What is your intended use for the loan proceeds?Swimming pool
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$1200
What is your intended use for the loan proceeds?Swimming pool

 


 

 

 

Member Payment Dependent Notes Series 1412691

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412691

$15,850

$15,850

12.12%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412691. Member loan 1412691 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,417 / month
Current employer: Edro Engineering Debt-to-income ratio: 20.95%
Length of employment: 1 year Location: LA PUENTE, CA
       
Home town:
Current & past employers: Edro Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,830.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $300 per month, utilities $100 per month, phone is $50 per month, insurance $120 per month, and transportation is $50 per month, and food $50 per month. 
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balance is $19,200.  Student loan is $8000 with  pmts of $90. Car loan with a balance of $6000 and  pmts of $328.  Chase credit card with a limit  of $4000, have a balance of $3200 and pmts of $85. Walmart discover credit card with a limit of $1300,a balance of $950 with pmts of $35. Credit one bank credit card with a $1300 limit, a balance of $1000 and pmts of $51.
What is your intended use for the loan proceeds?I intend to pay off my school and car loan.

 


 

 

 

Member Payment Dependent Notes Series 1412720

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412720

$4,200

$4,200

8.90%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412720. Member loan 1412720 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Livingston Services Debt-to-income ratio: 24.67%
Length of employment: 9 years Location: Rahway, NJ
       
Home town:
Current & past employers: Livingston Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I'm driving a 1999 vehicle with 101,000 miles back and forth from Work and School. The vehicle is now 13 years old and requires costly repairs. It's time for a new RELIABLE vehicle<br><br> Borrower added on 07/12/12 > My current vehicle requires a major emissions repair which will exceed the value of the car. I don't want to put that type of money into this vehicle, when I could put that money towards the down payment for a safer, reliable source of transportation<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,785.00 Public Records On File: 0
Revolving Line Utilization: 57.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home currently so my rent is $500 plus utilites of $100. I don't have a car note at this time and I do have a cell phone bill of $70 per month. So I have a monthly expense bill of $670 per month.
What type of vehicle are you buying (make, model, year, mileage and condition)?I was looking at a Kia Sorenta, very reasonable suv with a great Warranty Package. I haven't bought a vehicle since 2000, so I'm looking at anything between 2011-2013. Something very affordable and reasonable.
What are the balances, interest rates, and monthly payments on any other auto obligations?$0 balance. I own my current vehicle
How much money are you providing out of pocket as a down payment for this purchase?I am am providing $4000
What type of vehicle are you buying (make, model, year, mileage and condition)?I was looking at a Kia Sorenta, very reasonable suv with a great Warranty Package. I haven't bought a vehicle since 2000, so I'm looking at anything between 2011-2013. Something very affordable and reasonable.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home currently so my rent is $500 plus utilites of $100. I don't have a car note at this time and I do have a cell phone bill of $70 per month. So I have a monthly expense bill of $670 per month.

 


 

 

 

Member Payment Dependent Notes Series 1412739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412739

$18,000

$18,000

14.33%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412739. Member loan 1412739 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: reliance home services Debt-to-income ratio: 11.30%
Length of employment: 9 years Location: SYLMAR, CA
       
Home town:
Current & past employers: reliance home services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > home improvement needed. new roof and plumbing repairs<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 7
Revolving Credit Balance: $15,818.00 Public Records On File: 0
Revolving Line Utilization: 56.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are less than $2,800.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?I've owned my house for two years now. My monthly mortgage is $1,800.
If you have a delinquency in the last 2 years, please explain the reason.NEVER had any deliquency, I always pay my bills.

 


 

 

 

Member Payment Dependent Notes Series 1412751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412751

$7,000

$7,000

11.14%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412751. Member loan 1412751 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Pratt & Whitney Rocketdyne Debt-to-income ratio: 13.04%
Length of employment: 5 years Location: VENTURA, CA
       
Home town:
Current & past employers: Pratt & Whitney Rocketdyne
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > I have a few credit cards at over 16% and need to dump them!<br>Already cut & tossed, but would like to get a better payoff schedule and rate. Thanks!<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1984 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 58
Revolving Credit Balance: $20,607.00 Public Records On File: 0
Revolving Line Utilization: 45.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I make over $115,000; my wife is a Registered Nurse and makes more than me!<br>Close to $20,000/month gross.<br>Our mortgage is around $1500, we have 2 car payments that add up to $600/mo; Car insurance is $100/mo; utilities (gas/elect/water/trash/cable/phone) is $500 or so... We have most of our college-age kids home for summer... $600+ for food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.it doesn't let me put in specifics V!sa - 3,532 at 29.99 percent with a min. payment of 139.25<br>Other is also V!sa - 4,493 at 19.99 min. payment is 145.

 


 

 

 

Member Payment Dependent Notes Series 1412753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412753

$25,000

$25,000

13.11%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412753. Member loan 1412753 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: MD Webb & Associates Debt-to-income ratio: 11.39%
Length of employment: 10+ years Location: HUNTINGTON BEACH, CA
       
Home town:
Current & past employers: MD Webb & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Looking to pay debt off instead of just chipping away at it, I would like to be debt free and investing more towards my families future within the 36 month time frame. Thank you for the consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,051.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are as follows: Mortgage $2417, utlilites (phone, cable, internet, water, electric) approx $600, food approx $400, car $350.00, Auto Insurance $150 and food approx $300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balance that I am consoldating is $23,300.00. It is 3 credit cards and the interest on 2 of them is are at 13.24% and one is at 28.99%. I am paying $300 per month on each card.

 


 

 

 

Member Payment Dependent Notes Series 1412845

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412845

$17,450

$17,450

21.00%

1.00%

July 19, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412845. Member loan 1412845 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Ken Batchelor Cadillac Debt-to-income ratio: 10.84%
Length of employment: 10+ years Location: CASTROVILLE, TX
       
Home town:
Current & past employers: Ken Batchelor Cadillac
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Pay off my family medical bills and consolidate my credit cards.<br><br> Borrower added on 07/09/12 > Pay off our family medical bills and consolidate our credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,078.00 Public Records On File: 0
Revolving Line Utilization: 73.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1412895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412895

$27,050

$27,050

17.27%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412895. Member loan 1412895 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,325 / month
Current employer: Eurest Services Debt-to-income ratio: 17.16%
Length of employment: 10+ years Location: SPRING, TX
       
Home town:
Current & past employers: Eurest Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,229.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?You have my mortage ($1168 - includes insurance, taxes, etc) - Electric-$150, Phone-$168, Gas-$17, Cable/Internet-$170, Auto Insurance-$99, Water/Sewer-$18, Food-$300, Auto fuel-$120. I travel weekly, so most of my food expenses are paid by company.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America Visa Bal $567/Pymt $30, Capital One Bank Bal $7410/Pymt $120 (Closed), Capital One Bal $7200/Pymt $183, Citibank MC Bal $1378/Pymt $125 (Closed), Discover Bal $424/Pymt $25, Household Bank $1505/Pymt $40, Merrick Bank $7588/Pymt $200, USAA Bal $8969/Pymt $175, and Barclays Bal $9866/Pymt $300.
Please explain the reason why you carry a large revolving credit balance.In addition to using my credit lines to help 3 of my children purchase cars, I have had credit card companies (Chase, Citibank, Capital One, Barclays) reduce my Credit Line. I have been diligently paying down balances, but as banking rules were being changed and the government was putting pressure on banks, the banks reduced my Credit Line. So, even though I was paying down the debt, if my credit line $10k, when I got down to $8k, the bank reduced my line to $8.5k (Example).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage payment is $1,168 (includes pmi, insurance, and taxes); there is no equity loan or line of credit. Electricity averages about $150-$175, Gas averages $30-$40, Water/Sewer averages about $30.
If you have a delinquency in the last 2 years, please explain the reason.No Delinquency in the last 2 years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principal & Interest is $798.71, Tax is $155.22, Insurance is $58.75, MIP/PMI is $60.55, Overage/Shortage is $23.83, and Other is $71.34 for a grand total of $1,168.40.
Please explain the reason why you carry a large revolving credit balance.In addition to using my credit lines to help 3 of my children purchase cars, I have had credit card companies (Chase, Citibank, Capital One, Barclays) reduce my Credit Line. I have been diligently paying down balances, but as banking rules were being changed and the government was putting pressure on banks, the banks reduced my Credit Line. So, even though I was paying down the debt, if my credit line $10k, when I got down to $8k, the bank reduced my line to $8.5k (Example).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?You have my mortage ($1168 - includes insurance, taxes, etc) - Electric-$150, Phone-$168, Gas-$17, Cable/Internet-$170, Auto Insurance-$99, Water/Sewer-$18, Food-$300, Auto fuel-$120. I travel weekly, so most of my food expenses are paid by company.

 


 

 

 

Member Payment Dependent Notes Series 1412910

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412910

$5,000

$5,000

15.31%

1.00%

July 18, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412910. Member loan 1412910 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Paladin Data Debt-to-income ratio: 33.96%
Length of employment: 1 year Location: Bremerton, WA
       
Home town:
Current & past employers: Paladin Data
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > Would like to consolidate a couple of high interest loans that I have.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $77,424.00 Public Records On File: 0
Revolving Line Utilization: 92.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Water/Electric-$115, Gas-$37, Rent-$1300, Phone-$69, Insurance-$111, Food-$300, Misc- $125<br>Total-$2057
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover outstanding balance 1200 at 25.9% for 52 monthly<br>Visa outstanding balance 4,200 at 29.9% for 113 monthly
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total incuding this $18,437 monthly payments $817

 


 

 

 

Member Payment Dependent Notes Series 1412918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412918

$25,000

$25,000

19.72%

1.00%

July 19, 2012

July 23, 2017

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412918. Member loan 1412918 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,150 / month
Current employer: TECHNISOURCE INC(RANDSTAND TECH) Debt-to-income ratio: 15.17%
Length of employment: 4 years Location: TALLAHASSEE, FL
       
Home town:
Current & past employers: TECHNISOURCE INC(RANDSTAND TECH)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,666.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
Which debts do you plan to pay off with this loan?I would like to pay some personal loans and some bank loans and credit card payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
Which debts do you plan to pay off with this loan?I would like to pay some personal loans and some bank loans and credit card payments
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Depending upon the interest rate, I am going to allocate funds..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are approximately 3200$.. I dont have any mortage loan..
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I dont have any mortage loan..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?It is approximately 3200$
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
Which debts do you plan to pay off with this loan?I would like to pay some personal loans and some bank loans and credit card payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have total debit approximately $30000 (some loans are personal and some loans are with bank
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Depending upon the interest rate, I am going to allocate funds..
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
What is your intended use for the loan proceeds?I would like to pay some personal loans and some bank loans and credit card payments
Which debts do you plan to pay off with this loan?I would like to pay some personal loans and some bank loans and credit card payments
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are approximately 3200$.. I dont have any mortage loan..

 


 

 

 

Member Payment Dependent Notes Series 1412951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412951

$8,450

$8,450

18.49%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412951. Member loan 1412951 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: nathan littauer hospital and nursing hom Debt-to-income ratio: 21.46%
Length of employment: < 1 year Location: AMSTERDAM, NY
       
Home town:
Current & past employers: nathan littauer hospital and nursing hom
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/09/12 > loan is for debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 68
Revolving Credit Balance: $8,679.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i pay 500 in rent, about 300 in utilities that includes phone, car ins of 150 and 200-300 in food

 


 

 

 

Member Payment Dependent Notes Series 1412979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1412979

$20,250

$20,250

15.31%

1.00%

July 23, 2012

July 23, 2015

July 23, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1412979. Member loan 1412979 was requested on July 9, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: pacific northwest national laboratory Debt-to-income ratio: 23.75%
Length of employment: 10+ years Location: West Richland, WA
       
Home town:
Current & past employers: pacific northwest national laboratory
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I want to be debt free, LendingClub is giving me the opportunity to reach my goal, it's so exciting to actually know I will be free of my debt in such a short period of time. Thank you LendingClub.<br>

 

A credit bureau reported the following information about this borrower member on July 9, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 37
Revolving Credit Balance: $14,831.00 Public Records On File: 0
Revolving Line Utilization: 85.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I added my data to this on 7/12/12, it's not showing so I'm going to add it again, I apologize if you get this twice.<br>mortgage $1,061.00 <br>Electric $150.00 <br>water/sewer/gargage $125.00 <br>transportation $150.00 <br>car insurance $80.00 <br>phone/internet/tv $130.00 <br>Groceries $300.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?having problems sending this information, system tells me I have information I cant send, so I dont know how much information you will see
Please explain the reason why you carry a large revolving credit balance.Not sure what to say here, sometimes you just have to get by, and using credit cards was how i did that. Now I'm in a much better place in my life and my goal is to get all my debt paid off and only use cash. Very exciting :) and a hugh stress releif knowing that in a few years I will be debt free!

 


 

 

 

Member Payment Dependent Notes Series 1413094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413094

$13,250

$13,250

16.29%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413094. Member loan 1413094 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Regent Care Center of Reno Debt-to-income ratio: 31.14%
Length of employment: 7 years Location: RENO, NV
       
Home town:
Current & past employers: Regent Care Center of Reno
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 34
Revolving Credit Balance: $16,809.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I'm planning to pay off the one's that has higher interest and low balance that way it would be easier to remember and avoid late fees in case I overlooked it.

 


 

 

 

Member Payment Dependent Notes Series 1413131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413131

$24,000

$24,000

15.31%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413131. Member loan 1413131 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: City of Sacramento Debt-to-income ratio: 19.02%
Length of employment: 5 years Location: FOLSOM, CA
       
Home town:
Current & past employers: City of Sacramento
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Wedding, Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 40
Revolving Credit Balance: $24,140.00 Public Records On File: 0
Revolving Line Utilization: 43.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1506<br>Car 346<br>Insurance 215<br>Utilities 150<br>Cable 150<br> Phone 150<br>Food 350<br>Hoa 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: 1506<br>Car: 346<br>Insurance: 212<br>Food: 350<br>Utilities: 150<br>Cable: 150<br>Cell Phone: 150<br>HOA: 200<br>CC 1: 200<br>CC 2: 250
Please explain the reason why you carry a large revolving credit balance.Taxes / wedding
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage: 1506<br>Car: 346<br>Insurance: 212<br>Food: 350<br>Utilities: 150<br>Cable: 150<br>Cell Phone: 150<br>HOA: 200<br>CC 1: 200<br>CC 2: 250

 


 

 

 

Member Payment Dependent Notes Series 1413176

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413176

$15,000

$15,000

13.11%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413176. Member loan 1413176 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Multicare Healthcare-behavioral health. Debt-to-income ratio: 29.50%
Length of employment: 4 years Location: TACOMA, WA
       
Home town:
Current & past employers: Multicare Healthcare-behavioral health.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > I need to consolidate cc's, and pay off my car to be able to have some breathing room financially. I've had quite a few medical bills within the last couple years, no med probs now. My daughter got married and then some house repairs. Things just got away from me.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 67
Revolving Credit Balance: $20,011.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 1054, Car payment/ car insurance 484, Utilities about 125, Phone 125, House insurance is included in my mortgage pymt along with taxes. Food about 300.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have several cc's total debit about 15k, interest rates range from 23 to 27 percent. Student loans are about 260. There wasn't a provision for a second job that I noticed on the questionnaire, but I do have a part time Per Diem for weekends only, as needed. Last year this netted $5k extra.
Please explain the reason why you carry a large revolving credit balance.I carry a large home depot balance because of needed house repairs. I've used Discover for medical expenses for myself and a pet. Once credit card was used to help with my daughter's wedding expenses, the other to help with a daughter's medical, grand children's clothes etc. There just seemed to be one emergency after another. There wasn't a provision for a second job that I noticed on the questionnaire, but I do have a part time Per Diem for weekends only, Last year this netted $5k
What is your intended use for the loan proceeds?I plan on paying off high interest credit cards and another consolidation loan I got for medical bills. I will put the residual if any on the principal on my car loan so that I may pay it off earlier, this the last year of the car loan.
Please explain the reason why you carry a large revolving credit balance.I carry a large home depot balance because of needed house repairs. I've used Discover for medical expenses for myself and a pet. Once credit card was used to help with my daughter's wedding expenses, the other to help with a daughter's medical, grand children's clothes etc. There just seemed to be one emergency after another. There wasn't a provision for a second job that I noticed on the questionnaire, but I do have a part time Per Diem for weekends only, Last year this netted $5k
Which debts do you plan to pay off with this loan?Credit cards, a consolidation loan I got for medical bills and if any residual is left, I will put that on the principal of my car loan.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on using it to pay off credit cards, and a consolidation loan I got for medical bills.

 


 

 

 

Member Payment Dependent Notes Series 1413243

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413243

$6,400

$6,400

13.11%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413243. Member loan 1413243 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Global Restaurant Debt-to-income ratio: 22.37%
Length of employment: 4 years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: Global Restaurant
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan will help me get completely debt free and away from credit card companies who raised my interest rates severely because the laws were changing, not because of anything I did. Thank you very much.<br><br> Borrower added on 07/12/12 > Thank you for your interest. This is going to help me erase my credit card debt with a lower interest loan. I am not struggling to pay my bills, just looking for a cheaper alternative. I have been in my current position for over four years now. Thank you again for your time and interest.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,644.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is $8,000. I opted for a lower loan because I have one card with a lower rate than the one I was offered with an $8,000 loan. The interest rates very from 29.99 to 14.5%. I will be paying off all of my cards except the one which will leave me with a $2,000 balance. Currently I pay $450 a month. These are not the minimum payments I have to make I am just trying to pay them down faster. I will be able to put $225 toward the card each month and have it paid off in a year.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are around $1200 a month on average. This does not include my credit card payments, because I will no longer have them when this loan is completed.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance is $8,000. I opted for a lower loan because I have one card with a lower rate than the one I was offered with an $8,000 loan. The interest rates very from 29.99 to 14.5%. I will be paying off all of my cards except the one which will leave me with a $2,000 balance. Currently I pay $450 a month. These are not the minimum payments I have to make I am just trying to pay them down faster. I will be able to put $225 toward the card each month and have it paid off in a year.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My monthly expenses are around $1200.

 


 

 

 

Member Payment Dependent Notes Series 1413295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413295

$8,400

$8,400

15.80%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413295. Member loan 1413295 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Saugusbank Debt-to-income ratio: 29.19%
Length of employment: < 1 year Location: Burlington , MA
       
Home town:
Current & past employers: Saugusbank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > To pay off credit cards and have one solid monthly payment.<br><br> Borrower added on 07/16/12 > Loan payments are 200% guaranteed . Budget worked out daily. Most of loan funded amount will go directly back to the loan as the first payment at least $3000 worth. Extra amount asked for as a buffer in case of unexpected events. Never late on payments and credit is including school loans being paid<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 39
Revolving Credit Balance: $9,208.00 Public Records On File: 0
Revolving Line Utilization: 85.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1413350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413350

$6,000

$6,000

17.77%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413350. Member loan 1413350 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,467 / month
Current employer: Impress Designs Debt-to-income ratio: 15.92%
Length of employment: 8 years Location: IRVING, TX
       
Home town:
Current & past employers: Impress Designs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,652.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using all of the money to pay down credit cards. The balances are slightly higher than the amount I am trying to borrow. But I will finishing paying down the little that is left on my own.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using all of the money to pay down credit cards. The balances are slightly higher than the amount I am trying to borrow. But I will finishing paying down the little that is left on my own.

 


 

 

 

Member Payment Dependent Notes Series 1413385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413385

$12,000

$12,000

11.14%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413385. Member loan 1413385 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Texas A&M University System - OTC Debt-to-income ratio: 14.60%
Length of employment: 7 years Location: BRYAN, TX
       
Home town:
Current & past employers: Texas A&M University System - OTC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I will be consolidating 3 higher interest credit cards and a signature loan. My calculations show that the new payment amount for this loan will be very close to what I am currently paying on this debt per month therefore I will have no problems making the new monthly payments.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,107.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413401

$6,500

$6,500

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413401. Member loan 1413401 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Second Baptist Church Debt-to-income ratio: 20.90%
Length of employment: 5 years Location: KINGWOOD, TX
       
Home town:
Current & past employers: Second Baptist Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Would like to consolidate two credit cards into one payment to ultimately be debt free!<br><br> Borrower added on 07/10/12 > The loan will be used to fully pay off two credit cards!<br><br> Borrower added on 07/10/12 > This loan will be used to consolidate two credit cards into one payment to ultimately be debt free!<br><br> Borrower added on 07/15/12 > Thanks so much to those who have invested!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,673.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses include...<br>-Rent & insurance - Auto which includes vehicle payment, insurance, gas & maintenance<br>-Two other small manageable credit cards that are almost payed off<br>-Utilities which includes power, water & trash <br>-Cell phone -Food -Television -Entertainment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt with is all credit cards.<br>-$3,287.83<br>-$2,140.01<br>Total: $5,427.84<br>My current interests rates at the moment are very similar to what i received here but variable. <br>The monthly payments have totaled to around $400.00. With around $200 due as a minimum.

 


 

 

 

Member Payment Dependent Notes Series 1413409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413409

$35,000

$35,000

19.72%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413409. Member loan 1413409 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: Department of Homeland Security Debt-to-income ratio: 18.44%
Length of employment: 5 years Location: WOODBRIDGE, VA
       
Home town:
Current & past employers: Department of Homeland Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Need to consolidate my debts into 1 east monthly payment. All payments are current and have been made in a timely manner. Never defaulted on any loans. Never had bankruptcy.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,712.00 Public Records On File: 0
Revolving Line Utilization: 72.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My loan with Lending Club will be used to pay off $30,000 in debt. The debt includes 1 car loan ($463/mo.), 2 Personal loans ($270 & $170/mo.) and 4 credit cards ($200 avg./mo.)<br><br>My mortgage is $2200/mo.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My mortgage is $2200/mo., utilities is $200/mo., HOA&Condo fee $270/mo.
Which debts do you plan to pay off with this loan?Combination of car loan, personal loans and credit cards.
Please explain the reason why you carry a large revolving credit balance.Had an emergency situation that I had to use the remaining credit on several credit cards with high interest. Been making timely payment ever since, but would like to get a lower interest loan from Lending Club to pay the remaining balance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$2200 for Mortgage, $300 for HOA, Condo Fees, Insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My loan with Lending Club will be used to pay off $30,000 in debt. The debt includes 1 car loan ($463/mo.), 2 Personal loans ($270 & $170/mo.) and 4 credit cards ($200 avg./mo.)<br><br>My mortgage is $2200/mo.
Please explain the reason why you carry a large revolving credit balance.Had an emergency situation that I had to use the remaining credit on several credit cards with high interest. Been making timely payment ever since, but would like to get a lower interest loan from Lending Club to pay the remaining balance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My loan with Lending Club will be used to pay off $30,000 in debt. The debt includes 1 car loan ($463/mo.), 2 Personal loans ($270 & $170/mo.) and 4 credit cards ($200 avg./mo.)<br><br>My mortgage is $2200/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2200/Mo. Mortgage, $120/Mo. Fuel, $100/Mo. Utilities, $75/Mo. Cell Phone, $200/Mo. Food.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My loan with Lending Club will be used to pay off $30,000 in debt. The debt includes 1 car loan ($463/mo.), 2 Personal loans ($270 & $170/mo.) and 4 credit cards ($200 avg./mo.)<br><br>My mortgage is $2200/mo.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My loan with Lending Club will be used to pay off $30,000 in debt. The debt includes 1 car loan ($463/mo.), 2 Personal loans ($270 & $170/mo.) and 4 credit cards ($200 avg./mo.)<br><br>My mortgage is $2200/mo.
Please explain the reason why you carry a large revolving credit balance.Had an emergency situation that I had to use the remaining credit on several credit cards with high interest. Been making timely payment ever since, but would like to get a lower interest loan from Lending Club to pay the remaining balance.

 


 

 

 

Member Payment Dependent Notes Series 1413484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413484

$22,000

$22,000

13.11%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413484. Member loan 1413484 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Fred F. Groff Funeral Home Debt-to-income ratio: 19.36%
Length of employment: 10+ years Location: Lancaster, PA
       
Home town:
Current & past employers: Fred F. Groff Funeral Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I did some landscaping and home improvement projects to increase the value of my home.<br><br> Borrower added on 07/12/12 > I have a mortgage and a car loan both at very low interest rates. Any other debt is from my home improvement projects which I am seeking this loan to consolidate.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,436.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Kitchen and bathroom renovations for most and some landscaping improvements.

 


 

 

 

Member Payment Dependent Notes Series 1413528

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413528

$19,375

$19,375

15.31%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413528. Member loan 1413528 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Rhino Technology Group, Inc. Debt-to-income ratio: 19.16%
Length of employment: 7 years Location: EAGAN, MN
       
Home town:
Current & past employers: Rhino Technology Group, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Currently my monthly minimum credit card payments are over $1000.00 per month due to high interest rates. I cannot save by refinancing my mortgage due to the 50% increase in PMI rates. In order to cut costs I need to cut credit card payments and stop using credit cards. Thank You So Much!!!<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,651.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 8,511 23% 230 min pymnt<br>MasterCard 3,649 29% 125 min pymnt<br>MasterCard 1,440 19% 39 min pymnt<br>Retail Store 1,406 25% 70 min pymnt<br>Retail Store 915 25% 48 min pymnt<br>Visa 872 19% 25 min pymnt<br>Retail Store 718 25% 25 min pymnt<br>MasterCard 357 23% 25 min pymnt<br>MasterCard 4,325 17% 125 min pymnt - approx 530 will go towards this balance
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 8,511 23% 230 min pymnt<br>MasterCard 3,649 29% 125 min pymnt<br>MasterCard 1,440 19% 39 min pymnt<br>Retail Store 1,406 25% 70 min pymnt<br>Retail Store 915 25% 48 min pymnt<br>Visa 872 19% 25 min pymnt<br>Retail Store 718 25% 25 min pymnt<br>MasterCard 357 23% 25 min pymnt<br>MasterCard 4,325 17% 125 min pymnt - approx 530 will go towards this balance
Please explain the reason why you carry a large revolving credit balance.Life events over the past 8 years cut my income in half and I needed to obtain credit cards for living expenses. I no longer need or require credit to supplement my income, however, it has been extremely difficult to pay down the balances and pay more than the minimum payments. I wish to pay off the credit card accounts that I have opened so that I can move forward fresh without using credit and close the door on the past.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 8,511 23% 230 min pymnt<br>MasterCard 3,649 29% 125 min pymnt<br>MasterCard 1,440 19% 39 min pymnt<br>Retail Store 1,406 25% 70 min pymnt<br>Retail Store 915 25% 48 min pymnt<br>Visa 872 19% 25 min pymnt<br>Retail Store 718 25% 25 min pymnt<br>MasterCard 357 23% 25 min pymnt<br>MasterCard 4,325 17% 125 min pymnt - approx 530 will go towards this balance

 


 

 

 

Member Payment Dependent Notes Series 1413645

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413645

$3,725

$3,725

7.90%

1.00%

July 20, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413645. Member loan 1413645 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Pulmuone Foods Debt-to-income ratio: 16.34%
Length of employment: 1 year Location: Buena Park, CA
       
Home town:
Current & past employers: Pulmuone Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Originally I wanted to pay off all credit card debt but loan amount approved for is not enough. So instead, I will pay off low balance credit cards and get my transmission fixed which can be costly.<br><br> Borrower added on 07/11/12 > I prefer not to use credit card to fix transmission due to higher interest rate<br><br> Borrower added on 07/11/12 > I prefer not to use credit card for transmission due to higher interest rates.<br><br> Borrower added on 07/13/12 > I prefer to have transmission rebuilt/replaced rather than have the monthly expense of financing a car. This car is paid off. The amount left on this loan after paying for transmission will be used to pay off small balance credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,231.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413705

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413705

$20,000

$20,000

14.09%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413705. Member loan 1413705 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: Sentry Data Systems, Inc. Debt-to-income ratio: 14.65%
Length of employment: 4 years Location: PORTLAND, OR
       
Home town:
Current & past employers: Sentry Data Systems, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > In my 1st job out of college I relied on credit for my apartment because my job did not pay well enough. Now with a stable job I am committed to be debt free in 2-3 years, but my high interest rates are making it very difficult. I want to consolidate my monthly credit payments into single payments.<br><br> Borrower added on 07/10/12 > In a great non-paid internship after college I used credit to supplement rent. Now, with a stable job of 4 years I am committed to become debt free in 2-3 years, but my high interest credit accounts are making it difficult. This loan is to refinance my credit payments into 1 manageable payment.<br><br> Borrower added on 07/11/12 > Monthly budget<br>-<br>Apartment/Parking/Utilities: ~$1250<br>Student Loan: $170<br>Food/Social: $600 ($150/wk)<br>Cell/internet/car insurance: ~$200<br>-<br>Total: $2220<br>-<br>additionally, I am paying slightly above the minimum on my cc accounts with a monthly total of $1100, but I am seeing little progress.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,439.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413727

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413727

$20,275

$20,275

18.75%

1.00%

July 20, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413727. Member loan 1413727 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,167 / month
Current employer: APM Terminals Debt-to-income ratio: 14.83%
Length of employment: 10+ years Location: CHARLESTON, SC
       
Home town:
Current & past employers: APM Terminals
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > The loan is for debt consolidation.<br><br> Borrower added on 07/11/12 > My goal is to consolidate the debt which will create an approximate savings of 650.00 dollars a month and reapply to the debt to pay it off faster. Once the credit debt is paid the cards will be cancelled. Thank you for your consideration.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,133.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $1676 per month. I have a car payment of $322 per month. My utilities run about $220 for electricity and gas. The water bill is usually around $70.00 Car insurance is $116 a month for two cars. Gas is around $40 per week. The grocery bill is between $800 to $1000. Thank you for your consideration.
What is your intended use for the loan proceeds?Debt consolidation.
Please explain the reason why you carry a large revolving credit balance.Honestly it was mismanagement. The plan going forward is to pay the credit cards off and cancel them. I can make the payments as they are now however it will take me forever to pay them off. My goal, which is obtainable is to be completely debt free within 2.5 years to include this loan (not including the mortgage).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
Which debts do you plan to pay off with this loan?I plan to pay all revolving credit cards and to switch to a pure cash budget.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off the highest credit cards first with the highest interest rates. Then take those saving to pay off this debt faster. If you have any advice I would be most willing to listen because my ultimate goal is to be able to do what you are and that is invest and get paid versus paying. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $1676 per month. I have a car payment of $322 per month. My utilities run about $220 for electricity and gas. The water bill is usually around $70.00 Car insurance is $116 a month for two cars. Gas is around $40 per week. The grocery bill is between $800 to $1000. Thank you for your consideration.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt is credit card. The total amount is $20,353.00 Total monthly payments $1196.00. By consolidating I will save $672.00 which will be used to pay down the debt faster. Interest rates range from 12% to 18%. The goal is to become debt free. Although I don't believe it is the best for my credit score, I plan on canceling the credit cards and being one hundred percent cash. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1413732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413732

$4,500

$4,500

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413732. Member loan 1413732 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Kay, Tabas & Niknam Ophthalmology Debt-to-income ratio: 19.90%
Length of employment: 10+ years Location: drexel hill, PA
       
Home town:
Current & past employers: Kay, Tabas & Niknam Ophthalmology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

My credit cards are not outrageous and are paided religiously but my goal is to lower them and make my revolving credit/available ratio higher so that purchasing a home in the next 3 years will be secured at a low interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,049.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.In an attempt to improve my credit I was told to get more credit and pay on time. Well I did... I've never been late and always pay more than the minimum but not now I'm told my revolving credit ratio is too high. So this will allow me to lower it and get a lower interest rate when I purchase a home in 3 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $1750, interest rate 2o.5%, $65 monthly <br>Amazon (visa) - $950, interest rate 20.6%, $25 monthly<br>Macys - $450, interest rate 16%, $25 monthly<br>Walmart - $489, interest rate 19.0%, $25 monthly<br>American eagle- $380, interest rate 22%, $35 monthly<br>All cards are update to date and never late on a payment.
What is the total balance of your credit cards, interest rates and current monthly payments?The total of my credit card debt is $4500, my interest rates range from 14 % - 21% and my total monthly payments are $180 if I pay the minimum but generally pay $250-$300 monthly.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan for the sole purpose of paying my cresit card debt. Each will be paid off over the next 3 months... I still have available funds on my credit cards but my goal is to pay only 1 consolidated bill a month. My goal is to purchase a home in 3 years and a realtor suggested I lower my debt ratio.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $450<br>Utilities - $350 including phone/Internet <br>Transportation - $500<br>Insurance - $0 (significant other pays)<br>Food -$200<br>Bills are generally split with significant other
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $1750, interest rate 2o.5%, $65 monthly <br>Amazon (visa) - $950, interest rate 20.6%, $25 monthly<br>Macys - $450, interest rate 16%, $25 monthly<br>Walmart - $489, interest rate 19.0%, $25 monthly<br>American eagle- $380, interest rate 22%, $35 monthly<br>All cards are update to date and never late on a payment.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My goal is to payoff all credit cards (anticipate purchasing a home in 3 years) so there will be a balance of $50 to maintain the cards a good credit rating. At the present time, my minimum monthly payments range from $15-$35 for a total of $180.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $1750, interest rate 2o.5%, $65 monthly <br>Amazon (visa) - $950, interest rate 20.6%, $25 monthly<br>Macys - $450, interest rate 16%, $25 monthly<br>Walmart - $489, interest rate 19.0%, $25 monthly<br>American eagle- $380, interest rate 22%, $35 monthly<br>All cards are update to date and never late on a payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the loan for the sole purpose of paying my cresit card debt. Each will be paid off over the next 3 months... I still have available funds on my credit cards but my goal is to pay only 1 consolidated bill a month. My goal is to purchase a home in 3 years and a realtor suggested I lower my debt ratio.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $450<br>Utilities - $350 including phone/Internet <br>Transportation - $500<br>Insurance - $0 (significant other pays)<br>Food -$200<br>Bills are generally split with significant other
What is the total balance of your credit cards, interest rates and current monthly payments?The total of my credit card debt is $4500, my interest rates range from 14 % - 21% and my total monthly payments are $180 if I pay the minimum but generally pay $250-$300 monthly.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard - $1750, interest rate 2o.5%, $65 monthly <br>Amazon (visa) - $950, interest rate 20.6%, $25 monthly<br>Macys - $450, interest rate 16%, $25 monthly<br>Walmart - $489, interest rate 19.0%, $25 monthly<br>American eagle- $380, interest rate 22%, $35 monthly<br>All cards are update to date and never late on a payment.

 


 

 

 

Member Payment Dependent Notes Series 1413743

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413743

$28,000

$28,000

13.11%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413743. Member loan 1413743 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Babbidge Facilities Construction Debt-to-income ratio: 24.16%
Length of employment: 2 years Location: Newington, CT
       
Home town:
Current & past employers: Babbidge Facilities Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan is for an inground pool.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $799.00 Public Records On File: 1
Revolving Line Utilization: 5.10% Months Since Last Record: 79
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1413751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413751

$7,500

$7,500

10.16%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413751. Member loan 1413751 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Engineering Design FIrm Debt-to-income ratio: 7.69%
Length of employment: 6 years Location: Bayonne, NJ
       
Home town:
Current & past employers: Engineering Design FIrm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Help me help you, simple as that. I have a polished track record for repaying banks and will not have it tarnish due to aspirations i have yet to follow upon.<br><br> Borrower added on 07/16/12 > Thanks again for the investments and count on prompt payments.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,216.00 Public Records On File: 0
Revolving Line Utilization: 84.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.About a year back i purchased a mult family. Balance on card consisted of cost associated with renovating the property. Currently property is fully rented and as such extra funds will go into paying that down. Thanks for asking.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As it is not legal to answer your question, i can say that my monthly income to debt ratio is 55.8%.
Please explain the reason why you carry a large revolving credit balance.About a year back i purchased a mult family. Balance on card consisted of cost associated with renovating the property. Currently property is fully rented and as such extra funds will go into paying that down. Thanks for asking.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?As it is not legal to answer your question, i can say that my monthly income to debt ratio is 55.8%.
How much money are you providing out of pocket as a down payment for this purchase?15%
What type of vehicle are you buying (make, model, year, mileage and condition)?97 nissan 240sx with 160k in excellent condition. Will be a second car and first car is payed off.
Please explain the reason why you carry a large revolving credit balance.About a year back i purchased a mult family. Balance on card consisted of cost associated with renovating the property. Currently property is fully rented and as such extra funds will go into paying that down. Thanks for asking.

 


 

 

 

Member Payment Dependent Notes Series 1413805

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413805

$15,000

$15,000

15.80%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413805. Member loan 1413805 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: tekpro Debt-to-income ratio: 17.75%
Length of employment: 2 years Location: smyrna, GA
       
Home town:
Current & past employers: tekpro
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have some loans with a much higher interest rate that I would like to come down.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,345.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total balance of credit cards/loans are estimate of 16k. <br>monthly payments average 600 plus a month<br>interest rate on one of the is 25%<br>15% on the others.
What is the total balance of your credit cards, interest rates and current monthly payments?total balance of credit cards/loans are estimate of 16k. <br>monthly payments average 600 plus a month<br>interest rate on one of the is 25%<br>15% on the others.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.total balance of credit cards/loans are estimate of 16k. <br>monthly payments average 600 plus a month<br>interest rate on one of the is 25%<br>15% on the others.

 


 

 

 

Member Payment Dependent Notes Series 1413823

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413823

$1,200

$1,200

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413823. Member loan 1413823 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,167 / month
Current employer: Sam's Club Debt-to-income ratio: 7.34%
Length of employment: 3 years Location: DADE CITY, FL
       
Home town:
Current & past employers: Sam's Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I need to buy a rebuilt motor for my vehicle. I don't want to get involved in another car payment right now, and I can repay $1200 a lot easier than $12000. Plus this is a great line of credit to improve my credit. Thank You<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 58
Revolving Credit Balance: $4,218.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1413836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413836

$7,000

$7,000

17.77%

1.00%

July 23, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413836. Member loan 1413836 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: POTESTA & ASSOCIATES Debt-to-income ratio: 18.15%
Length of employment: < 1 year Location: Saint ALbans, WV
       
Home town:
Current & past employers: POTESTA & ASSOCIATES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I'm just trying to consolidate some credit card debt and reduce my monthly payment. I'm planning to pay off the high balance cards and high interest ones. Thanks<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 31
Revolving Credit Balance: $12,307.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1413979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1413979

$18,000

$18,000

15.31%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1413979. Member loan 1413979 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: LAUSD Debt-to-income ratio: 25.50%
Length of employment: 10+ years Location: Sylmar, CA
       
Home town:
Current & past employers: LAUSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 7
Revolving Credit Balance: $18,800.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2500-$3000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Not sure about all of them.

 


 

 

 

Member Payment Dependent Notes Series 1414089

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414089

$8,500

$8,500

15.80%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414089. Member loan 1414089 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Torrillo & Associates Debt-to-income ratio: 13.82%
Length of employment: 4 years Location: MEDIA, PA
       
Home town:
Current & past employers: Torrillo & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 73
Revolving Credit Balance: $6,632.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan.The loan will be used to consolidate some debt of my fiancée to one monthly payment.
Please provide additional details regarding the purpose of the loan.The loan will be used to consolidate some debt of my fiancée to one monthly payment.
If you have a delinquency in the last 2 years, please explain the reason.I had some delinquencies a long time ago but those were paid in full and should be off my credit report within about a year. I have not had any delinquencies or late payments in well over two years.
Please provide additional details regarding the purpose of the loan.The loan will be used to consolidate some debt of my fiancée to one monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1414106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414106

$7,000

$7,000

17.77%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414106. Member loan 1414106 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Starbucks Coffee Company Debt-to-income ratio: 8.01%
Length of employment: 5 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Starbucks Coffee Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,523.00 Public Records On File: 0
Revolving Line Utilization: 93.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?The loan will cover initial rental expenses such as the broker's fee and security deposit. It will cover moving expenses as well as help furnish the apartment with the necessities. As far as the move is concerned, I needed a loan so I can pay for other expenses (such as tuition) out-of-pocket.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?The loan will cover initial rental expenses such as the broker's fee and security deposit. It will cover moving expenses as well as help furnish the apartment with the necessities. As far as the move is concerned, I needed a loan so I can pay for other expenses (such as tuition) out-of-pocket.
Will some or all of your moving expenses be reimbursed, if so how much?About $3000 of it will be reimbursed.
Will some or all of your moving expenses be reimbursed, if so how much?About $3000 of it will be reimbursed.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?The loan will cover initial rental expenses such as the broker's fee and security deposit. It will cover moving expenses as well as help furnish the apartment with the necessities. As far as the move is concerned, I needed a loan so I can pay for other expenses (such as tuition) out-of-pocket.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1600
Will some or all of your moving expenses be reimbursed, if so how much?About $3000 of it will be reimbursed.
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?The loan will cover initial rental expenses such as the broker's fee and security deposit. It will cover moving expenses as well as help furnish the apartment with the necessities. As far as the move is concerned, I needed a loan so I can pay for other expenses (such as tuition) out-of-pocket.

 


 

 

 

Member Payment Dependent Notes Series 1414202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414202

$18,000

$18,000

17.77%

1.00%

July 24, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414202. Member loan 1414202 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Steward Health Care Systems Debt-to-income ratio: 15.82%
Length of employment: < 1 year Location: WEST ROXBURY, MA
       
Home town:
Current & past employers: Steward Health Care Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I will use the loan to consolidate debt and make some small improvements on my new home. I am gainfully employed and work for a growing organization. My total monthly expenses are $2500. I pride myself in paying my bills in a timely manner.<br><br> Borrower added on 07/18/12 > I sold my house in 2011 and was advised by my realtor to hold payments on a Home Equity Line, as it was to be settled with the selling of the home. I took the advice...obviously it was the wrong decision. I took care of the account when I realized this. All other accounts have been paid on time.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 16
Revolving Credit Balance: $9,134.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are $2500, including food, gas, car, insurance, dry cleaning, credit cards, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balances - little bit under $11K - interest rates vary from 19-29% - payments $700 per month<br>Car Payment (I currently have 2 cars in my name) - balance $25K - one rate is 2.99% and the other is 6.99% - payments $600 per month<br>No mortgage or rent - given house<br>401K loan - balance $11K - payment $300 per month - interest rate is prime rate (changes monthly)<br>No student loans - veteran - free college for Bachelors<br>No Lines of Credit
Please explain the reason why you carry a large revolving credit balance.I was given a house, which is great! However, the house really needed some immediate work (siding, roof and hot water heater). Those immediate items that were costly and I did not have all of the upfront cash, so had to utilize credit for a good part of it. My credit limits are not high as I specifically asked for low limits; my highest limit on a credit card is $4900. I am able to pay my bills on time but would like to consolidate and do some interior cosmetic renovations to the house.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balances - little bit under $11K - interest rates vary from 19-29% - payments $700 per month<br>Car Payment (I currently have 2 cars in my name) - balance $25K - one rate is 2.99% and the other is 6.99% - payments $600 per month<br>No mortgage or rent - given house<br>401K loan - balance $11K - payment $300 per month - interest rate is prime rate (changes monthly)<br>No student loans - veteran - free college for Bachelors<br>No Lines of Credit
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balances - little bit under $11K - interest rates vary from 19-29% - payments $700 per month<br>Car Payment (I currently have 2 cars in my name) - balance $25K - one rate is 2.99% and the other is 6.99% - payments $600 per month<br>No mortgage or rent - given house<br>401K loan - balance $11K - payment $300 per month - interest rate is prime rate (changes monthly)<br>No student loans - veteran - free college for Bachelors<br>No Lines of Credit

 


 

 

 

Member Payment Dependent Notes Series 1414216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414216

$5,000

$5,000

17.27%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414216. Member loan 1414216 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Carlmont Gardens Facility Debt-to-income ratio: 17.20%
Length of employment: 2 years Location: SAN MATEO, CA
       
Home town:
Current & past employers: Carlmont Gardens Facility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2007 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $12,864.00 Public Records On File: 0
Revolving Line Utilization: 55.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 2,000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears O.B: $1,200 Int.Rate: 5.60% Minimum Payment: $37.34<br>Mastercard O.B: $400 Int. Rate :5.40% Minimum Payment:$25.00<br>Macys Rewards:O.B : $71 Int. Rate: 5.50% Minimum Payment: $20.00<br>Lenscrafters:O.B: $100 Int Rate: 5.40 Minimum Payment: $25.00<br>TJX Rewards:O.B: $180 Int Rate: 5.45% Minimum Payment: $25.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$200.00 Monthly for all credit cards
Please explain the reason why you carry a large revolving credit balance.I Like to maintain good credit with my payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 2,000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Sears O.B: $1,200 Int.Rate: 5.60% Minimum Payment: $37.34<br>Mastercard O.B: $400 Int. Rate :5.40% Minimum Payment:$25.00<br>Macys Rewards:O.B : $71 Int. Rate: 5.50% Minimum Payment: $20.00<br>Lenscrafters:O.B: $100 Int Rate: 5.40 Minimum Payment: $25.00<br>TJX Rewards:O.B: $180 Int Rate: 5.45% Minimum Payment: $25.00
What is the total balance of your credit cards, interest rates and current monthly payments?About $3,000 is the balance of all my credit cards. Intrest Rates are about 5.40% and i the minimum i have to pay is about $25.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$200.00 Monthly for all credit cards
Please explain the reason why you carry a large revolving credit balance.I Like to maintain good credit with my payments.
Please explain the reason why you carry a large revolving credit balance.I Like to maintain good credit with my payments.

 


 

 

 

Member Payment Dependent Notes Series 1414239

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414239

$2,300

$2,300

6.03%

1.00%

July 23, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414239. Member loan 1414239 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: Evolve IP Debt-to-income ratio: 10.01%
Length of employment: 2 years Location: Aldan, PA
       
Home town:
Current & past employers: Evolve IP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > This is the 2nd motorcycle loan I am taking from Lending Club. I took a loan last may for $3000 and paid it off in less than 1 year.<br>I recently sold that motorcycle and have found a new one.<br><br> Borrower added on 07/16/12 > I am securing less than 50% of the amount of cash needed for purchasing a 2004 Harley Sportser Roadster. I purchased a motorcycle last year that I recently sold for $2700 and plan to purchase the new bike this week for 5k. I have other lines of credit but find Lending Club reliable.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,479.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Cable, Water, Elec are approx $440. Cell is $230 w/ $80 reimbursed by my employer. Food is $350 to $400 and fuel/transportation is approx $350 monthly. Less when I ride a motorcycle. Insurance for the motorcycle is $150 a year and car insurance monthly is $295.
What type of vehicle are you buying (make, model, year, mileage and condition)?I am buying a 2004 Harley Sportster Roadster for $5k it is in excellent condition, very clean and has 8400 miles on it.
What are the balances, interest rates, and monthly payments on any other auto obligations?I have a leased Toyata Rav 4 at $289 monthly and I own a Ford Taurus X.

 


 

 

 

Member Payment Dependent Notes Series 1414308

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414308

$9,300

$9,300

19.72%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414308. Member loan 1414308 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: Wiregrass Georgia Technical College Debt-to-income ratio: 24.90%
Length of employment: 3 years Location: Valdosta, GA
       
Home town:
Current & past employers: Wiregrass Georgia Technical College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,710.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1414318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414318

$6,000

$6,000

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414318. Member loan 1414318 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Internal Revenue Service Debt-to-income ratio: 27.86%
Length of employment: 3 years Location: East Patchogue, NY
       
Home town:
Current & past employers: Internal Revenue Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Two years ago I was temporarily laid off of work and put on furlough. While on furlough I had incurred two credit card bills since unemployment was not making ends meet. Unfortunately, I have not been able to keep up with the high interest rates. I would like to pay the cards off as soon as I can.<br><br> Borrower added on 07/10/12 > Once the credit card is paid off I will finally be able to breathe and not live paycheck to paycheck just to keep up with the interest charges.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,013.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows: rent $1,210.00, electic: $100.00, phone: $30.00, food: $100.00, gas: $120.00, cable: $160.00.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently owe $8,100.00 on my car loan, which results in a payment of $300.00 per month at a rate of 7.9% interest. My student loan is currently approximately $23,000.00, with a payment of $107.00 per month at a rate of 2.3%. My credit card has a balance of $4,985.00 and has an interest rate of 27.5%. It accrues $68.00 of interest per month, even with payments of $150.00 per month.

 


 

 

 

Member Payment Dependent Notes Series 1414336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414336

$11,500

$11,500

12.12%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414336. Member loan 1414336 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,917 / month
Current employer: Grounds Care Inc Debt-to-income ratio: 23.45%
Length of employment: 5 years Location: LORETTO, MN
       
Home town:
Current & past employers: Grounds Care Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,946.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1414350

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414350

$3,950

$3,950

8.90%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414350. Member loan 1414350 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,417 / month
Current employer: Hair Cuttery Debt-to-income ratio: 18.85%
Length of employment: 5 years Location: Southwick, MA
       
Home town:
Current & past employers: Hair Cuttery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I would just like to pay off all the little credit cards at once so that I can save money on the interest and pay only one payment a month versus multiple.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,917.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car insurance $114, Food approx. $100, Phone $50, No rent and no car payments since I paid it off, Fuel Approx. $130
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 credit cards at $2680 with interests rates of 26% minimum payment $35, another with a rate of 26% minimum payment $35, one with 18% minimum payment of $25, and one with 16% minimum payment $25.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car insurance $114, Food approx. $100, Phone $50, No rent and no car payments since I paid it off, Fuel Approx. $130

 


 

 

 

Member Payment Dependent Notes Series 1414395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414395

$16,000

$16,000

16.29%

1.00%

July 20, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414395. Member loan 1414395 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,059 / month
Current employer: Dept of Defense Debt-to-income ratio: 27.61%
Length of employment: 10+ years Location: SPOTSYLVANIA, VA
       
Home town:
Current & past employers: Dept of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > Pay off credit card debt and do some home improvements.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: 39
Revolving Credit Balance: $20,249.00 Public Records On File: 0
Revolving Line Utilization: 82.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgages $2722<br>Vehicles $1042<br>Credit Cards $670<br>Utilities $235<br>Phone $212.69<br>Insurance $254.63<br>Long Term Care Insurance $144<br>Food $300<br>Cable $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards<br>NTB 28.99% $1213.40<br>Bill Me Later 19.99% $3496.57<br>Kohls 21.9% $1029.11<br>Paypal 26.99% $1454<br>Capital One Visa 22.9% $813.90<br>Capital One MC 22.9% $855.47
Please explain the reason why you carry a large revolving credit balance.I purchased a second house and am using a credit cards to pay for the home improvements. I have paid off a couple of credit cards over the past several months and will continue to pay off more.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortages $2692<br>Utilities $235<br>Insurance $254.63
Please explain the reason why you carry a large revolving credit balance.I purchased a second house and am using a credit cards to pay for the home improvements. I have paid off a couple of credit cards over the past several months and will continue to pay off more.
Which debts do you plan to pay off with this loan?Capital One MC and Visa<br>NTB<br>Bill Me Later<br>Kohls<br>Paypal<br>Barclays<br>Discover
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgages $2722<br>Vehicles $1042<br>Credit Cards $670<br>Utilities $235<br>Phone $212.69<br>Insurance $254.63<br>Long Term Care Insurance $144<br>Food $300<br>Cable $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards<br>NTB 28.99% $1213.40<br>Bill Me Later 19.99% $3496.57<br>Kohls 21.9% $1029.11<br>Paypal 26.99% $1454<br>Capital One Visa 22.9% $813.90<br>Capital One MC 22.9% $855.47
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgages $2722<br>Vehicles $1042<br>Credit Cards $670<br>Utilities $235<br>Phone $212.69<br>Insurance $254.63<br>Long Term Care Insurance $144<br>Food $300<br>Cable $300
Which debts do you plan to pay off with this loan?Capital One MC and Visa<br>NTB<br>Bill Me Later<br>Kohls<br>Paypal<br>Barclays<br>Discover
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards<br>NTB 28.99% $1213.40<br>Bill Me Later 19.99% $3496.57<br>Kohls 21.9% $1029.11<br>Paypal 26.99% $1454<br>Capital One Visa 22.9% $813.90<br>Capital One MC 22.9% $855.47

 


 

 

 

Member Payment Dependent Notes Series 1414432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414432

$9,000

$9,000

14.09%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414432. Member loan 1414432 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Martin De Porres Debt-to-income ratio: 15.01%
Length of employment: 4 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: Martin De Porres
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > Having one payment with a lower interest rate will save 30% of the total owed over the 3 years.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 35
Revolving Credit Balance: $8,177.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?total monthly expenses $1600.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.macys 100.00 24% 25.00 min<br>discover- 350.00 18% 25.00 min<br>first premier 240.00 20% 25.00 min<br>Bill me Later 340.00 20% 25.00 min<br>credit one visa 460.00 23% 25.00 min<br>capital one visa 980.00 18% 25.00 min<br>capital one visa 725.00 17% 25.00 min<br>navy Federal credit union credit line 460.00 16% 25.00 min<br>Navy Federal credit visa 975.00 16% 30.00 min<br>Navy Federal credit visa 1910.00 16% 39.00 min<br>Navy Federal credit visa 1950.00 16% 30.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?total monthly min- 310-330.00 <br>total payoff- 8475.00(round)
What is the total balance of your credit cards, interest rates and current monthly payments?16%-24%

 


 

 

 

Member Payment Dependent Notes Series 1414480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414480

$27,000

$27,000

21.49%

1.00%

July 24, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414480. Member loan 1414480 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,708 / month
Current employer: Goodyear Tire Debt-to-income ratio: 15.24%
Length of employment: 10+ years Location: Uniontown, OH
       
Home town:
Current & past employers: Goodyear Tire
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Refinace credit cards debt to payoff within five years<br><br> Borrower added on 07/13/12 > All of the proceeds will be used to consolidate all of my credit cards into one payment.This will enable my credit card debt to be paid off within the 5 year loan period.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,957.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$ 2,600-$2,800
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is your intended use for the loan proceeds?To pay off Credit Card debt. Consolidating Credit Card debt to one payment that is less then our current minumum monthly payments and this loan will be paid off in 5 years with no Credit Card debt.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is your intended use for the loan proceeds?To pay off Credit Card debt. Consolidating Credit Card debt to one payment that is less then our current minumum monthly payments and this loan will be paid off in 5 years with no Credit Card debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
Please explain the reason why you carry a large revolving credit balance.Incurred debt due to entire home renovation, used Credit Cards to pay for about a third of the cost, cash for the rest. Have just completed renovation and now ready to pay off credit cards. This loan has a lower monthly payment then our minumum monthly payments and will be paid off in 5 years.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$2,400-$2,600 monthly, depending on the season.
Please explain the reason why you carry a large revolving credit balance.Incurred debt due to entire home renovation, used Credit Cards to pay for about a third of the cost, cash for the rest. Have just completed renovation and now ready to pay off credit cards. This loan has a lower monthly payment then our minumum monthly payments and will be paid off in 5 years.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
Please explain the reason why you carry a large revolving credit balance.Incurred debt due to entire home renovation, used Credit Cards to pay for about a third of the cost, cash for the rest. Have just completed renovation and now ready to pay off credit cards. This loan has a lower monthly payment then our minumum monthly payments and will be paid off in 5 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Only paying off credit card debt into payment.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
What is your intended use for the loan proceeds?To pay off Credit Card debt. Consolidating Credit Card debt to one payment that is less then our current minumum monthly payments and this loan will be paid off in 5 years with no Credit Card debt.
Please explain the reason why you carry a large revolving credit balance.Incurred debt due to entire home renovation, used Credit Cards to pay for about a third of the cost, cash for the rest. Have just completed renovation and now ready to pay off credit cards. This loan has a lower monthly payment then our minumum monthly payments and will be paid off in 5 years.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimun monthly payment for all of the cards is $ 1,236. With the loan, it will be $300 plus lower and all of the cards will be paid off over the five year span.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are Visa's and Mastercards cards ranging from 17.9%-25.4%. The minimun payments range from $35-$140. There are also department store cards ranging from 23.9%-26.9%. The minimun payments for these range from $40-$122. There are also a car repair and a home improvement card that range from 24.9%-26% with the minimun payment being $25-$35.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is only for credit card debt to have one payment and have all credit card debt paid off in five years.
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance for the credit cards that are to be paid with the loan are $26,836.56. My current monthly payments range from $25-$143 for a total of $ 1,049. My interest rates range from 17.9% to26.9%.

 


 

 

 

Member Payment Dependent Notes Series 1414513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414513

$11,100

$11,100

13.11%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414513. Member loan 1414513 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: rock rose coop. Debt-to-income ratio: 9.51%
Length of employment: 4 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: rock rose coop.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Debt consolidation<br><br> Borrower added on 07/13/12 > I have stable job,and want use loan for fast Debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,855.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi. current debt balances 10500$, interest rates from 11% up to 21, monthly payments +-300$
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?loan for fast Debt consolidation only.

 


 

 

 

Member Payment Dependent Notes Series 1414522

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414522

$19,000

$19,000

7.90%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414522. Member loan 1414522 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,133 / month
Current employer: Wisconsin Hospital Association Debt-to-income ratio: 30.68%
Length of employment: < 1 year Location: Madison, WI
       
Home town:
Current & past employers: Wisconsin Hospital Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Purpose of loan:<br>This loan will be used to consolidate 2 debts with APRs at roughly 14% & 17%.<br><br>My financial situation:<br>I am a good candidate for this loan because I have one additional loan with lending club and have really benefited from the structured debt payoff and improved my budgeting.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 77
Revolving Credit Balance: $8,585.00 Public Records On File: 0
Revolving Line Utilization: 36.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $512 including utilities<br>Transportation: $213 ($150-fuel, $63-auto insurance)<br>Phone: $62<br>Insurance: (Renters - $100/year), my employer provides health insurance with no premium<br>Food: $250<br>Clothing/Entertainment/Misc: $300<br>Retirement Plan: $368<br>TOTAL: $1,713
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student Loan #1: $19,963/6.55%/$180.64<br>Student Loan #2: $13,482/6.55%/$126.44<br>Student Loan #3: $10,949/2.75%/$105.36<br>Auto Loan: $18,323/6.50%/$430.51<br>Credit Card: $6,500/16.99%/$190 (to be consolidated)<br>Lending Club: $5,302/13.61%/$407.87 (to be consolidated)<br>Private Loan: $7,146/14.49%/$275.33 (to be consolidated<br><br>CURRENT TOTAL: $1,716.15<br>REVISED TOTAL (with consolidatation): $1,437.47

 


 

 

 

Member Payment Dependent Notes Series 1414525

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414525

$14,000

$14,000

12.12%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414525. Member loan 1414525 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,267 / month
Current employer: American Food and Vending Inc Debt-to-income ratio: 13.44%
Length of employment: 6 years Location: LIVERPOOL, NY
       
Home town:
Current & past employers: American Food and Vending Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,184.00 Public Records On File: 0
Revolving Line Utilization: 68.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Strictly for credit cards - before the new credit card laws went into affect a few years ago I had great APRs but companys decided to double my APRs in most cases to try and beat the new laws - the APR offered by Lending Club would allow me to payoff my debt faster and for less which is what I am looking for
What is your intended use for the loan proceeds?To pay off my credit cards - it is the only debt I carry - I have paid off my college loans and paid my car off early - the interest rate offered to me by Lending Club is excellent compared to my credit cards
Which debts do you plan to pay off with this loan?Credit cards - college loan is paid off and I paid my car off early already - I have no other debts
Please explain the reason why you carry a large revolving credit balance.About half of my debt is because of unexpected medical bills during the past 2 years - credit cards have high APRs even though I always pay on time and until recently was paying more than minimum payments - they doubled my APRs a few years ago to beat the federal regulations that passed

 


 

 

 

Member Payment Dependent Notes Series 1414529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414529

$30,000

$30,000

19.05%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414529. Member loan 1414529 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Dascom Systems Group Debt-to-income ratio: 14.77%
Length of employment: < 1 year Location: Highlands Ranch, CO
       
Home town:
Current & past employers: Dascom Systems Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,299.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?elimination of revolving credit debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?~$1500 per month

 


 

 

 

Member Payment Dependent Notes Series 1414547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414547

$11,750

$11,750

15.31%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414547. Member loan 1414547 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: CRC/Crump Debt-to-income ratio: 22.77%
Length of employment: 5 years Location: WINTER PARK, FL
       
Home town:
Current & past employers: CRC/Crump
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Paying off CC debt at a lower rate than the 4 CC's I have. I have no trouble making the payments. Just tired of being taken advantage of by my bank. I can get ahead and back to the black w/the help of this loan.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,691.00 Public Records On File: 0
Revolving Line Utilization: 97.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total not including credit cards, $1346 this consists of my car, student loan, rent, phone, utilities, food
Which debts do you plan to pay off with this loan?All of my credit cards 3/Chase 1 w/Capital One. Total combined balance of $11,200 and the rates on all of the cards are 20%+
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4 Credit Cards combined balance $11,200 all at 20%+<br>Car Loan balance roughly $13,500 7%<br>Student Loan balance roughly $3200 7% as well

 


 

 

 

Member Payment Dependent Notes Series 1414574

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414574

$5,000

$5,000

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414574. Member loan 1414574 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,855 / month
Current employer: n/a Debt-to-income ratio: 10.35%
Length of employment: 4 years Location: Scottsdale, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Need capital for marketing to announce expansion of existing business(4 years old) to developing area with no competitors within 15 mile radius.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 22
Revolving Credit Balance: $5,356.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are incredibly low as I'm a single business owner sharing a residence with 2 other people. Rent $500. Transportation $127. Utilities $143. Phone $115. Insurance $110. Food $450. Truck Payment $250. I own a co-ed sports league that is 4 years old. I'm expanding to a new part of town where there are no competing sports leagues.This money is being used for distribution of 50,000 door hangers to market my leagues in the area which will generate immediate revenue.
If you have a delinquency in the last 2 years, please explain the reason.It is due to a misunderstanding due to switching from paper billing to automatic billing and not to a lack of funds. Very rarely does my checking account balance drop below $5,000. I own a co-ed sports club that puts on leagues for young professionals(est. 2008). I'm expanding my business to a growing area of town which has absolutely no competing sports leagues in the area. This money is being used for distribution of 50,000 door hangers which will generate immediate revenue within 45 days.
If you have a delinquency in the last 2 years, please explain the reason.It is due to a misunderstanding due to switching from paper billing to automatic billing and not to a lack of funds. Very rarely does my checking account balance drop below $5,000. I own a co-ed sports club that puts on leagues for young professionals(est. 2008). I'm expanding my business to a growing area of town which has absolutely no competing sports leagues in the area. This money is being used for distribution of 50,000 door hangers which will generate immediate revenue within 45 days.

 


 

 

 

Member Payment Dependent Notes Series 1414608

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414608

$4,000

$4,000

6.03%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414608. Member loan 1414608 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,583 / month
Current employer: avista utilities Debt-to-income ratio: 11.18%
Length of employment: 6 years Location: pullman, WA
       
Home town:
Current & past employers: avista utilities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 48
Revolving Credit Balance: $21,102.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan is for a family boat.I didnt want to spend more than the minimum 5000.00 that most banks require for a boat loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage-550.00<br>2nd mortgage-230.00<br>insurance-400.00/yr<br>taxes-1800.00/yr<br>utilities-240/mo
Please explain the reason why you carry a large revolving credit balance.I combined several smaller credit card balances along with some of the wife,s balances to cards with lower fixed rates

 


 

 

 

Member Payment Dependent Notes Series 1414643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414643

$4,100

$4,100

7.90%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414643. Member loan 1414643 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 18.62%
Length of employment: n/a Location: Temecula, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am using this loan to payoff the IRS<br><br> Borrower added on 07/10/12 > I am using this loan to pay off the IRS<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1414690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414690

$3,600

$3,600

11.14%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414690. Member loan 1414690 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 10.48%
Length of employment: 2 years Location: Oakland, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Gathering up debts under a lower interest rate. I have never been late with a payment. I won't be starting now.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,349.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1414717

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414717

$9,600

$9,600

17.27%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414717. Member loan 1414717 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: AA green cleaning services Debt-to-income ratio: 7.19%
Length of employment: 1 year Location: Louisville, KY
       
Home town:
Current & past employers: AA green cleaning services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Would like to payoff my credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,340.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Between, mortgage, utilities, insurance, food, gas around 1600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 13000, mortgage 403.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards 13000, mortgage 403.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Between, mortgage, utilities, insurance, food, gas around 1600
Which debts do you plan to pay off with this loan?Will like to pay off lower credit card debts completely, and remaining money to have at least 50% debt on major one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Between, mortgage, utilities, insurance, food, gas around 1600
Please explain the reason why you carry a large revolving credit balance.Have two sisters diagnosed with cancer at same time in my country, all my cash money went to pay part of their treatment, i had to live on credit cards while i was able to help them

 


 

 

 

Member Payment Dependent Notes Series 1414747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414747

$17,825

$17,825

18.75%

1.00%

July 18, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414747. Member loan 1414747 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Burt Watts Industries, Inc. Debt-to-income ratio: 11.70%
Length of employment: 1 year Location: Austin, TX
       
Home town:
Current & past employers: Burt Watts Industries, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan is to consolidate my credit card debt which I am currently paying down. I accumulated the credit card debt to help finance my education. My current monthly payments for the credit card debt are more than the monthly payment for this loan which I have had no issue paying each month.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,445.00 Public Records On File: 0
Revolving Line Utilization: 52.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $14,520 - 12% - $285/mo.<br>Discover - $2,287 - 13.99% - $50/mo.<br>Visa #1 - $1,462 - 27.24% - $46/mo.<br>Visa #2 - $1,344 - 15.24% - $35/mo.<br>Visa #3 - $3,114 - 13.65% - $77/mo.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - $1250<br>Utilities - $175<br>Insurance - $230<br>Gas - $300<br>Food - $800<br>Entertainment - $100<br>Pets - $100<br>Cable/Internet - $150<br>Telephone - $160<br>Misc. - $250<br>Student Loans - $320
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard - $14,520 - 12% - $285/mo.<br>Discover - $2,287 - 13.99% - $50/mo.<br>Visa #1 - $1,462 - 27.24% - $46/mo.<br>Visa #2 - $1,344 - 15.24% - $35/mo.<br>Visa #3 - $3,114 - 13.65% - $77/mo.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total minimum of all existing credit cards is about $483/mo. <br><br>The new loan payment will be $460/mo. which will be use to help consolidate the debt

 


 

 

 

Member Payment Dependent Notes Series 1414764

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414764

$10,000

$10,000

18.49%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414764. Member loan 1414764 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Disney Debt-to-income ratio: 11.28%
Length of employment: 10+ years Location: Kissimmee, FL
       
Home town:
Current & past employers: Disney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > This loan is to consolidate debt. I'm pay my debts so this loan is just to help improve my credit<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,027.00 Public Records On File: 0
Revolving Line Utilization: 89.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Poor planning
Which debts do you plan to pay off with this loan?IRS and credit cards

 


 

 

 

Member Payment Dependent Notes Series 1414784

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414784

$6,000

$6,000

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414784. Member loan 1414784 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,701 / month
Current employer: L3 IEC Debt-to-income ratio: 17.46%
Length of employment: 2 years Location: GARDEN GROVE, CA
       
Home town:
Current & past employers: L3 IEC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > to pay off a loan from one main financing , the balance<br>is about $4900<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,298.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?the monthly expenses is between $1600 to $1700
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa balance is $19000 ,minimum payment $350<br>mastercard balance is $6600 , minimum payment $150<br>visa balance is $900, minimum payment $25<br>one loan balance is $4900 , minimum payment $160 ( plan to pay off because interest is 24%)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$350 plus $150 plus $25 plus $210 ( from this loan ) is $735

 


 

 

 

Member Payment Dependent Notes Series 1414847

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1414847

$35,000

$35,000

19.72%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1414847. Member loan 1414847 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,167 / month
Current employer: R&S Dairy Queen Inc. Debt-to-income ratio: 15.48%
Length of employment: 10+ years Location: san antonio, TX
       
Home town:
Current & past employers: R&S Dairy Queen Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > iim good for the money i just want one payment i have ripped all credit cards i make great money and been wth my job 25 years i havent tired my bank yet my credit score is 690<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1984 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,583.00 Public Records On File: 0
Revolving Line Utilization: 74.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.master card 4334 payment pay 200 CC 3684 pay 200.00 master card 3269 200CC 3497 pay 200 CC 3105 pay 200 CC 2795 pay 200 visa 2295 pay 150 CC1936 100 CC1876 pay 100 CC1723 pay 150 master card 1698 150 CC 1406 pay 100 CC 1352 pay 100 CC 1254 pay 100
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?ABOUT 2000.00 AMONTH NOW WITH THIS LOAN IT WILL BE ABOUT 1700.00

 


 

 

 

Member Payment Dependent Notes Series 1415201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415201

$5,675

$5,675

13.11%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415201. Member loan 1415201 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: renee's countryside farm Debt-to-income ratio: 6.51%
Length of employment: 10+ years Location: PALMERTON, PA
       
Home town:
Current & past employers: renee's countryside farm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > Just looking to consolidate a few higher interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,869.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I just got behind, have stopped charging and want to pay down one card in particular that is almost 27%, my PayPal Smart Connect, didn't realize it was that high.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using it to pay down a balance on a card that I didn't realize was almost 27%, it's my PayPal Smart Connect.
Which debts do you plan to pay off with this loan?My PayPal Smart Connect which is a crazy 25+%, which I didn't realize and should have, and a Citi Card with about $3500 on it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Etrade card $1700, Citi $3500, PayPal SmartConnect $3700. I believe the rates are 15%, 0% and 27% respectively. I pay $75, $55 and $121 a month.

 


 

 

 

Member Payment Dependent Notes Series 1415358

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415358

$18,000

$18,000

12.12%

1.00%

July 19, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415358. Member loan 1415358 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Teledyne Control Debt-to-income ratio: 16.22%
Length of employment: 8 years Location: MISSION VIEJO, CA
       
Home town:
Current & past employers: Teledyne Control
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 35
Revolving Credit Balance: $14,913.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The reason for the loan is to remodel my house. I need to buy new furniture and appliances. At the same time I need to do some improvements in the bathrooms. I believe these changes will increase the equity of my house.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are around $3000.
If you have a delinquency in the last 2 years, please explain the reason.NA
If you have a public record on file, please briefly explain the event and its resolution.NA
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I own a house and I paid $1743. This includes mortgages, taxes and insurance.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are around $3000.
Please explain the reason why you carry a large revolving credit balance.I travel for work very extensible and all the expenses are covered with my personal credit cards. However, my company reimburses me constantly
If you have a delinquency in the last 2 years, please explain the reason.NA
What is your intended use for the loan proceeds?The reason for the loan is to remodel my house. I need to buy new furniture and appliances. At the same time I need to do some improvements in the bathrooms. I believe these changes will increase the equity of my house.
What is your intended use for the loan proceeds?The reason for the loan is to remodel my house. I need to buy new furniture and appliances. At the same time I need to do some improvements in the bathrooms. I believe these changes will increase the equity of my house.
What are you buying?I will invest the money on my house. I need to acquire new appliances and furniture. At the same time there are some changes that I need to do to my bathroom.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Everything is going to be used on my house

 


 

 

 

Member Payment Dependent Notes Series 1415373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415373

$23,850

$23,850

22.95%

1.00%

July 24, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415373. Member loan 1415373 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Cabo Flats Debt-to-income ratio: 34.28%
Length of employment: 2 years Location: Palm Beach Gardens, FL
       
Home town:
Current & past employers: Cabo Flats
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have had credit card debt for a long time and want to consolidate<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1986 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 9
Revolving Credit Balance: $33,649.00 Public Records On File: 0
Revolving Line Utilization: 77.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Insurance and car payment are $800, utilities and water $300phone plus internet is $250.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan has a little over $3k. Four visas totaling $20k, department store credit cards $3800, and American Expess with a little under $10k.<br><br>No lines of credit and no mortgage.
Please explain the reason why you carry a large revolving credit balance.I have had the balance since college. I moved twice after college and had to rebuild my life and could never catch up.
If you have a delinquency in the last 2 years, please explain the reason.Yes, from mis-managing my debt. Have many different due dates for credit cards and did not plan properly.
Which debts do you plan to pay off with this loan?As many as I can. The debts I have bad the longest, like the American Express card

 


 

 

 

Member Payment Dependent Notes Series 1415430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415430

$7,800

$7,800

14.09%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415430. Member loan 1415430 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Purdue Pharma Debt-to-income ratio: 11.30%
Length of employment: 1 year Location: YONKERS, NY
       
Home town:
Current & past employers: Purdue Pharma
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I have a few store cards and credit cards that I would like to consolidate so I can focus more on saving than making various payments.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,414.00 Public Records On File: 0
Revolving Line Utilization: 68.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi,<br><br>All of my monthly expenses average around $1,400. Thank you for inquiring further in my loan. Please feel free to contact be with any further questions.

 


 

 

 

Member Payment Dependent Notes Series 1415435

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415435

$6,000

$6,000

11.14%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415435. Member loan 1415435 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Northwestern University Debt-to-income ratio: 14.45%
Length of employment: < 1 year Location: Evanston, IL
       
Home town:
Current & past employers: Northwestern University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Hi! I was recently hired for a new job that doesn't start until September. My last job ended in June. This loan will help provide a cushion until my new salary starts, and allow me to pay down some existing credit card debt. Thank you!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,340.00 Public Records On File: 0
Revolving Line Utilization: 75.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1415458

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415458

$9,000

$9,000

12.12%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415458. Member loan 1415458 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: jb hunt transportion Debt-to-income ratio: 21.62%
Length of employment: 6 years Location: middletown, VA
       
Home town:
Current & past employers: jb hunt transportion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 80
Revolving Credit Balance: $12,665.00 Public Records On File: 0
Revolving Line Utilization: 62.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Will I drive a truck and iam always working I would like to pay all my small bills off and just have one monthly payment to make things simple and easy on me

 


 

 

 

Member Payment Dependent Notes Series 1415503

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415503

$5,200

$5,200

12.12%

1.00%

July 18, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415503. Member loan 1415503 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Capital City Ambulance Debt-to-income ratio: 30.30%
Length of employment: < 1 year Location: NORTH AUGUSTA, SC
       
Home town:
Current & past employers: Capital City Ambulance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I have 5 credit cards and would love to close the accounts and make 1 payment to Lending Club at a good rate.<br><br> Borrower added on 07/17/12 > It would be so much easier and safer not having to keep up with passwords and all the mail coming in. I would love to get out of debt as soon as possible. Pay off my credit cards and close them. Pay this loan off in three years at a lower rate.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,594.00 Public Records On File: 0
Revolving Line Utilization: 71.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?orchard bank cc-409.98 25/month, gander mtn cc-625.49 25/month, bass pro cc-506.55 25/month, care credit cc-1057.73 36/month, discover cc-1821.00 46/month, Amazon storecard-777.42 25/month- IR's greater than 12% on all 6. Hoping to close at least 5 of these 6.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?orchard bank cc-409.98 25/month, gander mtn cc-625.49 25/month, bass pro cc-506.55 25/month, care credit cc-1057.73 36/month, discover cc-1821.00 46/month, Amazon storecard-777.42 25/month- IR's greater than 12% on all 6. Hoping to close at least 5 of these 6.
Which debts do you plan to pay off with this loan?This is a duplicate question. I would pay off orchard bank cc at 409.98, gander mountain at 625.49, bass pro at 506.55, care credit at 1057.73, discover at 1821.00, and amazon store card at 777.42. These debts equal 5198.17. It would be so much easier and safer to close these and make one payment to lending club. It would only save a few dollars but much easier to manage as far as bills coming in the mail and passwords to keep up with.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?orchard bank cc-409.98 25/month, gander mtn cc-625.49 25/month, bass pro cc-506.55 25/month, care credit cc-1057.73 36/month, discover cc-1821.00 46/month, Amazon storecard-777.42 25/month- IR's greater than 12% on all 6. Hoping to close at least 5 of these 6.

 


 

 

 

Member Payment Dependent Notes Series 1415512

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415512

$14,075

$14,075

15.31%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415512. Member loan 1415512 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,258 / month
Current employer: Virginia Department of Health Debt-to-income ratio: 26.95%
Length of employment: 5 years Location: CRITZ, VA
       
Home town:
Current & past employers: Virginia Department of Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > The loan will be used to consolidate credit card debt into one payment. This will allow me to pay them quicker at a lower rate.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 54
Revolving Credit Balance: $8,809.00 Public Records On File: 0
Revolving Line Utilization: 76.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: Amex ($389.18/$35.00 mo); Master Card ($1993.26/$100.00 mo); Discover ($2861.17/$65 mo); Belk ($426.56/$25 mo); JCP ($1226.55/$60.00 mo); Sears ($400.52/$20 mo); Walmart ($1114.72/$35 mo); Master Card/Bank of America ($2548.59/$110 mo). Dell ($531.20/$30 mo).<br><br>Student Loan/AES ($33495.57/$191.57 mo)<br>Bank of America/Line of Credit ($4537.81/$200 mo)<br>Car loan ($1228.74/$409.58 mo)
Which debts do you plan to pay off with this loan?Credit cards: Amex ($389.18); Master CardCapitol One ($1993.26); Discover ($2861.17/$65 mo); Belk ($426.56/$25 mo); JCP ($1226.55/$60.00 mo); Sears ($400.52/$20 mo); Walmart ($1114.72/$35 mo); Master Card/Bank of America ($2548.59/$110 mo). Dell ($531.20); Car loan ($1228.74)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car loan $409.58<br>Rent $300<br>Power $240<br>Phone $90.00<br>Car Insurance $82<br>Food $150<br>Gas $100
Which debts do you plan to pay off with this loan?Credit cards: Amex ($389.18); Master CardCapitol One ($1993.26); Discover ($2861.17/$65 mo); Belk ($426.56/$25 mo); JCP ($1226.55/$60.00 mo); Sears ($400.52/$20 mo); Walmart ($1114.72/$35 mo); Master Card/Bank of America ($2548.59/$110 mo). Dell ($531.20); Car loan ($1228.74)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: Amex ($389.18/$35.00 mo); Master Card ($1993.26/$100.00 mo); Discover ($2861.17/$65 mo); Belk ($426.56/$25 mo); JCP ($1226.55/$60.00 mo); Sears ($400.52/$20 mo); Walmart ($1114.72/$35 mo); Master Card/Bank of America ($2548.59/$110 mo). Dell ($531.20/$30 mo).<br><br>Student Loan/AES ($33495.57/$191.57 mo)<br>Bank of America/Line of Credit ($4537.81/$200 mo)<br>Car loan ($1228.74/$409.58 mo)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay the following debts: Bank of America/Master Card ($2548.59), AMEX ($389.18), Capitol One/Master Card ($1993.26), Discover ($2861.17), Belk ($426.56), JCP ($1226.55), Sears ($400.52), Walmart ($1114.72), Dell ($531.20) and Car Loan ($1228.74).

 


 

 

 

Member Payment Dependent Notes Series 1415518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415518

$3,000

$3,000

10.16%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415518. Member loan 1415518 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,167 / month
Current employer: Alameda County Public Defender Debt-to-income ratio: 5.20%
Length of employment: 10+ years Location: Castro valley, CA
       
Home town:
Current & past employers: Alameda County Public Defender
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 42
Revolving Credit Balance: $3,739.00 Public Records On File: 0
Revolving Line Utilization: 13.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Generally between 5 and 5,000.00 including mortgage, car note etc.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last two years
What is your intended use for the loan proceeds?To pay off a 19% credit card.
Please provide additional details regarding the purpose of the loan.See above.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Generally between 5 and 5,000.00 including mortgage, car note etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Between 5000and 6000
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last two years
If you have a public record on file, please briefly explain the event and its resolution.None
Please provide additional details regarding the purpose of the loan.See above.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One purpose to pay off a 19% credit card
What is your intended use for the loan proceeds?To pay off a 19% credit card.
What is your intended use for the loan proceeds?To pay off a 19% credit card.
What is your intended use for the loan proceeds?To pay off a 19% credit card.
What is your intended use for the loan proceeds?To pay off a 19% credit card.

 


 

 

 

Member Payment Dependent Notes Series 1415614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415614

$5,500

$5,500

15.31%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415614. Member loan 1415614 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Signature Concepts Debt-to-income ratio: 21.93%
Length of employment: 4 years Location: MINNEAPOLIS, MN
       
Home town:
Current & past employers: Signature Concepts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 7
Revolving Credit Balance: $3,858.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1415661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415661

$24,000

$24,000

23.28%

1.00%

July 24, 2012

July 24, 2017

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415661. Member loan 1415661 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,750 / month
Current employer: Codexis Inc. Debt-to-income ratio: 14.46%
Length of employment: 5 years Location: SAN MATEO, CA
       
Home town:
Current & past employers: Codexis Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/10/12 > I am currently paying about $900 per month for credit debt payments. This loan will help me pay less and save on the total amount due because of a lower APR and lower monthly payments. Thanks for reading!<br><br> Borrower added on 07/10/12 > During graduate school (graduated 2011) I built up a lot of debt. I currently hold an excellent in biotech. Per month, I pay more now than the terms for this loan would require, so I am confident I can repay. Thank you for reading and please let me know of any questions.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 32 Months Since Last Delinquency: 9
Revolving Credit Balance: $18,624.00 Public Records On File: 0
Revolving Line Utilization: 59.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Thank you for taking interest. To answer your question, I have not had any delinquencies at all throughout the roughly 17 years I've had credit.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello and thank you for taking interest. My total credit card debt is $24,000 (varies from 25-30% apr) with a $950 per month payment. My student loans will not be a part of this loan, but the monthly payment is $125 and a total of $17,000 due (at 2-3% apr).
Which debts do you plan to pay off with this loan?Hello and thanks for taking the time to ask a question. I plan to use this loan to pay credit card debt totally $24.000. For the majority of the cards, I plan to shut them down after payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello and thank you for taking interest. Here's a run-down of monthly dues:<br><br>rent/utilities: $1275+50-100<br>phone: $220 (family plan)<br>insurance: $130<br>food: $400-600<br>credit cards: $950<br>school loans: $125

 


 

 

 

Member Payment Dependent Notes Series 1415717

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415717

$14,975

$14,975

10.16%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415717. Member loan 1415717 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,167 / month
Current employer: US BANK Debt-to-income ratio: 21.13%
Length of employment: 4 years Location: HAYWARD, CA
       
Home town:
Current & past employers: US BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 28 Months Since Last Delinquency: 18
Revolving Credit Balance: $21,435.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1415731

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415731

$10,000

$10,000

15.31%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415731. Member loan 1415731 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Water & Power Community Credit Union Debt-to-income ratio: 9.15%
Length of employment: 5 years Location: West Coina, CA
       
Home town:
Current & past employers: Water & Power Community Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,083.00 Public Records On File: 0
Revolving Line Utilization: 63.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $2,000 APR 16.24% min payment $44 / $300 APR 23.90% min payment $25 <br>MASTERCARD $700 APR 20% min payment $25<br>AMEX $4,000 APR 16% min payment $90<br>Consumer card $2,000 APR 26% min payment $45
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1600.00 current monthly expenses
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $2,000 APR 16.24% min payment $44 / $300 APR 23.90% min payment $25 <br>MASTERCARD $700 APR 20% min payment $25<br>AMEX $4,000 APR 16% min payment $90<br>Consumer card $2,000 APR 26% min payment $45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum monthly payment for credit cards $300. After the payoff my credit card payment will be $340 for this loan payable in 3 years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $2,000 APR 16.24% min payment $44 / $300 APR 23.90% min payment $25 <br>MASTERCARD $700 APR 20% min payment $25<br>AMEX $4,000 APR 16% min payment $90<br>Consumer card $2,000 APR 26% min payment $45
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1600.00 current monthly expenses
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $2,000 APR 16.24% min payment $44 / $300 APR 23.90% min payment $25 <br>MASTERCARD $700 APR 20% min payment $25<br>AMEX $4,000 APR 16% min payment $90<br>Consumer card $2,000 APR 26% min payment $45
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum monthly payment for credit cards $300. After the payoff my credit card payment will be $340 for this loan payable in 3 years.

 


 

 

 

Member Payment Dependent Notes Series 1415732

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415732

$11,200

$11,200

11.14%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415732. Member loan 1415732 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Comcast Cable Debt-to-income ratio: 18.53%
Length of employment: 4 years Location: boca raton, FL
       
Home town:
Current & past employers: Comcast Cable
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan is to consolidate 6 accounts into one monthly payment and pay off my debt in a set amount of time. We have never been late or missed a payment on any accounts, all my credit is in good standing this will save me a significant amount in interest and is less than my current monthly rate<br><br> Borrower added on 07/11/12 > This loan is to consolidate 6 accounts into one payment. I have never been late or missed any payments, the monthly payment of this loan will save me on interest and my monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 52
Revolving Credit Balance: $3,907.00 Public Records On File: 0
Revolving Line Utilization: 27.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - 1100<br>Car payment 575<br>about 150 for power<br>around 120 for phone service<br>insurance is 65 a month<br>water about 24
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Store card - balance 658 minimum 25<br>store card 2 balance - 1857 minimum 65<br>store card 3 - balance 2865 minimum 100<br>visa - balance 783 minimum 50<br>visa - balance 4867 minimum 90<br>american express - 182 minimum 25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$355 for all the credit cards and i usually pay near 400 by paying a little extra to each card. they will all be paid off by the loan and my monthly payment will be 367.42
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - 1100<br>Car payment 575<br>about 150 for power<br>around 120 for phone service<br>insurance is 65 a month<br>water about 24
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1100
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$355 for all the credit cards and i usually pay near 400 by paying a little extra to each card. they will all be paid off by the loan and my monthly payment will be 367.42
If you have a delinquency in the last 2 years, please explain the reason.no delinquency in the past 2 years
If you have a public record on file, please briefly explain the event and its resolution.no public record on file
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - 1100<br>Car payment 575<br>about 150 for power<br>around 120 for phone service<br>insurance is 65 a month<br>water about 24
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Store card - balance 658 minimum 25<br>store card 2 balance - 1857 minimum 65<br>store card 3 - balance 2865 minimum 100<br>visa - balance 783 minimum 50<br>visa - balance 4867 minimum 90<br>american express - 182 minimum 25
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Store card - balance 658 minimum 25<br>store card 2 balance - 1857 minimum 65<br>store card 3 - balance 2865 minimum 100<br>visa - balance 783 minimum 50<br>visa - balance 4867 minimum 90<br>american express - 182 minimum 25
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage - 1100<br>Car payment 575<br>about 150 for power<br>around 120 for phone service<br>insurance is 65 a month<br>water about 24
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?1100
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It is going to pay off credit card and store cards so instead of taking about 14 if i pay extra every month i can pay it all down in 3 years. It will be allocated to pay off each card all at once and i will pay everything i previously paid to the cards to the loan which totals to be about the same a month.

 


 

 

 

Member Payment Dependent Notes Series 1415739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415739

$11,500

$11,500

13.11%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415739. Member loan 1415739 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Insteel Debt-to-income ratio: 21.87%
Length of employment: 1 year Location: Jacksonville, FL
       
Home town:
Current & past employers: Insteel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,595.00 Public Records On File: 0
Revolving Line Utilization: 37.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1415749

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415749

$5,000

$5,000

7.90%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415749. Member loan 1415749 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,417 / month
Current employer: Raytheon Debt-to-income ratio: 8.36%
Length of employment: 6 years Location: Torrance, CA
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Loan is for consolidating some credit cards for a lower interest rate. I have a good credit score and I have had a previous loan from this website with which I actually paid off 2 years early.<br>

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 23
Revolving Credit Balance: $4,910.00 Public Records On File: 0
Revolving Line Utilization: 11.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home so $0 for rent. My other expenses are typical of anyone else's. I have tuition loan expense that runs $300 a month. Most of my money goes towards savings for a future potential property in a few years.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Amex:$4000 (18%)<br>Visa:$600 (22%)<br>Visa:$200 (15%)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My total monthly payment runs runs just under $200 a month for all my credit cards. This loan allows for a $150 a month with a lower interest rate. All likelihood I will be attempting to pay off the loan in a shorter time frame than the allotted 3 years.
If you have a delinquency in the last 2 years, please explain the reason.None
What is your intended use for the loan proceeds?Consolidate my 2 credit cards into 1 loan with a lesser interest rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home so $0 for rent. My other expenses are typical of anyone else's. I have tuition loan expense that runs $300 a month. Most of my money goes towards savings for a future potential property in a few years.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is roughly $4600, at about 15-20%, at a monthly payments in the total amount of $200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live at home so my monthly rent is $0. My only expense aside from the typical expenses (ie food, entertainment) is school loans and car payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home so $0 for rent. My other expenses are typical of anyone else's. I have tuition loan expense that runs $300 a month. Most of my money goes towards savings for a future potential property in a few years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I live at home so my monthly rent is $0. My only expense aside from the typical expenses (ie food, entertainment) is school loans and car payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I live at home so $0 for rent. My other expenses are typical of anyone else's. I have tuition loan expense that runs $300 a month. Most of my money goes towards savings for a future potential property in a few years.

 


 

 

 

Member Payment Dependent Notes Series 1415795

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415795

$12,000

$12,000

14.33%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415795. Member loan 1415795 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,533 / month
Current employer: El Paso Police Department Debt-to-income ratio: 26.89%
Length of employment: 10+ years Location: El Paso, TX
       
Home town:
Current & past employers: El Paso Police Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,873.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1415901

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415901

$9,450

$9,450

17.27%

1.00%

July 24, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415901. Member loan 1415901 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,400 / month
Current employer: Driftwood healthcare center Debt-to-income ratio: 10.06%
Length of employment: < 1 year Location: Long beach, CA
       
Home town:
Current & past employers: Driftwood healthcare center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 52
Revolving Credit Balance: $17,220.00 Public Records On File: 0
Revolving Line Utilization: 48.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent1100 ; phone 170 ; utility 30 ; cable 75 ; car and insurance 450
Please explain the reason why you carry a large revolving credit balance.To buy appliance and stuff needed for the household .
Which debts do you plan to pay off with this loan?The 4 cards I used . I want to make it into one w/ easier payments and low monthly rates to pay it off right away.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Target:1850, citi:4000, uboc: 2000. It's less than 100 to pay monthly but I want it in one so I can pay it of at least within 2 years .. Coz the interest will eat me.

 


 

 

 

Member Payment Dependent Notes Series 1415972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1415972

$7,000

$7,000

15.80%

1.00%

July 19, 2012

July 24, 2015

July 24, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1415972. Member loan 1415972 was requested on July 10, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Southern Illinois Healthcare Debt-to-income ratio: 19.10%
Length of employment: 10+ years Location: Ava, IL
       
Home town:
Current & past employers: Southern Illinois Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 10, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 42 Months Since Last Delinquency: 8
Revolving Credit Balance: $92,622.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1416018

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416018

$9,000

$9,000

16.29%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416018. Member loan 1416018 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,333 / month
Current employer: choice construction Debt-to-income ratio: 20.19%
Length of employment: 7 years Location: LEOMINSTER, MA
       
Home town:
Current & past employers: choice construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > Have 3 credit cards which were one year no interest but have jumped to 20% due to expences last year which i cannot elaborate on due to this sights rules i did not pay off. Payments are done and would like to lower my rate n make one mmonthly payment instead of 3. will have about 3000 after pay off<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,565.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As i said im raising my daughter by myself, so i moved back in with my parents a year ago. They are very helpful, love my daugter and we have a great relationship. I pay 200 a month to live with them, my cell phone bill is 100 a month, my daughters daycare is 160 a week, my car payment is 200, car insurance 200, and health insurance is 140 a month. I believe those are all my expences
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.i have a citi card with 1000 on it at 20% a citi thank u card with 1200 at 20% a discover card with 1,200 and a visa with 4800 but only at 8.5% all the cards together are a monthly payment of 320.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?all cards together come to 320.00 a month. i plan to pay off 3 of them with this loan and the other card is at 8% so i was gonna put some money on that but then probably take the money back out to put towards this card and whatever other bills i need to pay. so ill be paying the same montly payment only one bill instead of four and ill have 2,000 left from this loan after all cards are payed off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?As i said im raising my daughter by myself, so i moved back in with my parents a year ago. They are very helpful, love my daugter and we have a great relationship. I pay 200 a month to live with them, my cell phone bill is 100 a month, my daughters daycare is 160 a week, my car payment is 200, car insurance 200, and health insurance is 140 a month. I believe those are all my expences
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.i have a citi card with 1000 on it at 20% a citi thank u card with 1200 at 20% a discover card with 1,200 and a visa with 4800 but only at 8.5% all the cards together are a monthly payment of 320.00
What is the total balance of your credit cards, interest rates and current monthly payments?1200 at 20%, 1400 at 20%, 1200 at 20%, and 4800 at 8%. my combined minimum monthly payment is 320.00.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?all cards together come to 320.00 a month. i plan to pay off 3 of them with this loan and the other card is at 8% so i was gonna put some money on that but then probably take the money back out to put towards this card and whatever other bills i need to pay. so ill be paying the same montly payment only one bill instead of four and ill have 2,000 left from this loan after all cards are payed off
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off 4 credit cards so this will be my only loan and will have 2000 dollars left to use for whatever bills, payments, neccesities i come across.

 


 

 

 

Member Payment Dependent Notes Series 1416139

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416139

$5,000

$5,000

10.16%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416139. Member loan 1416139 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,709 / month
Current employer: United States Postal Service Debt-to-income ratio: 12.25%
Length of employment: 10+ years Location: Costa Mesa, CA
       
Home town:
Current & past employers: United States Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I currently have to credit cards with interest rates of19.99%. I would like to get these paid off however every time I make a payment seems most of it goes to the interest and NOT the principal! So frustrating! I am hoping I will get further out of debt by paying less interest.<br><br> Borrower added on 07/11/12 > I have 2 credit cards with interest rates of 19.99% Every time I make a payment seems most of it goes to the interest and not the principal. Frustrating! I am hopeing this will get me further to my goal of getting out of debt.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,899.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $555.00, Car insurance $95.00 Phone $75.00 Gasoline $65.00 Food $350.00<br>Electric 70.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card #1 and Master Card #2
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$660.00 It will be aprroximately the same each month however one of my current loans will payed off in another 6 months (yeah!) and an additional one will be gone in 9 months (yeah!)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $555.00, Car insurance $95.00 Phone $75.00 Gasoline $65.00 Food $350.00<br>Electric 70.00.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Master Card #1 and Master Card #2
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $555.00, Car insurance $95.00 Phone $75.00 Gasoline $65.00 Food $350.00<br>Electric 70.00.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $555.00, Car insurance $95.00 Phone $75.00 Gasoline $65.00 Food $350.00<br>Electric 70.00.

 


 

 

 

Member Payment Dependent Notes Series 1416156

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416156

$8,700

$8,700

17.77%

1.00%

July 23, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416156. Member loan 1416156 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Bill Haddox Insurance Debt-to-income ratio: 23.11%
Length of employment: 10+ years Location: Robinson, TX
       
Home town:
Current & past employers: Bill Haddox Insurance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $41,665.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4200-$4300. This includes my mortgage, utilities, groceries, spending money etc. I have a company car and all expenses for that are paid by my employer. My cell phone and internet at my home are also paid by my employer.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard approximate balance $10000 - some of this balance is from business expenses that will be paid by employer. Other balances I am not requesting loans for becasue the current interest rates are lower than what I was offered through Lending Club.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Not sure what figure you want in the payoff. Total minimum payments are about $600/month plus the $313 on this loan would be around $900.
Please explain the reason why you carry a large revolving credit balance.Ive tried twice to answer this but it is rejected. I dont know how to answer this within the allowable guidelines. I am sorry!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard approximate balance $10000 - some of this balance is from business expenses that will be paid by employer. Other balances I am not requesting loans for becasue the current interest rates are lower than what I was offered through Lending Club.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Not sure what figure you want in the payoff. Total minimum payments are about $600/month plus the $313 on this loan would be around $900.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4200-$4300. This includes my mortgage, utilities, groceries, spending money etc. I have a company car and all expenses for that are paid by my employer. My cell phone and internet at my home are also paid by my employer.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard approximate balance $10000 - some of this balance is from business expenses that will be paid by employer. Other balances I am not requesting loans for becasue the current interest rates are lower than what I was offered through Lending Club.

 


 

 

 

Member Payment Dependent Notes Series 1416202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416202

$24,000

$24,000

21.00%

1.00%

July 19, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416202. Member loan 1416202 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: FBI Debt-to-income ratio: 17.73%
Length of employment: 8 years Location: Bridgeville, PA
       
Home town:
Current & past employers: FBI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This loan is to consolidate debt. All my finances are in good order with no late payments on any accounts. I own my home and am employed full time.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,357.00 Public Records On File: 0
Revolving Line Utilization: 67.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is not a multipurpose loan. We are paying off 10 accounts that have higher interest rates than the offered loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
Please explain the reason why you carry a large revolving credit balance.Credit card debt accrued during latest move.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
Which debts do you plan to pay off with this loan?Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What is your intended use for the loan proceeds?To pay of ten credit cards with high interest rates. This loan will be repaid prior to the 5 year term.
Please explain the reason why you carry a large revolving credit balance.Credit card debt accrued during latest move.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is not a multipurpose loan. We are paying off 10 accounts that have higher interest rates than the offered loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2615, Utilities (Gas, Water, Elec) - $350, Phone, Internet, Cell - $300, Insurance - $110, Gas - $50, Food - $200.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is not a multipurpose loan. We are paying off 10 accounts that have higher interest rates than the offered loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2615, Utilities (Gas, Water, Elec) - $350, Phone, Internet, Cell - $300, Insurance - $110, Gas - $50, Food - $200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This is not a multipurpose loan. We are paying off 10 accounts that have higher interest rates than the offered loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2615, Utilities (Gas, Water, Elec) - $350, Phone, Internet, Cell - $300, Insurance - $110, Gas - $50, Food - $200.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month.
Please explain the reason why you carry a large revolving credit balance.Credit card debt accrued during latest move.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2615, Utilities (Gas, Water, Elec) - $350, Phone, Internet, Cell - $300, Insurance - $110, Gas - $50, Food - $200.
Please explain the reason why you carry a large revolving credit balance.Credit card debt accrued during latest move.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - $2615, Utilities (Gas, Water, Elec) - $350, Phone, Internet, Cell - $300, Insurance - $110, Gas - $50, Food - $200.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?House - $2650, Utilities - $700, Auto Ins - $100, personal loan - $450, all per month. <br>Credit Card - 10 cards, avg $2000 per card, avg APR 22%, monthly payments total $850

 


 

 

 

Member Payment Dependent Notes Series 1416313

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416313

$20,000

$20,000

17.27%

1.00%

July 19, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416313. Member loan 1416313 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,328 / month
Current employer: GT Advanced Technologies Debt-to-income ratio: 17.27%
Length of employment: < 1 year Location: Bedford, NH
       
Home town:
Current & past employers: GT Advanced Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Please help! We had large car repairs, one unexpected expense after another and with the price of gas, we are barely making the minimum payments on credit cards. We'll never pay them off. I don't want to declare bankruptcy. Thank you for your help.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 77
Revolving Credit Balance: $7,599.00 Public Records On File: 0
Revolving Line Utilization: 41.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1416343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416343

$2,000

$2,000

10.16%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416343. Member loan 1416343 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,917 / month
Current employer: Williams Debt-to-income ratio: 12.28%
Length of employment: 10+ years Location: SAND SPRINGS, OK
       
Home town:
Current & past employers: Williams
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Septic Tank<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,015.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1416362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416362

$9,600

$9,600

14.33%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416362. Member loan 1416362 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: The Moore Law Group Debt-to-income ratio: 30.78%
Length of employment: 2 years Location: SANTA ANA, CA
       
Home town:
Current & past employers: The Moore Law Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > This is to make the credit card companies less. Save me money and make you money. I would rather pay my bills and let my peers make money while I save money! Thanks again!<br><br> Borrower added on 07/12/12 > The payment with those loan is lower and cheaper interest rate to allow me to save while only having to make one payment.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,376.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $800. My share of all utilities gas/water/electric/tv is $100. Car insurance and phone paid by work. No car payment. Food is about $200. Let me know if any others I left out
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.American express 3500 balance. 18.99%$70<br>Visa $1900. 23.99% $39<br>Visa. $3000. 18.99% $35<br>MasterCard 700. 18.99% $25
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$500all cards. <br>Paying off others. Replacing with this payment will $450

 


 

 

 

Member Payment Dependent Notes Series 1416374

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416374

$18,000

$18,000

12.12%

1.00%

July 19, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416374. Member loan 1416374 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: CCH Small Firm Services Debt-to-income ratio: 18.48%
Length of employment: 10+ years Location: Acworth, GA
       
Home town:
Current & past employers: CCH Small Firm Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > To pay off higher interest rate credit cards and reduce monthy payments by more than $200 a month and only have to make 1 payment to Lending Club than 3 payments to Credit Card companies!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,401.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 641+ a month for mortgage as well as pay down on the principal. I have adoption and rental income which averages around 2.5k a month to pay for living expenses.
Please explain the reason why you carry a large revolving credit balance.I had some unexpected bills this year which ran the cards up hence the purpose of the loan. I generally pay my cards off with my tax refund which averages around 7k a year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 641+ a month for mortgage as well as pay down on the principal. I have adoption and rental income which averages around 2.5k a month to pay for living expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 641+ a month for mortgage as well as pay down on the principal. I have adoption and rental income which averages around 2.5k a month to pay for living expenses.
Please explain the reason why you carry a large revolving credit balance.I had some unexpected bills this year which ran the cards up hence the purpose of the loan. I generally pay my cards off with my tax refund which averages around 7k a year.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I own 2 properties. One investment (rental) and primary. I owe 30k on the rental and 110K on the primary. I pay 641+ on the primary at 4.25% amd 460+ on the rental which pays for it self. I have cards that I am consolidating with this loan so as to pay them off. Generally run around 13%.

 


 

 

 

Member Payment Dependent Notes Series 1416572

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416572

$32,400

$32,400

20.49%

1.00%

July 19, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416572. Member loan 1416572 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Chase Debt-to-income ratio: 10.97%
Length of employment: 10+ years Location: WILMINGTON, DE
       
Home town:
Current & past employers: Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 38
Revolving Credit Balance: $27,189.00 Public Records On File: 0
Revolving Line Utilization: 63.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1416607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416607

$4,025

$4,025

11.14%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416607. Member loan 1416607 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,467 / month
Current employer: n/a Debt-to-income ratio: 21.75%
Length of employment: n/a Location: VERO BEACH, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > My loan purpose is to assist in raising my credit credit score just 7%!<br>From 688 to 735+. Since my 8+ yr. credit record is 100% "paid as agreed", this loan alone ... should (within 60 days) raise my score to 700+. Thanks for your support.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,065.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own. 10 yrs. remains on my Mtg. pymt. $240; tel. is thru Vonage $17 mo.; Electric bill average is $50; ZERO transportation costs; Annual Homeowners Ins. $450; Organic food is my avocation. Food & Pantry<br>expense is $225.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.4 Cards: 1-MC $1,250 bal., 17.90% int. + $99 annual fee, min. pymt. $41, I pay $65; 2-Visa $950 bal.,<br>22.99% int., min. pymt. $40, I pay $65; 3-Store Card $1,000 bal., 25.99% int., min. pymt. $50, I pay $75;<br>4-MC $600 bal., 23.0% int., min. pymt. $25, I pay $45.<br>So ... the Lending Club program, if funded, IS very meaningful!<br>Thank you for asking.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Deployment of the L.C. loan proceeds will reduce my min. monthly pymts. by $231 ... minus (-) the new<br>L.C. loan pymt., provides a NET monthly reduction of $100.<br>Significantly, the resulting "credit score" increases, will create numerous other advantages!<br>Your question is very much appreciated.

 


 

 

 

Member Payment Dependent Notes Series 1416695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416695

$7,500

$7,500

18.49%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416695. Member loan 1416695 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: American Youth Soccer Organization Debt-to-income ratio: 11.02%
Length of employment: 4 years Location: REDONDO BEACH, CA
       
Home town:
Current & past employers: American Youth Soccer Organization
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I was unemployed for 2006-2008, and I've just been trying to get back on my feet every since. Unfortunately, because that my credit isn't the best. And, since most companies only look at the credit score and not the full picture - its been hard. I just want to be free of my credit card debt!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $7,949.00 Public Records On File: 1
Revolving Line Utilization: 80.30% Months Since Last Record: 26
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I moved into a house, and I took over someone's lease. We had a bit of a disagreement on how much I owed her for the security deposit, first and last month's rent. I tried to work it out with her, but she insisted on going to court, which settled the case for the same amount I offered to pay her. I paid off the settlement in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are approximately $1000 a month.
If you have a public record on file, please briefly explain the event and its resolution.I moved into a house, and I took over someone's lease. We had a bit of a disagreement on how much I owed her for the security deposit, first and last month's rent. I tried to work it out with her, but she insisted on going to court, which settled the case for the same amount I offered to pay her. I paid off the settlement in full.
If you have a public record on file, please briefly explain the event and its resolution.I moved into a house, and I took over someone's lease. We had a bit of a disagreement on how much I owed her for the security deposit, first and last month's rent. I tried to work it out with her, but she insisted on going to court, which settled the case for the same amount I offered to pay her. I paid off the settlement in full.

 


 

 

 

Member Payment Dependent Notes Series 1416768

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416768

$13,200

$13,200

18.49%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416768. Member loan 1416768 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Bombardier Learjet Debt-to-income ratio: 9.20%
Length of employment: < 1 year Location: wichita, KS
       
Home town:
Current & past employers: Bombardier Learjet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Looking to consolidate higher interest credit cards with one payment and a final end date.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 11
Revolving Credit Balance: $10,036.00 Public Records On File: 0
Revolving Line Utilization: 67.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortage 1400, utiliies 400, insurance 100, phone 150, trans 50, food 300
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard 8,000-rate 22%, min pay 100, Mastercard 750-rate 22%, min pay 25, Discover 1000-rate 19%, min pay 30, Visa 1000-rate 24%, min pay 60, Mastercard 1200 rate 21%, min pay 60, Mastercard 400-rate 20%, min pay 25.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?answered in the first question

 


 

 

 

Member Payment Dependent Notes Series 1416862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416862

$13,150

$13,150

18.75%

1.00%

July 24, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416862. Member loan 1416862 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,542 / month
Current employer: Los Angeles County Fire Department Debt-to-income ratio: 30.24%
Length of employment: 10+ years Location: BALDWIN PARK, CA
       
Home town:
Current & past employers: Los Angeles County Fire Department
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Combine some debt and have some extra money to take a well deserve, and needed vacation with my children.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 53
Revolving Credit Balance: $7,237.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $400 includes utilites,<br>Transportation $240<br>Phone $150<br>Groceries $250
Please provide additional details regarding the purpose of the loan.This loan will be use to consolidate credit cards, debt, and loans. It will also be used to take a vacation with my children.
Please explain the reason why you carry a large revolving credit balance.Helped out parents from time to time, paid off burial expense for granfather.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $400 includes utilites,<br>Transportation $240<br>Phone $150<br>Groceries $250
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would pay off Macys, Target, Jcpenny, Citi Visa, Visa, and the rest use to take a vacation with my children. Rather than having several accounts open I would only make one payment and be able to pay it off in three years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would pay off Macys, Target, Jcpenny, Citi Visa, Visa, and the rest use to take a vacation with my children. Rather than having several accounts open I would only make one payment and be able to pay it off in three years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $400 includes utilites,<br>Transportation $240<br>Phone $150<br>Groceries $250
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent $400 includes utilities, Car $525, <br>All of my other credit cards and loans would pay consolidated they add up to $492<br>Phone $150
If you have a delinquency in the last 2 years, please explain the reason.I haven't had a delinquency - Not that I remember.<br>Maybe the magazine Highlights, kids keep on getting mail thinking it was for them, however it was paid in full, with interest and an apology.

 


 

 

 

Member Payment Dependent Notes Series 1416924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416924

$20,000

$20,000

13.11%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416924. Member loan 1416924 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Baptist Health Debt-to-income ratio: 14.94%
Length of employment: 10+ years Location: SHERIDAN, AR
       
Home town:
Current & past employers: Baptist Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 44
Revolving Credit Balance: $13,751.00 Public Records On File: 0
Revolving Line Utilization: 61.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 visa cards totalling 14000. I plan to pay these off. A car loan that will be paid off May 2013
Which debts do you plan to pay off with this loan?Credit cards
Please explain the reason why you carry a large revolving credit balance.I went through a divorce several years ago and supported 2 households along with attorney costs. Once these are paid I plan to discontinue them. My new wife has a higher salary than me and things are good. We want our debt paid and plan to purchase a home in 3 years
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 500<br>Utilities - 130<br>Prone - 150<br>Insurance - 85
If you have a delinquency in the last 2 years, please explain the reason.None
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 500<br>Utilities - 130<br>Prone - 150<br>Insurance - 85
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 500<br>Utilities - 130<br>Prone - 150<br>Insurance - 85
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Totals around 750

 


 

 

 

Member Payment Dependent Notes Series 1416975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1416975

$8,400

$8,400

16.29%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1416975. Member loan 1416975 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $19,167 / month
Current employer: Continuity Logic, LLC Debt-to-income ratio: 8.40%
Length of employment: 2 years Location: Richmond, VA
       
Home town:
Current & past employers: Continuity Logic, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 39
Revolving Credit Balance: $16,851.00 Public Records On File: 0
Revolving Line Utilization: 68.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1417038

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417038

$12,000

$12,000

10.16%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417038. Member loan 1417038 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,000 / month
Current employer: kaleida health..General Medical Buffalo Debt-to-income ratio: 13.93%
Length of employment: 10+ years Location: buffalo, NY
       
Home town:
Current & past employers: kaleida health..General Medical Buffalo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,082.00 Public Records On File: 0
Revolving Line Utilization: 64.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?taxes:6,000/yr insurance(all) 792/mth Sorry this took a few days, I was working <br>water: 30/mth church: 150/mth two 13hr shifts<br>verizon bundle: 170/mth gas for vehicles 400/mth <br>electric: 120/mth food: 500/mth <br>gas: 90/mth loans for childrens schooling: 900/mth
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.6 cards 9,300 balance 12.9 to 29.99 intrest min payment 330...I have tried to post many diff ways,, I'll try this
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I do not know what pay-off is.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?taxes:6,000/yr insurance(all) 792/mth Sorry this took a few days, I was working <br>water: 30/mth church: 150/mth two 13hr shifts<br>verizon bundle: 170/mth gas for vehicles 400/mth <br>electric: 120/mth food: 500/mth <br>gas: 90/mth loans for childrens schooling: 900/mth
Please explain the reason why you carry a large revolving credit balance.I had a back injury early in my career and was out of work for a year. I had been approved for SSD, but really did not want that for the remainder of my career. After back surgery, accupuncture and chiropactic I was able to return to work, full time to a profession I love..Nursing.
Please explain the reason why you carry a large revolving credit balance.I had a back injury early in my career and was out of work for a year. I had been approved for SSD, but really did not want that for the remainder of my career. After back surgery, accupuncture and chiropactic I was able to return to work, full time to a profession I love..Nursing.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.6 cards 9,300 balance 12.9 to 29.99 intrest min payment 330...I have tried to post many diff ways,, I'll try this
What is the total balance of your credit cards, interest rates and current monthly payments?Will not let me submit. I am sorry.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will only be using for credit card consolidation
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?monthly housing expenses: we have paid for our house<br>taxes: 500<br>insurance: 70<br>home equity: 120<br>gas: 100<br>phone bundle: 170<br>water: 30<br>electric: 100
What is the total balance of your credit cards, interest rates and current monthly payments?Will not let me submit. I am sorry.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?taxes:6,000/yr insurance(all) 792/mth Sorry this took a few days, I was working <br>water: 30/mth church: 150/mth two 13hr shifts<br>verizon bundle: 170/mth gas for vehicles 400/mth <br>electric: 120/mth food: 500/mth <br>gas: 90/mth loans for childrens schooling: 900/mth
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?monthly housing expenses: we have paid for our house<br>taxes: 500<br>insurance: 70<br>home equity: 120<br>gas: 100<br>phone bundle: 170<br>water: 30<br>electric: 100
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I do not know what pay-off is.

 


 

 

 

Member Payment Dependent Notes Series 1417142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417142

$6,800

$6,800

21.00%

1.00%

July 24, 2012

July 31, 2015

July 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417142. Member loan 1417142 was requested on July 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Wentworth Institute of Technology Debt-to-income ratio: 9.02%
Length of employment: 10+ years Location: NEWTON, MA
       
Home town:
Current & past employers: Wentworth Institute of Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/12 > This is a credit card refinance loan. I have a good job, and I am trying to pay down debt quicker than I have been able to through this loan. In addition, I have a solid credit history with all on time payments.<br>

 

A credit bureau reported the following information about this borrower member on July 17, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 39
Revolving Credit Balance: $6,857.00 Public Records On File: 0
Revolving Line Utilization: 95.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payments for credit cards during a month would be about 240 dollars. This loan would be equal to those payments, but obviously the credit card monthly ones would disappear.
What is the total balance of your credit cards, interest rates and current monthly payments?The total balance of my credit cards is the amount I am seeking for the loan (about 6400). I make monthly payments and have not been late on them. Those payments total about 225 dollars monthly. I have a very good job and I have been solid with my credit history. What keeps my credit in the 670 range is the credit card balance. The interest rates on the three cards I have vary from 16 to 25 percent.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: 700, Transportation: 200, Phone: 100, Utilities: 100, Food: 225
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Discover: 2500 (Monthly min: 70)<br>MasterCard: 3300 (Monthly min: 125)<br>Chase Visa: 500 (Monthly min: 50)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum payments for credit cards during a month would be about 240 dollars. This loan would be equal to those payments, but obviously the credit card monthly ones would disappear.

 


 

 

 

Member Payment Dependent Notes Series 1417227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417227

$16,375

$16,375

18.49%

1.00%

July 24, 2012

July 25, 2017

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417227. Member loan 1417227 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Gryphex Debt-to-income ratio: 17.70%
Length of employment: 3 years Location: Acworth, GA
       
Home town:
Current & past employers: Gryphex
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I'd like to repair my daughter's bathroom as well as payoff some credit card debt. The debt totals around $7000 on 2 cards 17.24% and 19.99%. I am able to make the payments comfortably but would prefer to get them paid off immediately.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 36
Revolving Credit Balance: $8,450.00 Public Records On File: 0
Revolving Line Utilization: 50.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1417277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417277

$13,500

$13,500

10.16%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417277. Member loan 1417277 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,583 / month
Current employer: miami dade county public schools Debt-to-income ratio: 1.11%
Length of employment: 10+ years Location: miami, FL
       
Home town:
Current & past employers: miami dade county public schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 22
Revolving Credit Balance: $5,028.00 Public Records On File: 0
Revolving Line Utilization: 12.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My total monthly expenses which includes estimated gas, food, and $400.00 as miscellaneous expense amounts to $3200.00.
What is your intended use for the loan proceeds?I'm in agreement with a seller of a bayliner 28ft center console for $13,000.00. We have an agreement for this price which is at least 50% of It's value. He is struggling financially which gives me an opportunity for a sound investment.
Please provide additional details regarding the purpose of the loan.As I previously stated before, I have an opportunity to purchase a boat from a seller who is in financial distress. The vessel is being sold to me at half its value.
If you have a delinquency in the last 2 years, please explain the reason.No, I believe I have one late payment for a 2006 Eclipse that I co-signed for my daughter. The car has since been paid in full.

 


 

 

 

Member Payment Dependent Notes Series 1417347

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417347

$5,000

$5,000

14.09%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417347. Member loan 1417347 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,879 / month
Current employer: University Of Chicago Medicine Debt-to-income ratio: 21.32%
Length of employment: 10+ years Location: Woodridge, IL
       
Home town:
Current & past employers: University Of Chicago Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I have these credit card balances that I want paid off to raise my credit score. I plan on getting a mortgage. I'd rather have this loan rather than credit card balances. I just don't like having credit card debt.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 61
Revolving Credit Balance: $4,811.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't have a delinquency in I believe within 5 years. Thanks to all who funded me.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC balance is 1771.11, minimum payment is $52, APR is 22.9%<br>VISA balance is 2482.40, minimum payment is $72, APR is 22.9%<br>MC balance is 556.30, minimum payment is $25, APR is 24.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MC balance is 1771.11, minimum payment is $52, APR is 22.9%<br>VISA balance is 2482.40, minimum payment is $72, APR is 22.9%<br>MC balance is 556.30, minimum payment is $25, APR is 24.99%
What is the total balance of your credit cards, interest rates and current monthly payments?MC balance is 1771.11, minimum payment is $52, APR is 22.9%<br>VISA balance is 2482.40, minimum payment is $72, APR is 22.9%<br>MC balance is 556.30, minimum payment is $25, APR is 24.99%
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in over 5 years.

 


 

 

 

Member Payment Dependent Notes Series 1417464

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417464

$10,000

$10,000

15.31%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417464. Member loan 1417464 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Natomas Unified School District Debt-to-income ratio: 22.17%
Length of employment: 10+ years Location: SACRAMENTO, CA
       
Home town:
Current & past employers: Natomas Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Debt Consolidation so i can be better prepared to buy a house soon.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1987 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 47 Months Since Last Delinquency: 18
Revolving Credit Balance: $18,058.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?no rent, phone;$100, insurance:$100,,,trans:$150 food:$400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my total monthly credit card payments total $1500
Please explain the reason why you carry a large revolving credit balance.I went back to school to earn my Master's Degree plus units to get to the top of the pay scale. It took my a total of 4 years and just recently finished.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?I don't pay rent as i live and take care of my 87 year old mother. My monthly expenses are about $1500. I spent the last four years going back to school to earm my Master's Degree plus units to get to top of pay scale. I am now anxious to pay off bills and get ready to buy a house.

 


 

 

 

Member Payment Dependent Notes Series 1417494

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417494

$15,000

$15,000

15.31%

1.00%

July 23, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417494. Member loan 1417494 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Harney Rock and Paving Debt-to-income ratio: 21.03%
Length of employment: 10+ years Location: HAINES, OR
       
Home town:
Current & past employers: Harney Rock and Paving
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > To payoff high interest debt, and get down to one monthly payment.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,629.00 Public Records On File: 0
Revolving Line Utilization: 87.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current expenses are between 1000 and 1500 a month
Please explain the reason why you carry a large revolving credit balance.Trying to cut down on the balance and have one payment
Which debts do you plan to pay off with this loan?Credit cards and a very high interest loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3500 loan with a 33.95% interest rate,credit cards with varying interest rates, monthly payments are around 850 for all
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3500 loan with a 33.95% interest rate,credit cards with varying interest rates, monthly payments are around 850 for all
Which debts do you plan to pay off with this loan?Credit cards and a very high interest loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3500 loan with a 33.95% interest rate,credit cards with varying interest rates, monthly payments are around 850 for all

 


 

 

 

Member Payment Dependent Notes Series 1417554

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417554

$12,000

$12,000

17.77%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417554. Member loan 1417554 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Tijuana Flats Debt-to-income ratio: 14.95%
Length of employment: 8 years Location: PINELLAS PARK, FL
       
Home town:
Current & past employers: Tijuana Flats
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I am just trying to consolidate my date so I can better manage my money to create a better future for my son.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,768.00 Public Records On File: 0
Revolving Line Utilization: 69.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1000.00, car 455.00, utilities 240.00, phone 100.00, insurance 100.00, food and gas 550.00
Which debts do you plan to pay off with this loan?personal loan of 8000.00, credit card of 2800, credit card of 1200.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan 22.5% amount of 8000.00 payment of 225, credit card 2800.00 interest 24% payment 80.00, crdit card 1200, interest 28% payment 50.00, truck payment balance 14,000 interest 8.25% payment 455.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?personal loan of 8000.00, credit card of 2800, and credit card of 1200.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan 22.5% amount of 8000.00 payment of 225, credit card 2800.00 interest 24% payment 80.00, crdit card 1200, interest 28% payment 50.00, truck payment balance 14,000 interest 8.25% payment 455.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan 22.5% amount of 8000.00 payment of 225, credit card 2800.00 interest 24% payment 80.00, crdit card 1200, interest 28% payment 50.00, truck payment balance 14,000 interest 8.25% payment 455.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 1000.00, car 455.00, utilities 240.00, phone 100.00, insurance 100.00, food and gas 550.00

 


 

 

 

Member Payment Dependent Notes Series 1417575

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417575

$10,000

$10,000

18.49%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417575. Member loan 1417575 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Prime-Line Products Debt-to-income ratio: 9.93%
Length of employment: < 1 year Location: Temecula, CA
       
Home town:
Current & past employers: Prime-Line Products
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1984 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 24
Revolving Credit Balance: $17,684.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?On average all bills for entire family run $5,000
Please explain the reason why you carry a large revolving credit balance.Do to a job loss from a key family member, we had to live off credit cards until new job was obtained
Which debts do you plan to pay off with this loan?Revolving credit cards that we used while my husband was out of work. Now that he is working again, we want to consolidate and pay off bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All debt balances are credit card - with varying interest rates. Looking to consolidate and pay off. My husband was out of work for 2 years. We had to use our credit cards more than we wanted to to continue to survive. Now that he is working again - we want to consolidate and pay off those bills.

 


 

 

 

Member Payment Dependent Notes Series 1417580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417580

$4,000

$4,000

8.90%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417580. Member loan 1417580 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,491 / month
Current employer: Bakersfield Heart Hospital Debt-to-income ratio: 29.91%
Length of employment: 8 years Location: Bakersfield, CA
       
Home town:
Current & past employers: Bakersfield Heart Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My goal is to become credit card debt free within the next 5 years. By receiving loan with lower interest will help accomplish this goal.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,836.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1417643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417643

$10,000

$10,000

15.31%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417643. Member loan 1417643 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: JPMorgan Chase Bank Debt-to-income ratio: 15.79%
Length of employment: 7 years Location: JAMAICA, NY
       
Home town:
Current & past employers: JPMorgan Chase Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Currently $10,000 dollars in total debt consisting of credit cards only, and seeking to consolidate my total debt through Lending Club.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,838.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2000 dollars a month. This includes credit card payments of $300 with interest rates ranging from 12%-18% APR, rent of $800, car note of $350, and groceries, utilities, and miscallaneous of $500 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total monthly debt is about $2000 dollars,...this includes credit card payments of $300 dollars with interest rates ranging from 12%-18% APR, rent of $800 dollars, car note of $350 dollars and utilities, groceries and miscallaneous of about $500 dollars.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2000 dollars a month. This includes credit card payments of $300 with interest rates ranging from 12%-18% APR, rent of $800, car note of $350, and groceries, utilities, and miscallaneous of $500 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total monthly debt is about $2000 dollars,...this includes credit card payments of $300 dollars with interest rates ranging from 12%-18% APR, rent of $800 dollars, car note of $350 dollars and utilities, groceries and miscallaneous of about $500 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total monthly debt is about $2000 dollars,...this includes credit card payments of $300 dollars with interest rates ranging from 12%-18% APR, rent of $800 dollars, car note of $350 dollars and utilities, groceries and miscallaneous of about $500 dollars.
Please explain the reason why you carry a large revolving credit balance.I make about 55k per year, but recently got stretched a little thin financially due to a recent family crisis, causing me to run into credit card debts of about 10,000 dollars. Total monthly debt is about $2000 dollars,...this includes credit card payments of $300 dollars interest rates ranging from 12%-18% APR, RENT OF $800 dollars, car not of $350 dollars and utilities, groceries and miscallaneous of about $500 dollars.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2000 dollars a month. This includes credit card payments of $300 with interest rates ranging from 12%-18% APR, rent of $800, car note of $350, and groceries, utilities, and miscallaneous of $500 dollars.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total monthly debt is about $2000 dollars,...this includes credit card payments of $300 dollars with interest rates ranging from 12%-18% APR, rent of $800 dollars, car note of $350 dollars and utilities, groceries and miscallaneous of about $500 dollars.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses are about $2000 dollars a month. This includes credit card payments of $300 with interest rates ranging from 12%-18% APR, rent of $800, car note of $350, and groceries, utilities, and miscallaneous of $500 dollars.

 


 

 

 

Member Payment Dependent Notes Series 1417734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417734

$11,750

$11,750

14.09%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417734. Member loan 1417734 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: United States Patent & Trademark Office Debt-to-income ratio: 22.16%
Length of employment: 8 years Location: Plymouth, MI
       
Home town:
Current & past employers: United States Patent & Trademark Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Hello. I am asking for help to pay off my bank credit card which is at a much higher rate.<br><br> Borrower added on 07/12/12 > Hello. I am asking for help to pay off my bank credit card which is at a much higher rate. I would gladly do a much shorter time period too if possible.<br><br> Borrower added on 07/12/12 > I am getting some questions about my financial status. This is my only card. It is actually a debit card. I just wanted to see if I can pay it off. Psychologically it is easier with a payment plan than looking at slowly decreasing 10,000 bill every month. I have a solid job. Repayment is guaranteed.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 46 Months Since Last Delinquency: 3
Revolving Credit Balance: $6,969.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage escrowed with insurance and property taxes is $980,though family stays with me and pays me $450 in rent, utilities (phone + cable + heat + gas) is about $400, Car lease is $400, though set to end in eight months. I got a loan with my bank using a CD of money I have at the bank in a CD, and I pay $1300 on that loan. Food is like $700-800/month. I would estimate monthly expenses are $3800/month, However, I have no other debt, and if this card is paid then I will be finally without credit.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I own only one card, and it is a Visa debit card. I own $10,000 on it plus upcoming interest. I used a Secured debt consolidation loan using a CD at my bank to pay off and close very other credit account i had. The rate is 26%. The minimum monthly payment is about $250. I can easily handle it, however, I wanted to get debt free.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I own only one card, and it is a debit card. I own $10,000 on it plus upcoming interest. I used a Secured debt consolidation loan using a CD at my bank to pay off and close very other credit account i had. Once this one is paid then I will close this account, an owe 0 on all credit accounts. Except I pay my mortage and lease.
What is the total balance of your credit cards, interest rates and current monthly payments?I own only one card, and it is a Visa debit card. I own $10,000 on it plus upcoming interest. I used a Secured debt consolidation loan using a CD at my bank to pay off and close very other credit account I had. The rate is 26%. The minimum monthly payment is about $250. I can easily handle it, however, I wanted to get debt free.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage escrowed with insurance and property taxes is $980,though family stays with me and pays me $450 in rent, utilities (phone + cable + heat + gas) is about $400, Car lease is $400, though set to end in eight months. I got a loan with my bank using a CD of money I have at the bank in a CD, and I pay $1300 on that loan. Food is like $700-800/month. I would estimate monthly expenses are $3800/month, However, I have no other debt, and if this card is paid then I will be finally without credit.

 


 

 

 

Member Payment Dependent Notes Series 1417767

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417767

$14,000

$14,000

19.72%

1.00%

July 20, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417767. Member loan 1417767 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Adena Health System Debt-to-income ratio: 6.76%
Length of employment: 10+ years Location: Rio Grande, OH
       
Home town:
Current & past employers: Adena Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > PLEASE FUND MY LOAN SO I CAN CONSOLIDATE CREDIT CARDS, MEDICAL BILLS, CAR REPAIRS, HOME REMODELING EXPENSES, ETC INTO ONE PAYMENT. I WILL TREAT THIS AS MY SECOND CAR PAYMENT. LEAVING ME WITH 2 CAR PAYMENTS, MORTGAGE AND UTILITIES. THIS WILL HELP ME GREATLY. THANKS FOR YOUR TIME.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 32
Revolving Credit Balance: $1,555.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?OTHER THAN MY UTILIES, $1104 MORTGAGE, $228 CAR PAYMENT, $156 MY HUSBANDS EDUCATION LOAN. THIS CONSOLIDATION LOAN WILL BE CONSIDERED MY "SECOND CAR PAYMENT". THANK YOU. PLEASE HELP ME GET IN A BETTER FINANCIAL STATE AS I PAY OFF THIS DEBT.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?THIS LOAN WILL PAY OFF CREDIT CARDS, MEDICAL BILLS, HOME REMODELING EXPENCES, CAR REPAIRS, ETC. ALL MY DEBT WILL BE COMBINED INTO ONE PAYMENT, AND THE CURRENT ACCOUNTS WILL BE CLOSED. THANK YOU FOR CONSIDERING MY LOAN. PLEASE HELP ME TO GET TO A BETTER FINANCIAL STATE.
Which debts do you plan to pay off with this loan?EVERYTHING BUT MY MORTGAGE, A STUDENT LOAN AND A CAR PAYMENT
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?MY MORTGAGE IS $1105/MONTH, NO EQUITY LINE, USUAL UTILITIES, INSURANCE IS ESCROWED.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?MY MORTGAGE IS $1105/MONTH, NO EQUITY LINE, USUAL UTILITIES, INSURANCE IS ESCROWED.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?OTHER THAN MY UTILIES, $1104 MORTGAGE, $228 CAR PAYMENT, $156 MY HUSBANDS EDUCATION LOAN. THIS CONSOLIDATION LOAN WILL BE CONSIDERED MY "SECOND CAR PAYMENT". THANK YOU. PLEASE HELP ME GET IN A BETTER FINANCIAL STATE AS I PAY OFF THIS DEBT.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?OTHER THAN MY UTILIES, $1104 MORTGAGE, $228 CAR PAYMENT, $156 MY HUSBANDS EDUCATION LOAN. THIS CONSOLIDATION LOAN WILL BE CONSIDERED MY "SECOND CAR PAYMENT". THANK YOU. PLEASE HELP ME GET IN A BETTER FINANCIAL STATE AS I PAY OFF THIS DEBT.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.
Which debts do you plan to pay off with this loan?EVERYTHING BUT MY MORTGAGE, A STUDENT LOAN AND A CAR PAYMENT
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?THIS LOAN WILL PAY OFF CREDIT CARDS, MEDICAL BILLS, HOME REMODELING EXPENCES, CAR REPAIRS, ETC. ALL MY DEBT WILL BE COMBINED INTO ONE PAYMENT, AND THE CURRENT ACCOUNTS WILL BE CLOSED. THANK YOU FOR CONSIDERING MY LOAN. PLEASE HELP ME TO GET TO A BETTER FINANCIAL STATE.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?OTHER THAN MY UTILIES, $1104 MORTGAGE, $228 CAR PAYMENT, $156 MY HUSBANDS EDUCATION LOAN. THIS CONSOLIDATION LOAN WILL BE CONSIDERED MY "SECOND CAR PAYMENT". THANK YOU. PLEASE HELP ME GET IN A BETTER FINANCIAL STATE AS I PAY OFF THIS DEBT.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?MY MORTGAGE IS $1105/MONTH, NO EQUITY LINE, USUAL UTILITIES, INSURANCE IS ESCROWED.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?consolidation loan: $14000.(this one I'm applying for)<br>mortgage loan: $140000./ $1105 monthly<br>student loan: $31000./ $158. monthly<br>car loan: $6900./ $228. monthly<br>THANK YOU FOR CONSIDERING MY LOAN.

 


 

 

 

Member Payment Dependent Notes Series 1417840

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417840

$6,075

$6,075

15.31%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417840. Member loan 1417840 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Pitney Bowes Debt-to-income ratio: 26.78%
Length of employment: 7 years Location: SAN JOSE, CA
       
Home town:
Current & past employers: Pitney Bowes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I'm applying for this loan to consolidate a few of my credit cards and to look forward to a realistic "end" date.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,269.00 Public Records On File: 0
Revolving Line Utilization: 75.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
Which debts do you plan to pay off with this loan?Orchard Bank, Merrick Bank, Chase
Please explain the reason why you carry a large revolving credit balance.I was careless in my purchasing decisions. I went overboard but didn’t realized it til this year.<br>I got started in real estate a few years ago. The cost of doing business was substantial to me, buying signs, membership cost, training, license, renewals, marketing etc. With the real estate market crashing and devoting so much to my career I needed to use credit for survival in the business. Looking back I do realize the mistakes I’ve made.
What is your intended use for the loan proceeds?I intend to use this loan to gain some control back of my credit life. As I was preparing the list of credit companies I had for this application, I realized how awful the percentage rates are. I want to pay off some credit cards to get a realistic “end” to all of this. With a loan consolidation I can definitely see my way out in a short time.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My expenses are quit low now as I help in the care of my mother who has been ill for some years. So I don’t have rent to contend with and share in some of the food and utilities.<br>rent - $0<br>Utilities 100<br>Transportation - $20<br>Auto insurance $43<br>Cell $40<br>Home phone 30<br>Food-$150mo
Which debts do you plan to pay off with this loan?Orchard Bank, Merrick Bank, Chase

 


 

 

 

Member Payment Dependent Notes Series 1417855

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417855

$12,000

$12,000

17.77%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417855. Member loan 1417855 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,250 / month
Current employer: WeDo Eqipment Debt-to-income ratio: 2.76%
Length of employment: 9 years Location: ontario, CA
       
Home town:
Current & past employers: WeDo Eqipment
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Pay off credit cards and some home improvements.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 19
Revolving Credit Balance: $6,554.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards -range from 9.90% - 27.99% - Owe $7900<br>mortage 2020.00
Which debts do you plan to pay off with this loan?We plan to pay off all our debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3521.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?$3125.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards -range from 9.90% - 27.99% - Owe $7900<br>mortage 2020.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off credit cards...and home improvement
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards -range from 9.90% - 27.99% - Owe $7900<br>mortage 2020.00

 


 

 

 

Member Payment Dependent Notes Series 1417938

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417938

$24,000

$24,000

17.77%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417938. Member loan 1417938 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,458 / month
Current employer: Paper Divas Distribution llc Debt-to-income ratio: 21.67%
Length of employment: 10+ years Location: Riviera Beach, FL
       
Home town:
Current & past employers: Paper Divas Distribution llc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > My loan will be used for a new pool!!!! Happy Family...<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1984 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 47 Months Since Last Delinquency: 16
Revolving Credit Balance: $32,261.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not anticipate any issues with the repayment of this loan. I have always been a very responsible person, and have never had any credit issues. I take my credit stability very serious. There is no reason to foresee any reason for delinquencies. I plan to pay this loan off in full as scheduled.
If you have a delinquency in the last 2 years, please explain the reason.I do not anticipate any issues with the repayment of this loan. I have always been a very responsible person, and have never had any credit issues. I take my credit stability very serious. There is no reason to foresee any reason for delinquencies. I plan to pay this loan off in full as scheduled.

 


 

 

 

Member Payment Dependent Notes Series 1417971

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1417971

$3,600

$3,600

15.31%

1.00%

July 19, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1417971. Member loan 1417971 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: HealthNet Debt-to-income ratio: 16.17%
Length of employment: 10+ years Location: CARMICHAEL, CA
       
Home town:
Current & past employers: HealthNet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > Refi a credit card with a 29% interest rate<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 37
Revolving Credit Balance: $14,346.00 Public Records On File: 0
Revolving Line Utilization: 48.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx 3,000 a month (rent is only 700)
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard with balance of 3000. Interest rate is 28.99%. Min payment is 75-100 (depending on montly bal)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum is approx 350-400 a month. I do not anticipate a signifigant change by including the new loan payment, as it will more so replace the payment I would be making toward the higher interest credit card to be paid off.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Mastercard with balance of 3000. Interest rate is 28.99%. Min payment is 75-100 (depending on montly bal)
If you have a delinquency in the last 2 years, please explain the reason.Simple oversight. I have children involved in music & sports, and I work full time. My days are jam packed and I have a few payments that were made within 5 days of the due date simply forgot I had not paid the payment yet.

 


 

 

 

Member Payment Dependent Notes Series 1418009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418009

$16,000

$16,000

14.33%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418009. Member loan 1418009 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,883 / month
Current employer: Business Control Systems Debt-to-income ratio: 14.63%
Length of employment: 1 year Location: The Colony, TX
       
Home town:
Current & past employers: Business Control Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,298.00 Public Records On File: 0
Revolving Line Utilization: 34.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent-$850.00<br>Transportation $200.00<br>Utilities $120.00<br>Phone $90.00<br>Insurance $61.00<br>Food $200.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent-$850.00<br>Transportation $200.00<br>Utilities $120.00<br>Phone $90.00<br>Insurance $61.00<br>Food $200.00
If you have a delinquency in the last 2 years, please explain the reason.No Delinquency
If you have a public record on file, please briefly explain the event and its resolution.Not sure I have any public records on file.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No Mortgage<br><br>Rent-$850.00<br>Transportation $200.00<br>Utilities $120.00<br>Phone $90.00<br>Insurance $61.00<br>Food $200.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'll use the loan for bill consolidation
Please explain the reason why you carry a large revolving credit balance.I need the loan for bill consolidation.

 


 

 

 

Member Payment Dependent Notes Series 1418124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418124

$25,000

$25,000

16.29%

1.00%

July 20, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418124. Member loan 1418124 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Renaissance Chicago north shore Debt-to-income ratio: 10.35%
Length of employment: 7 years Location: ARLINGTON HEIGHTS, IL
       
Home town:
Current & past employers: Renaissance Chicago north shore
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > I want to complete paying off my high interest rate credit cards then cancel all but one card. Will pay this loan off at the sometime will have some extra money to start saving for down payment on house or condo in the future. I have a great job just paying high rates need to move forward.<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,532.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Total credit card balance is around $28,000. 29.99%. Not sure what my total line of credit is, they are not maxed out just paying a lot in finance charges so hard to get ride of this old debt. Once I receive the loan I will be paying them off and just keeping one card to use for things I need a credit card for and will hopefully lower the interest rate with the bank at that point.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly bills come to around $2,000 per month without my credit card payments. <br><br>Thank you for your help with a lower interest loan so I can pay off my old debt and start saving for my future.

 


 

 

 

Member Payment Dependent Notes Series 1418283

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418283

$9,600

$9,600

16.29%

1.00%

July 24, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418283. Member loan 1418283 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Tampa General Hospital Debt-to-income ratio: 18.92%
Length of employment: 4 years Location: TAMPA, FL
       
Home town:
Current & past employers: Tampa General Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/11/12 > this loan is for debt consolidation<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,824.00 Public Records On File: 0
Revolving Line Utilization: 66.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2300
Which debts do you plan to pay off with this loan?all my credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balance debt is more than 6000. and my monthly payment is about $500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balance debt is more than 6000. and my monthly payment is about $500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balance debt is more than 6000. and my monthly payment is about $500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2300

 


 

 

 

Member Payment Dependent Notes Series 1418331

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418331

$14,125

$14,125

15.31%

1.00%

July 18, 2012

July 25, 2015

July 25, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418331. Member loan 1418331 was requested on July 11, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Colorado Retina Associates Debt-to-income ratio: 20.90%
Length of employment: 3 years Location: DENVER, CO
       
Home town:
Current & past employers: Colorado Retina Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Debt Consolidation: moving and relocating a couple years ago as well as some unexpected dental expenses brought some extra payments on board. Consolidating debt and being able to cut pay off time to 3 years is one step ahead to saving for the future!<br><br> Borrower added on 07/12/12 > Debt Consolidation: a couple of years ago I relocated upon my return from teaching English overseas. Moving coupled with unexpected dental expenses created a list of payments. To be able to consolidate credit card debt in 3 years with 1 payment is on the pathway to future savings!<br>

 

A credit bureau reported the following information about this borrower member on July 11, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,436.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1418356

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418356

$5,500

$5,500

16.29%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418356. Member loan 1418356 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: A&S RG Inc. Debt-to-income ratio: 4.92%
Length of employment: 3 years Location: High Point, NC
       
Home town:
Current & past employers: A&S RG Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > To pay off credit card debt at a lower rate. This will consolidate my debt and help in the long run.<br><br> Borrower added on 07/12/12 > This loan will be used to consolidate my credit card debt and make it do that my corset score can improve from ok to great. By consolidating I will save money in the future and help myself going forward.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,635.00 Public Records On File: 0
Revolving Line Utilization: 94.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Out of all of my expenses my totals add up to around a 1/3 of what I make a month. My credit card debt came from when I was in school and did not have a full time job. I now work 50hr weeks and pay everything early or on time.
Which debts do you plan to pay off with this loan?I am going to pay off my credit cards (3 of them). My interest rate on those is higher than that of this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My balances on my credit cards that I wish to pay off total a little less than my loan request amount.

 


 

 

 

Member Payment Dependent Notes Series 1418446

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418446

$7,200

$7,200

14.09%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418446. Member loan 1418446 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Wells Fargo Bank Debt-to-income ratio: 19.77%
Length of employment: 5 years Location: MIAMI, FL
       
Home town:
Current & past employers: Wells Fargo Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/12 > My situation is simple. I want to pay off my credit card debt and need a simple system to do it. I decided finding an option that gives me a short period of time with a set payment amount each month was my best option. I have never been late on any payments, I have a stable job and good income.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,396.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1650<br>car 300<br>Utilities 110<br>Phone 75<br>Insurance 120<br>Food 150 Week <br><br>I do well and due to some recent life changes I just want to get the credit card debt paid off. This is a good solution for me to pay it off in 36 months. I'm never late on any payments, you can see on my credit report. I take it very seriously that I am borrowing money from investors and my first goal is to get this paid off. I appreciate your investment into me and take this very seriously!<br><br>Thanks again!
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 1 - $1,440 Balance, $32 Min Pay, 18.99%<br>Visa 2 - $3,519 Balance, $80 Min Pay, 21.65%<br>Visa 3 - $1,869 Balance, $30 Min Pay, 15.99%<br><br>This seemed like the best plan for me to pay off my credit cards. I take it very seriously that you would invest in me and I have never been late on any payments as you can see on my credit report. I do not take it lightly that you are putting up your personal capital to help me. <br><br>Thank you!
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?All Credit Cards, $142 monthly that I will pay off with this loan. This loan will be $246 and is easily manageable for me to pay off my CC debt in 36 months.<br><br>I take it very seriously that you would invest in me and I have never been late on any payments as you can see on my credit report. I do not take it lightly that you are putting up your personal capital to help me. <br><br>Thank you!

 


 

 

 

Member Payment Dependent Notes Series 1418465

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418465

$7,500

$7,500

13.11%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418465. Member loan 1418465 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,500 / month
Current employer: verizon Debt-to-income ratio: 15.07%
Length of employment: 10+ years Location: bloomingburg, NY
       
Home town:
Current & past employers: verizon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,111.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?for the month it is around $ 3,000.00
What is the estimated current market value of the home you intend to purchase?around $ 90,000.00
Please explain the reason why you carry a large revolving credit balance.because in the last 9-12 months i been finishing the house on credit, because it is very hard to get a construction loan. when i am done i will refinance this home and pay back all other credit balance...
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?for the month it is around $ 3,000.00
Please explain the reason why you carry a large revolving credit balance.because in the last 9-12 months i been finishing the house on credit, because it is very hard to get a construction loan. when i am done i will refinance this home and pay back all other credit balance...
Is the home you are purchasing your primary residence or an investment property?investment home, ( vacation home )
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?for the month it is around $ 3,000.00
Please explain the reason why you carry a large revolving credit balance.because in the last 9-12 months i been finishing the house on credit, because it is very hard to get a construction loan. when i am done i will refinance this home and pay back all other credit balance...

 


 

 

 

Member Payment Dependent Notes Series 1418918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418918

$3,500

$3,500

15.31%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418918. Member loan 1418918 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: KCBS/KCAL-TV Debt-to-income ratio: 10.41%
Length of employment: 10+ years Location: Mission Hills, CA
       
Home town:
Current & past employers: KCBS/KCAL-TV
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I need to repair my car and get new prescription eyeglasses.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 26
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are approx 2600 a month.
Please provide additional details regarding the purpose of the loan.My car needs some work : tires and struts and a turn signal switch. <br>I also hope to use some of the funds to get new prescription eyeglasses.
If you have a delinquency in the last 2 years, please explain the reason.I do not believe I have any delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 1418968

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1418968

$29,000

$29,000

19.72%

1.00%

July 23, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1418968. Member loan 1418968 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,292 / month
Current employer: Rehab Pathway Debt-to-income ratio: 10.79%
Length of employment: 2 years Location: JERSEY CITY, NJ
       
Home town:
Current & past employers: Rehab Pathway
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,916.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for the loan is to consolidate my bills, pay off some credit cards and use the rest for personal purposes.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance because I just recently became married and financed part of my wedding with my credit cards.
What are you buying?I plan on purchasing furniture for the apartment me and my wife now share.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance because I just recently became married and financed part of my wedding with my credit cards.
What are you buying?I plan on purchasing furniture for the apartment me and my wife now share.
What is your intended use for the loan proceeds?My intended use for the loan is to consolidate my bills, pay off some credit cards and use the rest for personal purposes.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are between $3,000.00- $3,500.00.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use 50% towards condolidating my credit cards and 50 % for my major purchases, such as furnihing my new apartment with my wife.

 


 

 

 

Member Payment Dependent Notes Series 1419058

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419058

$4,000

$4,000

20.49%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419058. Member loan 1419058 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,042 / month
Current employer: Navy Debt-to-income ratio: 25.72%
Length of employment: < 1 year Location: Tampa, FL
       
Home town:
Current & past employers: Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > This loan is to consolidate all my balances into one loan. I have several small credit card balances that I would like to eliminate. Then while paying off this consolidation loan, I can put all my additional efforts towards building my savings.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 56 Months Since Last Delinquency: 57
Revolving Credit Balance: $21,066.00 Public Records On File: 0
Revolving Line Utilization: 71.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1879, car payment 505, utilities 400, car insurance 216, food 400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards $14,000 ( I have one large balance of almost $10,000; i have 6 other cards - 1 card has a balance of $1,700, the other cards make up the balance of debt)<br>student loans $105,000 (in deferment; currently in a commissioning program with the Navy and will complete my graduate degree Dec 2013)<br>mortgage $245,000, monthly payment 1879, interest rate 5.25%, purchased 2009 for $260,000<br>car loan $21,000, monthly payment 505, interest rate is 8.25%, purchased in 2011 for $25,000
Please explain the reason why you carry a large revolving credit balance.I am working on getting these balances down. By consolidating 6 credit cards into this one loan, I can focus my efforts on savings and also on paying off my one credit card with the highest balance. I used this card to purchase all of the furniture for my house. It has the lowest fixed interest rate of all my cards at 6.0%.
Please explain the reason why you carry a large revolving credit balance.I am working on getting these balances down. By consolidating 6 credit cards into this one loan, I can focus my efforts on savings and also on paying off my one credit card with the highest balance. I used this card to purchase all of the furniture for my house. It has the lowest fixed interest rate of all my cards at 6.0%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards $14,000 ( I have one large balance of almost $10,000; i have 6 other cards - 1 card has a balance of $1,700, the other cards make up the balance of debt)<br>student loans $105,000 (in deferment; currently in a commissioning program with the Navy and will complete my graduate degree Dec 2013)<br>mortgage $245,000, monthly payment 1879, interest rate 5.25%, purchased 2009 for $260,000<br>car loan $21,000, monthly payment 505, interest rate is 8.25%, purchased in 2011 for $25,000

 


 

 

 

Member Payment Dependent Notes Series 1419106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419106

$5,000

$5,000

6.62%

1.00%

July 23, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419106. Member loan 1419106 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,417 / month
Current employer: Roundy's Rainbow Foods Debt-to-income ratio: 13.27%
Length of employment: 3 years Location: Plymouth, MN
       
Home town:
Current & past employers: Roundy's Rainbow Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My business is focused on providing engineering services to small local companies. I plan to use this loan to purchase 2 computer workstations and a small office printer. The equipment upgrade will enable us to be more productive.<br><br> Borrower added on 07/12/12 > Funds will be used to purchase 2 computer workstations and an office printer<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,657.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are quite low since I am still living with my parents. My total monthly expenses are approximately $500 per month.
Can you provide some high level financials on the monthly costs / revenue of your business?The business has been operating for approximately 6 months. Monthly business costs are approximately $1400, total revenue has been averaging about $1600 per month.
Please describe your experience/familiarity with the business you are starting/started?My father is a licensed degreed mechanical engineer. I have been interested in the type of work he does since becoming a teenager. A family friend is a retired licensed degreed electrical engineer who owned an engineering services company. I spent several summers working at his company before he sold it. I am currently pursuing a degree in biomedical engineering. Both individuals mentioned above have helped me with the startup of my company and are consultants / references.
What do you project your monthly revenues for the first 6 months to be?Monthly revenues for June 2012 were approximately $1400, for May 2012 approximately $1300, and for April 2012 approximately $900. As the business progresses I am planning for the company to generate $3000 in monthly revenues by December 2012 and $7500 in monthly revenues by December 2013.
What do you project your monthly revenues for the first 6 months to be?Monthly revenues for June 2012 were approximately $1400, for May 2012 approximately $1300, and for April 2012 approximately $900. As the business progresses I am planning for the company to generate $3000 in monthly revenues by December 2012 and $7500 in monthly revenues by December 2013.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are quite low since I am still living with my parents. My total monthly expenses are approximately $500 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?My current housing expenses are zero (0). I am currently living with my parents. My plans are to buy some type of residence in the second or third quarter of 2013.

 


 

 

 

Member Payment Dependent Notes Series 1419342

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419342

$4,000

$4,000

15.31%

1.00%

July 18, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419342. Member loan 1419342 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Evergreen Women's Health Center Debt-to-income ratio: 19.99%
Length of employment: 3 years Location: Gold Bar, WA
       
Home town:
Current & past employers: Evergreen Women's Health Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I have run into some debt and we are trying to save for a house, I am using this loan to help pay off some bills and start saving for a house for our growing family!<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,122.00 Public Records On File: 0
Revolving Line Utilization: 60.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I currently have a credit card, car payment, and a student loan. Work has been slow so I am not working as many hours as I used too. Car is about 300, student loan is 220, credit card is only 50, but food ,gas and insurance total out to be 400.00.
Which debts do you plan to pay off with this loan?I plan to pay off my credit card and put a large payment on my student loan. I am also planning on paying an extra payment on my car so I can get by and start saving up a little in the next few months for future bumps in the road.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have a credit card, car payment, and a student loan. Work has been slow so I am not working as many hours as I used too. Car is about 300, student loan is 220, credit card is only 50, but food ,gas and insurance total out to be 400.00.

 


 

 

 

Member Payment Dependent Notes Series 1419451

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419451

$4,200

$4,200

14.33%

1.00%

July 18, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419451. Member loan 1419451 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Overhill Farms Debt-to-income ratio: 28.92%
Length of employment: 5 years Location: Bell Gardens, CA
       
Home town:
Current & past employers: Overhill Farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I am looking to consolidate my bills. As you will notice I do have accounts open but I am trying to close most of my accounts and just leave a few open. I'm very good in paying my bills but sometimes because I have a quite a few I forget a payment here and there. I am great investment!!<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 14
Revolving Credit Balance: $7,783.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly is 400 rent, 100 food, 50 insurance, 400 car, 100 phone
If you have a delinquency in the last 2 years, please explain the reason.No delinquency just missed payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have credit cards, a month I pay about 500 for the ones I want to consolidate
Which debts do you plan to pay off with this loan?All except Dell

 


 

 

 

Member Payment Dependent Notes Series 1419452

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419452

$4,800

$4,800

15.31%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419452. Member loan 1419452 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Marathon Oil Company Debt-to-income ratio: 5.91%
Length of employment: 5 years Location: Houston , TX
       
Home town:
Current & past employers: Marathon Oil Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I am requesting a loan to pay remainder of wedding expenses, so that we arent in a financial bind afterwards.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 27
Revolving Credit Balance: $830.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 8 hundred plus<br>Gas - I usually fill up twice a month at 50 each time<br>Food - We dont eat alot so our grocery expensenses arent that much.<br>Cell Phone - 91 a month
What portion of your wedding expenses does this loan represent?Wedding planner services which include catere, florist, and dj. Photographer, and Venue
How are you paying for other wedding expenses not covered by this loan?With my second paycheck.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 8 hundred plus<br>Gas - I usually fill up twice a month at 50 each time<br>Food - We dont eat alot so our grocery expensenses arent that much.<br>Cell Phone - 91 a month
What portion of your wedding expenses does this loan represent?Wedding planner services which include catere, florist, and dj. Photographer, and Venue
How are you paying for other wedding expenses not covered by this loan?With my second paycheck.
What portion of your wedding expenses does this loan represent?Wedding planner services which include catere, florist, and dj. Photographer, and Venue
How are you paying for other wedding expenses not covered by this loan?With my second paycheck.

 


 

 

 

Member Payment Dependent Notes Series 1419461

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419461

$18,000

$18,000

13.11%

1.00%

July 23, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419461. Member loan 1419461 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Owens Precision Inc. Debt-to-income ratio: 23.62%
Length of employment: 10+ years Location: Minden, NV
       
Home town:
Current & past employers: Owens Precision Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > this loan is to consolidate other bills i have and to reduce my monthly payments<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,518.00 Public Records On File: 0
Revolving Line Utilization: 74.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House pymt: $2392.91<br>Transportation: $497.00<br>Utilities: Electric $90.00 Cable: $115.00<br>Phone: $130.00<br>Insurance: $188.00<br>Food: $400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo, home depot x2 lowes x1 and Koles than put the rest in saavings
Please explain the reason why you carry a large revolving credit balance.thats what I'm trying to get under control just house improvements and things we need thats why I'm getting this loan
Please explain the reason why you carry a large revolving credit balance.thats what I'm trying to get under control just house improvements and things we need thats why I'm getting this loan
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House pymt: $2392.91<br>Transportation: $497.00<br>Utilities: Electric $90.00 Cable: $115.00<br>Phone: $130.00<br>Insurance: $188.00<br>Food: $400.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House pymt: $2392.91<br>Transportation: $497.00<br>Utilities: Electric $90.00 Cable: $115.00<br>Phone: $130.00<br>Insurance: $188.00<br>Food: $400.00
Please explain the reason why you carry a large revolving credit balance.thats what I'm trying to get under control just house improvements and things we need thats why I'm getting this loan
Which debts do you plan to pay off with this loan?wells farge, home depot xe lowes x1 and koles x1 the rest goes to savings
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo, home depot x2 lowes x1 and Koles than put the rest in saavings
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo, home depot x2 lowes x1 and Koles than put the rest in saavings
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?House pymt: $2392.91<br>Transportation: $497.00<br>Utilities: Electric $90.00 Cable: $115.00<br>Phone: $130.00<br>Insurance: $188.00<br>Food: $400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo, home depot x2 lowes x1 and Koles than put the rest in saavings
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?mortage 2300.00 ,,utilities 280.00,,insurance car 188,00,,,taxes and house insurance are included in the mortage pymt ,, car pymt 500.00, food 400.00cable and internet 116.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).already answered
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?wells fargo, home depot x2 lowes x1 and Koles than put the rest in saavings

 


 

 

 

Member Payment Dependent Notes Series 1419550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419550

$21,000

$21,000

14.33%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419550. Member loan 1419550 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Phillips Van Heusen Debt-to-income ratio: 2.42%
Length of employment: 4 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Phillips Van Heusen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Buying a 2nd vacation home<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 16 Months Since Last Delinquency: 12
Revolving Credit Balance: $11,103.00 Public Records On File: 0
Revolving Line Utilization: 62.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?totaled month expenses are about 3500 and take home pay is about 8600 after tax
What is the estimated current market value of the home you intend to purchase?85,000. I will pay cash
If you have a delinquency in the last 2 years, please explain the reason.Forgetfulness but paid all in full
If you have a delinquency in the last 2 years, please explain the reason.Forgetfulness but paid all in full
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?totaled month expenses are about 3500 and take home pay is about 8600 after tax
Please explain the reason why you carry a large revolving credit balance.Have only been paying the minimum but not that I am doing much better salary wise I have been reducing
If you have a delinquency in the last 2 years, please explain the reason.Forgetfulness but paid all in full

 


 

 

 

Member Payment Dependent Notes Series 1419636

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419636

$16,000

$16,000

24.83%

1.00%

July 24, 2012

July 29, 2017

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419636. Member loan 1419636 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: JL SURGICAL Debt-to-income ratio: 30.21%
Length of employment: 4 years Location: NEW MILFORD, NJ
       
Home town:
Current & past employers: JL SURGICAL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > WORKING TOWARDS PUTTING MYSELF IN A BETTER FINANCIAL POSITION...ALL MY BILLS ARE PAID ON TIME, HAVE NEVER DEFAULTED ON A LOAN, NEVER CLAIMED BANKRUPTCY, WOULD JUST LIKE TO MAKE ONE PAYMENT AT A LOWER RATE, BUILD UP MY CREDIT HISTORY FOR THE FUTURE..THANKS FOR YOUR TIME<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,915.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are $1350 for rent, utilities, phone, etc..$700 monthly
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa $2200 APR 29.99% visa $2700 APR 29.99% visa $1400 APR 27.99% visa $1900 APR 29.99% <br>visa $800 APR 29.99% visa $1400 APR 27.99% various store issued cards totaling approx $5000 APR's<br>29.99% total monthly payments for all cards above approx $900 monthly
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly for cards is approx $900, if I am successful in acquiring the loan and pay off the credit card debt the loan payment would be around $470 monthly, allowing me to save about $400 monthly, which in turn would allow me to pay off the debt earlier.
Please explain the reason why you carry a large revolving credit balance.Since we cannot enter too much personal information, certain situations arose in my life over which I had no control and which left me with almost no credit history despite the fact I have had new car loans, bank loans, etc.. in the past. I have slowly but steadily been digging myself out from under all of that and the consolidation of all the cards would allow me to finally be able to save.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses are $1350 for rent, utilities, phone, etc..$700 monthly
Please explain the reason why you carry a large revolving credit balance.Since we cannot enter too much personal information, certain situations arose in my life over which I had no control and which left me with almost no credit history despite the fact I have had new car loans, bank loans, etc.. in the past. I have slowly but steadily been digging myself out from under all of that and the consolidation of all the cards would allow me to finally be able to save.
What is the total balance of your credit cards, interest rates and current monthly payments?total balance is approx $16500, interest rates range from 20.99-29.99% APR, current total monthly payments around $700-$900
Please explain the reason why you carry a large revolving credit balance.Since we cannot enter too much personal information, certain situations arose in my life over which I had no control and which left me with almost no credit history despite the fact I have had new car loans, bank loans, etc.. in the past. I have slowly but steadily been digging myself out from under all of that and the consolidation of all the cards would allow me to finally be able to save.

 


 

 

 

Member Payment Dependent Notes Series 1419758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419758

$25,000

$25,000

15.31%

1.00%

July 23, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419758. Member loan 1419758 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: GE Energy Debt-to-income ratio: 20.68%
Length of employment: 6 years Location: Atlanta, GA
       
Home town:
Current & past employers: GE Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > Pay off high interest credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1987 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $54,036.00 Public Records On File: 0
Revolving Line Utilization: 84.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1419862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419862

$20,675

$20,675

22.47%

1.00%

July 18, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419862. Member loan 1419862 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,094 / month
Current employer: University of Arkansas Debt-to-income ratio: 14.69%
Length of employment: 2 years Location: Springdale, AR
       
Home town:
Current & past employers: University of Arkansas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > To pay off credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 27
Revolving Credit Balance: $28,375.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1419878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419878

$25,975

$25,975

21.49%

1.00%

July 24, 2012

July 26, 2017

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419878. Member loan 1419878 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,667 / month
Current employer: Bellisima SPA & Beauty Salon Debt-to-income ratio: 19.76%
Length of employment: 5 years Location: miami, FL
       
Home town:
Current & past employers: Bellisima SPA & Beauty Salon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > My patio around the pool needs be updated, I would like to remodel my bathrooms, and my kitchen needs some improvement, I would like to change my cabinets.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 69
Revolving Credit Balance: $7,428.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1419881

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419881

$4,800

$4,800

14.33%

1.00%

July 24, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419881. Member loan 1419881 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Pacific I.P.A Debt-to-income ratio: 13.10%
Length of employment: 6 years Location: San Gabriel, CA
       
Home town:
Current & past employers: Pacific I.P.A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 33 Months Since Last Delinquency: 13
Revolving Credit Balance: $13,925.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$450 for rent ,$550 for transportation,phone,food,etc...
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Chase visa card $2000.,Bankof America $2000, American Exp $800
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total $500 including this loan .

 


 

 

 

Member Payment Dependent Notes Series 1419982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1419982

$5,000

$5,000

18.49%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1419982. Member loan 1419982 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,042 / month
Current employer: Cameron International Debt-to-income ratio: 15.74%
Length of employment: 4 years Location: houston, TX
       
Home town:
Current & past employers: Cameron International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > I am in need of assistance with unforseen medical expenses.<br><br> Borrower added on 07/12/12 > I need a loan to cover bills after having paid for unexpected medical expenses for my daughter.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,380.00 Public Records On File: 0
Revolving Line Utilization: 91.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3,000
What are the estimated expenses?Estimated expenses are $7500. I am using $2500 of my own savings.
What is your intended use for the loan proceeds?Pay bills and remaining medical expenses.

 


 

 

 

Member Payment Dependent Notes Series 1420000

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420000

$20,000

$20,000

14.33%

1.00%

July 24, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420000. Member loan 1420000 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,186 / month
Current employer: LucasArts, a division of Lucasfilm Debt-to-income ratio: 15.42%
Length of employment: 6 years Location: South San Francisco, CA
       
Home town:
Current & past employers: LucasArts, a division of Lucasfilm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 79
Revolving Credit Balance: $20,693.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Mastercard 12,280, 21.24%, 400/mo<br>Wells Fargo Visa 933, 21.24%, 50/mo<br>American Express 1,339, 15.24%, 50/mo<br>Discover 5,508, 12.99%, 150/mo<br>B of A Visa 1,121, 10.9%, 50/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1,800<br>Transportation/Gas 200<br>Utilities including phone 575<br>Car insurance 117<br>Food/supplies 1,000

 


 

 

 

Member Payment Dependent Notes Series 1420023

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420023

$13,000

$13,000

20.49%

1.00%

July 20, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420023. Member loan 1420023 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Osborne, Parsons & Rosacker, LLP Debt-to-income ratio: 17.09%
Length of employment: 1 year Location: Colorado Springs, CO
       
Home town:
Current & past employers: Osborne, Parsons & Rosacker, LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Just need to get out of debt. With this loan I'll only have to worry about making a single payment to pay everything off. Thanks for the help<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,326.00 Public Records On File: 0
Revolving Line Utilization: 94.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 - credit cards - roughly 29.99% ARP - $400/month<br><br>$19,000 - Student loans - 6.55% - $273/month<br><br>No Mortgage - I rent<br><br>I have a line of credit but the limit on it is only $50 and I have it mostly because my checking will not charge me a checking account fee if I have a line of credit with the bank.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 - credit cards - roughly 29.99% ARP - $400/month<br><br>$19,000 - Student loans - 6.55% - $273/month<br><br>No Mortgage - I rent<br><br>I have a line of credit but the limit on it is only $50 and I have it mostly because my checking will not charge me a checking account fee if I have a line of credit with the bank.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 - credit cards - roughly 29.99% ARP - $400/month<br><br>$19,000 - Student loans - 6.55% - $273/month<br><br>No Mortgage - I rent<br><br>I have a line of credit but the limit on it is only $50 and I have it mostly because my checking will not charge me a checking account fee if I have a line of credit with the bank.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$13,000 - credit cards - roughly 29.99% ARP - $400/month<br><br>$19,000 - Student loans - 6.55% - $273/month<br><br>No Mortgage - I rent<br><br>I have a line of credit but the limit on it is only $50 and I have it mostly because my checking will not charge me a checking account fee if I have a line of credit with the bank.

 


 

 

 

Member Payment Dependent Notes Series 1420027

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420027

$9,750

$9,750

17.77%

1.00%

July 18, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420027. Member loan 1420027 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: tishmanspeyer Debt-to-income ratio: 24.20%
Length of employment: < 1 year Location: bronx, NY
       
Home town:
Current & past employers: tishmanspeyer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > my loan is to refinance my credit card loans, and done with the hassle of making more than one payments each month....<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,546.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?540 rent.... 100 metro card.... 200 food.... 100 cable n con ed. cellphone 140.... my current monthly expence is a little over a thousand dollars.... i share expense with a room mate....
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.chase.... capitalone... discover....AE......
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?about 700
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?540 rent.... 100 metro card.... 200 food.... 100 cable n con ed. cellphone 140.... my current monthly expence is a little over a thousand dollars.... i share expense with a room mate....
Please explain the reason why you carry a large revolving credit balance.i have more than one credit cards n i pay my bill with all the intrest rate it seems like its not moving..... my mistake is taking cash from my credit cards and that makes the interest rate high.... but hey we learn from our mistakes... am just interesting in this loan to pay my debts and lower my intrest rate so i can be debt free faster..... i think its a positive move to refinance....

 


 

 

 

Member Payment Dependent Notes Series 1420112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420112

$3,700

$3,700

18.49%

1.00%

July 23, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420112. Member loan 1420112 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,888 / month
Current employer: Pea Ridge Public Schools Debt-to-income ratio: 21.27%
Length of employment: 10+ years Location: Bella Vista, AR
       
Home town:
Current & past employers: Pea Ridge Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,073.00 Public Records On File: 0
Revolving Line Utilization: 95.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1420150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420150

$11,500

$11,500

14.33%

1.00%

July 18, 2012

July 26, 2015

July 26, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420150. Member loan 1420150 was requested on July 12, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: costco Debt-to-income ratio: 23.98%
Length of employment: 7 years Location: Santa Maria, CA
       
Home town:
Current & past employers: costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/12/12 > Loan will be to consolidate all credit cards, and reduce my monthly payments by 305.00 a month.<br>

 

A credit bureau reported the following information about this borrower member on July 12, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,271.00 Public Records On File: 0
Revolving Line Utilization: 54.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 700 per month. Utilities are 225 , which my wife pays. Insurance for cars has been paid for whole year ( usually 1250 per year).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 700/mo<br>gas 120/mo<br>utilities 70/mo<br>insurance 120/mo (prepaid for whole year) <br>food 300/mo
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Mortgage is 700 per month. Utilities are 225 , which my wife pays. Insurance for cars has been paid for whole year ( usually 1250 per year).

 


 

 

 

Member Payment Dependent Notes Series 1420445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420445

$3,000

$3,000

15.31%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420445. Member loan 1420445 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: beaulieu of america Debt-to-income ratio: 15.47%
Length of employment: 6 years Location: CHATSWORTH, GA
       
Home town:
Current & past employers: beaulieu of america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > roof replacement and new gutters. i am very conscientious about paying my debts and have a budget that is within our means. im in the industrial electrical field where there is always employment opportunities.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 70
Revolving Credit Balance: $9,885.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1420782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420782

$2,000

$2,000

13.11%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420782. Member loan 1420782 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Gallagher & Kennedy Debt-to-income ratio: 32.64%
Length of employment: 3 years Location: Glendale, AZ
       
Home town:
Current & past employers: Gallagher & Kennedy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,883.00 Public Records On File: 0
Revolving Line Utilization: 94.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1420789

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420789

$6,000

$6,000

17.77%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420789. Member loan 1420789 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: US NAVY Debt-to-income ratio: 20.66%
Length of employment: 3 years Location: Imperial beach, CA
       
Home town:
Current & past employers: US NAVY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 80
Revolving Credit Balance: $33,177.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3500.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.banana republic
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?600.00

 


 

 

 

Member Payment Dependent Notes Series 1420878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420878

$10,000

$10,000

14.33%

1.00%

July 18, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420878. Member loan 1420878 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,250 / month
Current employer: Gemini Industries Inc. Debt-to-income ratio: 23.20%
Length of employment: 3 years Location: Norwell, MA
       
Home town:
Current & past employers: Gemini Industries Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Loan is to consolidate credit card balances and reduce interest rate.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,763.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Lived in NYC during Sep 11 (2001) and my company was located at ground zero and went out of business. During the subsequent period of unemployment, I relied on credit card for living expenses. Once the banks hiked the interest rates on the balances, I have only been able to pay minimums on that debt. Subsequent charges on other cards I have been able to pay principle, so income is able to support current expenses, but not able to pay down high interest rate card balances (some at 30% from 8%!)

 


 

 

 

Member Payment Dependent Notes Series 1420887

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420887

$1,200

$1,200

12.12%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420887. Member loan 1420887 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Chicago Transit Authority Debt-to-income ratio: 12.62%
Length of employment: 6 years Location: Chicago, IL
       
Home town:
Current & past employers: Chicago Transit Authority
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Hello, I have a family reunion next month thats out of town and I recently decided that I wanted to go to it, so thats the main reson for my application. At first I choose not to go mainly based off of the expenses of the trip, but after time, thought, and the desire to see family I reconsidered.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,413.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay rent which is 800, my car note and insurance is about 450 together, utilities and regular expenses, food, gas, etc I would say varies between 400 and 500.
Please provide general details of the cost of your vacation.The general expenses consist of the plane ticket. I'll be there for four nights and five days so I'll be splitting the expense of the hotel room with one of my family members. Also rental car expense and the activities that set to be done by the family such as six flags, tour of the city, family dinner, things of that nature.

 


 

 

 

Member Payment Dependent Notes Series 1420907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420907

$24,000

$24,000

15.31%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420907. Member loan 1420907 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,450 / month
Current employer: Nicklas Associates / Merck & Co., Inc. Debt-to-income ratio: 0.81%
Length of employment: 5 years Location: WHITEHOUSE STATION, NJ
       
Home town:
Current & past employers: Nicklas Associates / Merck & Co., Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,237.00 Public Records On File: 1
Revolving Line Utilization: 22.20% Months Since Last Record: 110
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1420952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420952

$12,000

$12,000

12.12%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420952. Member loan 1420952 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Duke Energy Debt-to-income ratio: 24.23%
Length of employment: 5 years Location: CHARLOTTE, NC
       
Home town:
Current & past employers: Duke Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > This loan will be used to pay off credit card debt and student loans.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,680.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Monthly expenses related to housing are around $1530.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?These expenses are around $1000 monthly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
Which debts do you plan to pay off with this loan?Credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a few credit cards with interest rates that are higher than 13% and wanted to get them paid off with this loan.
What is your intended use for the loan proceeds?I have a few credit cards with interest rates higher than 13% and wanted to use this loan to pay them off.
Please explain the reason why you carry a large revolving credit balance.It is the result of job loss within the last year and the birth of a child as well.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a few credit cards with interest rates that are higher than 13% and wanted to get them paid off with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $17000 in credit card debt with my highest interest rate being 29.9% with Bank of America.

 


 

 

 

Member Payment Dependent Notes Series 1420974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1420974

$7,925

$7,925

14.33%

1.00%

July 23, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1420974. Member loan 1420974 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: AJ Enterprizies Debt-to-income ratio: 4.24%
Length of employment: 7 years Location: HILLIARD, FL
       
Home town:
Current & past employers: AJ Enterprizies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,225.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage is 1110.80 my transportation is less then 200.00 a month the utities is about 300.00 insurance auto and life is about 250.00 food is 200.0 to 300.00 a month my phone and tv about 150.00 my credit cards is about 500.00 I`am looking for this money to lower my monthly payments please help me
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortgage payment is 1110.80 the balance is 142000.00 the interest rate is 4.75 my credit cards balance is about 9000.00 my payments total about 500.00 the interest rate is about 20% give or take the cards are what I`am trying to pay off to lower my monthly payments please help me
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage is 1110.80 my transportation is less then 200.00 a month the utities is about 300.00 insurance auto and life is about 250.00 food is 200.0 to 300.00 a month my phone and tv about 150.00 my credit cards is about 500.00 I`am looking for this money to lower my monthly payments please help me
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my mortgage is 1110.80 my transportation is less then 200.00 a month the utities is about 300.00 insurance auto and life is about 250.00 food is 200.0 to 300.00 a month my phone and tv about 150.00 my credit cards is about 500.00 I`am looking for this money to lower my monthly payments please help me
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortgage payment is 1110.80 the balance is 142000.00 the interest rate is 4.75 my credit cards balance is about 9000.00 my payments total about 500.00 the interest rate is about 20% give or take the cards are what I`am trying to pay off to lower my monthly payments please help me
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my mortgage payment is 1110.80 the balance is 142000.00 the interest rate is 4.75 my credit cards balance is about 9000.00 my payments total about 500.00 the interest rate is about 20% give or take the cards are what I`am trying to pay off to lower my monthly payments please help me

 


 

 

 

Member Payment Dependent Notes Series 1421022

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421022

$5,000

$5,000

14.33%

1.00%

July 18, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421022. Member loan 1421022 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Unimin Corporation Debt-to-income ratio: 16.12%
Length of employment: 4 years Location: Darien, CT
       
Home town:
Current & past employers: Unimin Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,158.00 Public Records On File: 0
Revolving Line Utilization: 12.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Cable TV incl phone $190<br>Electric bill $172<br>Gas to and from work is $50 per week. I work 12 miles from home<br>Insurance is $160 and that is for 10 months. 2 months are not paid<br>Food is roughly about $150 per month<br>Cell phone bill is paid by my employer<br>As stated earlier, Mortgage is $2121 per month<br>Oil Bill is $400 per month on a budget plan
What type of vehicle are you buying (make, model, year, mileage and condition)?Make International Harvester<br>Model Travelall 1010 Automatic<br>Year 1971<br>Mileage 105,000<br>Condition Great condition ( Some surface rust around wheel wells. $5000 worth of work has been put into vehicle as of $2011 and about $1000 in misc items. Receipts are available and legible.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?I will be paying for the Registration, etc, out of pocket. I currently have the money to cover all of that

 


 

 

 

Member Payment Dependent Notes Series 1421073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421073

$16,000

$16,000

21.00%

1.00%

July 24, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421073. Member loan 1421073 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: People's united Bank Debt-to-income ratio: 18.73%
Length of employment: 5 years Location: Norwalk , CT
       
Home town:
Current & past employers: People's united Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > pay off higher interest credit cards<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 71
Revolving Credit Balance: $29,973.00 Public Records On File: 0
Revolving Line Utilization: 81.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay all my monthly bills on time and without any problems. I just want to pay off my revolving debt. I make a very good salary with a dividend check coming in every month.

 


 

 

 

Member Payment Dependent Notes Series 1421094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421094

$18,450

$18,450

14.33%

1.00%

July 18, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421094. Member loan 1421094 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Drs Technologies Debt-to-income ratio: 5.42%
Length of employment: 4 years Location: PLANO, TX
       
Home town:
Current & past employers: Drs Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,751.00 Public Records On File: 0
Revolving Line Utilization: 50.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700 rent, car is paid off, 60 electric, 80 phone bill, 75 car insurance, 50 a week for food.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.bank of america visa card 8021.31, Bank of america amercian express card 4584.87, and Sears mastercard, 4100.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?bank of america visa min 234.00, Bank of america american express min 108.00, sears mastercard 150.00 min
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.bank of america visa card 8021.31, Bank of america amercian express card 4584.87, and Sears mastercard, 4100.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?700 rent, car is paid off, 60 electric, 80 phone bill, 75 car insurance, 50 a week for food.
What is your intended use for the loan proceeds?To consolidate my credit card to one payment

 


 

 

 

Member Payment Dependent Notes Series 1421124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421124

$1,400

$1,400

6.03%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421124. Member loan 1421124 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: San Diego County Credit Union Debt-to-income ratio: 9.16%
Length of employment: 6 years Location: Murrieta, CA
       
Home town:
Current & past employers: San Diego County Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Paying off my high APR credit card that I used to purchase laptop & paid for school tuition<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,602.00 Public Records On File: 0
Revolving Line Utilization: 10.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2,200
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$1,400 visa monthly payment $50 apr 12.99%
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?60

 


 

 

 

Member Payment Dependent Notes Series 1421241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421241

$18,750

$18,750

14.33%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421241. Member loan 1421241 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,950 / month
Current employer: Foley Plumbing Inc Debt-to-income ratio: 15.90%
Length of employment: 3 years Location: Remington, VA
       
Home town:
Current & past employers: Foley Plumbing Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 17
Revolving Credit Balance: $29,535.00 Public Records On File: 0
Revolving Line Utilization: 80.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly household expenses (mortgage, utilities,insurance, etc) run approx $2445. In additon I am currently paying $950 per month towards revolving debt though the minimum required is $500. I am hoping to consolidate the revolving accounts at a lower interest rate to pay the debt off in 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card #1 - $2276 rate 24.99; credit card #2 - $4887 rate 23.99; credit card #3 - $5075 rate 16.99; credit card #4 - $17297 rate 13.24; mortgage - $305299 rate 6.5 %
If you have a delinquency in the last 2 years, please explain the reason.I have had one late payment on my mortgage. I postponed the payment so I could attend my grandfathers funeral out of state.
Please explain the reason why you carry a large revolving credit balance.Credit balances are a combination of major household repairs (a/c, all new appliances and carpet..I bought a fixer-upper) and dental bills
If you have a delinquency in the last 2 years, please explain the reason.I have had one late payment on my mortgage. I postponed the payment so I could attend my grandfathers funeral out of state.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card #1 - $2276 rate 24.99; credit card #2 - $4887 rate 23.99; credit card #3 - $5075 rate 16.99; credit card #4 - $17297 rate 13.24; mortgage - $305299 rate 6.5 %
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly household expenses (mortgage, utilities,insurance, etc) run approx $2445. In additon I am currently paying $950 per month towards revolving debt though the minimum required is $500. I am hoping to consolidate the revolving accounts at a lower interest rate to pay the debt off in 3 years.

 


 

 

 

Member Payment Dependent Notes Series 1421308

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421308

$27,200

$27,200

21.49%

1.00%

July 23, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421308. Member loan 1421308 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Lowes Home Centers Debt-to-income ratio: 19.02%
Length of employment: 7 years Location: BRISTOL, CT
       
Home town:
Current & past employers: Lowes Home Centers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > Pay off higher interest credit cards and loans - easier to pay a fixed monthly rate rather than minimum payments - will be saving some money per month, plus nice to think about being debt free after making the final payment on this loan.<br><br> Borrower added on 07/14/12 > Total current monthly payments toward debt equals $889 mo<br>New Payment with this loan will be $744<br>All credit cards and debt obligations are paid on time every month.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,006.00 Public Records On File: 0
Revolving Line Utilization: 75.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Good Morning - Here is a summary<br><br>Mortgage Payment $1529/mo<br>Transportation $500/mo (i travel for work, am reimbursed $.55 p/mile)<br>Vehicle payments $512 / $532 (2 vehicles)<br>Utilities Electric $100/mo Gas $50/mo phone/cable/internet $180 Insurance $220 Food $250 $300 /mo Studen Loans $600 /mo
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Lowes Store Card Balance $1757<br>Visa $417<br>Mastercard $707<br>Medical Card $778<br>Walmart Card $450<br>Amazon GE Bank $1075<br>Mastercard $6000<br>Kohls Department Store Card $400<br>Paypal Card $200<br>I.R.S $11,500<br>Citi Financial Personal Loans $3749<br><br>Total Debt $27033
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Good Morning<br>Credit Card Payments (all) $433<br>Personal Loan Payment $226<br>I.R.S. Payment $230<br><br>Total Payments $889/mo<br>Anticipated Consolidation Loan Payment $744<br>Savings $145<br><br>All credit cards, loans, and IRS payment are paid on time every month
What is the total balance of your credit cards, interest rates and current monthly payments?Good Afternoon;<br><br>The total amount of credit cards and obligations is $27,084. The total payments on these obligations is $880 a month, this loan would lower that to $743 a month and offer a 5 year repayment. Currently on my obligations (consisting of both credit cards and personal loan) I am paying the minimum payments except on personal obligations which are at a set amortized payment. Credit card Interest rates vary slightly from each other and are 21% + Thank you for asking the question
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Lowes Store Card Balance $1757<br>Visa $417<br>Mastercard $707<br>Medical Card $778<br>Walmart Card $450<br>Amazon GE Bank $1075<br>Mastercard $6000<br>Kohls Department Store Card $400<br>Paypal Card $200<br>I.R.S $11,500<br>Citi Financial Personal Loans $3749<br><br>Total Debt $27033
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Good Morning<br>Credit Card Payments (all) $433<br>Personal Loan Payment $226<br>I.R.S. Payment $230<br><br>Total Payments $889/mo<br>Anticipated Consolidation Loan Payment $744<br>Savings $145<br><br>All credit cards, loans, and IRS payment are paid on time every month
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Lowes Store Card Balance $1757<br>Visa $417<br>Mastercard $707<br>Medical Card $778<br>Walmart Card $450<br>Amazon GE Bank $1075<br>Mastercard $6000<br>Kohls Department Store Card $400<br>Paypal Card $200<br>I.R.S $11,500<br>Citi Financial Personal Loans $3749<br><br>Total Debt $27033

 


 

 

 

Member Payment Dependent Notes Series 1421509

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421509

$6,000

$6,000

17.27%

1.00%

July 24, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421509. Member loan 1421509 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: port authority nynj Debt-to-income ratio: 4.13%
Length of employment: 10+ years Location: RICHMOND HILL, NY
       
Home town:
Current & past employers: port authority nynj
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/13/12 > I'M HAPPY VERY MUCH. PAY DOWN DEBT & GET MY LOVING MOTHER A SPECIAL BIRTHDAY GIFT.<br>

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 29
Revolving Credit Balance: $13,113.00 Public Records On File: 0
Revolving Line Utilization: 89.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC IS ABOUT 600. MY BI-WKLY MORTGAGE IS 1114.07 NO STUDENT LOAN. <br>THE OTHERS PLUS INVESTMENTS ARE 900- 1000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MY BIWEEKLY MORTGAGE IS 1114.07 AND 72. GAS AND CON IS 57. THE PHONE IS PAID IN ADVANCE . THIS CAME WITH A SAVINGS. THE UNION PAYS US FREE METRO CARDS TO GO TO WK. MY WIFE SPEND ABOUT AVG 185-225 FOOD ETC..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC IS ABOUT 600. MY BI-WKLY MORTGAGE IS 1114.07 NO STUDENT LOAN. <br>THE OTHERS PLUS INVESTMENTS ARE 900- 1000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MY BIWEEKLY MORTGAGE IS 1114.07 AND 72. GAS AND CON IS 57. THE PHONE IS PAID IN ADVANCE . THIS CAME WITH A SAVINGS. THE UNION PAYS US FREE METRO CARDS TO GO TO WK. MY WIFE SPEND ABOUT AVG 185-225 FOOD ETC..
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?WE PAY OUR BILLS ON TIME . THE HOUSING IS THE MOST IMPORTANT. WE TRY TO MOVE AHEAD WHEN POSSIBLE TO STAY AHEAD.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC IS ABOUT 600. MY BI-WKLY MORTGAGE IS 1114.07 NO STUDENT LOAN. <br>THE OTHERS PLUS INVESTMENTS ARE 900- 1000.
Please explain the reason why you carry a large revolving credit balance.I WAS ALONE HANDLING THE THINGS AT HOME . MY SON WAS IN SERVICE AND MY WIFE LOST THE LITTLE JOB SHE HAD DURING THE FINANCIAL DOWNWARD . NOW THE THING ARE CHANGING FOR THE BETTER. MY SON IS HELPING AND MY WIFE NOW HAD HER STEADLY INCOME . FINCAIALY BY YEAR END WILL FIND OUR SELVES STRONGER
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?MY BIWEEKLY MORTGAGE IS 1114.07 AND 72. GAS AND CON IS 57. THE PHONE IS PAID IN ADVANCE . THIS CAME WITH A SAVINGS. THE UNION PAYS US FREE METRO CARDS TO GO TO WK. MY WIFE SPEND ABOUT AVG 185-225 FOOD ETC..
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?THE CREDIT CARD & CITI & FEW MORE
Which debts do you plan to pay off with this loan?THE CREDIT CARD & CITI AND A FEW MORE
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC IS ABOUT 600. MY BI-WKLY MORTGAGE IS 1114.07 NO STUDENT LOAN. <br>THE OTHERS PLUS INVESTMENTS ARE 900- 1000.

 


 

 

 

Member Payment Dependent Notes Series 1421591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421591

$18,000

$18,000

21.00%

1.00%

July 24, 2012

July 27, 2017

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421591. Member loan 1421591 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: bristol farms Debt-to-income ratio: 21.15%
Length of employment: 9 years Location: SAN PEDRO, CA
       
Home town:
Current & past employers: bristol farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,975.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?About 19k$ I pay them every month with no delinquent accounts. I pay 8-900$ a month and figure this loan at $500 a month would benefit me and help pay my debt off faster
Please explain the reason why you carry a large revolving credit balance.My grand mother passed and alot had to due with that expense. I pay all my credit cards monthly just rather pay one lump sum monthly and save a couple hundred bucks.
Which debts do you plan to pay off with this loan?My 2 major credits cards are most important. Had a death in the family and had to pay 70% of it and that is the main focus is repaying those 2. The rest are smaller cards. Figuring I just payed off my car loan a couple months back I'll be in excellent shape to pay this loan off fast .

 


 

 

 

Member Payment Dependent Notes Series 1421609

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1421609

$2,275

$2,275

14.09%

1.00%

July 20, 2012

July 27, 2015

July 27, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1421609. Member loan 1421609 was requested on July 13, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,517 / month
Current employer: Lawrence Livermore National Security Debt-to-income ratio: 11.43%
Length of employment: 9 years Location: Mountain House, CA
       
Home town:
Current & past employers: Lawrence Livermore National Security
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 13, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 41
Revolving Credit Balance: $9,668.00 Public Records On File: 0
Revolving Line Utilization: 74.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1422084

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422084

$19,000

$19,000

14.33%

1.00%

July 24, 2012

July 28, 2017

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422084. Member loan 1422084 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: ESTES EXPRESS LINES Debt-to-income ratio: 16.06%
Length of employment: 10+ years Location: ORLAND HILLS, IL
       
Home town:
Current & past employers: ESTES EXPRESS LINES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,918.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.FOUR VISA CARDS
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MINIMUM PAYMENTS 430 PAYOFF 18,000
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.FOUR VISA CARDS
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500
What is your intended use for the loan proceeds?CREDIT CARD PAYOFF
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?MINIMUM PAYMENTS 430 PAYOFF 18,000
What is the total balance of your credit cards, interest rates and current monthly payments?BALANCE 1,874.00 RATE 17.90 PAYMENT 46.00 BALANCE 5,368.00 RATE 14.24 PAYMENT 126.00 BALANCE 4,669.00 RATE 14.15 PAYMENT 89.00 BALANCE 6,512.00 RATE 17.90 PAYMENT 167.00
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.FOUR VISA CARDS
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.FOUR VISA CARDS

 


 

 

 

Member Payment Dependent Notes Series 1422101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422101

$15,000

$15,000

15.31%

1.00%

July 23, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422101. Member loan 1422101 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,708 / month
Current employer: Crestview Retirement Community Debt-to-income ratio: 30.53%
Length of employment: 10+ years Location: College Station, TX
       
Home town:
Current & past employers: Crestview Retirement Community
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > I have worked hard at getting out of debt and this will be the final chapter...I can honestly say I can see the light at the end of the tunnel. The loan will consolidate my debt with lower monthly payments , a better interest rate and definable payoff time. It will allow me to add to my savings.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,619.00 Public Records On File: 0
Revolving Line Utilization: 46.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 615 utilities 100 trans 182 phone 45 food 125 savings 50 credit card payments 365<br>insurance 65
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?current credit debt balance is 10,394<br>loan 4552<br>interest rates range from 18.99 to 29.99<br>total line of credit 20275<br>total monthly payment for credit card 365<br>loan is 252
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?current credit debt balance is 10,394<br>loan 4552<br>interest rates range from 18.99 to 29.99<br>total line of credit 20275<br>total monthly payment for credit card 365<br>loan is 252

 


 

 

 

Member Payment Dependent Notes Series 1422105

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422105

$3,000

$3,000

11.14%

1.00%

July 20, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422105. Member loan 1422105 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,833 / month
Current employer: BP Debt-to-income ratio: 27.05%
Length of employment: 10+ years Location: League City, TX
       
Home town:
Current & past employers: BP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > I currently work for a major corporation and have been employed for over ten years with very stable employment and have very good credit with no late payments. Loan is for small debt consolidation.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,531.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Sure about 2700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about 1500- I want to consolidate some of these because one of them is only a $2100 balance but a 490 month payment-Dept store. My interest rates are good because my credit is very good. Please feel free to ask more questions
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Sure about 2700
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about 1500- I want to consolidate some of these because one of them is only a $2100 balance but a 490 month payment-Dept store. My interest rates are good because my credit is very good. Please feel free to ask more questions
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about 1500- I want to consolidate some of these because one of them is only a $2100 balance but a 490 month payment-Dept store. My interest rates are good because my credit is very good. Please feel free to ask more questions

 


 

 

 

Member Payment Dependent Notes Series 1422355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422355

$21,350

$21,350

17.27%

1.00%

July 23, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422355. Member loan 1422355 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,581 / month
Current employer: Peabody Energy Debt-to-income ratio: 32.55%
Length of employment: 2 years Location: Florissant, MO
       
Home town:
Current & past employers: Peabody Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > Consolidating and paying down debt. Getting a good foothold on getting.g out of credit card debt and medical bills, etc. I've been so stressed and stretched every month!<br><br> Borrower added on 07/16/12 > Same time I was downsized 3 yrs ago, the cc companies dropped my limits down to the amounts I owed, leaving no available credit, and also doubled my monthly payments. Then hard to pay much more than minimum monthly. Paying off and feeling sane again is like a dream! Lesson learned. Thank you all!<br><br> Borrower added on 07/19/12 > LendingClub. Words can't describe my gratitude for the eye-opening experience this has been. Thanks to every single person who lends to those of us who have fallen down for all sorts of reasons and just needed a break, or found this is better than conventional ways. Bravo and thanks a million times!<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1985 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,103.00 Public Records On File: 0
Revolving Line Utilization: 93.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi. Current monthly expenses are as follows: mortgage is 895.70; transport: auto is 447, auto insurance is 76, train pass for work is 30; combined utilities are 160; phone is 80; food 100.<br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi. Current monthly expenses are as follows: mortgage is 895.70; transport: auto is 447, auto insurance is 76, train pass for work is 30; combined utilities are 160; phone is 80; food 100.<br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.
Please explain the reason why you carry a large revolving credit balance.I lost my job three years ago and started relying on the cards to make ends meet. When I did find another job, it paid considerably less until this year with a promotion, I've been trying to get back on top ever since the loss. I have an excellent pay history but I just haven't been able to make a dent. I feel like I've been throwing a cup of water on an inferno. The high balance is what is dragging my credit score down.
Which debts do you plan to pay off with this loan?Hi. All revolving cards and all credit card balances, with the exception of the lowest interest one which carries the highest amount. However I will be able to pay a great amount on even that card, and bring it down to a very manageable amount to get paid off quickly. I hope to get and remain totally out of the credit card debt, some medical and other bills I have been trying to chip away at. My DTI and credit score will be restored by doing so.<br>Thanks.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi. Current monthly expenses are as follows: mortgage is 895.70; transport: auto is 447, auto insurance is 76, train pass for work is 30; combined utilities are 160; phone is 80; food 100.<br>Thank you.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Debt balances are as follows: credit card balance is 22,600; interest rates range from 8.9% for highest balance card to 17% for others, two store credit cards approx. 26%. Total monthly credit card payment currently is approx. 700; student loan is 52 monthly, balance owed 3130.17; mortgage balance is 103,000, interest rate 2.39%.

 


 

 

 

Member Payment Dependent Notes Series 1422361

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422361

$35,000

$35,000

22.47%

1.00%

July 20, 2012

July 28, 2017

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422361. Member loan 1422361 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: UPS Debt-to-income ratio: 9.66%
Length of employment: 10+ years Location: OSWEGO, IL
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,271.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
Please explain the reason why you carry a large revolving credit balance.proceeds from the loan will be used to pay off several of these revolving accounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
What is your intended use for the loan proceeds?pay off the revolving accounts (chase card, sears card, capitol one card, and rest to the one main financial loan
Please explain the reason why you carry a large revolving credit balance.proceeds from the loan will be used to pay off several of these revolving accounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
Which debts do you plan to pay off with this loan?capitol one, chase card, sears card, and one main financial
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?see previous question..
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
Which debts do you plan to pay off with this loan?capitol one, chase card, sears card, and one main financial
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?see previous question..
Which debts do you plan to pay off with this loan?capitol one, chase card, sears card, and one main financial
What is your intended use for the loan proceeds?pay off the revolving accounts (chase card, sears card, capitol one card, and rest to the one main financial loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?these can be found in my credit report

 


 

 

 

Member Payment Dependent Notes Series 1422513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422513

$18,000

$18,000

19.05%

1.00%

July 23, 2012

July 28, 2017

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422513. Member loan 1422513 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: US Bank Debt-to-income ratio: 9.55%
Length of employment: 10+ years Location: Puyallup, WA
       
Home town:
Current & past employers: US Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > Loan is to consolidated 5000 in credit card debt and the rest is to upgrade carpets, appliances and counter tops in home.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,921.00 Public Records On File: 1
Revolving Line Utilization: 43.20% Months Since Last Record: 109
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mtg Payment: 1100. Transport: 250, Utilities: 130, Phone: 120, Insurance: 100, Food: 250
If you have a public record on file, please briefly explain the event and its resolution.2003 BK, Discharged 10/2003.. Employment paycut, needed money to avoid eviction. Employment and pay has stabilized since 10/2003, no issues
If you have a public record on file, please briefly explain the event and its resolution.2003 BK, Discharged 10/2003.. Employment paycut, needed money to avoid eviction. Employment and pay has stabilized since 10/2003, no issues

 


 

 

 

Member Payment Dependent Notes Series 1422582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422582

$19,000

$19,000

22.47%

1.00%

July 24, 2012

July 28, 2017

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422582. Member loan 1422582 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: ASRC Federal Debt-to-income ratio: 6.68%
Length of employment: 2 years Location: CULPEPER, VA
       
Home town:
Current & past employers: ASRC Federal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 35 Months Since Last Delinquency: 11
Revolving Credit Balance: $17,355.00 Public Records On File: 0
Revolving Line Utilization: 89.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Transportation-$120 insurance, $240+ for gas, I drive 150 miles round trip to work and back. <br>Utilities-about 450$ (Phone, water, electric, gas, TV)<br>Food-400$
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-2837/month, plus 60 HOA dues<br>Credit Cards-5 cards total of $19000 in debt
If you have a delinquency in the last 2 years, please explain the reason.I have tried to answer this question but it wont let me explain. it has to do with the housing market
Please explain the reason why you carry a large revolving credit balance.Been trying to bring down the debt but with the high mortgage, we bought at a horrible time and the lending company is not helping out with refinancing, they will not do it.

 


 

 

 

Member Payment Dependent Notes Series 1422816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422816

$32,000

$32,000

18.49%

1.00%

July 20, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422816. Member loan 1422816 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: UPS Debt-to-income ratio: 14.60%
Length of employment: 10+ years Location: ROLLA, MO
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > I am combining several credit cards in order to lower my interest rates and have a solid end date for these debts.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1979 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,390.00 Public Records On File: 0
Revolving Line Utilization: 78.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to consolidate all higher interest debt into one loan with definite end date.
Please explain the reason why you carry a large revolving credit balance.This was always a convenient way to pay for things. I want to pay all of these off and get a loan that has a definite payoff date as I plan to retire in 2019.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
Which debts do you plan to pay off with this loan?I will pay off Phelps CountyBank, One Main Financial, Lowes, JC Penney's, Benficial, Dell, and PayPal. My goal is to be debt free by 2019.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only purpose of this loan will be to consolidate all loan balances into one with a specified end date for these debts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses including mortgage are $4100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
Which debts do you plan to pay off with this loan?I will pay off Phelps CountyBank, One Main Financial, Lowes, JC Penney's, Benficial, Dell, and PayPal. My goal is to be debt free by 2019.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses including mortgage are $4100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total monthly expenses including mortgage are $4100.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total monthly obligation for all debt outside of mortgage is $1740 per month mant accounts with no set end date. My new payment will be $1164 with a 36 month repayment term.

 


 

 

 

Member Payment Dependent Notes Series 1422905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422905

$8,325

$8,325

18.49%

1.00%

July 24, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422905. Member loan 1422905 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Lehigh Valley Health Network Debt-to-income ratio: 33.71%
Length of employment: 8 years Location: Macungie, PA
       
Home town:
Current & past employers: Lehigh Valley Health Network
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > I'd like to take this loan to put new carpeting in the upstairs to my home. Also, like to put in a new railing on the stairs and repaint the upstairs. I would also take some of the funds to pay off some credit cards.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,452.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1700/month; gas ~ 200/month; electric ~ 140/month; phone/cable/internet ~ 170/month; groceries ~ 200/week
What is the home improvement project you are planning?plan on putting in new carpets upstairs along with repainting walls, putting banister on stairwell and also plan on paying off some credit card debt
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?~ 204,000/5.375% fixed/1650/month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on replacing carpet in the upstairs, place a banister on the stairwell and paint the upstairs/kitchen and living room; any remaining monies will go to credit card debt.
What is the home improvement project you are planning?plan on putting in new carpets upstairs along with repainting walls, putting banister on stairwell and also plan on paying off some credit card debt
Is the improvement to your primary residence or an investment property?primary residence

 


 

 

 

Member Payment Dependent Notes Series 1422996

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1422996

$5,000

$5,000

6.62%

1.00%

July 24, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1422996. Member loan 1422996 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Catholic Health Care Debt-to-income ratio: 19.92%
Length of employment: 6 years Location: Lackawanna, NY
       
Home town:
Current & past employers: Catholic Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/14/12 > This loan is for an above ground pool. It will be landscaped and within code.<br>

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,485.00 Public Records On File: 0
Revolving Line Utilization: 13.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1423028

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423028

$12,700

$12,700

15.31%

1.00%

July 23, 2012

July 28, 2015

July 28, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423028. Member loan 1423028 was requested on July 14, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Green Mechanical Contractors Debt-to-income ratio: 31.96%
Length of employment: 6 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Green Mechanical Contractors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 14, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,226.00 Public Records On File: 0
Revolving Line Utilization: 79.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2100.00
Please explain the reason why you carry a large revolving credit balance.I've been using my credit cards to pay for my wedding.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay down credit cards with higher APR's and wedding expenses. $6000-$8000 will go to the wedding.
What portion of your wedding expenses does this loan represent?80%.
How are you paying for other wedding expenses not covered by this loan?My fiancé, parents, and future in-laws.
Please explain the reason why you carry a large revolving credit balance.I've been using my credit cards to pay for my wedding.

 


 

 

 

Member Payment Dependent Notes Series 1423343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423343

$5,250

$5,250

11.14%

1.00%

July 24, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423343. Member loan 1423343 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: US Government Debt-to-income ratio: 19.65%
Length of employment: 2 years Location: ATHENS, AL
       
Home town:
Current & past employers: US Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,251.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Two kids in college, Univ. of Alabama and Univ. of Rhode Island.

 


 

 

 

Member Payment Dependent Notes Series 1423358

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423358

$3,000

$3,000

10.16%

1.00%

July 24, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423358. Member loan 1423358 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,140 / month
Current employer: Impax laboratory Debt-to-income ratio: 8.27%
Length of employment: 9 years Location: union city, CA
       
Home town:
Current & past employers: Impax laboratory
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > My house need new kitchen appliances<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 16
Revolving Credit Balance: $15,695.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are you buying?gifts for my wife its our anniversary coming
If you have a delinquency in the last 2 years, please explain the reason.i never have a delinquency what so ever in my life
If you have a delinquency in the last 2 years, please explain the reason.i never have a delinquency what so ever in my life

 


 

 

 

Member Payment Dependent Notes Series 1423779

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423779

$35,000

$35,000

20.49%

1.00%

July 20, 2012

July 29, 2017

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423779. Member loan 1423779 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: United Health Care Debt-to-income ratio: 16.71%
Length of employment: 3 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: United Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > With this loan I will be able to consolidate all debts and have one easy monthly payment to worry about instead of having many different creditors to pay off every month.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,719.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
Which debts do you plan to pay off with this loan?Credit Cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?No housing related costs
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No mortgage
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
Which debts do you plan to pay off with this loan?Credit Cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Consolidating all debt first and what ever is left over is going into investment property.
Please explain the reason why you carry a large revolving credit balance.It was intended to be temporary and will be paid off once I consolidate.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans $120/m<br>About 7 credit cards comprise most of my monthly expenses about $200 each a month with interest rates that range btw 0 - 19%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Car lease $525/m<br>Job expenses pay for most other out of pocket like cell phone and gas.

 


 

 

 

Member Payment Dependent Notes Series 1423911

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423911

$20,000

$20,000

21.98%

1.00%

July 24, 2012

July 29, 2017

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423911. Member loan 1423911 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,583 / month
Current employer: Southwestern VT Medical Center Debt-to-income ratio: 21.62%
Length of employment: 10+ years Location: BENNINGTON, VT
       
Home town:
Current & past employers: Southwestern VT Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > Hello,<br>The loan I am applying for is to consolidate my debt expenses.<br><br> Borrower added on 07/16/12 > Hello Again,<br>I wanted to add clarity for the expectation of these funds. I will be paying off the credit card debt I have accrued over the years. <br><br>Thank you for your consideration<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 60
Revolving Credit Balance: $11,623.00 Public Records On File: 0
Revolving Line Utilization: 89.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $650<br>Monthly utility expenses: $500 (electric, phone, cable, insurance)<br>Montly vehicle expenses: $900<br>Estimated monthly food and family expense: $600 to $800<br>School Loan monthly expense: $222
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt: 21812 with variable interest rates up to 28%<br>I do not hold a mortage<br>School loan debt: 12184<br><br>I will be using these funds to pay off credit card debt. <br><br>Thank you for your consideration and questions.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt: 21812 with variable interest rates up to 28%<br>I do not hold a mortage<br>School loan debt: 12184<br><br>I will be using these funds to pay off credit card debt. <br><br>Thank you for your consideration and questions.
Please explain the reason why you carry a large revolving credit balance.My large credit balance is due to a number of things. A large portion was to assist me while working and going to school. <br>My plan is to pay it all off and remain without credit balances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $650<br>Monthly utility expenses: $500 (electric, phone, cable, insurance)<br>Montly vehicle expenses: $900<br>Estimated monthly food and family expense: $600 to $800<br>School Loan monthly expense: $222

 


 

 

 

Member Payment Dependent Notes Series 1423959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1423959

$17,000

$17,000

18.75%

1.00%

July 20, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1423959. Member loan 1423959 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Nimble Storage Debt-to-income ratio: 11.31%
Length of employment: 1 year Location: Los Gatos, CA
       
Home town:
Current & past employers: Nimble Storage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > I would like a loan to refinance my credit card debt. I have been able to make the minimum payments on time but the balances have not decreased as the APR's are 29.99%.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 24
Revolving Credit Balance: $20,784.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses for rent, transportation, utilities, phone, insurance, and food total $2800 a month
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My minimum monthly payments on the credit cards are $584. With this loan it will be $621
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses for rent, transportation, utilities, phone, insurance, and food total $2800 a month

 


 

 

 

Member Payment Dependent Notes Series 1424070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1424070

$21,125

$21,125

19.72%

1.00%

July 24, 2012

July 29, 2017

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1424070. Member loan 1424070 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: Frasco fuel oil Debt-to-income ratio: 22.17%
Length of employment: 9 years Location: Westfield, MA
       
Home town:
Current & past employers: Frasco fuel oil
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > I just want to get these credit cards paid off and have one payment.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,268.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1424194

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1424194

$8,000

$8,000

17.77%

1.00%

July 24, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1424194. Member loan 1424194 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,167 / month
Current employer: Vibration Products Debt-to-income ratio: 10.23%
Length of employment: 3 years Location: NEW YORK, NY
       
Home town:
Current & past employers: Vibration Products
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > This loan will be paid off in full near the end of December 2012 with end of the year bonus. I did the 36 month loan to keep payments lower until that time.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 77
Revolving Credit Balance: $13,306.00 Public Records On File: 0
Revolving Line Utilization: 83.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,400 rent, $420 car and $165 cable/internet. insurance is paid for until end of year. food fluctuates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have 4 open cards just north of $12,000. 1 is 13%, 2 are 16-17% and one is 25% (lowest amount on this card). i was hit with a few large unexpected expenses (mainly car repair) in the last few months. student loans paid off, i do not have a mortgage ($1,400 per month in rent) and a car payment for $420.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have 4 open cards just north of $12,000. 1 is 13%, 2 are 16-17% and one is 25% (lowest amount on this card). i was hit with a few large unexpected expenses (mainly car repair) in the last few months. student loans paid off, i do not have a mortgage ($1,400 per month in rent) and a car payment for $420.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have 4 open cards just north of $12,000. 1 is 13%, 2 are 16-17% and one is 25% (lowest amount on this card). i was hit with a few large unexpected expenses (mainly car repair) in the last few months. student loans paid off, i do not have a mortgage ($1,400 per month in rent) and a car payment for $420.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have 4 open cards just north of $12,000. 1 is 13%, 2 are 16-17% and one is 25% (lowest amount on this card). i was hit with a few large unexpected expenses (mainly car repair) in the last few months. student loans paid off, i do not have a mortgage ($1,400 per month in rent) and a car payment for $420.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i currently have 4 open cards just north of $12,000. 1 is 13%, 2 are 16-17% and one is 25% (lowest amount on this card). i was hit with a few large unexpected expenses (mainly car repair) in the last few months. student loans paid off, i do not have a mortgage ($1,400 per month in rent) and a car payment for $420.

 


 

 

 

Member Payment Dependent Notes Series 1424344

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1424344

$10,000

$10,000

15.31%

1.00%

July 23, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1424344. Member loan 1424344 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: Metro Social Services Inc. Debt-to-income ratio: 15.03%
Length of employment: < 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Metro Social Services Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > My loan is to pay off credit card debt. I have two credit cards from Wells Fargo and Wells Fargo Financial in a total amount of 5.000 and 2.800. I also have a Menard's big card with a high interest rate. I struggling with a lot of payments monthly, up to 6 or 700.00 $. One monthly payment will help.<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 24
Revolving Credit Balance: $9,283.00 Public Records On File: 0
Revolving Line Utilization: 63.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses vary between $1.500 and $1.600. I get help from my kids with some of the expenses such as internet and cellphone bill.My mortgage is $7.63 per month. I do not have payment on my card and I paid for my car insurance twice a year.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have two credit cards of $5.000 and $2.800 + a store card of $1.500. First of all, I've never paid a minimum payment. I do paid at least three times the minimum. The outstanding balance is 5.00 and 2.200 + 1.500. I don't know the interest rate of each of them. What I do know is that the interest rate of the card of 5.000 is higher than the other one.What happened with the store credit card is that I took a promotional offer on construction material and couldn't paid off on time.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?I do not paid the minimum payment, never. I paid between 600 and 700.00 dollars every month. I'm asking for this loan to paid off the debt and have only one monthly payment. I also want to be able to paid of this loan before the term because I want to be debt free and start saving money for my retirement.
If you have a delinquency in the last 2 years, please explain the reason.I don't recall any delinquency history in my life. I always always try, very hard to pay on time and at least twice the minimum payment.

 


 

 

 

Member Payment Dependent Notes Series 1424458

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1424458

$4,800

$4,800

13.11%

1.00%

July 24, 2012

July 29, 2015

July 29, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1424458. Member loan 1424458 was requested on July 15, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,000 / month
Current employer: Union Pacific Railroad Debt-to-income ratio: 19.09%
Length of employment: 9 years Location: Vancouver , WA
       
Home town:
Current & past employers: Union Pacific Railroad
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/15/12 > Consolidate bills and miscellaneous debt<br>

 

A credit bureau reported the following information about this borrower member on July 15, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,743.00 Public Records On File: 0
Revolving Line Utilization: 80.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards with about $2000 balance at 16 to 18 percent interest rate. Pay a personal loan from a friend that was used to travel to New York for daughters surgery.

 


 

 

 

Member Payment Dependent Notes Series 1425159

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425159

$12,000

$12,000

14.33%

1.00%

July 24, 2012

July 30, 2017

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425159. Member loan 1425159 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: CoreBTS Debt-to-income ratio: 25.21%
Length of employment: 1 year Location: DOWNINGTOWN, PA
       
Home town:
Current & past employers: CoreBTS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/12 > install HVAC in our vacation rental property<br>

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 43
Revolving Credit Balance: $31,302.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.On May 1st we went to settlement on a vacation rental property in the Poconos. I used my VISA and Lowe's credit cards to provide new furniture, bedding, appliances, etc. as the place hadn't been updated in years. Prior to May 1st I hadn't used my Lowe's credit card in years and my VISA card was under 10K (used primarily to assist my daughter and son in continuing education classes towards MBA).

 


 

 

 

Member Payment Dependent Notes Series 1425275

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425275

$10,000

$10,000

14.33%

1.00%

July 20, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425275. Member loan 1425275 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: Madigan's Waterfront Inc. Debt-to-income ratio: 12.60%
Length of employment: 10+ years Location: STAFFORD, VA
       
Home town:
Current & past employers: Madigan's Waterfront Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,177.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1425428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425428

$14,400

$14,400

19.05%

1.00%

July 20, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425428. Member loan 1425428 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Department of Justice Debt-to-income ratio: 10.35%
Length of employment: 2 years Location: WASHINGTON, DC
       
Home town:
Current & past employers: Department of Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 47
Revolving Credit Balance: $16,314.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $1600; Utilities: $0 (Included in Rent); Phone: $180 (Cell/data); Insurance $60 (renters/non-driving car insurance); Transportation (0$ - Federal Government Funded)
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent: $1600; Utilities: $0 (Included in Rent); Phone: $180 (Cell/data); Insurance $60 (renters/non-driving car insurance); Transportation (0$ - Federal Government Funded)
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?$550 before loan (hopefully 0$ after loan); with loan: $560
What is the total balance of your credit cards, interest rates and current monthly payments?AMEX: $7353.49; Capital One: $4508; TargetCard: $2539; CreditOne: $497; PNC Credit Line: $1258; Best Buy: $950
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.AMEX: $7,353.49, Int rate 22% ($140 min); CapitalOne:$4508.68, Int Rate %18, (Min $95); Target Card: $2,539.22 Int Rate %18, (Min $80); CreditOne: $497.78 10% Int, (Min $50); BestBuy: $900, Int rate 0%, (Min $50)
What is the total balance of your credit cards, interest rates and current monthly payments?AMEX: $7353.49; Capital One: $4508; TargetCard: $2539; CreditOne: $497; PNC Credit Line: $1258; Best Buy: $950

 


 

 

 

Member Payment Dependent Notes Series 1425625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425625

$7,000

$7,000

15.31%

1.00%

July 23, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425625. Member loan 1425625 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: Dana Kepner Debt-to-income ratio: 15.64%
Length of employment: 5 years Location: Denver, CO
       
Home town:
Current & past employers: Dana Kepner
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 42
Revolving Credit Balance: $11,529.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1425861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425861

$4,800

$4,800

17.77%

1.00%

July 20, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425861. Member loan 1425861 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Texas Dept. Of Criminal Justice Debt-to-income ratio: 8.07%
Length of employment: 10+ years Location: Harker Heights, TX
       
Home town:
Current & past employers: Texas Dept. Of Criminal Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > The loan you provide me with will go toward a consolidation of debts and a few accesory items to protect the future resale value of my car.. Id be happy to answer any questions,as I cannot provide further details in this description. Thank you so much for this opportunity.<br>

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I have two personal loans that have a rediculously high interest rate that I would like to pay off. That is my primary concern
What is your intended use for the loan proceeds?My primary concern is to pay off two personal loans that have rediculously high interest.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?After my bills and food and gas to drive to work,and a little extra for misc. I have about $300 left to do whatever I want with. Note that this loan I am applying for will replace two loans I wish to consolidate due to high intrest rates. I dont have credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have a car note at 2.6%, and two personal loans that I want to pay off an consolidate due to high intrest rates of 34% & 26%. They were good to help build my credit,but that interest is rediculous. I pay $300 for rent and utilities,then cell phone,insurance,i spend a bit in gas getting to work. I have no student loans or credit cards.
Which debts do you plan to pay off with this loan?I have two personal loans that have a rediculously high interest rate that I would like to pay off. That is my primary concern
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have a car note at 2.6%, and two personal loans that I want to pay off an consolidate due to high intrest rates of 34% & 26%. They were good to help build my credit,but that interest is rediculous. I pay $300 for rent and utilities,then cell phone,insurance,i spend a bit in gas getting to work. I have no student loans or credit cards.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My priority is to pay off two smaller personal loans that have super high intrest. Then id like to buy just a few accesories for my car to help retain its condition for future resale value,a bra,lens covers and seat covers,dashmat. Nothing extravagant. Anything left over Ill just leave in the bank in case something arises.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I only have a car note at 2.6%, and two personal loans that I want to pay off an consolidate due to high intrest rates of 34% & 26%. They were good to help build my credit,but that interest is rediculous. I pay $300 for rent and utilities,then cell phone,insurance,i spend a bit in gas getting to work. I have no student loans or credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?After my bills and food and gas to drive to work,and a little extra for misc. I have about $300 left to do whatever I want with. Note that this loan I am applying for will replace two loans I wish to consolidate due to high intrest rates. I dont have credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1425987

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1425987

$7,000

$7,000

23.76%

1.00%

July 24, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1425987. Member loan 1425987 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: Ramada Hotel Debt-to-income ratio: 16.66%
Length of employment: 5 years Location: Quincy, MA
       
Home town:
Current & past employers: Ramada Hotel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/16/12 > This loan is to pay off credit cards and other bills that have a higher interest rate.<br><br> Borrower added on 07/17/12 > I am looking at paying off my credit cards and also to do some home improvement.<br>

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 40
Revolving Credit Balance: $6,697.00 Public Records On File: 0
Revolving Line Utilization: 93.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are a total of $7,900 and the total monthly payments are $190 and the limits total are $9,400. My mortgage is $1,135.00 and I have no student loans due right now since I am still in school for about 1 more year.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,135<br>Utilities $120<br>Phone $50<br>Food $150 - $200 monthly
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are a total of $7,900 and the total monthly payments are $190 and the limits total are $9,400. My mortgage is $1,135.00 and I have no student loans due right now since I am still in school for about 1 more year.
Which debts do you plan to pay off with this loan?I plan on paying off a majority of my credit cards.
Please explain the reason why you carry a large revolving credit balance.I have been carrying a high revolving credit balance sine I purchased my new home about a year ago and I haven't been able to pay much more than the minimum balance due on each of my cards.
What is your intended use for the loan proceeds?I plan on paying off a majority of the credit cards and I have some work that needs to be done on my home too.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are a total of $7,900 and the total monthly payments are $190 and the limits total are $9,400. My mortgage is $1,135.00 and I have no student loans due right now since I am still in school for about 1 more year.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1,135<br>Utilities $120<br>Phone $50<br>Food $150 - $200 monthly
What is your intended use for the loan proceeds?I plan on paying off a majority of the credit cards and I have some work that needs to be done on my home too.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in the past 2 years.
Please explain the reason why you carry a large revolving credit balance.I have been carrying a high revolving credit balance sine I purchased my new home about a year ago and I haven't been able to pay much more than the minimum balance due on each of my cards.
If you have a public record on file, please briefly explain the event and its resolution.I have no public record on file.

 


 

 

 

Member Payment Dependent Notes Series 1427415

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1427415

$10,800

$10,800

17.77%

1.00%

July 23, 2012

July 30, 2015

July 30, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1427415. Member loan 1427415 was requested on July 16, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Military US Navy Debt-to-income ratio: 24.11%
Length of employment: 10+ years Location: Springfield, VA
       
Home town:
Current & past employers: Military US Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/12 > This loan is for medical expenses that my insurance does not cover.<br>

 

A credit bureau reported the following information about this borrower member on July 16, 2012:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 46 Months Since Last Delinquency: 8
Revolving Credit Balance: $10,082.00 Public Records On File: 0
Revolving Line Utilization: 64.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)?Rent 900, Phone/Cable/Internet 120.00, ATT mobile 83.00 Insurance 80.00, power bill 140.00<br>Rental Income 942.00 Mortage held by chase in the amount of 783.00<br>Car 680.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Must pay Medical expenses upfront. Funds would go directly to Doctor.

 


 

 

 

Member Payment Dependent Notes Series 1428801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1428801

$2,500

$2,500

13.11%

1.00%

July 23, 2012

July 31, 2015

July 31, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1428801. Member loan 1428801 was requested on July 17, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: State of New Mexico Debt-to-income ratio: 12.50%
Length of employment: 4 years Location: Albuquerque, NM
       
Home town:
Current & past employers: State of New Mexico
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/17/12 > First loan to pay off cards. Thank you for consideration!<br><br> Borrower added on 07/17/12 > I am 100% committed to being more financially responsible.<br><br> Borrower added on 07/18/12 > Thank you to those who have invested thus far, I really appreciate it. I'm just waiting for bank verification and hopefully everything goes well from there.<br><br> Borrower added on 07/19/12 > I have been on a 4 year journey to become debt free and there has definitely been challenges along the way but I am committed and I know that I can do this. Thank you again for investing in my loan and my future!<br>

 

A credit bureau reported the following information about this borrower member on July 17, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 36
Revolving Credit Balance: $1,527.00 Public Records On File: 0
Revolving Line Utilization: 95.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was the poster child for opening credit cards to get discounts, everything my father told me not to do I did, and it kind of snowballed from there. I have not established any new credit for the past 3 years and have worked hard to bring the balances down and currently work 2 jobs to do so but would like to lower my monthly payments.
Which debts do you plan to pay off with this loan?2 credit cards with high APR
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards total debt balance Approx 5500 (Only looking to lower interest rate on 2, ok with others)<br>Student loan Approx $2300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700<br>Transportation $150 (gas)<br>Utilities $75<br>Phone $35<br>Insurance $75<br>Food $300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $700<br>Transportation $150 (gas)<br>Utilities $75<br>Phone $35<br>Insurance $75<br>Food $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards total debt balance Approx 5500 (Only looking to lower interest rate on 2, ok with others)<br>Student loan Approx $2300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards total debt balance Approx 5500 (Only looking to lower interest rate on 2, ok with others)<br>Student loan Approx $2300

 


 

 

 

Member Payment Dependent Notes Series 1430877

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1430877

$1,500

$1,500

12.12%

1.00%

July 24, 2012

August 1, 2015

August 1, 2017

$0

 

                This series of Notes was issued upon closing and funding of member loan 1430877. Member loan 1430877 was requested on July 18, 2012 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: farrish of fairfax inc Debt-to-income ratio: 14.48%
Length of employment: 10+ years Location: manassas, VA
       
Home town:
Current & past employers: farrish of fairfax inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 07/18/12 > looking to up grade some house hold stuff like new couch and new mattress and tv<br><br> Borrower added on 07/18/12 > HELLO LENDING TREE CLUB IAM LOOKING TO ADD TO MY EXISTING LOAN BALANCE THAT I CURRENTLY HAVE WITH YOU. I AM LOOKING FOR AMOUNT OF 1500.00 FOR 36 MONTHS. THE THING'S I WISH TO BUY ARE ITEMS THAT I NEED TO REPLACE AROUND THE HOUSE ARE ONE BUY A NEW KING SIZE BED, BUY A NEW COUCH AND NEW TV THANK YOU<br>

 

A credit bureau reported the following information about this borrower member on July 18, 2012:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1986 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,404.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Prospectus Supplement (Sales Report) No. 49 dated July 24, 2012